- LMNP
- Patrimonial
- LLI
- LLI meublé
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prix indiqués peuvent tenir compte d’une TVA réduite sous conditions de ressources.\r\nLes rentabilités indiquées sont estimatives, données à titre indicatif et hors frais de gestion potentiels.",field_legals_grid:null,field_promo_drawer:$R[333]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1 \t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5 \t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1 \t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5 \t\tC23.8,19.2,23,19.3,22.3,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z \t\t 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M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8 \t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6 \t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z \t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4 \t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez des prix maîtrisés\x3C/h3>\x3Cp>Tous les avantages du neuf avec des conditions de financement avantageuses pour les primo-accédants.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez des prix maîtrisés\x3C/h3>\x3Cp>Tous les avantages du neuf avec des conditions de financement avantageuses pour les primo-accédants.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[334]={value:"\x3Ch3>Acheter en prix maîtrisés\x3C/h3>\x3Cp>Primo-accédants, et sous conditions de ressources, profitez de la possibilité d’acheter votre logement neuf en dessous du prix du marché dans une résidence éligible aux prix maîtrisés. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en prix maîtrisés\x3C/h3>\x3Cp>Primo-accédants, et sous conditions de ressources, profitez de la possibilité d’acheter votre logement neuf en dessous du prix du marché dans une résidence éligible aux prix maîtrisés. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:$R[335]={value:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix maîtrisés\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincmastered\">\x3Cdiv class=\"expandable\">\x3Cp>Fruit d’un partenariat entre les promoteurs immobiliers et les communes, ce dispositif vous permet d’acquérir, sous certaines conditions, un logement neuf à un prix réduit par rapport au marché immobilier local. En moyenne, vous pourrez profiter d’une économie entre 20 et 30% sur le prix d’acquisition de votre logement neuf.\x3C/p>\x3Cp>Ce sont les \x3Cstrong>collectivités\x3C/strong> qui \x3Cstrong>fixent les règles d’accession à la propriété à prix maîtrisé. Elles varient donc d’une ville à l’autre. \x3C/strong>Vous devez, entre autres, avoir des revenus inférieurs à un plafond de ressources basé sur le barème PSLA, PAS ou PLI, et occuper le logement à titre de résidence principale.\x3C/p>\x3Cp>Vous vous engagez, par ailleurs, à conserver votre logement plusieurs années. En cas d’une revente anticipée, le prix peut être encadré par les clauses anti spéculatives de votre commune.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cp>Grâce à ce dispositif, vous pourrez :\x3C/p>\x3Cul>\x3Cli>Acquérir un logement neuf de qualité, à prix réduit ;\x3C/li>\x3Cli>Accéder à un bien immobilier plus grand ou avec un meilleur emplacement, avec un budget inchangé ;\x3C/li>\x3Cli>Vous constituer un patrimoine, en bénéficiant d’autres dispositifs d’aides au financement immobilier mis en place par le gouvernement et les collectivités locales (Prêt à taux zéro, Prêt Action Logement, Prêt à l’Accession Sociale…) ;\x3C/li>\x3Cli>Profiter d’une réduction des frais de notaire grâce à l’achat dans l’immobilier neuf.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincmastered').classList.toggle('active');\">\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\">\x3C/path>\x3C/svg>\x3C/i>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\" loading=\"lazy\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix maîtrisés\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincmastered\">\x3Cdiv class=\"expandable\">\x3Cp>Fruit d’un partenariat entre les promoteurs immobiliers et les communes, ce dispositif vous permet d’acquérir, sous certaines conditions, un logement neuf à un prix réduit par rapport au marché immobilier local. En moyenne, vous pourrez profiter d’une économie entre 20 et 30% sur le prix d’acquisition de votre logement neuf.\x3C/p>\x3Cp>Ce sont les \x3Cstrong>collectivités\x3C/strong> qui \x3Cstrong>fixent les règles d’accession à la propriété à prix maîtrisé. Elles varient donc d’une ville à l’autre. \x3C/strong>Vous devez, entre autres, avoir des revenus inférieurs à un plafond de ressources basé sur le barème PSLA, PAS ou PLI, et occuper le logement à titre de résidence principale.\x3C/p>\x3Cp>Vous vous engagez, par ailleurs, à conserver votre logement plusieurs années. En cas d’une revente anticipée, le prix peut être encadré par les clauses anti spéculatives de votre commune.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cp>Grâce à ce dispositif, vous pourrez :\x3C/p>\x3Cul>\x3Cli>Acquérir un logement neuf de qualité, à prix réduit ;\x3C/li>\x3Cli>Accéder à un bien immobilier plus grand ou avec un meilleur emplacement, avec un budget inchangé ;\x3C/li>\x3Cli>Vous constituer un patrimoine, en bénéficiant d’autres dispositifs d’aides au financement immobilier mis en place par le gouvernement et les collectivités locales (Prêt à taux zéro, Prêt Action Logement, Prêt à l’Accession Sociale…) ;\x3C/li>\x3Cli>Profiter d’une réduction des frais de notaire grâce à l’achat dans l’immobilier neuf.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincmastered').classList.toggle('active');\">\x3Csvg width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\" />\x3C/svg>\x3C/i>\x3C/div>\x3C/div>"},vid:$R[336]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[337]={drupal_internal__target_id:"regulation"}},revision_user:$R[338]={data:null,links:$R[339]={related:$R[340]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/revision_user/?resourceVersion=id%3A9"},self:$R[341]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/relationships/revision_user/?resourceVersion=id%3A9"}}},parent:$R[342]=[$R[343]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[344]={links:$R[345]={help:$R[346]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[347]={about:"Usage 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en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[384]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[385]={drupal_internal__target_id:"regulation"}},revision_user:$R[386]={data:null,links:$R[387]={related:$R[388]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/revision_user/?resourceVersion=id%3A4043"},self:$R[389]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/relationships/revision_user/?resourceVersion=id%3A4043"}}},parent:$R[390]=[$R[391]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[392]={links:$R[393]={help:$R[394]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[395]={about:"Usage and meaning of the 'virtual' resource 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indicatifs hors taxes.\x3Cbr>\r\nLes rentabilités indiquées sont nettes de frais de gestion et hors mobilier, avant impact fiscal.",field_legals_grid:"Prix indicatifs hors taxes et hors mobilier. Les rentabilités indiquées sont nettes de frais de gestion et hors mobilier, avant impact fiscal.",field_promo_drawer:null,field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[431]={value:"\x3Ch3>Acheter en LMNP géré\x3C/h3>\x3Cp>Investissez dans une résidence services en statut LMNP et cumulez un achat Hors Taxe, grâce à la récupération immédiate de la TVA sur le prix de votre logement, et des revenus locatifs garantis par bail commercial pouvant être défiscalisés sur le long terme. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP géré\x3C/h3>\x3Cp>Investissez dans une résidence services en statut LMNP et cumulez un achat Hors Taxe, grâce à la récupération immédiate de la TVA sur le prix de votre logement, et des revenus locatifs garantis par bail commercial pouvant être défiscalisés sur le long terme. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[432]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[433]={drupal_internal__target_id:"regulation"}},revision_user:$R[434]={data:null,links:$R[435]={related:$R[436]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/revision_user/?resourceVersion=id%3A7"},self:$R[437]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/relationships/revision_user/?resourceVersion=id%3A7"}}},parent:$R[438]=[$R[439]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[440]={links:$R[441]={help:$R[442]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[443]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[444]={type:"taxonomy_term--regulation",id:"9df7bfb4-b767-42a6-a070-ce1436f2a561",links:$R[445]={self:$R[446]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/?resourceVersion=id%3A8"}},drupal_internal__tid:8,drupal_internal__revision_id:8,langcode:"fr",revision_created:null,status:!0,name:"Nue-propriété",description:null,weight:6,changed:"2025-07-01T07:35:28+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[447]=[$R[448]={tag:"meta",attributes:$R[449]={name:"title",content:"Nue-propriété | Cogedim"}},$R[450]={tag:"link",attributes:$R[451]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/8/"}},$R[452]={tag:"meta",attributes:$R[453]={name:"generator",content:"Cogedim"}},$R[454]={tag:"meta",attributes:$R[455]={property:"og:site_name",content:"Cogedim"}},$R[456]={tag:"meta",attributes:$R[457]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[458]={tag:"meta",attributes:$R[459]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/"}},$R[460]={tag:"meta",attributes:$R[461]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[462]={tag:"meta",attributes:$R[463]={property:"og:image:type",content:"image/png"}},$R[464]={tag:"meta",attributes:$R[465]={property:"og:image:width",content:"628"}},$R[466]={tag:"meta",attributes:$R[467]={property:"og:image:height",content:"316"}},$R[468]={tag:"meta",attributes:$R[469]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[470]={tag:"meta",attributes:$R[471]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[472]={tag:"meta",attributes:$R[473]={name:"twitter:card",content:"summary"}},$R[474]={tag:"meta",attributes:$R[475]={name:"twitter:site",content:"@altareacogedim"}},$R[476]={tag:"meta",attributes:$R[477]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[478]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Prix TTC en TVA réduite à 10%\x3Cbr />*La nue-propriété est un montage financier qui permet d’acheter un bien immobilier en profitant d’un prix d’acquisition réduit de 30 à 40% grâce au principe de démembrement de propriété. 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Article L.253-1 et suivants du code de la construction et de l’habitation, applicables au démembrement de propriété objets des présentes. Conditions détaillées dans le contrat de réservation et ses annexes. 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M22.1,3.9c4.6,0,8.3,3.7,8.3,8.3 \t\tc0,2.6-1.2,5-3.2,6.6H17c-2.1-1.6-3.2-4-3.2-6.6C13.8,7.6,17.5,3.9,22.1,3.9z M34.1,37.3l-0.3,0.1v6.7h-5.4v-5.2l-0.7,0.3 \t\tc-5,2.2-10.5,0-10.5,0l-0.7-0.3v5.2h-5.4v-6.7l-0.3-0.1c-5.2-2.7-6.4-6.2-6.4-6.2l-0.1-0.4l-0.4,0c0,0-1.4,0-2.3-0.8 \t\tC1.2,29.4,1,28.7,1,27.8V25c0-0.9,0.3-1.6,0.8-2.1C2.6,22,4,22,4.1,22l0.3,0l0.1-0.3c0,0,2-4.9,8.5-7.4c0.4,1.7,1.3,3.2,2.5,4.4 \t\th-2.2v1h18.2v-1h-2.8c1.2-1.2,2.1-2.8,2.5-4.5c2.4,0.7,10.3,4.9,10.3,12.1C41.4,33.2,34.2,37.3,34.1,37.3z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8 \t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9 \t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9 \t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8 \t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5 \t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7 \t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Investissez en Nue-Propriété\x3C/h3>\x3Cp>Un bien à prix réduit, défiscalisé, sans contrainte d’entretien et de gestion locative.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z\n\t\t M8.8,26.2c-1,0-1.8-0.8-1.8-1.8s0.8-1.8,1.8-1.8c1,0,1.8,0.8,1.8,1.8S9.8,26.2,8.8,26.2z\" />\x3Cpath class=\"st0\" 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d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Investissez en Nue-Propriété\x3C/h3>\x3Cp>Un bien à prix réduit, défiscalisé, sans contrainte d’entretien et de gestion locative.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[480]={value:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[481]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[482]={drupal_internal__target_id:"regulation"}},revision_user:$R[483]={data:null,links:$R[484]={related:$R[485]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/revision_user/?resourceVersion=id%3A8"},self:$R[486]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/relationships/revision_user/?resourceVersion=id%3A8"}}},parent:$R[487]=[$R[488]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[489]={links:$R[490]={help:$R[491]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[492]={about:"Usage and meaning of the 'virtual' resource 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conditions de ressources et pour un achat en résidence principale, profitez de la possibilité d’acheter un logement neuf en-dessous des prix de marché, dans une résidence éligible au dispositif BRS – Bail Réel Solidaire. A compter de la livraison de votre logement vous verserez à l’OFS – Organisme Foncier Solidaire propriétaire du foncier de votre logement, une redevance foncière mensuelle suivant la surface habitable de votre logement. Cette redevance fera l’objet d’une réévaluation annuelle basée sur l’indice des loyers publié trimestriellement par l’INSEE.",field_legals_grid:"Sous conditions de ressources et pour un achat en résidence principale, profitez de la possibilité d’acheter un logement neuf en-dessous des prix de marché, dans une résidence éligible au dispositif BRS – Bail Réel Solidaire. A compter de la livraison de votre logement vous verserez à l’OFS – Organisme Foncier Solidaire propriétaire du foncier de votre logement, une redevance foncière mensuelle suivant la surface habitable de votre logement. Cette redevance fera l’objet d’une réévaluation annuelle basée sur l’indice des loyers publié trimestriellement par l’INSEE.",field_promo_drawer:$R[528]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M46.3,45.2v-0.9h-2.5V20.8c0.7-0.2,1.2-0.7,1.5-1.3h2.5L46,10.8h-5.5l-1.7,8.7h2.5c0.2,0.7,0.8,1.2,1.5,1.3 \t\tv23.4h-2.5v0.9h-4.4c0.4-0.2,0.7-0.5,1.1-0.9h1.1l0.1-0.3c0.1-0.3,3.2-8.6,2.4-11.6c-0.4-1.3-1.3-2.4-2.7-3C37,29,36,28.8,35.1,29 \t\tv-0.3c0-1.3-0.4-2.4-1.3-3.2c-2.1-2-5.8-2-6-2c-0.2,0-3.9,0-6,2c-0.9,0.9-1.3,1.9-1.3,3.2V29c-0.8-0.1-1.8,0-2.8,0.4 \t\tc-1.3,0.6-2.3,1.6-2.7,3c-0.9,3,2.3,11.3,2.4,11.6l0.1,0.3h0.9c0.2,0.3,0.5,0.7,1,0.9H9.9l1.6-7.7h0.8v-2.9H8.7 \t\tc0.4-1.2,1.3-5.1,1.1-8.7c0.2-0.3,0.5-0.5,0.8-0.8c0.7,0.2,1.2,0.6,1.5,1.1c1,1.8,0,4.9,0,4.9l-0.9,2.8l1.8-2.3 \t\tc0.1-0.2,2.9-3.8,2.1-6.4c-0.2-0.7-0.6-1.2-1.2-1.5c-1.5-0.6-3.6,0.4-3.6,0.4l-0.7,0.3c-0.3-1.7-1-3.2-2.3-4.2l0,0 \t\tc-0.1-0.1-0.2-0.1-0.3-0.2c-0.6-0.3-2-1-3.1-0.6c-0.4,0.2-1,0.5-1.2,1.4c-0.8,2.6,0.2,5.4,0.3,5.5l0.6,1.6l0.4-1.6 \t\tc0.5-2.1,1.6-5.1,2.5-5.4c0.1,0,0.1,0,0.2,0c0.1,0,0.1,0.1,0.1,0.1c1.3,1,1.9,2.6,2,4.4c-1.4,1.7-2,3.7-2.2,5.4 \t\tc-0.2-0.6-0.4-1.3-0.7-1.9c-0.1-0.4-0.5-1.3-1.3-1.4c-0.9,0-1.5,1.2-1.7,1.6l-1.2,2.7l2-2.2c0.4-0.4,0.7-0.6,0.9-0.6 \t\tc0.2,0,0.3,0.2,0.3,0.2c1.1,2.1,1.2,4.4,1.2,5.1h-4v2.9h0.8l1.6,7.7H0v1h48v-1H46.3z M41.4,11.8h3.9l1.3,6.7H40L41.4,11.8z \t\t M42.5,19.5h1.7c-0.2,0.2-0.5,0.4-0.8,0.4C43,19.9,42.7,19.7,42.5,19.5z M13.5,24.6c0.3,0.1,0.6,0.4,0.7,0.8c0.3,1-0.1,2.3-0.6,3.3 \t\tc0-1-0.1-2.1-0.6-3c-0.3-0.5-0.6-0.9-1.1-1.2C12.4,24.5,13,24.4,13.5,24.6z M3.4,24.3c-0.1-0.9-0.2-2,0.2-3 \t\tc0.1-0.4,0.3-0.7,0.6-0.8c0.1-0.1,0.3-0.1,0.5-0.1c0.2,0,0.5,0,0.7,0.1C4.5,21.3,3.9,23,3.4,24.3z M8.8,27.2c0,3.4-1,6.8-1.2,7.4 \t\tH7.4C7.4,33.8,7.1,30.2,8.8,27.2z M3.1,35.6h8.2v0.9H3.1V35.6z M10.5,37.5L9,44.3H5.3l-1.4-6.8H10.5z M35.2,44.3 \t\tc-0.1,0-0.2,0-0.2-0.1h0.6C35.5,44.3,35.3,44.3,35.2,44.3z M37.5,30.3c0.8,0.3,1.7,1,2.1,2.3c0.6,2.2-1.3,8.1-2.2,10.7h-4 \t\tc0-12.4,0.5-12.6,1.4-13.1C35.3,29.8,36.5,29.8,37.5,30.3z M22.6,26.1c1.8-1.7,5.2-1.7,5.3-1.7c0,0,3.5,0,5.3,1.7 \t\tc0.7,0.7,1,1.5,1,2.5v0.7c-0.9,0.5-1.4,1.1-1.6,6.2h-9.4c-0.2-5-0.7-5.7-1.6-6.2v-0.7C21.6,27.6,21.9,26.8,22.6,26.1z M32.3,36.5v4 \t\th-9v-4H32.3z M16.1,32.6c0.4-1.3,1.4-2,2.1-2.3c1-0.4,2.2-0.4,2.7-0.1c0.9,0.5,1.4,0.7,1.4,13.1h-4C17.4,40.7,15.5,34.7,16.1,32.6z \t\t M20.5,44.2c-0.1,0.1-0.2,0.1-0.3,0.1c-0.1,0-0.2,0-0.2-0.1H20.5z M21.9,44.2h1.3v-0.5c0-0.8,0-1.5,0-2.2h9.2c0,0.7,0,1.4,0,2.2 \t\tv0.5h1.2c0.2,0.3,0.5,0.7,1,0.9H20.8C21.2,45,21.6,44.7,21.9,44.2z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M32.5,1.8H9.4v15.5h23.1V1.8z M10.4,12.4L15,7.7l6.3,6.3l2.6-2.6l4.9,4.9H10.4V12.4z M31.5,16.3h-1.2L24,10 \t\tl-2.6,2.6L15,6.3L10.4,11V2.8h21.1V16.3z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M27,9.5c1.4,0,2.6-1.1,2.6-2.6S28.4,4.4,27,4.4S24.5,5.6,24.5,7S25.6,9.5,27,9.5z M27,5.4 \t\tc0.9,0,1.6,0.7,1.6,1.6S27.9,8.5,27,8.5S25.5,7.8,25.5,7S26.2,5.4,27,5.4z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Nos services pour vous accompagner\x3C/h3>\x3Cp>Financement sur mesure, Parrainage,... Profitez de tous nos services.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/cogedim-pour-vous/la-difference-cogedim/\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M46.3,45.2v-0.9h-2.5V20.8c0.7-0.2,1.2-0.7,1.5-1.3h2.5L46,10.8h-5.5l-1.7,8.7h2.5c0.2,0.7,0.8,1.2,1.5,1.3\n\t\tv23.4h-2.5v0.9h-4.4c0.4-0.2,0.7-0.5,1.1-0.9h1.1l0.1-0.3c0.1-0.3,3.2-8.6,2.4-11.6c-0.4-1.3-1.3-2.4-2.7-3C37,29,36,28.8,35.1,29\n\t\tv-0.3c0-1.3-0.4-2.4-1.3-3.2c-2.1-2-5.8-2-6-2c-0.2,0-3.9,0-6,2c-0.9,0.9-1.3,1.9-1.3,3.2V29c-0.8-0.1-1.8,0-2.8,0.4\n\t\tc-1.3,0.6-2.3,1.6-2.7,3c-0.9,3,2.3,11.3,2.4,11.6l0.1,0.3h0.9c0.2,0.3,0.5,0.7,1,0.9H9.9l1.6-7.7h0.8v-2.9H8.7\n\t\tc0.4-1.2,1.3-5.1,1.1-8.7c0.2-0.3,0.5-0.5,0.8-0.8c0.7,0.2,1.2,0.6,1.5,1.1c1,1.8,0,4.9,0,4.9l-0.9,2.8l1.8-2.3\n\t\tc0.1-0.2,2.9-3.8,2.1-6.4c-0.2-0.7-0.6-1.2-1.2-1.5c-1.5-0.6-3.6,0.4-3.6,0.4l-0.7,0.3c-0.3-1.7-1-3.2-2.3-4.2l0,0\n\t\tc-0.1-0.1-0.2-0.1-0.3-0.2c-0.6-0.3-2-1-3.1-0.6c-0.4,0.2-1,0.5-1.2,1.4c-0.8,2.6,0.2,5.4,0.3,5.5l0.6,1.6l0.4-1.6\n\t\tc0.5-2.1,1.6-5.1,2.5-5.4c0.1,0,0.1,0,0.2,0c0.1,0,0.1,0.1,0.1,0.1c1.3,1,1.9,2.6,2,4.4c-1.4,1.7-2,3.7-2.2,5.4\n\t\tc-0.2-0.6-0.4-1.3-0.7-1.9c-0.1-0.4-0.5-1.3-1.3-1.4c-0.9,0-1.5,1.2-1.7,1.6l-1.2,2.7l2-2.2c0.4-0.4,0.7-0.6,0.9-0.6\n\t\tc0.2,0,0.3,0.2,0.3,0.2c1.1,2.1,1.2,4.4,1.2,5.1h-4v2.9h0.8l1.6,7.7H0v1h48v-1H46.3z M41.4,11.8h3.9l1.3,6.7H40L41.4,11.8z\n\t\t M42.5,19.5h1.7c-0.2,0.2-0.5,0.4-0.8,0.4C43,19.9,42.7,19.7,42.5,19.5z M13.5,24.6c0.3,0.1,0.6,0.4,0.7,0.8c0.3,1-0.1,2.3-0.6,3.3\n\t\tc0-1-0.1-2.1-0.6-3c-0.3-0.5-0.6-0.9-1.1-1.2C12.4,24.5,13,24.4,13.5,24.6z M3.4,24.3c-0.1-0.9-0.2-2,0.2-3\n\t\tc0.1-0.4,0.3-0.7,0.6-0.8c0.1-0.1,0.3-0.1,0.5-0.1c0.2,0,0.5,0,0.7,0.1C4.5,21.3,3.9,23,3.4,24.3z M8.8,27.2c0,3.4-1,6.8-1.2,7.4\n\t\tH7.4C7.4,33.8,7.1,30.2,8.8,27.2z M3.1,35.6h8.2v0.9H3.1V35.6z M10.5,37.5L9,44.3H5.3l-1.4-6.8H10.5z M35.2,44.3\n\t\tc-0.1,0-0.2,0-0.2-0.1h0.6C35.5,44.3,35.3,44.3,35.2,44.3z M37.5,30.3c0.8,0.3,1.7,1,2.1,2.3c0.6,2.2-1.3,8.1-2.2,10.7h-4\n\t\tc0-12.4,0.5-12.6,1.4-13.1C35.3,29.8,36.5,29.8,37.5,30.3z M22.6,26.1c1.8-1.7,5.2-1.7,5.3-1.7c0,0,3.5,0,5.3,1.7\n\t\tc0.7,0.7,1,1.5,1,2.5v0.7c-0.9,0.5-1.4,1.1-1.6,6.2h-9.4c-0.2-5-0.7-5.7-1.6-6.2v-0.7C21.6,27.6,21.9,26.8,22.6,26.1z M32.3,36.5v4\n\t\th-9v-4H32.3z M16.1,32.6c0.4-1.3,1.4-2,2.1-2.3c1-0.4,2.2-0.4,2.7-0.1c0.9,0.5,1.4,0.7,1.4,13.1h-4C17.4,40.7,15.5,34.7,16.1,32.6z\n\t\t M20.5,44.2c-0.1,0.1-0.2,0.1-0.3,0.1c-0.1,0-0.2,0-0.2-0.1H20.5z M21.9,44.2h1.3v-0.5c0-0.8,0-1.5,0-2.2h9.2c0,0.7,0,1.4,0,2.2\n\t\tv0.5h1.2c0.2,0.3,0.5,0.7,1,0.9H20.8C21.2,45,21.6,44.7,21.9,44.2z\" />\x3Cpath class=\"st0\" d=\"M32.5,1.8H9.4v15.5h23.1V1.8z M10.4,12.4L15,7.7l6.3,6.3l2.6-2.6l4.9,4.9H10.4V12.4z M31.5,16.3h-1.2L24,10\n\t\tl-2.6,2.6L15,6.3L10.4,11V2.8h21.1V16.3z\" />\x3Cpath class=\"st0\" d=\"M27,9.5c1.4,0,2.6-1.1,2.6-2.6S28.4,4.4,27,4.4S24.5,5.6,24.5,7S25.6,9.5,27,9.5z M27,5.4\n\t\tc0.9,0,1.6,0.7,1.6,1.6S27.9,8.5,27,8.5S25.5,7.8,25.5,7S26.2,5.4,27,5.4z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Nos services pour vous accompagner\x3C/h3>\x3Cp>Financement sur mesure, Parrainage,... Profitez de tous nos services.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/cogedim-pour-vous/la-difference-cogedim/\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[529]={value:"\x3Ch3>Acheter en BRS\x3C/h3>\x3Cp>Avec le BRS – Bail Réel Solidaire, achetez votre résidence principale en-dessous des prix de marché grâce à un nouveau dispositif d’accession à la propriété.\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en BRS\x3C/h3>\x3Cp>Avec le BRS – Bail Réel Solidaire, achetez votre résidence principale en-dessous des prix de marché grâce à un nouveau dispositif d’accession à la propriété.\x3C/p>"},field_text_main:$R[530]={value:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix BRS, accessibles sous conditions de ressources\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincbrs\">\x3Cdiv class=\"expandable\">\x3Cp>Le bail réel solidaire (BRS) est un dispositif d’accès social à la propriété de sa résidence principale, à prix abordable et sous conditions de ressources, correspondant à ceux du prêt social à l’accession (PSLA).\x3C/p>\x3Cp>Le BRS repose sur la dissociation du foncier (le terrain) et du bâti (le logement). Vous pouvez ainsi devenir propriétaire de votre logement à un prix pouvant aller jusqu’à 40% de décote du prix du marché.\x3C/p>\x3Cp>En contrepartie vous signez un bail réel solidaire et vous devrez vous acquitter d’une redevance mensuelle auprès d’un organisme foncier solidaire (OFS) qui achète le terrain.\x3C/p>\x3Cp>Vous êtes ainsi propriétaire de votre logement mais locataire du terrain sur lequel il se trouve.\x3C/p>\x3Cp>Les OFS sont des organismes à but non lucratif, agréés par le préfet de région, ayant pour objet de détenir des terrains sur le très long terme.\x3C/p>\x3Cp>Vous pouvez revendre votre logement à tout moment mais cela reste cependant encadré par l’OFS.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Vous devenez propriétaire à un prix d’acquisition réduit de votre logement ;\x3C/li>\x3Cli>Vous versez une redevance mensuelle correspondant à la location du terrain sur lequel il se trouve ;\x3C/li>\x3Cli>Vous bénéficiez d’une TVA réduite à 5,5% pour un logement neuf ;\x3C/li>\x3Cli>Vous profitez d’un abattement de 30% de la taxe foncière, selon la commune ;\x3C/li>\x3Cli>Vous pouvez financer l’achat de votre logement avec un prêt à taux zéro (PTZ) au titre de votre 1ère acquisition.