\x3Cpath class=\"st0\" d=\"M12.3,28h7.8h7.7h7.6V14.2h4.3L24,0.6l-3.7,3.2v-3h-5.5v7.8l-6.4,5.6h4V28z M21.1,27v-6.7h5.7V27H21.1z\n\t\t M34.4,27h-6.6v-7.7h-7.7V27h-6.8V14.2h21.1V27z M15.7,9V1.8h3.5V6l4.7-4l13,11.3h-26L15.7,9z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez du prêt à taux zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:null,field_text_main:null,vid:$R[237]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[238]={drupal_internal__target_id:"regulation"}},revision_user:$R[239]={data:null,links:$R[240]={related:$R[241]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f37d7e5e-3057-44e8-b10e-979e6adb1932/revision_user/?resourceVersion=id%3A4"},self:$R[242]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f37d7e5e-3057-44e8-b10e-979e6adb1932/relationships/revision_user/?resourceVersion=id%3A4"}}},parent:$R[243]=[$R[244]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[245]={links:$R[246]={help:$R[247]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[248]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[249]={type:"taxonomy_term--regulation",id:"19b5dbf4-49ba-47b5-90ee-d6433b676b0b",links:$R[250]={self:$R[251]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/?resourceVersion=id%3A5"}},drupal_internal__tid:5,drupal_internal__revision_id:5,langcode:"fr",revision_created:null,status:!0,name:"TVA réduite",description:null,weight:1,changed:"2024-06-19T07:52:29+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[252]=[$R[253]={tag:"meta",attributes:$R[254]={name:"title",content:"TVA réduite | Cogedim"}},$R[255]={tag:"link",attributes:$R[256]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/5/"}},$R[257]={tag:"meta",attributes:$R[258]={name:"generator",content:"Cogedim"}},$R[259]={tag:"meta",attributes:$R[260]={property:"og:site_name",content:"Cogedim"}},$R[261]={tag:"meta",attributes:$R[262]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[263]={tag:"meta",attributes:$R[264]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/"}},$R[265]={tag:"meta",attributes:$R[266]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[267]={tag:"meta",attributes:$R[268]={property:"og:image:type",content:"image/png"}},$R[269]={tag:"meta",attributes:$R[270]={property:"og:image:width",content:"628"}},$R[271]={tag:"meta",attributes:$R[272]={property:"og:image:height",content:"316"}},$R[273]={tag:"meta",attributes:$R[274]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[275]={tag:"meta",attributes:$R[276]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[277]={tag:"meta",attributes:$R[278]={name:"twitter:card",content:"summary"}},$R[279]={tag:"meta",attributes:$R[280]={name:"twitter:site",content:"@altareacogedim"}},$R[281]={tag:"meta",attributes:$R[282]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[283]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[284]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1
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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[285]={value:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[286]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[287]={drupal_internal__target_id:"regulation"}},revision_user:$R[288]={data:null,links:$R[289]={related:$R[290]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/revision_user/?resourceVersion=id%3A5"},self:$R[291]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/relationships/revision_user/?resourceVersion=id%3A5"}}},parent:$R[292]=[$R[293]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[294]={links:$R[295]={help:$R[296]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[297]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[298]={type:"taxonomy_term--regulation",id:"16dd3083-89ed-478c-82d3-c61e00e3e669",links:$R[299]={self:$R[300]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/?resourceVersion=id%3A9"}},drupal_internal__tid:9,drupal_internal__revision_id:9,langcode:"fr",revision_created:null,status:!0,name:"Prix maîtrisés",description:null,weight:2,changed:"2025-06-26T14:47:47+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[301]=[$R[302]={tag:"meta",attributes:$R[303]={name:"title",content:"Prix maîtrisés | Cogedim"}},$R[304]={tag:"link",attributes:$R[305]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/9/"}},$R[306]={tag:"meta",attributes:$R[307]={name:"generator",content:"Cogedim"}},$R[308]={tag:"meta",attributes:$R[309]={property:"og:site_name",content:"Cogedim"}},$R[310]={tag:"meta",attributes:$R[311]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[312]={tag:"meta",attributes:$R[313]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/"}},$R[314]={tag:"meta",attributes:$R[315]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[316]={tag:"meta",attributes:$R[317]={property:"og:image:type",content:"image/png"}},$R[318]={tag:"meta",attributes:$R[319]={property:"og:image:width",content:"628"}},$R[320]={tag:"meta",attributes:$R[321]={property:"og:image:height",content:"316"}},$R[322]={tag:"meta",attributes:$R[323]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[324]={tag:"meta",attributes:$R[325]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[326]={tag:"meta",attributes:$R[327]={name:"twitter:card",content:"summary"}},$R[328]={tag:"meta",attributes:$R[329]={name:"twitter:site",content:"@altareacogedim"}},$R[330]={tag:"meta",attributes:$R[331]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[332]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Les prix indiqués peuvent tenir compte d’une TVA réduite sous conditions de ressources.\r\nLes rentabilités indiquées sont estimatives, données à titre indicatif et hors frais de gestion potentiels.",field_legals_grid:null,field_promo_drawer:$R[333]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1
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\t\tC23.8,19.2,23,19.3,22.3,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z
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\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6
\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2
\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1
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\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6
\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z
\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez des prix maîtrisés\x3C/h3>\x3Cp>Tous les avantages du neuf avec des conditions de financement avantageuses pour les primo-accédants.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez des prix maîtrisés\x3C/h3>\x3Cp>Tous les avantages du neuf avec des conditions de financement avantageuses pour les primo-accédants.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[334]={value:"\x3Ch3>Acheter en prix maîtrisés\x3C/h3>\x3Cp>Primo-accédants, et sous conditions de ressources, profitez de la possibilité d’acheter votre logement neuf en dessous du prix du marché dans une résidence éligible aux prix maîtrisés. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en prix maîtrisés\x3C/h3>\x3Cp>Primo-accédants, et sous conditions de ressources, profitez de la possibilité d’acheter votre logement neuf en dessous du prix du marché dans une résidence éligible aux prix maîtrisés. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:$R[335]={value:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix maîtrisés\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincmastered\">\x3Cdiv class=\"expandable\">\x3Cp>Fruit d’un partenariat entre les promoteurs immobiliers et les communes, ce dispositif vous permet d’acquérir, sous certaines conditions, un logement neuf à un prix réduit par rapport au marché immobilier local. En moyenne, vous pourrez profiter d’une économie entre 20 et 30% sur le prix d’acquisition de votre logement neuf.\x3C/p>\x3Cp>Ce sont les \x3Cstrong>collectivités\x3C/strong> qui \x3Cstrong>fixent les règles d’accession à la propriété à prix maîtrisé. Elles varient donc d’une ville à l’autre. \x3C/strong>Vous devez, entre autres, avoir des revenus inférieurs à un plafond de ressources basé sur le barème PSLA, PAS ou PLI, et occuper le logement à titre de résidence principale.\x3C/p>\x3Cp>Vous vous engagez, par ailleurs, à conserver votre logement plusieurs années. En cas d’une revente anticipée, le prix peut être encadré par les clauses anti spéculatives de votre commune.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cp>Grâce à ce dispositif, vous pourrez :\x3C/p>\x3Cul>\x3Cli>Acquérir un logement neuf de qualité, à prix réduit ;\x3C/li>\x3Cli>Accéder à un bien immobilier plus grand ou avec un meilleur emplacement, avec un budget inchangé ;\x3C/li>\x3Cli>Vous constituer un patrimoine, en bénéficiant d’autres dispositifs d’aides au financement immobilier mis en place par le gouvernement et les collectivités locales (Prêt à taux zéro, Prêt Action Logement, Prêt à l’Accession Sociale…) ;\x3C/li>\x3Cli>Profiter d’une réduction des frais de notaire grâce à l’achat dans l’immobilier neuf.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincmastered').classList.toggle('active');\">\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\">\x3C/path>\x3C/svg>\x3C/i>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\" loading=\"lazy\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix maîtrisés\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincmastered\">\x3Cdiv class=\"expandable\">\x3Cp>Fruit d’un partenariat entre les promoteurs immobiliers et les communes, ce dispositif vous permet d’acquérir, sous certaines conditions, un logement neuf à un prix réduit par rapport au marché immobilier local. En moyenne, vous pourrez profiter d’une économie entre 20 et 30% sur le prix d’acquisition de votre logement neuf.