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Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[267]={value:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[268]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[269]={drupal_internal__target_id:"regulation"}},revision_user:$R[270]={data:null,links:$R[271]={related:$R[272]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/revision_user/?resourceVersion=id%3A5"},self:$R[273]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/relationships/revision_user/?resourceVersion=id%3A5"}}},parent:$R[274]=[$R[275]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[276]={links:$R[277]={help:$R[278]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[279]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[280]={type:"taxonomy_term--regulation",id:"16dd3083-89ed-478c-82d3-c61e00e3e669",links:$R[281]={self:$R[282]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/?resourceVersion=id%3A9"}},drupal_internal__tid:9,drupal_internal__revision_id:9,langcode:"fr",revision_created:null,status:!0,name:"Prix maîtrisés",description:null,weight:2,changed:"2024-06-19T08:46:56+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[283]=[$R[284]={tag:"meta",attributes:$R[285]={name:"title",content:"Prix maîtrisés | Cogedim"}},$R[286]={tag:"link",attributes:$R[287]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/9/"}},$R[288]={tag:"meta",attributes:$R[289]={name:"generator",content:"Cogedim"}},$R[290]={tag:"meta",attributes:$R[291]={property:"og:site_name",content:"Cogedim"}},$R[292]={tag:"meta",attributes:$R[293]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[294]={tag:"meta",attributes:$R[295]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/"}},$R[296]={tag:"meta",attributes:$R[297]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[298]={tag:"meta",attributes:$R[299]={property:"og:image:type",content:"image/png"}},$R[300]={tag:"meta",attributes:$R[301]={property:"og:image:width",content:"628"}},$R[302]={tag:"meta",attributes:$R[303]={property:"og:image:height",content:"316"}},$R[304]={tag:"meta",attributes:$R[305]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[306]={tag:"meta",attributes:$R[307]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[308]={tag:"meta",attributes:$R[309]={name:"twitter:card",content:"summary"}},$R[310]={tag:"meta",attributes:$R[311]={name:"twitter:site",content:"@altareacogedim"}},$R[312]={tag:"meta",attributes:$R[313]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[314]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Prix indicatifs hors parking sauf mention contraire au détail du lot. Les prix indiqués peuvent tenir compte d’une TVA réduite sous conditions de ressources.\r\nLes rentabilités indiquées sont estimatives, données à titre indicatif et hors frais de gestion potentiels.",field_legals_grid:null,field_promo_drawer:$R[315]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1
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\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z
\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez des prix maîtrisés\x3C/h3>\x3Cp>Tous les avantages du neuf avec des conditions de financement avantageuses pour les primo-accédants.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez des prix maîtrisés\x3C/h3>\x3Cp>Tous les avantages du neuf avec des conditions de financement avantageuses pour les primo-accédants.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[316]={value:"\x3Ch3>Acheter en prix maîtrisés\x3C/h3>\x3Cp>Primo-accédants, et sous conditions de ressources, profitez de la possibilité d’acheter votre logement neuf en dessous du prix du marché dans une résidence éligible aux prix maîtrisés. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en prix maîtrisés\x3C/h3>\x3Cp>Primo-accédants, et sous conditions de ressources, profitez de la possibilité d’acheter votre logement neuf en dessous du prix du marché dans une résidence éligible aux prix maîtrisés. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:$R[317]={value:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix maîtrisés\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincmastered\">\x3Cdiv class=\"expandable\">\x3Cp>Fruit d’un partenariat entre les promoteurs immobiliers et les communes, ce dispositif vous permet d’acquérir, sous certaines conditions, un logement neuf à un prix réduit par rapport au marché immobilier local. En moyenne, vous pourrez profiter d’une économie entre 20 et 30% sur le prix d’acquisition de votre logement neuf.\x3C/p>\x3Cp>Ce sont les \x3Cstrong>collectivités\x3C/strong> qui{\" \"} \x3Cstrong>fixent les règles d’accession à la propriété à prix maîtrisé. Elles varient donc d’une ville à l’autre. \x3C/strong>{\" \"} Vous devez, entre autres, avoir des revenus inférieurs à un plafond de ressources basé sur le barème PSLA, PAS ou PLI, et occuper le logement à titre de résidence principale.\x3C/p>\x3Cp>Vous vous engagez, par ailleurs, à conserver votre logement plusieurs années. En cas d’une revente anticipée, le prix peut être encadré par les clauses anti spéculatives de votre commune.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cp>Grâce à ce dispositif, vous pourrez :\x3C/p>\x3Cul>\x3Cli>Acquérir un logement neuf de qualité, à prix réduit ;\x3C/li>\x3Cli>Accéder à un bien immobilier plus grand ou avec un meilleur emplacement, avec un budget inchangé ;\x3C/li>\x3Cli>Vous constituer un patrimoine, en bénéficiant d’autres dispositifs d’aides au financement immobilier mis en place par le gouvernement et les collectivités locales (Prêt à taux zéro, Prêt Action Logement, Prêt à l’Accession Sociale…) ;\x3C/li>\x3Cli>Profiter d’une réduction des frais de notaire grâce à l’achat dans l’immobilier neuf.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincmastered').classList.toggle('active');\">\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\">\x3C/path>\x3C/svg>\x3C/i>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\" loading=\"lazy\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix maîtrisés\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincmastered\">\x3Cdiv class=\"expandable\">\x3Cp>Fruit d’un partenariat entre les promoteurs immobiliers et les communes, ce dispositif vous permet d’acquérir, sous certaines conditions, un logement neuf à un prix réduit par rapport au marché immobilier local. En moyenne, vous pourrez profiter d’une économie entre 20 et 30% sur le prix d’acquisition de votre logement neuf.\x3C/p>\x3Cp>Ce sont les \x3Cstrong>collectivités\x3C/strong> qui{\" \"} \x3Cstrong>fixent les règles d’accession à la propriété à prix maîtrisé. Elles varient donc d’une ville à l’autre. \x3C/strong>{\" \"} Vous devez, entre autres, avoir des revenus inférieurs à un plafond de ressources basé sur le barème PSLA, PAS ou PLI, et occuper le logement à titre de résidence principale.\x3C/p>\x3Cp>Vous vous engagez, par ailleurs, à conserver votre logement plusieurs années. En cas d’une revente anticipée, le prix peut être encadré par les clauses anti spéculatives de votre commune.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cp>Grâce à ce dispositif, vous pourrez :\x3C/p>\x3Cul>\x3Cli>Acquérir un logement neuf de qualité, à prix réduit ;\x3C/li>\x3Cli>Accéder à un bien immobilier plus grand ou avec un meilleur emplacement, avec un budget inchangé ;\x3C/li>\x3Cli>Vous constituer un patrimoine, en bénéficiant d’autres dispositifs d’aides au financement immobilier mis en place par le gouvernement et les collectivités locales (Prêt à taux zéro, Prêt Action Logement, Prêt à l’Accession Sociale…) ;\x3C/li>\x3Cli>Profiter d’une réduction des frais de notaire grâce à l’achat dans l’immobilier neuf.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincmastered').classList.toggle('active');\">\x3Csvg width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\" />\x3C/svg>\x3C/i>\x3C/div>\x3C/div>"},vid:$R[318]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[319]={drupal_internal__target_id:"regulation"}},revision_user:$R[320]={data:null,links:$R[321]={related:$R[322]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/revision_user/?resourceVersion=id%3A9"},self:$R[323]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/relationships/revision_user/?resourceVersion=id%3A9"}}},parent:$R[324]=[$R[325]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[326]={links:$R[327]={help:$R[328]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[329]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[330]={type:"taxonomy_term--regulation",id:"49c03ee4-bf02-43c8-a22c-d3724c482b64",links:$R[331]={self:$R[332]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/49c03ee4-bf02-43c8-a22c-d3724c482b64/?resourceVersion=id%3A6"}},drupal_internal__tid:6,drupal_internal__revision_id:6,langcode:"fr",revision_created:null,status:!0,name:"Pinel",description:null,weight:4,changed:"2024-06-19T08:16:01+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[333]=[$R[334]={tag:"meta",attributes:$R[335]={name:"title",content:"Pinel | Cogedim"}},$R[336]={tag:"link",attributes:$R[337]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/6/"}},$R[338]={tag:"meta",attributes:$R[339]={name:"generator",content:"Cogedim"}},$R[340]={tag:"meta",attributes:$R[341]={property:"og:site_name",content:"Cogedim"}},$R[342]={tag:"meta",attributes:$R[343]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[344]={tag:"meta",attributes:$R[345]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/49c03ee4-bf02-43c8-a22c-d3724c482b64/"}},$R[346]={tag:"meta",attributes:$R[347]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[348]={tag:"meta",attributes:$R[349]={property:"og:image:type",content:"image/png"}},$R[350]={tag:"meta",attributes:$R[351]={property:"og:image:width",content:"628"}},$R[352]={tag:"meta",attributes:$R[353]={property:"og:image:height",content:"316"}},$R[354]={tag:"meta",attributes:$R[355]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[356]={tag:"meta",attributes:$R[357]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[358]={tag:"meta",attributes:$R[359]={name:"twitter:card",content:"summary"}},$R[360]={tag:"meta",attributes:$R[361]={name:"twitter:site",content:"@altareacogedim"}},$R[362]={tag:"meta",attributes:$R[363]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[364]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[365]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z
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\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Défiscalisez avec le dispositif Pinel\x3C/h3>\x3Cp>Entre 9 et 14 % de réduction d’impôts pour un investissement locatif tout en souplesse.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z\n\t\t M8.8,26.2c-1,0-1.8-0.8-1.8-1.8s0.8-1.8,1.8-1.8c1,0,1.8,0.8,1.8,1.8S9.8,26.2,8.8,26.2z\" />\x3Cpath class=\"st0\" d=\"M47.1,23.4c-1,2.8-3.7,2.7-4.7,2.5C42.1,18,33.5,14,31.3,13.3c0-0.4,0.1-0.8,0.1-1.1c0-5.1-4.2-9.3-9.3-9.3\n\t\tc-5.1,0-9.3,4.2-9.3,9.3c0,0.4,0,0.8,0.1,1.1c-6.2,2.3-8.6,6.5-9.1,7.7c-0.6,0-1.8,0.2-2.7,1.1C0.4,22.8,0,23.8,0,25v2.8\n\t\tc0,1.2,0.4,2.2,1.1,2.8c0.9,0.8,2.1,1,2.7,1.1c0.4,1,2,4,6.5,6.4v7.1h7.3v-4.8c1.6,0.5,5.8,1.5,9.9,0v4.7h7.3V38\n\t\tc1.3-0.8,7.3-4.7,7.6-11.1c0.2,0,0.5,0,0.8,0c1.5,0,3.8-0.5,4.8-3.2L47.1,23.4z M22.1,3.9c4.6,0,8.3,3.7,8.3,8.3\n\t\tc0,2.6-1.2,5-3.2,6.6H17c-2.1-1.6-3.2-4-3.2-6.6C13.8,7.6,17.5,3.9,22.1,3.9z M34.1,37.3l-0.3,0.1v6.7h-5.4v-5.2l-0.7,0.3\n\t\tc-5,2.2-10.5,0-10.5,0l-0.7-0.3v5.2h-5.4v-6.7l-0.3-0.1c-5.2-2.7-6.4-6.2-6.4-6.2l-0.1-0.4l-0.4,0c0,0-1.4,0-2.3-0.8\n\t\tC1.2,29.4,1,28.7,1,27.8V25c0-0.9,0.3-1.6,0.8-2.1C2.6,22,4,22,4.1,22l0.3,0l0.1-0.3c0,0,2-4.9,8.5-7.4c0.4,1.7,1.3,3.2,2.5,4.4\n\t\th-2.2v1h18.2v-1h-2.8c1.2-1.2,2.1-2.8,2.5-4.5c2.4,0.7,10.3,4.9,10.3,12.1C41.4,33.2,34.2,37.3,34.1,37.3z\" />\x3Cpath class=\"st0\" d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Défiscalisez avec le dispositif Pinel\x3C/h3>\x3Cp>Entre 9 et 14 % de réduction d’impôts pour un investissement locatif tout en souplesse.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[366]={value:"\x3Ch3>Acheter en Pinel\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL et réalisez jusqu’à 42 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Pinel\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL et réalisez jusqu’à 42 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[367]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[368]={drupal_internal__target_id:"regulation"}},revision_user:$R[369]={data:null,links:$R[370]={related:$R[371]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/49c03ee4-bf02-43c8-a22c-d3724c482b64/revision_user/?resourceVersion=id%3A6"},self:$R[372]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/49c03ee4-bf02-43c8-a22c-d3724c482b64/relationships/revision_user/?resourceVersion=id%3A6"}}},parent:$R[373]=[$R[374]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[375]={links:$R[376]={help:$R[377]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[378]={about:"Usage and meaning of the 'virtual' resource 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xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z
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\t\th-2.2v1h18.2v-1h-2.8c1.2-1.2,2.1-2.8,2.5-4.5c2.4,0.7,10.3,4.9,10.3,12.1C41.4,33.2,34.2,37.3,34.1,37.3z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8
\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9
\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9
\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8
\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5
\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7
