\x3Cpath class=\"st0\" d=\"M12.3,28h7.8h7.7h7.6V14.2h4.3L24,0.6l-3.7,3.2v-3h-5.5v7.8l-6.4,5.6h4V28z M21.1,27v-6.7h5.7V27H21.1z\n\t\t M34.4,27h-6.6v-7.7h-7.7V27h-6.8V14.2h21.1V27z M15.7,9V1.8h3.5V6l4.7-4l13,11.3h-26L15.7,9z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez du prêt à taux zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:null,field_text_main:null,vid:$R[237]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[238]={drupal_internal__target_id:"regulation"}},revision_user:$R[239]={data:null,links:$R[240]={related:$R[241]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f37d7e5e-3057-44e8-b10e-979e6adb1932/revision_user/?resourceVersion=id%3A4"},self:$R[242]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f37d7e5e-3057-44e8-b10e-979e6adb1932/relationships/revision_user/?resourceVersion=id%3A4"}}},parent:$R[243]=[$R[244]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[245]={links:$R[246]={help:$R[247]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[248]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[249]={type:"taxonomy_term--regulation",id:"19b5dbf4-49ba-47b5-90ee-d6433b676b0b",links:$R[250]={self:$R[251]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/?resourceVersion=id%3A5"}},drupal_internal__tid:5,drupal_internal__revision_id:5,langcode:"fr",revision_created:null,status:!0,name:"TVA réduite",description:null,weight:1,changed:"2024-06-19T07:52:29+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[252]=[$R[253]={tag:"meta",attributes:$R[254]={name:"title",content:"TVA réduite | Cogedim"}},$R[255]={tag:"link",attributes:$R[256]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/5/"}},$R[257]={tag:"meta",attributes:$R[258]={name:"generator",content:"Cogedim"}},$R[259]={tag:"meta",attributes:$R[260]={property:"og:site_name",content:"Cogedim"}},$R[261]={tag:"meta",attributes:$R[262]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[263]={tag:"meta",attributes:$R[264]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/"}},$R[265]={tag:"meta",attributes:$R[266]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[267]={tag:"meta",attributes:$R[268]={property:"og:image:type",content:"image/png"}},$R[269]={tag:"meta",attributes:$R[270]={property:"og:image:width",content:"628"}},$R[271]={tag:"meta",attributes:$R[272]={property:"og:image:height",content:"316"}},$R[273]={tag:"meta",attributes:$R[274]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[275]={tag:"meta",attributes:$R[276]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[277]={tag:"meta",attributes:$R[278]={name:"twitter:card",content:"summary"}},$R[279]={tag:"meta",attributes:$R[280]={name:"twitter:site",content:"@altareacogedim"}},$R[281]={tag:"meta",attributes:$R[282]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[283]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[284]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1
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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[285]={value:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[286]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[287]={drupal_internal__target_id:"regulation"}},revision_user:$R[288]={data:null,links:$R[289]={related:$R[290]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/revision_user/?resourceVersion=id%3A5"},self:$R[291]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/relationships/revision_user/?resourceVersion=id%3A5"}}},parent:$R[292]=[$R[293]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[294]={links:$R[295]={help:$R[296]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[297]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[298]={type:"taxonomy_term--regulation",id:"16dd3083-89ed-478c-82d3-c61e00e3e669",links:$R[299]={self:$R[300]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/?resourceVersion=id%3A9"}},drupal_internal__tid:9,drupal_internal__revision_id:9,langcode:"fr",revision_created:null,status:!0,name:"Prix maîtrisés",description:null,weight:2,changed:"2025-06-26T14:47:47+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[301]=[$R[302]={tag:"meta",attributes:$R[303]={name:"title",content:"Prix maîtrisés | Cogedim"}},$R[304]={tag:"link",attributes:$R[305]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/9/"}},$R[306]={tag:"meta",attributes:$R[307]={name:"generator",content:"Cogedim"}},$R[308]={tag:"meta",attributes:$R[309]={property:"og:site_name",content:"Cogedim"}},$R[310]={tag:"meta",attributes:$R[311]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[312]={tag:"meta",attributes:$R[313]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/"}},$R[314]={tag:"meta",attributes:$R[315]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[316]={tag:"meta",attributes:$R[317]={property:"og:image:type",content:"image/png"}},$R[318]={tag:"meta",attributes:$R[319]={property:"og:image:width",content:"628"}},$R[320]={tag:"meta",attributes:$R[321]={property:"og:image:height",content:"316"}},$R[322]={tag:"meta",attributes:$R[323]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[324]={tag:"meta",attributes:$R[325]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[326]={tag:"meta",attributes:$R[327]={name:"twitter:card",content:"summary"}},$R[328]={tag:"meta",attributes:$R[329]={name:"twitter:site",content:"@altareacogedim"}},$R[330]={tag:"meta",attributes:$R[331]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[332]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Les prix indiqués peuvent tenir compte d’une TVA réduite sous conditions de ressources.\r\nLes rentabilités indiquées sont estimatives, données à titre indicatif et hors frais de gestion potentiels.",field_legals_grid:null,field_promo_drawer:$R[333]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1
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\t\tC23.8,19.2,23,19.3,22.3,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z
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\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6
\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2
\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1
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\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6
\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z
\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez des prix maîtrisés\x3C/h3>\x3Cp>Tous les avantages du neuf avec des conditions de financement avantageuses pour les primo-accédants.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez des prix maîtrisés\x3C/h3>\x3Cp>Tous les avantages du neuf avec des conditions de financement avantageuses pour les primo-accédants.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[334]={value:"\x3Ch3>Acheter en prix maîtrisés\x3C/h3>\x3Cp>Primo-accédants, et sous conditions de ressources, profitez de la possibilité d’acheter votre logement neuf en dessous du prix du marché dans une résidence éligible aux prix maîtrisés. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en prix maîtrisés\x3C/h3>\x3Cp>Primo-accédants, et sous conditions de ressources, profitez de la possibilité d’acheter votre logement neuf en dessous du prix du marché dans une résidence éligible aux prix maîtrisés. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:$R[335]={value:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix maîtrisés\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincmastered\">\x3Cdiv class=\"expandable\">\x3Cp>Fruit d’un partenariat entre les promoteurs immobiliers et les communes, ce dispositif vous permet d’acquérir, sous certaines conditions, un logement neuf à un prix réduit par rapport au marché immobilier local. En moyenne, vous pourrez profiter d’une économie entre 20 et 30% sur le prix d’acquisition de votre logement neuf.\x3C/p>\x3Cp>Ce sont les \x3Cstrong>collectivités\x3C/strong> qui \x3Cstrong>fixent les règles d’accession à la propriété à prix maîtrisé. Elles varient donc d’une ville à l’autre. \x3C/strong>Vous devez, entre autres, avoir des revenus inférieurs à un plafond de ressources basé sur le barème PSLA, PAS ou PLI, et occuper le logement à titre de résidence principale.\x3C/p>\x3Cp>Vous vous engagez, par ailleurs, à conserver votre logement plusieurs années. En cas d’une revente anticipée, le prix peut être encadré par les clauses anti spéculatives de votre commune.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cp>Grâce à ce dispositif, vous pourrez :\x3C/p>\x3Cul>\x3Cli>Acquérir un logement neuf de qualité, à prix réduit ;\x3C/li>\x3Cli>Accéder à un bien immobilier plus grand ou avec un meilleur emplacement, avec un budget inchangé ;\x3C/li>\x3Cli>Vous constituer un patrimoine, en bénéficiant d’autres dispositifs d’aides au financement immobilier mis en place par le gouvernement et les collectivités locales (Prêt à taux zéro, Prêt Action Logement, Prêt à l’Accession Sociale…) ;\x3C/li>\x3Cli>Profiter d’une réduction des frais de notaire grâce à l’achat dans l’immobilier neuf.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincmastered').classList.toggle('active');\">\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\">\x3C/path>\x3C/svg>\x3C/i>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\" loading=\"lazy\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix maîtrisés\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincmastered\">\x3Cdiv class=\"expandable\">\x3Cp>Fruit d’un partenariat entre les promoteurs immobiliers et les communes, ce dispositif vous permet d’acquérir, sous certaines conditions, un logement neuf à un prix réduit par rapport au marché immobilier local. En moyenne, vous pourrez profiter d’une économie entre 20 et 30% sur le prix d’acquisition de votre logement neuf.\x3C/p>\x3Cp>Ce sont les \x3Cstrong>collectivités\x3C/strong> qui \x3Cstrong>fixent les règles d’accession à la propriété à prix maîtrisé. Elles varient donc d’une ville à l’autre. \x3C/strong>Vous devez, entre autres, avoir des revenus inférieurs à un plafond de ressources basé sur le barème PSLA, PAS ou PLI, et occuper le logement à titre de résidence principale.\x3C/p>\x3Cp>Vous vous engagez, par ailleurs, à conserver votre logement plusieurs années. 