\x3Cpath class=\"st0\" d=\"M12.3,28h7.8h7.7h7.6V14.2h4.3L24,0.6l-3.7,3.2v-3h-5.5v7.8l-6.4,5.6h4V28z M21.1,27v-6.7h5.7V27H21.1z\n\t\t M34.4,27h-6.6v-7.7h-7.7V27h-6.8V14.2h21.1V27z M15.7,9V1.8h3.5V6l4.7-4l13,11.3h-26L15.7,9z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez du prêt à taux zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:null,field_text_main:null,vid:$R[237]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[238]={drupal_internal__target_id:"regulation"}},revision_user:$R[239]={data:null,links:$R[240]={related:$R[241]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f37d7e5e-3057-44e8-b10e-979e6adb1932/revision_user/?resourceVersion=id%3A4"},self:$R[242]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f37d7e5e-3057-44e8-b10e-979e6adb1932/relationships/revision_user/?resourceVersion=id%3A4"}}},parent:$R[243]=[$R[244]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[245]={links:$R[246]={help:$R[247]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[248]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[249]={type:"taxonomy_term--regulation",id:"19b5dbf4-49ba-47b5-90ee-d6433b676b0b",links:$R[250]={self:$R[251]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/?resourceVersion=id%3A5"}},drupal_internal__tid:5,drupal_internal__revision_id:5,langcode:"fr",revision_created:null,status:!0,name:"TVA réduite",description:null,weight:1,changed:"2024-06-19T07:52:29+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[252]=[$R[253]={tag:"meta",attributes:$R[254]={name:"title",content:"TVA réduite | Cogedim"}},$R[255]={tag:"link",attributes:$R[256]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/5/"}},$R[257]={tag:"meta",attributes:$R[258]={name:"generator",content:"Cogedim"}},$R[259]={tag:"meta",attributes:$R[260]={property:"og:site_name",content:"Cogedim"}},$R[261]={tag:"meta",attributes:$R[262]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[263]={tag:"meta",attributes:$R[264]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/"}},$R[265]={tag:"meta",attributes:$R[266]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[267]={tag:"meta",attributes:$R[268]={property:"og:image:type",content:"image/png"}},$R[269]={tag:"meta",attributes:$R[270]={property:"og:image:width",content:"628"}},$R[271]={tag:"meta",attributes:$R[272]={property:"og:image:height",content:"316"}},$R[273]={tag:"meta",attributes:$R[274]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[275]={tag:"meta",attributes:$R[276]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[277]={tag:"meta",attributes:$R[278]={name:"twitter:card",content:"summary"}},$R[279]={tag:"meta",attributes:$R[280]={name:"twitter:site",content:"@altareacogedim"}},$R[281]={tag:"meta",attributes:$R[282]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[283]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[284]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1
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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[285]={value:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[286]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[287]={drupal_internal__target_id:"regulation"}},revision_user:$R[288]={data:null,links:$R[289]={related:$R[290]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/revision_user/?resourceVersion=id%3A5"},self:$R[291]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/relationships/revision_user/?resourceVersion=id%3A5"}}},parent:$R[292]=[$R[293]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[294]={links:$R[295]={help:$R[296]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[297]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[298]={type:"taxonomy_term--regulation",id:"16dd3083-89ed-478c-82d3-c61e00e3e669",links:$R[299]={self:$R[300]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/?resourceVersion=id%3A9"}},drupal_internal__tid:9,drupal_internal__revision_id:9,langcode:"fr",revision_created:null,status:!0,name:"Prix maîtrisés",description:null,weight:2,changed:"2025-06-26T14:47:47+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[301]=[$R[302]={tag:"meta",attributes:$R[303]={name:"title",content:"Prix maîtrisés | Cogedim"}},$R[304]={tag:"link",attributes:$R[305]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/9/"}},$R[306]={tag:"meta",attributes:$R[307]={name:"generator",content:"Cogedim"}},$R[308]={tag:"meta",attributes:$R[309]={property:"og:site_name",content:"Cogedim"}},$R[310]={tag:"meta",attributes:$R[311]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[312]={tag:"meta",attributes:$R[313]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/"}},$R[314]={tag:"meta",attributes:$R[315]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[316]={tag:"meta",attributes:$R[317]={property:"og:image:type",content:"image/png"}},$R[318]={tag:"meta",attributes:$R[319]={property:"og:image:width",content:"628"}},$R[320]={tag:"meta",attributes:$R[321]={property:"og:image:height",content:"316"}},$R[322]={tag:"meta",attributes:$R[323]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[324]={tag:"meta",attributes:$R[325]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[326]={tag:"meta",attributes:$R[327]={name:"twitter:card",content:"summary"}},$R[328]={tag:"meta",attributes:$R[329]={name:"twitter:site",content:"@altareacogedim"}},$R[330]={tag:"meta",attributes:$R[331]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[332]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Les prix indiqués peuvent tenir compte d’une TVA réduite sous conditions de ressources.\r\nLes rentabilités indiquées sont estimatives, données à titre indicatif et hors frais de gestion potentiels.",field_legals_grid:null,field_promo_drawer:$R[333]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1
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\t\tC23.8,19.2,23,19.3,22.3,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z
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\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6
\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2
\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1
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\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6
\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z
\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez des prix maîtrisés\x3C/h3>\x3Cp>Tous les avantages du neuf avec des conditions de financement avantageuses pour les primo-accédants.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez des prix maîtrisés\x3C/h3>\x3Cp>Tous les avantages du neuf avec des conditions de financement avantageuses pour les primo-accédants.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[334]={value:"\x3Ch3>Acheter en prix maîtrisés\x3C/h3>\x3Cp>Primo-accédants, et sous conditions de ressources, profitez de la possibilité d’acheter votre logement neuf en dessous du prix du marché dans une résidence éligible aux prix maîtrisés. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en prix maîtrisés\x3C/h3>\x3Cp>Primo-accédants, et sous conditions de ressources, profitez de la possibilité d’acheter votre logement neuf en dessous du prix du marché dans une résidence éligible aux prix maîtrisés. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:$R[335]={value:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix maîtrisés\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincmastered\">\x3Cdiv class=\"expandable\">\x3Cp>Fruit d’un partenariat entre les promoteurs immobiliers et les communes, ce dispositif vous permet d’acquérir, sous certaines conditions, un logement neuf à un prix réduit par rapport au marché immobilier local. En moyenne, vous pourrez profiter d’une économie entre 20 et 30% sur le prix d’acquisition de votre logement neuf.\x3C/p>\x3Cp>Ce sont les \x3Cstrong>collectivités\x3C/strong> qui \x3Cstrong>fixent les règles d’accession à la propriété à prix maîtrisé. Elles varient donc d’une ville à l’autre. \x3C/strong>Vous devez, entre autres, avoir des revenus inférieurs à un plafond de ressources basé sur le barème PSLA, PAS ou PLI, et occuper le logement à titre de résidence principale.\x3C/p>\x3Cp>Vous vous engagez, par ailleurs, à conserver votre logement plusieurs années. En cas d’une revente anticipée, le prix peut être encadré par les clauses anti spéculatives de votre commune.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cp>Grâce à ce dispositif, vous pourrez :\x3C/p>\x3Cul>\x3Cli>Acquérir un logement neuf de qualité, à prix réduit ;\x3C/li>\x3Cli>Accéder à un bien immobilier plus grand ou avec un meilleur emplacement, avec un budget inchangé ;\x3C/li>\x3Cli>Vous constituer un patrimoine, en bénéficiant d’autres dispositifs d’aides au financement immobilier mis en place par le gouvernement et les collectivités locales (Prêt à taux zéro, Prêt Action Logement, Prêt à l’Accession Sociale…) ;\x3C/li>\x3Cli>Profiter d’une réduction des frais de notaire grâce à l’achat dans l’immobilier neuf.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincmastered').classList.toggle('active');\">\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\">\x3C/path>\x3C/svg>\x3C/i>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\" loading=\"lazy\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix maîtrisés\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincmastered\">\x3Cdiv class=\"expandable\">\x3Cp>Fruit d’un partenariat entre les promoteurs immobiliers et les communes, ce dispositif vous permet d’acquérir, sous certaines conditions, un logement neuf à un prix réduit par rapport au marché immobilier local. En moyenne, vous pourrez profiter d’une économie entre 20 et 30% sur le prix d’acquisition de votre logement neuf.\x3C/p>\x3Cp>Ce sont les \x3Cstrong>collectivités\x3C/strong> qui \x3Cstrong>fixent les règles d’accession à la propriété à prix maîtrisé. Elles varient donc d’une ville à l’autre. \x3C/strong>Vous devez, entre autres, avoir des revenus inférieurs à un plafond de ressources basé sur le barème PSLA, PAS ou PLI, et occuper le logement à titre de résidence principale.\x3C/p>\x3Cp>Vous vous engagez, par ailleurs, à conserver votre logement plusieurs années. 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aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincmastered').classList.toggle('active');\">\x3Csvg width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\" />\x3C/svg>\x3C/i>\x3C/div>\x3C/div>"},vid:$R[336]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[337]={drupal_internal__target_id:"regulation"}},revision_user:$R[338]={data:null,links:$R[339]={related:$R[340]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/revision_user/?resourceVersion=id%3A9"},self:$R[341]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/relationships/revision_user/?resourceVersion=id%3A9"}}},parent:$R[342]=[$R[343]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[344]={links:$R[345]={help:$R[346]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[347]={about:"Usage 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immobiliers neufs"}},$R[362]={tag:"meta",attributes:$R[363]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/"}},$R[364]={tag:"meta",attributes:$R[365]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[366]={tag:"meta",attributes:$R[367]={property:"og:image:type",content:"image/png"}},$R[368]={tag:"meta",attributes:$R[369]={property:"og:image:width",content:"628"}},$R[370]={tag:"meta",attributes:$R[371]={property:"og:image:height",content:"316"}},$R[372]={tag:"meta",attributes:$R[373]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[374]={tag:"meta",attributes:$R[375]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[376]={tag:"meta",attributes:$R[377]={name:"twitter:card",content:"summary"}},$R[378]={tag:"meta",attributes:$R[379]={name:"twitter:site",content:"@altareacogedim"}},$R[380]={tag:"meta",attributes:$R[381]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[382]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:null,field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[383]={value:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[384]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[385]={drupal_internal__target_id:"regulation"}},revision_user:$R[386]={data:null,links:$R[387]={related:$R[388]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/revision_user/?resourceVersion=id%3A4043"},self:$R[389]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/relationships/revision_user/?resourceVersion=id%3A4043"}}},parent:$R[390]=[$R[391]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[392]={links:$R[393]={help:$R[394]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[395]={about:"Usage and meaning of the 'virtual' resource 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neufs"}},$R[410]={tag:"meta",attributes:$R[411]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/"}},$R[412]={tag:"meta",attributes:$R[413]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[414]={tag:"meta",attributes:$R[415]={property:"og:image:type",content:"image/png"}},$R[416]={tag:"meta",attributes:$R[417]={property:"og:image:width",content:"628"}},$R[418]={tag:"meta",attributes:$R[419]={property:"og:image:height",content:"316"}},$R[420]={tag:"meta",attributes:$R[421]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[422]={tag:"meta",attributes:$R[423]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[424]={tag:"meta",attributes:$R[425]={name:"twitter:card",content:"summary"}},$R[426]={tag:"meta",attributes:$R[427]={name:"twitter:site",content:"@altareacogedim"}},$R[428]={tag:"meta",attributes:$R[429]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[430]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Prix indicatifs hors taxes.\x3Cbr>\r\nLes rentabilités indiquées sont nettes de frais de gestion et hors mobilier, avant impact fiscal.",field_legals_grid:"Prix indicatifs hors taxes et hors mobilier. Les rentabilités indiquées sont nettes de frais de gestion et hors mobilier, avant impact fiscal.",field_promo_drawer:null,field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[431]={value:"\x3Ch3>Acheter en LMNP géré\x3C/h3>\x3Cp>Investissez dans une résidence services en statut LMNP et cumulez un achat Hors Taxe, grâce à la récupération immédiate de la TVA sur le prix de votre logement, et des revenus locatifs garantis par bail commercial pouvant être défiscalisés sur le long terme. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP géré\x3C/h3>\x3Cp>Investissez dans une résidence services en statut LMNP et cumulez un achat Hors Taxe, grâce à la récupération immédiate de la TVA sur le prix de votre logement, et des revenus locatifs garantis par bail commercial pouvant être défiscalisés sur le long terme. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[432]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[433]={drupal_internal__target_id:"regulation"}},revision_user:$R[434]={data:null,links:$R[435]={related:$R[436]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/revision_user/?resourceVersion=id%3A7"},self:$R[437]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/relationships/revision_user/?resourceVersion=id%3A7"}}},parent:$R[438]=[$R[439]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[440]={links:$R[441]={help:$R[442]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[443]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[444]={type:"taxonomy_term--regulation",id:"9df7bfb4-b767-42a6-a070-ce1436f2a561",links:$R[445]={self:$R[446]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/?resourceVersion=id%3A8"}},drupal_internal__tid:8,drupal_internal__revision_id:8,langcode:"fr",revision_created:null,status:!0,name:"Nue-propriété",description:null,weight:6,changed:"2025-07-01T07:35:28+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[447]=[$R[448]={tag:"meta",attributes:$R[449]={name:"title",content:"Nue-propriété | Cogedim"}},$R[450]={tag:"link",attributes:$R[451]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/8/"}},$R[452]={tag:"meta",attributes:$R[453]={name:"generator",content:"Cogedim"}},$R[454]={tag:"meta",attributes:$R[455]={property:"og:site_name",content:"Cogedim"}},$R[456]={tag:"meta",attributes:$R[457]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[458]={tag:"meta",attributes:$R[459]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/"}},$R[460]={tag:"meta",attributes:$R[461]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[462]={tag:"meta",attributes:$R[463]={property:"og:image:type",content:"image/png"}},$R[464]={tag:"meta",attributes:$R[465]={property:"og:image:width",content:"628"}},$R[466]={tag:"meta",attributes:$R[467]={property:"og:image:height",content:"316"}},$R[468]={tag:"meta",attributes:$R[469]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[470]={tag:"meta",attributes:$R[471]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[472]={tag:"meta",attributes:$R[473]={name:"twitter:card",content:"summary"}},$R[474]={tag:"meta",attributes:$R[475]={name:"twitter:site",content:"@altareacogedim"}},$R[476]={tag:"meta",attributes:$R[477]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[478]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Prix TTC en TVA réduite à 10%\x3Cbr />*La nue-propriété est un montage financier qui permet d’acheter un bien immobilier en profitant d’un prix d’acquisition réduit de 30 à 40% grâce au principe de démembrement de propriété. 