\x3C/p>\x3Cp>Ce sont les \x3Cstrong>collectivités\x3C/strong> qui \x3Cstrong>fixent les règles d’accession à la propriété à prix maîtrisé. Elles varient donc d’une ville à l’autre. \x3C/strong>Vous devez, entre autres, avoir des revenus inférieurs à un plafond de ressources basé sur le barème PSLA, PAS ou PLI, et occuper le logement à titre de résidence principale.\x3C/p>\x3Cp>Vous vous engagez, par ailleurs, à conserver votre logement plusieurs années. 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aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincmastered').classList.toggle('active');\">\x3Csvg width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\" />\x3C/svg>\x3C/i>\x3C/div>\x3C/div>"},vid:$R[336]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[337]={drupal_internal__target_id:"regulation"}},revision_user:$R[338]={data:null,links:$R[339]={related:$R[340]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/revision_user/?resourceVersion=id%3A9"},self:$R[341]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/relationships/revision_user/?resourceVersion=id%3A9"}}},parent:$R[342]=[$R[343]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[344]={links:$R[345]={help:$R[346]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[347]={about:"Usage 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immobiliers neufs"}},$R[362]={tag:"meta",attributes:$R[363]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/"}},$R[364]={tag:"meta",attributes:$R[365]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[366]={tag:"meta",attributes:$R[367]={property:"og:image:type",content:"image/png"}},$R[368]={tag:"meta",attributes:$R[369]={property:"og:image:width",content:"628"}},$R[370]={tag:"meta",attributes:$R[371]={property:"og:image:height",content:"316"}},$R[372]={tag:"meta",attributes:$R[373]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[374]={tag:"meta",attributes:$R[375]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[376]={tag:"meta",attributes:$R[377]={name:"twitter:card",content:"summary"}},$R[378]={tag:"meta",attributes:$R[379]={name:"twitter:site",content:"@altareacogedim"}},$R[380]={tag:"meta",attributes:$R[381]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[382]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:null,field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[383]={value:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[384]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[385]={drupal_internal__target_id:"regulation"}},revision_user:$R[386]={data:null,links:$R[387]={related:$R[388]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/revision_user/?resourceVersion=id%3A4043"},self:$R[389]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/relationships/revision_user/?resourceVersion=id%3A4043"}}},parent:$R[390]=[$R[391]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[392]={links:$R[393]={help:$R[394]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[395]={about:"Usage and meaning of the 'virtual' resource 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neufs"}},$R[410]={tag:"meta",attributes:$R[411]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/"}},$R[412]={tag:"meta",attributes:$R[413]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[414]={tag:"meta",attributes:$R[415]={property:"og:image:type",content:"image/png"}},$R[416]={tag:"meta",attributes:$R[417]={property:"og:image:width",content:"628"}},$R[418]={tag:"meta",attributes:$R[419]={property:"og:image:height",content:"316"}},$R[420]={tag:"meta",attributes:$R[421]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[422]={tag:"meta",attributes:$R[423]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[424]={tag:"meta",attributes:$R[425]={name:"twitter:card",content:"summary"}},$R[426]={tag:"meta",attributes:$R[427]={name:"twitter:site",content:"@altareacogedim"}},$R[428]={tag:"meta",attributes:$R[429]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[430]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Prix indicatifs hors taxes.\x3Cbr>\r\nLes rentabilités indiquées sont nettes de frais de gestion et hors mobilier, avant impact fiscal.",field_legals_grid:"Prix indicatifs hors taxes et hors mobilier. Les rentabilités indiquées sont nettes de frais de gestion et hors mobilier, avant impact fiscal.",field_promo_drawer:null,field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[431]={value:"\x3Ch3>Acheter en LMNP géré\x3C/h3>\x3Cp>Investissez dans une résidence services en statut LMNP et cumulez un achat Hors Taxe, grâce à la récupération immédiate de la TVA sur le prix de votre logement, et des revenus locatifs garantis par bail commercial pouvant être défiscalisés sur le long terme. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP géré\x3C/h3>\x3Cp>Investissez dans une résidence services en statut LMNP et cumulez un achat Hors Taxe, grâce à la récupération immédiate de la TVA sur le prix de votre logement, et des revenus locatifs garantis par bail commercial pouvant être défiscalisés sur le long terme. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[432]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[433]={drupal_internal__target_id:"regulation"}},revision_user:$R[434]={data:null,links:$R[435]={related:$R[436]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/revision_user/?resourceVersion=id%3A7"},self:$R[437]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/relationships/revision_user/?resourceVersion=id%3A7"}}},parent:$R[438]=[$R[439]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[440]={links:$R[441]={help:$R[442]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[443]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[444]={type:"taxonomy_term--regulation",id:"9df7bfb4-b767-42a6-a070-ce1436f2a561",links:$R[445]={self:$R[446]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/?resourceVersion=id%3A8"}},drupal_internal__tid:8,drupal_internal__revision_id:8,langcode:"fr",revision_created:null,status:!0,name:"Nue-propriété",description:null,weight:6,changed:"2025-07-01T07:35:28+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[447]=[$R[448]={tag:"meta",attributes:$R[449]={name:"title",content:"Nue-propriété | Cogedim"}},$R[450]={tag:"link",attributes:$R[451]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/8/"}},$R[452]={tag:"meta",attributes:$R[453]={name:"generator",content:"Cogedim"}},$R[454]={tag:"meta",attributes:$R[455]={property:"og:site_name",content:"Cogedim"}},$R[456]={tag:"meta",attributes:$R[457]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[458]={tag:"meta",attributes:$R[459]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/"}},$R[460]={tag:"meta",attributes:$R[461]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[462]={tag:"meta",attributes:$R[463]={property:"og:image:type",content:"image/png"}},$R[464]={tag:"meta",attributes:$R[465]={property:"og:image:width",content:"628"}},$R[466]={tag:"meta",attributes:$R[467]={property:"og:image:height",content:"316"}},$R[468]={tag:"meta",attributes:$R[469]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[470]={tag:"meta",attributes:$R[471]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[472]={tag:"meta",attributes:$R[473]={name:"twitter:card",content:"summary"}},$R[474]={tag:"meta",attributes:$R[475]={name:"twitter:site",content:"@altareacogedim"}},$R[476]={tag:"meta",attributes:$R[477]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[478]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Prix TTC en TVA réduite à 10%\x3Cbr />*La nue-propriété est un montage financier qui permet d’acheter un bien immobilier en profitant d’un prix d’acquisition réduit de 30 à 40% grâce au principe de démembrement de propriété. 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d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Investissez en Nue-Propriété\x3C/h3>\x3Cp>Un bien à prix réduit, défiscalisé, sans contrainte d’entretien et de gestion locative.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[480]={value:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[481]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[482]={drupal_internal__target_id:"regulation"}},revision_user:$R[483]={data:null,links:$R[484]={related:$R[485]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/revision_user/?resourceVersion=id%3A8"},self:$R[486]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/relationships/revision_user/?resourceVersion=id%3A8"}}},parent:$R[487]=[$R[488]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[489]={links:$R[490]={help:$R[491]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[492]={about:"Usage and meaning of the 'virtual' resource 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Profitez de tous nos services.