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aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincmastered').classList.toggle('active');\">\x3Csvg width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\" />\x3C/svg>\x3C/i>\x3C/div>\x3C/div>"},vid:$R[336]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[337]={drupal_internal__target_id:"regulation"}},revision_user:$R[338]={data:null,links:$R[339]={related:$R[340]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/revision_user/?resourceVersion=id%3A9"},self:$R[341]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/relationships/revision_user/?resourceVersion=id%3A9"}}},parent:$R[342]=[$R[343]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[344]={links:$R[345]={help:$R[346]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[347]={about:"Usage 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immobiliers neufs"}},$R[362]={tag:"meta",attributes:$R[363]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/"}},$R[364]={tag:"meta",attributes:$R[365]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[366]={tag:"meta",attributes:$R[367]={property:"og:image:type",content:"image/png"}},$R[368]={tag:"meta",attributes:$R[369]={property:"og:image:width",content:"628"}},$R[370]={tag:"meta",attributes:$R[371]={property:"og:image:height",content:"316"}},$R[372]={tag:"meta",attributes:$R[373]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[374]={tag:"meta",attributes:$R[375]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[376]={tag:"meta",attributes:$R[377]={name:"twitter:card",content:"summary"}},$R[378]={tag:"meta",attributes:$R[379]={name:"twitter:site",content:"@altareacogedim"}},$R[380]={tag:"meta",attributes:$R[381]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[382]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:null,field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[383]={value:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[384]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[385]={drupal_internal__target_id:"regulation"}},revision_user:$R[386]={data:null,links:$R[387]={related:$R[388]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/revision_user/?resourceVersion=id%3A4043"},self:$R[389]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/relationships/revision_user/?resourceVersion=id%3A4043"}}},parent:$R[390]=[$R[391]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[392]={links:$R[393]={help:$R[394]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[395]={about:"Usage and meaning of the 'virtual' resource 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neufs"}},$R[410]={tag:"meta",attributes:$R[411]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/"}},$R[412]={tag:"meta",attributes:$R[413]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[414]={tag:"meta",attributes:$R[415]={property:"og:image:type",content:"image/png"}},$R[416]={tag:"meta",attributes:$R[417]={property:"og:image:width",content:"628"}},$R[418]={tag:"meta",attributes:$R[419]={property:"og:image:height",content:"316"}},$R[420]={tag:"meta",attributes:$R[421]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[422]={tag:"meta",attributes:$R[423]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[424]={tag:"meta",attributes:$R[425]={name:"twitter:card",content:"summary"}},$R[426]={tag:"meta",attributes:$R[427]={name:"twitter:site",content:"@altareacogedim"}},$R[428]={tag:"meta",attributes:$R[429]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[430]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Prix indicatifs hors taxes.\x3Cbr>\r\nLes rentabilités indiquées sont nettes de frais de gestion et hors mobilier, avant impact fiscal.",field_legals_grid:"Prix indicatifs hors taxes et hors mobilier. Les rentabilités indiquées sont nettes de frais de gestion et hors mobilier, avant impact fiscal.",field_promo_drawer:null,field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[431]={value:"\x3Ch3>Acheter en LMNP géré\x3C/h3>\x3Cp>Investissez dans une résidence services en statut LMNP et cumulez un achat Hors Taxe, grâce à la récupération immédiate de la TVA sur le prix de votre logement, et des revenus locatifs garantis par bail commercial pouvant être défiscalisés sur le long terme. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP géré\x3C/h3>\x3Cp>Investissez dans une résidence services en statut LMNP et cumulez un achat Hors Taxe, grâce à la récupération immédiate de la TVA sur le prix de votre logement, et des revenus locatifs garantis par bail commercial pouvant être défiscalisés sur le long terme. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[432]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[433]={drupal_internal__target_id:"regulation"}},revision_user:$R[434]={data:null,links:$R[435]={related:$R[436]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/revision_user/?resourceVersion=id%3A7"},self:$R[437]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/relationships/revision_user/?resourceVersion=id%3A7"}}},parent:$R[438]=[$R[439]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[440]={links:$R[441]={help:$R[442]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[443]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[444]={type:"taxonomy_term--regulation",id:"9df7bfb4-b767-42a6-a070-ce1436f2a561",links:$R[445]={self:$R[446]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/?resourceVersion=id%3A8"}},drupal_internal__tid:8,drupal_internal__revision_id:8,langcode:"fr",revision_created:null,status:!0,name:"Nue-propriété",description:null,weight:6,changed:"2025-07-01T07:35:28+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[447]=[$R[448]={tag:"meta",attributes:$R[449]={name:"title",content:"Nue-propriété | Cogedim"}},$R[450]={tag:"link",attributes:$R[451]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/8/"}},$R[452]={tag:"meta",attributes:$R[453]={name:"generator",content:"Cogedim"}},$R[454]={tag:"meta",attributes:$R[455]={property:"og:site_name",content:"Cogedim"}},$R[456]={tag:"meta",attributes:$R[457]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[458]={tag:"meta",attributes:$R[459]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/"}},$R[460]={tag:"meta",attributes:$R[461]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[462]={tag:"meta",attributes:$R[463]={property:"og:image:type",content:"image/png"}},$R[464]={tag:"meta",attributes:$R[465]={property:"og:image:width",content:"628"}},$R[466]={tag:"meta",attributes:$R[467]={property:"og:image:height",content:"316"}},$R[468]={tag:"meta",attributes:$R[469]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[470]={tag:"meta",attributes:$R[471]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[472]={tag:"meta",attributes:$R[473]={name:"twitter:card",content:"summary"}},$R[474]={tag:"meta",attributes:$R[475]={name:"twitter:site",content:"@altareacogedim"}},$R[476]={tag:"meta",attributes:$R[477]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[478]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Prix TTC en TVA réduite à 10%\x3Cbr />*La nue-propriété est un montage financier qui permet d’acheter un bien immobilier en profitant d’un prix d’acquisition réduit de 30 à 40% grâce au principe de démembrement de propriété. 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d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Investissez en Nue-Propriété\x3C/h3>\x3Cp>Un bien à prix réduit, défiscalisé, sans contrainte d’entretien et de gestion locative.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[480]={value:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[481]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[482]={drupal_internal__target_id:"regulation"}},revision_user:$R[483]={data:null,links:$R[484]={related:$R[485]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/revision_user/?resourceVersion=id%3A8"},self:$R[486]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/relationships/revision_user/?resourceVersion=id%3A8"}}},parent:$R[487]=[$R[488]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[489]={links:$R[490]={help:$R[491]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[492]={about:"Usage and meaning of the 'virtual' resource 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Profitez de tous nos services.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/cogedim-pour-vous/la-difference-cogedim/\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M46.3,45.2v-0.9h-2.5V20.8c0.7-0.2,1.2-0.7,1.5-1.3h2.5L46,10.8h-5.5l-1.7,8.7h2.5c0.2,0.7,0.8,1.2,1.5,1.3\n\t\tv23.4h-2.5v0.9h-4.4c0.4-0.2,0.7-0.5,1.1-0.9h1.1l0.1-0.3c0.1-0.3,3.2-8.6,2.4-11.6c-0.4-1.3-1.3-2.4-2.7-3C37,29,36,28.8,35.1,29\n\t\tv-0.3c0-1.3-0.4-2.4-1.3-3.2c-2.1-2-5.8-2-6-2c-0.2,0-3.9,0-6,2c-0.9,0.9-1.3,1.9-1.3,3.2V29c-0.8-0.1-1.8,0-2.8,0.4\n\t\tc-1.3,0.6-2.3,1.6-2.7,3c-0.9,3,2.3,11.3,2.4,11.6l0.1,0.3h0.9c0.2,0.3,0.5,0.7,1,0.9H9.9l1.6-7.7h0.8v-2.9H8.7\n\t\tc0.4-1.2,1.3-5.1,1.1-8.7c0.2-0.3,0.5-0.5,0.8-0.8c0.7,0.2,1.2,0.6,1.5,1.1c1,1.8,0,4.9,0,4.9l-0.9,2.8l1.8-2.3\n\t\tc0.1-0.2,2.9-3.8,2.1-6.4c-0.2-0.7-0.6-1.2-1.2-1.5c-1.5-0.6-3.6,0.4-3.6,0.4l-0.7,0.3c-0.3-1.7-1-3.2-2.3-4.2l0,0\n\t\tc-0.1-0.1-0.2-0.1-0.3-0.2c-0.6-0.3-2-1-3.1-0.6c-0.4,0.2-1,0.5-1.2,1.4c-0.8,2.6,0.2,5.4,0.3,5.5l0.6,1.6l0.4-1.6\n\t\tc0.5-2.1,1.6-5.1,2.5-5.4c0.1,0,0.1,0,0.2,0c0.1,0,0.1,0.1,0.1,0.1c1.3,1,1.9,2.6,2,4.4c-1.4,1.7-2,3.7-2.2,5.4\n\t\tc-0.2-0.6-0.4-1.3-0.7-1.9c-0.1-0.4-0.5-1.3-1.3-1.4c-0.9,0-1.5,1.2-1.7,1.6l-1.2,2.7l2-2.2c0.4-0.4,0.7-0.6,0.9-0.6\n\t\tc0.2,0,0.3,0.2,0.3,0.2c1.1,2.1,1.2,4.4,1.2,5.1h-4v2.9h0.8l1.6,7.7H0v1h48v-1H46.3z M41.4,11.8h3.9l1.3,6.7H40L41.4,11.8z\n\t\t M42.5,19.5h1.7c-0.2,0.2-0.5,0.4-0.8,0.4C43,19.9,42.7,19.7,42.5,19.5z M13.5,24.6c0.3,0.1,0.6,0.4,0.7,0.8c0.3,1-0.1,2.3-0.6,3.3\n\t\tc0-1-0.1-2.1-0.6-3c-0.3-0.5-0.6-0.9-1.1-1.2C12.4,24.5,13,24.4,13.5,24.6z M3.4,24.3c-0.1-0.9-0.2-2,0.2-3\n\t\tc0.1-0.4,0.3-0.7,0.6-0.8c0.1-0.1,0.3-0.1,0.5-0.1c0.2,0,0.5,0,0.7,0.1C4.5,21.3,3.9,23,3.4,24.3z M8.8,27.2c0,3.4-1,6.8-1.2,7.4\n\t\tH7.4C7.4,33.8,7.1,30.2,8.8,27.2z M3.1,35.6h8.2v0.9H3.1V35.6z M10.5,37.5L9,44.3H5.3l-1.4-6.8H10.5z M35.2,44.3\n\t\tc-0.1,0-0.2,0-0.2-0.1h0.6C35.5,44.3,35.3,44.3,35.2,44.3z M37.5,30.3c0.8,0.3,1.7,1,2.1,2.3c0.6,2.2-1.3,8.1-2.2,10.7h-4\n\t\tc0-12.4,0.5-12.6,1.4-13.1C35.3,29.8,36.5,29.8,37.5,30.3z M22.6,26.1c1.8-1.7,5.2-1.7,5.3-1.7c0,0,3.5,0,5.3,1.7\n\t\tc0.7,0.7,1,1.5,1,2.5v0.7c-0.9,0.5-1.4,1.1-1.6,6.2h-9.4c-0.2-5-0.7-5.7-1.6-6.2v-0.7C21.6,27.6,21.9,26.8,22.6,26.1z M32.3,36.5v4\n\t\th-9v-4H32.3z M16.1,32.6c0.4-1.3,1.4-2,2.1-2.3c1-0.4,2.2-0.4,2.7-0.1c0.9,0.5,1.4,0.7,1.4,13.1h-4C17.4,40.7,15.5,34.7,16.1,32.6z\n\t\t M20.5,44.2c-0.1,0.1-0.2,0.1-0.3,0.1c-0.1,0-0.2,0-0.2-0.1H20.5z M21.9,44.2h1.3v-0.5c0-0.8,0-1.5,0-2.2h9.2c0,0.7,0,1.4,0,2.2\n\t\tv0.5h1.2c0.2,0.3,0.5,0.7,1,0.9H20.8C21.2,45,21.6,44.7,21.9,44.2z\" />\x3Cpath class=\"st0\" d=\"M32.5,1.8H9.4v15.5h23.1V1.8z M10.4,12.4L15,7.7l6.3,6.3l2.6-2.6l4.9,4.9H10.4V12.4z M31.5,16.3h-1.2L24,10\n\t\tl-2.6,2.6L15,6.3L10.4,11V2.8h21.1V16.3z\" />\x3Cpath class=\"st0\" d=\"M27,9.5c1.4,0,2.6-1.1,2.6-2.6S28.4,4.4,27,4.4S24.5,5.6,24.5,7S25.6,9.5,27,9.5z M27,5.4\n\t\tc0.9,0,1.6,0.7,1.6,1.6S27.9,8.5,27,8.5S25.5,7.8,25.5,7S26.2,5.4,27,5.4z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Nos services pour vous accompagner\x3C/h3>\x3Cp>Financement sur mesure, Parrainage,... Profitez de tous nos services.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/cogedim-pour-vous/la-difference-cogedim/\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[529]={value:"\x3Ch3>Acheter en BRS\x3C/h3>\x3Cp>Avec le BRS – Bail Réel Solidaire, achetez votre résidence principale en-dessous des prix de marché grâce à un nouveau dispositif d’accession à la propriété.\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en BRS\x3C/h3>\x3Cp>Avec le BRS – Bail Réel Solidaire, achetez votre résidence principale en-dessous des prix de marché grâce à un nouveau dispositif d’accession à la propriété.\x3C/p>"},field_text_main:$R[530]={value:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix BRS, accessibles sous conditions de ressources\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincbrs\">\x3Cdiv class=\"expandable\">\x3Cp>Le bail réel solidaire (BRS) est un dispositif d’accès social à la propriété de sa résidence principale, à prix abordable et sous conditions de ressources, correspondant à ceux du prêt social à l’accession (PSLA).\x3C/p>\x3Cp>Le BRS repose sur la dissociation du foncier (le terrain) et du bâti (le logement). Vous pouvez ainsi devenir propriétaire de votre logement à un prix pouvant aller jusqu’à 40% de décote du prix du marché.