\x3Cpath class=\"st0\" d=\"M12.3,28h7.8h7.7h7.6V14.2h4.3L24,0.6l-3.7,3.2v-3h-5.5v7.8l-6.4,5.6h4V28z M21.1,27v-6.7h5.7V27H21.1z\n\t\t M34.4,27h-6.6v-7.7h-7.7V27h-6.8V14.2h21.1V27z M15.7,9V1.8h3.5V6l4.7-4l13,11.3h-26L15.7,9z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez du prêt à taux zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:null,field_text_main:null,vid:$R[227]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[228]={drupal_internal__target_id:"regulation"}},revision_user:$R[229]={data:null,links:$R[230]={related:$R[231]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f37d7e5e-3057-44e8-b10e-979e6adb1932/revision_user/?resourceVersion=id%3A4"},self:$R[232]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f37d7e5e-3057-44e8-b10e-979e6adb1932/relationships/revision_user/?resourceVersion=id%3A4"}}},parent:$R[233]=[$R[234]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[235]={links:$R[236]={help:$R[237]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[238]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[239]={type:"taxonomy_term--regulation",id:"19b5dbf4-49ba-47b5-90ee-d6433b676b0b",links:$R[240]={self:$R[241]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/?resourceVersion=id%3A5"}},drupal_internal__tid:5,drupal_internal__revision_id:5,langcode:"fr",revision_created:null,status:!0,name:"TVA réduite",description:null,weight:1,changed:"2024-06-19T07:52:29+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[242]=[$R[243]={tag:"meta",attributes:$R[244]={name:"title",content:"TVA réduite | Cogedim"}},$R[245]={tag:"link",attributes:$R[246]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/5/"}},$R[247]={tag:"meta",attributes:$R[248]={name:"generator",content:"Cogedim"}},$R[249]={tag:"meta",attributes:$R[250]={property:"og:site_name",content:"Cogedim"}},$R[251]={tag:"meta",attributes:$R[252]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[253]={tag:"meta",attributes:$R[254]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/"}},$R[255]={tag:"meta",attributes:$R[256]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[257]={tag:"meta",attributes:$R[258]={property:"og:image:type",content:"image/png"}},$R[259]={tag:"meta",attributes:$R[260]={property:"og:image:width",content:"628"}},$R[261]={tag:"meta",attributes:$R[262]={property:"og:image:height",content:"316"}},$R[263]={tag:"meta",attributes:$R[264]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[265]={tag:"meta",attributes:$R[266]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[267]={tag:"meta",attributes:$R[268]={name:"twitter:card",content:"summary"}},$R[269]={tag:"meta",attributes:$R[270]={name:"twitter:site",content:"@altareacogedim"}},$R[271]={tag:"meta",attributes:$R[272]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[273]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[274]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1
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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[275]={value:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[276]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[277]={drupal_internal__target_id:"regulation"}},revision_user:$R[278]={data:null,links:$R[279]={related:$R[280]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/revision_user/?resourceVersion=id%3A5"},self:$R[281]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/relationships/revision_user/?resourceVersion=id%3A5"}}},parent:$R[282]=[$R[283]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[284]={links:$R[285]={help:$R[286]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[287]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[288]={type:"taxonomy_term--regulation",id:"16dd3083-89ed-478c-82d3-c61e00e3e669",links:$R[289]={self:$R[290]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/?resourceVersion=id%3A9"}},drupal_internal__tid:9,drupal_internal__revision_id:9,langcode:"fr",revision_created:null,status:!0,name:"Prix maîtrisés",description:null,weight:2,changed:"2025-02-12T17:11:57+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[291]=[$R[292]={tag:"meta",attributes:$R[293]={name:"title",content:"Prix maîtrisés | Cogedim"}},$R[294]={tag:"link",attributes:$R[295]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/9/"}},$R[296]={tag:"meta",attributes:$R[297]={name:"generator",content:"Cogedim"}},$R[298]={tag:"meta",attributes:$R[299]={property:"og:site_name",content:"Cogedim"}},$R[300]={tag:"meta",attributes:$R[301]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[302]={tag:"meta",attributes:$R[303]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/"}},$R[304]={tag:"meta",attributes:$R[305]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[306]={tag:"meta",attributes:$R[307]={property:"og:image:type",content:"image/png"}},$R[308]={tag:"meta",attributes:$R[309]={property:"og:image:width",content:"628"}},$R[310]={tag:"meta",attributes:$R[311]={property:"og:image:height",content:"316"}},$R[312]={tag:"meta",attributes:$R[313]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[314]={tag:"meta",attributes:$R[315]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[316]={tag:"meta",attributes:$R[317]={name:"twitter:card",content:"summary"}},$R[318]={tag:"meta",attributes:$R[319]={name:"twitter:site",content:"@altareacogedim"}},$R[320]={tag:"meta",attributes:$R[321]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[322]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Les prix indiqués peuvent tenir compte d’une TVA réduite sous conditions de ressources.\r\nLes rentabilités indiquées sont estimatives, données à titre indicatif et hors frais de gestion potentiels.",field_legals_grid:null,field_promo_drawer:$R[323]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1
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\t\tC23.8,19.2,23,19.3,22.3,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z
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\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2
\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1
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\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6
\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z
\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez des prix maîtrisés\x3C/h3>\x3Cp>Tous les avantages du neuf avec des conditions de financement avantageuses pour les primo-accédants.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez des prix maîtrisés\x3C/h3>\x3Cp>Tous les avantages du neuf avec des conditions de financement avantageuses pour les primo-accédants.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[324]={value:"\x3Ch3>Acheter en prix maîtrisés\x3C/h3>\x3Cp>Primo-accédants, et sous conditions de ressources, profitez de la possibilité d’acheter votre logement neuf en dessous du prix du marché dans une résidence éligible aux prix maîtrisés. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en prix maîtrisés\x3C/h3>\x3Cp>Primo-accédants, et sous conditions de ressources, profitez de la possibilité d’acheter votre logement neuf en dessous du prix du marché dans une résidence éligible aux prix maîtrisés. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:$R[325]={value:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix maîtrisés\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincmastered\">\x3Cdiv class=\"expandable\">\x3Cp>Fruit d’un partenariat entre les promoteurs immobiliers et les communes, ce dispositif vous permet d’acquérir, sous certaines conditions, un logement neuf à un prix réduit par rapport au marché immobilier local. En moyenne, vous pourrez profiter d’une économie entre 20 et 30% sur le prix d’acquisition de votre logement neuf.\x3C/p>\x3Cp>Ce sont les \x3Cstrong>collectivités\x3C/strong> qui{\" \"} \x3Cstrong>fixent les règles d’accession à la propriété à prix maîtrisé. Elles varient donc d’une ville à l’autre. \x3C/strong>{\" \"} Vous devez, entre autres, avoir des revenus inférieurs à un plafond de ressources basé sur le barème PSLA, PAS ou PLI, et occuper le logement à titre de résidence principale.\x3C/p>\x3Cp>Vous vous engagez, par ailleurs, à conserver votre logement plusieurs années. En cas d’une revente anticipée, le prix peut être encadré par les clauses anti spéculatives de votre commune.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cp>Grâce à ce dispositif, vous pourrez :\x3C/p>\x3Cul>\x3Cli>Acquérir un logement neuf de qualité, à prix réduit ;\x3C/li>\x3Cli>Accéder à un bien immobilier plus grand ou avec un meilleur emplacement, avec un budget inchangé ;\x3C/li>\x3Cli>Vous constituer un patrimoine, en bénéficiant d’autres dispositifs d’aides au financement immobilier mis en place par le gouvernement et les collectivités locales (Prêt à taux zéro, Prêt Action Logement, Prêt à l’Accession Sociale…) ;\x3C/li>\x3Cli>Profiter d’une réduction des frais de notaire grâce à l’achat dans l’immobilier neuf.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincmastered').classList.toggle('active');\">\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\">\x3C/path>\x3C/svg>\x3C/i>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\" loading=\"lazy\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix maîtrisés\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincmastered\">\x3Cdiv class=\"expandable\">\x3Cp>Fruit d’un partenariat entre les promoteurs immobiliers et les communes, ce dispositif vous permet d’acquérir, sous certaines conditions, un logement neuf à un prix réduit par rapport au marché immobilier local. En moyenne, vous pourrez profiter d’une économie entre 20 et 30% sur le prix d’acquisition de votre logement neuf.\x3C/p>\x3Cp>Ce sont les \x3Cstrong>collectivités\x3C/strong> qui{\" \"} \x3Cstrong>fixent les règles d’accession à la propriété à prix maîtrisé. Elles varient donc d’une ville à l’autre. \x3C/strong>{\" \"} Vous devez, entre autres, avoir des revenus inférieurs à un plafond de ressources basé sur le barème PSLA, PAS ou PLI, et occuper le logement à titre de résidence principale.\x3C/p>\x3Cp>Vous vous engagez, par ailleurs, à conserver votre logement plusieurs années. En cas d’une revente anticipée, le prix peut être encadré par les clauses anti spéculatives de votre commune.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cp>Grâce à ce dispositif, vous pourrez :\x3C/p>\x3Cul>\x3Cli>Acquérir un logement neuf de qualité, à prix réduit ;\x3C/li>\x3Cli>Accéder à un bien immobilier plus grand ou avec un meilleur emplacement, avec un budget inchangé ;\x3C/li>\x3Cli>Vous constituer un patrimoine, en bénéficiant d’autres dispositifs d’aides au financement immobilier mis en place par le gouvernement et les collectivités locales (Prêt à taux zéro, Prêt Action Logement, Prêt à l’Accession Sociale…) ;\x3C/li>\x3Cli>Profiter d’une réduction des frais de notaire grâce à l’achat dans l’immobilier neuf.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincmastered').classList.toggle('active');\">\x3Csvg width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\" />\x3C/svg>\x3C/i>\x3C/div>\x3C/div>"},vid:$R[326]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[327]={drupal_internal__target_id:"regulation"}},revision_user:$R[328]={data:null,links:$R[329]={related:$R[330]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/revision_user/?resourceVersion=id%3A9"},self:$R[331]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/relationships/revision_user/?resourceVersion=id%3A9"}}},parent:$R[332]=[$R[333]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[334]={links:$R[335]={help:$R[336]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[337]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[338]={type:"taxonomy_term--regulation",id:"f64b1d2b-aafb-4a07-89fc-aaf5f05cf774",links:$R[339]={self:$R[340]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/?resourceVersion=id%3A4043"}},drupal_internal__tid:4043,drupal_internal__revision_id:4043,langcode:"fr",revision_created:"2024-02-26T09:05:55+00:00",status:!0,name:"LMNP",description:null,weight:7,changed:"2024-06-19T08:17:47+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[341]=[$R[342]={tag:"meta",attributes:$R[343]={name:"title",content:"LMNP | Cogedim"}},$R[344]={tag:"link",attributes:$R[345]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/4043/"}},$R[346]={tag:"meta",attributes:$R[347]={name:"generator",content:"Cogedim"}},$R[348]={tag:"meta",attributes:$R[349]={property:"og:site_name",content:"Cogedim"}},$R[350]={tag:"meta",attributes:$R[351]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[352]={tag:"meta",attributes:$R[353]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/"}},$R[354]={tag:"meta",attributes:$R[355]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[356]={tag:"meta",attributes:$R[357]={property:"og:image:type",content:"image/png"}},$R[358]={tag:"meta",attributes:$R[359]={property:"og:image:width",content:"628"}},$R[360]={tag:"meta",attributes:$R[361]={property:"og:image:height",content:"316"}},$R[362]={tag:"meta",attributes:$R[363]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[364]={tag:"meta",attributes:$R[365]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[366]={tag:"meta",attributes:$R[367]={name:"twitter:card",content:"summary"}},$R[368]={tag:"meta",attributes:$R[369]={name:"twitter:site",content:"@altareacogedim"}},$R[370]={tag:"meta",attributes:$R[371]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[372]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[373]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z
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\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Investissez en LMNP\x3C/h3>\x3Cp>Bénéficiez d’une fiscalité allégée en louant meublé pour construire votre patrimoine.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\">En savoir plus \x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z\n\t\t M8.8,26.2c-1,0-1.8-0.8-1.8-1.8s0.8-1.8,1.8-1.8c1,0,1.8,0.8,1.8,1.8S9.8,26.2,8.8,26.2z\" />\x3Cpath class=\"st0\" d=\"M47.1,23.4c-1,2.8-3.7,2.7-4.7,2.5C42.1,18,33.5,14,31.3,13.3c0-0.4,0.1-0.8,0.1-1.1c0-5.1-4.2-9.3-9.3-9.3\n\t\tc-5.1,0-9.3,4.2-9.3,9.3c0,0.4,0,0.8,0.1,1.1c-6.2,2.3-8.6,6.5-9.1,7.7c-0.6,0-1.8,0.2-2.7,1.1C0.4,22.8,0,23.8,0,25v2.8\n\t\tc0,1.2,0.4,2.2,1.1,2.8c0.9,0.8,2.1,1,2.7,1.1c0.4,1,2,4,6.5,6.4v7.1h7.3v-4.8c1.6,0.5,5.8,1.5,9.9,0v4.7h7.3V38\n\t\tc1.3-0.8,7.3-4.7,7.6-11.1c0.2,0,0.5,0,0.8,0c1.5,0,3.8-0.5,4.8-3.2L47.1,23.4z M22.1,3.9c4.6,0,8.3,3.7,8.3,8.3\n\t\tc0,2.6-1.2,5-3.2,6.6H17c-2.1-1.6-3.2-4-3.2-6.6C13.8,7.6,17.5,3.9,22.1,3.9z M34.1,37.3l-0.3,0.1v6.7h-5.4v-5.2l-0.7,0.3\n\t\tc-5,2.2-10.5,0-10.5,0l-0.7-0.3v5.2h-5.4v-6.7l-0.3-0.1c-5.2-2.7-6.4-6.2-6.4-6.2l-0.1-0.4l-0.4,0c0,0-1.4,0-2.3-0.8\n\t\tC1.2,29.4,1,28.7,1,27.8V25c0-0.9,0.3-1.6,0.8-2.1C2.6,22,4,22,4.1,22l0.3,0l0.1-0.3c0,0,2-4.9,8.5-7.4c0.4,1.7,1.3,3.2,2.5,4.4\n\t\th-2.2v1h18.2v-1h-2.8c1.2-1.2,2.1-2.8,2.5-4.5c2.4,0.7,10.3,4.9,10.3,12.1C41.4,33.2,34.2,37.3,34.1,37.3z\" />\x3Cpath class=\"st0\" d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Investissez en LMNP\x3C/h3>\x3Cp>Bénéficiez d’une fiscalité allégée en louant meublé pour construire votre patrimoine.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\">En savoir plus \x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[374]={value:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[375]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[376]={drupal_internal__target_id:"regulation"}},revision_user:$R[377]={data:null,links:$R[378]={related:$R[379]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/revision_user/?resourceVersion=id%3A4043"},self:$R[380]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/relationships/revision_user/?resourceVersion=id%3A4043"}}},parent:$R[381]=[$R[382]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[383]={links:$R[384]={help:$R[385]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[386]={about:"Usage and meaning of the 'virtual' resource 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indicatifs hors taxes.\x3Cbr>\r\nLes rentabilités indiquées sont nettes de frais de gestion et hors mobilier, avant impact fiscal.",field_legals_grid:"Prix indicatifs hors taxes et hors mobilier. 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\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5
