\x3Cpath class=\"st0\" d=\"M12.3,28h7.8h7.7h7.6V14.2h4.3L24,0.6l-3.7,3.2v-3h-5.5v7.8l-6.4,5.6h4V28z M21.1,27v-6.7h5.7V27H21.1z\n\t\t M34.4,27h-6.6v-7.7h-7.7V27h-6.8V14.2h21.1V27z M15.7,9V1.8h3.5V6l4.7-4l13,11.3h-26L15.7,9z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez du prêt à taux zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:null,field_text_main:null,vid:$R[237]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[238]={drupal_internal__target_id:"regulation"}},revision_user:$R[239]={data:null,links:$R[240]={related:$R[241]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f37d7e5e-3057-44e8-b10e-979e6adb1932/revision_user/?resourceVersion=id%3A4"},self:$R[242]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f37d7e5e-3057-44e8-b10e-979e6adb1932/relationships/revision_user/?resourceVersion=id%3A4"}}},parent:$R[243]=[$R[244]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[245]={links:$R[246]={help:$R[247]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[248]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[249]={type:"taxonomy_term--regulation",id:"19b5dbf4-49ba-47b5-90ee-d6433b676b0b",links:$R[250]={self:$R[251]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/?resourceVersion=id%3A5"}},drupal_internal__tid:5,drupal_internal__revision_id:5,langcode:"fr",revision_created:null,status:!0,name:"TVA réduite",description:null,weight:1,changed:"2024-06-19T07:52:29+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[252]=[$R[253]={tag:"meta",attributes:$R[254]={name:"title",content:"TVA réduite | Cogedim"}},$R[255]={tag:"link",attributes:$R[256]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/5/"}},$R[257]={tag:"meta",attributes:$R[258]={name:"generator",content:"Cogedim"}},$R[259]={tag:"meta",attributes:$R[260]={property:"og:site_name",content:"Cogedim"}},$R[261]={tag:"meta",attributes:$R[262]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[263]={tag:"meta",attributes:$R[264]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/"}},$R[265]={tag:"meta",attributes:$R[266]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[267]={tag:"meta",attributes:$R[268]={property:"og:image:type",content:"image/png"}},$R[269]={tag:"meta",attributes:$R[270]={property:"og:image:width",content:"628"}},$R[271]={tag:"meta",attributes:$R[272]={property:"og:image:height",content:"316"}},$R[273]={tag:"meta",attributes:$R[274]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[275]={tag:"meta",attributes:$R[276]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[277]={tag:"meta",attributes:$R[278]={name:"twitter:card",content:"summary"}},$R[279]={tag:"meta",attributes:$R[280]={name:"twitter:site",content:"@altareacogedim"}},$R[281]={tag:"meta",attributes:$R[282]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[283]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[284]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1
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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[285]={value:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[286]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[287]={drupal_internal__target_id:"regulation"}},revision_user:$R[288]={data:null,links:$R[289]={related:$R[290]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/revision_user/?resourceVersion=id%3A5"},self:$R[291]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/relationships/revision_user/?resourceVersion=id%3A5"}}},parent:$R[292]=[$R[293]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[294]={links:$R[295]={help:$R[296]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[297]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[298]={type:"taxonomy_term--regulation",id:"16dd3083-89ed-478c-82d3-c61e00e3e669",links:$R[299]={self:$R[300]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/?resourceVersion=id%3A9"}},drupal_internal__tid:9,drupal_internal__revision_id:9,langcode:"fr",revision_created:null,status:!0,name:"Prix maîtrisés",description:null,weight:2,changed:"2025-06-26T14:47:47+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[301]=[$R[302]={tag:"meta",attributes:$R[303]={name:"title",content:"Prix maîtrisés | Cogedim"}},$R[304]={tag:"link",attributes:$R[305]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/9/"}},$R[306]={tag:"meta",attributes:$R[307]={name:"generator",content:"Cogedim"}},$R[308]={tag:"meta",attributes:$R[309]={property:"og:site_name",content:"Cogedim"}},$R[310]={tag:"meta",attributes:$R[311]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[312]={tag:"meta",attributes:$R[313]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/"}},$R[314]={tag:"meta",attributes:$R[315]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[316]={tag:"meta",attributes:$R[317]={property:"og:image:type",content:"image/png"}},$R[318]={tag:"meta",attributes:$R[319]={property:"og:image:width",content:"628"}},$R[320]={tag:"meta",attributes:$R[321]={property:"og:image:height",content:"316"}},$R[322]={tag:"meta",attributes:$R[323]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[324]={tag:"meta",attributes:$R[325]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[326]={tag:"meta",attributes:$R[327]={name:"twitter:card",content:"summary"}},$R[328]={tag:"meta",attributes:$R[329]={name:"twitter:site",content:"@altareacogedim"}},$R[330]={tag:"meta",attributes:$R[331]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[332]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Les prix indiqués peuvent tenir compte d’une TVA réduite sous conditions de ressources.\r\nLes rentabilités indiquées sont estimatives, données à titre indicatif et hors frais de gestion potentiels.",field_legals_grid:null,field_promo_drawer:$R[333]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1
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\t\tC23.8,19.2,23,19.3,22.3,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z
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\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6
\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2
\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1
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\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6
\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z
\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez des prix maîtrisés\x3C/h3>\x3Cp>Tous les avantages du neuf avec des conditions de financement avantageuses pour les primo-accédants.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez des prix maîtrisés\x3C/h3>\x3Cp>Tous les avantages du neuf avec des conditions de financement avantageuses pour les primo-accédants.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[334]={value:"\x3Ch3>Acheter en prix maîtrisés\x3C/h3>\x3Cp>Primo-accédants, et sous conditions de ressources, profitez de la possibilité d’acheter votre logement neuf en dessous du prix du marché dans une résidence éligible aux prix maîtrisés. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en prix maîtrisés\x3C/h3>\x3Cp>Primo-accédants, et sous conditions de ressources, profitez de la possibilité d’acheter votre logement neuf en dessous du prix du marché dans une résidence éligible aux prix maîtrisés. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:$R[335]={value:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix maîtrisés\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincmastered\">\x3Cdiv class=\"expandable\">\x3Cp>Fruit d’un partenariat entre les promoteurs immobiliers et les communes, ce dispositif vous permet d’acquérir, sous certaines conditions, un logement neuf à un prix réduit par rapport au marché immobilier local. En moyenne, vous pourrez profiter d’une économie entre 20 et 30% sur le prix d’acquisition de votre logement neuf.\x3C/p>\x3Cp>Ce sont les \x3Cstrong>collectivités\x3C/strong> qui \x3Cstrong>fixent les règles d’accession à la propriété à prix maîtrisé. Elles varient donc d’une ville à l’autre. \x3C/strong>Vous devez, entre autres, avoir des revenus inférieurs à un plafond de ressources basé sur le barème PSLA, PAS ou PLI, et occuper le logement à titre de résidence principale.\x3C/p>\x3Cp>Vous vous engagez, par ailleurs, à conserver votre logement plusieurs années. En cas d’une revente anticipée, le prix peut être encadré par les clauses anti spéculatives de votre commune.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cp>Grâce à ce dispositif, vous pourrez :\x3C/p>\x3Cul>\x3Cli>Acquérir un logement neuf de qualité, à prix réduit ;\x3C/li>\x3Cli>Accéder à un bien immobilier plus grand ou avec un meilleur emplacement, avec un budget inchangé ;\x3C/li>\x3Cli>Vous constituer un patrimoine, en bénéficiant d’autres dispositifs d’aides au financement immobilier mis en place par le gouvernement et les collectivités locales (Prêt à taux zéro, Prêt Action Logement, Prêt à l’Accession Sociale…) ;\x3C/li>\x3Cli>Profiter d’une réduction des frais de notaire grâce à l’achat dans l’immobilier neuf.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincmastered').classList.toggle('active');\">\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\">\x3C/path>\x3C/svg>\x3C/i>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\" loading=\"lazy\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix maîtrisés\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincmastered\">\x3Cdiv class=\"expandable\">\x3Cp>Fruit d’un partenariat entre les promoteurs immobiliers et les communes, ce dispositif vous permet d’acquérir, sous certaines conditions, un logement neuf à un prix réduit par rapport au marché immobilier local. En moyenne, vous pourrez profiter d’une économie entre 20 et 30% sur le prix d’acquisition de votre logement neuf.\x3C/p>\x3Cp>Ce sont les \x3Cstrong>collectivités\x3C/strong> qui \x3Cstrong>fixent les règles d’accession à la propriété à prix maîtrisé. Elles varient donc d’une ville à l’autre. \x3C/strong>Vous devez, entre autres, avoir des revenus inférieurs à un plafond de ressources basé sur le barème PSLA, PAS ou PLI, et occuper le logement à titre de résidence principale.\x3C/p>\x3Cp>Vous vous engagez, par ailleurs, à conserver votre logement plusieurs années. 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aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincmastered').classList.toggle('active');\">\x3Csvg width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\" />\x3C/svg>\x3C/i>\x3C/div>\x3C/div>"},vid:$R[336]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[337]={drupal_internal__target_id:"regulation"}},revision_user:$R[338]={data:null,links:$R[339]={related:$R[340]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/revision_user/?resourceVersion=id%3A9"},self:$R[341]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/relationships/revision_user/?resourceVersion=id%3A9"}}},parent:$R[342]=[$R[343]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[344]={links:$R[345]={help:$R[346]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[347]={about:"Usage 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immobiliers neufs"}},$R[362]={tag:"meta",attributes:$R[363]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/"}},$R[364]={tag:"meta",attributes:$R[365]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[366]={tag:"meta",attributes:$R[367]={property:"og:image:type",content:"image/png"}},$R[368]={tag:"meta",attributes:$R[369]={property:"og:image:width",content:"628"}},$R[370]={tag:"meta",attributes:$R[371]={property:"og:image:height",content:"316"}},$R[372]={tag:"meta",attributes:$R[373]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[374]={tag:"meta",attributes:$R[375]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[376]={tag:"meta",attributes:$R[377]={name:"twitter:card",content:"summary"}},$R[378]={tag:"meta",attributes:$R[379]={name:"twitter:site",content:"@altareacogedim"}},$R[380]={tag:"meta",attributes:$R[381]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[382]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:null,field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[383]={value:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[384]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[385]={drupal_internal__target_id:"regulation"}},revision_user:$R[386]={data:null,links:$R[387]={related:$R[388]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/revision_user/?resourceVersion=id%3A4043"},self:$R[389]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/relationships/revision_user/?resourceVersion=id%3A4043"}}},parent:$R[390]=[$R[391]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[392]={links:$R[393]={help:$R[394]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[395]={about:"Usage and meaning of the 'virtual' resource 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neufs"}},$R[410]={tag:"meta",attributes:$R[411]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/"}},$R[412]={tag:"meta",attributes:$R[413]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[414]={tag:"meta",attributes:$R[415]={property:"og:image:type",content:"image/png"}},$R[416]={tag:"meta",attributes:$R[417]={property:"og:image:width",content:"628"}},$R[418]={tag:"meta",attributes:$R[419]={property:"og:image:height",content:"316"}},$R[420]={tag:"meta",attributes:$R[421]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[422]={tag:"meta",attributes:$R[423]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[424]={tag:"meta",attributes:$R[425]={name:"twitter:card",content:"summary"}},$R[426]={tag:"meta",attributes:$R[427]={name:"twitter:site",content:"@altareacogedim"}},$R[428]={tag:"meta",attributes:$R[429]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[430]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Prix indicatifs hors taxes.