\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Investissez en LMNP\x3C/h3>\x3Cp>Bénéficiez d’une fiscalité allégée en louant meublé pour construire votre patrimoine.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\">En savoir plus \x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z\n\t\t M8.8,26.2c-1,0-1.8-0.8-1.8-1.8s0.8-1.8,1.8-1.8c1,0,1.8,0.8,1.8,1.8S9.8,26.2,8.8,26.2z\" />\x3Cpath class=\"st0\" d=\"M47.1,23.4c-1,2.8-3.7,2.7-4.7,2.5C42.1,18,33.5,14,31.3,13.3c0-0.4,0.1-0.8,0.1-1.1c0-5.1-4.2-9.3-9.3-9.3\n\t\tc-5.1,0-9.3,4.2-9.3,9.3c0,0.4,0,0.8,0.1,1.1c-6.2,2.3-8.6,6.5-9.1,7.7c-0.6,0-1.8,0.2-2.7,1.1C0.4,22.8,0,23.8,0,25v2.8\n\t\tc0,1.2,0.4,2.2,1.1,2.8c0.9,0.8,2.1,1,2.7,1.1c0.4,1,2,4,6.5,6.4v7.1h7.3v-4.8c1.6,0.5,5.8,1.5,9.9,0v4.7h7.3V38\n\t\tc1.3-0.8,7.3-4.7,7.6-11.1c0.2,0,0.5,0,0.8,0c1.5,0,3.8-0.5,4.8-3.2L47.1,23.4z M22.1,3.9c4.6,0,8.3,3.7,8.3,8.3\n\t\tc0,2.6-1.2,5-3.2,6.6H17c-2.1-1.6-3.2-4-3.2-6.6C13.8,7.6,17.5,3.9,22.1,3.9z M34.1,37.3l-0.3,0.1v6.7h-5.4v-5.2l-0.7,0.3\n\t\tc-5,2.2-10.5,0-10.5,0l-0.7-0.3v5.2h-5.4v-6.7l-0.3-0.1c-5.2-2.7-6.4-6.2-6.4-6.2l-0.1-0.4l-0.4,0c0,0-1.4,0-2.3-0.8\n\t\tC1.2,29.4,1,28.7,1,27.8V25c0-0.9,0.3-1.6,0.8-2.1C2.6,22,4,22,4.1,22l0.3,0l0.1-0.3c0,0,2-4.9,8.5-7.4c0.4,1.7,1.3,3.2,2.5,4.4\n\t\th-2.2v1h18.2v-1h-2.8c1.2-1.2,2.1-2.8,2.5-4.5c2.4,0.7,10.3,4.9,10.3,12.1C41.4,33.2,34.2,37.3,34.1,37.3z\" />\x3Cpath class=\"st0\" d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Investissez en LMNP\x3C/h3>\x3Cp>Bénéficiez d’une fiscalité allégée en louant meublé pour construire votre patrimoine.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\">En savoir plus \x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[415]={value:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[416]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[417]={drupal_internal__target_id:"regulation"}},revision_user:$R[418]={data:null,links:$R[419]={related:$R[420]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/revision_user/?resourceVersion=id%3A4043"},self:$R[421]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/relationships/revision_user/?resourceVersion=id%3A4043"}}},parent:$R[422]=[$R[423]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[424]={links:$R[425]={help:$R[426]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[427]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[428]={type:"taxonomy_term--regulation",id:"f68c9e36-dae9-45c2-8979-ec36a642708c",links:$R[429]={self:$R[430]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/?resourceVersion=id%3A7"}},drupal_internal__tid:7,drupal_internal__revision_id:7,langcode:"fr",revision_created:null,status:!0,name:"LMNP géré",description:null,weight:6,changed:"2024-06-19T08:17:13+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[431]=[$R[432]={tag:"meta",attributes:$R[433]={name:"title",content:"LMNP géré | Cogedim"}},$R[434]={tag:"link",attributes:$R[435]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/7/"}},$R[436]={tag:"meta",attributes:$R[437]={name:"generator",content:"Cogedim"}},$R[438]={tag:"meta",attributes:$R[439]={property:"og:site_name",content:"Cogedim"}},$R[440]={tag:"meta",attributes:$R[441]={property:"og:type",content:"Programmes immobiliers 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indicatifs hors taxes, hors parking et hors mobilier.\x3Cbr>\r\nLes rentabilités indiquées sont nettes de frais de gestion et hors mobilier, avant impact fiscal.",field_legals_grid:"Prix indicatifs hors taxes, hors parking et hors mobilier. 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\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5
\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7
\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Défiscalisez en statut LMNP géré\x3C/h3>\x3Cp>Cumulez favorablement la récupération immédiate de la TVA et la défiscalisation de vos revenus locatifs à long terme.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z\n\t\t M8.8,26.2c-1,0-1.8-0.8-1.8-1.8s0.8-1.8,1.8-1.8c1,0,1.8,0.8,1.8,1.8S9.8,26.2,8.8,26.2z\" />\x3Cpath class=\"st0\" d=\"M47.1,23.4c-1,2.8-3.7,2.7-4.7,2.5C42.1,18,33.5,14,31.3,13.3c0-0.4,0.1-0.8,0.1-1.1c0-5.1-4.2-9.3-9.3-9.3\n\t\tc-5.1,0-9.3,4.2-9.3,9.3c0,0.4,0,0.8,0.1,1.1c-6.2,2.3-8.6,6.5-9.1,7.7c-0.6,0-1.8,0.2-2.7,1.1C0.4,22.8,0,23.8,0,25v2.8\n\t\tc0,1.2,0.4,2.2,1.1,2.8c0.9,0.8,2.1,1,2.7,1.1c0.4,1,2,4,6.5,6.4v7.1h7.3v-4.8c1.6,0.5,5.8,1.5,9.9,0v4.7h7.3V38\n\t\tc1.3-0.8,7.3-4.7,7.6-11.1c0.2,0,0.5,0,0.8,0c1.5,0,3.8-0.5,4.8-3.2L47.1,23.4z M22.1,3.9c4.6,0,8.3,3.7,8.3,8.3\n\t\tc0,2.6-1.2,5-3.2,6.6H17c-2.1-1.6-3.2-4-3.2-6.6C13.8,7.6,17.5,3.9,22.1,3.9z M34.1,37.3l-0.3,0.1v6.7h-5.4v-5.2l-0.7,0.3\n\t\tc-5,2.2-10.5,0-10.5,0l-0.7-0.3v5.2h-5.4v-6.7l-0.3-0.1c-5.2-2.7-6.4-6.2-6.4-6.2l-0.1-0.4l-0.4,0c0,0-1.4,0-2.3-0.8\n\t\tC1.2,29.4,1,28.7,1,27.8V25c0-0.9,0.3-1.6,0.8-2.1C2.6,22,4,22,4.1,22l0.3,0l0.1-0.3c0,0,2-4.9,8.5-7.4c0.4,1.7,1.3,3.2,2.5,4.4\n\t\th-2.2v1h18.2v-1h-2.8c1.2-1.2,2.1-2.8,2.5-4.5c2.4,0.7,10.3,4.9,10.3,12.1C41.4,33.2,34.2,37.3,34.1,37.3z\" />\x3Cpath class=\"st0\" d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Défiscalisez en statut LMNP géré\x3C/h3>\x3Cp>Cumulez favorablement la récupération immédiate de la TVA et la défiscalisation de vos revenus locatifs à long terme.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[464]={value:"\x3Ch3>Acheter en LMNP géré\x3C/h3>\x3Cp>Investissez dans une résidence services en statut LMNP et cumulez un achat Hors Taxe, grâce à la récupération immédiate de la TVA sur le prix de votre logement, et des revenus locatifs garantis par bail commercial. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP géré\x3C/h3>\x3Cp>Investissez dans une résidence services en statut LMNP et cumulez un achat Hors Taxe, grâce à la récupération immédiate de la TVA sur le prix de votre logement, et des revenus locatifs garantis par bail commercial. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[465]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[466]={drupal_internal__target_id:"regulation"}},revision_user:$R[467]={data:null,links:$R[468]={related:$R[469]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/revision_user/?resourceVersion=id%3A7"},self:$R[470]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/relationships/revision_user/?resourceVersion=id%3A7"}}},parent:$R[471]=[$R[472]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[473]={links:$R[474]={help:$R[475]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[476]={about:"Usage and meaning of the 'virtual' resource 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d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Investissez en Nue-Propriété\x3C/h3>\x3Cp>Un bien à prix réduit, défiscalisé, sans contrainte d’entretien et de gestion locative.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[513]={value:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[514]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[515]={drupal_internal__target_id:"regulation"}},revision_user:$R[516]={data:null,links:$R[517]={related:$R[518]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/revision_user/?resourceVersion=id%3A8"},self:$R[519]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/relationships/revision_user/?resourceVersion=id%3A8"}}},parent:$R[520]=[$R[521]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[522]={links:$R[523]={help:$R[524]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[525]={about:"Usage and meaning of the 'virtual' resource 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Profitez de tous nos services.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/cogedim-pour-vous/la-difference-cogedim/\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M46.3,45.2v-0.9h-2.5V20.8c0.7-0.2,1.2-0.7,1.5-1.3h2.5L46,10.8h-5.5l-1.7,8.7h2.5c0.2,0.7,0.8,1.2,1.5,1.3\n\t\tv23.4h-2.5v0.9h-4.4c0.4-0.2,0.7-0.5,1.1-0.9h1.1l0.1-0.3c0.1-0.3,3.2-8.6,2.4-11.6c-0.4-1.3-1.3-2.4-2.7-3C37,29,36,28.8,35.1,29\n\t\tv-0.3c0-1.3-0.4-2.4-1.3-3.2c-2.1-2-5.8-2-6-2c-0.2,0-3.9,0-6,2c-0.9,0.9-1.3,1.9-1.3,3.2V29c-0.8-0.1-1.8,0-2.8,0.4\n\t\tc-1.3,0.6-2.3,1.6-2.7,3c-0.9,3,2.3,11.3,2.4,11.6l0.1,0.3h0.9c0.2,0.3,0.5,0.7,1,0.9H9.9l1.6-7.7h0.8v-2.9H8.7\n\t\tc0.4-1.2,1.3-5.1,1.1-8.7c0.2-0.3,0.5-0.5,0.8-0.8c0.7,0.2,1.2,0.6,1.5,1.1c1,1.8,0,4.9,0,4.9l-0.9,2.8l1.8-2.3\n\t\tc0.1-0.2,2.9-3.8,2.1-6.4c-0.2-0.7-0.6-1.2-1.2-1.5c-1.5-0.6-3.6,0.4-3.6,0.4l-0.7,0.3c-0.3-1.7-1-3.2-2.3-4.2l0,0\n\t\tc-0.1-0.1-0.2-0.1-0.3-0.2c-0.6-0.3-2-1-3.1-0.6c-0.4,0.2-1,0.5-1.2,1.4c-0.8,2.6,0.2,5.4,0.3,5.5l0.6,1.6l0.4-1.6\n\t\tc0.5-2.1,1.6-5.1,2.5-5.4c0.1,0,0.1,0,0.2,0c0.1,0,0.1,0.1,0.1,0.1c1.3,1,1.9,2.6,2,4.4c-1.4,1.7-2,3.7-2.2,5.4\n\t\tc-0.2-0.6-0.4-1.3-0.7-1.9c-0.1-0.4-0.5-1.3-1.3-1.4c-0.9,0-1.5,1.2-1.7,1.6l-1.2,2.7l2-2.2c0.4-0.4,0.7-0.6,0.9-0.6\n\t\tc0.2,0,0.3,0.2,0.3,0.2c1.1,2.1,1.2,4.4,1.2,5.1h-4v2.9h0.8l1.6,7.7H0v1h48v-1H46.3z M41.4,11.8h3.9l1.3,6.7H40L41.4,11.8z\n\t\t M42.5,19.5h1.7c-0.2,0.2-0.5,0.4-0.8,0.4C43,19.9,42.7,19.7,42.5,19.5z M13.5,24.6c0.3,0.1,0.6,0.4,0.7,0.8c0.3,1-0.1,2.3-0.6,3.3\n\t\tc0-1-0.1-2.1-0.6-3c-0.3-0.5-0.6-0.9-1.1-1.2C12.4,24.5,13,24.4,13.5,24.6z M3.4,24.3c-0.1-0.9-0.2-2,0.2-3\n\t\tc0.1-0.4,0.3-0.7,0.6-0.8c0.1-0.1,0.3-0.1,0.5-0.1c0.2,0,0.5,0,0.7,0.1C4.5,21.3,3.9,23,3.4,24.3z M8.8,27.2c0,3.4-1,6.8-1.2,7.4\n\t\tH7.4C7.4,33.8,7.1,30.2,8.8,27.2z M3.1,35.6h8.2v0.9H3.1V35.6z M10.5,37.5L9,44.3H5.3l-1.4-6.8H10.5z M35.2,44.3\n\t\tc-0.1,0-0.2,0-0.2-0.1h0.6C35.5,44.3,35.3,44.3,35.2,44.3z M37.5,30.3c0.8,0.3,1.7,1,2.1,2.3c0.6,2.2-1.3,8.1-2.2,10.7h-4\n\t\tc0-12.4,0.5-12.6,1.4-13.1C35.3,29.8,36.5,29.8,37.5,30.3z M22.6,26.1c1.8-1.7,5.2-1.7,5.3-1.7c0,0,3.5,0,5.3,1.7\n\t\tc0.7,0.7,1,1.5,1,2.5v0.7c-0.9,0.5-1.4,1.1-1.6,6.2h-9.4c-0.2-5-0.7-5.7-1.6-6.2v-0.7C21.6,27.6,21.9,26.8,22.6,26.1z M32.3,36.5v4\n\t\th-9v-4H32.3z M16.1,32.6c0.4-1.3,1.4-2,2.1-2.3c1-0.4,2.2-0.4,2.7-0.1c0.9,0.5,1.4,0.7,1.4,13.1h-4C17.4,40.7,15.5,34.7,16.1,32.6z\n\t\t M20.5,44.2c-0.1,0.1-0.2,0.1-0.3,0.1c-0.1,0-0.2,0-0.2-0.1H20.5z M21.9,44.2h1.3v-0.5c0-0.8,0-1.5,0-2.2h9.2c0,0.7,0,1.4,0,2.2\n\t\tv0.5h1.2c0.2,0.3,0.5,0.7,1,0.9H20.8C21.2,45,21.6,44.7,21.9,44.2z\" />\x3Cpath class=\"st0\" d=\"M32.5,1.8H9.4v15.5h23.1V1.8z M10.4,12.4L15,7.7l6.3,6.3l2.6-2.6l4.9,4.9H10.4V12.4z M31.5,16.3h-1.2L24,10\n\t\tl-2.6,2.6L15,6.3L10.4,11V2.8h21.1V16.3z\" />\x3Cpath class=\"st0\" d=\"M27,9.5c1.4,0,2.6-1.1,2.6-2.6S28.4,4.4,27,4.4S24.5,5.6,24.5,7S25.6,9.5,27,9.5z M27,5.4\n\t\tc0.9,0,1.6,0.7,1.6,1.6S27.9,8.5,27,8.5S25.5,7.8,25.5,7S26.2,5.4,27,5.4z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Nos services pour vous accompagner\x3C/h3>\x3Cp>Financement sur mesure, Parrainage,... Profitez de tous nos services.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/cogedim-pour-vous/la-difference-cogedim/\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[562]={value:"\x3Ch3>Acheter en BRS\x3C/h3>\x3Cp>Avec le BRS – Bail Réel Solidaire, achetez votre résidence principale en-dessous des prix de marché grâce à un nouveau dispositif d’accession à la propriété.\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en BRS\x3C/h3>\x3Cp>Avec le BRS – Bail Réel Solidaire, achetez votre résidence principale en-dessous des prix de marché grâce à un nouveau dispositif d’accession à la propriété.\x3C/p>"},field_text_main:$R[563]={value:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix BRS, accessibles sous conditions de ressources\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincbrs\">\x3Cdiv class=\"expandable\">\x3Cp>Le bail réel solidaire (BRS) est un dispositif d’accès social à la propriété de sa résidence principale, à prix abordable et sous conditions de ressources, correspondant à ceux du prêt social à l’accession (PSLA).\x3C/p>\x3Cp>Le BRS repose sur la dissociation du foncier (le terrain) et du bâti (le logement). Vous pouvez ainsi devenir propriétaire de votre logement à un prix pouvant aller jusqu’à 40% de décote du prix du marché.\x3C/p>\x3Cp>En contrepartie vous signez un bail réel solidaire et vous devrez vous acquitter d’une redevance mensuelle auprès d’un organisme foncier solidaire (OFS) qui achète le terrain.\x3C/p>\x3Cp>Vous êtes ainsi propriétaire de votre logement mais locataire du terrain sur lequel il se trouve.\x3C/p>\x3Cp>Les OFS sont des organismes à but non lucratif, agréés par le préfet de région, ayant pour objet de détenir des terrains sur le très long terme.\x3C/p>\x3Cp>Vous pouvez revendre votre logement à tout moment mais cela reste cependant encadré par l’OFS.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Vous devenez propriétaire à un prix d’acquisition réduit de votre logement ;\x3C/li>\x3Cli>Vous versez une redevance mensuelle correspondant à la location du terrain sur lequel il se trouve ;\x3C/li>\x3Cli>Vous bénéficiez d’une TVA réduite à 5,5% pour un logement neuf ;\x3C/li>\x3Cli>Vous profitez d’un abattement de 30% de la taxe foncière, selon la commune ;\x3C/li>\x3Cli>Vous pouvez financer l’achat de votre logement avec un prêt à taux zéro (PTZ) au titre de votre 1ère acquisition.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincbrs').classList.toggle('active');\">\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\">\x3C/path>\x3C/svg>\x3C/i>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\" loading=\"lazy\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix BRS, accessibles sous conditions de ressources\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincbrs\">\x3Cdiv class=\"expandable\">\x3Cp>Le bail réel solidaire (BRS) est un dispositif d’accès social à la propriété de sa résidence principale, à prix abordable et sous conditions de ressources, correspondant à ceux du prêt social à l’accession (PSLA).\x3C/p>\x3Cp>Le BRS repose sur la dissociation du foncier (le terrain) et du bâti (le logement). Vous pouvez ainsi devenir propriétaire de votre logement à un prix pouvant aller jusqu’à 40% de décote du prix du marché.\x3C/p>\x3Cp>En contrepartie vous signez un bail réel solidaire et vous devrez vous acquitter d’une redevance mensuelle auprès d’un organisme foncier solidaire (OFS) qui achète le terrain.\x3C/p>\x3Cp>Vous êtes ainsi propriétaire de votre logement mais locataire du terrain sur lequel il se trouve.\x3C/p>\x3Cp>Les OFS sont des organismes à but non lucratif, agréés par le préfet de région, ayant pour objet de détenir des terrains sur le très long terme.\x3C/p>\x3Cp>Vous pouvez revendre votre logement à tout moment mais cela reste cependant encadré par l’OFS.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Vous devenez propriétaire à un prix d’acquisition réduit de votre logement ;\x3C/li>\x3Cli>Vous versez une redevance mensuelle correspondant à la location du terrain sur lequel il se trouve ;\x3C/li>\x3Cli>Vous bénéficiez d’une TVA réduite à 5,5% pour un logement neuf ;\x3C/li>\x3Cli>Vous profitez d’un abattement de 30% de la taxe foncière, selon la commune ;\x3C/li>\x3Cli>Vous pouvez financer l’achat de votre logement avec un prêt à taux zéro (PTZ) au titre de votre 1ère acquisition.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincbrs').classList.toggle('active');\">\x3Csvg width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\" />\x3C/svg>\x3C/i>\x3C/div>\x3C/div>"},vid:$R[564]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[565]={drupal_internal__target_id:"regulation"}},revision_user:$R[566]={data:null,links:$R[567]={related:$R[568]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a44645cb-9dbd-4a56-bb1f-5b623e99516e/revision_user/?resourceVersion=id%3A3817"},self:$R[569]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a44645cb-9dbd-4a56-bb1f-5b623e99516e/relationships/revision_user/?resourceVersion=id%3A3817"}}},parent:$R[570]=[$R[571]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[572]={links:$R[573]={help:$R[574]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[575]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[576]={type:"taxonomy_term--regulation",id:"c80b43b7-3b2f-4caf-b172-3d6c7b88f8f8",links:$R[577]={self:$R[578]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/c80b43b7-3b2f-4caf-b172-3d6c7b88f8f8/?resourceVersion=id%3A3979"}},drupal_internal__tid:3979,drupal_internal__revision_id:3979,langcode:"fr",revision_created:"2023-01-17T08:38:06+00:00",status:!0,name:"Pinel +",description:null,weight:5,changed:"2024-06-19T08:16:33+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[579]=[$R[580]={tag:"meta",attributes:$R[581]={name:"title",content:"Pinel + | Cogedim"}},$R[582]={tag:"link",attributes:$R[583]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/3979/"}},$R[584]={tag:"meta",attributes:$R[585]={name:"generator",content:"Cogedim"}},$R[586]={tag:"meta",attributes:$R[587]={property:"og:site_name",content:"Cogedim"}},$R[588]={tag:"meta",attributes:$R[589]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[590]={tag:"meta",attributes:$R[591]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/c80b43b7-3b2f-4caf-b172-3d6c7b88f8f8/"}},$R[592]={tag:"meta",attributes:$R[593]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[594]={tag:"meta",attributes:$R[595]={property:"og:image:type",content:"image/png"}},$R[596]={tag:"meta",attributes:$R[597]={property:"og:image:width",content:"628"}},$R[598]={tag:"meta",attributes:$R[599]={property:"og:image:height",content:"316"}},$R[600]={tag:"meta",attributes:$R[601]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[602]={tag:"meta",attributes:$R[603]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[604]={tag:"meta",attributes:$R[605]={name:"twitter:card",content:"summary"}},$R[606]={tag:"meta",attributes:$R[607]={name:"twitter:site",content:"@altareacogedim"}},$R[608]={tag:"meta",attributes:$R[609]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[610]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[611]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z