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincbrs').classList.toggle('active');\">\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\">\x3C/path>\x3C/svg>\x3C/i>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\" loading=\"lazy\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix BRS, accessibles sous conditions de ressources\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincbrs\">\x3Cdiv class=\"expandable\">\x3Cp>Le bail réel solidaire (BRS) est un dispositif d’accès social à la propriété de sa résidence principale, à prix abordable et sous conditions de ressources, correspondant à ceux du prêt social à l’accession (PSLA).\x3C/p>\x3Cp>Le BRS repose sur la dissociation du foncier (le terrain) et du bâti (le logement). Vous pouvez ainsi devenir propriétaire de votre logement à un prix pouvant aller jusqu’à 40% de décote du prix du marché.\x3C/p>\x3Cp>En contrepartie vous signez un bail réel solidaire et vous devrez vous acquitter d’une redevance mensuelle auprès d’un organisme foncier solidaire (OFS) qui achète le terrain.\x3C/p>\x3Cp>Vous êtes ainsi propriétaire de votre logement mais locataire du terrain sur lequel il se trouve.\x3C/p>\x3Cp>Les OFS sont des organismes à but non lucratif, agréés par le préfet de région, ayant pour objet de détenir des terrains sur le très long terme.\x3C/p>\x3Cp>Vous pouvez revendre votre logement à tout moment mais cela reste cependant encadré par l’OFS.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Vous devenez propriétaire à un prix d’acquisition réduit de votre logement ;\x3C/li>\x3Cli>Vous versez une redevance mensuelle correspondant à la location du terrain sur lequel il se trouve ;\x3C/li>\x3Cli>Vous bénéficiez d’une TVA réduite à 5,5% pour un logement neuf ;\x3C/li>\x3Cli>Vous profitez d’un abattement de 30% de la taxe foncière, selon la commune ;\x3C/li>\x3Cli>Vous pouvez financer l’achat de votre logement avec un prêt à taux zéro (PTZ) au titre de votre 1ère acquisition.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincbrs').classList.toggle('active');\">\x3Csvg width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\" 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Les secundo-accédants reviennent avec l’envie de changer de cadre de vie ou de gagner en confort, tandis que les primo-accédants saisissent l’opportunité de taux d’intérêt plus favorables pour acheter leur premier logement. 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Plus expérimentés que les \x3Ca href=\"https://www.cogedim.com/habiter/acheter-dans-le-neuf/premier-achat-immobilier/primo-accedant/\">\x3Cu>primo-accédants\x3C/u>\x3C/a>, ils affichent des priorités différentes, souvent liées à leur parcours familial et professionnel. Ce retour transforme la demande et accentue la concurrence sur certains types de biens.\x3C/p>\x3Ch3>\x3Cstrong>Qui sont les secundo-accédants ?\x3C/strong>\x3C/h3>\x3Cp>Il s’agit de propriétaires qui revendent leur logement pour en acheter un autre. Leur expérience du marché leur permet de mieux anticiper les étapes de la transaction.\x3C/p>\x3Ch3>\x3Cstrong>Leur profil type en 2025\x3C/strong>\x3C/h3>\x3Cp>D’après \x3Ca href=\"https://www.meilleurtaux.com/credit-immobilier/actualites/2025-mai/retour-secundo-accedants-marche-immobilier.html\">\x3Cu>Meilleurtaux.com\x3C/u>\x3C/a> (mai 2025), l’âge moyen des secundo-accédants se situe entre 40 et 45 ans. Principalement des familles, ils recherchent des maisons individuelles, des logements avec extérieurs et une performance énergétique optimisée.\x3C/p>\x3Ch3>\x3Cstrong>Les raisons de ce retour\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Cstrong>Taux d’intérêt en baisse\x3C/strong>, qui augmentent le pouvoir d’achat.\x3C/li>\x3Cli>\x3Cstrong>Nouvelles priorités de vie\x3C/strong> : télétravail, confort, proximité des écoles.\x3C/li>\x3Cli>\x3Cstrong>Sécurité d’un placement immobilier\x3C/strong>, toujours considéré comme valeur refuge.\x3C/li>\x3C/ul>\x3Ch2>\x3Cstrong>En quoi le profil des primo-accédants évolue-t-il ?\x3C/strong>\x3C/h2>\x3Cp>Le visage des \x3Cstrong>primo-accédants change sensiblement en 2025\x3C/strong>. Des revenus plus stables, de nouvelles zones de recherche et des conditions de financement assouplies facilitent leur accession. Ce renouvellement de profil traduit une transformation profonde des attentes et des choix de ces acheteurs.\x3C/p>\x3Ch3>\x3Cstrong>Évolution socio-économique\x3C/strong>\x3C/h3>\x3Cp>Les primo-accédants entrent souvent sur le marché autour de 30 ans, avec un emploi plus stable et un apport plus solide. Les aides financières restent un levier essentiel pour déclencher leur premier achat.\x3C/p>\x3Ch3>\x3Cstrong>Préférences géographiques\x3C/strong>\x3C/h3>\x3Cp>Leur intérêt s’oriente vers les \x3Cstrong>villes moyennes et zones rurales\x3C/strong>, jugées plus abordables et attractives en termes de qualité de vie.\x3C/p>\x3Ch3>\x3Cstrong>Capacités d’emprunt renforcées\x3C/strong>\x3C/h3>\x3Cp>La baisse des taux et l’assouplissement des conditions de crédit ouvrent de nouvelles perspectives. Les dispositifs publics et privés, dont ceux de COGEDIM, soutiennent cette dynamique.\x3C/p>\x3Cp>Cette combinaison de facteurs contribue à rendre l’achat immobilier plus accessible pour les primo-accédants, renforçant leur présence sur le marché.\x3C/p>\x3Ch2>\x3Cstrong>Pourquoi les disparités d’accès au crédit avantagent-elles les primo-accédants ?\x3C/strong>\x3C/h2>\x3Cp>L’accès au crédit varie selon le profil des acheteurs. Les primo-accédants profitent d’aides dédiées, comme le \x3Ca href=\"https://www.economie.gouv.fr/particuliers/emprunter-et-sassurer/pret-taux-zero-ptz-tout-ce-quil-faut-savoir#\">\x3Cu>Prêt à Taux Zéro\x3C/u>\x3C/a>, qui facilitent leur projet immobilier. Les secundo-accédants, quant à eux, disposent de moins de dispositifs, ce qui crée une différence dans le parcours d’achat.\x3C/p>\x3Ch3>\x3Cstrong>Dispositifs qui avantagent les primo-accédants\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Cstrong>Le \x3C/strong>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\">\x3Cstrong>\x3Cu>Prêt à Taux Zéro (PTZ)\x3C/u>\x3C/strong>\x3C/a> : incontournable, il permet de financer une partie du projet sans intérêts.\x3C/li>\x3Cli>\x3Cstrong>Les aides spécifiques régionales ou locales\x3C/strong> : certaines collectivités proposent des subventions ou des prêts complémentaires pour encourager l’accession à la propriété.\x3C/li>\x3C/ul>\x3Cp>Ces dispositifs réduisent le coût global de l’achat et fluidifient le parcours des primo-accédants.\x3C/p>\x3Ch3>\x3Cstrong>Comparaison avec les secundo-accédants\x3C/strong>\x3C/h3>\x3Cp>Les secundo-accédants, de leur côté, disposent de moins d’aides publiques ou spécifiques. Leur projet repose donc en grande partie sur la revente de leur logement actuel. La valeur de cette revente détermine directement leur capacité de financement et conditionne la faisabilité de leur futur projet immobilier.\x3C/p>\x3Ch3>\x3Cstrong>Solutions de Cogedim\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cstrong>\x3Cu>Solution Access\x3C/u>\x3C/strong>\x3C/a> : conçue pour les primo-accédants, elle propose des prix adaptés et des conditions favorables, afin de rendre plus simple le premier achat.\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\">\x3Cstrong>\x3Cu>Solution Invest Avantages\x3C/u>\x3C/strong>\x3C/a> : dédiée aux investisseurs, elle offre un accompagnement complet pour se constituer un patrimoine rentable et durable.\x3C/li>\x3C/ul>\x3Ch3>\x3Cstrong>Service proposé par Cogedim pour les secundo-accédants\x3C/strong>\x3C/h3>\x3Cp>La marque \x3Cstrong>\x3Cu>AGI (Altarea Gestion Immobilière)\x3C/u>\x3C/strong>, filiale de COGEDIM, constitue un atout précieux. Elle accompagne les secundo-accédants dans la\x3Cstrong> revente de leur logement\x3C/strong>, en mettant à disposition :\x3C/p>\x3Cul>\x3Cli>une estimation gratuite et sans engagement\x3C/li>\x3Cli>des conseils pour positionner le prix de manière optimale\x3C/li>\x3Cli>des services de conciergerie pour fluidifier l’ensemble du processus de vente.\x3C/li>\x3C/ul>\x3Cp>Grâce à cet accompagnement, les secundo-accédants bénéficient d’une solution clé en main pour sécuriser la transition entre deux projets immobiliers.\x3C/p>\x3Ch2>\x3Cstrong>Quelles perspectives et quels enjeux pour le marché immobilier en 2025 ?\x3C/strong>\x3C/h2>\x3Cp>Comment soutenir l’accession des primo-accédants tout en accompagnant les secundo-accédants dans leurs projets de revente ou d’achat ? Les réponses politiques et économiques à ces questions détermineront les dynamiques des prochaines années.\x3C/p>\x3Ch3>\x3Cstrong>Enjeux politiques et sociaux\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>Soutenir les jeunes ménages via notamment le PTZ (primo-accédants)\x3C/li>\x3Cli>Faciliter les parcours résidentiels des familles déjà propriétaires (secundo-accédants)\x3C/li>\x3Cli>Préserver l’accès à un logement abordable\x3C/li>\x3Cli>Réduire les écarts de prix entre zones urbaines et territoires ruraux\x3C/li>\x3C/ul>\x3Ch3>\x3Cstrong>Perspectives\x3C/strong>\x3C/h3>\x3Cp>En 2025, le marché reste porté par ces deux profils complémentaires. L’offre devra évoluer vers davantage de maisons, des logements énergétiquement performants et une répartition géographique plus équilibrée.\x3C/p>\x3Cp>Cette évolution traduit un marché en pleine mutation, porté par des attentes variées et des solutions adaptées.\x3C/p>\x3Ch2>\x3Cstrong>Ce qu’il faut retenir sur l’évolution du marché des primo-accédants et secundo-accédants en 2025\x3C/strong>\x3C/h2>\x3Cp>Voici les grandes idées à garder en tête :\x3C/p>\x3Cul>\x3Cli>Le retour marqué des secundo-accédants modifie les équilibres du marché immobilier.\x3C/li>\x3Cli>Les primo-accédants évoluent vers des profils plus stables, attirés par les villes moyennes et les zones rurales.\x3C/li>\x3Cli>L’accès au crédit reste plus favorable pour les primo-accédants, grâce à des dispositifs avantageux.\x3C/li>\x3Cli>COGEDIM propose des solutions adaptées à chaque profil : \x3Cstrong>Solution Access\x3C/strong> pour les primo-accédants, \x3Cstrong>AGI\x3C/strong> pour accompagner les secundo-accédants dans la revente de leur bien, et \x3Cstrong>Invest Avantages\x3C/strong> pour les investisseurs.\x3C/li>\x3C/ul>",format:"full_html",processed:"\x3Ch2>\x3Cstrong>Le retour des secundo-accédants marque-t-il une nouvelle donne en immobilier ?\x3C/strong>\x3C/h2>\x3Cp>Après plusieurs années de relative discrétion, les\x3Cstrong> secundo-accédants \x3C/strong>(\x3Cem>Lien vers future page “Secundo-accédant”)\x3C/em>\x3Cstrong> font un retour remarqué\x3C/strong> sur le marché immobilier en 2025. Plus expérimentés que les \x3Ca href=\"https://www.cogedim.com/habiter/acheter-dans-le-neuf/premier-achat-immobilier/primo-accedant/\">\x3Cu>primo-accédants\x3C/u>\x3C/a>, ils affichent des priorités différentes, souvent liées à leur parcours familial et professionnel. Ce retour transforme la demande et accentue la concurrence sur certains types de biens.\x3C/p>\x3Ch3>\x3Cstrong>Qui sont les secundo-accédants ?\x3C/strong>\x3C/h3>\x3Cp>Il s’agit de propriétaires qui revendent leur logement pour en acheter un autre. Leur expérience du marché leur permet de mieux anticiper les étapes de la transaction.\x3C/p>\x3Ch3>\x3Cstrong>Leur profil type en 2025\x3C/strong>\x3C/h3>\x3Cp>D’après \x3Ca href=\"https://www.meilleurtaux.com/credit-immobilier/actualites/2025-mai/retour-secundo-accedants-marche-immobilier.html\">\x3Cu>Meilleurtaux.com\x3C/u>\x3C/a> (mai 2025), l’âge moyen des secundo-accédants se situe entre 40 et 45 ans. Principalement des familles, ils recherchent des maisons individuelles, des logements avec extérieurs et une performance énergétique optimisée.\x3C/p>\x3Ch3>\x3Cstrong>Les raisons de ce retour\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Cstrong>Taux d’intérêt en baisse\x3C/strong>, qui augmentent le pouvoir d’achat.\x3C/li>\x3Cli>\x3Cstrong>Nouvelles priorités de vie\x3C/strong> : télétravail, confort, proximité des écoles.\x3C/li>\x3Cli>\x3Cstrong>Sécurité d’un placement immobilier\x3C/strong>, toujours considéré comme valeur refuge.\x3C/li>\x3C/ul>\x3Ch2>\x3Cstrong>En quoi le profil des primo-accédants évolue-t-il ?\x3C/strong>\x3C/h2>\x3Cp>Le visage des \x3Cstrong>primo-accédants change sensiblement en 2025\x3C/strong>. Des revenus plus stables, de nouvelles zones de recherche et des conditions de financement assouplies facilitent leur accession. Ce renouvellement de profil traduit une transformation profonde des attentes et des choix de ces acheteurs.\x3C/p>\x3Ch3>\x3Cstrong>Évolution socio-économique\x3C/strong>\x3C/h3>\x3Cp>Les primo-accédants entrent souvent sur le marché autour de 30 ans, avec un emploi plus stable et un apport plus solide. Les aides financières restent un levier essentiel pour déclencher leur premier achat.\x3C/p>\x3Ch3>\x3Cstrong>Préférences géographiques\x3C/strong>\x3C/h3>\x3Cp>Leur intérêt s’oriente vers les \x3Cstrong>villes moyennes et zones rurales\x3C/strong>, jugées plus abordables et attractives en termes de qualité de vie.\x3C/p>\x3Ch3>\x3Cstrong>Capacités d’emprunt renforcées\x3C/strong>\x3C/h3>\x3Cp>La baisse des taux et l’assouplissement des conditions de crédit ouvrent de nouvelles perspectives. Les dispositifs publics et privés, dont ceux de COGEDIM, soutiennent cette dynamique.\x3C/p>\x3Cp>Cette combinaison de facteurs contribue à rendre l’achat immobilier plus accessible pour les primo-accédants, renforçant leur présence sur le marché.\x3C/p>\x3Ch2>\x3Cstrong>Pourquoi les disparités d’accès au crédit avantagent-elles les primo-accédants ?\x3C/strong>\x3C/h2>\x3Cp>L’accès au crédit varie selon le profil des acheteurs. Les primo-accédants profitent d’aides dédiées, comme le \x3Ca href=\"https://www.economie.gouv.fr/particuliers/emprunter-et-sassurer/pret-taux-zero-ptz-tout-ce-quil-faut-savoir#\">\x3Cu>Prêt à Taux Zéro\x3C/u>\x3C/a>, qui facilitent leur projet immobilier. Les secundo-accédants, quant à eux, disposent de moins de dispositifs, ce qui crée une différence dans le parcours d’achat.\x3C/p>\x3Ch3>\x3Cstrong>Dispositifs qui avantagent les primo-accédants\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Cstrong>Le \x3C/strong>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\">\x3Cstrong>\x3Cu>Prêt à Taux Zéro (PTZ)\x3C/u>\x3C/strong>\x3C/a> : incontournable, il permet de financer une partie du projet sans intérêts.\x3C/li>\x3Cli>\x3Cstrong>Les aides spécifiques régionales ou locales\x3C/strong> : certaines collectivités proposent des subventions ou des prêts complémentaires pour encourager l’accession à la propriété.\x3C/li>\x3C/ul>\x3Cp>Ces dispositifs réduisent le coût global de l’achat et fluidifient le parcours des primo-accédants.\x3C/p>\x3Ch3>\x3Cstrong>Comparaison avec les secundo-accédants\x3C/strong>\x3C/h3>\x3Cp>Les secundo-accédants, de leur côté, disposent de moins d’aides publiques ou spécifiques. Leur projet repose donc en grande partie sur la revente de leur logement actuel. La valeur de cette revente détermine directement leur capacité de financement et conditionne la faisabilité de leur futur projet immobilier.\x3C/p>\x3Ch3>\x3Cstrong>Solutions de Cogedim\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cstrong>\x3Cu>Solution Access\x3C/u>\x3C/strong>\x3C/a> : conçue pour les primo-accédants, elle propose des prix adaptés et des conditions favorables, afin de rendre plus simple le premier achat.\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\">\x3Cstrong>\x3Cu>Solution Invest Avantages\x3C/u>\x3C/strong>\x3C/a> : dédiée aux investisseurs, elle offre un accompagnement complet pour se constituer un patrimoine rentable et durable.\x3C/li>\x3C/ul>\x3Ch3>\x3Cstrong>Service proposé par Cogedim pour les secundo-accédants\x3C/strong>\x3C/h3>\x3Cp>La marque \x3Cstrong>\x3Cu>AGI (Altarea Gestion Immobilière)\x3C/u>\x3C/strong>, filiale de COGEDIM, constitue un atout précieux. Elle accompagne les secundo-accédants dans la\x3Cstrong> revente de leur logement\x3C/strong>, en mettant à disposition :\x3C/p>\x3Cul>\x3Cli>une estimation gratuite et sans engagement\x3C/li>\x3Cli>des conseils pour positionner le prix de manière optimale\x3C/li>\x3Cli>des services de conciergerie pour fluidifier l’ensemble du processus de vente.\x3C/li>\x3C/ul>\x3Cp>Grâce à cet accompagnement, les secundo-accédants bénéficient d’une solution clé en main pour sécuriser la transition entre deux projets immobiliers.\x3C/p>\x3Ch2>\x3Cstrong>Quelles perspectives et quels enjeux pour le marché immobilier en 2025 ?\x3C/strong>\x3C/h2>\x3Cp>Comment soutenir l’accession des primo-accédants tout en accompagnant les secundo-accédants dans leurs projets de revente ou d’achat ? Les réponses politiques et économiques à ces questions détermineront les dynamiques des prochaines années.\x3C/p>\x3Ch3>\x3Cstrong>Enjeux politiques et sociaux\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>Soutenir les jeunes ménages via notamment le PTZ (primo-accédants)\x3C/li>\x3Cli>Faciliter les parcours résidentiels des familles déjà propriétaires (secundo-accédants)\x3C/li>\x3Cli>Préserver l’accès à un logement abordable\x3C/li>\x3Cli>Réduire les écarts de prix entre zones urbaines et territoires ruraux\x3C/li>\x3C/ul>\x3Ch3>\x3Cstrong>Perspectives\x3C/strong>\x3C/h3>\x3Cp>En 2025, le marché reste porté par ces deux profils complémentaires. L’offre devra évoluer vers davantage de maisons, des logements énergétiquement performants et une répartition géographique plus équilibrée.\x3C/p>\x3Cp>Cette évolution traduit un marché en pleine mutation, porté par des attentes variées et des solutions adaptées.\x3C/p>\x3Ch2>\x3Cstrong>Ce qu’il faut retenir sur l’évolution du marché des primo-accédants et secundo-accédants en 2025\x3C/strong>\x3C/h2>\x3Cp>Voici les grandes idées à garder en tête :\x3C/p>\x3Cul>\x3Cli>Le retour marqué des secundo-accédants modifie les équilibres du marché immobilier.\x3C/li>\x3Cli>Les primo-accédants évoluent vers des profils plus stables, attirés par les villes moyennes et les zones rurales.\x3C/li>\x3Cli>L’accès au crédit reste plus favorable pour les primo-accédants, grâce à des dispositifs avantageux.\x3C/li>\x3Cli>COGEDIM propose des solutions adaptées à chaque profil : \x3Cstrong>Solution Access\x3C/strong> pour les primo-accédants, \x3Cstrong>AGI\x3C/strong> pour accompagner les secundo-accédants dans la revente de leur bien, et \x3Cstrong>Invest Avantages\x3C/strong> pour les investisseurs.\x3C/li>\x3C/ul>"},field_title:null,meta:$R[797]={target_revision_id:67413,drupal_internal__target_id:11491},paragraph_type:$R[798]={type:"paragraphs_type--paragraphs_type",id:"e955397a-b7a7-41a6-8210-bd3e5ef17cdc",meta:$R[799]={drupal_internal__target_id:"section"}}}]}]);_$HY.r["0000000020000000300003000000000000000000000000050004171171110500000"]=$R[711];$R[178]($R[706],!0);$R[178]($R[708],$R[800]={type:"taxonomy_term--geography",id:"0ca4088d-5400-4c57-a664-9961c043d00a",links:$R[801]={self:$R[802]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/geography/0ca4088d-5400-4c57-a664-9961c043d00a/?resourceVersion=id%3A3972"}},drupal_internal__tid:3972,drupal_internal__revision_id:3972,langcode:"fr",revision_created:"2022-11-10T09:15:45+00:00",status:!0,name:"Douvres-la-Délivrande",description:$R[803]={value:"\x3Ch2>Votre programme neuf à Douvres-la-Délivrande avec Cogedim\x3C/h2>\r\n\r\n\x3Cp>Dans le département du Calvados, Douvres-la-Délivrande est une petite ville dynamique et fière de son héritage historique. Cette commune de Normandie offre un cadre de vie charmant, à proximité de la mer et de Caen. Découvrez nos offres de programmes neufs à Douvres-la-Délivrande et investissez en toute sérénité grâce à nos experts en immobilier Cogedim.\x3C/p>\r\n\r\n\x3Ch3>Pourquoi s’installer et vivre à Douvres-la-Délivrande ?\x3C/h3>\r\n\r\n\x3Ch4>Son cadre de vie charmant\x3C/h4>\r\n\r\n\x3Cp>Attachée à son héritage historique, la ville de Douvres-la-Délivrande abrite quelques joyaux architecturaux parfaitement conservés : basilique, manoir, église, ancienne gare, etc. L‘authentique quartier du centre-ville et ses anciennes maisons abrite notamment un agréable gîte communal. Fière de son patrimoine, la ville est attentive à conserver son esprit village et porte une très grande attention aux projets de développement urbain. Elle offre ainsi un cadre de vie agréable et apprécié. Les premières plages accessibles en seulement 15 minutes de vélo rajoutent au charme de cette ville.\x3C/p>\r\n\r\n\x3Ch4>Ses services et commerce de proximité\x3C/h4>\r\n\r\n\x3Cp>Douvres-la-Délivrande offre tous les services et commerces de proximité nécessaires. Depuis la crèche jusqu’à l’école primaire, les petits douvrais bénéficient d’une scolarité de qualité. Côté loisirs, l’offre est riche et permet l’épanouissement de tous : cinéma, bibliothèque, complexe sportif, centre aquatique, salle de spectacle, etc.\x3C/p>\r\n\r\n\x3Cp>S’installer à Douvres-la-Délivrande, c’est également profiter de nombreux commerces de proximité : alimentation, fleuriste, pharmacie, vêtements, etc. Regroupée dans la rue principale et à proximité de la basilique, ici, tout peu se faire à pied ! L’offre de commerces a été renforcée récemment avec la création d’une zone commerciale à la sortie de la ville pour prolonger les sorties shopping.\x3C/p>\r\n\r\n\x3Ch3>Pourquoi investir dans l’immobilier neuf à Douvres-la-Délivrande ?\x3C/h3>\r\n\r\n\x3Ch4>Des possibilités d’investissement variées\x3C/h4>\r\n\r\n\x3Cp>À Douvres-la-Délivrande, plus de la moitié des biens immobiliers sont des maisons de 5 pièces ou plus. Une typologie immobilière en parfaite adéquation avec l’envie d’espaces des ménages français depuis la sortie du confinement. Cependant, la commune possède également un nombre important d’appartements. Elle permet ainsi des possibilités d’investissement variées dans l’immobilier neuf, adaptées à chaque projet (investissement personnel, projet locatif, etc.).\x3C/p>\r\n\r\n\x3Ch4>Un marché de l’immobilier dynamique\x3C/h4>\r\n\r\n\x3Cp>Avec une croissance démographique constante, le marché immobilier de Douvres-la-Délivrande se porte très bien. Le délai moyen d’une transaction immobilière est ainsi passé d’une centaine de jours avant la crise sanitaire liée au Covid-19 à soixante jours actuellement. Par ailleurs, le prix du mètre carré affiche une hausse régulière (+15 % en un an, +25 % en 5 ans).\x3C/p>\r\n\r\n\x3Cp>Au regard des nouvelles aspirations des ménages français, croissance démographique et valorisation immobilières sont des tendances amenées à se poursuivre. Actuellement, comptez en moyenne 3 282 €/m² pour investir dans le neuf à Douvres-la-Délivrande, un prix encore abordable.