\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7
\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Défiscalisez en statut LMNP géré\x3C/h3>\x3Cp>Cumulez favorablement la récupération immédiate de la TVA et la défiscalisation de vos revenus locatifs à long terme.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z\n\t\t M8.8,26.2c-1,0-1.8-0.8-1.8-1.8s0.8-1.8,1.8-1.8c1,0,1.8,0.8,1.8,1.8S9.8,26.2,8.8,26.2z\" />\x3Cpath class=\"st0\" 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d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Défiscalisez en statut LMNP géré\x3C/h3>\x3Cp>Cumulez favorablement la récupération immédiate de la TVA et la défiscalisation de vos revenus locatifs à long terme.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[423]={value:"\x3Ch3>Acheter en LMNP géré\x3C/h3>\x3Cp>Investissez dans une résidence services en statut LMNP et cumulez un achat Hors Taxe, grâce à la récupération immédiate de la TVA sur le prix de votre logement, et des revenus locatifs garantis par bail commercial. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP géré\x3C/h3>\x3Cp>Investissez dans une résidence services en statut LMNP et cumulez un achat Hors Taxe, grâce à la récupération immédiate de la TVA sur le prix de votre logement, et des revenus locatifs garantis par bail commercial. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[424]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[425]={drupal_internal__target_id:"regulation"}},revision_user:$R[426]={data:null,links:$R[427]={related:$R[428]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/revision_user/?resourceVersion=id%3A7"},self:$R[429]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/relationships/revision_user/?resourceVersion=id%3A7"}}},parent:$R[430]=[$R[431]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[432]={links:$R[433]={help:$R[434]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[435]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[436]={type:"taxonomy_term--regulation",id:"9df7bfb4-b767-42a6-a070-ce1436f2a561",links:$R[437]={self:$R[438]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/?resourceVersion=id%3A8"}},drupal_internal__tid:8,drupal_internal__revision_id:8,langcode:"fr",revision_created:null,status:!0,name:"Nue-propriété",description:null,weight:8,changed:"2025-03-07T08:11:31+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[439]=[$R[440]={tag:"meta",attributes:$R[441]={name:"title",content:"Nue-propriété | Cogedim"}},$R[442]={tag:"link",attributes:$R[443]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/8/"}},$R[444]={tag:"meta",attributes:$R[445]={name:"generator",content:"Cogedim"}},$R[446]={tag:"meta",attributes:$R[447]={property:"og:site_name",content:"Cogedim"}},$R[448]={tag:"meta",attributes:$R[449]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[450]={tag:"meta",attributes:$R[451]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/"}},$R[452]={tag:"meta",attributes:$R[453]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[454]={tag:"meta",attributes:$R[455]={property:"og:image:type",content:"image/png"}},$R[456]={tag:"meta",attributes:$R[457]={property:"og:image:width",content:"628"}},$R[458]={tag:"meta",attributes:$R[459]={property:"og:image:height",content:"316"}},$R[460]={tag:"meta",attributes:$R[461]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[462]={tag:"meta",attributes:$R[463]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[464]={tag:"meta",attributes:$R[465]={name:"twitter:card",content:"summary"}},$R[466]={tag:"meta",attributes:$R[467]={name:"twitter:site",content:"@altareacogedim"}},$R[468]={tag:"meta",attributes:$R[469]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[470]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Prix TTC en TVA réduite à 10%\x3Cbr />*La nue-propriété est un montage financier qui permet d’acheter un bien immobilier en profitant d’un prix d’acquisition réduit de 30 à 40% grâce au principe de démembrement de propriété. La pleine propriété est temporairement dissociée en deux droits réels : la Nue-Propriété et l’Usufruit. La durée de l’usufruit est traditionnellement de 15 à 20 ans. Article L.253-1 et suivants du code de la construction et de l’habitation, applicables au démembrement de propriété objets des présentes. Conditions détaillées dans le contrat de réservation et ses annexes. Possibilité de déduction des intérêts d’emprunts voir articles 31.I.1°d du CGI et article 156.1.3° du CGI Comme tout investissement, investir en nue-propriété peut présenter des risques.",field_legals_grid:"Prix TTC en TVA réduite à 10%\x3Cbr />*La nue-propriété est un montage financier qui permet d’acheter un bien immobilier en profitant d’un prix d’acquisition réduit de 30 à 40% grâce au principe de démembrement de propriété. La pleine propriété est temporairement dissociée en deux droits réels : la Nue-Propriété et l’Usufruit. La durée de l’usufruit est traditionnellement de 15 à 20 ans. Article L.253-1 et suivants du code de la construction et de l’habitation, applicables au démembrement de propriété objets des présentes. Conditions détaillées dans le contrat de réservation et ses annexes. Possibilité de déduction des intérêts d’emprunts voir articles 31.I.1°d du CGI et article 156.1.3° du CGI Comme tout investissement, investir en nue-propriété peut présenter des risques.",field_promo_drawer:$R[471]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z
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\t\tc0,2.6-1.2,5-3.2,6.6H17c-2.1-1.6-3.2-4-3.2-6.6C13.8,7.6,17.5,3.9,22.1,3.9z M34.1,37.3l-0.3,0.1v6.7h-5.4v-5.2l-0.7,0.3
\t\tc-5,2.2-10.5,0-10.5,0l-0.7-0.3v5.2h-5.4v-6.7l-0.3-0.1c-5.2-2.7-6.4-6.2-6.4-6.2l-0.1-0.4l-0.4,0c0,0-1.4,0-2.3-0.8
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\t\th-2.2v1h18.2v-1h-2.8c1.2-1.2,2.1-2.8,2.5-4.5c2.4,0.7,10.3,4.9,10.3,12.1C41.4,33.2,34.2,37.3,34.1,37.3z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8
\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9
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\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5
\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7
\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Investissez en Nue-Propriété\x3C/h3>\x3Cp>Un bien à prix réduit, défiscalisé, sans contrainte d’entretien et de gestion locative.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z\n\t\t M8.8,26.2c-1,0-1.8-0.8-1.8-1.8s0.8-1.8,1.8-1.8c1,0,1.8,0.8,1.8,1.8S9.8,26.2,8.8,26.2z\" />\x3Cpath class=\"st0\" 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href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[472]={value:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[473]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[474]={drupal_internal__target_id:"regulation"}},revision_user:$R[475]={data:null,links:$R[476]={related:$R[477]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/revision_user/?resourceVersion=id%3A8"},self:$R[478]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/relationships/revision_user/?resourceVersion=id%3A8"}}},parent:$R[479]=[$R[480]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[481]={links:$R[482]={help:$R[483]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[484]={about:"Usage and meaning of the 'virtual' resource 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A compter de la livraison de votre logement vous verserez à l’OFS – Organisme Foncier Solidaire propriétaire du foncier de votre logement, une redevance foncière mensuelle suivant la surface habitable de votre logement. Cette redevance fera l’objet d’une réévaluation annuelle basée sur l’indice des loyers publié trimestriellement par l’INSEE.",field_legals_grid:"Sous conditions de ressources et pour un achat en résidence principale, profitez de la possibilité d’acheter un logement neuf en-dessous des prix de marché, dans une résidence éligible au dispositif BRS – Bail Réel Solidaire. A compter de la livraison de votre logement vous verserez à l’OFS – Organisme Foncier Solidaire propriétaire du foncier de votre logement, une redevance foncière mensuelle suivant la surface habitable de votre logement. 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\t\tl-2.6,2.6L15,6.3L10.4,11V2.8h21.1V16.3z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M27,9.5c1.4,0,2.6-1.1,2.6-2.6S28.4,4.4,27,4.4S24.5,5.6,24.5,7S25.6,9.5,27,9.5z M27,5.4
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Profitez de tous nos services.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/cogedim-pour-vous/la-difference-cogedim/\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M46.3,45.2v-0.9h-2.5V20.8c0.7-0.2,1.2-0.7,1.5-1.3h2.5L46,10.8h-5.5l-1.7,8.7h2.5c0.2,0.7,0.8,1.2,1.5,1.3\n\t\tv23.4h-2.5v0.9h-4.4c0.4-0.2,0.7-0.5,1.1-0.9h1.1l0.1-0.3c0.1-0.3,3.2-8.6,2.4-11.6c-0.4-1.3-1.3-2.4-2.7-3C37,29,36,28.8,35.1,29\n\t\tv-0.3c0-1.3-0.4-2.4-1.3-3.2c-2.1-2-5.8-2-6-2c-0.2,0-3.9,0-6,2c-0.9,0.9-1.3,1.9-1.3,3.2V29c-0.8-0.1-1.8,0-2.8,0.4\n\t\tc-1.3,0.6-2.3,1.6-2.7,3c-0.9,3,2.3,11.3,2.4,11.6l0.1,0.3h0.9c0.2,0.3,0.5,0.7,1,0.9H9.9l1.6-7.7h0.8v-2.9H8.7\n\t\tc0.4-1.2,1.3-5.1,1.1-8.7c0.2-0.3,0.5-0.5,0.8-0.8c0.7,0.2,1.2,0.6,1.5,1.1c1,1.8,0,4.9,0,4.9l-0.9,2.8l1.8-2.3\n\t\tc0.1-0.2,2.9-3.8,2.1-6.4c-0.2-0.7-0.6-1.2-1.2-1.5c-1.5-0.6-3.6,0.4-3.6,0.4l-0.7,0.3c-0.3-1.7-1-3.2-2.3-4.2l0,0\n\t\tc-0.1-0.1-0.2-0.1-0.3-0.2c-0.6-0.3-2-1-3.1-0.6c-0.4,0.2-1,0.5-1.2,1.4c-0.8,2.6,0.2,5.4,0.3,5.5l0.6,1.6l0.4-1.6\n\t\tc0.5-2.1,1.6-5.1,2.5-5.4c0.1,0,0.1,0,0.2,0c0.1,0,0.1,0.1,0.1,0.1c1.3,1,1.9,2.6,2,4.4c-1.4,1.7-2,3.7-2.2,5.4\n\t\tc-0.2-0.6-0.4-1.3-0.7-1.9c-0.1-0.4-0.5-1.3-1.3-1.4c-0.9,0-1.5,1.2-1.7,1.6l-1.2,2.7l2-2.2c0.4-0.4,0.7-0.6,0.9-0.6\n\t\tc0.2,0,0.3,0.2,0.3,0.2c1.1,2.1,1.2,4.4,1.2,5.1h-4v2.9h0.8l1.6,7.7H0v1h48v-1H46.3z M41.4,11.8h3.9l1.3,6.7H40L41.4,11.8z\n\t\t M42.5,19.5h1.7c-0.2,0.2-0.5,0.4-0.8,0.4C43,19.9,42.7,19.7,42.5,19.5z M13.5,24.6c0.3,0.1,0.6,0.4,0.7,0.8c0.3,1-0.1,2.3-0.6,3.3\n\t\tc0-1-0.1-2.1-0.6-3c-0.3-0.5-0.6-0.9-1.1-1.2C12.4,24.5,13,24.4,13.5,24.6z M3.4,24.3c-0.1-0.9-0.2-2,0.2-3\n\t\tc0.1-0.4,0.3-0.7,0.6-0.8c0.1-0.1,0.3-0.1,0.5-0.1c0.2,0,0.5,0,0.7,0.1C4.5,21.3,3.9,23,3.4,24.3z M8.8,27.2c0,3.4-1,6.8-1.2,7.4\n\t\tH7.4C7.4,33.8,7.1,30.2,8.8,27.2z M3.1,35.6h8.2v0.9H3.1V35.6z M10.5,37.5L9,44.3H5.3l-1.4-6.8H10.5z M35.2,44.3\n\t\tc-0.1,0-0.2,0-0.2-0.1h0.6C35.5,44.3,35.3,44.3,35.2,44.3z M37.5,30.3c0.8,0.3,1.7,1,2.1,2.3c0.6,2.2-1.3,8.1-2.2,10.7h-4\n\t\tc0-12.4,0.5-12.6,1.4-13.1C35.3,29.8,36.5,29.8,37.5,30.3z M22.6,26.1c1.8-1.7,5.2-1.7,5.3-1.7c0,0,3.5,0,5.3,1.7\n\t\tc0.7,0.7,1,1.5,1,2.5v0.7c-0.9,0.5-1.4,1.1-1.6,6.2h-9.4c-0.2-5-0.7-5.7-1.6-6.2v-0.7C21.6,27.6,21.9,26.8,22.6,26.1z M32.3,36.5v4\n\t\th-9v-4H32.3z M16.1,32.6c0.4-1.3,1.4-2,2.1-2.3c1-0.4,2.2-0.4,2.7-0.1c0.9,0.5,1.4,0.7,1.4,13.1h-4C17.4,40.7,15.5,34.7,16.1,32.6z\n\t\t M20.5,44.2c-0.1,0.1-0.2,0.1-0.3,0.1c-0.1,0-0.2,0-0.2-0.1H20.5z M21.9,44.2h1.3v-0.5c0-0.8,0-1.5,0-2.2h9.2c0,0.7,0,1.4,0,2.2\n\t\tv0.5h1.2c0.2,0.3,0.5,0.7,1,0.9H20.8C21.2,45,21.6,44.7,21.9,44.2z\" />\x3Cpath class=\"st0\" d=\"M32.5,1.8H9.4v15.5h23.1V1.8z M10.4,12.4L15,7.7l6.3,6.3l2.6-2.6l4.9,4.9H10.4V12.4z M31.5,16.3h-1.2L24,10\n\t\tl-2.6,2.6L15,6.3L10.4,11V2.8h21.1V16.3z\" />\x3Cpath class=\"st0\" d=\"M27,9.5c1.4,0,2.6-1.1,2.6-2.6S28.4,4.4,27,4.4S24.5,5.6,24.5,7S25.6,9.5,27,9.5z M27,5.4\n\t\tc0.9,0,1.6,0.7,1.6,1.6S27.9,8.5,27,8.5S25.5,7.8,25.5,7S26.2,5.4,27,5.4z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Nos services pour vous accompagner\x3C/h3>\x3Cp>Financement sur mesure, Parrainage,... Profitez de tous nos services.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/cogedim-pour-vous/la-difference-cogedim/\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[521]={value:"\x3Ch3>Acheter en BRS\x3C/h3>\x3Cp>Avec le BRS – Bail Réel Solidaire, achetez votre résidence principale en-dessous des prix de marché grâce à un nouveau dispositif d’accession à la propriété.\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en BRS\x3C/h3>\x3Cp>Avec le BRS – Bail Réel Solidaire, achetez votre résidence principale en-dessous des prix de marché grâce à un nouveau dispositif d’accession à la propriété.\x3C/p>"},field_text_main:$R[522]={value:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix BRS, accessibles sous conditions de ressources\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincbrs\">\x3Cdiv class=\"expandable\">\x3Cp>Le bail réel solidaire (BRS) est un dispositif d’accès social à la propriété de sa résidence principale, à prix abordable et sous conditions de ressources, correspondant à ceux du prêt social à l’accession (PSLA).\x3C/p>\x3Cp>Le BRS repose sur la dissociation du foncier (le terrain) et du bâti (le logement). Vous pouvez ainsi devenir propriétaire de votre logement à un prix pouvant aller jusqu’à 40% de décote du prix du marché.\x3C/p>\x3Cp>En contrepartie vous signez un bail réel solidaire et vous devrez vous acquitter d’une redevance mensuelle auprès d’un organisme foncier solidaire (OFS) qui achète le terrain.\x3C/p>\x3Cp>Vous êtes ainsi propriétaire de votre logement mais locataire du terrain sur lequel il se trouve.\x3C/p>\x3Cp>Les OFS sont des organismes à but non lucratif, agréés par le préfet de région, ayant pour objet de détenir des terrains sur le très long terme.\x3C/p>\x3Cp>Vous pouvez revendre votre logement à tout moment mais cela reste cependant encadré par l’OFS.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Vous devenez propriétaire à un prix d’acquisition réduit de votre logement ;\x3C/li>\x3Cli>Vous versez une redevance mensuelle correspondant à la location du terrain sur lequel il se trouve ;\x3C/li>\x3Cli>Vous bénéficiez d’une TVA réduite à 5,5% pour un logement neuf ;\x3C/li>\x3Cli>Vous profitez d’un abattement de 30% de la taxe foncière, selon la commune ;\x3C/li>\x3Cli>Vous pouvez financer l’achat de votre logement avec un prêt à taux zéro (PTZ) au titre de votre 1ère acquisition.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincbrs').classList.toggle('active');\">\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\">\x3C/path>\x3C/svg>\x3C/i>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\" loading=\"lazy\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix BRS, accessibles sous conditions de ressources\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincbrs\">\x3Cdiv class=\"expandable\">\x3Cp>Le bail réel solidaire (BRS) est un dispositif d’accès social à la propriété de sa résidence principale, à prix abordable et sous conditions de ressources, correspondant à ceux du prêt social à l’accession (PSLA).\x3C/p>\x3Cp>Le BRS repose sur la dissociation du foncier (le terrain) et du bâti (le logement). Vous pouvez ainsi devenir propriétaire de votre logement à un prix pouvant aller jusqu’à 40% de décote du prix du marché.\x3C/p>\x3Cp>En contrepartie vous signez un bail réel solidaire et vous devrez vous acquitter d’une redevance mensuelle auprès d’un organisme foncier solidaire (OFS) qui achète le terrain.\x3C/p>\x3Cp>Vous êtes ainsi propriétaire de votre logement mais locataire du terrain sur lequel il se trouve.\x3C/p>\x3Cp>Les OFS sont des organismes à but non lucratif, agréés par le préfet de région, ayant pour objet de détenir des terrains sur le très long terme.