\x3Cpath class=\"st0\" d=\"M12.3,28h7.8h7.7h7.6V14.2h4.3L24,0.6l-3.7,3.2v-3h-5.5v7.8l-6.4,5.6h4V28z M21.1,27v-6.7h5.7V27H21.1z\n\t\t M34.4,27h-6.6v-7.7h-7.7V27h-6.8V14.2h21.1V27z M15.7,9V1.8h3.5V6l4.7-4l13,11.3h-26L15.7,9z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez du prêt à taux zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:null,field_text_main:null,vid:$R[237]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[238]={drupal_internal__target_id:"regulation"}},revision_user:$R[239]={data:null,links:$R[240]={related:$R[241]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f37d7e5e-3057-44e8-b10e-979e6adb1932/revision_user/?resourceVersion=id%3A4"},self:$R[242]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f37d7e5e-3057-44e8-b10e-979e6adb1932/relationships/revision_user/?resourceVersion=id%3A4"}}},parent:$R[243]=[$R[244]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[245]={links:$R[246]={help:$R[247]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[248]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[249]={type:"taxonomy_term--regulation",id:"19b5dbf4-49ba-47b5-90ee-d6433b676b0b",links:$R[250]={self:$R[251]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/?resourceVersion=id%3A5"}},drupal_internal__tid:5,drupal_internal__revision_id:5,langcode:"fr",revision_created:null,status:!0,name:"TVA réduite",description:null,weight:1,changed:"2024-06-19T07:52:29+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[252]=[$R[253]={tag:"meta",attributes:$R[254]={name:"title",content:"TVA réduite | Cogedim"}},$R[255]={tag:"link",attributes:$R[256]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/5/"}},$R[257]={tag:"meta",attributes:$R[258]={name:"generator",content:"Cogedim"}},$R[259]={tag:"meta",attributes:$R[260]={property:"og:site_name",content:"Cogedim"}},$R[261]={tag:"meta",attributes:$R[262]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[263]={tag:"meta",attributes:$R[264]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/"}},$R[265]={tag:"meta",attributes:$R[266]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[267]={tag:"meta",attributes:$R[268]={property:"og:image:type",content:"image/png"}},$R[269]={tag:"meta",attributes:$R[270]={property:"og:image:width",content:"628"}},$R[271]={tag:"meta",attributes:$R[272]={property:"og:image:height",content:"316"}},$R[273]={tag:"meta",attributes:$R[274]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[275]={tag:"meta",attributes:$R[276]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[277]={tag:"meta",attributes:$R[278]={name:"twitter:card",content:"summary"}},$R[279]={tag:"meta",attributes:$R[280]={name:"twitter:site",content:"@altareacogedim"}},$R[281]={tag:"meta",attributes:$R[282]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[283]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[284]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1
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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[285]={value:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[286]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[287]={drupal_internal__target_id:"regulation"}},revision_user:$R[288]={data:null,links:$R[289]={related:$R[290]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/revision_user/?resourceVersion=id%3A5"},self:$R[291]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/relationships/revision_user/?resourceVersion=id%3A5"}}},parent:$R[292]=[$R[293]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[294]={links:$R[295]={help:$R[296]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[297]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[298]={type:"taxonomy_term--regulation",id:"16dd3083-89ed-478c-82d3-c61e00e3e669",links:$R[299]={self:$R[300]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/?resourceVersion=id%3A9"}},drupal_internal__tid:9,drupal_internal__revision_id:9,langcode:"fr",revision_created:null,status:!0,name:"Prix maîtrisés",description:null,weight:2,changed:"2025-06-26T14:47:47+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[301]=[$R[302]={tag:"meta",attributes:$R[303]={name:"title",content:"Prix maîtrisés | Cogedim"}},$R[304]={tag:"link",attributes:$R[305]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/9/"}},$R[306]={tag:"meta",attributes:$R[307]={name:"generator",content:"Cogedim"}},$R[308]={tag:"meta",attributes:$R[309]={property:"og:site_name",content:"Cogedim"}},$R[310]={tag:"meta",attributes:$R[311]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[312]={tag:"meta",attributes:$R[313]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/"}},$R[314]={tag:"meta",attributes:$R[315]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[316]={tag:"meta",attributes:$R[317]={property:"og:image:type",content:"image/png"}},$R[318]={tag:"meta",attributes:$R[319]={property:"og:image:width",content:"628"}},$R[320]={tag:"meta",attributes:$R[321]={property:"og:image:height",content:"316"}},$R[322]={tag:"meta",attributes:$R[323]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[324]={tag:"meta",attributes:$R[325]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[326]={tag:"meta",attributes:$R[327]={name:"twitter:card",content:"summary"}},$R[328]={tag:"meta",attributes:$R[329]={name:"twitter:site",content:"@altareacogedim"}},$R[330]={tag:"meta",attributes:$R[331]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[332]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Les prix indiqués peuvent tenir compte d’une TVA réduite sous conditions de ressources.\r\nLes rentabilités indiquées sont estimatives, données à titre indicatif et hors frais de gestion potentiels.",field_legals_grid:null,field_promo_drawer:$R[333]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1
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\t\tC23.8,19.2,23,19.3,22.3,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z
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\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6
\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2
\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1
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\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6
\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z
\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez des prix maîtrisés\x3C/h3>\x3Cp>Tous les avantages du neuf avec des conditions de financement avantageuses pour les primo-accédants.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez des prix maîtrisés\x3C/h3>\x3Cp>Tous les avantages du neuf avec des conditions de financement avantageuses pour les primo-accédants.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[334]={value:"\x3Ch3>Acheter en prix maîtrisés\x3C/h3>\x3Cp>Primo-accédants, et sous conditions de ressources, profitez de la possibilité d’acheter votre logement neuf en dessous du prix du marché dans une résidence éligible aux prix maîtrisés. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en prix maîtrisés\x3C/h3>\x3Cp>Primo-accédants, et sous conditions de ressources, profitez de la possibilité d’acheter votre logement neuf en dessous du prix du marché dans une résidence éligible aux prix maîtrisés. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:$R[335]={value:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix maîtrisés\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincmastered\">\x3Cdiv class=\"expandable\">\x3Cp>Fruit d’un partenariat entre les promoteurs immobiliers et les communes, ce dispositif vous permet d’acquérir, sous certaines conditions, un logement neuf à un prix réduit par rapport au marché immobilier local. En moyenne, vous pourrez profiter d’une économie entre 20 et 30% sur le prix d’acquisition de votre logement neuf.\x3C/p>\x3Cp>Ce sont les \x3Cstrong>collectivités\x3C/strong> qui \x3Cstrong>fixent les règles d’accession à la propriété à prix maîtrisé. Elles varient donc d’une ville à l’autre. \x3C/strong>Vous devez, entre autres, avoir des revenus inférieurs à un plafond de ressources basé sur le barème PSLA, PAS ou PLI, et occuper le logement à titre de résidence principale.\x3C/p>\x3Cp>Vous vous engagez, par ailleurs, à conserver votre logement plusieurs années. En cas d’une revente anticipée, le prix peut être encadré par les clauses anti spéculatives de votre commune.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cp>Grâce à ce dispositif, vous pourrez :\x3C/p>\x3Cul>\x3Cli>Acquérir un logement neuf de qualité, à prix réduit ;\x3C/li>\x3Cli>Accéder à un bien immobilier plus grand ou avec un meilleur emplacement, avec un budget inchangé ;\x3C/li>\x3Cli>Vous constituer un patrimoine, en bénéficiant d’autres dispositifs d’aides au financement immobilier mis en place par le gouvernement et les collectivités locales (Prêt à taux zéro, Prêt Action Logement, Prêt à l’Accession Sociale…) ;\x3C/li>\x3Cli>Profiter d’une réduction des frais de notaire grâce à l’achat dans l’immobilier neuf.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincmastered').classList.toggle('active');\">\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\">\x3C/path>\x3C/svg>\x3C/i>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\" loading=\"lazy\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix maîtrisés\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincmastered\">\x3Cdiv class=\"expandable\">\x3Cp>Fruit d’un partenariat entre les promoteurs immobiliers et les communes, ce dispositif vous permet d’acquérir, sous certaines conditions, un logement neuf à un prix réduit par rapport au marché immobilier local. En moyenne, vous pourrez profiter d’une économie entre 20 et 30% sur le prix d’acquisition de votre logement neuf.