\x3C/p>\r\n\r\n\x3Ch4>Une rentabilité locative intéressante\x3C/h4>\r\n\r\n\x3Cp>À Douvres-la-Délivrande, 37 % de la population est locataire de son logement. Une typologie qui permet d’envisager des investissements locatifs sereinement. Le prix de l’immobilier abordable et les loyers moyens fixés à 12 €/m² offrent une rentabilité locative intéressante d’environ 5,1 %.\x3C/p>\r\n",format:"full_html",processed:"\x3Ch2>Votre programme neuf à Douvres-la-Délivrande avec Cogedim\x3C/h2>\n\n\x3Cp>Dans le département du Calvados, Douvres-la-Délivrande est une petite ville dynamique et fière de son héritage historique. Cette commune de Normandie offre un cadre de vie charmant, à proximité de la mer et de Caen. Découvrez nos offres de programmes neufs à Douvres-la-Délivrande et investissez en toute sérénité grâce à nos experts en immobilier Cogedim.\x3C/p>\n\n\x3Ch3>Pourquoi s’installer et vivre à Douvres-la-Délivrande ?\x3C/h3>\n\n\x3Ch4>Son cadre de vie charmant\x3C/h4>\n\n\x3Cp>Attachée à son héritage historique, la ville de Douvres-la-Délivrande abrite quelques joyaux architecturaux parfaitement conservés : basilique, manoir, église, ancienne gare, etc. L‘authentique quartier du centre-ville et ses anciennes maisons abrite notamment un agréable gîte communal. Fière de son patrimoine, la ville est attentive à conserver son esprit village et porte une très grande attention aux projets de développement urbain. Elle offre ainsi un cadre de vie agréable et apprécié. Les premières plages accessibles en seulement 15 minutes de vélo rajoutent au charme de cette ville.\x3C/p>\n\n\x3Ch4>Ses services et commerce de proximité\x3C/h4>\n\n\x3Cp>Douvres-la-Délivrande offre tous les services et commerces de proximité nécessaires. Depuis la crèche jusqu’à l’école primaire, les petits douvrais bénéficient d’une scolarité de qualité. Côté loisirs, l’offre est riche et permet l’épanouissement de tous : cinéma, bibliothèque, complexe sportif, centre aquatique, salle de spectacle, etc.\x3C/p>\n\n\x3Cp>S’installer à Douvres-la-Délivrande, c’est également profiter de nombreux commerces de proximité : alimentation, fleuriste, pharmacie, vêtements, etc. Regroupée dans la rue principale et à proximité de la basilique, ici, tout peu se faire à pied ! L’offre de commerces a été renforcée récemment avec la création d’une zone commerciale à la sortie de la ville pour prolonger les sorties shopping.\x3C/p>\n\n\x3Ch3>Pourquoi investir dans l’immobilier neuf à Douvres-la-Délivrande ?\x3C/h3>\n\n\x3Ch4>Des possibilités d’investissement variées\x3C/h4>\n\n\x3Cp>À Douvres-la-Délivrande, plus de la moitié des biens immobiliers sont des maisons de 5 pièces ou plus. Une typologie immobilière en parfaite adéquation avec l’envie d’espaces des ménages français depuis la sortie du confinement. Cependant, la commune possède également un nombre important d’appartements. Elle permet ainsi des possibilités d’investissement variées dans l’immobilier neuf, adaptées à chaque projet (investissement personnel, projet locatif, etc.).\x3C/p>\n\n\x3Ch4>Un marché de l’immobilier dynamique\x3C/h4>\n\n\x3Cp>Avec une croissance démographique constante, le marché immobilier de Douvres-la-Délivrande se porte très bien. Le délai moyen d’une transaction immobilière est ainsi passé d’une centaine de jours avant la crise sanitaire liée au Covid-19 à soixante jours actuellement. Par ailleurs, le prix du mètre carré affiche une hausse régulière (+15 % en un an, +25 % en 5 ans).\x3C/p>\n\n\x3Cp>Au regard des nouvelles aspirations des ménages français, croissance démographique et valorisation immobilières sont des tendances amenées à se poursuivre. Actuellement, comptez en moyenne 3 282 €/m² pour investir dans le neuf à Douvres-la-Délivrande, un prix encore abordable.\x3C/p>\n\n\x3Ch4>Une rentabilité locative intéressante\x3C/h4>\n\n\x3Cp>À Douvres-la-Délivrande, 37 % de la population est locataire de son logement. Une typologie qui permet d’envisager des investissements locatifs sereinement. Le prix de l’immobilier abordable et les loyers moyens fixés à 12 €/m² offrent une rentabilité locative intéressante d’environ 5,1 %.\x3C/p>\n"},weight:0,changed:"2023-06-22T13:43:43+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[804]=[$R[805]={tag:"meta",attributes:$R[806]={name:"title",content:"Immobilier neuf Douvres-la-Délivrande | Cogedim"}},$R[807]={tag:"meta",attributes:$R[808]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) deDouvres-la-Délivrande ? 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Une option intéressante pour les investisseurs qui décident d’opter pour placer leur argent dans la pierre. D’autant plus qu’aujourd’hui, le \x3Cstrong>marché immobilier\x3C/strong> ne cesse de se développer grâce aux nombreuses aides fournies par l’État, facilitant ainsi l’acquisition d’un bien. Cependant, il reste important d’analyser tous les points indispensables pour que votre placement se fasse dans les meilleures conditions. Focus sur les conseils pour investir à \x3Cstrong>Calvados\x3C/strong>.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf dans le Calvados\x3C/h3>\x3Cp>L’État incite ses citoyens à investir plus facilement dans un \x3Cstrong>logement neuf\x3C/strong>. C’est pour cette raison que des aides sont proposées pour acquérir un immobilier neuf à Calvados. À titre d’exemple, le \x3Cstrong>PAS\x3C/strong> ou Prêt d’Accession Sociale permet de financer jusqu’à 100 % la future résidence principale neuve et se rembourse sur 5 à 30 ans.\x3C/p>\x3Cp>Parmi les subventions populaires, nous retrouvons également le \x3Cstrong>PTZ\x3C/strong>. Ce prêt s’obtient grâce à l’intervention d’une banque spécialisée. Son principal avantage est la possibilité de le cumuler avec d’autres formes de crédits immobiliers. Il est à noter que l’État peut délivrer au maximum 40 % du prix de vente du logement pour pouvoir financer votre achat immobilier.\x3C/p>\x3Ch3>Acheter un programme neuf au Calvados pour faire un investissement locatif\x3C/h3>\x3Cp>Cogedim vous propose des programmes immobiliers à Calvados qui peuvent bénéficier des dispositifs facilitant votre achat dans le neuf.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Le \x3Cstrong>LMNP\x3C/strong> est un investissement immobilier locatif qui vous permet de recevoir des revenus grâce à la location sur le court ou long terme de votre logement. Pour pouvoir bénéficier de ce statut, le \x3Cstrong>promoteur\x3C/strong> doit proposer un logement meublé et respectueux des normes d’hygiène. De plus, vous devez collaborer avec un gestionnaire qui se chargera d’entrer en contact avec les locataires.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>Outre les deux types d’investissements locatifs mentionnés ci-dessus, vous avez l’opportunité d’opter pour l’acquisition d’un \x3Cstrong>box de garage\x3C/strong> ou d’une place de parking. Choisissez un emplacement qui est très fréquenté pour augmenter vos chances de louer votre place de stationnement. Vous pouvez également acheter un bien neuf à Calvados en \x3Cstrong>nue-propriété\x3C/strong> dans le but de faire des économies.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf dans le Calvados ?\x3C/h3>\x3Cp>Le dynamisme du Calvados attire chaque année de plus en plus de nouveaux investisseurs en quête d’une résidence principale dans une région \x3Cstrong>calme et verte\x3C/strong>. Ce bout de terre fertile, riche en histoire, paysages variés et plages chargées de mémoire, saura aussi conquérir les amoureux de produits du terroir et de gastronomie. Des atouts qui lui permette de jouir d’une \x3Cstrong>activité touristique fleurissante\x3C/strong>.\x3C/p>\x3Cp>Un \x3Cstrong>investissement locatif\x3C/strong> serait donc intéressant, d’autant plus que les \x3Cstrong>taux d’intérêt\x3C/strong> proposés par les institutions bancaires sont bas, favorisant ainsi les investissements immobiliers. Le Calvados a récemment mis en place des aides financières dédiées aux étudiants, dont le nombre étant déjà conséquent, surtout dans la ville de Caen où l’offre de formation est riche. Un point intéressant pour les projets d’investissement locatif. Côté déplacement, le Calvados est desservi par de nombreux moyens de transport qui permettent de rejoindre plusieurs grandes villes telles que Paris et Londres.\x3C/p>",format:"full_html",processed:"\x3Ch2>Les conseils pour votre investissement immobilier neuf dans le Calvados\x3C/h2>\x3Cp>Plus petit département de la région normande, bordé par la mer, l’Eure et le département de la Manche, le Calvados est une région où il fait bon vivre. Une option intéressante pour les investisseurs qui décident d’opter pour placer leur argent dans la pierre. D’autant plus qu’aujourd’hui, le \x3Cstrong>marché immobilier\x3C/strong> ne cesse de se développer grâce aux nombreuses aides fournies par l’État, facilitant ainsi l’acquisition d’un bien. Cependant, il reste important d’analyser tous les points indispensables pour que votre placement se fasse dans les meilleures conditions. Focus sur les conseils pour investir à \x3Cstrong>Calvados\x3C/strong>.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf dans le Calvados\x3C/h3>\x3Cp>L’État incite ses citoyens à investir plus facilement dans un \x3Cstrong>logement neuf\x3C/strong>. C’est pour cette raison que des aides sont proposées pour acquérir un immobilier neuf à Calvados. À titre d’exemple, le \x3Cstrong>PAS\x3C/strong> ou Prêt d’Accession Sociale permet de financer jusqu’à 100 % la future résidence principale neuve et se rembourse sur 5 à 30 ans.\x3C/p>\x3Cp>Parmi les subventions populaires, nous retrouvons également le \x3Cstrong>PTZ\x3C/strong>. Ce prêt s’obtient grâce à l’intervention d’une banque spécialisée. Son principal avantage est la possibilité de le cumuler avec d’autres formes de crédits immobiliers. Il est à noter que l’État peut délivrer au maximum 40 % du prix de vente du logement pour pouvoir financer votre achat immobilier.\x3C/p>\x3Ch3>Acheter un programme neuf au Calvados pour faire un investissement locatif\x3C/h3>\x3Cp>Cogedim vous propose des programmes immobiliers à Calvados qui peuvent bénéficier des dispositifs facilitant votre achat dans le neuf.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Le \x3Cstrong>LMNP\x3C/strong> est un investissement immobilier locatif qui vous permet de recevoir des revenus grâce à la location sur le court ou long terme de votre logement. Pour pouvoir bénéficier de ce statut, le \x3Cstrong>promoteur\x3C/strong> doit proposer un logement meublé et respectueux des normes d’hygiène. De plus, vous devez collaborer avec un gestionnaire qui se chargera d’entrer en contact avec les locataires.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>Outre les deux types d’investissements locatifs mentionnés ci-dessus, vous avez l’opportunité d’opter pour l’acquisition d’un \x3Cstrong>box de garage\x3C/strong> ou d’une place de parking. Choisissez un emplacement qui est très fréquenté pour augmenter vos chances de louer votre place de stationnement. Vous pouvez également acheter un bien neuf à Calvados en \x3Cstrong>nue-propriété\x3C/strong> dans le but de faire des économies.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf dans le Calvados ?\x3C/h3>\x3Cp>Le dynamisme du Calvados attire chaque année de plus en plus de nouveaux investisseurs en quête d’une résidence principale dans une région \x3Cstrong>calme et verte\x3C/strong>. Ce bout de terre fertile, riche en histoire, paysages variés et plages chargées de mémoire, saura aussi conquérir les amoureux de produits du terroir et de gastronomie. Des atouts qui lui permette de jouir d’une \x3Cstrong>activité touristique fleurissante\x3C/strong>.\x3C/p>\x3Cp>Un \x3Cstrong>investissement locatif\x3C/strong> serait donc intéressant, d’autant plus que les \x3Cstrong>taux d’intérêt\x3C/strong> proposés par les institutions bancaires sont bas, favorisant ainsi les investissements immobiliers. Le Calvados a récemment mis en place des aides financières dédiées aux étudiants, dont le nombre étant déjà conséquent, surtout dans la ville de Caen où l’offre de formation est riche. Un point intéressant pour les projets d’investissement locatif. 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Il s’agit du regroupement de la région Haute-Normandie et de la Basse-Normandie, qui compte cinq départements, à savoir le Calvados, l’Eure, l’Orne, la Manche et la Seine-Maritime. La Normandie compte plusieurs \x3Cstrong>pôles urbains\x3C/strong> attractifs comme Le Havre, le deuxième port de France. Proche de la capitale et disposant de \x3Cstrong>nombreux atouts\x3C/strong> culturels et naturels, c’est une option intéressante pour un achat immobilier dans le neuf.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Normandie\x3C/h3>\x3Cp>Pour les primo-accédants, investir en Normandie est une option intéressante. Pour débuter ce projet, il est nécessaire de définir votre budget, et de calculer votre \x3Cstrong>capacité d’emprunt\x3C/strong>. Des avantages financiers peuvent être demandés, par exemple en étant éligible au \x3Cstrong>Prêt à Taux Zéro (PTZ)\x3C/strong>. Par ailleurs, si l’achat en Normandie se fait dans un secteur en zone ANRU, il est possible de bénéficier d’un \x3Cstrong>prix maîtrisé au m²\x3C/strong> et de la TVA réduite à 5,5 %.\x3C/p>\x3Cp>Au niveau local, certaines aides sont également disponibles. Par exemple, l’agglomération Seine-Eure donne une aide financière entre 2 000 euros et 6 000 euros pour les personnes qui veulent acheter ou construire leur résidence principale. La Métropole Rouen Normandie subventionne à hauteur de 5 000 euros les achats via le système d’accession sociale (PSLA) dans le neuf. De la même façon, Le Havre a mis en place une aide à l’accession dans le neuf dans un des quartiers prioritaires de la ville, qui s’élève à 5 000 euros pour un achat en VEFA.\x3C/p>\x3Ch3>Acheter un programme neuf en Normandie pour faire un investissement locatif\x3C/h3>\x3Cp>Avec des taux de rendement qui ne cessent de s’accroître depuis quelques années, le Normandie est une région propice à l’investissement immobilier. Les prix restent attractifs et il est facile de se lancer dans l’\x3Cstrong>investissement locatif\x3C/strong>.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Pour les investisseurs qui choisissent de construire une maison neuve en Normandie pour l’utiliser comme résidence secondaire, il est possible de faire de la \x3Cstrong>location saisonnière\x3C/strong> et de prendre ainsi le statut de loueur meublé non professionnel (LMNP). Ce statut offre une fiscalité allégée sur vos revenus locatifs et permet de faire fructifier votre bien immobilier lorsqu’il n’est pas utilisé. Il est ainsi possible de faire un achat d’appartement en Normandie, de le meubler et de le mettre à la location.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>Le dispositif Censi-Bouvard qui s’applique pour les \x3Cstrong>résidences services\x3C/strong> est intéressant pour les investisseurs qui ne souhaitent pas prendre en charge la location du bien. Les résidences services sont en effet gérées par des entreprises qui prennent en charge tout le sujet de la gestion de la location. Une réduction d’impôt importante s’applique pour vous.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Normandie ?\x3C/h3>\x3Cp>La Normandie est une région qui dispose d’une \x3Cstrong>économie prospère\x3C/strong>. Idéalement située près de la mer, ses grands espaces naturels attirent chaque année des milliers d’amoureux de balades qui viennent visiter le Mont-Saint-Michel ou les falaises d’Etretat. Proche de Paris, les familles qui rêvent d’une maison se pressent dans cette région agréable qui augmente leur pouvoir d’achat. Une situation géographique qui facilite la recherche de locataires. Rouen et Caen sont des villes dynamiques prisées des étudiants et les jeunes actifs jettent leur dévolus sur la Haute-Normandie pour ses \x3Cstrong>grandes entreprises\x3C/strong> comme Danone ou Ferrero et leurs offres d’emploi régulières.\x3C/p>",format:"full_html",processed:"\x3Ch2>Investir dans l’immobilier neuf en Normandie\x3C/h2>\x3Cp>Bordée par la Manche, la Normandie est située dans le nord-est de la France. Il s’agit du regroupement de la région Haute-Normandie et de la Basse-Normandie, qui compte cinq départements, à savoir le Calvados, l’Eure, l’Orne, la Manche et la Seine-Maritime. La Normandie compte plusieurs \x3Cstrong>pôles urbains\x3C/strong> attractifs comme Le Havre, le deuxième port de France. Proche de la capitale et disposant de \x3Cstrong>nombreux atouts\x3C/strong> culturels et naturels, c’est une option intéressante pour un achat immobilier dans le neuf.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Normandie\x3C/h3>\x3Cp>Pour les primo-accédants, investir en Normandie est une option intéressante. Pour débuter ce projet, il est nécessaire de définir votre budget, et de calculer votre \x3Cstrong>capacité d’emprunt\x3C/strong>. Des avantages financiers peuvent être demandés, par exemple en étant éligible au \x3Cstrong>Prêt à Taux Zéro (PTZ)\x3C/strong>. Par ailleurs, si l’achat en Normandie se fait dans un secteur en zone ANRU, il est possible de bénéficier d’un \x3Cstrong>prix maîtrisé au m²\x3C/strong> et de la TVA réduite à 5,5 %.\x3C/p>\x3Cp>Au niveau local, certaines aides sont également disponibles. Par exemple, l’agglomération Seine-Eure donne une aide financière entre 2 000 euros et 6 000 euros pour les personnes qui veulent acheter ou construire leur résidence principale. La Métropole Rouen Normandie subventionne à hauteur de 5 000 euros les achats via le système d’accession sociale (PSLA) dans le neuf. De la même façon, Le Havre a mis en place une aide à l’accession dans le neuf dans un des quartiers prioritaires de la ville, qui s’élève à 5 000 euros pour un achat en VEFA.\x3C/p>\x3Ch3>Acheter un programme neuf en Normandie pour faire un investissement locatif\x3C/h3>\x3Cp>Avec des taux de rendement qui ne cessent de s’accroître depuis quelques années, le Normandie est une région propice à l’investissement immobilier. Les prix restent attractifs et il est facile de se lancer dans l’\x3Cstrong>investissement locatif\x3C/strong>.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Pour les investisseurs qui choisissent de construire une maison neuve en Normandie pour l’utiliser comme résidence secondaire, il est possible de faire de la \x3Cstrong>location saisonnière\x3C/strong> et de prendre ainsi le statut de loueur meublé non professionnel (LMNP). Ce statut offre une fiscalité allégée sur vos revenus locatifs et permet de faire fructifier votre bien immobilier lorsqu’il n’est pas utilisé. Il est ainsi possible de faire un achat d’appartement en Normandie, de le meubler et de le mettre à la location.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>Le dispositif Censi-Bouvard qui s’applique pour les \x3Cstrong>résidences services\x3C/strong> est intéressant pour les investisseurs qui ne souhaitent pas prendre en charge la location du bien. Les résidences services sont en effet gérées par des entreprises qui prennent en charge tout le sujet de la gestion de la location. Une réduction d’impôt importante s’applique pour vous.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Normandie ?\x3C/h3>\x3Cp>La Normandie est une région qui dispose d’une \x3Cstrong>économie prospère\x3C/strong>. Idéalement située près de la mer, ses grands espaces naturels attirent chaque année des milliers d’amoureux de balades qui viennent visiter le Mont-Saint-Michel ou les falaises d’Etretat. Proche de Paris, les familles qui rêvent d’une maison se pressent dans cette région agréable qui augmente leur pouvoir d’achat. Une situation géographique qui facilite la recherche de locataires. 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Pour en savoir plus sur le traitement de vos données et vos droits, consultez \x3Ca href=\"/donnees-personnelles.html\">notre politique de protection des données\x3C/a>.",field_message_display:!1,field_title:null,meta:$R[1652]={target_revision_id:66745,drupal_internal__target_id:9228},paragraph_type:$R[1653]={type:"paragraphs_type--paragraphs_type",id:"6efffcc8-2b45-4c4f-869e-42fc59cb92ce",meta:$R[1654]={drupal_internal__target_id:"form"}},field_dates:$R[1655]=[$R[1656]={type:"paragraph--dates",id:"636623b3-cfb7-4534-9450-ef1e6b815102",links:$R[1657]={self:$R[1658]={href:"http://www.cogedim.com/jsonapi/paragraph/dates/636623b3-cfb7-4534-9450-ef1e6b815102/?resourceVersion=id%3A66744"}},drupal_internal__id:9227,drupal_internal__revision_id:66744,langcode:"fr",status:!0,created:"2025-01-17T09:31:29+00:00",parent_id:"9228",parent_type:"paragraph",parent_field_name:"field_dates",behavior_settings:$R[1659]=[],default_langcode:!0,revision_translation_affected:null,field_date:"2025-01-17",field_time_slot:$R[1660]=[],meta:$R[1661]={target_revision_id:66744,drupal_internal__target_id:9227},paragraph_type:$R[1662]={type:"paragraphs_type--paragraphs_type",id:"adb80d3c-f2fd-431d-9d09-32b10eb40f4b",meta:$R[1663]={drupal_internal__target_id:"dates"}}}]},field_geography:$R[1664]={type:"taxonomy_term--geography",id:"fdd6f8f1-4f74-4cb3-aa09-cc4dd2ece1a8",links:$R[1665]={self:$R[1666]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/geography/fdd6f8f1-4f74-4cb3-aa09-cc4dd2ece1a8/?resourceVersion=id%3A4079"}},drupal_internal__tid:4079,drupal_internal__revision_id:4079,langcode:"fr",revision_created:"2025-01-17T09:26:49+00:00",status:!0,name:"Dives-sur-Mer",description:$R[1667]={value:"\x3Ch2>Immobilier neuf à Dives-sur-Mer : programmes et opportunités d'investissement\x3C/h2>\x3Cp>Cette charmante commune du Calvados, située sur la Côte Fleurie, offre un cadre de vie privilégié entre terre et mer. Le marché de l'immobilier neuf à Dives-sur-Mer se caractérise par une demande soutenue et des prix attractifs par rapport aux stations balnéaires voisines. En tant que promoteur immobilier, nos experts se tiennent à votre disposition pour vous accompagner dans votre projet d'acquisition.\x3C/p>\x3Ch2>Investir dans l'immobilier neuf à Dives-sur-Mer\x3C/h2>\x3Cp>Le marché de l'immobilier neuf à Dives-sur-Mer séduit par ses prix attractifs. Les \x3Cstrong>programmes immobiliers\x3C/strong> y proposent des logements modernes proche du centre-ville, avec des prestations de standing et un excellent \x3Cstrong>confort thermique\x3C/strong> grâce aux normes RE2020.\x3C/p>\x3Cp>Les nouvelles résidences développées face à la mer offrent des rendements locatifs intéressants, autour de 4,5%.\x3C/p>\x3Cp>Pour sécuriser votre projet, consultez les \x3Cstrong>informations sur les risques\x3C/strong> naturels sur le \x3Cstrong>site Géorisques\x3C/strong>. Nos conseillers sont à votre disposition sur \x3Cstrong>rendez-vous\x3C/strong> pour étudier les \x3Cstrong>conditions disponibles\x3C/strong>.