\x3C/p>\x3Cp>Vous pouvez revendre votre logement à tout moment mais cela reste cependant encadré par l’OFS.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Vous devenez propriétaire à un prix d’acquisition réduit de votre logement ;\x3C/li>\x3Cli>Vous versez une redevance mensuelle correspondant à la location du terrain sur lequel il se trouve ;\x3C/li>\x3Cli>Vous bénéficiez d’une TVA réduite à 5,5% pour un logement neuf ;\x3C/li>\x3Cli>Vous profitez d’un abattement de 30% de la taxe foncière, selon la commune ;\x3C/li>\x3Cli>Vous pouvez financer l’achat de votre logement avec un prêt à taux zéro (PTZ) au titre de votre 1ère acquisition.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincbrs').classList.toggle('active');\">\x3Csvg width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\" />\x3C/svg>\x3C/i>\x3C/div>\x3C/div>"},vid:$R[523]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[524]={drupal_internal__target_id:"regulation"}},revision_user:$R[525]={data:null,links:$R[526]={related:$R[527]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a44645cb-9dbd-4a56-bb1f-5b623e99516e/revision_user/?resourceVersion=id%3A3817"},self:$R[528]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a44645cb-9dbd-4a56-bb1f-5b623e99516e/relationships/revision_user/?resourceVersion=id%3A3817"}}},parent:$R[529]=[$R[530]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[531]={links:$R[532]={help:$R[533]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[534]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[535]={type:"taxonomy_term--regulation",id:"a56c43b0-a930-4321-8b90-16321a8017b3",links:$R[536]={self:$R[537]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a56c43b0-a930-4321-8b90-16321a8017b3/?resourceVersion=id%3A4000"}},drupal_internal__tid:4000,drupal_internal__revision_id:4000,langcode:"fr",revision_created:"2023-07-17T08:05:34+00:00",status:!0,name:"Patrimonial",description:null,weight:9,changed:"2024-06-19T08:18:45+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[538]=[$R[539]={tag:"meta",attributes:$R[540]={name:"title",content:"Patrimonial | Cogedim"}},$R[541]={tag:"link",attributes:$R[542]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/4000/"}},$R[543]={tag:"meta",attributes:$R[544]={name:"generator",content:"Cogedim"}},$R[545]={tag:"meta",attributes:$R[546]={property:"og:site_name",content:"Cogedim"}},$R[547]={tag:"meta",attributes:$R[548]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[549]={tag:"meta",attributes:$R[550]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a56c43b0-a930-4321-8b90-16321a8017b3/"}},$R[551]={tag:"meta",attributes:$R[552]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[553]={tag:"meta",attributes:$R[554]={property:"og:image:type",content:"image/png"}},$R[555]={tag:"meta",attributes:$R[556]={property:"og:image:width",content:"628"}},$R[557]={tag:"meta",attributes:$R[558]={property:"og:image:height",content:"316"}},$R[559]={tag:"meta",attributes:$R[560]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[561]={tag:"meta",attributes:$R[562]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[563]={tag:"meta",attributes:$R[564]={name:"twitter:card",content:"summary"}},$R[565]={tag:"meta",attributes:$R[566]={name:"twitter:site",content:"@altareacogedim"}},$R[567]={tag:"meta",attributes:$R[568]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[569]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[570]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M48,25.2c-0.2-9-0.6-9.2-0.9-9.4c-0.4-0.2-1.1-0.2-1.7,0.2c-0.6,0.3-1.6,1.1-1.8,3c-0.2,2.2-0.3,4.7-0.3,5.5
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familiaux : une nouvelle opportunité pour devenir propriétaire en 2025",created:"2025-02-24T09:00:50+00:00",changed:"2025-03-20T10:20:18+00:00",promote:!0,sticky:!0,default_langcode:!0,revision_translation_affected:!0,metatag:$R[611]=[$R[612]={tag:"meta",attributes:$R[613]={name:"title",content:"- Dons familiaux : une nouvelle opportunité pour devenir propriétaire en 2025 | Cogedim"}},$R[614]={tag:"meta",attributes:$R[615]={name:"description",content:"Ces dernières années, faire l’acquisition de son premier bien immobilier constituait plus que jamais un vrai défi pour de nombreux primo-accédants, mais l'année 2025 apporte une belle éclaircie. Depuis la publication de la nouvelle loi de finances en février, une mesure inédite facilite la concrétisation d’un projet immobilier : les dons familiaux jusqu'à 300 000 € destinés à l'achat ou à la construction d'un premier logement sont désormais exonérés d'impôts. Une opportunité précieuse à saisir pour les parents et grands-parents souhaitant aider leurs enfants et petits-enfants à franchir le cap de l’accession à la propriété. Quelles sont les conditions pour bénéficier de cette exonération fiscale des dons familiaux pour devenir propriétaire ? Comment maximiser les effets de cette mesure pour gagner encore en confort et en qualité de vie tout en préservant son pouvoir d’achat ? On vous explique tout."}},$R[616]={tag:"link",attributes:$R[617]={rel:"canonical",href:"http://www.cogedim.com/le-neuf-decrypte/l-actu-du-neuf/dons-familiaux-nouvelle-opportunite-devenir-proprietaire-2025.html"}},$R[618]={tag:"meta",attributes:$R[619]={name:"generator",content:"Cogedim"}},$R[620]={tag:"link",attributes:$R[621]={rel:"image_src",href:"/themes/cogedim/images/logo-cogedim-2021.png"}},$R[622]={tag:"meta",attributes:$R[623]={property:"og:site_name",content:"Cogedim"}},$R[624]={tag:"meta",attributes:$R[625]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[626]={tag:"meta",attributes:$R[627]={property:"og:url",content:"http://www.cogedim.com/le-neuf-decrypte/l-actu-du-neuf/dons-familiaux-nouvelle-opportunite-devenir-proprietaire-2025.html"}},$R[628]={tag:"meta",attributes:$R[629]={property:"og:title",content:"Dons familiaux : une nouvelle opportunité pour devenir propriétaire en 2025"}},$R[630]={tag:"meta",attributes:$R[631]={property:"og:description",content:"Ces dernières années, faire l’acquisition de son premier bien immobilier constituait plus que jamais un vrai défi pour de nombreux primo-accédants, mais l'année 2025 apporte une belle éclaircie. Depuis la publication de la nouvelle loi de finances en février, une mesure inédite facilite la concrétisation d’un projet immobilier : les dons familiaux jusqu'à 300 000 € destinés à l'achat ou à la construction d'un premier logement sont désormais exonérés d'impôts. Une opportunité précieuse à saisir pour les parents et grands-parents souhaitant aider leurs enfants et petits-enfants à franchir le cap de l’accession à la propriété. Quelles sont les conditions pour bénéficier de cette exonération fiscale des dons familiaux pour devenir propriétaire ? Comment maximiser les effets de cette mesure pour gagner encore en confort et en qualité de vie tout en préservant son pouvoir d’achat ? On vous explique tout."}},$R[632]={tag:"meta",attributes:$R[633]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[634]={tag:"meta",attributes:$R[635]={property:"og:image:type",content:"image/png"}},$R[636]={tag:"meta",attributes:$R[637]={property:"og:image:width",content:"628"}},$R[638]={tag:"meta",attributes:$R[639]={property:"og:image:height",content:"316"}},$R[640]={tag:"meta",attributes:$R[641]={property:"og:locale",content:"fr_FR"}},$R[642]={tag:"meta",attributes:$R[643]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[644]={tag:"meta",attributes:$R[645]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[646]={tag:"meta",attributes:$R[647]={property:"article:section",content:"Notre offre"}},$R[648]={tag:"meta",attributes:$R[649]={name:"twitter:card",content:"summary"}},$R[650]={tag:"meta",attributes:$R[651]={name:"twitter:title",content:"Dons familiaux : une nouvelle opportunité pour devenir propriétaire en 2025"}},$R[652]={tag:"meta",attributes:$R[653]={name:"twitter:description",content:"Ces dernières années, faire l’acquisition de son premier bien immobilier constituait plus que jamais un vrai défi pour de nombreux primo-accédants, mais l'année 2025 apporte une belle éclaircie. Depuis la publication de la nouvelle loi de finances en février, une mesure inédite facilite la concrétisation d’un projet immobilier : les dons familiaux jusqu'à 300 000 € destinés à l'achat ou à la construction d'un premier logement sont désormais exonérés d'impôts. Une opportunité précieuse à saisir pour les parents et grands-parents souhaitant aider leurs enfants et petits-enfants à franchir le cap de l’accession à la propriété. Quelles sont les conditions pour bénéficier de cette exonération fiscale des dons familiaux pour devenir propriétaire ? Comment maximiser les effets de cette mesure pour gagner encore en confort et en qualité de vie tout en préservant son pouvoir d’achat ? On vous explique tout."}},$R[654]={tag:"meta",attributes:$R[655]={name:"twitter:site",content:"@altareacogedim"}},$R[656]={tag:"meta",attributes:$R[657]={name:"twitter:creator",content:"@altareacogedim"}},$R[658]={tag:"meta",attributes:$R[659]={name:"twitter:image:alt",content:"Logo de Cogedim, promoteur de programmes immobiliers neufs"}},$R[660]={tag:"meta",attributes:$R[661]={name:"twitter:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}}],path:$R[662]={alias:"/le-neuf-decrypte/l-actu-du-neuf/dons-familiaux-nouvelle-opportunite-devenir-proprietaire-2025.html",pid:4578,langcode:"fr"},publish_on:null,unpublish_on:null,published_at:"2025-02-24T09:06:39+00:00",field_ads:"[search]",field_catchline:"Ces dernières années, faire l’acquisition de son premier bien immobilier constituait plus que jamais un vrai défi pour de nombreux primo-accédants, mais l'année 2025 apporte une belle éclaircie. Depuis la publication de la nouvelle loi de finances en février, une mesure inédite facilite la concrétisation d’un projet immobilier : les dons familiaux jusqu'à 300 000 € destinés à l'achat ou à la construction d'un premier logement sont désormais exonérés d'impôts. Une opportunité précieuse à saisir pour les parents et grands-parents souhaitant aider leurs enfants et petits-enfants à franchir le cap de l’accession à la propriété. Quelles sont les conditions pour bénéficier de cette exonération fiscale des dons familiaux pour devenir propriétaire ? Comment maximiser les effets de cette mesure pour gagner encore en confort et en qualité de vie tout en préservant son pouvoir d’achat ? On vous explique tout.",field_metatags:null,field_reading_time:"7 min",field_search_query:"location=&city=&department=®ion=&lat=&lng=&rooms=&budget=®ulations=&segments_mkg=&lot_types=&sale_states=&commercial_specificities=&dwelling_types=&lot_max_count=&date_delivery_from=&date_delivery_to=",node_type:$R[663]={type:"node_type--node_type",id:"6b13944d-0e97-450b-bb15-94aab4a29c40",meta:$R[664]={drupal_internal__target_id:"article"}},revision_uid:$R[665]={type:"user--user",id:"78e94cf4-27a6-47b8-a374-e67cbcfb51b6",meta:$R[666]={drupal_internal__target_id:2037}},uid:$R[667]={type:"user--user",id:"78e94cf4-27a6-47b8-a374-e67cbcfb51b6",meta:$R[668]={drupal_internal__target_id:2037}},field_action:$R[669]={type:"taxonomy_term--action",id:"fa2b544e-695b-4c7a-90e8-da13872a900f",meta:$R[670]={drupal_internal__target_id:34}},field_contents:$R[671]={data:$R[672]=[],links:$R[673]={related:$R[674]={href:"http://www.cogedim.com/jsonapi/node/article/570722d0-c0c9-4552-9082-195894ce3142/field_contents/?resourceVersion=id%3A1856546"},self:$R[675]={href:"http://www.cogedim.com/jsonapi/node/article/570722d0-c0c9-4552-9082-195894ce3142/relationships/field_contents/?resourceVersion=id%3A1856546"}}},field_form:$R[676]={type:"paragraph--form",id:"a7e55376-ddfd-4c75-94e0-9b061c0758fe",meta:$R[677]={target_revision_id:37039,drupal_internal__target_id:9499}},field_image:$R[678]={type:"file--file",id:"8e878b26-57ed-45f9-beca-780aa2d22f65",links:$R[679]={self:$R[680]={href:"http://www.cogedim.com/jsonapi/file/file/8e878b26-57ed-45f9-beca-780aa2d22f65/"}},drupal_internal__fid:3453688,langcode:"fr",filename:"Adobe Express - file (4).jpg",uri:$R[681]={value:"public://2025-03/Adobe Express - file (4).jpg",url:"/sites/default/files/2025-03/Adobe%20Express%20-%20file%20%284%29.jpg"},filemime:"image/jpeg",filesize:200062,status:!0,created:"2025-03-03T11:37:57+00:00",changed:"2025-03-03T11:38:01+00:00",meta:$R[682]={alt:"une mere et sa fille sur un canapé",title:"",width:1250,height:600,drupal_internal__target_id:3453688},uid:$R[683]={type:"user--user",id:"fd5ccddd-1b2b-43ef-a764-281ad8b526df",meta:$R[684]={drupal_internal__target_id:2359}}},field_sections:$R[685]=[$R[686]={type:"paragraph--section",id:"69ffacac-8fdb-4af4-acd4-c8594dafb047",links:$R[687]={self:$R[688]={href:"http://www.cogedim.com/jsonapi/paragraph/section/69ffacac-8fdb-4af4-acd4-c8594dafb047/?resourceVersion=id%3A37027"}},drupal_internal__id:9498,drupal_internal__revision_id:37027,langcode:"fr",status:!0,created:"2025-03-03T11:18:12+00:00",parent_id:"1851310",parent_type:"node",parent_field_name:"field_sections",behavior_settings:$R[689]=[],default_langcode:!0,revision_translation_affected:!0,field_anchor_title:null,field_text:$R[690]={value:"\x3Cdiv style=\"background-color:#1aabac;border-radius:0;color:#ffffff;margin:auto;max-width:1000px;padding:0;\">\x3Cdiv style=\"padding:40px;\">\x3Ch2 class=\"text-align-center\" style=\"color:#ffffff;\">🎁 Offre unique : coup de pouce de Cogedim\x3C/h2>\x3Ch3 class=\"text-align-center\" style=\"color:#ffffff;\">Cogedim toujours soucieuse de vous accompagner de manière optimale dans l'acquisition de votre logement neuf, a mis en place une mesure d'\x3Cstrong>abondement \x3C/strong>à hauteur de \x3Cstrong>10% de la donation\x3C/strong> faite par vos proches\x3Csup>(2) \x3C/sup>dans le cadre du nouveau dispositif de dons familiaux de sommes d'argent de la loi de finances pour 2025.\x3C/h3>\x3Cp class=\"text-align-center\">Contactez un conseiller pour en savoir plus.\x3Cbr>[promo-form_advisor]\x3C/p>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cdiv style=\"background-color:#1aabac;border-radius:0;color:#ffffff;margin:auto;max-width:1000px;padding:0;\">\x3Cdiv style=\"padding:40px;\">\x3Ch2 class=\"text-align-center\" style=\"color:#ffffff;\">🎁 Offre unique : coup de pouce de Cogedim\x3C/h2>\x3Ch3 class=\"text-align-center\" style=\"color:#ffffff;\">Cogedim toujours soucieuse de vous accompagner de manière optimale dans l'acquisition de votre logement neuf, a mis en place une mesure d'\x3Cstrong>abondement \x3C/strong>à hauteur de \x3Cstrong>10% de la donation\x3C/strong> faite par vos proches\x3Csup>(2) \x3C/sup>dans le cadre du nouveau dispositif de dons familiaux de sommes d'argent de la loi de finances pour 2025.\x3C/h3>\x3Cp class=\"text-align-center\">Contactez un conseiller pour en savoir plus.\x3Cbr>[promo-form_advisor]\x3C/p>\x3C/div>\x3C/div>"},field_title:null,meta:$R[691]={target_revision_id:37027,drupal_internal__target_id:9498},paragraph_type:$R[692]={type:"paragraphs_type--paragraphs_type",id:"e955397a-b7a7-41a6-8210-bd3e5ef17cdc",meta:$R[693]={drupal_internal__target_id:"section"}}},$R[694]={type:"paragraph--section",id:"557d16aa-d3f2-41f2-aa0b-01ded9bad61f",links:$R[695]={self:$R[696]={href:"http://www.cogedim.com/jsonapi/paragraph/section/557d16aa-d3f2-41f2-aa0b-01ded9bad61f/?resourceVersion=id%3A36873"}},drupal_internal__id:9482,drupal_internal__revision_id:36873,langcode:"fr",status:!0,created:"2025-02-28T09:12:57+00:00",parent_id:"1851310",parent_type:"node",parent_field_name:"field_sections",behavior_settings:$R[697]=[],default_langcode:!0,revision_translation_affected:!0,field_anchor_title:null,field_text:$R[698]={value:"\x3Ch2>Une exonération fiscale élargie pour les dons familiaux en 2025\x3C/h2>\x3Cp class=\"Textbody\">La \x3Ca href=\"https://www.service-public.fr/particuliers/actualites/A18081#:~:text=Vous%20pouvez%20par%20exemple%20recevoir,jusqu'au%2031%20décembre%202026\">\x3Cspan style=\"color:windowtext;text-decoration:none;text-underline:none;\">loi de finances 2025\x3C/span>\x3C/a> réserve de bonnes nouvelles pour celles et ceux qui souhaitent devenir propriétaires. En plus d’élargir l’accès au prêt à taux zéro, elle prévoit un autre avantage : \x3Cspan class=\"StrongEmphasis\">l’augmentation des plafonds pour les dons familiaux exonérés d’impôts\x3C/span> lorsqu’ils servent à financer l’achat d’une résidence principale.