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/cogedim-pour-vous/la-difference-cogedim/\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M46.3,45.2v-0.9h-2.5V20.8c0.7-0.2,1.2-0.7,1.5-1.3h2.5L46,10.8h-5.5l-1.7,8.7h2.5c0.2,0.7,0.8,1.2,1.5,1.3\n\t\tv23.4h-2.5v0.9h-4.4c0.4-0.2,0.7-0.5,1.1-0.9h1.1l0.1-0.3c0.1-0.3,3.2-8.6,2.4-11.6c-0.4-1.3-1.3-2.4-2.7-3C37,29,36,28.8,35.1,29\n\t\tv-0.3c0-1.3-0.4-2.4-1.3-3.2c-2.1-2-5.8-2-6-2c-0.2,0-3.9,0-6,2c-0.9,0.9-1.3,1.9-1.3,3.2V29c-0.8-0.1-1.8,0-2.8,0.4\n\t\tc-1.3,0.6-2.3,1.6-2.7,3c-0.9,3,2.3,11.3,2.4,11.6l0.1,0.3h0.9c0.2,0.3,0.5,0.7,1,0.9H9.9l1.6-7.7h0.8v-2.9H8.7\n\t\tc0.4-1.2,1.3-5.1,1.1-8.7c0.2-0.3,0.5-0.5,0.8-0.8c0.7,0.2,1.2,0.6,1.5,1.1c1,1.8,0,4.9,0,4.9l-0.9,2.8l1.8-2.3\n\t\tc0.1-0.2,2.9-3.8,2.1-6.4c-0.2-0.7-0.6-1.2-1.2-1.5c-1.5-0.6-3.6,0.4-3.6,0.4l-0.7,0.3c-0.3-1.7-1-3.2-2.3-4.2l0,0\n\t\tc-0.1-0.1-0.2-0.1-0.3-0.2c-0.6-0.3-2-1-3.1-0.6c-0.4,0.2-1,0.5-1.2,1.4c-0.8,2.6,0.2,5.4,0.3,5.5l0.6,1.6l0.4-1.6\n\t\tc0.5-2.1,1.6-5.1,2.5-5.4c0.1,0,0.1,0,0.2,0c0.1,0,0.1,0.1,0.1,0.1c1.3,1,1.9,2.6,2,4.4c-1.4,1.7-2,3.7-2.2,5.4\n\t\tc-0.2-0.6-0.4-1.3-0.7-1.9c-0.1-0.4-0.5-1.3-1.3-1.4c-0.9,0-1.5,1.2-1.7,1.6l-1.2,2.7l2-2.2c0.4-0.4,0.7-0.6,0.9-0.6\n\t\tc0.2,0,0.3,0.2,0.3,0.2c1.1,2.1,1.2,4.4,1.2,5.1h-4v2.9h0.8l1.6,7.7H0v1h48v-1H46.3z M41.4,11.8h3.9l1.3,6.7H40L41.4,11.8z\n\t\t M42.5,19.5h1.7c-0.2,0.2-0.5,0.4-0.8,0.4C43,19.9,42.7,19.7,42.5,19.5z M13.5,24.6c0.3,0.1,0.6,0.4,0.7,0.8c0.3,1-0.1,2.3-0.6,3.3\n\t\tc0-1-0.1-2.1-0.6-3c-0.3-0.5-0.6-0.9-1.1-1.2C12.4,24.5,13,24.4,13.5,24.6z M3.4,24.3c-0.1-0.9-0.2-2,0.2-3\n\t\tc0.1-0.4,0.3-0.7,0.6-0.8c0.1-0.1,0.3-0.1,0.5-0.1c0.2,0,0.5,0,0.7,0.1C4.5,21.3,3.9,23,3.4,24.3z M8.8,27.2c0,3.4-1,6.8-1.2,7.4\n\t\tH7.4C7.4,33.8,7.1,30.2,8.8,27.2z M3.1,35.6h8.2v0.9H3.1V35.6z M10.5,37.5L9,44.3H5.3l-1.4-6.8H10.5z M35.2,44.3\n\t\tc-0.1,0-0.2,0-0.2-0.1h0.6C35.5,44.3,35.3,44.3,35.2,44.3z M37.5,30.3c0.8,0.3,1.7,1,2.1,2.3c0.6,2.2-1.3,8.1-2.2,10.7h-4\n\t\tc0-12.4,0.5-12.6,1.4-13.1C35.3,29.8,36.5,29.8,37.5,30.3z M22.6,26.1c1.8-1.7,5.2-1.7,5.3-1.7c0,0,3.5,0,5.3,1.7\n\t\tc0.7,0.7,1,1.5,1,2.5v0.7c-0.9,0.5-1.4,1.1-1.6,6.2h-9.4c-0.2-5-0.7-5.7-1.6-6.2v-0.7C21.6,27.6,21.9,26.8,22.6,26.1z M32.3,36.5v4\n\t\th-9v-4H32.3z M16.1,32.6c0.4-1.3,1.4-2,2.1-2.3c1-0.4,2.2-0.4,2.7-0.1c0.9,0.5,1.4,0.7,1.4,13.1h-4C17.4,40.7,15.5,34.7,16.1,32.6z\n\t\t M20.5,44.2c-0.1,0.1-0.2,0.1-0.3,0.1c-0.1,0-0.2,0-0.2-0.1H20.5z M21.9,44.2h1.3v-0.5c0-0.8,0-1.5,0-2.2h9.2c0,0.7,0,1.4,0,2.2\n\t\tv0.5h1.2c0.2,0.3,0.5,0.7,1,0.9H20.8C21.2,45,21.6,44.7,21.9,44.2z\" />\x3Cpath class=\"st0\" d=\"M32.5,1.8H9.4v15.5h23.1V1.8z M10.4,12.4L15,7.7l6.3,6.3l2.6-2.6l4.9,4.9H10.4V12.4z M31.5,16.3h-1.2L24,10\n\t\tl-2.6,2.6L15,6.3L10.4,11V2.8h21.1V16.3z\" />\x3Cpath class=\"st0\" d=\"M27,9.5c1.4,0,2.6-1.1,2.6-2.6S28.4,4.4,27,4.4S24.5,5.6,24.5,7S25.6,9.5,27,9.5z M27,5.4\n\t\tc0.9,0,1.6,0.7,1.6,1.6S27.9,8.5,27,8.5S25.5,7.8,25.5,7S26.2,5.4,27,5.4z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Nos services pour vous accompagner\x3C/h3>\x3Cp>Financement sur mesure, Parrainage,... Profitez de tous nos services.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/cogedim-pour-vous/la-difference-cogedim/\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[529]={value:"\x3Ch3>Acheter en BRS\x3C/h3>\x3Cp>Avec le BRS – Bail Réel Solidaire, achetez votre résidence principale en-dessous des prix de marché grâce à un nouveau dispositif d’accession à la propriété.\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en BRS\x3C/h3>\x3Cp>Avec le BRS – Bail Réel Solidaire, achetez votre résidence principale en-dessous des prix de marché grâce à un nouveau dispositif d’accession à la propriété.\x3C/p>"},field_text_main:$R[530]={value:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix BRS, accessibles sous conditions de ressources\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincbrs\">\x3Cdiv class=\"expandable\">\x3Cp>Le bail réel solidaire (BRS) est un dispositif d’accès social à la propriété de sa résidence principale, à prix abordable et sous conditions de ressources, correspondant à ceux du prêt social à l’accession (PSLA).\x3C/p>\x3Cp>Le BRS repose sur la dissociation du foncier (le terrain) et du bâti (le logement). Vous pouvez ainsi devenir propriétaire de votre logement à un prix pouvant aller jusqu’à 40% de décote du prix du marché.\x3C/p>\x3Cp>En contrepartie vous signez un bail réel solidaire et vous devrez vous acquitter d’une redevance mensuelle auprès d’un organisme foncier solidaire (OFS) qui achète le terrain.\x3C/p>\x3Cp>Vous êtes ainsi propriétaire de votre logement mais locataire du terrain sur lequel il se trouve.\x3C/p>\x3Cp>Les OFS sont des organismes à but non lucratif, agréés par le préfet de région, ayant pour objet de détenir des terrains sur le très long terme.\x3C/p>\x3Cp>Vous pouvez revendre votre logement à tout moment mais cela reste cependant encadré par l’OFS.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Vous devenez propriétaire à un prix d’acquisition réduit de votre logement ;\x3C/li>\x3Cli>Vous versez une redevance mensuelle correspondant à la location du terrain sur lequel il se trouve ;\x3C/li>\x3Cli>Vous bénéficiez d’une TVA réduite à 5,5% pour un logement neuf ;\x3C/li>\x3Cli>Vous profitez d’un abattement de 30% de la taxe foncière, selon la commune ;\x3C/li>\x3Cli>Vous pouvez financer l’achat de votre logement avec un prêt à taux zéro (PTZ) au titre de votre 1ère acquisition.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincbrs').classList.toggle('active');\">\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\">\x3C/path>\x3C/svg>\x3C/i>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\" loading=\"lazy\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix BRS, accessibles sous conditions de ressources\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincbrs\">\x3Cdiv class=\"expandable\">\x3Cp>Le bail réel solidaire (BRS) est un dispositif d’accès social à la propriété de sa résidence principale, à prix abordable et sous conditions de ressources, correspondant à ceux du prêt social à l’accession (PSLA).\x3C/p>\x3Cp>Le BRS repose sur la dissociation du foncier (le terrain) et du bâti (le logement). Vous pouvez ainsi devenir propriétaire de votre logement à un prix pouvant aller jusqu’à 40% de décote du prix du marché.\x3C/p>\x3Cp>En contrepartie vous signez un bail réel solidaire et vous devrez vous acquitter d’une redevance mensuelle auprès d’un organisme foncier solidaire (OFS) qui achète le terrain.\x3C/p>\x3Cp>Vous êtes ainsi propriétaire de votre logement mais locataire du terrain sur lequel il se trouve.\x3C/p>\x3Cp>Les OFS sont des organismes à but non lucratif, agréés par le préfet de région, ayant pour objet de détenir des terrains sur le très long terme.\x3C/p>\x3Cp>Vous pouvez revendre votre logement à tout moment mais cela reste cependant encadré par l’OFS.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Vous devenez propriétaire à un prix d’acquisition réduit de votre logement ;\x3C/li>\x3Cli>Vous versez une redevance mensuelle correspondant à la location du terrain sur lequel il se trouve ;\x3C/li>\x3Cli>Vous bénéficiez d’une TVA réduite à 5,5% pour un logement neuf ;\x3C/li>\x3Cli>Vous profitez d’un abattement de 30% de la taxe foncière, selon la commune ;\x3C/li>\x3Cli>Vous pouvez financer l’achat de votre logement avec un prêt à taux zéro (PTZ) au titre de votre 1ère acquisition.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincbrs').classList.toggle('active');\">\x3Csvg width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\" />\x3C/svg>\x3C/i>\x3C/div>\x3C/div>"},vid:$R[531]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[532]={drupal_internal__target_id:"regulation"}},revision_user:$R[533]={data:null,links:$R[534]={related:$R[535]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a44645cb-9dbd-4a56-bb1f-5b623e99516e/revision_user/?resourceVersion=id%3A3817"},self:$R[536]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a44645cb-9dbd-4a56-bb1f-5b623e99516e/relationships/revision_user/?resourceVersion=id%3A3817"}}},parent:$R[537]=[$R[538]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[539]={links:$R[540]={help:$R[541]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[542]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[543]={type:"taxonomy_term--regulation",id:"a56c43b0-a930-4321-8b90-16321a8017b3",links:$R[544]={self:$R[545]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a56c43b0-a930-4321-8b90-16321a8017b3/?resourceVersion=id%3A4000"}},drupal_internal__tid:4000,drupal_internal__revision_id:4000,langcode:"fr",revision_created:"2023-07-17T08:05:34+00:00",status:!0,name:"Patrimonial",description:null,weight:7,changed:"2025-07-01T07:35:28+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[546]=[$R[547]={tag:"meta",attributes:$R[548]={name:"title",content:"Patrimonial | Cogedim"}},$R[549]={tag:"link",attributes:$R[550]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/4000/"}},$R[551]={tag:"meta",attributes:$R[552]={name:"generator",content:"Cogedim"}},$R[553]={tag:"meta",attributes:$R[554]={property:"og:site_name",content:"Cogedim"}},$R[555]={tag:"meta",attributes:$R[556]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[557]={tag:"meta",attributes:$R[558]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a56c43b0-a930-4321-8b90-16321a8017b3/"}},$R[559]={tag:"meta",attributes:$R[560]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[561]={tag:"meta",attributes:$R[562]={property:"og:image:type",content:"image/png"}},$R[563]={tag:"meta",attributes:$R[564]={property:"og:image:width",content:"628"}},$R[565]={tag:"meta",attributes:$R[566]={property:"og:image:height",content:"316"}},$R[567]={tag:"meta",attributes:$R[568]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[569]={tag:"meta",attributes:$R[570]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[571]={tag:"meta",attributes:$R[572]={name:"twitter:card",content:"summary"}},$R[573]={tag:"meta",attributes:$R[574]={name:"twitter:site",content:"@altareacogedim"}},$R[575]={tag:"meta",attributes:$R[576]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[577]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[578]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M48,25.2c-0.2-9-0.6-9.2-0.9-9.4c-0.4-0.2-1.1-0.2-1.7,0.2c-0.6,0.3-1.6,1.1-1.8,3c-0.2,2.2-0.3,4.7-0.3,5.5