\x3C/p>\x3Ch2>Les aides pour acheter un bien immobilier neuf\x3C/h2>\x3Cp>Le \x3Cstrong>prêt Action Logement\x3C/strong> constitue une solution avantageuse pour votre achat immobilier neuf à Dives-sur-Mer, avec un taux d'intérêt de seulement 1%. Les salariés du secteur privé peuvent emprunter jusqu'à 30 000 € pour financer leur résidence principale.\x3C/p>\x3Cp>La ville propose également des \x3Cstrong>subventions municipales\x3C/strong> allant jusqu'à 5 000 € pour l'acquisition d'un \x3Cstrong>logement neuf\x3C/strong>. Ces aides sont cumulables avec la TVA réduite à 5,5% dans certains quartiers en développement, comme celui de la gare.\x3C/p>\x3Cp>Nos conseillers Cogedim vous accompagnent dans le montage de votre dossier et la recherche des meilleures solutions de financement adaptées à votre projet dans les \x3Cstrong>espaces verts\x3C/strong> de Dives-sur-Mer.\x3C/p>\x3Ch2>Acheter un programme neuf pour investir\x3C/h2>\x3Ch3>Louer un logement neuf en LMNP\x3C/h3>\x3Cp>Le statut \x3Cstrong>LMNP\x3C/strong> s'avère particulièrement avantageux à Dives-sur-Mer, notamment pour les résidences de tourisme. La ville balnéaire attire une clientèle diversifiée, permettant une occupation optimale entre location saisonnière estivale et résidences étudiantes le reste de l'année.\x3C/p>\x3Cp>Les investisseurs en LMNP bénéficient d'une fiscalité attractive grâce à l'amortissement du bien et des meubles, tout en profitant des rendements locatifs élevés caractéristiques des stations côtières. La signature d'un bail commercial avec un gestionnaire assure des revenus réguliers, même en basse saison.\x3C/p>\x3Ch3>Acheter en nue-propriété à Dives-sur-Mer\x3C/h3>\x3Cp>Dives-sur-Mer représente une opportunité d'investissement particulièrement intéressante en nue-propriété. Les programmes neufs en démembrement permettent d'acquérir un bien à prix réduit dans un marché dynamique, avec une décote moyenne de 40% par rapport à la pleine propriété.\x3C/p>\x3Cp>La demande locative soutenue, portée par le tourisme et la proximité de Caen, garantit une valorisation stable du patrimoine sur le long terme.\x3C/p>\x3Cp>Pour sécuriser les \x3Cstrong>résultats\x3C/strong> de votre investissement, nos conseillers analysent avec vous les opportunités du marché local tout en protégeant vos \x3Cstrong>données personnelles\x3C/strong>.\x3C/p>\x3Ch2>Pourquoi acheter un logement neuf ici ?\x3C/h2>\x3Cp>La \x3Cstrong>situation géographique\x3C/strong> de Dives-sur-Mer offre un équilibre parfait entre nature et commodités urbaines. Les programmes neufs s'intègrent harmonieusement dans un environnement préservé, entre le port de plaisance animé et les espaces naturels protégés du Pays d'Auge.\x3C/p>\x3Cp>Les résidences modernes bénéficient d'une \x3Cstrong>architecture normande\x3C/strong> contemporaine, pensée pour maximiser la luminosité et les vues sur mer. Les aménagements paysagers soignés et les jardins partagés favorisent la convivialité entre voisins.\x3C/p>\x3Cp>La ville conjugue authenticité et modernité avec son marché médiéval classé, ses commerces de proximité et ses infrastructures récentes comme la médiathèque et le complexe sportif. Les familles apprécient particulièrement la présence d'écoles et de structures petite enfance à moins de 10 minutes à pied des nouveaux programmes.\x3C/p>\x3Ch2>Les atouts de la ville pour votre projet\x3C/h2>\x3Cp>Le \x3Cstrong>dynamisme économique\x3C/strong> de Dives-sur-Mer se traduit par la diversité de ses entreprises, la vitalité du secteur tertiaire, le développement de zone d'activité, et sa capacité à attirer de nouveaux acteurs économique. En effet, en 2025, le territoire a accueilli plus de 950\x3C/p>\x3Cp>Le bassin d'emploi rayonne sur toute la Côte Fleurie grâce à une \x3Cstrong>diversification économique\x3C/strong> réussie entre tourisme, artisanat et nouvelles technologies. Cette vitalité économique sécurise durablement la valeur de votre investissement immobilier.\x3C/p>\x3Ch3>Comment choisir un programme immobilier neuf à Dives-sur-Mer ?\x3C/h3>\x3Cp>Pour sélectionner votre programme neuf à Dives-sur-Mer, évaluez l'emplacement face à la mer ou proche du centre-ville, ainsi que la qualité des prestations et le respect des normes RE2020. Comparez les prix au m², en moyenne 30% moins élevés qu'à Cabourg, et vérifiez les conditions de ressources pour bénéficier des aides locales. Consultez les risques naturels sur Géorisques et faites-vous accompagner par un conseiller pour sécuriser votre investissement.\x3C/p>\x3Ch3>Comment connaître les futurs programmes immobiliers neufs à Dives-sur-Mer ?\x3C/h3>\x3Cp>Suivez les nouveaux projets sur la Côte Fleurie en consultant régulièrement les annonces des promoteurs et le plan de développement 2025-2030 de la ville. Inscrivez-vous aux alertes des programmes en cours de commercialisation et prenez rendez-vous avec nos conseillers Cogedim qui vous informeront en avant-première des lancements. Surveillez particulièrement le nouveau quartier d'affaires en développement et les zones proches du port de plaisance.\x3C/p>",format:"full_html",processed:"\x3Ch2>Immobilier neuf à Dives-sur-Mer : programmes et opportunités d'investissement\x3C/h2>\x3Cp>Cette charmante commune du Calvados, située sur la Côte Fleurie, offre un cadre de vie privilégié entre terre et mer. Le marché de l'immobilier neuf à Dives-sur-Mer se caractérise par une demande soutenue et des prix attractifs par rapport aux stations balnéaires voisines. En tant que promoteur immobilier, nos experts se tiennent à votre disposition pour vous accompagner dans votre projet d'acquisition.\x3C/p>\x3Ch2>Investir dans l'immobilier neuf à Dives-sur-Mer\x3C/h2>\x3Cp>Le marché de l'immobilier neuf à Dives-sur-Mer séduit par ses prix attractifs. Les \x3Cstrong>programmes immobiliers\x3C/strong> y proposent des logements modernes proche du centre-ville, avec des prestations de standing et un excellent \x3Cstrong>confort thermique\x3C/strong> grâce aux normes RE2020.\x3C/p>\x3Cp>Les nouvelles résidences développées face à la mer offrent des rendements locatifs intéressants, autour de 4,5%.\x3C/p>\x3Cp>Pour sécuriser votre projet, consultez les \x3Cstrong>informations sur les risques\x3C/strong> naturels sur le \x3Cstrong>site Géorisques\x3C/strong>. Nos conseillers sont à votre disposition sur \x3Cstrong>rendez-vous\x3C/strong> pour étudier les \x3Cstrong>conditions disponibles\x3C/strong>.\x3C/p>\x3Ch2>Les aides pour acheter un bien immobilier neuf\x3C/h2>\x3Cp>Le \x3Cstrong>prêt Action Logement\x3C/strong> constitue une solution avantageuse pour votre achat immobilier neuf à Dives-sur-Mer, avec un taux d'intérêt de seulement 1%. Les salariés du secteur privé peuvent emprunter jusqu'à 30 000 € pour financer leur résidence principale.\x3C/p>\x3Cp>La ville propose également des \x3Cstrong>subventions municipales\x3C/strong> allant jusqu'à 5 000 € pour l'acquisition d'un \x3Cstrong>logement neuf\x3C/strong>. Ces aides sont cumulables avec la TVA réduite à 5,5% dans certains quartiers en développement, comme celui de la gare.\x3C/p>\x3Cp>Nos conseillers Cogedim vous accompagnent dans le montage de votre dossier et la recherche des meilleures solutions de financement adaptées à votre projet dans les \x3Cstrong>espaces verts\x3C/strong> de Dives-sur-Mer.\x3C/p>\x3Ch2>Acheter un programme neuf pour investir\x3C/h2>\x3Ch3>Louer un logement neuf en LMNP\x3C/h3>\x3Cp>Le statut \x3Cstrong>LMNP\x3C/strong> s'avère particulièrement avantageux à Dives-sur-Mer, notamment pour les résidences de tourisme. La ville balnéaire attire une clientèle diversifiée, permettant une occupation optimale entre location saisonnière estivale et résidences étudiantes le reste de l'année.\x3C/p>\x3Cp>Les investisseurs en LMNP bénéficient d'une fiscalité attractive grâce à l'amortissement du bien et des meubles, tout en profitant des rendements locatifs élevés caractéristiques des stations côtières. La signature d'un bail commercial avec un gestionnaire assure des revenus réguliers, même en basse saison.\x3C/p>\x3Ch3>Acheter en nue-propriété à Dives-sur-Mer\x3C/h3>\x3Cp>Dives-sur-Mer représente une opportunité d'investissement particulièrement intéressante en nue-propriété. Les programmes neufs en démembrement permettent d'acquérir un bien à prix réduit dans un marché dynamique, avec une décote moyenne de 40% par rapport à la pleine propriété.\x3C/p>\x3Cp>La demande locative soutenue, portée par le tourisme et la proximité de Caen, garantit une valorisation stable du patrimoine sur le long terme.\x3C/p>\x3Cp>Pour sécuriser les \x3Cstrong>résultats\x3C/strong> de votre investissement, nos conseillers analysent avec vous les opportunités du marché local tout en protégeant vos \x3Cstrong>données personnelles\x3C/strong>.\x3C/p>\x3Ch2>Pourquoi acheter un logement neuf ici ?\x3C/h2>\x3Cp>La \x3Cstrong>situation géographique\x3C/strong> de Dives-sur-Mer offre un équilibre parfait entre nature et commodités urbaines. Les programmes neufs s'intègrent harmonieusement dans un environnement préservé, entre le port de plaisance animé et les espaces naturels protégés du Pays d'Auge.\x3C/p>\x3Cp>Les résidences modernes bénéficient d'une \x3Cstrong>architecture normande\x3C/strong> contemporaine, pensée pour maximiser la luminosité et les vues sur mer. Les aménagements paysagers soignés et les jardins partagés favorisent la convivialité entre voisins.\x3C/p>\x3Cp>La ville conjugue authenticité et modernité avec son marché médiéval classé, ses commerces de proximité et ses infrastructures récentes comme la médiathèque et le complexe sportif. Les familles apprécient particulièrement la présence d'écoles et de structures petite enfance à moins de 10 minutes à pied des nouveaux programmes.\x3C/p>\x3Ch2>Les atouts de la ville pour votre projet\x3C/h2>\x3Cp>Le \x3Cstrong>dynamisme économique\x3C/strong> de Dives-sur-Mer se traduit par la diversité de ses entreprises, la vitalité du secteur tertiaire, le développement de zone d'activité, et sa capacité à attirer de nouveaux acteurs économique. En effet, en 2025, le territoire a accueilli plus de 950\x3C/p>\x3Cp>Le bassin d'emploi rayonne sur toute la Côte Fleurie grâce à une \x3Cstrong>diversification économique\x3C/strong> réussie entre tourisme, artisanat et nouvelles technologies. Cette vitalité économique sécurise durablement la valeur de votre investissement immobilier.\x3C/p>\x3Ch3>Comment choisir un programme immobilier neuf à Dives-sur-Mer ?\x3C/h3>\x3Cp>Pour sélectionner votre programme neuf à Dives-sur-Mer, évaluez l'emplacement face à la mer ou proche du centre-ville, ainsi que la qualité des prestations et le respect des normes RE2020. Comparez les prix au m², en moyenne 30% moins élevés qu'à Cabourg, et vérifiez les conditions de ressources pour bénéficier des aides locales. Consultez les risques naturels sur Géorisques et faites-vous accompagner par un conseiller pour sécuriser votre investissement.\x3C/p>\x3Ch3>Comment connaître les futurs programmes immobiliers neufs à Dives-sur-Mer ?\x3C/h3>\x3Cp>Suivez les nouveaux projets sur la Côte Fleurie en consultant régulièrement les annonces des promoteurs et le plan de développement 2025-2030 de la ville. Inscrivez-vous aux alertes des programmes en cours de commercialisation et prenez rendez-vous avec nos conseillers Cogedim qui vous informeront en avant-première des lancements. Surveillez particulièrement le nouveau quartier d'affaires en développement et les zones proches du port de plaisance.\x3C/p>"},weight:0,changed:"2025-05-15T14:58:59+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[1668]=[$R[1669]={tag:"meta",attributes:$R[1670]={name:"title",content:"Immobilier neuf Dives-sur-Mer | Cogedim"}},$R[1671]={tag:"meta",attributes:$R[1672]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) à Dives-sur-Mer ? 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Une option intéressante pour les investisseurs qui décident d’opter pour placer leur argent dans la pierre. D’autant plus qu’aujourd’hui, le \x3Cstrong>marché immobilier\x3C/strong> ne cesse de se développer grâce aux nombreuses aides fournies par l’État, facilitant ainsi l’acquisition d’un bien. Cependant, il reste important d’analyser tous les points indispensables pour que votre placement se fasse dans les meilleures conditions. Focus sur les conseils pour investir à \x3Cstrong>Calvados\x3C/strong>.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf dans le Calvados\x3C/h3>\x3Cp>L’État incite ses citoyens à investir plus facilement dans un \x3Cstrong>logement neuf\x3C/strong>. C’est pour cette raison que des aides sont proposées pour acquérir un immobilier neuf à Calvados. À titre d’exemple, le \x3Cstrong>PAS\x3C/strong> ou Prêt d’Accession Sociale permet de financer jusqu’à 100 % la future résidence principale neuve et se rembourse sur 5 à 30 ans.\x3C/p>\x3Cp>Parmi les subventions populaires, nous retrouvons également le \x3Cstrong>PTZ\x3C/strong>. Ce prêt s’obtient grâce à l’intervention d’une banque spécialisée. Son principal avantage est la possibilité de le cumuler avec d’autres formes de crédits immobiliers. Il est à noter que l’État peut délivrer au maximum 40 % du prix de vente du logement pour pouvoir financer votre achat immobilier.\x3C/p>\x3Ch3>Acheter un programme neuf au Calvados pour faire un investissement locatif\x3C/h3>\x3Cp>Cogedim vous propose des programmes immobiliers à Calvados qui peuvent bénéficier des dispositifs facilitant votre achat dans le neuf.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Le \x3Cstrong>LMNP\x3C/strong> est un investissement immobilier locatif qui vous permet de recevoir des revenus grâce à la location sur le court ou long terme de votre logement. Pour pouvoir bénéficier de ce statut, le \x3Cstrong>promoteur\x3C/strong> doit proposer un logement meublé et respectueux des normes d’hygiène. De plus, vous devez collaborer avec un gestionnaire qui se chargera d’entrer en contact avec les locataires.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>Outre les deux types d’investissements locatifs mentionnés ci-dessus, vous avez l’opportunité d’opter pour l’acquisition d’un \x3Cstrong>box de garage\x3C/strong> ou d’une place de parking. Choisissez un emplacement qui est très fréquenté pour augmenter vos chances de louer votre place de stationnement. Vous pouvez également acheter un bien neuf à Calvados en \x3Cstrong>nue-propriété\x3C/strong> dans le but de faire des économies.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf dans le Calvados ?\x3C/h3>\x3Cp>Le dynamisme du Calvados attire chaque année de plus en plus de nouveaux investisseurs en quête d’une résidence principale dans une région \x3Cstrong>calme et verte\x3C/strong>. Ce bout de terre fertile, riche en histoire, paysages variés et plages chargées de mémoire, saura aussi conquérir les amoureux de produits du terroir et de gastronomie. Des atouts qui lui permette de jouir d’une \x3Cstrong>activité touristique fleurissante\x3C/strong>.\x3C/p>\x3Cp>Un \x3Cstrong>investissement locatif\x3C/strong> serait donc intéressant, d’autant plus que les \x3Cstrong>taux d’intérêt\x3C/strong> proposés par les institutions bancaires sont bas, favorisant ainsi les investissements immobiliers. Le Calvados a récemment mis en place des aides financières dédiées aux étudiants, dont le nombre étant déjà conséquent, surtout dans la ville de Caen où l’offre de formation est riche. Un point intéressant pour les projets d’investissement locatif. Côté déplacement, le Calvados est desservi par de nombreux moyens de transport qui permettent de rejoindre plusieurs grandes villes telles que Paris et Londres.\x3C/p>",format:"full_html",processed:"\x3Ch2>Les conseils pour votre investissement immobilier neuf dans le Calvados\x3C/h2>\x3Cp>Plus petit département de la région normande, bordé par la mer, l’Eure et le département de la Manche, le Calvados est une région où il fait bon vivre. Une option intéressante pour les investisseurs qui décident d’opter pour placer leur argent dans la pierre. D’autant plus qu’aujourd’hui, le \x3Cstrong>marché immobilier\x3C/strong> ne cesse de se développer grâce aux nombreuses aides fournies par l’État, facilitant ainsi l’acquisition d’un bien. Cependant, il reste important d’analyser tous les points indispensables pour que votre placement se fasse dans les meilleures conditions. Focus sur les conseils pour investir à \x3Cstrong>Calvados\x3C/strong>.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf dans le Calvados\x3C/h3>\x3Cp>L’État incite ses citoyens à investir plus facilement dans un \x3Cstrong>logement neuf\x3C/strong>. C’est pour cette raison que des aides sont proposées pour acquérir un immobilier neuf à Calvados. À titre d’exemple, le \x3Cstrong>PAS\x3C/strong> ou Prêt d’Accession Sociale permet de financer jusqu’à 100 % la future résidence principale neuve et se rembourse sur 5 à 30 ans.\x3C/p>\x3Cp>Parmi les subventions populaires, nous retrouvons également le \x3Cstrong>PTZ\x3C/strong>. Ce prêt s’obtient grâce à l’intervention d’une banque spécialisée. Son principal avantage est la possibilité de le cumuler avec d’autres formes de crédits immobiliers. Il est à noter que l’État peut délivrer au maximum 40 % du prix de vente du logement pour pouvoir financer votre achat immobilier.\x3C/p>\x3Ch3>Acheter un programme neuf au Calvados pour faire un investissement locatif\x3C/h3>\x3Cp>Cogedim vous propose des programmes immobiliers à Calvados qui peuvent bénéficier des dispositifs facilitant votre achat dans le neuf.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Le \x3Cstrong>LMNP\x3C/strong> est un investissement immobilier locatif qui vous permet de recevoir des revenus grâce à la location sur le court ou long terme de votre logement. Pour pouvoir bénéficier de ce statut, le \x3Cstrong>promoteur\x3C/strong> doit proposer un logement meublé et respectueux des normes d’hygiène. De plus, vous devez collaborer avec un gestionnaire qui se chargera d’entrer en contact avec les locataires.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>Outre les deux types d’investissements locatifs mentionnés ci-dessus, vous avez l’opportunité d’opter pour l’acquisition d’un \x3Cstrong>box de garage\x3C/strong> ou d’une place de parking. Choisissez un emplacement qui est très fréquenté pour augmenter vos chances de louer votre place de stationnement. Vous pouvez également acheter un bien neuf à Calvados en \x3Cstrong>nue-propriété\x3C/strong> dans le but de faire des économies.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf dans le Calvados ?\x3C/h3>\x3Cp>Le dynamisme du Calvados attire chaque année de plus en plus de nouveaux investisseurs en quête d’une résidence principale dans une région \x3Cstrong>calme et verte\x3C/strong>. Ce bout de terre fertile, riche en histoire, paysages variés et plages chargées de mémoire, saura aussi conquérir les amoureux de produits du terroir et de gastronomie. Des atouts qui lui permette de jouir d’une \x3Cstrong>activité touristique fleurissante\x3C/strong>.\x3C/p>\x3Cp>Un \x3Cstrong>investissement locatif\x3C/strong> serait donc intéressant, d’autant plus que les \x3Cstrong>taux d’intérêt\x3C/strong> proposés par les institutions bancaires sont bas, favorisant ainsi les investissements immobiliers. Le Calvados a récemment mis en place des aides financières dédiées aux étudiants, dont le nombre étant déjà conséquent, surtout dans la ville de Caen où l’offre de formation est riche. Un point intéressant pour les projets d’investissement locatif. Côté déplacement, le Calvados est desservi par de nombreux moyens de transport qui permettent de rejoindre plusieurs grandes villes telles que Paris et Londres.\x3C/p>"},weight:0,changed:"2025-09-24T13:44:20+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[1732]=[$R[1733]={tag:"meta",attributes:$R[1734]={name:"title",content:"Immobilier neuf Calvados | Cogedim"}},$R[1735]={tag:"meta",attributes:$R[1736]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) dans le Calvados ? 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Il s’agit du regroupement de la région Haute-Normandie et de la Basse-Normandie, qui compte cinq départements, à savoir le Calvados, l’Eure, l’Orne, la Manche et la Seine-Maritime. La Normandie compte plusieurs \x3Cstrong>pôles urbains\x3C/strong> attractifs comme Le Havre, le deuxième port de France. Proche de la capitale et disposant de \x3Cstrong>nombreux atouts\x3C/strong> culturels et naturels, c’est une option intéressante pour un achat immobilier dans le neuf.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Normandie\x3C/h3>\x3Cp>Pour les primo-accédants, investir en Normandie est une option intéressante. Pour débuter ce projet, il est nécessaire de définir votre budget, et de calculer votre \x3Cstrong>capacité d’emprunt\x3C/strong>. Des avantages financiers peuvent être demandés, par exemple en étant éligible au \x3Cstrong>Prêt à Taux Zéro (PTZ)\x3C/strong>. Par ailleurs, si l’achat en Normandie se fait dans un secteur en zone ANRU, il est possible de bénéficier d’un \x3Cstrong>prix maîtrisé au m²\x3C/strong> et de la TVA réduite à 5,5 %.\x3C/p>\x3Cp>Au niveau local, certaines aides sont également disponibles. Par exemple, l’agglomération Seine-Eure donne une aide financière entre 2 000 euros et 6 000 euros pour les personnes qui veulent acheter ou construire leur résidence principale. La Métropole Rouen Normandie subventionne à hauteur de 5 000 euros les achats via le système d’accession sociale (PSLA) dans le neuf. De la même façon, Le Havre a mis en place une aide à l’accession dans le neuf dans un des quartiers prioritaires de la ville, qui s’élève à 5 000 euros pour un achat en VEFA.\x3C/p>\x3Ch3>Acheter un programme neuf en Normandie pour faire un investissement locatif\x3C/h3>\x3Cp>Avec des taux de rendement qui ne cessent de s’accroître depuis quelques années, le Normandie est une région propice à l’investissement immobilier. Les prix restent attractifs et il est facile de se lancer dans l’\x3Cstrong>investissement locatif\x3C/strong>.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Pour les investisseurs qui choisissent de construire une maison neuve en Normandie pour l’utiliser comme résidence secondaire, il est possible de faire de la \x3Cstrong>location saisonnière\x3C/strong> et de prendre ainsi le statut de loueur meublé non professionnel (LMNP). Ce statut offre une fiscalité allégée sur vos revenus locatifs et permet de faire fructifier votre bien immobilier lorsqu’il n’est pas utilisé. Il est ainsi possible de faire un achat d’appartement en Normandie, de le meubler et de le mettre à la location.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>Le dispositif Censi-Bouvard qui s’applique pour les \x3Cstrong>résidences services\x3C/strong> est intéressant pour les investisseurs qui ne souhaitent pas prendre en charge la location du bien. Les résidences services sont en effet gérées par des entreprises qui prennent en charge tout le sujet de la gestion de la location. Une réduction d’impôt importante s’applique pour vous.