\x3C/p>\x3Cp>Ce sont les \x3Cstrong>collectivités\x3C/strong> qui \x3Cstrong>fixent les règles d’accession à la propriété à prix maîtrisé. Elles varient donc d’une ville à l’autre. \x3C/strong>Vous devez, entre autres, avoir des revenus inférieurs à un plafond de ressources basé sur le barème PSLA, PAS ou PLI, et occuper le logement à titre de résidence principale.\x3C/p>\x3Cp>Vous vous engagez, par ailleurs, à conserver votre logement plusieurs années. 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aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincmastered').classList.toggle('active');\">\x3Csvg width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\" />\x3C/svg>\x3C/i>\x3C/div>\x3C/div>"},vid:$R[336]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[337]={drupal_internal__target_id:"regulation"}},revision_user:$R[338]={data:null,links:$R[339]={related:$R[340]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/revision_user/?resourceVersion=id%3A9"},self:$R[341]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/relationships/revision_user/?resourceVersion=id%3A9"}}},parent:$R[342]=[$R[343]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[344]={links:$R[345]={help:$R[346]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[347]={about:"Usage 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immobiliers neufs"}},$R[362]={tag:"meta",attributes:$R[363]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/"}},$R[364]={tag:"meta",attributes:$R[365]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[366]={tag:"meta",attributes:$R[367]={property:"og:image:type",content:"image/png"}},$R[368]={tag:"meta",attributes:$R[369]={property:"og:image:width",content:"628"}},$R[370]={tag:"meta",attributes:$R[371]={property:"og:image:height",content:"316"}},$R[372]={tag:"meta",attributes:$R[373]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[374]={tag:"meta",attributes:$R[375]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[376]={tag:"meta",attributes:$R[377]={name:"twitter:card",content:"summary"}},$R[378]={tag:"meta",attributes:$R[379]={name:"twitter:site",content:"@altareacogedim"}},$R[380]={tag:"meta",attributes:$R[381]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[382]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:null,field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[383]={value:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[384]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[385]={drupal_internal__target_id:"regulation"}},revision_user:$R[386]={data:null,links:$R[387]={related:$R[388]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/revision_user/?resourceVersion=id%3A4043"},self:$R[389]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/relationships/revision_user/?resourceVersion=id%3A4043"}}},parent:$R[390]=[$R[391]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[392]={links:$R[393]={help:$R[394]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[395]={about:"Usage and meaning of the 'virtual' resource 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neufs"}},$R[410]={tag:"meta",attributes:$R[411]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/"}},$R[412]={tag:"meta",attributes:$R[413]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[414]={tag:"meta",attributes:$R[415]={property:"og:image:type",content:"image/png"}},$R[416]={tag:"meta",attributes:$R[417]={property:"og:image:width",content:"628"}},$R[418]={tag:"meta",attributes:$R[419]={property:"og:image:height",content:"316"}},$R[420]={tag:"meta",attributes:$R[421]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[422]={tag:"meta",attributes:$R[423]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[424]={tag:"meta",attributes:$R[425]={name:"twitter:card",content:"summary"}},$R[426]={tag:"meta",attributes:$R[427]={name:"twitter:site",content:"@altareacogedim"}},$R[428]={tag:"meta",attributes:$R[429]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[430]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Prix indicatifs hors taxes.\x3Cbr>\r\nLes rentabilités indiquées sont nettes de frais de gestion et hors mobilier, avant impact fiscal.",field_legals_grid:"Prix indicatifs hors taxes et hors mobilier. Les rentabilités indiquées sont nettes de frais de gestion et hors mobilier, avant impact fiscal.",field_promo_drawer:null,field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[431]={value:"\x3Ch3>Acheter en LMNP géré\x3C/h3>\x3Cp>Investissez dans une résidence services en statut LMNP et cumulez un achat Hors Taxe, grâce à la récupération immédiate de la TVA sur le prix de votre logement, et des revenus locatifs garantis par bail commercial pouvant être défiscalisés sur le long terme. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP géré\x3C/h3>\x3Cp>Investissez dans une résidence services en statut LMNP et cumulez un achat Hors Taxe, grâce à la récupération immédiate de la TVA sur le prix de votre logement, et des revenus locatifs garantis par bail commercial pouvant être défiscalisés sur le long terme. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[432]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[433]={drupal_internal__target_id:"regulation"}},revision_user:$R[434]={data:null,links:$R[435]={related:$R[436]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/revision_user/?resourceVersion=id%3A7"},self:$R[437]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/relationships/revision_user/?resourceVersion=id%3A7"}}},parent:$R[438]=[$R[439]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[440]={links:$R[441]={help:$R[442]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[443]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[444]={type:"taxonomy_term--regulation",id:"9df7bfb4-b767-42a6-a070-ce1436f2a561",links:$R[445]={self:$R[446]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/?resourceVersion=id%3A8"}},drupal_internal__tid:8,drupal_internal__revision_id:8,langcode:"fr",revision_created:null,status:!0,name:"Nue-propriété",description:null,weight:6,changed:"2025-07-01T07:35:28+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[447]=[$R[448]={tag:"meta",attributes:$R[449]={name:"title",content:"Nue-propriété | Cogedim"}},$R[450]={tag:"link",attributes:$R[451]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/8/"}},$R[452]={tag:"meta",attributes:$R[453]={name:"generator",content:"Cogedim"}},$R[454]={tag:"meta",attributes:$R[455]={property:"og:site_name",content:"Cogedim"}},$R[456]={tag:"meta",attributes:$R[457]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[458]={tag:"meta",attributes:$R[459]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/"}},$R[460]={tag:"meta",attributes:$R[461]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[462]={tag:"meta",attributes:$R[463]={property:"og:image:type",content:"image/png"}},$R[464]={tag:"meta",attributes:$R[465]={property:"og:image:width",content:"628"}},$R[466]={tag:"meta",attributes:$R[467]={property:"og:image:height",content:"316"}},$R[468]={tag:"meta",attributes:$R[469]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[470]={tag:"meta",attributes:$R[471]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[472]={tag:"meta",attributes:$R[473]={name:"twitter:card",content:"summary"}},$R[474]={tag:"meta",attributes:$R[475]={name:"twitter:site",content:"@altareacogedim"}},$R[476]={tag:"meta",attributes:$R[477]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[478]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Prix TTC en TVA réduite à 10%\x3Cbr />*La nue-propriété est un montage financier qui permet d’acheter un bien immobilier en profitant d’un prix d’acquisition réduit de 30 à 40% grâce au principe de démembrement de propriété. 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d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Investissez en Nue-Propriété\x3C/h3>\x3Cp>Un bien à prix réduit, défiscalisé, sans contrainte d’entretien et de gestion locative.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[480]={value:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[481]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[482]={drupal_internal__target_id:"regulation"}},revision_user:$R[483]={data:null,links:$R[484]={related:$R[485]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/revision_user/?resourceVersion=id%3A8"},self:$R[486]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/relationships/revision_user/?resourceVersion=id%3A8"}}},parent:$R[487]=[$R[488]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[489]={links:$R[490]={help:$R[491]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[492]={about:"Usage and meaning of the 'virtual' resource 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Profitez de tous nos services.