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href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel-plus.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[612]={value:"\x3Ch3>Acheter en Pinel +\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL + et réalisez jusqu’à 63 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel-plus.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Pinel +\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL + et réalisez jusqu’à 63 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel-plus.html\">En savoir 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Les avantages d'investir dans l'immobilier dès le début de sa carrière",title:"",width:1920,height:1280,drupal_internal__target_id:3041253},uid:$R[1006]={type:"user--user",id:"78e94cf4-27a6-47b8-a374-e67cbcfb51b6",meta:$R[1007]={drupal_internal__target_id:2037}}},field_sections:$R[1008]=[$R[1009]={type:"paragraph--section",id:"24c0a105-1cb0-40b7-bbd8-d400739dd151",links:$R[1010]={self:$R[1011]={href:"http://www.cogedim.com/jsonapi/paragraph/section/24c0a105-1cb0-40b7-bbd8-d400739dd151/?resourceVersion=id%3A26353"}},drupal_internal__id:8943,drupal_internal__revision_id:26353,langcode:"fr",status:!0,created:"2024-10-14T08:08:07+00:00",parent_id:"1850968",parent_type:"node",parent_field_name:"field_sections",behavior_settings:$R[1012]=[],default_langcode:!0,revision_translation_affected:!0,field_anchor_title:"Acheter jeune : un investissement financier à long terme ",field_text:$R[1013]={value:"\x3Cp>L’un des plus grands avantages de devenir propriétaire est de transformer chaque mensualité de prêt immobilier en un investissement plutôt qu’en une dépense perdue. Contrairement à la location, l’achat d’un bien immobilier permet de rentabiliser son argent à moyen et long terme. C’est une première étape vers la constitution d’un patrimoine solide. Mais il existe de nombreux avantages à acquérir sa propriété en étant jeune : \x3C/p>\x3Cul>\x3Cli>\x3Ch3>\x3Cstrong>Des taux d’emprunt avantageux\x3C/strong>\x3C/h3>\x3Cp>Les banques et les organismes de crédit accordent souvent des taux d’intérêt plus avantageux aux jeunes primo-accédants. En effet, vous êtes généralement perçu comme ayant un potentiel de croissance salariale plus élevé, ce qui vous permet de bénéficier de meilleures conditions d’emprunt. \x3C/p>\x3C/li>\x3Cli>\x3Ch3>\x3Cstrong>Plus de temps pour rembourser\x3C/strong>\x3C/h3>\x3Cp>Acheter jeune signifie également que vous disposez de plus de temps pour rembourser votre crédit immobilier. Vous pouvez ainsi étaler vos paiements sur une plus longue durée, ce qui réduit les mensualités tout en conservant une certaine flexibilité financière. \x3C/p>\x3C/li>\x3Cli>\x3Ch3>\x3Cstrong>Appréciation du bien à long terme\x3C/strong> \x3C/h3>\x3Cp>L’immobilier est historiquement un secteur où la valeur des biens a tendance à augmenter avec le temps. En achetant jeune, vous maximisez vos chances de voir la valeur de votre bien immobilier croître au fil des années. Cela vous permettra non seulement de récupérer votre investissement initial, mais aussi de réaliser une plus-value si vous choisissez de revendre. \x3C/p>\x3C/li>\x3C/ul>\x3Cdiv class=\"comp-infographic\">\x3Cdiv class=\"mobile-image\">\x3Cimg src=\"/sites/default/files/inline-images/paragraphe1-mobile.jpg\" data-align=\"center\" data-entity-uuid=\"0fa048c7-c7d9-492d-926e-07ca35b5706d\" data-entity-type=\"file\" alt=\"Un investissement financier - mobile\" width=\"490\" height=\"980\">\x3C/div>\x3Cdiv class=\"desktop-image\">\x3Cimg src=\"/sites/default/files/inline-images/paragraphe1_desktop_0.jpg\" data-align=\"center\" data-entity-uuid=\"2b890343-504a-4ddd-8363-0d09be6ab8e8\" data-entity-type=\"file\" alt=\"Un investissement financier-desktop\" width=\"963\" height=\"482\">\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cp>L’un des plus grands avantages de devenir propriétaire est de transformer chaque mensualité de prêt immobilier en un investissement plutôt qu’en une dépense perdue. Contrairement à la location, l’achat d’un bien immobilier permet de rentabiliser son argent à moyen et long terme. C’est une première étape vers la constitution d’un patrimoine solide. Mais il existe de nombreux avantages à acquérir sa propriété en étant jeune : \x3C/p>\x3Cul>\x3Cli>\x3Ch3>\x3Cstrong>Des taux d’emprunt avantageux\x3C/strong>\x3C/h3>\x3Cp>Les banques et les organismes de crédit accordent souvent des taux d’intérêt plus avantageux aux jeunes primo-accédants. En effet, vous êtes généralement perçu comme ayant un potentiel de croissance salariale plus élevé, ce qui vous permet de bénéficier de meilleures conditions d’emprunt. \x3C/p>\x3C/li>\x3Cli>\x3Ch3>\x3Cstrong>Plus de temps pour rembourser\x3C/strong>\x3C/h3>\x3Cp>Acheter jeune signifie également que vous disposez de plus de temps pour rembourser votre crédit immobilier. Vous pouvez ainsi étaler vos paiements sur une plus longue durée, ce qui réduit les mensualités tout en conservant une certaine flexibilité financière. \x3C/p>\x3C/li>\x3Cli>\x3Ch3>\x3Cstrong>Appréciation du bien à long terme\x3C/strong> \x3C/h3>\x3Cp>L’immobilier est historiquement un secteur où la valeur des biens a tendance à augmenter avec le temps. En achetant jeune, vous maximisez vos chances de voir la valeur de votre bien immobilier croître au fil des années. Cela vous permettra non seulement de récupérer votre investissement initial, mais aussi de réaliser une plus-value si vous choisissez de revendre. \x3C/p>\x3C/li>\x3C/ul>\x3Cdiv class=\"comp-infographic\">\x3Cdiv class=\"mobile-image\">\x3Cimg src=\"/sites/default/files/inline-images/paragraphe1-mobile.jpg\" data-entity-uuid=\"0fa048c7-c7d9-492d-926e-07ca35b5706d\" data-entity-type=\"file\" alt=\"Un investissement financier - mobile\" width=\"490\" height=\"980\" class=\"align-center\" loading=\"lazy\">\x3C/div>\x3Cdiv class=\"desktop-image\">\x3Cimg src=\"/sites/default/files/inline-images/paragraphe1_desktop_0.jpg\" data-entity-uuid=\"2b890343-504a-4ddd-8363-0d09be6ab8e8\" data-entity-type=\"file\" alt=\"Un investissement financier-desktop\" width=\"963\" height=\"482\" class=\"align-center\" loading=\"lazy\">\x3C/div>\x3C/div>"},field_title:"Acheter jeune : un investissement financier à long terme ",meta:$R[1014]={target_revision_id:26353,drupal_internal__target_id:8943},paragraph_type:$R[1015]={type:"paragraphs_type--paragraphs_type",id:"e955397a-b7a7-41a6-8210-bd3e5ef17cdc",meta:$R[1016]={drupal_internal__target_id:"section"}}},$R[1017]={type:"paragraph--section",id:"ed5cfe09-6173-4c9f-b8f0-7adc17eb9a87",links:$R[1018]={self:$R[1019]={href:"http://www.cogedim.com/jsonapi/paragraph/section/ed5cfe09-6173-4c9f-b8f0-7adc17eb9a87/?resourceVersion=id%3A26901"}},drupal_internal__id:8991,drupal_internal__revision_id:26901,langcode:"fr",status:!0,created:"2024-10-21T07:34:36+00:00",parent_id:"1850968",parent_type:"node",parent_field_name:"field_sections",behavior_settings:$R[1020]=[],default_langcode:!0,revision_translation_affected:!0,field_anchor_title:"Sécuriser son avenir et anticiper les changements de vie ",field_text:$R[1021]={value:"\x3Cp>La vie est pleine d’imprévus et d’évolutions, qu’il s’agisse de fonder une famille, de déménager pour un nouveau poste ou même de préparer sa retraite. Acheter un bien immobilier jeune, c’est non seulement une solution pour loger sa famille, mais aussi une manière d’anticiper ces changements tout en sécurisant son avenir.\x3C/p>\x3Cul>\x3Cli>\x3Ch3>\x3Cstrong>Flexibilité pour les changements de vie \x3C/strong>\x3C/h3>\x3Cp>Que vous souhaitiez changer de région, vous rapprocher d’une nouvelle opportunité professionnelle ou simplement agrandir votre famille, posséder un bien immobilier vous permet de l’adapter à votre situation. Vous pouvez le revendre, le louer, ou même l’agrandir si besoin. Cette flexibilité est un atout majeur. \x3C/p>\x3C/li>\x3Cli>\x3Ch3>\x3Cstrong>Préparer sa retraite\x3C/strong> \x3C/h3>\x3Cp>Acheter un bien immobilier jeune signifie que vous pouvez en finir avec votre crédit avant même d’atteindre l’âge de la retraite. Avoir un bien immobilier entièrement payé à l’approche de la retraite vous permet de réduire vos charges et de vivre plus sereinement sans l’obligation de payer un loyer ou un crédit.\x3C/p>\x3C/li>\x3Cli>\x3Ch3>\x3Cstrong>Transmission patrimoniale\x3C/strong> \x3C/h3>\x3Cp>Posséder un bien immobilier, c’est également préparer un héritage pour vos enfants ou vos proches. C’est un patrimoine que vous pouvez transmettre aux générations futures, assurant ainsi leur sécurité financière et leur permettant, eux aussi, de mieux envisager l’avenir. \x3C/p>\x3C/li>\x3C/ul>\x3Cdiv class=\"comp-infographic\">\x3Cdiv class=\"mobile-image\">\x3Cimg src=\"/sites/default/files/inline-images/paragraphe2_mobile.jpg\" data-align=\"center\" data-entity-uuid=\"6a52b86d-b774-464f-a777-701dcc3e49f9\" data-entity-type=\"file\" alt=\"Sécuriser son avenir et anticiper les changements de vie - mobile\" width=\"508\" height=\"1016\">\x3C/div>\x3Cdiv class=\"desktop-image\">\x3Cimg src=\"/sites/default/files/inline-images/paragraphe2_desktop.jpg\" data-align=\"center\" data-entity-uuid=\"78417eff-c8a4-46cb-847b-89470127f2b3\" data-entity-type=\"file\" alt=\"Sécuriser son avenir et anticiper les changements de vie - desktop\" width=\"926\" height=\"463\">\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cp>La vie est pleine d’imprévus et d’évolutions, qu’il s’agisse de fonder une famille, de déménager pour un nouveau poste ou même de préparer sa retraite. Acheter un bien immobilier jeune, c’est non seulement une solution pour loger sa famille, mais aussi une manière d’anticiper ces changements tout en sécurisant son avenir.\x3C/p>\x3Cul>\x3Cli>\x3Ch3>\x3Cstrong>Flexibilité pour les changements de vie \x3C/strong>\x3C/h3>\x3Cp>Que vous souhaitiez changer de région, vous rapprocher d’une nouvelle opportunité professionnelle ou simplement agrandir votre famille, posséder un bien immobilier vous permet de l’adapter à votre situation. Vous pouvez le revendre, le louer, ou même l’agrandir si besoin. Cette flexibilité est un atout majeur. \x3C/p>\x3C/li>\x3Cli>\x3Ch3>\x3Cstrong>Préparer sa retraite\x3C/strong> \x3C/h3>\x3Cp>Acheter un bien immobilier jeune signifie que vous pouvez en finir avec votre crédit avant même d’atteindre l’âge de la retraite. Avoir un bien immobilier entièrement payé à l’approche de la retraite vous permet de réduire vos charges et de vivre plus sereinement sans l’obligation de payer un loyer ou un crédit.\x3C/p>\x3C/li>\x3Cli>\x3Ch3>\x3Cstrong>Transmission patrimoniale\x3C/strong> \x3C/h3>\x3Cp>Posséder un bien immobilier, c’est également préparer un héritage pour vos enfants ou vos proches. C’est un patrimoine que vous pouvez transmettre aux générations futures, assurant ainsi leur sécurité financière et leur permettant, eux aussi, de mieux envisager l’avenir. \x3C/p>\x3C/li>\x3C/ul>\x3Cdiv class=\"comp-infographic\">\x3Cdiv class=\"mobile-image\">\x3Cimg src=\"/sites/default/files/inline-images/paragraphe2_mobile.jpg\" data-entity-uuid=\"6a52b86d-b774-464f-a777-701dcc3e49f9\" data-entity-type=\"file\" alt=\"Sécuriser son avenir et anticiper les changements de vie - mobile\" width=\"508\" height=\"1016\" class=\"align-center\" loading=\"lazy\">\x3C/div>\x3Cdiv class=\"desktop-image\">\x3Cimg src=\"/sites/default/files/inline-images/paragraphe2_desktop.jpg\" data-entity-uuid=\"78417eff-c8a4-46cb-847b-89470127f2b3\" data-entity-type=\"file\" alt=\"Sécuriser son avenir et anticiper les changements de vie - desktop\" width=\"926\" height=\"463\" class=\"align-center\" loading=\"lazy\">\x3C/div>\x3C/div>"},field_title:"Sécuriser son avenir et anticiper les changements de vie ",meta:$R[1022]={target_revision_id:26901,drupal_internal__target_id:8991},paragraph_type:$R[1023]={type:"paragraphs_type--paragraphs_type",id:"e955397a-b7a7-41a6-8210-bd3e5ef17cdc",meta:$R[1024]={drupal_internal__target_id:"section"}}},$R[1025]={type:"paragraph--section",id:"3b8b3ce0-6caf-4b63-a516-d05472729a34",links:$R[1026]={self:$R[1027]={href:"http://www.cogedim.com/jsonapi/paragraph/section/3b8b3ce0-6caf-4b63-a516-d05472729a34/?resourceVersion=id%3A26902"}},drupal_internal__id:8992,drupal_internal__revision_id:26902,langcode:"fr",status:!0,created:"2024-10-21T07:35:02+00:00",parent_id:"1850968",parent_type:"node",parent_field_name:"field_sections",behavior_settings:$R[1028]=[],default_langcode:!0,revision_translation_affected:!0,field_anchor_title:"Des aides et dispositifs pour les primo-accédants ",field_text:$R[1029]={value:"\x3Cp>Si acheter un bien immobilier semble coûteux au premier abord, il est important de savoir qu’il existe de nombreux dispositifs et aides financières conçus pour les primo-accédants. Ces outils vous permettent de franchir le pas sans pour autant avoir un apport initial important. C’est ici que des solutions comme \x3Cstrong>Cogedim Access\x3C/strong> jouent un rôle clé.\x3C/p>\x3Cul>\x3Cli>\x3Ch3>\x3Cstrong>Le Prêt à Taux Zéro (PTZ)\x3C/strong> \x3C/h3>\x3Cp>Le PTZ est une aide précieuse pour les jeunes acheteurs. Ce prêt vous permet de financer une partie de votre achat immobilier sans payer d’intérêts. Il est réservé aux primo-accédants sous certaines conditions de revenus et de localisation du bien. En réduisant le coût global de l’achat, il devient plus facile d’accéder à la propriété.\x3C/p>\x3C/li>\x3Cli>\x3Ch3>\x3Cstrong>Les subventions locales et aides régionales\x3C/strong> \x3C/h3>\x3Cp>Selon la ville ou la région dans laquelle vous souhaitez acheter, il est possible de bénéficier de subventions locales pour les primo-accédants. Certaines communes proposent des aides financières, comme des réductions sur les taxes foncières ou des contributions à l’apport initial.\x3C/p>\x3C/li>\x3Cli>\x3Ch3>\x3Cstrong>La TVA réduite dans les logements neufs \x3C/strong>\x3C/h3>\x3Cp>Habituellement fixée à 20 %, la TVA peut être abaissée à 5,5 % sous certaines conditions, notamment si vous achetez un bien dans une zone prioritaire (ANRU) ou dans un quartier de rénovation urbaine. Cette réduction de TVA permet de \x3Cstrong>diminuer significativement le coût d'acquisition\x3C/strong> d’un logement, rendant ainsi l’achat immobilier encore plus accessible. Cette mesure, souvent méconnue, peut représenter une économie substantielle sur le prix d’achat.