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Normandie ?\x3C/h3>\x3Cp>La Normandie est une région qui dispose d’une \x3Cstrong>économie prospère\x3C/strong>. Idéalement située près de la mer, ses grands espaces naturels attirent chaque année des milliers d’amoureux de balades qui viennent visiter le Mont-Saint-Michel ou les falaises d’Etretat. Proche de Paris, les familles qui rêvent d’une maison se pressent dans cette région agréable qui augmente leur pouvoir d’achat. Une situation géographique qui facilite la recherche de locataires. Rouen et Caen sont des villes dynamiques prisées des étudiants et les jeunes actifs jettent leur dévolus sur la Haute-Normandie pour ses \x3Cstrong>grandes entreprises\x3C/strong> comme Danone ou Ferrero et leurs offres d’emploi régulières.\x3C/p>",format:"full_html",processed:"\x3Ch2>Investir dans l’immobilier neuf en Normandie\x3C/h2>\x3Cp>Bordée par la Manche, la Normandie est située dans le nord-est de la France. Il s’agit du regroupement de la région Haute-Normandie et de la Basse-Normandie, qui compte cinq départements, à savoir le Calvados, l’Eure, l’Orne, la Manche et la Seine-Maritime. La Normandie compte plusieurs \x3Cstrong>pôles urbains\x3C/strong> attractifs comme Le Havre, le deuxième port de France. Proche de la capitale et disposant de \x3Cstrong>nombreux atouts\x3C/strong> culturels et naturels, c’est une option intéressante pour un achat immobilier dans le neuf.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Normandie\x3C/h3>\x3Cp>Pour les primo-accédants, investir en Normandie est une option intéressante. Pour débuter ce projet, il est nécessaire de définir votre budget, et de calculer votre \x3Cstrong>capacité d’emprunt\x3C/strong>. Des avantages financiers peuvent être demandés, par exemple en étant éligible au \x3Cstrong>Prêt à Taux Zéro (PTZ)\x3C/strong>. Par ailleurs, si l’achat en Normandie se fait dans un secteur en zone ANRU, il est possible de bénéficier d’un \x3Cstrong>prix maîtrisé au m²\x3C/strong> et de la TVA réduite à 5,5 %.\x3C/p>\x3Cp>Au niveau local, certaines aides sont également disponibles. Par exemple, l’agglomération Seine-Eure donne une aide financière entre 2 000 euros et 6 000 euros pour les personnes qui veulent acheter ou construire leur résidence principale. La Métropole Rouen Normandie subventionne à hauteur de 5 000 euros les achats via le système d’accession sociale (PSLA) dans le neuf. De la même façon, Le Havre a mis en place une aide à l’accession dans le neuf dans un des quartiers prioritaires de la ville, qui s’élève à 5 000 euros pour un achat en VEFA.\x3C/p>\x3Ch3>Acheter un programme neuf en Normandie pour faire un investissement locatif\x3C/h3>\x3Cp>Avec des taux de rendement qui ne cessent de s’accroître depuis quelques années, le Normandie est une région propice à l’investissement immobilier. Les prix restent attractifs et il est facile de se lancer dans l’\x3Cstrong>investissement locatif\x3C/strong>.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Pour les investisseurs qui choisissent de construire une maison neuve en Normandie pour l’utiliser comme résidence secondaire, il est possible de faire de la \x3Cstrong>location saisonnière\x3C/strong> et de prendre ainsi le statut de loueur meublé non professionnel (LMNP). Ce statut offre une fiscalité allégée sur vos revenus locatifs et permet de faire fructifier votre bien immobilier lorsqu’il n’est pas utilisé. Il est ainsi possible de faire un achat d’appartement en Normandie, de le meubler et de le mettre à la location.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>Le dispositif Censi-Bouvard qui s’applique pour les \x3Cstrong>résidences services\x3C/strong> est intéressant pour les investisseurs qui ne souhaitent pas prendre en charge la location du bien. Les résidences services sont en effet gérées par des entreprises qui prennent en charge tout le sujet de la gestion de la location. Une réduction d’impôt importante s’applique pour vous.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Normandie ?\x3C/h3>\x3Cp>La Normandie est une région qui dispose d’une \x3Cstrong>économie prospère\x3C/strong>. Idéalement située près de la mer, ses grands espaces naturels attirent chaque année des milliers d’amoureux de balades qui viennent visiter le Mont-Saint-Michel ou les falaises d’Etretat. Proche de Paris, les familles qui rêvent d’une maison se pressent dans cette région agréable qui augmente leur pouvoir d’achat. Une situation géographique qui facilite la recherche de locataires. 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La commune attire de plus en plus d'acquéreurs souhaitant investir dans un logement neuf pour profiter d'un cadre de vie paisible à proximité des grands pôles d'activité normands. Nos experts immobiliers restent à votre disposition pour vous accompagner dans vos projets d'acquisition sur ce secteur prisé.\x3C/p>\x3Ch2>Investir dans l'immobilier neuf à Dozulé\x3C/h2>\x3Cp>Le \x3Cstrong>département du Calvados\x3C/strong> connaît une forte demande locative, particulièrement dans les communes comme Dozulé qui allient qualité de vie et accessibilité. Cette \x3Cstrong>nouvelle résidence\x3C/strong> située en \x3Cstrong>centre-ville\x3C/strong> séduit les investisseurs par son potentiel de rendement attractif et ses prestations modernes.\x3C/p>\x3Cp>À \x3Cstrong>portée de main\x3C/strong> des commerces et services, les programmes neufs de Dozulé répondent aux dernières normes environnementales. Les investisseurs apprécient notamment la présence d'un \x3Cstrong>programme immobilier\x3C/strong> dynamique entre \x3Cstrong>Dives-sur\x3C/strong>-Mer et Cabourg, garantissant une valorisation pérenne de leur patrimoine. Pour plus d'\x3Cstrong>informations sur les risques\x3C/strong> auxquels ce bien est exposé, consultez le \x3Cstrong>site Géorisques\x3C/strong>.\x3C/p>\x3Ch2>Les aides pour acheter un bien immobilier neuf à Dozulé\x3C/h2>\x3Cp>L'acquisition d'un \x3Cstrong>appartement neuf à Dozulé\x3C/strong> s'accompagne d'avantages financiers significatifs. Le \x3Cstrong>Prêt à Taux Zéro\x3C/strong> permet de financer jusqu'à 40% du montant d'achat pour les primo-accédants. La commune propose une TVA réduite à 5,5% dans certains quartiers prioritaires, représentant une économie substantielle sur le prix total.\x3C/p>\x3Cp>Le \x3Cstrong>Prêt Action Logement\x3C/strong>, accessible aux salariés du secteur privé, offre un taux attractif de 0,5% pour un montant maximal de 40 000 €. Les frais de notaire réduits dans le neuf, entre 2 et 3% du prix de vente, constituent un autre levier pour concrétiser votre projet immobilier dans cette commune normande prisée.\x3C/p>\x3Ch2>Acheter un programme neuf à Dozulé pour investir\x3C/h2>\x3Ch3>Louer un logement neuf en LMNP à Dozulé\x3C/h3>\x3Cp>La \x3Cstrong>location meublée non professionnelle\x3C/strong> à Dozulé répond à une demande croissante de la part des jeunes actifs et des familles en quête d'un logement temporaire. Les revenus locatifs générés par un investissement LMNP dans cette commune normande bénéficient d'une fiscalité optimisée grâce à l'amortissement du bien et du mobilier.\x3C/p>\x3Cp>Les investisseurs peuvent ainsi espérer une rentabilité attractive tout en profitant des garanties du neuf. Les résidences services proposent notamment un bail commercial avec un gestionnaire professionnel, assurant des revenus réguliers et une gestion simplifiée.\x3C/p>\x3Ch3>Acheter en nue-propriété à Dozulé\x3C/h3>\x3Cp>L'acquisition en nue-propriété à Dozulé représente une opportunité d'investissement particulièrement intéressante dans cette commune en plein développement. La position géographique privilégiée entre Caen et la côte normande assure une valorisation durable du patrimoine immobilier. \x3Cstrong>Les programmes neufs en nue-propriété\x3C/strong> proposent des décotes attractives allant de 30% à 40% sur le prix d'acquisition.\x3C/p>\x3Cp>Le marché immobilier local se distingue par une forte demande de logements de qualité, notamment de la part des bailleurs sociaux qui recherchent des biens neufs en usufruit. Cette dynamique garantit aux investisseurs un placement serein sur le long terme, avec la perspective d'une plus-value significative à l'issue de la période de démembrement, généralement fixée à 15 ans.\x3C/p>\x3Ch2>Pourquoi acheter un logement neuf à Dozulé ?\x3C/h2>\x3Cp>La petite commune normande séduit par son atmosphère authentique et sa douceur de vivre. Le centre-bourg animé abrite une centaine de commerces de proximité et trois marchés hebdomadaires qui perpétuent l'esprit convivial du pays d'Auge.\x3C/p>\x3Cp>Les habitants profitent d'infrastructures modernes avec un complexe sportif, une médiathèque et des établissements scolaires du premier degré. La ville poursuit son développement avec l'aménagement d'espaces verts et de nouvelles pistes cyclables reliant les quartiers résidentiels.\x3C/p>\x3Cp>À seulement 15 minutes des plages de Cabourg et d'Houlgate, Dozulé conjugue parfaitement les avantages de la campagne normande et la proximité des stations balnéaires prisées de la Côte Fleurie.\x3C/p>\x3Ch2>Nos autres résidences dans le Calvados\x3C/h2>\x3Cp>Cogedim développe plusieurs programmes immobiliers d'exception sur les secteurs les plus recherchés du Calvados. Notre résidence Les Promenades de Gaïa à Colombelles séduit par son architecture contemporaine et ses appartements du 2 au 4 pièces dotés d'espaces extérieurs généreux.\x3C/p>\x3Cp>À Cagny, la résidence Caélia propose des logements certifiés RE2020 et NF Habitat. Les appartements jusqu'au 3 pièces et les maisons de 2 à 3 chambres s'intègrent harmonieusement dans un environnement verdoyant aux portes de Caen.\x3C/p>\x3Cp>À Blainville-sur-Orne, Les Allées Village incarne notre vision d'un habitat moderne alliant confort et élégance. Cette résidence à taille humaine bénéficie d'une trame paysagère soignée et d'une proximité immédiate avec les commerces.\x3C/p>\x3Ch3> \x3C/h3>\x3Cp> \x3C/p>",format:"full_html",processed:"\x3Ch2>Programme immobilier neuf à Dozulé : investir ou habiter en Normandie\x3C/h2>\x3Cp>Au cœur du pays d'Auge, à 15 minutes des plages de la Côte Fleurie, Dozulé bénéficie d'un marché immobilier dynamique grâce à son emplacement stratégique entre Caen et Deauville. La commune attire de plus en plus d'acquéreurs souhaitant investir dans un logement neuf pour profiter d'un cadre de vie paisible à proximité des grands pôles d'activité normands. Nos experts immobiliers restent à votre disposition pour vous accompagner dans vos projets d'acquisition sur ce secteur prisé.\x3C/p>\x3Ch2>Investir dans l'immobilier neuf à Dozulé\x3C/h2>\x3Cp>Le \x3Cstrong>département du Calvados\x3C/strong> connaît une forte demande locative, particulièrement dans les communes comme Dozulé qui allient qualité de vie et accessibilité. Cette \x3Cstrong>nouvelle résidence\x3C/strong> située en \x3Cstrong>centre-ville\x3C/strong> séduit les investisseurs par son potentiel de rendement attractif et ses prestations modernes.\x3C/p>\x3Cp>À \x3Cstrong>portée de main\x3C/strong> des commerces et services, les programmes neufs de Dozulé répondent aux dernières normes environnementales. Les investisseurs apprécient notamment la présence d'un \x3Cstrong>programme immobilier\x3C/strong> dynamique entre \x3Cstrong>Dives-sur\x3C/strong>-Mer et Cabourg, garantissant une valorisation pérenne de leur patrimoine. Pour plus d'\x3Cstrong>informations sur les risques\x3C/strong> auxquels ce bien est exposé, consultez le \x3Cstrong>site Géorisques\x3C/strong>.\x3C/p>\x3Ch2>Les aides pour acheter un bien immobilier neuf à Dozulé\x3C/h2>\x3Cp>L'acquisition d'un \x3Cstrong>appartement neuf à Dozulé\x3C/strong> s'accompagne d'avantages financiers significatifs. Le \x3Cstrong>Prêt à Taux Zéro\x3C/strong> permet de financer jusqu'à 40% du montant d'achat pour les primo-accédants. La commune propose une TVA réduite à 5,5% dans certains quartiers prioritaires, représentant une économie substantielle sur le prix total.\x3C/p>\x3Cp>Le \x3Cstrong>Prêt Action Logement\x3C/strong>, accessible aux salariés du secteur privé, offre un taux attractif de 0,5% pour un montant maximal de 40 000 €. Les frais de notaire réduits dans le neuf, entre 2 et 3% du prix de vente, constituent un autre levier pour concrétiser votre projet immobilier dans cette commune normande prisée.\x3C/p>\x3Ch2>Acheter un programme neuf à Dozulé pour investir\x3C/h2>\x3Ch3>Louer un logement neuf en LMNP à Dozulé\x3C/h3>\x3Cp>La \x3Cstrong>location meublée non professionnelle\x3C/strong> à Dozulé répond à une demande croissante de la part des jeunes actifs et des familles en quête d'un logement temporaire. Les revenus locatifs générés par un investissement LMNP dans cette commune normande bénéficient d'une fiscalité optimisée grâce à l'amortissement du bien et du mobilier.\x3C/p>\x3Cp>Les investisseurs peuvent ainsi espérer une rentabilité attractive tout en profitant des garanties du neuf. Les résidences services proposent notamment un bail commercial avec un gestionnaire professionnel, assurant des revenus réguliers et une gestion simplifiée.\x3C/p>\x3Ch3>Acheter en nue-propriété à Dozulé\x3C/h3>\x3Cp>L'acquisition en nue-propriété à Dozulé représente une opportunité d'investissement particulièrement intéressante dans cette commune en plein développement. La position géographique privilégiée entre Caen et la côte normande assure une valorisation durable du patrimoine immobilier. \x3Cstrong>Les programmes neufs en nue-propriété\x3C/strong> proposent des décotes attractives allant de 30% à 40% sur le prix d'acquisition.\x3C/p>\x3Cp>Le marché immobilier local se distingue par une forte demande de logements de qualité, notamment de la part des bailleurs sociaux qui recherchent des biens neufs en usufruit. Cette dynamique garantit aux investisseurs un placement serein sur le long terme, avec la perspective d'une plus-value significative à l'issue de la période de démembrement, généralement fixée à 15 ans.\x3C/p>\x3Ch2>Pourquoi acheter un logement neuf à Dozulé ?\x3C/h2>\x3Cp>La petite commune normande séduit par son atmosphère authentique et sa douceur de vivre. Le centre-bourg animé abrite une centaine de commerces de proximité et trois marchés hebdomadaires qui perpétuent l'esprit convivial du pays d'Auge.\x3C/p>\x3Cp>Les habitants profitent d'infrastructures modernes avec un complexe sportif, une médiathèque et des établissements scolaires du premier degré. La ville poursuit son développement avec l'aménagement d'espaces verts et de nouvelles pistes cyclables reliant les quartiers résidentiels.\x3C/p>\x3Cp>À seulement 15 minutes des plages de Cabourg et d'Houlgate, Dozulé conjugue parfaitement les avantages de la campagne normande et la proximité des stations balnéaires prisées de la Côte Fleurie.\x3C/p>\x3Ch2>Nos autres résidences dans le Calvados\x3C/h2>\x3Cp>Cogedim développe plusieurs programmes immobiliers d'exception sur les secteurs les plus recherchés du Calvados. Notre résidence Les Promenades de Gaïa à Colombelles séduit par son architecture contemporaine et ses appartements du 2 au 4 pièces dotés d'espaces extérieurs généreux.\x3C/p>\x3Cp>À Cagny, la résidence Caélia propose des logements certifiés RE2020 et NF Habitat. 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Une option intéressante pour les investisseurs qui décident d’opter pour placer leur argent dans la pierre. D’autant plus qu’aujourd’hui, le \x3Cstrong>marché immobilier\x3C/strong> ne cesse de se développer grâce aux nombreuses aides fournies par l’État, facilitant ainsi l’acquisition d’un bien. Cependant, il reste important d’analyser tous les points indispensables pour que votre placement se fasse dans les meilleures conditions. Focus sur les conseils pour investir à \x3Cstrong>Calvados\x3C/strong>.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf dans le Calvados\x3C/h3>\x3Cp>L’État incite ses citoyens à investir plus facilement dans un \x3Cstrong>logement neuf\x3C/strong>. C’est pour cette raison que des aides sont proposées pour acquérir un immobilier neuf à Calvados. À titre d’exemple, le \x3Cstrong>PAS\x3C/strong> ou Prêt d’Accession Sociale permet de financer jusqu’à 100 % la future résidence principale neuve et se rembourse sur 5 à 30 ans.\x3C/p>\x3Cp>Parmi les subventions populaires, nous retrouvons également le \x3Cstrong>PTZ\x3C/strong>. Ce prêt s’obtient grâce à l’intervention d’une banque spécialisée. Son principal avantage est la possibilité de le cumuler avec d’autres formes de crédits immobiliers. Il est à noter que l’État peut délivrer au maximum 40 % du prix de vente du logement pour pouvoir financer votre achat immobilier.\x3C/p>\x3Ch3>Acheter un programme neuf au Calvados pour faire un investissement locatif\x3C/h3>\x3Cp>Cogedim vous propose des programmes immobiliers à Calvados qui peuvent bénéficier des dispositifs facilitant votre achat dans le neuf.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Le \x3Cstrong>LMNP\x3C/strong> est un investissement immobilier locatif qui vous permet de recevoir des revenus grâce à la location sur le court ou long terme de votre logement. Pour pouvoir bénéficier de ce statut, le \x3Cstrong>promoteur\x3C/strong> doit proposer un logement meublé et respectueux des normes d’hygiène. De plus, vous devez collaborer avec un gestionnaire qui se chargera d’entrer en contact avec les locataires.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>Outre les deux types d’investissements locatifs mentionnés ci-dessus, vous avez l’opportunité d’opter pour l’acquisition d’un \x3Cstrong>box de garage\x3C/strong> ou d’une place de parking. Choisissez un emplacement qui est très fréquenté pour augmenter vos chances de louer votre place de stationnement. Vous pouvez également acheter un bien neuf à Calvados en \x3Cstrong>nue-propriété\x3C/strong> dans le but de faire des économies.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf dans le Calvados ?\x3C/h3>\x3Cp>Le dynamisme du Calvados attire chaque année de plus en plus de nouveaux investisseurs en quête d’une résidence principale dans une région \x3Cstrong>calme et verte\x3C/strong>. Ce bout de terre fertile, riche en histoire, paysages variés et plages chargées de mémoire, saura aussi conquérir les amoureux de produits du terroir et de gastronomie. Des atouts qui lui permette de jouir d’une \x3Cstrong>activité touristique fleurissante\x3C/strong>.\x3C/p>\x3Cp>Un \x3Cstrong>investissement locatif\x3C/strong> serait donc intéressant, d’autant plus que les \x3Cstrong>taux d’intérêt\x3C/strong> proposés par les institutions bancaires sont bas, favorisant ainsi les investissements immobiliers. Le Calvados a récemment mis en place des aides financières dédiées aux étudiants, dont le nombre étant déjà conséquent, surtout dans la ville de Caen où l’offre de formation est riche. Un point intéressant pour les projets d’investissement locatif. Côté déplacement, le Calvados est desservi par de nombreux moyens de transport qui permettent de rejoindre plusieurs grandes villes telles que Paris et Londres.\x3C/p>",format:"full_html",processed:"\x3Ch2>Les conseils pour votre investissement immobilier neuf dans le Calvados\x3C/h2>\x3Cp>Plus petit département de la région normande, bordé par la mer, l’Eure et le département de la Manche, le Calvados est une région où il fait bon vivre. Une option intéressante pour les investisseurs qui décident d’opter pour placer leur argent dans la pierre. D’autant plus qu’aujourd’hui, le \x3Cstrong>marché immobilier\x3C/strong> ne cesse de se développer grâce aux nombreuses aides fournies par l’État, facilitant ainsi l’acquisition d’un bien. Cependant, il reste important d’analyser tous les points indispensables pour que votre placement se fasse dans les meilleures conditions. Focus sur les conseils pour investir à \x3Cstrong>Calvados\x3C/strong>.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf dans le Calvados\x3C/h3>\x3Cp>L’État incite ses citoyens à investir plus facilement dans un \x3Cstrong>logement neuf\x3C/strong>. C’est pour cette raison que des aides sont proposées pour acquérir un immobilier neuf à Calvados. À titre d’exemple, le \x3Cstrong>PAS\x3C/strong> ou Prêt d’Accession Sociale permet de financer jusqu’à 100 % la future résidence principale neuve et se rembourse sur 5 à 30 ans.\x3C/p>\x3Cp>Parmi les subventions populaires, nous retrouvons également le \x3Cstrong>PTZ\x3C/strong>. Ce prêt s’obtient grâce à l’intervention d’une banque spécialisée. Son principal avantage est la possibilité de le cumuler avec d’autres formes de crédits immobiliers. Il est à noter que l’État peut délivrer au maximum 40 % du prix de vente du logement pour pouvoir financer votre achat immobilier.\x3C/p>\x3Ch3>Acheter un programme neuf au Calvados pour faire un investissement locatif\x3C/h3>\x3Cp>Cogedim vous propose des programmes immobiliers à Calvados qui peuvent bénéficier des dispositifs facilitant votre achat dans le neuf.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Le \x3Cstrong>LMNP\x3C/strong> est un investissement immobilier locatif qui vous permet de recevoir des revenus grâce à la location sur le court ou long terme de votre logement. Pour pouvoir bénéficier de ce statut, le \x3Cstrong>promoteur\x3C/strong> doit proposer un logement meublé et respectueux des normes d’hygiène. De plus, vous devez collaborer avec un gestionnaire qui se chargera d’entrer en contact avec les locataires.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>Outre les deux types d’investissements locatifs mentionnés ci-dessus, vous avez l’opportunité d’opter pour l’acquisition d’un \x3Cstrong>box de garage\x3C/strong> ou d’une place de parking. Choisissez un emplacement qui est très fréquenté pour augmenter vos chances de louer votre place de stationnement. Vous pouvez également acheter un bien neuf à Calvados en \x3Cstrong>nue-propriété\x3C/strong> dans le but de faire des économies.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf dans le Calvados ?\x3C/h3>\x3Cp>Le dynamisme du Calvados attire chaque année de plus en plus de nouveaux investisseurs en quête d’une résidence principale dans une région \x3Cstrong>calme et verte\x3C/strong>. Ce bout de terre fertile, riche en histoire, paysages variés et plages chargées de mémoire, saura aussi conquérir les amoureux de produits du terroir et de gastronomie. Des atouts qui lui permette de jouir d’une \x3Cstrong>activité touristique fleurissante\x3C/strong>.