\x3Cpath class=\"st0\" d=\"M12.3,28h7.8h7.7h7.6V14.2h4.3L24,0.6l-3.7,3.2v-3h-5.5v7.8l-6.4,5.6h4V28z M21.1,27v-6.7h5.7V27H21.1z\n\t\t M34.4,27h-6.6v-7.7h-7.7V27h-6.8V14.2h21.1V27z M15.7,9V1.8h3.5V6l4.7-4l13,11.3h-26L15.7,9z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez du prêt à taux zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:null,field_text_main:null,vid:$R[237]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[238]={drupal_internal__target_id:"regulation"}},revision_user:$R[239]={data:null,links:$R[240]={related:$R[241]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f37d7e5e-3057-44e8-b10e-979e6adb1932/revision_user/?resourceVersion=id%3A4"},self:$R[242]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f37d7e5e-3057-44e8-b10e-979e6adb1932/relationships/revision_user/?resourceVersion=id%3A4"}}},parent:$R[243]=[$R[244]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[245]={links:$R[246]={help:$R[247]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[248]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[249]={type:"taxonomy_term--regulation",id:"19b5dbf4-49ba-47b5-90ee-d6433b676b0b",links:$R[250]={self:$R[251]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/?resourceVersion=id%3A5"}},drupal_internal__tid:5,drupal_internal__revision_id:5,langcode:"fr",revision_created:null,status:!0,name:"TVA réduite",description:null,weight:1,changed:"2024-06-19T07:52:29+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[252]=[$R[253]={tag:"meta",attributes:$R[254]={name:"title",content:"TVA réduite | Cogedim"}},$R[255]={tag:"link",attributes:$R[256]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/5/"}},$R[257]={tag:"meta",attributes:$R[258]={name:"generator",content:"Cogedim"}},$R[259]={tag:"meta",attributes:$R[260]={property:"og:site_name",content:"Cogedim"}},$R[261]={tag:"meta",attributes:$R[262]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[263]={tag:"meta",attributes:$R[264]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/"}},$R[265]={tag:"meta",attributes:$R[266]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[267]={tag:"meta",attributes:$R[268]={property:"og:image:type",content:"image/png"}},$R[269]={tag:"meta",attributes:$R[270]={property:"og:image:width",content:"628"}},$R[271]={tag:"meta",attributes:$R[272]={property:"og:image:height",content:"316"}},$R[273]={tag:"meta",attributes:$R[274]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[275]={tag:"meta",attributes:$R[276]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[277]={tag:"meta",attributes:$R[278]={name:"twitter:card",content:"summary"}},$R[279]={tag:"meta",attributes:$R[280]={name:"twitter:site",content:"@altareacogedim"}},$R[281]={tag:"meta",attributes:$R[282]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[283]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[284]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1
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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[285]={value:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[286]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[287]={drupal_internal__target_id:"regulation"}},revision_user:$R[288]={data:null,links:$R[289]={related:$R[290]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/revision_user/?resourceVersion=id%3A5"},self:$R[291]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/relationships/revision_user/?resourceVersion=id%3A5"}}},parent:$R[292]=[$R[293]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[294]={links:$R[295]={help:$R[296]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[297]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[298]={type:"taxonomy_term--regulation",id:"16dd3083-89ed-478c-82d3-c61e00e3e669",links:$R[299]={self:$R[300]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/?resourceVersion=id%3A9"}},drupal_internal__tid:9,drupal_internal__revision_id:9,langcode:"fr",revision_created:null,status:!0,name:"Prix maîtrisés",description:null,weight:2,changed:"2025-06-26T14:47:47+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[301]=[$R[302]={tag:"meta",attributes:$R[303]={name:"title",content:"Prix maîtrisés | Cogedim"}},$R[304]={tag:"link",attributes:$R[305]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/9/"}},$R[306]={tag:"meta",attributes:$R[307]={name:"generator",content:"Cogedim"}},$R[308]={tag:"meta",attributes:$R[309]={property:"og:site_name",content:"Cogedim"}},$R[310]={tag:"meta",attributes:$R[311]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[312]={tag:"meta",attributes:$R[313]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/"}},$R[314]={tag:"meta",attributes:$R[315]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[316]={tag:"meta",attributes:$R[317]={property:"og:image:type",content:"image/png"}},$R[318]={tag:"meta",attributes:$R[319]={property:"og:image:width",content:"628"}},$R[320]={tag:"meta",attributes:$R[321]={property:"og:image:height",content:"316"}},$R[322]={tag:"meta",attributes:$R[323]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[324]={tag:"meta",attributes:$R[325]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[326]={tag:"meta",attributes:$R[327]={name:"twitter:card",content:"summary"}},$R[328]={tag:"meta",attributes:$R[329]={name:"twitter:site",content:"@altareacogedim"}},$R[330]={tag:"meta",attributes:$R[331]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[332]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Les prix indiqués peuvent tenir compte d’une TVA réduite sous conditions de ressources.\r\nLes rentabilités indiquées sont estimatives, données à titre indicatif et hors frais de gestion potentiels.",field_legals_grid:null,field_promo_drawer:$R[333]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1
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\t\tC23.8,19.2,23,19.3,22.3,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z
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\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6
\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2
\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1
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\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6
\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z
\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez des prix maîtrisés\x3C/h3>\x3Cp>Tous les avantages du neuf avec des conditions de financement avantageuses pour les primo-accédants.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez des prix maîtrisés\x3C/h3>\x3Cp>Tous les avantages du neuf avec des conditions de financement avantageuses pour les primo-accédants.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[334]={value:"\x3Ch3>Acheter en prix maîtrisés\x3C/h3>\x3Cp>Primo-accédants, et sous conditions de ressources, profitez de la possibilité d’acheter votre logement neuf en dessous du prix du marché dans une résidence éligible aux prix maîtrisés. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en prix maîtrisés\x3C/h3>\x3Cp>Primo-accédants, et sous conditions de ressources, profitez de la possibilité d’acheter votre logement neuf en dessous du prix du marché dans une résidence éligible aux prix maîtrisés. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:$R[335]={value:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix maîtrisés\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincmastered\">\x3Cdiv class=\"expandable\">\x3Cp>Fruit d’un partenariat entre les promoteurs immobiliers et les communes, ce dispositif vous permet d’acquérir, sous certaines conditions, un logement neuf à un prix réduit par rapport au marché immobilier local. En moyenne, vous pourrez profiter d’une économie entre 20 et 30% sur le prix d’acquisition de votre logement neuf.\x3C/p>\x3Cp>Ce sont les \x3Cstrong>collectivités\x3C/strong> qui \x3Cstrong>fixent les règles d’accession à la propriété à prix maîtrisé. Elles varient donc d’une ville à l’autre. \x3C/strong>Vous devez, entre autres, avoir des revenus inférieurs à un plafond de ressources basé sur le barème PSLA, PAS ou PLI, et occuper le logement à titre de résidence principale.\x3C/p>\x3Cp>Vous vous engagez, par ailleurs, à conserver votre logement plusieurs années. En cas d’une revente anticipée, le prix peut être encadré par les clauses anti spéculatives de votre commune.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cp>Grâce à ce dispositif, vous pourrez :\x3C/p>\x3Cul>\x3Cli>Acquérir un logement neuf de qualité, à prix réduit ;\x3C/li>\x3Cli>Accéder à un bien immobilier plus grand ou avec un meilleur emplacement, avec un budget inchangé ;\x3C/li>\x3Cli>Vous constituer un patrimoine, en bénéficiant d’autres dispositifs d’aides au financement immobilier mis en place par le gouvernement et les collectivités locales (Prêt à taux zéro, Prêt Action Logement, Prêt à l’Accession Sociale…) ;\x3C/li>\x3Cli>Profiter d’une réduction des frais de notaire grâce à l’achat dans l’immobilier neuf.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincmastered').classList.toggle('active');\">\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\">\x3C/path>\x3C/svg>\x3C/i>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\" loading=\"lazy\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix maîtrisés\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincmastered\">\x3Cdiv class=\"expandable\">\x3Cp>Fruit d’un partenariat entre les promoteurs immobiliers et les communes, ce dispositif vous permet d’acquérir, sous certaines conditions, un logement neuf à un prix réduit par rapport au marché immobilier local. En moyenne, vous pourrez profiter d’une économie entre 20 et 30% sur le prix d’acquisition de votre logement neuf.\x3C/p>\x3Cp>Ce sont les \x3Cstrong>collectivités\x3C/strong> qui \x3Cstrong>fixent les règles d’accession à la propriété à prix maîtrisé. Elles varient donc d’une ville à l’autre. \x3C/strong>Vous devez, entre autres, avoir des revenus inférieurs à un plafond de ressources basé sur le barème PSLA, PAS ou PLI, et occuper le logement à titre de résidence principale.\x3C/p>\x3Cp>Vous vous engagez, par ailleurs, à conserver votre logement plusieurs années. 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aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincmastered').classList.toggle('active');\">\x3Csvg width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\" />\x3C/svg>\x3C/i>\x3C/div>\x3C/div>"},vid:$R[336]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[337]={drupal_internal__target_id:"regulation"}},revision_user:$R[338]={data:null,links:$R[339]={related:$R[340]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/revision_user/?resourceVersion=id%3A9"},self:$R[341]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/relationships/revision_user/?resourceVersion=id%3A9"}}},parent:$R[342]=[$R[343]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[344]={links:$R[345]={help:$R[346]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[347]={about:"Usage 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immobiliers neufs"}},$R[362]={tag:"meta",attributes:$R[363]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/"}},$R[364]={tag:"meta",attributes:$R[365]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[366]={tag:"meta",attributes:$R[367]={property:"og:image:type",content:"image/png"}},$R[368]={tag:"meta",attributes:$R[369]={property:"og:image:width",content:"628"}},$R[370]={tag:"meta",attributes:$R[371]={property:"og:image:height",content:"316"}},$R[372]={tag:"meta",attributes:$R[373]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[374]={tag:"meta",attributes:$R[375]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[376]={tag:"meta",attributes:$R[377]={name:"twitter:card",content:"summary"}},$R[378]={tag:"meta",attributes:$R[379]={name:"twitter:site",content:"@altareacogedim"}},$R[380]={tag:"meta",attributes:$R[381]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[382]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:null,field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[383]={value:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[384]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[385]={drupal_internal__target_id:"regulation"}},revision_user:$R[386]={data:null,links:$R[387]={related:$R[388]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/revision_user/?resourceVersion=id%3A4043"},self:$R[389]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/relationships/revision_user/?resourceVersion=id%3A4043"}}},parent:$R[390]=[$R[391]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[392]={links:$R[393]={help:$R[394]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[395]={about:"Usage and meaning of the 'virtual' resource 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neufs"}},$R[410]={tag:"meta",attributes:$R[411]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/"}},$R[412]={tag:"meta",attributes:$R[413]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[414]={tag:"meta",attributes:$R[415]={property:"og:image:type",content:"image/png"}},$R[416]={tag:"meta",attributes:$R[417]={property:"og:image:width",content:"628"}},$R[418]={tag:"meta",attributes:$R[419]={property:"og:image:height",content:"316"}},$R[420]={tag:"meta",attributes:$R[421]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[422]={tag:"meta",attributes:$R[423]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[424]={tag:"meta",attributes:$R[425]={name:"twitter:card",content:"summary"}},$R[426]={tag:"meta",attributes:$R[427]={name:"twitter:site",content:"@altareacogedim"}},$R[428]={tag:"meta",attributes:$R[429]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[430]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Prix indicatifs hors taxes.\x3Cbr>\r\nLes rentabilités indiquées sont nettes de frais de gestion et hors mobilier, avant impact fiscal.",field_legals_grid:"Prix indicatifs hors taxes et hors mobilier. Les rentabilités indiquées sont nettes de frais de gestion et hors mobilier, avant impact fiscal.",field_promo_drawer:null,field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[431]={value:"\x3Ch3>Acheter en LMNP géré\x3C/h3>\x3Cp>Investissez dans une résidence services en statut LMNP et cumulez un achat Hors Taxe, grâce à la récupération immédiate de la TVA sur le prix de votre logement, et des revenus locatifs garantis par bail commercial pouvant être défiscalisés sur le long terme. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP géré\x3C/h3>\x3Cp>Investissez dans une résidence services en statut LMNP et cumulez un achat Hors Taxe, grâce à la récupération immédiate de la TVA sur le prix de votre logement, et des revenus locatifs garantis par bail commercial pouvant être défiscalisés sur le long terme. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[432]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[433]={drupal_internal__target_id:"regulation"}},revision_user:$R[434]={data:null,links:$R[435]={related:$R[436]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/revision_user/?resourceVersion=id%3A7"},self:$R[437]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/relationships/revision_user/?resourceVersion=id%3A7"}}},parent:$R[438]=[$R[439]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[440]={links:$R[441]={help:$R[442]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[443]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[444]={type:"taxonomy_term--regulation",id:"9df7bfb4-b767-42a6-a070-ce1436f2a561",links:$R[445]={self:$R[446]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/?resourceVersion=id%3A8"}},drupal_internal__tid:8,drupal_internal__revision_id:8,langcode:"fr",revision_created:null,status:!0,name:"Nue-propriété",description:null,weight:6,changed:"2025-07-01T07:35:28+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[447]=[$R[448]={tag:"meta",attributes:$R[449]={name:"title",content:"Nue-propriété | Cogedim"}},$R[450]={tag:"link",attributes:$R[451]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/8/"}},$R[452]={tag:"meta",attributes:$R[453]={name:"generator",content:"Cogedim"}},$R[454]={tag:"meta",attributes:$R[455]={property:"og:site_name",content:"Cogedim"}},$R[456]={tag:"meta",attributes:$R[457]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[458]={tag:"meta",attributes:$R[459]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/"}},$R[460]={tag:"meta",attributes:$R[461]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[462]={tag:"meta",attributes:$R[463]={property:"og:image:type",content:"image/png"}},$R[464]={tag:"meta",attributes:$R[465]={property:"og:image:width",content:"628"}},$R[466]={tag:"meta",attributes:$R[467]={property:"og:image:height",content:"316"}},$R[468]={tag:"meta",attributes:$R[469]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[470]={tag:"meta",attributes:$R[471]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[472]={tag:"meta",attributes:$R[473]={name:"twitter:card",content:"summary"}},$R[474]={tag:"meta",attributes:$R[475]={name:"twitter:site",content:"@altareacogedim"}},$R[476]={tag:"meta",attributes:$R[477]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[478]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Prix TTC en TVA réduite à 10%\x3Cbr />*La nue-propriété est un montage financier qui permet d’acheter un bien immobilier en profitant d’un prix d’acquisition réduit de 30 à 40% grâce au principe de démembrement de propriété. 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d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Investissez en Nue-Propriété\x3C/h3>\x3Cp>Un bien à prix réduit, défiscalisé, sans contrainte d’entretien et de gestion locative.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[480]={value:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[481]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[482]={drupal_internal__target_id:"regulation"}},revision_user:$R[483]={data:null,links:$R[484]={related:$R[485]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/revision_user/?resourceVersion=id%3A8"},self:$R[486]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/relationships/revision_user/?resourceVersion=id%3A8"}}},parent:$R[487]=[$R[488]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[489]={links:$R[490]={help:$R[491]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[492]={about:"Usage and meaning of the 'virtual' resource 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Profitez de tous nos services.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/cogedim-pour-vous/la-difference-cogedim/\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M46.3,45.2v-0.9h-2.5V20.8c0.7-0.2,1.2-0.7,1.5-1.3h2.5L46,10.8h-5.5l-1.7,8.7h2.5c0.2,0.7,0.8,1.2,1.5,1.3\n\t\tv23.4h-2.5v0.9h-4.4c0.4-0.2,0.7-0.5,1.1-0.9h1.1l0.1-0.3c0.1-0.3,3.2-8.6,2.4-11.6c-0.4-1.3-1.3-2.4-2.7-3C37,29,36,28.8,35.1,29\n\t\tv-0.3c0-1.3-0.4-2.4-1.3-3.2c-2.1-2-5.8-2-6-2c-0.2,0-3.9,0-6,2c-0.9,0.9-1.3,1.9-1.3,3.2V29c-0.8-0.1-1.8,0-2.8,0.4\n\t\tc-1.3,0.6-2.3,1.6-2.7,3c-0.9,3,2.3,11.3,2.4,11.6l0.1,0.3h0.9c0.2,0.3,0.5,0.7,1,0.9H9.9l1.6-7.7h0.8v-2.9H8.7\n\t\tc0.4-1.2,1.3-5.1,1.1-8.7c0.2-0.3,0.5-0.5,0.8-0.8c0.7,0.2,1.2,0.6,1.5,1.1c1,1.8,0,4.9,0,4.9l-0.9,2.8l1.8-2.3\n\t\tc0.1-0.2,2.9-3.8,2.1-6.4c-0.2-0.7-0.6-1.2-1.2-1.5c-1.5-0.6-3.6,0.4-3.6,0.4l-0.7,0.3c-0.3-1.7-1-3.2-2.3-4.2l0,0\n\t\tc-0.1-0.1-0.2-0.1-0.3-0.2c-0.6-0.3-2-1-3.1-0.6c-0.4,0.2-1,0.5-1.2,1.4c-0.8,2.6,0.2,5.4,0.3,5.5l0.6,1.6l0.4-1.6\n\t\tc0.5-2.1,1.6-5.1,2.5-5.4c0.1,0,0.1,0,0.2,0c0.1,0,0.1,0.1,0.1,0.1c1.3,1,1.9,2.6,2,4.4c-1.4,1.7-2,3.7-2.2,5.4\n\t\tc-0.2-0.6-0.4-1.3-0.7-1.9c-0.1-0.4-0.5-1.3-1.3-1.4c-0.9,0-1.5,1.2-1.7,1.6l-1.2,2.7l2-2.2c0.4-0.4,0.7-0.6,0.9-0.6\n\t\tc0.2,0,0.3,0.2,0.3,0.2c1.1,2.1,1.2,4.4,1.2,5.1h-4v2.9h0.8l1.6,7.7H0v1h48v-1H46.3z M41.4,11.8h3.9l1.3,6.7H40L41.4,11.8z\n\t\t M42.5,19.5h1.7c-0.2,0.2-0.5,0.4-0.8,0.4C43,19.9,42.7,19.7,42.5,19.5z M13.5,24.6c0.3,0.1,0.6,0.4,0.7,0.8c0.3,1-0.1,2.3-0.6,3.3\n\t\tc0-1-0.1-2.1-0.6-3c-0.3-0.5-0.6-0.9-1.1-1.2C12.4,24.5,13,24.4,13.5,24.6z M3.4,24.3c-0.1-0.9-0.2-2,0.2-3\n\t\tc0.1-0.4,0.3-0.7,0.6-0.8c0.1-0.1,0.3-0.1,0.5-0.1c0.2,0,0.5,0,0.7,0.1C4.5,21.3,3.9,23,3.4,24.3z M8.8,27.2c0,3.4-1,6.8-1.2,7.4\n\t\tH7.4C7.4,33.8,7.1,30.2,8.8,27.2z M3.1,35.6h8.2v0.9H3.1V35.6z M10.5,37.5L9,44.3H5.3l-1.4-6.8H10.5z M35.2,44.3\n\t\tc-0.1,0-0.2,0-0.2-0.1h0.6C35.5,44.3,35.3,44.3,35.2,44.3z M37.5,30.3c0.8,0.3,1.7,1,2.1,2.3c0.6,2.2-1.3,8.1-2.2,10.7h-4\n\t\tc0-12.4,0.5-12.6,1.4-13.1C35.3,29.8,36.5,29.8,37.5,30.3z M22.6,26.1c1.8-1.7,5.2-1.7,5.3-1.7c0,0,3.5,0,5.3,1.7\n\t\tc0.7,0.7,1,1.5,1,2.5v0.7c-0.9,0.5-1.4,1.1-1.6,6.2h-9.4c-0.2-5-0.7-5.7-1.6-6.2v-0.7C21.6,27.6,21.9,26.8,22.6,26.1z M32.3,36.5v4\n\t\th-9v-4H32.3z M16.1,32.6c0.4-1.3,1.4-2,2.1-2.3c1-0.4,2.2-0.4,2.7-0.1c0.9,0.5,1.4,0.7,1.4,13.1h-4C17.4,40.7,15.5,34.7,16.1,32.6z\n\t\t M20.5,44.2c-0.1,0.1-0.2,0.1-0.3,0.1c-0.1,0-0.2,0-0.2-0.1H20.5z M21.9,44.2h1.3v-0.5c0-0.8,0-1.5,0-2.2h9.2c0,0.7,0,1.4,0,2.2\n\t\tv0.5h1.2c0.2,0.3,0.5,0.7,1,0.9H20.8C21.2,45,21.6,44.7,21.9,44.2z\" />\x3Cpath class=\"st0\" d=\"M32.5,1.8H9.4v15.5h23.1V1.8z M10.4,12.4L15,7.7l6.3,6.3l2.6-2.6l4.9,4.9H10.4V12.4z M31.5,16.3h-1.2L24,10\n\t\tl-2.6,2.6L15,6.3L10.4,11V2.8h21.1V16.3z\" />\x3Cpath class=\"st0\" d=\"M27,9.5c1.4,0,2.6-1.1,2.6-2.6S28.4,4.4,27,4.4S24.5,5.6,24.5,7S25.6,9.5,27,9.5z M27,5.4\n\t\tc0.9,0,1.6,0.7,1.6,1.6S27.9,8.5,27,8.5S25.5,7.8,25.5,7S26.2,5.4,27,5.4z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Nos services pour vous accompagner\x3C/h3>\x3Cp>Financement sur mesure, Parrainage,... Profitez de tous nos services.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/cogedim-pour-vous/la-difference-cogedim/\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[529]={value:"\x3Ch3>Acheter en BRS\x3C/h3>\x3Cp>Avec le BRS – Bail Réel Solidaire, achetez votre résidence principale en-dessous des prix de marché grâce à un nouveau dispositif d’accession à la propriété.\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en BRS\x3C/h3>\x3Cp>Avec le BRS – Bail Réel Solidaire, achetez votre résidence principale en-dessous des prix de marché grâce à un nouveau dispositif d’accession à la propriété.\x3C/p>"},field_text_main:$R[530]={value:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix BRS, accessibles sous conditions de ressources\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincbrs\">\x3Cdiv class=\"expandable\">\x3Cp>Le bail réel solidaire (BRS) est un dispositif d’accès social à la propriété de sa résidence principale, à prix abordable et sous conditions de ressources, correspondant à ceux du prêt social à l’accession (PSLA).\x3C/p>\x3Cp>Le BRS repose sur la dissociation du foncier (le terrain) et du bâti (le logement). Vous pouvez ainsi devenir propriétaire de votre logement à un prix pouvant aller jusqu’à 40% de décote du prix du marché.\x3C/p>\x3Cp>En contrepartie vous signez un bail réel solidaire et vous devrez vous acquitter d’une redevance mensuelle auprès d’un organisme foncier solidaire (OFS) qui achète le terrain.\x3C/p>\x3Cp>Vous êtes ainsi propriétaire de votre logement mais locataire du terrain sur lequel il se trouve.\x3C/p>\x3Cp>Les OFS sont des organismes à but non lucratif, agréés par le préfet de région, ayant pour objet de détenir des terrains sur le très long terme.\x3C/p>\x3Cp>Vous pouvez revendre votre logement à tout moment mais cela reste cependant encadré par l’OFS.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Vous devenez propriétaire à un prix d’acquisition réduit de votre logement ;\x3C/li>\x3Cli>Vous versez une redevance mensuelle correspondant à la location du terrain sur lequel il se trouve ;\x3C/li>\x3Cli>Vous bénéficiez d’une TVA réduite à 5,5% pour un logement neuf ;\x3C/li>\x3Cli>Vous profitez d’un abattement de 30% de la taxe foncière, selon la commune ;\x3C/li>\x3Cli>Vous pouvez financer l’achat de votre logement avec un prêt à taux zéro (PTZ) au titre de votre 1ère acquisition.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincbrs').classList.toggle('active');\">\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\">\x3C/path>\x3C/svg>\x3C/i>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\" loading=\"lazy\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix BRS, accessibles sous conditions de ressources\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincbrs\">\x3Cdiv class=\"expandable\">\x3Cp>Le bail réel solidaire (BRS) est un dispositif d’accès social à la propriété de sa résidence principale, à prix abordable et sous conditions de ressources, correspondant à ceux du prêt social à l’accession (PSLA).\x3C/p>\x3Cp>Le BRS repose sur la dissociation du foncier (le terrain) et du bâti (le logement). Vous pouvez ainsi devenir propriétaire de votre logement à un prix pouvant aller jusqu’à 40% de décote du prix du marché.\x3C/p>\x3Cp>En contrepartie vous signez un bail réel solidaire et vous devrez vous acquitter d’une redevance mensuelle auprès d’un organisme foncier solidaire (OFS) qui achète le terrain.\x3C/p>\x3Cp>Vous êtes ainsi propriétaire de votre logement mais locataire du terrain sur lequel il se trouve.\x3C/p>\x3Cp>Les OFS sont des organismes à but non lucratif, agréés par le préfet de région, ayant pour objet de détenir des terrains sur le très long terme.\x3C/p>\x3Cp>Vous pouvez revendre votre logement à tout moment mais cela reste cependant encadré par l’OFS.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Vous devenez propriétaire à un prix d’acquisition réduit de votre logement ;\x3C/li>\x3Cli>Vous versez une redevance mensuelle correspondant à la location du terrain sur lequel il se trouve ;\x3C/li>\x3Cli>Vous bénéficiez d’une TVA réduite à 5,5% pour un logement neuf ;\x3C/li>\x3Cli>Vous profitez d’un abattement de 30% de la taxe foncière, selon la commune ;\x3C/li>\x3Cli>Vous pouvez financer l’achat de votre logement avec un prêt à taux zéro (PTZ) au titre de votre 1ère acquisition.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincbrs').classList.toggle('active');\">\x3Csvg width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\" />\x3C/svg>\x3C/i>\x3C/div>\x3C/div>"},vid:$R[531]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[532]={drupal_internal__target_id:"regulation"}},revision_user:$R[533]={data:null,links:$R[534]={related:$R[535]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a44645cb-9dbd-4a56-bb1f-5b623e99516e/revision_user/?resourceVersion=id%3A3817"},self:$R[536]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a44645cb-9dbd-4a56-bb1f-5b623e99516e/relationships/revision_user/?resourceVersion=id%3A3817"}}},parent:$R[537]=[$R[538]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[539]={links:$R[540]={help:$R[541]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[542]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[543]={type:"taxonomy_term--regulation",id:"a56c43b0-a930-4321-8b90-16321a8017b3",links:$R[544]={self:$R[545]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a56c43b0-a930-4321-8b90-16321a8017b3/?resourceVersion=id%3A4000"}},drupal_internal__tid:4000,drupal_internal__revision_id:4000,langcode:"fr",revision_created:"2023-07-17T08:05:34+00:00",status:!0,name:"Patrimonial",description:null,weight:7,changed:"2025-07-01T07:35:28+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[546]=[$R[547]={tag:"meta",attributes:$R[548]={name:"title",content:"Patrimonial | Cogedim"}},$R[549]={tag:"link",attributes:$R[550]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/4000/"}},$R[551]={tag:"meta",attributes:$R[552]={name:"generator",content:"Cogedim"}},$R[553]={tag:"meta",attributes:$R[554]={property:"og:site_name",content:"Cogedim"}},$R[555]={tag:"meta",attributes:$R[556]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[557]={tag:"meta",attributes:$R[558]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a56c43b0-a930-4321-8b90-16321a8017b3/"}},$R[559]={tag:"meta",attributes:$R[560]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[561]={tag:"meta",attributes:$R[562]={property:"og:image:type",content:"image/png"}},$R[563]={tag:"meta",attributes:$R[564]={property:"og:image:width",content:"628"}},$R[565]={tag:"meta",attributes:$R[566]={property:"og:image:height",content:"316"}},$R[567]={tag:"meta",attributes:$R[568]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[569]={tag:"meta",attributes:$R[570]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[571]={tag:"meta",attributes:$R[572]={name:"twitter:card",content:"summary"}},$R[573]={tag:"meta",attributes:$R[574]={name:"twitter:site",content:"@altareacogedim"}},$R[575]={tag:"meta",attributes:$R[576]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[577]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[578]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M48,25.2c-0.2-9-0.6-9.2-0.9-9.4c-0.4-0.2-1.1-0.2-1.7,0.2c-0.6,0.3-1.6,1.1-1.8,3c-0.2,2.2-0.3,4.7-0.3,5.5