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d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Investissez en Nue-Propriété\x3C/h3>\x3Cp>Un bien à prix réduit, défiscalisé, sans contrainte d’entretien et de gestion locative.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[480]={value:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[481]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[482]={drupal_internal__target_id:"regulation"}},revision_user:$R[483]={data:null,links:$R[484]={related:$R[485]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/revision_user/?resourceVersion=id%3A8"},self:$R[486]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/relationships/revision_user/?resourceVersion=id%3A8"}}},parent:$R[487]=[$R[488]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[489]={links:$R[490]={help:$R[491]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[492]={about:"Usage and meaning of the 'virtual' resource 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Profitez de tous nos services.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/cogedim-pour-vous/la-difference-cogedim/\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M46.3,45.2v-0.9h-2.5V20.8c0.7-0.2,1.2-0.7,1.5-1.3h2.5L46,10.8h-5.5l-1.7,8.7h2.5c0.2,0.7,0.8,1.2,1.5,1.3\n\t\tv23.4h-2.5v0.9h-4.4c0.4-0.2,0.7-0.5,1.1-0.9h1.1l0.1-0.3c0.1-0.3,3.2-8.6,2.4-11.6c-0.4-1.3-1.3-2.4-2.7-3C37,29,36,28.8,35.1,29\n\t\tv-0.3c0-1.3-0.4-2.4-1.3-3.2c-2.1-2-5.8-2-6-2c-0.2,0-3.9,0-6,2c-0.9,0.9-1.3,1.9-1.3,3.2V29c-0.8-0.1-1.8,0-2.8,0.4\n\t\tc-1.3,0.6-2.3,1.6-2.7,3c-0.9,3,2.3,11.3,2.4,11.6l0.1,0.3h0.9c0.2,0.3,0.5,0.7,1,0.9H9.9l1.6-7.7h0.8v-2.9H8.7\n\t\tc0.4-1.2,1.3-5.1,1.1-8.7c0.2-0.3,0.5-0.5,0.8-0.8c0.7,0.2,1.2,0.6,1.5,1.1c1,1.8,0,4.9,0,4.9l-0.9,2.8l1.8-2.3\n\t\tc0.1-0.2,2.9-3.8,2.1-6.4c-0.2-0.7-0.6-1.2-1.2-1.5c-1.5-0.6-3.6,0.4-3.6,0.4l-0.7,0.3c-0.3-1.7-1-3.2-2.3-4.2l0,0\n\t\tc-0.1-0.1-0.2-0.1-0.3-0.2c-0.6-0.3-2-1-3.1-0.6c-0.4,0.2-1,0.5-1.2,1.4c-0.8,2.6,0.2,5.4,0.3,5.5l0.6,1.6l0.4-1.6\n\t\tc0.5-2.1,1.6-5.1,2.5-5.4c0.1,0,0.1,0,0.2,0c0.1,0,0.1,0.1,0.1,0.1c1.3,1,1.9,2.6,2,4.4c-1.4,1.7-2,3.7-2.2,5.4\n\t\tc-0.2-0.6-0.4-1.3-0.7-1.9c-0.1-0.4-0.5-1.3-1.3-1.4c-0.9,0-1.5,1.2-1.7,1.6l-1.2,2.7l2-2.2c0.4-0.4,0.7-0.6,0.9-0.6\n\t\tc0.2,0,0.3,0.2,0.3,0.2c1.1,2.1,1.2,4.4,1.2,5.1h-4v2.9h0.8l1.6,7.7H0v1h48v-1H46.3z M41.4,11.8h3.9l1.3,6.7H40L41.4,11.8z\n\t\t M42.5,19.5h1.7c-0.2,0.2-0.5,0.4-0.8,0.4C43,19.9,42.7,19.7,42.5,19.5z M13.5,24.6c0.3,0.1,0.6,0.4,0.7,0.8c0.3,1-0.1,2.3-0.6,3.3\n\t\tc0-1-0.1-2.1-0.6-3c-0.3-0.5-0.6-0.9-1.1-1.2C12.4,24.5,13,24.4,13.5,24.6z M3.4,24.3c-0.1-0.9-0.2-2,0.2-3\n\t\tc0.1-0.4,0.3-0.7,0.6-0.8c0.1-0.1,0.3-0.1,0.5-0.1c0.2,0,0.5,0,0.7,0.1C4.5,21.3,3.9,23,3.4,24.3z M8.8,27.2c0,3.4-1,6.8-1.2,7.4\n\t\tH7.4C7.4,33.8,7.1,30.2,8.8,27.2z M3.1,35.6h8.2v0.9H3.1V35.6z M10.5,37.5L9,44.3H5.3l-1.4-6.8H10.5z M35.2,44.3\n\t\tc-0.1,0-0.2,0-0.2-0.1h0.6C35.5,44.3,35.3,44.3,35.2,44.3z M37.5,30.3c0.8,0.3,1.7,1,2.1,2.3c0.6,2.2-1.3,8.1-2.2,10.7h-4\n\t\tc0-12.4,0.5-12.6,1.4-13.1C35.3,29.8,36.5,29.8,37.5,30.3z M22.6,26.1c1.8-1.7,5.2-1.7,5.3-1.7c0,0,3.5,0,5.3,1.7\n\t\tc0.7,0.7,1,1.5,1,2.5v0.7c-0.9,0.5-1.4,1.1-1.6,6.2h-9.4c-0.2-5-0.7-5.7-1.6-6.2v-0.7C21.6,27.6,21.9,26.8,22.6,26.1z M32.3,36.5v4\n\t\th-9v-4H32.3z M16.1,32.6c0.4-1.3,1.4-2,2.1-2.3c1-0.4,2.2-0.4,2.7-0.1c0.9,0.5,1.4,0.7,1.4,13.1h-4C17.4,40.7,15.5,34.7,16.1,32.6z\n\t\t M20.5,44.2c-0.1,0.1-0.2,0.1-0.3,0.1c-0.1,0-0.2,0-0.2-0.1H20.5z M21.9,44.2h1.3v-0.5c0-0.8,0-1.5,0-2.2h9.2c0,0.7,0,1.4,0,2.2\n\t\tv0.5h1.2c0.2,0.3,0.5,0.7,1,0.9H20.8C21.2,45,21.6,44.7,21.9,44.2z\" />\x3Cpath class=\"st0\" d=\"M32.5,1.8H9.4v15.5h23.1V1.8z M10.4,12.4L15,7.7l6.3,6.3l2.6-2.6l4.9,4.9H10.4V12.4z M31.5,16.3h-1.2L24,10\n\t\tl-2.6,2.6L15,6.3L10.4,11V2.8h21.1V16.3z\" />\x3Cpath class=\"st0\" d=\"M27,9.5c1.4,0,2.6-1.1,2.6-2.6S28.4,4.4,27,4.4S24.5,5.6,24.5,7S25.6,9.5,27,9.5z M27,5.4\n\t\tc0.9,0,1.6,0.7,1.6,1.6S27.9,8.5,27,8.5S25.5,7.8,25.5,7S26.2,5.4,27,5.4z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Nos services pour vous accompagner\x3C/h3>\x3Cp>Financement sur mesure, Parrainage,... Profitez de tous nos services.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/cogedim-pour-vous/la-difference-cogedim/\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[529]={value:"\x3Ch3>Acheter en BRS\x3C/h3>\x3Cp>Avec le BRS – Bail Réel Solidaire, achetez votre résidence principale en-dessous des prix de marché grâce à un nouveau dispositif d’accession à la propriété.\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en BRS\x3C/h3>\x3Cp>Avec le BRS – Bail Réel Solidaire, achetez votre résidence principale en-dessous des prix de marché grâce à un nouveau dispositif d’accession à la propriété.\x3C/p>"},field_text_main:$R[530]={value:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix BRS, accessibles sous conditions de ressources\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincbrs\">\x3Cdiv class=\"expandable\">\x3Cp>Le bail réel solidaire (BRS) est un dispositif d’accès social à la propriété de sa résidence principale, à prix abordable et sous conditions de ressources, correspondant à ceux du prêt social à l’accession (PSLA).\x3C/p>\x3Cp>Le BRS repose sur la dissociation du foncier (le terrain) et du bâti (le logement). Vous pouvez ainsi devenir propriétaire de votre logement à un prix pouvant aller jusqu’à 40% de décote du prix du marché.\x3C/p>\x3Cp>En contrepartie vous signez un bail réel solidaire et vous devrez vous acquitter d’une redevance mensuelle auprès d’un organisme foncier solidaire (OFS) qui achète le terrain.\x3C/p>\x3Cp>Vous êtes ainsi propriétaire de votre logement mais locataire du terrain sur lequel il se trouve.\x3C/p>\x3Cp>Les OFS sont des organismes à but non lucratif, agréés par le préfet de région, ayant pour objet de détenir des terrains sur le très long terme.\x3C/p>\x3Cp>Vous pouvez revendre votre logement à tout moment mais cela reste cependant encadré par l’OFS.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Vous devenez propriétaire à un prix d’acquisition réduit de votre logement ;\x3C/li>\x3Cli>Vous versez une redevance mensuelle correspondant à la location du terrain sur lequel il se trouve ;\x3C/li>\x3Cli>Vous bénéficiez d’une TVA réduite à 5,5% pour un logement neuf ;\x3C/li>\x3Cli>Vous profitez d’un abattement de 30% de la taxe foncière, selon la commune ;\x3C/li>\x3Cli>Vous pouvez financer l’achat de votre logement avec un prêt à taux zéro (PTZ) au titre de votre 1ère acquisition.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincbrs').classList.toggle('active');\">\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\">\x3C/path>\x3C/svg>\x3C/i>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\" loading=\"lazy\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix BRS, accessibles sous conditions de ressources\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincbrs\">\x3Cdiv class=\"expandable\">\x3Cp>Le bail réel solidaire (BRS) est un dispositif d’accès social à la propriété de sa résidence principale, à prix abordable et sous conditions de ressources, correspondant à ceux du prêt social à l’accession (PSLA).\x3C/p>\x3Cp>Le BRS repose sur la dissociation du foncier (le terrain) et du bâti (le logement). Vous pouvez ainsi devenir propriétaire de votre logement à un prix pouvant aller jusqu’à 40% de décote du prix du marché.\x3C/p>\x3Cp>En contrepartie vous signez un bail réel solidaire et vous devrez vous acquitter d’une redevance mensuelle auprès d’un organisme foncier solidaire (OFS) qui achète le terrain.\x3C/p>\x3Cp>Vous êtes ainsi propriétaire de votre logement mais locataire du terrain sur lequel il se trouve.\x3C/p>\x3Cp>Les OFS sont des organismes à but non lucratif, agréés par le préfet de région, ayant pour objet de détenir des terrains sur le très long terme.\x3C/p>\x3Cp>Vous pouvez revendre votre logement à tout moment mais cela reste cependant encadré par l’OFS.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Vous devenez propriétaire à un prix d’acquisition réduit de votre logement ;\x3C/li>\x3Cli>Vous versez une redevance mensuelle correspondant à la location du terrain sur lequel il se trouve ;\x3C/li>\x3Cli>Vous bénéficiez d’une TVA réduite à 5,5% pour un logement neuf ;\x3C/li>\x3Cli>Vous profitez d’un abattement de 30% de la taxe foncière, selon la commune ;\x3C/li>\x3Cli>Vous pouvez financer l’achat de votre logement avec un prêt à taux zéro (PTZ) au titre de votre 1ère acquisition.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincbrs').classList.toggle('active');\">\x3Csvg width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\" />\x3C/svg>\x3C/i>\x3C/div>\x3C/div>"},vid:$R[531]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[532]={drupal_internal__target_id:"regulation"}},revision_user:$R[533]={data:null,links:$R[534]={related:$R[535]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a44645cb-9dbd-4a56-bb1f-5b623e99516e/revision_user/?resourceVersion=id%3A3817"},self:$R[536]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a44645cb-9dbd-4a56-bb1f-5b623e99516e/relationships/revision_user/?resourceVersion=id%3A3817"}}},parent:$R[537]=[$R[538]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[539]={links:$R[540]={help:$R[541]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[542]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[543]={type:"taxonomy_term--regulation",id:"a56c43b0-a930-4321-8b90-16321a8017b3",links:$R[544]={self:$R[545]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a56c43b0-a930-4321-8b90-16321a8017b3/?resourceVersion=id%3A4000"}},drupal_internal__tid:4000,drupal_internal__revision_id:4000,langcode:"fr",revision_created:"2023-07-17T08:05:34+00:00",status:!0,name:"Patrimonial",description:null,weight:7,changed:"2025-07-01T07:35:28+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[546]=[$R[547]={tag:"meta",attributes:$R[548]={name:"title",content:"Patrimonial | Cogedim"}},$R[549]={tag:"link",attributes:$R[550]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/4000/"}},$R[551]={tag:"meta",attributes:$R[552]={name:"generator",content:"Cogedim"}},$R[553]={tag:"meta",attributes:$R[554]={property:"og:site_name",content:"Cogedim"}},$R[555]={tag:"meta",attributes:$R[556]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[557]={tag:"meta",attributes:$R[558]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a56c43b0-a930-4321-8b90-16321a8017b3/"}},$R[559]={tag:"meta",attributes:$R[560]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[561]={tag:"meta",attributes:$R[562]={property:"og:image:type",content:"image/png"}},$R[563]={tag:"meta",attributes:$R[564]={property:"og:image:width",content:"628"}},$R[565]={tag:"meta",attributes:$R[566]={property:"og:image:height",content:"316"}},$R[567]={tag:"meta",attributes:$R[568]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[569]={tag:"meta",attributes:$R[570]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[571]={tag:"meta",attributes:$R[572]={name:"twitter:card",content:"summary"}},$R[573]={tag:"meta",attributes:$R[574]={name:"twitter:site",content:"@altareacogedim"}},$R[575]={tag:"meta",attributes:$R[576]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[577]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[578]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M48,25.2c-0.2-9-0.6-9.2-0.9-9.4c-0.4-0.2-1.1-0.2-1.7,0.2c-0.6,0.3-1.6,1.1-1.8,3c-0.2,2.2-0.3,4.7-0.3,5.5
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Les secundo-accédants reviennent avec l’envie de changer de cadre de vie ou de gagner en confort, tandis que les primo-accédants saisissent l’opportunité de taux d’intérêt plus favorables pour acheter leur premier logement. 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Plus expérimentés que les \x3Ca href=\"https://www.cogedim.com/habiter/acheter-dans-le-neuf/premier-achat-immobilier/primo-accedant/\">\x3Cu>primo-accédants\x3C/u>\x3C/a>, ils affichent des priorités différentes, souvent liées à leur parcours familial et professionnel. Ce retour transforme la demande et accentue la concurrence sur certains types de biens.\x3C/p>\x3Ch3>\x3Cstrong>Qui sont les secundo-accédants ?\x3C/strong>\x3C/h3>\x3Cp>Il s’agit de propriétaires qui revendent leur logement pour en acheter un autre. Leur expérience du marché leur permet de mieux anticiper les étapes de la transaction.\x3C/p>\x3Ch3>\x3Cstrong>Leur profil type en 2025\x3C/strong>\x3C/h3>\x3Cp>D’après \x3Ca href=\"https://www.meilleurtaux.com/credit-immobilier/actualites/2025-mai/retour-secundo-accedants-marche-immobilier.html\">\x3Cu>Meilleurtaux.com\x3C/u>\x3C/a> (mai 2025), l’âge moyen des secundo-accédants se situe entre 40 et 45 ans. Principalement des familles, ils recherchent des maisons individuelles, des logements avec extérieurs et une performance énergétique optimisée.\x3C/p>\x3Ch3>\x3Cstrong>Les raisons de ce retour\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Cstrong>Taux d’intérêt en baisse\x3C/strong>, qui augmentent le pouvoir d’achat.\x3C/li>\x3Cli>\x3Cstrong>Nouvelles priorités de vie\x3C/strong> : télétravail, confort, proximité des écoles.\x3C/li>\x3Cli>\x3Cstrong>Sécurité d’un placement immobilier\x3C/strong>, toujours considéré comme valeur refuge.\x3C/li>\x3C/ul>\x3Ch2>\x3Cstrong>En quoi le profil des primo-accédants évolue-t-il ?\x3C/strong>\x3C/h2>\x3Cp>Le visage des \x3Cstrong>primo-accédants change sensiblement en 2025\x3C/strong>. Des revenus plus stables, de nouvelles zones de recherche et des conditions de financement assouplies facilitent leur accession. Ce renouvellement de profil traduit une transformation profonde des attentes et des choix de ces acheteurs.\x3C/p>\x3Ch3>\x3Cstrong>Évolution socio-économique\x3C/strong>\x3C/h3>\x3Cp>Les primo-accédants entrent souvent sur le marché autour de 30 ans, avec un emploi plus stable et un apport plus solide. Les aides financières restent un levier essentiel pour déclencher leur premier achat.\x3C/p>\x3Ch3>\x3Cstrong>Préférences géographiques\x3C/strong>\x3C/h3>\x3Cp>Leur intérêt s’oriente vers les \x3Cstrong>villes moyennes et zones rurales\x3C/strong>, jugées plus abordables et attractives en termes de qualité de vie.\x3C/p>\x3Ch3>\x3Cstrong>Capacités d’emprunt renforcées\x3C/strong>\x3C/h3>\x3Cp>La baisse des taux et l’assouplissement des conditions de crédit ouvrent de nouvelles perspectives. Les dispositifs publics et privés, dont ceux de COGEDIM, soutiennent cette dynamique.\x3C/p>\x3Cp>Cette combinaison de facteurs contribue à rendre l’achat immobilier plus accessible pour les primo-accédants, renforçant leur présence sur le marché.\x3C/p>\x3Ch2>\x3Cstrong>Pourquoi les disparités d’accès au crédit avantagent-elles les primo-accédants ?\x3C/strong>\x3C/h2>\x3Cp>L’accès au crédit varie selon le profil des acheteurs. Les primo-accédants profitent d’aides dédiées, comme le \x3Ca href=\"https://www.economie.gouv.fr/particuliers/emprunter-et-sassurer/pret-taux-zero-ptz-tout-ce-quil-faut-savoir#\">\x3Cu>Prêt à Taux Zéro\x3C/u>\x3C/a>, qui facilitent leur projet immobilier. Les secundo-accédants, quant à eux, disposent de moins de dispositifs, ce qui crée une différence dans le parcours d’achat.\x3C/p>\x3Ch3>\x3Cstrong>Dispositifs qui avantagent les primo-accédants\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Cstrong>Le \x3C/strong>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\">\x3Cstrong>\x3Cu>Prêt à Taux Zéro (PTZ)\x3C/u>\x3C/strong>\x3C/a> : incontournable, il permet de financer une partie du projet sans intérêts.\x3C/li>\x3Cli>\x3Cstrong>Les aides spécifiques régionales ou locales\x3C/strong> : certaines collectivités proposent des subventions ou des prêts complémentaires pour encourager l’accession à la propriété.\x3C/li>\x3C/ul>\x3Cp>Ces dispositifs réduisent le coût global de l’achat et fluidifient le parcours des primo-accédants.\x3C/p>\x3Ch3>\x3Cstrong>Comparaison avec les secundo-accédants\x3C/strong>\x3C/h3>\x3Cp>Les secundo-accédants, de leur côté, disposent de moins d’aides publiques ou spécifiques. Leur projet repose donc en grande partie sur la revente de leur logement actuel. La valeur de cette revente détermine directement leur capacité de financement et conditionne la faisabilité de leur futur projet immobilier.\x3C/p>\x3Ch3>\x3Cstrong>Solutions de Cogedim\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cstrong>\x3Cu>Solution Access\x3C/u>\x3C/strong>\x3C/a> : conçue pour les primo-accédants, elle propose des prix adaptés et des conditions favorables, afin de rendre plus simple le premier achat.\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\">\x3Cstrong>\x3Cu>Solution Invest Avantages\x3C/u>\x3C/strong>\x3C/a> : dédiée aux investisseurs, elle offre un accompagnement complet pour se constituer un patrimoine rentable et durable.\x3C/li>\x3C/ul>\x3Ch3>\x3Cstrong>Service proposé par Cogedim pour les secundo-accédants\x3C/strong>\x3C/h3>\x3Cp>La marque \x3Cstrong>\x3Cu>AGI (Altarea Gestion Immobilière)\x3C/u>\x3C/strong>, filiale de COGEDIM, constitue un atout précieux. Elle accompagne les secundo-accédants dans la\x3Cstrong> revente de leur logement\x3C/strong>, en mettant à disposition :\x3C/p>\x3Cul>\x3Cli>une estimation gratuite et sans engagement\x3C/li>\x3Cli>des conseils pour positionner le prix de manière optimale\x3C/li>\x3Cli>des services de conciergerie pour fluidifier l’ensemble du processus de vente.