\x3C/p>\x3Cp>Un \x3Cstrong>investissement locatif\x3C/strong> serait donc intéressant, d’autant plus que les \x3Cstrong>taux d’intérêt\x3C/strong> proposés par les institutions bancaires sont bas, favorisant ainsi les investissements immobiliers. Le Calvados a récemment mis en place des aides financières dédiées aux étudiants, dont le nombre étant déjà conséquent, surtout dans la ville de Caen où l’offre de formation est riche. Un point intéressant pour les projets d’investissement locatif. Côté déplacement, le Calvados est desservi par de nombreux moyens de transport qui permettent de rejoindre plusieurs grandes villes telles que Paris et Londres.\x3C/p>"},weight:0,changed:"2025-09-24T13:44:20+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[4412]=[$R[4413]={tag:"meta",attributes:$R[4414]={name:"title",content:"Immobilier neuf Calvados | Cogedim"}},$R[4415]={tag:"meta",attributes:$R[4416]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) dans le Calvados ? 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Il s’agit du regroupement de la région Haute-Normandie et de la Basse-Normandie, qui compte cinq départements, à savoir le Calvados, l’Eure, l’Orne, la Manche et la Seine-Maritime. La Normandie compte plusieurs \x3Cstrong>pôles urbains\x3C/strong> attractifs comme Le Havre, le deuxième port de France. Proche de la capitale et disposant de \x3Cstrong>nombreux atouts\x3C/strong> culturels et naturels, c’est une option intéressante pour un achat immobilier dans le neuf.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Normandie\x3C/h3>\x3Cp>Pour les primo-accédants, investir en Normandie est une option intéressante. Pour débuter ce projet, il est nécessaire de définir votre budget, et de calculer votre \x3Cstrong>capacité d’emprunt\x3C/strong>. Des avantages financiers peuvent être demandés, par exemple en étant éligible au \x3Cstrong>Prêt à Taux Zéro (PTZ)\x3C/strong>. Par ailleurs, si l’achat en Normandie se fait dans un secteur en zone ANRU, il est possible de bénéficier d’un \x3Cstrong>prix maîtrisé au m²\x3C/strong> et de la TVA réduite à 5,5 %.\x3C/p>\x3Cp>Au niveau local, certaines aides sont également disponibles. Par exemple, l’agglomération Seine-Eure donne une aide financière entre 2 000 euros et 6 000 euros pour les personnes qui veulent acheter ou construire leur résidence principale. La Métropole Rouen Normandie subventionne à hauteur de 5 000 euros les achats via le système d’accession sociale (PSLA) dans le neuf. De la même façon, Le Havre a mis en place une aide à l’accession dans le neuf dans un des quartiers prioritaires de la ville, qui s’élève à 5 000 euros pour un achat en VEFA.\x3C/p>\x3Ch3>Acheter un programme neuf en Normandie pour faire un investissement locatif\x3C/h3>\x3Cp>Avec des taux de rendement qui ne cessent de s’accroître depuis quelques années, le Normandie est une région propice à l’investissement immobilier. Les prix restent attractifs et il est facile de se lancer dans l’\x3Cstrong>investissement locatif\x3C/strong>.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Pour les investisseurs qui choisissent de construire une maison neuve en Normandie pour l’utiliser comme résidence secondaire, il est possible de faire de la \x3Cstrong>location saisonnière\x3C/strong> et de prendre ainsi le statut de loueur meublé non professionnel (LMNP). Ce statut offre une fiscalité allégée sur vos revenus locatifs et permet de faire fructifier votre bien immobilier lorsqu’il n’est pas utilisé. Il est ainsi possible de faire un achat d’appartement en Normandie, de le meubler et de le mettre à la location.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>Le dispositif Censi-Bouvard qui s’applique pour les \x3Cstrong>résidences services\x3C/strong> est intéressant pour les investisseurs qui ne souhaitent pas prendre en charge la location du bien. Les résidences services sont en effet gérées par des entreprises qui prennent en charge tout le sujet de la gestion de la location. Une réduction d’impôt importante s’applique pour vous.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Normandie ?\x3C/h3>\x3Cp>La Normandie est une région qui dispose d’une \x3Cstrong>économie prospère\x3C/strong>. Idéalement située près de la mer, ses grands espaces naturels attirent chaque année des milliers d’amoureux de balades qui viennent visiter le Mont-Saint-Michel ou les falaises d’Etretat. Proche de Paris, les familles qui rêvent d’une maison se pressent dans cette région agréable qui augmente leur pouvoir d’achat. Une situation géographique qui facilite la recherche de locataires. Rouen et Caen sont des villes dynamiques prisées des étudiants et les jeunes actifs jettent leur dévolus sur la Haute-Normandie pour ses \x3Cstrong>grandes entreprises\x3C/strong> comme Danone ou Ferrero et leurs offres d’emploi régulières.\x3C/p>",format:"full_html",processed:"\x3Ch2>Investir dans l’immobilier neuf en Normandie\x3C/h2>\x3Cp>Bordée par la Manche, la Normandie est située dans le nord-est de la France. Il s’agit du regroupement de la région Haute-Normandie et de la Basse-Normandie, qui compte cinq départements, à savoir le Calvados, l’Eure, l’Orne, la Manche et la Seine-Maritime. La Normandie compte plusieurs \x3Cstrong>pôles urbains\x3C/strong> attractifs comme Le Havre, le deuxième port de France. Proche de la capitale et disposant de \x3Cstrong>nombreux atouts\x3C/strong> culturels et naturels, c’est une option intéressante pour un achat immobilier dans le neuf.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Normandie\x3C/h3>\x3Cp>Pour les primo-accédants, investir en Normandie est une option intéressante. Pour débuter ce projet, il est nécessaire de définir votre budget, et de calculer votre \x3Cstrong>capacité d’emprunt\x3C/strong>. Des avantages financiers peuvent être demandés, par exemple en étant éligible au \x3Cstrong>Prêt à Taux Zéro (PTZ)\x3C/strong>. Par ailleurs, si l’achat en Normandie se fait dans un secteur en zone ANRU, il est possible de bénéficier d’un \x3Cstrong>prix maîtrisé au m²\x3C/strong> et de la TVA réduite à 5,5 %.\x3C/p>\x3Cp>Au niveau local, certaines aides sont également disponibles. Par exemple, l’agglomération Seine-Eure donne une aide financière entre 2 000 euros et 6 000 euros pour les personnes qui veulent acheter ou construire leur résidence principale. La Métropole Rouen Normandie subventionne à hauteur de 5 000 euros les achats via le système d’accession sociale (PSLA) dans le neuf. De la même façon, Le Havre a mis en place une aide à l’accession dans le neuf dans un des quartiers prioritaires de la ville, qui s’élève à 5 000 euros pour un achat en VEFA.\x3C/p>\x3Ch3>Acheter un programme neuf en Normandie pour faire un investissement locatif\x3C/h3>\x3Cp>Avec des taux de rendement qui ne cessent de s’accroître depuis quelques années, le Normandie est une région propice à l’investissement immobilier. Les prix restent attractifs et il est facile de se lancer dans l’\x3Cstrong>investissement locatif\x3C/strong>.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Pour les investisseurs qui choisissent de construire une maison neuve en Normandie pour l’utiliser comme résidence secondaire, il est possible de faire de la \x3Cstrong>location saisonnière\x3C/strong> et de prendre ainsi le statut de loueur meublé non professionnel (LMNP). Ce statut offre une fiscalité allégée sur vos revenus locatifs et permet de faire fructifier votre bien immobilier lorsqu’il n’est pas utilisé. Il est ainsi possible de faire un achat d’appartement en Normandie, de le meubler et de le mettre à la location.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>Le dispositif Censi-Bouvard qui s’applique pour les \x3Cstrong>résidences services\x3C/strong> est intéressant pour les investisseurs qui ne souhaitent pas prendre en charge la location du bien. Les résidences services sont en effet gérées par des entreprises qui prennent en charge tout le sujet de la gestion de la location. Une réduction d’impôt importante s’applique pour vous.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Normandie ?\x3C/h3>\x3Cp>La Normandie est une région qui dispose d’une \x3Cstrong>économie prospère\x3C/strong>. Idéalement située près de la mer, ses grands espaces naturels attirent chaque année des milliers d’amoureux de balades qui viennent visiter le Mont-Saint-Michel ou les falaises d’Etretat. Proche de Paris, les familles qui rêvent d’une maison se pressent dans cette région agréable qui augmente leur pouvoir d’achat. Une situation géographique qui facilite la recherche de locataires. 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notre nouvelle résidence à Colombelles !",field_confirmation:"Nous vous confirmons votre inscription. Un de nos conseillers reviendra vers vous dans un délai de 24h ouvrées.",field_crm_division:"HF",field_crm_object:"Inscription Evenement programme",field_disclaimer:"Pour s'inscrire à notre évènement et être renseigné(e) par un de nos conseillers par téléphone et/ou mail, merci de nous préciser les informations suivantes :",field_display:!1,field_legals:"Les données signalées ci-dessus par un astérisque sont nécessaires pour nous permettre de répondre à votre demande d'inscription. Elles sont collectées et traitées informatiquement par COVALENS (société du groupe ALTAREA développant la marque COGEDIM). Pour en savoir plus sur le traitement de vos données et vos droits, consultez \x3Ca href=\"/donnees-personnelles.html\">notre politique de protection des données\x3C/a>.",field_message_display:!1,field_title:"Inscrivez-vous dès maintenant pour être informé de nos offres de lancement !",meta:$R[9598]={target_revision_id:65176,drupal_internal__target_id:6181},paragraph_type:$R[9599]={type:"paragraphs_type--paragraphs_type",id:"6efffcc8-2b45-4c4f-869e-42fc59cb92ce",meta:$R[9600]={drupal_internal__target_id:"form"}},field_dates:$R[9601]=[]},field_geography:$R[9602]={type:"taxonomy_term--geography",id:"694fb4ed-6dcd-40bd-9226-086cb1e55ddb",links:$R[9603]={self:$R[9604]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/geography/694fb4ed-6dcd-40bd-9226-086cb1e55ddb/?resourceVersion=id%3A3984"}},drupal_internal__tid:3984,drupal_internal__revision_id:3984,langcode:"fr",revision_created:"2023-03-14T08:50:42+00:00",status:!0,name:"Colombelles",description:$R[9605]={value:"\x3Cp>La ville de Colombelles se trouve dans la région Normandie et plus précisément dans \x3Cstrong>le département du Calvados\x3C/strong>. À moins de 20 minutes de Caen, la commune a de quoi attirer les résidents et les investisseurs. Voyons donc ici les raisons de s’installer et d’investir à Colombelles.\x3C/p>\r\n\r\n\x3Ch2>Pourquoi s’installer et vivre à Colombelles ?\x3C/h2>\r\n\r\n\x3Ch3>Un patrimoine historique remarquable\x3C/h3>\r\n\r\n\x3Cp>S’installer et vivre à Colombelles, c’est embrasser pleinement son lourd passé. La commune a effectivement un patrimoine historique remarquable. À l’instar de nombreuses communes à proximité de Caen, la ville a été en majorité \x3Cstrong>détruite pendant les bombardements de la Seconde Guerre mondiale\x3C/strong>. Les bombes ont ravagé près de 80 % de la commune. Sa reconstruction a nécessité 12 ans de travail acharné.\x3C/p>\r\n\r\n\x3Cp>Aujourd’hui encore, les habitants ressentent au quotidien le patrimoine historique de Colombelles. La commune offre ainsi un cadre de vie particulier. Plusieurs monuments historiques se trouvent aussi sur le territoire de la ville. Bien avant la Seconde Guerre mondiale, Colombelles est restée pendant plusieurs siècles un village rural avec moins de 300 habitants.\x3C/p>\r\n\r\n\x3Ch3>Ses transports\x3C/h3>\r\n\r\n\x3Cp>Colombelles a l’avantage de profiter d’un réseau de transport efficace. En voiture, la commune est traversée par \x3Cstrong>les routes départementales 513 et 226\x3C/strong>. Suite aux sévères embouteillages sur la RD 226 qui était empruntée par les poids lourds, une nouvelle liaison routière avec un viaduc a été créée. En ce qui concerne les transports en commun, les habitants de Colombelles peuvent facilement rejoindre la gare SNCF de Caen située à moins d’un quart d’heure de route. Il ne faut pas non plus oublier l’aéroport de Caen-Carpiquet situé à une quinzaine de kilomètres.\x3C/p>\r\n\r\n\x3Ch2>Pourquoi investir dans l’immobilier neuf à Colombelles ?\x3C/h2>\r\n\r\n\x3Ch3>Sa localisation stratégique\x3C/h3>\r\n\r\n\x3Cp>Colombelles est une ville où il fait bon vivre pour les habitants et où il fait bon d’acheter un logement neuf pour les investisseurs. La commune fait effectivement partie de \x3Cstrong>l’aire d’attraction de Caen\x3C/strong>, ce qui lui confère une localisation stratégique. De nombreux actifs choisissent de travailler dans l’aire d’attraction de Caen tout en profitant du cadre de vie de Colombelles.\x3C/p>\r\n\r\n\x3Cp>En plus du dynamisme de Caen, l’une des raisons pour investir dans l’immobilier neuf est la proximité des plages. La ville se trouve à seulement \x3Cstrong>une vingtaine de minutes des plages de la Côte de Nacre\x3C/strong>. Acheter un logement neuf à Colombelles permet donc de réaliser un placement intéressant et durable.\x3C/p>\r\n\r\n\x3Ch3>Le potentiel de son marché immobilier pour le locatif\x3C/h3>\r\n\r\n\x3Cp>Le marché immobilier de Colombelles se porte bien avec une demande locative croissante. En effet, la commune accueille 58 % de locataires qui cherchent pour la plupart \x3Cstrong>des logements avec 5 pièces ou plus\x3C/strong>. Le marché immobilier de Colombelles connaît donc une forte tension locative, c’est-à-dire que la demande est supérieure à l’offre.\x3C/p>\r\n\r\n\x3Ch3>Le prix de son immobilier\x3C/h3>\r\n\r\n\x3Cp>À Colombelles, le prix moyen de l’immobilier neuf est de \x3Cstrong>3 215 €/m²\x3C/strong>. La fourchette basse est de 2 822 €/m² contre 3 853 €/m² pour la fourchette haute. 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Sa reconstruction a nécessité 12 ans de travail acharné.\x3C/p>\n\n\x3Cp>Aujourd’hui encore, les habitants ressentent au quotidien le patrimoine historique de Colombelles. La commune offre ainsi un cadre de vie particulier. Plusieurs monuments historiques se trouvent aussi sur le territoire de la ville. Bien avant la Seconde Guerre mondiale, Colombelles est restée pendant plusieurs siècles un village rural avec moins de 300 habitants.\x3C/p>\n\n\x3Ch3>Ses transports\x3C/h3>\n\n\x3Cp>Colombelles a l’avantage de profiter d’un réseau de transport efficace. En voiture, la commune est traversée par \x3Cstrong>les routes départementales 513 et 226\x3C/strong>. Suite aux sévères embouteillages sur la RD 226 qui était empruntée par les poids lourds, une nouvelle liaison routière avec un viaduc a été créée. En ce qui concerne les transports en commun, les habitants de Colombelles peuvent facilement rejoindre la gare SNCF de Caen située à moins d’un quart d’heure de route. Il ne faut pas non plus oublier l’aéroport de Caen-Carpiquet situé à une quinzaine de kilomètres.\x3C/p>\n\n\x3Ch2>Pourquoi investir dans l’immobilier neuf à Colombelles ?\x3C/h2>\n\n\x3Ch3>Sa localisation stratégique\x3C/h3>\n\n\x3Cp>Colombelles est une ville où il fait bon vivre pour les habitants et où il fait bon d’acheter un logement neuf pour les investisseurs. La commune fait effectivement partie de \x3Cstrong>l’aire d’attraction de Caen\x3C/strong>, ce qui lui confère une localisation stratégique. De nombreux actifs choisissent de travailler dans l’aire d’attraction de Caen tout en profitant du cadre de vie de Colombelles.\x3C/p>\n\n\x3Cp>En plus du dynamisme de Caen, l’une des raisons pour investir dans l’immobilier neuf est la proximité des plages. La ville se trouve à seulement \x3Cstrong>une vingtaine de minutes des plages de la Côte de Nacre\x3C/strong>. Acheter un logement neuf à Colombelles permet donc de réaliser un placement intéressant et durable.\x3C/p>\n\n\x3Ch3>Le potentiel de son marché immobilier pour le locatif\x3C/h3>\n\n\x3Cp>Le marché immobilier de Colombelles se porte bien avec une demande locative croissante. En effet, la commune accueille 58 % de locataires qui cherchent pour la plupart \x3Cstrong>des logements avec 5 pièces ou plus\x3C/strong>. Le marché immobilier de Colombelles connaît donc une forte tension locative, c’est-à-dire que la demande est supérieure à l’offre.\x3C/p>\n\n\x3Ch3>Le prix de son immobilier\x3C/h3>\n\n\x3Cp>À Colombelles, le prix moyen de l’immobilier neuf est de \x3Cstrong>3 215 €/m²\x3C/strong>. La fourchette basse est de 2 822 €/m² contre 3 853 €/m² pour la fourchette haute. 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Une option intéressante pour les investisseurs qui décident d’opter pour placer leur argent dans la pierre. D’autant plus qu’aujourd’hui, le \x3Cstrong>marché immobilier\x3C/strong> ne cesse de se développer grâce aux nombreuses aides fournies par l’État, facilitant ainsi l’acquisition d’un bien. Cependant, il reste important d’analyser tous les points indispensables pour que votre placement se fasse dans les meilleures conditions. Focus sur les conseils pour investir à \x3Cstrong>Calvados\x3C/strong>.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf dans le Calvados\x3C/h3>\x3Cp>L’État incite ses citoyens à investir plus facilement dans un \x3Cstrong>logement neuf\x3C/strong>. C’est pour cette raison que des aides sont proposées pour acquérir un immobilier neuf à Calvados. À titre d’exemple, le \x3Cstrong>PAS\x3C/strong> ou Prêt d’Accession Sociale permet de financer jusqu’à 100 % la future résidence principale neuve et se rembourse sur 5 à 30 ans.\x3C/p>\x3Cp>Parmi les subventions populaires, nous retrouvons également le \x3Cstrong>PTZ\x3C/strong>. Ce prêt s’obtient grâce à l’intervention d’une banque spécialisée. Son principal avantage est la possibilité de le cumuler avec d’autres formes de crédits immobiliers. Il est à noter que l’État peut délivrer au maximum 40 % du prix de vente du logement pour pouvoir financer votre achat immobilier.\x3C/p>\x3Ch3>Acheter un programme neuf au Calvados pour faire un investissement locatif\x3C/h3>\x3Cp>Cogedim vous propose des programmes immobiliers à Calvados qui peuvent bénéficier des dispositifs facilitant votre achat dans le neuf.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Le \x3Cstrong>LMNP\x3C/strong> est un investissement immobilier locatif qui vous permet de recevoir des revenus grâce à la location sur le court ou long terme de votre logement. Pour pouvoir bénéficier de ce statut, le \x3Cstrong>promoteur\x3C/strong> doit proposer un logement meublé et respectueux des normes d’hygiène. De plus, vous devez collaborer avec un gestionnaire qui se chargera d’entrer en contact avec les locataires.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>Outre les deux types d’investissements locatifs mentionnés ci-dessus, vous avez l’opportunité d’opter pour l’acquisition d’un \x3Cstrong>box de garage\x3C/strong> ou d’une place de parking. Choisissez un emplacement qui est très fréquenté pour augmenter vos chances de louer votre place de stationnement. Vous pouvez également acheter un bien neuf à Calvados en \x3Cstrong>nue-propriété\x3C/strong> dans le but de faire des économies.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf dans le Calvados ?\x3C/h3>\x3Cp>Le dynamisme du Calvados attire chaque année de plus en plus de nouveaux investisseurs en quête d’une résidence principale dans une région \x3Cstrong>calme et verte\x3C/strong>. Ce bout de terre fertile, riche en histoire, paysages variés et plages chargées de mémoire, saura aussi conquérir les amoureux de produits du terroir et de gastronomie. Des atouts qui lui permette de jouir d’une \x3Cstrong>activité touristique fleurissante\x3C/strong>.\x3C/p>\x3Cp>Un \x3Cstrong>investissement locatif\x3C/strong> serait donc intéressant, d’autant plus que les \x3Cstrong>taux d’intérêt\x3C/strong> proposés par les institutions bancaires sont bas, favorisant ainsi les investissements immobiliers. Le Calvados a récemment mis en place des aides financières dédiées aux étudiants, dont le nombre étant déjà conséquent, surtout dans la ville de Caen où l’offre de formation est riche. Un point intéressant pour les projets d’investissement locatif. Côté déplacement, le Calvados est desservi par de nombreux moyens de transport qui permettent de rejoindre plusieurs grandes villes telles que Paris et Londres.\x3C/p>",format:"full_html",processed:"\x3Ch2>Les conseils pour votre investissement immobilier neuf dans le Calvados\x3C/h2>\x3Cp>Plus petit département de la région normande, bordé par la mer, l’Eure et le département de la Manche, le Calvados est une région où il fait bon vivre. Une option intéressante pour les investisseurs qui décident d’opter pour placer leur argent dans la pierre. D’autant plus qu’aujourd’hui, le \x3Cstrong>marché immobilier\x3C/strong> ne cesse de se développer grâce aux nombreuses aides fournies par l’État, facilitant ainsi l’acquisition d’un bien. Cependant, il reste important d’analyser tous les points indispensables pour que votre placement se fasse dans les meilleures conditions. Focus sur les conseils pour investir à \x3Cstrong>Calvados\x3C/strong>.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf dans le Calvados\x3C/h3>\x3Cp>L’État incite ses citoyens à investir plus facilement dans un \x3Cstrong>logement neuf\x3C/strong>. C’est pour cette raison que des aides sont proposées pour acquérir un immobilier neuf à Calvados. À titre d’exemple, le \x3Cstrong>PAS\x3C/strong> ou Prêt d’Accession Sociale permet de financer jusqu’à 100 % la future résidence principale neuve et se rembourse sur 5 à 30 ans.\x3C/p>\x3Cp>Parmi les subventions populaires, nous retrouvons également le \x3Cstrong>PTZ\x3C/strong>. Ce prêt s’obtient grâce à l’intervention d’une banque spécialisée. Son principal avantage est la possibilité de le cumuler avec d’autres formes de crédits immobiliers. Il est à noter que l’État peut délivrer au maximum 40 % du prix de vente du logement pour pouvoir financer votre achat immobilier.\x3C/p>\x3Ch3>Acheter un programme neuf au Calvados pour faire un investissement locatif\x3C/h3>\x3Cp>Cogedim vous propose des programmes immobiliers à Calvados qui peuvent bénéficier des dispositifs facilitant votre achat dans le neuf.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Le \x3Cstrong>LMNP\x3C/strong> est un investissement immobilier locatif qui vous permet de recevoir des revenus grâce à la location sur le court ou long terme de votre logement. Pour pouvoir bénéficier de ce statut, le \x3Cstrong>promoteur\x3C/strong> doit proposer un logement meublé et respectueux des normes d’hygiène. De plus, vous devez collaborer avec un gestionnaire qui se chargera d’entrer en contact avec les locataires.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>Outre les deux types d’investissements locatifs mentionnés ci-dessus, vous avez l’opportunité d’opter pour l’acquisition d’un \x3Cstrong>box de garage\x3C/strong> ou d’une place de parking. Choisissez un emplacement qui est très fréquenté pour augmenter vos chances de louer votre place de stationnement. Vous pouvez également acheter un bien neuf à Calvados en \x3Cstrong>nue-propriété\x3C/strong> dans le but de faire des économies.