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Les secundo-accédants reviennent avec l’envie de changer de cadre de vie ou de gagner en confort, tandis que les primo-accédants saisissent l’opportunité de taux d’intérêt plus favorables pour acheter leur premier logement. 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Plus expérimentés que les \x3Ca href=\"https://www.cogedim.com/habiter/acheter-dans-le-neuf/premier-achat-immobilier/primo-accedant/\">\x3Cu>primo-accédants\x3C/u>\x3C/a>, ils affichent des priorités différentes, souvent liées à leur parcours familial et professionnel. Ce retour transforme la demande et accentue la concurrence sur certains types de biens.\x3C/p>\x3Ch3>\x3Cstrong>Qui sont les secundo-accédants ?\x3C/strong>\x3C/h3>\x3Cp>Il s’agit de propriétaires qui revendent leur logement pour en acheter un autre. Leur expérience du marché leur permet de mieux anticiper les étapes de la transaction.\x3C/p>\x3Ch3>\x3Cstrong>Leur profil type en 2025\x3C/strong>\x3C/h3>\x3Cp>D’après \x3Ca href=\"https://www.meilleurtaux.com/credit-immobilier/actualites/2025-mai/retour-secundo-accedants-marche-immobilier.html\">\x3Cu>Meilleurtaux.com\x3C/u>\x3C/a> (mai 2025), l’âge moyen des secundo-accédants se situe entre 40 et 45 ans. Principalement des familles, ils recherchent des maisons individuelles, des logements avec extérieurs et une performance énergétique optimisée.\x3C/p>\x3Ch3>\x3Cstrong>Les raisons de ce retour\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Cstrong>Taux d’intérêt en baisse\x3C/strong>, qui augmentent le pouvoir d’achat.\x3C/li>\x3Cli>\x3Cstrong>Nouvelles priorités de vie\x3C/strong> : télétravail, confort, proximité des écoles.\x3C/li>\x3Cli>\x3Cstrong>Sécurité d’un placement immobilier\x3C/strong>, toujours considéré comme valeur refuge.\x3C/li>\x3C/ul>\x3Ch2>\x3Cstrong>En quoi le profil des primo-accédants évolue-t-il ?\x3C/strong>\x3C/h2>\x3Cp>Le visage des \x3Cstrong>primo-accédants change sensiblement en 2025\x3C/strong>. Des revenus plus stables, de nouvelles zones de recherche et des conditions de financement assouplies facilitent leur accession. Ce renouvellement de profil traduit une transformation profonde des attentes et des choix de ces acheteurs.\x3C/p>\x3Ch3>\x3Cstrong>Évolution socio-économique\x3C/strong>\x3C/h3>\x3Cp>Les primo-accédants entrent souvent sur le marché autour de 30 ans, avec un emploi plus stable et un apport plus solide. Les aides financières restent un levier essentiel pour déclencher leur premier achat.\x3C/p>\x3Ch3>\x3Cstrong>Préférences géographiques\x3C/strong>\x3C/h3>\x3Cp>Leur intérêt s’oriente vers les \x3Cstrong>villes moyennes et zones rurales\x3C/strong>, jugées plus abordables et attractives en termes de qualité de vie.\x3C/p>\x3Ch3>\x3Cstrong>Capacités d’emprunt renforcées\x3C/strong>\x3C/h3>\x3Cp>La baisse des taux et l’assouplissement des conditions de crédit ouvrent de nouvelles perspectives. Les dispositifs publics et privés, dont ceux de COGEDIM, soutiennent cette dynamique.\x3C/p>\x3Cp>Cette combinaison de facteurs contribue à rendre l’achat immobilier plus accessible pour les primo-accédants, renforçant leur présence sur le marché.\x3C/p>\x3Ch2>\x3Cstrong>Pourquoi les disparités d’accès au crédit avantagent-elles les primo-accédants ?\x3C/strong>\x3C/h2>\x3Cp>L’accès au crédit varie selon le profil des acheteurs. Les primo-accédants profitent d’aides dédiées, comme le \x3Ca href=\"https://www.economie.gouv.fr/particuliers/emprunter-et-sassurer/pret-taux-zero-ptz-tout-ce-quil-faut-savoir#\">\x3Cu>Prêt à Taux Zéro\x3C/u>\x3C/a>, qui facilitent leur projet immobilier. Les secundo-accédants, quant à eux, disposent de moins de dispositifs, ce qui crée une différence dans le parcours d’achat.\x3C/p>\x3Ch3>\x3Cstrong>Dispositifs qui avantagent les primo-accédants\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Cstrong>Le \x3C/strong>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\">\x3Cstrong>\x3Cu>Prêt à Taux Zéro (PTZ)\x3C/u>\x3C/strong>\x3C/a> : incontournable, il permet de financer une partie du projet sans intérêts.\x3C/li>\x3Cli>\x3Cstrong>Les aides spécifiques régionales ou locales\x3C/strong> : certaines collectivités proposent des subventions ou des prêts complémentaires pour encourager l’accession à la propriété.\x3C/li>\x3C/ul>\x3Cp>Ces dispositifs réduisent le coût global de l’achat et fluidifient le parcours des primo-accédants.\x3C/p>\x3Ch3>\x3Cstrong>Comparaison avec les secundo-accédants\x3C/strong>\x3C/h3>\x3Cp>Les secundo-accédants, de leur côté, disposent de moins d’aides publiques ou spécifiques. Leur projet repose donc en grande partie sur la revente de leur logement actuel. La valeur de cette revente détermine directement leur capacité de financement et conditionne la faisabilité de leur futur projet immobilier.\x3C/p>\x3Ch3>\x3Cstrong>Solutions de Cogedim\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cstrong>\x3Cu>Solution Access\x3C/u>\x3C/strong>\x3C/a> : conçue pour les primo-accédants, elle propose des prix adaptés et des conditions favorables, afin de rendre plus simple le premier achat.\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\">\x3Cstrong>\x3Cu>Solution Invest Avantages\x3C/u>\x3C/strong>\x3C/a> : dédiée aux investisseurs, elle offre un accompagnement complet pour se constituer un patrimoine rentable et durable.\x3C/li>\x3C/ul>\x3Ch3>\x3Cstrong>Service proposé par Cogedim pour les secundo-accédants\x3C/strong>\x3C/h3>\x3Cp>La marque \x3Cstrong>\x3Cu>AGI (Altarea Gestion Immobilière)\x3C/u>\x3C/strong>, filiale de COGEDIM, constitue un atout précieux. Elle accompagne les secundo-accédants dans la\x3Cstrong> revente de leur logement\x3C/strong>, en mettant à disposition :\x3C/p>\x3Cul>\x3Cli>une estimation gratuite et sans engagement\x3C/li>\x3Cli>des conseils pour positionner le prix de manière optimale\x3C/li>\x3Cli>des services de conciergerie pour fluidifier l’ensemble du processus de vente.\x3C/li>\x3C/ul>\x3Cp>Grâce à cet accompagnement, les secundo-accédants bénéficient d’une solution clé en main pour sécuriser la transition entre deux projets immobiliers.\x3C/p>\x3Ch2>\x3Cstrong>Quelles perspectives et quels enjeux pour le marché immobilier en 2025 ?\x3C/strong>\x3C/h2>\x3Cp>Comment soutenir l’accession des primo-accédants tout en accompagnant les secundo-accédants dans leurs projets de revente ou d’achat ? Les réponses politiques et économiques à ces questions détermineront les dynamiques des prochaines années.\x3C/p>\x3Ch3>\x3Cstrong>Enjeux politiques et sociaux\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>Soutenir les jeunes ménages via notamment le PTZ (primo-accédants)\x3C/li>\x3Cli>Faciliter les parcours résidentiels des familles déjà propriétaires (secundo-accédants)\x3C/li>\x3Cli>Préserver l’accès à un logement abordable\x3C/li>\x3Cli>Réduire les écarts de prix entre zones urbaines et territoires ruraux\x3C/li>\x3C/ul>\x3Ch3>\x3Cstrong>Perspectives\x3C/strong>\x3C/h3>\x3Cp>En 2025, le marché reste porté par ces deux profils complémentaires. L’offre devra évoluer vers davantage de maisons, des logements énergétiquement performants et une répartition géographique plus équilibrée.\x3C/p>\x3Cp>Cette évolution traduit un marché en pleine mutation, porté par des attentes variées et des solutions adaptées.\x3C/p>\x3Ch2>\x3Cstrong>Ce qu’il faut retenir sur l’évolution du marché des primo-accédants et secundo-accédants en 2025\x3C/strong>\x3C/h2>\x3Cp>Voici les grandes idées à garder en tête :\x3C/p>\x3Cul>\x3Cli>Le retour marqué des secundo-accédants modifie les équilibres du marché immobilier.\x3C/li>\x3Cli>Les primo-accédants évoluent vers des profils plus stables, attirés par les villes moyennes et les zones rurales.\x3C/li>\x3Cli>L’accès au crédit reste plus favorable pour les primo-accédants, grâce à des dispositifs avantageux.\x3C/li>\x3Cli>COGEDIM propose des solutions adaptées à chaque profil : \x3Cstrong>Solution Access\x3C/strong> pour les primo-accédants, \x3Cstrong>AGI\x3C/strong> pour accompagner les secundo-accédants dans la revente de leur bien, et \x3Cstrong>Invest Avantages\x3C/strong> pour les investisseurs.\x3C/li>\x3C/ul>",format:"full_html",processed:"\x3Ch2>\x3Cstrong>Le retour des secundo-accédants marque-t-il une nouvelle donne en immobilier ?\x3C/strong>\x3C/h2>\x3Cp>Après plusieurs années de relative discrétion, les\x3Cstrong> secundo-accédants \x3C/strong>(\x3Cem>Lien vers future page “Secundo-accédant”)\x3C/em>\x3Cstrong> font un retour remarqué\x3C/strong> sur le marché immobilier en 2025. Plus expérimentés que les \x3Ca href=\"https://www.cogedim.com/habiter/acheter-dans-le-neuf/premier-achat-immobilier/primo-accedant/\">\x3Cu>primo-accédants\x3C/u>\x3C/a>, ils affichent des priorités différentes, souvent liées à leur parcours familial et professionnel. Ce retour transforme la demande et accentue la concurrence sur certains types de biens.\x3C/p>\x3Ch3>\x3Cstrong>Qui sont les secundo-accédants ?\x3C/strong>\x3C/h3>\x3Cp>Il s’agit de propriétaires qui revendent leur logement pour en acheter un autre. Leur expérience du marché leur permet de mieux anticiper les étapes de la transaction.\x3C/p>\x3Ch3>\x3Cstrong>Leur profil type en 2025\x3C/strong>\x3C/h3>\x3Cp>D’après \x3Ca href=\"https://www.meilleurtaux.com/credit-immobilier/actualites/2025-mai/retour-secundo-accedants-marche-immobilier.html\">\x3Cu>Meilleurtaux.com\x3C/u>\x3C/a> (mai 2025), l’âge moyen des secundo-accédants se situe entre 40 et 45 ans. Principalement des familles, ils recherchent des maisons individuelles, des logements avec extérieurs et une performance énergétique optimisée.\x3C/p>\x3Ch3>\x3Cstrong>Les raisons de ce retour\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Cstrong>Taux d’intérêt en baisse\x3C/strong>, qui augmentent le pouvoir d’achat.\x3C/li>\x3Cli>\x3Cstrong>Nouvelles priorités de vie\x3C/strong> : télétravail, confort, proximité des écoles.\x3C/li>\x3Cli>\x3Cstrong>Sécurité d’un placement immobilier\x3C/strong>, toujours considéré comme valeur refuge.\x3C/li>\x3C/ul>\x3Ch2>\x3Cstrong>En quoi le profil des primo-accédants évolue-t-il ?\x3C/strong>\x3C/h2>\x3Cp>Le visage des \x3Cstrong>primo-accédants change sensiblement en 2025\x3C/strong>. Des revenus plus stables, de nouvelles zones de recherche et des conditions de financement assouplies facilitent leur accession. Ce renouvellement de profil traduit une transformation profonde des attentes et des choix de ces acheteurs.\x3C/p>\x3Ch3>\x3Cstrong>Évolution socio-économique\x3C/strong>\x3C/h3>\x3Cp>Les primo-accédants entrent souvent sur le marché autour de 30 ans, avec un emploi plus stable et un apport plus solide. Les aides financières restent un levier essentiel pour déclencher leur premier achat.\x3C/p>\x3Ch3>\x3Cstrong>Préférences géographiques\x3C/strong>\x3C/h3>\x3Cp>Leur intérêt s’oriente vers les \x3Cstrong>villes moyennes et zones rurales\x3C/strong>, jugées plus abordables et attractives en termes de qualité de vie.\x3C/p>\x3Ch3>\x3Cstrong>Capacités d’emprunt renforcées\x3C/strong>\x3C/h3>\x3Cp>La baisse des taux et l’assouplissement des conditions de crédit ouvrent de nouvelles perspectives. Les dispositifs publics et privés, dont ceux de COGEDIM, soutiennent cette dynamique.\x3C/p>\x3Cp>Cette combinaison de facteurs contribue à rendre l’achat immobilier plus accessible pour les primo-accédants, renforçant leur présence sur le marché.\x3C/p>\x3Ch2>\x3Cstrong>Pourquoi les disparités d’accès au crédit avantagent-elles les primo-accédants ?\x3C/strong>\x3C/h2>\x3Cp>L’accès au crédit varie selon le profil des acheteurs. Les primo-accédants profitent d’aides dédiées, comme le \x3Ca href=\"https://www.economie.gouv.fr/particuliers/emprunter-et-sassurer/pret-taux-zero-ptz-tout-ce-quil-faut-savoir#\">\x3Cu>Prêt à Taux Zéro\x3C/u>\x3C/a>, qui facilitent leur projet immobilier. Les secundo-accédants, quant à eux, disposent de moins de dispositifs, ce qui crée une différence dans le parcours d’achat.\x3C/p>\x3Ch3>\x3Cstrong>Dispositifs qui avantagent les primo-accédants\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Cstrong>Le \x3C/strong>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\">\x3Cstrong>\x3Cu>Prêt à Taux Zéro (PTZ)\x3C/u>\x3C/strong>\x3C/a> : incontournable, il permet de financer une partie du projet sans intérêts.\x3C/li>\x3Cli>\x3Cstrong>Les aides spécifiques régionales ou locales\x3C/strong> : certaines collectivités proposent des subventions ou des prêts complémentaires pour encourager l’accession à la propriété.\x3C/li>\x3C/ul>\x3Cp>Ces dispositifs réduisent le coût global de l’achat et fluidifient le parcours des primo-accédants.\x3C/p>\x3Ch3>\x3Cstrong>Comparaison avec les secundo-accédants\x3C/strong>\x3C/h3>\x3Cp>Les secundo-accédants, de leur côté, disposent de moins d’aides publiques ou spécifiques. Leur projet repose donc en grande partie sur la revente de leur logement actuel. La valeur de cette revente détermine directement leur capacité de financement et conditionne la faisabilité de leur futur projet immobilier.\x3C/p>\x3Ch3>\x3Cstrong>Solutions de Cogedim\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cstrong>\x3Cu>Solution Access\x3C/u>\x3C/strong>\x3C/a> : conçue pour les primo-accédants, elle propose des prix adaptés et des conditions favorables, afin de rendre plus simple le premier achat.\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\">\x3Cstrong>\x3Cu>Solution Invest Avantages\x3C/u>\x3C/strong>\x3C/a> : dédiée aux investisseurs, elle offre un accompagnement complet pour se constituer un patrimoine rentable et durable.\x3C/li>\x3C/ul>\x3Ch3>\x3Cstrong>Service proposé par Cogedim pour les secundo-accédants\x3C/strong>\x3C/h3>\x3Cp>La marque \x3Cstrong>\x3Cu>AGI (Altarea Gestion Immobilière)\x3C/u>\x3C/strong>, filiale de COGEDIM, constitue un atout précieux. Elle accompagne les secundo-accédants dans la\x3Cstrong> revente de leur logement\x3C/strong>, en mettant à disposition :\x3C/p>\x3Cul>\x3Cli>une estimation gratuite et sans engagement\x3C/li>\x3Cli>des conseils pour positionner le prix de manière optimale\x3C/li>\x3Cli>des services de conciergerie pour fluidifier l’ensemble du processus de vente.\x3C/li>\x3C/ul>\x3Cp>Grâce à cet accompagnement, les secundo-accédants bénéficient d’une solution clé en main pour sécuriser la transition entre deux projets immobiliers.\x3C/p>\x3Ch2>\x3Cstrong>Quelles perspectives et quels enjeux pour le marché immobilier en 2025 ?\x3C/strong>\x3C/h2>\x3Cp>Comment soutenir l’accession des primo-accédants tout en accompagnant les secundo-accédants dans leurs projets de revente ou d’achat ? Les réponses politiques et économiques à ces questions détermineront les dynamiques des prochaines années.\x3C/p>\x3Ch3>\x3Cstrong>Enjeux politiques et sociaux\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>Soutenir les jeunes ménages via notamment le PTZ (primo-accédants)\x3C/li>\x3Cli>Faciliter les parcours résidentiels des familles déjà propriétaires (secundo-accédants)\x3C/li>\x3Cli>Préserver l’accès à un logement abordable\x3C/li>\x3Cli>Réduire les écarts de prix entre zones urbaines et territoires ruraux\x3C/li>\x3C/ul>\x3Ch3>\x3Cstrong>Perspectives\x3C/strong>\x3C/h3>\x3Cp>En 2025, le marché reste porté par ces deux profils complémentaires. 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Les lignes sont sobres mais audacieuses, avec un jeu élégant de blanc cassé, de béton brut lasuré gris anthracite et de garde-corps qui laissent passer la lumière. Le porche monumental, sur pilotis triple hauteur, ouvre la perspective vers le futur mail piétonnier et cyclable : une véritable porte d’entrée dynamique rue de la Concorde. L’ensemble a été conçu pour privilégier l’ouverture et l’ensoleillement, avec des orientations est, ouest et sud qui offrent des vues dégagées sur les Bauges et le Mont Granier.\x3Cbr>Au cœur de l’îlot, un jardin paysager se déploie comme un véritable poumon vert. Grands arbres flamboyants à l’automne, haies fleuries, lavandes parfumées et massifs de vivaces composent une palette végétale variée, colorée et adaptée au climat de demain. Cette diversité crée autant d’ambiances que de points de vue, tout en favorisant la biodiversité et une gestion douce des eaux pluviales. En été, ce cœur végétal sera un îlot de fraîcheur ; toute l’année, il sera un lieu de rencontre et de convivialité. Enfin, la frange verte le long de la Mère préserve les espaces naturels humides et prépare l’aménagement d’une promenade, prolongeant l’esprit de mobilité douce et de respiration urbaine.\x3C/p>\x3Cp>ISIS Architecture et Urbanisme\x3C/p>",format:"full_html",processed:"\x3Cp>\x3Cstrong>Une architecture contemporaine audacieuse\x3C/strong>\x3C/p>\x3Cp>Votre résidence neuve affirme un style contemporain, chic et urbain, pensé comme un nouveau code pour le centre-ville. Les lignes sont sobres mais audacieuses, avec un jeu élégant de blanc cassé, de béton brut lasuré gris anthracite et de garde-corps qui laissent passer la lumière. Le porche monumental, sur pilotis triple hauteur, ouvre la perspective vers le futur mail piétonnier et cyclable : une véritable porte d’entrée dynamique rue de la Concorde. L’ensemble a été conçu pour privilégier l’ouverture et l’ensoleillement, avec des orientations est, ouest et sud qui offrent des vues dégagées sur les Bauges et le Mont Granier.\x3Cbr>Au cœur de l’îlot, un jardin paysager se déploie comme un véritable poumon vert. Grands arbres flamboyants à l’automne, haies fleuries, lavandes parfumées et massifs de vivaces composent une palette végétale variée, colorée et adaptée au climat de demain. Cette diversité crée autant d’ambiances que de points de vue, tout en favorisant la biodiversité et une gestion douce des eaux pluviales. En été, ce cœur végétal sera un îlot de fraîcheur ; toute l’année, il sera un lieu de rencontre et de convivialité. Enfin, la frange verte le long de la Mère préserve les espaces naturels humides et prépare l’aménagement d’une promenade, prolongeant l’esprit de mobilité douce et de respiration urbaine.\x3C/p>\x3Cp>ISIS Architecture et Urbanisme\x3C/p>"},field_catchline:null,field_cellars_count:0,field_cities_nearby:$R[888]=["Chambéry","Challes-les-Eaux","Aix-les-Bains","Annecy"],field_city:"La Ravoire",field_classified:"Aux portes de Chambéry, capitale historique de la Savoie, découvrez une résidence neuve au cœur de La Ravoire, commune dynamique nichée entre les Bauges et la Chartreuse. Son architecture contemporaine s'ouvre généreusement sur la lumière et les vues, avec un spectaculaire porche sur pilotis, en triple hauteur, qui révèle un mail piétonnier paysager et un cœur d’îlot verdoyant, véritable écrin de nature.\r\nLes appartements, du 2 au 4 pièces, séduisent par leurs agencement bien pensés, leurs cuisines ouvertes et leurs généreux espaces extérieurs. Chaque logement bénéficie de prestations de qualité, de stationnements et d’une cave privative, pour un confort optimal. À deux pas des commerces, écoles, équipements culturels et sportifs, la résidence bénéficie d'une localisation idéale, desservie par les bus et pistes cyclables. La gare SNCF de Chambéry - Challes-les-Eaux, à 12 minutes*, ouvre les portes d'Annecy, Lyon ou Grenoble. *Source Google Maps",field_classified_title:"Résidence neuve à la Ravoire",field_date_delivery_hide:!1,field_date_display_prices:null,field_disp_grid_bare_ownership:!1,field_disp_grid_lli:!1,field_disp_grid_lli_furnished:!1,field_disp_grid_lmnp_vat_ex:!1,field_disp_grid_lmnp_vat_inc:!0,field_disp_grid_manual:!1,field_disp_grid_patrimonial:!0,field_disp_grid_vat_inc:!0,field_disp_grid_vat_inc_brs:!1,field_disp_grid_vat_inc_mastered:!0,field_disp_grid_vat_inc_reduced:!1,field_disp_return_rate:!1,field_district_disp:!0,field_district_text:$R[889]={value:"\x3Cp>\x3Cstrong>Une adresse privilégiée en Savoie\x3C/strong>\x3C/p>\x3Cp>À 10 minutes* de Chambéry, entre les Bauges et la Chartreuse, La Ravoire bénéficie d'un emplacement privilégié. Ancien village agricole et viticole, la commune a su préserver son esprit convivial tout en devenant une ville moderne et dynamique. Un atout majeur : la Piste Verte Sud permet de rejoindre le centre de Chambéry en 20 minutes* à vélo, en toute sécurité.\x3Cbr>Vivre au cœur de La Ravoire, c'est profiter d'une vie piétonne avec tous les services à proximité : mairie, médiathèque, espace culturel Jean Blanc et commerces à moins d'un kilomètre. Les familles apprécient les écoles à 600 m*, le collège à 150 m* et le lycée à 5 minutes* en vélo. La commune offre également de nombreux équipements sportifs : gymnases, dojo, terrains de sport, skate-park et plan d'eau de Challes-les-Eaux à 5 minutes* en vélo, avec baignade surveillée l'été, pêche, parcours de santé…\x3Cbr>Supermarchés, boulangerie, pharmacie et cabinet médical sont accessibles en quelques minutes*. L'arrêt La Ravoire Centre (ligne C) se trouve à 500 m*, et plusieurs lignes de bus desservent Chambéry et les environs. La gare SNCF de Chambéry - Challes-les-Eaux, à 12 minutes*, relie Annecy, Lyon et Grenoble.\x3C/p>\x3Cp>*Source Google Maps\x3C/p>",format:"full_html",processed:"\x3Cp>\x3Cstrong>Une adresse privilégiée en Savoie\x3C/strong>\x3C/p>\x3Cp>À 10 minutes* de Chambéry, entre les Bauges et la Chartreuse, La Ravoire bénéficie d'un emplacement privilégié. Ancien village agricole et viticole, la commune a su préserver son esprit convivial tout en devenant une ville moderne et dynamique. Un atout majeur : la Piste Verte Sud permet de rejoindre le centre de Chambéry en 20 minutes* à vélo, en toute sécurité.\x3Cbr>Vivre au cœur de La Ravoire, c'est profiter d'une vie piétonne avec tous les services à proximité : mairie, médiathèque, espace culturel Jean Blanc et commerces à moins d'un kilomètre. Les familles apprécient les écoles à 600 m*, le collège à 150 m* et le lycée à 5 minutes* en vélo. La commune offre également de nombreux équipements sportifs : gymnases, dojo, terrains de sport, skate-park et plan d'eau de Challes-les-Eaux à 5 minutes* en vélo, avec baignade surveillée l'été, pêche, parcours de santé…\x3Cbr>Supermarchés, boulangerie, pharmacie et cabinet médical sont accessibles en quelques minutes*. L'arrêt La Ravoire Centre (ligne C) se trouve à 500 m*, et plusieurs lignes de bus desservent Chambéry et les environs. La gare SNCF de Chambéry - Challes-les-Eaux, à 12 minutes*, relie Annecy, Lyon et Grenoble.\x3C/p>\x3Cp>*Source Google Maps\x3C/p>"},field_exported:!0,field_freehold_percentage:null,field_gps:$R[890]={value:"POINT (5.9663066864014 45.559810638428)",geo_type:"Point",lat:45.559810638428,lon:5.9663066864014,left:5.9663066864014,top:45.559810638428,right:5.9663066864014,bottom:45.559810638428,geohash:"u0h5pvbt1h28wc04",latlon:"45.559810638428,5.9663066864014"},field_had_lots_previously:!1,field_hqe:!1,field_invest_disp:!0,field_invest_text:$R[891]={value:"\x3Cp>\x3Cstrong>Investir en Savoie : un choix gagnant\x3C/strong>\x3C/p>\x3Cp>Aux portes de Chambéry, capitale historique de la Savoie, La Ravoire séduit par son dynamisme et sa qualité de vie. Cette commune attractive de l’agglomération chambérienne réunit tous les atouts pour réussir un investissement immobilier neuf : commerces, écoles, réseau de transports performant, accès direct à la gare et aux grands axes. Nichée au pied des massifs alpins et du plus grand domaine skiable du monde, elle bénéficie d’un cadre naturel exceptionnel et d’un bassin d’emplois diversifié. Elle profite également du rayonnement thermal de Challes-les-Eaux, commune voisine dont les thermes contribuent à une dynamique économique centrée sur la santé et le bien-être, renforçant ainsi l’attractivité du territoire. Chambéry, siège de l’Université Savoie Mont-Blanc et de ses 13 000 étudiants, se classe parmi les villes moyennes les plus agréables à vivre, renforçant la demande locative des jeunes actifs et des familles. Avec le technopôle Technolac, pôle d’excellence dans les énergies renouvelables, le numérique et l’innovation, soutenu par des acteurs majeurs comme l’INES ou EDF et un vivier de start-ups, l’agglomération affiche une attractivité économique durable.\x3C/p>",format:"full_html",processed:"\x3Cp>\x3Cstrong>Investir en Savoie : un choix gagnant\x3C/strong>\x3C/p>\x3Cp>Aux portes de Chambéry, capitale historique de la Savoie, La Ravoire séduit par son dynamisme et sa qualité de vie. Cette commune attractive de l’agglomération chambérienne réunit tous les atouts pour réussir un investissement immobilier neuf : commerces, écoles, réseau de transports performant, accès direct à la gare et aux grands axes. Nichée au pied des massifs alpins et du plus grand domaine skiable du monde, elle bénéficie d’un cadre naturel exceptionnel et d’un bassin d’emplois diversifié. Elle profite également du rayonnement thermal de Challes-les-Eaux, commune voisine dont les thermes contribuent à une dynamique économique centrée sur la santé et le bien-être, renforçant ainsi l’attractivité du territoire. Chambéry, siège de l’Université Savoie Mont-Blanc et de ses 13 000 étudiants, se classe parmi les villes moyennes les plus agréables à vivre, renforçant la demande locative des jeunes actifs et des familles. 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Le territoire profite donc d’un fort dynamisme économique, porté par les secteurs tertiaires, agricole et artisanal. Par conséquent, La Ravoire affiche une attractivité croissante (+ 14,5 % en dix ans) et séduit toujours plus d’habitants.\x3C/p>\x3Cp>Proche de Chambéry, La Ravoire bénéficie toutefois d’un prix au mètre carré bien moins élevé. Ainsi, comptez en moyenne 3 550 €/m² pour un appartement neuf à La Ravoire, contre 4 360 €/m² à Chambéry. Le marché de l’immobilier offre des opportunités d’investissement variées. Si l’appartement de quatre ou cinq pièces reste le type de bien privilégié par les Ravoiriens, le parc immobilier se compose aussi de 40 % de maisons. 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Massifs de la Chartreuse, lac du Bourget, marais de Nécuidet, etc. : plus de 400 kilomètres de sentiers parcourent ces paysages riches et variés.\x3C/p>\x3Cp>À La Ravoire, les habitants bénéficient de nombreuses commodités. Les commerces sont multiples (boulangeries, tabac, supermarché, etc.) et l’offre de santé satisfaisante. Pour les familles, la ville dispose de trois lieux d’accueil petite enfance. Par la suite, la dizaine d’établissements scolaires permet de suivre une scolarité de proximité jusqu’au lycée. Pour les loisirs, les Ravoiriens profitent d’une école de musique et d’une médiathèque. L’espace Jean Blanc présente chaque année une trentaine de spectacles. Enfin, les associations et équipements sportifs contribuent à l’épanouissement de tous (centre équestre, nombreux terrains, salles de sport, etc.).\x3C/p>\x3Cp>Pour assurer la mobilité des habitants, La Ravoire dispose d’un réseau de bus récent, le « Belle Savoie Express ». Mis en place par l’agglomération de Chambéry, six lignes de bus desservent la ville. La commune bénéficie également d’un service de transport à la demande (Citalis).\x3C/p>\x3Ch2>Pourquoi investir dans l’immobilier neuf à La Ravoire ?\x3C/h2>\x3Cp>Intégrée à l’agglomération du Grand Chambéry, La Ravoire bénéficie du dynamisme de cette dernière. En effet, l’agglomération regroupe plus d’un tiers des emplois du département, grâce notamment à un emplacement géographique stratégique. Située sur l’axe Lyon/Turin, le secteur est très bien desservi par les autoroutes, le TGV et les transports aériens. Le territoire profite donc d’un fort dynamisme économique, porté par les secteurs tertiaires, agricole et artisanal. Par conséquent, La Ravoire affiche une attractivité croissante (+ 14,5 % en dix ans) et séduit toujours plus d’habitants.\x3C/p>\x3Cp>Proche de Chambéry, La Ravoire bénéficie toutefois d’un prix au mètre carré bien moins élevé. 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Conséquence directe d'une demande supérieure à l'offre : les prix du marché de l’immobilier sont en hausse. Mais ils restent encore très accessibles en comparaison avec d'autres départements. De plus il vous est possible de solliciter des aides pour acquérir un appartement ou une maison neuve en Savoie. Accession à prix maîtrisé ou nue-propriété, Cogedim fait le point et vous propose différentes solutions d'investissements immobiliers avantageux.\x3C/p>\x3Ch2>Les aides pour acheter un bien immobilier neuf en Savoie\x3C/h2>\x3Cp>\x3Cstrong>Pour acheter un bien immobilier neuf en Savoie, vous pouvez solliciter plusieurs aides, dont\x3C/strong> :\x3C/p>\x3Cul>\x3Cli>L’accession à prix maîtrisé. Dans le cadre d'une Vente en État Futur d’Achèvement(VEFA), un programme neuf en Savoie peut vous être proposé à un prix inférieur à celui du marché immobilier.\x3C/li>\x3Cli>Des emprunts avantageux. Selon votre situation, il est possible de contracter un Prêt à Taux Zéro (PTZ), un Prêt Accession Sociale (PAS), etc.\x3C/li>\x3Cli>La TVA réduite. Un logement neuf en Savoie dans une zone de rénovation urbaine bénéficie d’une TVA réduite à 5,5%.\x3C/li>\x3C/ul>\x3Ch2>Acheter un programme neuf en Savoie pour faire un investissement locatif\x3C/h2>\x3Ch3>LMNP\x3C/h3>\x3Cp>Le statut de Loueur en Meublé Non Professionnel (LMNP) s’applique si vous devenez propriétaire d'un appartement neuf en Savoie au sein d'une résidence services. Ces hébergements meublés, loués de manière temporaire ou permanente, sont généralement proposés à des étudiants, des personnes âgées ou des touristes.\x3C/p>\x3Cp>Dans la limite de 23 000 euros de recettes locatives annuelles, le statut LMNP donne droit à des avantages fiscaux. Une réduction d’impôt et un abattement forfaitaire sur les loyers perçus sont ainsi appliqués.\x3C/p>\x3Ch3>Autres dispositifs\x3C/h3>\x3Cp>Pour soutenir l’investissement locatif en Savoie, deux autres dispositifs existent :\x3C/p>\x3Cul>\x3Cli>La nue-propriété. Elle consiste à diviser la propriété du logement entre le nu-propriétaire et l’usufruitier. Vous bénéficiez alors d’une diminution du prix de vente de 30% à 40%. En contrepartie, vous cédez l’usage de votre bien à l’usufruitier pendant une période de démembrement. La baisse du montant de l’achat immobilier correspond ainsi aux loyers que vous auriez dû encaisser durant ces années.\x3C/li>\x3Cli>Le Censi-Bouvard. Ce dispositif ouvre droit au statut LMNP et vient en complément des avantages déjà présentés. Il vous permet de bénéficier d’une réduction d’impôt lors de l'achat d'un bien neuf en Savoie dans une résidence services.\x3C/li>\x3C/ul>\x3Ch2>Pourquoi acheter un logement neuf en Savoie ?\x3C/h2>\x3Cp>\x3Cstrong>De nombreuses raisons peuvent motiver l’achat d’un logement neuf en Savoie\x3C/strong>. Situé au cœur des Alpes, le département est le plus montagneux de France. Lacs, parc national et domaines skiables viennent compléter la liste des sites naturels préservés. Ce cadre de vie exceptionnel est renforcé par le dynamisme économique de la région. Le tourisme, mais également l’agriculture et l’industrie font vivre le secteur, notamment dans les villes de Chambéry, Aix-les-Bains et Albertville.\x3C/p>",format:"full_html",processed:"\x3Cp>Situé dans une région touristique dotée de sites naturels préservés, la Savoie connait unvéritable engouement qui rythme son marché immobilier neuf. Conséquence directe d'une demande supérieure à l'offre : les prix du marché de l’immobilier sont en hausse. Mais ils restent encore très accessibles en comparaison avec d'autres départements. De plus il vous est possible de solliciter des aides pour acquérir un appartement ou une maison neuve en Savoie. Accession à prix maîtrisé ou nue-propriété, Cogedim fait le point et vous propose différentes solutions d'investissements immobiliers avantageux.