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Les secundo-accédants reviennent avec l’envie de changer de cadre de vie ou de gagner en confort, tandis que les primo-accédants saisissent l’opportunité de taux d’intérêt plus favorables pour acheter leur premier logement. 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Plus expérimentés que les \x3Ca href=\"https://www.cogedim.com/habiter/acheter-dans-le-neuf/premier-achat-immobilier/primo-accedant/\">\x3Cu>primo-accédants\x3C/u>\x3C/a>, ils affichent des priorités différentes, souvent liées à leur parcours familial et professionnel. Ce retour transforme la demande et accentue la concurrence sur certains types de biens.\x3C/p>\x3Ch3>\x3Cstrong>Qui sont les secundo-accédants ?\x3C/strong>\x3C/h3>\x3Cp>Il s’agit de propriétaires qui revendent leur logement pour en acheter un autre. Leur expérience du marché leur permet de mieux anticiper les étapes de la transaction.\x3C/p>\x3Ch3>\x3Cstrong>Leur profil type en 2025\x3C/strong>\x3C/h3>\x3Cp>D’après \x3Ca href=\"https://www.meilleurtaux.com/credit-immobilier/actualites/2025-mai/retour-secundo-accedants-marche-immobilier.html\">\x3Cu>Meilleurtaux.com\x3C/u>\x3C/a> (mai 2025), l’âge moyen des secundo-accédants se situe entre 40 et 45 ans. Principalement des familles, ils recherchent des maisons individuelles, des logements avec extérieurs et une performance énergétique optimisée.\x3C/p>\x3Ch3>\x3Cstrong>Les raisons de ce retour\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Cstrong>Taux d’intérêt en baisse\x3C/strong>, qui augmentent le pouvoir d’achat.\x3C/li>\x3Cli>\x3Cstrong>Nouvelles priorités de vie\x3C/strong> : télétravail, confort, proximité des écoles.\x3C/li>\x3Cli>\x3Cstrong>Sécurité d’un placement immobilier\x3C/strong>, toujours considéré comme valeur refuge.\x3C/li>\x3C/ul>\x3Ch2>\x3Cstrong>En quoi le profil des primo-accédants évolue-t-il ?\x3C/strong>\x3C/h2>\x3Cp>Le visage des \x3Cstrong>primo-accédants change sensiblement en 2025\x3C/strong>. Des revenus plus stables, de nouvelles zones de recherche et des conditions de financement assouplies facilitent leur accession. Ce renouvellement de profil traduit une transformation profonde des attentes et des choix de ces acheteurs.\x3C/p>\x3Ch3>\x3Cstrong>Évolution socio-économique\x3C/strong>\x3C/h3>\x3Cp>Les primo-accédants entrent souvent sur le marché autour de 30 ans, avec un emploi plus stable et un apport plus solide. Les aides financières restent un levier essentiel pour déclencher leur premier achat.\x3C/p>\x3Ch3>\x3Cstrong>Préférences géographiques\x3C/strong>\x3C/h3>\x3Cp>Leur intérêt s’oriente vers les \x3Cstrong>villes moyennes et zones rurales\x3C/strong>, jugées plus abordables et attractives en termes de qualité de vie.\x3C/p>\x3Ch3>\x3Cstrong>Capacités d’emprunt renforcées\x3C/strong>\x3C/h3>\x3Cp>La baisse des taux et l’assouplissement des conditions de crédit ouvrent de nouvelles perspectives. Les dispositifs publics et privés, dont ceux de COGEDIM, soutiennent cette dynamique.\x3C/p>\x3Cp>Cette combinaison de facteurs contribue à rendre l’achat immobilier plus accessible pour les primo-accédants, renforçant leur présence sur le marché.\x3C/p>\x3Ch2>\x3Cstrong>Pourquoi les disparités d’accès au crédit avantagent-elles les primo-accédants ?\x3C/strong>\x3C/h2>\x3Cp>L’accès au crédit varie selon le profil des acheteurs. Les primo-accédants profitent d’aides dédiées, comme le \x3Ca href=\"https://www.economie.gouv.fr/particuliers/emprunter-et-sassurer/pret-taux-zero-ptz-tout-ce-quil-faut-savoir#\">\x3Cu>Prêt à Taux Zéro\x3C/u>\x3C/a>, qui facilitent leur projet immobilier. Les secundo-accédants, quant à eux, disposent de moins de dispositifs, ce qui crée une différence dans le parcours d’achat.\x3C/p>\x3Ch3>\x3Cstrong>Dispositifs qui avantagent les primo-accédants\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Cstrong>Le \x3C/strong>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\">\x3Cstrong>\x3Cu>Prêt à Taux Zéro (PTZ)\x3C/u>\x3C/strong>\x3C/a> : incontournable, il permet de financer une partie du projet sans intérêts.\x3C/li>\x3Cli>\x3Cstrong>Les aides spécifiques régionales ou locales\x3C/strong> : certaines collectivités proposent des subventions ou des prêts complémentaires pour encourager l’accession à la propriété.\x3C/li>\x3C/ul>\x3Cp>Ces dispositifs réduisent le coût global de l’achat et fluidifient le parcours des primo-accédants.\x3C/p>\x3Ch3>\x3Cstrong>Comparaison avec les secundo-accédants\x3C/strong>\x3C/h3>\x3Cp>Les secundo-accédants, de leur côté, disposent de moins d’aides publiques ou spécifiques. Leur projet repose donc en grande partie sur la revente de leur logement actuel. La valeur de cette revente détermine directement leur capacité de financement et conditionne la faisabilité de leur futur projet immobilier.\x3C/p>\x3Ch3>\x3Cstrong>Solutions de Cogedim\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cstrong>\x3Cu>Solution Access\x3C/u>\x3C/strong>\x3C/a> : conçue pour les primo-accédants, elle propose des prix adaptés et des conditions favorables, afin de rendre plus simple le premier achat.\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\">\x3Cstrong>\x3Cu>Solution Invest Avantages\x3C/u>\x3C/strong>\x3C/a> : dédiée aux investisseurs, elle offre un accompagnement complet pour se constituer un patrimoine rentable et durable.\x3C/li>\x3C/ul>\x3Ch3>\x3Cstrong>Service proposé par Cogedim pour les secundo-accédants\x3C/strong>\x3C/h3>\x3Cp>La marque \x3Cstrong>\x3Cu>AGI (Altarea Gestion Immobilière)\x3C/u>\x3C/strong>, filiale de COGEDIM, constitue un atout précieux. Elle accompagne les secundo-accédants dans la\x3Cstrong> revente de leur logement\x3C/strong>, en mettant à disposition :\x3C/p>\x3Cul>\x3Cli>une estimation gratuite et sans engagement\x3C/li>\x3Cli>des conseils pour positionner le prix de manière optimale\x3C/li>\x3Cli>des services de conciergerie pour fluidifier l’ensemble du processus de vente.\x3C/li>\x3C/ul>\x3Cp>Grâce à cet accompagnement, les secundo-accédants bénéficient d’une solution clé en main pour sécuriser la transition entre deux projets immobiliers.\x3C/p>\x3Ch2>\x3Cstrong>Quelles perspectives et quels enjeux pour le marché immobilier en 2025 ?\x3C/strong>\x3C/h2>\x3Cp>Comment soutenir l’accession des primo-accédants tout en accompagnant les secundo-accédants dans leurs projets de revente ou d’achat ? Les réponses politiques et économiques à ces questions détermineront les dynamiques des prochaines années.\x3C/p>\x3Ch3>\x3Cstrong>Enjeux politiques et sociaux\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>Soutenir les jeunes ménages via notamment le PTZ (primo-accédants)\x3C/li>\x3Cli>Faciliter les parcours résidentiels des familles déjà propriétaires (secundo-accédants)\x3C/li>\x3Cli>Préserver l’accès à un logement abordable\x3C/li>\x3Cli>Réduire les écarts de prix entre zones urbaines et territoires ruraux\x3C/li>\x3C/ul>\x3Ch3>\x3Cstrong>Perspectives\x3C/strong>\x3C/h3>\x3Cp>En 2025, le marché reste porté par ces deux profils complémentaires. L’offre devra évoluer vers davantage de maisons, des logements énergétiquement performants et une répartition géographique plus équilibrée.\x3C/p>\x3Cp>Cette évolution traduit un marché en pleine mutation, porté par des attentes variées et des solutions adaptées.\x3C/p>\x3Ch2>\x3Cstrong>Ce qu’il faut retenir sur l’évolution du marché des primo-accédants et secundo-accédants en 2025\x3C/strong>\x3C/h2>\x3Cp>Voici les grandes idées à garder en tête :\x3C/p>\x3Cul>\x3Cli>Le retour marqué des secundo-accédants modifie les équilibres du marché immobilier.\x3C/li>\x3Cli>Les primo-accédants évoluent vers des profils plus stables, attirés par les villes moyennes et les zones rurales.\x3C/li>\x3Cli>L’accès au crédit reste plus favorable pour les primo-accédants, grâce à des dispositifs avantageux.\x3C/li>\x3Cli>COGEDIM propose des solutions adaptées à chaque profil : \x3Cstrong>Solution Access\x3C/strong> pour les primo-accédants, \x3Cstrong>AGI\x3C/strong> pour accompagner les secundo-accédants dans la revente de leur bien, et \x3Cstrong>Invest Avantages\x3C/strong> pour les investisseurs.\x3C/li>\x3C/ul>",format:"full_html",processed:"\x3Ch2>\x3Cstrong>Le retour des secundo-accédants marque-t-il une nouvelle donne en immobilier ?\x3C/strong>\x3C/h2>\x3Cp>Après plusieurs années de relative discrétion, les\x3Cstrong> secundo-accédants \x3C/strong>(\x3Cem>Lien vers future page “Secundo-accédant”)\x3C/em>\x3Cstrong> font un retour remarqué\x3C/strong> sur le marché immobilier en 2025. Plus expérimentés que les \x3Ca href=\"https://www.cogedim.com/habiter/acheter-dans-le-neuf/premier-achat-immobilier/primo-accedant/\">\x3Cu>primo-accédants\x3C/u>\x3C/a>, ils affichent des priorités différentes, souvent liées à leur parcours familial et professionnel. Ce retour transforme la demande et accentue la concurrence sur certains types de biens.\x3C/p>\x3Ch3>\x3Cstrong>Qui sont les secundo-accédants ?\x3C/strong>\x3C/h3>\x3Cp>Il s’agit de propriétaires qui revendent leur logement pour en acheter un autre. Leur expérience du marché leur permet de mieux anticiper les étapes de la transaction.\x3C/p>\x3Ch3>\x3Cstrong>Leur profil type en 2025\x3C/strong>\x3C/h3>\x3Cp>D’après \x3Ca href=\"https://www.meilleurtaux.com/credit-immobilier/actualites/2025-mai/retour-secundo-accedants-marche-immobilier.html\">\x3Cu>Meilleurtaux.com\x3C/u>\x3C/a> (mai 2025), l’âge moyen des secundo-accédants se situe entre 40 et 45 ans. Principalement des familles, ils recherchent des maisons individuelles, des logements avec extérieurs et une performance énergétique optimisée.\x3C/p>\x3Ch3>\x3Cstrong>Les raisons de ce retour\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Cstrong>Taux d’intérêt en baisse\x3C/strong>, qui augmentent le pouvoir d’achat.\x3C/li>\x3Cli>\x3Cstrong>Nouvelles priorités de vie\x3C/strong> : télétravail, confort, proximité des écoles.\x3C/li>\x3Cli>\x3Cstrong>Sécurité d’un placement immobilier\x3C/strong>, toujours considéré comme valeur refuge.\x3C/li>\x3C/ul>\x3Ch2>\x3Cstrong>En quoi le profil des primo-accédants évolue-t-il ?\x3C/strong>\x3C/h2>\x3Cp>Le visage des \x3Cstrong>primo-accédants change sensiblement en 2025\x3C/strong>. Des revenus plus stables, de nouvelles zones de recherche et des conditions de financement assouplies facilitent leur accession. Ce renouvellement de profil traduit une transformation profonde des attentes et des choix de ces acheteurs.