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf dans le Calvados ?\x3C/h3>\x3Cp>Le dynamisme du Calvados attire chaque année de plus en plus de nouveaux investisseurs en quête d’une résidence principale dans une région \x3Cstrong>calme et verte\x3C/strong>. Ce bout de terre fertile, riche en histoire, paysages variés et plages chargées de mémoire, saura aussi conquérir les amoureux de produits du terroir et de gastronomie. Des atouts qui lui permette de jouir d’une \x3Cstrong>activité touristique fleurissante\x3C/strong>.\x3C/p>\x3Cp>Un \x3Cstrong>investissement locatif\x3C/strong> serait donc intéressant, d’autant plus que les \x3Cstrong>taux d’intérêt\x3C/strong> proposés par les institutions bancaires sont bas, favorisant ainsi les investissements immobiliers. Le Calvados a récemment mis en place des aides financières dédiées aux étudiants, dont le nombre étant déjà conséquent, surtout dans la ville de Caen où l’offre de formation est riche. Un point intéressant pour les projets d’investissement locatif. Côté déplacement, le Calvados est desservi par de nombreux moyens de transport qui permettent de rejoindre plusieurs grandes villes telles que Paris et Londres.\x3C/p>"},weight:0,changed:"2025-09-24T13:44:20+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[9670]=[$R[9671]={tag:"meta",attributes:$R[9672]={name:"title",content:"Immobilier neuf Calvados | Cogedim"}},$R[9673]={tag:"meta",attributes:$R[9674]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) dans le Calvados ? 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Il s’agit du regroupement de la région Haute-Normandie et de la Basse-Normandie, qui compte cinq départements, à savoir le Calvados, l’Eure, l’Orne, la Manche et la Seine-Maritime. La Normandie compte plusieurs \x3Cstrong>pôles urbains\x3C/strong> attractifs comme Le Havre, le deuxième port de France. Proche de la capitale et disposant de \x3Cstrong>nombreux atouts\x3C/strong> culturels et naturels, c’est une option intéressante pour un achat immobilier dans le neuf.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Normandie\x3C/h3>\x3Cp>Pour les primo-accédants, investir en Normandie est une option intéressante. Pour débuter ce projet, il est nécessaire de définir votre budget, et de calculer votre \x3Cstrong>capacité d’emprunt\x3C/strong>. Des avantages financiers peuvent être demandés, par exemple en étant éligible au \x3Cstrong>Prêt à Taux Zéro (PTZ)\x3C/strong>. Par ailleurs, si l’achat en Normandie se fait dans un secteur en zone ANRU, il est possible de bénéficier d’un \x3Cstrong>prix maîtrisé au m²\x3C/strong> et de la TVA réduite à 5,5 %.\x3C/p>\x3Cp>Au niveau local, certaines aides sont également disponibles. Par exemple, l’agglomération Seine-Eure donne une aide financière entre 2 000 euros et 6 000 euros pour les personnes qui veulent acheter ou construire leur résidence principale. La Métropole Rouen Normandie subventionne à hauteur de 5 000 euros les achats via le système d’accession sociale (PSLA) dans le neuf. De la même façon, Le Havre a mis en place une aide à l’accession dans le neuf dans un des quartiers prioritaires de la ville, qui s’élève à 5 000 euros pour un achat en VEFA.\x3C/p>\x3Ch3>Acheter un programme neuf en Normandie pour faire un investissement locatif\x3C/h3>\x3Cp>Avec des taux de rendement qui ne cessent de s’accroître depuis quelques années, le Normandie est une région propice à l’investissement immobilier. Les prix restent attractifs et il est facile de se lancer dans l’\x3Cstrong>investissement locatif\x3C/strong>.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Pour les investisseurs qui choisissent de construire une maison neuve en Normandie pour l’utiliser comme résidence secondaire, il est possible de faire de la \x3Cstrong>location saisonnière\x3C/strong> et de prendre ainsi le statut de loueur meublé non professionnel (LMNP). Ce statut offre une fiscalité allégée sur vos revenus locatifs et permet de faire fructifier votre bien immobilier lorsqu’il n’est pas utilisé. Il est ainsi possible de faire un achat d’appartement en Normandie, de le meubler et de le mettre à la location.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>Le dispositif Censi-Bouvard qui s’applique pour les \x3Cstrong>résidences services\x3C/strong> est intéressant pour les investisseurs qui ne souhaitent pas prendre en charge la location du bien. Les résidences services sont en effet gérées par des entreprises qui prennent en charge tout le sujet de la gestion de la location. Une réduction d’impôt importante s’applique pour vous.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Normandie ?\x3C/h3>\x3Cp>La Normandie est une région qui dispose d’une \x3Cstrong>économie prospère\x3C/strong>. Idéalement située près de la mer, ses grands espaces naturels attirent chaque année des milliers d’amoureux de balades qui viennent visiter le Mont-Saint-Michel ou les falaises d’Etretat. Proche de Paris, les familles qui rêvent d’une maison se pressent dans cette région agréable qui augmente leur pouvoir d’achat. Une situation géographique qui facilite la recherche de locataires. Rouen et Caen sont des villes dynamiques prisées des étudiants et les jeunes actifs jettent leur dévolus sur la Haute-Normandie pour ses \x3Cstrong>grandes entreprises\x3C/strong> comme Danone ou Ferrero et leurs offres d’emploi régulières.\x3C/p>",format:"full_html",processed:"\x3Ch2>Investir dans l’immobilier neuf en Normandie\x3C/h2>\x3Cp>Bordée par la Manche, la Normandie est située dans le nord-est de la France. Il s’agit du regroupement de la région Haute-Normandie et de la Basse-Normandie, qui compte cinq départements, à savoir le Calvados, l’Eure, l’Orne, la Manche et la Seine-Maritime. La Normandie compte plusieurs \x3Cstrong>pôles urbains\x3C/strong> attractifs comme Le Havre, le deuxième port de France. Proche de la capitale et disposant de \x3Cstrong>nombreux atouts\x3C/strong> culturels et naturels, c’est une option intéressante pour un achat immobilier dans le neuf.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Normandie\x3C/h3>\x3Cp>Pour les primo-accédants, investir en Normandie est une option intéressante. Pour débuter ce projet, il est nécessaire de définir votre budget, et de calculer votre \x3Cstrong>capacité d’emprunt\x3C/strong>. Des avantages financiers peuvent être demandés, par exemple en étant éligible au \x3Cstrong>Prêt à Taux Zéro (PTZ)\x3C/strong>. Par ailleurs, si l’achat en Normandie se fait dans un secteur en zone ANRU, il est possible de bénéficier d’un \x3Cstrong>prix maîtrisé au m²\x3C/strong> et de la TVA réduite à 5,5 %.\x3C/p>\x3Cp>Au niveau local, certaines aides sont également disponibles. Par exemple, l’agglomération Seine-Eure donne une aide financière entre 2 000 euros et 6 000 euros pour les personnes qui veulent acheter ou construire leur résidence principale. La Métropole Rouen Normandie subventionne à hauteur de 5 000 euros les achats via le système d’accession sociale (PSLA) dans le neuf. De la même façon, Le Havre a mis en place une aide à l’accession dans le neuf dans un des quartiers prioritaires de la ville, qui s’élève à 5 000 euros pour un achat en VEFA.\x3C/p>\x3Ch3>Acheter un programme neuf en Normandie pour faire un investissement locatif\x3C/h3>\x3Cp>Avec des taux de rendement qui ne cessent de s’accroître depuis quelques années, le Normandie est une région propice à l’investissement immobilier. Les prix restent attractifs et il est facile de se lancer dans l’\x3Cstrong>investissement locatif\x3C/strong>.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Pour les investisseurs qui choisissent de construire une maison neuve en Normandie pour l’utiliser comme résidence secondaire, il est possible de faire de la \x3Cstrong>location saisonnière\x3C/strong> et de prendre ainsi le statut de loueur meublé non professionnel (LMNP). Ce statut offre une fiscalité allégée sur vos revenus locatifs et permet de faire fructifier votre bien immobilier lorsqu’il n’est pas utilisé. Il est ainsi possible de faire un achat d’appartement en Normandie, de le meubler et de le mettre à la location.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>Le dispositif Censi-Bouvard qui s’applique pour les \x3Cstrong>résidences services\x3C/strong> est intéressant pour les investisseurs qui ne souhaitent pas prendre en charge la location du bien. Les résidences services sont en effet gérées par des entreprises qui prennent en charge tout le sujet de la gestion de la location. Une réduction d’impôt importante s’applique pour vous.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Normandie ?\x3C/h3>\x3Cp>La Normandie est une région qui dispose d’une \x3Cstrong>économie prospère\x3C/strong>. Idéalement située près de la mer, ses grands espaces naturels attirent chaque année des milliers d’amoureux de balades qui viennent visiter le Mont-Saint-Michel ou les falaises d’Etretat. Proche de Paris, les familles qui rêvent d’une maison se pressent dans cette région agréable qui augmente leur pouvoir d’achat. Une situation géographique qui facilite la recherche de locataires. 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Lot 117, 3 pièces situé au 1 er étage, d’une\r\nsurface habitable de 58,02 m² avec un balcon de 6,18 m², 1 place de stationnement bien immobilier dépendant de\r\nla Résidence « Les Promenades de Gaïa » à COLOMBELLES (14460). Exemple d’un financement pour une\r\nopération d’acquisition de résidence principale en état futur d’achèvement d’un montant de 207 388,00 €, frais de\r\ndossier et frais de caution du prêt à la charge de COGEDIM, soit un montant à financer de 207 388,00 € sans\r\napport personnel, bénéficiant d’un PTZ\r\n(1) par un couple avec enfant, primo-accédant, dont le revenu fiscal de\r\nréférence de l'année n-2 était de 38 700,00 € .\r\nFinancement réalisé grâce à des prêts consentis auprès des partenaires bancaires du groupe ALTAREA par\r\nl’intermédiaire d’Altarea Solution Financement :\r\nun prêt bancaire amortissable à taux fixe d’un montant de 63 694,00 €, d’une durée de 24 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 637,75 € pendant 10 ans puis mensualités\r\nde 20,52 € pendant 14 ans, TAEG estimé 4,54 % et coût total 16 283,36 € intérêts et assurances inclus,\r\nun prêt PTZ\r\n(1) d’un montant de 103 694,00 €, d’une durée de 24 ans, prêt amortissable à taux fixe ,\r\nmensualités de 30,24 € pendant 10 ans puis mensualités de 647,47 € pendant 14 ans, TAEG estimé 0,49 %\r\net coût total 8 709,76 € intérêts et assurances inclus,\r\nun prêt Jeune Actif (-35 ans) amortissable à taux fixe d’un montant de 20 000,00 €, d’une durée de 24 ans,\r\nprêt amortissable à taux fixe pendant toute sa durée , mensualités de 93,23 € pendant 24 ans, TAEG estimé\r\n2,62 % et coût total 6 850,24 € intérêts et assurances inclus,\r\nun prêt Acquisition Durable amortissable à taux fixe d’un montant de 20 000,00 €, d’une durée de 24 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 93,23 € pendant 24 ans, TAEG estimé\r\n2,62 % et coût total 6 850,24 € intérêts et assurances inclus,\r\nL’ensemble pour une mensualité globale lissée de 854,45 € pendant 24 ans. La cotisation mensuelle d’assurance\r\ndécès, perte totale et irréversible d’autonomie et incapacité de travail pour le prêt bancaire amortissable est de\r\n18.58 €, le prêt PTZ est de 30.24 €, le prêt Jeune Actif (-35 ans) est de 5.83 €, le prêt Acquisition Durable est de\r\n5.83 €, pour un capital emprunté assuré à 100 %.\r\nCette simulation est communiquée à titre informatif ; elle est établie sur la base de taux moyens du marché\r\nconstatés au 29/06/2025 pour diverses situations comparables. Cette présentation indicative ne constitue en\r\naucune façon une offre commerciale ou publicitaire de financement et n’a aucune valeur contractuelle. PTZ\r\n(1) et\r\nPAS, réservés aux primo-accédants pour l’achat d’un logement en résidence principale sont soumis à conditions de\r\nrevenus. Altarea Solution Financement est une société de courtage en crédit immobilier et en assurances. Siège\r\nsocial : 87 Rue de Richelieu – 75002 Paris. Adresse contact : contact-solution-financement@altarea.com. SAS au\r\ncapital de 10 000 € immatriculée au R.C.S Paris sous le N°504 638 784 et au registre de l’Orias (www.orias.fr) sous\r\nle N°10053430. Responsabilité Civile Professionnelle conforme aux articles L.512-6 du Code des assurances et\r\nL.519-3-4 du Code monétaire et financier. Membre de l’Association professionnelle des intermédiaires en crédits\r\n(APIC). Vous bénéficiez d’un délai légal de réflexion de 10 jours. Lorsque la vente est subordonnée à l’obtention\r\nd’un prêt et si celui-ci n’est pas obtenu, le vendeur doit rembourser les sommes versées par l’acquéreur. Aucun\r\nversement de quelque nature que ce soit ne peut être exigé d’un particulier avant l’obtention d’un ou plusieurs prêts\r\nd’argent. Un crédit vous engage et doit être remboursé. Vérifiez vos capacités de remboursement avant de vous\r\nengager. Sous réserve d’acceptation de votre dossier par nos partenaires bancaires.\r\n500 € d’apport / 500 € à la réservation\r\nCette somme de 500 € correspond au dépôt de garantie qui vous sera demandé à la signature du contrat de\r\nréservation en lieu et place du montant légal de 2 % ou 5 % du montant TTC du prix de vente. Cette somme\r\ns'imputera sur la partie du prix payable à la signature de l'acte authentique. Toutes les conditions du dépôt de\r\ngarantie sont stipulées à l’article 3.5 des conditions générales du contrat de réservation. Cette somme de 500 €\r\npeut être remboursée si la banque finance la totalité.\r\n0 frais avant d’emménager\r\nLe versement des mensualités, hors assurances, débutera à la date de livraison de l’appartement dépendant de la\r\nRésidence « Les Promenades de Gaïa » à COLOMBELLES (14460).\r\nCOGEDIM prendra à sa charge les frais suivants :\r\nFrais notariés d’acte de vente (en ce compris la quote-part aux frais d’établissement au règlement de\r\ncopropriété),\r\nFrais notariés d’acte de prêt en cas de financement assorti d’une garantie hypothécaire,\r\nFrais de dossier bancaire,\r\nFrais de caution bancaire,\r\nIntérêts intercalaires.\r\nGrâce à cette prise en charge par COGEDIM, le TAEG (Taux Annuel Effectif Global) y compris assurance obligatoire\r\nest estimé à un taux de 1,50 %.\r\nLa prise en charge de ces frais est soumise aux quatre conditions cumulatives suivantes :\r\nÀ la signature d’un mandat exclusif de recherche de financement avec la société Altarea Solution Financement\r\n(frais de courtage offerts),\r\nÀ l’obtention du financement bancaire grâce à l’action de la société Altarea Solution Financement,\r\nÀ l’utilisation effective du financement ainsi obtenu par l’intermédiaire de ce mandat pour l’acquisition des lots\r\nobjet du contrat de réservation visé en tête des présentes,\r\nEt à la signature de l’acte notarié de vente en l’état futur d’achèvement dans les délais contractuels.\r\nEtant ici précisé que pour instruire la recherche de financement par le biais de la société Altarea Solution\r\nFinancement, vous vous engagez à fournir l’ensemble des pièces nécessaires (pièce d’identité valide, avis\r\nd’imposition, bulletins de salaire, extraits de comptes, tableaux d’amortissement des prêts en cours, etc…).\r\nDans ces conditions, COGEDIM vous remboursera :\r\nLe montant des frais de dossier bancaire et de caution bancaire, dans un délai de 15 jours à compter de la\r\nsignature de l’acte authentique de vente,\r\nPour le montant des intérêts intercalaires :\r\nCOGEDIM vous versera une avance, dont le montant sera déterminé à l'obtention du financement\r\nbancaire car elle dépendra des caractéristiques de l'emprunt contracté, dans un délai de 15 jours à\r\ncompter de l’émission de l’appel de fonds correspondant au stade « achèvement du plancher bas du\r\nrez-de-chaussée ». Dans l’hypothèse où la signature de l’acte authentique de vente intervenait après\r\nl’atteinte du stade « achèvement du plancher bas du rez-de-chaussée » dans la réalisation de la\r\nconstruction, COGEDIM vous versera ladite avance dans un délai de 15 jours à compter de la date de\r\nsignature de l’acte de vente,\r\nEt le solde des intérêts intercalaires (si ces derniers excédaient le montant de l’avance versée) dans un\r\ndélai de 15 jours à compter de la signature de la prise de possession effective des biens (livraison des\r\nbiens).\r\nLes frais notariés (frais d’établissement au règlement de copropriété, frais d’acte de vente, et frais d’acte de prêt en\r\ncas de prêt assorti d’une garantie hypothécaire) seront directement supportés par COGEDIM lors de la signature de\r\nl’acte authentique de vente (et de l’acte de prêt le cas échéant) auprès du Notaire.\r\n(1) PTZ : Le Prêt à taux zéro est un prêt réglementé qui vous permet de financer l’acquisition d'un appartement neuf\r\n(ou acquis en VEFA) que vous occuperez à titre de votre première résidence principale. Le Prêt à Taux zéro est un\r\nprêt complémentaire à d'autres emprunts. Le Prêt à taux zéro est accessible sous conditions de ressources, aux\r\npersonnes physiques désirant devenir propriétaire de leur première résidence principale (ne pas avoir été\r\npropriétaire de sa résidence principale au cours des 2 années précédant la nouvelle acquisition). Le montant et la\r\ndurée du Prêt à Taux 0 % varient en fonction de la zone géographique du logement et de la composition du foyer.\r\nLes ressources de l’acquéreur sont également prises en compte pour la durée du remboursement.\r\nL’article 71 de la loi n°1322-2023 du 29 décembre 2023, dite loi de finances pour 2024, proroge le PTZ (prêt à taux\r\nzéro) jusqu’au 31 décembre 2027 et aménage certaines dispositions réglementaires applicables. Le décret n\r\n°2024-304 du 2 avril 2024 fixe les modalités des offres de prêt émises à compter du 1er avril 2024. 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en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,meta:$R[11757]={drupal_internal__target_id:4043},vid:$R[11758]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[11759]={drupal_internal__target_id:"regulation"}},revision_user:$R[11760]={data:null,links:$R[11761]={related:$R[11762]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/revision_user/?resourceVersion=id%3A4043"},self:$R[11763]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/relationships/revision_user/?resourceVersion=id%3A4043"}}},parent:$R[11764]=[$R[11765]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[11766]={links:$R[11767]={help:$R[11768]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[11769]={about:"Usage and meaning of the 'virtual' resource 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en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir 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en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir 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en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir 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Il s’agit du regroupement de la région Haute-Normandie et de la Basse-Normandie, qui compte cinq départements, à savoir le Calvados, l’Eure, l’Orne, la Manche et la Seine-Maritime. La Normandie compte plusieurs \x3Cstrong>pôles urbains\x3C/strong> attractifs comme Le Havre, le deuxième port de France. Proche de la capitale et disposant de \x3Cstrong>nombreux atouts\x3C/strong> culturels et naturels, c’est une option intéressante pour un achat immobilier dans le neuf.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Normandie\x3C/h3>\x3Cp>Pour les primo-accédants, investir en Normandie est une option intéressante. Pour débuter ce projet, il est nécessaire de définir votre budget, et de calculer votre \x3Cstrong>capacité d’emprunt\x3C/strong>. Des avantages financiers peuvent être demandés, par exemple en étant éligible au \x3Cstrong>Prêt à Taux Zéro (PTZ)\x3C/strong>. Par ailleurs, si l’achat en Normandie se fait dans un secteur en zone ANRU, il est possible de bénéficier d’un \x3Cstrong>prix maîtrisé au m²\x3C/strong> et de la TVA réduite à 5,5 %.\x3C/p>\x3Cp>Au niveau local, certaines aides sont également disponibles. Par exemple, l’agglomération Seine-Eure donne une aide financière entre 2 000 euros et 6 000 euros pour les personnes qui veulent acheter ou construire leur résidence principale. La Métropole Rouen Normandie subventionne à hauteur de 5 000 euros les achats via le système d’accession sociale (PSLA) dans le neuf. De la même façon, Le Havre a mis en place une aide à l’accession dans le neuf dans un des quartiers prioritaires de la ville, qui s’élève à 5 000 euros pour un achat en VEFA.\x3C/p>\x3Ch3>Acheter un programme neuf en Normandie pour faire un investissement locatif\x3C/h3>\x3Cp>Avec des taux de rendement qui ne cessent de s’accroître depuis quelques années, le Normandie est une région propice à l’investissement immobilier. Les prix restent attractifs et il est facile de se lancer dans l’\x3Cstrong>investissement locatif\x3C/strong>.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Pour les investisseurs qui choisissent de construire une maison neuve en Normandie pour l’utiliser comme résidence secondaire, il est possible de faire de la \x3Cstrong>location saisonnière\x3C/strong> et de prendre ainsi le statut de loueur meublé non professionnel (LMNP). Ce statut offre une fiscalité allégée sur vos revenus locatifs et permet de faire fructifier votre bien immobilier lorsqu’il n’est pas utilisé. Il est ainsi possible de faire un achat d’appartement en Normandie, de le meubler et de le mettre à la location.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>Le dispositif Censi-Bouvard qui s’applique pour les \x3Cstrong>résidences services\x3C/strong> est intéressant pour les investisseurs qui ne souhaitent pas prendre en charge la location du bien. Les résidences services sont en effet gérées par des entreprises qui prennent en charge tout le sujet de la gestion de la location. Une réduction d’impôt importante s’applique pour vous.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Normandie ?\x3C/h3>\x3Cp>La Normandie est une région qui dispose d’une \x3Cstrong>économie prospère\x3C/strong>. Idéalement située près de la mer, ses grands espaces naturels attirent chaque année des milliers d’amoureux de balades qui viennent visiter le Mont-Saint-Michel ou les falaises d’Etretat. Proche de Paris, les familles qui rêvent d’une maison se pressent dans cette région agréable qui augmente leur pouvoir d’achat. Une situation géographique qui facilite la recherche de locataires. 