\x3C/p>\x3Ch3>Les conséquences de la loi de finances 2025 sur les donations intrafamiliales\x3C/h3>\x3Cp class=\"Textbody\">Concrètement, lorsqu’une personne reçoit une somme d’argent en don, elle doit en principe payer des droits de donation. Jusqu’à présent, certaines donations familiales bénéficiaient déjà d’exonérations fiscales, mais les montants concernés étaient relativement limités.\x3C/p>\x3Cp class=\"Textbody\">Ainsi, \x3Cspan class=\"StrongEmphasis\">avant cette mesure\x3C/span>, un parent pouvait donner jusqu’à 100 000 € à chacun de ses enfants sans qu’ils n’aient à payer de droits de donation. De leur côté, les grands-parents pouvaient transmettre jusqu’à 31 865 € par petit-enfant, également sans taxation.\x3C/p>\x3Cp class=\"Textbody\">Or, \x3Cspan class=\"StrongEmphasis\">avec la nouvelle loi de finances 2025\x3C/span>, entrée en vigueur depuis le 15 février, la jeune génération peut désormais bénéficier d'un don familial bien plus conséquent \x3Cstrong>exonéré de droits de mutation\x3C/strong> pour acquérir un logement neuf ou effectuer des travaux de rénovation énergétique au sein d'une habitation en leur possession.\x3C/p>\x3Cp class=\"Textbody\">Ainsi, les parents peuvent transmettre \x3Cstrong>jusqu’à 200 000 € sans droits de donation\x3C/strong> (100 000 € avec l’abattement fiscal classique et 100 000 € de plus bénéficiant d’une exonération de droits de mutation temporaire).\x3C/p>\x3Cp class=\"Textbody\">Quant aux autres membres de la famille (grands-parents, arrière-grands-parents, oncle et tante), ils peuvent donner \x3Cstrong>jusqu’à 131 865 € sans fiscalité\x3C/strong>, soit 31 865 € bénéficiant de l’abattement fiscal habituel et 100 000 € exonérés de fiscalité à titre temporaire.\x3C/p>\x3Ch3>Les conditions d'application\x3C/h3>\x3Cp class=\"Textbody\">Ce cadeau fiscal, concernant les donations intrafamiliales, s’avère néanmoins \x3Cspan class=\"StrongEmphasis\">soumis à condition\x3C/span> :\x3C/p>\x3Cul style=\"padding-left:47.13px;\">\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">Il concerne les enfants, petits-enfants, arrière-petits-enfants, voire neveux et nièces (si leur oncle ou tante n’a aucun descendant).\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">L’exonération de don familial ne peut concerner qu’un don maximal de 100 000 euros effectué par un même membre de la famille.\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">Le total des donations exonérées reçues pour financer un projet immobilier \x3Cspan class=\"StrongEmphasis\">ne peut dépasser 300 000 € par bénéficiaire\x3C/span>.\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">l’argent reçu doit être utilisé pour acquérir \x3Cspan class=\"StrongEmphasis\">un \x3Cstrong>logement neuf\x3C/strong> ou en l’état futur d’achèvement\x3C/span> (\x3Cspan class=\"StrongEmphasis\">ou réaliser des travaux destinés à la rénovation énergétique\x3C/span> de sa résidence principale)\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">l'argent reçu doit être utilisé au plus tard le dernier jour du 6\x3Cspan style=\"position:relative;top:-4.0pt;\">e\x3C/span>\x3Cspan> \x3C/span>mois suivant le versement pour l’achat du bien immobilier ou pour la réalisation de travaux de rénovation énergétique.\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\">Le bénéficiaire doit occuper le bien comme résidence principale pendant au moins 5 ans ou le louer en tant que résidence principale à un locataire n’appartenant pas à son foyer fiscal.\x3C/p>\x3C/li>\x3C/ul>\x3Cp class=\"Textbody\">Enfin, autre point d’information important à souligner : ce dispositif d’exonération de droits fiscaux ne \x3Cspan class=\"StrongEmphasis\">s'applique que \x3Cstrong>jusqu'au 31 décembre 2026\x3C/strong>\x3C/span>. Il convient donc de profiter de cette mesure sur la donation familiale, ayant pour objectif d’encourager la transmission de patrimoine entre générations et de soutenir l’immobilier neuf, rapidement.\x3C/p>\x3Cp class=\"Textbody\">[search]\x3C/p>",format:"full_html",processed:"\x3Ch2>Une exonération fiscale élargie pour les dons familiaux en 2025\x3C/h2>\x3Cp class=\"Textbody\">La \x3Ca href=\"https://www.service-public.fr/particuliers/actualites/A18081#:~:text=Vous%20pouvez%20par%20exemple%20recevoir,jusqu'au%2031%20décembre%202026\">\x3Cspan style=\"color:windowtext;text-decoration:none;text-underline:none;\">loi de finances 2025\x3C/span>\x3C/a> réserve de bonnes nouvelles pour celles et ceux qui souhaitent devenir propriétaires. En plus d’élargir l’accès au prêt à taux zéro, elle prévoit un autre avantage : \x3Cspan class=\"StrongEmphasis\">l’augmentation des plafonds pour les dons familiaux exonérés d’impôts\x3C/span> lorsqu’ils servent à financer l’achat d’une résidence principale.\x3C/p>\x3Ch3>Les conséquences de la loi de finances 2025 sur les donations intrafamiliales\x3C/h3>\x3Cp class=\"Textbody\">Concrètement, lorsqu’une personne reçoit une somme d’argent en don, elle doit en principe payer des droits de donation. Jusqu’à présent, certaines donations familiales bénéficiaient déjà d’exonérations fiscales, mais les montants concernés étaient relativement limités.\x3C/p>\x3Cp class=\"Textbody\">Ainsi, \x3Cspan class=\"StrongEmphasis\">avant cette mesure\x3C/span>, un parent pouvait donner jusqu’à 100 000 € à chacun de ses enfants sans qu’ils n’aient à payer de droits de donation. De leur côté, les grands-parents pouvaient transmettre jusqu’à 31 865 € par petit-enfant, également sans taxation.\x3C/p>\x3Cp class=\"Textbody\">Or, \x3Cspan class=\"StrongEmphasis\">avec la nouvelle loi de finances 2025\x3C/span>, entrée en vigueur depuis le 15 février, la jeune génération peut désormais bénéficier d'un don familial bien plus conséquent \x3Cstrong>exonéré de droits de mutation\x3C/strong> pour acquérir un logement neuf ou effectuer des travaux de rénovation énergétique au sein d'une habitation en leur possession.\x3C/p>\x3Cp class=\"Textbody\">Ainsi, les parents peuvent transmettre \x3Cstrong>jusqu’à 200 000 € sans droits de donation\x3C/strong> (100 000 € avec l’abattement fiscal classique et 100 000 € de plus bénéficiant d’une exonération de droits de mutation temporaire).\x3C/p>\x3Cp class=\"Textbody\">Quant aux autres membres de la famille (grands-parents, arrière-grands-parents, oncle et tante), ils peuvent donner \x3Cstrong>jusqu’à 131 865 € sans fiscalité\x3C/strong>, soit 31 865 € bénéficiant de l’abattement fiscal habituel et 100 000 € exonérés de fiscalité à titre temporaire.\x3C/p>\x3Ch3>Les conditions d'application\x3C/h3>\x3Cp class=\"Textbody\">Ce cadeau fiscal, concernant les donations intrafamiliales, s’avère néanmoins \x3Cspan class=\"StrongEmphasis\">soumis à condition\x3C/span> :\x3C/p>\x3Cul style=\"padding-left:47.13px;\">\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">Il concerne les enfants, petits-enfants, arrière-petits-enfants, voire neveux et nièces (si leur oncle ou tante n’a aucun descendant).\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">L’exonération de don familial ne peut concerner qu’un don maximal de 100 000 euros effectué par un même membre de la famille.\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">Le total des donations exonérées reçues pour financer un projet immobilier \x3Cspan class=\"StrongEmphasis\">ne peut dépasser 300 000 € par bénéficiaire\x3C/span>.\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">l’argent reçu doit être utilisé pour acquérir \x3Cspan class=\"StrongEmphasis\">un \x3Cstrong>logement neuf\x3C/strong> ou en l’état futur d’achèvement\x3C/span> (\x3Cspan class=\"StrongEmphasis\">ou réaliser des travaux destinés à la rénovation énergétique\x3C/span> de sa résidence principale)\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">l'argent reçu doit être utilisé au plus tard le dernier jour du 6\x3Cspan style=\"position:relative;top:-4.0pt;\">e\x3C/span>\x3Cspan> \x3C/span>mois suivant le versement pour l’achat du bien immobilier ou pour la réalisation de travaux de rénovation énergétique.\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\">Le bénéficiaire doit occuper le bien comme résidence principale pendant au moins 5 ans ou le louer en tant que résidence principale à un locataire n’appartenant pas à son foyer fiscal.\x3C/p>\x3C/li>\x3C/ul>\x3Cp class=\"Textbody\">Enfin, autre point d’information important à souligner : ce dispositif d’exonération de droits fiscaux ne \x3Cspan class=\"StrongEmphasis\">s'applique que \x3Cstrong>jusqu'au 31 décembre 2026\x3C/strong>\x3C/span>. Il convient donc de profiter de cette mesure sur la donation familiale, ayant pour objectif d’encourager la transmission de patrimoine entre générations et de soutenir l’immobilier neuf, rapidement.\x3C/p>\x3Cp class=\"Textbody\">[search]\x3C/p>"},field_title:null,meta:$R[699]={target_revision_id:36873,drupal_internal__target_id:9482},paragraph_type:$R[700]={type:"paragraphs_type--paragraphs_type",id:"e955397a-b7a7-41a6-8210-bd3e5ef17cdc",meta:$R[701]={drupal_internal__target_id:"section"}}},$R[702]={type:"paragraph--section",id:"99d64a9f-b057-4abe-80d7-89a06e92e583",links:$R[703]={self:$R[704]={href:"http://www.cogedim.com/jsonapi/paragraph/section/99d64a9f-b057-4abe-80d7-89a06e92e583/?resourceVersion=id%3A36874"}},drupal_internal__id:9483,drupal_internal__revision_id:36874,langcode:"fr",status:!0,created:"2025-02-28T09:13:38+00:00",parent_id:"1851310",parent_type:"node",parent_field_name:"field_sections",behavior_settings:$R[705]=[],default_langcode:!0,revision_translation_affected:!0,field_anchor_title:null,field_text:$R[706]={value:"\x3Ch2>Un coup de pouce déterminant pour les primo-accédants\x3C/h2>\x3Cp class=\"Textbody\">Le don familial exonéré de droits de donation est \x3Cstrong>une \x3C/strong>\x3Cspan class=\"StrongEmphasis\">\x3Cstrong>aubaine pour les accédants à la propriété\x3C/strong>\x3C/span> souhaitant concrétiser leur premier achat immobilier.\x3C/p>\x3Ch3>Un impact sur le taux d'endettement, la superficie du bien ou sa localisation\x3C/h3>\x3Cp class=\"Textbody\">En effet, cette exonération peut avoir des effets variables, selon le profil des bénéficiaires :\x3C/p>\x3Cul style=\"padding-left:47.13px;\">\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">\x3Cstrong>Faire baisser leur taux d’endettement \x3C/strong>avec un apport personnel plus conséquent : concrètement, cette aide devrait ainsi les aider à diminuer substantiellement le montant global de leur emprunt et, par conséquent, celui des mensualités de crédit à rembourser par rapport à la somme de leurs revenus. Ce complément d’apport devrait ainsi faciliter l’obtention d’un financement immobilier en permettant aux jeunes acheteurs de contenir leur taux d’endettement en dessous des 35 % recommandés.\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\">Leur permettre d’\x3Cstrong>acheter un bien plus grand\x3C/strong> ou bénéficiant d’une meilleure localisation.\x3C/p>\x3C/li>\x3C/ul>\x3Ch3>Un exemple pour mieux comprendre\x3C/h3>\x3Cdiv class=\"comp-insert\">\x3Cdiv class=\"insert-inner\">\x3Cp>Pour preuve, voici un exemple concret d’un dossier d’accession à la propriété avant l’adoption de la loi 2025 sur la donation familiale et après la validation de celle-ci : \x3Cbr>\x3Cbr>Avant la loi de finances 2025, Marco, 27 ans, pensait obtenir de ses parents qui ont économisé pour ce projet un don de 100 000 € avec exonération et un autre don de 31 865 € de ses grands-parents, soit 131 865 € au total sans fiscalité. \x3Cbr>\x3Cbr>N’ayant pu concrétiser son projet en 2024, avec la promulgation de la loi de finances 2025, Marco peut désormais profiter du don de 100 000 € de ses parents, des 31 865 € auxquels étaient limités ses grands-parents, majorés des 50 000 dont ils espéraient pouvoir le faire bénéficier. Soit un don total de 181 865 € exonéré de taxes. Une excellente nouvelle, car avec ces 50 000 € d’apport en plus (nets de paiements de droits), Marco va pouvoir rassurer sa banque et faire évoluer son projet immobilier : \x3Cbr>\x3Cbr>• en passant du T1 qui ne l’enchantait guère au T2 dont il rêve. \x3Cbr>• et en optant, de plus, pour un logement neuf, bien plus performant énergétiquement et offrant de solides garanties. \x3Cbr>\x3Cbr>Un effet de levier de votre pouvoir d’achat immobilier d’autant plus important qu’il peut se cumuler avec le \x3Cstrong>Prêt à Taux Zéro (PTZ) dédié aux primo-accédants\x3C/strong>, lequel sera étendu à partir d’avril 2025 à toutes les zones géographiques pour l’acquisition d’un logement neuf.\x3C/p>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Ch2>Un coup de pouce déterminant pour les primo-accédants\x3C/h2>\x3Cp class=\"Textbody\">Le don familial exonéré de droits de donation est \x3Cstrong>une \x3C/strong>\x3Cspan class=\"StrongEmphasis\">\x3Cstrong>aubaine pour les accédants à la propriété\x3C/strong>\x3C/span> souhaitant concrétiser leur premier achat immobilier.\x3C/p>\x3Ch3>Un impact sur le taux d'endettement, la superficie du bien ou sa localisation\x3C/h3>\x3Cp class=\"Textbody\">En effet, cette exonération peut avoir des effets variables, selon le profil des bénéficiaires :\x3C/p>\x3Cul style=\"padding-left:47.13px;\">\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">\x3Cstrong>Faire baisser leur taux d’endettement \x3C/strong>avec un apport personnel plus conséquent : concrètement, cette aide devrait ainsi les aider à diminuer substantiellement le montant global de leur emprunt et, par conséquent, celui des mensualités de crédit à rembourser par rapport à la somme de leurs revenus. Ce complément d’apport devrait ainsi faciliter l’obtention d’un financement immobilier en permettant aux jeunes acheteurs de contenir leur taux d’endettement en dessous des 35 % recommandés.\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\">Leur permettre d’\x3Cstrong>acheter un bien plus grand\x3C/strong> ou bénéficiant d’une meilleure localisation.\x3C/p>\x3C/li>\x3C/ul>\x3Ch3>Un exemple pour mieux comprendre\x3C/h3>\x3Cdiv class=\"comp-insert\">\x3Cdiv class=\"insert-inner\">\x3Cp>Pour preuve, voici un exemple concret d’un dossier d’accession à la propriété avant l’adoption de la loi 2025 sur la donation familiale et après la validation de celle-ci : \x3Cbr>\x3Cbr>Avant la loi de finances 2025, Marco, 27 ans, pensait obtenir de ses parents qui ont économisé pour ce projet un don de 100 000 € avec exonération et un autre don de 31 865 € de ses grands-parents, soit 131 865 € au total sans fiscalité. \x3Cbr>\x3Cbr>N’ayant pu concrétiser son projet en 2024, avec la promulgation de la loi de finances 2025, Marco peut désormais profiter du don de 100 000 € de ses parents, des 31 865 € auxquels étaient limités ses grands-parents, majorés des 50 000 dont ils espéraient pouvoir le faire bénéficier. Soit un don total de 181 865 € exonéré de taxes. Une excellente nouvelle, car avec ces 50 000 € d’apport en plus (nets de paiements de droits), Marco va pouvoir rassurer sa banque et faire évoluer son projet immobilier : \x3Cbr>\x3Cbr>• en passant du T1 qui ne l’enchantait guère au T2 dont il rêve. \x3Cbr>• et en optant, de plus, pour un logement neuf, bien plus performant énergétiquement et offrant de solides garanties. \x3Cbr>\x3Cbr>Un effet de levier de votre pouvoir d’achat immobilier d’autant plus important qu’il peut se cumuler avec le \x3Cstrong>Prêt à Taux Zéro (PTZ) dédié aux primo-accédants\x3C/strong>, lequel sera étendu à partir d’avril 2025 à toutes les zones géographiques pour l’acquisition d’un logement neuf.