\x3C/p>\x3Ch3>\x3Cstrong>Évolution socio-économique\x3C/strong>\x3C/h3>\x3Cp>Les primo-accédants entrent souvent sur le marché autour de 30 ans, avec un emploi plus stable et un apport plus solide. Les aides financières restent un levier essentiel pour déclencher leur premier achat.\x3C/p>\x3Ch3>\x3Cstrong>Préférences géographiques\x3C/strong>\x3C/h3>\x3Cp>Leur intérêt s’oriente vers les \x3Cstrong>villes moyennes et zones rurales\x3C/strong>, jugées plus abordables et attractives en termes de qualité de vie.\x3C/p>\x3Ch3>\x3Cstrong>Capacités d’emprunt renforcées\x3C/strong>\x3C/h3>\x3Cp>La baisse des taux et l’assouplissement des conditions de crédit ouvrent de nouvelles perspectives. Les dispositifs publics et privés, dont ceux de COGEDIM, soutiennent cette dynamique.\x3C/p>\x3Cp>Cette combinaison de facteurs contribue à rendre l’achat immobilier plus accessible pour les primo-accédants, renforçant leur présence sur le marché.\x3C/p>\x3Ch2>\x3Cstrong>Pourquoi les disparités d’accès au crédit avantagent-elles les primo-accédants ?\x3C/strong>\x3C/h2>\x3Cp>L’accès au crédit varie selon le profil des acheteurs. Les primo-accédants profitent d’aides dédiées, comme le \x3Ca href=\"https://www.economie.gouv.fr/particuliers/emprunter-et-sassurer/pret-taux-zero-ptz-tout-ce-quil-faut-savoir#\">\x3Cu>Prêt à Taux Zéro\x3C/u>\x3C/a>, qui facilitent leur projet immobilier. Les secundo-accédants, quant à eux, disposent de moins de dispositifs, ce qui crée une différence dans le parcours d’achat.\x3C/p>\x3Ch3>\x3Cstrong>Dispositifs qui avantagent les primo-accédants\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Cstrong>Le \x3C/strong>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\">\x3Cstrong>\x3Cu>Prêt à Taux Zéro (PTZ)\x3C/u>\x3C/strong>\x3C/a> : incontournable, il permet de financer une partie du projet sans intérêts.\x3C/li>\x3Cli>\x3Cstrong>Les aides spécifiques régionales ou locales\x3C/strong> : certaines collectivités proposent des subventions ou des prêts complémentaires pour encourager l’accession à la propriété.\x3C/li>\x3C/ul>\x3Cp>Ces dispositifs réduisent le coût global de l’achat et fluidifient le parcours des primo-accédants.\x3C/p>\x3Ch3>\x3Cstrong>Comparaison avec les secundo-accédants\x3C/strong>\x3C/h3>\x3Cp>Les secundo-accédants, de leur côté, disposent de moins d’aides publiques ou spécifiques. Leur projet repose donc en grande partie sur la revente de leur logement actuel. La valeur de cette revente détermine directement leur capacité de financement et conditionne la faisabilité de leur futur projet immobilier.\x3C/p>\x3Ch3>\x3Cstrong>Solutions de Cogedim\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cstrong>\x3Cu>Solution Access\x3C/u>\x3C/strong>\x3C/a> : conçue pour les primo-accédants, elle propose des prix adaptés et des conditions favorables, afin de rendre plus simple le premier achat.\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\">\x3Cstrong>\x3Cu>Solution Invest Avantages\x3C/u>\x3C/strong>\x3C/a> : dédiée aux investisseurs, elle offre un accompagnement complet pour se constituer un patrimoine rentable et durable.\x3C/li>\x3C/ul>\x3Ch3>\x3Cstrong>Service proposé par Cogedim pour les secundo-accédants\x3C/strong>\x3C/h3>\x3Cp>La marque \x3Cstrong>\x3Cu>AGI (Altarea Gestion Immobilière)\x3C/u>\x3C/strong>, filiale de COGEDIM, constitue un atout précieux. Elle accompagne les secundo-accédants dans la\x3Cstrong> revente de leur logement\x3C/strong>, en mettant à disposition :\x3C/p>\x3Cul>\x3Cli>une estimation gratuite et sans engagement\x3C/li>\x3Cli>des conseils pour positionner le prix de manière optimale\x3C/li>\x3Cli>des services de conciergerie pour fluidifier l’ensemble du processus de vente.\x3C/li>\x3C/ul>\x3Cp>Grâce à cet accompagnement, les secundo-accédants bénéficient d’une solution clé en main pour sécuriser la transition entre deux projets immobiliers.\x3C/p>\x3Ch2>\x3Cstrong>Quelles perspectives et quels enjeux pour le marché immobilier en 2025 ?\x3C/strong>\x3C/h2>\x3Cp>Comment soutenir l’accession des primo-accédants tout en accompagnant les secundo-accédants dans leurs projets de revente ou d’achat ? Les réponses politiques et économiques à ces questions détermineront les dynamiques des prochaines années.\x3C/p>\x3Ch3>\x3Cstrong>Enjeux politiques et sociaux\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>Soutenir les jeunes ménages via notamment le PTZ (primo-accédants)\x3C/li>\x3Cli>Faciliter les parcours résidentiels des familles déjà propriétaires (secundo-accédants)\x3C/li>\x3Cli>Préserver l’accès à un logement abordable\x3C/li>\x3Cli>Réduire les écarts de prix entre zones urbaines et territoires ruraux\x3C/li>\x3C/ul>\x3Ch3>\x3Cstrong>Perspectives\x3C/strong>\x3C/h3>\x3Cp>En 2025, le marché reste porté par ces deux profils complémentaires. L’offre devra évoluer vers davantage de maisons, des logements énergétiquement performants et une répartition géographique plus équilibrée.\x3C/p>\x3Cp>Cette évolution traduit un marché en pleine mutation, porté par des attentes variées et des solutions adaptées.\x3C/p>\x3Ch2>\x3Cstrong>Ce qu’il faut retenir sur l’évolution du marché des primo-accédants et secundo-accédants en 2025\x3C/strong>\x3C/h2>\x3Cp>Voici les grandes idées à garder en tête :\x3C/p>\x3Cul>\x3Cli>Le retour marqué des secundo-accédants modifie les équilibres du marché immobilier.\x3C/li>\x3Cli>Les primo-accédants évoluent vers des profils plus stables, attirés par les villes moyennes et les zones rurales.\x3C/li>\x3Cli>L’accès au crédit reste plus favorable pour les primo-accédants, grâce à des dispositifs avantageux.\x3C/li>\x3Cli>COGEDIM propose des solutions adaptées à chaque profil : \x3Cstrong>Solution Access\x3C/strong> pour les primo-accédants, \x3Cstrong>AGI\x3C/strong> pour accompagner les secundo-accédants dans la revente de leur bien, et \x3Cstrong>Invest Avantages\x3C/strong> pour les investisseurs.\x3C/li>\x3C/ul>"},field_title:null,meta:$R[797]={target_revision_id:67413,drupal_internal__target_id:11491},paragraph_type:$R[798]={type:"paragraphs_type--paragraphs_type",id:"e955397a-b7a7-41a6-8210-bd3e5ef17cdc",meta:$R[799]={drupal_internal__target_id:"section"}}}]}]);_$HY.r["0000000020000000300003000000000000000000000000050004171171110500000"]=$R[711];$R[178]($R[706],!0);$R[178]($R[708],$R[800]={type:"taxonomy_term--geography",id:"cb0d31b4-0289-48f3-b7ad-af7f1ba53a60",links:$R[801]={self:$R[802]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/geography/cb0d31b4-0289-48f3-b7ad-af7f1ba53a60/?resourceVersion=id%3A3563"}},drupal_internal__tid:3563,drupal_internal__revision_id:3563,langcode:"fr",revision_created:null,status:!0,name:"Saint-Ouen l'Aumône",description:$R[803]={value:"\x3Cp>Devenir propriétaire d’un bien \x3Cstrong>immobilier neuf à Saint-Ouen-l'Aumône\x3C/strong> présente bien des avantages. Des aides financières et des dispositifs immobiliers sont à la portée de toute personne répondant à certains critères. Découvrez les coups de pouce que vous pouvez obtenir pour l’achat de votre maison.\x3C/p>\x3Ch2>Les aides pour acheter un bien immobilier neuf à Saint-Ouen-l'Aumône\x3C/h2>\x3Cp>Une des régions les plus paisibles à habiter. L’acquisition de \x3Cstrong>logement neuf à Saint-Ouen-l'Aumône\x3C/strong> est facilitée par les nombreux avantages financiers que les programmes d’aide offrent. Parmi eux, le prêt à taux zéro est l’alternative la plus intéressante. Il permet \x3Cstrong>d'investir à Saint-Ouen-l'Aumône\x3C/strong> sans pour autant disposer d’un grand capital. Le financement apporté par ce programme peut atteindre 100% du coût du bien convoité. Cependant, la seule condition pour y bénéficier est de ne pas avoir été propriétaire pendant une durée supérieure ou égale à 2 ans de son logement.\x3C/p>\x3Cp>Acheter une \x3Cstrong>maison neuve à Saint-Ouen-l'Aumône\x3C/strong> est aussi un bon investissement pour assurer sa retraite. Cela est possible grâce au prêt de logement réservé aux salariés d’entreprises, aux nouveaux retraités de moins de 5 ans et aux employés en phase de préretraite. Il permet entre autres de bénéficier d’une bourse couvrant une grande partie du coût de son futur bien immobilier.\x3C/p>\x3Cp>Dans une mesure de stimulation immobilière, d’autres \x3Cstrong>programmes immobiliers à Saint-Ouen-l'Aumône\x3C/strong> ont vu le jour. Il s’agit principalement du prêt social immobilier dont bénéficient les employés de sociétés et de prêts d'épargne logement. Ces derniers offrent la possibilité aux investisseurs ainsi qu’aux particuliers de devenir propriétaires \x3Cstrong>d’appartements neufs à Saint-Ouen-l'Aumône\x3C/strong> tout en faisant des économies.\x3C/p>\x3Ch2>Acheter un programme neuf à Saint-Ouen-l'Aumône pour faire un investissement locatif\x3C/h2>\x3Cp>En choisissant un \x3Cstrong>programme neuf à Saint-Ouen-l'Aumône\x3C/strong>, l'élargissement de son patrimoine immobilier est moins contraignant. Parmi ces dispositifs nous citons :\x3C/p>\x3Ch3>LMNP\x3C/h3>\x3Cp>Il existe plusieurs façons de mettre en location un bien immobilier. Certains investisseurs ne fournissent pas de meubles tandis que d’autres veillent à offrir un environnement entièrement aménagé aux futurs locataires. Ces biens appelés LMNP sont les plus recherchés par les étudiants. En optant pour une location meublée non professionnelle, l’investisseur bénéficie d’une réduction de l’imposition sur la plus-value.\x3C/p>\x3Ch3>Autres dispositifs\x3C/h3>\x3Cp>En plus des deux programmes cités, d’autres moyens permettent \x3Cstrong>d’acheter un bien neuf à Saint-Ouen-l'Aumône\x3C/strong>. Contrastant avec la location de bien meublé, la mise en location d’une nue-propriété présente bien des avantages parmi lesquels nous citons :\x3C/p>\x3Cul>\x3Cli>Réduction du coût de la location.\x3C/li>\x3Cli>Une rentabilité supérieure aux autres investissements locatifs.