\x3C/li>\x3C/ul>\x3Cp>Grâce à cet accompagnement, les secundo-accédants bénéficient d’une solution clé en main pour sécuriser la transition entre deux projets immobiliers.\x3C/p>\x3Ch2>\x3Cstrong>Quelles perspectives et quels enjeux pour le marché immobilier en 2025 ?\x3C/strong>\x3C/h2>\x3Cp>Comment soutenir l’accession des primo-accédants tout en accompagnant les secundo-accédants dans leurs projets de revente ou d’achat ? Les réponses politiques et économiques à ces questions détermineront les dynamiques des prochaines années.\x3C/p>\x3Ch3>\x3Cstrong>Enjeux politiques et sociaux\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>Soutenir les jeunes ménages via notamment le PTZ (primo-accédants)\x3C/li>\x3Cli>Faciliter les parcours résidentiels des familles déjà propriétaires (secundo-accédants)\x3C/li>\x3Cli>Préserver l’accès à un logement abordable\x3C/li>\x3Cli>Réduire les écarts de prix entre zones urbaines et territoires ruraux\x3C/li>\x3C/ul>\x3Ch3>\x3Cstrong>Perspectives\x3C/strong>\x3C/h3>\x3Cp>En 2025, le marché reste porté par ces deux profils complémentaires. L’offre devra évoluer vers davantage de maisons, des logements énergétiquement performants et une répartition géographique plus équilibrée.\x3C/p>\x3Cp>Cette évolution traduit un marché en pleine mutation, porté par des attentes variées et des solutions adaptées.\x3C/p>\x3Ch2>\x3Cstrong>Ce qu’il faut retenir sur l’évolution du marché des primo-accédants et secundo-accédants en 2025\x3C/strong>\x3C/h2>\x3Cp>Voici les grandes idées à garder en tête :\x3C/p>\x3Cul>\x3Cli>Le retour marqué des secundo-accédants modifie les équilibres du marché immobilier.\x3C/li>\x3Cli>Les primo-accédants évoluent vers des profils plus stables, attirés par les villes moyennes et les zones rurales.\x3C/li>\x3Cli>L’accès au crédit reste plus favorable pour les primo-accédants, grâce à des dispositifs avantageux.\x3C/li>\x3Cli>COGEDIM propose des solutions adaptées à chaque profil : \x3Cstrong>Solution Access\x3C/strong> pour les primo-accédants, \x3Cstrong>AGI\x3C/strong> pour accompagner les secundo-accédants dans la revente de leur bien, et \x3Cstrong>Invest Avantages\x3C/strong> pour les investisseurs.\x3C/li>\x3C/ul>",format:"full_html",processed:"\x3Ch2>\x3Cstrong>Le retour des secundo-accédants marque-t-il une nouvelle donne en immobilier ?\x3C/strong>\x3C/h2>\x3Cp>Après plusieurs années de relative discrétion, les\x3Cstrong> secundo-accédants \x3C/strong>(\x3Cem>Lien vers future page “Secundo-accédant”)\x3C/em>\x3Cstrong> font un retour remarqué\x3C/strong> sur le marché immobilier en 2025. Plus expérimentés que les \x3Ca href=\"https://www.cogedim.com/habiter/acheter-dans-le-neuf/premier-achat-immobilier/primo-accedant/\">\x3Cu>primo-accédants\x3C/u>\x3C/a>, ils affichent des priorités différentes, souvent liées à leur parcours familial et professionnel. Ce retour transforme la demande et accentue la concurrence sur certains types de biens.\x3C/p>\x3Ch3>\x3Cstrong>Qui sont les secundo-accédants ?\x3C/strong>\x3C/h3>\x3Cp>Il s’agit de propriétaires qui revendent leur logement pour en acheter un autre. Leur expérience du marché leur permet de mieux anticiper les étapes de la transaction.\x3C/p>\x3Ch3>\x3Cstrong>Leur profil type en 2025\x3C/strong>\x3C/h3>\x3Cp>D’après \x3Ca href=\"https://www.meilleurtaux.com/credit-immobilier/actualites/2025-mai/retour-secundo-accedants-marche-immobilier.html\">\x3Cu>Meilleurtaux.com\x3C/u>\x3C/a> (mai 2025), l’âge moyen des secundo-accédants se situe entre 40 et 45 ans. Principalement des familles, ils recherchent des maisons individuelles, des logements avec extérieurs et une performance énergétique optimisée.\x3C/p>\x3Ch3>\x3Cstrong>Les raisons de ce retour\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Cstrong>Taux d’intérêt en baisse\x3C/strong>, qui augmentent le pouvoir d’achat.\x3C/li>\x3Cli>\x3Cstrong>Nouvelles priorités de vie\x3C/strong> : télétravail, confort, proximité des écoles.\x3C/li>\x3Cli>\x3Cstrong>Sécurité d’un placement immobilier\x3C/strong>, toujours considéré comme valeur refuge.\x3C/li>\x3C/ul>\x3Ch2>\x3Cstrong>En quoi le profil des primo-accédants évolue-t-il ?\x3C/strong>\x3C/h2>\x3Cp>Le visage des \x3Cstrong>primo-accédants change sensiblement en 2025\x3C/strong>. Des revenus plus stables, de nouvelles zones de recherche et des conditions de financement assouplies facilitent leur accession. Ce renouvellement de profil traduit une transformation profonde des attentes et des choix de ces acheteurs.\x3C/p>\x3Ch3>\x3Cstrong>Évolution socio-économique\x3C/strong>\x3C/h3>\x3Cp>Les primo-accédants entrent souvent sur le marché autour de 30 ans, avec un emploi plus stable et un apport plus solide. Les aides financières restent un levier essentiel pour déclencher leur premier achat.\x3C/p>\x3Ch3>\x3Cstrong>Préférences géographiques\x3C/strong>\x3C/h3>\x3Cp>Leur intérêt s’oriente vers les \x3Cstrong>villes moyennes et zones rurales\x3C/strong>, jugées plus abordables et attractives en termes de qualité de vie.\x3C/p>\x3Ch3>\x3Cstrong>Capacités d’emprunt renforcées\x3C/strong>\x3C/h3>\x3Cp>La baisse des taux et l’assouplissement des conditions de crédit ouvrent de nouvelles perspectives. Les dispositifs publics et privés, dont ceux de COGEDIM, soutiennent cette dynamique.\x3C/p>\x3Cp>Cette combinaison de facteurs contribue à rendre l’achat immobilier plus accessible pour les primo-accédants, renforçant leur présence sur le marché.\x3C/p>\x3Ch2>\x3Cstrong>Pourquoi les disparités d’accès au crédit avantagent-elles les primo-accédants ?\x3C/strong>\x3C/h2>\x3Cp>L’accès au crédit varie selon le profil des acheteurs. Les primo-accédants profitent d’aides dédiées, comme le \x3Ca href=\"https://www.economie.gouv.fr/particuliers/emprunter-et-sassurer/pret-taux-zero-ptz-tout-ce-quil-faut-savoir#\">\x3Cu>Prêt à Taux Zéro\x3C/u>\x3C/a>, qui facilitent leur projet immobilier. Les secundo-accédants, quant à eux, disposent de moins de dispositifs, ce qui crée une différence dans le parcours d’achat.\x3C/p>\x3Ch3>\x3Cstrong>Dispositifs qui avantagent les primo-accédants\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Cstrong>Le \x3C/strong>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\">\x3Cstrong>\x3Cu>Prêt à Taux Zéro (PTZ)\x3C/u>\x3C/strong>\x3C/a> : incontournable, il permet de financer une partie du projet sans intérêts.\x3C/li>\x3Cli>\x3Cstrong>Les aides spécifiques régionales ou locales\x3C/strong> : certaines collectivités proposent des subventions ou des prêts complémentaires pour encourager l’accession à la propriété.\x3C/li>\x3C/ul>\x3Cp>Ces dispositifs réduisent le coût global de l’achat et fluidifient le parcours des primo-accédants.\x3C/p>\x3Ch3>\x3Cstrong>Comparaison avec les secundo-accédants\x3C/strong>\x3C/h3>\x3Cp>Les secundo-accédants, de leur côté, disposent de moins d’aides publiques ou spécifiques. Leur projet repose donc en grande partie sur la revente de leur logement actuel. La valeur de cette revente détermine directement leur capacité de financement et conditionne la faisabilité de leur futur projet immobilier.\x3C/p>\x3Ch3>\x3Cstrong>Solutions de Cogedim\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cstrong>\x3Cu>Solution Access\x3C/u>\x3C/strong>\x3C/a> : conçue pour les primo-accédants, elle propose des prix adaptés et des conditions favorables, afin de rendre plus simple le premier achat.\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\">\x3Cstrong>\x3Cu>Solution Invest Avantages\x3C/u>\x3C/strong>\x3C/a> : dédiée aux investisseurs, elle offre un accompagnement complet pour se constituer un patrimoine rentable et durable.\x3C/li>\x3C/ul>\x3Ch3>\x3Cstrong>Service proposé par Cogedim pour les secundo-accédants\x3C/strong>\x3C/h3>\x3Cp>La marque \x3Cstrong>\x3Cu>AGI (Altarea Gestion Immobilière)\x3C/u>\x3C/strong>, filiale de COGEDIM, constitue un atout précieux. Elle accompagne les secundo-accédants dans la\x3Cstrong> revente de leur logement\x3C/strong>, en mettant à disposition :\x3C/p>\x3Cul>\x3Cli>une estimation gratuite et sans engagement\x3C/li>\x3Cli>des conseils pour positionner le prix de manière optimale\x3C/li>\x3Cli>des services de conciergerie pour fluidifier l’ensemble du processus de vente.\x3C/li>\x3C/ul>\x3Cp>Grâce à cet accompagnement, les secundo-accédants bénéficient d’une solution clé en main pour sécuriser la transition entre deux projets immobiliers.\x3C/p>\x3Ch2>\x3Cstrong>Quelles perspectives et quels enjeux pour le marché immobilier en 2025 ?\x3C/strong>\x3C/h2>\x3Cp>Comment soutenir l’accession des primo-accédants tout en accompagnant les secundo-accédants dans leurs projets de revente ou d’achat ? Les réponses politiques et économiques à ces questions détermineront les dynamiques des prochaines années.\x3C/p>\x3Ch3>\x3Cstrong>Enjeux politiques et sociaux\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>Soutenir les jeunes ménages via notamment le PTZ (primo-accédants)\x3C/li>\x3Cli>Faciliter les parcours résidentiels des familles déjà propriétaires (secundo-accédants)\x3C/li>\x3Cli>Préserver l’accès à un logement abordable\x3C/li>\x3Cli>Réduire les écarts de prix entre zones urbaines et territoires ruraux\x3C/li>\x3C/ul>\x3Ch3>\x3Cstrong>Perspectives\x3C/strong>\x3C/h3>\x3Cp>En 2025, le marché reste porté par ces deux profils complémentaires. L’offre devra évoluer vers davantage de maisons, des logements énergétiquement performants et une répartition géographique plus équilibrée.\x3C/p>\x3Cp>Cette évolution traduit un marché en pleine mutation, porté par des attentes variées et des solutions adaptées.\x3C/p>\x3Ch2>\x3Cstrong>Ce qu’il faut retenir sur l’évolution du marché des primo-accédants et secundo-accédants en 2025\x3C/strong>\x3C/h2>\x3Cp>Voici les grandes idées à garder en tête :\x3C/p>\x3Cul>\x3Cli>Le retour marqué des secundo-accédants modifie les équilibres du marché immobilier.\x3C/li>\x3Cli>Les primo-accédants évoluent vers des profils plus stables, attirés par les villes moyennes et les zones rurales.\x3C/li>\x3Cli>L’accès au crédit reste plus favorable pour les primo-accédants, grâce à des dispositifs avantageux.\x3C/li>\x3Cli>COGEDIM propose des solutions adaptées à chaque profil : \x3Cstrong>Solution Access\x3C/strong> pour les primo-accédants, \x3Cstrong>AGI\x3C/strong> pour accompagner les secundo-accédants dans la revente de leur bien, et \x3Cstrong>Invest Avantages\x3C/strong> pour les investisseurs.\x3C/li>\x3C/ul>"},field_title:null,meta:$R[797]={target_revision_id:67413,drupal_internal__target_id:11491},paragraph_type:$R[798]={type:"paragraphs_type--paragraphs_type",id:"e955397a-b7a7-41a6-8210-bd3e5ef17cdc",meta:$R[799]={drupal_internal__target_id:"section"}}}]}]);$R[178]($R[708],$R[800]={type:"taxonomy_term--geography",id:"81dd47ba-7b53-447c-8424-ff39fd437920",links:$R[801]={self:$R[802]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/geography/81dd47ba-7b53-447c-8424-ff39fd437920/?resourceVersion=id%3A1113"}},drupal_internal__tid:1113,drupal_internal__revision_id:1113,langcode:"fr",revision_created:null,status:!0,name:"Dordogne",description:$R[803]={value:"\x3Ch2>Immobilier neuf Dordogne\x3C/h2>\x3Cp>En plein cœur de la région Nouvelle-Aquitaine se trouve \x3Cstrong>le département de la Dordogne\x3C/strong>, traversé par le fleuve du même nom. C’est une région naturelle et très touristique réputée pour ses paysages magnifiques et la diversité de ses biens immobiliers. Avant de découvrir notre offre en Dordogne, nous vous présenterons les différentes aides pour acheter un bien, les dispositifs pour l’investissement locatif ainsi que les raisons qui pourraient vous pousser à investir en Dordogne.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Dordogne\x3C/h3>\x3Cp>Vous avez le projet d’investir dans l’immobilier neuf en Dordogne ? Vous êtes sûrement à la recherche de la meilleure solution de financement. Dans ce cas, il faut savoir que \x3Cstrong>plusieurs aides fiscales\x3C/strong> sont à votre disposition pour vous aider à devenir propriétaire.\x3C/p>\x3Cp>D’une part, vous avez \x3Cstrong>le prêt immobilier accession\x3C/strong> mis en place par Action Logement. Il permet d’emprunter jusqu’à 40 000 € avec un taux d’intérêt particulièrement bas qui est fixé à 0,5 % (hors assurance obligatoire). Acheter un logement neuf en VEFA (vente en l’état futur d’achèvement) vous permet d’être éligible à ce prêt.\x3C/p>\x3Cp>D’autre part, \x3Cstrong>le prêt à taux zéro (PTZ)\x3C/strong> peut financer jusqu’à 40 % d’un logement neuf en Dordogne. Cependant, cette aide vous est accordée à une condition particulière. Vous devez être primo-accédant, c’est-à-dire que vous n’étiez pas propriétaire de votre résidence principale durant les deux dernières années.\x3C/p>\x3Ch3>Acheter un programme neuf en Dordogne pour faire un investissement locatif\x3C/h3>\x3Cp>De nombreux Français choisissent de se constituer \x3Cstrong>un patrimoine immobilier\x3C/strong> en investissant dans le locatif. Cela signifie que vous achetez un logement au sein d'un programme neuf en Dordogne dans le but de le louer et non de l’habiter. Plusieurs dispositifs vous permettent d’investir dans nos programmes immobiliers en Dordogne et ainsi vous lancer dans le locatif.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Cet acronyme correspond au \x3Cstrong>statut de Loueur en Meublé Non Professionnel\x3C/strong>. Il vous est automatiquement accordé à condition que le montant de vos revenus locatifs annuels soit inférieur ou égal à 23 000 €. Deux options fiscales vous sont proposées avec le statut LMNP : la récupération de la TVA avec le dispositif LMNP amortissement et le régime micro-BIC pour bénéficier d’un abattement forfaitaire de 50 % sur les loyers de votre investissement locatif.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>Un autre dispositif pour acheter une maison neuve en Dordogne ou un appartement à but locatif est le dispositif \x3Cstrong>Censi-Bouvard\x3C/strong>. Cette loi donne accès à de nombreux avantages fiscaux dont une réduction d’impôt sur le revenu de 11 % qui est étalée sur une période de 9 ans.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Dordogne ?\x3C/h3>\x3Cp>Tradition, charme et \x3Cstrong>authenticité\x3C/strong> sont les mots qui qualifient parfaitement cette région de France. La Dordogne avec ses 40% de territoire boisé, son air pur et ses magnifiques châteaux médiévaux est le rêve de beaucoup de citadins souhaitant investir dans la pierre. C’est en effet un département \x3Cstrong>calme et ensoleillé\x3C/strong> qui ne connaît pas encore la surpopulation ou la saturation par les grandes entreprises, des atouts qui attirent de nombreuses familles et retraités en quête d’un meilleur cadre de vie. Forte de sa réputation à niveau mondial, la Dordogne reçoit chaque année des milliers de touristes qui viennent découvrir sa gastronomie, son patrimoine culturel et historique riche. Une aubaine pour les propriétaires qui cherchent à louer leur bien. Enfin, le département de la Dordogne s’avère être un \x3Cstrong>investissement sûr\x3C/strong> grâce à la stabilité du marché, aux prix bien plus accessibles que sur la proche côte du Sud-Ouest.\x3C/p>",format:"full_html",processed:"\x3Ch2>Immobilier neuf Dordogne\x3C/h2>\x3Cp>En plein cœur de la région Nouvelle-Aquitaine se trouve \x3Cstrong>le département de la Dordogne\x3C/strong>, traversé par le fleuve du même nom. C’est une région naturelle et très touristique réputée pour ses paysages magnifiques et la diversité de ses biens immobiliers. Avant de découvrir notre offre en Dordogne, nous vous présenterons les différentes aides pour acheter un bien, les dispositifs pour l’investissement locatif ainsi que les raisons qui pourraient vous pousser à investir en Dordogne.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Dordogne\x3C/h3>\x3Cp>Vous avez le projet d’investir dans l’immobilier neuf en Dordogne ? Vous êtes sûrement à la recherche de la meilleure solution de financement. Dans ce cas, il faut savoir que \x3Cstrong>plusieurs aides fiscales\x3C/strong> sont à votre disposition pour vous aider à devenir propriétaire.\x3C/p>\x3Cp>D’une part, vous avez \x3Cstrong>le prêt immobilier accession\x3C/strong> mis en place par Action Logement. Il permet d’emprunter jusqu’à 40 000 € avec un taux d’intérêt particulièrement bas qui est fixé à 0,5 % (hors assurance obligatoire). Acheter un logement neuf en VEFA (vente en l’état futur d’achèvement) vous permet d’être éligible à ce prêt.\x3C/p>\x3Cp>D’autre part, \x3Cstrong>le prêt à taux zéro (PTZ)\x3C/strong> peut financer jusqu’à 40 % d’un logement neuf en Dordogne. Cependant, cette aide vous est accordée à une condition particulière. Vous devez être primo-accédant, c’est-à-dire que vous n’étiez pas propriétaire de votre résidence principale durant les deux dernières années.\x3C/p>\x3Ch3>Acheter un programme neuf en Dordogne pour faire un investissement locatif\x3C/h3>\x3Cp>De nombreux Français choisissent de se constituer \x3Cstrong>un patrimoine immobilier\x3C/strong> en investissant dans le locatif. Cela signifie que vous achetez un logement au sein d'un programme neuf en Dordogne dans le but de le louer et non de l’habiter. Plusieurs dispositifs vous permettent d’investir dans nos programmes immobiliers en Dordogne et ainsi vous lancer dans le locatif.