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/cogedim-pour-vous/la-difference-cogedim/\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M46.3,45.2v-0.9h-2.5V20.8c0.7-0.2,1.2-0.7,1.5-1.3h2.5L46,10.8h-5.5l-1.7,8.7h2.5c0.2,0.7,0.8,1.2,1.5,1.3\n\t\tv23.4h-2.5v0.9h-4.4c0.4-0.2,0.7-0.5,1.1-0.9h1.1l0.1-0.3c0.1-0.3,3.2-8.6,2.4-11.6c-0.4-1.3-1.3-2.4-2.7-3C37,29,36,28.8,35.1,29\n\t\tv-0.3c0-1.3-0.4-2.4-1.3-3.2c-2.1-2-5.8-2-6-2c-0.2,0-3.9,0-6,2c-0.9,0.9-1.3,1.9-1.3,3.2V29c-0.8-0.1-1.8,0-2.8,0.4\n\t\tc-1.3,0.6-2.3,1.6-2.7,3c-0.9,3,2.3,11.3,2.4,11.6l0.1,0.3h0.9c0.2,0.3,0.5,0.7,1,0.9H9.9l1.6-7.7h0.8v-2.9H8.7\n\t\tc0.4-1.2,1.3-5.1,1.1-8.7c0.2-0.3,0.5-0.5,0.8-0.8c0.7,0.2,1.2,0.6,1.5,1.1c1,1.8,0,4.9,0,4.9l-0.9,2.8l1.8-2.3\n\t\tc0.1-0.2,2.9-3.8,2.1-6.4c-0.2-0.7-0.6-1.2-1.2-1.5c-1.5-0.6-3.6,0.4-3.6,0.4l-0.7,0.3c-0.3-1.7-1-3.2-2.3-4.2l0,0\n\t\tc-0.1-0.1-0.2-0.1-0.3-0.2c-0.6-0.3-2-1-3.1-0.6c-0.4,0.2-1,0.5-1.2,1.4c-0.8,2.6,0.2,5.4,0.3,5.5l0.6,1.6l0.4-1.6\n\t\tc0.5-2.1,1.6-5.1,2.5-5.4c0.1,0,0.1,0,0.2,0c0.1,0,0.1,0.1,0.1,0.1c1.3,1,1.9,2.6,2,4.4c-1.4,1.7-2,3.7-2.2,5.4\n\t\tc-0.2-0.6-0.4-1.3-0.7-1.9c-0.1-0.4-0.5-1.3-1.3-1.4c-0.9,0-1.5,1.2-1.7,1.6l-1.2,2.7l2-2.2c0.4-0.4,0.7-0.6,0.9-0.6\n\t\tc0.2,0,0.3,0.2,0.3,0.2c1.1,2.1,1.2,4.4,1.2,5.1h-4v2.9h0.8l1.6,7.7H0v1h48v-1H46.3z M41.4,11.8h3.9l1.3,6.7H40L41.4,11.8z\n\t\t M42.5,19.5h1.7c-0.2,0.2-0.5,0.4-0.8,0.4C43,19.9,42.7,19.7,42.5,19.5z M13.5,24.6c0.3,0.1,0.6,0.4,0.7,0.8c0.3,1-0.1,2.3-0.6,3.3\n\t\tc0-1-0.1-2.1-0.6-3c-0.3-0.5-0.6-0.9-1.1-1.2C12.4,24.5,13,24.4,13.5,24.6z M3.4,24.3c-0.1-0.9-0.2-2,0.2-3\n\t\tc0.1-0.4,0.3-0.7,0.6-0.8c0.1-0.1,0.3-0.1,0.5-0.1c0.2,0,0.5,0,0.7,0.1C4.5,21.3,3.9,23,3.4,24.3z M8.8,27.2c0,3.4-1,6.8-1.2,7.4\n\t\tH7.4C7.4,33.8,7.1,30.2,8.8,27.2z M3.1,35.6h8.2v0.9H3.1V35.6z M10.5,37.5L9,44.3H5.3l-1.4-6.8H10.5z M35.2,44.3\n\t\tc-0.1,0-0.2,0-0.2-0.1h0.6C35.5,44.3,35.3,44.3,35.2,44.3z M37.5,30.3c0.8,0.3,1.7,1,2.1,2.3c0.6,2.2-1.3,8.1-2.2,10.7h-4\n\t\tc0-12.4,0.5-12.6,1.4-13.1C35.3,29.8,36.5,29.8,37.5,30.3z M22.6,26.1c1.8-1.7,5.2-1.7,5.3-1.7c0,0,3.5,0,5.3,1.7\n\t\tc0.7,0.7,1,1.5,1,2.5v0.7c-0.9,0.5-1.4,1.1-1.6,6.2h-9.4c-0.2-5-0.7-5.7-1.6-6.2v-0.7C21.6,27.6,21.9,26.8,22.6,26.1z M32.3,36.5v4\n\t\th-9v-4H32.3z M16.1,32.6c0.4-1.3,1.4-2,2.1-2.3c1-0.4,2.2-0.4,2.7-0.1c0.9,0.5,1.4,0.7,1.4,13.1h-4C17.4,40.7,15.5,34.7,16.1,32.6z\n\t\t M20.5,44.2c-0.1,0.1-0.2,0.1-0.3,0.1c-0.1,0-0.2,0-0.2-0.1H20.5z M21.9,44.2h1.3v-0.5c0-0.8,0-1.5,0-2.2h9.2c0,0.7,0,1.4,0,2.2\n\t\tv0.5h1.2c0.2,0.3,0.5,0.7,1,0.9H20.8C21.2,45,21.6,44.7,21.9,44.2z\" />\x3Cpath class=\"st0\" d=\"M32.5,1.8H9.4v15.5h23.1V1.8z M10.4,12.4L15,7.7l6.3,6.3l2.6-2.6l4.9,4.9H10.4V12.4z M31.5,16.3h-1.2L24,10\n\t\tl-2.6,2.6L15,6.3L10.4,11V2.8h21.1V16.3z\" />\x3Cpath class=\"st0\" d=\"M27,9.5c1.4,0,2.6-1.1,2.6-2.6S28.4,4.4,27,4.4S24.5,5.6,24.5,7S25.6,9.5,27,9.5z M27,5.4\n\t\tc0.9,0,1.6,0.7,1.6,1.6S27.9,8.5,27,8.5S25.5,7.8,25.5,7S26.2,5.4,27,5.4z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Nos services pour vous accompagner\x3C/h3>\x3Cp>Financement sur mesure, Parrainage,... Profitez de tous nos services.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/cogedim-pour-vous/la-difference-cogedim/\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[529]={value:"\x3Ch3>Acheter en BRS\x3C/h3>\x3Cp>Avec le BRS – Bail Réel Solidaire, achetez votre résidence principale en-dessous des prix de marché grâce à un nouveau dispositif d’accession à la propriété.\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en BRS\x3C/h3>\x3Cp>Avec le BRS – Bail Réel Solidaire, achetez votre résidence principale en-dessous des prix de marché grâce à un nouveau dispositif d’accession à la propriété.\x3C/p>"},field_text_main:$R[530]={value:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix BRS, accessibles sous conditions de ressources\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincbrs\">\x3Cdiv class=\"expandable\">\x3Cp>Le bail réel solidaire (BRS) est un dispositif d’accès social à la propriété de sa résidence principale, à prix abordable et sous conditions de ressources, correspondant à ceux du prêt social à l’accession (PSLA).\x3C/p>\x3Cp>Le BRS repose sur la dissociation du foncier (le terrain) et du bâti (le logement). Vous pouvez ainsi devenir propriétaire de votre logement à un prix pouvant aller jusqu’à 40% de décote du prix du marché.\x3C/p>\x3Cp>En contrepartie vous signez un bail réel solidaire et vous devrez vous acquitter d’une redevance mensuelle auprès d’un organisme foncier solidaire (OFS) qui achète le terrain.\x3C/p>\x3Cp>Vous êtes ainsi propriétaire de votre logement mais locataire du terrain sur lequel il se trouve.\x3C/p>\x3Cp>Les OFS sont des organismes à but non lucratif, agréés par le préfet de région, ayant pour objet de détenir des terrains sur le très long terme.\x3C/p>\x3Cp>Vous pouvez revendre votre logement à tout moment mais cela reste cependant encadré par l’OFS.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Vous devenez propriétaire à un prix d’acquisition réduit de votre logement ;\x3C/li>\x3Cli>Vous versez une redevance mensuelle correspondant à la location du terrain sur lequel il se trouve ;\x3C/li>\x3Cli>Vous bénéficiez d’une TVA réduite à 5,5% pour un logement neuf ;\x3C/li>\x3Cli>Vous profitez d’un abattement de 30% de la taxe foncière, selon la commune ;\x3C/li>\x3Cli>Vous pouvez financer l’achat de votre logement avec un prêt à taux zéro (PTZ) au titre de votre 1ère acquisition.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincbrs').classList.toggle('active');\">\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\">\x3C/path>\x3C/svg>\x3C/i>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\" loading=\"lazy\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix BRS, accessibles sous conditions de ressources\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincbrs\">\x3Cdiv class=\"expandable\">\x3Cp>Le bail réel solidaire (BRS) est un dispositif d’accès social à la propriété de sa résidence principale, à prix abordable et sous conditions de ressources, correspondant à ceux du prêt social à l’accession (PSLA).\x3C/p>\x3Cp>Le BRS repose sur la dissociation du foncier (le terrain) et du bâti (le logement). Vous pouvez ainsi devenir propriétaire de votre logement à un prix pouvant aller jusqu’à 40% de décote du prix du marché.\x3C/p>\x3Cp>En contrepartie vous signez un bail réel solidaire et vous devrez vous acquitter d’une redevance mensuelle auprès d’un organisme foncier solidaire (OFS) qui achète le terrain.\x3C/p>\x3Cp>Vous êtes ainsi propriétaire de votre logement mais locataire du terrain sur lequel il se trouve.\x3C/p>\x3Cp>Les OFS sont des organismes à but non lucratif, agréés par le préfet de région, ayant pour objet de détenir des terrains sur le très long terme.\x3C/p>\x3Cp>Vous pouvez revendre votre logement à tout moment mais cela reste cependant encadré par l’OFS.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Vous devenez propriétaire à un prix d’acquisition réduit de votre logement ;\x3C/li>\x3Cli>Vous versez une redevance mensuelle correspondant à la location du terrain sur lequel il se trouve ;\x3C/li>\x3Cli>Vous bénéficiez d’une TVA réduite à 5,5% pour un logement neuf ;\x3C/li>\x3Cli>Vous profitez d’un abattement de 30% de la taxe foncière, selon la commune ;\x3C/li>\x3Cli>Vous pouvez financer l’achat de votre logement avec un prêt à taux zéro (PTZ) au titre de votre 1ère acquisition.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincbrs').classList.toggle('active');\">\x3Csvg width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\" />\x3C/svg>\x3C/i>\x3C/div>\x3C/div>"},vid:$R[531]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[532]={drupal_internal__target_id:"regulation"}},revision_user:$R[533]={data:null,links:$R[534]={related:$R[535]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a44645cb-9dbd-4a56-bb1f-5b623e99516e/revision_user/?resourceVersion=id%3A3817"},self:$R[536]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a44645cb-9dbd-4a56-bb1f-5b623e99516e/relationships/revision_user/?resourceVersion=id%3A3817"}}},parent:$R[537]=[$R[538]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[539]={links:$R[540]={help:$R[541]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[542]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[543]={type:"taxonomy_term--regulation",id:"a56c43b0-a930-4321-8b90-16321a8017b3",links:$R[544]={self:$R[545]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a56c43b0-a930-4321-8b90-16321a8017b3/?resourceVersion=id%3A4000"}},drupal_internal__tid:4000,drupal_internal__revision_id:4000,langcode:"fr",revision_created:"2023-07-17T08:05:34+00:00",status:!0,name:"Patrimonial",description:null,weight:7,changed:"2025-07-01T07:35:28+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[546]=[$R[547]={tag:"meta",attributes:$R[548]={name:"title",content:"Patrimonial | Cogedim"}},$R[549]={tag:"link",attributes:$R[550]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/4000/"}},$R[551]={tag:"meta",attributes:$R[552]={name:"generator",content:"Cogedim"}},$R[553]={tag:"meta",attributes:$R[554]={property:"og:site_name",content:"Cogedim"}},$R[555]={tag:"meta",attributes:$R[556]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[557]={tag:"meta",attributes:$R[558]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a56c43b0-a930-4321-8b90-16321a8017b3/"}},$R[559]={tag:"meta",attributes:$R[560]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[561]={tag:"meta",attributes:$R[562]={property:"og:image:type",content:"image/png"}},$R[563]={tag:"meta",attributes:$R[564]={property:"og:image:width",content:"628"}},$R[565]={tag:"meta",attributes:$R[566]={property:"og:image:height",content:"316"}},$R[567]={tag:"meta",attributes:$R[568]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[569]={tag:"meta",attributes:$R[570]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[571]={tag:"meta",attributes:$R[572]={name:"twitter:card",content:"summary"}},$R[573]={tag:"meta",attributes:$R[574]={name:"twitter:site",content:"@altareacogedim"}},$R[575]={tag:"meta",attributes:$R[576]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[577]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[578]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M48,25.2c-0.2-9-0.6-9.2-0.9-9.4c-0.4-0.2-1.1-0.2-1.7,0.2c-0.6,0.3-1.6,1.1-1.8,3c-0.2,2.2-0.3,4.7-0.3,5.5