\x3C/p>\x3Ch2>Les aides pour acheter un bien immobilier neuf en Savoie\x3C/h2>\x3Cp>\x3Cstrong>Pour acheter un bien immobilier neuf en Savoie, vous pouvez solliciter plusieurs aides, dont\x3C/strong> :\x3C/p>\x3Cul>\x3Cli>L’accession à prix maîtrisé. Dans le cadre d'une Vente en État Futur d’Achèvement(VEFA), un programme neuf en Savoie peut vous être proposé à un prix inférieur à celui du marché immobilier.\x3C/li>\x3Cli>Des emprunts avantageux. Selon votre situation, il est possible de contracter un Prêt à Taux Zéro (PTZ), un Prêt Accession Sociale (PAS), etc.\x3C/li>\x3Cli>La TVA réduite. Un logement neuf en Savoie dans une zone de rénovation urbaine bénéficie d’une TVA réduite à 5,5%.\x3C/li>\x3C/ul>\x3Ch2>Acheter un programme neuf en Savoie pour faire un investissement locatif\x3C/h2>\x3Ch3>LMNP\x3C/h3>\x3Cp>Le statut de Loueur en Meublé Non Professionnel (LMNP) s’applique si vous devenez propriétaire d'un appartement neuf en Savoie au sein d'une résidence services. Ces hébergements meublés, loués de manière temporaire ou permanente, sont généralement proposés à des étudiants, des personnes âgées ou des touristes.\x3C/p>\x3Cp>Dans la limite de 23 000 euros de recettes locatives annuelles, le statut LMNP donne droit à des avantages fiscaux. 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Il vous permet de bénéficier d’une réduction d’impôt lors de l'achat d'un bien neuf en Savoie dans une résidence services.\x3C/li>\x3C/ul>\x3Ch2>Pourquoi acheter un logement neuf en Savoie ?\x3C/h2>\x3Cp>\x3Cstrong>De nombreuses raisons peuvent motiver l’achat d’un logement neuf en Savoie\x3C/strong>. Situé au cœur des Alpes, le département est le plus montagneux de France. Lacs, parc national et domaines skiables viennent compléter la liste des sites naturels préservés. Ce cadre de vie exceptionnel est renforcé par le dynamisme économique de la région. Le tourisme, mais également l’agriculture et l’industrie font vivre le secteur, notamment dans les villes de Chambéry, Aix-les-Bains et Albertville.\x3C/p>"},weight:3,changed:"2024-12-12T16:28:26+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[1401]=[$R[1402]={tag:"meta",attributes:$R[1403]={name:"title",content:"Immobilier neuf Savoie | Cogedim"}},$R[1404]={tag:"meta",attributes:$R[1405]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) en Savoie ? 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Jouissant d’une croissance démographique et économique constante, le marché de l’immobilier se porte bien. C’est un territoire aux \x3Cstrong>multiples facettes\x3C/strong> avec d’un côté la région Rhône-Alpes, ses cinq métropoles et ses stations de sport d’hiver qui offrent une diversité de paysages riches et d’un autre l’Auvergne avec Lyon qui attire toujours plus d’étudiants ou Grenoble et ses industries de pointe qui dynamise le marché. En tant qu'expert immobilier, nous serons ravis de vous aider et vous conseiller dans votre recherche pour réaliser un \x3Cstrong>investissement judicieux\x3C/strong>, lucratif et adapté à votre situation personnelle.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Auvergne-Rhône-Alpes\x3C/h3>\x3Cp>Les aides nationales accessibles aux primo-accédants pour investir en Auvergne-Rhône-Alpes sont le \x3Cstrong>PTZ\x3C/strong>, le \x3Cstrong>Prêt Action Logement \x3C/strong>et d’autres types de crédits conventionnés. Les \x3Cstrong>taux d’intérêt sont très favorables\x3C/strong> et fixés en fonction de la durée de remboursement. Pour les ménages qui achètent un logement neuf en Auvergne-Rhône-Alpes, il est aussi possible de demander des aides départementales ou locales.\x3C/p>\x3Cp>Par exemple, le conseil général de l’Ain délivre un prêt de 15 000 euros sur 15 ans, à 1 % d’intérêt hors assurance aux primo-accédants, sous certaines conditions. La métropole de Lyon donne une prime à l’achat, dont le montant varie entre 2 000 et 6 000 euros aux logements collectifs et aux logements individuels groupés développés dans les zones d’aménagement concerté. Les communes peuvent aussi donner des subventions ou primes aux primo-accédants pour un logement neuf en Auvergne-Rhône-Alpes.\x3C/p>\x3Ch3>Acheter un programme neuf en Auvergne-Rhône-Alpes pour faire un investissement locatif\x3C/h3>\x3Cp>Les pôles économiques ; les activités touristiques ; les grandes villes étudiantes ou industrielles ; autant de facteurs qui font de la région Auvergne-Rhône-Alpes un lieu idéal pour investir dans un programme neuf. Le tout soutenu par les \x3Cstrong>taux d’intérêts intéressants \x3C/strong>dont il faut absolument profiter pendant qu'il est encore temps.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Pour les investisseurs qui choisissent d’acheter un appartement neuf en Auvergne-Rhône-Alpes pour faire de la location meublée, le statut de LMNP(loueur meublé non professionnel) présente de nombreux avantages. La location meublée donne en effet droit à un \x3Cstrong>allégement fiscal\x3C/strong> important, sous réserve de respecter les conditions d’éligibilité. 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Porté par le secteur industriel, touristique et gastronomique, la région centrale est dynamique et son \x3Cstrong>marché du neuf en pleine expansion. C’est le moment !\x3C/strong>\x3C/p>\x3Cp>\x3Ca href=\"https://www.cogedim.com/auvergne-rhone-alpes/ain-01/\">\x3Cstrong>Découvrir également nos logements dans l'Ain\x3C/strong>\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch2>Investir dans l’immobilier neuf en Auvergne-Rhône-Alpes\x3C/h2>\x3Cp>Située dans le Centre-Est de la France, la région Auvergne-Rhône-Alpes fait partie des plus dynamiques du territoire national. Jouissant d’une croissance démographique et économique constante, le marché de l’immobilier se porte bien. C’est un territoire aux \x3Cstrong>multiples facettes\x3C/strong> avec d’un côté la région Rhône-Alpes, ses cinq métropoles et ses stations de sport d’hiver qui offrent une diversité de paysages riches et d’un autre l’Auvergne avec Lyon qui attire toujours plus d’étudiants ou Grenoble et ses industries de pointe qui dynamise le marché. En tant qu'expert immobilier, nous serons ravis de vous aider et vous conseiller dans votre recherche pour réaliser un \x3Cstrong>investissement judicieux\x3C/strong>, lucratif et adapté à votre situation personnelle.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Auvergne-Rhône-Alpes\x3C/h3>\x3Cp>Les aides nationales accessibles aux primo-accédants pour investir en Auvergne-Rhône-Alpes sont le \x3Cstrong>PTZ\x3C/strong>, le \x3Cstrong>Prêt Action Logement \x3C/strong>et d’autres types de crédits conventionnés. Les \x3Cstrong>taux d’intérêt sont très favorables\x3C/strong> et fixés en fonction de la durée de remboursement. 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complètes au 29/06/2025\r\n777,87 € de mensualités *:\r\nMensualité de 777,87 € dans le cadre de l’offre COGEDIM Access. Lot C01, 2 pièces situé au Rez de chaussée,\r\nd’une surface habitable de 36,88 m² avec une terrasse de 10,09 m², 1 place de stationnement bien immobilier\r\ndépendant de la Résidence « SCALA » à COGNIN (73160). Exemple d’un financement pour une opération\r\nd’acquisition de résidence principale en état futur d’achèvement d’un montant de 189 000,00 €, frais de dossier et\r\nfrais de caution du prêt à la charge de COGEDIM, soit un montant à financer de 189 000,00 € sans apport\r\npersonnel, bénéficiant d’un PTZ\r\n(1) par un couple, primo-accédant, dont le revenu fiscal de référence de l'année n-2\r\nétait de 32 250,00 € .\r\nFinancement réalisé grâce à des prêts consentis auprès des partenaires bancaires du groupe ALTAREA par\r\nl’intermédiaire d’Altarea Solution Financement :\r\nun prêt bancaire amortissable à taux fixe d’un montant de 56 700,00 €, d’une durée de 24 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 574,11 € pendant 10 ans puis mensualités\r\nde 11,61 € pendant 14 ans, TAEG estimé 4,57 % et coût total 14 143,68 € intérêts et assurances inclus,\r\nun prêt PTZ\r\n(1) d’un montant de 94 500,00 €, d’une durée de 24 ans, prêt amortissable à taux fixe ,\r\nmensualités de 27,56 € pendant 10 ans puis mensualités de 590,06 € pendant 14 ans, TAEG estimé 0,49 %\r\net coût total 7 937,28 € intérêts et assurances inclus,\r\nun prêt Jeune Actif (-35 ans) amortissable à taux fixe d’un montant de 18 900,00 €, d’une durée de 24 ans,\r\nprêt amortissable à taux fixe pendant toute sa durée , mensualités de 88,10 € pendant 24 ans, TAEG estimé\r\n2,62 % et coût total 6 472,80 € intérêts et assurances inclus,\r\nun prêt Acquisition Durable amortissable à taux fixe d’un montant de 18 900,00 €, d’une durée de 24 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 88,10 € pendant 24 ans, TAEG estimé\r\n2,62 % et coût total 6 472,80 € intérêts et assurances inclus,\r\nL’ensemble pour une mensualité globale lissée de 777,87 € pendant 24 ans. La cotisation mensuelle d’assurance\r\ndécès, perte totale et irréversible d’autonomie et incapacité de travail pour le prêt bancaire amortissable est de\r\n16.54 €, le prêt PTZ est de 27.56 €, le prêt Jeune Actif (-35 ans) est de 5.51 €, le prêt Acquisition Durable est de\r\n5.51 €, pour un capital emprunté assuré à 100 %.\r\nCette simulation est communiquée à titre informatif ; elle est établie sur la base de taux moyens du marché\r\nconstatés au 29/06/2025 pour diverses situations comparables. Cette présentation indicative ne constitue en\r\naucune façon une offre commerciale ou publicitaire de financement et n’a aucune valeur contractuelle. PTZ\r\n(1) et\r\nPAS, réservés aux primo-accédants pour l’achat d’un logement en résidence principale sont soumis à conditions de\r\nrevenus. Altarea Solution Financement est une société de courtage en crédit immobilier et en assurances. Siège\r\nsocial : 87 Rue de Richelieu – 75002 Paris. Adresse contact : contact-solution-financement@altarea.com. SAS au\r\ncapital de 10 000 € immatriculée au R.C.S Paris sous le N°504 638 784 et au registre de l’Orias (www.orias.fr) sous\r\nle N°10053430. Responsabilité Civile Professionnelle conforme aux articles L.512-6 du Code des assurances et\r\nL.519-3-4 du Code monétaire et financier. Membre de l’Association professionnelle des intermédiaires en crédits\r\n(APIC). Vous bénéficiez d’un délai légal de réflexion de 10 jours. Lorsque la vente est subordonnée à l’obtention\r\nd’un prêt et si celui-ci n’est pas obtenu, le vendeur doit rembourser les sommes versées par l’acquéreur. Aucun\r\nversement de quelque nature que ce soit ne peut être exigé d’un particulier avant l’obtention d’un ou plusieurs prêts\r\nd’argent. Un crédit vous engage et doit être remboursé. Vérifiez vos capacités de remboursement avant de vous\r\nengager. Sous réserve d’acceptation de votre dossier par nos partenaires bancaires.\r\n500 € d’apport / 500 € à la réservation\r\nCette somme de 500 € correspond au dépôt de garantie qui vous sera demandé à la signature du contrat de\r\nréservation en lieu et place du montant légal de 2 % ou 5 % du montant TTC du prix de vente. Cette somme\r\ns'imputera sur la partie du prix payable à la signature de l'acte authentique. Toutes les conditions du dépôt de\r\ngarantie sont stipulées à l’article 3.5 des conditions générales du contrat de réservation. Cette somme de 500 €\r\npeut être remboursée si la banque finance la totalité.\r\n0 frais avant d’emménager\r\nLe versement des mensualités, hors assurances, débutera à la date de livraison de l’appartement dépendant de la\r\nRésidence « SCALA » à COGNIN (73160).\r\nCOGEDIM prendra à sa charge les frais suivants :\r\nFrais notariés d’acte de vente (en ce compris la quote-part aux frais d’établissement au règlement de\r\ncopropriété),\r\nFrais notariés d’acte de prêt en cas de financement assorti d’une garantie hypothécaire,\r\nFrais de dossier bancaire,\r\nFrais de caution bancaire,\r\nIntérêts intercalaires.\r\nGrâce à cette prise en charge par COGEDIM, le TAEG (Taux Annuel Effectif Global) y compris assurance obligatoire\r\nest estimé à un taux de 1,49 %.\r\nLa prise en charge de ces frais est soumise aux quatre conditions cumulatives suivantes :\r\nÀ la signature d’un mandat exclusif de recherche de financement avec la société Altarea Solution Financement\r\n(frais de courtage offerts),\r\nÀ l’obtention du financement bancaire grâce à l’action de la société Altarea Solution Financement,\r\nÀ l’utilisation effective du financement ainsi obtenu par l’intermédiaire de ce mandat pour l’acquisition des lots\r\nobjet du contrat de réservation visé en tête des présentes,\r\nEt à la signature de l’acte notarié de vente en l’état futur d’achèvement dans les délais contractuels.\r\nEtant ici précisé que pour instruire la recherche de financement par le biais de la société Altarea Solution\r\nFinancement, vous vous engagez à fournir l’ensemble des pièces nécessaires (pièce d’identité valide, avis\r\nd’imposition, bulletins de salaire, extraits de comptes, tableaux d’amortissement des prêts en cours, etc…).\r\nDans ces conditions, COGEDIM vous remboursera :\r\nLe montant des frais de dossier bancaire et de caution bancaire, dans un délai de 15 jours à compter de la\r\nsignature de l’acte authentique de vente,\r\nPour le montant des intérêts intercalaires :\r\nCOGEDIM vous versera une avance, dont le montant sera déterminé à l'obtention du financement\r\nbancaire car elle dépendra des caractéristiques de l'emprunt contracté, dans un délai de 15 jours à\r\ncompter de l’émission de l’appel de fonds correspondant au stade « achèvement du plancher bas du\r\nrez-de-chaussée ». Dans l’hypothèse où la signature de l’acte authentique de vente intervenait après\r\nl’atteinte du stade « achèvement du plancher bas du rez-de-chaussée » dans la réalisation de la\r\nconstruction, COGEDIM vous versera ladite avance dans un délai de 15 jours à compter de la date de\r\nsignature de l’acte de vente,\r\nEt le solde des intérêts intercalaires (si ces derniers excédaient le montant de l’avance versée) dans un\r\ndélai de 15 jours à compter de la signature de la prise de possession effective des biens (livraison des\r\nbiens).\r\nLes frais notariés (frais d’établissement au règlement de copropriété, frais d’acte de vente, et frais d’acte de prêt en\r\ncas de prêt assorti d’une garantie hypothécaire) seront directement supportés par COGEDIM lors de la signature de\r\nl’acte authentique de vente (et de l’acte de prêt le cas échéant) auprès du Notaire.\r\n(1) PTZ : Le Prêt à taux zéro est un prêt réglementé qui vous permet de financer l’acquisition d'un appartement neuf\r\n(ou acquis en VEFA) que vous occuperez à titre de votre première résidence principale. Le Prêt à Taux zéro est un\r\nprêt complémentaire à d'autres emprunts. Le Prêt à taux zéro est accessible sous conditions de ressources, aux\r\npersonnes physiques désirant devenir propriétaire de leur première résidence principale (ne pas avoir été\r\npropriétaire de sa résidence principale au cours des 2 années précédant la nouvelle acquisition). Le montant et la\r\ndurée du Prêt à Taux 0 % varient en fonction de la zone géographique du logement et de la composition du foyer.\r\nLes ressources de l’acquéreur sont également prises en compte pour la durée du remboursement.\r\nL’article 71 de la loi n°1322-2023 du 29 décembre 2023, dite loi de finances pour 2024, proroge le PTZ (prêt à taux\r\nzéro) jusqu’au 31 décembre 2027 et aménage certaines dispositions réglementaires applicables. Le décret n\r\n°2024-304 du 2 avril 2024 fixe les modalités des offres de prêt émises à compter du 1er avril 2024. 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Lot D14, 3 pièces situé au 1 er étage, d’une\r\nsurface habitable de 58,79 m² avec un balcon de 9,42 m², 1 place de stationnement bien immobilier dépendant de\r\nla Résidence « SCALA » à COGNIN (73160). Exemple d’un financement pour une opération d’acquisition de\r\nrésidence principale en état futur d’achèvement d’un montant de 255 000,00 €, frais de dossier et frais de caution\r\ndu prêt à la charge de COGEDIM, soit un montant à financer de 255 000,00 € sans apport personnel, bénéficiant\r\nd’un PTZ\r\n(1) par un couple avec enfant, primo-accédant, dont le revenu fiscal de référence de l'année n-2 était de\r\n38 700,00 € .\r\nFinancement réalisé grâce à des prêts consentis auprès des partenaires bancaires du groupe ALTAREA par\r\nl’intermédiaire d’Altarea Solution Financement :\r\nun prêt bancaire amortissable à taux fixe d’un montant de 93 500,00 €, d’une durée de 24 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 846,70 € pendant 10 ans puis mensualités\r\nde 123,49 € pendant 14 ans, TAEG estimé 4,29 % et coût total 28 850,32 € intérêts et assurances inclus,\r\nun prêt PTZ\r\n(1) d’un montant de 121 500,00 €, d’une durée de 24 ans, prêt amortissable à taux fixe ,\r\nmensualités de 35,44 € pendant 10 ans puis mensualités de 758,65 € pendant 14 ans, TAEG estimé 0,49 %\r\net coût total 10 206,00 € intérêts et assurances inclus,\r\nun prêt Jeune Actif (-35 ans) amortissable à taux fixe d’un montant de 20 000,00 €, d’une durée de 24 ans,\r\nprêt amortissable à taux fixe pendant toute sa durée , mensualités de 93,23 € pendant 24 ans, TAEG estimé\r\n2,62 % et coût total 6 850,24 € intérêts et assurances inclus,\r\nun prêt Acquisition Durable amortissable à taux fixe d’un montant de 20 000,00 €, d’une durée de 24 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 93,23 € pendant 24 ans, TAEG estimé\r\n2,62 % et coût total 6 850,24 € intérêts et assurances inclus,\r\nL’ensemble pour une mensualité globale lissée de 1 068,60 € pendant 24 ans. La cotisation mensuelle d’assurance\r\ndécès, perte totale et irréversible d’autonomie et incapacité de travail pour le prêt bancaire amortissable est de\r\n27.27 €, le prêt PTZ est de 35.44 €, le prêt Jeune Actif (-35 ans) est de 5.83 €, le prêt Acquisition Durable est de\r\n5.83 €, pour un capital emprunté assuré à 100 %.\r\nCette simulation est communiquée à titre informatif ; elle est établie sur la base de taux moyens du marché\r\nconstatés au 29/06/2025 pour diverses situations comparables. Cette présentation indicative ne constitue en\r\naucune façon une offre commerciale ou publicitaire de financement et n’a aucune valeur contractuelle. PTZ\r\n(1) et\r\nPAS, réservés aux primo-accédants pour l’achat d’un logement en résidence principale sont soumis à conditions de\r\nrevenus. Altarea Solution Financement est une société de courtage en crédit immobilier et en assurances. Siège\r\nsocial : 87 Rue de Richelieu – 75002 Paris. Adresse contact : contact-solution-financement@altarea.com. SAS au\r\ncapital de 10 000 € immatriculée au R.C.S Paris sous le N°504 638 784 et au registre de l’Orias (www.orias.fr) sous\r\nle N°10053430. Responsabilité Civile Professionnelle conforme aux articles L.512-6 du Code des assurances et\r\nL.519-3-4 du Code monétaire et financier. Membre de l’Association professionnelle des intermédiaires en crédits\r\n(APIC). Vous bénéficiez d’un délai légal de réflexion de 10 jours. Lorsque la vente est subordonnée à l’obtention\r\nd’un prêt et si celui-ci n’est pas obtenu, le vendeur doit rembourser les sommes versées par l’acquéreur. Aucun\r\nversement de quelque nature que ce soit ne peut être exigé d’un particulier avant l’obtention d’un ou plusieurs prêts\r\nd’argent. Un crédit vous engage et doit être remboursé. Vérifiez vos capacités de remboursement avant de vous\r\nengager. Sous réserve d’acceptation de votre dossier par nos partenaires bancaires.\r\n500 € d’apport / 500 € à la réservation\r\nCette somme de 500 € correspond au dépôt de garantie qui vous sera demandé à la signature du contrat de\r\nréservation en lieu et place du montant légal de 2 % ou 5 % du montant TTC du prix de vente. Cette somme\r\ns'imputera sur la partie du prix payable à la signature de l'acte authentique. Toutes les conditions du dépôt de\r\ngarantie sont stipulées à l’article 3.5 des conditions générales du contrat de réservation. Cette somme de 500 €\r\npeut être remboursée si la banque finance la totalité.\r\n0 frais avant d’emménager\r\nLe versement des mensualités, hors assurances, débutera à la date de livraison de l’appartement dépendant de la\r\nRésidence « SCALA » à COGNIN (73160).\r\nCOGEDIM prendra à sa charge les frais suivants :\r\nFrais notariés d’acte de vente (en ce compris la quote-part aux frais d’établissement au règlement de\r\ncopropriété),\r\nFrais notariés d’acte de prêt en cas de financement assorti d’une garantie hypothécaire,\r\nFrais de dossier bancaire,\r\nFrais de caution bancaire,\r\nIntérêts intercalaires.\r\nGrâce à cette prise en charge par COGEDIM, le TAEG (Taux Annuel Effectif Global) y compris assurance obligatoire\r\nest estimé à un taux de 1,65 %.\r\nLa prise en charge de ces frais est soumise aux quatre conditions cumulatives suivantes :\r\nÀ la signature d’un mandat exclusif de recherche de financement avec la société Altarea Solution Financement\r\n(frais de courtage offerts),\r\nÀ l’obtention du financement bancaire grâce à l’action de la société Altarea Solution Financement,\r\nÀ l’utilisation effective du financement ainsi obtenu par l’intermédiaire de ce mandat pour l’acquisition des lots\r\nobjet du contrat de réservation visé en tête des présentes,\r\nEt à la signature de l’acte notarié de vente en l’état futur d’achèvement dans les délais contractuels.\r\nEtant ici précisé que pour instruire la recherche de financement par le biais de la société Altarea Solution\r\nFinancement, vous vous engagez à fournir l’ensemble des pièces nécessaires (pièce d’identité valide, avis\r\nd’imposition, bulletins de salaire, extraits de comptes, tableaux d’amortissement des prêts en cours, etc…).\r\nDans ces conditions, COGEDIM vous remboursera :\r\nLe montant des frais de dossier bancaire et de caution bancaire, dans un délai de 15 jours à compter de la\r\nsignature de l’acte authentique de vente,\r\nPour le montant des intérêts intercalaires :\r\nCOGEDIM vous versera une avance, dont le montant sera déterminé à l'obtention du financement\r\nbancaire car elle dépendra des caractéristiques de l'emprunt contracté, dans un délai de 15 jours à\r\ncompter de l’émission de l’appel de fonds correspondant au stade « achèvement du plancher bas du\r\nrez-de-chaussée ». Dans l’hypothèse où la signature de l’acte authentique de vente intervenait après\r\nl’atteinte du stade « achèvement du plancher bas du rez-de-chaussée » dans la réalisation de la\r\nconstruction, COGEDIM vous versera ladite avance dans un délai de 15 jours à compter de la date de\r\nsignature de l’acte de vente,\r\nEt le solde des intérêts intercalaires (si ces derniers excédaient le montant de l’avance versée) dans un\r\ndélai de 15 jours à compter de la signature de la prise de possession effective des biens (livraison des\r\nbiens).\r\nLes frais notariés (frais d’établissement au règlement de copropriété, frais d’acte de vente, et frais d’acte de prêt en\r\ncas de prêt assorti d’une garantie hypothécaire) seront directement supportés par COGEDIM lors de la signature de\r\nl’acte authentique de vente (et de l’acte de prêt le cas échéant) auprès du Notaire.\r\n(1) PTZ : Le Prêt à taux zéro est un prêt réglementé qui vous permet de financer l’acquisition d'un appartement neuf\r\n(ou acquis en VEFA) que vous occuperez à titre de votre première résidence principale. Le Prêt à Taux zéro est un\r\nprêt complémentaire à d'autres emprunts. Le Prêt à taux zéro est accessible sous conditions de ressources, aux\r\npersonnes physiques désirant devenir propriétaire de leur première résidence principale (ne pas avoir été\r\npropriétaire de sa résidence principale au cours des 2 années précédant la nouvelle acquisition). Le montant et la\r\ndurée du Prêt à Taux 0 % varient en fonction de la zone géographique du logement et de la composition du foyer.\r\nLes ressources de l’acquéreur sont également prises en compte pour la durée du remboursement.\r\nL’article 71 de la loi n°1322-2023 du 29 décembre 2023, dite loi de finances pour 2024, proroge le PTZ (prêt à taux\r\nzéro) jusqu’au 31 décembre 2027 et aménage certaines dispositions réglementaires applicables. Le décret n\r\n°2024-304 du 2 avril 2024 fixe les modalités des offres de prêt émises à compter du 1er avril 2024. 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dès maintenant !",field_confirmation:"Nous vous remercions de l’intérêt que vous portez à nos réalisations. Un de nos conseillers reviendra vers vous dans un délai de 24h ouvrées.",field_crm_division:"GL",field_crm_object:"Information programme",field_disclaimer:"Pour être contacté(e) en avant-première par un conseiller immobilier au sujet de cette résidence par téléphone, ou par mail si vous êtes injoignable, merci de nous préciser les informations suivantes :",field_display:!1,field_legals:"Les données signalées ci-dessus par un astérisque sont nécessaires pour nous permettre de répondre à votre demande de rappel, de RDV ou de contact. Elles sont collectées et traitées informatiquement par COVALENS (société du groupe ALTAREA développant la marque COGEDIM). Pour en savoir plus sur le traitement de vos données et vos droits, consultez \x3Ca href=\"/donnees-personnelles.html\">notre politique de protection des données\x3C/a>.",field_message_display:!1,field_title:"Découvrez notre nouvelle résidence à Chambéry",meta:$R[16152]={target_revision_id:63072,drupal_internal__target_id:6804},paragraph_type:$R[16153]={type:"paragraphs_type--paragraphs_type",id:"6efffcc8-2b45-4c4f-869e-42fc59cb92ce",meta:$R[16154]={drupal_internal__target_id:"form"}},field_dates:$R[16155]=[]},field_geography:$R[16156]={type:"taxonomy_term--geography",id:"1d67514a-23b2-4929-96fb-c0e0eba3f1d1",links:$R[16157]={self:$R[16158]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/geography/1d67514a-23b2-4929-96fb-c0e0eba3f1d1/?resourceVersion=id%3A1369"}},drupal_internal__tid:1369,drupal_internal__revision_id:1369,langcode:"fr",revision_created:null,status:!0,name:"Chambéry",description:$R[16159]={value:"\x3Ch2>Immobilier et Appartements Neufs \x3Cstrong>CHAMBERY\x3C/strong>\x3C/h2>\x3Cp>Ville à taille humaine, Chambéry allie environnement verdoyant, dynamisme économique et ambiance sereine. Accessible et attractive, la ville a aussi les avantages d’un marché immobilier encore raisonnable par rapport aux grandes villes voisines. COGEDIM développe des programmes immobiliers neufs à Chambéry pour tous les profils d’acheteurs.\x3Cbr> \x3C/p>\x3Ch2>Pourquoi acheter un bien immobilier neuf à Chambéry ?\x3C/h2>\x3Cp>Chambéry évolue dans un \x3Cstrong>cadre naturel exceptionnel\x3C/strong>, à proximité de sites naturels remarquables tels que le lac du Bourget, le lac d’Aiguebelette et le massif des Bauges. Cette ville savoyarde s'affiche à la \x3Ca href=\"https://actu.fr/societe/voici-les-lieux-de-savoie-les-mieux-places-dans-le-classement-des-villes-et-villages-ou-il-fait-bon-vivre_62268199.html\">\x3Cu>21ème place\x3C/u>\x3C/a> du classement des « Villes et villages où il fait bon vivre » et à la huitième place dans la catégorie des villes de 50 000 à 100 000 habitants.\x3Cbr> \x3C/p>\x3Cp>Son atmosphère tranquille, ses nombreux parcs et ses espaces verts en font un lieu de vie particulièrement adapté aux familles et aux amateurs de plein air. Propre, bien entretenue et chaleureuse, Chambéry offre une \x3Cstrong>qualité de vie rare\x3C/strong>.\x3C/p>\x3Cp>Côté mobilité, la ville est \x3Cstrong>stratégiquement située\x3C/strong>. Elle bénéficie de liaisons TGV directes avec Lyon (1h), Genève (1h30) et Paris (3h), de deux aéroports internationaux accessibles en 1h (Lyon Saint-Exupéry et Genève), de l’autoroute A43 (Lyon-Turin), d’un réseau de bus performant (STAC) et de pistes cyclables en constante expansion.\x3C/p>\x3Cp>Sur le plan économique, Chambéry est un \x3Cstrong>pôle dynamique\x3C/strong> avec des secteurs porteurs comme l'ingénierie, l'environnement, le numérique et la logistique. La croissance démographique de la ville est modérée mais continue (+ 0,3 % entre 2016 et 2022), preuve de son \x3Cstrong>attractivité durable\x3C/strong>.\x3Cbr> \x3C/p>\x3Cp>Enfin, les familles bénéficient d'un \x3Cstrong>bon réseau d’écoles publiques et privées\x3C/strong>, de la maternelle au lycée, ainsi que de l'université Savoie Mont Blanc qui accueille 7 000 étudiants.\x3Cbr> \x3C/p>\x3Ch2>Investir dans le neuf à Chambéry : quels avantages ? \x3C/h2>\x3Cp>Avec des prix immobiliers encore abordables et une demande locative soutenue, le marché immobilier neuf à Chambéry offre d'excellentes opportunités d'investissement.\x3C/p>\x3Ch3>Comment se porte le marché immobilier à Chambéry ?\x3C/h3>\x3Cp>Tous types de biens confondus, les prix médians à l'achat oscillent \x3Cstrong>entre 2 518 et 4 929 €/m²\x3C/strong>, des moyennes inférieures au prix médian en Savoie. Côté location, il faut compter entre 14 et 18 €/m². Ces chiffres indiquent un rendement brut théorique moyen de 5 %. Il faut remonter à 1985 pour atteindre un tel rendement avec le livret A. Le délai de vente moyen à Chambéry est de 61 jours.\x3C/p>\x3Cp>L'accession à la propriété à Chambéry nécessite un \x3Cstrong>effort financier supplémentaire par rapport à la location\x3C/strong>. Avec un loyer moyen de 14-18 €/m², un \x3Ca href=\"https://www.cogedim.com/auvergne-rhone-alpes/savoie-73/chambery/loree-bissy-33699-1356383.html\">2 pièces neuf de 41 m²\x3C/a> se loue entre 547 et 738 €. Si l'on considère un prix d'achat de 231 000 € avec 20 % d'apport personnel et un prêt à 3,26 % sur 25 ans, cet appartement neuf revient à 902 € par mois à l'achat, soit environ 250 € de plus qu'en location.\x3C/p>\x3Ch3>Le prix des biens immobiliers neufs à Chambéry\x3C/h3>\x3Cp>Le prix de l’immobilier neuf à Chambéry évolue \x3Cstrong>entre 3 494 et 5 183 €/m²\x3C/strong>. Si l'évolution des prix est relativement faible sur un an (+ 2 %), la hausse est bien visible sur cinq ans (+ 22 %).\x3C/p>\x3Cp>Voici la répartition des \x3Cstrong>prix par type de logement neuf \x3C/strong>à Chambéry : \x3C/p>\x3Cul>\x3Cli>Appartement studio/1 pièce : 4 730 à 5 780 €/m² \x3Cbr> \x3C/li>\x3Cli>Appartement 2 pièces : 3 390 à 4 880 €/m² \x3Cbr> \x3C/li>\x3Cli>Appartement 3 pièces : 3 570 à 4 360 €/m² \x3Cbr> \x3C/li>\x3Cli>Appartement 4 pièces : 3 630 à 4 430 €/m² \x3Cbr> \x3C/li>\x3Cli>Appartement 5 pièces : 3 670 à 4 490 €/m² \x3Cbr> \x3C/li>\x3C/ul>\x3Ch2>Les quartiers où investir et habiter à Chambéry \x3C/h2>\x3Cp>\x3Cstrong>Centre-Ville\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Ce quartier animé profite pleinement du charme de l’ancien. Dans un cadre historique et culturel stimulant, on y retrouve des monuments emblématiques : le Château des Ducs de Savoie, la Fontaine des Éléphants, la Cathédrale Saint-François-de-Sales et le Musée des Beaux-Arts. \x3Cbr> \x3C/li>\x3Cli>Très bien pourvu en transports en commun et en services de proximité, le quartier attire les jeunes actifs, les couples sans enfants et les investisseurs.