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Cet acronyme correspond au \x3Cstrong>statut de Loueur en Meublé Non Professionnel\x3C/strong>. Il vous est automatiquement accordé à condition que le montant de vos revenus locatifs annuels soit inférieur ou égal à 23 000 €. Deux options fiscales vous sont proposées avec le statut LMNP : la récupération de la TVA avec le dispositif LMNP amortissement et le régime micro-BIC pour bénéficier d’un abattement forfaitaire de 50 % sur les loyers de votre investissement locatif.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>Un autre dispositif pour acheter une maison neuve en Dordogne ou un appartement à but locatif est le dispositif \x3Cstrong>Censi-Bouvard\x3C/strong>. Cette loi donne accès à de nombreux avantages fiscaux dont une réduction d’impôt sur le revenu de 11 % qui est étalée sur une période de 9 ans.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Dordogne ?\x3C/h3>\x3Cp>Tradition, charme et \x3Cstrong>authenticité\x3C/strong> sont les mots qui qualifient parfaitement cette région de France. La Dordogne avec ses 40% de territoire boisé, son air pur et ses magnifiques châteaux médiévaux est le rêve de beaucoup de citadins souhaitant investir dans la pierre. C’est en effet un département \x3Cstrong>calme et ensoleillé\x3C/strong> qui ne connaît pas encore la surpopulation ou la saturation par les grandes entreprises, des atouts qui attirent de nombreuses familles et retraités en quête d’un meilleur cadre de vie. Forte de sa réputation à niveau mondial, la Dordogne reçoit chaque année des milliers de touristes qui viennent découvrir sa gastronomie, son patrimoine culturel et historique riche. Une aubaine pour les propriétaires qui cherchent à louer leur bien. Enfin, le département de la Dordogne s’avère être un \x3Cstrong>investissement sûr\x3C/strong> grâce à la stabilité du marché, aux prix bien plus accessibles que sur la proche côte du Sud-Ouest.\x3C/p>"},weight:4,changed:"2024-12-23T13:51:10+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[804]=[$R[805]={tag:"meta",attributes:$R[806]={name:"title",content:"Immobilier neuf Dordogne | Cogedim"}},$R[807]={tag:"meta",attributes:$R[808]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) en Dordogne ? 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Entre les Pyrénées et l’océan Atlantique, cette région vaste regroupe 12 départements et offre un cadre de vie \x3Cstrong>hors du commun\x3C/strong>. L’immobilier y est très diversifié avec des grandes villes comme Bordeaux ou Bayonne qui se développent rapidement et proposent toujours plus de projets neufs, \x3Cstrong>performants et économes\x3C/strong>, ou avec la forte demande sur la côte basco-landaise et ses locations saisonnières. Cet engouement entraîne inévitablement des conséquences sur le prix au m\x3Csup>2\x3C/sup> et sur le loyer moyen.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Nouvelle-Aquitaine\x3C/h3>\x3Cp>Avant de réaliser un achat en Nouvelle-Aquitaine, il est important de calculer d’une part sa \x3Cstrong>capacité d’emprunt\x3C/strong> et d’autre part \x3Cstrong>les frais de notaires\x3C/strong>. La capacité d’emprunt correspond au montant maximum auquel vous pouvez prétendre pour un crédit immobilier. À cela, peut s’ajouter un \x3Cstrong>apport personnel\x3C/strong> ce qui détermine le budget global pour un achat en Nouvelle-Aquitaine. Les frais de notaire correspondent à un pourcentage du coût global de l’investissement, qui varie entre 2 et 3% pour un bien neuf. \x3C/p>\x3Cp>En plus des aides nationales comme le Prêt Accession Logement ou encore le Prêt à Taux Zéro, d’autres aides peuvent venir compléter le financement de l’achat d’un appartement ou d’une maison neuve en Nouvelle-Aquitaine. Il est ainsi possible de bénéficier dans certains départements d’une aide allant jusqu’à 5 000 euros. Des \x3Cstrong>aides intercommunales ou communales\x3C/strong> sont aussi disponibles, pour en connaître les conditions, il est nécessaire de contacter l’agence pour l’habitat la plus proche de sa zone de recherche de logement.\x3C/p>\x3Ch3>Acheter un programme neuf en Aquitaine pour faire un investissement locatif\x3C/h3>\x3Cp>Les investissements dans le neuf en Nouvelle-Aquitaine sont recherchés. Les grandes villes de la région et particulièrement Bordeaux sont très demandées, mais les plus petites localités de la côtes et les grandes stations balnéaires \x3Cstrong>connues dans le monde\x3C/strong> entier attirent aussi de nombreux étrangers.\x3C/p>\x3Cp>Par ailleurs, il existe des \x3Cstrong>conditions pour la location\x3C/strong>, qui doit commencer dans les 12 mois suivants l’achèvement du bien immobilier. La maison ou l’appartement neuf en Nouvelle-Aquitaine doit être loué comme résidence principale à un locataire dont les revenus sont plafonnés et en respectant un loyer mensuel hors charges n’excédant pas un certain plafond.\x3C/p>\x3Ch4>Loueur Meublé Non Professionnel\x3C/h4>\x3Cp>Le \x3Cstrong>volume des transactions\x3C/strong> a augmenté de façon très importante en Aquitaine. De nombreux investisseurs cherchent en effet à profiter de l’engouement pour la ville de Bordeaux et sa périphérie, mais aussi d’autres villes de la région. Ils peuvent ainsi obtenir des revenus locatifs avec une fiscalité avantageuse. Le statut de loueur en meublé non professionnel est une \x3Cstrong>niche fiscale\x3C/strong> qui présente de nombreux avantages et permet d’amortir son investissement en Nouvelle-Aquitaine.\x3C/p>\x3Ch4>Les autres incitations à l’investissement locatif\x3C/h4>\x3Cp>Le dispositif \x3Cstrong>Censi-Bouvard ou encore l’achat en nue-propriété\x3C/strong> sont d’autres options d’achats intéressantes pour les investissements en Nouvelle-Aquitaine. Pour en savoir plus, n'hésitez pas à prendre contact avec nous. Nous proposons un large choix de programmes neufs dans la région, et saurons répondre à vos questions. Notre expertise en termes de \x3Cstrong>marché immobilier et de fiscalité\x3C/strong> est reconnue nationalement.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Aquitaine ?\x3C/h3>\x3Cp>On ne saurait parler de cette région du sud-ouest sans parler de son \x3Cstrong>cadre de vie unique\x3C/strong>. Elle offre en effet à ses habitants les plaisirs de la montagne, de grands espaces naturels, des hectares de vignobles et de nombreuses stations balnéaires. Elle compte aussi sur un climat favorable et un patrimoine historique et culturel très riche. Le secteur du tourisme, favorisé par des infrastructures et des moyens de transport multiples, est très dynamique, attirant une grande quantité de touristes venus du monde entier chaque année. Jeunes actifs qui souhaitent profiter de la \x3Cstrong>croissance économique\x3C/strong>, retraités en quête de tranquillité ou les familles, la charme de la Nouvelle-Aquitaine agit sur tous. Autant d’atouts qui ne vous feront pas regretter d’acheter un logement neuf sur ce marché très prisé.\x3C/p>",format:"full_html",processed:"\x3Ch2>Investir dans l’immobilier neuf en Nouvelle-Aquitaine\x3C/h2>\x3Cp>La Nouvelle-Aquitaine est une région riche qui attire chaque année des millions de nouveaux habitants. Entre les Pyrénées et l’océan Atlantique, cette région vaste regroupe 12 départements et offre un cadre de vie \x3Cstrong>hors du commun\x3C/strong>. L’immobilier y est très diversifié avec des grandes villes comme Bordeaux ou Bayonne qui se développent rapidement et proposent toujours plus de projets neufs, \x3Cstrong>performants et économes\x3C/strong>, ou avec la forte demande sur la côte basco-landaise et ses locations saisonnières. Cet engouement entraîne inévitablement des conséquences sur le prix au m\x3Csup>2\x3C/sup> et sur le loyer moyen.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Nouvelle-Aquitaine\x3C/h3>\x3Cp>Avant de réaliser un achat en Nouvelle-Aquitaine, il est important de calculer d’une part sa \x3Cstrong>capacité d’emprunt\x3C/strong> et d’autre part \x3Cstrong>les frais de notaires\x3C/strong>. La capacité d’emprunt correspond au montant maximum auquel vous pouvez prétendre pour un crédit immobilier. À cela, peut s’ajouter un \x3Cstrong>apport personnel\x3C/strong> ce qui détermine le budget global pour un achat en Nouvelle-Aquitaine. Les frais de notaire correspondent à un pourcentage du coût global de l’investissement, qui varie entre 2 et 3% pour un bien neuf. \x3C/p>\x3Cp>En plus des aides nationales comme le Prêt Accession Logement ou encore le Prêt à Taux Zéro, d’autres aides peuvent venir compléter le financement de l’achat d’un appartement ou d’une maison neuve en Nouvelle-Aquitaine. Il est ainsi possible de bénéficier dans certains départements d’une aide allant jusqu’à 5 000 euros. Des \x3Cstrong>aides intercommunales ou communales\x3C/strong> sont aussi disponibles, pour en connaître les conditions, il est nécessaire de contacter l’agence pour l’habitat la plus proche de sa zone de recherche de logement.\x3C/p>\x3Ch3>Acheter un programme neuf en Aquitaine pour faire un investissement locatif\x3C/h3>\x3Cp>Les investissements dans le neuf en Nouvelle-Aquitaine sont recherchés. Les grandes villes de la région et particulièrement Bordeaux sont très demandées, mais les plus petites localités de la côtes et les grandes stations balnéaires \x3Cstrong>connues dans le monde\x3C/strong> entier attirent aussi de nombreux étrangers.\x3C/p>\x3Cp>Par ailleurs, il existe des \x3Cstrong>conditions pour la location\x3C/strong>, qui doit commencer dans les 12 mois suivants l’achèvement du bien immobilier. La maison ou l’appartement neuf en Nouvelle-Aquitaine doit être loué comme résidence principale à un locataire dont les revenus sont plafonnés et en respectant un loyer mensuel hors charges n’excédant pas un certain plafond.\x3C/p>\x3Ch4>Loueur Meublé Non Professionnel\x3C/h4>\x3Cp>Le \x3Cstrong>volume des transactions\x3C/strong> a augmenté de façon très importante en Aquitaine. De nombreux investisseurs cherchent en effet à profiter de l’engouement pour la ville de Bordeaux et sa périphérie, mais aussi d’autres villes de la région. Ils peuvent ainsi obtenir des revenus locatifs avec une fiscalité avantageuse. 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Elle offre en effet à ses habitants les plaisirs de la montagne, de grands espaces naturels, des hectares de vignobles et de nombreuses stations balnéaires. Elle compte aussi sur un climat favorable et un patrimoine historique et culturel très riche. Le secteur du tourisme, favorisé par des infrastructures et des moyens de transport multiples, est très dynamique, attirant une grande quantité de touristes venus du monde entier chaque année. Jeunes actifs qui souhaitent profiter de la \x3Cstrong>croissance économique\x3C/strong>, retraités en quête de tranquillité ou les familles, la charme de la Nouvelle-Aquitaine agit sur tous. Autant d’atouts qui ne vous feront pas regretter d’acheter un logement neuf sur ce marché très prisé.\x3C/p>"},weight:395,changed:"2024-12-23T13:40:41+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[867]=[$R[868]={tag:"meta",attributes:$R[869]={name:"title",content:"Immobilier neuf Nouvelle-Aquitaine | Cogedim"}},$R[870]={tag:"meta",attributes:$R[871]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) en Nouvelle-Aquitaine ? 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",field_promoted:!1,meta:$R[919]={drupal_internal__target_id:2651},vid:$R[920]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"c79788a6-d591-46db-9761-830db5bfc787",meta:$R[921]={drupal_internal__target_id:"geography"}},revision_user:$R[922]={data:null,links:$R[923]={related:$R[924]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/geography/6a680827-5b6a-4f82-bded-fc5ae0f87685/revision_user/?resourceVersion=id%3A2651"},self:$R[925]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/geography/6a680827-5b6a-4f82-bded-fc5ae0f87685/relationships/revision_user/?resourceVersion=id%3A2651"}}},parent:$R[926]=[$R[927]={type:"taxonomy_term--geography",id:"virtual",meta:$R[928]={links:$R[929]={help:$R[930]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[931]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}],field_qas:$R[932]=[$R[933]={type:"paragraph--qa",id:"3926d589-6702-440e-91a2-f92d3387fdab",meta:$R[934]={target_revision_id:6834,drupal_internal__target_id:6833}},$R[935]={type:"paragraph--qa",id:"269cf13d-9992-4170-8232-aa7bd9856502",meta:$R[936]={target_revision_id:6835,drupal_internal__target_id:6834}}]}],field_qas:$R[937]=[$R[938]={type:"paragraph--qa",id:"41d404f8-a8b2-49cd-ba7a-2f0cb1b059d6",links:$R[939]={self:$R[940]={href:"http://www.cogedim.com/jsonapi/paragraph/qa/41d404f8-a8b2-49cd-ba7a-2f0cb1b059d6/?resourceVersion=id%3A6839"}},drupal_internal__id:6838,drupal_internal__revision_id:6839,langcode:"fr",status:!0,created:"2023-06-21T09:12:53+00:00",parent_id:"1113",parent_type:"taxonomy_term",parent_field_name:"field_qas",behavior_settings:$R[941]=[],default_langcode:!0,revision_translation_affected:!0,field_answer:$R[942]={value:"\x3Cp>La règle générale est que le meilleur taux de rendement locatif doit être environ de \x3Cstrong>6 % brut minimum\x3C/strong>.\x3C/p>\r\n",format:"full_html",processed:"\x3Cp>La règle générale est que le meilleur taux de rendement locatif doit être environ de \x3Cstrong>6 % brut minimum\x3C/strong>.\x3C/p>\n"},field_question:"Quel est le meilleur taux de rendement locatif ?",meta:$R[943]={target_revision_id:6839,drupal_internal__target_id:6838},paragraph_type:$R[944]={type:"paragraphs_type--paragraphs_type",id:"eb7bf1ce-e727-49e9-a1c7-f2baea30e120",meta:$R[945]={drupal_internal__target_id:"qa"}}},$R[946]={type:"paragraph--qa",id:"801a21ac-49c5-46cd-815c-62fd21ef1936",links:$R[947]={self:$R[948]={href:"http://www.cogedim.com/jsonapi/paragraph/qa/801a21ac-49c5-46cd-815c-62fd21ef1936/?resourceVersion=id%3A6840"}},drupal_internal__id:6839,drupal_internal__revision_id:6840,langcode:"fr",status:!0,created:"2023-06-21T09:16:29+00:00",parent_id:"1113",parent_type:"taxonomy_term",parent_field_name:"field_qas",behavior_settings:$R[949]=[],default_langcode:!0,revision_translation_affected:!0,field_answer:$R[950]={value:"\x3Cp>Les frais de notaire dans le neuf sont de \x3Cstrong>2 à 3 %\x3C/strong>.\x3C/p>\r\n",format:"full_html",processed:"\x3Cp>Les frais de notaire dans le neuf sont de \x3Cstrong>2 à 3 %\x3C/strong>.\x3C/p>\n"},field_question:"Quels sont les frais de notaire dans le neuf ?",meta:$R[951]={target_revision_id:6840,drupal_internal__target_id:6839},paragraph_type:$R[952]={type:"paragraphs_type--paragraphs_type",id:"eb7bf1ce-e727-49e9-a1c7-f2baea30e120",meta:$R[953]={drupal_internal__target_id:"qa"}}},$R[954]={type:"paragraph--qa",id:"d0b6b8e9-7346-414a-b58c-3eaa24309426",links:$R[955]={self:$R[956]={href:"http://www.cogedim.com/jsonapi/paragraph/qa/d0b6b8e9-7346-414a-b58c-3eaa24309426/?resourceVersion=id%3A6841"}},drupal_internal__id:6840,drupal_internal__revision_id:6841,langcode:"fr",status:!0,created:"2023-06-21T09:16:40+00:00",parent_id:"1113",parent_type:"taxonomy_term",parent_field_name:"field_qas",behavior_settings:$R[957]=[],default_langcode:!0,revision_translation_affected:!0,field_answer:$R[958]={value:"\x3Cp>Les plus beaux villages de Dordogne sont Monpazier, Castelnaud-la-Chapelle, Saint-Jean-de-Côle, La Roque-Gageac, Beynac-et-Cazenac, Saint-Amand-de-Coly, Saint-Léon-sur-Vézère, Domme, Limeuil et 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En effet, l’histoire de Périgueux remonte à la Renaissance, au Moyen Âge et jusqu’à la Gaule.\x3C/p>\r\n\r\n\x3Cp>Aujourd’hui, les habitants de Périgueux apprécient ses ruelles, ses monuments historiques, ses parcs, ses espaces naturels, etc. Même si elle est la préfecture du département de la Dordogne, Périgueux a l’avantage d’avoir conservé \x3Cstrong>un paysage naturel\x3C/strong>. Ainsi, la ville attire les particuliers à la recherche d’un cadre de vie plus calme et naturel sans pour autant être isolés.\x3C/p>\r\n\r\n\x3Ch3>Une ville agréable avec toutes les commodités\x3C/h3>\r\n\r\n\x3Cp>Périgueux est une ville où il fait bon vivre avec toutes les commodités nécessaires à disposition des habitants. Les résidents ne manquent de rien dans la préfecture de la Dordogne. Que ce soit au niveau \x3Cstrong>des établissements scolaires, des commerces\x3C/strong>, des boutiques artisanales, des restaurants, des pharmacies ou encore des cabinets médicaux, la ville accueille toutes les infrastructures indispensables.\x3C/p>\r\n\r\n\x3Ch3>Une localisation géographique idéale\x3C/h3>\r\n\r\n\x3Cp>Un autre atout que Périgueux offre à ses habitants est sa localisation géographique idéale. Au cœur de la vallée de l’Isle, Périgueux se trouve à \x3Cstrong>une centaine de kilomètres de Bordeaux\x3C/strong>, de Cahors et d’Agen. Le voyage entre les grandes villes de la région est facilité par les axes routiers et le transport ferroviaire. Il ne faut pas non plus oublier l’aéroport Périgueux-Bassillac situé à 9 kilomètres de la ville.\x3C/p>\r\n\r\n\x3Ch2>Pourquoi investir dans l’immobilier neuf à Périgueux ?\x3C/h2>\r\n\r\n\x3Ch3>Un bassin d’emploi important\x3C/h3>\r\n\r\n\x3Cp>Pour les investisseurs, l’un des points forts de Périgueux est sa position centrale au sein du bassin d’emploi du département. En effet, \x3Cstrong>plusieurs entreprises de la région\x3C/strong> ont choisi d’établir leur siège social dans la ville. Son patrimoine gastronomique et historique attire également des touristes, ce qui participe considérablement à la croissance économique de la ville.