\x3C/p>\x3C/li>\x3Cli>\x3Ch3>\x3Cstrong>Cogedim Access : devenir propriétaire même sans apport\x3C/strong> \x3C/h3>\x3Cp>Avec \x3Cstrong>Cogedim Access\x3C/strong>, devenir propriétaire n’a jamais été aussi simple. Cette solution unique permet aux primo-accédants d’acquérir un bien neuf, même sans apport, et sans frais avant d’emménager. Les mensualités sont proches d’un loyer, ce qui signifie que vous payez votre logement comme si vous étiez locataire, mais en devenant propriétaire. Cette solution exclusive de Cogedim, est idéale pour ceux qui veulent sécuriser leur avenir sans avoir à débourser une grosse somme initiale. \x3C/p>\x3C/li>\x3C/ul>\x3Cdiv class=\"comp-infographic\">\x3Cdiv class=\"mobile-image\">\x3Cimg src=\"/sites/default/files/inline-images/paragraphe3_mobile.jpg\" data-align=\"center\" data-entity-uuid=\"308ce186-7938-46d2-92ee-36c5269a06c8\" data-entity-type=\"file\" alt=\"Les aides pour les primo-accédants - mobile \" width=\"513\" height=\"733\">\x3C/div>\x3Cdiv class=\"desktop-image\">\x3Cimg src=\"/sites/default/files/inline-images/paragraphe3-desktop.jpg\" data-align=\"center\" data-entity-uuid=\"d03c8396-bcf7-427d-b68e-02c26b714e76\" data-entity-type=\"file\" alt=\"Les aides pour les primo-accédants - desktop\" width=\"859\" height=\"430\">\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cp>Si acheter un bien immobilier semble coûteux au premier abord, il est important de savoir qu’il existe de nombreux dispositifs et aides financières conçus pour les primo-accédants. Ces outils vous permettent de franchir le pas sans pour autant avoir un apport initial important. C’est ici que des solutions comme \x3Cstrong>Cogedim Access\x3C/strong> jouent un rôle clé.\x3C/p>\x3Cul>\x3Cli>\x3Ch3>\x3Cstrong>Le Prêt à Taux Zéro (PTZ)\x3C/strong> \x3C/h3>\x3Cp>Le PTZ est une aide précieuse pour les jeunes acheteurs. Ce prêt vous permet de financer une partie de votre achat immobilier sans payer d’intérêts. Il est réservé aux primo-accédants sous certaines conditions de revenus et de localisation du bien. En réduisant le coût global de l’achat, il devient plus facile d’accéder à la propriété.\x3C/p>\x3C/li>\x3Cli>\x3Ch3>\x3Cstrong>Les subventions locales et aides régionales\x3C/strong> \x3C/h3>\x3Cp>Selon la ville ou la région dans laquelle vous souhaitez acheter, il est possible de bénéficier de subventions locales pour les primo-accédants. 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Cette solution exclusive de Cogedim, est idéale pour ceux qui veulent sécuriser leur avenir sans avoir à débourser une grosse somme initiale. \x3C/p>\x3C/li>\x3C/ul>\x3Cdiv class=\"comp-infographic\">\x3Cdiv class=\"mobile-image\">\x3Cimg src=\"/sites/default/files/inline-images/paragraphe3_mobile.jpg\" data-entity-uuid=\"308ce186-7938-46d2-92ee-36c5269a06c8\" data-entity-type=\"file\" alt=\"Les aides pour les primo-accédants - mobile \" width=\"513\" height=\"733\" class=\"align-center\" loading=\"lazy\">\x3C/div>\x3Cdiv class=\"desktop-image\">\x3Cimg src=\"/sites/default/files/inline-images/paragraphe3-desktop.jpg\" data-entity-uuid=\"d03c8396-bcf7-427d-b68e-02c26b714e76\" data-entity-type=\"file\" alt=\"Les aides pour les primo-accédants - desktop\" width=\"859\" height=\"430\" class=\"align-center\" loading=\"lazy\">\x3C/div>\x3C/div>"},field_title:"Des aides et dispositifs pour les primo-accédants ",meta:$R[1030]={target_revision_id:26902,drupal_internal__target_id:8992},paragraph_type:$R[1031]={type:"paragraphs_type--paragraphs_type",id:"e955397a-b7a7-41a6-8210-bd3e5ef17cdc",meta:$R[1032]={drupal_internal__target_id:"section"}}},$R[1033]={type:"paragraph--section",id:"4434e7e9-1328-4707-8870-46080929e5f3",links:$R[1034]={self:$R[1035]={href:"http://www.cogedim.com/jsonapi/paragraph/section/4434e7e9-1328-4707-8870-46080929e5f3/?resourceVersion=id%3A26903"}},drupal_internal__id:8993,drupal_internal__revision_id:26903,langcode:"fr",status:!0,created:"2024-10-21T07:35:32+00:00",parent_id:"1850968",parent_type:"node",parent_field_name:"field_sections",behavior_settings:$R[1036]=[],default_langcode:!0,revision_translation_affected:!0,field_anchor_title:"Acheter jeune, un choix stratégique pour son avenir ",field_text:$R[1037]={value:"\x3Cp>Acheter un bien immobilier dès le début de sa vie active est une opportunité exceptionnelle pour se constituer un patrimoine, préparer son avenir et bénéficier des nombreux avantages financiers qui existent pour les primo-accédants. Aujourd’hui, grâce à la solution \x3Cstrong>Cogedim Access\x3C/strong>, il est tout à fait possible de devenir propriétaire même sans apport, et de commencer à bâtir une sécurité financière solide. N’hésitez pas à vous renseigner davantage sur les solutions disponibles et à franchir le pas vers la propriété en nous contactant.\x3C/p>\x3Cp>\x3Ca class=\"v-btn v-btn--flat theme--light\" style=\"background-color:#42145f;border-radius:36px;box-shadow:0 0 20px rgba(0, 0, 0, 0.2);color:#fff;display:block;font-size:16px;height:auto;line-height:22px;margin:24px auto;max-width:327px;padding:8px 16px;text-align:center;text-transform:none;\" href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/?r=s\">\x3Cstrong>Découvrir Cogedim Access\x3C/strong>\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Cp>Acheter un bien immobilier dès le début de sa vie active est une opportunité exceptionnelle pour se constituer un patrimoine, préparer son avenir et bénéficier des nombreux avantages financiers qui existent pour les primo-accédants. Aujourd’hui, grâce à la solution \x3Cstrong>Cogedim Access\x3C/strong>, il est tout à fait possible de devenir propriétaire même sans apport, et de commencer à bâtir une sécurité financière solide. N’hésitez pas à vous renseigner davantage sur les solutions disponibles et à franchir le pas vers la propriété en nous contactant.\x3C/p>\x3Cp>\x3Ca class=\"v-btn v-btn--flat theme--light\" style=\"background-color:#42145f;border-radius:36px;box-shadow:0 0 20px rgba(0, 0, 0, 0.2);color:#fff;display:block;font-size:16px;height:auto;line-height:22px;margin:24px auto;max-width:327px;padding:8px 16px;text-align:center;text-transform:none;\" href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/?r=s\">\x3Cstrong>Découvrir Cogedim Access\x3C/strong>\x3C/a>\x3C/p>"},field_title:"Acheter jeune, un choix stratégique pour son avenir 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zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir 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immobiliers neufs"}},$R[2055]={tag:"meta",attributes:$R[2056]={property:"og:url",content:"http://www.cogedim.com/jsonapi/program/896072/slices/"}},$R[2057]={tag:"meta",attributes:$R[2058]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[2059]={tag:"meta",attributes:$R[2060]={property:"og:image:type",content:"image/png"}},$R[2061]={tag:"meta",attributes:$R[2062]={property:"og:image:width",content:"628"}},$R[2063]={tag:"meta",attributes:$R[2064]={property:"og:image:height",content:"316"}},$R[2065]={tag:"meta",attributes:$R[2066]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[2067]={tag:"meta",attributes:$R[2068]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[2069]={tag:"meta",attributes:$R[2070]={name:"twitter:card",content:"summary"}},$R[2071]={tag:"meta",attributes:$R[2072]={name:"twitter:site",content:"@altareacogedim"}},$R[2073]={tag:"meta",attributes:$R[2074]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[2075]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[2076]={value:"\x3Csvg 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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[2077]={value:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,meta:$R[2078]={drupal_internal__target_id:5},vid:$R[2079]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[2080]={drupal_internal__target_id:"regulation"}},revision_user:$R[2081]={data:null,links:$R[2082]={related:$R[2083]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/revision_user/?resourceVersion=id%3A5"},self:$R[2084]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/relationships/revision_user/?resourceVersion=id%3A5"}}},parent:$R[2085]=[$R[2086]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[2087]={links:$R[2088]={help:$R[2089]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[2090]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[2091]={type:"taxonomy_term--regulation",id:"49c03ee4-bf02-43c8-a22c-d3724c482b64",links:$R[2092]={self:$R[2093]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/49c03ee4-bf02-43c8-a22c-d3724c482b64/?resourceVersion=id%3A6"}},drupal_internal__tid:6,drupal_internal__revision_id:6,langcode:"fr",revision_created:null,status:!0,name:"Pinel",description:null,weight:4,changed:"2024-06-19T08:16:01+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[2094]=[$R[2095]={tag:"meta",attributes:$R[2096]={name:"title",content:"Pinel | Cogedim"}},$R[2097]={tag:"link",attributes:$R[2098]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/6/"}},$R[2099]={tag:"meta",attributes:$R[2100]={name:"generator",content:"Cogedim"}},$R[2101]={tag:"meta",attributes:$R[2102]={property:"og:site_name",content:"Cogedim"}},$R[2103]={tag:"meta",attributes:$R[2104]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[2105]={tag:"meta",attributes:$R[2106]={property:"og:url",content:"http://www.cogedim.com/jsonapi/program/896072/slices/"}},$R[2107]={tag:"meta",attributes:$R[2108]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[2109]={tag:"meta",attributes:$R[2110]={property:"og:image:type",content:"image/png"}},$R[2111]={tag:"meta",attributes:$R[2112]={property:"og:image:width",content:"628"}},$R[2113]={tag:"meta",attributes:$R[2114]={property:"og:image:height",content:"316"}},$R[2115]={tag:"meta",attributes:$R[2116]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[2117]={tag:"meta",attributes:$R[2118]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[2119]={tag:"meta",attributes:$R[2120]={name:"twitter:card",content:"summary"}},$R[2121]={tag:"meta",attributes:$R[2122]={name:"twitter:site",content:"@altareacogedim"}},$R[2123]={tag:"meta",attributes:$R[2124]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[2125]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[2126]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z
\t\t M8.8,26.2c-1,0-1.8-0.8-1.8-1.8s0.8-1.8,1.8-1.8c1,0,1.8,0.8,1.8,1.8S9.8,26.2,8.8,26.2z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M47.1,23.4c-1,2.8-3.7,2.7-4.7,2.5C42.1,18,33.5,14,31.3,13.3c0-0.4,0.1-0.8,0.1-1.1c0-5.1-4.2-9.3-9.3-9.3
\t\tc-5.1,0-9.3,4.2-9.3,9.3c0,0.4,0,0.8,0.1,1.1c-6.2,2.3-8.6,6.5-9.1,7.7c-0.6,0-1.8,0.2-2.7,1.1C0.4,22.8,0,23.8,0,25v2.8
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\t\tc1.3-0.8,7.3-4.7,7.6-11.1c0.2,0,0.5,0,0.8,0c1.5,0,3.8-0.5,4.8-3.2L47.1,23.4z M22.1,3.9c4.6,0,8.3,3.7,8.3,8.3
\t\tc0,2.6-1.2,5-3.2,6.6H17c-2.1-1.6-3.2-4-3.2-6.6C13.8,7.6,17.5,3.9,22.1,3.9z M34.1,37.3l-0.3,0.1v6.7h-5.4v-5.2l-0.7,0.3
\t\tc-5,2.2-10.5,0-10.5,0l-0.7-0.3v5.2h-5.4v-6.7l-0.3-0.1c-5.2-2.7-6.4-6.2-6.4-6.2l-0.1-0.4l-0.4,0c0,0-1.4,0-2.3-0.8
\t\tC1.2,29.4,1,28.7,1,27.8V25c0-0.9,0.3-1.6,0.8-2.1C2.6,22,4,22,4.1,22l0.3,0l0.1-0.3c0,0,2-4.9,8.5-7.4c0.4,1.7,1.3,3.2,2.5,4.4
\t\th-2.2v1h18.2v-1h-2.8c1.2-1.2,2.1-2.8,2.5-4.5c2.4,0.7,10.3,4.9,10.3,12.1C41.4,33.2,34.2,37.3,34.1,37.3z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8
\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9
\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9
\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8
\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5
\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7
\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Défiscalisez avec le dispositif Pinel\x3C/h3>\x3Cp>Entre 9 et 14 % de réduction d’impôts pour un investissement locatif tout en souplesse.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z\n\t\t M8.8,26.2c-1,0-1.8-0.8-1.8-1.8s0.8-1.8,1.8-1.8c1,0,1.8,0.8,1.8,1.8S9.8,26.2,8.8,26.2z\" />\x3Cpath class=\"st0\" 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href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[2127]={value:"\x3Ch3>Acheter en Pinel\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL et réalisez jusqu’à 42 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Pinel\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL et réalisez jusqu’à 42 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir 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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. 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href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[2470]={value:"\x3Ch3>Acheter en Pinel\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL et réalisez jusqu’à 42 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Pinel\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL et réalisez jusqu’à 42 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir 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href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[2763]={value:"\x3Ch3>Acheter en Pinel\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL et réalisez jusqu’à 42 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Pinel\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL et réalisez jusqu’à 42 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir 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zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir 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\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7