\x3Cbr>\r\nLes rentabilités indiquées sont nettes de frais de gestion et hors mobilier, avant impact fiscal.",field_legals_grid:"Prix indicatifs hors taxes et hors mobilier. Les rentabilités indiquées sont nettes de frais de gestion et hors mobilier, avant impact fiscal.",field_promo_drawer:null,field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[431]={value:"\x3Ch3>Acheter en LMNP géré\x3C/h3>\x3Cp>Investissez dans une résidence services en statut LMNP et cumulez un achat Hors Taxe, grâce à la récupération immédiate de la TVA sur le prix de votre logement, et des revenus locatifs garantis par bail commercial pouvant être défiscalisés sur le long terme. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP géré\x3C/h3>\x3Cp>Investissez dans une résidence services en statut LMNP et cumulez un achat Hors Taxe, grâce à la récupération immédiate de la TVA sur le prix de votre logement, et des revenus locatifs garantis par bail commercial pouvant être défiscalisés sur le long terme. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[432]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[433]={drupal_internal__target_id:"regulation"}},revision_user:$R[434]={data:null,links:$R[435]={related:$R[436]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/revision_user/?resourceVersion=id%3A7"},self:$R[437]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/relationships/revision_user/?resourceVersion=id%3A7"}}},parent:$R[438]=[$R[439]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[440]={links:$R[441]={help:$R[442]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[443]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[444]={type:"taxonomy_term--regulation",id:"9df7bfb4-b767-42a6-a070-ce1436f2a561",links:$R[445]={self:$R[446]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/?resourceVersion=id%3A8"}},drupal_internal__tid:8,drupal_internal__revision_id:8,langcode:"fr",revision_created:null,status:!0,name:"Nue-propriété",description:null,weight:6,changed:"2025-07-01T07:35:28+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[447]=[$R[448]={tag:"meta",attributes:$R[449]={name:"title",content:"Nue-propriété | Cogedim"}},$R[450]={tag:"link",attributes:$R[451]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/8/"}},$R[452]={tag:"meta",attributes:$R[453]={name:"generator",content:"Cogedim"}},$R[454]={tag:"meta",attributes:$R[455]={property:"og:site_name",content:"Cogedim"}},$R[456]={tag:"meta",attributes:$R[457]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[458]={tag:"meta",attributes:$R[459]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/"}},$R[460]={tag:"meta",attributes:$R[461]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[462]={tag:"meta",attributes:$R[463]={property:"og:image:type",content:"image/png"}},$R[464]={tag:"meta",attributes:$R[465]={property:"og:image:width",content:"628"}},$R[466]={tag:"meta",attributes:$R[467]={property:"og:image:height",content:"316"}},$R[468]={tag:"meta",attributes:$R[469]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[470]={tag:"meta",attributes:$R[471]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[472]={tag:"meta",attributes:$R[473]={name:"twitter:card",content:"summary"}},$R[474]={tag:"meta",attributes:$R[475]={name:"twitter:site",content:"@altareacogedim"}},$R[476]={tag:"meta",attributes:$R[477]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[478]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Prix TTC en TVA réduite à 10%\x3Cbr />*La nue-propriété est un montage financier qui permet d’acheter un bien immobilier en profitant d’un prix d’acquisition réduit de 30 à 40% grâce au principe de démembrement de propriété. 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d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Investissez en Nue-Propriété\x3C/h3>\x3Cp>Un bien à prix réduit, défiscalisé, sans contrainte d’entretien et de gestion locative.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[480]={value:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[481]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[482]={drupal_internal__target_id:"regulation"}},revision_user:$R[483]={data:null,links:$R[484]={related:$R[485]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/revision_user/?resourceVersion=id%3A8"},self:$R[486]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/relationships/revision_user/?resourceVersion=id%3A8"}}},parent:$R[487]=[$R[488]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[489]={links:$R[490]={help:$R[491]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[492]={about:"Usage and meaning of the 'virtual' resource 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Profitez de tous nos services.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/cogedim-pour-vous/la-difference-cogedim/\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M46.3,45.2v-0.9h-2.5V20.8c0.7-0.2,1.2-0.7,1.5-1.3h2.5L46,10.8h-5.5l-1.7,8.7h2.5c0.2,0.7,0.8,1.2,1.5,1.3\n\t\tv23.4h-2.5v0.9h-4.4c0.4-0.2,0.7-0.5,1.1-0.9h1.1l0.1-0.3c0.1-0.3,3.2-8.6,2.4-11.6c-0.4-1.3-1.3-2.4-2.7-3C37,29,36,28.8,35.1,29\n\t\tv-0.3c0-1.3-0.4-2.4-1.3-3.2c-2.1-2-5.8-2-6-2c-0.2,0-3.9,0-6,2c-0.9,0.9-1.3,1.9-1.3,3.2V29c-0.8-0.1-1.8,0-2.8,0.4\n\t\tc-1.3,0.6-2.3,1.6-2.7,3c-0.9,3,2.3,11.3,2.4,11.6l0.1,0.3h0.9c0.2,0.3,0.5,0.7,1,0.9H9.9l1.6-7.7h0.8v-2.9H8.7\n\t\tc0.4-1.2,1.3-5.1,1.1-8.7c0.2-0.3,0.5-0.5,0.8-0.8c0.7,0.2,1.2,0.6,1.5,1.1c1,1.8,0,4.9,0,4.9l-0.9,2.8l1.8-2.3\n\t\tc0.1-0.2,2.9-3.8,2.1-6.4c-0.2-0.7-0.6-1.2-1.2-1.5c-1.5-0.6-3.6,0.4-3.6,0.4l-0.7,0.3c-0.3-1.7-1-3.2-2.3-4.2l0,0\n\t\tc-0.1-0.1-0.2-0.1-0.3-0.2c-0.6-0.3-2-1-3.1-0.6c-0.4,0.2-1,0.5-1.2,1.4c-0.8,2.6,0.2,5.4,0.3,5.5l0.6,1.6l0.4-1.6\n\t\tc0.5-2.1,1.6-5.1,2.5-5.4c0.1,0,0.1,0,0.2,0c0.1,0,0.1,0.1,0.1,0.1c1.3,1,1.9,2.6,2,4.4c-1.4,1.7-2,3.7-2.2,5.4\n\t\tc-0.2-0.6-0.4-1.3-0.7-1.9c-0.1-0.4-0.5-1.3-1.3-1.4c-0.9,0-1.5,1.2-1.7,1.6l-1.2,2.7l2-2.2c0.4-0.4,0.7-0.6,0.9-0.6\n\t\tc0.2,0,0.3,0.2,0.3,0.2c1.1,2.1,1.2,4.4,1.2,5.1h-4v2.9h0.8l1.6,7.7H0v1h48v-1H46.3z M41.4,11.8h3.9l1.3,6.7H40L41.4,11.8z\n\t\t M42.5,19.5h1.7c-0.2,0.2-0.5,0.4-0.8,0.4C43,19.9,42.7,19.7,42.5,19.5z M13.5,24.6c0.3,0.1,0.6,0.4,0.7,0.8c0.3,1-0.1,2.3-0.6,3.3\n\t\tc0-1-0.1-2.1-0.6-3c-0.3-0.5-0.6-0.9-1.1-1.2C12.4,24.5,13,24.4,13.5,24.6z M3.4,24.3c-0.1-0.9-0.2-2,0.2-3\n\t\tc0.1-0.4,0.3-0.7,0.6-0.8c0.1-0.1,0.3-0.1,0.5-0.1c0.2,0,0.5,0,0.7,0.1C4.5,21.3,3.9,23,3.4,24.3z M8.8,27.2c0,3.4-1,6.8-1.2,7.4\n\t\tH7.4C7.4,33.8,7.1,30.2,8.8,27.2z M3.1,35.6h8.2v0.9H3.1V35.6z M10.5,37.5L9,44.3H5.3l-1.4-6.8H10.5z M35.2,44.3\n\t\tc-0.1,0-0.2,0-0.2-0.1h0.6C35.5,44.3,35.3,44.3,35.2,44.3z M37.5,30.3c0.8,0.3,1.7,1,2.1,2.3c0.6,2.2-1.3,8.1-2.2,10.7h-4\n\t\tc0-12.4,0.5-12.6,1.4-13.1C35.3,29.8,36.5,29.8,37.5,30.3z M22.6,26.1c1.8-1.7,5.2-1.7,5.3-1.7c0,0,3.5,0,5.3,1.7\n\t\tc0.7,0.7,1,1.5,1,2.5v0.7c-0.9,0.5-1.4,1.1-1.6,6.2h-9.4c-0.2-5-0.7-5.7-1.6-6.2v-0.7C21.6,27.6,21.9,26.8,22.6,26.1z M32.3,36.5v4\n\t\th-9v-4H32.3z M16.1,32.6c0.4-1.3,1.4-2,2.1-2.3c1-0.4,2.2-0.4,2.7-0.1c0.9,0.5,1.4,0.7,1.4,13.1h-4C17.4,40.7,15.5,34.7,16.1,32.6z\n\t\t M20.5,44.2c-0.1,0.1-0.2,0.1-0.3,0.1c-0.1,0-0.2,0-0.2-0.1H20.5z M21.9,44.2h1.3v-0.5c0-0.8,0-1.5,0-2.2h9.2c0,0.7,0,1.4,0,2.2\n\t\tv0.5h1.2c0.2,0.3,0.5,0.7,1,0.9H20.8C21.2,45,21.6,44.7,21.9,44.2z\" />\x3Cpath class=\"st0\" d=\"M32.5,1.8H9.4v15.5h23.1V1.8z M10.4,12.4L15,7.7l6.3,6.3l2.6-2.6l4.9,4.9H10.4V12.4z M31.5,16.3h-1.2L24,10\n\t\tl-2.6,2.6L15,6.3L10.4,11V2.8h21.1V16.3z\" />\x3Cpath class=\"st0\" d=\"M27,9.5c1.4,0,2.6-1.1,2.6-2.6S28.4,4.4,27,4.4S24.5,5.6,24.5,7S25.6,9.5,27,9.5z M27,5.4\n\t\tc0.9,0,1.6,0.7,1.6,1.6S27.9,8.5,27,8.5S25.5,7.8,25.5,7S26.2,5.4,27,5.4z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Nos services pour vous accompagner\x3C/h3>\x3Cp>Financement sur mesure, Parrainage,... Profitez de tous nos services.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/cogedim-pour-vous/la-difference-cogedim/\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[529]={value:"\x3Ch3>Acheter en BRS\x3C/h3>\x3Cp>Avec le BRS – Bail Réel Solidaire, achetez votre résidence principale en-dessous des prix de marché grâce à un nouveau dispositif d’accession à la propriété.\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en BRS\x3C/h3>\x3Cp>Avec le BRS – Bail Réel Solidaire, achetez votre résidence principale en-dessous des prix de marché grâce à un nouveau dispositif d’accession à la propriété.\x3C/p>"},field_text_main:$R[530]={value:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix BRS, accessibles sous conditions de ressources\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincbrs\">\x3Cdiv class=\"expandable\">\x3Cp>Le bail réel solidaire (BRS) est un dispositif d’accès social à la propriété de sa résidence principale, à prix abordable et sous conditions de ressources, correspondant à ceux du prêt social à l’accession (PSLA).\x3C/p>\x3Cp>Le BRS repose sur la dissociation du foncier (le terrain) et du bâti (le logement). Vous pouvez ainsi devenir propriétaire de votre logement à un prix pouvant aller jusqu’à 40% de décote du prix du marché.\x3C/p>\x3Cp>En contrepartie vous signez un bail réel solidaire et vous devrez vous acquitter d’une redevance mensuelle auprès d’un organisme foncier solidaire (OFS) qui achète le terrain.\x3C/p>\x3Cp>Vous êtes ainsi propriétaire de votre logement mais locataire du terrain sur lequel il se trouve.\x3C/p>\x3Cp>Les OFS sont des organismes à but non lucratif, agréés par le préfet de région, ayant pour objet de détenir des terrains sur le très long terme.\x3C/p>\x3Cp>Vous pouvez revendre votre logement à tout moment mais cela reste cependant encadré par l’OFS.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Vous devenez propriétaire à un prix d’acquisition réduit de votre logement ;\x3C/li>\x3Cli>Vous versez une redevance mensuelle correspondant à la location du terrain sur lequel il se trouve ;\x3C/li>\x3Cli>Vous bénéficiez d’une TVA réduite à 5,5% pour un logement neuf ;\x3C/li>\x3Cli>Vous profitez d’un abattement de 30% de la taxe foncière, selon la commune ;\x3C/li>\x3Cli>Vous pouvez financer l’achat de votre logement avec un prêt à taux zéro (PTZ) au titre de votre 1ère acquisition.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincbrs').classList.toggle('active');\">\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\">\x3C/path>\x3C/svg>\x3C/i>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\" loading=\"lazy\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix BRS, accessibles sous conditions de ressources\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincbrs\">\x3Cdiv class=\"expandable\">\x3Cp>Le bail réel solidaire (BRS) est un dispositif d’accès social à la propriété de sa résidence principale, à prix abordable et sous conditions de ressources, correspondant à ceux du prêt social à l’accession (PSLA).\x3C/p>\x3Cp>Le BRS repose sur la dissociation du foncier (le terrain) et du bâti (le logement). Vous pouvez ainsi devenir propriétaire de votre logement à un prix pouvant aller jusqu’à 40% de décote du prix du marché.\x3C/p>\x3Cp>En contrepartie vous signez un bail réel solidaire et vous devrez vous acquitter d’une redevance mensuelle auprès d’un organisme foncier solidaire (OFS) qui achète le terrain.\x3C/p>\x3Cp>Vous êtes ainsi propriétaire de votre logement mais locataire du terrain sur lequel il se trouve.