\x3C/p>\x3Cp>En contrepartie vous signez un bail réel solidaire et vous devrez vous acquitter d’une redevance mensuelle auprès d’un organisme foncier solidaire (OFS) qui achète le terrain.\x3C/p>\x3Cp>Vous êtes ainsi propriétaire de votre logement mais locataire du terrain sur lequel il se trouve.\x3C/p>\x3Cp>Les OFS sont des organismes à but non lucratif, agréés par le préfet de région, ayant pour objet de détenir des terrains sur le très long terme.\x3C/p>\x3Cp>Vous pouvez revendre votre logement à tout moment mais cela reste cependant encadré par l’OFS.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Vous devenez propriétaire à un prix d’acquisition réduit de votre logement ;\x3C/li>\x3Cli>Vous versez une redevance mensuelle correspondant à la location du terrain sur lequel il se trouve ;\x3C/li>\x3Cli>Vous bénéficiez d’une TVA réduite à 5,5% pour un logement neuf ;\x3C/li>\x3Cli>Vous profitez d’un abattement de 30% de la taxe foncière, selon la commune ;\x3C/li>\x3Cli>Vous pouvez financer l’achat de votre logement avec un prêt à taux zéro (PTZ) au titre de votre 1ère acquisition.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincbrs').classList.toggle('active');\">\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\">\x3C/path>\x3C/svg>\x3C/i>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\" loading=\"lazy\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix BRS, accessibles sous conditions de ressources\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincbrs\">\x3Cdiv class=\"expandable\">\x3Cp>Le bail réel solidaire (BRS) est un dispositif d’accès social à la propriété de sa résidence principale, à prix abordable et sous conditions de ressources, correspondant à ceux du prêt social à l’accession (PSLA).\x3C/p>\x3Cp>Le BRS repose sur la dissociation du foncier (le terrain) et du bâti (le logement). Vous pouvez ainsi devenir propriétaire de votre logement à un prix pouvant aller jusqu’à 40% de décote du prix du marché.\x3C/p>\x3Cp>En contrepartie vous signez un bail réel solidaire et vous devrez vous acquitter d’une redevance mensuelle auprès d’un organisme foncier solidaire (OFS) qui achète le terrain.\x3C/p>\x3Cp>Vous êtes ainsi propriétaire de votre logement mais locataire du terrain sur lequel il se trouve.\x3C/p>\x3Cp>Les OFS sont des organismes à but non lucratif, agréés par le préfet de région, ayant pour objet de détenir des terrains sur le très long terme.\x3C/p>\x3Cp>Vous pouvez revendre votre logement à tout moment mais cela reste cependant encadré par l’OFS.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Vous devenez propriétaire à un prix d’acquisition réduit de votre logement ;\x3C/li>\x3Cli>Vous versez une redevance mensuelle correspondant à la location du terrain sur lequel il se trouve ;\x3C/li>\x3Cli>Vous bénéficiez d’une TVA réduite à 5,5% pour un logement neuf ;\x3C/li>\x3Cli>Vous profitez d’un abattement de 30% de la taxe foncière, selon la commune ;\x3C/li>\x3Cli>Vous pouvez financer l’achat de votre logement avec un prêt à taux zéro (PTZ) au titre de votre 1ère acquisition.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincbrs').classList.toggle('active');\">\x3Csvg width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\" />\x3C/svg>\x3C/i>\x3C/div>\x3C/div>"},vid:$R[531]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[532]={drupal_internal__target_id:"regulation"}},revision_user:$R[533]={data:null,links:$R[534]={related:$R[535]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a44645cb-9dbd-4a56-bb1f-5b623e99516e/revision_user/?resourceVersion=id%3A3817"},self:$R[536]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a44645cb-9dbd-4a56-bb1f-5b623e99516e/relationships/revision_user/?resourceVersion=id%3A3817"}}},parent:$R[537]=[$R[538]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[539]={links:$R[540]={help:$R[541]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[542]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[543]={type:"taxonomy_term--regulation",id:"a56c43b0-a930-4321-8b90-16321a8017b3",links:$R[544]={self:$R[545]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a56c43b0-a930-4321-8b90-16321a8017b3/?resourceVersion=id%3A4000"}},drupal_internal__tid:4000,drupal_internal__revision_id:4000,langcode:"fr",revision_created:"2023-07-17T08:05:34+00:00",status:!0,name:"Patrimonial",description:null,weight:7,changed:"2025-07-01T07:35:28+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[546]=[$R[547]={tag:"meta",attributes:$R[548]={name:"title",content:"Patrimonial | Cogedim"}},$R[549]={tag:"link",attributes:$R[550]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/4000/"}},$R[551]={tag:"meta",attributes:$R[552]={name:"generator",content:"Cogedim"}},$R[553]={tag:"meta",attributes:$R[554]={property:"og:site_name",content:"Cogedim"}},$R[555]={tag:"meta",attributes:$R[556]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[557]={tag:"meta",attributes:$R[558]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a56c43b0-a930-4321-8b90-16321a8017b3/"}},$R[559]={tag:"meta",attributes:$R[560]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[561]={tag:"meta",attributes:$R[562]={property:"og:image:type",content:"image/png"}},$R[563]={tag:"meta",attributes:$R[564]={property:"og:image:width",content:"628"}},$R[565]={tag:"meta",attributes:$R[566]={property:"og:image:height",content:"316"}},$R[567]={tag:"meta",attributes:$R[568]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[569]={tag:"meta",attributes:$R[570]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[571]={tag:"meta",attributes:$R[572]={name:"twitter:card",content:"summary"}},$R[573]={tag:"meta",attributes:$R[574]={name:"twitter:site",content:"@altareacogedim"}},$R[575]={tag:"meta",attributes:$R[576]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[577]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[578]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M48,25.2c-0.2-9-0.6-9.2-0.9-9.4c-0.4-0.2-1.1-0.2-1.7,0.2c-0.6,0.3-1.6,1.1-1.8,3c-0.2,2.2-0.3,4.7-0.3,5.5
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Les secundo-accédants reviennent avec l’envie de changer de cadre de vie ou de gagner en confort, tandis que les primo-accédants saisissent l’opportunité de taux d’intérêt plus favorables pour acheter leur premier logement. 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Plus expérimentés que les \x3Ca href=\"https://www.cogedim.com/habiter/acheter-dans-le-neuf/premier-achat-immobilier/primo-accedant/\">\x3Cu>primo-accédants\x3C/u>\x3C/a>, ils affichent des priorités différentes, souvent liées à leur parcours familial et professionnel. Ce retour transforme la demande et accentue la concurrence sur certains types de biens.\x3C/p>\x3Ch3>\x3Cstrong>Qui sont les secundo-accédants ?\x3C/strong>\x3C/h3>\x3Cp>Il s’agit de propriétaires qui revendent leur logement pour en acheter un autre. Leur expérience du marché leur permet de mieux anticiper les étapes de la transaction.\x3C/p>\x3Ch3>\x3Cstrong>Leur profil type en 2025\x3C/strong>\x3C/h3>\x3Cp>D’après \x3Ca href=\"https://www.meilleurtaux.com/credit-immobilier/actualites/2025-mai/retour-secundo-accedants-marche-immobilier.html\">\x3Cu>Meilleurtaux.com\x3C/u>\x3C/a> (mai 2025), l’âge moyen des secundo-accédants se situe entre 40 et 45 ans. Principalement des familles, ils recherchent des maisons individuelles, des logements avec extérieurs et une performance énergétique optimisée.\x3C/p>\x3Ch3>\x3Cstrong>Les raisons de ce retour\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Cstrong>Taux d’intérêt en baisse\x3C/strong>, qui augmentent le pouvoir d’achat.\x3C/li>\x3Cli>\x3Cstrong>Nouvelles priorités de vie\x3C/strong> : télétravail, confort, proximité des écoles.\x3C/li>\x3Cli>\x3Cstrong>Sécurité d’un placement immobilier\x3C/strong>, toujours considéré comme valeur refuge.\x3C/li>\x3C/ul>\x3Ch2>\x3Cstrong>En quoi le profil des primo-accédants évolue-t-il ?\x3C/strong>\x3C/h2>\x3Cp>Le visage des \x3Cstrong>primo-accédants change sensiblement en 2025\x3C/strong>. Des revenus plus stables, de nouvelles zones de recherche et des conditions de financement assouplies facilitent leur accession. Ce renouvellement de profil traduit une transformation profonde des attentes et des choix de ces acheteurs.\x3C/p>\x3Ch3>\x3Cstrong>Évolution socio-économique\x3C/strong>\x3C/h3>\x3Cp>Les primo-accédants entrent souvent sur le marché autour de 30 ans, avec un emploi plus stable et un apport plus solide. Les aides financières restent un levier essentiel pour déclencher leur premier achat.\x3C/p>\x3Ch3>\x3Cstrong>Préférences géographiques\x3C/strong>\x3C/h3>\x3Cp>Leur intérêt s’oriente vers les \x3Cstrong>villes moyennes et zones rurales\x3C/strong>, jugées plus abordables et attractives en termes de qualité de vie.\x3C/p>\x3Ch3>\x3Cstrong>Capacités d’emprunt renforcées\x3C/strong>\x3C/h3>\x3Cp>La baisse des taux et l’assouplissement des conditions de crédit ouvrent de nouvelles perspectives. Les dispositifs publics et privés, dont ceux de COGEDIM, soutiennent cette dynamique.\x3C/p>\x3Cp>Cette combinaison de facteurs contribue à rendre l’achat immobilier plus accessible pour les primo-accédants, renforçant leur présence sur le marché.\x3C/p>\x3Ch2>\x3Cstrong>Pourquoi les disparités d’accès au crédit avantagent-elles les primo-accédants ?\x3C/strong>\x3C/h2>\x3Cp>L’accès au crédit varie selon le profil des acheteurs. Les primo-accédants profitent d’aides dédiées, comme le \x3Ca href=\"https://www.economie.gouv.fr/particuliers/emprunter-et-sassurer/pret-taux-zero-ptz-tout-ce-quil-faut-savoir#\">\x3Cu>Prêt à Taux Zéro\x3C/u>\x3C/a>, qui facilitent leur projet immobilier. Les secundo-accédants, quant à eux, disposent de moins de dispositifs, ce qui crée une différence dans le parcours d’achat.\x3C/p>\x3Ch3>\x3Cstrong>Dispositifs qui avantagent les primo-accédants\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Cstrong>Le \x3C/strong>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\">\x3Cstrong>\x3Cu>Prêt à Taux Zéro (PTZ)\x3C/u>\x3C/strong>\x3C/a> : incontournable, il permet de financer une partie du projet sans intérêts.\x3C/li>\x3Cli>\x3Cstrong>Les aides spécifiques régionales ou locales\x3C/strong> : certaines collectivités proposent des subventions ou des prêts complémentaires pour encourager l’accession à la propriété.\x3C/li>\x3C/ul>\x3Cp>Ces dispositifs réduisent le coût global de l’achat et fluidifient le parcours des primo-accédants.\x3C/p>\x3Ch3>\x3Cstrong>Comparaison avec les secundo-accédants\x3C/strong>\x3C/h3>\x3Cp>Les secundo-accédants, de leur côté, disposent de moins d’aides publiques ou spécifiques. Leur projet repose donc en grande partie sur la revente de leur logement actuel. La valeur de cette revente détermine directement leur capacité de financement et conditionne la faisabilité de leur futur projet immobilier.\x3C/p>\x3Ch3>\x3Cstrong>Solutions de Cogedim\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cstrong>\x3Cu>Solution Access\x3C/u>\x3C/strong>\x3C/a> : conçue pour les primo-accédants, elle propose des prix adaptés et des conditions favorables, afin de rendre plus simple le premier achat.\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\">\x3Cstrong>\x3Cu>Solution Invest Avantages\x3C/u>\x3C/strong>\x3C/a> : dédiée aux investisseurs, elle offre un accompagnement complet pour se constituer un patrimoine rentable et durable.