\x3C/p>\x3C/div>\x3C/div>"},field_title:null,meta:$R[707]={target_revision_id:36874,drupal_internal__target_id:9483},paragraph_type:$R[708]={type:"paragraphs_type--paragraphs_type",id:"e955397a-b7a7-41a6-8210-bd3e5ef17cdc",meta:$R[709]={drupal_internal__target_id:"section"}}},$R[710]={type:"paragraph--section",id:"bb5e5727-58e3-4b6e-bbdc-31f680ae2376",links:$R[711]={self:$R[712]={href:"http://www.cogedim.com/jsonapi/paragraph/section/bb5e5727-58e3-4b6e-bbdc-31f680ae2376/?resourceVersion=id%3A36875"}},drupal_internal__id:9484,drupal_internal__revision_id:36875,langcode:"fr",status:!0,created:"2025-02-28T09:14:01+00:00",parent_id:"1851310",parent_type:"node",parent_field_name:"field_sections",behavior_settings:$R[713]=[],default_langcode:!0,revision_translation_affected:!0,field_anchor_title:null,field_text:$R[714]={value:"\x3Ch2>Une opportunité idéale avec la solution Cogedim Access\x3C/h2>\x3Cp class=\"Textbody\">Depuis 60 ans, Cogedim pense à faciliter encore et toujours l’accès des ménages à l’acquisition de biens neufs.\x3C/p>\x3Ch3>Une offre qui optimise les effets de cette exonération fiscale\x3C/h3>\x3Cp class=\"Textbody\">Ainsi, dès 2024, Cogedim a mis en place une solution de financement de l’acquisition d’un bien neuf particulièrement attractive : \x3Cstrong>la \x3C/strong>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cspan style=\"color:windowtext;text-decoration:none;text-underline:none;\">\x3Cstrong>solution ACCESS\x3C/strong>\x3C/span>\x3C/a>\x3Cstrong>.\x3C/strong>\x3C/p>\x3Cp class=\"Textbody\">Or, en 2025, cette innovation permet encore de maximiser les effets des différents coups de pouce gouvernementaux bienvenus pour faciliter l’achat de son premier bien. Explorons comment.\x3C/p>\x3Ch3>Les multiples atouts de la solution Access\x3C/h3>\x3Cp class=\"Textbody\">\x3Cstrong>L’offre ACCESS\x3C/strong> permet de \x3Cspan class=\"StrongEmphasis\">devenir propriétaire d’un bien neuf avec des conditions optimales\x3C/span> :\x3C/p>\x3Cul style=\"padding-left:47.13px;\">\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">des \x3Cstrong>mensualités proches d’un loyer\x3C/strong>, idéales pour des primo-accédants.\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">la possibilité de financer même sans apport son crédit (un don familial pouvant néanmoins réduire encore le montant des mensualités).\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">le versement d’une somme minime de \x3Cstrong>500 euros seulement à la réservation\x3C/strong> du bien neuf (contre les 2 à 5 % habituellement demandés par les promoteurs immobiliers).\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">des \x3Cstrong>avantages exclusifs\x3C/strong> : la prise en charge des frais de notaire, des frais de dossier, et même des intérêts intercalaires par Cogedim.\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">\x3Cstrong>aucun remboursement de crédit\x3C/strong> avant l’emménagement, la première échéance de crédit n’intervenant qu’après la remise des clés.\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">un \x3Cstrong>accompagnement personnalisé\x3C/strong> pour le financement de votre projet.\x3C/p>\x3C/li>\x3C/ul>\x3Cp class=\"Textbody\">De plus, Cogedim dispose d’une \x3Cspan class=\"StrongEmphasis\">grande diversité de programmes immobiliers neufs accessibles aux primo-accédants\x3C/span> qui permet à chacun d’avoir le coup de cœur tant espéré.\x3C/p>\x3Cp class=\"Textbody\">Pour conclure, l’année 2025 se présente sous les meilleurs auspices pour devenir propriétaire. En effet, cette mesure fiscale inédite (mais limitée dans le temps) sur les dons familiaux exonérés facilite grandement l’accession à la propriété. C’est une \x3Cstrong>opportunité unique\x3C/strong> pour les familles de transmettre leur patrimoine à la jeune génération dans des conditions optimales.\x3C/p>\x3Cp class=\"Textbody\">Toutefois, afin d’exploiter au mieux les différents leviers d’optimisation d’un projet d’achat immobilier, il importe de bénéficier d’un accompagnement expert. Alors, n’hésitez pas à \x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/#accompagnement\">\x3Cspan style=\"color:windowtext;text-decoration:none;text-underline:none;\">contacter un conseiller Cogedim\x3C/span>\x3C/a> pour évaluer les meilleures options de financement et concrétiser votre projet d’achat en accédant à un vaste panel de programmes neufs.\x3C/p>\x3Cimg src=\"/sites/default/files/inline-images/Plan%20de%20travail%202-100.jpg\" data-align=\"center\" data-entity-uuid=\"8b1cddf9-2963-413c-8417-f09c6d21d3f1\" data-entity-type=\"file\" alt=\"Infographie - Cogedim - avantages ACCESS\" width=\"300\" height=\"599\">",format:"full_html",processed:"\x3Ch2>Une opportunité idéale avec la solution Cogedim Access\x3C/h2>\x3Cp class=\"Textbody\">Depuis 60 ans, Cogedim pense à faciliter encore et toujours l’accès des ménages à l’acquisition de biens neufs.\x3C/p>\x3Ch3>Une offre qui optimise les effets de cette exonération fiscale\x3C/h3>\x3Cp class=\"Textbody\">Ainsi, dès 2024, Cogedim a mis en place une solution de financement de l’acquisition d’un bien neuf particulièrement attractive : \x3Cstrong>la \x3C/strong>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cspan style=\"color:windowtext;text-decoration:none;text-underline:none;\">\x3Cstrong>solution ACCESS\x3C/strong>\x3C/span>\x3C/a>\x3Cstrong>.\x3C/strong>\x3C/p>\x3Cp class=\"Textbody\">Or, en 2025, cette innovation permet encore de maximiser les effets des différents coups de pouce gouvernementaux bienvenus pour faciliter l’achat de son premier bien. Explorons comment.\x3C/p>\x3Ch3>Les multiples atouts de la solution Access\x3C/h3>\x3Cp class=\"Textbody\">\x3Cstrong>L’offre ACCESS\x3C/strong> permet de \x3Cspan class=\"StrongEmphasis\">devenir propriétaire d’un bien neuf avec des conditions optimales\x3C/span> :\x3C/p>\x3Cul style=\"padding-left:47.13px;\">\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">des \x3Cstrong>mensualités proches d’un loyer\x3C/strong>, idéales pour des primo-accédants.\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">la possibilité de financer même sans apport son crédit (un don familial pouvant néanmoins réduire encore le montant des mensualités).\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">le versement d’une somme minime de \x3Cstrong>500 euros seulement à la réservation\x3C/strong> du bien neuf (contre les 2 à 5 % habituellement demandés par les promoteurs immobiliers).\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">des \x3Cstrong>avantages exclusifs\x3C/strong> : la prise en charge des frais de notaire, des frais de dossier, et même des intérêts intercalaires par Cogedim.\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">\x3Cstrong>aucun remboursement de crédit\x3C/strong> avant l’emménagement, la première échéance de crédit n’intervenant qu’après la remise des clés.\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">un \x3Cstrong>accompagnement personnalisé\x3C/strong> pour le financement de votre projet.\x3C/p>\x3C/li>\x3C/ul>\x3Cp class=\"Textbody\">De plus, Cogedim dispose d’une \x3Cspan class=\"StrongEmphasis\">grande diversité de programmes immobiliers neufs accessibles aux primo-accédants\x3C/span> qui permet à chacun d’avoir le coup de cœur tant espéré.\x3C/p>\x3Cp class=\"Textbody\">Pour conclure, l’année 2025 se présente sous les meilleurs auspices pour devenir propriétaire. En effet, cette mesure fiscale inédite (mais limitée dans le temps) sur les dons familiaux exonérés facilite grandement l’accession à la propriété. C’est une \x3Cstrong>opportunité unique\x3C/strong> pour les familles de transmettre leur patrimoine à la jeune génération dans des conditions optimales.\x3C/p>\x3Cp class=\"Textbody\">Toutefois, afin d’exploiter au mieux les différents leviers d’optimisation d’un projet d’achat immobilier, il importe de bénéficier d’un accompagnement expert. Alors, n’hésitez pas à \x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/#accompagnement\">\x3Cspan style=\"color:windowtext;text-decoration:none;text-underline:none;\">contacter un conseiller Cogedim\x3C/span>\x3C/a> pour évaluer les meilleures options de financement et concrétiser votre projet d’achat en accédant à un vaste panel de programmes neufs.\x3C/p>\x3Cimg src=\"/sites/default/files/inline-images/Plan%20de%20travail%202-100.jpg\" data-entity-uuid=\"8b1cddf9-2963-413c-8417-f09c6d21d3f1\" data-entity-type=\"file\" alt=\"Infographie - Cogedim - avantages ACCESS\" width=\"300\" height=\"599\" class=\"align-center\" loading=\"lazy\">"},field_title:null,meta:$R[715]={target_revision_id:36875,drupal_internal__target_id:9484},paragraph_type:$R[716]={type:"paragraphs_type--paragraphs_type",id:"e955397a-b7a7-41a6-8210-bd3e5ef17cdc",meta:$R[717]={drupal_internal__target_id:"section"}}},$R[718]={type:"paragraph--section",id:"bb381244-16fc-4a05-9ff3-5b869523e301",links:$R[719]={self:$R[720]={href:"http://www.cogedim.com/jsonapi/paragraph/section/bb381244-16fc-4a05-9ff3-5b869523e301/?resourceVersion=id%3A36898"}},drupal_internal__id:9497,drupal_internal__revision_id:36898,langcode:"fr",status:!0,created:"2025-03-03T09:43:04+00:00",parent_id:"1851310",parent_type:"node",parent_field_name:"field_sections",behavior_settings:$R[721]=[],default_langcode:!0,revision_translation_affected:!0,field_anchor_title:null,field_text:$R[722]={value:"\x3Cdiv style=\"background-color:#d7c8d9;font-family:Arial, sans-serif;padding:20px;text-align:center;\">\x3Ch1 style=\"color:#4a2261;font-size:24px;margin:0;\">Découvrez \x3Cstrong>la solution Access\x3C/strong>\x3C/h1>\x3Cp style=\"color:#4a2261;font-size:16px;margin:10px 0;\">Pour une mensualité proche d’un loyer, \x3Cbr>\x3Cstrong>accédez à la propriété sans apport ni frais à avancer\x3C/strong>\x3Cspan style=\"font-size:14px;\">\x3Cstrong>\x3Csup>(1)\x3C/sup>\x3C/strong>\x3C/span>.\x3C/p>\x3Cp>\x3Ca style=\"background-color:#4a2261;border-radius:50px;color:white;display:inline-block;font-size:16px;padding:10px 20px;text-decoration:none;\" href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cstrong>Je découvre \x3C/strong>\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Cdiv style=\"background-color:#d7c8d9;font-family:Arial, sans-serif;padding:20px;text-align:center;\">\x3Ch1 style=\"color:#4a2261;font-size:24px;margin:0;\">Découvrez \x3Cstrong>la solution Access\x3C/strong>\x3C/h1>\x3Cp style=\"color:#4a2261;font-size:16px;margin:10px 0;\">Pour une mensualité proche d’un loyer, \x3Cbr>\x3Cstrong>accédez à la propriété sans apport ni frais à avancer\x3C/strong>\x3Cspan style=\"font-size:14px;\">\x3Cstrong>\x3Csup>(1)\x3C/sup>\x3C/strong>\x3C/span>.\x3C/p>\x3Cp>\x3Ca style=\"background-color:#4a2261;border-radius:50px;color:white;display:inline-block;font-size:16px;padding:10px 20px;text-decoration:none;\" href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cstrong>Je découvre \x3C/strong>\x3C/a>\x3C/p>\x3C/div>"},field_title:null,meta:$R[723]={target_revision_id:36898,drupal_internal__target_id:9497},paragraph_type:$R[724]={type:"paragraphs_type--paragraphs_type",id:"e955397a-b7a7-41a6-8210-bd3e5ef17cdc",meta:$R[725]={drupal_internal__target_id:"section"}}},$R[726]={type:"paragraph--section",id:"e7520ef5-0210-464f-bb94-d0bddb39936e",links:$R[727]={self:$R[728]={href:"http://www.cogedim.com/jsonapi/paragraph/section/e7520ef5-0210-464f-bb94-d0bddb39936e/?resourceVersion=id%3A37056"}},drupal_internal__id:9501,drupal_internal__revision_id:37056,langcode:"fr",status:!0,created:"2025-03-03T13:17:13+00:00",parent_id:"1851310",parent_type:"node",parent_field_name:"field_sections",behavior_settings:$R[729]=[],default_langcode:!0,revision_translation_affected:!0,field_anchor_title:null,field_text:$R[730]={value:"\x3Cp>\x3Csup>(1) Exemple de mensualités à titre indicatif pour une acquisition, en résidence principale, du Lot 50101, appartement 2 pièces alcôve situé au 1er étage de la résidence « Rive Nature » à Villeneuve-la-Garenne (92), d’une surface habitable de 50,79 m² avec un balcon de 6,75 m², une place de stationnement et un cellier. Appartement vendu en l’état futur d’achèvement en TVA réduite à 5,5 % au prix de 238 000,00 €, soit des mensualités de 959 €. Financement sans apport personnel réalisé grâce à des prêts à taux fixe (prêt PTZ et prêts consentis auprès des partenaires bancaires du groupe ALTAREA par l’intermédiaire d’Altarea Solution Financement). TVA réduite à 5,5 % (acquisition pour 10¬ans minimum) et PTZ sont réservés aux primo-accédants pour l’achat d’un logement en résidence principale et soumis à conditions de revenus. Montant total des crédits : 238 000,00 €. Durée totale des crédits : 25 ans. TAEG global estimé (y/c assurance obligatoire) de 1,56 %. Coût total du crédit (y/c assurance) : 54 013,18 €. Exemple communiqué, sans valeur contractuelle, établi sur la base de taux moyens du marché constatés au 22/08/2024 pour diverses situations comparables. Altarea Solution Financement est une société de courtage en crédit immobilier et en assurances. Siège social : 87 Rue de Richelieu 75002 Paris. SAS au capital de 10 000¬€ immatriculée au R.C.S Paris sous le N°504 638 784 et au registre de l’Orias (www.orias.fr) sous le N°10053430. L’emprunteur dispose d’un délai légal de réflexion de 10 jours. Lorsque la vente est subordonnée à l’obtention d’un prêt et si celui-ci n’est pas obtenu, le vendeur doit rembourser les sommes versées par l’acquéreur. Le versement des mensualités, hors assurances, débutera à la date de livraison de l’appartement. Un crédit vous engage et doit être remboursé. Vérifiez vos capacités de remboursement avant de vous engager. Sous réserve d’acceptation de votre dossier par nos partenaires bancaires. Réservez avec 500 € au lieu du montant légal de 2 % ou 5 % du montant TTC du prix de vente. Cogedim SAS, 87, rue de Richelieu 75002 Paris, RCS PARIS n° 054 500 814 - SIRET 05 450 081 400 063. Conditions complètes consultables \x3C/sup>\x3Ca href=\"https://www.cogedim.com/mentions-legales-campagne-access.html\">\x3Csup>ici\x3C/sup>\x3C/a>\x3Csup>.\x3C/sup>\x3C/p>\x3Cp>\x3Csup>(2) Remise équivalente à 10 % du montant de la donation, dans la limite de 5 % du prix de vente. Offre non applicable aux résidences gérées, aux résidences en accession maitrisée ou encadrée, aux résidences en bail réel solidaire (BRS) et aux résidences en nue-propriété. Offre limitée dans le temps et non cumulable avec toute autre offre en cours ou à venir.\x3C/sup>\x3C/p>",format:"full_html",processed:"\x3Cp>\x3Csup>(1) Exemple de mensualités à titre indicatif pour une acquisition, en résidence principale, du Lot 50101, appartement 2 pièces alcôve situé au 1er étage de la résidence « Rive Nature » à Villeneuve-la-Garenne (92), d’une surface habitable de 50,79 m² avec un balcon de 6,75 m², une place de stationnement et un cellier. Appartement vendu en l’état futur d’achèvement en TVA réduite à 5,5 % au prix de 238 000,00 €, soit des mensualités de 959 €. Financement sans apport personnel réalisé grâce à des prêts à taux fixe (prêt PTZ et prêts consentis auprès des partenaires bancaires du groupe ALTAREA par l’intermédiaire d’Altarea Solution Financement). TVA réduite à 5,5 % (acquisition pour 10¬ans minimum) et PTZ sont réservés aux primo-accédants pour l’achat d’un logement en résidence principale et soumis à conditions de revenus. Montant total des crédits : 238 000,00 €. Durée totale des crédits : 25 ans. TAEG global estimé (y/c assurance obligatoire) de 1,56 %. Coût total du crédit (y/c assurance) : 54 013,18 €. Exemple communiqué, sans valeur contractuelle, établi sur la base de taux moyens du marché constatés au 22/08/2024 pour diverses situations comparables. Altarea Solution Financement est une société de courtage en crédit immobilier et en assurances. Siège social : 87 Rue de Richelieu 75002 Paris. SAS au capital de 10 000¬€ immatriculée au R.C.S Paris sous le N°504 638 784 et au registre de l’Orias (www.orias.fr) sous le N°10053430. L’emprunteur dispose d’un délai légal de réflexion de 10 jours. Lorsque la vente est subordonnée à l’obtention d’un prêt et si celui-ci n’est pas obtenu, le vendeur doit rembourser les sommes versées par l’acquéreur. Le versement des mensualités, hors assurances, débutera à la date de livraison de l’appartement. Un crédit vous engage et doit être remboursé. Vérifiez vos capacités de remboursement avant de vous engager. Sous réserve d’acceptation de votre dossier par nos partenaires bancaires. Réservez avec 500 € au lieu du montant légal de 2 % ou 5 % du montant TTC du prix de vente. Cogedim SAS, 87, rue de Richelieu 75002 Paris, RCS PARIS n° 054 500 814 - SIRET 05 450 081 400 063. Conditions complètes consultables \x3C/sup>\x3Ca href=\"https://www.cogedim.com/mentions-legales-campagne-access.html\">\x3Csup>ici\x3C/sup>\x3C/a>\x3Csup>.