\x3C/p>\x3Cp>Les OFS sont des organismes à but non lucratif, agréés par le préfet de région, ayant pour objet de détenir des terrains sur le très long terme.\x3C/p>\x3Cp>Vous pouvez revendre votre logement à tout moment mais cela reste cependant encadré par l’OFS.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Vous devenez propriétaire à un prix d’acquisition réduit de votre logement ;\x3C/li>\x3Cli>Vous versez une redevance mensuelle correspondant à la location du terrain sur lequel il se trouve ;\x3C/li>\x3Cli>Vous bénéficiez d’une TVA réduite à 5,5% pour un logement neuf ;\x3C/li>\x3Cli>Vous profitez d’un abattement de 30% de la taxe foncière, selon la commune ;\x3C/li>\x3Cli>Vous pouvez financer l’achat de votre logement avec un prêt à taux zéro (PTZ) au titre de votre 1ère acquisition.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincbrs').classList.toggle('active');\">\x3Csvg width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\" />\x3C/svg>\x3C/i>\x3C/div>\x3C/div>"},vid:$R[531]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[532]={drupal_internal__target_id:"regulation"}},revision_user:$R[533]={data:null,links:$R[534]={related:$R[535]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a44645cb-9dbd-4a56-bb1f-5b623e99516e/revision_user/?resourceVersion=id%3A3817"},self:$R[536]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a44645cb-9dbd-4a56-bb1f-5b623e99516e/relationships/revision_user/?resourceVersion=id%3A3817"}}},parent:$R[537]=[$R[538]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[539]={links:$R[540]={help:$R[541]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[542]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[543]={type:"taxonomy_term--regulation",id:"a56c43b0-a930-4321-8b90-16321a8017b3",links:$R[544]={self:$R[545]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a56c43b0-a930-4321-8b90-16321a8017b3/?resourceVersion=id%3A4000"}},drupal_internal__tid:4000,drupal_internal__revision_id:4000,langcode:"fr",revision_created:"2023-07-17T08:05:34+00:00",status:!0,name:"Patrimonial",description:null,weight:7,changed:"2025-07-01T07:35:28+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[546]=[$R[547]={tag:"meta",attributes:$R[548]={name:"title",content:"Patrimonial | Cogedim"}},$R[549]={tag:"link",attributes:$R[550]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/4000/"}},$R[551]={tag:"meta",attributes:$R[552]={name:"generator",content:"Cogedim"}},$R[553]={tag:"meta",attributes:$R[554]={property:"og:site_name",content:"Cogedim"}},$R[555]={tag:"meta",attributes:$R[556]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[557]={tag:"meta",attributes:$R[558]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a56c43b0-a930-4321-8b90-16321a8017b3/"}},$R[559]={tag:"meta",attributes:$R[560]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[561]={tag:"meta",attributes:$R[562]={property:"og:image:type",content:"image/png"}},$R[563]={tag:"meta",attributes:$R[564]={property:"og:image:width",content:"628"}},$R[565]={tag:"meta",attributes:$R[566]={property:"og:image:height",content:"316"}},$R[567]={tag:"meta",attributes:$R[568]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[569]={tag:"meta",attributes:$R[570]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[571]={tag:"meta",attributes:$R[572]={name:"twitter:card",content:"summary"}},$R[573]={tag:"meta",attributes:$R[574]={name:"twitter:site",content:"@altareacogedim"}},$R[575]={tag:"meta",attributes:$R[576]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[577]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[578]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M48,25.2c-0.2-9-0.6-9.2-0.9-9.4c-0.4-0.2-1.1-0.2-1.7,0.2c-0.6,0.3-1.6,1.1-1.8,3c-0.2,2.2-0.3,4.7-0.3,5.5
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Les secundo-accédants reviennent avec l’envie de changer de cadre de vie ou de gagner en confort, tandis que les primo-accédants saisissent l’opportunité de taux d’intérêt plus favorables pour acheter leur premier logement. 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Plus expérimentés que les \x3Ca href=\"https://www.cogedim.com/habiter/acheter-dans-le-neuf/premier-achat-immobilier/primo-accedant/\">\x3Cu>primo-accédants\x3C/u>\x3C/a>, ils affichent des priorités différentes, souvent liées à leur parcours familial et professionnel. Ce retour transforme la demande et accentue la concurrence sur certains types de biens.\x3C/p>\x3Ch3>\x3Cstrong>Qui sont les secundo-accédants ?\x3C/strong>\x3C/h3>\x3Cp>Il s’agit de propriétaires qui revendent leur logement pour en acheter un autre. Leur expérience du marché leur permet de mieux anticiper les étapes de la transaction.\x3C/p>\x3Ch3>\x3Cstrong>Leur profil type en 2025\x3C/strong>\x3C/h3>\x3Cp>D’après \x3Ca href=\"https://www.meilleurtaux.com/credit-immobilier/actualites/2025-mai/retour-secundo-accedants-marche-immobilier.html\">\x3Cu>Meilleurtaux.com\x3C/u>\x3C/a> (mai 2025), l’âge moyen des secundo-accédants se situe entre 40 et 45 ans. Principalement des familles, ils recherchent des maisons individuelles, des logements avec extérieurs et une performance énergétique optimisée.\x3C/p>\x3Ch3>\x3Cstrong>Les raisons de ce retour\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Cstrong>Taux d’intérêt en baisse\x3C/strong>, qui augmentent le pouvoir d’achat.\x3C/li>\x3Cli>\x3Cstrong>Nouvelles priorités de vie\x3C/strong> : télétravail, confort, proximité des écoles.\x3C/li>\x3Cli>\x3Cstrong>Sécurité d’un placement immobilier\x3C/strong>, toujours considéré comme valeur refuge.\x3C/li>\x3C/ul>\x3Ch2>\x3Cstrong>En quoi le profil des primo-accédants évolue-t-il ?\x3C/strong>\x3C/h2>\x3Cp>Le visage des \x3Cstrong>primo-accédants change sensiblement en 2025\x3C/strong>. Des revenus plus stables, de nouvelles zones de recherche et des conditions de financement assouplies facilitent leur accession. Ce renouvellement de profil traduit une transformation profonde des attentes et des choix de ces acheteurs.\x3C/p>\x3Ch3>\x3Cstrong>Évolution socio-économique\x3C/strong>\x3C/h3>\x3Cp>Les primo-accédants entrent souvent sur le marché autour de 30 ans, avec un emploi plus stable et un apport plus solide. Les aides financières restent un levier essentiel pour déclencher leur premier achat.\x3C/p>\x3Ch3>\x3Cstrong>Préférences géographiques\x3C/strong>\x3C/h3>\x3Cp>Leur intérêt s’oriente vers les \x3Cstrong>villes moyennes et zones rurales\x3C/strong>, jugées plus abordables et attractives en termes de qualité de vie.\x3C/p>\x3Ch3>\x3Cstrong>Capacités d’emprunt renforcées\x3C/strong>\x3C/h3>\x3Cp>La baisse des taux et l’assouplissement des conditions de crédit ouvrent de nouvelles perspectives. Les dispositifs publics et privés, dont ceux de COGEDIM, soutiennent cette dynamique.\x3C/p>\x3Cp>Cette combinaison de facteurs contribue à rendre l’achat immobilier plus accessible pour les primo-accédants, renforçant leur présence sur le marché.\x3C/p>\x3Ch2>\x3Cstrong>Pourquoi les disparités d’accès au crédit avantagent-elles les primo-accédants ?\x3C/strong>\x3C/h2>\x3Cp>L’accès au crédit varie selon le profil des acheteurs. Les primo-accédants profitent d’aides dédiées, comme le \x3Ca href=\"https://www.economie.gouv.fr/particuliers/emprunter-et-sassurer/pret-taux-zero-ptz-tout-ce-quil-faut-savoir#\">\x3Cu>Prêt à Taux Zéro\x3C/u>\x3C/a>, qui facilitent leur projet immobilier. Les secundo-accédants, quant à eux, disposent de moins de dispositifs, ce qui crée une différence dans le parcours d’achat.\x3C/p>\x3Ch3>\x3Cstrong>Dispositifs qui avantagent les primo-accédants\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Cstrong>Le \x3C/strong>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\">\x3Cstrong>\x3Cu>Prêt à Taux Zéro (PTZ)\x3C/u>\x3C/strong>\x3C/a> : incontournable, il permet de financer une partie du projet sans intérêts.\x3C/li>\x3Cli>\x3Cstrong>Les aides spécifiques régionales ou locales\x3C/strong> : certaines collectivités proposent des subventions ou des prêts complémentaires pour encourager l’accession à la propriété.\x3C/li>\x3C/ul>\x3Cp>Ces dispositifs réduisent le coût global de l’achat et fluidifient le parcours des primo-accédants.\x3C/p>\x3Ch3>\x3Cstrong>Comparaison avec les secundo-accédants\x3C/strong>\x3C/h3>\x3Cp>Les secundo-accédants, de leur côté, disposent de moins d’aides publiques ou spécifiques. Leur projet repose donc en grande partie sur la revente de leur logement actuel. La valeur de cette revente détermine directement leur capacité de financement et conditionne la faisabilité de leur futur projet immobilier.\x3C/p>\x3Ch3>\x3Cstrong>Solutions de Cogedim\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cstrong>\x3Cu>Solution Access\x3C/u>\x3C/strong>\x3C/a> : conçue pour les primo-accédants, elle propose des prix adaptés et des conditions favorables, afin de rendre plus simple le premier achat.\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\">\x3Cstrong>\x3Cu>Solution Invest Avantages\x3C/u>\x3C/strong>\x3C/a> : dédiée aux investisseurs, elle offre un accompagnement complet pour se constituer un patrimoine rentable et durable.\x3C/li>\x3C/ul>\x3Ch3>\x3Cstrong>Service proposé par Cogedim pour les secundo-accédants\x3C/strong>\x3C/h3>\x3Cp>La marque \x3Cstrong>\x3Cu>AGI (Altarea Gestion Immobilière)\x3C/u>\x3C/strong>, filiale de COGEDIM, constitue un atout précieux. Elle accompagne les secundo-accédants dans la\x3Cstrong> revente de leur logement\x3C/strong>, en mettant à disposition :\x3C/p>\x3Cul>\x3Cli>une estimation gratuite et sans engagement\x3C/li>\x3Cli>des conseils pour positionner le prix de manière optimale\x3C/li>\x3Cli>des services de conciergerie pour fluidifier l’ensemble du processus de vente.\x3C/li>\x3C/ul>\x3Cp>Grâce à cet accompagnement, les secundo-accédants bénéficient d’une solution clé en main pour sécuriser la transition entre deux projets immobiliers.\x3C/p>\x3Ch2>\x3Cstrong>Quelles perspectives et quels enjeux pour le marché immobilier en 2025 ?\x3C/strong>\x3C/h2>\x3Cp>Comment soutenir l’accession des primo-accédants tout en accompagnant les secundo-accédants dans leurs projets de revente ou d’achat ? Les réponses politiques et économiques à ces questions détermineront les dynamiques des prochaines années.\x3C/p>\x3Ch3>\x3Cstrong>Enjeux politiques et sociaux\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>Soutenir les jeunes ménages via notamment le PTZ (primo-accédants)\x3C/li>\x3Cli>Faciliter les parcours résidentiels des familles déjà propriétaires (secundo-accédants)\x3C/li>\x3Cli>Préserver l’accès à un logement abordable\x3C/li>\x3Cli>Réduire les écarts de prix entre zones urbaines et territoires ruraux\x3C/li>\x3C/ul>\x3Ch3>\x3Cstrong>Perspectives\x3C/strong>\x3C/h3>\x3Cp>En 2025, le marché reste porté par ces deux profils complémentaires. L’offre devra évoluer vers davantage de maisons, des logements énergétiquement performants et une répartition géographique plus équilibrée.\x3C/p>\x3Cp>Cette évolution traduit un marché en pleine mutation, porté par des attentes variées et des solutions adaptées.\x3C/p>\x3Ch2>\x3Cstrong>Ce qu’il faut retenir sur l’évolution du marché des primo-accédants et secundo-accédants en 2025\x3C/strong>\x3C/h2>\x3Cp>Voici les grandes idées à garder en tête :\x3C/p>\x3Cul>\x3Cli>Le retour marqué des secundo-accédants modifie les équilibres du marché immobilier.\x3C/li>\x3Cli>Les primo-accédants évoluent vers des profils plus stables, attirés par les villes moyennes et les zones rurales.\x3C/li>\x3Cli>L’accès au crédit reste plus favorable pour les primo-accédants, grâce à des dispositifs avantageux.\x3C/li>\x3Cli>COGEDIM propose des solutions adaptées à chaque profil : \x3Cstrong>Solution Access\x3C/strong> pour les primo-accédants, \x3Cstrong>AGI\x3C/strong> pour accompagner les secundo-accédants dans la revente de leur bien, et \x3Cstrong>Invest Avantages\x3C/strong> pour les investisseurs.\x3C/li>\x3C/ul>",format:"full_html",processed:"\x3Ch2>\x3Cstrong>Le retour des secundo-accédants marque-t-il une nouvelle donne en immobilier ?\x3C/strong>\x3C/h2>\x3Cp>Après plusieurs années de relative discrétion, les\x3Cstrong> secundo-accédants \x3C/strong>(\x3Cem>Lien vers future page “Secundo-accédant”)\x3C/em>\x3Cstrong> font un retour remarqué\x3C/strong> sur le marché immobilier en 2025. Plus expérimentés que les \x3Ca href=\"https://www.cogedim.com/habiter/acheter-dans-le-neuf/premier-achat-immobilier/primo-accedant/\">\x3Cu>primo-accédants\x3C/u>\x3C/a>, ils affichent des priorités différentes, souvent liées à leur parcours familial et professionnel. Ce retour transforme la demande et accentue la concurrence sur certains types de biens.