\x3C/li>\x3C/ul>\x3Ch3>\x3Cstrong>Service proposé par Cogedim pour les secundo-accédants\x3C/strong>\x3C/h3>\x3Cp>La marque \x3Cstrong>\x3Cu>AGI (Altarea Gestion Immobilière)\x3C/u>\x3C/strong>, filiale de COGEDIM, constitue un atout précieux. Elle accompagne les secundo-accédants dans la\x3Cstrong> revente de leur logement\x3C/strong>, en mettant à disposition :\x3C/p>\x3Cul>\x3Cli>une estimation gratuite et sans engagement\x3C/li>\x3Cli>des conseils pour positionner le prix de manière optimale\x3C/li>\x3Cli>des services de conciergerie pour fluidifier l’ensemble du processus de vente.\x3C/li>\x3C/ul>\x3Cp>Grâce à cet accompagnement, les secundo-accédants bénéficient d’une solution clé en main pour sécuriser la transition entre deux projets immobiliers.\x3C/p>\x3Ch2>\x3Cstrong>Quelles perspectives et quels enjeux pour le marché immobilier en 2025 ?\x3C/strong>\x3C/h2>\x3Cp>Comment soutenir l’accession des primo-accédants tout en accompagnant les secundo-accédants dans leurs projets de revente ou d’achat ? Les réponses politiques et économiques à ces questions détermineront les dynamiques des prochaines années.\x3C/p>\x3Ch3>\x3Cstrong>Enjeux politiques et sociaux\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>Soutenir les jeunes ménages via notamment le PTZ (primo-accédants)\x3C/li>\x3Cli>Faciliter les parcours résidentiels des familles déjà propriétaires (secundo-accédants)\x3C/li>\x3Cli>Préserver l’accès à un logement abordable\x3C/li>\x3Cli>Réduire les écarts de prix entre zones urbaines et territoires ruraux\x3C/li>\x3C/ul>\x3Ch3>\x3Cstrong>Perspectives\x3C/strong>\x3C/h3>\x3Cp>En 2025, le marché reste porté par ces deux profils complémentaires. L’offre devra évoluer vers davantage de maisons, des logements énergétiquement performants et une répartition géographique plus équilibrée.\x3C/p>\x3Cp>Cette évolution traduit un marché en pleine mutation, porté par des attentes variées et des solutions adaptées.\x3C/p>\x3Ch2>\x3Cstrong>Ce qu’il faut retenir sur l’évolution du marché des primo-accédants et secundo-accédants en 2025\x3C/strong>\x3C/h2>\x3Cp>Voici les grandes idées à garder en tête :\x3C/p>\x3Cul>\x3Cli>Le retour marqué des secundo-accédants modifie les équilibres du marché immobilier.\x3C/li>\x3Cli>Les primo-accédants évoluent vers des profils plus stables, attirés par les villes moyennes et les zones rurales.\x3C/li>\x3Cli>L’accès au crédit reste plus favorable pour les primo-accédants, grâce à des dispositifs avantageux.\x3C/li>\x3Cli>COGEDIM propose des solutions adaptées à chaque profil : \x3Cstrong>Solution Access\x3C/strong> pour les primo-accédants, \x3Cstrong>AGI\x3C/strong> pour accompagner les secundo-accédants dans la revente de leur bien, et \x3Cstrong>Invest Avantages\x3C/strong> pour les investisseurs.\x3C/li>\x3C/ul>",format:"full_html",processed:"\x3Ch2>\x3Cstrong>Le retour des secundo-accédants marque-t-il une nouvelle donne en immobilier ?\x3C/strong>\x3C/h2>\x3Cp>Après plusieurs années de relative discrétion, les\x3Cstrong> secundo-accédants \x3C/strong>(\x3Cem>Lien vers future page “Secundo-accédant”)\x3C/em>\x3Cstrong> font un retour remarqué\x3C/strong> sur le marché immobilier en 2025. Plus expérimentés que les \x3Ca href=\"https://www.cogedim.com/habiter/acheter-dans-le-neuf/premier-achat-immobilier/primo-accedant/\">\x3Cu>primo-accédants\x3C/u>\x3C/a>, ils affichent des priorités différentes, souvent liées à leur parcours familial et professionnel. Ce retour transforme la demande et accentue la concurrence sur certains types de biens.\x3C/p>\x3Ch3>\x3Cstrong>Qui sont les secundo-accédants ?\x3C/strong>\x3C/h3>\x3Cp>Il s’agit de propriétaires qui revendent leur logement pour en acheter un autre. Leur expérience du marché leur permet de mieux anticiper les étapes de la transaction.\x3C/p>\x3Ch3>\x3Cstrong>Leur profil type en 2025\x3C/strong>\x3C/h3>\x3Cp>D’après \x3Ca href=\"https://www.meilleurtaux.com/credit-immobilier/actualites/2025-mai/retour-secundo-accedants-marche-immobilier.html\">\x3Cu>Meilleurtaux.com\x3C/u>\x3C/a> (mai 2025), l’âge moyen des secundo-accédants se situe entre 40 et 45 ans. Principalement des familles, ils recherchent des maisons individuelles, des logements avec extérieurs et une performance énergétique optimisée.\x3C/p>\x3Ch3>\x3Cstrong>Les raisons de ce retour\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Cstrong>Taux d’intérêt en baisse\x3C/strong>, qui augmentent le pouvoir d’achat.\x3C/li>\x3Cli>\x3Cstrong>Nouvelles priorités de vie\x3C/strong> : télétravail, confort, proximité des écoles.\x3C/li>\x3Cli>\x3Cstrong>Sécurité d’un placement immobilier\x3C/strong>, toujours considéré comme valeur refuge.\x3C/li>\x3C/ul>\x3Ch2>\x3Cstrong>En quoi le profil des primo-accédants évolue-t-il ?\x3C/strong>\x3C/h2>\x3Cp>Le visage des \x3Cstrong>primo-accédants change sensiblement en 2025\x3C/strong>. Des revenus plus stables, de nouvelles zones de recherche et des conditions de financement assouplies facilitent leur accession. Ce renouvellement de profil traduit une transformation profonde des attentes et des choix de ces acheteurs.\x3C/p>\x3Ch3>\x3Cstrong>Évolution socio-économique\x3C/strong>\x3C/h3>\x3Cp>Les primo-accédants entrent souvent sur le marché autour de 30 ans, avec un emploi plus stable et un apport plus solide. Les aides financières restent un levier essentiel pour déclencher leur premier achat.\x3C/p>\x3Ch3>\x3Cstrong>Préférences géographiques\x3C/strong>\x3C/h3>\x3Cp>Leur intérêt s’oriente vers les \x3Cstrong>villes moyennes et zones rurales\x3C/strong>, jugées plus abordables et attractives en termes de qualité de vie.\x3C/p>\x3Ch3>\x3Cstrong>Capacités d’emprunt renforcées\x3C/strong>\x3C/h3>\x3Cp>La baisse des taux et l’assouplissement des conditions de crédit ouvrent de nouvelles perspectives. Les dispositifs publics et privés, dont ceux de COGEDIM, soutiennent cette dynamique.\x3C/p>\x3Cp>Cette combinaison de facteurs contribue à rendre l’achat immobilier plus accessible pour les primo-accédants, renforçant leur présence sur le marché.\x3C/p>\x3Ch2>\x3Cstrong>Pourquoi les disparités d’accès au crédit avantagent-elles les primo-accédants ?\x3C/strong>\x3C/h2>\x3Cp>L’accès au crédit varie selon le profil des acheteurs. Les primo-accédants profitent d’aides dédiées, comme le \x3Ca href=\"https://www.economie.gouv.fr/particuliers/emprunter-et-sassurer/pret-taux-zero-ptz-tout-ce-quil-faut-savoir#\">\x3Cu>Prêt à Taux Zéro\x3C/u>\x3C/a>, qui facilitent leur projet immobilier. Les secundo-accédants, quant à eux, disposent de moins de dispositifs, ce qui crée une différence dans le parcours d’achat.\x3C/p>\x3Ch3>\x3Cstrong>Dispositifs qui avantagent les primo-accédants\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Cstrong>Le \x3C/strong>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\">\x3Cstrong>\x3Cu>Prêt à Taux Zéro (PTZ)\x3C/u>\x3C/strong>\x3C/a> : incontournable, il permet de financer une partie du projet sans intérêts.\x3C/li>\x3Cli>\x3Cstrong>Les aides spécifiques régionales ou locales\x3C/strong> : certaines collectivités proposent des subventions ou des prêts complémentaires pour encourager l’accession à la propriété.\x3C/li>\x3C/ul>\x3Cp>Ces dispositifs réduisent le coût global de l’achat et fluidifient le parcours des primo-accédants.\x3C/p>\x3Ch3>\x3Cstrong>Comparaison avec les secundo-accédants\x3C/strong>\x3C/h3>\x3Cp>Les secundo-accédants, de leur côté, disposent de moins d’aides publiques ou spécifiques. Leur projet repose donc en grande partie sur la revente de leur logement actuel. La valeur de cette revente détermine directement leur capacité de financement et conditionne la faisabilité de leur futur projet immobilier.\x3C/p>\x3Ch3>\x3Cstrong>Solutions de Cogedim\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cstrong>\x3Cu>Solution Access\x3C/u>\x3C/strong>\x3C/a> : conçue pour les primo-accédants, elle propose des prix adaptés et des conditions favorables, afin de rendre plus simple le premier achat.\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\">\x3Cstrong>\x3Cu>Solution Invest Avantages\x3C/u>\x3C/strong>\x3C/a> : dédiée aux investisseurs, elle offre un accompagnement complet pour se constituer un patrimoine rentable et durable.\x3C/li>\x3C/ul>\x3Ch3>\x3Cstrong>Service proposé par Cogedim pour les secundo-accédants\x3C/strong>\x3C/h3>\x3Cp>La marque \x3Cstrong>\x3Cu>AGI (Altarea Gestion Immobilière)\x3C/u>\x3C/strong>, filiale de COGEDIM, constitue un atout précieux. Elle accompagne les secundo-accédants dans la\x3Cstrong> revente de leur logement\x3C/strong>, en mettant à disposition :\x3C/p>\x3Cul>\x3Cli>une estimation gratuite et sans engagement\x3C/li>\x3Cli>des conseils pour positionner le prix de manière optimale\x3C/li>\x3Cli>des services de conciergerie pour fluidifier l’ensemble du processus de vente.\x3C/li>\x3C/ul>\x3Cp>Grâce à cet accompagnement, les secundo-accédants bénéficient d’une solution clé en main pour sécuriser la transition entre deux projets immobiliers.\x3C/p>\x3Ch2>\x3Cstrong>Quelles perspectives et quels enjeux pour le marché immobilier en 2025 ?\x3C/strong>\x3C/h2>\x3Cp>Comment soutenir l’accession des primo-accédants tout en accompagnant les secundo-accédants dans leurs projets de revente ou d’achat ? Les réponses politiques et économiques à ces questions détermineront les dynamiques des prochaines années.\x3C/p>\x3Ch3>\x3Cstrong>Enjeux politiques et sociaux\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>Soutenir les jeunes ménages via notamment le PTZ (primo-accédants)\x3C/li>\x3Cli>Faciliter les parcours résidentiels des familles déjà propriétaires (secundo-accédants)\x3C/li>\x3Cli>Préserver l’accès à un logement abordable\x3C/li>\x3Cli>Réduire les écarts de prix entre zones urbaines et territoires ruraux\x3C/li>\x3C/ul>\x3Ch3>\x3Cstrong>Perspectives\x3C/strong>\x3C/h3>\x3Cp>En 2025, le marché reste porté par ces deux profils complémentaires. 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Cette ville savoyarde s'affiche à la \x3Ca href=\"https://actu.fr/societe/voici-les-lieux-de-savoie-les-mieux-places-dans-le-classement-des-villes-et-villages-ou-il-fait-bon-vivre_62268199.html\">\x3Cu>21ème place\x3C/u>\x3C/a> du classement des « Villes et villages où il fait bon vivre » et à la huitième place dans la catégorie des villes de 50 000 à 100 000 habitants.\x3Cbr> \x3C/p>\x3Cp>Son atmosphère tranquille, ses nombreux parcs et ses espaces verts en font un lieu de vie particulièrement adapté aux familles et aux amateurs de plein air. Propre, bien entretenue et chaleureuse, Chambéry offre une \x3Cstrong>qualité de vie rare\x3C/strong>.\x3C/p>\x3Cp>Côté mobilité, la ville est \x3Cstrong>stratégiquement située\x3C/strong>. Elle bénéficie de liaisons TGV directes avec Lyon (1h), Genève (1h30) et Paris (3h), de deux aéroports internationaux accessibles en 1h (Lyon Saint-Exupéry et Genève), de l’autoroute A43 (Lyon-Turin), d’un réseau de bus performant (STAC) et de pistes cyclables en constante expansion.\x3C/p>\x3Cp>Sur le plan économique, Chambéry est un \x3Cstrong>pôle dynamique\x3C/strong> avec des secteurs porteurs comme l'ingénierie, l'environnement, le numérique et la logistique. La croissance démographique de la ville est modérée mais continue (+ 0,3 % entre 2016 et 2022), preuve de son \x3Cstrong>attractivité durable\x3C/strong>.\x3Cbr> \x3C/p>\x3Cp>Enfin, les familles bénéficient d'un \x3Cstrong>bon réseau d’écoles publiques et privées\x3C/strong>, de la maternelle au lycée, ainsi que de l'université Savoie Mont Blanc qui accueille 7 000 étudiants.