\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Défiscalisez avec le dispositif Pinel\x3C/h3>\x3Cp>Entre 9 et 14 % de réduction d’impôts pour un investissement locatif tout en souplesse.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z\n\t\t M8.8,26.2c-1,0-1.8-0.8-1.8-1.8s0.8-1.8,1.8-1.8c1,0,1.8,0.8,1.8,1.8S9.8,26.2,8.8,26.2z\" />\x3Cpath class=\"st0\" 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93160",field_administrator:null,field_archived:!1,field_basements_count:0,field_bbc:!1,field_building_disp:!1,field_building_text:$R[3312]={value:"\x3Cp>\x3Cstrong>Une architecture contemporaine toute en finesse\x3C/strong>\x3C/p>\x3Cp>La résidence adopte une écriture contemporaine qui puise son identité dans une simplicité délicate. L’enduit clair des façades est souligné par le jeu de texture des bandeaux et par le contraste des notes boisées. Le bardage vertical du socle, des balcons et des attiques se répondent apportant une touche chaleureuse et authentique à l’ensemble. L’alternance des balcons et leurs angles arrondis accentuent la sensation de douceur qui émane de la résidence. Bordée de promenades plantées, elle dévoile un vaste jardin agrémenté d’un espace ludique, de carrés potagers et de lieux de détente à l’ombre des arbres.\x3C/p>\x3Cp>Labellisée Biodivercity et fidèle aux 10 engagements Cogedim, la résidence concentre tous les atouts du neuf : accès sécurisés, parking commandé, local à vélos, ascenseurs, mais aussi salle commune pour les résidents et véhicules en autopartage.\x3C/p>",format:"full_html",processed:"\x3Cp>\x3Cstrong>Une architecture contemporaine toute en finesse\x3C/strong>\x3C/p>\x3Cp>La résidence adopte une écriture contemporaine qui puise son identité dans une simplicité délicate. L’enduit clair des façades est souligné par le jeu de texture des bandeaux et par le contraste des notes boisées. Le bardage vertical du socle, des balcons et des attiques se répondent apportant une touche chaleureuse et authentique à l’ensemble. L’alternance des balcons et leurs angles arrondis accentuent la sensation de douceur qui émane de la résidence. Bordée de promenades plantées, elle dévoile un vaste jardin agrémenté d’un espace ludique, de carrés potagers et de lieux de détente à l’ombre des arbres.\x3C/p>\x3Cp>Labellisée Biodivercity et fidèle aux 10 engagements Cogedim, la résidence concentre tous les atouts du neuf : accès sécurisés, parking commandé, local à vélos, ascenseurs, mais aussi salle commune pour les résidents et véhicules en autopartage.\x3C/p>"},field_catchline:null,field_cellars_count:0,field_cities_nearby:$R[3313]=["Neuilly-Plaisance ","Neuilly-sur-Marne ","Villiers-sur-Marne "],field_city:"Noisy-le-Grand",field_classified:"A NOISY-LE-GRAND, L'ACCÈS À LA PROPRIÉTÉ N'A JAMAIS ÉTÉ AUSSI ACCESSIBLE ! VOTRE 2 PIÈCES POUR 981,68 €/MOIS(1) + ACHETEZ SANS APPORT(1) + 0 FRAIS AVANT D'EMMÉNAGER(3) + SEULEMENT 500 € A LA RESERVATION(2). \r\nAu cœur de Noisy-le-Grand, à 9 min* à pied de la gare RER A \"Noisy-le-Grand - Mont d'Est\", découvrez un nouvel art de vivre et profitez de la TVA réduite à 5,5 %(3). Au sein d’un quartier dynamique doté de toutes les commodités, la nouvelle résidence signée Cogedim et AIGIS conjuguent parfaitement performances labellisées, architecte contemporaine élégante et écrin naturel en cœur d’îlot. Ouverts, pour la plupart, sur de beaux espaces extérieurs, les appartements proposent un large choix de surfaces, du studio alcôve au 5 pièces duplex, et répondront à tous vos projets, résidentiels ou locatifs. \r\n\r\nVOTRE 2 PIÈCES POUR 981,68 €/MOIS(1) + ACHETEZ SANS APPORT(1) + 0 FRAIS AVANT D'EMMÉNAGER(3) + SEULEMENT 500 € A LA RESERVATION(2).\r\n\r\n**Source : Google Maps",field_classified_title:null,field_date_delivery_hide:!1,field_date_display_prices:"2022-10-07",field_disp_grid_bare_ownership:!1,field_disp_grid_lmnp_vat_ex:!1,field_disp_grid_lmnp_vat_inc:!1,field_disp_grid_manual:null,field_disp_grid_patrimonial:!0,field_disp_grid_pinel:!0,field_disp_grid_pinel_plus:!1,field_disp_grid_vat_inc:!0,field_disp_grid_vat_inc_brs:!1,field_disp_grid_vat_inc_mastered:!1,field_disp_grid_vat_inc_reduced:!0,field_disp_return_rate:!1,field_district_disp:!1,field_district_text:$R[3314]={value:"\x3Cp>\x3Cstrong>Le confort d’une adresse attractive au cœur du Grand Paris \x3C/strong>\x3C/p>\x3Cp>À 15 min** à pied du cœur historique de Noisy-le-Grand, à 9 min** à pied de la gare RER A \"Noisy-le-Grand - Mont d'Est\" et à deux pas du centre commercial Les Arcades, la résidence profite de l’éclosion d’un quartier neuf entièrement pensé pour le confort de ses habitants. Commerces et restaurants variés, pôle de santé, parcours éducatif complet de la crèche au lycée, lignes de bus en pied d’immeuble… Tout est présent pour faciliter le quotidien. Le parc Louis-Antoine de Bougainville de 2 ha apporte une belle touche verdoyante. \x3C/p>\x3Cp> \x3C/p>",format:"full_html",processed:"\x3Cp>\x3Cstrong>Le confort d’une adresse attractive au cœur du Grand Paris \x3C/strong>\x3C/p>\x3Cp>À 15 min** à pied du cœur historique de Noisy-le-Grand, à 9 min** à pied de la gare RER A \"Noisy-le-Grand - Mont d'Est\" et à deux pas du centre commercial Les Arcades, la résidence profite de l’éclosion d’un quartier neuf entièrement pensé pour le confort de ses habitants. Commerces et restaurants variés, pôle de santé, parcours éducatif complet de la crèche au lycée, lignes de bus en pied d’immeuble… Tout est présent pour faciliter le quotidien. Le parc Louis-Antoine de Bougainville de 2 ha apporte une belle touche verdoyante. \x3C/p>\x3Cp> \x3C/p>"},field_exported:!0,field_freehold_percentage:null,field_gps:$R[3315]={value:"POINT (2.5414376 48.8433328)",geo_type:"Point",lat:48.8433328,lon:2.5414376,left:2.5414376,top:48.8433328,right:2.5414376,bottom:48.8433328,geohash:"u09vcgdt5c1jp",latlon:"48.8433328,2.5414376"},field_had_lots_previously:!0,field_hqe:!1,field_images_export:!0,field_invest_disp:!1,field_invest_text:$R[3316]={value:"\x3Cp>À 11 km** des portes de Paris, Noisy-le-Grand s’impose comme une destination phare pour investir. Traversée par l’A4, les RER A et E et le Transilien P, la ville a su bâtir une belle notoriété et un dynamisme économique hors normes aujourd’hui symbolisé par le quartier d’affaires de Noisy-Mont d’Est. Dans le sillage de ce pôle économique majeur, votre nouveau quartier associe 3 400 m² de bureaux à un environnement agréable pourvu de commerces, d’écoles, et d’un pôle de santé.\x3C/p>\x3Cp>Avec l’arrivée des lignes de métro 11, 15 et 16, des bus à haut niveau de services permettront de rejoindre facilement les gares de Bry-Villiers-Champigny et Noisy-Champs. Le moment est donc idéal pour réaliser un investissement à fort potentiel locatif. \x3C/p>\x3Cp> \x3C/p>",format:"full_html",processed:"\x3Cp>À 11 km** des portes de Paris, Noisy-le-Grand s’impose comme une destination phare pour investir. Traversée par l’A4, les RER A et E et le Transilien P, la ville a su bâtir une belle notoriété et un dynamisme économique hors normes aujourd’hui symbolisé par le quartier d’affaires de Noisy-Mont d’Est. Dans le sillage de ce pôle économique majeur, votre nouveau quartier associe 3 400 m² de bureaux à un environnement agréable pourvu de commerces, d’écoles, et d’un pôle de santé.\x3C/p>\x3Cp>Avec l’arrivée des lignes de métro 11, 15 et 16, des bus à haut niveau de services permettront de rejoindre facilement les gares de Bry-Villiers-Champigny et Noisy-Champs. Le moment est donc idéal pour réaliser un investissement à fort potentiel locatif. \x3C/p>\x3Cp> \x3C/p>"},field_invest_title:"Une adresse incontournable pour investir au cœur du Grand Paris ",field_is_cogehome3d:!0,field_key_figures_text:null,field_lease_term:null,field_lease_term_lmnp:null,field_legals:"**Source : Google Maps\r\n***Passage d'un taux de TVA de 20% à un taux de TVA à 5,5% selon conditions d'éligibilités, pour un achat en résidence principale, conditions et renseignements disponibles en espace de vente.\r\n\r\n(1) Mensualité de 981,68 € dans le cadre de l’offre COGEDIM Access. Lot 202, appartement 2 pièces alcôve situé au rez-de-jardin, d’une surface habitable de 50,79 m² avec un jardin de 24,72 m², une terrasse de 6,38 m² et 1 place de stationnement, biens immobiliers dépendant de la Résidence « Sur la Promenade » à Noisy-le-Grand (93160). Exemple d’un financement pour une opération d’acquisition de résidence principale en état futur d’achèvement d’un montant de 242 000 €, en TVA réduite à 5,5 %(4), frais de dossier et frais de garantie du prêt à la charge de COGEDIM, soit un montant à financer de 242 000,00 € sans apport personnel, par un couple, primo accédant, dont le revenu fiscal de référence en 2022 était de 37 500 €, bénéficiant d’un PTZ(5) et éligible à une acquisition en TVA réduite à 5,5 %(4).\r\nFinancement réalisé grâce à un prêt PTZ(5), un prêt classique et à des prêts consentis auprès des partenaires bancaires du groupe ALTAREA par l’intermédiaire d’Altarea Solution Financement :\r\n\r\nun prêt classique amortissable à taux fixe d’un montant de 89 500,00 €, d’une durée de 25 ans, prêt amortissable à taux fixe pendant toute sa durée, mensualités de 803,86 € pendant 10 ans puis 178,86 € pendant 15 ans, TAEG estimé 5,12 % et coût total 39 158,00 € intérêts et assurances inclus,\r\nun PTZ(5) d’un montant de 127 650,00 € d’une durée de 25 ans, prêt amortissable à taux fixe, mensualités de 32,81 € pendant 10 ans puis 657,81 € pendant 15 ans, TAEG 0,49 % et coût total 9 843,00 € intérêts & assurances inclus,\r\nun prêt JEUNE ACTIF(5) d’un montant de 20 000,00 € sur une durée de 25 ans, prêt à taux fixe pendant toute sa durée, mensualités de 72,50 € pendant 25 ans, TAEG 0,92 % et coût total 2 306,99 € intérêts & assurances inclus,\r\net un prêt IMMO DURABLE à taux fixe d’un montant de 20 000,00 € sur une durée de 25 ans, mensualités de 72,50 € pendant 25 ans, TAEG 0,92 % et coût total 2 306,99 € intérêts & assurances inclus, prêt IMMO DURABLE plafonné à 10% du montant du financement dans la limite de 50 000,00 €. L’ensemble pour une mensualité globale lissée de 981,67 € pendant 25 ans. La cotisation mensuelle d’assurance décès, perte totale et irréversible d’autonomie et incapacité de travail pour le prêt classique amortissable est de 26,10 €, pour le prêt PTZ(5) est de 32,81 €, pour le prêt JEUNE ACTIF(5) est de 5,83 € et pour le prêt IMMO DURABLE est de 5,83 €, pour un capital emprunté assuré à 100 %. Cette simulation est communiquée à titre informatif ; elle est établie sur la base de taux moyens du marché constatés au 06/06/2024 pour diverses situations comparables. Cette présentation indicative ne constitue en aucune façon une offre commerciale ou publicitaire de financement et n’a aucune valeur contractuelle. TVA réduite à 5,5 %(4) (acquisition pour 10 ans minimum) et PTZ(5), réservés aux primo-accédants pour l’achat d’un logement en résidence principale sont soumis à conditions de revenus. Altarea Solution Financement est une société de courtage en crédit immobilier et en assurances. Siège social : 87 Rue de Richelieu – 75002 Paris. Adresse contact : contact-solution-financement@altarea.com. SAS au capital de 10 000 € immatriculée au R.C.S Paris sous le N°504 638 784 et au registre de l’Orias (www.orias.fr) sous le N°10053430. Responsabilité Civile Professionnelle conforme aux articles L.512-6 du Code des assurances et L.519-3-4 du Code monétaire et financier. Membre de l’Association professionnelle des intermédiaires en crédits (APIC). Vous bénéficiez d’un délai légal de réflexion de 10 jours. Lorsque la vente est subordonnée à l’obtention d’un prêt et si celui-ci n’est pas obtenu, le vendeur doit rembourser les sommes versées par l’acquéreur. Aucun versement de quelque nature que ce soit ne peut être exigé d’un particulier avant l’obtention d’un ou plusieurs prêts d’argent. Un crédit vous engage et doit être remboursé. Vérifiez vos capacités de remboursement avant de vous engager. Sous réserve d’acceptation de votre dossier par nos partenaires bancaires. (2) 500 € à la réservation. Cette somme de 500 € correspond au dépôt de garantie qui vous sera demandé à la signature du contrat de réservation en lieu et place du montant légal de 2% ou 5% du montant TTC du prix de vente. Cette somme s'imputera sur la partie du prix payable à la signature de l'acte authentique. Toutes les conditions du dépôt de garantie sont stipulées à l’article 3.5 des conditions générales du contrat de réservation. Cette somme de 500 € peut être remboursée si la banque finance la totalité. (3) 0 frais avant d’emménager. Le versement des mensualités, hors assurances, débutera à la date de livraison de l’appartement dépendant de la Résidence « Sur la Promenade » à Noisy-le-Grand (93160). Cogedim prendra à sa charge les frais suivants : • Frais notariés d’acte de vente (en ce compris la quote-part aux frais d’établissement au règlement de copropriété), • Frais notariés d’acte de prêt en cas de financement assorti d’une garantie hypothécaire, • Frais de dossier bancaire, • Frais de caution bancaire, • Intérêts intercalaires.\r\nGrâce à cette prise en charge par Cogedim, le TAEG (Taux Annuel Effectif Global) y compris assurance obligatoire est estimé à un taux de 1,48 %.\r\nLa prise en charge de ces frais est soumise aux quatre conditions cumulatives suivantes :\r\n• À la signature d’un mandat exclusif de recherche de financement avec la société Altarea Solution Financement (frais de courtage offerts),\r\n• À l’obtention du financement bancaire grâce à l’action de la société Altarea Solution Financement,\r\n• À l’utilisation effective du financement ainsi obtenu par l’intermédiaire de ce mandat pour l’acquisition des lots objet du contrat de réservation visé en tête des présentes,\r\n• Et à la signature de l’acte notarié de vente en l’état futur d’achèvement dans les délais contractuels.\r\n\r\nDans ces conditions, Cogedim vous remboursera :\r\n• Le montant des frais de dossier bancaire et de caution bancaire, dans un délai de 15 jours à compter de la signature de l’acte authentique de vente,\r\n• Et le montant des intérêts intercalaires :\r\n Dans un délai de 15 jours à compter de la signature de l’acte de vente sur la base d’une avance dont le montant sera déterminé à l'obtention du financement bancaire car elle dépendra des caractéristiques de l'emprunt contracté par le réservataire,\r\n Et le solde des intérêts intercalaires (si ces derniers excédaient le montant de l’avance versée) dans un délai de 15 jours à compter de la signature de la prise de possession effective des biens (livraison des biens).\r\nLes frais notariés (frais d’établissement au règlement de copropriété, frais d’acte de vente, et frais d’acte de prêt en cas de prêt assorti d’une garantie hypothécaire) seront directement supportés par Cogedim lors de la signature de l’acte authentique de vente (et de l’acte de prêt le cas échéant) auprès du Notaire.\r\n(4) TVA réduite à 5,5 % au lieu de 20 %. Le Code général des impôts (art.278 sexies 11 et 11 bis, art. art.278 sexies-0 A) permet d’appliquer un taux réduit de TVA à 5,5% pour les opérations d’accession sociale à la propriété portant sur des logements acquis par des personnes physiques pour y établir leur résidence principale et situés dans les zones ciblées par la politique de la ville (quartiers faisant l’objet d’une convention ANRU et dans les quartiers prioritaires politique de la ville ou situés à une certaine distance de ceux-ci en fonction notamment de la date de la demande de permis de construire. Ce taux réduit est susceptible de s’appliquer dès lors que les ressources des personnes destinées à occuper le logement à la date de signature de l’avant contrat préliminaire ou, à défaut, à la date du contrat de vente ne dépassent pas des plafonds de ressources (cf. article 278 sexies du CGI). Le bénéfice du taux réduit est susceptible d’être remis en cause dans l’hypothèse où les conditions d’octroi du taux réduit cessent d’être remplies dans un délai de 10 ans qui suit le fait générateur de l’opération notamment en cas de revente ou de changement de destination du logement.\r\n(5) PTZ : Le Prêt à taux zéro est un prêt réglementé qui vous permet de financer l’acquisition d'un appartement neuf (ou acquis en VEFA) que vous occuperez à titre de votre première résidence principale. Le Prêt à Taux zéro est un prêt complémentaire à d'autres emprunts. Le Prêt à taux zéro est accessible sous conditions de ressources, aux personnes physiques désirant devenir propriétaire de leur première résidence principale (ne pas avoir été propriétaire de sa résidence principale au cours des 2 années précédant la nouvelle acquisition). Le montant et la durée du Prêt à Taux 0% varient en fonction de la zone géographique du logement et de la composition du foyer. Les ressources de l’acquéreur sont également prises en compte pour la durée du remboursement. L’article 71 de la loi n°1322-2023 du 29 décembre 2023, dite loi de finances pour 2024, proroge le PTZ (prêt à taux zéro) jusqu’au 31 décembre 2027 et aménage certaines dispositions réglementaires applicables. Le décret n°2024-304 du 2 avril 2024 fixe les modalités des offres de prêt émises à compter du 1er avril 2024. L’arrêté du 2 avril 2024 précise les modalités d’application de ces mesures et notamment les conditions dans lesquelles l’emprunteur doit justifier de l’éligibilité de son projet au PTZ",field_lots_count:0,field_lots_disp:!1,field_lots_txt:$R[3317]={value:"\x3Cp>\x3Cstrong>Grand choix d’appartements du studio alcôve au 5 pièces duplex \x3C/strong>\x3C/p>\x3Cp>Du studio alcôve au 5 pièces duplex, la grande variété de surfaces et d’agencements saura répondre à vos besoins, pour habiter ou investir. Quelques studios alcôve, 2 et 3 pièces proposent des plans évolutifs permettant de configurer une pièce supplémentaire : bureau, bibliothèque ou dressing. Certains privilégiés profitent d'un appartement en duplex au dernier étage, avec une chambre parentale donnant sur une grande terrasse à la vue dégagée. \x3C/p>\x3Cp>Baignés de lumière par de larges baies vitrées, les appartements s’ouvrent sur des espaces extérieurs privatifs : jardins, balcons et terrasses jusqu’à 54 m². La majorité des appartements familiaux profitent de séjour en angle avec double exposition. Certifiés RE2020 seuil 2025 et NF Habitat HQE 6*, très performants, ils offrent un confort absolu en toutes saisons.