\x3C/p>\x3Ch3>\x3Cstrong>Qui sont les secundo-accédants ?\x3C/strong>\x3C/h3>\x3Cp>Il s’agit de propriétaires qui revendent leur logement pour en acheter un autre. Leur expérience du marché leur permet de mieux anticiper les étapes de la transaction.\x3C/p>\x3Ch3>\x3Cstrong>Leur profil type en 2025\x3C/strong>\x3C/h3>\x3Cp>D’après \x3Ca href=\"https://www.meilleurtaux.com/credit-immobilier/actualites/2025-mai/retour-secundo-accedants-marche-immobilier.html\">\x3Cu>Meilleurtaux.com\x3C/u>\x3C/a> (mai 2025), l’âge moyen des secundo-accédants se situe entre 40 et 45 ans. Principalement des familles, ils recherchent des maisons individuelles, des logements avec extérieurs et une performance énergétique optimisée.\x3C/p>\x3Ch3>\x3Cstrong>Les raisons de ce retour\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Cstrong>Taux d’intérêt en baisse\x3C/strong>, qui augmentent le pouvoir d’achat.\x3C/li>\x3Cli>\x3Cstrong>Nouvelles priorités de vie\x3C/strong> : télétravail, confort, proximité des écoles.\x3C/li>\x3Cli>\x3Cstrong>Sécurité d’un placement immobilier\x3C/strong>, toujours considéré comme valeur refuge.\x3C/li>\x3C/ul>\x3Ch2>\x3Cstrong>En quoi le profil des primo-accédants évolue-t-il ?\x3C/strong>\x3C/h2>\x3Cp>Le visage des \x3Cstrong>primo-accédants change sensiblement en 2025\x3C/strong>. Des revenus plus stables, de nouvelles zones de recherche et des conditions de financement assouplies facilitent leur accession. Ce renouvellement de profil traduit une transformation profonde des attentes et des choix de ces acheteurs.\x3C/p>\x3Ch3>\x3Cstrong>Évolution socio-économique\x3C/strong>\x3C/h3>\x3Cp>Les primo-accédants entrent souvent sur le marché autour de 30 ans, avec un emploi plus stable et un apport plus solide. Les aides financières restent un levier essentiel pour déclencher leur premier achat.\x3C/p>\x3Ch3>\x3Cstrong>Préférences géographiques\x3C/strong>\x3C/h3>\x3Cp>Leur intérêt s’oriente vers les \x3Cstrong>villes moyennes et zones rurales\x3C/strong>, jugées plus abordables et attractives en termes de qualité de vie.\x3C/p>\x3Ch3>\x3Cstrong>Capacités d’emprunt renforcées\x3C/strong>\x3C/h3>\x3Cp>La baisse des taux et l’assouplissement des conditions de crédit ouvrent de nouvelles perspectives. Les dispositifs publics et privés, dont ceux de COGEDIM, soutiennent cette dynamique.\x3C/p>\x3Cp>Cette combinaison de facteurs contribue à rendre l’achat immobilier plus accessible pour les primo-accédants, renforçant leur présence sur le marché.\x3C/p>\x3Ch2>\x3Cstrong>Pourquoi les disparités d’accès au crédit avantagent-elles les primo-accédants ?\x3C/strong>\x3C/h2>\x3Cp>L’accès au crédit varie selon le profil des acheteurs. Les primo-accédants profitent d’aides dédiées, comme le \x3Ca href=\"https://www.economie.gouv.fr/particuliers/emprunter-et-sassurer/pret-taux-zero-ptz-tout-ce-quil-faut-savoir#\">\x3Cu>Prêt à Taux Zéro\x3C/u>\x3C/a>, qui facilitent leur projet immobilier. Les secundo-accédants, quant à eux, disposent de moins de dispositifs, ce qui crée une différence dans le parcours d’achat.\x3C/p>\x3Ch3>\x3Cstrong>Dispositifs qui avantagent les primo-accédants\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Cstrong>Le \x3C/strong>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\">\x3Cstrong>\x3Cu>Prêt à Taux Zéro (PTZ)\x3C/u>\x3C/strong>\x3C/a> : incontournable, il permet de financer une partie du projet sans intérêts.\x3C/li>\x3Cli>\x3Cstrong>Les aides spécifiques régionales ou locales\x3C/strong> : certaines collectivités proposent des subventions ou des prêts complémentaires pour encourager l’accession à la propriété.\x3C/li>\x3C/ul>\x3Cp>Ces dispositifs réduisent le coût global de l’achat et fluidifient le parcours des primo-accédants.\x3C/p>\x3Ch3>\x3Cstrong>Comparaison avec les secundo-accédants\x3C/strong>\x3C/h3>\x3Cp>Les secundo-accédants, de leur côté, disposent de moins d’aides publiques ou spécifiques. Leur projet repose donc en grande partie sur la revente de leur logement actuel. 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Elle accompagne les secundo-accédants dans la\x3Cstrong> revente de leur logement\x3C/strong>, en mettant à disposition :\x3C/p>\x3Cul>\x3Cli>une estimation gratuite et sans engagement\x3C/li>\x3Cli>des conseils pour positionner le prix de manière optimale\x3C/li>\x3Cli>des services de conciergerie pour fluidifier l’ensemble du processus de vente.\x3C/li>\x3C/ul>\x3Cp>Grâce à cet accompagnement, les secundo-accédants bénéficient d’une solution clé en main pour sécuriser la transition entre deux projets immobiliers.\x3C/p>\x3Ch2>\x3Cstrong>Quelles perspectives et quels enjeux pour le marché immobilier en 2025 ?\x3C/strong>\x3C/h2>\x3Cp>Comment soutenir l’accession des primo-accédants tout en accompagnant les secundo-accédants dans leurs projets de revente ou d’achat ? Les réponses politiques et économiques à ces questions détermineront les dynamiques des prochaines années.\x3C/p>\x3Ch3>\x3Cstrong>Enjeux politiques et sociaux\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>Soutenir les jeunes ménages via notamment le PTZ (primo-accédants)\x3C/li>\x3Cli>Faciliter les parcours résidentiels des familles déjà propriétaires (secundo-accédants)\x3C/li>\x3Cli>Préserver l’accès à un logement abordable\x3C/li>\x3Cli>Réduire les écarts de prix entre zones urbaines et territoires ruraux\x3C/li>\x3C/ul>\x3Ch3>\x3Cstrong>Perspectives\x3C/strong>\x3C/h3>\x3Cp>En 2025, le marché reste porté par ces deux profils complémentaires. 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Idéale pour investir, l’adresse se situe à 5 min* à pied des commerces et des tramways A et C permettant de rejoindre le centre-ville en 10 min* et la gare TGV en 6 min*. De là, Nantes se trouve à 35 min, Paris-Montparnasse à 1 h 30. \x3Cbr>Résidence à taille humaine, confort du neuf, appartements bien agencés avec balcon, loggia ou terrasse… votre bien est promis à une forte demande locative. N’hésitez pas à contacter nos conseillers pour découvrir toutes les solutions d'investissement Cogedim.\x3Cbr> \x3C/p>",format:"full_html",processed:"\x3Ch3>Angers, la promesse d’un placement à haut potentiel\x3C/h3>\x3Cp>\x3Cbr>Première ville de France où il fait bon vivre** et première ville verte, Angers offre une qualité de vie exceptionnelle à 1 h* de Nantes et 3 h de Paris. Résultat, elle affiche une forte croissance démographique et un marché immobilier des plus dynamique. 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Un de nos conseillers reviendra vers vous dans un délai de 24h ouvrées.",field_crm_division:null,field_crm_object:"Inscription Avant-première programme",field_disclaimer:"Pour être contacté(e) en avant-première par un conseiller immobilier au sujet de ce programme immobilier ou tout autre à proximité par téléphone, ou par mail si vous êtes injoignable, merci de nous préciser les informations suivantes :",field_display:!1,field_legals:"Les données signalées ci-dessus par un astérisque sont nécessaires pour nous permettre de répondre à votre demande d'information. Elles sont collectées et traitées informatiquement par COVALENS (société du groupe ALTAREA développant la marque COGEDIM). Pour en savoir plus sur le traitement de vos données et vos droits, consultez \x3Ca href=\"/donnees-personnelles.html\">notre politique de protection des données\x3C/a>.",field_message_display:!1,field_title:null,meta:$R[1402]={target_revision_id:70276,drupal_internal__target_id:8354},paragraph_type:$R[1403]={type:"paragraphs_type--paragraphs_type",id:"6efffcc8-2b45-4c4f-869e-42fc59cb92ce",meta:$R[1404]={drupal_internal__target_id:"form"}},field_dates:$R[1405]=[]},field_geography:$R[1406]={type:"taxonomy_term--geography",id:"f8fd1b2f-a42e-4a6f-b988-06a67de7b461",links:$R[1407]={self:$R[1408]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/geography/f8fd1b2f-a42e-4a6f-b988-06a67de7b461/?resourceVersion=id%3A3945"}},drupal_internal__tid:3945,drupal_internal__revision_id:3945,langcode:"fr",revision_created:"2022-06-03T08:31:28+00:00",status:!0,name:"Angers",description:$R[1409]={value:"\x3Cp>Préfecture du département de Maine-et-Loire, Angers est la deuxième ville la plus peuplée de la région Pays de la Loire avec ses 155 850 habitants. Découvrez les raisons de s’installer, de vivre et \x3Cstrong>d’investir dans l’immobilier neuf à Angers\x3C/strong>.\x3C/p>\r\n\r\n\x3Ch2>Pourquoi s’installer et vivre à Angers ?\x3C/h2>\r\n\r\n\x3Ch3>En tête du classement des villes où il fait bon vivre\x3C/h3>\r\n\r\n\x3Cp>Angers est en tête du classement des villes et villages où il fait bon vivre en 2022. S’installer et vivre à Angers est donc l’occasion idéale de profiter de \x3Cstrong>l’une des meilleures villes de France\x3C/strong>. Surnommée la ville noire en raison des toits en ardoise de ses bâtiments, la préfecture de Maine-et-Loire est aussi labellisée « Ville d’Art et d’Histoire ».\x3C/p>\r\n\r\n\x3Cp>La ville de la région Pays de la Loire profite d’un \x3Cstrong>excellent patrimoine naturel et historique\x3C/strong>. Le château des ducs d’Anjou qui abrite les tapisseries de l’Apocalypse est incontestablement le monument le plus célèbre de la ville. Pour les familles et tous ceux qui recherchent un peu de nature, Angers est aussi l’une des villes les plus vertes de France. Ses nombreux jardins et espaces verts sont parfaits pour les promenades.\x3C/p>\r\n\r\n\x3Ch3>La facilité de se déplacer\x3C/h3>\r\n\r\n\x3Cp>Angers est aussi réputé pour la facilité de s’y déplacer. En plus d’être située à une heure trente de la capitale en TGV, Angers se trouve au centre de trois axes autoroutiers. La ville est facilement accessible depuis l’A11, l’A87 et l’A85. Un \x3Cstrong>aéroport international\x3C/strong> se trouve aussi à 25 kilomètres au nord-est d’Angers.\x3C/p>\r\n\r\n\x3Cp>En ce qui concerne les transports en commun, Angers est desservie par \x3Cstrong>de nombreuses lignes de bus\x3C/strong> avec une gare routière offrant des correspondances régionales. La commune est aussi traversée par le tramway d’Angers.\x3C/p>\r\n\r\n\x3Ch2>Pourquoi investir dans l’immobilier neuf à Angers ?\x3C/h2>\r\n\r\n\x3Ch3>Un pôle économique de l’Ouest\x3C/h3>\r\n\r\n\x3Cp>Angers est l’un des principaux pôles économiques de l’Ouest. Elle attire de nombreux professionnels qui répondent aux offres d’emploi dans \x3Cstrong>tous les secteurs d’activité\x3C/strong>. Que ce soit dans l’agriculture, dans l’industrie, dans la construction, dans l’administratif ou encore dans le tertiaire, Angers profite d’un tissu économique dynamique et varié. Les professionnels sont aussi attirés par la proximité d’Angers avec Paris.\x3C/p>\r\n\r\n\x3Cp>De nombreux actifs préfèrent vivre à Angers et prendre le TGV pour travailler à Paris afin de profiter des prix raisonnables de son marché immobilier. Investir dans l’immobilier neuf à Angers est donc \x3Cstrong>un placement lucratif\x3C/strong> pour construire son patrimoine immobilier.\x3C/p>\r\n\r\n\x3Ch3>L’investissement locatif dans cette ville étudiante\x3C/h3>\r\n\r\n\x3Cp>10e ville étudiante de France, Angers est la ville parfaite pour \x3Cstrong>investir dans l’immobilier locatif\x3C/strong>. La tension locative de son marché immobilier est telle qu’acheter un logement neuf à Angers pour le mettre en location permet d’obtenir un très bon taux de rendement locatif. Chaque année, près de 30 000 étudiants déménagent à Angers. Cette population étudiante permet aussi de réduire le risque de vacance locative entre deux locataires.\x3C/p>\r\n\r\n\x3Ch3>Des prix de l’immobilier raisonnables\x3C/h3>\r\n\r\n\x3Cp>Pour les investisseurs, les prix raisonnables du marché immobilier d’Angers sont parfaits pour réaliser un investissement accessible. En plus des prix raisonnables, \x3Cstrong>la baisse des taux d’intérêt\x3C/strong> facilite les investissements immobiliers. Actuellement, le prix moyen de l’immobilier neuf à Angers est de 4 158 €/m².\x3C/p>\r\n",format:"full_html",processed:"\x3Cp>Préfecture du département de Maine-et-Loire, Angers est la deuxième ville la plus peuplée de la région Pays de la Loire avec ses 155 850 habitants. Découvrez les raisons de s’installer, de vivre et \x3Cstrong>d’investir dans l’immobilier neuf à Angers\x3C/strong>.\x3C/p>\n\n\x3Ch2>Pourquoi s’installer et vivre à Angers ?