\x3Cbr> \x3C/p>\x3Ch2>Investir dans le neuf à Chambéry : quels avantages ? \x3C/h2>\x3Cp>Avec des prix immobiliers encore abordables et une demande locative soutenue, le marché immobilier neuf à Chambéry offre d'excellentes opportunités d'investissement.\x3C/p>\x3Ch3>Comment se porte le marché immobilier à Chambéry ?\x3C/h3>\x3Cp>Tous types de biens confondus, les prix médians à l'achat oscillent \x3Cstrong>entre 2 518 et 4 929 €/m²\x3C/strong>, des moyennes inférieures au prix médian en Savoie. Côté location, il faut compter entre 14 et 18 €/m². Ces chiffres indiquent un rendement brut théorique moyen de 5 %. Il faut remonter à 1985 pour atteindre un tel rendement avec le livret A. Le délai de vente moyen à Chambéry est de 61 jours.\x3C/p>\x3Cp>L'accession à la propriété à Chambéry nécessite un \x3Cstrong>effort financier supplémentaire par rapport à la location\x3C/strong>. Avec un loyer moyen de 14-18 €/m², un \x3Ca href=\"https://www.cogedim.com/auvergne-rhone-alpes/savoie-73/chambery/loree-bissy-33699-1356383.html\">2 pièces neuf de 41 m²\x3C/a> se loue entre 547 et 738 €. Si l'on considère un prix d'achat de 231 000 € avec 20 % d'apport personnel et un prêt à 3,26 % sur 25 ans, cet appartement neuf revient à 902 € par mois à l'achat, soit environ 250 € de plus qu'en location.\x3C/p>\x3Ch3>Le prix des biens immobiliers neufs à Chambéry\x3C/h3>\x3Cp>Le prix de l’immobilier neuf à Chambéry évolue \x3Cstrong>entre 3 494 et 5 183 €/m²\x3C/strong>. Si l'évolution des prix est relativement faible sur un an (+ 2 %), la hausse est bien visible sur cinq ans (+ 22 %).\x3C/p>\x3Cp>Voici la répartition des \x3Cstrong>prix par type de logement neuf \x3C/strong>à Chambéry : \x3C/p>\x3Cul>\x3Cli>Appartement studio/1 pièce : 4 730 à 5 780 €/m² \x3Cbr> \x3C/li>\x3Cli>Appartement 2 pièces : 3 390 à 4 880 €/m² \x3Cbr> \x3C/li>\x3Cli>Appartement 3 pièces : 3 570 à 4 360 €/m² \x3Cbr> \x3C/li>\x3Cli>Appartement 4 pièces : 3 630 à 4 430 €/m² \x3Cbr> \x3C/li>\x3Cli>Appartement 5 pièces : 3 670 à 4 490 €/m² \x3Cbr> \x3C/li>\x3C/ul>\x3Ch2>Les quartiers où investir et habiter à Chambéry \x3C/h2>\x3Cp>\x3Cstrong>Centre-Ville\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Ce quartier animé profite pleinement du charme de l’ancien. Dans un cadre historique et culturel stimulant, on y retrouve des monuments emblématiques : le Château des Ducs de Savoie, la Fontaine des Éléphants, la Cathédrale Saint-François-de-Sales et le Musée des Beaux-Arts. \x3Cbr> \x3C/li>\x3Cli>Très bien pourvu en transports en commun et en services de proximité, le quartier attire les jeunes actifs, les couples sans enfants et les investisseurs.\x3Cbr> \x3C/li>\x3Cli>Prix moyen : 2 950 à 3 610 €/m².\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Cstrong>Bissy\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Situé au nord-ouest de la ville, ce quartier en expansion est bien relié au centre-ville par le réseau de transports en commun. Bissy jouit d'un cadre de vie paisible et généreux en espaces verts, notamment avec le parc de Bissy.\x3Cbr> \x3C/li>\x3Cli>Bissy présente de nombreux atouts pour les familles, les couples et les retraités actifs.\x3Cbr> \x3C/li>\x3Cli>Prix moyen : 3 210 à 3 920 €/m².\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Cstrong>Chambéry-le-Haut\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Cette fois au nord-est de la ville, Chambéry-le-Haut offre un bel équilibre entre cadre urbain et tranquillité. Il accueille le plus grand espace vert de la ville, le parc du Talweg. Un projet de modernisation du quartier est en cours.\x3Cbr> \x3C/li>\x3Cli>Avec ses prix modérés, Chambéry-le-Haut séduit de nombreuses familles et des ménages modestes.\x3Cbr> \x3C/li>\x3Cli>Prix moyen : 2 660 à 3 250 €/m².\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Cstrong>Chambéry-le-Vieux\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Ce quartier huppé, calme et peu dense offre une atmosphère villageoise. Cet environnement bien entretenu abrite une grande majorité de propriétaires.\x3Cbr> \x3C/li>\x3Cli>Chambéry-le-Vieux est prisé des familles et des retraités.\x3Cbr> \x3C/li>\x3Cli>Prix moyen : 3 250 à 3 970 €/m².\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Cstrong>Biollay\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Cet ancien secteur industriel en reconversion abrite des écoquartiers et des espaces verts. Le quartier accueille de nombreux programmes immobiliers neufs et offre un beau potentiel de plus-value.\x3Cbr> \x3C/li>\x3Cli>Les jeunes familles et les primo-accédants apprécient les avantages de Biollay.\x3Cbr> \x3C/li>\x3Cli>Prix moyen : 3 020 à 3 690 €/m².\x3Cbr> \x3C/li>\x3C/ul>\x3Ch2>Les aides financières disponibles pour un achat dans le neuf à Chambéry \x3C/h2>\x3Cp>Faisons un tour d’horizon des dispositifs en vigueur pour faciliter l’achat d’un appartement neuf à Chambéry, notamment pour une résidence principale ou un investissement locatif.\x3C/p>\x3Ch3>Les aides financières pour un premier achat à Chambéry\x3C/h3>\x3Cp>Même si la loi Pinel n’est plus en vigueur depuis 2025, d’autres solutions existent, comme :\x3Cbr> \x3C/p>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\" target=\"_blank\">\x3Cstrong>\x3Cu>PTZ (Prêt à Taux Zéro)\x3C/u>\x3C/strong>\x3C/a> : un crédit gratuit pour l’achat d’un logement neuf, sous réserve de ne pas dépasser un certain niveau de revenus ;\x3Cbr> \x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/une-tva-reduite-a-5-5.html\" target=\"_blank\">\x3Cstrong>\x3Cu>TVA réduite à 5,5%\x3C/u>\x3C/strong>\x3C/a>\x3Cstrong> \x3C/strong>: minoration de la TVA pour l’acquisition d’un logement neuf en zone prioritaire ;\x3Cbr> \x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\" target=\"_blank\">\x3Cstrong>\x3Cu>BRS (Bail Réel Solidaire)\x3C/u>\x3C/strong>\x3C/a> : un dispositif qui permet d’acheter uniquement le bâti, tandis que le terrain reste la propriété d’un organisme dédié, ce qui réduit le prix d’achat ;\x3Cbr> \x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\" target=\"_blank\">\x3Cstrong>\x3Cu>Accession à prix maitrisé\x3C/u>\x3C/strong>\x3C/a> : des prix plafonnés dans certains quartiers pour faciliter l’achat pour les foyers modestes ;\x3Cbr> \x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\" target=\"_blank\">\x3Cstrong>\x3Cu>Solution Access\x3C/u>\x3C/strong>\x3C/a> : des avantages exclusifs pour acheter sans apport initial ;\x3Cbr> \x3C/li>\x3Cli>\x3Cstrong>Autres prêts\x3C/strong> comme le Prêt Accession Sociale (PAS) ou le Prêt Action Logement, accessibles selon les ressources.\x3C/li>\x3C/ul>\x3Ch3>Les dispositifs fiscaux pour investir dans le neuf à Chambéry \x3C/h3>\x3Cp>Les investisseurs immobiliers bénéficient eux aussi de dispositifs avantageux pour l’achat d’un logement neuf, comme :\x3C/p>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\" target=\"_blank\">\x3Cstrong>\x3Cu>Statut LMNP dédié aux résidences services ou non\x3C/u>\x3C/strong>\x3C/a>\x3Cstrong> \x3C/strong>: un statut permettant d’optimiser la fiscalité des revenus générés par un bien meublé ;\x3Cbr> \x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/logement-locatif-intermediaire/\" target=\"_blank\">\x3Cstrong>\x3Cu>LLI / LLI meublé\x3C/u>\x3C/strong>\x3C/a>\x3Cstrong> \x3C/strong>: des mesures incitatives pour les investisseurs disposés à plafonner les loyers en zones tendues ;\x3Cbr> \x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/l-achat-en-nue-propriete.html\" target=\"_blank\">\x3Cstrong>\x3Cu>Nue-propriété\x3C/u>\x3C/strong>\x3C/a> : acquérir un bien immobilier avec une décote importante, en laissant temporairement l’usage à un tiers ;\x3Cbr> \x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\" target=\"_blank\">\x3Cstrong>\x3Cu>Cogedim Avantages\x3C/u>\x3C/strong>\x3C/a> : plusieurs bonus financiers et des avantages attractifs réservés aux acquéreurs.\x3Cbr> \x3C/li>\x3C/ul>\x3Ch2>Pourquoi choisir COGEDIM pour votre achat à Chambéry ? \x3C/h2>\x3Cp>Que ce soit pour habiter ou investir, COGEDIM vous aide à réaliser votre achat immobilier neuf à Chambéry dans les meilleures conditions.\x3Cbr> \x3C/p>\x3Ch3>Des conseils personnalisés pour acheter un bien immobilier neuf\x3C/h3>\x3Cp>Dans un projet d’achat immobilier, chaque étape mérite une attention particulière. COGEDIM propose un \x3Cstrong>accompagnement sur mesure \x3C/strong>pour aider chaque acquéreur à faire les bons choix. Un \x3Cstrong>conseiller spécialisé \x3C/strong>vous aide à comprendre les aides et les dispositifs fiscaux dont vous pouvez bénéficier. Il reste disponible pour répondre à toutes vos questions et assure un suivi complet jusqu’à la remise des clés.\x3Cbr> \x3C/p>\x3Ch3>Un accompagnement à chaque étape de l’achat\x3C/h3>\x3Cp>Chez COGEDIM, \x3Cstrong>chaque étape\x3C/strong> de l’achat immobilier est encadrée : accompagnement lors de la réservation, appui au montage du dossier de prêt, puis suivi du chantier jusqu’à la livraison. Un \x3Cstrong>service après-livraison\x3C/strong> reste à disposition pour gérer les garanties et les éventuelles réserves.\x3C/p>\x3Ch3>Une expertise reconnue et des programmes de qualité\x3C/h3>\x3Cp>Reconnu pour son sérieux, COGEDIM privilégie la \x3Cstrong>qualité de l'emplacement \x3C/strong>et une architecture soignée. Son expertise se traduit aussi par des logements durables, bien desservis et pensés pour le \x3Cstrong>confort de vie\x3C/strong>.\x3C/p>",format:"full_html",processed:"\x3Ch2>Immobilier et Appartements Neufs \x3Cstrong>CHAMBERY\x3C/strong>\x3C/h2>\x3Cp>Ville à taille humaine, Chambéry allie environnement verdoyant, dynamisme économique et ambiance sereine. Accessible et attractive, la ville a aussi les avantages d’un marché immobilier encore raisonnable par rapport aux grandes villes voisines. COGEDIM développe des programmes immobiliers neufs à Chambéry pour tous les profils d’acheteurs.\x3Cbr> \x3C/p>\x3Ch2>Pourquoi acheter un bien immobilier neuf à Chambéry ?\x3C/h2>\x3Cp>Chambéry évolue dans un \x3Cstrong>cadre naturel exceptionnel\x3C/strong>, à proximité de sites naturels remarquables tels que le lac du Bourget, le lac d’Aiguebelette et le massif des Bauges. Cette ville savoyarde s'affiche à la \x3Ca href=\"https://actu.fr/societe/voici-les-lieux-de-savoie-les-mieux-places-dans-le-classement-des-villes-et-villages-ou-il-fait-bon-vivre_62268199.html\">\x3Cu>21ème place\x3C/u>\x3C/a> du classement des « Villes et villages où il fait bon vivre » et à la huitième place dans la catégorie des villes de 50 000 à 100 000 habitants.\x3Cbr> \x3C/p>\x3Cp>Son atmosphère tranquille, ses nombreux parcs et ses espaces verts en font un lieu de vie particulièrement adapté aux familles et aux amateurs de plein air. Propre, bien entretenue et chaleureuse, Chambéry offre une \x3Cstrong>qualité de vie rare\x3C/strong>.\x3C/p>\x3Cp>Côté mobilité, la ville est \x3Cstrong>stratégiquement située\x3C/strong>. Elle bénéficie de liaisons TGV directes avec Lyon (1h), Genève (1h30) et Paris (3h), de deux aéroports internationaux accessibles en 1h (Lyon Saint-Exupéry et Genève), de l’autoroute A43 (Lyon-Turin), d’un réseau de bus performant (STAC) et de pistes cyclables en constante expansion.\x3C/p>\x3Cp>Sur le plan économique, Chambéry est un \x3Cstrong>pôle dynamique\x3C/strong> avec des secteurs porteurs comme l'ingénierie, l'environnement, le numérique et la logistique. La croissance démographique de la ville est modérée mais continue (+ 0,3 % entre 2016 et 2022), preuve de son \x3Cstrong>attractivité durable\x3C/strong>.