\x3C/sup>\x3C/p>\x3Cp>\x3Csup>(2) Remise équivalente à 10 % du montant de la donation, dans la limite de 5 % du prix de vente. Offre non applicable aux résidences gérées, aux résidences en accession maitrisée ou encadrée, aux résidences en bail réel solidaire (BRS) et aux résidences en nue-propriété. 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d=\"M48,25.2c-0.2-9-0.6-9.2-0.9-9.4c-0.4-0.2-1.1-0.2-1.7,0.2c-0.6,0.3-1.6,1.1-1.8,3c-0.2,2.2-0.3,4.7-0.3,5.5\n\t\tc-0.9,0.2-1.8,0.5-1.8,0.5c-0.5,0.2-1.6,1.3-3.3,3c-1,1.1-2.1,2.2-2.6,2.5c-0.5,0.3-1.2,0.4-2.1,0.6c-0.7,0.1-1.4,0.2-2.3,0.5\n\t\tc-2.2,0.7-5.5,3.8-6.5,5.4c-0.3,0.5-0.6,1-0.8,1.4c-0.2-0.4-0.4-0.9-0.8-1.4c-1-1.5-4.3-4.7-6.5-5.4c-0.9-0.3-1.6-0.4-2.3-0.5\n\t\tc-0.9-0.1-1.5-0.2-2.1-0.6c-0.4-0.3-1.5-1.4-2.6-2.5c-1.7-1.7-2.7-2.8-3.3-3c0,0-0.9-0.3-1.8-0.5c0-0.8-0.1-3.3-0.3-5.5\n\t\tc-0.2-1.9-1.2-2.7-1.8-3c-0.6-0.3-1.3-0.4-1.7-0.2C0.6,16,0.3,16.2,0,25.2l0,0.5c0,1.3,1,3.5,2,5.7c0.5,1.1,1,2.1,1.2,2.8\n\t\tc0.6,1.8,3,3.1,4.5,4c0.3,0.2,0.5,0.3,0.7,0.4l0.3,0.2c4.6,3,5.5,4,5.6,4.3c0.4,0.8,0.3,3.1,0.2,3.9l0,0.5H23l0.1-0.1\n\t\tc0.1-0.1,0.5-0.3,0.9-0.7c0.3,0.4,0.8,0.6,0.9,0.7l0.1,0.1h8h0.5l0-0.5c-0.1-0.8-0.1-3.1,0.2-3.9c0.1-0.3,1.1-1.3,5.6-4.3l0.3-0.2\n\t\tc0.1-0.1,0.4-0.2,0.7-0.4c1.5-0.8,3.9-2.2,4.5-4c0.2-0.7,0.7-1.7,1.2-2.8c1-2.2,2.1-4.4,2-5.7L48,25.2z 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zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir 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neufs"}},$R[1171]={tag:"meta",attributes:$R[1172]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/"}},$R[1173]={tag:"meta",attributes:$R[1174]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[1175]={tag:"meta",attributes:$R[1176]={property:"og:image:type",content:"image/png"}},$R[1177]={tag:"meta",attributes:$R[1178]={property:"og:image:width",content:"628"}},$R[1179]={tag:"meta",attributes:$R[1180]={property:"og:image:height",content:"316"}},$R[1181]={tag:"meta",attributes:$R[1182]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[1183]={tag:"meta",attributes:$R[1184]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[1185]={tag:"meta",attributes:$R[1186]={name:"twitter:card",content:"summary"}},$R[1187]={tag:"meta",attributes:$R[1188]={name:"twitter:site",content:"@altareacogedim"}},$R[1189]={tag:"meta",attributes:$R[1190]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[1191]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[1192]={value:"\x3Csvg 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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. 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zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir 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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. 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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. 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Courneuve"}},$R[1997]={tag:"meta",attributes:$R[1998]={property:"og:region",content:"Île-de-France"}},$R[1999]={tag:"meta",attributes:$R[2000]={property:"og:postal_code",content:"93120"}},$R[2001]={tag:"meta",attributes:$R[2002]={property:"og:phone_number",content:"09 70 255 255"}},$R[2003]={tag:"meta",attributes:$R[2004]={property:"og:locale",content:"fr_FR"}},$R[2005]={tag:"meta",attributes:$R[2006]={property:"article:author",content:"Cogedim"}},$R[2007]={tag:"meta",attributes:$R[2008]={property:"article:publisher",content:"Cogedim"}},$R[2009]={tag:"meta",attributes:$R[2010]={property:"article:section",content:"Notre 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Cogedim vous présente les différentes aides à votre disposition pour acheter un bien neuf à La Courneuve. N'hésitez pas ensuite à parcourir nos offres immobilières !\x3C/p>\x3Ch2>Les aides pour acheter un bien immobilier neuf à La Courneuve\x3C/h2>\x3Cp>Pour acheter un bien immobilier neuf à La Courneuve, différentes aides s’offrent à vous. Citons notamment :\x3C/p>\x3Cul>\x3Cli>La TVA réduite pour l’acquisition d’une résidence principale au sein d'un programme neuf à La Courneuve situé en zone de rénovation urbaine.\x3C/li>\x3Cli>Le Prêt à Taux Zéro (PTZ) pour les primo-accédants.\x3C/li>\x3Cli>L’accession à prix maîtrisé dans le cadre de certains de nos programmes immobiliers à La Courneuve.\x3C/li>\x3Cli>Le Prêt Accession Sociale (PAS) pour les foyers les plus modestes.\x3C/li>\x3C/ul>\x3Ch2>Acheter un programme neuf à La Courneuve pour faire un investissement locatif\x3C/h2>\x3Ch3>LMNP\x3C/h3>\x3Cp>Le statut fiscal de Loueur en Meublé Non Professionnel (LMNP) est destiné aux acquéreurs de logements en résidences services. Il est réservé aux propriétaires dont les recettes locatives annuelles sont inférieures à 23 000 euros.\x3C/p>\x3Cp>Le statut LMNP offre des avantages fiscaux, notamment un abattement forfaitaire sur les loyers perçus. Il vous permet également d’obtenir une réduction d’impôt en compensation des dépenses liées à votre investissement locatif à La Courneuve.\x3C/p>\x3Ch3>Autres dispositifs\x3C/h3>\x3Cp>Le Censi-Bouvard vient s’ajouter aux avantages du statut LMNP. Il donne droit à une réduction d’impôt dans le cadre d’un achat en résidence meublée. Second dispositif d’aide : la nue-propriété. Elle permet une diminution d'environ 40% sur le prix de vente d’un appartement ou d'une maison neuve à La Courneuve. En contrepartie, vous devrez céder l’utilisation de votre logement durant un certain laps de temps à l’usufruitier.\x3C/p>\x3Ch2>Pourquoi acheter un logement neuf à La Courneuve\x3C/h2>\x3Cp>Acheter un logement neuf à La Courneuve constitue un véritable investissement pour l’avenir. Bien que situé aux portes de Paris, \x3Cstrong>le marché immobilier reste très accessible\x3C/strong>. Actuellement, la ville est en pleine mutation et devrait rapidement connaître un succès immobilier.\x3C/p>\x3Cp>Depuis quelques années, la municipalité améliore le cadre de vie des habitants. Gestion des déchets, propreté, présence policière, etc., tout a été mis en place pour rendre le quotidien agréable. Le parc de La Courneuve offre un endroit paisible pour se ressourcer. Côté éducation, la commune propose également une école privée réputée.\x3C/p>\x3Cp>Grâce au réseau de transport développé (bus, tramway, métro), Paris est accessible en moins d’un quart d’heure. Le projet du Grand Paris Express devrait encore faciliter la liaison avec la capitale.\x3C/p>",format:"full_html",processed:"\x3Cp>Aux portes de Paris, La Courneuve est une commune en pleine mutation. \x3Cstrong>Pour se constituer un patrimoine ou pour trouver une résidence principale à un prix accessible, la localisation est idéale\x3C/strong>. Cogedim vous présente les différentes aides à votre disposition pour acheter un bien neuf à La Courneuve. N'hésitez pas ensuite à parcourir nos offres immobilières !\x3C/p>\x3Ch2>Les aides pour acheter un bien immobilier neuf à La Courneuve\x3C/h2>\x3Cp>Pour acheter un bien immobilier neuf à La Courneuve, différentes aides s’offrent à vous. Citons notamment :\x3C/p>\x3Cul>\x3Cli>La TVA réduite pour l’acquisition d’une résidence principale au sein d'un programme neuf à La Courneuve situé en zone de rénovation urbaine.\x3C/li>\x3Cli>Le Prêt à Taux Zéro (PTZ) pour les primo-accédants.\x3C/li>\x3Cli>L’accession à prix maîtrisé dans le cadre de certains de nos programmes immobiliers à La Courneuve.\x3C/li>\x3Cli>Le Prêt Accession Sociale (PAS) pour les foyers les plus modestes.\x3C/li>\x3C/ul>\x3Ch2>Acheter un programme neuf à La Courneuve pour faire un investissement locatif\x3C/h2>\x3Ch3>LMNP\x3C/h3>\x3Cp>Le statut fiscal de Loueur en Meublé Non Professionnel (LMNP) est destiné aux acquéreurs de logements en résidences services. Il est réservé aux propriétaires dont les recettes locatives annuelles sont inférieures à 23 000 euros.\x3C/p>\x3Cp>Le statut LMNP offre des avantages fiscaux, notamment un abattement forfaitaire sur les loyers perçus. Il vous permet également d’obtenir une réduction d’impôt en compensation des dépenses liées à votre investissement locatif à La Courneuve.\x3C/p>\x3Ch3>Autres dispositifs\x3C/h3>\x3Cp>Le Censi-Bouvard vient s’ajouter aux avantages du statut LMNP. Il donne droit à une réduction d’impôt dans le cadre d’un achat en résidence meublée. Second dispositif d’aide : la nue-propriété. Elle permet une diminution d'environ 40% sur le prix de vente d’un appartement ou d'une maison neuve à La Courneuve. En contrepartie, vous devrez céder l’utilisation de votre logement durant un certain laps de temps à l’usufruitier.\x3C/p>\x3Ch2>Pourquoi acheter un logement neuf à La Courneuve\x3C/h2>\x3Cp>Acheter un logement neuf à La Courneuve constitue un véritable investissement pour l’avenir. Bien que situé aux portes de Paris, \x3Cstrong>le marché immobilier reste très accessible\x3C/strong>. Actuellement, la ville est en pleine mutation et devrait rapidement connaître un succès immobilier.\x3C/p>\x3Cp>Depuis quelques années, la municipalité améliore le cadre de vie des habitants. Gestion des déchets, propreté, présence policière, etc., tout a été mis en place pour rendre le quotidien agréable. Le parc de La Courneuve offre un endroit paisible pour se ressourcer. Côté éducation, la commune propose également une école privée réputée.\x3C/p>\x3Cp>Grâce au réseau de transport développé (bus, tramway, métro), Paris est accessible en moins d’un quart d’heure. Le projet du Grand Paris Express devrait encore faciliter la liaison avec la capitale.\x3C/p>"},weight:2,changed:"2024-12-13T10:01:23+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[2943]=[$R[2944]={tag:"meta",attributes:$R[2945]={name:"title",content:"Programme immobilier neuf à La Courneuve 93 | Cogedim"}},$R[2946]={tag:"meta",attributes:$R[2947]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) àLa Courneuve ? 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Situé aux portes de Paris, le département est devenu trés prisé depuis les premières annonces des travaux du Grand Paris. Vous ne voulez pas manquez les meilleures opportunités d'investissement en Seine-Saint-Denis ? Découvrez donc sans plus attendre nos programmes immobiliers en Seine-Saint-Denis. Sachez également que certaines aides sont là pour faciliter votre projet. TVA réduite ou encore statut LMNP, on fait le point.\x3C/p>\x3Ch2>Les aides pour acheter un bien immobilier neuf en Seine-Saint-Denis\x3C/h2>\x3Cp>\x3Cstrong>Pour acheter un bien immobilier neuf en Seine-Saint-Denis, des aides existent \x3C/strong>:\x3C/p>\x3Cul>\x3Cli>TVA réduite pour un programme neuf en Seine-Saint-Denis situé en zone de rénovation urbaine.\x3C/li>\x3Cli>Prêts immobiliers avantageux : Prêt à Taux Zéro (PTZ) si vous êtes primo-accédant, Prêt Accession Sociale, etc.\x3C/li>\x3Cli>Accession à prix maîtrisé pour un achat dans le neuf en VEFA (Vente en État Futur d’Achèvement).\x3C/li>\x3C/ul>\x3Ch2>Acheter un programme neuf en Seine-Saint-Denis pour faire un investissement locatif\x3C/h2>\x3Ch3>LMNP\x3C/h3>\x3Cp>Lors d’un investissement locatif en Seine-Saint-Denis, il vous est possible d’acquérir le statut fiscal de Loueur en Meublé Non Professionnel (LMNP). Cependant, certaines conditions sont requises :\x3C/p>\x3Cul>\x3Cli>Logement situé dans une résidence services.\x3C/li>\x3Cli>Investissement dans un bâtiment neuf ou en VEFA.\x3C/li>\x3Cli>Recettes locatives inférieures à 23 000 euros par an.\x3C/li>\x3Cli>Signature d’un bail commercial avec le gestionnaire-bailleur de la résidence.\x3C/li>\x3C/ul>\x3Cp>Devenir LMNP permet ensuite d’être moins taxé sur les loyers perçus. Ce statut s’accompagne également d’autres avantages fiscaux (réduction d’impôt, récupération de la TVA, etc.).\x3C/p>\x3Ch3>Autres dispositifs\x3C/h3>\x3Cp>Pour investir en Seine-Saint-Denis dans un logement locatif, d’autres dispositifs de soutien ont été créés. Parmi eux, le Censi-Bouvard ouvre droit à une réduction d’impôt supplémentaire pour l’achat d’un appartement neuf en Seine-Saint-Denis situé dans une résidence services.\x3C/p>\x3Cp>Second dispositif, la nue-propriété propose une décote sur le prix de vente allant jusqu’à 40% pour un appartement ou une maison neuve en Savoie. En échange, vous devrez céder l’usage de votre logement (généralement entre quinze et vingt ans) à l’usufruitier. La baisse du coût compense alors les loyers que vous auriez dû percevoir durant cette période de démembrement.\x3C/p>\x3Ch2>Pourquoi acheter un logement neuf en Seine-Saint-Denis ?\x3C/h2>\x3Cp>Territoire en pleine mutation, \x3Cstrong>acheter un logement neuf en Seine-Saint-Denis est un investissement immobilier pour l’avenir\x3C/strong>. En effet, le secteur connaît depuis quelques années un véritable renouveau. Les centres-villes accueillent à nouveau commerces et restaurants et les friches industrielles deviennent résidences d’artistes. Le département entretient par ailleurs un lien étroit avec la culture : Cité du Cinéma, galeries de street art, haut lieu du hip-hop, etc.\x3C/p>\x3Cp>Les quinze parcs de Seine-Saint-Denis offrent aux habitants un cadre de vie préservé de l’agitation de la ville. Les infrastructures de transport relient cependant rapidement la capitale (métro, RER, tramway, Transilien, etc.). Les projets du Grand Paris Express ainsi que les Jeux Olympiques de 2024 devraient continuer à dynamiser la région. Pour devenir propriétaire ou réaliser un investissement locatif, la Seine-Saint-Denis multiplie donc les atouts.\x3C/p>\x3Cp> \x3C/p>",format:"full_html",processed:"\x3Cp>Acheter un bien neuf en Seine-Saint-Denis vous offre la possibilité de vous constituer un patrimoine à un prix encore attractif. Situé aux portes de Paris, le département est devenu trés prisé depuis les premières annonces des travaux du Grand Paris. Vous ne voulez pas manquez les meilleures opportunités d'investissement en Seine-Saint-Denis ? Découvrez donc sans plus attendre nos programmes immobiliers en Seine-Saint-Denis. Sachez également que certaines aides sont là pour faciliter votre projet. TVA réduite ou encore statut LMNP, on fait le point.\x3C/p>\x3Ch2>Les aides pour acheter un bien immobilier neuf en Seine-Saint-Denis\x3C/h2>\x3Cp>\x3Cstrong>Pour acheter un bien immobilier neuf en Seine-Saint-Denis, des aides existent \x3C/strong>:\x3C/p>\x3Cul>\x3Cli>TVA réduite pour un programme neuf en Seine-Saint-Denis situé en zone de rénovation urbaine.\x3C/li>\x3Cli>Prêts immobiliers avantageux : Prêt à Taux Zéro (PTZ) si vous êtes primo-accédant, Prêt Accession Sociale, etc.\x3C/li>\x3Cli>Accession à prix maîtrisé pour un achat dans le neuf en VEFA (Vente en État Futur d’Achèvement).