\x3C/li>\x3Cli>Une forte demande dans la région de Saint-Ouen-l'Aumône\x3C/li>\x3C/ul>\x3Ch2>Pourquoi acheter un logement neuf à Saint-Ouen-l'Aumône ?\x3C/h2>\x3Cp>Commune faisant partie de l’agglomération de Cergy-Pontoise, elle est située en plein cœur du Val-d’Oise, région réputée pour sa beauté et son calme. Sa proximité des axes d’Aulnay et Saint-Lazare fait de sa localisation un véritable carrefour économique.\x3C/p>\x3Cp>Les amoureux de culture et de divertissements trouvent leur bonheur dans les nombreux parcs, cinémas et centre culturels qui y sont installés. En plus de son cadre apaisant, Saint-Ouen-l’Aumône fait partie des régions les plus intéressantes en matière d’investissement immobilier.\x3C/p>",format:"full_html",processed:"\x3Cp>Devenir propriétaire d’un bien \x3Cstrong>immobilier neuf à Saint-Ouen-l'Aumône\x3C/strong> présente bien des avantages. Des aides financières et des dispositifs immobiliers sont à la portée de toute personne répondant à certains critères. Découvrez les coups de pouce que vous pouvez obtenir pour l’achat de votre maison.\x3C/p>\x3Ch2>Les aides pour acheter un bien immobilier neuf à Saint-Ouen-l'Aumône\x3C/h2>\x3Cp>Une des régions les plus paisibles à habiter. L’acquisition de \x3Cstrong>logement neuf à Saint-Ouen-l'Aumône\x3C/strong> est facilitée par les nombreux avantages financiers que les programmes d’aide offrent. Parmi eux, le prêt à taux zéro est l’alternative la plus intéressante. Il permet \x3Cstrong>d'investir à Saint-Ouen-l'Aumône\x3C/strong> sans pour autant disposer d’un grand capital. Le financement apporté par ce programme peut atteindre 100% du coût du bien convoité. Cependant, la seule condition pour y bénéficier est de ne pas avoir été propriétaire pendant une durée supérieure ou égale à 2 ans de son logement.\x3C/p>\x3Cp>Acheter une \x3Cstrong>maison neuve à Saint-Ouen-l'Aumône\x3C/strong> est aussi un bon investissement pour assurer sa retraite. Cela est possible grâce au prêt de logement réservé aux salariés d’entreprises, aux nouveaux retraités de moins de 5 ans et aux employés en phase de préretraite. Il permet entre autres de bénéficier d’une bourse couvrant une grande partie du coût de son futur bien immobilier.\x3C/p>\x3Cp>Dans une mesure de stimulation immobilière, d’autres \x3Cstrong>programmes immobiliers à Saint-Ouen-l'Aumône\x3C/strong> ont vu le jour. Il s’agit principalement du prêt social immobilier dont bénéficient les employés de sociétés et de prêts d'épargne logement. Ces derniers offrent la possibilité aux investisseurs ainsi qu’aux particuliers de devenir propriétaires \x3Cstrong>d’appartements neufs à Saint-Ouen-l'Aumône\x3C/strong> tout en faisant des économies.\x3C/p>\x3Ch2>Acheter un programme neuf à Saint-Ouen-l'Aumône pour faire un investissement locatif\x3C/h2>\x3Cp>En choisissant un \x3Cstrong>programme neuf à Saint-Ouen-l'Aumône\x3C/strong>, l'élargissement de son patrimoine immobilier est moins contraignant. Parmi ces dispositifs nous citons :\x3C/p>\x3Ch3>LMNP\x3C/h3>\x3Cp>Il existe plusieurs façons de mettre en location un bien immobilier. Certains investisseurs ne fournissent pas de meubles tandis que d’autres veillent à offrir un environnement entièrement aménagé aux futurs locataires. Ces biens appelés LMNP sont les plus recherchés par les étudiants. En optant pour une location meublée non professionnelle, l’investisseur bénéficie d’une réduction de l’imposition sur la plus-value.\x3C/p>\x3Ch3>Autres dispositifs\x3C/h3>\x3Cp>En plus des deux programmes cités, d’autres moyens permettent \x3Cstrong>d’acheter un bien neuf à Saint-Ouen-l'Aumône\x3C/strong>. Contrastant avec la location de bien meublé, la mise en location d’une nue-propriété présente bien des avantages parmi lesquels nous citons :\x3C/p>\x3Cul>\x3Cli>Réduction du coût de la location.\x3C/li>\x3Cli>Une rentabilité supérieure aux autres investissements locatifs.\x3C/li>\x3Cli>Une forte demande dans la région de Saint-Ouen-l'Aumône\x3C/li>\x3C/ul>\x3Ch2>Pourquoi acheter un logement neuf à Saint-Ouen-l'Aumône ?\x3C/h2>\x3Cp>Commune faisant partie de l’agglomération de Cergy-Pontoise, elle est située en plein cœur du Val-d’Oise, région réputée pour sa beauté et son calme. Sa proximité des axes d’Aulnay et Saint-Lazare fait de sa localisation un véritable carrefour économique.\x3C/p>\x3Cp>Les amoureux de culture et de divertissements trouvent leur bonheur dans les nombreux parcs, cinémas et centre culturels qui y sont installés. En plus de son cadre apaisant, Saint-Ouen-l’Aumône fait partie des régions les plus intéressantes en matière d’investissement immobilier.\x3C/p>"},weight:0,changed:"2024-12-13T10:23:39+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[804]=[$R[805]={tag:"meta",attributes:$R[806]={name:"title",content:"Programme immobilier neuf à Saint-Ouen l'Aumône 95 | Cogedim"}},$R[807]={tag:"meta",attributes:$R[808]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) àSaint-Ouen l'Aumône ? 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Les infrastructures liées au projet du Grand Paris devraient également renforcer ses \x3Cstrong>nombreux atouts\x3C/strong>. Nous sommes présents dans ce domaine avec une proposition de logements neufs de standing, pour les personnes à la recherche d'investissements immobiliers rentables.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf dans le Val-d’Oise\x3C/h3>\x3Cp>Quelle que soit la taille du logement neuf que vous recherchez dans le Val-d’Oise, plusieurs aides financières sont à disposition pour faciliter votre acquisition immobilière en fonction de votre situation.\x3C/p>\x3Cp>L’achat en location-accession vous est destiné si vous êtes un ménage aux revenus modestes. Le principe est celui de la \x3Cstrong>location-accession\x3C/strong>. Vous occupe un logement pendant une période de 1 à 4 ans, période durant laquelle vous pouvez décider de devenir propriétaire à des conditions avantageuses. C’est une option disponible pour l’achat d’immobilier neuf dans le Val-d’Oise.\x3C/p>\x3Cp>D’autres subventions et aides vous sont réservées en tant que \x3Cstrong>primo-accédants\x3C/strong>. Elles ne sont pas circonscrites à un territoire en particulier. Elles peuvent vous aider à investir dans des programmes immobiliers dans le Val-d’Oise : PTZ, Prêt Action Logement, TVA réduite, etc.\x3C/p>\x3Ch3>Acheter un programme neuf dans le Val-d’Oise pour réaliser un investissement locatif\x3C/h3>\x3Cp>Réaliser un investissement locatif dans le Val-d’Oise vous apporte plusieurs avantages. Vous constituez ainsi votre patrimoine immobilier tout en préparant votre retraite. Vous générez également une nouvelle source de revenus réguliers. Découvrez nos offres pour investir dans l’un de nos programmes neufs dans le Val-d’Oise et les dispositifs pour obtenir des réductions fiscales.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Si vous souhaitez investir dans le Val-d’Oise, vous pouvez profiter des \x3Cstrong>avantages liés au statut de loueur meublé non professionnel (LMNP)\x3C/strong>. Votre logement neuf mis en location en étant meublé est une opportunité pour pouvoir alléger votre fiscalité liée a vos revenus locatifs.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>Le \x3Cstrong>Censi-Bouvard\x3C/strong> est un dispositif qui peut venir en complément du LMNP. Il est exclusivement réservé aux programmes immobiliers neufs dans le Val-d’Oise qui offrent des services à leurs résidents. Ces résidences sont souvent à destination des étudiants et des seniors, deux populations présentes dans le département.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf dans le Val-d’Oise\x3C/h3>\x3Cp>Les raisons pour réaliser un investissement locatif dans le Val-d’Oise sont nombreuses. Tout d’abord, l'\x3Cstrong>accessibilité du département\x3C/strong> avec l’aéroport Roissy–Charles-de-Gaulle, le réseau autoroutier, avec l’A1 (est) et l’A15 (ouest), le réseau ferroviaire, avec entre autres la gare TGV de Roissy Charles-de-Gaulle. Les transports locaux sont aussi développés avec le RER (A, C), le Transilien (ligne H, J), et le réseau de bus.\x3C/p>\x3Cp>De plus, le département dispose d’un \x3Cstrong>bassin économique solide \x3C/strong>avec de grandes entreprises présentes. Le Val-d’Oise est ainsi un des départements français les mieux placés en termes d’\x3Cstrong>accroissement du nombre des emplois salariés\x3C/strong>. Enfin, le département du Val-d’Oise accueille plus de 27 000 étudiants, au sein d’une université, Cergy-Pontoise, d’une grande école et de 6 écoles d’ingénieurs. Et les \x3Cstrong>étudiants\x3C/strong> représentent une cible de choix pour un investissement locatif dans le Val-d’Oise.\x3C/p>",format:"full_html",processed:"\x3Ch2>Investir dans l’immobilier neuf dans le Val-d’Oise\x3C/h2>\x3Cp>Situé au nord-ouest de Paris, le Val-d’Oise, département de la région Île-de-France, associe un cadre de vie champêtre à un tissu économique dense et diversifié. Les infrastructures liées au projet du Grand Paris devraient également renforcer ses \x3Cstrong>nombreux atouts\x3C/strong>. Nous sommes présents dans ce domaine avec une proposition de logements neufs de standing, pour les personnes à la recherche d'investissements immobiliers rentables.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf dans le Val-d’Oise\x3C/h3>\x3Cp>Quelle que soit la taille du logement neuf que vous recherchez dans le Val-d’Oise, plusieurs aides financières sont à disposition pour faciliter votre acquisition immobilière en fonction de votre situation.\x3C/p>\x3Cp>L’achat en location-accession vous est destiné si vous êtes un ménage aux revenus modestes. Le principe est celui de la \x3Cstrong>location-accession\x3C/strong>. Vous occupe un logement pendant une période de 1 à 4 ans, période durant laquelle vous pouvez décider de devenir propriétaire à des conditions avantageuses. C’est une option disponible pour l’achat d’immobilier neuf dans le Val-d’Oise.