\x3Cbr> \x3C/p>\x3Cp>Enfin, les familles bénéficient d'un \x3Cstrong>bon réseau d’écoles publiques et privées\x3C/strong>, de la maternelle au lycée, ainsi que de l'université Savoie Mont Blanc qui accueille 7 000 étudiants.\x3Cbr> \x3C/p>\x3Ch2>Investir dans le neuf à Chambéry : quels avantages ? \x3C/h2>\x3Cp>Avec des prix immobiliers encore abordables et une demande locative soutenue, le marché immobilier neuf à Chambéry offre d'excellentes opportunités d'investissement.\x3C/p>\x3Ch3>Comment se porte le marché immobilier à Chambéry ?\x3C/h3>\x3Cp>Tous types de biens confondus, les prix médians à l'achat oscillent \x3Cstrong>entre 2 518 et 4 929 €/m²\x3C/strong>, des moyennes inférieures au prix médian en Savoie. Côté location, il faut compter entre 14 et 18 €/m². Ces chiffres indiquent un rendement brut théorique moyen de 5 %. Il faut remonter à 1985 pour atteindre un tel rendement avec le livret A. Le délai de vente moyen à Chambéry est de 61 jours.\x3C/p>\x3Cp>L'accession à la propriété à Chambéry nécessite un \x3Cstrong>effort financier supplémentaire par rapport à la location\x3C/strong>. Avec un loyer moyen de 14-18 €/m², un \x3Ca href=\"https://www.cogedim.com/auvergne-rhone-alpes/savoie-73/chambery/loree-bissy-33699-1356383.html\">2 pièces neuf de 41 m²\x3C/a> se loue entre 547 et 738 €. Si l'on considère un prix d'achat de 231 000 € avec 20 % d'apport personnel et un prêt à 3,26 % sur 25 ans, cet appartement neuf revient à 902 € par mois à l'achat, soit environ 250 € de plus qu'en location.\x3C/p>\x3Ch3>Le prix des biens immobiliers neufs à Chambéry\x3C/h3>\x3Cp>Le prix de l’immobilier neuf à Chambéry évolue \x3Cstrong>entre 3 494 et 5 183 €/m²\x3C/strong>. Si l'évolution des prix est relativement faible sur un an (+ 2 %), la hausse est bien visible sur cinq ans (+ 22 %).\x3C/p>\x3Cp>Voici la répartition des \x3Cstrong>prix par type de logement neuf \x3C/strong>à Chambéry : \x3C/p>\x3Cul>\x3Cli>Appartement studio/1 pièce : 4 730 à 5 780 €/m² \x3Cbr> \x3C/li>\x3Cli>Appartement 2 pièces : 3 390 à 4 880 €/m² \x3Cbr> \x3C/li>\x3Cli>Appartement 3 pièces : 3 570 à 4 360 €/m² \x3Cbr> \x3C/li>\x3Cli>Appartement 4 pièces : 3 630 à 4 430 €/m² \x3Cbr> \x3C/li>\x3Cli>Appartement 5 pièces : 3 670 à 4 490 €/m² \x3Cbr> \x3C/li>\x3C/ul>\x3Ch2>Les quartiers où investir et habiter à Chambéry \x3C/h2>\x3Cp>\x3Cstrong>Centre-Ville\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Ce quartier animé profite pleinement du charme de l’ancien. Dans un cadre historique et culturel stimulant, on y retrouve des monuments emblématiques : le Château des Ducs de Savoie, la Fontaine des Éléphants, la Cathédrale Saint-François-de-Sales et le Musée des Beaux-Arts. \x3Cbr> \x3C/li>\x3Cli>Très bien pourvu en transports en commun et en services de proximité, le quartier attire les jeunes actifs, les couples sans enfants et les investisseurs.\x3Cbr> \x3C/li>\x3Cli>Prix moyen : 2 950 à 3 610 €/m².\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Cstrong>Bissy\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Situé au nord-ouest de la ville, ce quartier en expansion est bien relié au centre-ville par le réseau de transports en commun. Bissy jouit d'un cadre de vie paisible et généreux en espaces verts, notamment avec le parc de Bissy.\x3Cbr> \x3C/li>\x3Cli>Bissy présente de nombreux atouts pour les familles, les couples et les retraités actifs.\x3Cbr> \x3C/li>\x3Cli>Prix moyen : 3 210 à 3 920 €/m².\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Cstrong>Chambéry-le-Haut\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Cette fois au nord-est de la ville, Chambéry-le-Haut offre un bel équilibre entre cadre urbain et tranquillité. Il accueille le plus grand espace vert de la ville, le parc du Talweg. Un projet de modernisation du quartier est en cours.\x3Cbr> \x3C/li>\x3Cli>Avec ses prix modérés, Chambéry-le-Haut séduit de nombreuses familles et des ménages modestes.\x3Cbr> \x3C/li>\x3Cli>Prix moyen : 2 660 à 3 250 €/m².\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Cstrong>Chambéry-le-Vieux\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Ce quartier huppé, calme et peu dense offre une atmosphère villageoise. Cet environnement bien entretenu abrite une grande majorité de propriétaires.\x3Cbr> \x3C/li>\x3Cli>Chambéry-le-Vieux est prisé des familles et des retraités.\x3Cbr> \x3C/li>\x3Cli>Prix moyen : 3 250 à 3 970 €/m².\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Cstrong>Biollay\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Cet ancien secteur industriel en reconversion abrite des écoquartiers et des espaces verts. Le quartier accueille de nombreux programmes immobiliers neufs et offre un beau potentiel de plus-value.\x3Cbr> \x3C/li>\x3Cli>Les jeunes familles et les primo-accédants apprécient les avantages de Biollay.\x3Cbr> \x3C/li>\x3Cli>Prix moyen : 3 020 à 3 690 €/m².\x3Cbr> \x3C/li>\x3C/ul>\x3Ch2>Les aides financières disponibles pour un achat dans le neuf à Chambéry \x3C/h2>\x3Cp>Faisons un tour d’horizon des dispositifs en vigueur pour faciliter l’achat d’un appartement neuf à Chambéry, notamment pour une résidence principale ou un investissement locatif.\x3C/p>\x3Ch3>Les aides financières pour un premier achat à Chambéry\x3C/h3>\x3Cp>Même si la loi Pinel n’est plus en vigueur depuis 2025, d’autres solutions existent, comme :\x3Cbr> \x3C/p>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\" target=\"_blank\">\x3Cstrong>\x3Cu>PTZ (Prêt à Taux Zéro)\x3C/u>\x3C/strong>\x3C/a> : un crédit gratuit pour l’achat d’un logement neuf, sous réserve de ne pas dépasser un certain niveau de revenus ;\x3Cbr> \x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/une-tva-reduite-a-5-5.html\" target=\"_blank\">\x3Cstrong>\x3Cu>TVA réduite à 5,5%\x3C/u>\x3C/strong>\x3C/a>\x3Cstrong> \x3C/strong>: minoration de la TVA pour l’acquisition d’un logement neuf en zone prioritaire ;\x3Cbr> \x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\" target=\"_blank\">\x3Cstrong>\x3Cu>BRS (Bail Réel Solidaire)\x3C/u>\x3C/strong>\x3C/a> : un dispositif qui permet d’acheter uniquement le bâti, tandis que le terrain reste la propriété d’un organisme dédié, ce qui réduit le prix d’achat ;\x3Cbr> \x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\" target=\"_blank\">\x3Cstrong>\x3Cu>Accession à prix maitrisé\x3C/u>\x3C/strong>\x3C/a> : des prix plafonnés dans certains quartiers pour faciliter l’achat pour les foyers modestes ;\x3Cbr> \x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\" target=\"_blank\">\x3Cstrong>\x3Cu>Solution Access\x3C/u>\x3C/strong>\x3C/a> : des avantages exclusifs pour acheter sans apport initial ;\x3Cbr> \x3C/li>\x3Cli>\x3Cstrong>Autres prêts\x3C/strong> comme le Prêt Accession Sociale (PAS) ou le Prêt Action Logement, accessibles selon les ressources.\x3C/li>\x3C/ul>\x3Ch3>Les dispositifs fiscaux pour investir dans le neuf à Chambéry \x3C/h3>\x3Cp>Les investisseurs immobiliers bénéficient eux aussi de dispositifs avantageux pour l’achat d’un logement neuf, comme :\x3C/p>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\" target=\"_blank\">\x3Cstrong>\x3Cu>Statut LMNP dédié aux résidences services ou non\x3C/u>\x3C/strong>\x3C/a>\x3Cstrong> \x3C/strong>: un statut permettant d’optimiser la fiscalité des revenus générés par un bien meublé ;\x3Cbr> \x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/logement-locatif-intermediaire/\" target=\"_blank\">\x3Cstrong>\x3Cu>LLI / LLI meublé\x3C/u>\x3C/strong>\x3C/a>\x3Cstrong> \x3C/strong>: des mesures incitatives pour les investisseurs disposés à plafonner les loyers en zones tendues ;\x3Cbr> \x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/l-achat-en-nue-propriete.html\" target=\"_blank\">\x3Cstrong>\x3Cu>Nue-propriété\x3C/u>\x3C/strong>\x3C/a> : acquérir un bien immobilier avec une décote importante, en laissant temporairement l’usage à un tiers ;\x3Cbr> \x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\" target=\"_blank\">\x3Cstrong>\x3Cu>Cogedim Avantages\x3C/u>\x3C/strong>\x3C/a> : plusieurs bonus financiers et des avantages attractifs réservés aux acquéreurs.\x3Cbr> \x3C/li>\x3C/ul>\x3Ch2>Pourquoi choisir COGEDIM pour votre achat à Chambéry ? \x3C/h2>\x3Cp>Que ce soit pour habiter ou investir, COGEDIM vous aide à réaliser votre achat immobilier neuf à Chambéry dans les meilleures conditions.\x3Cbr> \x3C/p>\x3Ch3>Des conseils personnalisés pour acheter un bien immobilier neuf\x3C/h3>\x3Cp>Dans un projet d’achat immobilier, chaque étape mérite une attention particulière. COGEDIM propose un \x3Cstrong>accompagnement sur mesure \x3C/strong>pour aider chaque acquéreur à faire les bons choix. Un \x3Cstrong>conseiller spécialisé \x3C/strong>vous aide à comprendre les aides et les dispositifs fiscaux dont vous pouvez bénéficier. Il reste disponible pour répondre à toutes vos questions et assure un suivi complet jusqu’à la remise des clés.\x3Cbr> \x3C/p>\x3Ch3>Un accompagnement à chaque étape de l’achat\x3C/h3>\x3Cp>Chez COGEDIM, \x3Cstrong>chaque étape\x3C/strong> de l’achat immobilier est encadrée : accompagnement lors de la réservation, appui au montage du dossier de prêt, puis suivi du chantier jusqu’à la livraison. Un \x3Cstrong>service après-livraison\x3C/strong> reste à disposition pour gérer les garanties et les éventuelles réserves.\x3C/p>\x3Ch3>Une expertise reconnue et des programmes de qualité\x3C/h3>\x3Cp>Reconnu pour son sérieux, COGEDIM privilégie la \x3Cstrong>qualité de l'emplacement \x3C/strong>et une architecture soignée. Son expertise se traduit aussi par des logements durables, bien desservis et pensés pour le \x3Cstrong>confort de vie\x3C/strong>.\x3C/p>"},weight:2,changed:"2025-06-18T13:56:54+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[2517]=[$R[2518]={tag:"meta",attributes:$R[2519]={name:"title",content:"Immobilier neuf Chambéry | Cogedim"}},$R[2520]={tag:"meta",attributes:$R[2521]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) à Chambéry ? 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Conséquence directe d'une demande supérieure à l'offre : les prix du marché de l’immobilier sont en hausse. Mais ils restent encore très accessibles en comparaison avec d'autres départements. De plus il vous est possible de solliciter des aides pour acquérir un appartement ou une maison neuve en Savoie. Accession à prix maîtrisé ou nue-propriété, Cogedim fait le point et vous propose différentes solutions d'investissements immobiliers avantageux.\x3C/p>\x3Ch2>Les aides pour acheter un bien immobilier neuf en Savoie\x3C/h2>\x3Cp>\x3Cstrong>Pour acheter un bien immobilier neuf en Savoie, vous pouvez solliciter plusieurs aides, dont\x3C/strong> :\x3C/p>\x3Cul>\x3Cli>L’accession à prix maîtrisé. Dans le cadre d'une Vente en État Futur d’Achèvement(VEFA), un programme neuf en Savoie peut vous être proposé à un prix inférieur à celui du marché immobilier.\x3C/li>\x3Cli>Des emprunts avantageux. Selon votre situation, il est possible de contracter un Prêt à Taux Zéro (PTZ), un Prêt Accession Sociale (PAS), etc.\x3C/li>\x3Cli>La TVA réduite. Un logement neuf en Savoie dans une zone de rénovation urbaine bénéficie d’une TVA réduite à 5,5%.