\x3C/li>\x3C/ul>\x3Ch2>Acheter un programme neuf en Seine-Saint-Denis pour faire un investissement locatif\x3C/h2>\x3Ch3>LMNP\x3C/h3>\x3Cp>Lors d’un investissement locatif en Seine-Saint-Denis, il vous est possible d’acquérir le statut fiscal de Loueur en Meublé Non Professionnel (LMNP). Cependant, certaines conditions sont requises :\x3C/p>\x3Cul>\x3Cli>Logement situé dans une résidence services.\x3C/li>\x3Cli>Investissement dans un bâtiment neuf ou en VEFA.\x3C/li>\x3Cli>Recettes locatives inférieures à 23 000 euros par an.\x3C/li>\x3Cli>Signature d’un bail commercial avec le gestionnaire-bailleur de la résidence.\x3C/li>\x3C/ul>\x3Cp>Devenir LMNP permet ensuite d’être moins taxé sur les loyers perçus. Ce statut s’accompagne également d’autres avantages fiscaux (réduction d’impôt, récupération de la TVA, etc.).\x3C/p>\x3Ch3>Autres dispositifs\x3C/h3>\x3Cp>Pour investir en Seine-Saint-Denis dans un logement locatif, d’autres dispositifs de soutien ont été créés. Parmi eux, le Censi-Bouvard ouvre droit à une réduction d’impôt supplémentaire pour l’achat d’un appartement neuf en Seine-Saint-Denis situé dans une résidence services.\x3C/p>\x3Cp>Second dispositif, la nue-propriété propose une décote sur le prix de vente allant jusqu’à 40% pour un appartement ou une maison neuve en Savoie. En échange, vous devrez céder l’usage de votre logement (généralement entre quinze et vingt ans) à l’usufruitier. La baisse du coût compense alors les loyers que vous auriez dû percevoir durant cette période de démembrement.\x3C/p>\x3Ch2>Pourquoi acheter un logement neuf en Seine-Saint-Denis ?\x3C/h2>\x3Cp>Territoire en pleine mutation, \x3Cstrong>acheter un logement neuf en Seine-Saint-Denis est un investissement immobilier pour l’avenir\x3C/strong>. En effet, le secteur connaît depuis quelques années un véritable renouveau. Les centres-villes accueillent à nouveau commerces et restaurants et les friches industrielles deviennent résidences d’artistes. Le département entretient par ailleurs un lien étroit avec la culture : Cité du Cinéma, galeries de street art, haut lieu du hip-hop, etc.\x3C/p>\x3Cp>Les quinze parcs de Seine-Saint-Denis offrent aux habitants un cadre de vie préservé de l’agitation de la ville. Les infrastructures de transport relient cependant rapidement la capitale (métro, RER, tramway, Transilien, etc.). Les projets du Grand Paris Express ainsi que les Jeux Olympiques de 2024 devraient continuer à dynamiser la région. Pour devenir propriétaire ou réaliser un investissement locatif, la Seine-Saint-Denis multiplie donc les atouts.\x3C/p>\x3Cp> \x3C/p>"},weight:0,changed:"2024-12-13T09:59:05+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[3007]=[$R[3008]={tag:"meta",attributes:$R[3009]={name:"title",content:"Immobilier neuf Seine-Saint-Denis | Cogedim"}},$R[3010]={tag:"meta",attributes:$R[3011]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) en Seine-Saint-Denis ? 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Cette région est une valeur sûre pour investir dans l’\x3Cstrong>immobilier neuf\x3C/strong>, que ce soit pour y établir votre \x3Cstrong>résidence principale\x3C/strong> ou pour y faire un \x3Cstrong>investissement locatif\x3C/strong>. L’Île-de-France offre effectivement une rentabilité locative assurée ainsi que de belles opportunités de plus-values. Veuillez découvrir nos offres de logements neufs en Île-de-France.\x3C/p>\x3Ch3>Achat : les aides pour acheter un appartement neuf en Île-de-France\x3C/h3>\x3Cp>Plusieurs aides financières sont à votre disposition pour faciliter l’acquisition d’un bien immobilier en Île-de-France, quelle que soit la taille du logement que vous recherchez.\x3C/p>\x3Ch4>Le Prêt à Taux Zéro (PTZ)\x3C/h4>\x3Cp>Prêt aidé par l’État, le PTZ peut vous servir à devenir propriétaire de votre \x3Cstrong>résidence principale\x3C/strong> en Île-de-France si vous êtes primo-accédant et que vous répondez aux critères de ressources. Au maximum et selon le bien que vous allez acquérir, il pourra couvrir jusqu’à 40% du coût total de votre opération immobilière. Comme son nom l’indique, vous ne devrez rembourser que la somme empruntée, sans aucun intérêt. En complément de votre PTZ, vous pourrez solliciter un autre dispositif de financement, comme un prêt immobilier bancaire ou encore un prêt Action Logement.\x3C/p>\x3Ch4>Le prêt Action Logement\x3C/h4>\x3Cp>Anciennement nommé 1% Logement, ce prêt complémentaire vous permet de financer l’acquisition de votre logement neuf en Île-de-France, pour en faire votre résidence principale, à un \x3Cstrong>taux plafonné à 0,5%\x3C/strong>. Sous conditions de ressources et si vous êtes salarié, Action Logement vous permet d’emprunter jusqu’à 40 000 euros.\x3C/p>\x3Ch4>\x3Ca href=\"https://www.cogedim.com/votre-futur-bien/par-opportunite/nos-programmes-tva-reduite/\">La TVA réduite\x3C/a>\x3C/h4>\x3Cp>La TVA à 20% s’applique généralement aux achats de biens immobiliers neufs. Pour faire diminuer la facture, intéressez-vous aux \x3Cstrong>nouvelles constructions éligibles\x3C/strong> à la \x3Cstrong>TVA à 5,5%\x3C/strong>. Elles sont situées dans les 58 quartiers d’Île-de-France en voie de transformation. Sous conditions de ressources, la TVA réduite pourra vous être appliquée si vous faites l’acquisition d’un bien immobilier neuf en Île-de-France pour en faire votre résidence principale. Ce dispositif peut être cumulé avec le PTZ.\x3C/p>\x3Ch4>Les autres aides\x3C/h4>\x3Cp>Le \x3Cstrong>prêt accession sociale (PAS)\x3C/strong> est cumulable avec le PTZ, le prêt Action Logement et la TVA réduite. Il permet aux emprunteurs à revenus modestes de financer l’achat de leur résidence principale. Comme le PAS se contracte directement auprès des établissements bancaires qui décident du taux, n’hésitez pas à en contacter plusieurs pour éventuellement financer votre projet immobilier en Île-de-France.\x3C/p>\x3Ch3>Acheter un programme neuf en Île-de-France pour entreprendre un investissement locatif\x3C/h3>\x3Cp>Vous envisagez de réaliser un investissement locatif en Île-de-France ? Il s’agit du placement préféré des Français en raison des nombreux avantages qu’il apporte. Investir dans l’un de nos programmes neufs en Île-de-France vous permet de constituer votre patrimoine, de percevoir des revenus réguliers et même de préparer votre retraite. En Île-de-France, l’investissement locatif est l’occasion idéale de réaliser de belles plus-values tout en profitant d’une rentabilité assurée.\x3C/p>\x3Ch4>L’investissement en Location Meublée Non Professionnelle (LMNP)\x3C/h4>\x3Cp>La loi LMNP vous permet de \x3Cstrong>devenir propriétaire d’un bien meublé\x3C/strong> dont vous percevrez les \x3Cstrong>revenus locatifs sans imposition\x3C/strong>. Ouvert à tous les contribuables français, sans condition de ressources, ce dispositif à la gestion simplifiée vous permet d’amortir votre investissement locatif en Île-de-France sur plusieurs dizaines d’années.\x3C/p>\x3Ch4>L’investissement en Location Meublée Professionnelle (LMP)\x3C/h4>\x3Cp>Votre statut LMNP évoluera en LMP si vos revenus ainsi générés dépassent 23 000 euros par an ou qu’ils représentent plus de 50% des revenus totaux de votre foyer fiscal.\x3C/p>\x3Cp>La différence entre LMNP et LMP est qu’un loueur LMP est un professionnel de la location meublée, inscrit au registre du commerce et des sociétés (RCS). À noter que la \x3Cstrong>vente de votre bien LMP\x3C/strong> en Île-de-France sera exonérée totalement ou partiellement d’impôts si vous l’avez loué pendant au moins 5 ans et que vos revenus locatifs se situent entre 90 000 et 126 000 euros.\x3C/p>\x3Ch4>Nue-propriété\x3C/h4>\x3Cp>Pour un investissement à long terme, un confort de gestion et une fiscalité optimisée, vous pouvez envisager d’acquérir un bien immobilier neuf en nue-propriété en Île-de-France, pour environ \x3Cstrong>60% de sa valeur\x3C/strong> en moyenne.\x3C/p>\x3Ch4>Les autres formes d'investissement\x3C/h4>\x3Cp>En Île-de-France, les \x3Cstrong>places de parkings et boxes\x3C/strong> sont des biens immobiliers très prisés, notamment à Paris. Ils pourront vous apporter une rentabilité de l’ordre de 5% pour une facilité de gestion incomparable. Ils constituent un excellent premier investissement en Île-de-France.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Île-de-France ?\x3C/h3>\x3Cp>L’Île-de-France est et restera certainement la région la plus attractive de France, tant pour les étudiants et les travailleurs que les touristes. Les nouveaux programmes immobiliers Cogedim et les constructions neuves ne cessent de se développer en Île-de-France pour maintenir le potentiel intarissable de la région et la rendre toujours plus agréable à vivre.\x3C/p>\x3Cp>Investir en Île-de-France vous permet de devenir propriétaire dans cette région très dynamique qui enregistre une forte croissance démographique. Les prix de l’immobilier sont variables en fonction des départements, mais ils ne sont pas systématiquement aussi élevés qu’à Paris. En plus de sa localisation stratégique, la région bénéficie d'un excellent réseau routier et de transports en commun qui la rende encore plus attractive.\x3C/p>\x3Ch2>Le prix de l'immobilier en Ile de France\x3C/h2>\x3Cp>Le marché immobilier neuf en Île-de-France, au 21 novembre 2023, présente une dynamique complexe et variée. Dans les grandes communes, les programmes neufs attirent de nombreux acquéreurs, cherchant soit un appartement neuf ou un autre type de logement neuf. La loi Carrez, garantissant la précision de la surface des biens vendus, est un élément clé pour les acheteurs.\x3C/p>\x3Cp>En termes de prix au mètre carré, il y a une grande disparité entre les différentes communes. À Paris, le prix moyen peut facilement dépasser 12 000 euros par mètre carré, avec des pics allant jusqu'à 20 000 euros dans certains quartiers prisés. À l'inverse, dans des communes plus éloignées comme Cergy ou Melun, le prix moyen au mètre carré pour un logement neuf est nettement plus abordable, oscillant entre 3 500 et 5 000 euros.\x3C/p>\x3Cp>En banlieue proche, comme à \x3Ca href=\"https://www.cogedim.com/ile-de-france/hauts-de-seine-92/boulogne-billancourt/\">Boulogne-Billancourt\x3C/a> ou Levallois-Perret, les prix des appartements neufs restent élevés, avoisinant en moyenne 8 000 à 10 000 euros par mètre carré. Ces communes bénéficient d'une proximité avec Paris et d'une excellente desserte en transports, justifiant en partie ces prix.\x3C/p>\x3Cp>En conclusion, le prix de l'immobilier neuf en Île-de-France varie considérablement selon la localisation. Le prix minimum pour un mètre carré peut être autour de 3 500 euros dans certaines zones, tandis que le prix moyen se situe souvent entre 5 000 et 10 000 euros, avec des exceptions notables à la hausse dans les quartiers les plus recherchés de Paris.(Estimation donnée à titre indicatif au 26 novembre 2023)\x3C/p>",format:"full_html",processed:"\x3Ch2>Logement VEFA neuf Île-de-France\x3C/h2>\x3Cp>Hébergeant à elle seule près de 20% de la population française, l’Île-de-France, avec ses 8 départements, est non seulement la région la plus peuplée de l’hexagone, mais aussi la plus densément peuplée. Cette région est une valeur sûre pour investir dans l’\x3Cstrong>immobilier neuf\x3C/strong>, que ce soit pour y établir votre \x3Cstrong>résidence principale\x3C/strong> ou pour y faire un \x3Cstrong>investissement locatif\x3C/strong>. L’Île-de-France offre effectivement une rentabilité locative assurée ainsi que de belles opportunités de plus-values. Veuillez découvrir nos offres de logements neufs en Île-de-France.\x3C/p>\x3Ch3>Achat : les aides pour acheter un appartement neuf en Île-de-France\x3C/h3>\x3Cp>Plusieurs aides financières sont à votre disposition pour faciliter l’acquisition d’un bien immobilier en Île-de-France, quelle que soit la taille du logement que vous recherchez.\x3C/p>\x3Ch4>Le Prêt à Taux Zéro (PTZ)\x3C/h4>\x3Cp>Prêt aidé par l’État, le PTZ peut vous servir à devenir propriétaire de votre \x3Cstrong>résidence principale\x3C/strong> en Île-de-France si vous êtes primo-accédant et que vous répondez aux critères de ressources. Au maximum et selon le bien que vous allez acquérir, il pourra couvrir jusqu’à 40% du coût total de votre opération immobilière. Comme son nom l’indique, vous ne devrez rembourser que la somme empruntée, sans aucun intérêt. En complément de votre PTZ, vous pourrez solliciter un autre dispositif de financement, comme un prêt immobilier bancaire ou encore un prêt Action Logement.\x3C/p>\x3Ch4>Le prêt Action Logement\x3C/h4>\x3Cp>Anciennement nommé 1% Logement, ce prêt complémentaire vous permet de financer l’acquisition de votre logement neuf en Île-de-France, pour en faire votre résidence principale, à un \x3Cstrong>taux plafonné à 0,5%\x3C/strong>. Sous conditions de ressources et si vous êtes salarié, Action Logement vous permet d’emprunter jusqu’à 40 000 euros.\x3C/p>\x3Ch4>\x3Ca href=\"https://www.cogedim.com/votre-futur-bien/par-opportunite/nos-programmes-tva-reduite/\">La TVA réduite\x3C/a>\x3C/h4>\x3Cp>La TVA à 20% s’applique généralement aux achats de biens immobiliers neufs. Pour faire diminuer la facture, intéressez-vous aux \x3Cstrong>nouvelles constructions éligibles\x3C/strong> à la \x3Cstrong>TVA à 5,5%\x3C/strong>. Elles sont situées dans les 58 quartiers d’Île-de-France en voie de transformation. Sous conditions de ressources, la TVA réduite pourra vous être appliquée si vous faites l’acquisition d’un bien immobilier neuf en Île-de-France pour en faire votre résidence principale. Ce dispositif peut être cumulé avec le PTZ.\x3C/p>\x3Ch4>Les autres aides\x3C/h4>\x3Cp>Le \x3Cstrong>prêt accession sociale (PAS)\x3C/strong> est cumulable avec le PTZ, le prêt Action Logement et la TVA réduite. Il permet aux emprunteurs à revenus modestes de financer l’achat de leur résidence principale. Comme le PAS se contracte directement auprès des établissements bancaires qui décident du taux, n’hésitez pas à en contacter plusieurs pour éventuellement financer votre projet immobilier en Île-de-France.\x3C/p>\x3Ch3>Acheter un programme neuf en Île-de-France pour entreprendre un investissement locatif\x3C/h3>\x3Cp>Vous envisagez de réaliser un investissement locatif en Île-de-France ? Il s’agit du placement préféré des Français en raison des nombreux avantages qu’il apporte. Investir dans l’un de nos programmes neufs en Île-de-France vous permet de constituer votre patrimoine, de percevoir des revenus réguliers et même de préparer votre retraite. En Île-de-France, l’investissement locatif est l’occasion idéale de réaliser de belles plus-values tout en profitant d’une rentabilité assurée.\x3C/p>\x3Ch4>L’investissement en Location Meublée Non Professionnelle (LMNP)\x3C/h4>\x3Cp>La loi LMNP vous permet de \x3Cstrong>devenir propriétaire d’un bien meublé\x3C/strong> dont vous percevrez les \x3Cstrong>revenus locatifs sans imposition\x3C/strong>. Ouvert à tous les contribuables français, sans condition de ressources, ce dispositif à la gestion simplifiée vous permet d’amortir votre investissement locatif en Île-de-France sur plusieurs dizaines d’années.\x3C/p>\x3Ch4>L’investissement en Location Meublée Professionnelle (LMP)\x3C/h4>\x3Cp>Votre statut LMNP évoluera en LMP si vos revenus ainsi générés dépassent 23 000 euros par an ou qu’ils représentent plus de 50% des revenus totaux de votre foyer fiscal.\x3C/p>\x3Cp>La différence entre LMNP et LMP est qu’un loueur LMP est un professionnel de la location meublée, inscrit au registre du commerce et des sociétés (RCS). À noter que la \x3Cstrong>vente de votre bien LMP\x3C/strong> en Île-de-France sera exonérée totalement ou partiellement d’impôts si vous l’avez loué pendant au moins 5 ans et que vos revenus locatifs se situent entre 90 000 et 126 000 euros.