\x3C/p>\r\n\r\n\x3Cp>Ainsi, investir dans l’immobilier neuf à Périgueux est la garantie de faire \x3Cstrong>un placement sûr et lucratif\x3C/strong>. En cas de revente, il est possible de réaliser une bonne plus-value.\x3C/p>\r\n\r\n\x3Ch3>Son marché immobilier accessible\x3C/h3>\r\n\r\n\x3Cp>Périgueux est une grande ville qui est aussi la préfecture de la Dordogne, mais son marché immobilier est resté accessible. Les prix des propriétés immobilières ne sont pas aussi élevés que dans d’autres villes de la région. Actuellement, le prix moyen de l’immobilier neuf à Périgueux est de \x3Cstrong>3 075 €/m²\x3C/strong>. En comparaison, il est de 5 044 €/m² à Bordeaux.\x3C/p>\r\n\r\n\x3Ch3>Les typologies recherchées\x3C/h3>\r\n\r\n\x3Cp>À Périgueux, les typologies recherchées sont les appartements. Le parc immobilier de la commune est effectivement composé à \x3Cstrong>70 % d’appartements\x3C/strong> contre 30 % de maisons. De plus, 63 % des logements ont une surface habitable comprise entre 40 et 99 m².\x3C/p>\r\n",format:"full_html",processed:"\x3Cp>Au sud-ouest de la France se trouve la commune de Périgueux. C’est la préfecture du département de la Dordogne en région Nouvelle-Aquitaine. Réputée pour son patrimoine historique, naturel et architectural, Périgueux est un excellent choix pour \x3Cstrong>investir dans un programme neuf\x3C/strong>.\x3C/p>\n\n\x3Ch2>Pourquoi s’installer et vivre à Périgueux ?\x3C/h2>\n\n\x3Ch3>Le charme de la ville avec son patrimoine historique\x3C/h3>\n\n\x3Cp>Ville la plus peuplée du Périgord, Périgueux est réputée pour son charme. Les habitants de la commune du département de la Dordogne ont la chance de pouvoir profiter de \x3Cstrong>son patrimoine historique, architectural et naturel\x3C/strong>. En effet, l’histoire de Périgueux remonte à la Renaissance, au Moyen Âge et jusqu’à la Gaule.\x3C/p>\n\n\x3Cp>Aujourd’hui, les habitants de Périgueux apprécient ses ruelles, ses monuments historiques, ses parcs, ses espaces naturels, etc. Même si elle est la préfecture du département de la Dordogne, Périgueux a l’avantage d’avoir conservé \x3Cstrong>un paysage naturel\x3C/strong>. Ainsi, la ville attire les particuliers à la recherche d’un cadre de vie plus calme et naturel sans pour autant être isolés.\x3C/p>\n\n\x3Ch3>Une ville agréable avec toutes les commodités\x3C/h3>\n\n\x3Cp>Périgueux est une ville où il fait bon vivre avec toutes les commodités nécessaires à disposition des habitants. Les résidents ne manquent de rien dans la préfecture de la Dordogne. Que ce soit au niveau \x3Cstrong>des établissements scolaires, des commerces\x3C/strong>, des boutiques artisanales, des restaurants, des pharmacies ou encore des cabinets médicaux, la ville accueille toutes les infrastructures indispensables.\x3C/p>\n\n\x3Ch3>Une localisation géographique idéale\x3C/h3>\n\n\x3Cp>Un autre atout que Périgueux offre à ses habitants est sa localisation géographique idéale. Au cœur de la vallée de l’Isle, Périgueux se trouve à \x3Cstrong>une centaine de kilomètres de Bordeaux\x3C/strong>, de Cahors et d’Agen. Le voyage entre les grandes villes de la région est facilité par les axes routiers et le transport ferroviaire. Il ne faut pas non plus oublier l’aéroport Périgueux-Bassillac situé à 9 kilomètres de la ville.\x3C/p>\n\n\x3Ch2>Pourquoi investir dans l’immobilier neuf à Périgueux ?\x3C/h2>\n\n\x3Ch3>Un bassin d’emploi important\x3C/h3>\n\n\x3Cp>Pour les investisseurs, l’un des points forts de Périgueux est sa position centrale au sein du bassin d’emploi du département. En effet, \x3Cstrong>plusieurs entreprises de la région\x3C/strong> ont choisi d’établir leur siège social dans la ville. Son patrimoine gastronomique et historique attire également des touristes, ce qui participe considérablement à la croissance économique de la ville.\x3C/p>\n\n\x3Cp>Ainsi, investir dans l’immobilier neuf à Périgueux est la garantie de faire \x3Cstrong>un placement sûr et lucratif\x3C/strong>. En cas de revente, il est possible de réaliser une bonne plus-value.\x3C/p>\n\n\x3Ch3>Son marché immobilier accessible\x3C/h3>\n\n\x3Cp>Périgueux est une grande ville qui est aussi la préfecture de la Dordogne, mais son marché immobilier est resté accessible. Les prix des propriétés immobilières ne sont pas aussi élevés que dans d’autres villes de la région. Actuellement, le prix moyen de l’immobilier neuf à Périgueux est de \x3Cstrong>3 075 €/m²\x3C/strong>. En comparaison, il est de 5 044 €/m² à Bordeaux.\x3C/p>\n\n\x3Ch3>Les typologies recherchées\x3C/h3>\n\n\x3Cp>À Périgueux, les typologies recherchées sont les appartements. Le parc immobilier de la commune est effectivement composé à \x3Cstrong>70 % d’appartements\x3C/strong> contre 30 % de maisons. De plus, 63 % des logements ont une surface habitable comprise entre 40 et 99 m².\x3C/p>\n"},weight:0,changed:"2024-12-23T13:51:26+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[1431]=[$R[1432]={tag:"meta",attributes:$R[1433]={name:"title",content:"Immobilier neuf Périgueux | Cogedim"}},$R[1434]={tag:"meta",attributes:$R[1435]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) dePérigueux ? 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C’est une région naturelle et très touristique réputée pour ses paysages magnifiques et la diversité de ses biens immobiliers. Avant de découvrir notre offre en Dordogne, nous vous présenterons les différentes aides pour acheter un bien, les dispositifs pour l’investissement locatif ainsi que les raisons qui pourraient vous pousser à investir en Dordogne.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Dordogne\x3C/h3>\x3Cp>Vous avez le projet d’investir dans l’immobilier neuf en Dordogne ? Vous êtes sûrement à la recherche de la meilleure solution de financement. Dans ce cas, il faut savoir que \x3Cstrong>plusieurs aides fiscales\x3C/strong> sont à votre disposition pour vous aider à devenir propriétaire.\x3C/p>\x3Cp>D’une part, vous avez \x3Cstrong>le prêt immobilier accession\x3C/strong> mis en place par Action Logement. Il permet d’emprunter jusqu’à 40 000 € avec un taux d’intérêt particulièrement bas qui est fixé à 0,5 % (hors assurance obligatoire). Acheter un logement neuf en VEFA (vente en l’état futur d’achèvement) vous permet d’être éligible à ce prêt.\x3C/p>\x3Cp>D’autre part, \x3Cstrong>le prêt à taux zéro (PTZ)\x3C/strong> peut financer jusqu’à 40 % d’un logement neuf en Dordogne. Cependant, cette aide vous est accordée à une condition particulière. Vous devez être primo-accédant, c’est-à-dire que vous n’étiez pas propriétaire de votre résidence principale durant les deux dernières années.\x3C/p>\x3Ch3>Acheter un programme neuf en Dordogne pour faire un investissement locatif\x3C/h3>\x3Cp>De nombreux Français choisissent de se constituer \x3Cstrong>un patrimoine immobilier\x3C/strong> en investissant dans le locatif. Cela signifie que vous achetez un logement au sein d'un programme neuf en Dordogne dans le but de le louer et non de l’habiter. Plusieurs dispositifs vous permettent d’investir dans nos programmes immobiliers en Dordogne et ainsi vous lancer dans le locatif.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Cet acronyme correspond au \x3Cstrong>statut de Loueur en Meublé Non Professionnel\x3C/strong>. Il vous est automatiquement accordé à condition que le montant de vos revenus locatifs annuels soit inférieur ou égal à 23 000 €. Deux options fiscales vous sont proposées avec le statut LMNP : la récupération de la TVA avec le dispositif LMNP amortissement et le régime micro-BIC pour bénéficier d’un abattement forfaitaire de 50 % sur les loyers de votre investissement locatif.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>Un autre dispositif pour acheter une maison neuve en Dordogne ou un appartement à but locatif est le dispositif \x3Cstrong>Censi-Bouvard\x3C/strong>. Cette loi donne accès à de nombreux avantages fiscaux dont une réduction d’impôt sur le revenu de 11 % qui est étalée sur une période de 9 ans.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Dordogne ?\x3C/h3>\x3Cp>Tradition, charme et \x3Cstrong>authenticité\x3C/strong> sont les mots qui qualifient parfaitement cette région de France. La Dordogne avec ses 40% de territoire boisé, son air pur et ses magnifiques châteaux médiévaux est le rêve de beaucoup de citadins souhaitant investir dans la pierre. C’est en effet un département \x3Cstrong>calme et ensoleillé\x3C/strong> qui ne connaît pas encore la surpopulation ou la saturation par les grandes entreprises, des atouts qui attirent de nombreuses familles et retraités en quête d’un meilleur cadre de vie. Forte de sa réputation à niveau mondial, la Dordogne reçoit chaque année des milliers de touristes qui viennent découvrir sa gastronomie, son patrimoine culturel et historique riche. Une aubaine pour les propriétaires qui cherchent à louer leur bien. Enfin, le département de la Dordogne s’avère être un \x3Cstrong>investissement sûr\x3C/strong> grâce à la stabilité du marché, aux prix bien plus accessibles que sur la proche côte du Sud-Ouest.\x3C/p>",format:"full_html",processed:"\x3Ch2>Immobilier neuf Dordogne\x3C/h2>\x3Cp>En plein cœur de la région Nouvelle-Aquitaine se trouve \x3Cstrong>le département de la Dordogne\x3C/strong>, traversé par le fleuve du même nom. C’est une région naturelle et très touristique réputée pour ses paysages magnifiques et la diversité de ses biens immobiliers. Avant de découvrir notre offre en Dordogne, nous vous présenterons les différentes aides pour acheter un bien, les dispositifs pour l’investissement locatif ainsi que les raisons qui pourraient vous pousser à investir en Dordogne.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Dordogne\x3C/h3>\x3Cp>Vous avez le projet d’investir dans l’immobilier neuf en Dordogne ? Vous êtes sûrement à la recherche de la meilleure solution de financement. Dans ce cas, il faut savoir que \x3Cstrong>plusieurs aides fiscales\x3C/strong> sont à votre disposition pour vous aider à devenir propriétaire.\x3C/p>\x3Cp>D’une part, vous avez \x3Cstrong>le prêt immobilier accession\x3C/strong> mis en place par Action Logement. Il permet d’emprunter jusqu’à 40 000 € avec un taux d’intérêt particulièrement bas qui est fixé à 0,5 % (hors assurance obligatoire). Acheter un logement neuf en VEFA (vente en l’état futur d’achèvement) vous permet d’être éligible à ce prêt.\x3C/p>\x3Cp>D’autre part, \x3Cstrong>le prêt à taux zéro (PTZ)\x3C/strong> peut financer jusqu’à 40 % d’un logement neuf en Dordogne. Cependant, cette aide vous est accordée à une condition particulière. Vous devez être primo-accédant, c’est-à-dire que vous n’étiez pas propriétaire de votre résidence principale durant les deux dernières années.\x3C/p>\x3Ch3>Acheter un programme neuf en Dordogne pour faire un investissement locatif\x3C/h3>\x3Cp>De nombreux Français choisissent de se constituer \x3Cstrong>un patrimoine immobilier\x3C/strong> en investissant dans le locatif. Cela signifie que vous achetez un logement au sein d'un programme neuf en Dordogne dans le but de le louer et non de l’habiter. Plusieurs dispositifs vous permettent d’investir dans nos programmes immobiliers en Dordogne et ainsi vous lancer dans le locatif.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Cet acronyme correspond au \x3Cstrong>statut de Loueur en Meublé Non Professionnel\x3C/strong>. Il vous est automatiquement accordé à condition que le montant de vos revenus locatifs annuels soit inférieur ou égal à 23 000 €. Deux options fiscales vous sont proposées avec le statut LMNP : la récupération de la TVA avec le dispositif LMNP amortissement et le régime micro-BIC pour bénéficier d’un abattement forfaitaire de 50 % sur les loyers de votre investissement locatif.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>Un autre dispositif pour acheter une maison neuve en Dordogne ou un appartement à but locatif est le dispositif \x3Cstrong>Censi-Bouvard\x3C/strong>. Cette loi donne accès à de nombreux avantages fiscaux dont une réduction d’impôt sur le revenu de 11 % qui est étalée sur une période de 9 ans.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Dordogne ?\x3C/h3>\x3Cp>Tradition, charme et \x3Cstrong>authenticité\x3C/strong> sont les mots qui qualifient parfaitement cette région de France. La Dordogne avec ses 40% de territoire boisé, son air pur et ses magnifiques châteaux médiévaux est le rêve de beaucoup de citadins souhaitant investir dans la pierre. C’est en effet un département \x3Cstrong>calme et ensoleillé\x3C/strong> qui ne connaît pas encore la surpopulation ou la saturation par les grandes entreprises, des atouts qui attirent de nombreuses familles et retraités en quête d’un meilleur cadre de vie. Forte de sa réputation à niveau mondial, la Dordogne reçoit chaque année des milliers de touristes qui viennent découvrir sa gastronomie, son patrimoine culturel et historique riche. Une aubaine pour les propriétaires qui cherchent à louer leur bien. Enfin, le département de la Dordogne s’avère être un \x3Cstrong>investissement sûr\x3C/strong> grâce à la stabilité du marché, aux prix bien plus accessibles que sur la proche côte du Sud-Ouest.\x3C/p>"},weight:4,changed:"2024-12-23T13:51:10+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[1495]=[$R[1496]={tag:"meta",attributes:$R[1497]={name:"title",content:"Immobilier neuf Dordogne | Cogedim"}},$R[1498]={tag:"meta",attributes:$R[1499]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) en Dordogne ? 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Entre les Pyrénées et l’océan Atlantique, cette région vaste regroupe 12 départements et offre un cadre de vie \x3Cstrong>hors du commun\x3C/strong>. L’immobilier y est très diversifié avec des grandes villes comme Bordeaux ou Bayonne qui se développent rapidement et proposent toujours plus de projets neufs, \x3Cstrong>performants et économes\x3C/strong>, ou avec la forte demande sur la côte basco-landaise et ses locations saisonnières. Cet engouement entraîne inévitablement des conséquences sur le prix au m\x3Csup>2\x3C/sup> et sur le loyer moyen.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Nouvelle-Aquitaine\x3C/h3>\x3Cp>Avant de réaliser un achat en Nouvelle-Aquitaine, il est important de calculer d’une part sa \x3Cstrong>capacité d’emprunt\x3C/strong> et d’autre part \x3Cstrong>les frais de notaires\x3C/strong>. La capacité d’emprunt correspond au montant maximum auquel vous pouvez prétendre pour un crédit immobilier. À cela, peut s’ajouter un \x3Cstrong>apport personnel\x3C/strong> ce qui détermine le budget global pour un achat en Nouvelle-Aquitaine. Les frais de notaire correspondent à un pourcentage du coût global de l’investissement, qui varie entre 2 et 3% pour un bien neuf. \x3C/p>\x3Cp>En plus des aides nationales comme le Prêt Accession Logement ou encore le Prêt à Taux Zéro, d’autres aides peuvent venir compléter le financement de l’achat d’un appartement ou d’une maison neuve en Nouvelle-Aquitaine. Il est ainsi possible de bénéficier dans certains départements d’une aide allant jusqu’à 5 000 euros. Des \x3Cstrong>aides intercommunales ou communales\x3C/strong> sont aussi disponibles, pour en connaître les conditions, il est nécessaire de contacter l’agence pour l’habitat la plus proche de sa zone de recherche de logement.\x3C/p>\x3Ch3>Acheter un programme neuf en Aquitaine pour faire un investissement locatif\x3C/h3>\x3Cp>Les investissements dans le neuf en Nouvelle-Aquitaine sont recherchés. Les grandes villes de la région et particulièrement Bordeaux sont très demandées, mais les plus petites localités de la côtes et les grandes stations balnéaires \x3Cstrong>connues dans le monde\x3C/strong> entier attirent aussi de nombreux étrangers.\x3C/p>\x3Cp>Par ailleurs, il existe des \x3Cstrong>conditions pour la location\x3C/strong>, qui doit commencer dans les 12 mois suivants l’achèvement du bien immobilier. La maison ou l’appartement neuf en Nouvelle-Aquitaine doit être loué comme résidence principale à un locataire dont les revenus sont plafonnés et en respectant un loyer mensuel hors charges n’excédant pas un certain plafond.\x3C/p>\x3Ch4>Loueur Meublé Non Professionnel\x3C/h4>\x3Cp>Le \x3Cstrong>volume des transactions\x3C/strong> a augmenté de façon très importante en Aquitaine. De nombreux investisseurs cherchent en effet à profiter de l’engouement pour la ville de Bordeaux et sa périphérie, mais aussi d’autres villes de la région. Ils peuvent ainsi obtenir des revenus locatifs avec une fiscalité avantageuse. Le statut de loueur en meublé non professionnel est une \x3Cstrong>niche fiscale\x3C/strong> qui présente de nombreux avantages et permet d’amortir son investissement en Nouvelle-Aquitaine.\x3C/p>\x3Ch4>Les autres incitations à l’investissement locatif\x3C/h4>\x3Cp>Le dispositif \x3Cstrong>Censi-Bouvard ou encore l’achat en nue-propriété\x3C/strong> sont d’autres options d’achats intéressantes pour les investissements en Nouvelle-Aquitaine. Pour en savoir plus, n'hésitez pas à prendre contact avec nous. Nous proposons un large choix de programmes neufs dans la région, et saurons répondre à vos questions. Notre expertise en termes de \x3Cstrong>marché immobilier et de fiscalité\x3C/strong> est reconnue nationalement.