\x3Cbr> \x3C/li>\x3Cli>Prix moyen : 2 950 à 3 610 €/m².\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Cstrong>Bissy\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Situé au nord-ouest de la ville, ce quartier en expansion est bien relié au centre-ville par le réseau de transports en commun. Bissy jouit d'un cadre de vie paisible et généreux en espaces verts, notamment avec le parc de Bissy.\x3Cbr> \x3C/li>\x3Cli>Bissy présente de nombreux atouts pour les familles, les couples et les retraités actifs.\x3Cbr> \x3C/li>\x3Cli>Prix moyen : 3 210 à 3 920 €/m².\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Cstrong>Chambéry-le-Haut\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Cette fois au nord-est de la ville, Chambéry-le-Haut offre un bel équilibre entre cadre urbain et tranquillité. Il accueille le plus grand espace vert de la ville, le parc du Talweg. Un projet de modernisation du quartier est en cours.\x3Cbr> \x3C/li>\x3Cli>Avec ses prix modérés, Chambéry-le-Haut séduit de nombreuses familles et des ménages modestes.\x3Cbr> \x3C/li>\x3Cli>Prix moyen : 2 660 à 3 250 €/m².\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Cstrong>Chambéry-le-Vieux\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Ce quartier huppé, calme et peu dense offre une atmosphère villageoise. Cet environnement bien entretenu abrite une grande majorité de propriétaires.\x3Cbr> \x3C/li>\x3Cli>Chambéry-le-Vieux est prisé des familles et des retraités.\x3Cbr> \x3C/li>\x3Cli>Prix moyen : 3 250 à 3 970 €/m².\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Cstrong>Biollay\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Cet ancien secteur industriel en reconversion abrite des écoquartiers et des espaces verts. Le quartier accueille de nombreux programmes immobiliers neufs et offre un beau potentiel de plus-value.\x3Cbr> \x3C/li>\x3Cli>Les jeunes familles et les primo-accédants apprécient les avantages de Biollay.\x3Cbr> \x3C/li>\x3Cli>Prix moyen : 3 020 à 3 690 €/m².\x3Cbr> \x3C/li>\x3C/ul>\x3Ch2>Les aides financières disponibles pour un achat dans le neuf à Chambéry \x3C/h2>\x3Cp>Faisons un tour d’horizon des dispositifs en vigueur pour faciliter l’achat d’un appartement neuf à Chambéry, notamment pour une résidence principale ou un investissement locatif.\x3C/p>\x3Ch3>Les aides financières pour un premier achat à Chambéry\x3C/h3>\x3Cp>Même si la loi Pinel n’est plus en vigueur depuis 2025, d’autres solutions existent, comme :\x3Cbr> \x3C/p>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\" target=\"_blank\">\x3Cstrong>\x3Cu>PTZ (Prêt à Taux Zéro)\x3C/u>\x3C/strong>\x3C/a> : un crédit gratuit pour l’achat d’un logement neuf, sous réserve de ne pas dépasser un certain niveau de revenus ;\x3Cbr> \x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/une-tva-reduite-a-5-5.html\" target=\"_blank\">\x3Cstrong>\x3Cu>TVA réduite à 5,5%\x3C/u>\x3C/strong>\x3C/a>\x3Cstrong> \x3C/strong>: minoration de la TVA pour l’acquisition d’un logement neuf en zone prioritaire ;\x3Cbr> \x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\" target=\"_blank\">\x3Cstrong>\x3Cu>BRS (Bail Réel Solidaire)\x3C/u>\x3C/strong>\x3C/a> : un dispositif qui permet d’acheter uniquement le bâti, tandis que le terrain reste la propriété d’un organisme dédié, ce qui réduit le prix d’achat ;\x3Cbr> \x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\" target=\"_blank\">\x3Cstrong>\x3Cu>Accession à prix maitrisé\x3C/u>\x3C/strong>\x3C/a> : des prix plafonnés dans certains quartiers pour faciliter l’achat pour les foyers modestes ;\x3Cbr> \x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\" target=\"_blank\">\x3Cstrong>\x3Cu>Solution Access\x3C/u>\x3C/strong>\x3C/a> : des avantages exclusifs pour acheter sans apport initial ;\x3Cbr> \x3C/li>\x3Cli>\x3Cstrong>Autres prêts\x3C/strong> comme le Prêt Accession Sociale (PAS) ou le Prêt Action Logement, accessibles selon les ressources.\x3C/li>\x3C/ul>\x3Ch3>Les dispositifs fiscaux pour investir dans le neuf à Chambéry \x3C/h3>\x3Cp>Les investisseurs immobiliers bénéficient eux aussi de dispositifs avantageux pour l’achat d’un logement neuf, comme :\x3C/p>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\" target=\"_blank\">\x3Cstrong>\x3Cu>Statut LMNP dédié aux résidences services ou non\x3C/u>\x3C/strong>\x3C/a>\x3Cstrong> \x3C/strong>: un statut permettant d’optimiser la fiscalité des revenus générés par un bien meublé ;\x3Cbr> \x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/logement-locatif-intermediaire/\" target=\"_blank\">\x3Cstrong>\x3Cu>LLI / LLI meublé\x3C/u>\x3C/strong>\x3C/a>\x3Cstrong> \x3C/strong>: des mesures incitatives pour les investisseurs disposés à plafonner les loyers en zones tendues ;\x3Cbr> \x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/l-achat-en-nue-propriete.html\" target=\"_blank\">\x3Cstrong>\x3Cu>Nue-propriété\x3C/u>\x3C/strong>\x3C/a> : acquérir un bien immobilier avec une décote importante, en laissant temporairement l’usage à un tiers ;\x3Cbr> \x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\" target=\"_blank\">\x3Cstrong>\x3Cu>Cogedim Avantages\x3C/u>\x3C/strong>\x3C/a> : plusieurs bonus financiers et des avantages attractifs réservés aux acquéreurs.\x3Cbr> \x3C/li>\x3C/ul>\x3Ch2>Pourquoi choisir COGEDIM pour votre achat à Chambéry ? \x3C/h2>\x3Cp>Que ce soit pour habiter ou investir, COGEDIM vous aide à réaliser votre achat immobilier neuf à Chambéry dans les meilleures conditions.\x3Cbr> \x3C/p>\x3Ch3>Des conseils personnalisés pour acheter un bien immobilier neuf\x3C/h3>\x3Cp>Dans un projet d’achat immobilier, chaque étape mérite une attention particulière. COGEDIM propose un \x3Cstrong>accompagnement sur mesure \x3C/strong>pour aider chaque acquéreur à faire les bons choix. Un \x3Cstrong>conseiller spécialisé \x3C/strong>vous aide à comprendre les aides et les dispositifs fiscaux dont vous pouvez bénéficier. Il reste disponible pour répondre à toutes vos questions et assure un suivi complet jusqu’à la remise des clés.\x3Cbr> \x3C/p>\x3Ch3>Un accompagnement à chaque étape de l’achat\x3C/h3>\x3Cp>Chez COGEDIM, \x3Cstrong>chaque étape\x3C/strong> de l’achat immobilier est encadrée : accompagnement lors de la réservation, appui au montage du dossier de prêt, puis suivi du chantier jusqu’à la livraison. Un \x3Cstrong>service après-livraison\x3C/strong> reste à disposition pour gérer les garanties et les éventuelles réserves.\x3C/p>\x3Ch3>Une expertise reconnue et des programmes de qualité\x3C/h3>\x3Cp>Reconnu pour son sérieux, COGEDIM privilégie la \x3Cstrong>qualité de l'emplacement \x3C/strong>et une architecture soignée. Son expertise se traduit aussi par des logements durables, bien desservis et pensés pour le \x3Cstrong>confort de vie\x3C/strong>.\x3C/p>",format:"full_html",processed:"\x3Ch2>Immobilier et Appartements Neufs \x3Cstrong>CHAMBERY\x3C/strong>\x3C/h2>\x3Cp>Ville à taille humaine, Chambéry allie environnement verdoyant, dynamisme économique et ambiance sereine. Accessible et attractive, la ville a aussi les avantages d’un marché immobilier encore raisonnable par rapport aux grandes villes voisines. COGEDIM développe des programmes immobiliers neufs à Chambéry pour tous les profils d’acheteurs.\x3Cbr> \x3C/p>\x3Ch2>Pourquoi acheter un bien immobilier neuf à Chambéry ?\x3C/h2>\x3Cp>Chambéry évolue dans un \x3Cstrong>cadre naturel exceptionnel\x3C/strong>, à proximité de sites naturels remarquables tels que le lac du Bourget, le lac d’Aiguebelette et le massif des Bauges. Cette ville savoyarde s'affiche à la \x3Ca href=\"https://actu.fr/societe/voici-les-lieux-de-savoie-les-mieux-places-dans-le-classement-des-villes-et-villages-ou-il-fait-bon-vivre_62268199.html\">\x3Cu>21ème place\x3C/u>\x3C/a> du classement des « Villes et villages où il fait bon vivre » et à la huitième place dans la catégorie des villes de 50 000 à 100 000 habitants.\x3Cbr> \x3C/p>\x3Cp>Son atmosphère tranquille, ses nombreux parcs et ses espaces verts en font un lieu de vie particulièrement adapté aux familles et aux amateurs de plein air. Propre, bien entretenue et chaleureuse, Chambéry offre une \x3Cstrong>qualité de vie rare\x3C/strong>.\x3C/p>\x3Cp>Côté mobilité, la ville est \x3Cstrong>stratégiquement située\x3C/strong>. Elle bénéficie de liaisons TGV directes avec Lyon (1h), Genève (1h30) et Paris (3h), de deux aéroports internationaux accessibles en 1h (Lyon Saint-Exupéry et Genève), de l’autoroute A43 (Lyon-Turin), d’un réseau de bus performant (STAC) et de pistes cyclables en constante expansion.\x3C/p>\x3Cp>Sur le plan économique, Chambéry est un \x3Cstrong>pôle dynamique\x3C/strong> avec des secteurs porteurs comme l'ingénierie, l'environnement, le numérique et la logistique. La croissance démographique de la ville est modérée mais continue (+ 0,3 % entre 2016 et 2022), preuve de son \x3Cstrong>attractivité durable\x3C/strong>.\x3Cbr> \x3C/p>\x3Cp>Enfin, les familles bénéficient d'un \x3Cstrong>bon réseau d’écoles publiques et privées\x3C/strong>, de la maternelle au lycée, ainsi que de l'université Savoie Mont Blanc qui accueille 7 000 étudiants.\x3Cbr> \x3C/p>\x3Ch2>Investir dans le neuf à Chambéry : quels avantages ? \x3C/h2>\x3Cp>Avec des prix immobiliers encore abordables et une demande locative soutenue, le marché immobilier neuf à Chambéry offre d'excellentes opportunités d'investissement.\x3C/p>\x3Ch3>Comment se porte le marché immobilier à Chambéry ?\x3C/h3>\x3Cp>Tous types de biens confondus, les prix médians à l'achat oscillent \x3Cstrong>entre 2 518 et 4 929 €/m²\x3C/strong>, des moyennes inférieures au prix médian en Savoie. Côté location, il faut compter entre 14 et 18 €/m². Ces chiffres indiquent un rendement brut théorique moyen de 5 %. Il faut remonter à 1985 pour atteindre un tel rendement avec le livret A. Le délai de vente moyen à Chambéry est de 61 jours.\x3C/p>\x3Cp>L'accession à la propriété à Chambéry nécessite un \x3Cstrong>effort financier supplémentaire par rapport à la location\x3C/strong>. Avec un loyer moyen de 14-18 €/m², un \x3Ca href=\"https://www.cogedim.com/auvergne-rhone-alpes/savoie-73/chambery/loree-bissy-33699-1356383.html\">2 pièces neuf de 41 m²\x3C/a> se loue entre 547 et 738 €. Si l'on considère un prix d'achat de 231 000 € avec 20 % d'apport personnel et un prêt à 3,26 % sur 25 ans, cet appartement neuf revient à 902 € par mois à l'achat, soit environ 250 € de plus qu'en location.\x3C/p>\x3Ch3>Le prix des biens immobiliers neufs à Chambéry\x3C/h3>\x3Cp>Le prix de l’immobilier neuf à Chambéry évolue \x3Cstrong>entre 3 494 et 5 183 €/m²\x3C/strong>. Si l'évolution des prix est relativement faible sur un an (+ 2 %), la hausse est bien visible sur cinq ans (+ 22 %).\x3C/p>\x3Cp>Voici la répartition des \x3Cstrong>prix par type de logement neuf \x3C/strong>à Chambéry : \x3C/p>\x3Cul>\x3Cli>Appartement studio/1 pièce : 4 730 à 5 780 €/m² \x3Cbr> \x3C/li>\x3Cli>Appartement 2 pièces : 3 390 à 4 880 €/m² \x3Cbr> \x3C/li>\x3Cli>Appartement 3 pièces : 3 570 à 4 360 €/m² \x3Cbr> \x3C/li>\x3Cli>Appartement 4 pièces : 3 630 à 4 430 €/m² \x3Cbr> \x3C/li>\x3Cli>Appartement 5 pièces : 3 670 à 4 490 €/m² \x3Cbr> \x3C/li>\x3C/ul>\x3Ch2>Les quartiers où investir et habiter à Chambéry \x3C/h2>\x3Cp>\x3Cstrong>Centre-Ville\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Ce quartier animé profite pleinement du charme de l’ancien. Dans un cadre historique et culturel stimulant, on y retrouve des monuments emblématiques : le Château des Ducs de Savoie, la Fontaine des Éléphants, la Cathédrale Saint-François-de-Sales et le Musée des Beaux-Arts. \x3Cbr> \x3C/li>\x3Cli>Très bien pourvu en transports en commun et en services de proximité, le quartier attire les jeunes actifs, les couples sans enfants et les investisseurs.\x3Cbr> \x3C/li>\x3Cli>Prix moyen : 2 950 à 3 610 €/m².\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Cstrong>Bissy\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Situé au nord-ouest de la ville, ce quartier en expansion est bien relié au centre-ville par le réseau de transports en commun. Bissy jouit d'un cadre de vie paisible et généreux en espaces verts, notamment avec le parc de Bissy.\x3Cbr> \x3C/li>\x3Cli>Bissy présente de nombreux atouts pour les familles, les couples et les retraités actifs.\x3Cbr> \x3C/li>\x3Cli>Prix moyen : 3 210 à 3 920 €/m².\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Cstrong>Chambéry-le-Haut\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Cette fois au nord-est de la ville, Chambéry-le-Haut offre un bel équilibre entre cadre urbain et tranquillité. Il accueille le plus grand espace vert de la ville, le parc du Talweg. Un projet de modernisation du quartier est en cours.\x3Cbr> \x3C/li>\x3Cli>Avec ses prix modérés, Chambéry-le-Haut séduit de nombreuses familles et des ménages modestes.\x3Cbr> \x3C/li>\x3Cli>Prix moyen : 2 660 à 3 250 €/m².\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Cstrong>Chambéry-le-Vieux\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Ce quartier huppé, calme et peu dense offre une atmosphère villageoise. Cet environnement bien entretenu abrite une grande majorité de propriétaires.\x3Cbr> \x3C/li>\x3Cli>Chambéry-le-Vieux est prisé des familles et des retraités.\x3Cbr> \x3C/li>\x3Cli>Prix moyen : 3 250 à 3 970 €/m².\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Cstrong>Biollay\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Cet ancien secteur industriel en reconversion abrite des écoquartiers et des espaces verts. Le quartier accueille de nombreux programmes immobiliers neufs et offre un beau potentiel de plus-value.\x3Cbr> \x3C/li>\x3Cli>Les jeunes familles et les primo-accédants apprécient les avantages de Biollay.\x3Cbr> \x3C/li>\x3Cli>Prix moyen : 3 020 à 3 690 €/m².\x3Cbr> \x3C/li>\x3C/ul>\x3Ch2>Les aides financières disponibles pour un achat dans le neuf à Chambéry \x3C/h2>\x3Cp>Faisons un tour d’horizon des dispositifs en vigueur pour faciliter l’achat d’un appartement neuf à Chambéry, notamment pour une résidence principale ou un investissement locatif.\x3C/p>\x3Ch3>Les aides financières pour un premier achat à Chambéry\x3C/h3>\x3Cp>Même si la loi Pinel n’est plus en vigueur depuis 2025, d’autres solutions existent, comme :\x3Cbr> \x3C/p>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\" target=\"_blank\">\x3Cstrong>\x3Cu>PTZ (Prêt à Taux Zéro)\x3C/u>\x3C/strong>\x3C/a> : un crédit gratuit pour l’achat d’un logement neuf, sous réserve de ne pas dépasser un certain niveau de revenus ;\x3Cbr> \x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/une-tva-reduite-a-5-5.html\" target=\"_blank\">\x3Cstrong>\x3Cu>TVA réduite à 5,5%\x3C/u>\x3C/strong>\x3C/a>\x3Cstrong> \x3C/strong>: minoration de la TVA pour l’acquisition d’un logement neuf en zone prioritaire ;\x3Cbr> \x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\" target=\"_blank\">\x3Cstrong>\x3Cu>BRS (Bail Réel Solidaire)\x3C/u>\x3C/strong>\x3C/a> : un dispositif qui permet d’acheter uniquement le bâti, tandis que le terrain reste la propriété d’un organisme dédié, ce qui réduit le prix d’achat ;\x3Cbr> \x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\" target=\"_blank\">\x3Cstrong>\x3Cu>Accession à prix maitrisé\x3C/u>\x3C/strong>\x3C/a> : des prix plafonnés dans certains quartiers pour faciliter l’achat pour les foyers modestes ;\x3Cbr> \x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\" target=\"_blank\">\x3Cstrong>\x3Cu>Solution Access\x3C/u>\x3C/strong>\x3C/a> : des avantages exclusifs pour acheter sans apport initial ;\x3Cbr> \x3C/li>\x3Cli>\x3Cstrong>Autres prêts\x3C/strong> comme le Prêt Accession Sociale (PAS) ou le Prêt Action Logement, accessibles selon les ressources.\x3C/li>\x3C/ul>\x3Ch3>Les dispositifs fiscaux pour investir dans le neuf à Chambéry \x3C/h3>\x3Cp>Les investisseurs immobiliers bénéficient eux aussi de dispositifs avantageux pour l’achat d’un logement neuf, comme :\x3C/p>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\" target=\"_blank\">\x3Cstrong>\x3Cu>Statut LMNP dédié aux résidences services ou non\x3C/u>\x3C/strong>\x3C/a>\x3Cstrong> \x3C/strong>: un statut permettant d’optimiser la fiscalité des revenus générés par un bien meublé ;\x3Cbr> \x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/logement-locatif-intermediaire/\" target=\"_blank\">\x3Cstrong>\x3Cu>LLI / LLI meublé\x3C/u>\x3C/strong>\x3C/a>\x3Cstrong> \x3C/strong>: des mesures incitatives pour les investisseurs disposés à plafonner les loyers en zones tendues ;\x3Cbr> \x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/l-achat-en-nue-propriete.html\" target=\"_blank\">\x3Cstrong>\x3Cu>Nue-propriété\x3C/u>\x3C/strong>\x3C/a> : acquérir un bien immobilier avec une décote importante, en laissant temporairement l’usage à un tiers ;\x3Cbr> \x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\" target=\"_blank\">\x3Cstrong>\x3Cu>Cogedim Avantages\x3C/u>\x3C/strong>\x3C/a> : plusieurs bonus financiers et des avantages attractifs réservés aux acquéreurs.\x3Cbr> \x3C/li>\x3C/ul>\x3Ch2>Pourquoi choisir COGEDIM pour votre achat à Chambéry ? \x3C/h2>\x3Cp>Que ce soit pour habiter ou investir, COGEDIM vous aide à réaliser votre achat immobilier neuf à Chambéry dans les meilleures conditions.\x3Cbr> \x3C/p>\x3Ch3>Des conseils personnalisés pour acheter un bien immobilier neuf\x3C/h3>\x3Cp>Dans un projet d’achat immobilier, chaque étape mérite une attention particulière. COGEDIM propose un \x3Cstrong>accompagnement sur mesure \x3C/strong>pour aider chaque acquéreur à faire les bons choix. Un \x3Cstrong>conseiller spécialisé \x3C/strong>vous aide à comprendre les aides et les dispositifs fiscaux dont vous pouvez bénéficier. Il reste disponible pour répondre à toutes vos questions et assure un suivi complet jusqu’à la remise des clés.\x3Cbr> \x3C/p>\x3Ch3>Un accompagnement à chaque étape de l’achat\x3C/h3>\x3Cp>Chez COGEDIM, \x3Cstrong>chaque étape\x3C/strong> de l’achat immobilier est encadrée : accompagnement lors de la réservation, appui au montage du dossier de prêt, puis suivi du chantier jusqu’à la livraison. Un \x3Cstrong>service après-livraison\x3C/strong> reste à disposition pour gérer les garanties et les éventuelles réserves.\x3C/p>\x3Ch3>Une expertise reconnue et des programmes de qualité\x3C/h3>\x3Cp>Reconnu pour son sérieux, COGEDIM privilégie la \x3Cstrong>qualité de l'emplacement \x3C/strong>et une architecture soignée. Son expertise se traduit aussi par des logements durables, bien desservis et pensés pour le \x3Cstrong>confort de vie\x3C/strong>.\x3C/p>"},weight:2,changed:"2025-06-18T13:56:54+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[16160]=[$R[16161]={tag:"meta",attributes:$R[16162]={name:"title",content:"Immobilier neuf Chambéry | Cogedim"}},$R[16163]={tag:"meta",attributes:$R[16164]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) à Chambéry ? 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Conséquence directe d'une demande supérieure à l'offre : les prix du marché de l’immobilier sont en hausse. Mais ils restent encore très accessibles en comparaison avec d'autres départements. De plus il vous est possible de solliciter des aides pour acquérir un appartement ou une maison neuve en Savoie. Accession à prix maîtrisé ou nue-propriété, Cogedim fait le point et vous propose différentes solutions d'investissements immobiliers avantageux.\x3C/p>\x3Ch2>Les aides pour acheter un bien immobilier neuf en Savoie\x3C/h2>\x3Cp>\x3Cstrong>Pour acheter un bien immobilier neuf en Savoie, vous pouvez solliciter plusieurs aides, dont\x3C/strong> :\x3C/p>\x3Cul>\x3Cli>L’accession à prix maîtrisé. Dans le cadre d'une Vente en État Futur d’Achèvement(VEFA), un programme neuf en Savoie peut vous être proposé à un prix inférieur à celui du marché immobilier.\x3C/li>\x3Cli>Des emprunts avantageux. Selon votre situation, il est possible de contracter un Prêt à Taux Zéro (PTZ), un Prêt Accession Sociale (PAS), etc.\x3C/li>\x3Cli>La TVA réduite. Un logement neuf en Savoie dans une zone de rénovation urbaine bénéficie d’une TVA réduite à 5,5%.\x3C/li>\x3C/ul>\x3Ch2>Acheter un programme neuf en Savoie pour faire un investissement locatif\x3C/h2>\x3Ch3>LMNP\x3C/h3>\x3Cp>Le statut de Loueur en Meublé Non Professionnel (LMNP) s’applique si vous devenez propriétaire d'un appartement neuf en Savoie au sein d'une résidence services. Ces hébergements meublés, loués de manière temporaire ou permanente, sont généralement proposés à des étudiants, des personnes âgées ou des touristes.\x3C/p>\x3Cp>Dans la limite de 23 000 euros de recettes locatives annuelles, le statut LMNP donne droit à des avantages fiscaux. Une réduction d’impôt et un abattement forfaitaire sur les loyers perçus sont ainsi appliqués.\x3C/p>\x3Ch3>Autres dispositifs\x3C/h3>\x3Cp>Pour soutenir l’investissement locatif en Savoie, deux autres dispositifs existent :\x3C/p>\x3Cul>\x3Cli>La nue-propriété. Elle consiste à diviser la propriété du logement entre le nu-propriétaire et l’usufruitier. Vous bénéficiez alors d’une diminution du prix de vente de 30% à 40%. En contrepartie, vous cédez l’usage de votre bien à l’usufruitier pendant une période de démembrement. La baisse du montant de l’achat immobilier correspond ainsi aux loyers que vous auriez dû encaisser durant ces années.\x3C/li>\x3Cli>Le Censi-Bouvard. Ce dispositif ouvre droit au statut LMNP et vient en complément des avantages déjà présentés. Il vous permet de bénéficier d’une réduction d’impôt lors de l'achat d'un bien neuf en Savoie dans une résidence services.\x3C/li>\x3C/ul>\x3Ch2>Pourquoi acheter un logement neuf en Savoie ?\x3C/h2>\x3Cp>\x3Cstrong>De nombreuses raisons peuvent motiver l’achat d’un logement neuf en Savoie\x3C/strong>. Situé au cœur des Alpes, le département est le plus montagneux de France. Lacs, parc national et domaines skiables viennent compléter la liste des sites naturels préservés. Ce cadre de vie exceptionnel est renforcé par le dynamisme économique de la région. Le tourisme, mais également l’agriculture et l’industrie font vivre le secteur, notamment dans les villes de Chambéry, Aix-les-Bains et Albertville.\x3C/p>",format:"full_html",processed:"\x3Cp>Situé dans une région touristique dotée de sites naturels préservés, la Savoie connait unvéritable engouement qui rythme son marché immobilier neuf. 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Selon votre situation, il est possible de contracter un Prêt à Taux Zéro (PTZ), un Prêt Accession Sociale (PAS), etc.\x3C/li>\x3Cli>La TVA réduite. Un logement neuf en Savoie dans une zone de rénovation urbaine bénéficie d’une TVA réduite à 5,5%.\x3C/li>\x3C/ul>\x3Ch2>Acheter un programme neuf en Savoie pour faire un investissement locatif\x3C/h2>\x3Ch3>LMNP\x3C/h3>\x3Cp>Le statut de Loueur en Meublé Non Professionnel (LMNP) s’applique si vous devenez propriétaire d'un appartement neuf en Savoie au sein d'une résidence services. Ces hébergements meublés, loués de manière temporaire ou permanente, sont généralement proposés à des étudiants, des personnes âgées ou des touristes.\x3C/p>\x3Cp>Dans la limite de 23 000 euros de recettes locatives annuelles, le statut LMNP donne droit à des avantages fiscaux. 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Il vous permet de bénéficier d’une réduction d’impôt lors de l'achat d'un bien neuf en Savoie dans une résidence services.\x3C/li>\x3C/ul>\x3Ch2>Pourquoi acheter un logement neuf en Savoie ?\x3C/h2>\x3Cp>\x3Cstrong>De nombreuses raisons peuvent motiver l’achat d’un logement neuf en Savoie\x3C/strong>. Situé au cœur des Alpes, le département est le plus montagneux de France. Lacs, parc national et domaines skiables viennent compléter la liste des sites naturels préservés. Ce cadre de vie exceptionnel est renforcé par le dynamisme économique de la région. Le tourisme, mais également l’agriculture et l’industrie font vivre le secteur, notamment dans les villes de Chambéry, Aix-les-Bains et Albertville.\x3C/p>"},weight:3,changed:"2024-12-12T16:28:26+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[16224]=[$R[16225]={tag:"meta",attributes:$R[16226]={name:"title",content:"Immobilier neuf Savoie | Cogedim"}},$R[16227]={tag:"meta",attributes:$R[16228]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) en Savoie ? 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Jouissant d’une croissance démographique et économique constante, le marché de l’immobilier se porte bien. C’est un territoire aux \x3Cstrong>multiples facettes\x3C/strong> avec d’un côté la région Rhône-Alpes, ses cinq métropoles et ses stations de sport d’hiver qui offrent une diversité de paysages riches et d’un autre l’Auvergne avec Lyon qui attire toujours plus d’étudiants ou Grenoble et ses industries de pointe qui dynamise le marché. En tant qu'expert immobilier, nous serons ravis de vous aider et vous conseiller dans votre recherche pour réaliser un \x3Cstrong>investissement judicieux\x3C/strong>, lucratif et adapté à votre situation personnelle.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Auvergne-Rhône-Alpes\x3C/h3>\x3Cp>Les aides nationales accessibles aux primo-accédants pour investir en Auvergne-Rhône-Alpes sont le \x3Cstrong>PTZ\x3C/strong>, le \x3Cstrong>Prêt Action Logement \x3C/strong>et d’autres types de crédits conventionnés. Les \x3Cstrong>taux d’intérêt sont très favorables\x3C/strong> et fixés en fonction de la durée de remboursement. Pour les ménages qui achètent un logement neuf en Auvergne-Rhône-Alpes, il est aussi possible de demander des aides départementales ou locales.\x3C/p>\x3Cp>Par exemple, le conseil général de l’Ain délivre un prêt de 15 000 euros sur 15 ans, à 1 % d’intérêt hors assurance aux primo-accédants, sous certaines conditions. La métropole de Lyon donne une prime à l’achat, dont le montant varie entre 2 000 et 6 000 euros aux logements collectifs et aux logements individuels groupés développés dans les zones d’aménagement concerté. Les communes peuvent aussi donner des subventions ou primes aux primo-accédants pour un logement neuf en Auvergne-Rhône-Alpes.\x3C/p>\x3Ch3>Acheter un programme neuf en Auvergne-Rhône-Alpes pour faire un investissement locatif\x3C/h3>\x3Cp>Les pôles économiques ; les activités touristiques ; les grandes villes étudiantes ou industrielles ; autant de facteurs qui font de la région Auvergne-Rhône-Alpes un lieu idéal pour investir dans un programme neuf. Le tout soutenu par les \x3Cstrong>taux d’intérêts intéressants \x3C/strong>dont il faut absolument profiter pendant qu'il est encore temps.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Pour les investisseurs qui choisissent d’acheter un appartement neuf en Auvergne-Rhône-Alpes pour faire de la location meublée, le statut de LMNP(loueur meublé non professionnel) présente de nombreux avantages. La location meublée donne en effet droit à un \x3Cstrong>allégement fiscal\x3C/strong> important, sous réserve de respecter les conditions d’éligibilité. La déclaration en tant que LMNP est obligatoire pour pouvoir ensuite bénéficier du régime fiscal associé. De même, la location doit comporter tous les éléments obligatoires pour être qualifiée de meublée.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Auvergne-Rhône-Alpes ?\x3C/h3>\x3Cp>Région toujours plus attractive et dynamique, il n’a jamais été aussi intéressant de concrétiser son projet d’achat immobilier en Auvergne-Rhône-Alpes, qui se classe deuxième région la plus peuplée de France. Entre lacs, montagnes, fleuves et station de sport d’hiver, mais aussi villes étudiantes attractives et dynamiques, chacun de ses treize départements dispose de ses propres atouts culturels et naturels, ce qui en fait une \x3Cstrong>région très recherchée\x3C/strong>, aussi bien pour s’implanter que pour effectuer un investissement locatif. D’autant plus que la région est desservie par un large réseau autoroutier, des lignes ferroviaires et plusieurs aéroports. Porté par le secteur industriel, touristique et gastronomique, la région centrale est dynamique et son \x3Cstrong>marché du neuf en pleine expansion. C’est le moment !\x3C/strong>\x3C/p>\x3Cp>\x3Ca href=\"https://www.cogedim.com/auvergne-rhone-alpes/ain-01/\">\x3Cstrong>Découvrir également nos logements dans l'Ain\x3C/strong>\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch2>Investir dans l’immobilier neuf en Auvergne-Rhône-Alpes\x3C/h2>\x3Cp>Située dans le Centre-Est de la France, la région Auvergne-Rhône-Alpes fait partie des plus dynamiques du territoire national. Jouissant d’une croissance démographique et économique constante, le marché de l’immobilier se porte bien. C’est un territoire aux \x3Cstrong>multiples facettes\x3C/strong> avec d’un côté la région Rhône-Alpes, ses cinq métropoles et ses stations de sport d’hiver qui offrent une diversité de paysages riches et d’un autre l’Auvergne avec Lyon qui attire toujours plus d’étudiants ou Grenoble et ses industries de pointe qui dynamise le marché. En tant qu'expert immobilier, nous serons ravis de vous aider et vous conseiller dans votre recherche pour réaliser un \x3Cstrong>investissement judicieux\x3C/strong>, lucratif et adapté à votre situation personnelle.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Auvergne-Rhône-Alpes\x3C/h3>\x3Cp>Les aides nationales accessibles aux primo-accédants pour investir en Auvergne-Rhône-Alpes sont le \x3Cstrong>PTZ\x3C/strong>, le \x3Cstrong>Prêt Action Logement \x3C/strong>et d’autres types de crédits conventionnés. Les \x3Cstrong>taux d’intérêt sont très favorables\x3C/strong> et fixés en fonction de la durée de remboursement. Pour les ménages qui achètent un logement neuf en Auvergne-Rhône-Alpes, il est aussi possible de demander des aides départementales ou locales.