\x3C/h2>\n\n\x3Ch3>En tête du classement des villes où il fait bon vivre\x3C/h3>\n\n\x3Cp>Angers est en tête du classement des villes et villages où il fait bon vivre en 2022. S’installer et vivre à Angers est donc l’occasion idéale de profiter de \x3Cstrong>l’une des meilleures villes de France\x3C/strong>. Surnommée la ville noire en raison des toits en ardoise de ses bâtiments, la préfecture de Maine-et-Loire est aussi labellisée « Ville d’Art et d’Histoire ».\x3C/p>\n\n\x3Cp>La ville de la région Pays de la Loire profite d’un \x3Cstrong>excellent patrimoine naturel et historique\x3C/strong>. Le château des ducs d’Anjou qui abrite les tapisseries de l’Apocalypse est incontestablement le monument le plus célèbre de la ville. Pour les familles et tous ceux qui recherchent un peu de nature, Angers est aussi l’une des villes les plus vertes de France. Ses nombreux jardins et espaces verts sont parfaits pour les promenades.\x3C/p>\n\n\x3Ch3>La facilité de se déplacer\x3C/h3>\n\n\x3Cp>Angers est aussi réputé pour la facilité de s’y déplacer. En plus d’être située à une heure trente de la capitale en TGV, Angers se trouve au centre de trois axes autoroutiers. La ville est facilement accessible depuis l’A11, l’A87 et l’A85. Un \x3Cstrong>aéroport international\x3C/strong> se trouve aussi à 25 kilomètres au nord-est d’Angers.\x3C/p>\n\n\x3Cp>En ce qui concerne les transports en commun, Angers est desservie par \x3Cstrong>de nombreuses lignes de bus\x3C/strong> avec une gare routière offrant des correspondances régionales. La commune est aussi traversée par le tramway d’Angers.\x3C/p>\n\n\x3Ch2>Pourquoi investir dans l’immobilier neuf à Angers ?\x3C/h2>\n\n\x3Ch3>Un pôle économique de l’Ouest\x3C/h3>\n\n\x3Cp>Angers est l’un des principaux pôles économiques de l’Ouest. Elle attire de nombreux professionnels qui répondent aux offres d’emploi dans \x3Cstrong>tous les secteurs d’activité\x3C/strong>. Que ce soit dans l’agriculture, dans l’industrie, dans la construction, dans l’administratif ou encore dans le tertiaire, Angers profite d’un tissu économique dynamique et varié. Les professionnels sont aussi attirés par la proximité d’Angers avec Paris.\x3C/p>\n\n\x3Cp>De nombreux actifs préfèrent vivre à Angers et prendre le TGV pour travailler à Paris afin de profiter des prix raisonnables de son marché immobilier. Investir dans l’immobilier neuf à Angers est donc \x3Cstrong>un placement lucratif\x3C/strong> pour construire son patrimoine immobilier.\x3C/p>\n\n\x3Ch3>L’investissement locatif dans cette ville étudiante\x3C/h3>\n\n\x3Cp>10e ville étudiante de France, Angers est la ville parfaite pour \x3Cstrong>investir dans l’immobilier locatif\x3C/strong>. La tension locative de son marché immobilier est telle qu’acheter un logement neuf à Angers pour le mettre en location permet d’obtenir un très bon taux de rendement locatif. Chaque année, près de 30 000 étudiants déménagent à Angers. Cette population étudiante permet aussi de réduire le risque de vacance locative entre deux locataires.\x3C/p>\n\n\x3Ch3>Des prix de l’immobilier raisonnables\x3C/h3>\n\n\x3Cp>Pour les investisseurs, les prix raisonnables du marché immobilier d’Angers sont parfaits pour réaliser un investissement accessible. En plus des prix raisonnables, \x3Cstrong>la baisse des taux d’intérêt\x3C/strong> facilite les investissements immobiliers. Actuellement, le prix moyen de l’immobilier neuf à Angers est de 4 158 €/m².\x3C/p>\n"},weight:0,changed:"2024-12-23T14:06:38+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[1410]=[$R[1411]={tag:"meta",attributes:$R[1412]={name:"title",content:"Immobilier neuf Angers | Cogedim"}},$R[1413]={tag:"meta",attributes:$R[1414]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) àAngers ? 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Le Maine-et-Loire est à dominance rurale, ce qui lui permet d’être l’un des premiers départements français en diversité agricole. Vous envisagez d’acheter un logement neuf en Maine-et-Loire pour profiter de ses prix de l’immobilier abordables ? Découvrez nos offres disponibles et les aides financières dont vous pouvez bénéficier.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf dans le Maine-et-Loire\x3C/h3>\x3Cp>Investir dans le Maine-et-Loire est parfois plus abordable que dans d’autres départements en raison des prix faibles de son marché. Vous devez tout de même préparer votre financement avant d’acheter un bien neuf dans le Maine-et-Loire. Plusieurs \x3Cstrong>aides financières\x3C/strong> sont justement prévues à cet effet.\x3C/p>\x3Cp>En premier lieu, \x3Cstrong>le prêt à taux zéro (PTZ)\x3C/strong> est réservé aux primo-accédants, c’est-à-dire ceux qui n’étaient pas propriétaires de leur résidence principale au cours des deux dernières années. Jusqu’à 40 % de votre logement neuf dans le Maine-et-Loire peut être financé par le PTZ.\x3C/p>\x3Cp>En deuxième lieu, vous êtes éligible au \x3Cstrong>prêt accession de Action Logement\x3C/strong> si vous achetez en VEFA (vente en l’état futur d’achèvement) un appartement neuf dans le Maine-et-Loire. Avec ce prêt, vous pouvez obtenir jusqu’à 40 000 € avec un taux d’intérêt fixe de 0,5 %, hors assurance obligatoire.\x3C/p>\x3Ch3>Acheter un programme neuf dans le Maine-et-Loire pour faire un investissement locatif\x3C/h3>\x3Cp>Une alternative à l'achat pour un usage à titre personnel est l’investissement locatif dans le Maine-et-Loire. Cela vous apporte un complément de revenu tout en vous permettant de consolider votre patrimoine immobilier. Bien entendu, vous pouvez décider d’emménager dans le logement au terme de la durée minimale de location. Plusieurs dispositifs proposent \x3Cstrong>des avantages fiscaux\x3C/strong> pour investir dans un logement au sein de l'un de nos programmes immobiliers dans le Maine-et-Loire.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>En tant que Loueur en Meublé Non Professionnel (LMNP), vous bénéficiez de plusieurs avantages fiscaux à condition que vos revenus locatifs annuels ne dépassent pas 23 000 €. Vous avez le choix entre le dispositif \x3Cstrong>Censi-Bouvard avec une réduction d’impôt de 11 %\x3C/strong> ou le dispositif LMNP amortissement pour récupérer la TVA, entre autres.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>Dès que vos revenus locatifs annuels franchissent la limite des 23 000 €, vous pouvez obtenir le statut de \x3Cstrong>Loueur en Meublé Professionnel (LMP)\x3C/strong>. Avec ce statut, les charges en rapport avec la location peuvent être déduites de vos revenus et vous êtes aussi exonéré de l’IFI (l’impôt sur la fortune immobilière).\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf dans le Maine-et-Loire ?\x3C/h3>\x3Cp>Le Maine-et-Loire est le deuxième département le plus peuplé de la région avec une forte croissance démographique. Il attire de nombreux actifs dans les domaines de l'informatique, de l'agro-alimentaire et de l'électronique, par exemple. Investir dans un appartement ou une maison neuve dans le Maine-et-Loire vous permet également de profiter des prix abordables de son marché immobilier.\x3C/p>\x3Cp>De plus, il fait aussi bon vivre dans le Maine-et-Loire grâce à son climat tempéré de type océanique, à ses environnements ruraux et à son patrimoine historique composé de nombreux châteaux.\x3C/p>",format:"full_html",processed:"\x3Ch2>Immobilier neuf Maine-et-Loire\x3C/h2>\x3Cp>Le département de Maine-et-Loire est situé au cœur du Val de Loire dans la région Pays de la Loire. Le Maine-et-Loire est à dominance rurale, ce qui lui permet d’être l’un des premiers départements français en diversité agricole. Vous envisagez d’acheter un logement neuf en Maine-et-Loire pour profiter de ses prix de l’immobilier abordables ? Découvrez nos offres disponibles et les aides financières dont vous pouvez bénéficier.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf dans le Maine-et-Loire\x3C/h3>\x3Cp>Investir dans le Maine-et-Loire est parfois plus abordable que dans d’autres départements en raison des prix faibles de son marché. Vous devez tout de même préparer votre financement avant d’acheter un bien neuf dans le Maine-et-Loire. Plusieurs \x3Cstrong>aides financières\x3C/strong> sont justement prévues à cet effet.\x3C/p>\x3Cp>En premier lieu, \x3Cstrong>le prêt à taux zéro (PTZ)\x3C/strong> est réservé aux primo-accédants, c’est-à-dire ceux qui n’étaient pas propriétaires de leur résidence principale au cours des deux dernières années. Jusqu’à 40 % de votre logement neuf dans le Maine-et-Loire peut être financé par le PTZ.\x3C/p>\x3Cp>En deuxième lieu, vous êtes éligible au \x3Cstrong>prêt accession de Action Logement\x3C/strong> si vous achetez en VEFA (vente en l’état futur d’achèvement) un appartement neuf dans le Maine-et-Loire. Avec ce prêt, vous pouvez obtenir jusqu’à 40 000 € avec un taux d’intérêt fixe de 0,5 %, hors assurance obligatoire.\x3C/p>\x3Ch3>Acheter un programme neuf dans le Maine-et-Loire pour faire un investissement locatif\x3C/h3>\x3Cp>Une alternative à l'achat pour un usage à titre personnel est l’investissement locatif dans le Maine-et-Loire. Cela vous apporte un complément de revenu tout en vous permettant de consolider votre patrimoine immobilier. Bien entendu, vous pouvez décider d’emménager dans le logement au terme de la durée minimale de location. Plusieurs dispositifs proposent \x3Cstrong>des avantages fiscaux\x3C/strong> pour investir dans un logement au sein de l'un de nos programmes immobiliers dans le Maine-et-Loire.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>En tant que Loueur en Meublé Non Professionnel (LMNP), vous bénéficiez de plusieurs avantages fiscaux à condition que vos revenus locatifs annuels ne dépassent pas 23 000 €. Vous avez le choix entre le dispositif \x3Cstrong>Censi-Bouvard avec une réduction d’impôt de 11 %\x3C/strong> ou le dispositif LMNP amortissement pour récupérer la TVA, entre autres.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>Dès que vos revenus locatifs annuels franchissent la limite des 23 000 €, vous pouvez obtenir le statut de \x3Cstrong>Loueur en Meublé Professionnel (LMP)\x3C/strong>. Avec ce statut, les charges en rapport avec la location peuvent être déduites de vos revenus et vous êtes aussi exonéré de l’IFI (l’impôt sur la fortune immobilière).\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf dans le Maine-et-Loire ?\x3C/h3>\x3Cp>Le Maine-et-Loire est le deuxième département le plus peuplé de la région avec une forte croissance démographique. Il attire de nombreux actifs dans les domaines de l'informatique, de l'agro-alimentaire et de l'électronique, par exemple. Investir dans un appartement ou une maison neuve dans le Maine-et-Loire vous permet également de profiter des prix abordables de son marché immobilier.\x3C/p>\x3Cp>De plus, il fait aussi bon vivre dans le Maine-et-Loire grâce à son climat tempéré de type océanique, à ses environnements ruraux et à son patrimoine historique composé de nombreux châteaux.\x3C/p>"},weight:0,changed:"2024-12-23T14:06:32+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[1474]=[$R[1475]={tag:"meta",attributes:$R[1476]={name:"title",content:"Immobilier neuf Maine-et-Loire | Cogedim"}},$R[1477]={tag:"meta",attributes:$R[1478]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) dansMaine-et-Loire ? 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Son emplacement géographique, entre l’Océan Atlantique et la capitale, offre à cette région un \x3Cstrong>cadre privilégié\x3C/strong> et une qualité de vie agréable. Angers, Nantes et Le Mans, ses villes les plus urbanisées, font partie des 20 plus grandes métropoles françaises et représentent des \x3Cstrong>opportunités économiques\x3C/strong> intéressantes. Vous l’aurez compris, c’est une région dynamique avec de grands atouts, idéale pour les investisseurs. N’attendez plus pour découvrir nos logements neufs dans les Pays de la Loire.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf dans les Pays de la Loire\x3C/h3>\x3Cp>Il existe plusieurs \x3Cstrong>aides nationales\x3C/strong> pour les personnes qui souhaitent effectuer un investissement immobilier dans les Pays de la Loire. Il peut s’agir par exemple du Prêt à Taux Zéro ou du Prêt Action Logement. Si le logement neuf se situe dans une zone définie comme ANRU, il peut être éligible à la réduction de la TVA, qui est abaissée alors à 5,5%.\x3C/p>\x3Cp>Il existe aussi des \x3Cstrong>aides locales pour les primo-accédants\x3C/strong> qui veulent un appartement ou une maison neuve dans les Pays de la Loire. Dans le département du Maine-et-Loire a été mis en place un système de location-accession pour que chaque ménage bénéficie d’un soutien financier de 400 €. À cela s’ajoute l’aide de 2000 € accordée par le fonds de dotation du département.