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Les secundo-accédants reviennent avec l’envie de changer de cadre de vie ou de gagner en confort, tandis que les primo-accédants saisissent l’opportunité de taux d’intérêt plus favorables pour acheter leur premier logement. 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Plus expérimentés que les \x3Ca href=\"https://www.cogedim.com/habiter/acheter-dans-le-neuf/premier-achat-immobilier/primo-accedant/\">\x3Cu>primo-accédants\x3C/u>\x3C/a>, ils affichent des priorités différentes, souvent liées à leur parcours familial et professionnel. Ce retour transforme la demande et accentue la concurrence sur certains types de biens.\x3C/p>\x3Ch3>\x3Cstrong>Qui sont les secundo-accédants ?\x3C/strong>\x3C/h3>\x3Cp>Il s’agit de propriétaires qui revendent leur logement pour en acheter un autre. Leur expérience du marché leur permet de mieux anticiper les étapes de la transaction.\x3C/p>\x3Ch3>\x3Cstrong>Leur profil type en 2025\x3C/strong>\x3C/h3>\x3Cp>D’après \x3Ca href=\"https://www.meilleurtaux.com/credit-immobilier/actualites/2025-mai/retour-secundo-accedants-marche-immobilier.html\">\x3Cu>Meilleurtaux.com\x3C/u>\x3C/a> (mai 2025), l’âge moyen des secundo-accédants se situe entre 40 et 45 ans. Principalement des familles, ils recherchent des maisons individuelles, des logements avec extérieurs et une performance énergétique optimisée.\x3C/p>\x3Ch3>\x3Cstrong>Les raisons de ce retour\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Cstrong>Taux d’intérêt en baisse\x3C/strong>, qui augmentent le pouvoir d’achat.\x3C/li>\x3Cli>\x3Cstrong>Nouvelles priorités de vie\x3C/strong> : télétravail, confort, proximité des écoles.\x3C/li>\x3Cli>\x3Cstrong>Sécurité d’un placement immobilier\x3C/strong>, toujours considéré comme valeur refuge.\x3C/li>\x3C/ul>\x3Ch2>\x3Cstrong>En quoi le profil des primo-accédants évolue-t-il ?\x3C/strong>\x3C/h2>\x3Cp>Le visage des \x3Cstrong>primo-accédants change sensiblement en 2025\x3C/strong>. Des revenus plus stables, de nouvelles zones de recherche et des conditions de financement assouplies facilitent leur accession. Ce renouvellement de profil traduit une transformation profonde des attentes et des choix de ces acheteurs.\x3C/p>\x3Ch3>\x3Cstrong>Évolution socio-économique\x3C/strong>\x3C/h3>\x3Cp>Les primo-accédants entrent souvent sur le marché autour de 30 ans, avec un emploi plus stable et un apport plus solide. Les aides financières restent un levier essentiel pour déclencher leur premier achat.\x3C/p>\x3Ch3>\x3Cstrong>Préférences géographiques\x3C/strong>\x3C/h3>\x3Cp>Leur intérêt s’oriente vers les \x3Cstrong>villes moyennes et zones rurales\x3C/strong>, jugées plus abordables et attractives en termes de qualité de vie.\x3C/p>\x3Ch3>\x3Cstrong>Capacités d’emprunt renforcées\x3C/strong>\x3C/h3>\x3Cp>La baisse des taux et l’assouplissement des conditions de crédit ouvrent de nouvelles perspectives. Les dispositifs publics et privés, dont ceux de COGEDIM, soutiennent cette dynamique.\x3C/p>\x3Cp>Cette combinaison de facteurs contribue à rendre l’achat immobilier plus accessible pour les primo-accédants, renforçant leur présence sur le marché.\x3C/p>\x3Ch2>\x3Cstrong>Pourquoi les disparités d’accès au crédit avantagent-elles les primo-accédants ?\x3C/strong>\x3C/h2>\x3Cp>L’accès au crédit varie selon le profil des acheteurs. Les primo-accédants profitent d’aides dédiées, comme le \x3Ca href=\"https://www.economie.gouv.fr/particuliers/emprunter-et-sassurer/pret-taux-zero-ptz-tout-ce-quil-faut-savoir#\">\x3Cu>Prêt à Taux Zéro\x3C/u>\x3C/a>, qui facilitent leur projet immobilier. Les secundo-accédants, quant à eux, disposent de moins de dispositifs, ce qui crée une différence dans le parcours d’achat.\x3C/p>\x3Ch3>\x3Cstrong>Dispositifs qui avantagent les primo-accédants\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Cstrong>Le \x3C/strong>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\">\x3Cstrong>\x3Cu>Prêt à Taux Zéro (PTZ)\x3C/u>\x3C/strong>\x3C/a> : incontournable, il permet de financer une partie du projet sans intérêts.\x3C/li>\x3Cli>\x3Cstrong>Les aides spécifiques régionales ou locales\x3C/strong> : certaines collectivités proposent des subventions ou des prêts complémentaires pour encourager l’accession à la propriété.\x3C/li>\x3C/ul>\x3Cp>Ces dispositifs réduisent le coût global de l’achat et fluidifient le parcours des primo-accédants.\x3C/p>\x3Ch3>\x3Cstrong>Comparaison avec les secundo-accédants\x3C/strong>\x3C/h3>\x3Cp>Les secundo-accédants, de leur côté, disposent de moins d’aides publiques ou spécifiques. Leur projet repose donc en grande partie sur la revente de leur logement actuel. La valeur de cette revente détermine directement leur capacité de financement et conditionne la faisabilité de leur futur projet immobilier.\x3C/p>\x3Ch3>\x3Cstrong>Solutions de Cogedim\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cstrong>\x3Cu>Solution Access\x3C/u>\x3C/strong>\x3C/a> : conçue pour les primo-accédants, elle propose des prix adaptés et des conditions favorables, afin de rendre plus simple le premier achat.\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\">\x3Cstrong>\x3Cu>Solution Invest Avantages\x3C/u>\x3C/strong>\x3C/a> : dédiée aux investisseurs, elle offre un accompagnement complet pour se constituer un patrimoine rentable et durable.\x3C/li>\x3C/ul>\x3Ch3>\x3Cstrong>Service proposé par Cogedim pour les secundo-accédants\x3C/strong>\x3C/h3>\x3Cp>La marque \x3Cstrong>\x3Cu>AGI (Altarea Gestion Immobilière)\x3C/u>\x3C/strong>, filiale de COGEDIM, constitue un atout précieux. Elle accompagne les secundo-accédants dans la\x3Cstrong> revente de leur logement\x3C/strong>, en mettant à disposition :\x3C/p>\x3Cul>\x3Cli>une estimation gratuite et sans engagement\x3C/li>\x3Cli>des conseils pour positionner le prix de manière optimale\x3C/li>\x3Cli>des services de conciergerie pour fluidifier l’ensemble du processus de vente.\x3C/li>\x3C/ul>\x3Cp>Grâce à cet accompagnement, les secundo-accédants bénéficient d’une solution clé en main pour sécuriser la transition entre deux projets immobiliers.\x3C/p>\x3Ch2>\x3Cstrong>Quelles perspectives et quels enjeux pour le marché immobilier en 2025 ?\x3C/strong>\x3C/h2>\x3Cp>Comment soutenir l’accession des primo-accédants tout en accompagnant les secundo-accédants dans leurs projets de revente ou d’achat ? Les réponses politiques et économiques à ces questions détermineront les dynamiques des prochaines années.\x3C/p>\x3Ch3>\x3Cstrong>Enjeux politiques et sociaux\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>Soutenir les jeunes ménages via notamment le PTZ (primo-accédants)\x3C/li>\x3Cli>Faciliter les parcours résidentiels des familles déjà propriétaires (secundo-accédants)\x3C/li>\x3Cli>Préserver l’accès à un logement abordable\x3C/li>\x3Cli>Réduire les écarts de prix entre zones urbaines et territoires ruraux\x3C/li>\x3C/ul>\x3Ch3>\x3Cstrong>Perspectives\x3C/strong>\x3C/h3>\x3Cp>En 2025, le marché reste porté par ces deux profils complémentaires. L’offre devra évoluer vers davantage de maisons, des logements énergétiquement performants et une répartition géographique plus équilibrée.\x3C/p>\x3Cp>Cette évolution traduit un marché en pleine mutation, porté par des attentes variées et des solutions adaptées.\x3C/p>\x3Ch2>\x3Cstrong>Ce qu’il faut retenir sur l’évolution du marché des primo-accédants et secundo-accédants en 2025\x3C/strong>\x3C/h2>\x3Cp>Voici les grandes idées à garder en tête :\x3C/p>\x3Cul>\x3Cli>Le retour marqué des secundo-accédants modifie les équilibres du marché immobilier.\x3C/li>\x3Cli>Les primo-accédants évoluent vers des profils plus stables, attirés par les villes moyennes et les zones rurales.\x3C/li>\x3Cli>L’accès au crédit reste plus favorable pour les primo-accédants, grâce à des dispositifs avantageux.\x3C/li>\x3Cli>COGEDIM propose des solutions adaptées à chaque profil : \x3Cstrong>Solution Access\x3C/strong> pour les primo-accédants, \x3Cstrong>AGI\x3C/strong> pour accompagner les secundo-accédants dans la revente de leur bien, et \x3Cstrong>Invest Avantages\x3C/strong> pour les investisseurs.\x3C/li>\x3C/ul>",format:"full_html",processed:"\x3Ch2>\x3Cstrong>Le retour des secundo-accédants marque-t-il une nouvelle donne en immobilier ?\x3C/strong>\x3C/h2>\x3Cp>Après plusieurs années de relative discrétion, les\x3Cstrong> secundo-accédants \x3C/strong>(\x3Cem>Lien vers future page “Secundo-accédant”)\x3C/em>\x3Cstrong> font un retour remarqué\x3C/strong> sur le marché immobilier en 2025. Plus expérimentés que les \x3Ca href=\"https://www.cogedim.com/habiter/acheter-dans-le-neuf/premier-achat-immobilier/primo-accedant/\">\x3Cu>primo-accédants\x3C/u>\x3C/a>, ils affichent des priorités différentes, souvent liées à leur parcours familial et professionnel. Ce retour transforme la demande et accentue la concurrence sur certains types de biens.\x3C/p>\x3Ch3>\x3Cstrong>Qui sont les secundo-accédants ?\x3C/strong>\x3C/h3>\x3Cp>Il s’agit de propriétaires qui revendent leur logement pour en acheter un autre. Leur expérience du marché leur permet de mieux anticiper les étapes de la transaction.\x3C/p>\x3Ch3>\x3Cstrong>Leur profil type en 2025\x3C/strong>\x3C/h3>\x3Cp>D’après \x3Ca href=\"https://www.meilleurtaux.com/credit-immobilier/actualites/2025-mai/retour-secundo-accedants-marche-immobilier.html\">\x3Cu>Meilleurtaux.com\x3C/u>\x3C/a> (mai 2025), l’âge moyen des secundo-accédants se situe entre 40 et 45 ans. Principalement des familles, ils recherchent des maisons individuelles, des logements avec extérieurs et une performance énergétique optimisée.\x3C/p>\x3Ch3>\x3Cstrong>Les raisons de ce retour\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Cstrong>Taux d’intérêt en baisse\x3C/strong>, qui augmentent le pouvoir d’achat.\x3C/li>\x3Cli>\x3Cstrong>Nouvelles priorités de vie\x3C/strong> : télétravail, confort, proximité des écoles.\x3C/li>\x3Cli>\x3Cstrong>Sécurité d’un placement immobilier\x3C/strong>, toujours considéré comme valeur refuge.\x3C/li>\x3C/ul>\x3Ch2>\x3Cstrong>En quoi le profil des primo-accédants évolue-t-il ?\x3C/strong>\x3C/h2>\x3Cp>Le visage des \x3Cstrong>primo-accédants change sensiblement en 2025\x3C/strong>. Des revenus plus stables, de nouvelles zones de recherche et des conditions de financement assouplies facilitent leur accession. Ce renouvellement de profil traduit une transformation profonde des attentes et des choix de ces acheteurs.