\x3C/p>",format:"full_html",processed:"\x3Cp>\x3Cstrong>Grand choix d’appartements du studio alcôve au 5 pièces duplex \x3C/strong>\x3C/p>\x3Cp>Du studio alcôve au 5 pièces duplex, la grande variété de surfaces et d’agencements saura répondre à vos besoins, pour habiter ou investir. Quelques studios alcôve, 2 et 3 pièces proposent des plans évolutifs permettant de configurer une pièce supplémentaire : bureau, bibliothèque ou dressing. Certains privilégiés profitent d'un appartement en duplex au dernier étage, avec une chambre parentale donnant sur une grande terrasse à la vue dégagée. \x3C/p>\x3Cp>Baignés de lumière par de larges baies vitrées, les appartements s’ouvrent sur des espaces extérieurs privatifs : jardins, balcons et terrasses jusqu’à 54 m². La majorité des appartements familiaux profitent de séjour en angle avec double exposition. Certifiés RE2020 seuil 2025 et NF Habitat HQE 6*, très performants, ils offrent un confort absolu en toutes saisons.\x3C/p>"},field_main:!0,field_main_text:$R[3318]={value:"\x3Cp>\x3Cstrong>Avec COGEDIM ACCESS, pour la 1ère fois vous pouvez devenir propriétaire de votre appartement neuf !\x3C/strong>\x3C/p>\x3Cp>Au cœur de Noisy-le-Grand, à 9 min* à pied de la gare RER A \"Noisy-le-Grand - Mont d'Est\", découvrez un nouvel art de vivre et profitez de la TVA réduite à 5,5 %(3). Au sein d’un quartier dynamique doté de toutes les commodités, la nouvelle résidence signée Cogedim et AIGIS conjuguent parfaitement performances labellisées, architecte contemporaine élégante et écrin naturel en cœur d’îlot. Ouverts, pour la plupart, sur de beaux espaces extérieurs, les appartements proposent un large choix de surfaces, du studio alcôve au 5 pièces duplex, et répondront à tous vos projets, résidentiels ou locatifs.\x3C/p>\x3Cp> \x3C/p>",format:"full_html",processed:"\x3Cp>\x3Cstrong>Avec COGEDIM ACCESS, pour la 1ère fois vous pouvez devenir propriétaire de votre appartement neuf !\x3C/strong>\x3C/p>\x3Cp>Au cœur de Noisy-le-Grand, à 9 min* à pied de la gare RER A \"Noisy-le-Grand - Mont d'Est\", découvrez un nouvel art de vivre et profitez de la TVA réduite à 5,5 %(3). Au sein d’un quartier dynamique doté de toutes les commodités, la nouvelle résidence signée Cogedim et AIGIS conjuguent parfaitement performances labellisées, architecte contemporaine élégante et écrin naturel en cœur d’îlot. 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Pour en savoir plus sur le traitement de vos données et vos droits, consultez \x3Ca href=\"/donnees-personnelles.html\">notre politique de protection des données\x3C/a>.",field_message_display:!1,field_title:"Contactez-nous pour en savoir plus sur notre résidence et découvrir tous les détails de notre solution COGEDIM ACCESS !",meta:$R[4315]={target_revision_id:19073,drupal_internal__target_id:4930},paragraph_type:$R[4316]={type:"paragraphs_type--paragraphs_type",id:"6efffcc8-2b45-4c4f-869e-42fc59cb92ce",meta:$R[4317]={drupal_internal__target_id:"form"}},field_dates:$R[4318]=[]},field_geography:$R[4319]={type:"taxonomy_term--geography",id:"cb2e453b-1f0b-45ef-9a29-807098bb87b3",links:$R[4320]={self:$R[4321]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/geography/cb2e453b-1f0b-45ef-9a29-807098bb87b3/?resourceVersion=id%3A1445"}},drupal_internal__tid:1445,drupal_internal__revision_id:1445,langcode:"fr",revision_created:null,status:!0,name:"Noisy-le-Grand",description:$R[4322]={value:"\x3Cp>Noisy-le-Grand séduit chaque jour de nombreux investisseurs immobiliers en raison de sa proximité avec Paris et son attractivité en tant que 3e pôle d’affaires de la région.\x3C/p>\r\n\r\n\x3Ch2>Les aides pour acheter un bien immobilier à Noisy-le-Grand\x3C/h2>\r\n\r\n\x3Cp>A Noisy-le-Grand le prix de l’immobilier reste encore accessible en comparaison avec d’autres communes aux alentours. Néanmoins, il peut être difficile pour de nombreux habitants d’acheter un bien immobilier dans la ville. Toutefois, il existe plusieurs aides afin de faciliter l’accès la propriété.\x3C/p>\r\n\r\n\x3Cp>Tout d’abord, il est possible de bénéficier d’un dispositif mis en place par l’État appelé : PTZ. Comme son nom l’indique, il s’agit d’un prêt à taux zéro. Autrement dit, vous remboursez uniquement la somme que la banque vous prête, et ce sans intérêts. C’est le moyen d’économiser entre 10 000 et 15 000 € en moyenne.\x3C/p>\r\n\r\n\x3Cp>Ensuite, si vous n’êtes pas éligible au PTZ, vous le serez peut être au PAS. Le prêt à l’accession sociale est très avantageux, car son taux est fixé par le gouvernement tout comme les frais de notaire et les frais de dossiers. En outre, il est possible sous certaines conditions de percevoir une aide au logement : l’APL Accession.\x3C/p>\r\n\r\n\x3Cp>Enfin, si vous n’êtes pas éligible à aucune de ces aides, sachez que certaines banques proposent parfois aux jeunes primo accédant des conditions intéressantes : un crédit à taux zéro permettant de financier entre 10 à 20 % du cout total de l’achat immobilier.\x3C/p>\r\n\r\n\x3Ch2>Acheter un programme neuf à Noisy-le-Grand pour faire un investissement locatif\x3C/h2>\r\n\r\n\x3Cp>L’achat d’un bien immobilier pour en faire un investissement locatif ne s’improvise pas. En effet, il faut maitriser plusieurs aspects comme la capacité d’emprunt, le rendement ou encore la partie fiscalité.\x3C/p>\r\n\r\n\x3Ch3>Loi Pinel\x3C/h3>\r\n\r\n\x3Cp>La Loi Pinel a pour but d’améliorer l’offre locative dans les zones où la demande est forte et de proposer des logements intéressants à loyers plafonnés. Pour cela, l’État propose un avantage non négligeable : la réduction de l’impôt sur le revenu de 12 % à 21 % en fonction de la durée minimale pendant laquelle le propriétaire s’engage à proposer son bien en location.\x3C/p>\r\n\r\n\x3Ch3>LMNP\x3C/h3>\r\n\r\n\x3Cp>Le statut LMNP offre également une fiscalité intéressante à condition de proposer son bien meublé en location. Grâce à ce dispositif, le propriétaire peut non seulement récupérer la TVA sur le bien, mais également optimiser son imposition, car les revenus générés par l’activité sont considérés comme des « bénéfices industriels et commerciaux (BIC).\x3C/p>\r\n\r\n\x3Ch3>Autres dispositifs\x3C/h3>\r\n\r\n\x3Cp>A Noisy-le-Grand, plusieurs projets de résidence de services voient le jour. C’est donc le moment de s’intéresser à cette forme d’investissement. En effet, grâce à la Loi Censi Bouvard, il est possible de bénéficier d’une réduction d’impôts de 11 % en achetant un logement neuf dans une résidence gérée par des professionnels (résidence pour étudiants ou seniors).\x3C/p>\r\n\r\n\x3Ch2>Pourquoi acheter un logement neuf à Noisy-le-Grand ?\x3C/h2>\r\n\r\n\x3Cp>Acheter un logement à Noisy-le-Grand c’est miser sur un marché en pleine expansion. Actuellement le prix de l’immobilier ne cesse de croitre grâce aux divers projets de rénovation, création et aménagement de nouveaux quartiers.\x3C/p>\r\n",format:"full_html",processed:"\x3Cp>Noisy-le-Grand séduit chaque jour de nombreux investisseurs immobiliers en raison de sa proximité avec Paris et son attractivité en tant que 3e pôle d’affaires de la région.\x3C/p>\n\n\x3Ch2>Les aides pour acheter un bien immobilier à Noisy-le-Grand\x3C/h2>\n\n\x3Cp>A Noisy-le-Grand le prix de l’immobilier reste encore accessible en comparaison avec d’autres communes aux alentours. Néanmoins, il peut être difficile pour de nombreux habitants d’acheter un bien immobilier dans la ville. Toutefois, il existe plusieurs aides afin de faciliter l’accès la propriété.\x3C/p>\n\n\x3Cp>Tout d’abord, il est possible de bénéficier d’un dispositif mis en place par l’État appelé : PTZ. Comme son nom l’indique, il s’agit d’un prêt à taux zéro. Autrement dit, vous remboursez uniquement la somme que la banque vous prête, et ce sans intérêts. C’est le moyen d’économiser entre 10 000 et 15 000 € en moyenne.\x3C/p>\n\n\x3Cp>Ensuite, si vous n’êtes pas éligible au PTZ, vous le serez peut être au PAS. Le prêt à l’accession sociale est très avantageux, car son taux est fixé par le gouvernement tout comme les frais de notaire et les frais de dossiers. En outre, il est possible sous certaines conditions de percevoir une aide au logement : l’APL Accession.\x3C/p>\n\n\x3Cp>Enfin, si vous n’êtes pas éligible à aucune de ces aides, sachez que certaines banques proposent parfois aux jeunes primo accédant des conditions intéressantes : un crédit à taux zéro permettant de financier entre 10 à 20 % du cout total de l’achat immobilier.\x3C/p>\n\n\x3Ch2>Acheter un programme neuf à Noisy-le-Grand pour faire un investissement locatif\x3C/h2>\n\n\x3Cp>L’achat d’un bien immobilier pour en faire un investissement locatif ne s’improvise pas. En effet, il faut maitriser plusieurs aspects comme la capacité d’emprunt, le rendement ou encore la partie fiscalité.\x3C/p>\n\n\x3Ch3>Loi Pinel\x3C/h3>\n\n\x3Cp>La Loi Pinel a pour but d’améliorer l’offre locative dans les zones où la demande est forte et de proposer des logements intéressants à loyers plafonnés. Pour cela, l’État propose un avantage non négligeable : la réduction de l’impôt sur le revenu de 12 % à 21 % en fonction de la durée minimale pendant laquelle le propriétaire s’engage à proposer son bien en location.\x3C/p>\n\n\x3Ch3>LMNP\x3C/h3>\n\n\x3Cp>Le statut LMNP offre également une fiscalité intéressante à condition de proposer son bien meublé en location. Grâce à ce dispositif, le propriétaire peut non seulement récupérer la TVA sur le bien, mais également optimiser son imposition, car les revenus générés par l’activité sont considérés comme des « bénéfices industriels et commerciaux (BIC).\x3C/p>\n\n\x3Ch3>Autres dispositifs\x3C/h3>\n\n\x3Cp>A Noisy-le-Grand, plusieurs projets de résidence de services voient le jour. C’est donc le moment de s’intéresser à cette forme d’investissement. En effet, grâce à la Loi Censi Bouvard, il est possible de bénéficier d’une réduction d’impôts de 11 % en achetant un logement neuf dans une résidence gérée par des professionnels (résidence pour étudiants ou seniors).\x3C/p>\n\n\x3Ch2>Pourquoi acheter un logement neuf à Noisy-le-Grand ?\x3C/h2>\n\n\x3Cp>Acheter un logement à Noisy-le-Grand c’est miser sur un marché en pleine expansion. Actuellement le prix de l’immobilier ne cesse de croitre grâce aux divers projets de rénovation, création et aménagement de nouveaux quartiers.\x3C/p>\n"},weight:14,changed:"2023-08-23T12:45:09+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[4323]=[$R[4324]={tag:"meta",attributes:$R[4325]={name:"title",content:"Programme immobilier neuf à Noisy-le-Grand 93 | Cogedim"}},$R[4326]={tag:"meta",attributes:$R[4327]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) àNoisy-le-Grand ? 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Situé aux portes de Paris, le département est devenu trés prisé depuis les premières annonces des travaux du Grand Paris. Vous ne voulez pas manquez les meilleures opportunités d'investissement en Seine-Saint-Denis ? Découvrez donc sans plus attendre nos programmes immobiliers en Seine-Saint-Denis. Sachez également que certaines aides sont là pour faciliter votre projet. Loi Pinel, TVA réduite ou encore statut LMNP, on fait le point.\x3C/p>\r\n\r\n\x3Ch2>Les aides pour acheter un bien immobilier neuf en Seine-Saint-Denis\x3C/h2>\r\n\r\n\x3Cp>\x3Cstrong>Pour acheter un bien immobilier neuf en Seine-Saint-Denis, des aides existent \x3C/strong>:\x3C/p>\r\n\r\n\x3Cul>\r\n\t\x3Cli>TVA réduite pour un programme neuf en Seine-Saint-Denis situé en zone de rénovation urbaine.\x3C/li>\r\n\t\x3Cli>Prêts immobiliers avantageux : Prêt à Taux Zéro (PTZ) si vous êtes primo-accédant, Prêt Accession Sociale, etc.\x3C/li>\r\n\t\x3Cli>Accession à prix maîtrisé pour un achat dans le neuf en VEFA (Vente en État Futur d’Achèvement).\x3C/li>\r\n\x3C/ul>\r\n\r\n\x3Ch2>Acheter un programme neuf en Seine-Saint-Denis pour faire un investissement locatif\x3C/h2>\r\n\r\n\x3Ch3>Loi Pinel\x3C/h3>\r\n\r\n\x3Cp>La loi Pinel vous permet de défiscaliser lors de l’achat d’un logement neuf en zone de tension immobilière. Sur le territoire français, certaines localisations présentent en effet une carence en logements locatifs.\x3C/p>\r\n\r\n\x3Cp>Proche de Paris, \x3Cstrong>le département de Seine-Saint-Denis est concerné par le dispositif Pinel\x3C/strong>. Quarante communes sont éligibles à la réduction d’impôt.\x3C/p>\r\n\r\n\x3Ch3>LMNP\x3C/h3>\r\n\r\n\x3Cp>Lors d’un investissement locatif en Seine-Saint-Denis, il vous est possible d’acquérir le statut fiscal de Loueur en Meublé Non Professionnel (LMNP). Cependant, certaines conditions sont requises :\x3C/p>\r\n\r\n\x3Cul>\r\n\t\x3Cli>Logement situé dans une résidence services.\x3C/li>\r\n\t\x3Cli>Investissement dans un bâtiment neuf ou en VEFA.\x3C/li>\r\n\t\x3Cli>Recettes locatives inférieures à 23 000 euros par an.\x3C/li>\r\n\t\x3Cli>Signature d’un bail commercial avec le gestionnaire-bailleur de la résidence.\x3C/li>\r\n\x3C/ul>\r\n\r\n\x3Cp>Devenir LMNP permet ensuite d’être moins taxé sur les loyers perçus. Ce statut s’accompagne également d’autres avantages fiscaux (réduction d’impôt, récupération de la TVA, etc.).\x3C/p>\r\n\r\n\x3Ch3>Autres dispositifs\x3C/h3>\r\n\r\n\x3Cp>Pour investir en Seine-Saint-Denis dans un logement locatif, d’autres dispositifs de soutien ont été créés. Parmi eux, le Censi-Bouvard ouvre droit à une réduction d’impôt supplémentaire pour l’achat d’un appartement neuf en Seine-Saint-Denis situé dans une résidence services.\x3C/p>\r\n\r\n\x3Cp>Second dispositif, la nue-propriété propose une décote sur le prix de vente allant jusqu’à 40% pour un appartement ou une maison neuve en Savoie. En échange, vous devrez céder l’usage de votre logement (généralement entre quinze et vingt ans) à l’usufruitier. La baisse du coût compense alors les loyers que vous auriez dû percevoir durant cette période de démembrement.\x3C/p>\r\n\r\n\x3Ch2>Pourquoi acheter un logement neuf en Seine-Saint-Denis ?\x3C/h2>\r\n\r\n\x3Cp>Territoire en pleine mutation, \x3Cstrong>acheter un logement neuf en Seine-Saint-Denis est un investissement immobilier pour l’avenir\x3C/strong>. En effet, le secteur connaît depuis quelques années un véritable renouveau. Les centres-villes accueillent à nouveau commerces et restaurants et les friches industrielles deviennent résidences d’artistes. Le département entretient par ailleurs un lien étroit avec la culture : Cité du Cinéma, galeries de street art, haut lieu du hip-hop, etc.