\x3C/p>\x3Cp>Par exemple, le conseil général de l’Ain délivre un prêt de 15 000 euros sur 15 ans, à 1 % d’intérêt hors assurance aux primo-accédants, sous certaines conditions. La métropole de Lyon donne une prime à l’achat, dont le montant varie entre 2 000 et 6 000 euros aux logements collectifs et aux logements individuels groupés développés dans les zones d’aménagement concerté. Les communes peuvent aussi donner des subventions ou primes aux primo-accédants pour un logement neuf en Auvergne-Rhône-Alpes.\x3C/p>\x3Ch3>Acheter un programme neuf en Auvergne-Rhône-Alpes pour faire un investissement locatif\x3C/h3>\x3Cp>Les pôles économiques ; les activités touristiques ; les grandes villes étudiantes ou industrielles ; autant de facteurs qui font de la région Auvergne-Rhône-Alpes un lieu idéal pour investir dans un programme neuf. Le tout soutenu par les \x3Cstrong>taux d’intérêts intéressants \x3C/strong>dont il faut absolument profiter pendant qu'il est encore temps.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Pour les investisseurs qui choisissent d’acheter un appartement neuf en Auvergne-Rhône-Alpes pour faire de la location meublée, le statut de LMNP(loueur meublé non professionnel) présente de nombreux avantages. La location meublée donne en effet droit à un \x3Cstrong>allégement fiscal\x3C/strong> important, sous réserve de respecter les conditions d’éligibilité. La déclaration en tant que LMNP est obligatoire pour pouvoir ensuite bénéficier du régime fiscal associé. De même, la location doit comporter tous les éléments obligatoires pour être qualifiée de meublée.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Auvergne-Rhône-Alpes ?\x3C/h3>\x3Cp>Région toujours plus attractive et dynamique, il n’a jamais été aussi intéressant de concrétiser son projet d’achat immobilier en Auvergne-Rhône-Alpes, qui se classe deuxième région la plus peuplée de France. Entre lacs, montagnes, fleuves et station de sport d’hiver, mais aussi villes étudiantes attractives et dynamiques, chacun de ses treize départements dispose de ses propres atouts culturels et naturels, ce qui en fait une \x3Cstrong>région très recherchée\x3C/strong>, aussi bien pour s’implanter que pour effectuer un investissement locatif. D’autant plus que la région est desservie par un large réseau autoroutier, des lignes ferroviaires et plusieurs aéroports. 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Auvergne-Rhône-Alpes"}},$R[16329]={tag:"meta",attributes:$R[16330]={name:"twitter:description",content:"#Auvergne-Rhône-Alpes #immobilier #neuf"}},$R[16331]={tag:"meta",attributes:$R[16332]={name:"twitter:site",content:"@altareacogedim"}},$R[16333]={tag:"meta",attributes:$R[16334]={name:"twitter:creator",content:"@altareacogedim"}},$R[16335]={tag:"meta",attributes:$R[16336]={name:"twitter:image:alt",content:"Logo de Cogedim, promoteur de programmes immobiliers neufs"}},$R[16337]={tag:"meta",attributes:$R[16338]={name:"twitter:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}}],path:$R[16339]={alias:"/auvergne-rhone-alpes",pid:2101,langcode:"fr"},publish_on:null,unpublish_on:null,field_code_area:null,field_code_postal:null,field_meta:null,field_prefix_1:"en ",field_prefix_2:"d'",field_promoted:!1,meta:$R[16340]={drupal_internal__target_id:2612},vid:$R[16341]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"c79788a6-d591-46db-9761-830db5bfc787",meta:$R[16342]={drupal_internal__target_id:"geography"}},revision_user:$R[16343]={data:null,links:$R[16344]={related:$R[16345]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/geography/93c76133-1207-4b21-96c6-7f791451dde8/revision_user/?resourceVersion=id%3A2612"},self:$R[16346]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/geography/93c76133-1207-4b21-96c6-7f791451dde8/relationships/revision_user/?resourceVersion=id%3A2612"}}},parent:$R[16347]=[$R[16348]={type:"taxonomy_term--geography",id:"virtual",meta:$R[16349]={links:$R[16350]={help:$R[16351]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[16352]={about:"Usage and meaning of the 'virtual' resource 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un logement neuf à Chambéry.\x3C/p>",format:"full_html",processed:"\x3Cp>Le centre-ville, Bissy et Biollay sont des quartiers prisés pour acheter un logement neuf à Chambéry.\x3C/p>"},field_question:"Quels sont les quartiers les plus recherchés pour acheter dans le neuf à Chambéry ?",meta:$R[16365]={target_revision_id:52555,drupal_internal__target_id:10990},paragraph_type:$R[16366]={type:"paragraphs_type--paragraphs_type",id:"eb7bf1ce-e727-49e9-a1c7-f2baea30e120",meta:$R[16367]={drupal_internal__target_id:"qa"}}},$R[16368]={type:"paragraph--qa",id:"7cbdc552-3d96-4f4f-9c2c-b899dcb545ca",links:$R[16369]={self:$R[16370]={href:"http://www.cogedim.com/jsonapi/paragraph/qa/7cbdc552-3d96-4f4f-9c2c-b899dcb545ca/?resourceVersion=id%3A52556"}},drupal_internal__id:10991,drupal_internal__revision_id:52556,langcode:"fr",status:!0,created:"2025-06-18T13:55:48+00:00",parent_id:"1369",parent_type:"taxonomy_term",parent_field_name:"field_qas",behavior_settings:$R[16371]=[],default_langcode:!0,revision_translation_affected:!0,field_answer:$R[16372]={value:"\x3Cp>Oui, à condition de ne pas dépasser les plafonds de ressources fixés.\x3C/p>",format:"full_html",processed:"\x3Cp>Oui, à condition de ne pas dépasser les plafonds de ressources fixés.\x3C/p>"},field_question:"Puis-je bénéficier du prêt à taux zéro (PTZ) pour un achat neuf à Chambéry ?",meta:$R[16373]={target_revision_id:52556,drupal_internal__target_id:10991},paragraph_type:$R[16374]={type:"paragraphs_type--paragraphs_type",id:"eb7bf1ce-e727-49e9-a1c7-f2baea30e120",meta:$R[16375]={drupal_internal__target_id:"qa"}}},$R[16376]={type:"paragraph--qa",id:"102e31fa-e81d-4553-baa3-a1bd874ef2ea",links:$R[16377]={self:$R[16378]={href:"http://www.cogedim.com/jsonapi/paragraph/qa/102e31fa-e81d-4553-baa3-a1bd874ef2ea/?resourceVersion=id%3A52557"}},drupal_internal__id:10992,drupal_internal__revision_id:52557,langcode:"fr",status:!0,created:"2025-06-18T13:56:04+00:00",parent_id:"1369",parent_type:"taxonomy_term",parent_field_name:"field_qas",behavior_settings:$R[16379]=[],default_langcode:!0,revision_translation_affected:!0,field_answer:$R[16380]={value:"\x3Cp>Acheter dans le neuf à Chambéry garantit un logement conforme aux normes en vigueur, plus performant sur le plan énergétique, avec des économies à la clé et un meilleur confort au quotidien.\x3C/p>",format:"full_html",processed:"\x3Cp>Acheter dans le neuf à Chambéry garantit un logement conforme aux normes en vigueur, plus performant sur le plan énergétique, avec des économies à la clé et un meilleur confort au quotidien.\x3C/p>"},field_question:"Quels sont les avantages d’acheter dans le neuf à Chambéry par rapport à l’ancien ?",meta:$R[16381]={target_revision_id:52557,drupal_internal__target_id:10992},paragraph_type:$R[16382]={type:"paragraphs_type--paragraphs_type",id:"eb7bf1ce-e727-49e9-a1c7-f2baea30e120",meta:$R[16383]={drupal_internal__target_id:"qa"}}},$R[16384]={type:"paragraph--qa",id:"67a11dcf-15ad-43ac-b81f-d8978af7ee9a",links:$R[16385]={self:$R[16386]={href:"http://www.cogedim.com/jsonapi/paragraph/qa/67a11dcf-15ad-43ac-b81f-d8978af7ee9a/?resourceVersion=id%3A52558"}},drupal_internal__id:10993,drupal_internal__revision_id:52558,langcode:"fr",status:!0,created:"2025-06-18T13:56:22+00:00",parent_id:"1369",parent_type:"taxonomy_term",parent_field_name:"field_qas",behavior_settings:$R[16387]=[],default_langcode:!0,revision_translation_affected:!0,field_answer:$R[16388]={value:"\x3Cp>Cela dépend du programme immobilier, mais il faut souvent attendre un à deux ans.\x3C/p>",format:"full_html",processed:"\x3Cp>Cela dépend du programme immobilier, mais il faut souvent attendre un à deux ans.\x3C/p>"},field_question:"Combien de temps faut-il pour acheter un logement neuf à Chambéry ?",meta:$R[16389]={target_revision_id:52558,drupal_internal__target_id:10993},paragraph_type:$R[16390]={type:"paragraphs_type--paragraphs_type",id:"eb7bf1ce-e727-49e9-a1c7-f2baea30e120",meta:$R[16391]={drupal_internal__target_id:"qa"}}},$R[16392]={type:"paragraph--qa",id:"d513ba87-2fc3-47ab-84c7-8f63af2695d4",links:$R[16393]={self:$R[16394]={href:"http://www.cogedim.com/jsonapi/paragraph/qa/d513ba87-2fc3-47ab-84c7-8f63af2695d4/?resourceVersion=id%3A52559"}},drupal_internal__id:10994,drupal_internal__revision_id:52559,langcode:"fr",status:!0,created:"2025-06-18T13:56:38+00:00",parent_id:"1369",parent_type:"taxonomy_term",parent_field_name:"field_qas",behavior_settings:$R[16395]=[],default_langcode:!0,revision_translation_affected:!0,field_answer:$R[16396]={value:"\x3Cp>Un logement neuf bénéficie d’une triple protection : une garantie un an pour les malfaçons, deux ans pour les équipements et dix ans pour le bâti.\x3C/p>",format:"full_html",processed:"\x3Cp>Un logement neuf bénéficie d’une triple protection : une garantie un an pour les malfaçons, deux ans pour les équipements et dix ans pour le bâti.\x3C/p>"},field_question:"Quelles garanties couvrent mon logement neuf à Chambéry ? 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Un de nos conseillers reviendra vers vous dans un délai de 24h ouvrées.",field_crm_division:null,field_crm_object:"Information programme",field_disclaimer:"Pour être contacté(e) par un conseiller immobilier au sujet de ce programme immobilier ou tout autre à proximité par téléphone, ou par mail si vous êtes injoignable, merci de nous préciser les informations suivantes :",field_display:!1,field_legals:"Les données signalées ci-dessus par un astérisque sont nécessaires pour nous permettre de répondre à votre demande d'information. Elles sont collectées et traitées informatiquement par COVALENS (société du groupe ALTAREA développant la marque COGEDIM). 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À la croisée de la France, de la Suisse et de l’Italie, la ville profite d'un emplacement stratégique idéal, que ce soit pour vivre ou investir. Annecy rassemble de nombreux critères favorisant un bon rendement et une valorisation à long terme. COGEDIM vous accompagne dans votre projet d’immobilier neuf à Annecy avec des programmes soigneusement situés et des prestations durables.\x3Cbr> \x3C/p>\x3Ch2>Pourquoi acheter un bien immobilier neuf à Annecy ?\x3C/h2>\x3Cp>Surnommée la « Perle des Alpes », Annecy attire par la qualité de son \x3Cstrong>cadre de vie\x3C/strong>. À la fois bordée par l'un des plus grands lacs d'Europe, le fameux lac d'Annecy, et située aux pieds des montagnes, la ville fait le bonheur des \x3Cstrong>amoureux de la nature\x3C/strong>. Une grande variété d'activités en plein air sont disponibles été comme hiver : sports nautiques sur le lac, randonnée, vélo, parapente, escalade, ski, etc. Voilà qui explique pourquoi Annecy est classée en troisième position du \x3Ca href=\"https://www.lejdd.fr/Societe/top-500-des-villes-et-villages-ou-il-fait-bon-vivre-votre-commune-est-elle-dans-le-classement-154562\">\x3Cu>classement\x3C/u>\x3C/a> \"Top 500 des villes et villages où il fait bon vivre en 2025\" selon le JDD. Un tel cadre de vie privilégié favorise la \x3Cstrong>valorisation des biens immobiliers neufs\x3C/strong> à long terme.\x3Cbr> \x3C/p>\x3Cp>En 2023, l'agglomération du Grand Annecy comptait 215 000 habitants répartis sur 34 communes. Sa \x3Cstrong>position stratégique\x3C/strong> au carrefour entre la France, la Suisse et l'Italie est idéale pour les travailleurs transfrontaliers. La zone bénéficie aussi de la \x3Cstrong>proximité de deux aéroports internationaux\x3C/strong> : celui de Genève situé à 35 min, et celui de Lyon à 1h30.\x3Cbr> \x3C/p>\x3Cp>Sur le plan économique, le secteur dispose d'un \x3Cstrong>bassin d'emploi solide et diversifié\x3C/strong>. L'agglomération totalise plus de 98 000 emplois. Ses \x3Cstrong>3 millions de visiteurs par an\x3C/strong> contribuent au dynamisme et à l'attractivité de la zone. Par ailleurs, Annecy compte des établissements supérieurs de qualité qui accueillent 8 000 étudiants.\x3Cbr> \x3C/p>\x3Ch2>Investir dans le neuf à Annecy : quels avantages ? \x3C/h2>\x3Cp>Investir dans le neuf à Annecy, c'est miser sur une ville à forte valeur patrimoniale et locative. Découvrons les avantages de l'immobilier neuf à Annecy.\x3C/p>\x3Ch3>Le marché immobilier à Annecy\x3C/h3>\x3Cp>Annecy est classée A dans le barème des villes françaises selon le déséquilibre entre l'offre et de la demande de logements. Cela témoigne d'un \x3Cstrong>marché immobilier très tendu\x3C/strong> où la demande est supérieure à l'offre, preuve de l'attractivité de la ville.\x3C/p>\x3Cp>Tous types de biens confondus, les prix médians d’achat oscillent \x3Cstrong>entre 5 480 et 6 700 €/m²\x3C/strong>, tandis que les prix moyens de location varient entre 19 et 23 €/m². Ces chiffres indiquent un rendement brut théorique moyen de 4,1 %. À titre de comparaison, le livret A n’a pas dépassé ce taux depuis 1991. Le délai de vente moyen à Annecy est de 56 jours.\x3C/p>\x3Cp>L'achat d'un appartement neuf à Annecy dispose de sérieux arguments financiers. Par exemple, considérons un \x3Ca href=\"https://www.cogedim.com/auvergne-rhone-alpes/haute-savoie-74/annecy/osmose-quartier-des-hirondelles-74783-1260197.html\">2 pièces de 45 m²\x3C/a> vendu à 273 167 €. Avec 20 % d'apport personnel et un prêt immobilier sur 25 ans au \x3Ca href=\"https://www.lesfurets.com/pret-immobilier/actualites/taux-immobiliers-janvier-2025\">\x3Cu>taux moyen (janvier 2025) de 3,26%,\x3C/u>\x3C/a> la mensualité s'élève à 1 066 €. Or, avec un loyer moyen 19-23 €/m² pour un 2 pièces, ce même logement coûterait 855-1 035 € par mois en location. Un léger effort financier supplémentaire permet donc de \x3Cstrong>devenir propriétaire à Annecy\x3C/strong>.\x3Cbr> \x3C/p>\x3Ch3>Le prix des biens immobiliers neufs à Annecy\x3C/h3>\x3Cp>Le prix de l’immobilier neuf à Annecy varie entre 5 259 et 8 731 €/m². Sur un an, les prix ont légèrement augmenté (+ 4 %), tandis qu'ils sont \x3Cstrong>en nette hausse sur 5 ans\x3C/strong> (+ 30 %).\x3Cbr> \x3C/p>\x3Cp>Voici la répartition des \x3Cstrong>prix par type de logement neuf\x3C/strong> à Annecy : \x3C/p>\x3Cul>\x3Cli>Appartement studio/1 pièce : 6 200 à 7 570 €/m² \x3Cbr> \x3C/li>\x3Cli>Appartement 2 pièces : 5 830 à 7 120 €/m² \x3Cbr> \x3C/li>\x3Cli>Appartement 3 pièces : 5 380 à 6 570 €/m² \x3Cbr> \x3C/li>\x3Cli>Appartement 4 pièces : 5 940 à 7 270 €/m² \x3Cbr> \x3C/li>\x3Cli>Appartement 5 pièces : 6 360 à 7 770 €/m² \x3Cbr>\x3Cbr> \x3C/li>\x3C/ul>\x3Ch2>Les quartiers où investir et habiter à Annecy\x3C/h2>\x3Cp>\x3Cstrong>Vieille Ville\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Ce quartier historique abrite le centre médiéval de la ville. Il est sillonné de rues pittoresques et accueille les principaux monuments emblématiques : Palais de l’île, Musée-Château, Pont des Amours...\x3Cbr> \x3C/li>\x3Cli>La vieille ville attire particulièrement les jeunes actifs et les investisseurs.\x3Cbr> \x3C/li>\x3Cli>Prix moyen : 5 600 à 6 850 €/m².\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Cstrong>Albigny-Balmettes\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Proche du lac, de la vieille ville et de toutes les commodités, ce quartier offre un bel équilibre entre vie urbaine et nature apaisante. Secteur résidentiel huppé, il abrite majoritairement des immeubles haut de gamme, ainsi que des villas bien intégrées dans le paysage urbain.\x3Cbr> \x3C/li>\x3Cli>Cette zone séduit souvent les CSP+ et les retraités.\x3Cbr> \x3C/li>\x3Cli>Prix moyen : 5 420 à 6 630 €/m².\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Cstrong>Novel-Teppes\x3C/strong>\x3C/p>\x3Cul>\x3Cli>La zone Novel-Teppes est en \x3Ca href=\"https://lessorsavoyard.lemessager.fr/49738/article/2022-11-04/annecy-le-lifting-du-quartier-des-teppes-un-veritable-atout-pour-ses-habitants\">\x3Cu>reconversion\x3C/u>\x3C/a> depuis 2020. C'est un quartier animé disposant de services de proximité et d'une bonne accessibilité en transports en commun.\x3Cbr> \x3C/li>\x3Cli>Ce quartier abordable et prometteur est prisé des primo-accédants et des familles.\x3Cbr> \x3C/li>\x3Cli>Prix moyen : 4 150 à 5 070 €/m².\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Cstrong>Annecy-le-Vieux\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Ce quartier résidentiel paisible comprend 2 km de rives du lac, ainsi que des zones d’espaces verts et de détente. Il offre une variété de secteurs et d'ambiances : un côté assez urbain, un autre proche du lac avec de beaux panoramas et un autre plus verdoyant.\x3Cbr> \x3C/li>\x3Cli>Annecy-le-Vieux accueille principalement des familles et des cadres.\x3Cbr> \x3C/li>\x3Cli>Prix moyen : 5 720 à 6 990 €/m².\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Cstrong>Cran-Gevrier\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Commune voisine au nord d’Annecy, Cran-Gevrier est en pleine mutation. En plus de la rénovation urbaine en cours, le quartier bénéficie d'une bonne accessibilité en bus ou à vélo.\x3Cbr> \x3C/li>\x3Cli>Les classes moyennes apprécient généralement ce quartier.\x3Cbr> \x3C/li>\x3Cli>Prix moyen : 3 540 à 4 330 €/m².\x3Cbr> \x3C/li>\x3C/ul>\x3Ch2>Les aides financières disponibles pour un achat dans le neuf à Annecy \x3C/h2>\x3Cp>Il existe des aides financières pour acheter un logement neuf à Annecy, que ce soit un premier achat ou un investissement locatif.\x3C/p>\x3Ch3>Les aides financières pour un premier achat à Annecy\x3C/h3>\x3Cp>Selon les programmes immobiliers neufs disponibles à Annecy, les primo-accédants peuvent bénéficier de plusieurs aides, notamment :\x3C/p>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\" target=\"_blank\">\x3Cstrong>PTZ (Prêt à Taux Zéro)\x3C/strong>\x3C/a> : un prêt sans intérêt soumis à des plafonds de ressources ;\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/une-tva-reduite-a-5-5.html\" target=\"_blank\">\x3Cstrong>TVA réduite à 5,5%\x3C/strong>\x3C/a>\x3Cstrong> \x3C/strong>: un taux de TVA réduit pour l'achat d'un bien situé dans une zone de rénovation urbaine ; \x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\" target=\"_blank\">\x3Cstrong>BRS (Bail Réel Solidaire)\x3C/strong>\x3C/a>\x3Cstrong> \x3C/strong>: un prix d'achat avantageux pour un logement neuf sur un terrain mis à disposition par un Organisme Foncier Solidaire (OFS) ;\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\" target=\"_blank\">\x3Cstrong>Accession à prix maitrisé\x3C/strong>\x3C/a>\x3Cstrong> \x3C/strong>: des logements neufs inférieurs au prix du marché pour favoriser la mixité sociale ;\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\" target=\"_blank\">\x3Cstrong>Solution Access\x3C/strong>\x3C/a> : des solutions pour financer l'achat sans apport ;\x3C/li>\x3Cli>\x3Cstrong>Autres prêts \x3C/strong>disponibles selon les ressources du ménage : Prêt Accession Sociale (PAS), Prêt Action Logement, etc.\x3C/li>\x3C/ul>\x3Ch3>Les dispositifs fiscaux pour investir dans le neuf à Annecy \x3C/h3>\x3Cp>Les investisseurs peuvent aussi profiter d'avantages importants pour l'achat d'un logement neuf à Annecy :\x3C/p>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\" target=\"_blank\">\x3Cstrong>Statut LMNP dédié aux résidences services ou non\x3C/strong>\x3C/a> : une fiscalité allégée pour maximiser les revenus locatifs ;\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/logement-locatif-intermediaire/\" target=\"_blank\">\x3Cstrong>LLI / LLI meublé\x3C/strong>\x3C/a>\x3Cstrong> \x3C/strong>: des avantages financiers et fiscaux pour encourager l'investissement locatif en zones tendues ;\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/l-achat-en-nue-propriete.html\" target=\"_blank\">\x3Cstrong>Nue-propriété\x3C/strong>\x3C/a> : profiter d'un prix d'achat attractif en renonçant à l'usufruit du bien pendant un temps ;\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\" target=\"_blank\">\x3Cstrong>Cogedim Avantages\x3C/strong>\x3C/a> : un ensemble d'avantages exclusifs tels que les frais de notaires offerts ou un an de gestion locative gratuite.\x3C/li>\x3C/ul>\x3Ch2>Pourquoi choisir COGEDIM pour votre achat à Annecy ? \x3C/h2>\x3Cp>COGEDIM met tout en œuvre pour faciliter l'achat d'un logement neuf à Annecy en toute tranquillité.\x3C/p>\x3Ch3>Des conseils personnalisés pour acheter un bien immobilier neuf\x3C/h3>\x3Cp>COGEDIM s'attache à \x3Cstrong>accompagner tous les projets\x3C/strong>, que ce soit l'achat d'une résidence principale, un investissement locatif, un placement pour préparer votre retraite ou autre. Vous bénéficiez d'une analyse personnalisée, de conseils juridiques et fiscaux et d'un suivi continu par un\x3Cstrong> interlocuteur unique\x3C/strong>.\x3Cbr> \x3C/p>\x3Ch3>Un accompagnement à chaque étape de l’achat\x3C/h3>\x3Cp>COGEDIM vous \x3Cstrong>guide à chaque étape\x3C/strong>, depuis la sélection du bien jusqu'à l'activation des garanties après-livraison si besoin. Réservation, financement, signature chez le notaire, suivi du chantier, livraison... COGEDIM reste à vos côtés.\x3Cbr> \x3C/p>\x3Ch3>Une expertise reconnue et des programmes de qualité\x3C/h3>\x3Cp>La \x3Cstrong>satisfaction client\x3C/strong> constitue la priorité de COGEDIM. Tous les programmes bénéficient d'emplacements stratégiques et d'une conception éco-responsable pour allier qualité de vie, esthétique et performances.\x3C/p>",format:"full_html",processed:"\x3Ch2>Immobilier et Appartements Neufs \x3Cstrong>ANNECY\x3C/strong>\x3C/h2>\x3Cp>Nichée entre lac et montagnes, Annecy séduit par sa qualité de vie exceptionnelle, son charme unique et son dynamisme économique. À la croisée de la France, de la Suisse et de l’Italie, la ville profite d'un emplacement stratégique idéal, que ce soit pour vivre ou investir. Annecy rassemble de nombreux critères favorisant un bon rendement et une valorisation à long terme. COGEDIM vous accompagne dans votre projet d’immobilier neuf à Annecy avec des programmes soigneusement situés et des prestations durables.\x3Cbr> \x3C/p>\x3Ch2>Pourquoi acheter un bien immobilier neuf à Annecy ?\x3C/h2>\x3Cp>Surnommée la « Perle des Alpes », Annecy attire par la qualité de son \x3Cstrong>cadre de vie\x3C/strong>. À la fois bordée par l'un des plus grands lacs d'Europe, le fameux lac d'Annecy, et située aux pieds des montagnes, la ville fait le bonheur des \x3Cstrong>amoureux de la nature\x3C/strong>. Une grande variété d'activités en plein air sont disponibles été comme hiver : sports nautiques sur le lac, randonnée, vélo, parapente, escalade, ski, etc. Voilà qui explique pourquoi Annecy est classée en troisième position du \x3Ca href=\"https://www.lejdd.fr/Societe/top-500-des-villes-et-villages-ou-il-fait-bon-vivre-votre-commune-est-elle-dans-le-classement-154562\">\x3Cu>classement\x3C/u>\x3C/a> \"Top 500 des villes et villages où il fait bon vivre en 2025\" selon le JDD. Un tel cadre de vie privilégié favorise la \x3Cstrong>valorisation des biens immobiliers neufs\x3C/strong> à long terme.\x3Cbr> \x3C/p>\x3Cp>En 2023, l'agglomération du Grand Annecy comptait 215 000 habitants répartis sur 34 communes. Sa \x3Cstrong>position stratégique\x3C/strong> au carrefour entre la France, la Suisse et l'Italie est idéale pour les travailleurs transfrontaliers. La zone bénéficie aussi de la \x3Cstrong>proximité de deux aéroports internationaux\x3C/strong> : celui de Genève situé à 35 min, et celui de Lyon à 1h30.\x3Cbr> \x3C/p>\x3Cp>Sur le plan économique, le secteur dispose d'un \x3Cstrong>bassin d'emploi solide et diversifié\x3C/strong>. L'agglomération totalise plus de 98 000 emplois. Ses \x3Cstrong>3 millions de visiteurs par an\x3C/strong> contribuent au dynamisme et à l'attractivité de la zone. Par ailleurs, Annecy compte des établissements supérieurs de qualité qui accueillent 8 000 étudiants.\x3Cbr> \x3C/p>\x3Ch2>Investir dans le neuf à Annecy : quels avantages ? \x3C/h2>\x3Cp>Investir dans le neuf à Annecy, c'est miser sur une ville à forte valeur patrimoniale et locative. Découvrons les avantages de l'immobilier neuf à Annecy.\x3C/p>\x3Ch3>Le marché immobilier à Annecy\x3C/h3>\x3Cp>Annecy est classée A dans le barème des villes françaises selon le déséquilibre entre l'offre et de la demande de logements. Cela témoigne d'un \x3Cstrong>marché immobilier très tendu\x3C/strong> où la demande est supérieure à l'offre, preuve de l'attractivité de la ville.\x3C/p>\x3Cp>Tous types de biens confondus, les prix médians d’achat oscillent \x3Cstrong>entre 5 480 et 6 700 €/m²\x3C/strong>, tandis que les prix moyens de location varient entre 19 et 23 €/m². Ces chiffres indiquent un rendement brut théorique moyen de 4,1 %. À titre de comparaison, le livret A n’a pas dépassé ce taux depuis 1991. Le délai de vente moyen à Annecy est de 56 jours.\x3C/p>\x3Cp>L'achat d'un appartement neuf à Annecy dispose de sérieux arguments financiers. Par exemple, considérons un \x3Ca href=\"https://www.cogedim.com/auvergne-rhone-alpes/haute-savoie-74/annecy/osmose-quartier-des-hirondelles-74783-1260197.html\">2 pièces de 45 m²\x3C/a> vendu à 273 167 €. Avec 20 % d'apport personnel et un prêt immobilier sur 25 ans au \x3Ca href=\"https://www.lesfurets.com/pret-immobilier/actualites/taux-immobiliers-janvier-2025\">\x3Cu>taux moyen (janvier 2025) de 3,26%,\x3C/u>\x3C/a> la mensualité s'élève à 1 066 €. Or, avec un loyer moyen 19-23 €/m² pour un 2 pièces, ce même logement coûterait 855-1 035 € par mois en location. Un léger effort financier supplémentaire permet donc de \x3Cstrong>devenir propriétaire à Annecy\x3C/strong>.\x3Cbr> \x3C/p>\x3Ch3>Le prix des biens immobiliers neufs à Annecy\x3C/h3>\x3Cp>Le prix de l’immobilier neuf à Annecy varie entre 5 259 et 8 731 €/m². Sur un an, les prix ont légèrement augmenté (+ 4 %), tandis qu'ils sont \x3Cstrong>en nette hausse sur 5 ans\x3C/strong> (+ 30 %).\x3Cbr> \x3C/p>\x3Cp>Voici la répartition des \x3Cstrong>prix par type de logement neuf\x3C/strong> à Annecy : \x3C/p>\x3Cul>\x3Cli>Appartement studio/1 pièce : 6 200 à 7 570 €/m² \x3Cbr> \x3C/li>\x3Cli>Appartement 2 pièces : 5 830 à 7 120 €/m² \x3Cbr> \x3C/li>\x3Cli>Appartement 3 pièces : 5 380 à 6 570 €/m² \x3Cbr> \x3C/li>\x3Cli>Appartement 4 pièces : 5 940 à 7 270 €/m² \x3Cbr> \x3C/li>\x3Cli>Appartement 5 pièces : 6 360 à 7 770 €/m² \x3Cbr>\x3Cbr> \x3C/li>\x3C/ul>\x3Ch2>Les quartiers où investir et habiter à Annecy\x3C/h2>\x3Cp>\x3Cstrong>Vieille Ville\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Ce quartier historique abrite le centre médiéval de la ville. Il est sillonné de rues pittoresques et accueille les principaux monuments emblématiques : Palais de l’île, Musée-Château, Pont des Amours...\x3Cbr> \x3C/li>\x3Cli>La vieille ville attire particulièrement les jeunes actifs et les investisseurs.\x3Cbr> \x3C/li>\x3Cli>Prix moyen : 5 600 à 6 850 €/m².\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Cstrong>Albigny-Balmettes\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Proche du lac, de la vieille ville et de toutes les commodités, ce quartier offre un bel équilibre entre vie urbaine et nature apaisante. Secteur résidentiel huppé, il abrite majoritairement des immeubles haut de gamme, ainsi que des villas bien intégrées dans le paysage urbain.\x3Cbr> \x3C/li>\x3Cli>Cette zone séduit souvent les CSP+ et les retraités.\x3Cbr> \x3C/li>\x3Cli>Prix moyen : 5 420 à 6 630 €/m².\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Cstrong>Novel-Teppes\x3C/strong>\x3C/p>\x3Cul>\x3Cli>La zone Novel-Teppes est en \x3Ca href=\"https://lessorsavoyard.lemessager.fr/49738/article/2022-11-04/annecy-le-lifting-du-quartier-des-teppes-un-veritable-atout-pour-ses-habitants\">\x3Cu>reconversion\x3C/u>\x3C/a> depuis 2020. C'est un quartier animé disposant de services de proximité et d'une bonne accessibilité en transports en commun.\x3Cbr> \x3C/li>\x3Cli>Ce quartier abordable et prometteur est prisé des primo-accédants et des familles.\x3Cbr> \x3C/li>\x3Cli>Prix moyen : 4 150 à 5 070 €/m².\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Cstrong>Annecy-le-Vieux\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Ce quartier résidentiel paisible comprend 2 km de rives du lac, ainsi que des zones d’espaces verts et de détente. Il offre une variété de secteurs et d'ambiances : un côté assez urbain, un autre proche du lac avec de beaux panoramas et un autre plus verdoyant.\x3Cbr> \x3C/li>\x3Cli>Annecy-le-Vieux accueille principalement des familles et des cadres.\x3Cbr> \x3C/li>\x3Cli>Prix moyen : 5 720 à 6 990 €/m².\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Cstrong>Cran-Gevrier\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Commune voisine au nord d’Annecy, Cran-Gevrier est en pleine mutation. En plus de la rénovation urbaine en cours, le quartier bénéficie d'une bonne accessibilité en bus ou à vélo.\x3Cbr> \x3C/li>\x3Cli>Les classes moyennes apprécient généralement ce quartier.\x3Cbr> \x3C/li>\x3Cli>Prix moyen : 3 540 à 4 330 €/m².\x3Cbr> \x3C/li>\x3C/ul>\x3Ch2>Les aides financières disponibles pour un achat dans le neuf à Annecy \x3C/h2>\x3Cp>Il existe des aides financières pour acheter un logement neuf à Annecy, que ce soit un premier achat ou un investissement locatif.\x3C/p>\x3Ch3>Les aides financières pour un premier achat à Annecy\x3C/h3>\x3Cp>Selon les programmes immobiliers neufs disponibles à Annecy, les primo-accédants peuvent bénéficier de plusieurs aides, notamment :\x3C/p>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\" target=\"_blank\">\x3Cstrong>PTZ (Prêt à Taux Zéro)\x3C/strong>\x3C/a> : un prêt sans intérêt soumis à des plafonds de ressources ;\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/une-tva-reduite-a-5-5.html\" target=\"_blank\">\x3Cstrong>TVA réduite à 5,5%\x3C/strong>\x3C/a>\x3Cstrong> \x3C/strong>: un taux de TVA réduit pour l'achat d'un bien situé dans une zone de rénovation urbaine ; \x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\" target=\"_blank\">\x3Cstrong>BRS (Bail Réel Solidaire)\x3C/strong>\x3C/a>\x3Cstrong> \x3C/strong>: un prix d'achat avantageux pour un logement neuf sur un terrain mis à disposition par un Organisme Foncier Solidaire (OFS) ;\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\" target=\"_blank\">\x3Cstrong>Accession à prix maitrisé\x3C/strong>\x3C/a>\x3Cstrong> \x3C/strong>: des logements neufs inférieurs au prix du marché pour favoriser la mixité sociale ;\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\" target=\"_blank\">\x3Cstrong>Solution Access\x3C/strong>\x3C/a> : des solutions pour financer l'achat sans apport ;\x3C/li>\x3Cli>\x3Cstrong>Autres prêts \x3C/strong>disponibles selon les ressources du ménage : Prêt Accession Sociale (PAS), Prêt Action Logement, etc.