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Par exemple, l’agglomération Seine-Eure donne une aide financière entre 2 000 euros et 6 000 euros pour les personnes qui veulent acheter ou construire leur résidence principale. La Métropole Rouen Normandie subventionne à hauteur de 5 000 euros les achats via le système d’accession sociale (PSLA) dans le neuf. De la même façon, Le Havre a mis en place une aide à l’accession dans le neuf dans un des quartiers prioritaires de la ville, qui s’élève à 5 000 euros pour un achat en VEFA.\x3C/p>\x3Ch3>Acheter un programme neuf en Normandie pour faire un investissement locatif\x3C/h3>\x3Cp>Avec des taux de rendement qui ne cessent de s’accroître depuis quelques années, le Normandie est une région propice à l’investissement immobilier. 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Les résidences services sont en effet gérées par des entreprises qui prennent en charge tout le sujet de la gestion de la location. Une réduction d’impôt importante s’applique pour vous.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Normandie ?\x3C/h3>\x3Cp>La Normandie est une région qui dispose d’une \x3Cstrong>économie prospère\x3C/strong>. Idéalement située près de la mer, ses grands espaces naturels attirent chaque année des milliers d’amoureux de balades qui viennent visiter le Mont-Saint-Michel ou les falaises d’Etretat. Proche de Paris, les familles qui rêvent d’une maison se pressent dans cette région agréable qui augmente leur pouvoir d’achat. Une situation géographique qui facilite la recherche de locataires. 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complètes au 06/10/2025\r\n554,55 € de mensualités *:\r\nMensualité de 554,55 € dans le cadre de l’offre COGEDIM Access. Lot 106, 2 pièces situé au Rez de jardin, d’une\r\nsurface habitable de 36,90 m² avec un jardin de 34,92 m², 1 place de stationnement bien immobilier dépendant de\r\nla Résidence « Le Clos des Artistes » à EQUEMAUVILLE (14600). Exemple d’un financement pour une opération\r\nd’acquisition de résidence principale en état futur d’achèvement d’un montant de 139 000,00 €, frais de dossier et\r\nfrais de caution du prêt à la charge de COGEDIM, soit un montant à financer de 139 000,00 € sans apport\r\npersonnel, bénéficiant d’un PTZ\r\n(1) par un couple, primo-accédant, dont le revenu fiscal de référence de l'année n-2\r\nétait de 27 000,00 € .\r\nFinancement réalisé grâce à des prêts consentis auprès des partenaires bancaires du groupe ALTAREA par\r\nl’intermédiaire d’Altarea Solution Financement :\r\nun prêt bancaire amortissable à taux fixe d’un montant de 41 700,00 €, d’une durée de 25 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 408,48 € pendant 10 ans puis mensualités\r\nde 22,37 € pendant 15 ans, TAEG estimé 4,49 % et coût total 11 344,20 € intérêts et assurances inclus,\r\nun prêt PTZ\r\n(1) d’un montant de 69 500,00 €, d’une durée de 25 ans, prêt amortissable à taux fixe ,\r\nmensualités de 20,27 € pendant 10 ans puis mensualités de 406,38 € pendant 15 ans, TAEG estimé 0,49 %\r\net coût total 6 080,80 € intérêts et assurances inclus,\r\nun prêt Jeune Actif (-35 ans) amortissable à taux fixe d’un montant de 13 900,00 €, d’une durée de 25 ans,\r\nprêt amortissable à taux fixe pendant toute sa durée , mensualités de 62,90 € pendant 25 ans, TAEG estimé\r\n2,62 % et coût total 4 970,00 € intérêts et assurances inclus,\r\nun prêt Acquisition Durable amortissable à taux fixe d’un montant de 13 900,00 €, d’une durée de 25 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 62,90 € pendant 25 ans, TAEG estimé\r\n2,62 % et coût total 4 970,00 € intérêts et assurances inclus,\r\nL’ensemble pour une mensualité globale lissée de 554,55 € pendant 25 ans. La cotisation mensuelle d’assurance\r\ndécès, perte totale et irréversible d’autonomie et incapacité de travail pour le prêt bancaire amortissable est de\r\n12.16 €, le prêt PTZ est de 20.27 €, le prêt Jeune Actif (-35 ans) est de 4.05 €, le prêt Acquisition Durable est de\r\n4.05 €, pour un capital emprunté assuré à 100 %.\r\nCette simulation est communiquée à titre informatif ; elle est établie sur la base de taux moyens du marché\r\nconstatés au 06/10/2025 pour diverses situations comparables. Cette présentation indicative ne constitue en\r\naucune façon une offre commerciale ou publicitaire de financement et n’a aucune valeur contractuelle. PTZ\r\n(1) et\r\nPAS, réservés aux primo-accédants pour l’achat d’un logement en résidence principale sont soumis à conditions de\r\nrevenus. Altarea Solution Financement est une société de courtage en crédit immobilier et en assurances. Siège\r\nsocial : 87 Rue de Richelieu – 75002 Paris. Adresse contact : contact-solution-financement@altarea.com. SAS au\r\ncapital de 10 000 € immatriculée au R.C.S Paris sous le N°504 638 784 et au registre de l’Orias (www.orias.fr) sous\r\nle N°10053430. Responsabilité Civile Professionnelle conforme aux articles L.512-6 du Code des assurances et\r\nL.519-3-4 du Code monétaire et financier. Membre de l’Association professionnelle des intermédiaires en crédits\r\n(APIC). Vous bénéficiez d’un délai légal de réflexion de 10 jours. Lorsque la vente est subordonnée à l’obtention\r\nd’un prêt et si celui-ci n’est pas obtenu, le vendeur doit rembourser les sommes versées par l’acquéreur. Aucun\r\nversement de quelque nature que ce soit ne peut être exigé d’un particulier avant l’obtention d’un ou plusieurs prêts\r\nd’argent. Un crédit vous engage et doit être remboursé. Vérifiez vos capacités de remboursement avant de vous\r\nengager. Sous réserve d’acceptation de votre dossier par nos partenaires bancaires.\r\n500 € d’apport / 500 € à la réservation\r\nCette somme de 500 € correspond au dépôt de garantie qui vous sera demandé à la signature du contrat de\r\nréservation en lieu et place du montant légal de 2 % ou 5 % du montant TTC du prix de vente. Cette somme\r\ns'imputera sur la partie du prix payable à la signature de l'acte authentique. Toutes les conditions du dépôt de\r\ngarantie sont stipulées à l’article 3.5 des conditions générales du contrat de réservation. Cette somme de 500 €\r\npeut être remboursée si la banque finance la totalité.\r\n0 frais avant d’emménager\r\nLe versement des mensualités, hors assurances, débutera à la date de livraison de l’appartement dépendant de la\r\nRésidence « Le Clos des Artistes » à EQUEMAUVILLE (14600).\r\nCOGEDIM prendra à sa charge les frais suivants :\r\nFrais notariés d’acte de vente (en ce compris la quote-part aux frais d’établissement au règlement de\r\ncopropriété),\r\nFrais notariés d’acte de prêt en cas de financement assorti d’une garantie hypothécaire,\r\nFrais de dossier bancaire,\r\nFrais de caution bancaire,\r\nIntérêts intercalaires.\r\nGrâce à cette prise en charge par COGEDIM, le TAEG (Taux Annuel Effectif Global) y compris assurance obligatoire\r\nest estimé à un taux de 1,51 %.\r\nLa prise en charge de ces frais est soumise aux quatre conditions cumulatives suivantes :\r\nÀ la signature d’un mandat exclusif de recherche de financement avec la société Altarea Solution Financement\r\n(frais de courtage offerts),\r\nÀ l’obtention du financement bancaire grâce à l’action de la société Altarea Solution Financement,\r\nÀ l’utilisation effective du financement ainsi obtenu par l’intermédiaire de ce mandat pour l’acquisition des lots\r\nobjet du contrat de réservation visé en tête des présentes,\r\nEt à la signature de l’acte notarié de vente en l’état futur d’achèvement dans les délais contractuels.\r\nEtant ici précisé que pour instruire la recherche de financement par le biais de la société Altarea Solution\r\nFinancement, vous vous engagez à fournir l’ensemble des pièces nécessaires (pièce d’identité valide, avis\r\nd’imposition, bulletins de salaire, extraits de comptes, tableaux d’amortissement des prêts en cours, etc…).\r\nDans ces conditions, COGEDIM vous remboursera :\r\nLe montant des frais de dossier bancaire et de caution bancaire, dans un délai de 15 jours à compter de la\r\nsignature de l’acte authentique de vente,\r\nPour le montant des intérêts intercalaires :\r\nCOGEDIM vous versera une avance, dont le montant sera déterminé à l'obtention du financement\r\nbancaire car elle dépendra des caractéristiques de l'emprunt contracté, dans un délai de 15 jours à\r\ncompter de l’émission de l’appel de fonds correspondant au stade « achèvement du plancher bas du\r\nrez-de-chaussée ». Dans l’hypothèse où la signature de l’acte authentique de vente intervenait après\r\nl’atteinte du stade « achèvement du plancher bas du rez-de-chaussée » dans la réalisation de la\r\nconstruction, COGEDIM vous versera ladite avance dans un délai de 15 jours à compter de la date de\r\nsignature de l’acte de vente,\r\nEt le solde des intérêts intercalaires (si ces derniers excédaient le montant de l’avance versée) dans un\r\ndélai de 15 jours à compter de la signature de la prise de possession effective des biens (livraison des\r\nbiens).\r\nLes frais notariés (frais d’établissement au règlement de copropriété, frais d’acte de vente, et frais d’acte de prêt en\r\ncas de prêt assorti d’une garantie hypothécaire) seront directement supportés par COGEDIM lors de la signature de\r\nl’acte authentique de vente (et de l’acte de prêt le cas échéant) auprès du Notaire.\r\n(1) PTZ : Le Prêt à taux zéro est un prêt réglementé qui vous permet de financer l’acquisition d'un appartement neuf\r\n(ou acquis en VEFA) que vous occuperez à titre de votre première résidence principale. Le Prêt à Taux zéro est un\r\nprêt complémentaire à d'autres emprunts. Le Prêt à taux zéro est accessible sous conditions de ressources, aux\r\npersonnes physiques désirant devenir propriétaire de leur première résidence principale (ne pas avoir été\r\npropriétaire de sa résidence principale au cours des 2 années précédant la nouvelle acquisition). Le montant et la\r\ndurée du Prêt à Taux 0 % varient en fonction de la zone géographique du logement et de la composition du foyer.\r\nLes ressources de l’acquéreur sont également prises en compte pour la durée du remboursement.\r\nL’article 71 de la loi n°1322-2023 du 29 décembre 2023, dite loi de finances pour 2024, proroge le PTZ (prêt à taux\r\nzéro) jusqu’au 31 décembre 2027 et aménage certaines dispositions réglementaires applicables. Le décret n\r\n°2024-304 du 2 avril 2024 fixe les modalités des offres de prêt émises à compter du 1er avril 2024. 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Lot 107, 3 pièces situé au Rez de jardin, d’une\r\nsurface habitable de 57,21 m² avec un jardin de 112,94 m², 2 places de stationnement biens immobiliers dépendant\r\nde la Résidence « Le Clos des Artistes » à EQUEMAUVILLE (14600). Exemple d’un financement pour une\r\nopération d’acquisition de résidence principale en état futur d’achèvement d’un montant de 210 000,00 €, frais de\r\ndossier et frais de caution du prêt à la charge de COGEDIM, soit un montant à financer de 210 000,00 € sans\r\napport personnel, bénéficiant d’un PTZ\r\n(1) par un couple avec enfant, primo-accédant, dont le revenu fiscal de\r\nréférence de l'année n-2 était de 32 400,00 € .\r\nFinancement réalisé grâce à des prêts consentis auprès des partenaires bancaires du groupe ALTAREA par\r\nl’intermédiaire d’Altarea Solution Financement :\r\nun prêt bancaire amortissable à taux fixe d’un montant de 71 000,00 €, d’une durée de 25 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 641,44 € pendant 10 ans puis mensualités\r\nde 91,44 € pendant 15 ans, TAEG estimé 4,30 % et coût total 22 432,00 € intérêts et assurances inclus,\r\nun prêt PTZ\r\n(1) d’un montant de 99 000,00 €, d’une durée de 25 ans, prêt amortissable à taux fixe ,\r\nmensualités de 28,88 € pendant 10 ans puis mensualités de 578,88 € pendant 15 ans, TAEG estimé 0,49 %\r\net coût total 8 664,00 € intérêts et assurances inclus,\r\nun prêt Jeune Actif (-35 ans) amortissable à taux fixe d’un montant de 20 000,00 €, d’une durée de 25 ans,\r\nprêt amortissable à taux fixe pendant toute sa durée , mensualités de 90,51 € pendant 25 ans, TAEG estimé\r\n2,62 % et coût total 7 153,00 € intérêts et assurances inclus,\r\nun prêt Acquisition Durable amortissable à taux fixe d’un montant de 20 000,00 €, d’une durée de 25 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 90,51 € pendant 25 ans, TAEG estimé\r\n2,62 % et coût total 7 153,00 € intérêts et assurances inclus,\r\nL’ensemble pour une mensualité globale lissée de 851,34 € pendant 25 ans. La cotisation mensuelle d’assurance\r\ndécès, perte totale et irréversible d’autonomie et incapacité de travail pour le prêt bancaire amortissable est de\r\n20.71 €, le prêt PTZ est de 28.88 €, le prêt Jeune Actif (-35 ans) est de 5.83 €, le prêt Acquisition Durable est de\r\n5.83 €, pour un capital emprunté assuré à 100 %.\r\nCette simulation est communiquée à titre informatif ; elle est établie sur la base de taux moyens du marché\r\nconstatés au 06/10/2025 pour diverses situations comparables. Cette présentation indicative ne constitue en\r\naucune façon une offre commerciale ou publicitaire de financement et n’a aucune valeur contractuelle. PTZ\r\n(1) et\r\nPAS, réservés aux primo-accédants pour l’achat d’un logement en résidence principale sont soumis à conditions de\r\nrevenus. Altarea Solution Financement est une société de courtage en crédit immobilier et en assurances. Siège\r\nsocial : 87 Rue de Richelieu – 75002 Paris. Adresse contact : contact-solution-financement@altarea.com. SAS au\r\ncapital de 10 000 € immatriculée au R.C.S Paris sous le N°504 638 784 et au registre de l’Orias (www.orias.fr) sous\r\nle N°10053430. Responsabilité Civile Professionnelle conforme aux articles L.512-6 du Code des assurances et\r\nL.519-3-4 du Code monétaire et financier. Membre de l’Association professionnelle des intermédiaires en crédits\r\n(APIC). Vous bénéficiez d’un délai légal de réflexion de 10 jours. Lorsque la vente est subordonnée à l’obtention\r\nd’un prêt et si celui-ci n’est pas obtenu, le vendeur doit rembourser les sommes versées par l’acquéreur. Aucun\r\nversement de quelque nature que ce soit ne peut être exigé d’un particulier avant l’obtention d’un ou plusieurs prêts\r\nd’argent. Un crédit vous engage et doit être remboursé. Vérifiez vos capacités de remboursement avant de vous\r\nengager. Sous réserve d’acceptation de votre dossier par nos partenaires bancaires.\r\n500 € d’apport / 500 € à la réservation\r\nCette somme de 500 € correspond au dépôt de garantie qui vous sera demandé à la signature du contrat de\r\nréservation en lieu et place du montant légal de 2 % ou 5 % du montant TTC du prix de vente. Cette somme\r\ns'imputera sur la partie du prix payable à la signature de l'acte authentique. Toutes les conditions du dépôt de\r\ngarantie sont stipulées à l’article 3.5 des conditions générales du contrat de réservation. Cette somme de 500 €\r\npeut être remboursée si la banque finance la totalité.\r\n0 frais avant d’emménager\r\nLe versement des mensualités, hors assurances, débutera à la date de livraison de l’appartement dépendant de la\r\nRésidence « Le Clos des Artistes » à EQUEMAUVILLE (14600).\r\nCOGEDIM prendra à sa charge les frais suivants :\r\nFrais notariés d’acte de vente (en ce compris la quote-part aux frais d’établissement au règlement de\r\ncopropriété),\r\nFrais notariés d’acte de prêt en cas de financement assorti d’une garantie hypothécaire,\r\nFrais de dossier bancaire,\r\nFrais de caution bancaire,\r\nIntérêts intercalaires.\r\nGrâce à cette prise en charge par COGEDIM, le TAEG (Taux Annuel Effectif Global) y compris assurance obligatoire\r\nest estimé à un taux de 1,65 %.\r\nLa prise en charge de ces frais est soumise aux quatre conditions cumulatives suivantes :\r\nÀ la signature d’un mandat exclusif de recherche de financement avec la société Altarea Solution Financement\r\n(frais de courtage offerts),\r\nÀ l’obtention du financement bancaire grâce à l’action de la société Altarea Solution Financement,\r\nÀ l’utilisation effective du financement ainsi obtenu par l’intermédiaire de ce mandat pour l’acquisition des lots\r\nobjet du contrat de réservation visé en tête des présentes,\r\nEt à la signature de l’acte notarié de vente en l’état futur d’achèvement dans les délais contractuels.\r\nEtant ici précisé que pour instruire la recherche de financement par le biais de la société Altarea Solution\r\nFinancement, vous vous engagez à fournir l’ensemble des pièces nécessaires (pièce d’identité valide, avis\r\nd’imposition, bulletins de salaire, extraits de comptes, tableaux d’amortissement des prêts en cours, etc…).\r\nDans ces conditions, COGEDIM vous remboursera :\r\nLe montant des frais de dossier bancaire et de caution bancaire, dans un délai de 15 jours à compter de la\r\nsignature de l’acte authentique de vente,\r\nPour le montant des intérêts intercalaires :\r\nCOGEDIM vous versera une avance, dont le montant sera déterminé à l'obtention du financement\r\nbancaire car elle dépendra des caractéristiques de l'emprunt contracté, dans un délai de 15 jours à\r\ncompter de l’émission de l’appel de fonds correspondant au stade « achèvement du plancher bas du\r\nrez-de-chaussée ». Dans l’hypothèse où la signature de l’acte authentique de vente intervenait après\r\nl’atteinte du stade « achèvement du plancher bas du rez-de-chaussée » dans la réalisation de la\r\nconstruction, COGEDIM vous versera ladite avance dans un délai de 15 jours à compter de la date de\r\nsignature de l’acte de vente,\r\nEt le solde des intérêts intercalaires (si ces derniers excédaient le montant de l’avance versée) dans un\r\ndélai de 15 jours à compter de la signature de la prise de possession effective des biens (livraison des\r\nbiens).\r\nLes frais notariés (frais d’établissement au règlement de copropriété, frais d’acte de vente, et frais d’acte de prêt en\r\ncas de prêt assorti d’une garantie hypothécaire) seront directement supportés par COGEDIM lors de la signature de\r\nl’acte authentique de vente (et de l’acte de prêt le cas échéant) auprès du Notaire.\r\n(1) PTZ : Le Prêt à taux zéro est un prêt réglementé qui vous permet de financer l’acquisition d'un appartement neuf\r\n(ou acquis en VEFA) que vous occuperez à titre de votre première résidence principale. Le Prêt à Taux zéro est un\r\nprêt complémentaire à d'autres emprunts. Le Prêt à taux zéro est accessible sous conditions de ressources, aux\r\npersonnes physiques désirant devenir propriétaire de leur première résidence principale (ne pas avoir été\r\npropriétaire de sa résidence principale au cours des 2 années précédant la nouvelle acquisition). Le montant et la\r\ndurée du Prêt à Taux 0 % varient en fonction de la zone géographique du logement et de la composition du foyer.\r\nLes ressources de l’acquéreur sont également prises en compte pour la durée du remboursement.\r\nL’article 71 de la loi n°1322-2023 du 29 décembre 2023, dite loi de finances pour 2024, proroge le PTZ (prêt à taux\r\nzéro) jusqu’au 31 décembre 2027 et aménage certaines dispositions réglementaires applicables. Le décret n\r\n°2024-304 du 2 avril 2024 fixe les modalités des offres de prêt émises à compter du 1er avril 2024. 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Dans le département du Calvados, Douvres-la-Délivrande est une petite ville dynamique et fière de son héritage historique. Cette commune de Normandie offre un cadre de vie charmant, à proximité de la mer et de Caen. Découvrez nos offres de programmes neufs à Douvres-la-Délivrande et investissez en toute sérénité grâce à nos experts en immobilier Cogedim.
Attachée à son héritage historique, la ville de Douvres-la-Délivrande abrite quelques joyaux architecturaux parfaitement conservés : basilique, manoir, église, ancienne gare, etc. L‘authentique quartier du centre-ville et ses anciennes maisons abrite notamment un agréable gîte communal. Fière de son patrimoine, la ville est attentive à conserver son esprit village et porte une très grande attention aux projets de développement urbain. Elle offre ainsi un cadre de vie agréable et apprécié. Les premières plages accessibles en seulement 15 minutes de vélo rajoutent au charme de cette ville.
Douvres-la-Délivrande offre tous les services et commerces de proximité nécessaires. Depuis la crèche jusqu’à l’école primaire, les petits douvrais bénéficient d’une scolarité de qualité. Côté loisirs, l’offre est riche et permet l’épanouissement de tous : cinéma, bibliothèque, complexe sportif, centre aquatique, salle de spectacle, etc.
S’installer à Douvres-la-Délivrande, c’est également profiter de nombreux commerces de proximité : alimentation, fleuriste, pharmacie, vêtements, etc. Regroupée dans la rue principale et à proximité de la basilique, ici, tout peu se faire à pied ! L’offre de commerces a été renforcée récemment avec la création d’une zone commerciale à la sortie de la ville pour prolonger les sorties shopping.
À Douvres-la-Délivrande, plus de la moitié des biens immobiliers sont des maisons de 5 pièces ou plus. Une typologie immobilière en parfaite adéquation avec l’envie d’espaces des ménages français depuis la sortie du confinement. Cependant, la commune possède également un nombre important d’appartements. Elle permet ainsi des possibilités d’investissement variées dans l’immobilier neuf, adaptées à chaque projet (investissement personnel, projet locatif, etc.).
Avec une croissance démographique constante, le marché immobilier de Douvres-la-Délivrande se porte très bien. Le délai moyen d’une transaction immobilière est ainsi passé d’une centaine de jours avant la crise sanitaire liée au Covid-19 à soixante jours actuellement. Par ailleurs, le prix du mètre carré affiche une hausse régulière (+15 % en un an, +25 % en 5 ans).
Au regard des nouvelles aspirations des ménages français, croissance démographique et valorisation immobilières sont des tendances amenées à se poursuivre. Actuellement, comptez en moyenne 3 282 €/m² pour investir dans le neuf à Douvres-la-Délivrande, un prix encore abordable.
À Douvres-la-Délivrande, 37 % de la population est locataire de son logement. Une typologie qui permet d’envisager des investissements locatifs sereinement. Le prix de l’immobilier abordable et les loyers moyens fixés à 12 €/m² offrent une rentabilité locative intéressante d’environ 5,1 %.
Douvres-la-Délivrande est une petite commune de 4 973 habitants (recensement INSEE 2019).
Oui, en fonction de la situation de votre foyer, vous pouvez bénéficier d’aides financières telles que le Prêt à Taux Zéro (PTZ), le Prêt Action Logement (PAL), etc. Attention, depuis 2019, la ville n’est plus éligible au dispositif Pinel.
Depuis près de 60 ans, Cogedim se tient à vos côtés pour vous accompagner dans tous vos projets immobiliers neufs et locatifs. Élu meilleur service client pour la cinquième année consécutive, faire confiance à Cogedim c’est bénéficier des meilleurs conseils pour investir dans l’immobilier neuf à Douvres-la-Délivrande.