\x3C/p>\r\n\r\n\x3Cp>Les quinze parcs de Seine-Saint-Denis offrent aux habitants un cadre de vie préservé de l’agitation de la ville. Les infrastructures de transport relient cependant rapidement la capitale (métro, RER, tramway, Transilien, etc.). Les projets du Grand Paris Express ainsi que les Jeux Olympiques de 2024 devraient continuer à dynamiser la région. Pour devenir propriétaire ou réaliser un investissement locatif, la Seine-Saint-Denis multiplie donc les atouts.\x3C/p>\r\n\r\n\x3Cp> \x3C/p>\r\n",format:"full_html",processed:"\x3Cp>Acheter un bien neuf en Seine-Saint-Denis vous offre la possibilité de vous constituer un patrimoine à un prix encore attractif. Situé aux portes de Paris, le département est devenu trés prisé depuis les premières annonces des travaux du Grand Paris. Vous ne voulez pas manquez les meilleures opportunités d'investissement en Seine-Saint-Denis ? Découvrez donc sans plus attendre nos programmes immobiliers en Seine-Saint-Denis. Sachez également que certaines aides sont là pour faciliter votre projet. Loi Pinel, TVA réduite ou encore statut LMNP, on fait le point.\x3C/p>\n\n\x3Ch2>Les aides pour acheter un bien immobilier neuf en Seine-Saint-Denis\x3C/h2>\n\n\x3Cp>\x3Cstrong>Pour acheter un bien immobilier neuf en Seine-Saint-Denis, des aides existent \x3C/strong>:\x3C/p>\n\n\x3Cul>\n\t\x3Cli>TVA réduite pour un programme neuf en Seine-Saint-Denis situé en zone de rénovation urbaine.\x3C/li>\n\t\x3Cli>Prêts immobiliers avantageux : Prêt à Taux Zéro (PTZ) si vous êtes primo-accédant, Prêt Accession Sociale, etc.\x3C/li>\n\t\x3Cli>Accession à prix maîtrisé pour un achat dans le neuf en VEFA (Vente en État Futur d’Achèvement).\x3C/li>\n\x3C/ul>\n\n\x3Ch2>Acheter un programme neuf en Seine-Saint-Denis pour faire un investissement locatif\x3C/h2>\n\n\x3Ch3>Loi Pinel\x3C/h3>\n\n\x3Cp>La loi Pinel vous permet de défiscaliser lors de l’achat d’un logement neuf en zone de tension immobilière. Sur le territoire français, certaines localisations présentent en effet une carence en logements locatifs.\x3C/p>\n\n\x3Cp>Proche de Paris, \x3Cstrong>le département de Seine-Saint-Denis est concerné par le dispositif Pinel\x3C/strong>. Quarante communes sont éligibles à la réduction d’impôt.\x3C/p>\n\n\x3Ch3>LMNP\x3C/h3>\n\n\x3Cp>Lors d’un investissement locatif en Seine-Saint-Denis, il vous est possible d’acquérir le statut fiscal de Loueur en Meublé Non Professionnel (LMNP). Cependant, certaines conditions sont requises :\x3C/p>\n\n\x3Cul>\n\t\x3Cli>Logement situé dans une résidence services.\x3C/li>\n\t\x3Cli>Investissement dans un bâtiment neuf ou en VEFA.\x3C/li>\n\t\x3Cli>Recettes locatives inférieures à 23 000 euros par an.\x3C/li>\n\t\x3Cli>Signature d’un bail commercial avec le gestionnaire-bailleur de la résidence.\x3C/li>\n\x3C/ul>\n\n\x3Cp>Devenir LMNP permet ensuite d’être moins taxé sur les loyers perçus. Ce statut s’accompagne également d’autres avantages fiscaux (réduction d’impôt, récupération de la TVA, etc.).\x3C/p>\n\n\x3Ch3>Autres dispositifs\x3C/h3>\n\n\x3Cp>Pour investir en Seine-Saint-Denis dans un logement locatif, d’autres dispositifs de soutien ont été créés. Parmi eux, le Censi-Bouvard ouvre droit à une réduction d’impôt supplémentaire pour l’achat d’un appartement neuf en Seine-Saint-Denis situé dans une résidence services.\x3C/p>\n\n\x3Cp>Second dispositif, la nue-propriété propose une décote sur le prix de vente allant jusqu’à 40% pour un appartement ou une maison neuve en Savoie. En échange, vous devrez céder l’usage de votre logement (généralement entre quinze et vingt ans) à l’usufruitier. La baisse du coût compense alors les loyers que vous auriez dû percevoir durant cette période de démembrement.\x3C/p>\n\n\x3Ch2>Pourquoi acheter un logement neuf en Seine-Saint-Denis ?\x3C/h2>\n\n\x3Cp>Territoire en pleine mutation, \x3Cstrong>acheter un logement neuf en Seine-Saint-Denis est un investissement immobilier pour l’avenir\x3C/strong>. En effet, le secteur connaît depuis quelques années un véritable renouveau. Les centres-villes accueillent à nouveau commerces et restaurants et les friches industrielles deviennent résidences d’artistes. Le département entretient par ailleurs un lien étroit avec la culture : Cité du Cinéma, galeries de street art, haut lieu du hip-hop, etc.\x3C/p>\n\n\x3Cp>Les quinze parcs de Seine-Saint-Denis offrent aux habitants un cadre de vie préservé de l’agitation de la ville. Les infrastructures de transport relient cependant rapidement la capitale (métro, RER, tramway, Transilien, etc.). Les projets du Grand Paris Express ainsi que les Jeux Olympiques de 2024 devraient continuer à dynamiser la région. Pour devenir propriétaire ou réaliser un investissement locatif, la Seine-Saint-Denis multiplie donc les atouts.\x3C/p>\n\n\x3Cp> \x3C/p>\n"},weight:0,changed:"2024-09-19T08:39:26+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[4387]=[$R[4388]={tag:"meta",attributes:$R[4389]={name:"title",content:"Immobilier neuf Seine-Saint-Denis | Cogedim"}},$R[4390]={tag:"meta",attributes:$R[4391]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) en Seine-Saint-Denis ? 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Cette région est une valeur sûre pour investir dans l’\x3Cstrong>immobilier neuf\x3C/strong>, que ce soit pour y établir votre \x3Cstrong>résidence principale\x3C/strong> ou pour y faire un \x3Cstrong>investissement locatif\x3C/strong>. L’Île-de-France offre effectivement une rentabilité locative assurée ainsi que de belles opportunités de plus-values. Veuillez découvrir nos offres de logements neufs en Île-de-France.\x3C/p>\x3Ch3>Achat : les aides pour acheter un appartement neuf en Île-de-France\x3C/h3>\x3Cp>Plusieurs aides financières sont à votre disposition pour faciliter l’acquisition d’un bien immobilier en Île-de-France, quelle que soit la taille du logement que vous recherchez.\x3C/p>\x3Ch4>Le Prêt à Taux Zéro (PTZ)\x3C/h4>\x3Cp>Prêt aidé par l’État, le PTZ peut vous servir à devenir propriétaire de votre \x3Cstrong>résidence principale\x3C/strong> en Île-de-France si vous êtes primo-accédant et que vous répondez aux critères de ressources. Au maximum et selon le bien que vous allez acquérir, il pourra couvrir jusqu’à 40% du coût total de votre opération immobilière. Comme son nom l’indique, vous ne devrez rembourser que la somme empruntée, sans aucun intérêt. En complément de votre PTZ, vous pourrez solliciter un autre dispositif de financement, comme un prêt immobilier bancaire ou encore un prêt Action Logement.\x3C/p>\x3Ch4>Le prêt Action Logement\x3C/h4>\x3Cp>Anciennement nommé 1% Logement, ce prêt complémentaire vous permet de financer l’acquisition de votre logement neuf en Île-de-France, pour en faire votre résidence principale, à un \x3Cstrong>taux plafonné à 0,5%\x3C/strong>. Sous conditions de ressources et si vous êtes salarié, Action Logement vous permet d’emprunter jusqu’à 40 000 euros.\x3C/p>\x3Ch4>\x3Ca href=\"https://www.cogedim.com/votre-futur-bien/par-opportunite/nos-programmes-tva-reduite/\">La TVA réduite\x3C/a>\x3C/h4>\x3Cp>La TVA à 20% s’applique généralement aux achats de biens immobiliers neufs. Pour faire diminuer la facture, intéressez-vous aux \x3Cstrong>nouvelles constructions éligibles\x3C/strong> à la \x3Cstrong>TVA à 5,5%\x3C/strong>. Elles sont situées dans les 58 quartiers d’Île-de-France en voie de transformation. Sous conditions de ressources, la TVA réduite pourra vous être appliquée si vous faites l’acquisition d’un bien immobilier neuf en Île-de-France pour en faire votre résidence principale. Ce dispositif peut être cumulé avec le PTZ.\x3C/p>\x3Ch4>Les autres aides\x3C/h4>\x3Cp>Le \x3Cstrong>prêt accession sociale (PAS)\x3C/strong> est cumulable avec le PTZ, le prêt Action Logement et la TVA réduite. Il permet aux emprunteurs à revenus modestes de financer l’achat de leur résidence principale. Comme le PAS se contracte directement auprès des établissements bancaires qui décident du taux, n’hésitez pas à en contacter plusieurs pour éventuellement financer votre projet immobilier en Île-de-France.\x3C/p>\x3Ch3>Acheter un programme neuf en Île-de-France pour entreprendre un investissement locatif\x3C/h3>\x3Cp>Vous envisagez de réaliser un investissement locatif en Île-de-France ? Il s’agit du placement préféré des Français en raison des nombreux avantages qu’il apporte. Investir dans l’un de nos programmes neufs en Île-de-France vous permet de constituer votre patrimoine, de percevoir des revenus réguliers et même de préparer votre retraite. En Île-de-France, l’investissement locatif est l’occasion idéale de réaliser de belles plus-values tout en profitant d’une rentabilité assurée.\x3C/p>\x3Ch4>Loi Pinel en Île-de-France\x3C/h4>\x3Cp>La \x3Cstrong>défiscalisation Pinel\x3C/strong> vous permet de bénéficier d’avantages fiscaux, jusqu’à 63 000 euros, si vous achetez un bien immobilier neuf dans certains secteurs d’Île-de-France pour le mettre en location. À noter que le montant du logement neuf considéré ne peut dépasser 300 000 euros.\x3C/p>\x3Ch4>L’investissement en Location Meublée Non Professionnelle (LMNP)\x3C/h4>\x3Cp>La loi LMNP vous permet de \x3Cstrong>devenir propriétaire d’un bien meublé\x3C/strong> dont vous percevrez les \x3Cstrong>revenus locatifs sans imposition\x3C/strong>. Ouvert à tous les contribuables français, sans condition de ressources, ce dispositif à la gestion simplifiée vous permet d’amortir votre investissement locatif en Île-de-France sur plusieurs dizaines d’années.\x3C/p>\x3Ch4>L’investissement en Location Meublée Professionnelle (LMP)\x3C/h4>\x3Cp>Votre statut LMNP évoluera en LMP si vos revenus ainsi générés dépassent 23 000 euros par an ou qu’ils représentent plus de 50% des revenus totaux de votre foyer fiscal.\x3C/p>\x3Cp>La différence entre LMNP et LMP est qu’un loueur LMP est un professionnel de la location meublée, inscrit au registre du commerce et des sociétés (RCS). À noter que la \x3Cstrong>vente de votre bien LMP\x3C/strong> en Île-de-France sera exonérée totalement ou partiellement d’impôts si vous l’avez loué pendant au moins 5 ans et que vos revenus locatifs se situent entre 90 000 et 126 000 euros.\x3C/p>\x3Ch4>Nue-propriété\x3C/h4>\x3Cp>Pour un investissement à long terme, un confort de gestion et une fiscalité optimisée, vous pouvez envisager d’acquérir un bien immobilier neuf en nue-propriété en Île-de-France, pour environ \x3Cstrong>60% de sa valeur\x3C/strong> en moyenne.\x3C/p>\x3Ch4>Les autres formes d'investissement\x3C/h4>\x3Cp>En Île-de-France, les \x3Cstrong>places de parkings et boxes\x3C/strong> sont des biens immobiliers très prisés, notamment à Paris. Ils pourront vous apporter une rentabilité de l’ordre de 5% pour une facilité de gestion incomparable. Ils constituent un excellent premier investissement en Île-de-France.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Île-de-France ?\x3C/h3>\x3Cp>L’Île-de-France est et restera certainement la région la plus attractive de France, tant pour les étudiants et les travailleurs que les touristes. Les nouveaux programmes immobiliers Cogedim et les constructions neuves ne cessent de se développer en Île-de-France pour maintenir le potentiel intarissable de la région et la rendre toujours plus agréable à vivre.\x3C/p>\x3Cp>Investir en Île-de-France vous permet de devenir propriétaire dans cette région très dynamique qui enregistre une forte croissance démographique. Les prix de l’immobilier sont variables en fonction des départements, mais ils ne sont pas systématiquement aussi élevés qu’à Paris. En plus de sa localisation stratégique, la région bénéficie d'un excellent réseau routier et de transports en commun qui la rende encore plus attractive.\x3C/p>\x3Ch2>Le prix de l'immobilier en Ile de France\x3C/h2>\x3Cp>Le marché immobilier neuf en Île-de-France, au 21 novembre 2023, présente une dynamique complexe et variée. Dans les grandes communes, les programmes neufs attirent de nombreux acquéreurs, cherchant soit un appartement neuf ou un autre type de logement neuf. La loi Carrez, garantissant la précision de la surface des biens vendus, est un élément clé pour les acheteurs.\x3C/p>\x3Cp>En termes de prix au mètre carré, il y a une grande disparité entre les différentes communes. À Paris, le prix moyen peut facilement dépasser 12 000 euros par mètre carré, avec des pics allant jusqu'à 20 000 euros dans certains quartiers prisés. À l'inverse, dans des communes plus éloignées comme Cergy ou Melun, le prix moyen au mètre carré pour un logement neuf est nettement plus abordable, oscillant entre 3 500 et 5 000 euros.\x3C/p>\x3Cp>En banlieue proche, comme à \x3Ca href=\"https://www.cogedim.com/ile-de-france/hauts-de-seine-92/boulogne-billancourt/\">Boulogne-Billancourt\x3C/a> ou Levallois-Perret, les prix des appartements neufs restent élevés, avoisinant en moyenne 8 000 à 10 000 euros par mètre carré. Ces communes bénéficient d'une proximité avec Paris et d'une excellente desserte en transports, justifiant en partie ces prix.\x3C/p>\x3Cp>En conclusion, le prix de l'immobilier neuf en Île-de-France varie considérablement selon la localisation. Le prix minimum pour un mètre carré peut être autour de 3 500 euros dans certaines zones, tandis que le prix moyen se situe souvent entre 5 000 et 10 000 euros, avec des exceptions notables à la hausse dans les quartiers les plus recherchés de Paris.(Estimation donnée à titre indicatif au 26 novembre 2023)\x3C/p>",format:"full_html",processed:"\x3Ch2>Logement VEFA neuf Île-de-France\x3C/h2>\x3Cp>Hébergeant à elle seule près de 20% de la population française, l’Île-de-France, avec ses 8 départements, est non seulement la région la plus peuplée de l’hexagone, mais aussi la plus densément peuplée. Cette région est une valeur sûre pour investir dans l’\x3Cstrong>immobilier neuf\x3C/strong>, que ce soit pour y établir votre \x3Cstrong>résidence principale\x3C/strong> ou pour y faire un \x3Cstrong>investissement locatif\x3C/strong>. L’Île-de-France offre effectivement une rentabilité locative assurée ainsi que de belles opportunités de plus-values. Veuillez découvrir nos offres de logements neufs en Île-de-France.\x3C/p>\x3Ch3>Achat : les aides pour acheter un appartement neuf en Île-de-France\x3C/h3>\x3Cp>Plusieurs aides financières sont à votre disposition pour faciliter l’acquisition d’un bien immobilier en Île-de-France, quelle que soit la taille du logement que vous recherchez.\x3C/p>\x3Ch4>Le Prêt à Taux Zéro (PTZ)\x3C/h4>\x3Cp>Prêt aidé par l’État, le PTZ peut vous servir à devenir propriétaire de votre \x3Cstrong>résidence principale\x3C/strong> en Île-de-France si vous êtes primo-accédant et que vous répondez aux critères de ressources. Au maximum et selon le bien que vous allez acquérir, il pourra couvrir jusqu’à 40% du coût total de votre opération immobilière. Comme son nom l’indique, vous ne devrez rembourser que la somme empruntée, sans aucun intérêt. En complément de votre PTZ, vous pourrez solliciter un autre dispositif de financement, comme un prêt immobilier bancaire ou encore un prêt Action Logement.\x3C/p>\x3Ch4>Le prêt Action Logement\x3C/h4>\x3Cp>Anciennement nommé 1% Logement, ce prêt complémentaire vous permet de financer l’acquisition de votre logement neuf en Île-de-France, pour en faire votre résidence principale, à un \x3Cstrong>taux plafonné à 0,5%\x3C/strong>. Sous conditions de ressources et si vous êtes salarié, Action Logement vous permet d’emprunter jusqu’à 40 000 euros.