\x3C/p>\x3Ch3>\x3Cstrong>Évolution socio-économique\x3C/strong>\x3C/h3>\x3Cp>Les primo-accédants entrent souvent sur le marché autour de 30 ans, avec un emploi plus stable et un apport plus solide. Les aides financières restent un levier essentiel pour déclencher leur premier achat.\x3C/p>\x3Ch3>\x3Cstrong>Préférences géographiques\x3C/strong>\x3C/h3>\x3Cp>Leur intérêt s’oriente vers les \x3Cstrong>villes moyennes et zones rurales\x3C/strong>, jugées plus abordables et attractives en termes de qualité de vie.\x3C/p>\x3Ch3>\x3Cstrong>Capacités d’emprunt renforcées\x3C/strong>\x3C/h3>\x3Cp>La baisse des taux et l’assouplissement des conditions de crédit ouvrent de nouvelles perspectives. Les dispositifs publics et privés, dont ceux de COGEDIM, soutiennent cette dynamique.\x3C/p>\x3Cp>Cette combinaison de facteurs contribue à rendre l’achat immobilier plus accessible pour les primo-accédants, renforçant leur présence sur le marché.\x3C/p>\x3Ch2>\x3Cstrong>Pourquoi les disparités d’accès au crédit avantagent-elles les primo-accédants ?\x3C/strong>\x3C/h2>\x3Cp>L’accès au crédit varie selon le profil des acheteurs. Les primo-accédants profitent d’aides dédiées, comme le \x3Ca href=\"https://www.economie.gouv.fr/particuliers/emprunter-et-sassurer/pret-taux-zero-ptz-tout-ce-quil-faut-savoir#\">\x3Cu>Prêt à Taux Zéro\x3C/u>\x3C/a>, qui facilitent leur projet immobilier. Les secundo-accédants, quant à eux, disposent de moins de dispositifs, ce qui crée une différence dans le parcours d’achat.\x3C/p>\x3Ch3>\x3Cstrong>Dispositifs qui avantagent les primo-accédants\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Cstrong>Le \x3C/strong>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\">\x3Cstrong>\x3Cu>Prêt à Taux Zéro (PTZ)\x3C/u>\x3C/strong>\x3C/a> : incontournable, il permet de financer une partie du projet sans intérêts.\x3C/li>\x3Cli>\x3Cstrong>Les aides spécifiques régionales ou locales\x3C/strong> : certaines collectivités proposent des subventions ou des prêts complémentaires pour encourager l’accession à la propriété.\x3C/li>\x3C/ul>\x3Cp>Ces dispositifs réduisent le coût global de l’achat et fluidifient le parcours des primo-accédants.\x3C/p>\x3Ch3>\x3Cstrong>Comparaison avec les secundo-accédants\x3C/strong>\x3C/h3>\x3Cp>Les secundo-accédants, de leur côté, disposent de moins d’aides publiques ou spécifiques. Leur projet repose donc en grande partie sur la revente de leur logement actuel. La valeur de cette revente détermine directement leur capacité de financement et conditionne la faisabilité de leur futur projet immobilier.\x3C/p>\x3Ch3>\x3Cstrong>Solutions de Cogedim\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cstrong>\x3Cu>Solution Access\x3C/u>\x3C/strong>\x3C/a> : conçue pour les primo-accédants, elle propose des prix adaptés et des conditions favorables, afin de rendre plus simple le premier achat.\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\">\x3Cstrong>\x3Cu>Solution Invest Avantages\x3C/u>\x3C/strong>\x3C/a> : dédiée aux investisseurs, elle offre un accompagnement complet pour se constituer un patrimoine rentable et durable.\x3C/li>\x3C/ul>\x3Ch3>\x3Cstrong>Service proposé par Cogedim pour les secundo-accédants\x3C/strong>\x3C/h3>\x3Cp>La marque \x3Cstrong>\x3Cu>AGI (Altarea Gestion Immobilière)\x3C/u>\x3C/strong>, filiale de COGEDIM, constitue un atout précieux. Elle accompagne les secundo-accédants dans la\x3Cstrong> revente de leur logement\x3C/strong>, en mettant à disposition :\x3C/p>\x3Cul>\x3Cli>une estimation gratuite et sans engagement\x3C/li>\x3Cli>des conseils pour positionner le prix de manière optimale\x3C/li>\x3Cli>des services de conciergerie pour fluidifier l’ensemble du processus de vente.\x3C/li>\x3C/ul>\x3Cp>Grâce à cet accompagnement, les secundo-accédants bénéficient d’une solution clé en main pour sécuriser la transition entre deux projets immobiliers.\x3C/p>\x3Ch2>\x3Cstrong>Quelles perspectives et quels enjeux pour le marché immobilier en 2025 ?\x3C/strong>\x3C/h2>\x3Cp>Comment soutenir l’accession des primo-accédants tout en accompagnant les secundo-accédants dans leurs projets de revente ou d’achat ? Les réponses politiques et économiques à ces questions détermineront les dynamiques des prochaines années.\x3C/p>\x3Ch3>\x3Cstrong>Enjeux politiques et sociaux\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>Soutenir les jeunes ménages via notamment le PTZ (primo-accédants)\x3C/li>\x3Cli>Faciliter les parcours résidentiels des familles déjà propriétaires (secundo-accédants)\x3C/li>\x3Cli>Préserver l’accès à un logement abordable\x3C/li>\x3Cli>Réduire les écarts de prix entre zones urbaines et territoires ruraux\x3C/li>\x3C/ul>\x3Ch3>\x3Cstrong>Perspectives\x3C/strong>\x3C/h3>\x3Cp>En 2025, le marché reste porté par ces deux profils complémentaires. 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Frais de dossiers et de garantie bancaire remboursés par Cogedim dans les 15 jours de la signature de la vente. Les intérêts intercalaires sont estimés et avancés par Cogedim. Le cas échéant Cogedim s’engage à rembourser la différence dans les 15 jours suivant la livraison (sur présentation d’un justificatif). Un crédit vous engage et doit être remboursé. Vérifiez vos capacités de remboursement avant de vous engager. Sous réserve d’acceptation de votre dossier par nos partenaires bancaires. Altarea Solution Financement est une société de courtage en crédit immobilier et en assurances. Siège social : 87 Rue de Richelieu 75002 Paris. SAS au capital de 10 000 € immatriculée au R.C.S Paris sous le N° 504 638 784 et au registre de l’Orias (www.orias.fr) sous le N° 10053430. L’emprunteur dispose d’un délai légal de réflexion de 10 jours. Lorsque la vente est subordonnée à l’obtention d’un prêt et si celui-ci n’est pas obtenu, le vendeur rembourse les sommes versées par l’acquéreur. Conditions détaillées sur cogedim.com.\r\n\x3Cbr>\r\n\x3Cbr>\r\n(3) Exemple de mensualité pour une acquisition, en résidence principale, du lot 10025, appartement 2 pièces alcôve situé au 2ème étage de la résidence Rive Nature à Villeneuve-la-Garenne, d’une surface habitable de 49,59m² avec un balcon de 9,48 m² et 1 place de stationnement. Appartement vendu en l’état futur d’achèvement en TVA réduite à 5,5 % au prix de 229 500 €. Financement sans apport personnel réalisé grâce au PTZ, un PAS et à des prêts consentis auprès des partenaires bancaires du groupe ALTAREA par l’intermédiaire d’Altarea Solution Financement. TVA réduite à 5,5 % (acquisition pour 10 ans minimum), PTZ et PAS, réservés aux primo-accédants pour l’achat d’un logement en résidence principale sont soumis à conditions de revenus. Montant total des crédits : 229 500,00 €. Durée totale des crédits : 25 ans. TAEG global estimé (y/c assurance obligatoire) de 1,68 %. Coût total du crédit (y/c assurance) : 51 711,11 €. Conditions détaillées sur \x3Ca href=\"https://www.cogedim.com/mlaccessleaflet\" target=\"_blank\" class=\"ext\" rel=\"noopener noreferrer nofollow\">www.cogedim.com/mlaccessleaflet\x3C/a>. Exemple communiqué, sans valeur contractuelle, établi sur la base de taux moyens du marché constatés au 04/04/2024 pour diverses situations comparables. Altarea Solution Financement est une société de courtage en crédit immobilier et en assurances. Siège social : 87 Rue de Richelieu 75002 Paris. SAS au capital de 10 000 € immatriculée au R.C.S Paris sous le N°504 638 784 et au registre de l’Orias (www.orias.fr) sous le N°10053430. L’emprunteur dispose d’un délai légal de réflexion de 10 jours. Lorsque la vente est subordonnée à l’obtention d’un prêt et si celui-ci n’est pas obtenu, le vendeur doit rembourser les sommes versées par l’acquéreur. Le versement des mensualités, hors assurances, débutera à la date de livraison de l’appartement. Un crédit vous engage et doit être remboursé. Vérifiez vos capacités de remboursement avant de vous engager. Sous réserve d’acceptation de votre dossier par nos partenaires bancaires. Cogedim SAS, 87, rue de Richelieu 75002 Paris, RCS PARIS n° 054 500 814 - SIRET 05 450 081 400 063.\r\n\x3Cbr>\r\n\x3Cbr>\r\n(4) Exemple de mensualité pour une acquisition, en résidence principale, du lot 070304, appartement 3 pièces situé au 3ème étage de la résidence Rive Nature à Villeneuve-la-Garenne, d’une surface habitable de 57,76 m² avec un balcon de 10,12 m² et 1 place de stationnement. Appartement vendu en l’état futur d’achèvement en TVA réduite à 5,5 % au prix de 263 000 €. Financement réalisé avec un apport personnel de 5 000 € et grâce à un prêt PTZ, un prêt classique et à des prêts consentis auprès des partenaires bancaires du groupe ALTAREA par l’intermédiaire d’Altarea Solution Financement. TVA réduite à 5,5 % (acquisition pour 10 ans minimum) et PTZ, réservés aux primo-accédants pour l’achat d’un logement en résidence principale sont soumis à conditions de revenus. Montant total des crédits : 258 000,00 €. Durée totale des crédits : 25 ans. TAEG global estimé (y/c assurance obligatoire) de 1,36 %. Coût total du crédit (y/c assurance) : 46 449,20 €. Conditions détaillées sur \x3Ca href=\"https://www.cogedim.com/mlaccessleaflet\" target=\"_blank\" class=\"ext\" rel=\"noopener noreferrer nofollow\">www.cogedim.com/mlaccessleaflet\x3C/a>. Exemple communiqué, sans valeur contractuelle, établi sur la base de taux moyens du marché constatés au 22/07/2024 pour diverses situations comparables. Altarea Solution Financement est une société de courtage en crédit immobilier et en assurances. Siège social : 87 Rue de Richelieu 75002 Paris. SAS au capital de 10 000 € immatriculée au R.C.S Paris sous le N°504 638 784 et au registre de l’Orias (www.orias.fr) sous le N°10053430. 