\x3C/p>\x3Ch4>Nue-propriété\x3C/h4>\x3Cp>Pour un investissement à long terme, un confort de gestion et une fiscalité optimisée, vous pouvez envisager d’acquérir un bien immobilier neuf en nue-propriété en Île-de-France, pour environ \x3Cstrong>60% de sa valeur\x3C/strong> en moyenne.\x3C/p>\x3Ch4>Les autres formes d'investissement\x3C/h4>\x3Cp>En Île-de-France, les \x3Cstrong>places de parkings et boxes\x3C/strong> sont des biens immobiliers très prisés, notamment à Paris. Ils pourront vous apporter une rentabilité de l’ordre de 5% pour une facilité de gestion incomparable. Ils constituent un excellent premier investissement en Île-de-France.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Île-de-France ?\x3C/h3>\x3Cp>L’Île-de-France est et restera certainement la région la plus attractive de France, tant pour les étudiants et les travailleurs que les touristes. Les nouveaux programmes immobiliers Cogedim et les constructions neuves ne cessent de se développer en Île-de-France pour maintenir le potentiel intarissable de la région et la rendre toujours plus agréable à vivre.\x3C/p>\x3Cp>Investir en Île-de-France vous permet de devenir propriétaire dans cette région très dynamique qui enregistre une forte croissance démographique. Les prix de l’immobilier sont variables en fonction des départements, mais ils ne sont pas systématiquement aussi élevés qu’à Paris. En plus de sa localisation stratégique, la région bénéficie d'un excellent réseau routier et de transports en commun qui la rende encore plus attractive.\x3C/p>\x3Ch2>Le prix de l'immobilier en Ile de France\x3C/h2>\x3Cp>Le marché immobilier neuf en Île-de-France, au 21 novembre 2023, présente une dynamique complexe et variée. Dans les grandes communes, les programmes neufs attirent de nombreux acquéreurs, cherchant soit un appartement neuf ou un autre type de logement neuf. La loi Carrez, garantissant la précision de la surface des biens vendus, est un élément clé pour les acheteurs.\x3C/p>\x3Cp>En termes de prix au mètre carré, il y a une grande disparité entre les différentes communes. À Paris, le prix moyen peut facilement dépasser 12 000 euros par mètre carré, avec des pics allant jusqu'à 20 000 euros dans certains quartiers prisés. À l'inverse, dans des communes plus éloignées comme Cergy ou Melun, le prix moyen au mètre carré pour un logement neuf est nettement plus abordable, oscillant entre 3 500 et 5 000 euros.\x3C/p>\x3Cp>En banlieue proche, comme à \x3Ca href=\"https://www.cogedim.com/ile-de-france/hauts-de-seine-92/boulogne-billancourt/\">Boulogne-Billancourt\x3C/a> ou Levallois-Perret, les prix des appartements neufs restent élevés, avoisinant en moyenne 8 000 à 10 000 euros par mètre carré. Ces communes bénéficient d'une proximité avec Paris et d'une excellente desserte en transports, justifiant en partie ces prix.\x3C/p>\x3Cp>En conclusion, le prix de l'immobilier neuf en Île-de-France varie considérablement selon la localisation. 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Lot 5006, 4 pièces situé au Rez de jardin,\r\nd’une surface habitable de 86,12 m² avec une terrasse de 8,34 m², un jardin de 64,98 m², 1 place de stationnement\r\nbien immobilier dépendant de la Résidence « L'Écrin Montfort » à LA COURNEUVE (93120). Exemple d’un\r\nfinancement pour une opération d’acquisition de résidence principale en état futur d’achèvement d’un montant de\r\n313 900,01 €, en TVA réduite à 5,5 %(2)\r\n, frais de dossier et frais de caution du prêt à la charge de COGEDIM, soit\r\nun montant à financer de 313 900,01 € sans apport personnel, bénéficiant d’un PTZ\r\n(1) par un couple et deux\r\nenfants, primo-accédant, dont le revenu fiscal de référence en 2022 était de 52 500,00 € et éligible à une acquisition\r\nen TVA réduite à 5,5 %(2)\r\n.\r\nFinancement réalisé grâce à des prêts consentis auprès des partenaires bancaires du groupe ALTAREA par\r\nl’intermédiaire d’Altarea Solution Financement :\r\nun prêt bancaire amortissable à taux fixe d’un montant de 116 950,00 €, d’une durée de 24 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 1 101,81 € pendant 10 ans puis mensualités\r\nde 167,59 € pendant 14 ans, TAEG estimé 5.05 % et coût total 43 422,32 € intérêts et assurances inclus,\r\nun prêt PTZ\r\n(1) d’un montant de 156 950,00 €, d’une durée de 24 ans, prêt amortissable à taux fixe ,\r\nmensualités de 45,78 € pendant 10 ans puis mensualités de 980,00 € pendant 14 ans, TAEG estimé 0.49 %\r\net coût total 13 183,60 € intérêts et assurances inclus,\r\nun prêt Jeune Actif (-40 ans) amortissable à taux fixe d’un montant de 20 000,00 €, d’une durée de 24 ans,\r\nprêt amortissable à taux fixe pendant toute sa durée , mensualités de 75,28 € pendant 24 ans, TAEG estimé\r\n0.71 % et coût total 1 680,64 € intérêts et assurances inclus,\r\nun prêt Acquisition Durable amortissable à taux fixe d’un montant de 20 000,00 €, d’une durée de 24 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 75,28 € pendant 24 ans, TAEG estimé 0.71\r\n% et coût total 1 680,64 € intérêts et assurances inclus,\r\nL’ensemble pour une mensualité globale lissée de 1 298,15 € pendant 24 ans. La cotisation mensuelle d’assurance\r\ndécès, perte totale et irréversible d’autonomie et incapacité de travail pour le prêt bancaire amortissable est de\r\n34.11 €, le prêt PTZ est de 45.78 €, le prêt Jeune Actif (-40 ans) est de 5.83 €, le prêt Acquisition Durable est de\r\n5.83 €, pour un capital emprunté assuré à 100 %.\r\nCette simulation est communiquée à titre informatif ; elle est établie sur la base de taux moyens du marché\r\nconstatés au 18/11/2024 pour diverses situations comparables. Cette présentation indicative ne constitue en\r\naucune façon une offre commerciale ou publicitaire de financement et n’a aucune valeur contractuelle. TVA réduite à\r\n5,5 % (2) (acquisition pour 10 ans minimum), PTZ\r\n(1) et PAS, réservés aux primo-accédants pour l’achat d’un\r\nlogement en résidence principale sont soumis à conditions de revenus. Altarea Solution Financement est une\r\nsociété de courtage en crédit immobilier et en assurances. Siège social : 87 Rue de Richelieu – 75002 Paris.\r\nAdresse contact : contact-solution-financement@altarea.com. SAS au capital de 10 000 € immatriculée au R.C.S\r\nParis sous le N°504 638 784 et au registre de l’Orias (www.orias.fr) sous le N°10053430. Responsabilité Civile\r\nProfessionnelle conforme aux articles L.512-6 du Code des assurances et L.519-3-4 du Code monétaire et\r\nfinancier. Membre de l’Association professionnelle des intermédiaires en crédits (APIC). Vous bénéficiez d’un délai\r\nlégal de réflexion de 10 jours. Lorsque la vente est subordonnée à l’obtention d’un prêt et si celui-ci n’est pas\r\nobtenu, le vendeur doit rembourser les sommes versées par l’acquéreur. Aucun versement de quelque nature que ce\r\nsoit ne peut être exigé d’un particulier avant l’obtention d’un ou plusieurs prêts d’argent. Un crédit vous engage et\r\ndoit être remboursé. Vérifiez vos capacités de remboursement avant de vous engager. Sous réserve d’acceptation\r\nde votre dossier par nos partenaires bancaires.\r\n500 € d’apport / 500 € à la réservation\r\nCette somme de 500 € correspond au dépôt de garantie qui vous sera demandé à la signature du contrat de\r\nréservation en lieu et place du montant légal de 2% ou 5% du montant TTC du prix de vente. Cette somme\r\ns'imputera sur la partie du prix payable à la signature de l'acte authentique. Toutes les conditions du dépôt de\r\ngarantie sont stipulées à l’article 3.5 des conditions générales du contrat de réservation. Cette somme de 500 €\r\npeut être remboursée si la banque finance la totalité.\r\n0 frais avant d’emménager\r\nLe versement des mensualités, hors assurances, débutera à la date de livraison de l’appartement dépendant de la\r\nRésidence « L'Écrin Montfort » à LA COURNEUVE (93120).\r\nCOGEDIM prendra à sa charge les frais suivants :\r\nFrais notariés d’acte de vente (en ce compris la quote-part aux frais d’établissement au règlement de\r\ncopropriété),\r\nFrais notariés d’acte de prêt en cas de financement assorti d’une garantie hypothécaire,\r\nFrais de dossier bancaire,\r\nFrais de caution bancaire,\r\nIntérêts intercalaires.\r\nGrâce à cette prise en charge par COGEDIM, le TAEG (Taux Annuel Effectif Global) y compris assurance obligatoire\r\nest estimé à un taux de 1.53 %.\r\nLa prise en charge de ces frais est soumise aux quatre conditions cumulatives suivantes :\r\nÀ la signature d’un mandat exclusif de recherche de financement avec la société Altarea Solution Financement\r\n(frais de courtage offerts),\r\nÀ l’obtention du financement bancaire grâce à l’action de la société Altarea Solution Financement,\r\nÀ l’utilisation effective du financement ainsi obtenu par l’intermédiaire de ce mandat pour l’acquisition des lots\r\nobjet du contrat de réservation visé en tête des présentes,\r\nEt à la signature de l’acte notarié de vente en l’état futur d’achèvement dans les délais contractuels.\r\nEtant ici précisé que pour instruire la recherche de financement par le biais de la société Altarea Solution\r\nFinancement, vous vous engagez à fournir l’ensemble des pièces nécessaires (pièce d’identité valide, avis\r\nd’imposition, bulletins de salaire, extraits de comptes, tableaux d’amortissement des prêts en cours, etc…).\r\nDans ces conditions, COGEDIM vous remboursera :\r\n• Le montant des frais de dossier bancaire et de caution bancaire, dans un délai de 15 jours à compter de la\r\nsignature de l’acte authentique de vente,\r\n• Pour le montant des intérêts intercalaires :\r\nCOGEDIM vous versera une avance, dont le montant sera déterminé à l'obtention du financement\r\nbancaire car elle dépendra des caractéristiques de l'emprunt contracté, dans un délai de 15 jours à\r\ncompter de l’émission de l’appel de fonds correspondant au stade « achèvement du plancher bas du\r\nrez-de-chaussée ». Dans l’hypothèse où la signature de l’acte authentique de vente intervenait après\r\nl’atteinte du stade « achèvement du plancher bas du rez-de-chaussée » dans la réalisation de la\r\nconstruction, COGEDIM vous versera ladite avance dans un délai de 15 jours à compter de la date de\r\nsignature de l’acte de vente,\r\nEt le solde des intérêts intercalaires (si ces derniers excédaient le montant de l’avance versée) dans un\r\ndélai de 15 jours à compter de la signature de la prise de possession effective des biens (livraison des\r\nbiens).\r\nLes frais notariés (frais d’établissement au règlement de copropriété, frais d’acte de vente, et frais d’acte de prêt en\r\ncas de prêt assorti d’une garantie hypothécaire) seront directement supportés par COGEDIM lors de la signature de\r\nl’acte authentique de vente (et de l’acte de prêt le cas échéant) auprès du Notaire.\r\n(1) PTZ : Le Prêt à taux zéro est un prêt réglementé qui vous permet de financer l’acquisition d'un appartement neuf\r\n(ou acquis en VEFA) que vous occuperez à titre de votre première résidence principale. Le Prêt à Taux zéro est un\r\nprêt complémentaire à d'autres emprunts. Le Prêt à taux zéro est accessible sous conditions de ressources, aux\r\npersonnes physiques désirant devenir propriétaire de leur première résidence principale (ne pas avoir été\r\npropriétaire de sa résidence principale au cours des 2 années précédant la nouvelle acquisition). Le montant et la\r\ndurée du Prêt à Taux 0% varient en fonction de la zone géographique du logement et de la composition du foyer. Les\r\nressources de l’acquéreur sont également prises en compte pour la durée du remboursement.\r\n(2) TVA réduite à 5,5 % au lieu de 20 %. Le Code général des impôts (art.278 sexies 11 et 11 bis, art. art.278\r\nsexies-0 A) permet d’appliquer un taux réduit de TVA à 5,5% pour les opérations d’accession sociale à la propriété\r\nportant sur des logements acquis par des personnes physiques pour y établir leur résidence principale et situés\r\ndans les zones ciblées par la politique de la ville (quartiers faisant l’objet d’une convention ANRU et dans les\r\nquartiers prioritaires politique de la ville ou situés à une certaine distance de ceux-ci en fonction notamment de la\r\ndate de la demande de permis de construire. Ce taux réduit est susceptible de s’appliquer dès lors que les\r\nressources des personnes destinées à occuper le logement à la date de signature de l’avant contrat préliminaire ou,\r\nà défaut, à la date du contrat de vente ne dépassent pas des plafonds de ressources (cf. article 278 sexies du CGI).\r\nLe bénéfice du taux réduit est susceptible d’être remis en cause dans l’hypothèse où les conditions d’octroi du taux\r\nréduit cessent d’être remplies dans un délai de 10 ans qui suit le fait générateur de l’opération notamment en cas de\r\nrevente ou de changement de destination du logement.\r\nL’article 71 de la loi n°1322-2023 du 29 décembre 2023, dite loi de finances pour 2024, proroge le PTZ (prêt à taux\r\nzéro) jusqu’au 31 décembre 2027 et aménage certaines dispositions réglementaires applicables. Le décret n\r\n°2024-304 du 2 avril 2024 fixe les modalités des offres de prêt émises à compter du 1er avril 2024. 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L'Ecrin de Montfort : programme immobilier neuf à La Courneuve
Adresse96 avenue Jean Jaures et sente de Monfort 93120La Courneuve
Fiscalité
TVA normale
TVA réduite à ∞ %
À La Courneuve, avec COGEDIM ACCESS, pour la 1ère fois vous pouvez devenir propriétaire de votre appartement neuf !
DERNIER 4 PIECES DISPONIBLE A LA VENTE !
Alliance d’une architecture contemporaine et d’un jardin paysager travaillé, cette nouvelle signature Cogedim incarne un bel art de vivre à La Courneuve.
À proximité des transports en commun, des commerces et des établissements scolaires, elle propose deux derniers appartements 4 pièces avec terrasses, jardins et parkings.
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www.georisques.gouv.fr
Le programme en détails
Le quartier
Le confort d'un cadre de vie neuf aux portes de Paris
L’adresse dispose de toutes les commodités nécessaires pour une vie sereine. Ecoles, square, gymnase et commerces de proximité sont accessibles dans un rayon de 15 min* à pied. Parfaitement intégrée au réseau de transports francilien, l’adresse se situe à deux pas des bus, du tramway et du métro.
* Source : Google maps
Arrêt de bus à proximité
Autoroute proche
Commerces accessibles
La résidence
Une architecture contemporaine dans un écrin de nature.
La résidence développe une architecture contemporaine aux teintes douces permettant une parfaite intégration à son environnement existant. La volonté de l'architecte est d'offrir des espaces extérieurs généreux et de qualité. Entièrement close et sécurisée par digicode, vidéophone et badge vigik, la résidence inclut des places de stationnement privatives et des locaux à vélos.
Les prestations disponibles dans cette résidence
Chauffage éco-responsable
Jardin privatif clôturé
Local à vélos
Menuiseries mixtes Bois-Alu
Pompe à chaleur
Porte blindée serrure 5 points A2P
Portes de garages motorisées
Résidence clôturée
Sol PVC esprit parquet
Vidéophone
Volets roulants
Pourquoi investir ?
Aux portes de Paris, une opportunité incontournable
À 9 km de la porte d’Aubervilliers, cette nouvelle résidence constitue un produit de choix pour un investissement immobilier. Parfaitement reliée à la capitale et aux bassins d’emplois de la petite couronne, elle dispose d’un accès direct à l’A86 et d’une excellente desserte en transports en commun. Bus, métro 7, RER B et Tramway 1 seront complétés par les lignes de métro 15, 16 et 17 du Grand Paris Express à horizon 2026 et 2030. Promise à une attractivité croissante, l’adresse bénéficiera également de l’attrait d’un centre-ville rénové et des équipements sportifs édifiés pour les JO de 2024. Le moment est donc particulièrement propice pour concrétiser un placement associant gestion locative aisée, belle valorisation patrimoniale et optimisation fiscale.