\x3C/p>\x3Cp>D’autres subventions et aides vous sont réservées en tant que \x3Cstrong>primo-accédants\x3C/strong>. Elles ne sont pas circonscrites à un territoire en particulier. Elles peuvent vous aider à investir dans des programmes immobiliers dans le Val-d’Oise : PTZ, Prêt Action Logement, TVA réduite, etc.\x3C/p>\x3Ch3>Acheter un programme neuf dans le Val-d’Oise pour réaliser un investissement locatif\x3C/h3>\x3Cp>Réaliser un investissement locatif dans le Val-d’Oise vous apporte plusieurs avantages. Vous constituez ainsi votre patrimoine immobilier tout en préparant votre retraite. Vous générez également une nouvelle source de revenus réguliers. Découvrez nos offres pour investir dans l’un de nos programmes neufs dans le Val-d’Oise et les dispositifs pour obtenir des réductions fiscales.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Si vous souhaitez investir dans le Val-d’Oise, vous pouvez profiter des \x3Cstrong>avantages liés au statut de loueur meublé non professionnel (LMNP)\x3C/strong>. Votre logement neuf mis en location en étant meublé est une opportunité pour pouvoir alléger votre fiscalité liée a vos revenus locatifs.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>Le \x3Cstrong>Censi-Bouvard\x3C/strong> est un dispositif qui peut venir en complément du LMNP. Il est exclusivement réservé aux programmes immobiliers neufs dans le Val-d’Oise qui offrent des services à leurs résidents. Ces résidences sont souvent à destination des étudiants et des seniors, deux populations présentes dans le département.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf dans le Val-d’Oise\x3C/h3>\x3Cp>Les raisons pour réaliser un investissement locatif dans le Val-d’Oise sont nombreuses. Tout d’abord, l'\x3Cstrong>accessibilité du département\x3C/strong> avec l’aéroport Roissy–Charles-de-Gaulle, le réseau autoroutier, avec l’A1 (est) et l’A15 (ouest), le réseau ferroviaire, avec entre autres la gare TGV de Roissy Charles-de-Gaulle. Les transports locaux sont aussi développés avec le RER (A, C), le Transilien (ligne H, J), et le réseau de bus.\x3C/p>\x3Cp>De plus, le département dispose d’un \x3Cstrong>bassin économique solide \x3C/strong>avec de grandes entreprises présentes. Le Val-d’Oise est ainsi un des départements français les mieux placés en termes d’\x3Cstrong>accroissement du nombre des emplois salariés\x3C/strong>. Enfin, le département du Val-d’Oise accueille plus de 27 000 étudiants, au sein d’une université, Cergy-Pontoise, d’une grande école et de 6 écoles d’ingénieurs. Et les \x3Cstrong>étudiants\x3C/strong> représentent une cible de choix pour un investissement locatif dans le Val-d’Oise.\x3C/p>"},weight:4,changed:"2025-09-23T13:40:17+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[867]=[$R[868]={tag:"meta",attributes:$R[869]={name:"title",content:"Immobilier neuf Val-d’Oise | Cogedim"}},$R[870]={tag:"meta",attributes:$R[871]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) dans le Val-d’Oise ? 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Cette région est une valeur sûre pour investir dans l’\x3Cstrong>immobilier neuf\x3C/strong>, que ce soit pour y établir votre \x3Cstrong>résidence principale\x3C/strong> ou pour y faire un \x3Cstrong>investissement locatif\x3C/strong>. L’Île-de-France offre effectivement une rentabilité locative assurée ainsi que de belles opportunités de plus-values. Veuillez découvrir nos offres de logements neufs en Île-de-France.\x3C/p>\x3Ch3>Achat : les aides pour acheter un appartement neuf en Île-de-France\x3C/h3>\x3Cp>Plusieurs aides financières sont à votre disposition pour faciliter l’acquisition d’un bien immobilier en Île-de-France, quelle que soit la taille du logement que vous recherchez.\x3C/p>\x3Ch4>Le Prêt à Taux Zéro (PTZ)\x3C/h4>\x3Cp>Prêt aidé par l’État, le PTZ peut vous servir à devenir propriétaire de votre \x3Cstrong>résidence principale\x3C/strong> en Île-de-France si vous êtes primo-accédant et que vous répondez aux critères de ressources. Au maximum et selon le bien que vous allez acquérir, il pourra couvrir jusqu’à 40% du coût total de votre opération immobilière. Comme son nom l’indique, vous ne devrez rembourser que la somme empruntée, sans aucun intérêt. En complément de votre PTZ, vous pourrez solliciter un autre dispositif de financement, comme un prêt immobilier bancaire ou encore un prêt Action Logement.\x3C/p>\x3Ch4>Le prêt Action Logement\x3C/h4>\x3Cp>Anciennement nommé 1% Logement, ce prêt complémentaire vous permet de financer l’acquisition de votre logement neuf en Île-de-France, pour en faire votre résidence principale, à un \x3Cstrong>taux plafonné à 0,5%\x3C/strong>. Sous conditions de ressources et si vous êtes salarié, Action Logement vous permet d’emprunter jusqu’à 40 000 euros.\x3C/p>\x3Ch4>\x3Ca href=\"https://www.cogedim.com/votre-futur-bien/par-opportunite/nos-programmes-tva-reduite/\">La TVA réduite\x3C/a>\x3C/h4>\x3Cp>La TVA à 20% s’applique généralement aux achats de biens immobiliers neufs. Pour faire diminuer la facture, intéressez-vous aux \x3Cstrong>nouvelles constructions éligibles\x3C/strong> à la \x3Cstrong>TVA à 5,5%\x3C/strong>. Elles sont situées dans les 58 quartiers d’Île-de-France en voie de transformation. Sous conditions de ressources, la TVA réduite pourra vous être appliquée si vous faites l’acquisition d’un bien immobilier neuf en Île-de-France pour en faire votre résidence principale. Ce dispositif peut être cumulé avec le PTZ.\x3C/p>\x3Ch4>Les autres aides\x3C/h4>\x3Cp>Le \x3Cstrong>prêt accession sociale (PAS)\x3C/strong> est cumulable avec le PTZ, le prêt Action Logement et la TVA réduite. Il permet aux emprunteurs à revenus modestes de financer l’achat de leur résidence principale. Comme le PAS se contracte directement auprès des établissements bancaires qui décident du taux, n’hésitez pas à en contacter plusieurs pour éventuellement financer votre projet immobilier en Île-de-France.\x3C/p>\x3Ch3>Acheter un programme neuf en Île-de-France pour entreprendre un investissement locatif\x3C/h3>\x3Cp>Vous envisagez de réaliser un investissement locatif en Île-de-France ? Il s’agit du placement préféré des Français en raison des nombreux avantages qu’il apporte. Investir dans l’un de nos programmes neufs en Île-de-France vous permet de constituer votre patrimoine, de percevoir des revenus réguliers et même de préparer votre retraite. En Île-de-France, l’investissement locatif est l’occasion idéale de réaliser de belles plus-values tout en profitant d’une rentabilité assurée.\x3C/p>\x3Ch4>L’investissement en Location Meublée Non Professionnelle (LMNP)\x3C/h4>\x3Cp>La loi LMNP vous permet de \x3Cstrong>devenir propriétaire d’un bien meublé\x3C/strong> dont vous percevrez les \x3Cstrong>revenus locatifs sans imposition\x3C/strong>. Ouvert à tous les contribuables français, sans condition de ressources, ce dispositif à la gestion simplifiée vous permet d’amortir votre investissement locatif en Île-de-France sur plusieurs dizaines d’années.\x3C/p>\x3Ch4>L’investissement en Location Meublée Professionnelle (LMP)\x3C/h4>\x3Cp>Votre statut LMNP évoluera en LMP si vos revenus ainsi générés dépassent 23 000 euros par an ou qu’ils représentent plus de 50% des revenus totaux de votre foyer fiscal.\x3C/p>\x3Cp>La différence entre LMNP et LMP est qu’un loueur LMP est un professionnel de la location meublée, inscrit au registre du commerce et des sociétés (RCS). À noter que la \x3Cstrong>vente de votre bien LMP\x3C/strong> en Île-de-France sera exonérée totalement ou partiellement d’impôts si vous l’avez loué pendant au moins 5 ans et que vos revenus locatifs se situent entre 90 000 et 126 000 euros.\x3C/p>\x3Ch4>Nue-propriété\x3C/h4>\x3Cp>Pour un investissement à long terme, un confort de gestion et une fiscalité optimisée, vous pouvez envisager d’acquérir un bien immobilier neuf en nue-propriété en Île-de-France, pour environ \x3Cstrong>60% de sa valeur\x3C/strong> en moyenne.\x3C/p>\x3Ch4>Les autres formes d'investissement\x3C/h4>\x3Cp>En Île-de-France, les \x3Cstrong>places de parkings et boxes\x3C/strong> sont des biens immobiliers très prisés, notamment à Paris. Ils pourront vous apporter une rentabilité de l’ordre de 5% pour une facilité de gestion incomparable. Ils constituent un excellent premier investissement en Île-de-France.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Île-de-France ?\x3C/h3>\x3Cp>L’Île-de-France est et restera certainement la région la plus attractive de France, tant pour les étudiants et les travailleurs que les touristes. Les nouveaux programmes immobiliers Cogedim et les constructions neuves ne cessent de se développer en Île-de-France pour maintenir le potentiel intarissable de la région et la rendre toujours plus agréable à vivre.\x3C/p>\x3Cp>Investir en Île-de-France vous permet de devenir propriétaire dans cette région très dynamique qui enregistre une forte croissance démographique. Les prix de l’immobilier sont variables en fonction des départements, mais ils ne sont pas systématiquement aussi élevés qu’à Paris. En plus de sa localisation stratégique, la région bénéficie d'un excellent réseau routier et de transports en commun qui la rende encore plus attractive.\x3C/p>\x3Ch2>Le prix de l'immobilier en Ile de France\x3C/h2>\x3Cp>Le marché immobilier neuf en Île-de-France, au 21 novembre 2023, présente une dynamique complexe et variée. Dans les grandes communes, les programmes neufs attirent de nombreux acquéreurs, cherchant soit un appartement neuf ou un autre type de logement neuf. La loi Carrez, garantissant la précision de la surface des biens vendus, est un élément clé pour les acheteurs.