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}\r\n}",field_disp:!0,field_html:"\x3Cdiv class=\"content-part block-seo\" data-test=\"block-seo-bis\">\r\n \x3Csection class=\"ambition\" id=\"ambition\">\r\n \x3Ch2>L’accès à la propriété n’a jamais été aussi accessible\x3C/h2>\r\n\r\n \x3Cdiv class=\"row\">\r\n \x3Cdiv class=\"text-part\">\r\n \x3Cp>Nous avons mobilisé nos banques partenaires et utilisé au mieux les avantages du Prêt à Taux Zéro en les abondant. Nous avons aussi repensé l’ensemble de nos process de conception et de développement, sans rien céder à la qualité, ni de nos réalisations, ni de notre service client.\x3C/p>\r\n \x3Ch3>Notre unique ambition ?\x3C/h3>\r\n \x3Cp>Vous proposer des \x3Cstrong>logements au prix juste\x3C/strong> et un \x3Cstrong>financement adapté\x3C/strong> à votre pouvoir d’achat avec des \x3Cstrong>mensualités compatibles\x3C/strong> avec votre actuel budget logement mensuel en tant que locataire.\x3C/p>\r\n \x3C/div>\r\n \x3Cpicture class=\"visual\">\r\n \x3Cimg src=\"/sites/default/files/2025-07/access-visual-medium-2.jpg\" alt=\"\" height=\"340\" width=\"400\" loading=\"lazy\" />\r\n \x3C/picture>\r\n \x3C/div>\r\n \x3Cdiv class=\"button\">\r\n \x3Ca href=\"#budget-logement\" class=\"btn\">Trouver un logement\x3C/a>\r\n \x3C/div>\r\n \x3C/section>\r\n\r\n \x3Csection class=\"camille\" id=\"camille\">\r\n \x3Ch2>Comme eux pour la première fois, devenez propriétaire\x3C/h2>\r\n \x3Cdiv class=\"row with-margin\">\r\n \x3Cdiv class=\"text-part\">\r\n \x3Ch3>Votre 2 pièces pour \x3Cspan class=\"nowrap\">588 €/mois\x3Csup>(3)\x3C/sup>\x3C/span>\x3C/h3>\r\n \x3Cp>Sarah, Infirmière, Habite à Angers\x3Cbr />Salaire du foyer : \x3Cspan class=\"nowrap\">1 562 €/mois\x3C/span>\x3Cbr />Loyer actuel : \x3Cspan class=\"nowrap\">544 €/mois\x3C/span>\x3C/p>\r\n \x3Cp>\x3Cstrong>Avec la solution Access :\x3C/strong> propriétaire de son appartement de 2 pièces avec balcon et 1 place de stationnement pour \x3Cspan class=\"nowrap\">588 €/mois\x3Csup>(3)\x3C/sup>\x3C/span> en TVA réduite à \x3Cspan class=\"nowrap\">5,5 %\x3Csup>(5)\x3C/sup>\x3C/span>.\x3C/p>\r\n \x3C/div>\r\n \x3Cpicture class=\"video-container variant\">\r\n \x3Cimg src=\"/sites/default/files/2025-07/video-sarah.jpg\" data-overlay-src=\"https://www.youtube.com/embed/EvuPuqK_jwI\" data-overlay-type=\"video\" alt=\"\" width=\"327\" height=\"184\">\r\n \x3C/picture>\r\n \x3C/div>\r\n \x3Cdiv class=\"row\">\r\n \x3Cdiv class=\"text-part\">\r\n \x3Ch3>Votre 3 pièces pour \x3Cspan class=\"nowrap\">1 015 €/mois\x3Csup>(4)\x3C/sup>\x3C/span>\x3C/h3>\r\n \x3Cp>Alice et Théo, Vendeuse et ambulancier, habitent à Villeneuve-la-Garenne\x3Cbr />Salaire du foyer : \x3Cspan class=\"nowrap\">3 250 €/mois\x3C/span>\x3Cbr />Loyer actuel : \x3Cspan class=\"nowrap\">950 €/mois\x3C/span>\x3C/p>\r\n \x3Cp>\x3Cstrong>Avec la solution Access :\x3C/strong> propriétaires d’un 3 pièces avec balcon et 1 place de stationnement pour \x3Cspan class=\"nowrap\">1 015 €/mois\x3Csup>(4)\x3C/sup>\x3C/span> en TVA réduite à \x3Cspan class=\"nowrap\">5,5 %\x3Csup>(5)\x3C/sup>\x3C/span>.\x3C/p>\r\n \x3C/div>\r\n \x3Cpicture class=\"video-container variant\">\r\n \x3Cimg src=\"/sites/default/files/2025-07/video-alice-theo.jpg\" data-overlay-src=\"https://www.youtube.com/embed/v9HGEdRv3PY\" data-overlay-type=\"video\" alt=\"\" width=\"327\" height=\"184\">\r\n \x3C/picture>\r\n \x3C/div>\r\n \x3Cdiv class=\"button\">\r\n \x3Ca href=\"#form-in-page\" class=\"btn\">En savoir plus\x3C/a>\r\n \x3C/div>\r\n \x3C/section>\r\n\x3C/div>",field_javascript:null,meta:$R[904]={target_revision_id:59798,drupal_internal__target_id:11218},paragraph_type:$R[905]={type:"paragraphs_type--paragraphs_type",id:"59dd6cdc-a961-420c-b79f-8c0d0fa86168",meta:$R[906]={drupal_internal__target_id:"code"}}},field_code_file:$R[907]=[$R[908]={type:"file--file",id:"8b547060-2618-4c66-889a-ccaf30016f63",links:$R[909]={self:$R[910]={href:"http://www.cogedim.com/jsonapi/file/file/8b547060-2618-4c66-889a-ccaf30016f63/"}},drupal_internal__fid:3947635,langcode:"fr",filename:"access-visual-medium-2.jpg",uri:$R[911]={value:"public://2025-07/access-visual-medium-2.jpg",url:"/sites/default/files/2025-07/access-visual-medium-2.jpg"},filemime:"image/jpeg",filesize:36955,status:!0,created:"2025-07-31T07:17:36+00:00",changed:"2025-07-31T07:20:32+00:00",meta:$R[912]={display:!0,description:"",drupal_internal__target_id:3947635},uid:$R[913]={type:"user--user",id:"e5277ada-d805-4c1e-9d75-70721e25d706",meta:$R[914]={drupal_internal__target_id:1}}},$R[915]={type:"file--file",id:"f04bdf25-e660-42b1-aa61-11852e97798a",links:$R[916]={self:$R[917]={href:"http://www.cogedim.com/jsonapi/file/file/f04bdf25-e660-42b1-aa61-11852e97798a/"}},drupal_internal__fid:3947636,langcode:"fr",filename:"landing-access-desktop.webp",uri:$R[918]={value:"public://2025-07/landing-access-desktop.webp",url:"/sites/default/files/2025-07/landing-access-desktop.webp"},filemime:"image/webp",filesize:50720,status:!0,created:"2025-07-31T07:17:36+00:00",changed:"2025-07-31T07:20:32+00:00",meta:$R[919]={display:!0,description:"",drupal_internal__target_id:3947636},uid:$R[920]={type:"user--user",id:"e5277ada-d805-4c1e-9d75-70721e25d706",meta:$R[921]={drupal_internal__target_id:1}}},$R[922]={type:"file--file",id:"75860d1e-feaa-4bc2-a68d-1de2ff4440f5",links:$R[923]={self:$R[924]={href:"http://www.cogedim.com/jsonapi/file/file/75860d1e-feaa-4bc2-a68d-1de2ff4440f5/"}},drupal_internal__fid:3947637,langcode:"fr",filename:"landing-access-mobile.webp",uri:$R[925]={value:"public://2025-07/landing-access-mobile.webp",url:"/sites/default/files/2025-07/landing-access-mobile.webp"},filemime:"image/webp",filesize:47412,status:!0,created:"2025-07-31T07:17:36+00:00",changed:"2025-07-31T07:20:32+00:00",meta:$R[926]={display:!0,description:"",drupal_internal__target_id:3947637},uid:$R[927]={type:"user--user",id:"e5277ada-d805-4c1e-9d75-70721e25d706",meta:$R[928]={drupal_internal__target_id:1}}},$R[929]={type:"file--file",id:"66263b35-5c7c-4108-8f64-967140a3a817",links:$R[930]={self:$R[931]={href:"http://www.cogedim.com/jsonapi/file/file/66263b35-5c7c-4108-8f64-967140a3a817/"}},drupal_internal__fid:3947638,langcode:"fr",filename:"video-alice-theo.jpg",uri:$R[932]={value:"public://2025-07/video-alice-theo.jpg",url:"/sites/default/files/2025-07/video-alice-theo.jpg"},filemime:"image/jpeg",filesize:19232,status:!0,created:"2025-07-31T07:17:36+00:00",changed:"2025-07-31T07:20:32+00:00",meta:$R[933]={display:!0,description:"",drupal_internal__target_id:3947638},uid:$R[934]={type:"user--user",id:"e5277ada-d805-4c1e-9d75-70721e25d706",meta:$R[935]={drupal_internal__target_id:1}}},$R[936]={type:"file--file",id:"692bdf82-fb38-4db1-b617-cc4e6308d336",links:$R[937]={self:$R[938]={href:"http://www.cogedim.com/jsonapi/file/file/692bdf82-fb38-4db1-b617-cc4e6308d336/"}},drupal_internal__fid:3947639,langcode:"fr",filename:"video-sarah.jpg",uri:$R[939]={value:"public://2025-07/video-sarah.jpg",url:"/sites/default/files/2025-07/video-sarah.jpg"},filemime:"image/jpeg",filesize:16521,status:!0,created:"2025-07-31T07:17:36+00:00",changed:"2025-07-31T07:20:32+00:00",meta:$R[940]={display:!0,description:"",drupal_internal__target_id:3947639},uid:$R[941]={type:"user--user",id:"e5277ada-d805-4c1e-9d75-70721e25d706",meta:$R[942]={drupal_internal__target_id:1}}}],field_code_middle:$R[943]={type:"paragraph--code",id:"630049a2-6d09-4a39-b279-8f5d9fc304b1",links:$R[944]={self:$R[945]={href:"http://www.cogedim.com/jsonapi/paragraph/code/630049a2-6d09-4a39-b279-8f5d9fc304b1/?resourceVersion=id%3A59799"}},drupal_internal__id:11219,drupal_internal__revision_id:59799,langcode:"fr",status:!0,created:"2025-07-31T07:18:10+00:00",parent_id:"1832647",parent_type:"node",parent_field_name:"field_code_middle",behavior_settings:$R[946]=[],default_langcode:!0,revision_translation_affected:!0,field_css:".node-landing 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var(--secondary-yellow-color);\r\n}\r\n\r\n@media screen and (width > 768px) {\r\n .node-landing .full-visual.variant {\r\n background: var(--secondary-yellow-color);\r\n }\r\n}\r\n\r\n.node-landing .landing-stackbar {\r\n background: var(--secondary-yellow-color);\r\n}\r\n\r\n.code-top-landing .full-visual .landing-header {\r\n & img {\r\n display: block;\r\n height: auto;\r\n width: 180px;\r\n }\r\n\r\n & h1 {\r\n font-size: 24px;\r\n line-height: 28px;\r\n margin: 12px 0 0;\r\n }\r\n}\r\n\r\n@media screen and (width \x3C 450px) {\r\n .code-top-landing .full-visual .landing-header {\r\n & .btn {\r\n font-size: 15px;\r\n padding: 0 12px;\r\n }\r\n }\r\n}\r\n\r\n@media screen and (width > 768px) {\r\n .code-top-landing .full-visual .landing-header {\r\n & img {\r\n width: 280px;\r\n }\r\n }\r\n}\r\n\r\n.code-top-landing .block-seo {\r\n overflow: visible;\r\n position: relative;\r\n\r\n & h2 {\r\n color: var(--primary-color);\r\n font-family: Sora, sans-serif;\r\n font-size: 28px;\r\n margin-bottom: 36px;\r\n text-align: center;\r\n\r\n & img {\r\n display: block;\r\n margin: 0 auto 8px;\r\n }\r\n }\r\n}\r\n\r\n@media screen and (width >= 768px) {\r\n .code-top-landing .block-seo {\r\n & h2 {\r\n & img {\r\n display: inline;\r\n margin: 0 12px -2px 0;\r\n vertical-align: baseline;\r\n }\r\n }\r\n }\r\n}\r\n\r\n.code-top-landing .block-seo .acces-propriete {\r\n margin: 0 auto;\r\n max-width: 900px;\r\n width: 100%;\r\n\r\n & p {\r\n color: #333;\r\n font-size: 16px;\r\n font-weight: 300;\r\n line-height: 24px;\r\n }\r\n\r\n & strong {\r\n color: var(--primary-color);\r\n\r\n &.black {\r\n color: #333;\r\n }\r\n }\r\n\r\n & .center {\r\n text-align: center;\r\n }\r\n\r\n & .button {\r\n text-align: center;\r\n\r\n & .btn {\r\n background: var(--secondary-blue-color);\r\n border-radius: 24px;\r\n color: #fff;\r\n font-size: 16px;\r\n font-weight: 700;\r\n height: 48px;\r\n margin: 20px 0 0;\r\n text-transform: none;\r\n\r\n & .cog-icon {\r\n margin-right: 8px;\r\n }\r\n }\r\n }\r\n}\r\n\r\n.code-top-landing .block-seo .avantages {\r\n padding: 80px 0;\r\n position: relative;\r\n\r\n &::before {\r\n background: var(--primary-color-less);\r\n content: '';\r\n inset: 0 auto 0 -50svw;\r\n position: absolute;\r\n width: 200svw;\r\n }\r\n\r\n & h2 {\r\n color: #fff;\r\n position: relative;\r\n\r\n & img {\r\n margin: 8px auto 0;\r\n }\r\n }\r\n\r\n & .cards {\r\n display: flex;\r\n flex-flow: row wrap;\r\n justify-content: center;\r\n margin: 0 -8px;\r\n position: relative;\r\n\r\n & .card {\r\n margin: 36px 8px 24px;\r\n max-width: 300px;\r\n position: relative;\r\n text-align: center;\r\n width: 100%;\r\n\r\n & .cog-icon {\r\n background: var(--secondary-yellow-color-less);\r\n border-radius: 50%;\r\n color: #fff;\r\n height: 72px;\r\n inset: -36px auto auto;\r\n position: absolute;\r\n transform: translateX(-36px);\r\n width: 72px;\r\n\r\n & svg {\r\n transform: scale(2);\r\n }\r\n }\r\n\r\n & .content {\r\n background: #fff;\r\n color: var(--primary-color);\r\n overflow: hidden;\r\n transition: 0.3s ease;\r\n width: 100%;\r\n }\r\n\r\n & p {\r\n align-items: center;\r\n display: flex;\r\n flex-flow: column nowrap;\r\n font-size: 20px;\r\n font-weight: 300;\r\n justify-content: center;\r\n line-height: 1.4;\r\n margin-bottom: 0;\r\n padding: 48px 24px 24px;\r\n transition: 0.3s ease;\r\n\r\n & strong {\r\n font-size: 48px;\r\n line-height: 1;\r\n\r\n & sup {\r\n font-size: 20px;\r\n font-weight: 300;\r\n top: -1em;\r\n }\r\n }\r\n\r\n &.inner {\r\n background: var(--primary-color);\r\n color: #fff;\r\n }\r\n }\r\n }\r\n }\r\n}\r\n\r\n@media screen and (width >= 768px) {\r\n .code-top-landing .block-seo .avantages {\r\n & h2 {\r\n & img {\r\n display: inline;\r\n margin: 0 0 -2px 8px;\r\n }\r\n }\r\n }\r\n}\r\n\r\n@media (width \x3C= 768px) {\r\n .code-top-landing .block-seo .avantages {\r\n & .cards {\r\n & .card {\r\n & p.hover {\r\n padding: 24px;\r\n }\r\n }\r\n }\r\n }\r\n}\r\n\r\n@media (width > 768px) {\r\n .code-top-landing .block-seo .avantages {\r\n & .cards {\r\n & .card {\r\n & .content {\r\n height: 300px;\r\n }\r\n\r\n & p {\r\n height: 300px;\r\n }\r\n }\r\n\r\n & .card:hover {\r\n & .inner {\r\n margin-top: -300px;\r\n }\r\n }\r\n }\r\n }\r\n}",field_disp:!0,field_html:"\x3Csection class=\"full-visual switch-logos variant\" data-ga-zone=\"first-screen\" data-test=\"first-screen\">\r\n \x3Cdiv class=\"blurred-visual only-desktop\">\r\n \x3Cimg fetchpriority=\"high\" src=\"/sites/default/files/2025-07/landing-access-desktop.webp\" alt=\"\">\r\n \x3C/div>\r\n \x3Cdiv class=\"info-box\">\r\n \x3Cdiv class=\"landing-header\" data-test=\"header\">\r\n \x3Cimg src=\"/images/nouveau-neuf/logo-access-v2-baseline.svg\" alt=\"Avec notre solution Access\" height=\"66\" width=\"280\">\r\n \x3Ch1>pour la première fois\x3Cbr>\r\n vous pouvez enfin devenir propriétaire.\x3C/h1>\r\n \x3Ca href=\"#programs-landing\" class=\"btn\">Je réalise mon projet immobilier\x3C/a>\r\n \x3C/div>\r\n \x3C/div>\r\n \x3Cpicture class=\"visual\">\r\n \x3Cdiv class=\"blurred-visual only-mobile\">\r\n \x3Cimg fetchpriority=\"high\" src=\"/sites/default/files/2025-07/landing-access-mobile.webp\" alt=\"\">\r\n \x3C/div>\r\n \x3Csource media=\"(min-width: 769px)\" srcset=\"/sites/default/files/2025-07/landing-access-desktop.webp\">\r\n \x3Csource media=\"(min-width: 376px)\" srcset=\"/sites/default/files/2025-07/landing-access-mobile.webp\">\r\n \x3Csource media=\"(max-width: 375px)\" srcset=\"/sites/default/files/2025-07/landing-access-mobile.webp\">\r\n \x3Cimg fetchpriority=\"high\" src=\"/sites/default/files/2025-07/landing-access-mobile.webp\" alt=\"Solution Access\" height=\"304\" width=\"346\">\r\n \x3C/picture>\r\n\x3C/section>\r\n\x3Cdiv class=\"landing-stackbar\" data-ga-zone=\"header-sticky\" data-test=\"header-sticky\" id=\"landing-access-stackbar\">\r\n \x3Cdiv class=\"flex-column desktop-only\">\r\n \x3Cp class=\"h1\">Nos résidences éligibles à la solution Access\x3C/p>\r\n \x3C/div>\r\n \x3Ca class=\"btn\" href=\"#programs-landing\" data-test=\"btn-programs\">Découvrir nos résidences\x3C/a>\r\n\x3C/div>\r\n\r\n\x3Cdiv class=\"content-part landing-content\">\r\n \x3Csection class=\"introduction-part\" data-test=\"introduction\">\r\n \x3Cdiv class=\"block-seo\" data-test=\"block-seo\">\r\n \x3Csection class=\"acces-propriete\">\r\n \x3Ch2>\x3Cimg src=\"/images/nouveau-neuf/logo-access-v2-alone-purple.svg\" alt=\"Access\" height=\"38\" width=\"162\">qu’est-ce que c’est ?\x3C/h2>\r\n \x3Cp class=\"center\">\r\n \x3Cstrong class=\"black\">Une opportunité unique de devenir propriétaire pour la première fois, sans bouleverser votre budget.\x3C/strong>\r\n \x3Cbr>\r\n La solution Access vous permet d’acquérir un logement neuf en réglant des mensualités pensées pour vous, compatibles avec votre budget. Et pour plus de sérénité, vous n’avez rien à payer avant d’emménager dans votre nouveau chez-vous\x3Csup>(1)\x3C/sup>. Une solution adaptée et sécurisante vers la propriété.\r\n \x3C/p>\r\n \x3Cdiv class=\"button\">\r\n \x3Cbutton type=\"button\" data-overlay-src=\"https://www.youtube.com/embed/CvZW7AbFssU?si=AIDqQ_ranLMU7Nou\" data-overlay-type=\"video\" class=\"btn\" data-test=\"btn-video\">\r\n \x3Ci aria-hidden=\"true\" class=\"cog-icon\">\r\n \x3Csvg xmlns=\"http://www.w3.org/2000/svg\" height=\"24\" width=\"24\">\x3Cpath d=\"m9.5 16.5 7-4.5-7-4.5ZM12 22q-2.075 0-3.9-.788-1.825-.787-3.175-2.137-1.35-1.35-2.137-3.175Q2 14.075 2 12t.788-3.9q.787-1.825 2.137-3.175 1.35-1.35 3.175-2.138Q9.925 2 12 2t3.9.787q1.825.788 3.175 2.138 1.35 1.35 2.137 3.175Q22 9.925 22 12t-.788 3.9q-.787 1.825-2.137 3.175-1.35 1.35-3.175 2.137Q14.075 22 12 22Z\" />\x3C/svg>\r\n \x3C/i>\r\n Voir la vidéo\r\n \x3C/button>\r\n \x3C/div>\r\n \x3C/section>\r\n \x3C/div>\r\n \x3C/section>\r\n \x3Cdiv class=\"block-seo\" data-test=\"block-seo\">\r\n \x3Csection class=\"avantages\" id=\"avantages\">\r\n \x3Ch2>Les avantages\x3Cimg src=\"/images/nouveau-neuf/logo-access-v2-alone.svg\" alt=\"Access\" height=\"38\" width=\"162\">\x3C/h2>\r\n \x3Cdiv class=\"cards\" data-test=\"cards\">\r\n \x3Cdiv class=\"card\" data-test=\"card\">\r\n \x3Ci aria-hidden=\"true\" class=\"cog-icon\">\r\n \x3Csvg xmlns=\"http://www.w3.org/2000/svg\" height=\"48px\" viewBox=\"0 -960 960 960\" width=\"48px\" fill=\"#000000\">\x3Cpath d=\"M130-136.92v-536.54h163.85v-163.46h372.69v327.3H830v372.7H539.54v-163.85H420.46v163.85H130Zm45.38-45.39h118.47v-118.46H175.38v118.46Zm0-163.84h118.47v-118.08H175.38v118.08Zm0-163.47h118.47v-118.46H175.38v118.46Zm163.85 163.47h118.08v-118.08H339.23v118.08Zm0-163.47h118.08v-118.46H339.23v118.46Zm0-163.84h118.08v-118.08H339.23v118.08Zm163.46 327.31h118.46v-118.08H502.69v118.08Zm0-163.47h118.46v-118.46H502.69v118.46Zm0-163.84h118.46v-118.08H502.69v118.08Zm163.85 491.15h118.08v-118.46H666.54v118.46Zm0-163.84h118.08v-118.08H666.54v118.08Z\" />\x3C/svg>\r\n \x3C/i>\r\n \x3Cdiv class=\"content\">\r\n \x3Cp class=\"inner\">Des mensualités\x3Cbr>pensées pour \x3Cstrong>vous\x3C/strong>\x3C/p>\r\n \x3Cp class=\"hover\">Grâce à une solution de financement sur mesure, vos futures mensualités sont compatibles avec votre budget, devenir propriétaire ne grève pas votre pouvoir d'achat.\x3C/p>\r\n \x3C/div>\r\n \x3C/div>\r\n \x3Cdiv class=\"card\" data-test=\"card\">\r\n \x3Ci aria-hidden=\"true\" class=\"cog-icon\">\r\n \x3Csvg xmlns=\"http://www.w3.org/2000/svg\" height=\"48px\" viewBox=\"0 -960 960 960\" width=\"48px\" fill=\"#000000\">\x3Cpath d=\"M640-524.62q14.69 0 25.04-10.34 10.34-10.35 10.34-25.04t-10.34-25.04q-10.35-10.34-25.04-10.34t-25.04 10.34q-10.34 10.35-10.34 25.04t10.34 25.04q10.35 10.34 25.04 10.34Zm-320-100h200V-670H320v45.38ZM195-140q-31.69-109.39-63.34-217.69Q100-466 100-580q0-83.54 58.23-141.77Q216.46-780 300-780h210q27.46-36.08 65.89-58.04Q614.31-860 660-860q16.54 0 28.27 11.73T700-820q0 4.08-1.12 8.15-1.11 4.08-2.34 7.54-5.54 14.46-9.43 29.62-3.88 15.15-6.65 30.61L784.54-640H860v244.38l-109.16 35.85L685-140H500v-80H380v80H195Zm34.23-45.39h105.38v-80h210.78v80h105.76l62.62-208.84 100.84-34.62v-165.76h-48.92L634.61-725.69q.62-23.85 5.35-46 4.73-22.16 11.12-44.23-35.31 9.23-65.85 29.11-30.54 19.89-47.77 52.2H300q-64.36 0-109.49 45.12-45.12 45.13-45.12 109.49 0 101.84 28.42 198.99 28.42 97.16 55.42 195.62ZM480-500.85Z\" />\x3C/svg>\r\n \x3C/i>\r\n \x3Cdiv class=\"content\">\r\n \x3Cp class=\"inner\">\x3Cstrong>500 €\x3C/strong> \x3Cspan>seulement d’apport\x3Csup>(1)\x3C/sup>\x3C/span>\x3C/p>\r\n \x3Cp class=\"hover\">Nous prenons en charge les frais de notaire, les frais de dossiers et même les intérêts intercalaires. Vous ne versez que 500 € à la signature du contrat de réservation.\x3C/p>\r\n \x3C/div>\r\n \x3C/div>\r\n \x3Cdiv class=\"card\" data-test=\"card\">\r\n \x3Ci aria-hidden=\"true\" class=\"cog-icon\">\r\n \x3Csvg xmlns=\"http://www.w3.org/2000/svg\" height=\"48px\" viewBox=\"0 -960 960 960\" width=\"48px\" fill=\"#000000\">\x3Cpath d=\"M774.61-359.23v-315.08l-217.3-152-217.31 152v134.39h-45.39v-156.69l262.7-187.62L820-696.61v337.38h-45.39Zm-217.3-467.08Zm21.92 202.46h36.15V-660h-36.15v36.15Zm-80 0h36.15V-660h-36.15v36.15Zm80 80h36.15V-580h-36.15v36.15Zm-80 0h36.15V-580h-36.15v36.15ZM250-202.31 561.23-110l246.08-76.85q.77-21.92-13.31-34.27-14.08-12.34-32.92-12.34H560.11q-17.88 0-35.88-2.31-18-2.31-35.69-8.46L396-272.46l15.54-46.38 90.54 32q13.3 5.15 28.84 6.76 15.54 1.62 34.62 1.24h41q0-22.16-12.46-36.89t-30.93-21.96l-220.3-83q-1.54-.39-2.31-.58-.77-.19-1.92-.19H250v219.15ZM68.08-100v-366.84h269.08q5.4 0 10.39 1.07 4.99 1.08 9.91 2.54l220.69 82.39q31.08 11.3 53.35 37.69 22.27 26.38 22.27 64.31h107.31q43.75 0 71.33 30.84Q860-217.15 860-175v22.15L565.46-62.62 250-154.31V-100H68.08Zm45.38-45.39h90.16v-276.07h-90.16v276.07Z\" />\x3C/svg>\r\n \x3C/i>\r\n \x3Cdiv class=\"content\">\r\n \x3Cp class=\"inner\">\x3Cstrong>0 frais\x3C/strong> \x3Cspan>avant d’emménager\x3Csup>(2)\x3C/sup>\x3C/span>\x3C/p>\r\n \x3Cp class=\"hover\">Vous ne commencez à rembourser votre crédit qu’à votre emménagement.