\x3C/p>\x3Cp>En Loire-Atlantique, des prêts à taux zéro d’une valeur maximale de 25 000 € sont attribués aux foyers avec enfant. À Angers, une aide minimale comprise entre 250 et 2000 € est octroyée pour permettre aux habitants d’acheter un logement neuf ou ancien. D’autres communes de la région des Pays de la Loire proposent des aides pour l’achat d’un logement neuf. De même en Vendée, le « Passeport-accession » offre une subvention partielle aux particuliers qui souhaitent faire des achats immobiliers dans le cadre d’une construction de logement neuf dans les Pays de la Loire.\x3C/p>\x3Ch3>Acheter un programme neuf dans les Pays de la Loire pour faire un investissement locatif\x3C/h3>\x3Cp>Acheter un bien immobilier pour le mettre ensuite en location est une pratique aujourd’hui courante auprès des investisseurs qui souhaitent utiliser leur argent dans un \x3Cstrong>secteur fiable et lucratif\x3C/strong>. Une manière de percevoir un complément de revenu fixe pour préparer ses vieux jours. Dans la région des Pays de la Loire, le marché de l’immobilier a connu une belle évolution ces dernières années. Favorisée par l’activité économique soutenue de la ville, l’agglomération nantaise connaît une hausse des ventes. Les agglomérations de Le Mans et d’Angers font également l’objet d’une attraction particulière. Aussi, reconnue pour sa \x3Cstrong>qualité de vie douce\x3C/strong>, le littoral attire chaque année de nouveaux habitants.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Dans les villes de la région, il est intéressant de faire un \x3Cstrong>investissement locatif\x3C/strong> pour obtenir le \x3Cstrong>statut de loueur meublé non professionnel\x3C/strong>(LMNP), ce qui permet de défiscaliser ensuite une partie de ses revenus locatifs. Cela peut être un choix particulièrement pertinent pour les logements neufs des Pays de la Loire situés dans des grandes villes ou villes étudiantes comme Nantes ou Angers.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>D’autres dispositifs de défiscalisation sont possibles pour aider à subventionner son achat dans le neuf dans les Pays de la Loire. Les résidences de services dans les villes de la région sont des \x3Cstrong>placements immobiliers\x3C/strong> peu coûteux et sûrs.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf dans les Pays de la Loire ?\x3C/h3>\x3Cp>Classée première région horticole française, la région des Pays de la Loire est un acteur important de l’économie de notre pays. Elle est également active dans les secteurs de la construction navale et du tourisme. En effet, bordée par l’Océan Atlantique, connue pour ses \x3Cstrong>célèbres châteaux\x3C/strong>, ses îles et ses Villes d’art et d’histoire, la région attire chaque année un grand nombre de touristes. D’autant plus qu’elle est facilement accessible, car extrêmement bien desservie par le \x3Cstrong>réseau autoroutier\x3C/strong> et qu’elle comporte plusieurs ports et aéroports. Cette belle région de l’Ouest de la France appréciée des étudiants est portée par une population jeune qui profite des différentes universités et écoles supérieures de Nantes et Angers. Autant de raisons, qui encouragent chaque année, de nombreux \x3Cstrong>programmes immobiliers neufs\x3C/strong> à voir le jour.\x3C/p>",format:"full_html",processed:"\x3Ch2>Investir dans l’immobilier neuf dans la région Pays de la Loire\x3C/h2>\x3Cp>La région des Pays de la Loire située dans le Grand Ouest français regroupe les départements de la Loire-Atlantique, du Maine-et-Loire, de la Mayenne, de la Sarthe et de la Vendée. Son emplacement géographique, entre l’Océan Atlantique et la capitale, offre à cette région un \x3Cstrong>cadre privilégié\x3C/strong> et une qualité de vie agréable. Angers, Nantes et Le Mans, ses villes les plus urbanisées, font partie des 20 plus grandes métropoles françaises et représentent des \x3Cstrong>opportunités économiques\x3C/strong> intéressantes. Vous l’aurez compris, c’est une région dynamique avec de grands atouts, idéale pour les investisseurs. N’attendez plus pour découvrir nos logements neufs dans les Pays de la Loire.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf dans les Pays de la Loire\x3C/h3>\x3Cp>Il existe plusieurs \x3Cstrong>aides nationales\x3C/strong> pour les personnes qui souhaitent effectuer un investissement immobilier dans les Pays de la Loire. Il peut s’agir par exemple du Prêt à Taux Zéro ou du Prêt Action Logement. Si le logement neuf se situe dans une zone définie comme ANRU, il peut être éligible à la réduction de la TVA, qui est abaissée alors à 5,5%.\x3C/p>\x3Cp>Il existe aussi des \x3Cstrong>aides locales pour les primo-accédants\x3C/strong> qui veulent un appartement ou une maison neuve dans les Pays de la Loire. Dans le département du Maine-et-Loire a été mis en place un système de location-accession pour que chaque ménage bénéficie d’un soutien financier de 400 €. À cela s’ajoute l’aide de 2000 € accordée par le fonds de dotation du département.\x3C/p>\x3Cp>En Loire-Atlantique, des prêts à taux zéro d’une valeur maximale de 25 000 € sont attribués aux foyers avec enfant. À Angers, une aide minimale comprise entre 250 et 2000 € est octroyée pour permettre aux habitants d’acheter un logement neuf ou ancien. D’autres communes de la région des Pays de la Loire proposent des aides pour l’achat d’un logement neuf. De même en Vendée, le « Passeport-accession » offre une subvention partielle aux particuliers qui souhaitent faire des achats immobiliers dans le cadre d’une construction de logement neuf dans les Pays de la Loire.\x3C/p>\x3Ch3>Acheter un programme neuf dans les Pays de la Loire pour faire un investissement locatif\x3C/h3>\x3Cp>Acheter un bien immobilier pour le mettre ensuite en location est une pratique aujourd’hui courante auprès des investisseurs qui souhaitent utiliser leur argent dans un \x3Cstrong>secteur fiable et lucratif\x3C/strong>. Une manière de percevoir un complément de revenu fixe pour préparer ses vieux jours. Dans la région des Pays de la Loire, le marché de l’immobilier a connu une belle évolution ces dernières années. Favorisée par l’activité économique soutenue de la ville, l’agglomération nantaise connaît une hausse des ventes. Les agglomérations de Le Mans et d’Angers font également l’objet d’une attraction particulière. Aussi, reconnue pour sa \x3Cstrong>qualité de vie douce\x3C/strong>, le littoral attire chaque année de nouveaux habitants.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Dans les villes de la région, il est intéressant de faire un \x3Cstrong>investissement locatif\x3C/strong> pour obtenir le \x3Cstrong>statut de loueur meublé non professionnel\x3C/strong>(LMNP), ce qui permet de défiscaliser ensuite une partie de ses revenus locatifs. Cela peut être un choix particulièrement pertinent pour les logements neufs des Pays de la Loire situés dans des grandes villes ou villes étudiantes comme Nantes ou Angers.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>D’autres dispositifs de défiscalisation sont possibles pour aider à subventionner son achat dans le neuf dans les Pays de la Loire. Les résidences de services dans les villes de la région sont des \x3Cstrong>placements immobiliers\x3C/strong> peu coûteux et sûrs.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf dans les Pays de la Loire ?\x3C/h3>\x3Cp>Classée première région horticole française, la région des Pays de la Loire est un acteur important de l’économie de notre pays. Elle est également active dans les secteurs de la construction navale et du tourisme. En effet, bordée par l’Océan Atlantique, connue pour ses \x3Cstrong>célèbres châteaux\x3C/strong>, ses îles et ses Villes d’art et d’histoire, la région attire chaque année un grand nombre de touristes. D’autant plus qu’elle est facilement accessible, car extrêmement bien desservie par le \x3Cstrong>réseau autoroutier\x3C/strong> et qu’elle comporte plusieurs ports et aéroports. 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complètes au 09/09/2025\r\n745,42 € de mensualités *:\r\nMensualité de 745,42 € dans le cadre de l’offre COGEDIM Access. Lot B103, 3 pièces situé au 1 er étage, d’une\r\nsurface habitable de 58,48 m² avec un balcon de 5,05 m², 1 place de stationnement bien immobilier dépendant de\r\nla Résidence « CITYSSIM’ » à ANGERS (49000). Exemple d’un financement pour une opération d’acquisition de\r\nrésidence principale en état futur d’achèvement d’un montant de 181 108,00 €, en TVA réduite à 5,5 %(2)\r\n, frais de\r\ndossier et frais de caution du prêt à la charge de COGEDIM, soit un montant à financer de 181 108,00 € sans\r\napport personnel, bénéficiant d’un PTZ\r\n(1) par un couple, primo-accédant, dont le revenu fiscal de référence de\r\nl'année n-2 était de 32 250,00 € et éligible à une acquisition en TVA réduite à 5,5 %(2)\r\n.\r\nFinancement réalisé grâce à des prêts consentis auprès des partenaires bancaires du groupe ALTAREA par\r\nl’intermédiaire d’Altarea Solution Financement :\r\nun prêt bancaire amortissable à taux fixe d’un montant de 54 332,40 €, d’une durée de 24 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 550,15 € pendant 10 ans puis mensualités\r\nde 11,14 € pendant 14 ans, TAEG estimé 4,57 % et coût total 13 557,12 € intérêts et assurances inclus,\r\nun prêt PTZ\r\n(1) d’un montant de 90 554,00 €, d’une durée de 24 ans, prêt amortissable à taux fixe ,\r\nmensualités de 26,41 € pendant 10 ans puis mensualités de 565,42 € pendant 14 ans, TAEG estimé 0,49 %\r\net coût total 7 605,76 € intérêts et assurances inclus,\r\nun prêt Jeune Actif (-35 ans) amortissable à taux fixe d’un montant de 18 110,80 €, d’une durée de 24 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 84,43 € pendant 24 ans, TAEG estimé\r\n2,62 % et coût total 6 205,04 € intérêts et assurances inclus,\r\nun prêt Acquisition Durable amortissable à taux fixe d’un montant de 18 110,80 €, d’une durée de 24 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 84,43 € pendant 24 ans, TAEG estimé\r\n2,62 % et coût total 6 205,04 € intérêts et assurances inclus,\r\nL’ensemble pour une mensualité globale lissée de 745,42 € pendant 24 ans. La cotisation mensuelle d’assurance\r\ndécès, perte totale et irréversible d’autonomie et incapacité de travail pour le prêt bancaire amortissable est de\r\n15.85 €, le prêt PTZ est de 26.41 €, le prêt Jeune Actif (-35 ans) est de 5.28 €, le prêt Acquisition Durable est de\r\n5.28 €, pour un capital emprunté assuré à 100 %.\r\nCette simulation est communiquée à titre informatif ; elle est établie sur la base de taux moyens du marché\r\nconstatés au 09/09/2025 pour diverses situations comparables. Cette présentation indicative ne constitue en\r\naucune façon une offre commerciale ou publicitaire de financement et n’a aucune valeur contractuelle. TVA réduite à\r\n5,5 % (2) (acquisition pour 10 ans minimum), PTZ\r\n(1) et PAS, réservés aux primo-accédants pour l’achat d’un\r\nlogement en résidence principale sont soumis à conditions de revenus. Altarea Solution Financement est une\r\nsociété de courtage en crédit immobilier et en assurances. Siège social : 87 Rue de Richelieu – 75002 Paris.\r\nAdresse contact : contact-solution-financement@altarea.com. SAS au capital de 10 000 € immatriculée au R.C.S\r\nParis sous le N°504 638 784 et au registre de l’Orias (www.orias.fr) sous le N°10053430. Responsabilité Civile\r\nProfessionnelle conforme aux articles L.512-6 du Code des assurances et L.519-3-4 du Code monétaire et\r\nfinancier. Membre de l’Association professionnelle des intermédiaires en crédits (APIC). Vous bénéficiez d’un délai\r\nlégal de réflexion de 10 jours. Lorsque la vente est subordonnée à l’obtention d’un prêt et si celui-ci n’est pas\r\nobtenu, le vendeur doit rembourser les sommes versées par l’acquéreur. Aucun versement de quelque nature que ce\r\nsoit ne peut être exigé d’un particulier avant l’obtention d’un ou plusieurs prêts d’argent. Un crédit vous engage et\r\ndoit être remboursé. Vérifiez vos capacités de remboursement avant de vous engager. Sous réserve d’acceptation\r\nde votre dossier par nos partenaires bancaires.