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Aquitaine ?\x3C/h3>\x3Cp>On ne saurait parler de cette région du sud-ouest sans parler de son \x3Cstrong>cadre de vie unique\x3C/strong>. Elle offre en effet à ses habitants les plaisirs de la montagne, de grands espaces naturels, des hectares de vignobles et de nombreuses stations balnéaires. Elle compte aussi sur un climat favorable et un patrimoine historique et culturel très riche. Le secteur du tourisme, favorisé par des infrastructures et des moyens de transport multiples, est très dynamique, attirant une grande quantité de touristes venus du monde entier chaque année. Jeunes actifs qui souhaitent profiter de la \x3Cstrong>croissance économique\x3C/strong>, retraités en quête de tranquillité ou les familles, la charme de la Nouvelle-Aquitaine agit sur tous. Autant d’atouts qui ne vous feront pas regretter d’acheter un logement neuf sur ce marché très prisé.\x3C/p>",format:"full_html",processed:"\x3Ch2>Investir dans l’immobilier neuf en Nouvelle-Aquitaine\x3C/h2>\x3Cp>La Nouvelle-Aquitaine est une région riche qui attire chaque année des millions de nouveaux habitants. Entre les Pyrénées et l’océan Atlantique, cette région vaste regroupe 12 départements et offre un cadre de vie \x3Cstrong>hors du commun\x3C/strong>. L’immobilier y est très diversifié avec des grandes villes comme Bordeaux ou Bayonne qui se développent rapidement et proposent toujours plus de projets neufs, \x3Cstrong>performants et économes\x3C/strong>, ou avec la forte demande sur la côte basco-landaise et ses locations saisonnières. Cet engouement entraîne inévitablement des conséquences sur le prix au m\x3Csup>2\x3C/sup> et sur le loyer moyen.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Nouvelle-Aquitaine\x3C/h3>\x3Cp>Avant de réaliser un achat en Nouvelle-Aquitaine, il est important de calculer d’une part sa \x3Cstrong>capacité d’emprunt\x3C/strong> et d’autre part \x3Cstrong>les frais de notaires\x3C/strong>. La capacité d’emprunt correspond au montant maximum auquel vous pouvez prétendre pour un crédit immobilier. À cela, peut s’ajouter un \x3Cstrong>apport personnel\x3C/strong> ce qui détermine le budget global pour un achat en Nouvelle-Aquitaine. Les frais de notaire correspondent à un pourcentage du coût global de l’investissement, qui varie entre 2 et 3% pour un bien neuf. \x3C/p>\x3Cp>En plus des aides nationales comme le Prêt Accession Logement ou encore le Prêt à Taux Zéro, d’autres aides peuvent venir compléter le financement de l’achat d’un appartement ou d’une maison neuve en Nouvelle-Aquitaine. Il est ainsi possible de bénéficier dans certains départements d’une aide allant jusqu’à 5 000 euros. Des \x3Cstrong>aides intercommunales ou communales\x3C/strong> sont aussi disponibles, pour en connaître les conditions, il est nécessaire de contacter l’agence pour l’habitat la plus proche de sa zone de recherche de logement.\x3C/p>\x3Ch3>Acheter un programme neuf en Aquitaine pour faire un investissement locatif\x3C/h3>\x3Cp>Les investissements dans le neuf en Nouvelle-Aquitaine sont recherchés. Les grandes villes de la région et particulièrement Bordeaux sont très demandées, mais les plus petites localités de la côtes et les grandes stations balnéaires \x3Cstrong>connues dans le monde\x3C/strong> entier attirent aussi de nombreux étrangers.\x3C/p>\x3Cp>Par ailleurs, il existe des \x3Cstrong>conditions pour la location\x3C/strong>, qui doit commencer dans les 12 mois suivants l’achèvement du bien immobilier. La maison ou l’appartement neuf en Nouvelle-Aquitaine doit être loué comme résidence principale à un locataire dont les revenus sont plafonnés et en respectant un loyer mensuel hors charges n’excédant pas un certain plafond.\x3C/p>\x3Ch4>Loueur Meublé Non Professionnel\x3C/h4>\x3Cp>Le \x3Cstrong>volume des transactions\x3C/strong> a augmenté de façon très importante en Aquitaine. De nombreux investisseurs cherchent en effet à profiter de l’engouement pour la ville de Bordeaux et sa périphérie, mais aussi d’autres villes de la région. Ils peuvent ainsi obtenir des revenus locatifs avec une fiscalité avantageuse. Le statut de loueur en meublé non professionnel est une \x3Cstrong>niche fiscale\x3C/strong> qui présente de nombreux avantages et permet d’amortir son investissement en Nouvelle-Aquitaine.\x3C/p>\x3Ch4>Les autres incitations à l’investissement locatif\x3C/h4>\x3Cp>Le dispositif \x3Cstrong>Censi-Bouvard ou encore l’achat en nue-propriété\x3C/strong> sont d’autres options d’achats intéressantes pour les investissements en Nouvelle-Aquitaine. Pour en savoir plus, n'hésitez pas à prendre contact avec nous. Nous proposons un large choix de programmes neufs dans la région, et saurons répondre à vos questions. Notre expertise en termes de \x3Cstrong>marché immobilier et de fiscalité\x3C/strong> est reconnue nationalement.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Aquitaine ?\x3C/h3>\x3Cp>On ne saurait parler de cette région du sud-ouest sans parler de son \x3Cstrong>cadre de vie unique\x3C/strong>. Elle offre en effet à ses habitants les plaisirs de la montagne, de grands espaces naturels, des hectares de vignobles et de nombreuses stations balnéaires. Elle compte aussi sur un climat favorable et un patrimoine historique et culturel très riche. Le secteur du tourisme, favorisé par des infrastructures et des moyens de transport multiples, est très dynamique, attirant une grande quantité de touristes venus du monde entier chaque année. Jeunes actifs qui souhaitent profiter de la \x3Cstrong>croissance économique\x3C/strong>, retraités en quête de tranquillité ou les familles, la charme de la Nouvelle-Aquitaine agit sur tous. Autant d’atouts qui ne vous feront pas regretter d’acheter un logement neuf sur ce marché très prisé.\x3C/p>"},weight:395,changed:"2024-12-23T13:40:41+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[1559]=[$R[1560]={tag:"meta",attributes:$R[1561]={name:"title",content:"Immobilier neuf Nouvelle-Aquitaine | Cogedim"}},$R[1562]={tag:"meta",attributes:$R[1563]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) en Nouvelle-Aquitaine ? 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complètes au 16/09/2025\r\n602,41 € de mensualités *:\r\nMensualité de 602,41 € dans le cadre de l’offre COGEDIM Access. Lot B105, 2 pièces situé au 1 er étage, d’une\r\nsurface habitable de 47,94 m² avec un balcon de 5,39 m², 1 place de stationnement bien immobilier dépendant de\r\nla Résidence « Carré-Saint-Georges » à PERIGUEUX (24000). Exemple d’un financement pour une opération\r\nd’acquisition de résidence principale en état futur d’achèvement d’un montant de 151 000,00 €, frais de dossier et\r\nfrais de caution du prêt à la charge de COGEDIM, soit un montant à financer de 151 000,00 € sans apport\r\npersonnel, bénéficiant d’un PTZ\r\n(1) par un couple, primo-accédant, dont le revenu fiscal de référence de l'année n-2\r\nétait de 37 500,00 € .\r\nFinancement réalisé grâce à des prêts consentis auprès des partenaires bancaires du groupe ALTAREA par\r\nl’intermédiaire d’Altarea Solution Financement :\r\nun prêt bancaire amortissable à taux fixe d’un montant de 45 300,00 €, d’une durée de 25 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 443,73 € pendant 10 ans puis mensualités\r\nde 24,28 € pendant 15 ans, TAEG estimé 4,49 % et coût total 12 318,00 € intérêts et assurances inclus,\r\nun prêt PTZ\r\n(1) d’un montant de 75 500,00 €, d’une durée de 25 ans, prêt amortissable à taux fixe ,\r\nmensualités de 22,02 € pendant 10 ans puis mensualités de 441,47 € pendant 15 ans, TAEG estimé 0,49 %\r\net coût total 6 607,00 € intérêts et assurances inclus,\r\nun prêt Jeune Actif (-35 ans) amortissable à taux fixe d’un montant de 15 100,00 €, d’une durée de 25 ans,\r\nprêt amortissable à taux fixe pendant toute sa durée , mensualités de 68,33 € pendant 25 ans, TAEG estimé\r\n2,62 % et coût total 5 399,00 € intérêts et assurances inclus,\r\nun prêt Acquisition Durable amortissable à taux fixe d’un montant de 15 100,00 €, d’une durée de 25 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 68,33 € pendant 25 ans, TAEG estimé\r\n2,62 % et coût total 5 399,00 € intérêts et assurances inclus,\r\nL’ensemble pour une mensualité globale lissée de 602,41 € pendant 25 ans. La cotisation mensuelle d’assurance\r\ndécès, perte totale et irréversible d’autonomie et incapacité de travail pour le prêt bancaire amortissable est de\r\n13.21 €, le prêt PTZ est de 22.02 €, le prêt Jeune Actif (-35 ans) est de 4.40 €, le prêt Acquisition Durable est de\r\n4.40 €, pour un capital emprunté assuré à 100 %.\r\nCette simulation est communiquée à titre informatif ; elle est établie sur la base de taux moyens du marché\r\nconstatés au 16/09/2025 pour diverses situations comparables. Cette présentation indicative ne constitue en\r\naucune façon une offre commerciale ou publicitaire de financement et n’a aucune valeur contractuelle. PTZ\r\n(1) et\r\nPAS, réservés aux primo-accédants pour l’achat d’un logement en résidence principale sont soumis à conditions de\r\nrevenus. Altarea Solution Financement est une société de courtage en crédit immobilier et en assurances. Siège\r\nsocial : 87 Rue de Richelieu – 75002 Paris. Adresse contact : contact-solution-financement@altarea.com. SAS au\r\ncapital de 10 000 € immatriculée au R.C.S Paris sous le N°504 638 784 et au registre de l’Orias (www.orias.fr) sous\r\nle N°10053430. Responsabilité Civile Professionnelle conforme aux articles L.512-6 du Code des assurances et\r\nL.519-3-4 du Code monétaire et financier. Membre de l’Association professionnelle des intermédiaires en crédits\r\n(APIC). Vous bénéficiez d’un délai légal de réflexion de 10 jours. Lorsque la vente est subordonnée à l’obtention\r\nd’un prêt et si celui-ci n’est pas obtenu, le vendeur doit rembourser les sommes versées par l’acquéreur. Aucun\r\nversement de quelque nature que ce soit ne peut être exigé d’un particulier avant l’obtention d’un ou plusieurs prêts\r\nd’argent. Un crédit vous engage et doit être remboursé. Vérifiez vos capacités de remboursement avant de vous\r\nengager. Sous réserve d’acceptation de votre dossier par nos partenaires bancaires.\r\n500 € d’apport / 500 € à la réservation\r\nCette somme de 500 € correspond au dépôt de garantie qui vous sera demandé à la signature du contrat de\r\nréservation en lieu et place du montant légal de 2 % ou 5 % du montant TTC du prix de vente. Cette somme\r\ns'imputera sur la partie du prix payable à la signature de l'acte authentique. Toutes les conditions du dépôt de\r\ngarantie sont stipulées à l’article 3.5 des conditions générales du contrat de réservation. Cette somme de 500 €\r\npeut être remboursée si la banque finance la totalité.\r\n0 frais avant d’emménager\r\nLe versement des mensualités, hors assurances, débutera à la date de livraison de l’appartement dépendant de la\r\nRésidence « Carré-Saint-Georges » à PERIGUEUX (24000).\r\nCOGEDIM prendra à sa charge les frais suivants :\r\nFrais notariés d’acte de vente (en ce compris la quote-part aux frais d’établissement au règlement de\r\ncopropriété),\r\nFrais notariés d’acte de prêt en cas de financement assorti d’une garantie hypothécaire,\r\nFrais de dossier bancaire,\r\nFrais de caution bancaire,\r\nIntérêts intercalaires.\r\nGrâce à cette prise en charge par COGEDIM, le TAEG (Taux Annuel Effectif Global) y compris assurance obligatoire\r\nest estimé à un taux de 1,51 %.\r\nLa prise en charge de ces frais est soumise aux quatre conditions cumulatives suivantes :\r\nÀ la signature d’un mandat exclusif de recherche de financement avec la société Altarea Solution Financement\r\n(frais de courtage offerts),\r\nÀ l’obtention du financement bancaire grâce à l’action de la société Altarea Solution Financement,\r\nÀ l’utilisation effective du financement ainsi obtenu par l’intermédiaire de ce mandat pour l’acquisition des lots\r\nobjet du contrat de réservation visé en tête des présentes,\r\nEt à la signature de l’acte notarié de vente en l’état futur d’achèvement dans les délais contractuels.\r\nEtant ici précisé que pour instruire la recherche de financement par le biais de la société Altarea Solution\r\nFinancement, vous vous engagez à fournir l’ensemble des pièces nécessaires (pièce d’identité valide, avis\r\nd’imposition, bulletins de salaire, extraits de comptes, tableaux d’amortissement des prêts en cours, etc…).\r\nDans ces conditions, COGEDIM vous remboursera :\r\nLe montant des frais de dossier bancaire et de caution bancaire, dans un délai de 15 jours à compter de la\r\nsignature de l’acte authentique de vente,\r\nPour le montant des intérêts intercalaires :\r\nCOGEDIM vous versera une avance, dont le montant sera déterminé à l'obtention du financement\r\nbancaire car elle dépendra des caractéristiques de l'emprunt contracté, dans un délai de 15 jours à\r\ncompter de l’émission de l’appel de fonds correspondant au stade « achèvement du plancher bas du\r\nrez-de-chaussée ». Dans l’hypothèse où la signature de l’acte authentique de vente intervenait après\r\nl’atteinte du stade « achèvement du plancher bas du rez-de-chaussée » dans la réalisation de la\r\nconstruction, COGEDIM vous versera ladite avance dans un délai de 15 jours à compter de la date de\r\nsignature de l’acte de vente,\r\nEt le solde des intérêts intercalaires (si ces derniers excédaient le montant de l’avance versée) dans un\r\ndélai de 15 jours à compter de la signature de la prise de possession effective des biens (livraison des\r\nbiens).\r\nLes frais notariés (frais d’établissement au règlement de copropriété, frais d’acte de vente, et frais d’acte de prêt en\r\ncas de prêt assorti d’une garantie hypothécaire) seront directement supportés par COGEDIM lors de la signature de\r\nl’acte authentique de vente (et de l’acte de prêt le cas échéant) auprès du Notaire.\r\n(1) PTZ : Le Prêt à taux zéro est un prêt réglementé qui vous permet de financer l’acquisition d'un appartement neuf\r\n(ou acquis en VEFA) que vous occuperez à titre de votre première résidence principale. Le Prêt à Taux zéro est un\r\nprêt complémentaire à d'autres emprunts. Le Prêt à taux zéro est accessible sous conditions de ressources, aux\r\npersonnes physiques désirant devenir propriétaire de leur première résidence principale (ne pas avoir été\r\npropriétaire de sa résidence principale au cours des 2 années précédant la nouvelle acquisition). Le montant et la\r\ndurée du Prêt à Taux 0 % varient en fonction de la zone géographique du logement et de la composition du foyer.\r\nLes ressources de l’acquéreur sont également prises en compte pour la durée du remboursement.\r\nL’article 71 de la loi n°1322-2023 du 29 décembre 2023, dite loi de finances pour 2024, proroge le PTZ (prêt à taux\r\nzéro) jusqu’au 31 décembre 2027 et aménage certaines dispositions réglementaires applicables. Le décret n\r\n°2024-304 du 2 avril 2024 fixe les modalités des offres de prêt émises à compter du 1er avril 2024. L’arrêté du 2\r\navril 2024 précise les modalités d’application de ces mesures et notamment les conditions dans lesquelles\r\nl’emprunteur doit justifier de l’éligibilité de son projet au PTZ\r\nCOGEDIM SAS – siège social 87 rue de Richelieu 75002 PARIS\r\nRCS PARIS n°054 500 814 – SIRET 05 450 081 400 063 –\r\nwww.cogedim.com – 09 70 255 255",field_text:$R[1813]={value:"\x3Cp>Votre \x3C/p>\x3Cp>\x3Cstrong>2 pièces\x3C/strong>\x3C/p>\x3Cp>pour \x3C/p>\x3Cp>\x3Cstrong>602 €\x3C/strong>\x3C/p>\x3Cp>/mois \x3C/p>",format:"full_html",processed:"\x3Cp>Votre \x3C/p>\x3Cp>\x3Cstrong>2 pièces\x3C/strong>\x3C/p>\x3Cp>pour \x3C/p>\x3Cp>\x3Cstrong>602 €\x3C/strong>\x3C/p>\x3Cp>/mois 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Lot A303, 3 pièces situé au 3 ème étage, d’une\r\nsurface habitable de 63,62 m² avec un balcon de 8,05 m², 1 place de stationnement bien immobilier dépendant de\r\nla Résidence « Carré-Saint-Georges » à PERIGUEUX (24000). Exemple d’un financement pour une opération\r\nd’acquisition de résidence principale en état futur d’achèvement d’un montant de 157 000,00 €, frais de dossier et\r\nfrais de caution du prêt à la charge de COGEDIM, soit un montant à financer de 157 000,00 € sans apport\r\npersonnel, bénéficiant d’un PTZ\r\n(1) par un couple avec enfant, primo-accédant, dont le revenu fiscal de référence de\r\nl'année n-2 était de 45 000,00 € .\r\nFinancement réalisé grâce à des prêts consentis auprès des partenaires bancaires du groupe ALTAREA par\r\nl’intermédiaire d’Altarea Solution Financement :\r\nun prêt bancaire amortissable à taux fixe d’un montant de 47 100,00 €, d’une durée de 25 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 461,38 € pendant 10 ans puis mensualités\r\nde 25,27 € pendant 15 ans, TAEG estimé 4,49 % et coût total 12 814,20 € intérêts et assurances inclus,\r\nun prêt PTZ\r\n(1) d’un montant de 78 500,00 €, d’une durée de 25 ans, prêt amortissable à taux fixe ,\r\nmensualités de 22,90 € pendant 10 ans puis mensualités de 459,01 € pendant 15 ans, TAEG estimé 0,49 %\r\net coût total 6 869,80 € intérêts et assurances inclus,\r\nun prêt Jeune Actif (-35 ans) amortissable à taux fixe d’un montant de 15 700,00 €, d’une durée de 25 ans,\r\nprêt amortissable à taux fixe pendant toute sa durée , mensualités de 71,05 € pendant 25 ans, TAEG estimé\r\n2,62 % et coût total 5 615,00 € intérêts et assurances inclus,\r\nun prêt Acquisition Durable amortissable à taux fixe d’un montant de 15 700,00 €, d’une durée de 25 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 71,05 € pendant 25 ans, TAEG estimé\r\n2,62 % et coût total 5 615,00 € intérêts et assurances inclus,\r\nL’ensemble pour une mensualité globale lissée de 626,38 € pendant 25 ans. La cotisation mensuelle d’assurance\r\ndécès, perte totale et irréversible d’autonomie et incapacité de travail pour le prêt bancaire amortissable est de\r\n13.74 €, le prêt PTZ est de 22.90 €, le prêt Jeune Actif (-35 ans) est de 4.58 €, le prêt Acquisition Durable est de\r\n4.58 €, pour un capital emprunté assuré à 100 %.