\x3C/li>\x3C/ul>\x3Ch2>Acheter un programme neuf en Savoie pour faire un investissement locatif\x3C/h2>\x3Ch3>LMNP\x3C/h3>\x3Cp>Le statut de Loueur en Meublé Non Professionnel (LMNP) s’applique si vous devenez propriétaire d'un appartement neuf en Savoie au sein d'une résidence services. Ces hébergements meublés, loués de manière temporaire ou permanente, sont généralement proposés à des étudiants, des personnes âgées ou des touristes.\x3C/p>\x3Cp>Dans la limite de 23 000 euros de recettes locatives annuelles, le statut LMNP donne droit à des avantages fiscaux. Une réduction d’impôt et un abattement forfaitaire sur les loyers perçus sont ainsi appliqués.\x3C/p>\x3Ch3>Autres dispositifs\x3C/h3>\x3Cp>Pour soutenir l’investissement locatif en Savoie, deux autres dispositifs existent :\x3C/p>\x3Cul>\x3Cli>La nue-propriété. Elle consiste à diviser la propriété du logement entre le nu-propriétaire et l’usufruitier. Vous bénéficiez alors d’une diminution du prix de vente de 30% à 40%. En contrepartie, vous cédez l’usage de votre bien à l’usufruitier pendant une période de démembrement. La baisse du montant de l’achat immobilier correspond ainsi aux loyers que vous auriez dû encaisser durant ces années.\x3C/li>\x3Cli>Le Censi-Bouvard. Ce dispositif ouvre droit au statut LMNP et vient en complément des avantages déjà présentés. Il vous permet de bénéficier d’une réduction d’impôt lors de l'achat d'un bien neuf en Savoie dans une résidence services.\x3C/li>\x3C/ul>\x3Ch2>Pourquoi acheter un logement neuf en Savoie ?\x3C/h2>\x3Cp>\x3Cstrong>De nombreuses raisons peuvent motiver l’achat d’un logement neuf en Savoie\x3C/strong>. Situé au cœur des Alpes, le département est le plus montagneux de France. Lacs, parc national et domaines skiables viennent compléter la liste des sites naturels préservés. Ce cadre de vie exceptionnel est renforcé par le dynamisme économique de la région. Le tourisme, mais également l’agriculture et l’industrie font vivre le secteur, notamment dans les villes de Chambéry, Aix-les-Bains et Albertville.\x3C/p>",format:"full_html",processed:"\x3Cp>Situé dans une région touristique dotée de sites naturels préservés, la Savoie connait unvéritable engouement qui rythme son marché immobilier neuf. Conséquence directe d'une demande supérieure à l'offre : les prix du marché de l’immobilier sont en hausse. Mais ils restent encore très accessibles en comparaison avec d'autres départements. De plus il vous est possible de solliciter des aides pour acquérir un appartement ou une maison neuve en Savoie. Accession à prix maîtrisé ou nue-propriété, Cogedim fait le point et vous propose différentes solutions d'investissements immobiliers avantageux.\x3C/p>\x3Ch2>Les aides pour acheter un bien immobilier neuf en Savoie\x3C/h2>\x3Cp>\x3Cstrong>Pour acheter un bien immobilier neuf en Savoie, vous pouvez solliciter plusieurs aides, dont\x3C/strong> :\x3C/p>\x3Cul>\x3Cli>L’accession à prix maîtrisé. Dans le cadre d'une Vente en État Futur d’Achèvement(VEFA), un programme neuf en Savoie peut vous être proposé à un prix inférieur à celui du marché immobilier.\x3C/li>\x3Cli>Des emprunts avantageux. Selon votre situation, il est possible de contracter un Prêt à Taux Zéro (PTZ), un Prêt Accession Sociale (PAS), etc.\x3C/li>\x3Cli>La TVA réduite. Un logement neuf en Savoie dans une zone de rénovation urbaine bénéficie d’une TVA réduite à 5,5%.\x3C/li>\x3C/ul>\x3Ch2>Acheter un programme neuf en Savoie pour faire un investissement locatif\x3C/h2>\x3Ch3>LMNP\x3C/h3>\x3Cp>Le statut de Loueur en Meublé Non Professionnel (LMNP) s’applique si vous devenez propriétaire d'un appartement neuf en Savoie au sein d'une résidence services. Ces hébergements meublés, loués de manière temporaire ou permanente, sont généralement proposés à des étudiants, des personnes âgées ou des touristes.\x3C/p>\x3Cp>Dans la limite de 23 000 euros de recettes locatives annuelles, le statut LMNP donne droit à des avantages fiscaux. Une réduction d’impôt et un abattement forfaitaire sur les loyers perçus sont ainsi appliqués.\x3C/p>\x3Ch3>Autres dispositifs\x3C/h3>\x3Cp>Pour soutenir l’investissement locatif en Savoie, deux autres dispositifs existent :\x3C/p>\x3Cul>\x3Cli>La nue-propriété. Elle consiste à diviser la propriété du logement entre le nu-propriétaire et l’usufruitier. Vous bénéficiez alors d’une diminution du prix de vente de 30% à 40%. En contrepartie, vous cédez l’usage de votre bien à l’usufruitier pendant une période de démembrement. La baisse du montant de l’achat immobilier correspond ainsi aux loyers que vous auriez dû encaisser durant ces années.\x3C/li>\x3Cli>Le Censi-Bouvard. Ce dispositif ouvre droit au statut LMNP et vient en complément des avantages déjà présentés. Il vous permet de bénéficier d’une réduction d’impôt lors de l'achat d'un bien neuf en Savoie dans une résidence services.\x3C/li>\x3C/ul>\x3Ch2>Pourquoi acheter un logement neuf en Savoie ?\x3C/h2>\x3Cp>\x3Cstrong>De nombreuses raisons peuvent motiver l’achat d’un logement neuf en Savoie\x3C/strong>. Situé au cœur des Alpes, le département est le plus montagneux de France. Lacs, parc national et domaines skiables viennent compléter la liste des sites naturels préservés. Ce cadre de vie exceptionnel est renforcé par le dynamisme économique de la région. Le tourisme, mais également l’agriculture et l’industrie font vivre le secteur, notamment dans les villes de Chambéry, Aix-les-Bains et Albertville.\x3C/p>"},weight:3,changed:"2024-12-12T16:28:26+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[2581]=[$R[2582]={tag:"meta",attributes:$R[2583]={name:"title",content:"Immobilier neuf Savoie | Cogedim"}},$R[2584]={tag:"meta",attributes:$R[2585]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) en Savoie ? 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Jouissant d’une croissance démographique et économique constante, le marché de l’immobilier se porte bien. C’est un territoire aux \x3Cstrong>multiples facettes\x3C/strong> avec d’un côté la région Rhône-Alpes, ses cinq métropoles et ses stations de sport d’hiver qui offrent une diversité de paysages riches et d’un autre l’Auvergne avec Lyon qui attire toujours plus d’étudiants ou Grenoble et ses industries de pointe qui dynamise le marché. En tant qu'expert immobilier, nous serons ravis de vous aider et vous conseiller dans votre recherche pour réaliser un \x3Cstrong>investissement judicieux\x3C/strong>, lucratif et adapté à votre situation personnelle.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Auvergne-Rhône-Alpes\x3C/h3>\x3Cp>Les aides nationales accessibles aux primo-accédants pour investir en Auvergne-Rhône-Alpes sont le \x3Cstrong>PTZ\x3C/strong>, le \x3Cstrong>Prêt Action Logement \x3C/strong>et d’autres types de crédits conventionnés. Les \x3Cstrong>taux d’intérêt sont très favorables\x3C/strong> et fixés en fonction de la durée de remboursement. Pour les ménages qui achètent un logement neuf en Auvergne-Rhône-Alpes, il est aussi possible de demander des aides départementales ou locales.\x3C/p>\x3Cp>Par exemple, le conseil général de l’Ain délivre un prêt de 15 000 euros sur 15 ans, à 1 % d’intérêt hors assurance aux primo-accédants, sous certaines conditions. La métropole de Lyon donne une prime à l’achat, dont le montant varie entre 2 000 et 6 000 euros aux logements collectifs et aux logements individuels groupés développés dans les zones d’aménagement concerté. Les communes peuvent aussi donner des subventions ou primes aux primo-accédants pour un logement neuf en Auvergne-Rhône-Alpes.\x3C/p>\x3Ch3>Acheter un programme neuf en Auvergne-Rhône-Alpes pour faire un investissement locatif\x3C/h3>\x3Cp>Les pôles économiques ; les activités touristiques ; les grandes villes étudiantes ou industrielles ; autant de facteurs qui font de la région Auvergne-Rhône-Alpes un lieu idéal pour investir dans un programme neuf. Le tout soutenu par les \x3Cstrong>taux d’intérêts intéressants \x3C/strong>dont il faut absolument profiter pendant qu'il est encore temps.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Pour les investisseurs qui choisissent d’acheter un appartement neuf en Auvergne-Rhône-Alpes pour faire de la location meublée, le statut de LMNP(loueur meublé non professionnel) présente de nombreux avantages. La location meublée donne en effet droit à un \x3Cstrong>allégement fiscal\x3C/strong> important, sous réserve de respecter les conditions d’éligibilité. La déclaration en tant que LMNP est obligatoire pour pouvoir ensuite bénéficier du régime fiscal associé. De même, la location doit comporter tous les éléments obligatoires pour être qualifiée de meublée.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Auvergne-Rhône-Alpes ?\x3C/h3>\x3Cp>Région toujours plus attractive et dynamique, il n’a jamais été aussi intéressant de concrétiser son projet d’achat immobilier en Auvergne-Rhône-Alpes, qui se classe deuxième région la plus peuplée de France. Entre lacs, montagnes, fleuves et station de sport d’hiver, mais aussi villes étudiantes attractives et dynamiques, chacun de ses treize départements dispose de ses propres atouts culturels et naturels, ce qui en fait une \x3Cstrong>région très recherchée\x3C/strong>, aussi bien pour s’implanter que pour effectuer un investissement locatif. D’autant plus que la région est desservie par un large réseau autoroutier, des lignes ferroviaires et plusieurs aéroports. 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C’est un territoire aux \x3Cstrong>multiples facettes\x3C/strong> avec d’un côté la région Rhône-Alpes, ses cinq métropoles et ses stations de sport d’hiver qui offrent une diversité de paysages riches et d’un autre l’Auvergne avec Lyon qui attire toujours plus d’étudiants ou Grenoble et ses industries de pointe qui dynamise le marché. En tant qu'expert immobilier, nous serons ravis de vous aider et vous conseiller dans votre recherche pour réaliser un \x3Cstrong>investissement judicieux\x3C/strong>, lucratif et adapté à votre situation personnelle.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Auvergne-Rhône-Alpes\x3C/h3>\x3Cp>Les aides nationales accessibles aux primo-accédants pour investir en Auvergne-Rhône-Alpes sont le \x3Cstrong>PTZ\x3C/strong>, le \x3Cstrong>Prêt Action Logement \x3C/strong>et d’autres types de crédits conventionnés. Les \x3Cstrong>taux d’intérêt sont très favorables\x3C/strong> et fixés en fonction de la durée de remboursement. 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neuf à Chambéry.\x3C/p>",format:"full_html",processed:"\x3Cp>Le centre-ville, Bissy et Biollay sont des quartiers prisés pour acheter un logement neuf à Chambéry.\x3C/p>"},field_question:"Quels sont les quartiers les plus recherchés pour acheter dans le neuf à Chambéry 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L’Orée Bissy : programme immobilier neuf à Chambéry
LivraisonEN TRAVAUX. Livraison à partir du 4ème trimestre 2026
Adresse246 av. du General Cartier 73000Chambéry
Fiscalité
TVA normale
LMNP
Patrimonial
LLI
LLI meublé
À 10 min** du centre-ville de Chambéry, cette résidence profite d’une adresse active avec commerces, écoles, équipements sportifs et bus en pied d’immeuble. Valorisant son quartier résidentiel aux vues dégagées, elle développe une architecture résolument contemporaine faisant la part belle aux terrasses. Grandes ouvertures sur l’extérieur, prestations soignées et volumes harmonieux… Les appartements offrent un confort rare, décliné du 2 au 4 pièces. Une opportunité pour réaliser un placement solide et défiscalisé dans une ville à fort potentiel locatif.