\r\n500 € d’apport / 500 € à la réservation\r\nCette somme de 500 € correspond au dépôt de garantie qui vous sera demandé à la signature du contrat de\r\nréservation en lieu et place du montant légal de 2 % ou 5 % du montant TTC du prix de vente. Cette somme\r\ns'imputera sur la partie du prix payable à la signature de l'acte authentique. Toutes les conditions du dépôt de\r\ngarantie sont stipulées à l’article 3.5 des conditions générales du contrat de réservation. Cette somme de 500 €\r\npeut être remboursée si la banque finance la totalité.\r\n0 frais avant d’emménager\r\nLe versement des mensualités, hors assurances, débutera à la date de livraison de l’appartement dépendant de la\r\nRésidence « CITYSSIM’ » à ANGERS (49000).\r\nCOGEDIM prendra à sa charge les frais suivants :\r\nFrais notariés d’acte de vente (en ce compris la quote-part aux frais d’établissement au règlement de\r\ncopropriété),\r\nFrais notariés d’acte de prêt en cas de financement assorti d’une garantie hypothécaire,\r\nFrais de dossier bancaire,\r\nFrais de caution bancaire,\r\nIntérêts intercalaires.\r\nGrâce à cette prise en charge par COGEDIM, le TAEG (Taux Annuel Effectif Global) y compris assurance obligatoire\r\nest estimé à un taux de 1,49 %.\r\nLa prise en charge de ces frais est soumise aux quatre conditions cumulatives suivantes :\r\nÀ la signature d’un mandat exclusif de recherche de financement avec la société Altarea Solution Financement\r\n(frais de courtage offerts),\r\nÀ l’obtention du financement bancaire grâce à l’action de la société Altarea Solution Financement,\r\nÀ l’utilisation effective du financement ainsi obtenu par l’intermédiaire de ce mandat pour l’acquisition des lots\r\nobjet du contrat de réservation visé en tête des présentes,\r\nEt à la signature de l’acte notarié de vente en l’état futur d’achèvement dans les délais contractuels.\r\nEtant ici précisé que pour instruire la recherche de financement par le biais de la société Altarea Solution\r\nFinancement, vous vous engagez à fournir l’ensemble des pièces nécessaires (pièce d’identité valide, avis\r\nd’imposition, bulletins de salaire, extraits de comptes, tableaux d’amortissement des prêts en cours, etc…).\r\nDans ces conditions, COGEDIM vous remboursera :\r\nLe montant des frais de dossier bancaire et de caution bancaire, dans un délai de 15 jours à compter de la\r\nsignature de l’acte authentique de vente,\r\nPour le montant des intérêts intercalaires :\r\nCOGEDIM vous versera une avance, dont le montant sera déterminé à l'obtention du financement\r\nbancaire car elle dépendra des caractéristiques de l'emprunt contracté, dans un délai de 15 jours à\r\ncompter de l’émission de l’appel de fonds correspondant au stade « achèvement du plancher bas du\r\nrez-de-chaussée ». Dans l’hypothèse où la signature de l’acte authentique de vente intervenait après\r\nl’atteinte du stade « achèvement du plancher bas du rez-de-chaussée » dans la réalisation de la\r\nconstruction, COGEDIM vous versera ladite avance dans un délai de 15 jours à compter de la date de\r\nsignature de l’acte de vente,\r\nEt le solde des intérêts intercalaires (si ces derniers excédaient le montant de l’avance versée) dans un\r\ndélai de 15 jours à compter de la signature de la prise de possession effective des biens (livraison des\r\nbiens).\r\nLes frais notariés (frais d’établissement au règlement de copropriété, frais d’acte de vente, et frais d’acte de prêt en\r\ncas de prêt assorti d’une garantie hypothécaire) seront directement supportés par COGEDIM lors de la signature de\r\nl’acte authentique de vente (et de l’acte de prêt le cas échéant) auprès du Notaire.\r\n(1) PTZ : Le Prêt à taux zéro est un prêt réglementé qui vous permet de financer l’acquisition d'un appartement neuf\r\n(ou acquis en VEFA) que vous occuperez à titre de votre première résidence principale. Le Prêt à Taux zéro est un\r\nprêt complémentaire à d'autres emprunts. Le Prêt à taux zéro est accessible sous conditions de ressources, aux\r\npersonnes physiques désirant devenir propriétaire de leur première résidence principale (ne pas avoir été\r\npropriétaire de sa résidence principale au cours des 2 années précédant la nouvelle acquisition). Le montant et la\r\ndurée du Prêt à Taux 0 % varient en fonction de la zone géographique du logement et de la composition du foyer.\r\nLes ressources de l’acquéreur sont également prises en compte pour la durée du remboursement.\r\n(2) TVA réduite à 5,5 % au lieu de 20 %. Le Code général des impôts (art.278 sexies 11 et 11 bis, art. art.278\r\nsexies-0 A) permet d’appliquer un taux réduit de TVA à 5,5 % pour les opérations d’accession sociale à la propriété\r\nportant sur des logements acquis par des personnes physiques pour y établir leur résidence principale et situés\r\ndans les zones ciblées par la politique de la ville (quartiers faisant l’objet d’une convention ANRU et dans les\r\nquartiers prioritaires politique de la ville ou situés à une certaine distance de ceux-ci en fonction notamment de la\r\ndate de la demande de permis de construire. Ce taux réduit est susceptible de s’appliquer dès lors que les\r\nressources des personnes destinées à occuper le logement à la date de signature de l’avant contrat préliminaire ou,\r\nà défaut, à la date du contrat de vente ne dépassent pas des plafonds de ressources (cf. article 278 sexies du CGI).\r\nLe bénéfice du taux réduit est susceptible d’être remis en cause dans l’hypothèse où les conditions d’octroi du taux\r\nréduit cessent d’être remplies dans un délai de 10 ans qui suit le fait générateur de l’opération notamment en cas de\r\nrevente ou de changement de destination du logement.\r\nL’article 71 de la loi n°1322-2023 du 29 décembre 2023, dite loi de finances pour 2024, proroge le PTZ (prêt à taux\r\nzéro) jusqu’au 31 décembre 2027 et aménage certaines dispositions réglementaires applicables. Le décret n\r\n°2024-304 du 2 avril 2024 fixe les modalités des offres de prêt émises à compter du 1er avril 2024. 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Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[2775]={value:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir 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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[3152]={value:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir 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en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,meta:$R[3202]={drupal_internal__target_id:4043},vid:$R[3203]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[3204]={drupal_internal__target_id:"regulation"}},revision_user:$R[3205]={data:null,links:$R[3206]={related:$R[3207]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/revision_user/?resourceVersion=id%3A4043"},self:$R[3208]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/relationships/revision_user/?resourceVersion=id%3A4043"}}},parent:$R[3209]=[$R[3210]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[3211]={links:$R[3212]={help:$R[3213]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[3214]={about:"Usage and meaning of the 'virtual' resource 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immobiliers neufs"}},$R[3229]={tag:"meta",attributes:$R[3230]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a56c43b0-a930-4321-8b90-16321a8017b3/"}},$R[3231]={tag:"meta",attributes:$R[3232]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[3233]={tag:"meta",attributes:$R[3234]={property:"og:image:type",content:"image/png"}},$R[3235]={tag:"meta",attributes:$R[3236]={property:"og:image:width",content:"628"}},$R[3237]={tag:"meta",attributes:$R[3238]={property:"og:image:height",content:"316"}},$R[3239]={tag:"meta",attributes:$R[3240]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[3241]={tag:"meta",attributes:$R[3242]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[3243]={tag:"meta",attributes:$R[3244]={name:"twitter:card",content:"summary"}},$R[3245]={tag:"meta",attributes:$R[3246]={name:"twitter:site",content:"@altareacogedim"}},$R[3247]={tag:"meta",attributes:$R[3248]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[3249]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[3250]={value:"\x3Csvg 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zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir 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immobiliers neufs"}},$R[3556]={tag:"meta",attributes:$R[3557]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/"}},$R[3558]={tag:"meta",attributes:$R[3559]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[3560]={tag:"meta",attributes:$R[3561]={property:"og:image:type",content:"image/png"}},$R[3562]={tag:"meta",attributes:$R[3563]={property:"og:image:width",content:"628"}},$R[3564]={tag:"meta",attributes:$R[3565]={property:"og:image:height",content:"316"}},$R[3566]={tag:"meta",attributes:$R[3567]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[3568]={tag:"meta",attributes:$R[3569]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[3570]={tag:"meta",attributes:$R[3571]={name:"twitter:card",content:"summary"}},$R[3572]={tag:"meta",attributes:$R[3573]={name:"twitter:site",content:"@altareacogedim"}},$R[3574]={tag:"meta",attributes:$R[3575]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[3576]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[3577]={value:"\x3Csvg 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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. 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en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir 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zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir 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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. 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en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir 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zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir 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\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6
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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. 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en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,meta:$R[4480]={drupal_internal__target_id:4043},vid:$R[4481]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[4482]={drupal_internal__target_id:"regulation"}},revision_user:$R[4483]={data:null,links:$R[4484]={related:$R[4485]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/revision_user/?resourceVersion=id%3A4043"},self:$R[4486]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/relationships/revision_user/?resourceVersion=id%3A4043"}}},parent:$R[4487]=[$R[4488]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[4489]={links:$R[4490]={help:$R[4491]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[4492]={about:"Usage and meaning of the 'virtual' resource 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zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir 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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. 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en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,meta:$R[4906]={drupal_internal__target_id:4043},vid:$R[4907]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[4908]={drupal_internal__target_id:"regulation"}},revision_user:$R[4909]={data:null,links:$R[4910]={related:$R[4911]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/revision_user/?resourceVersion=id%3A4043"},self:$R[4912]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/relationships/revision_user/?resourceVersion=id%3A4043"}}},parent:$R[4913]=[$R[4914]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[4915]={links:$R[4916]={help:$R[4917]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[4918]={about:"Usage and meaning of the 'virtual' resource 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EN TRAVAUXLivraison à partir du 4ème trimestre 2026
Adresse33 rue Martin Luther King 49000Angers
Fiscalité
TVA normale
TVA réduite à 5,5 %
LMNP
Patrimonial
LLI
LLI meublé
À 10 min* du centre d’Angers, avec COGEDIM ACCESS pour la 1ère fois vous pouvez devenir propriétaire de votre appartement neuf ! Conjuguez le PTZ (5) et la TVA réduite à 5,5 % (4) pour acquérir un appartement de 3 pièces avec loggia pour votre résidence principale. Et pour investir, optez pour un investissement patrimonial ou pour les dispositifs LMNP et LLI. Beaux espaces extérieurs privatifs et dernières normes du neuf composent un écrin de confort à 5 min* à pied des commerces et des tramways A et C.