\r\nCette simulation est communiquée à titre informatif ; elle est établie sur la base de taux moyens du marché\r\nconstatés au 16/09/2025 pour diverses situations comparables. Cette présentation indicative ne constitue en\r\naucune façon une offre commerciale ou publicitaire de financement et n’a aucune valeur contractuelle. PTZ\r\n(1) et\r\nPAS, réservés aux primo-accédants pour l’achat d’un logement en résidence principale sont soumis à conditions de\r\nrevenus. Altarea Solution Financement est une société de courtage en crédit immobilier et en assurances. Siège\r\nsocial : 87 Rue de Richelieu – 75002 Paris. Adresse contact : contact-solution-financement@altarea.com. SAS au\r\ncapital de 10 000 € immatriculée au R.C.S Paris sous le N°504 638 784 et au registre de l’Orias (www.orias.fr) sous\r\nle N°10053430. Responsabilité Civile Professionnelle conforme aux articles L.512-6 du Code des assurances et\r\nL.519-3-4 du Code monétaire et financier. Membre de l’Association professionnelle des intermédiaires en crédits\r\n(APIC). Vous bénéficiez d’un délai légal de réflexion de 10 jours. Lorsque la vente est subordonnée à l’obtention\r\nd’un prêt et si celui-ci n’est pas obtenu, le vendeur doit rembourser les sommes versées par l’acquéreur. Aucun\r\nversement de quelque nature que ce soit ne peut être exigé d’un particulier avant l’obtention d’un ou plusieurs prêts\r\nd’argent. Un crédit vous engage et doit être remboursé. Vérifiez vos capacités de remboursement avant de vous\r\nengager. Sous réserve d’acceptation de votre dossier par nos partenaires bancaires.\r\n500 € d’apport / 500 € à la réservation\r\nCette somme de 500 € correspond au dépôt de garantie qui vous sera demandé à la signature du contrat de\r\nréservation en lieu et place du montant légal de 2 % ou 5 % du montant TTC du prix de vente. Cette somme\r\ns'imputera sur la partie du prix payable à la signature de l'acte authentique. Toutes les conditions du dépôt de\r\ngarantie sont stipulées à l’article 3.5 des conditions générales du contrat de réservation. Cette somme de 500 €\r\npeut être remboursée si la banque finance la totalité.\r\n0 frais avant d’emménager\r\nLe versement des mensualités, hors assurances, débutera à la date de livraison de l’appartement dépendant de la\r\nRésidence « Carré-Saint-Georges » à PERIGUEUX (24000).\r\nCOGEDIM prendra à sa charge les frais suivants :\r\nFrais notariés d’acte de vente (en ce compris la quote-part aux frais d’établissement au règlement de\r\ncopropriété),\r\nFrais notariés d’acte de prêt en cas de financement assorti d’une garantie hypothécaire,\r\nFrais de dossier bancaire,\r\nFrais de caution bancaire,\r\nIntérêts intercalaires.\r\nGrâce à cette prise en charge par COGEDIM, le TAEG (Taux Annuel Effectif Global) y compris assurance obligatoire\r\nest estimé à un taux de 1,51 %.\r\nLa prise en charge de ces frais est soumise aux quatre conditions cumulatives suivantes :\r\nÀ la signature d’un mandat exclusif de recherche de financement avec la société Altarea Solution Financement\r\n(frais de courtage offerts),\r\nÀ l’obtention du financement bancaire grâce à l’action de la société Altarea Solution Financement,\r\nÀ l’utilisation effective du financement ainsi obtenu par l’intermédiaire de ce mandat pour l’acquisition des lots\r\nobjet du contrat de réservation visé en tête des présentes,\r\nEt à la signature de l’acte notarié de vente en l’état futur d’achèvement dans les délais contractuels.\r\nEtant ici précisé que pour instruire la recherche de financement par le biais de la société Altarea Solution\r\nFinancement, vous vous engagez à fournir l’ensemble des pièces nécessaires (pièce d’identité valide, avis\r\nd’imposition, bulletins de salaire, extraits de comptes, tableaux d’amortissement des prêts en cours, etc…).\r\nDans ces conditions, COGEDIM vous remboursera :\r\nLe montant des frais de dossier bancaire et de caution bancaire, dans un délai de 15 jours à compter de la\r\nsignature de l’acte authentique de vente,\r\nPour le montant des intérêts intercalaires :\r\nCOGEDIM vous versera une avance, dont le montant sera déterminé à l'obtention du financement\r\nbancaire car elle dépendra des caractéristiques de l'emprunt contracté, dans un délai de 15 jours à\r\ncompter de l’émission de l’appel de fonds correspondant au stade « achèvement du plancher bas du\r\nrez-de-chaussée ». Dans l’hypothèse où la signature de l’acte authentique de vente intervenait après\r\nl’atteinte du stade « achèvement du plancher bas du rez-de-chaussée » dans la réalisation de la\r\nconstruction, COGEDIM vous versera ladite avance dans un délai de 15 jours à compter de la date de\r\nsignature de l’acte de vente,\r\nEt le solde des intérêts intercalaires (si ces derniers excédaient le montant de l’avance versée) dans un\r\ndélai de 15 jours à compter de la signature de la prise de possession effective des biens (livraison des\r\nbiens).\r\nLes frais notariés (frais d’établissement au règlement de copropriété, frais d’acte de vente, et frais d’acte de prêt en\r\ncas de prêt assorti d’une garantie hypothécaire) seront directement supportés par COGEDIM lors de la signature de\r\nl’acte authentique de vente (et de l’acte de prêt le cas échéant) auprès du Notaire.\r\n(1) PTZ : Le Prêt à taux zéro est un prêt réglementé qui vous permet de financer l’acquisition d'un appartement neuf\r\n(ou acquis en VEFA) que vous occuperez à titre de votre première résidence principale. Le Prêt à Taux zéro est un\r\nprêt complémentaire à d'autres emprunts. Le Prêt à taux zéro est accessible sous conditions de ressources, aux\r\npersonnes physiques désirant devenir propriétaire de leur première résidence principale (ne pas avoir été\r\npropriétaire de sa résidence principale au cours des 2 années précédant la nouvelle acquisition). Le montant et la\r\ndurée du Prêt à Taux 0 % varient en fonction de la zone géographique du logement et de la composition du foyer.\r\nLes ressources de l’acquéreur sont également prises en compte pour la durée du remboursement.\r\nL’article 71 de la loi n°1322-2023 du 29 décembre 2023, dite loi de finances pour 2024, proroge le PTZ (prêt à taux\r\nzéro) jusqu’au 31 décembre 2027 et aménage certaines dispositions réglementaires applicables. Le décret n\r\n°2024-304 du 2 avril 2024 fixe les modalités des offres de prêt émises à compter du 1er avril 2024. 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Lot B304, 4 pièces situé au 3 ème étage, d’une\r\nsurface habitable de 79,54 m² avec un balcon de 13,26 m², 2 places de stationnement biens immobiliers dépendant\r\nde la Résidence « Carré-Saint-Georges » à PERIGUEUX (24000). Exemple d’un financement pour une opération\r\nd’acquisition de résidence principale en état futur d’achèvement d’un montant de 205 000,00 €, frais de dossier et\r\nfrais de caution du prêt à la charge de COGEDIM, soit un montant à financer de 205 000,00 € sans apport\r\npersonnel, bénéficiant d’un PTZ (1) par un couple et deux enfants, primo-accédant, dont le revenu fiscal de référence\r\nde l'année n-2 était de 52 500,00 € .\r\nFinancement réalisé grâce à des prêts consentis auprès des partenaires bancaires du groupe ALTAREA par\r\nl’intermédiaire d’Altarea Solution Financement :\r\nun prêt bancaire amortissable à taux fixe d’un montant de 62 500,00 €, d’une durée de 25 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 607,53 € pendant 10 ans puis mensualités\r\nde 38,09 € pendant 15 ans, TAEG estimé 4,47 % et coût total 17 259,80 € intérêts et assurances inclus,\r\nun prêt PTZ (1) d’un montant de 102 500,00 €, d’une durée de 25 ans, prêt amortissable à taux fixe ,\r\nmensualités de 29,90 € pendant 10 ans puis mensualités de 599,34 € pendant 15 ans, TAEG estimé 0,49 %\r\net coût total 8 969,20 € intérêts et assurances inclus,\r\nun prêt Jeune Actif (-35 ans) amortissable à taux fixe d’un montant de 20 000,00 €, d’une durée de 25 ans,\r\nprêt amortissable à taux fixe pendant toute sa durée , mensualités de 90,51 € pendant 25 ans, TAEG estimé\r\n2,62 % et coût total 7 153,00 € intérêts et assurances inclus,\r\nun prêt Acquisition Durable amortissable à taux fixe d’un montant de 20 000,00 €, d’une durée de 25 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 90,51 € pendant 25 ans, TAEG estimé\r\n2,62 % et coût total 7 153,00 € intérêts et assurances inclus,\r\nL’ensemble pour une mensualité globale lissée de 818,45 € pendant 25 ans. La cotisation mensuelle d’assurance\r\ndécès, perte totale et irréversible d’autonomie et incapacité de travail pour le prêt bancaire amortissable est de\r\n18.23 €, le prêt PTZ est de 29.90 €, le prêt Jeune Actif (-35 ans) est de 5.83 €, le prêt Acquisition Durable est de\r\n5.83 €, pour un capital emprunté assuré à 100 %.\r\nCette simulation est communiquée à titre informatif ; elle est établie sur la base de taux moyens du marché\r\nconstatés au 16/09/2025 pour diverses situations comparables. Cette présentation indicative ne constitue en\r\naucune façon une offre commerciale ou publicitaire de financement et n’a aucune valeur contractuelle. PTZ(1) et\r\nPAS, réservés aux primo-accédants pour l’achat d’un logement en résidence principale sont soumis à conditions de\r\nrevenus. Altarea Solution Financement est une société de courtage en crédit immobilier et en assurances. Siège\r\nsocial : 87 Rue de Richelieu – 75002 Paris. Adresse contact : contact-solution-financement@altarea.com. SAS au\r\ncapital de 10 000 € immatriculée au R.C.S Paris sous le N°504 638 784 et au registre de l’Orias (www.orias.fr) sous\r\nle N°10053430. Responsabilité Civile Professionnelle conforme aux articles L.512-6 du Code des assurances et\r\nL.519-3-4 du Code monétaire et financier. Membre de l’Association professionnelle des intermédiaires en crédits\r\n(APIC). Vous bénéficiez d’un délai légal de réflexion de 10 jours. Lorsque la vente est subordonnée à l’obtention\r\nd’un prêt et si celui-ci n’est pas obtenu, le vendeur doit rembourser les sommes versées par l’acquéreur. Aucun\r\nversement de quelque nature que ce soit ne peut être exigé d’un particulier avant l’obtention d’un ou plusieurs prêts\r\nd’argent. Un crédit vous engage et doit être remboursé. Vérifiez vos capacités de remboursement avant de vous\r\nengager. Sous réserve d’acceptation de votre dossier par nos partenaires bancaires.\r\n500 € d’apport / 500 € à la réservation\r\nCette somme de 500 € correspond au dépôt de garantie qui vous sera demandé à la signature du contrat de\r\nréservation en lieu et place du montant légal de 2 % ou 5 % du montant TTC du prix de vente. Cette somme\r\ns'imputera sur la partie du prix payable à la signature de l'acte authentique. Toutes les conditions du dépôt de\r\ngarantie sont stipulées à l’article 3.5 des conditions générales du contrat de réservation. Cette somme de 500 €\r\npeut être remboursée si la banque finance la totalité.\r\n0 frais avant d’emménager\r\nLe versement des mensualités, hors assurances, débutera à la date de livraison de l’appartement dépendant de la\r\nRésidence « Carré-Saint-Georges » à PERIGUEUX (24000).\r\nCOGEDIM prendra à sa charge les frais suivants :\r\nFrais notariés d’acte de vente (en ce compris la quote-part aux frais d’établissement au règlement de\r\ncopropriété),\r\nFrais notariés d’acte de prêt en cas de financement assorti d’une garantie hypothécaire,\r\nFrais de dossier bancaire,\r\nFrais de caution bancaire,\r\nIntérêts intercalaires.\r\nGrâce à cette prise en charge par COGEDIM, le TAEG (Taux Annuel Effectif Global) y compris assurance obligatoire\r\nest estimé à un taux de 1,52 %.\r\nLa prise en charge de ces frais est soumise aux quatre conditions cumulatives suivantes :\r\nÀ la signature d’un mandat exclusif de recherche de financement avec la société Altarea Solution Financement\r\n(frais de courtage offerts),\r\nÀ l’obtention du financement bancaire grâce à l’action de la société Altarea Solution Financement,\r\nÀ l’utilisation effective du financement ainsi obtenu par l’intermédiaire de ce mandat pour l’acquisition des lots\r\nobjet du contrat de réservation visé en tête des présentes,\r\nEt à la signature de l’acte notarié de vente en l’état futur d’achèvement dans les délais contractuels.\r\nEtant ici précisé que pour instruire la recherche de financement par le biais de la société Altarea Solution\r\nFinancement, vous vous engagez à fournir l’ensemble des pièces nécessaires (pièce d’identité valide, avis\r\nd’imposition, bulletins de salaire, extraits de comptes, tableaux d’amortissement des prêts en cours, etc…).\r\nDans ces conditions, COGEDIM vous remboursera :\r\nLe montant des frais de dossier bancaire et de caution bancaire, dans un délai de 15 jours à compter de la\r\nsignature de l’acte authentique de vente,\r\nPour le montant des intérêts intercalaires :\r\nCOGEDIM vous versera une avance, dont le montant sera déterminé à l'obtention du financement\r\nbancaire car elle dépendra des caractéristiques de l'emprunt contracté, dans un délai de 15 jours à\r\ncompter de l’émission de l’appel de fonds correspondant au stade « achèvement du plancher bas du\r\nrez-de-chaussée ». Dans l’hypothèse où la signature de l’acte authentique de vente intervenait après\r\nl’atteinte du stade « achèvement du plancher bas du rez-de-chaussée » dans la réalisation de la\r\nconstruction, COGEDIM vous versera ladite avance dans un délai de 15 jours à compter de la date de\r\nsignature de l’acte de vente,\r\nEt le solde des intérêts intercalaires (si ces derniers excédaient le montant de l’avance versée) dans un\r\ndélai de 15 jours à compter de la signature de la prise de possession effective des biens (livraison des\r\nbiens).\r\nLes frais notariés (frais d’établissement au règlement de copropriété, frais d’acte de vente, et frais d’acte de prêt en\r\ncas de prêt assorti d’une garantie hypothécaire) seront directement supportés par COGEDIM lors de la signature de\r\nl’acte authentique de vente (et de l’acte de prêt le cas échéant) auprès du Notaire.\r\n(1) PTZ : Le Prêt à taux zéro est un prêt réglementé qui vous permet de financer l’acquisition d'un appartement neuf\r\n(ou acquis en VEFA) que vous occuperez à titre de votre première résidence principale. Le Prêt à Taux zéro est un\r\nprêt complémentaire à d'autres emprunts. Le Prêt à taux zéro est accessible sous conditions de ressources, aux\r\npersonnes physiques désirant devenir propriétaire de leur première résidence principale (ne pas avoir été\r\npropriétaire de sa résidence principale au cours des 2 années précédant la nouvelle acquisition). Le montant et la\r\ndurée du Prêt à Taux 0 % varient en fonction de la zone géographique du logement et de la composition du foyer.\r\nLes ressources de l’acquéreur sont également prises en compte pour la durée du remboursement.\r\nL’article 71 de la loi n°1322-2023 du 29 décembre 2023, dite loi de finances pour 2024, proroge le PTZ (prêt à taux\r\nzéro) jusqu’au 31 décembre 2027 et aménage certaines dispositions réglementaires applicables. Le décret n\r\n°2024-304 du 2 avril 2024 fixe les modalités des offres de prêt émises à compter du 1er avril 2024. 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Une aubaine pour les propriétaires qui cherchent à louer leur bien. Enfin, le département de la Dordogne s’avère être un \x3Cstrong>investissement sûr\x3C/strong> grâce à la stabilité du marché, aux prix bien plus accessibles que sur la proche côte du Sud-Ouest.\x3C/p>",format:"full_html",processed:"\x3Ch2>Immobilier neuf Dordogne\x3C/h2>\x3Cp>En plein cœur de la région Nouvelle-Aquitaine se trouve \x3Cstrong>le département de la Dordogne\x3C/strong>, traversé par le fleuve du même nom. C’est une région naturelle et très touristique réputée pour ses paysages magnifiques et la diversité de ses biens immobiliers. Avant de découvrir notre offre en Dordogne, nous vous présenterons les différentes aides pour acheter un bien, les dispositifs pour l’investissement locatif ainsi que les raisons qui pourraient vous pousser à investir en Dordogne.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Dordogne\x3C/h3>\x3Cp>Vous avez le projet d’investir dans l’immobilier neuf en Dordogne ? Vous êtes sûrement à la recherche de la meilleure solution de financement. Dans ce cas, il faut savoir que \x3Cstrong>plusieurs aides fiscales\x3C/strong> sont à votre disposition pour vous aider à devenir propriétaire.\x3C/p>\x3Cp>D’une part, vous avez \x3Cstrong>le prêt immobilier accession\x3C/strong> mis en place par Action Logement. Il permet d’emprunter jusqu’à 40 000 € avec un taux d’intérêt particulièrement bas qui est fixé à 0,5 % (hors assurance obligatoire). Acheter un logement neuf en VEFA (vente en l’état futur d’achèvement) vous permet d’être éligible à ce prêt.