\x3C/li>\x3C/ul>\x3Ch3>Les dispositifs fiscaux pour investir dans le neuf à Annecy \x3C/h3>\x3Cp>Les investisseurs peuvent aussi profiter d'avantages importants pour l'achat d'un logement neuf à Annecy :\x3C/p>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\" target=\"_blank\">\x3Cstrong>Statut LMNP dédié aux résidences services ou non\x3C/strong>\x3C/a> : une fiscalité allégée pour maximiser les revenus locatifs ;\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/logement-locatif-intermediaire/\" target=\"_blank\">\x3Cstrong>LLI / LLI meublé\x3C/strong>\x3C/a>\x3Cstrong> \x3C/strong>: des avantages financiers et fiscaux pour encourager l'investissement locatif en zones tendues ;\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/l-achat-en-nue-propriete.html\" target=\"_blank\">\x3Cstrong>Nue-propriété\x3C/strong>\x3C/a> : profiter d'un prix d'achat attractif en renonçant à l'usufruit du bien pendant un temps ;\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\" target=\"_blank\">\x3Cstrong>Cogedim Avantages\x3C/strong>\x3C/a> : un ensemble d'avantages exclusifs tels que les frais de notaires offerts ou un an de gestion locative gratuite.\x3C/li>\x3C/ul>\x3Ch2>Pourquoi choisir COGEDIM pour votre achat à Annecy ? \x3C/h2>\x3Cp>COGEDIM met tout en œuvre pour faciliter l'achat d'un logement neuf à Annecy en toute tranquillité.\x3C/p>\x3Ch3>Des conseils personnalisés pour acheter un bien immobilier neuf\x3C/h3>\x3Cp>COGEDIM s'attache à \x3Cstrong>accompagner tous les projets\x3C/strong>, que ce soit l'achat d'une résidence principale, un investissement locatif, un placement pour préparer votre retraite ou autre. Vous bénéficiez d'une analyse personnalisée, de conseils juridiques et fiscaux et d'un suivi continu par un\x3Cstrong> interlocuteur unique\x3C/strong>.\x3Cbr> \x3C/p>\x3Ch3>Un accompagnement à chaque étape de l’achat\x3C/h3>\x3Cp>COGEDIM vous \x3Cstrong>guide à chaque étape\x3C/strong>, depuis la sélection du bien jusqu'à l'activation des garanties après-livraison si besoin. Réservation, financement, signature chez le notaire, suivi du chantier, livraison... COGEDIM reste à vos côtés.\x3Cbr> \x3C/p>\x3Ch3>Une expertise reconnue et des programmes de qualité\x3C/h3>\x3Cp>La \x3Cstrong>satisfaction client\x3C/strong> constitue la priorité de COGEDIM. Tous les programmes bénéficient d'emplacements stratégiques et d'une conception éco-responsable pour allier qualité de vie, esthétique et performances.\x3C/p>"},weight:17,changed:"2025-06-18T14:01:42+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[20702]=[$R[20703]={tag:"meta",attributes:$R[20704]={name:"title",content:"programme immobilier neuf Annecy 74 | Cogedim"}},$R[20705]={tag:"meta",attributes:$R[20706]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) deAnnecy ? 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Entre massifs alpins, dont le célèbre Mont-Blanc, et lacs emblématiques comme le Léman ou celui d’Annecy, elle offre un cadre de vie unique. \x3C/p>\x3Cp>Ce territoire prisé séduit par son équilibre entre nature, dynamisme économique et proximité avec Genève. Portée par une population jeune et active, la Haute-Savoie connaît une croissance démographique continue. \x3C/p>\x3Cp>Résidence principale ou investissement locatif, les \x3Cstrong>opportunités dans l’immobilier neuf\x3C/strong> y sont nombreuses et variées.\x3C/p>\x3Ch2>Pourquoi acheter un bien immobilier neuf en Haute-Savoie ?\x3C/h2>\x3Cp>L’\x3Cstrong>achat d’un bien immobilier neuf en Haute-Savoie \x3C/strong>offre de nombreux avantages :\x3C/p>\x3Cul>\x3Cli>La \x3Cstrong>qualité de vie \x3C/strong>avec un cadre naturel préservé entre montagnes, lacs, stations de ski et activités de plein air toute l’année (randonnées, ski, sport nautique…).\x3C/li>\x3Cli>L’\x3Cstrong>accessibilité\x3C/strong> avec les autoroutes A40 et A41 reliant Annecy, Genève, Lyon, Grenoble…, le réseau ferroviaire avec le TGV et le TER allant vers Paris ou Lyon et la proximité de l’aéroport international de Genève.\x3C/li>\x3Cli>La double facette de ce territoire, à la fois \x3Cstrong>rural et urbain\x3C/strong>, ses pôles économiques variés tels que les technopôles d’Annecy, Chablais et la vallée de l’Arve, ainsi que sa proximité avec la frontière suisse.\x3C/li>\x3C/ul>\x3Ch2>Investissement dans un programme immobilier neuf en Haute-Savoie \x3C/h2>\x3Cp>La Haute-Savoie présente de réels \x3Cstrong>atouts pour investir dans le neuf\x3C/strong>, avec une forte demande de logements due à une tension locative dans les grandes villes comme Annecy, Annemasse et Thonon-les-Bains.\x3C/p>\x3Cp>Les \x3Cstrong>actifs transfrontaliers\x3C/strong> sont en recherche active de logements et les \x3Cstrong>étudiants \x3C/strong>autour d’Annecy ou de Chambéry ont également besoin de se loger. D’autre part, la typologie des \x3Cstrong>investisseurs \x3C/strong>est variée : \x3C/p>\x3Cul>\x3Cli>Investisseurs locaux en quête de rendement\x3C/li>\x3Cli>Franciliens et Suisses attirés par la qualité de vie et la rentabilité\x3C/li>\x3Cli>Acquéreurs de résidence secondaire dans les zones de montagne\x3C/li>\x3C/ul>\x3Cp>Enfin, le marché immobilier neuf en Haute-Savoie se distingue par sa stabilité et une forte demande, offrant une bonne rentabilité et une plus-value potentielle. Sur le long terme, il permet une valorisation du patrimoine appréciable.\x3C/p>\x3Ch2>Le marché immobilier en Haute-Savoie \x3C/h2>\x3Cp>Le prix d’un bien immobilier dans le neuf au mètre carré en Haute-Savoie diffère selon les grandes villes. À \x3Cstrong>Annecy\x3C/strong>, le prix s’élève à environ \x3Cstrong>6 500 € du mètre carré\x3C/strong>, tandis qu’à \x3Cstrong>Annemasse\x3C/strong>, il oscille entre \x3Cstrong>4 500 et 5 000 € du mètre carré\x3C/strong> et à \x3Cstrong>Thonon-les-Bains\x3C/strong>, il est autour de \x3Cstrong>4 400 € du mètre carré\x3C/strong>.\x3C/p>\x3Cp>Les prix évoluent à la hausse de façon régulière depuis 5 ans, dus à la forte influence du marché genevois sur le nord du département.\x3C/p>\x3Cp>L’offre de biens immobiliers dans le neuf reste limitée sur la commune d’Annecy et la bande frontalière, mais les couronnes périurbaines et les villes secondaires proposent davantage de disponibilités.\x3C/p>\x3Ch2>Les villes où acheter un logement neuf en Haute-Savoie\x3C/h2>\x3Cp>Les principales villes de Haute-Savoie où acheter un logement neuf sont :\x3C/p>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/auvergne-rhone-alpes/haute-savoie-74/annecy/\">\x3Cstrong>Annecy\x3C/strong>\x3C/a>, capitale économique et culturelle du département, séduit par son cadre de vie animé et son image de ville verte. Très recherchée malgré des prix élevés, elle offre une forte demande locative et un bon potentiel de revente ou de location.\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/auvergne-rhone-alpes/haute-savoie-74/annemasse/\">\x3Cstrong>Annemasse\x3C/strong>\x3C/a>, située à la porte d’entrée vers Genève, se distingue par un grand projet urbain de densification et la prolongation du tramway. Les prix étant plus accessibles, elle présente une bonne rentabilité locative.\x3C/li>\x3Cli>\x3Cstrong>Thonon-les-Bains\x3C/strong>, nichée sur les rives du Léman, est attractive par ses thermes et son environnement agréable. Le bassin d’emplois est en croissance, ce qui en fait une ville idéale pour les acquéreurs en recherche de résidence principale ou secondaire.\x3C/li>\x3C/ul>\x3Ch2>Les aides financières disponibles pour un achat dans le neuf\x3C/h2>\x3Cp>Découvrez des informations sur les aides financières qui existent pour faciliter un achat immobilier dans le neuf.\x3C/p>\x3Ch3>Les aides pour un premier achat de résidence principale\x3C/h3>\x3Cp>Le \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\">\x3Cstrong>PTZ (Prêt à Taux Zéro)\x3C/strong>\x3C/a>,\x3Cstrong> \x3C/strong>accessible selon les conditions de ressources et la composition du foyer, peut être complété par la \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/une-tva-reduite-a-5-5.html\">\x3Cstrong>TVA réduite à 5,50 %\x3C/strong>\x3C/a>\x3Cstrong> \x3C/strong>dans le cadre d'un logement construit dans un quartier ANRU ou QPV.\x3C/p>\x3Cp>Vous pouvez aussi vous tourner vers le \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">\x3Cstrong>BRS (Bail Réel Solidaire)\x3C/strong>\x3C/a> pour acheter votre résidence principale à prix réduit, le terrain (foncier) étant dissocié du logement (bâti). L'\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">\x3Cstrong>accession à prix maitrisé\x3C/strong>\x3C/a> est également intéressante afin de se porter acquéreur d'un bien neuf en dessous des prix du marché.\x3C/p>\x3Cp>N'oubliez pas la \x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cstrong>solution COGEDIM Access\x3C/strong>\x3C/a> ! Ce dispositif permet d’acheter un bien neuf en payant des mensualités équivalentes à celles d’un loyer.\x3C/p>\x3Ch3>Les dispositifs fiscaux pour l'investissement locatif\x3C/h3>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\">\x3Cstrong>Statut LMNP\x3C/strong>\x3C/a> : le statut de Loueur en Meublé Non Professionnel offre une fiscalité avantageuse, en particulier grâce à l'amortissement du bien, qu'il s'agisse d'une résidence de services ou non.\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/logement-locatif-intermediaire/\">\x3Cstrong>LLI / LLI meublé\x3C/strong>\x3C/a> : encourageant la construction de logements neufs en zones tendues, le Logement Locatif Intermédiaire facilite l’accès à des biens plus abordables. \x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/l-achat-en-nue-propriete/\">\x3Cstrong>Nue-propriété\x3C/strong>\x3C/a> : en contrepartie d'un renoncement à l'usage du bien pendant une durée définie, l'investisseur acquiert seulement la nue-propriété mais à un prix décoté.\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\">\x3Cstrong>COGEDIM Avantages\x3C/strong>\x3C/a> : profitez de 6 solutions complètes, quels que soient votre profil et vos ressources, pour investir dans l'immobilier (LLI, LLI Meublé, Investissement Patrimonial, LMNP, Meublé Géré, Nue-propriété).\x3C/li>\x3C/ul>\x3Ch2>Pourquoi choisir COGEDIM pour votre achat en Haute-Savoie ?\x3C/h2>\x3Cp>Avec son \x3Cstrong>expertise régionale\x3C/strong>, COGEDIM possède une parfaite connaissance du marché. Ses programmes immobiliers en Haute-Savoie sont conçus avec une architecture contemporaine et s’intègrent parfaitement au paysage local, tout en proposant de belles prestations et des performances énergétiques aux dernières normes (\x3Cu>RE2020\x3C/u>).\x3C/p>\x3Cp>COGEDIM assure un \x3Cstrong>accompagnement sur mesure\x3C/strong> pour votre projet d'achat, d’investissement ou de défiscalisation. Profitez de conseillers spécialisés et d’un suivi personnalisé, avec la possibilité d’aides au financement et d’une offre de gestion locative adaptée.\x3C/p>",format:"full_html",processed:"\x3Ch2>Immobilier et appartements neufs en Haute-Savoie\x3C/h2>\x3Cp>La \x3Cstrong>Haute-Savoie\x3C/strong>, située en région Auvergne-Rhône-Alpes, partage ses frontières avec la Suisse et l’Italie. Entre massifs alpins, dont le célèbre Mont-Blanc, et lacs emblématiques comme le Léman ou celui d’Annecy, elle offre un cadre de vie unique. \x3C/p>\x3Cp>Ce territoire prisé séduit par son équilibre entre nature, dynamisme économique et proximité avec Genève. Portée par une population jeune et active, la Haute-Savoie connaît une croissance démographique continue. \x3C/p>\x3Cp>Résidence principale ou investissement locatif, les \x3Cstrong>opportunités dans l’immobilier neuf\x3C/strong> y sont nombreuses et variées.\x3C/p>\x3Ch2>Pourquoi acheter un bien immobilier neuf en Haute-Savoie ?\x3C/h2>\x3Cp>L’\x3Cstrong>achat d’un bien immobilier neuf en Haute-Savoie \x3C/strong>offre de nombreux avantages :\x3C/p>\x3Cul>\x3Cli>La \x3Cstrong>qualité de vie \x3C/strong>avec un cadre naturel préservé entre montagnes, lacs, stations de ski et activités de plein air toute l’année (randonnées, ski, sport nautique…).\x3C/li>\x3Cli>L’\x3Cstrong>accessibilité\x3C/strong> avec les autoroutes A40 et A41 reliant Annecy, Genève, Lyon, Grenoble…, le réseau ferroviaire avec le TGV et le TER allant vers Paris ou Lyon et la proximité de l’aéroport international de Genève.\x3C/li>\x3Cli>La double facette de ce territoire, à la fois \x3Cstrong>rural et urbain\x3C/strong>, ses pôles économiques variés tels que les technopôles d’Annecy, Chablais et la vallée de l’Arve, ainsi que sa proximité avec la frontière suisse.\x3C/li>\x3C/ul>\x3Ch2>Investissement dans un programme immobilier neuf en Haute-Savoie \x3C/h2>\x3Cp>La Haute-Savoie présente de réels \x3Cstrong>atouts pour investir dans le neuf\x3C/strong>, avec une forte demande de logements due à une tension locative dans les grandes villes comme Annecy, Annemasse et Thonon-les-Bains.\x3C/p>\x3Cp>Les \x3Cstrong>actifs transfrontaliers\x3C/strong> sont en recherche active de logements et les \x3Cstrong>étudiants \x3C/strong>autour d’Annecy ou de Chambéry ont également besoin de se loger. D’autre part, la typologie des \x3Cstrong>investisseurs \x3C/strong>est variée : \x3C/p>\x3Cul>\x3Cli>Investisseurs locaux en quête de rendement\x3C/li>\x3Cli>Franciliens et Suisses attirés par la qualité de vie et la rentabilité\x3C/li>\x3Cli>Acquéreurs de résidence secondaire dans les zones de montagne\x3C/li>\x3C/ul>\x3Cp>Enfin, le marché immobilier neuf en Haute-Savoie se distingue par sa stabilité et une forte demande, offrant une bonne rentabilité et une plus-value potentielle. Sur le long terme, il permet une valorisation du patrimoine appréciable.\x3C/p>\x3Ch2>Le marché immobilier en Haute-Savoie \x3C/h2>\x3Cp>Le prix d’un bien immobilier dans le neuf au mètre carré en Haute-Savoie diffère selon les grandes villes. À \x3Cstrong>Annecy\x3C/strong>, le prix s’élève à environ \x3Cstrong>6 500 € du mètre carré\x3C/strong>, tandis qu’à \x3Cstrong>Annemasse\x3C/strong>, il oscille entre \x3Cstrong>4 500 et 5 000 € du mètre carré\x3C/strong> et à \x3Cstrong>Thonon-les-Bains\x3C/strong>, il est autour de \x3Cstrong>4 400 € du mètre carré\x3C/strong>.\x3C/p>\x3Cp>Les prix évoluent à la hausse de façon régulière depuis 5 ans, dus à la forte influence du marché genevois sur le nord du département.\x3C/p>\x3Cp>L’offre de biens immobiliers dans le neuf reste limitée sur la commune d’Annecy et la bande frontalière, mais les couronnes périurbaines et les villes secondaires proposent davantage de disponibilités.\x3C/p>\x3Ch2>Les villes où acheter un logement neuf en Haute-Savoie\x3C/h2>\x3Cp>Les principales villes de Haute-Savoie où acheter un logement neuf sont :\x3C/p>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/auvergne-rhone-alpes/haute-savoie-74/annecy/\">\x3Cstrong>Annecy\x3C/strong>\x3C/a>, capitale économique et culturelle du département, séduit par son cadre de vie animé et son image de ville verte. Très recherchée malgré des prix élevés, elle offre une forte demande locative et un bon potentiel de revente ou de location.\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/auvergne-rhone-alpes/haute-savoie-74/annemasse/\">\x3Cstrong>Annemasse\x3C/strong>\x3C/a>, située à la porte d’entrée vers Genève, se distingue par un grand projet urbain de densification et la prolongation du tramway. Les prix étant plus accessibles, elle présente une bonne rentabilité locative.\x3C/li>\x3Cli>\x3Cstrong>Thonon-les-Bains\x3C/strong>, nichée sur les rives du Léman, est attractive par ses thermes et son environnement agréable. Le bassin d’emplois est en croissance, ce qui en fait une ville idéale pour les acquéreurs en recherche de résidence principale ou secondaire.\x3C/li>\x3C/ul>\x3Ch2>Les aides financières disponibles pour un achat dans le neuf\x3C/h2>\x3Cp>Découvrez des informations sur les aides financières qui existent pour faciliter un achat immobilier dans le neuf.\x3C/p>\x3Ch3>Les aides pour un premier achat de résidence principale\x3C/h3>\x3Cp>Le \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\">\x3Cstrong>PTZ (Prêt à Taux Zéro)\x3C/strong>\x3C/a>,\x3Cstrong> \x3C/strong>accessible selon les conditions de ressources et la composition du foyer, peut être complété par la \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/une-tva-reduite-a-5-5.html\">\x3Cstrong>TVA réduite à 5,50 %\x3C/strong>\x3C/a>\x3Cstrong> \x3C/strong>dans le cadre d'un logement construit dans un quartier ANRU ou QPV.\x3C/p>\x3Cp>Vous pouvez aussi vous tourner vers le \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">\x3Cstrong>BRS (Bail Réel Solidaire)\x3C/strong>\x3C/a> pour acheter votre résidence principale à prix réduit, le terrain (foncier) étant dissocié du logement (bâti). L'\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">\x3Cstrong>accession à prix maitrisé\x3C/strong>\x3C/a> est également intéressante afin de se porter acquéreur d'un bien neuf en dessous des prix du marché.\x3C/p>\x3Cp>N'oubliez pas la \x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cstrong>solution COGEDIM Access\x3C/strong>\x3C/a> ! Ce dispositif permet d’acheter un bien neuf en payant des mensualités équivalentes à celles d’un loyer.\x3C/p>\x3Ch3>Les dispositifs fiscaux pour l'investissement locatif\x3C/h3>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\">\x3Cstrong>Statut LMNP\x3C/strong>\x3C/a> : le statut de Loueur en Meublé Non Professionnel offre une fiscalité avantageuse, en particulier grâce à l'amortissement du bien, qu'il s'agisse d'une résidence de services ou non.\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/logement-locatif-intermediaire/\">\x3Cstrong>LLI / LLI meublé\x3C/strong>\x3C/a> : encourageant la construction de logements neufs en zones tendues, le Logement Locatif Intermédiaire facilite l’accès à des biens plus abordables. \x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/l-achat-en-nue-propriete/\">\x3Cstrong>Nue-propriété\x3C/strong>\x3C/a> : en contrepartie d'un renoncement à l'usage du bien pendant une durée définie, l'investisseur acquiert seulement la nue-propriété mais à un prix décoté.\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\">\x3Cstrong>COGEDIM Avantages\x3C/strong>\x3C/a> : profitez de 6 solutions complètes, quels que soient votre profil et vos ressources, pour investir dans l'immobilier (LLI, LLI Meublé, Investissement Patrimonial, LMNP, Meublé Géré, Nue-propriété).\x3C/li>\x3C/ul>\x3Ch2>Pourquoi choisir COGEDIM pour votre achat en Haute-Savoie ?\x3C/h2>\x3Cp>Avec son \x3Cstrong>expertise régionale\x3C/strong>, COGEDIM possède une parfaite connaissance du marché. Ses programmes immobiliers en Haute-Savoie sont conçus avec une architecture contemporaine et s’intègrent parfaitement au paysage local, tout en proposant de belles prestations et des performances énergétiques aux dernières normes (\x3Cu>RE2020\x3C/u>).\x3C/p>\x3Cp>COGEDIM assure un \x3Cstrong>accompagnement sur mesure\x3C/strong> pour votre projet d'achat, d’investissement ou de défiscalisation. Profitez de conseillers spécialisés et d’un suivi personnalisé, avec la possibilité d’aides au financement et d’une offre de gestion locative adaptée.\x3C/p>"},weight:7,changed:"2025-06-18T13:17:21+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[20766]=[$R[20767]={tag:"meta",attributes:$R[20768]={name:"title",content:"Immobilier neuf Haute-Savoie | Cogedim"}},$R[20769]={tag:"meta",attributes:$R[20770]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) en Haute-Savoie ? 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Jouissant d’une croissance démographique et économique constante, le marché de l’immobilier se porte bien. C’est un territoire aux \x3Cstrong>multiples facettes\x3C/strong> avec d’un côté la région Rhône-Alpes, ses cinq métropoles et ses stations de sport d’hiver qui offrent une diversité de paysages riches et d’un autre l’Auvergne avec Lyon qui attire toujours plus d’étudiants ou Grenoble et ses industries de pointe qui dynamise le marché. En tant qu'expert immobilier, nous serons ravis de vous aider et vous conseiller dans votre recherche pour réaliser un \x3Cstrong>investissement judicieux\x3C/strong>, lucratif et adapté à votre situation personnelle.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Auvergne-Rhône-Alpes\x3C/h3>\x3Cp>Les aides nationales accessibles aux primo-accédants pour investir en Auvergne-Rhône-Alpes sont le \x3Cstrong>PTZ\x3C/strong>, le \x3Cstrong>Prêt Action Logement \x3C/strong>et d’autres types de crédits conventionnés. Les \x3Cstrong>taux d’intérêt sont très favorables\x3C/strong> et fixés en fonction de la durée de remboursement. Pour les ménages qui achètent un logement neuf en Auvergne-Rhône-Alpes, il est aussi possible de demander des aides départementales ou locales.\x3C/p>\x3Cp>Par exemple, le conseil général de l’Ain délivre un prêt de 15 000 euros sur 15 ans, à 1 % d’intérêt hors assurance aux primo-accédants, sous certaines conditions. La métropole de Lyon donne une prime à l’achat, dont le montant varie entre 2 000 et 6 000 euros aux logements collectifs et aux logements individuels groupés développés dans les zones d’aménagement concerté. Les communes peuvent aussi donner des subventions ou primes aux primo-accédants pour un logement neuf en Auvergne-Rhône-Alpes.\x3C/p>\x3Ch3>Acheter un programme neuf en Auvergne-Rhône-Alpes pour faire un investissement locatif\x3C/h3>\x3Cp>Les pôles économiques ; les activités touristiques ; les grandes villes étudiantes ou industrielles ; autant de facteurs qui font de la région Auvergne-Rhône-Alpes un lieu idéal pour investir dans un programme neuf. Le tout soutenu par les \x3Cstrong>taux d’intérêts intéressants \x3C/strong>dont il faut absolument profiter pendant qu'il est encore temps.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Pour les investisseurs qui choisissent d’acheter un appartement neuf en Auvergne-Rhône-Alpes pour faire de la location meublée, le statut de LMNP(loueur meublé non professionnel) présente de nombreux avantages. La location meublée donne en effet droit à un \x3Cstrong>allégement fiscal\x3C/strong> important, sous réserve de respecter les conditions d’éligibilité. La déclaration en tant que LMNP est obligatoire pour pouvoir ensuite bénéficier du régime fiscal associé. De même, la location doit comporter tous les éléments obligatoires pour être qualifiée de meublée.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Auvergne-Rhône-Alpes ?\x3C/h3>\x3Cp>Région toujours plus attractive et dynamique, il n’a jamais été aussi intéressant de concrétiser son projet d’achat immobilier en Auvergne-Rhône-Alpes, qui se classe deuxième région la plus peuplée de France. Entre lacs, montagnes, fleuves et station de sport d’hiver, mais aussi villes étudiantes attractives et dynamiques, chacun de ses treize départements dispose de ses propres atouts culturels et naturels, ce qui en fait une \x3Cstrong>région très recherchée\x3C/strong>, aussi bien pour s’implanter que pour effectuer un investissement locatif. D’autant plus que la région est desservie par un large réseau autoroutier, des lignes ferroviaires et plusieurs aéroports. Porté par le secteur industriel, touristique et gastronomique, la région centrale est dynamique et son \x3Cstrong>marché du neuf en pleine expansion. C’est le moment !\x3C/strong>\x3C/p>\x3Cp>\x3Ca href=\"https://www.cogedim.com/auvergne-rhone-alpes/ain-01/\">\x3Cstrong>Découvrir également nos logements dans l'Ain\x3C/strong>\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch2>Investir dans l’immobilier neuf en Auvergne-Rhône-Alpes\x3C/h2>\x3Cp>Située dans le Centre-Est de la France, la région Auvergne-Rhône-Alpes fait partie des plus dynamiques du territoire national. Jouissant d’une croissance démographique et économique constante, le marché de l’immobilier se porte bien. C’est un territoire aux \x3Cstrong>multiples facettes\x3C/strong> avec d’un côté la région Rhône-Alpes, ses cinq métropoles et ses stations de sport d’hiver qui offrent une diversité de paysages riches et d’un autre l’Auvergne avec Lyon qui attire toujours plus d’étudiants ou Grenoble et ses industries de pointe qui dynamise le marché. En tant qu'expert immobilier, nous serons ravis de vous aider et vous conseiller dans votre recherche pour réaliser un \x3Cstrong>investissement judicieux\x3C/strong>, lucratif et adapté à votre situation personnelle.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Auvergne-Rhône-Alpes\x3C/h3>\x3Cp>Les aides nationales accessibles aux primo-accédants pour investir en Auvergne-Rhône-Alpes sont le \x3Cstrong>PTZ\x3C/strong>, le \x3Cstrong>Prêt Action Logement \x3C/strong>et d’autres types de crédits conventionnés. Les \x3Cstrong>taux d’intérêt sont très favorables\x3C/strong> et fixés en fonction de la durée de remboursement. Pour les ménages qui achètent un logement neuf en Auvergne-Rhône-Alpes, il est aussi possible de demander des aides départementales ou locales.\x3C/p>\x3Cp>Par exemple, le conseil général de l’Ain délivre un prêt de 15 000 euros sur 15 ans, à 1 % d’intérêt hors assurance aux primo-accédants, sous certaines conditions. La métropole de Lyon donne une prime à l’achat, dont le montant varie entre 2 000 et 6 000 euros aux logements collectifs et aux logements individuels groupés développés dans les zones d’aménagement concerté. Les communes peuvent aussi donner des subventions ou primes aux primo-accédants pour un logement neuf en Auvergne-Rhône-Alpes.\x3C/p>\x3Ch3>Acheter un programme neuf en Auvergne-Rhône-Alpes pour faire un investissement locatif\x3C/h3>\x3Cp>Les pôles économiques ; les activités touristiques ; les grandes villes étudiantes ou industrielles ; autant de facteurs qui font de la région Auvergne-Rhône-Alpes un lieu idéal pour investir dans un programme neuf. Le tout soutenu par les \x3Cstrong>taux d’intérêts intéressants \x3C/strong>dont il faut absolument profiter pendant qu'il est encore temps.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Pour les investisseurs qui choisissent d’acheter un appartement neuf en Auvergne-Rhône-Alpes pour faire de la location meublée, le statut de LMNP(loueur meublé non professionnel) présente de nombreux avantages. La location meublée donne en effet droit à un \x3Cstrong>allégement fiscal\x3C/strong> important, sous réserve de respecter les conditions d’éligibilité. La déclaration en tant que LMNP est obligatoire pour pouvoir ensuite bénéficier du régime fiscal associé. De même, la location doit comporter tous les éléments obligatoires pour être qualifiée de meublée.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Auvergne-Rhône-Alpes ?\x3C/h3>\x3Cp>Région toujours plus attractive et dynamique, il n’a jamais été aussi intéressant de concrétiser son projet d’achat immobilier en Auvergne-Rhône-Alpes, qui se classe deuxième région la plus peuplée de France. Entre lacs, montagnes, fleuves et station de sport d’hiver, mais aussi villes étudiantes attractives et dynamiques, chacun de ses treize départements dispose de ses propres atouts culturels et naturels, ce qui en fait une \x3Cstrong>région très recherchée\x3C/strong>, aussi bien pour s’implanter que pour effectuer un investissement locatif. D’autant plus que la région est desservie par un large réseau autoroutier, des lignes ferroviaires et plusieurs aéroports. 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Article L.253-1 et suivants du code de la construction et de l’habitation, applicables au démembrement de propriété objets des présentes. Conditions détaillées dans le contrat de réservation et ses annexes. Possibilité de déduction des intérêts d’emprunts voir articles 31.I.1°d du CGI et article 156.1.3° du CGI Comme tout investissement, investir en nue-propriété peut présenter des risques.",field_promo_drawer:$R[22671]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z
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\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5
\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7