L’ACCES A LA PROPRIETE N’A JAMAIS ETE AUSSI ACCESSIBLE.
Éligible
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www.georisques.gouv.fr
Le programme en détails
Le quartier
Une adresse pratique et connectée à 10 min* du cœur de ville
Au sud du centre-ville, dans le quartier de la Roseraie, l’adresse conjugue parfaite accessibilité et nombreuses commodités pour un vrai confort de vie. Pleinement connectée à l’animation angevine, la résidence se situe à 5 min* à pied de l’arrêt de tramway « Jean XXIII ». Les lignes A et C rayonnent dans toute la ville et desservent les gares en 6 min*, le centre-ville en 11 min*, le CHU en 18 min*. La proximité immédiate des grands boulevards permet aux automobilistes de rejoindre l’A87 et l’A11 en une dizaine de minutes *. Pratique au quotidien, l’adresse dispose d’un large éventail de commerces de proximité et d’équipements dans un rayon de 10 min* à pied : les établissements scolaires, de la maternelle au lycée, mais aussi de nombreuses infrastructures sportives. Piscine de la Roseraie, courts de tennis, stades de football, pétanque, arts martiaux… tout est là pour pratiquer son activité favorite.
La résidence
Une architecture contemporaine et graphique
Bien ancrée dans l’esprit urbain de son quartier, la résidence développe une architecture résolument contemporaine, rythmée par les contrastes et les volumes. Sur des façades d’un blanc lumineux, les enduits anthracite viennent habiller le socle, les attiques et les séquences de balcons, soulignant la profondeur des volumes avec élégance. Les garde-corps en serrurerie marron clair apportent une note aérienne et chaleureuse qui harmonise délicatement l’ensemble. Oxygénée par un jardin arboré, la résidence se fait l’écrin de votre confort et de votre sérénité. Close et sécurisée par digicode et badge Vigik, elle intègre un local à vélo en rez-de-chaussée, un ascenseur et des parties communes soignées pour un vrai plaisir d’habiter.
Architecte(s) de la résidence : Crespy Aumont Architectes
Les logements
Des appartements conçus pour un parfait bien-être
Les appartements incarnent le savoir-faire qui fait la renommée de Cogedim depuis plus de 60 ans. Fluides et précis, les plans optimisent chaque mètre carré dans une belle harmonie des volumes. Baignés de lumière naturelle, les séjours intègrent une cuisine ouverte et s’ouvrent sur un agréable espace extérieur à vivre comme une pièce en plus au grand air. Balcons, loggias ou terrasses généreuses allant jusqu’à 26 m2 et accessibles depuis une chambre pour certains, les espaces extérieurs offrent des vues verdoyantes sur le jardin et les abords arborés. Certifiés RE2020 et NF Habitat, les appartements garantissent un confort durable à coût maitrisé. Et pour plus de bien-être, ils revêtent des prestations soignées, permettant à chacun de personnaliser facilement son intérieur.
Les prestations disponibles dans cette résidence
Local à vélos
Porte blindée serrure 3 points A2P
Salle de bain équipée
Sol PVC esprit parquet
Volets roulants
Pourquoi investir ?
Angers, la promesse d’un placement à haut potentiel
Première ville de France où il fait bon vivre** et première ville verte, Angers offre une qualité de vie exceptionnelle à 1 h* de Nantes et 3 h de Paris. Résultat, elle affiche une forte croissance démographique et un marché immobilier des plus dynamique. Idéale pour investir, l’adresse se situe à 5 min* à pied des commerces et des tramways A et C permettant de rejoindre le centre-ville en 10 min* et la gare TGV en 6 min*. De là, Nantes se trouve à 35 min, Paris-Montparnasse à 1 h 30. Résidence à taille humaine, confort du neuf, appartements bien agencés avec balcon, loggia ou terrasse… votre bien est promis à une forte demande locative. N’hésitez pas à contacter nos conseillers pour découvrir toutes les solutions d'investissement Cogedim.
Accessje transforme mon loyer en propriété
Votre
3 pièces
pour
745 €/mois
Des mensualités pensées pour vous
500 € seulement d'apport
0 frais avant d'emménager
Cogedim Avantagesredonnent le pouvoir d'investir
AVANTAGES LLI
+ Frais de notaire offerts
+ Création de SCI ou SARL de famille offerte
+ 1 an de gestion locative et de garantie loyer impayé offert
+ Cuisine offerte
AVANTAGES LLI MEUBLÉ
+ Frais de notaire offerts
+ Cuisine offerte
+ Création de SCI ou SARL de famille offerte
+ 1 an de gestion locative et de garantie loyer impayé offert
+ 1 an d'accompagnement fiscal offert
AVANTAGES MEUBLÉ
+ Frais de notaire offerts
+ Cuisine offerte
+ 1 an de gestion locative et de garantie loyer impayé offert
+ 1 an d’accompagnement fiscal offert
AVANTAGES PATRIMONIAL
+ Frais de notaire offerts
+ 1 an de gestion locative et de garantie loyer impayé offert
+ Cuisine offerte
Logements disponibles
3 piècesJusqu’à 58 m²à partir de 181 108 €Dernier disponibleVoir le détail
Les prix indiqués peuvent tenir compte d’une TVA réduite sous conditions de ressources et de dispositif d'acquisition.
Les rentabilités indiquées sont estimatives, données à titre indicatif et hors frais de gestion potentiels.
Avancement du projet
Avant-première
En lancement
En commercialisation
En travaux
Livraison imminente
Prêt à emménager
Nouveau
Découvrez les visites immersives de toutes nos résidences, logements avec CogeHome 3D
Explorez nos résidences et domaines à 360°
Visitez en 3D chacun de nos logements meublés
Découvrez les vues réelles de votre futur lieu de vie
Configurez votre intérieur selon vos goûts
Nouveau
Découvrez votre futur quartier
Accédez en un clic à toutes les informations utiles de votre quartier : localisation des transports, des commerces, des écoles, des espaces verts et culturels. Vous pouvez également anticiper vos temps de trajets, mesurer la qualité de l'air, ou le débit internet et bien plus encore !
Nos solutions d’investissement sur cette résidence
98 %des biens loués le 1er mois
Statut LMNP
Bénéficiez du statut de loueur meublé non professionnel et profitez de revenus défiscalisés sur le long terme en louant meublé.
Appartement totalement équipé avec mobilier et cuisine, prêt à la location
Financement sur mesure
Vous souhaitez connaître la fiscalité la mieux adaptée à votre projet ?
Cogedim à votre écoute
Nous rencontrer
27 rue Boisnet 49000 Angers
Ouvert sur rendez-vous du mardi au vendredi de 10h à 12h30 et de 14h à 18h30 et le samedi jusque 17h30.
Nous contacter
Tous nos conseillers sont disponibles pour vous accompagner dans votre projet et répondre à toutes vos questions, lors d’un rendez-vous téléphonique, en visio-conférence ou sur l’un de nos espaces de vente.
Découvrez les services Cogedim !
Choisir un logement Cogedim, c’est opter pour un logement à votre image, adapté à votre mode de vie et à vos envies. Découvrez vite toutes les options disponibles pour votre projet avec nos 3 packs de personnalisation clé en main !
Le Pack Essentiel
Votre cuisine aménagée Essentiel installée avant livraison. Des prestations complémentaires disponibles. 6 mois de gestion locative offerts* pour les investisseurs.
Le Pack Premium
Votre cuisine aménagée Premium installée avant livraison. Des prestations complémentaires disponibles. 6 mois de gestion locative offerts* pour les investisseurs.
Le Pack Sécurité
Faites le choix d’un logement sécurisé avec le système de sécurité intelligent de NexHome et bénéficiez de 12 mois de télésurveillance compris !
* 6 mois d'honoraires de gestion offerts pour la signature d'un Pack Essentiel ou Premium Cogedim, hors honoraires de mise en location. La durée initiale de 6 mois est tacitement reconductible pour une durée de 3 ans ferme, puis à l'issue de cette seconde période, le mandat est renouvelable annuellement par tacite reconduction. Le mandant aura la faculté de résilier le mandat pendant la période initiale d'une durée de 6 mois avec un délai de prévenance de quinze jours.
Nos accords compétitifs auprès des meilleures banques vous permettent de bénéficier de l’offre de financement la plus appropriée pour votre achat. Découvrez les avantages de notre structure interne de courtage Altarea Solution Financement !
Le conseil
Un conseiller unique et dédié vous accompagne pour trouver la meilleure offre de financement.
L'accompagnement
Profitez d’un suivi personnalisé du montage du dossier à la signature notaire.
Nos partenaires
Bénéficiez des solutions de crédits les plus concurrentielles grâce à nos accords avec les meilleures banques.
Spécialiste de la gestion locative depuis plus de 20 ans, notre structure interne Altarea Gestion Immobilière vous assure suivi, conseil et assistance pour vous permettre d’investir en toute sérénité.
Garanties
Loyers impayés
Vacance locative
Assurance propriétaire non occupant
Transparence
Recevez un compte-rendu de gérance détaillé tous les mois (loyers, honoraires, assurances etc.).
Suivi
Votre gestionnaire dédié assure toutes les étapes de la location dans un souci d’optimisation de votre patrimoine.