\x3C/p>\x3Cp>D’autre part, \x3Cstrong>le prêt à taux zéro (PTZ)\x3C/strong> peut financer jusqu’à 40 % d’un logement neuf en Dordogne. Cependant, cette aide vous est accordée à une condition particulière. Vous devez être primo-accédant, c’est-à-dire que vous n’étiez pas propriétaire de votre résidence principale durant les deux dernières années.\x3C/p>\x3Ch3>Acheter un programme neuf en Dordogne pour faire un investissement locatif\x3C/h3>\x3Cp>De nombreux Français choisissent de se constituer \x3Cstrong>un patrimoine immobilier\x3C/strong> en investissant dans le locatif. Cela signifie que vous achetez un logement au sein d'un programme neuf en Dordogne dans le but de le louer et non de l’habiter. Plusieurs dispositifs vous permettent d’investir dans nos programmes immobiliers en Dordogne et ainsi vous lancer dans le locatif.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Cet acronyme correspond au \x3Cstrong>statut de Loueur en Meublé Non Professionnel\x3C/strong>. Il vous est automatiquement accordé à condition que le montant de vos revenus locatifs annuels soit inférieur ou égal à 23 000 €. Deux options fiscales vous sont proposées avec le statut LMNP : la récupération de la TVA avec le dispositif LMNP amortissement et le régime micro-BIC pour bénéficier d’un abattement forfaitaire de 50 % sur les loyers de votre investissement locatif.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>Un autre dispositif pour acheter une maison neuve en Dordogne ou un appartement à but locatif est le dispositif \x3Cstrong>Censi-Bouvard\x3C/strong>. Cette loi donne accès à de nombreux avantages fiscaux dont une réduction d’impôt sur le revenu de 11 % qui est étalée sur une période de 9 ans.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Dordogne ?\x3C/h3>\x3Cp>Tradition, charme et \x3Cstrong>authenticité\x3C/strong> sont les mots qui qualifient parfaitement cette région de France. La Dordogne avec ses 40% de territoire boisé, son air pur et ses magnifiques châteaux médiévaux est le rêve de beaucoup de citadins souhaitant investir dans la pierre. C’est en effet un département \x3Cstrong>calme et ensoleillé\x3C/strong> qui ne connaît pas encore la surpopulation ou la saturation par les grandes entreprises, des atouts qui attirent de nombreuses familles et retraités en quête d’un meilleur cadre de vie. Forte de sa réputation à niveau mondial, la Dordogne reçoit chaque année des milliers de touristes qui viennent découvrir sa gastronomie, son patrimoine culturel et historique riche. Une aubaine pour les propriétaires qui cherchent à louer leur bien. Enfin, le département de la Dordogne s’avère être un \x3Cstrong>investissement sûr\x3C/strong> grâce à la stabilité du marché, aux prix bien plus accessibles que sur la proche côte du Sud-Ouest.\x3C/p>"},weight:4,changed:"2024-12-23T13:51:10+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[7601]=[$R[7602]={tag:"meta",attributes:$R[7603]={name:"title",content:"Immobilier neuf Dordogne | Cogedim"}},$R[7604]={tag:"meta",attributes:$R[7605]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) en Dordogne ? 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Entre les Pyrénées et l’océan Atlantique, cette région vaste regroupe 12 départements et offre un cadre de vie \x3Cstrong>hors du commun\x3C/strong>. L’immobilier y est très diversifié avec des grandes villes comme Bordeaux ou Bayonne qui se développent rapidement et proposent toujours plus de projets neufs, \x3Cstrong>performants et économes\x3C/strong>, ou avec la forte demande sur la côte basco-landaise et ses locations saisonnières. Cet engouement entraîne inévitablement des conséquences sur le prix au m\x3Csup>2\x3C/sup> et sur le loyer moyen.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Nouvelle-Aquitaine\x3C/h3>\x3Cp>Avant de réaliser un achat en Nouvelle-Aquitaine, il est important de calculer d’une part sa \x3Cstrong>capacité d’emprunt\x3C/strong> et d’autre part \x3Cstrong>les frais de notaires\x3C/strong>. La capacité d’emprunt correspond au montant maximum auquel vous pouvez prétendre pour un crédit immobilier. À cela, peut s’ajouter un \x3Cstrong>apport personnel\x3C/strong> ce qui détermine le budget global pour un achat en Nouvelle-Aquitaine. Les frais de notaire correspondent à un pourcentage du coût global de l’investissement, qui varie entre 2 et 3% pour un bien neuf. \x3C/p>\x3Cp>En plus des aides nationales comme le Prêt Accession Logement ou encore le Prêt à Taux Zéro, d’autres aides peuvent venir compléter le financement de l’achat d’un appartement ou d’une maison neuve en Nouvelle-Aquitaine. Il est ainsi possible de bénéficier dans certains départements d’une aide allant jusqu’à 5 000 euros. Des \x3Cstrong>aides intercommunales ou communales\x3C/strong> sont aussi disponibles, pour en connaître les conditions, il est nécessaire de contacter l’agence pour l’habitat la plus proche de sa zone de recherche de logement.\x3C/p>\x3Ch3>Acheter un programme neuf en Aquitaine pour faire un investissement locatif\x3C/h3>\x3Cp>Les investissements dans le neuf en Nouvelle-Aquitaine sont recherchés. Les grandes villes de la région et particulièrement Bordeaux sont très demandées, mais les plus petites localités de la côtes et les grandes stations balnéaires \x3Cstrong>connues dans le monde\x3C/strong> entier attirent aussi de nombreux étrangers.\x3C/p>\x3Cp>Par ailleurs, il existe des \x3Cstrong>conditions pour la location\x3C/strong>, qui doit commencer dans les 12 mois suivants l’achèvement du bien immobilier. La maison ou l’appartement neuf en Nouvelle-Aquitaine doit être loué comme résidence principale à un locataire dont les revenus sont plafonnés et en respectant un loyer mensuel hors charges n’excédant pas un certain plafond.\x3C/p>\x3Ch4>Loueur Meublé Non Professionnel\x3C/h4>\x3Cp>Le \x3Cstrong>volume des transactions\x3C/strong> a augmenté de façon très importante en Aquitaine. De nombreux investisseurs cherchent en effet à profiter de l’engouement pour la ville de Bordeaux et sa périphérie, mais aussi d’autres villes de la région. Ils peuvent ainsi obtenir des revenus locatifs avec une fiscalité avantageuse. Le statut de loueur en meublé non professionnel est une \x3Cstrong>niche fiscale\x3C/strong> qui présente de nombreux avantages et permet d’amortir son investissement en Nouvelle-Aquitaine.\x3C/p>\x3Ch4>Les autres incitations à l’investissement locatif\x3C/h4>\x3Cp>Le dispositif \x3Cstrong>Censi-Bouvard ou encore l’achat en nue-propriété\x3C/strong> sont d’autres options d’achats intéressantes pour les investissements en Nouvelle-Aquitaine. Pour en savoir plus, n'hésitez pas à prendre contact avec nous. Nous proposons un large choix de programmes neufs dans la région, et saurons répondre à vos questions. Notre expertise en termes de \x3Cstrong>marché immobilier et de fiscalité\x3C/strong> est reconnue nationalement.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Aquitaine ?\x3C/h3>\x3Cp>On ne saurait parler de cette région du sud-ouest sans parler de son \x3Cstrong>cadre de vie unique\x3C/strong>. Elle offre en effet à ses habitants les plaisirs de la montagne, de grands espaces naturels, des hectares de vignobles et de nombreuses stations balnéaires. Elle compte aussi sur un climat favorable et un patrimoine historique et culturel très riche. Le secteur du tourisme, favorisé par des infrastructures et des moyens de transport multiples, est très dynamique, attirant une grande quantité de touristes venus du monde entier chaque année. Jeunes actifs qui souhaitent profiter de la \x3Cstrong>croissance économique\x3C/strong>, retraités en quête de tranquillité ou les familles, la charme de la Nouvelle-Aquitaine agit sur tous. Autant d’atouts qui ne vous feront pas regretter d’acheter un logement neuf sur ce marché très prisé.\x3C/p>",format:"full_html",processed:"\x3Ch2>Investir dans l’immobilier neuf en Nouvelle-Aquitaine\x3C/h2>\x3Cp>La Nouvelle-Aquitaine est une région riche qui attire chaque année des millions de nouveaux habitants. Entre les Pyrénées et l’océan Atlantique, cette région vaste regroupe 12 départements et offre un cadre de vie \x3Cstrong>hors du commun\x3C/strong>. L’immobilier y est très diversifié avec des grandes villes comme Bordeaux ou Bayonne qui se développent rapidement et proposent toujours plus de projets neufs, \x3Cstrong>performants et économes\x3C/strong>, ou avec la forte demande sur la côte basco-landaise et ses locations saisonnières. Cet engouement entraîne inévitablement des conséquences sur le prix au m\x3Csup>2\x3C/sup> et sur le loyer moyen.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Nouvelle-Aquitaine\x3C/h3>\x3Cp>Avant de réaliser un achat en Nouvelle-Aquitaine, il est important de calculer d’une part sa \x3Cstrong>capacité d’emprunt\x3C/strong> et d’autre part \x3Cstrong>les frais de notaires\x3C/strong>. La capacité d’emprunt correspond au montant maximum auquel vous pouvez prétendre pour un crédit immobilier. À cela, peut s’ajouter un \x3Cstrong>apport personnel\x3C/strong> ce qui détermine le budget global pour un achat en Nouvelle-Aquitaine. Les frais de notaire correspondent à un pourcentage du coût global de l’investissement, qui varie entre 2 et 3% pour un bien neuf. \x3C/p>\x3Cp>En plus des aides nationales comme le Prêt Accession Logement ou encore le Prêt à Taux Zéro, d’autres aides peuvent venir compléter le financement de l’achat d’un appartement ou d’une maison neuve en Nouvelle-Aquitaine. Il est ainsi possible de bénéficier dans certains départements d’une aide allant jusqu’à 5 000 euros. Des \x3Cstrong>aides intercommunales ou communales\x3C/strong> sont aussi disponibles, pour en connaître les conditions, il est nécessaire de contacter l’agence pour l’habitat la plus proche de sa zone de recherche de logement.\x3C/p>\x3Ch3>Acheter un programme neuf en Aquitaine pour faire un investissement locatif\x3C/h3>\x3Cp>Les investissements dans le neuf en Nouvelle-Aquitaine sont recherchés. Les grandes villes de la région et particulièrement Bordeaux sont très demandées, mais les plus petites localités de la côtes et les grandes stations balnéaires \x3Cstrong>connues dans le monde\x3C/strong> entier attirent aussi de nombreux étrangers.\x3C/p>\x3Cp>Par ailleurs, il existe des \x3Cstrong>conditions pour la location\x3C/strong>, qui doit commencer dans les 12 mois suivants l’achèvement du bien immobilier. La maison ou l’appartement neuf en Nouvelle-Aquitaine doit être loué comme résidence principale à un locataire dont les revenus sont plafonnés et en respectant un loyer mensuel hors charges n’excédant pas un certain plafond.\x3C/p>\x3Ch4>Loueur Meublé Non Professionnel\x3C/h4>\x3Cp>Le \x3Cstrong>volume des transactions\x3C/strong> a augmenté de façon très importante en Aquitaine. De nombreux investisseurs cherchent en effet à profiter de l’engouement pour la ville de Bordeaux et sa périphérie, mais aussi d’autres villes de la région. Ils peuvent ainsi obtenir des revenus locatifs avec une fiscalité avantageuse. Le statut de loueur en meublé non professionnel est une \x3Cstrong>niche fiscale\x3C/strong> qui présente de nombreux avantages et permet d’amortir son investissement en Nouvelle-Aquitaine.\x3C/p>\x3Ch4>Les autres incitations à l’investissement locatif\x3C/h4>\x3Cp>Le dispositif \x3Cstrong>Censi-Bouvard ou encore l’achat en nue-propriété\x3C/strong> sont d’autres options d’achats intéressantes pour les investissements en Nouvelle-Aquitaine. Pour en savoir plus, n'hésitez pas à prendre contact avec nous. Nous proposons un large choix de programmes neufs dans la région, et saurons répondre à vos questions. Notre expertise en termes de \x3Cstrong>marché immobilier et de fiscalité\x3C/strong> est reconnue nationalement.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Aquitaine ?\x3C/h3>\x3Cp>On ne saurait parler de cette région du sud-ouest sans parler de son \x3Cstrong>cadre de vie unique\x3C/strong>. Elle offre en effet à ses habitants les plaisirs de la montagne, de grands espaces naturels, des hectares de vignobles et de nombreuses stations balnéaires. Elle compte aussi sur un climat favorable et un patrimoine historique et culturel très riche. Le secteur du tourisme, favorisé par des infrastructures et des moyens de transport multiples, est très dynamique, attirant une grande quantité de touristes venus du monde entier chaque année. Jeunes actifs qui souhaitent profiter de la \x3Cstrong>croissance économique\x3C/strong>, retraités en quête de tranquillité ou les familles, la charme de la Nouvelle-Aquitaine agit sur tous. Autant d’atouts qui ne vous feront pas regretter d’acheter un logement neuf sur ce marché très prisé.\x3C/p>"},weight:395,changed:"2024-12-23T13:40:41+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[7665]=[$R[7666]={tag:"meta",attributes:$R[7667]={name:"title",content:"Immobilier neuf Nouvelle-Aquitaine | Cogedim"}},$R[7668]={tag:"meta",attributes:$R[7669]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) en Nouvelle-Aquitaine ? 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En plein cœur de la région Nouvelle-Aquitaine se trouve le département de la Dordogne, traversé par le fleuve du même nom. C’est une région naturelle et très touristique réputée pour ses paysages magnifiques et la diversité de ses biens immobiliers. Avant de découvrir notre offre en Dordogne, nous vous présenterons les différentes aides pour acheter un bien, les dispositifs pour l’investissement locatif ainsi que les raisons qui pourraient vous pousser à investir en Dordogne.
Les aides pour acheter un bien immobilier neuf en Dordogne
Vous avez le projet d’investir dans l’immobilier neuf en Dordogne ? Vous êtes sûrement à la recherche de la meilleure solution de financement. Dans ce cas, il faut savoir que plusieurs aides fiscales sont à votre disposition pour vous aider à devenir propriétaire.
D’une part, vous avez le prêt immobilier accession mis en place par Action Logement. Il permet d’emprunter jusqu’à 40 000 € avec un taux d’intérêt particulièrement bas qui est fixé à 0,5 % (hors assurance obligatoire). Acheter un logement neuf en VEFA (vente en l’état futur d’achèvement) vous permet d’être éligible à ce prêt.
D’autre part, le prêt à taux zéro (PTZ) peut financer jusqu’à 40 % d’un logement neuf en Dordogne. Cependant, cette aide vous est accordée à une condition particulière. Vous devez être primo-accédant, c’est-à-dire que vous n’étiez pas propriétaire de votre résidence principale durant les deux dernières années.
Acheter un programme neuf en Dordogne pour faire un investissement locatif
De nombreux Français choisissent de se constituer un patrimoine immobilier en investissant dans le locatif. Cela signifie que vous achetez un logement au sein d'un programme neuf en Dordogne dans le but de le louer et non de l’habiter. Plusieurs dispositifs vous permettent d’investir dans nos programmes immobiliers en Dordogne et ainsi vous lancer dans le locatif.
LMNP
Cet acronyme correspond au statut de Loueur en Meublé Non Professionnel. Il vous est automatiquement accordé à condition que le montant de vos revenus locatifs annuels soit inférieur ou égal à 23 000 €. Deux options fiscales vous sont proposées avec le statut LMNP : la récupération de la TVA avec le dispositif LMNP amortissement et le régime micro-BIC pour bénéficier d’un abattement forfaitaire de 50 % sur les loyers de votre investissement locatif.
Autres dispositifs
Un autre dispositif pour acheter une maison neuve en Dordogne ou un appartement à but locatif est le dispositif Censi-Bouvard. Cette loi donne accès à de nombreux avantages fiscaux dont une réduction d’impôt sur le revenu de 11 % qui est étalée sur une période de 9 ans.
Pourquoi acheter un logement neuf en Dordogne ?
Tradition, charme et authenticité sont les mots qui qualifient parfaitement cette région de France. La Dordogne avec ses 40% de territoire boisé, son air pur et ses magnifiques châteaux médiévaux est le rêve de beaucoup de citadins souhaitant investir dans la pierre. C’est en effet un département calme et ensoleillé qui ne connaît pas encore la surpopulation ou la saturation par les grandes entreprises, des atouts qui attirent de nombreuses familles et retraités en quête d’un meilleur cadre de vie. Forte de sa réputation à niveau mondial, la Dordogne reçoit chaque année des milliers de touristes qui viennent découvrir sa gastronomie, son patrimoine culturel et historique riche. Une aubaine pour les propriétaires qui cherchent à louer leur bien. Enfin, le département de la Dordogne s’avère être un investissement sûr grâce à la stabilité du marché, aux prix bien plus accessibles que sur la proche côte du Sud-Ouest.
Foire aux questions
Quel est le meilleur taux de rendement locatif ?
La règle générale est que le meilleur taux de rendement locatif doit être environ de 6 % brut minimum.
Quels sont les frais de notaire dans le neuf ?
Les frais de notaire dans le neuf sont de 2 à 3 %.
Quels sont les plus beaux villages de Dordogne ?
Les plus beaux villages de Dordogne sont Monpazier, Castelnaud-la-Chapelle, Saint-Jean-de-Côle, La Roque-Gageac, Beynac-et-Cazenac, Saint-Amand-de-Coly, Saint-Léon-sur-Vézère, Domme, Limeuil et Belvès.