\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Investissez en Nue-Propriété\x3C/h3>\x3Cp>Un bien à prix réduit, défiscalisé, sans contrainte d’entretien et de gestion locative.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z\n\t\t M8.8,26.2c-1,0-1.8-0.8-1.8-1.8s0.8-1.8,1.8-1.8c1,0,1.8,0.8,1.8,1.8S9.8,26.2,8.8,26.2z\" />\x3Cpath class=\"st0\" d=\"M47.1,23.4c-1,2.8-3.7,2.7-4.7,2.5C42.1,18,33.5,14,31.3,13.3c0-0.4,0.1-0.8,0.1-1.1c0-5.1-4.2-9.3-9.3-9.3\n\t\tc-5.1,0-9.3,4.2-9.3,9.3c0,0.4,0,0.8,0.1,1.1c-6.2,2.3-8.6,6.5-9.1,7.7c-0.6,0-1.8,0.2-2.7,1.1C0.4,22.8,0,23.8,0,25v2.8\n\t\tc0,1.2,0.4,2.2,1.1,2.8c0.9,0.8,2.1,1,2.7,1.1c0.4,1,2,4,6.5,6.4v7.1h7.3v-4.8c1.6,0.5,5.8,1.5,9.9,0v4.7h7.3V38\n\t\tc1.3-0.8,7.3-4.7,7.6-11.1c0.2,0,0.5,0,0.8,0c1.5,0,3.8-0.5,4.8-3.2L47.1,23.4z M22.1,3.9c4.6,0,8.3,3.7,8.3,8.3\n\t\tc0,2.6-1.2,5-3.2,6.6H17c-2.1-1.6-3.2-4-3.2-6.6C13.8,7.6,17.5,3.9,22.1,3.9z M34.1,37.3l-0.3,0.1v6.7h-5.4v-5.2l-0.7,0.3\n\t\tc-5,2.2-10.5,0-10.5,0l-0.7-0.3v5.2h-5.4v-6.7l-0.3-0.1c-5.2-2.7-6.4-6.2-6.4-6.2l-0.1-0.4l-0.4,0c0,0-1.4,0-2.3-0.8\n\t\tC1.2,29.4,1,28.7,1,27.8V25c0-0.9,0.3-1.6,0.8-2.1C2.6,22,4,22,4.1,22l0.3,0l0.1-0.3c0,0,2-4.9,8.5-7.4c0.4,1.7,1.3,3.2,2.5,4.4\n\t\th-2.2v1h18.2v-1h-2.8c1.2-1.2,2.1-2.8,2.5-4.5c2.4,0.7,10.3,4.9,10.3,12.1C41.4,33.2,34.2,37.3,34.1,37.3z\" />\x3Cpath class=\"st0\" d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Investissez en Nue-Propriété\x3C/h3>\x3Cp>Un bien à prix réduit, défiscalisé, sans contrainte d’entretien et de gestion locative.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[22672]={value:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,meta:$R[22673]={drupal_internal__target_id:8},vid:$R[22674]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[22675]={drupal_internal__target_id:"regulation"}},revision_user:$R[22676]={data:null,links:$R[22677]={related:$R[22678]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/revision_user/?resourceVersion=id%3A8"},self:$R[22679]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/relationships/revision_user/?resourceVersion=id%3A8"}}},parent:$R[22680]=[$R[22681]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[22682]={links:$R[22683]={help:$R[22684]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[22685]={about:"Usage and meaning of the 'virtual' 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href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[22853]={value:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca 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m'inscris",field_catchline:"Découvrez en avant première vos 2 nouvelles résidences et profiter du meilleur choix avant le grand lancement, contactez votre conseiller. Inscrivez-vous dès maintenant !",field_confirmation:"Nous vous remercions de l’intérêt que vous portez à nos réalisations. Un de nos conseillers reviendra vers vous dans un délai de 24h ouvrées.",field_crm_division:"SA",field_crm_object:"Rendez-vous campagne captation",field_disclaimer:"\x3Cstrong>Allégez vos mensualités !\x3C/strong> Jusqu’à \x3Cstrong>600 € / mois remboursés\x3C/strong> pendant 4 ans\x3Csup>(1)\x3C/sup>.\x3Cbr>Pour en savoir plus sur cette offre et sur votre projet d'achat immobilier, complétez ce formulaire et nous vous proposerons par téléphone et/ou email un rendez-vous avec un conseiller Cogedim :",field_display:!0,field_legals:"Les données signalées ci-dessus par un astérisque sont nécessaires pour nous permettre de répondre à votre demande de rappel, de RDV ou de contact. Elles sont collectées et traitées informatiquement par COVALENS (société du groupe ALTAREA développant la marque COGEDIM). 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À la croisée de la France, de la Suisse et de l’Italie, la ville profite d'un emplacement stratégique idéal, que ce soit pour vivre ou investir. Annecy rassemble de nombreux critères favorisant un bon rendement et une valorisation à long terme. COGEDIM vous accompagne dans votre projet d’immobilier neuf à Annecy avec des programmes soigneusement situés et des prestations durables.\x3Cbr> \x3C/p>\x3Ch2>Pourquoi acheter un bien immobilier neuf à Annecy ?\x3C/h2>\x3Cp>Surnommée la « Perle des Alpes », Annecy attire par la qualité de son \x3Cstrong>cadre de vie\x3C/strong>. À la fois bordée par l'un des plus grands lacs d'Europe, le fameux lac d'Annecy, et située aux pieds des montagnes, la ville fait le bonheur des \x3Cstrong>amoureux de la nature\x3C/strong>. Une grande variété d'activités en plein air sont disponibles été comme hiver : sports nautiques sur le lac, randonnée, vélo, parapente, escalade, ski, etc. Voilà qui explique pourquoi Annecy est classée en troisième position du \x3Ca href=\"https://www.lejdd.fr/Societe/top-500-des-villes-et-villages-ou-il-fait-bon-vivre-votre-commune-est-elle-dans-le-classement-154562\">\x3Cu>classement\x3C/u>\x3C/a> \"Top 500 des villes et villages où il fait bon vivre en 2025\" selon le JDD. Un tel cadre de vie privilégié favorise la \x3Cstrong>valorisation des biens immobiliers neufs\x3C/strong> à long terme.\x3Cbr> \x3C/p>\x3Cp>En 2023, l'agglomération du Grand Annecy comptait 215 000 habitants répartis sur 34 communes. Sa \x3Cstrong>position stratégique\x3C/strong> au carrefour entre la France, la Suisse et l'Italie est idéale pour les travailleurs transfrontaliers. La zone bénéficie aussi de la \x3Cstrong>proximité de deux aéroports internationaux\x3C/strong> : celui de Genève situé à 35 min, et celui de Lyon à 1h30.\x3Cbr> \x3C/p>\x3Cp>Sur le plan économique, le secteur dispose d'un \x3Cstrong>bassin d'emploi solide et diversifié\x3C/strong>. L'agglomération totalise plus de 98 000 emplois. Ses \x3Cstrong>3 millions de visiteurs par an\x3C/strong> contribuent au dynamisme et à l'attractivité de la zone. Par ailleurs, Annecy compte des établissements supérieurs de qualité qui accueillent 8 000 étudiants.\x3Cbr> \x3C/p>\x3Ch2>Investir dans le neuf à Annecy : quels avantages ? \x3C/h2>\x3Cp>Investir dans le neuf à Annecy, c'est miser sur une ville à forte valeur patrimoniale et locative. Découvrons les avantages de l'immobilier neuf à Annecy.\x3C/p>\x3Ch3>Le marché immobilier à Annecy\x3C/h3>\x3Cp>Annecy est classée A dans le barème des villes françaises selon le déséquilibre entre l'offre et de la demande de logements. Cela témoigne d'un \x3Cstrong>marché immobilier très tendu\x3C/strong> où la demande est supérieure à l'offre, preuve de l'attractivité de la ville.\x3C/p>\x3Cp>Tous types de biens confondus, les prix médians d’achat oscillent \x3Cstrong>entre 5 480 et 6 700 €/m²\x3C/strong>, tandis que les prix moyens de location varient entre 19 et 23 €/m². Ces chiffres indiquent un rendement brut théorique moyen de 4,1 %. À titre de comparaison, le livret A n’a pas dépassé ce taux depuis 1991. Le délai de vente moyen à Annecy est de 56 jours.\x3C/p>\x3Cp>L'achat d'un appartement neuf à Annecy dispose de sérieux arguments financiers. Par exemple, considérons un \x3Ca href=\"https://www.cogedim.com/auvergne-rhone-alpes/haute-savoie-74/annecy/osmose-quartier-des-hirondelles-74783-1260197.html\">2 pièces de 45 m²\x3C/a> vendu à 273 167 €. Avec 20 % d'apport personnel et un prêt immobilier sur 25 ans au \x3Ca href=\"https://www.lesfurets.com/pret-immobilier/actualites/taux-immobiliers-janvier-2025\">\x3Cu>taux moyen (janvier 2025) de 3,26%,\x3C/u>\x3C/a> la mensualité s'élève à 1 066 €. Or, avec un loyer moyen 19-23 €/m² pour un 2 pièces, ce même logement coûterait 855-1 035 € par mois en location. Un léger effort financier supplémentaire permet donc de \x3Cstrong>devenir propriétaire à Annecy\x3C/strong>.\x3Cbr> \x3C/p>\x3Ch3>Le prix des biens immobiliers neufs à Annecy\x3C/h3>\x3Cp>Le prix de l’immobilier neuf à Annecy varie entre 5 259 et 8 731 €/m². Sur un an, les prix ont légèrement augmenté (+ 4 %), tandis qu'ils sont \x3Cstrong>en nette hausse sur 5 ans\x3C/strong> (+ 30 %).\x3Cbr> \x3C/p>\x3Cp>Voici la répartition des \x3Cstrong>prix par type de logement neuf\x3C/strong> à Annecy : \x3C/p>\x3Cul>\x3Cli>Appartement studio/1 pièce : 6 200 à 7 570 €/m² \x3Cbr> \x3C/li>\x3Cli>Appartement 2 pièces : 5 830 à 7 120 €/m² \x3Cbr> \x3C/li>\x3Cli>Appartement 3 pièces : 5 380 à 6 570 €/m² \x3Cbr> \x3C/li>\x3Cli>Appartement 4 pièces : 5 940 à 7 270 €/m² \x3Cbr> \x3C/li>\x3Cli>Appartement 5 pièces : 6 360 à 7 770 €/m² \x3Cbr>\x3Cbr> \x3C/li>\x3C/ul>\x3Ch2>Les quartiers où investir et habiter à Annecy\x3C/h2>\x3Cp>\x3Cstrong>Vieille Ville\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Ce quartier historique abrite le centre médiéval de la ville. Il est sillonné de rues pittoresques et accueille les principaux monuments emblématiques : Palais de l’île, Musée-Château, Pont des Amours...\x3Cbr> \x3C/li>\x3Cli>La vieille ville attire particulièrement les jeunes actifs et les investisseurs.\x3Cbr> \x3C/li>\x3Cli>Prix moyen : 5 600 à 6 850 €/m².\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Cstrong>Albigny-Balmettes\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Proche du lac, de la vieille ville et de toutes les commodités, ce quartier offre un bel équilibre entre vie urbaine et nature apaisante. Secteur résidentiel huppé, il abrite majoritairement des immeubles haut de gamme, ainsi que des villas bien intégrées dans le paysage urbain.\x3Cbr> \x3C/li>\x3Cli>Cette zone séduit souvent les CSP+ et les retraités.\x3Cbr> \x3C/li>\x3Cli>Prix moyen : 5 420 à 6 630 €/m².\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Cstrong>Novel-Teppes\x3C/strong>\x3C/p>\x3Cul>\x3Cli>La zone Novel-Teppes est en \x3Ca href=\"https://lessorsavoyard.lemessager.fr/49738/article/2022-11-04/annecy-le-lifting-du-quartier-des-teppes-un-veritable-atout-pour-ses-habitants\">\x3Cu>reconversion\x3C/u>\x3C/a> depuis 2020. C'est un quartier animé disposant de services de proximité et d'une bonne accessibilité en transports en commun.\x3Cbr> \x3C/li>\x3Cli>Ce quartier abordable et prometteur est prisé des primo-accédants et des familles.\x3Cbr> \x3C/li>\x3Cli>Prix moyen : 4 150 à 5 070 €/m².\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Cstrong>Annecy-le-Vieux\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Ce quartier résidentiel paisible comprend 2 km de rives du lac, ainsi que des zones d’espaces verts et de détente. Il offre une variété de secteurs et d'ambiances : un côté assez urbain, un autre proche du lac avec de beaux panoramas et un autre plus verdoyant.\x3Cbr> \x3C/li>\x3Cli>Annecy-le-Vieux accueille principalement des familles et des cadres.\x3Cbr> \x3C/li>\x3Cli>Prix moyen : 5 720 à 6 990 €/m².\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Cstrong>Cran-Gevrier\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Commune voisine au nord d’Annecy, Cran-Gevrier est en pleine mutation. En plus de la rénovation urbaine en cours, le quartier bénéficie d'une bonne accessibilité en bus ou à vélo.\x3Cbr> \x3C/li>\x3Cli>Les classes moyennes apprécient généralement ce quartier.\x3Cbr> \x3C/li>\x3Cli>Prix moyen : 3 540 à 4 330 €/m².\x3Cbr> \x3C/li>\x3C/ul>\x3Ch2>Les aides financières disponibles pour un achat dans le neuf à Annecy \x3C/h2>\x3Cp>Il existe des aides financières pour acheter un logement neuf à Annecy, que ce soit un premier achat ou un investissement locatif.\x3C/p>\x3Ch3>Les aides financières pour un premier achat à Annecy\x3C/h3>\x3Cp>Selon les programmes immobiliers neufs disponibles à Annecy, les primo-accédants peuvent bénéficier de plusieurs aides, notamment :\x3C/p>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\" target=\"_blank\">\x3Cstrong>PTZ (Prêt à Taux Zéro)\x3C/strong>\x3C/a> : un prêt sans intérêt soumis à des plafonds de ressources ;\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/une-tva-reduite-a-5-5.html\" target=\"_blank\">\x3Cstrong>TVA réduite à 5,5%\x3C/strong>\x3C/a>\x3Cstrong> \x3C/strong>: un taux de TVA réduit pour l'achat d'un bien situé dans une zone de rénovation urbaine ; \x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\" target=\"_blank\">\x3Cstrong>BRS (Bail Réel Solidaire)\x3C/strong>\x3C/a>\x3Cstrong> \x3C/strong>: un prix d'achat avantageux pour un logement neuf sur un terrain mis à disposition par un Organisme Foncier Solidaire (OFS) ;\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\" target=\"_blank\">\x3Cstrong>Accession à prix maitrisé\x3C/strong>\x3C/a>\x3Cstrong> \x3C/strong>: des logements neufs inférieurs au prix du marché pour favoriser la mixité sociale ;\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\" target=\"_blank\">\x3Cstrong>Solution Access\x3C/strong>\x3C/a> : des solutions pour financer l'achat sans apport ;\x3C/li>\x3Cli>\x3Cstrong>Autres prêts \x3C/strong>disponibles selon les ressources du ménage : Prêt Accession Sociale (PAS), Prêt Action Logement, etc.\x3C/li>\x3C/ul>\x3Ch3>Les dispositifs fiscaux pour investir dans le neuf à Annecy \x3C/h3>\x3Cp>Les investisseurs peuvent aussi profiter d'avantages importants pour l'achat d'un logement neuf à Annecy :\x3C/p>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\" target=\"_blank\">\x3Cstrong>Statut LMNP dédié aux résidences services ou non\x3C/strong>\x3C/a> : une fiscalité allégée pour maximiser les revenus locatifs ;\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/logement-locatif-intermediaire/\" target=\"_blank\">\x3Cstrong>LLI / LLI meublé\x3C/strong>\x3C/a>\x3Cstrong> \x3C/strong>: des avantages financiers et fiscaux pour encourager l'investissement locatif en zones tendues ;\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/l-achat-en-nue-propriete.html\" target=\"_blank\">\x3Cstrong>Nue-propriété\x3C/strong>\x3C/a> : profiter d'un prix d'achat attractif en renonçant à l'usufruit du bien pendant un temps ;\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\" target=\"_blank\">\x3Cstrong>Cogedim Avantages\x3C/strong>\x3C/a> : un ensemble d'avantages exclusifs tels que les frais de notaires offerts ou un an de gestion locative gratuite.\x3C/li>\x3C/ul>\x3Ch2>Pourquoi choisir COGEDIM pour votre achat à Annecy ? \x3C/h2>\x3Cp>COGEDIM met tout en œuvre pour faciliter l'achat d'un logement neuf à Annecy en toute tranquillité.\x3C/p>\x3Ch3>Des conseils personnalisés pour acheter un bien immobilier neuf\x3C/h3>\x3Cp>COGEDIM s'attache à \x3Cstrong>accompagner tous les projets\x3C/strong>, que ce soit l'achat d'une résidence principale, un investissement locatif, un placement pour préparer votre retraite ou autre. Vous bénéficiez d'une analyse personnalisée, de conseils juridiques et fiscaux et d'un suivi continu par un\x3Cstrong> interlocuteur unique\x3C/strong>.\x3Cbr> \x3C/p>\x3Ch3>Un accompagnement à chaque étape de l’achat\x3C/h3>\x3Cp>COGEDIM vous \x3Cstrong>guide à chaque étape\x3C/strong>, depuis la sélection du bien jusqu'à l'activation des garanties après-livraison si besoin. Réservation, financement, signature chez le notaire, suivi du chantier, livraison... COGEDIM reste à vos côtés.\x3Cbr> \x3C/p>\x3Ch3>Une expertise reconnue et des programmes de qualité\x3C/h3>\x3Cp>La \x3Cstrong>satisfaction client\x3C/strong> constitue la priorité de COGEDIM. Tous les programmes bénéficient d'emplacements stratégiques et d'une conception éco-responsable pour allier qualité de vie, esthétique et performances.\x3C/p>",format:"full_html",processed:"\x3Ch2>Immobilier et Appartements Neufs \x3Cstrong>ANNECY\x3C/strong>\x3C/h2>\x3Cp>Nichée entre lac et montagnes, Annecy séduit par sa qualité de vie exceptionnelle, son charme unique et son dynamisme économique. À la croisée de la France, de la Suisse et de l’Italie, la ville profite d'un emplacement stratégique idéal, que ce soit pour vivre ou investir. Annecy rassemble de nombreux critères favorisant un bon rendement et une valorisation à long terme. COGEDIM vous accompagne dans votre projet d’immobilier neuf à Annecy avec des programmes soigneusement situés et des prestations durables.\x3Cbr> \x3C/p>\x3Ch2>Pourquoi acheter un bien immobilier neuf à Annecy ?\x3C/h2>\x3Cp>Surnommée la « Perle des Alpes », Annecy attire par la qualité de son \x3Cstrong>cadre de vie\x3C/strong>. À la fois bordée par l'un des plus grands lacs d'Europe, le fameux lac d'Annecy, et située aux pieds des montagnes, la ville fait le bonheur des \x3Cstrong>amoureux de la nature\x3C/strong>. Une grande variété d'activités en plein air sont disponibles été comme hiver : sports nautiques sur le lac, randonnée, vélo, parapente, escalade, ski, etc. Voilà qui explique pourquoi Annecy est classée en troisième position du \x3Ca href=\"https://www.lejdd.fr/Societe/top-500-des-villes-et-villages-ou-il-fait-bon-vivre-votre-commune-est-elle-dans-le-classement-154562\">\x3Cu>classement\x3C/u>\x3C/a> \"Top 500 des villes et villages où il fait bon vivre en 2025\" selon le JDD. Un tel cadre de vie privilégié favorise la \x3Cstrong>valorisation des biens immobiliers neufs\x3C/strong> à long terme.\x3Cbr> \x3C/p>\x3Cp>En 2023, l'agglomération du Grand Annecy comptait 215 000 habitants répartis sur 34 communes. Sa \x3Cstrong>position stratégique\x3C/strong> au carrefour entre la France, la Suisse et l'Italie est idéale pour les travailleurs transfrontaliers. La zone bénéficie aussi de la \x3Cstrong>proximité de deux aéroports internationaux\x3C/strong> : celui de Genève situé à 35 min, et celui de Lyon à 1h30.\x3Cbr> \x3C/p>\x3Cp>Sur le plan économique, le secteur dispose d'un \x3Cstrong>bassin d'emploi solide et diversifié\x3C/strong>. L'agglomération totalise plus de 98 000 emplois. Ses \x3Cstrong>3 millions de visiteurs par an\x3C/strong> contribuent au dynamisme et à l'attractivité de la zone. Par ailleurs, Annecy compte des établissements supérieurs de qualité qui accueillent 8 000 étudiants.\x3Cbr> \x3C/p>\x3Ch2>Investir dans le neuf à Annecy : quels avantages ? \x3C/h2>\x3Cp>Investir dans le neuf à Annecy, c'est miser sur une ville à forte valeur patrimoniale et locative. Découvrons les avantages de l'immobilier neuf à Annecy.\x3C/p>\x3Ch3>Le marché immobilier à Annecy\x3C/h3>\x3Cp>Annecy est classée A dans le barème des villes françaises selon le déséquilibre entre l'offre et de la demande de logements. Cela témoigne d'un \x3Cstrong>marché immobilier très tendu\x3C/strong> où la demande est supérieure à l'offre, preuve de l'attractivité de la ville.\x3C/p>\x3Cp>Tous types de biens confondus, les prix médians d’achat oscillent \x3Cstrong>entre 5 480 et 6 700 €/m²\x3C/strong>, tandis que les prix moyens de location varient entre 19 et 23 €/m². Ces chiffres indiquent un rendement brut théorique moyen de 4,1 %. À titre de comparaison, le livret A n’a pas dépassé ce taux depuis 1991. Le délai de vente moyen à Annecy est de 56 jours.\x3C/p>\x3Cp>L'achat d'un appartement neuf à Annecy dispose de sérieux arguments financiers. Par exemple, considérons un \x3Ca href=\"https://www.cogedim.com/auvergne-rhone-alpes/haute-savoie-74/annecy/osmose-quartier-des-hirondelles-74783-1260197.html\">2 pièces de 45 m²\x3C/a> vendu à 273 167 €. Avec 20 % d'apport personnel et un prêt immobilier sur 25 ans au \x3Ca href=\"https://www.lesfurets.com/pret-immobilier/actualites/taux-immobiliers-janvier-2025\">\x3Cu>taux moyen (janvier 2025) de 3,26%,\x3C/u>\x3C/a> la mensualité s'élève à 1 066 €. Or, avec un loyer moyen 19-23 €/m² pour un 2 pièces, ce même logement coûterait 855-1 035 € par mois en location. Un léger effort financier supplémentaire permet donc de \x3Cstrong>devenir propriétaire à Annecy\x3C/strong>.\x3Cbr> \x3C/p>\x3Ch3>Le prix des biens immobiliers neufs à Annecy\x3C/h3>\x3Cp>Le prix de l’immobilier neuf à Annecy varie entre 5 259 et 8 731 €/m². Sur un an, les prix ont légèrement augmenté (+ 4 %), tandis qu'ils sont \x3Cstrong>en nette hausse sur 5 ans\x3C/strong> (+ 30 %).\x3Cbr> \x3C/p>\x3Cp>Voici la répartition des \x3Cstrong>prix par type de logement neuf\x3C/strong> à Annecy : \x3C/p>\x3Cul>\x3Cli>Appartement studio/1 pièce : 6 200 à 7 570 €/m² \x3Cbr> \x3C/li>\x3Cli>Appartement 2 pièces : 5 830 à 7 120 €/m² \x3Cbr> \x3C/li>\x3Cli>Appartement 3 pièces : 5 380 à 6 570 €/m² \x3Cbr> \x3C/li>\x3Cli>Appartement 4 pièces : 5 940 à 7 270 €/m² \x3Cbr> \x3C/li>\x3Cli>Appartement 5 pièces : 6 360 à 7 770 €/m² \x3Cbr>\x3Cbr> \x3C/li>\x3C/ul>\x3Ch2>Les quartiers où investir et habiter à Annecy\x3C/h2>\x3Cp>\x3Cstrong>Vieille Ville\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Ce quartier historique abrite le centre médiéval de la ville. Il est sillonné de rues pittoresques et accueille les principaux monuments emblématiques : Palais de l’île, Musée-Château, Pont des Amours...\x3Cbr> \x3C/li>\x3Cli>La vieille ville attire particulièrement les jeunes actifs et les investisseurs.\x3Cbr> \x3C/li>\x3Cli>Prix moyen : 5 600 à 6 850 €/m².\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Cstrong>Albigny-Balmettes\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Proche du lac, de la vieille ville et de toutes les commodités, ce quartier offre un bel équilibre entre vie urbaine et nature apaisante. Secteur résidentiel huppé, il abrite majoritairement des immeubles haut de gamme, ainsi que des villas bien intégrées dans le paysage urbain.\x3Cbr> \x3C/li>\x3Cli>Cette zone séduit souvent les CSP+ et les retraités.\x3Cbr> \x3C/li>\x3Cli>Prix moyen : 5 420 à 6 630 €/m².\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Cstrong>Novel-Teppes\x3C/strong>\x3C/p>\x3Cul>\x3Cli>La zone Novel-Teppes est en \x3Ca href=\"https://lessorsavoyard.lemessager.fr/49738/article/2022-11-04/annecy-le-lifting-du-quartier-des-teppes-un-veritable-atout-pour-ses-habitants\">\x3Cu>reconversion\x3C/u>\x3C/a> depuis 2020. C'est un quartier animé disposant de services de proximité et d'une bonne accessibilité en transports en commun.\x3Cbr> \x3C/li>\x3Cli>Ce quartier abordable et prometteur est prisé des primo-accédants et des familles.\x3Cbr> \x3C/li>\x3Cli>Prix moyen : 4 150 à 5 070 €/m².\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Cstrong>Annecy-le-Vieux\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Ce quartier résidentiel paisible comprend 2 km de rives du lac, ainsi que des zones d’espaces verts et de détente. Il offre une variété de secteurs et d'ambiances : un côté assez urbain, un autre proche du lac avec de beaux panoramas et un autre plus verdoyant.\x3Cbr> \x3C/li>\x3Cli>Annecy-le-Vieux accueille principalement des familles et des cadres.\x3Cbr> \x3C/li>\x3Cli>Prix moyen : 5 720 à 6 990 €/m².\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Cstrong>Cran-Gevrier\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Commune voisine au nord d’Annecy, Cran-Gevrier est en pleine mutation. En plus de la rénovation urbaine en cours, le quartier bénéficie d'une bonne accessibilité en bus ou à vélo.\x3Cbr> \x3C/li>\x3Cli>Les classes moyennes apprécient généralement ce quartier.\x3Cbr> \x3C/li>\x3Cli>Prix moyen : 3 540 à 4 330 €/m².\x3Cbr> \x3C/li>\x3C/ul>\x3Ch2>Les aides financières disponibles pour un achat dans le neuf à Annecy \x3C/h2>\x3Cp>Il existe des aides financières pour acheter un logement neuf à Annecy, que ce soit un premier achat ou un investissement locatif.\x3C/p>\x3Ch3>Les aides financières pour un premier achat à Annecy\x3C/h3>\x3Cp>Selon les programmes immobiliers neufs disponibles à Annecy, les primo-accédants peuvent bénéficier de plusieurs aides, notamment :\x3C/p>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\" target=\"_blank\">\x3Cstrong>PTZ (Prêt à Taux Zéro)\x3C/strong>\x3C/a> : un prêt sans intérêt soumis à des plafonds de ressources ;\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/une-tva-reduite-a-5-5.html\" target=\"_blank\">\x3Cstrong>TVA réduite à 5,5%\x3C/strong>\x3C/a>\x3Cstrong> \x3C/strong>: un taux de TVA réduit pour l'achat d'un bien situé dans une zone de rénovation urbaine ; \x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\" target=\"_blank\">\x3Cstrong>BRS (Bail Réel Solidaire)\x3C/strong>\x3C/a>\x3Cstrong> \x3C/strong>: un prix d'achat avantageux pour un logement neuf sur un terrain mis à disposition par un Organisme Foncier Solidaire (OFS) ;\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\" target=\"_blank\">\x3Cstrong>Accession à prix maitrisé\x3C/strong>\x3C/a>\x3Cstrong> \x3C/strong>: des logements neufs inférieurs au prix du marché pour favoriser la mixité sociale ;\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\" target=\"_blank\">\x3Cstrong>Solution Access\x3C/strong>\x3C/a> : des solutions pour financer l'achat sans apport ;\x3C/li>\x3Cli>\x3Cstrong>Autres prêts \x3C/strong>disponibles selon les ressources du ménage : Prêt Accession Sociale (PAS), Prêt Action Logement, etc.\x3C/li>\x3C/ul>\x3Ch3>Les dispositifs fiscaux pour investir dans le neuf à Annecy \x3C/h3>\x3Cp>Les investisseurs peuvent aussi profiter d'avantages importants pour l'achat d'un logement neuf à Annecy :\x3C/p>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\" target=\"_blank\">\x3Cstrong>Statut LMNP dédié aux résidences services ou non\x3C/strong>\x3C/a> : une fiscalité allégée pour maximiser les revenus locatifs ;\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/logement-locatif-intermediaire/\" target=\"_blank\">\x3Cstrong>LLI / LLI meublé\x3C/strong>\x3C/a>\x3Cstrong> \x3C/strong>: des avantages financiers et fiscaux pour encourager l'investissement locatif en zones tendues ;\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/l-achat-en-nue-propriete.html\" target=\"_blank\">\x3Cstrong>Nue-propriété\x3C/strong>\x3C/a> : profiter d'un prix d'achat attractif en renonçant à l'usufruit du bien pendant un temps ;\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\" target=\"_blank\">\x3Cstrong>Cogedim Avantages\x3C/strong>\x3C/a> : un ensemble d'avantages exclusifs tels que les frais de notaires offerts ou un an de gestion locative gratuite.\x3C/li>\x3C/ul>\x3Ch2>Pourquoi choisir COGEDIM pour votre achat à Annecy ? \x3C/h2>\x3Cp>COGEDIM met tout en œuvre pour faciliter l'achat d'un logement neuf à Annecy en toute tranquillité.\x3C/p>\x3Ch3>Des conseils personnalisés pour acheter un bien immobilier neuf\x3C/h3>\x3Cp>COGEDIM s'attache à \x3Cstrong>accompagner tous les projets\x3C/strong>, que ce soit l'achat d'une résidence principale, un investissement locatif, un placement pour préparer votre retraite ou autre. Vous bénéficiez d'une analyse personnalisée, de conseils juridiques et fiscaux et d'un suivi continu par un\x3Cstrong> interlocuteur unique\x3C/strong>.\x3Cbr> \x3C/p>\x3Ch3>Un accompagnement à chaque étape de l’achat\x3C/h3>\x3Cp>COGEDIM vous \x3Cstrong>guide à chaque étape\x3C/strong>, depuis la sélection du bien jusqu'à l'activation des garanties après-livraison si besoin. Réservation, financement, signature chez le notaire, suivi du chantier, livraison... COGEDIM reste à vos côtés.\x3Cbr> \x3C/p>\x3Ch3>Une expertise reconnue et des programmes de qualité\x3C/h3>\x3Cp>La \x3Cstrong>satisfaction client\x3C/strong> constitue la priorité de COGEDIM. Tous les programmes bénéficient d'emplacements stratégiques et d'une conception éco-responsable pour allier qualité de vie, esthétique et performances.\x3C/p>"},weight:17,changed:"2025-06-18T14:01:42+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[24317]=[$R[24318]={tag:"meta",attributes:$R[24319]={name:"title",content:"programme immobilier neuf Annecy 74 | Cogedim"}},$R[24320]={tag:"meta",attributes:$R[24321]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) deAnnecy ? 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Entre massifs alpins, dont le célèbre Mont-Blanc, et lacs emblématiques comme le Léman ou celui d’Annecy, elle offre un cadre de vie unique. \x3C/p>\x3Cp>Ce territoire prisé séduit par son équilibre entre nature, dynamisme économique et proximité avec Genève. Portée par une population jeune et active, la Haute-Savoie connaît une croissance démographique continue. \x3C/p>\x3Cp>Résidence principale ou investissement locatif, les \x3Cstrong>opportunités dans l’immobilier neuf\x3C/strong> y sont nombreuses et variées.\x3C/p>\x3Ch2>Pourquoi acheter un bien immobilier neuf en Haute-Savoie ?\x3C/h2>\x3Cp>L’\x3Cstrong>achat d’un bien immobilier neuf en Haute-Savoie \x3C/strong>offre de nombreux avantages :\x3C/p>\x3Cul>\x3Cli>La \x3Cstrong>qualité de vie \x3C/strong>avec un cadre naturel préservé entre montagnes, lacs, stations de ski et activités de plein air toute l’année (randonnées, ski, sport nautique…).\x3C/li>\x3Cli>L’\x3Cstrong>accessibilité\x3C/strong> avec les autoroutes A40 et A41 reliant Annecy, Genève, Lyon, Grenoble…, le réseau ferroviaire avec le TGV et le TER allant vers Paris ou Lyon et la proximité de l’aéroport international de Genève.\x3C/li>\x3Cli>La double facette de ce territoire, à la fois \x3Cstrong>rural et urbain\x3C/strong>, ses pôles économiques variés tels que les technopôles d’Annecy, Chablais et la vallée de l’Arve, ainsi que sa proximité avec la frontière suisse.\x3C/li>\x3C/ul>\x3Ch2>Investissement dans un programme immobilier neuf en Haute-Savoie \x3C/h2>\x3Cp>La Haute-Savoie présente de réels \x3Cstrong>atouts pour investir dans le neuf\x3C/strong>, avec une forte demande de logements due à une tension locative dans les grandes villes comme Annecy, Annemasse et Thonon-les-Bains.\x3C/p>\x3Cp>Les \x3Cstrong>actifs transfrontaliers\x3C/strong> sont en recherche active de logements et les \x3Cstrong>étudiants \x3C/strong>autour d’Annecy ou de Chambéry ont également besoin de se loger. D’autre part, la typologie des \x3Cstrong>investisseurs \x3C/strong>est variée : \x3C/p>\x3Cul>\x3Cli>Investisseurs locaux en quête de rendement\x3C/li>\x3Cli>Franciliens et Suisses attirés par la qualité de vie et la rentabilité\x3C/li>\x3Cli>Acquéreurs de résidence secondaire dans les zones de montagne\x3C/li>\x3C/ul>\x3Cp>Enfin, le marché immobilier neuf en Haute-Savoie se distingue par sa stabilité et une forte demande, offrant une bonne rentabilité et une plus-value potentielle. Sur le long terme, il permet une valorisation du patrimoine appréciable.\x3C/p>\x3Ch2>Le marché immobilier en Haute-Savoie \x3C/h2>\x3Cp>Le prix d’un bien immobilier dans le neuf au mètre carré en Haute-Savoie diffère selon les grandes villes. À \x3Cstrong>Annecy\x3C/strong>, le prix s’élève à environ \x3Cstrong>6 500 € du mètre carré\x3C/strong>, tandis qu’à \x3Cstrong>Annemasse\x3C/strong>, il oscille entre \x3Cstrong>4 500 et 5 000 € du mètre carré\x3C/strong> et à \x3Cstrong>Thonon-les-Bains\x3C/strong>, il est autour de \x3Cstrong>4 400 € du mètre carré\x3C/strong>.\x3C/p>\x3Cp>Les prix évoluent à la hausse de façon régulière depuis 5 ans, dus à la forte influence du marché genevois sur le nord du département.\x3C/p>\x3Cp>L’offre de biens immobiliers dans le neuf reste limitée sur la commune d’Annecy et la bande frontalière, mais les couronnes périurbaines et les villes secondaires proposent davantage de disponibilités.\x3C/p>\x3Ch2>Les villes où acheter un logement neuf en Haute-Savoie\x3C/h2>\x3Cp>Les principales villes de Haute-Savoie où acheter un logement neuf sont :\x3C/p>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/auvergne-rhone-alpes/haute-savoie-74/annecy/\">\x3Cstrong>Annecy\x3C/strong>\x3C/a>, capitale économique et culturelle du département, séduit par son cadre de vie animé et son image de ville verte. Très recherchée malgré des prix élevés, elle offre une forte demande locative et un bon potentiel de revente ou de location.\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/auvergne-rhone-alpes/haute-savoie-74/annemasse/\">\x3Cstrong>Annemasse\x3C/strong>\x3C/a>, située à la porte d’entrée vers Genève, se distingue par un grand projet urbain de densification et la prolongation du tramway. Les prix étant plus accessibles, elle présente une bonne rentabilité locative.\x3C/li>\x3Cli>\x3Cstrong>Thonon-les-Bains\x3C/strong>, nichée sur les rives du Léman, est attractive par ses thermes et son environnement agréable. Le bassin d’emplois est en croissance, ce qui en fait une ville idéale pour les acquéreurs en recherche de résidence principale ou secondaire.\x3C/li>\x3C/ul>\x3Ch2>Les aides financières disponibles pour un achat dans le neuf\x3C/h2>\x3Cp>Découvrez des informations sur les aides financières qui existent pour faciliter un achat immobilier dans le neuf.\x3C/p>\x3Ch3>Les aides pour un premier achat de résidence principale\x3C/h3>\x3Cp>Le \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\">\x3Cstrong>PTZ (Prêt à Taux Zéro)\x3C/strong>\x3C/a>,\x3Cstrong> \x3C/strong>accessible selon les conditions de ressources et la composition du foyer, peut être complété par la \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/une-tva-reduite-a-5-5.html\">\x3Cstrong>TVA réduite à 5,50 %\x3C/strong>\x3C/a>\x3Cstrong> \x3C/strong>dans le cadre d'un logement construit dans un quartier ANRU ou QPV.