\x3C/p>\r\n \x3C/div>\r\n \x3C/div>\r\n \x3C/div>\r\n \x3C/section>\r\n \x3C/div>\r\n\x3C/div>",field_javascript:"let lastScrollTop = 0;\r\nconst thresholdDown = 10;\r\nconst thresholdUp = -10;\r\nlet scrollAttached = false;\r\n\r\nconst handleScroll = () => {\r\n const stackbar = document.getElementById(\"landing-access-stackbar\");\r\n if (!stackbar) return;\r\n \r\n const currentScrollTop = document.documentElement.scrollTop;\r\n const scrollDifference = currentScrollTop - lastScrollTop;\r\n \r\n if (scrollDifference > thresholdDown) {\r\n stackbar.classList.add(\"down\");\r\n stackbar.classList.remove(\"up\");\r\n lastScrollTop = currentScrollTop;\r\n } else if (scrollDifference \x3C thresholdUp) {\r\n stackbar.classList.add(\"up\");\r\n stackbar.classList.remove(\"down\");\r\n lastScrollTop = currentScrollTop;\r\n }\r\n \r\n // Handle stacked state\r\n if (currentScrollTop >= window.innerHeight - 100) {\r\n stackbar.classList.add(\"stacked\");\r\n } else {\r\n stackbar.classList.remove(\"stacked\");\r\n }\r\n};\r\n\r\nconst init = () => {\r\n if (!scrollAttached) {\r\n document.addEventListener(\"scroll\", handleScroll);\r\n scrollAttached = true;\r\n }\r\n};\r\n\r\n// Initial load\r\nwindow.onload = (event) => {\r\n init();\r\n};\r\n\r\n// Watch for DOM changes (SolidJS updates)\r\nif (typeof MutationObserver !== 'undefined') {\r\n const observer = new MutationObserver(() => {\r\n setTimeout(init, 0);\r\n });\r\n \r\n if (document.body) {\r\n observer.observe(document.body, { childList: true, subtree: true });\r\n } else {\r\n document.addEventListener('DOMContentLoaded', () => {\r\n observer.observe(document.body, { childList: true, subtree: true });\r\n init();\r\n });\r\n }\r\n}",meta:$R[954]={target_revision_id:59800,drupal_internal__target_id:11220},paragraph_type:$R[955]={type:"paragraphs_type--paragraphs_type",id:"59dd6cdc-a961-420c-b79f-8c0d0fa86168",meta:$R[956]={drupal_internal__target_id:"code"}}},field_form:$R[957]={type:"paragraph--form",id:"de71e076-9829-49dd-86ab-325439e0122a",links:$R[958]={self:$R[959]={href:"http://www.cogedim.com/jsonapi/paragraph/form/de71e076-9829-49dd-86ab-325439e0122a/?resourceVersion=id%3A15238"}},drupal_internal__id:8286,drupal_internal__revision_id:15238,langcode:"fr",status:!0,created:"2024-05-07T09:43:25+00:00",parent_id:"1832647",parent_type:"node",parent_field_name:"field_form",behavior_settings:$R[960]=[],default_langcode:!0,revision_translation_affected:!0,field_button_text:"Être accompagné",field_catchline:"Remplissez ce formulaire pour en savoir plus sur la solution ACCESS \r\net bénéficiez d’un accompagnement personnalisé dans la réalisation de votre projet immobilier.",field_confirmation:"Nous vous remercions de l’intérêt que vous portez à COGEDIM. Un de nos conseillers reviendra vers vous dans un délai de 24h ouvrées.",field_crm_division:null,field_crm_object:"Inscription campagne captation",field_disclaimer:"Pour être recontacté par un conseiller immobilier par téléphone et/ou par email, \r\nmerci de nous préciser les informations suivantes :",field_display:!0,field_legals:"Les données signalées ci-dessus par un astérisque sont nécessaires pour nous permettre de répondre à votre demande d'information. Elles sont collectées et traitées informatiquement par COVALENS (société du groupe ALTAREA développant la marque COGEDIM). Pour en savoir plus sur le traitement de vos données et vos droits, consultez \x3Ca href=\"/donnees-personnelles.html\">notre politique de protection des données\x3C/a>.",field_message_display:!1,field_title:"Découvrez notre solution ACCESS dès à présent",meta:$R[961]={target_revision_id:15238,drupal_internal__target_id:8286},paragraph_type:$R[962]={type:"paragraphs_type--paragraphs_type",id:"6efffcc8-2b45-4c4f-869e-42fc59cb92ce",meta:$R[963]={drupal_internal__target_id:"form"}},field_dates:$R[964]=[]},field_image:null,field_image_desktop:$R[965]=[],field_image_desktop_first:null,field_image_mobile:null,field_image_mobile_first:null,field_leaflet:null,field_neighborhood_map:null,field_programs:$R[966]=[],field_promos_segments_mkg:$R[967]=[],field_sections_landing:$R[968]=[],field_strengths:$R[969]=[],field_video:$R[970]=[],animation:null,programs:$R[971]=[$R[972]={id:1851541,title:"Prochainement à Tourcoing",url:"/hauts-de-france/nord-59/tourcoing/prochainement-a-tourcoing-32906-1851541.html",gps:$R[973]={lat:50.745689995561,lon:3.175858046241},id_pp_program:"32906",city:"Tourcoing",postal_code:" 59200",regulations:$R[974]=["LMNP","Patrimonial"],region_tid:"3631",department_tid:"1185"},$R[975]={id:1851412,title:"Ressource",url:"/auvergne-rhone-alpes/allier-03/vichy/ressource-39137-1851412.html",gps:$R[976]={lat:46.132509364067,lon:3.4311525540203},id_pp_program:"39137",city:"Vichy",postal_code:"03200",regulations:$R[977]=["LMNP","Patrimonial"],region_tid:"2612",department_tid:"1119"},$R[978]={id:1851426,title:"Les Terrasses d'Ella",url:"/provence-alpes-cote-d-azur/alpes-maritimes-06/cagnes-sur-mer/les-terrasses-della-23125-1851426.html",gps:$R[979]={lat:43.6580625,lon:7.1414863},id_pp_program:"23125",city:"Cagnes-Sur-Mer",postal_code:"06800",regulations:$R[980]=["LMNP","Patrimonial","LLI","LLI meublé"],region_tid:"1211",department_tid:"1213"},$R[981]={id:1851448,title:"Jardins de l'Ayrolle",url:"/occitanie/aveyron-12/millau/jardins-de-layrolle-38485-1851448.html",gps:$R[982]={lat:44.097092,lon:3.076716},id_pp_program:"38485",city:"Millau",postal_code:"12100",regulations:$R[983]=["LMNP","Patrimonial"],region_tid:"2564",department_tid:"1177"},$R[984]={id:1851149,title:"Jardin Emy",url:"/provence-alpes-cote-d-azur/bouches-du-rhone-13/marseille/jardin-emy-24009-1851149.html",gps:$R[985]={lat:43.3328087,lon:5.4014227},id_pp_program:"24009",city:"Marseille",postal_code:"13014",regulations:$R[986]=["LMNP","Patrimonial"],region_tid:"1211",department_tid:"1214"},$R[987]={id:1850892,title:"Effet Nature",url:"/provence-alpes-cote-d-azur/bouches-du-rhone-13/saint-martin-de-crau/effet-nature-25536-1850892.html",gps:$R[988]={lat:43.7476532,lon:4.5023272},id_pp_program:"25536",city:"Saint-Martin-de-Crau",postal_code:"13310",regulations:$R[989]=["LMNP","Patrimonial","LLI","LLI meublé"],region_tid:"1211",department_tid:"1214"},$R[990]={id:1851078,title:"Constellation Provence ",url:"/provence-alpes-cote-d-azur/bouches-du-rhone-13/istres/constellation-provence-36272-1851078.html",gps:$R[991]={lat:43.5692568,lon:5.0178108},id_pp_program:"36272",city:"Istres",postal_code:"13800",regulations:$R[992]=["LMNP","Patrimonial","LLI","LLI meublé"],region_tid:"1211",department_tid:"1214"},$R[993]={id:1239603,title:"Les Promenades de Gaïa",url:"/normandie/calvados-14/colombelles/les-promenades-de-gaia-31357-1239603.html",gps:$R[994]={lat:49.1988331,lon:-0.3022135},id_pp_program:"31357",city:"Colombelles",postal_code:"14460",regulations:$R[995]=["LMNP","Patrimonial","LLI","LLI meublé"],region_tid:"3632",department_tid:"1124"},$R[996]={id:1851510,title:"Prochainement à proximité 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Programmes immobiliers neufs : Avec la solution ACCESS, pour la première fois vous pouvez devenir propriétaire. | Cogedim
Une opportunité unique de devenir propriétaire pour la première fois, sans bouleverser votre budget.
La solution Access vous permet d’acquérir un logement neuf en réglant des mensualités pensées pour vous, compatibles avec votre budget. Et pour plus de sérénité, vous n’avez rien à payer avant d’emménager dans votre nouveau chez-vous(1). Une solution adaptée et sécurisante vers la propriété.
Les avantages
Des mensualités pensées pour vous
Grâce à une solution de financement sur mesure, vos futures mensualités sont compatibles avec votre budget, devenir propriétaire ne grève pas votre pouvoir d'achat.
500 €seulement d’apport(1)
Nous prenons en charge les frais de notaire, les frais de dossiers et même les intérêts intercalaires. Vous ne versez que 500 € à la signature du contrat de réservation.
0 fraisavant d’emménager(2)
Vous ne commencez à rembourser votre crédit qu’à votre emménagement.
Découvrez notre solution ACCESS dès à présent
Remplissez ce formulaire pour en savoir plus sur la solution ACCESS
et bénéficiez d’un accompagnement personnalisé dans la réalisation de votre projet immobilier.
Découvrez nos résidences éligibles à la solution ACCESS
Nous n'avons pas trouvé de logement correspondant à votre recherche. Nous vous conseillons d'élargir la zone recherchée.
L’accès à la propriété n’a jamais été aussi accessible
Nous avons mobilisé nos banques partenaires et utilisé au mieux les avantages du Prêt à Taux Zéro en les abondant. Nous avons aussi repensé l’ensemble de nos process de conception et de développement, sans rien céder à la qualité, ni de nos réalisations, ni de notre service client.
Notre unique ambition ?
Vous proposer des logements au prix juste et un financement adapté à votre pouvoir d’achat avec des mensualités compatibles avec votre actuel budget logement mensuel en tant que locataire.
Comme eux pour la première fois, devenez propriétaire
Votre 2 pièces pour 588 €/mois(3)
Sarah, Infirmière, Habite à Angers Salaire du foyer : 1 562 €/mois Loyer actuel : 544 €/mois
Avec la solution Access : propriétaire de son appartement de 2 pièces avec balcon et 1 place de stationnement pour 588 €/mois(3) en TVA réduite à 5,5 %(5).
Votre 3 pièces pour 1 015 €/mois(4)
Alice et Théo, Vendeuse et ambulancier, habitent à Villeneuve-la-Garenne Salaire du foyer : 3 250 €/mois Loyer actuel : 950 €/mois
Avec la solution Access : propriétaires d’un 3 pièces avec balcon et 1 place de stationnement pour 1 015 €/mois(4) en TVA réduite à 5,5 %(5).