Éligible
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www.georisques.gouv.fr
Le programme en détails
Le quartier
L’agrément d’une adresse proche de tout
Classée ville d’art et d’histoire, lauréate de 3 fleurs au concours des villes fleuries, Chambéry dévoile un charme incomparable au pied des Alpes. À 1,5 km* du centre-ville, soit 10 min* en voiture, en bus ou à vélo, la résidence s’implante dans le quartier Bissy, à 5 min* à pied du nouveau stade emblématique de la ville. Résidentielle et familiale, l’adresse concentre toutes les commodités pour un quotidien serein : boulangerie au rez-de-chaussée de la résidence, collège Bissy, stade Level et bus C à deux pas, commerces, écoles, piscine et services administratifs à moins de 700 m. Via l’avenue du repos et la N201, le centre commercial Chamnord est accessible en 6 min*, le lac du Bourget et les eaux cristallines de la plage des Mottets en 10 min*. * Source : Google Maps
Bus : arrêt « Stade Level » au pied du projet
2 grands centres commerciaux à 10min** en voiture : Chamnord et Bassens
Echangeur A43 et A41 à 7 min**
Tous les commerces du centre-ville accessible en 10min** en voiture, en bus ou en vélo
Piscine aqualudique du stade à 10min** à pied
Gare TGV de Chambéry à 7min** en voiture et 20 min** à pied
Université Savoie Mont Blanc - campus à 2,5 km** (8min** en voiture)
La résidence
Une résidence neuve de grand caractère
Inspirée par son paysage urbain, l’architecture de la résidence met en dialogue l’élégance contemporaine avec le cachet des maisons à doubles pans. Jusqu’au 3e étage, les façades se parent d’un blanc immaculé et de lignes épurées ; dans un puissant contraste, la double attique figure des maisons sur le toit bardées de tuiles plates de couleur brun orangé. Composée de 2 bâtiments avec 3 halls, la résidence se veut confidentielle, en son cœur, elle abrite un jardin intérieur à l’atmosphère reposante. Certifiée RE2020 et NF Habitat, la réalisation offre tout le confort de l’immobilier neuf. Elle intègre des accès sécurisés, des ascenseurs desservant tous les étages, un carport et cinq locaux pour les vélos, et un double parking en sous-sol. Reliée au réseau de chauffage urbain et dotée de panneaux photovoltaïques, elle permet des consommations énergétiques maîtrisées.
Architecte de la résidence : ARCHITIME
Les logements
Un confort absolu en intérieur comme en extérieur
Déclinés du studio au 4 pièces, les appartements ont tous été conçus individuellement pour proposer des intérieurs faciles à vivre et à aménager. Pièces chaleureuses et conviviales, les séjours bénéficient de belles superficies, agrandies par une cuisine ouverte et sublimées par la luminosité naturelle. Les larges baies vitrées offrent des vues dégagées sur les montagnes environnantes et donnent accès à de généreux espaces extérieurs : jardins privatifs, balcons, terrasses filantes, terrasses en attique jusqu’à 40 m2.
Les prestations disponibles dans cette résidence
Carrelage
Local à vélos
Parking sécurisé en sous-sol
Résidence clôturée
Sol stratifié esprit parquet
Vidéophone
Une adresse stratégique pour votre placement
Destination prisée par les investisseurs, Chambéry constitue une adresse dynamique au carrefour des grands axes routiers et ferroviaires alpins, à moins d’une heure* d’Annecy, de Grenoble, et des aéroports de Lyon et de Genève. À 400 m du stade municipal flambant neuf et des nouveaux aménagements du square Louis Sève et de l’Avenue du Repos, la résidence s’inscrit dans un secteur en pleine restructuration. Synonyme de renouveau et d’attractivité, cette dynamique urbaine augure une forte demande locative et de belles perspectives de valorisation pour votre bien. Grâce au dispositif Pinel (zone B1), vous pourrez bénéficier d’une fiscalité avantageuse pendant 6, 9 ou 12 ans.
Cogedim Avantagesredonnent le pouvoir d'investir
AVANTAGES LLI
+ Frais de notaire offerts
+ Création de SCI ou SARL de famille offerte
+ 1 an de gestion locative et de garantie loyer impayé offert
+ Cuisine offerte
AVANTAGES LLI MEUBLÉ
+ Frais de notaire offerts
+ Cuisine offerte
+ Création de SCI ou SARL de famille offerte
+ 1 an de gestion locative et de garantie loyer impayé offert
+ 1 an d'accompagnement fiscal offert
AVANTAGES MEUBLÉ
+ Frais de notaire offerts
+ Cuisine offerte
+ 1 an de gestion locative et de garantie loyer impayé offert
+ 1 an d’accompagnement fiscal offert
AVANTAGES PATRIMONIAL
+ Frais de notaire offerts
+ 1 an de gestion locative et de garantie loyer impayé offert
+ Cuisine offerte
Logements disponibles
StudioJusqu’à 31 m²à partir de 184 000 €Dernier disponibleVoir le détail
2 piècesJusqu’à 41 m²à partir de 234 000 €Dernier disponibleVoir le détail
3 piècesJusqu’à 68 m²à partir de 358 000 €Dernier disponibleVoir le détail
4 piècesJusqu’à 78 m²à partir de 399 000 €Dernier disponibleVoir le détail
Les prix indiqués peuvent tenir compte d’une TVA réduite sous conditions de ressources et de dispositif d'acquisition.
Les rentabilités indiquées sont estimatives, données à titre indicatif et hors frais de gestion potentiels.
Avancement du projet
Avant-première
En lancement
En commercialisation
En travaux
Livraison imminente
Prêt à emménager
Nouveau
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Accédez en un clic à toutes les informations utiles de votre quartier : localisation des transports, des commerces, des écoles, des espaces verts et culturels. Vous pouvez également anticiper vos temps de trajets, mesurer la qualité de l'air, ou le débit internet et bien plus encore !
Nos solutions d’investissement sur cette résidence
98 %des biens loués le 1er mois
Statut LMNP
Bénéficiez du statut de loueur meublé non professionnel et profitez de revenus défiscalisés sur le long terme en louant meublé.
Appartement totalement équipé avec mobilier et cuisine, prêt à la location
Financement sur mesure
Vous souhaitez connaître la fiscalité la mieux adaptée à votre projet ?
Cogedim à votre écoute
Nous contacter
Tous nos conseillers sont disponibles pour vous accompagner dans votre projet et répondre à toutes vos questions, lors d’un rendez-vous téléphonique, en visio-conférence ou sur l’un de nos espaces de vente.
Découvrez les services Cogedim !
Choisir un logement Cogedim, c’est opter pour un logement à votre image, adapté à votre mode de vie et à vos envies. Découvrez vite toutes les options disponibles pour votre projet avec nos 3 packs de personnalisation clé en main !
Le Pack Essentiel
Votre cuisine aménagée Essentiel installée avant livraison. Des prestations complémentaires disponibles. 6 mois de gestion locative offerts* pour les investisseurs.
Le Pack Premium
Votre cuisine aménagée Premium installée avant livraison. Des prestations complémentaires disponibles. 6 mois de gestion locative offerts* pour les investisseurs.
Le Pack Sécurité
Faites le choix d’un logement sécurisé avec le système de sécurité intelligent de NexHome et bénéficiez de 12 mois de télésurveillance compris !
* 6 mois d'honoraires de gestion offerts pour la signature d'un Pack Essentiel ou Premium Cogedim, hors honoraires de mise en location. La durée initiale de 6 mois est tacitement reconductible pour une durée de 3 ans ferme, puis à l'issue de cette seconde période, le mandat est renouvelable annuellement par tacite reconduction. Le mandant aura la faculté de résilier le mandat pendant la période initiale d'une durée de 6 mois avec un délai de prévenance de quinze jours.
Nos accords compétitifs auprès des meilleures banques vous permettent de bénéficier de l’offre de financement la plus appropriée pour votre achat. Découvrez les avantages de notre structure interne de courtage Altarea Solution Financement !
Le conseil
Un conseiller unique et dédié vous accompagne pour trouver la meilleure offre de financement.
L'accompagnement
Profitez d’un suivi personnalisé du montage du dossier à la signature notaire.
Nos partenaires
Bénéficiez des solutions de crédits les plus concurrentielles grâce à nos accords avec les meilleures banques.
Spécialiste de la gestion locative depuis plus de 20 ans, notre structure interne Altarea Gestion Immobilière vous assure suivi, conseil et assistance pour vous permettre d’investir en toute sérénité.
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Loyers impayés
Vacance locative
Assurance propriétaire non occupant
Transparence
Recevez un compte-rendu de gérance détaillé tous les mois (loyers, honoraires, assurances etc.).
Suivi
Votre gestionnaire dédié assure toutes les étapes de la location dans un souci d’optimisation de votre patrimoine.