\x3C/p>\x3Cp>Vous pouvez aussi vous tourner vers le \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">\x3Cstrong>BRS (Bail Réel Solidaire)\x3C/strong>\x3C/a> pour acheter votre résidence principale à prix réduit, le terrain (foncier) étant dissocié du logement (bâti). L'\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">\x3Cstrong>accession à prix maitrisé\x3C/strong>\x3C/a> est également intéressante afin de se porter acquéreur d'un bien neuf en dessous des prix du marché.\x3C/p>\x3Cp>N'oubliez pas la \x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cstrong>solution COGEDIM Access\x3C/strong>\x3C/a> ! Ce dispositif permet d’acheter un bien neuf en payant des mensualités équivalentes à celles d’un loyer.\x3C/p>\x3Ch3>Les dispositifs fiscaux pour l'investissement locatif\x3C/h3>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\">\x3Cstrong>Statut LMNP\x3C/strong>\x3C/a> : le statut de Loueur en Meublé Non Professionnel offre une fiscalité avantageuse, en particulier grâce à l'amortissement du bien, qu'il s'agisse d'une résidence de services ou non.\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/logement-locatif-intermediaire/\">\x3Cstrong>LLI / LLI meublé\x3C/strong>\x3C/a> : encourageant la construction de logements neufs en zones tendues, le Logement Locatif Intermédiaire facilite l’accès à des biens plus abordables. \x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/l-achat-en-nue-propriete/\">\x3Cstrong>Nue-propriété\x3C/strong>\x3C/a> : en contrepartie d'un renoncement à l'usage du bien pendant une durée définie, l'investisseur acquiert seulement la nue-propriété mais à un prix décoté.\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\">\x3Cstrong>COGEDIM Avantages\x3C/strong>\x3C/a> : profitez de 6 solutions complètes, quels que soient votre profil et vos ressources, pour investir dans l'immobilier (LLI, LLI Meublé, Investissement Patrimonial, LMNP, Meublé Géré, Nue-propriété).\x3C/li>\x3C/ul>\x3Ch2>Pourquoi choisir COGEDIM pour votre achat en Haute-Savoie ?\x3C/h2>\x3Cp>Avec son \x3Cstrong>expertise régionale\x3C/strong>, COGEDIM possède une parfaite connaissance du marché. Ses programmes immobiliers en Haute-Savoie sont conçus avec une architecture contemporaine et s’intègrent parfaitement au paysage local, tout en proposant de belles prestations et des performances énergétiques aux dernières normes (\x3Cu>RE2020\x3C/u>).\x3C/p>\x3Cp>COGEDIM assure un \x3Cstrong>accompagnement sur mesure\x3C/strong> pour votre projet d'achat, d’investissement ou de défiscalisation. Profitez de conseillers spécialisés et d’un suivi personnalisé, avec la possibilité d’aides au financement et d’une offre de gestion locative adaptée.\x3C/p>",format:"full_html",processed:"\x3Ch2>Immobilier et appartements neufs en Haute-Savoie\x3C/h2>\x3Cp>La \x3Cstrong>Haute-Savoie\x3C/strong>, située en région Auvergne-Rhône-Alpes, partage ses frontières avec la Suisse et l’Italie. Entre massifs alpins, dont le célèbre Mont-Blanc, et lacs emblématiques comme le Léman ou celui d’Annecy, elle offre un cadre de vie unique. \x3C/p>\x3Cp>Ce territoire prisé séduit par son équilibre entre nature, dynamisme économique et proximité avec Genève. Portée par une population jeune et active, la Haute-Savoie connaît une croissance démographique continue. \x3C/p>\x3Cp>Résidence principale ou investissement locatif, les \x3Cstrong>opportunités dans l’immobilier neuf\x3C/strong> y sont nombreuses et variées.\x3C/p>\x3Ch2>Pourquoi acheter un bien immobilier neuf en Haute-Savoie ?\x3C/h2>\x3Cp>L’\x3Cstrong>achat d’un bien immobilier neuf en Haute-Savoie \x3C/strong>offre de nombreux avantages :\x3C/p>\x3Cul>\x3Cli>La \x3Cstrong>qualité de vie \x3C/strong>avec un cadre naturel préservé entre montagnes, lacs, stations de ski et activités de plein air toute l’année (randonnées, ski, sport nautique…).\x3C/li>\x3Cli>L’\x3Cstrong>accessibilité\x3C/strong> avec les autoroutes A40 et A41 reliant Annecy, Genève, Lyon, Grenoble…, le réseau ferroviaire avec le TGV et le TER allant vers Paris ou Lyon et la proximité de l’aéroport international de Genève.\x3C/li>\x3Cli>La double facette de ce territoire, à la fois \x3Cstrong>rural et urbain\x3C/strong>, ses pôles économiques variés tels que les technopôles d’Annecy, Chablais et la vallée de l’Arve, ainsi que sa proximité avec la frontière suisse.\x3C/li>\x3C/ul>\x3Ch2>Investissement dans un programme immobilier neuf en Haute-Savoie \x3C/h2>\x3Cp>La Haute-Savoie présente de réels \x3Cstrong>atouts pour investir dans le neuf\x3C/strong>, avec une forte demande de logements due à une tension locative dans les grandes villes comme Annecy, Annemasse et Thonon-les-Bains.\x3C/p>\x3Cp>Les \x3Cstrong>actifs transfrontaliers\x3C/strong> sont en recherche active de logements et les \x3Cstrong>étudiants \x3C/strong>autour d’Annecy ou de Chambéry ont également besoin de se loger. D’autre part, la typologie des \x3Cstrong>investisseurs \x3C/strong>est variée : \x3C/p>\x3Cul>\x3Cli>Investisseurs locaux en quête de rendement\x3C/li>\x3Cli>Franciliens et Suisses attirés par la qualité de vie et la rentabilité\x3C/li>\x3Cli>Acquéreurs de résidence secondaire dans les zones de montagne\x3C/li>\x3C/ul>\x3Cp>Enfin, le marché immobilier neuf en Haute-Savoie se distingue par sa stabilité et une forte demande, offrant une bonne rentabilité et une plus-value potentielle. Sur le long terme, il permet une valorisation du patrimoine appréciable.\x3C/p>\x3Ch2>Le marché immobilier en Haute-Savoie \x3C/h2>\x3Cp>Le prix d’un bien immobilier dans le neuf au mètre carré en Haute-Savoie diffère selon les grandes villes. À \x3Cstrong>Annecy\x3C/strong>, le prix s’élève à environ \x3Cstrong>6 500 € du mètre carré\x3C/strong>, tandis qu’à \x3Cstrong>Annemasse\x3C/strong>, il oscille entre \x3Cstrong>4 500 et 5 000 € du mètre carré\x3C/strong> et à \x3Cstrong>Thonon-les-Bains\x3C/strong>, il est autour de \x3Cstrong>4 400 € du mètre carré\x3C/strong>.\x3C/p>\x3Cp>Les prix évoluent à la hausse de façon régulière depuis 5 ans, dus à la forte influence du marché genevois sur le nord du département.\x3C/p>\x3Cp>L’offre de biens immobiliers dans le neuf reste limitée sur la commune d’Annecy et la bande frontalière, mais les couronnes périurbaines et les villes secondaires proposent davantage de disponibilités.\x3C/p>\x3Ch2>Les villes où acheter un logement neuf en Haute-Savoie\x3C/h2>\x3Cp>Les principales villes de Haute-Savoie où acheter un logement neuf sont :\x3C/p>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/auvergne-rhone-alpes/haute-savoie-74/annecy/\">\x3Cstrong>Annecy\x3C/strong>\x3C/a>, capitale économique et culturelle du département, séduit par son cadre de vie animé et son image de ville verte. Très recherchée malgré des prix élevés, elle offre une forte demande locative et un bon potentiel de revente ou de location.\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/auvergne-rhone-alpes/haute-savoie-74/annemasse/\">\x3Cstrong>Annemasse\x3C/strong>\x3C/a>, située à la porte d’entrée vers Genève, se distingue par un grand projet urbain de densification et la prolongation du tramway. Les prix étant plus accessibles, elle présente une bonne rentabilité locative.\x3C/li>\x3Cli>\x3Cstrong>Thonon-les-Bains\x3C/strong>, nichée sur les rives du Léman, est attractive par ses thermes et son environnement agréable. Le bassin d’emplois est en croissance, ce qui en fait une ville idéale pour les acquéreurs en recherche de résidence principale ou secondaire.\x3C/li>\x3C/ul>\x3Ch2>Les aides financières disponibles pour un achat dans le neuf\x3C/h2>\x3Cp>Découvrez des informations sur les aides financières qui existent pour faciliter un achat immobilier dans le neuf.\x3C/p>\x3Ch3>Les aides pour un premier achat de résidence principale\x3C/h3>\x3Cp>Le \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\">\x3Cstrong>PTZ (Prêt à Taux Zéro)\x3C/strong>\x3C/a>,\x3Cstrong> \x3C/strong>accessible selon les conditions de ressources et la composition du foyer, peut être complété par la \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/une-tva-reduite-a-5-5.html\">\x3Cstrong>TVA réduite à 5,50 %\x3C/strong>\x3C/a>\x3Cstrong> \x3C/strong>dans le cadre d'un logement construit dans un quartier ANRU ou QPV.\x3C/p>\x3Cp>Vous pouvez aussi vous tourner vers le \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">\x3Cstrong>BRS (Bail Réel Solidaire)\x3C/strong>\x3C/a> pour acheter votre résidence principale à prix réduit, le terrain (foncier) étant dissocié du logement (bâti). L'\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">\x3Cstrong>accession à prix maitrisé\x3C/strong>\x3C/a> est également intéressante afin de se porter acquéreur d'un bien neuf en dessous des prix du marché.\x3C/p>\x3Cp>N'oubliez pas la \x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cstrong>solution COGEDIM Access\x3C/strong>\x3C/a> ! Ce dispositif permet d’acheter un bien neuf en payant des mensualités équivalentes à celles d’un loyer.\x3C/p>\x3Ch3>Les dispositifs fiscaux pour l'investissement locatif\x3C/h3>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\">\x3Cstrong>Statut LMNP\x3C/strong>\x3C/a> : le statut de Loueur en Meublé Non Professionnel offre une fiscalité avantageuse, en particulier grâce à l'amortissement du bien, qu'il s'agisse d'une résidence de services ou non.\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/logement-locatif-intermediaire/\">\x3Cstrong>LLI / LLI meublé\x3C/strong>\x3C/a> : encourageant la construction de logements neufs en zones tendues, le Logement Locatif Intermédiaire facilite l’accès à des biens plus abordables. \x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/l-achat-en-nue-propriete/\">\x3Cstrong>Nue-propriété\x3C/strong>\x3C/a> : en contrepartie d'un renoncement à l'usage du bien pendant une durée définie, l'investisseur acquiert seulement la nue-propriété mais à un prix décoté.\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\">\x3Cstrong>COGEDIM Avantages\x3C/strong>\x3C/a> : profitez de 6 solutions complètes, quels que soient votre profil et vos ressources, pour investir dans l'immobilier (LLI, LLI Meublé, Investissement Patrimonial, LMNP, Meublé Géré, Nue-propriété).\x3C/li>\x3C/ul>\x3Ch2>Pourquoi choisir COGEDIM pour votre achat en Haute-Savoie ?\x3C/h2>\x3Cp>Avec son \x3Cstrong>expertise régionale\x3C/strong>, COGEDIM possède une parfaite connaissance du marché. Ses programmes immobiliers en Haute-Savoie sont conçus avec une architecture contemporaine et s’intègrent parfaitement au paysage local, tout en proposant de belles prestations et des performances énergétiques aux dernières normes (\x3Cu>RE2020\x3C/u>).\x3C/p>\x3Cp>COGEDIM assure un \x3Cstrong>accompagnement sur mesure\x3C/strong> pour votre projet d'achat, d’investissement ou de défiscalisation. Profitez de conseillers spécialisés et d’un suivi personnalisé, avec la possibilité d’aides au financement et d’une offre de gestion locative adaptée.\x3C/p>"},weight:7,changed:"2025-06-18T13:17:21+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[24381]=[$R[24382]={tag:"meta",attributes:$R[24383]={name:"title",content:"Immobilier neuf Haute-Savoie | Cogedim"}},$R[24384]={tag:"meta",attributes:$R[24385]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) en Haute-Savoie ? 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Jouissant d’une croissance démographique et économique constante, le marché de l’immobilier se porte bien. C’est un territoire aux \x3Cstrong>multiples facettes\x3C/strong> avec d’un côté la région Rhône-Alpes, ses cinq métropoles et ses stations de sport d’hiver qui offrent une diversité de paysages riches et d’un autre l’Auvergne avec Lyon qui attire toujours plus d’étudiants ou Grenoble et ses industries de pointe qui dynamise le marché. En tant qu'expert immobilier, nous serons ravis de vous aider et vous conseiller dans votre recherche pour réaliser un \x3Cstrong>investissement judicieux\x3C/strong>, lucratif et adapté à votre situation personnelle.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Auvergne-Rhône-Alpes\x3C/h3>\x3Cp>Les aides nationales accessibles aux primo-accédants pour investir en Auvergne-Rhône-Alpes sont le \x3Cstrong>PTZ\x3C/strong>, le \x3Cstrong>Prêt Action Logement \x3C/strong>et d’autres types de crédits conventionnés. Les \x3Cstrong>taux d’intérêt sont très favorables\x3C/strong> et fixés en fonction de la durée de remboursement. Pour les ménages qui achètent un logement neuf en Auvergne-Rhône-Alpes, il est aussi possible de demander des aides départementales ou locales.\x3C/p>\x3Cp>Par exemple, le conseil général de l’Ain délivre un prêt de 15 000 euros sur 15 ans, à 1 % d’intérêt hors assurance aux primo-accédants, sous certaines conditions. La métropole de Lyon donne une prime à l’achat, dont le montant varie entre 2 000 et 6 000 euros aux logements collectifs et aux logements individuels groupés développés dans les zones d’aménagement concerté. Les communes peuvent aussi donner des subventions ou primes aux primo-accédants pour un logement neuf en Auvergne-Rhône-Alpes.\x3C/p>\x3Ch3>Acheter un programme neuf en Auvergne-Rhône-Alpes pour faire un investissement locatif\x3C/h3>\x3Cp>Les pôles économiques ; les activités touristiques ; les grandes villes étudiantes ou industrielles ; autant de facteurs qui font de la région Auvergne-Rhône-Alpes un lieu idéal pour investir dans un programme neuf. Le tout soutenu par les \x3Cstrong>taux d’intérêts intéressants \x3C/strong>dont il faut absolument profiter pendant qu'il est encore temps.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Pour les investisseurs qui choisissent d’acheter un appartement neuf en Auvergne-Rhône-Alpes pour faire de la location meublée, le statut de LMNP(loueur meublé non professionnel) présente de nombreux avantages. La location meublée donne en effet droit à un \x3Cstrong>allégement fiscal\x3C/strong> important, sous réserve de respecter les conditions d’éligibilité. La déclaration en tant que LMNP est obligatoire pour pouvoir ensuite bénéficier du régime fiscal associé. De même, la location doit comporter tous les éléments obligatoires pour être qualifiée de meublée.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Auvergne-Rhône-Alpes ?\x3C/h3>\x3Cp>Région toujours plus attractive et dynamique, il n’a jamais été aussi intéressant de concrétiser son projet d’achat immobilier en Auvergne-Rhône-Alpes, qui se classe deuxième région la plus peuplée de France. Entre lacs, montagnes, fleuves et station de sport d’hiver, mais aussi villes étudiantes attractives et dynamiques, chacun de ses treize départements dispose de ses propres atouts culturels et naturels, ce qui en fait une \x3Cstrong>région très recherchée\x3C/strong>, aussi bien pour s’implanter que pour effectuer un investissement locatif. D’autant plus que la région est desservie par un large réseau autoroutier, des lignes ferroviaires et plusieurs aéroports. Porté par le secteur industriel, touristique et gastronomique, la région centrale est dynamique et son \x3Cstrong>marché du neuf en pleine expansion. C’est le moment !\x3C/strong>\x3C/p>\x3Cp>\x3Ca href=\"https://www.cogedim.com/auvergne-rhone-alpes/ain-01/\">\x3Cstrong>Découvrir également nos logements dans l'Ain\x3C/strong>\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch2>Investir dans l’immobilier neuf en Auvergne-Rhône-Alpes\x3C/h2>\x3Cp>Située dans le Centre-Est de la France, la région Auvergne-Rhône-Alpes fait partie des plus dynamiques du territoire national. Jouissant d’une croissance démographique et économique constante, le marché de l’immobilier se porte bien. C’est un territoire aux \x3Cstrong>multiples facettes\x3C/strong> avec d’un côté la région Rhône-Alpes, ses cinq métropoles et ses stations de sport d’hiver qui offrent une diversité de paysages riches et d’un autre l’Auvergne avec Lyon qui attire toujours plus d’étudiants ou Grenoble et ses industries de pointe qui dynamise le marché. En tant qu'expert immobilier, nous serons ravis de vous aider et vous conseiller dans votre recherche pour réaliser un \x3Cstrong>investissement judicieux\x3C/strong>, lucratif et adapté à votre situation personnelle.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Auvergne-Rhône-Alpes\x3C/h3>\x3Cp>Les aides nationales accessibles aux primo-accédants pour investir en Auvergne-Rhône-Alpes sont le \x3Cstrong>PTZ\x3C/strong>, le \x3Cstrong>Prêt Action Logement \x3C/strong>et d’autres types de crédits conventionnés. Les \x3Cstrong>taux d’intérêt sont très favorables\x3C/strong> et fixés en fonction de la durée de remboursement. Pour les ménages qui achètent un logement neuf en Auvergne-Rhône-Alpes, il est aussi possible de demander des aides départementales ou locales.\x3C/p>\x3Cp>Par exemple, le conseil général de l’Ain délivre un prêt de 15 000 euros sur 15 ans, à 1 % d’intérêt hors assurance aux primo-accédants, sous certaines conditions. La métropole de Lyon donne une prime à l’achat, dont le montant varie entre 2 000 et 6 000 euros aux logements collectifs et aux logements individuels groupés développés dans les zones d’aménagement concerté. Les communes peuvent aussi donner des subventions ou primes aux primo-accédants pour un logement neuf en Auvergne-Rhône-Alpes.\x3C/p>\x3Ch3>Acheter un programme neuf en Auvergne-Rhône-Alpes pour faire un investissement locatif\x3C/h3>\x3Cp>Les pôles économiques ; les activités touristiques ; les grandes villes étudiantes ou industrielles ; autant de facteurs qui font de la région Auvergne-Rhône-Alpes un lieu idéal pour investir dans un programme neuf. Le tout soutenu par les \x3Cstrong>taux d’intérêts intéressants \x3C/strong>dont il faut absolument profiter pendant qu'il est encore temps.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Pour les investisseurs qui choisissent d’acheter un appartement neuf en Auvergne-Rhône-Alpes pour faire de la location meublée, le statut de LMNP(loueur meublé non professionnel) présente de nombreux avantages. La location meublée donne en effet droit à un \x3Cstrong>allégement fiscal\x3C/strong> important, sous réserve de respecter les conditions d’éligibilité. La déclaration en tant que LMNP est obligatoire pour pouvoir ensuite bénéficier du régime fiscal associé. De même, la location doit comporter tous les éléments obligatoires pour être qualifiée de meublée.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Auvergne-Rhône-Alpes ?\x3C/h3>\x3Cp>Région toujours plus attractive et dynamique, il n’a jamais été aussi intéressant de concrétiser son projet d’achat immobilier en Auvergne-Rhône-Alpes, qui se classe deuxième région la plus peuplée de France. Entre lacs, montagnes, fleuves et station de sport d’hiver, mais aussi villes étudiantes attractives et dynamiques, chacun de ses treize départements dispose de ses propres atouts culturels et naturels, ce qui en fait une \x3Cstrong>région très recherchée\x3C/strong>, aussi bien pour s’implanter que pour effectuer un investissement locatif. D’autant plus que la région est desservie par un large réseau autoroutier, des lignes ferroviaires et plusieurs aéroports. 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Linéa Parc : programme immobilier neuf à La Ravoire
AdresseRue Concorde / Rue Richelieu / Rue du puits d'Ordet 73490La Ravoire
Fiscalité
TVA normale
Prix maîtrisés
LMNP
Patrimonial
Au cœur de La Ravoire, entre Chambéry et Challes-les-Eaux, découvrez une adresse qui conjugue confort, modernité et douceur de vivre. Implantée dans un quartier harmonieux et dynamique, la résidence bénéficie d’un environnement privilégié où tout est accessible à pied ou à vélo. Son architecture contemporaine s'ouvre généreusement sur la lumière et les panoramas environnants, avec un spectaculaire porche sur pilotis, en triple hauteur, qui révèle un mail piétonnier paysager et un cœur d’îlot verdoyant, véritable écrin de nature. Les appartements, du 2 au 4 pièces, ont été pensés pour offrir un confort optimal au quotidien avec des cuisines ouvertes sur des séjours spacieux, des volumes généreux baignés de lumière naturelle et de vastes espaces extérieurs qui prolongent les pièces à vivre. Chaque logement profite de vues dégagées sur les montagnes environnantes, offrant un panorama apaisant et lumineux qui accompagne chaque moment de la journée.
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www.georisques.gouv.fr
Le programme en détails
Le quartier
Une adresse privilégiée en Savoie
À 10 minutes* de Chambéry, entre les Bauges et la Chartreuse, La Ravoire bénéficie d'un emplacement privilégié. Ancien village agricole et viticole, la commune a su préserver son esprit convivial tout en devenant une ville moderne et dynamique. Un atout majeur : la Piste Verte Sud permet de rejoindre le centre de Chambéry en 20 minutes* à vélo, en toute sécurité. Vivre au cœur de La Ravoire, c'est profiter d'une vie piétonne avec tous les services à proximité : mairie, médiathèque, espace culturel Jean Blanc et commerces à moins d'un kilomètre. Les familles apprécient les écoles à 600 m*, le collège à 150 m* et le lycée à 5 minutes* en vélo. La commune offre également de nombreux équipements sportifs : gymnases, dojo, terrains de sport, skate-park et plan d'eau de Challes-les-Eaux à 5 minutes* en vélo, avec baignade surveillée l'été, pêche, parcours de santé… Supermarchés, boulangerie, pharmacie et cabinet médical sont accessibles en quelques minutes*. L'arrêt La Ravoire Centre (ligne C) se trouve à 500 m*, et plusieurs lignes de bus desservent Chambéry et les environs. La gare SNCF de Chambéry - Challes-les-Eaux, à 12 minutes*, relie Annecy, Lyon et Grenoble.
*Source Google Maps
Ecole Primaire Sainte Lucie à 650m Maternelle et Elémentaire Pré Hibou à 600m*
Espace Culturel Jean Blanc à 1 min à pied Skate-park à 9 min* à pied, terrain de football à 11 min* à pied Parc de l'Echaud avec aire de jeux à 3 min en voiture Gymnase municipal à 100m* Boulodrome à 100m*
Supermarché à 1 min* en voiture Boulangerie à 2 min* à pied Pharmacie à 3 min* à pied Zone commerciale 3 min* en voiture
La résidence
Une architecture contemporaine audacieuse
Votre résidence neuve affirme un style contemporain, chic et urbain, pensé comme un nouveau code pour le centre-ville. Les lignes sont sobres mais audacieuses, avec un jeu élégant de blanc cassé, de béton brut lasuré gris anthracite et de garde-corps qui laissent passer la lumière. Le porche monumental, sur pilotis triple hauteur, ouvre la perspective vers le futur mail piétonnier et cyclable : une véritable porte d’entrée dynamique rue de la Concorde. L’ensemble a été conçu pour privilégier l’ouverture et l’ensoleillement, avec des orientations est, ouest et sud qui offrent des vues dégagées sur les Bauges et le Mont Granier. Au cœur de l’îlot, un jardin paysager se déploie comme un véritable poumon vert. Grands arbres flamboyants à l’automne, haies fleuries, lavandes parfumées et massifs de vivaces composent une palette végétale variée, colorée et adaptée au climat de demain. Cette diversité crée autant d’ambiances que de points de vue, tout en favorisant la biodiversité et une gestion douce des eaux pluviales. En été, ce cœur végétal sera un îlot de fraîcheur ; toute l’année, il sera un lieu de rencontre et de convivialité. Enfin, la frange verte le long de la Mère préserve les espaces naturels humides et prépare l’aménagement d’une promenade, prolongeant l’esprit de mobilité douce et de respiration urbaine.
ISIS Architecture et Urbanisme
Les logements
Des appartements lumineux et personnalisables
Du 2 au 4 pièces, les appartements se distinguent par leurs volumes généreux et leurs plans intelligemment pensés, où chaque mètre carré est optimisé. Les espaces s'enchaînent avec fluidité : séjours lumineux prolongés par des cuisines ouvertes qui invitent à la convivialité et laissent circuler la lumière naturelle. Chaque logement s'ouvre généreusement sur l'extérieur grâce à de beaux balcons ou terrasses privatives, de véritables extensions de l'espace de vie pour savourer un repas en famille ou contempler les montagnes alentour. Les intérieurs se distinguent par des prestations soignées, complétées par des stationnements pour tous et des caves privatives fonctionnelles, parfaitement adaptées au rangement des vélos, du matériel de sport ou des affaires saisonnières.
Les prestations disponibles dans cette résidence
Carrelage
Local à vélos
Volets roulants
Pourquoi investir ?
Investir en Savoie : un choix gagnant
Aux portes de Chambéry, capitale historique de la Savoie, La Ravoire séduit par son dynamisme et sa qualité de vie. Cette commune attractive de l’agglomération chambérienne réunit tous les atouts pour réussir un investissement immobilier neuf : commerces, écoles, réseau de transports performant, accès direct à la gare et aux grands axes. Nichée au pied des massifs alpins et du plus grand domaine skiable du monde, elle bénéficie d’un cadre naturel exceptionnel et d’un bassin d’emplois diversifié. Elle profite également du rayonnement thermal de Challes-les-Eaux, commune voisine dont les thermes contribuent à une dynamique économique centrée sur la santé et le bien-être, renforçant ainsi l’attractivité du territoire. Chambéry, siège de l’Université Savoie Mont-Blanc et de ses 13 000 étudiants, se classe parmi les villes moyennes les plus agréables à vivre, renforçant la demande locative des jeunes actifs et des familles. Avec le technopôle Technolac, pôle d’excellence dans les énergies renouvelables, le numérique et l’innovation, soutenu par des acteurs majeurs comme l’INES ou EDF et un vivier de start-ups, l’agglomération affiche une attractivité économique durable.
Vous achetez votre résidence principale ?
Découvrez nos logements en prix maîtrisés
Fruit d’un partenariat entre les promoteurs immobiliers et les communes, ce dispositif vous permet d’acquérir, sous certaines conditions, un logement neuf à un prix réduit par rapport au marché immobilier local. En moyenne, vous pourrez profiter d’une économie entre 20 et 30% sur le prix d’acquisition de votre logement neuf.
Ce sont les collectivités qui fixent les règles d’accession à la propriété à prix maîtrisé. Elles varient donc d’une ville à l’autre. Vous devez, entre autres, avoir des revenus inférieurs à un plafond de ressources basé sur le barème PSLA, PAS ou PLI, et occuper le logement à titre de résidence principale.
Vous vous engagez, par ailleurs, à conserver votre logement plusieurs années. En cas d’une revente anticipée, le prix peut être encadré par les clauses anti spéculatives de votre commune.
À retenir
Grâce à ce dispositif, vous pourrez :
Acquérir un logement neuf de qualité, à prix réduit ;
Accéder à un bien immobilier plus grand ou avec un meilleur emplacement, avec un budget inchangé ;
Vous constituer un patrimoine, en bénéficiant d’autres dispositifs d’aides au financement immobilier mis en place par le gouvernement et les collectivités locales (Prêt à taux zéro, Prêt Action Logement, Prêt à l’Accession Sociale…) ;
Profiter d’une réduction des frais de notaire grâce à l’achat dans l’immobilier neuf.
Découvrez notre nouvelle résidence en avant-première
Pour être contacté(e) en avant-première par un conseiller immobilier au sujet de ce programme immobilier ou tout autre à proximité par téléphone, ou par mail si vous êtes injoignable, merci de nous préciser les informations suivantes :
Avancement du projet
Avant-première
En lancement
En commercialisation
En travaux
Livraison imminente
Prêt à emménager
Nouveau
Découvrez votre futur quartier
Accédez en un clic à toutes les informations utiles de votre quartier : localisation des transports, des commerces, des écoles, des espaces verts et culturels. Vous pouvez également anticiper vos temps de trajets, mesurer la qualité de l'air, ou le débit internet et bien plus encore !
Cogedim à votre écoute
Nous rencontrer
22 rue St-Réal 73000 Chambéry
Nous contacter
Tous nos conseillers sont disponibles pour vous accompagner dans votre projet et répondre à toutes vos questions, lors d’un rendez-vous téléphonique, en visio-conférence ou sur l’un de nos espaces de vente.
Découvrez les services Cogedim !
Choisir un logement Cogedim, c’est opter pour un logement à votre image, adapté à votre mode de vie et à vos envies. Découvrez vite toutes les options disponibles pour votre projet avec nos 3 packs de personnalisation clé en main !
Le Pack Essentiel
Votre cuisine aménagée Essentiel installée avant livraison. Des prestations complémentaires disponibles. 6 mois de gestion locative offerts* pour les investisseurs.
Le Pack Premium
Votre cuisine aménagée Premium installée avant livraison. Des prestations complémentaires disponibles. 6 mois de gestion locative offerts* pour les investisseurs.
Le Pack Sécurité
Faites le choix d’un logement sécurisé avec le système de sécurité intelligent de NexHome et bénéficiez de 12 mois de télésurveillance compris !
* 6 mois d'honoraires de gestion offerts pour la signature d'un Pack Essentiel ou Premium Cogedim, hors honoraires de mise en location. La durée initiale de 6 mois est tacitement reconductible pour une durée de 3 ans ferme, puis à l'issue de cette seconde période, le mandat est renouvelable annuellement par tacite reconduction. Le mandant aura la faculté de résilier le mandat pendant la période initiale d'une durée de 6 mois avec un délai de prévenance de quinze jours.
Nos accords compétitifs auprès des meilleures banques vous permettent de bénéficier de l’offre de financement la plus appropriée pour votre achat. Découvrez les avantages de notre structure interne de courtage Altarea Solution Financement !
Le conseil
Un conseiller unique et dédié vous accompagne pour trouver la meilleure offre de financement.
L'accompagnement
Profitez d’un suivi personnalisé du montage du dossier à la signature notaire.
Nos partenaires
Bénéficiez des solutions de crédits les plus concurrentielles grâce à nos accords avec les meilleures banques.
Spécialiste de la gestion locative depuis plus de 20 ans, notre structure interne Altarea Gestion Immobilière vous assure suivi, conseil et assistance pour vous permettre d’investir en toute sérénité.
Garanties
Loyers impayés
Vacance locative
Assurance propriétaire non occupant
Transparence
Recevez un compte-rendu de gérance détaillé tous les mois (loyers, honoraires, assurances etc.).
Suivi
Votre gestionnaire dédié assure toutes les étapes de la location dans un souci d’optimisation de votre patrimoine.