\x3C/p>\x3Ch4>\x3Ca href=\"https://www.cogedim.com/votre-futur-bien/par-opportunite/nos-programmes-tva-reduite/\">La TVA réduite\x3C/a>\x3C/h4>\x3Cp>La TVA à 20% s’applique généralement aux achats de biens immobiliers neufs. Pour faire diminuer la facture, intéressez-vous aux \x3Cstrong>nouvelles constructions éligibles\x3C/strong> à la \x3Cstrong>TVA à 5,5%\x3C/strong>. Elles sont situées dans les 58 quartiers d’Île-de-France en voie de transformation. Sous conditions de ressources, la TVA réduite pourra vous être appliquée si vous faites l’acquisition d’un bien immobilier neuf en Île-de-France pour en faire votre résidence principale. Ce dispositif peut être cumulé avec le PTZ.\x3C/p>\x3Ch4>Les autres aides\x3C/h4>\x3Cp>Le \x3Cstrong>prêt accession sociale (PAS)\x3C/strong> est cumulable avec le PTZ, le prêt Action Logement et la TVA réduite. Il permet aux emprunteurs à revenus modestes de financer l’achat de leur résidence principale. Comme le PAS se contracte directement auprès des établissements bancaires qui décident du taux, n’hésitez pas à en contacter plusieurs pour éventuellement financer votre projet immobilier en Île-de-France.\x3C/p>\x3Ch3>Acheter un programme neuf en Île-de-France pour entreprendre un investissement locatif\x3C/h3>\x3Cp>Vous envisagez de réaliser un investissement locatif en Île-de-France ? Il s’agit du placement préféré des Français en raison des nombreux avantages qu’il apporte. Investir dans l’un de nos programmes neufs en Île-de-France vous permet de constituer votre patrimoine, de percevoir des revenus réguliers et même de préparer votre retraite. En Île-de-France, l’investissement locatif est l’occasion idéale de réaliser de belles plus-values tout en profitant d’une rentabilité assurée.\x3C/p>\x3Ch4>Loi Pinel en Île-de-France\x3C/h4>\x3Cp>La \x3Cstrong>défiscalisation Pinel\x3C/strong> vous permet de bénéficier d’avantages fiscaux, jusqu’à 63 000 euros, si vous achetez un bien immobilier neuf dans certains secteurs d’Île-de-France pour le mettre en location. À noter que le montant du logement neuf considéré ne peut dépasser 300 000 euros.\x3C/p>\x3Ch4>L’investissement en Location Meublée Non Professionnelle (LMNP)\x3C/h4>\x3Cp>La loi LMNP vous permet de \x3Cstrong>devenir propriétaire d’un bien meublé\x3C/strong> dont vous percevrez les \x3Cstrong>revenus locatifs sans imposition\x3C/strong>. Ouvert à tous les contribuables français, sans condition de ressources, ce dispositif à la gestion simplifiée vous permet d’amortir votre investissement locatif en Île-de-France sur plusieurs dizaines d’années.\x3C/p>\x3Ch4>L’investissement en Location Meublée Professionnelle (LMP)\x3C/h4>\x3Cp>Votre statut LMNP évoluera en LMP si vos revenus ainsi générés dépassent 23 000 euros par an ou qu’ils représentent plus de 50% des revenus totaux de votre foyer fiscal.\x3C/p>\x3Cp>La différence entre LMNP et LMP est qu’un loueur LMP est un professionnel de la location meublée, inscrit au registre du commerce et des sociétés (RCS). À noter que la \x3Cstrong>vente de votre bien LMP\x3C/strong> en Île-de-France sera exonérée totalement ou partiellement d’impôts si vous l’avez loué pendant au moins 5 ans et que vos revenus locatifs se situent entre 90 000 et 126 000 euros.\x3C/p>\x3Ch4>Nue-propriété\x3C/h4>\x3Cp>Pour un investissement à long terme, un confort de gestion et une fiscalité optimisée, vous pouvez envisager d’acquérir un bien immobilier neuf en nue-propriété en Île-de-France, pour environ \x3Cstrong>60% de sa valeur\x3C/strong> en moyenne.\x3C/p>\x3Ch4>Les autres formes d'investissement\x3C/h4>\x3Cp>En Île-de-France, les \x3Cstrong>places de parkings et boxes\x3C/strong> sont des biens immobiliers très prisés, notamment à Paris. Ils pourront vous apporter une rentabilité de l’ordre de 5% pour une facilité de gestion incomparable. Ils constituent un excellent premier investissement en Île-de-France.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Île-de-France ?\x3C/h3>\x3Cp>L’Île-de-France est et restera certainement la région la plus attractive de France, tant pour les étudiants et les travailleurs que les touristes. Les nouveaux programmes immobiliers Cogedim et les constructions neuves ne cessent de se développer en Île-de-France pour maintenir le potentiel intarissable de la région et la rendre toujours plus agréable à vivre.\x3C/p>\x3Cp>Investir en Île-de-France vous permet de devenir propriétaire dans cette région très dynamique qui enregistre une forte croissance démographique. Les prix de l’immobilier sont variables en fonction des départements, mais ils ne sont pas systématiquement aussi élevés qu’à Paris. En plus de sa localisation stratégique, la région bénéficie d'un excellent réseau routier et de transports en commun qui la rende encore plus attractive.\x3C/p>\x3Ch2>Le prix de l'immobilier en Ile de France\x3C/h2>\x3Cp>Le marché immobilier neuf en Île-de-France, au 21 novembre 2023, présente une dynamique complexe et variée. Dans les grandes communes, les programmes neufs attirent de nombreux acquéreurs, cherchant soit un appartement neuf ou un autre type de logement neuf. La loi Carrez, garantissant la précision de la surface des biens vendus, est un élément clé pour les acheteurs.\x3C/p>\x3Cp>En termes de prix au mètre carré, il y a une grande disparité entre les différentes communes. À Paris, le prix moyen peut facilement dépasser 12 000 euros par mètre carré, avec des pics allant jusqu'à 20 000 euros dans certains quartiers prisés. 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Lot 202, appartement 2 pièces alcôve situé au rez-de-jardin, d’une surface habitable de 50,79 m² avec un jardin de 24,72 m², une terrasse de 6,38 m² et 1 place de stationnement, biens immobiliers dépendant de la Résidence « Sur la Promenade » à Noisy-le-Grand (93160). Exemple d’un financement pour une opération d’acquisition de résidence principale en état futur d’achèvement d’un montant de 242 000 €, en TVA réduite à 5,5 %(4), frais de dossier et frais de garantie du prêt à la charge de COGEDIM, soit un montant à financer de 242 000,00 € sans apport personnel, par un couple, primo accédant, dont le revenu fiscal de référence en 2022 était de 37 500 €, bénéficiant d’un PTZ(5) et éligible à une acquisition en TVA réduite à 5,5 %(4).\r\nFinancement réalisé grâce à un prêt PTZ(5), un prêt classique et à des prêts consentis auprès des partenaires bancaires du groupe ALTAREA par l’intermédiaire d’Altarea Solution Financement :\r\n\r\nun prêt classique amortissable à taux fixe d’un montant de 89 500,00 €, d’une durée de 25 ans, prêt amortissable à taux fixe pendant toute sa durée, mensualités de 803,86 € pendant 10 ans puis 178,86 € pendant 15 ans, TAEG estimé 5,12 % et coût total 39 158,00 € intérêts et assurances inclus,\r\nun PTZ(5) d’un montant de 127 650,00 € d’une durée de 25 ans, prêt amortissable à taux fixe, mensualités de 32,81 € pendant 10 ans puis 657,81 € pendant 15 ans, TAEG 0,49 % et coût total 9 843,00 € intérêts & assurances inclus,\r\nun prêt JEUNE ACTIF(5) d’un montant de 20 000,00 € sur une durée de 25 ans, prêt à taux fixe pendant toute sa durée, mensualités de 72,50 € pendant 25 ans, TAEG 0,92 % et coût total 2 306,99 € intérêts & assurances inclus,\r\net un prêt IMMO DURABLE à taux fixe d’un montant de 20 000,00 € sur une durée de 25 ans, mensualités de 72,50 € pendant 25 ans, TAEG 0,92 % et coût total 2 306,99 € intérêts & assurances inclus, prêt IMMO DURABLE plafonné à 10% du montant du financement dans la limite de 50 000,00 €. L’ensemble pour une mensualité globale lissée de 981,67 € pendant 25 ans. La cotisation mensuelle d’assurance décès, perte totale et irréversible d’autonomie et incapacité de travail pour le prêt classique amortissable est de 26,10 €, pour le prêt PTZ(5) est de 32,81 €, pour le prêt JEUNE ACTIF(5) est de 5,83 € et pour le prêt IMMO DURABLE est de 5,83 €, pour un capital emprunté assuré à 100 %. Cette simulation est communiquée à titre informatif ; elle est établie sur la base de taux moyens du marché constatés au 06/06/2024 pour diverses situations comparables. Cette présentation indicative ne constitue en aucune façon une offre commerciale ou publicitaire de financement et n’a aucune valeur contractuelle. TVA réduite à 5,5 %(4) (acquisition pour 10 ans minimum) et PTZ(5), réservés aux primo-accédants pour l’achat d’un logement en résidence principale sont soumis à conditions de revenus. Altarea Solution Financement est une société de courtage en crédit immobilier et en assurances. Siège social : 87 Rue de Richelieu – 75002 Paris. Adresse contact : contact-solution-financement@altarea.com. SAS au capital de 10 000 € immatriculée au R.C.S Paris sous le N°504 638 784 et au registre de l’Orias (www.orias.fr) sous le N°10053430. Responsabilité Civile Professionnelle conforme aux articles L.512-6 du Code des assurances et L.519-3-4 du Code monétaire et financier. Membre de l’Association professionnelle des intermédiaires en crédits (APIC). Vous bénéficiez d’un délai légal de réflexion de 10 jours. Lorsque la vente est subordonnée à l’obtention d’un prêt et si celui-ci n’est pas obtenu, le vendeur doit rembourser les sommes versées par l’acquéreur. Aucun versement de quelque nature que ce soit ne peut être exigé d’un particulier avant l’obtention d’un ou plusieurs prêts d’argent. Un crédit vous engage et doit être remboursé. Vérifiez vos capacités de remboursement avant de vous engager. Sous réserve d’acceptation de votre dossier par nos partenaires bancaires. (2) 500 € à la réservation. Cette somme de 500 € correspond au dépôt de garantie qui vous sera demandé à la signature du contrat de réservation en lieu et place du montant légal de 2% ou 5% du montant TTC du prix de vente. Cette somme s'imputera sur la partie du prix payable à la signature de l'acte authentique. Toutes les conditions du dépôt de garantie sont stipulées à l’article 3.5 des conditions générales du contrat de réservation. Cette somme de 500 € peut être remboursée si la banque finance la totalité. (3) 0 frais avant d’emménager. Le versement des mensualités, hors assurances, débutera à la date de livraison de l’appartement dépendant de la Résidence « Sur la Promenade » à Noisy-le-Grand (93160). Cogedim prendra à sa charge les frais suivants : • Frais notariés d’acte de vente (en ce compris la quote-part aux frais d’établissement au règlement de copropriété), • Frais notariés d’acte de prêt en cas de financement assorti d’une garantie hypothécaire, • Frais de dossier bancaire, • Frais de caution bancaire, • Intérêts intercalaires.\r\nGrâce à cette prise en charge par Cogedim, le TAEG (Taux Annuel Effectif Global) y compris assurance obligatoire est estimé à un taux de 1,48 %.\r\nLa prise en charge de ces frais est soumise aux quatre conditions cumulatives suivantes :\r\n• À la signature d’un mandat exclusif de recherche de financement avec la société Altarea Solution Financement (frais de courtage offerts),\r\n• À l’obtention du financement bancaire grâce à l’action de la société Altarea Solution Financement,\r\n• À l’utilisation effective du financement ainsi obtenu par l’intermédiaire de ce mandat pour l’acquisition des lots objet du contrat de réservation visé en tête des présentes,\r\n• Et à la signature de l’acte notarié de vente en l’état futur d’achèvement dans les délais contractuels.\r\n\r\nDans ces conditions, Cogedim vous remboursera :\r\n• Le montant des frais de dossier bancaire et de caution bancaire, dans un délai de 15 jours à compter de la signature de l’acte authentique de vente,\r\n• Et le montant des intérêts intercalaires :\r\n Dans un délai de 15 jours à compter de la signature de l’acte de vente sur la base d’une avance dont le montant sera déterminé à l'obtention du financement bancaire car elle dépendra des caractéristiques de l'emprunt contracté par le réservataire,\r\n Et le solde des intérêts intercalaires (si ces derniers excédaient le montant de l’avance versée) dans un délai de 15 jours à compter de la signature de la prise de possession effective des biens (livraison des biens).\r\nLes frais notariés (frais d’établissement au règlement de copropriété, frais d’acte de vente, et frais d’acte de prêt en cas de prêt assorti d’une garantie hypothécaire) seront directement supportés par Cogedim lors de la signature de l’acte authentique de vente (et de l’acte de prêt le cas échéant) auprès du Notaire.\r\n(4) TVA réduite à 5,5 % au lieu de 20 %. Le Code général des impôts (art.278 sexies 11 et 11 bis, art. art.278 sexies-0 A) permet d’appliquer un taux réduit de TVA à 5,5% pour les opérations d’accession sociale à la propriété portant sur des logements acquis par des personnes physiques pour y établir leur résidence principale et situés dans les zones ciblées par la politique de la ville (quartiers faisant l’objet d’une convention ANRU et dans les quartiers prioritaires politique de la ville ou situés à une certaine distance de ceux-ci en fonction notamment de la date de la demande de permis de construire. Ce taux réduit est susceptible de s’appliquer dès lors que les ressources des personnes destinées à occuper le logement à la date de signature de l’avant contrat préliminaire ou, à défaut, à la date du contrat de vente ne dépassent pas des plafonds de ressources (cf. article 278 sexies du CGI). Le bénéfice du taux réduit est susceptible d’être remis en cause dans l’hypothèse où les conditions d’octroi du taux réduit cessent d’être remplies dans un délai de 10 ans qui suit le fait générateur de l’opération notamment en cas de revente ou de changement de destination du logement.\r\n(5) PTZ : Le Prêt à taux zéro est un prêt réglementé qui vous permet de financer l’acquisition d'un appartement neuf (ou acquis en VEFA) que vous occuperez à titre de votre première résidence principale. Le Prêt à Taux zéro est un prêt complémentaire à d'autres emprunts. Le Prêt à taux zéro est accessible sous conditions de ressources, aux personnes physiques désirant devenir propriétaire de leur première résidence principale (ne pas avoir été propriétaire de sa résidence principale au cours des 2 années précédant la nouvelle acquisition). Le montant et la durée du Prêt à Taux 0% varient en fonction de la zone géographique du logement et de la composition du foyer. 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Sur la promenade : programme immobilier neuf à Noisy-le-Grand
Avec COGEDIM ACCESS, pour la 1ère fois vous pouvez devenir propriétaire de votre appartement neuf !
Au cœur de Noisy-le-Grand, à 9 min* à pied de la gare RER A "Noisy-le-Grand - Mont d'Est", découvrez un nouvel art de vivre et profitez de la TVA réduite à 5,5 %(3). Au sein d’un quartier dynamique doté de toutes les commodités, la nouvelle résidence signée Cogedim et AIGIS conjuguent parfaitement performances labellisées, architecte contemporaine élégante et écrin naturel en cœur d’îlot. Ouverts, pour la plupart, sur de beaux espaces extérieurs, les appartements proposent un large choix de surfaces, du studio alcôve au 5 pièces duplex, et répondront à tous vos projets, résidentiels ou locatifs.
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www.georisques.gouv.fr
Quartier dynamique
A 9 min* à pied du RER A « Noisy-Mont d’Est »
Profitez de Cogedim Access
Ne payez plus de loyer, devenez propriétaire !(En savoir plus)