\x3C/p>\x3Cp>En termes de prix au mètre carré, il y a une grande disparité entre les différentes communes. À Paris, le prix moyen peut facilement dépasser 12 000 euros par mètre carré, avec des pics allant jusqu'à 20 000 euros dans certains quartiers prisés. À l'inverse, dans des communes plus éloignées comme Cergy ou Melun, le prix moyen au mètre carré pour un logement neuf est nettement plus abordable, oscillant entre 3 500 et 5 000 euros.\x3C/p>\x3Cp>En banlieue proche, comme à \x3Ca href=\"https://www.cogedim.com/ile-de-france/hauts-de-seine-92/boulogne-billancourt/\">Boulogne-Billancourt\x3C/a> ou Levallois-Perret, les prix des appartements neufs restent élevés, avoisinant en moyenne 8 000 à 10 000 euros par mètre carré. Ces communes bénéficient d'une proximité avec Paris et d'une excellente desserte en transports, justifiant en partie ces prix.\x3C/p>\x3Cp>En conclusion, le prix de l'immobilier neuf en Île-de-France varie considérablement selon la localisation. Le prix minimum pour un mètre carré peut être autour de 3 500 euros dans certaines zones, tandis que le prix moyen se situe souvent entre 5 000 et 10 000 euros, avec des exceptions notables à la hausse dans les quartiers les plus recherchés de Paris.(Estimation donnée à titre indicatif au 26 novembre 2023)\x3C/p>",format:"full_html",processed:"\x3Ch2>Logement VEFA neuf Île-de-France\x3C/h2>\x3Cp>Hébergeant à elle seule près de 20% de la population française, l’Île-de-France, avec ses 8 départements, est non seulement la région la plus peuplée de l’hexagone, mais aussi la plus densément peuplée. Cette région est une valeur sûre pour investir dans l’\x3Cstrong>immobilier neuf\x3C/strong>, que ce soit pour y établir votre \x3Cstrong>résidence principale\x3C/strong> ou pour y faire un \x3Cstrong>investissement locatif\x3C/strong>. L’Île-de-France offre effectivement une rentabilité locative assurée ainsi que de belles opportunités de plus-values. Veuillez découvrir nos offres de logements neufs en Île-de-France.\x3C/p>\x3Ch3>Achat : les aides pour acheter un appartement neuf en Île-de-France\x3C/h3>\x3Cp>Plusieurs aides financières sont à votre disposition pour faciliter l’acquisition d’un bien immobilier en Île-de-France, quelle que soit la taille du logement que vous recherchez.\x3C/p>\x3Ch4>Le Prêt à Taux Zéro (PTZ)\x3C/h4>\x3Cp>Prêt aidé par l’État, le PTZ peut vous servir à devenir propriétaire de votre \x3Cstrong>résidence principale\x3C/strong> en Île-de-France si vous êtes primo-accédant et que vous répondez aux critères de ressources. Au maximum et selon le bien que vous allez acquérir, il pourra couvrir jusqu’à 40% du coût total de votre opération immobilière. Comme son nom l’indique, vous ne devrez rembourser que la somme empruntée, sans aucun intérêt. En complément de votre PTZ, vous pourrez solliciter un autre dispositif de financement, comme un prêt immobilier bancaire ou encore un prêt Action Logement.\x3C/p>\x3Ch4>Le prêt Action Logement\x3C/h4>\x3Cp>Anciennement nommé 1% Logement, ce prêt complémentaire vous permet de financer l’acquisition de votre logement neuf en Île-de-France, pour en faire votre résidence principale, à un \x3Cstrong>taux plafonné à 0,5%\x3C/strong>. Sous conditions de ressources et si vous êtes salarié, Action Logement vous permet d’emprunter jusqu’à 40 000 euros.\x3C/p>\x3Ch4>\x3Ca href=\"https://www.cogedim.com/votre-futur-bien/par-opportunite/nos-programmes-tva-reduite/\">La TVA réduite\x3C/a>\x3C/h4>\x3Cp>La TVA à 20% s’applique généralement aux achats de biens immobiliers neufs. Pour faire diminuer la facture, intéressez-vous aux \x3Cstrong>nouvelles constructions éligibles\x3C/strong> à la \x3Cstrong>TVA à 5,5%\x3C/strong>. Elles sont situées dans les 58 quartiers d’Île-de-France en voie de transformation. Sous conditions de ressources, la TVA réduite pourra vous être appliquée si vous faites l’acquisition d’un bien immobilier neuf en Île-de-France pour en faire votre résidence principale. Ce dispositif peut être cumulé avec le PTZ.\x3C/p>\x3Ch4>Les autres aides\x3C/h4>\x3Cp>Le \x3Cstrong>prêt accession sociale (PAS)\x3C/strong> est cumulable avec le PTZ, le prêt Action Logement et la TVA réduite. Il permet aux emprunteurs à revenus modestes de financer l’achat de leur résidence principale. Comme le PAS se contracte directement auprès des établissements bancaires qui décident du taux, n’hésitez pas à en contacter plusieurs pour éventuellement financer votre projet immobilier en Île-de-France.\x3C/p>\x3Ch3>Acheter un programme neuf en Île-de-France pour entreprendre un investissement locatif\x3C/h3>\x3Cp>Vous envisagez de réaliser un investissement locatif en Île-de-France ? Il s’agit du placement préféré des Français en raison des nombreux avantages qu’il apporte. Investir dans l’un de nos programmes neufs en Île-de-France vous permet de constituer votre patrimoine, de percevoir des revenus réguliers et même de préparer votre retraite. En Île-de-France, l’investissement locatif est l’occasion idéale de réaliser de belles plus-values tout en profitant d’une rentabilité assurée.\x3C/p>\x3Ch4>L’investissement en Location Meublée Non Professionnelle (LMNP)\x3C/h4>\x3Cp>La loi LMNP vous permet de \x3Cstrong>devenir propriétaire d’un bien meublé\x3C/strong> dont vous percevrez les \x3Cstrong>revenus locatifs sans imposition\x3C/strong>. Ouvert à tous les contribuables français, sans condition de ressources, ce dispositif à la gestion simplifiée vous permet d’amortir votre investissement locatif en Île-de-France sur plusieurs dizaines d’années.\x3C/p>\x3Ch4>L’investissement en Location Meublée Professionnelle (LMP)\x3C/h4>\x3Cp>Votre statut LMNP évoluera en LMP si vos revenus ainsi générés dépassent 23 000 euros par an ou qu’ils représentent plus de 50% des revenus totaux de votre foyer fiscal.\x3C/p>\x3Cp>La différence entre LMNP et LMP est qu’un loueur LMP est un professionnel de la location meublée, inscrit au registre du commerce et des sociétés (RCS). À noter que la \x3Cstrong>vente de votre bien LMP\x3C/strong> en Île-de-France sera exonérée totalement ou partiellement d’impôts si vous l’avez loué pendant au moins 5 ans et que vos revenus locatifs se situent entre 90 000 et 126 000 euros.\x3C/p>\x3Ch4>Nue-propriété\x3C/h4>\x3Cp>Pour un investissement à long terme, un confort de gestion et une fiscalité optimisée, vous pouvez envisager d’acquérir un bien immobilier neuf en nue-propriété en Île-de-France, pour environ \x3Cstrong>60% de sa valeur\x3C/strong> en moyenne.\x3C/p>\x3Ch4>Les autres formes d'investissement\x3C/h4>\x3Cp>En Île-de-France, les \x3Cstrong>places de parkings et boxes\x3C/strong> sont des biens immobiliers très prisés, notamment à Paris. Ils pourront vous apporter une rentabilité de l’ordre de 5% pour une facilité de gestion incomparable. Ils constituent un excellent premier investissement en Île-de-France.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Île-de-France ?\x3C/h3>\x3Cp>L’Île-de-France est et restera certainement la région la plus attractive de France, tant pour les étudiants et les travailleurs que les touristes. Les nouveaux programmes immobiliers Cogedim et les constructions neuves ne cessent de se développer en Île-de-France pour maintenir le potentiel intarissable de la région et la rendre toujours plus agréable à vivre.\x3C/p>\x3Cp>Investir en Île-de-France vous permet de devenir propriétaire dans cette région très dynamique qui enregistre une forte croissance démographique. Les prix de l’immobilier sont variables en fonction des départements, mais ils ne sont pas systématiquement aussi élevés qu’à Paris. En plus de sa localisation stratégique, la région bénéficie d'un excellent réseau routier et de transports en commun qui la rende encore plus attractive.\x3C/p>\x3Ch2>Le prix de l'immobilier en Ile de France\x3C/h2>\x3Cp>Le marché immobilier neuf en Île-de-France, au 21 novembre 2023, présente une dynamique complexe et variée. Dans les grandes communes, les programmes neufs attirent de nombreux acquéreurs, cherchant soit un appartement neuf ou un autre type de logement neuf. La loi Carrez, garantissant la précision de la surface des biens vendus, est un élément clé pour les acheteurs.\x3C/p>\x3Cp>En termes de prix au mètre carré, il y a une grande disparité entre les différentes communes. À Paris, le prix moyen peut facilement dépasser 12 000 euros par mètre carré, avec des pics allant jusqu'à 20 000 euros dans certains quartiers prisés. À l'inverse, dans des communes plus éloignées comme Cergy ou Melun, le prix moyen au mètre carré pour un logement neuf est nettement plus abordable, oscillant entre 3 500 et 5 000 euros.\x3C/p>\x3Cp>En banlieue proche, comme à \x3Ca href=\"https://www.cogedim.com/ile-de-france/hauts-de-seine-92/boulogne-billancourt/\">Boulogne-Billancourt\x3C/a> ou Levallois-Perret, les prix des appartements neufs restent élevés, avoisinant en moyenne 8 000 à 10 000 euros par mètre carré. Ces communes bénéficient d'une proximité avec Paris et d'une excellente desserte en transports, justifiant en partie ces prix.\x3C/p>\x3Cp>En conclusion, le prix de l'immobilier neuf en Île-de-France varie considérablement selon la localisation. 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quartiers de Saint-Ouen-l’Aumône sont très accueillants et parfaits pour les familles.\x3C/p>\r\n",format:"full_html",processed:"\x3Cp>Les quartiers de Saint-Ouen-l’Aumône sont très accueillants et parfaits pour les familles.\x3C/p>\n"},field_question:"Est-ce que cette région est sécurisée ?",meta:$R[1012]={target_revision_id:7495,drupal_internal__target_id:7494},paragraph_type:$R[1013]={type:"paragraphs_type--paragraphs_type",id:"eb7bf1ce-e727-49e9-a1c7-f2baea30e120",meta:$R[1014]={drupal_internal__target_id:"qa"}}},$R[1015]={type:"paragraph--qa",id:"851157f7-2145-4c7c-b265-78b31505fd08",links:$R[1016]={self:$R[1017]={href:"http://www.cogedim.com/jsonapi/paragraph/qa/851157f7-2145-4c7c-b265-78b31505fd08/?resourceVersion=id%3A7496"}},drupal_internal__id:7495,drupal_internal__revision_id:7496,langcode:"fr",status:!0,created:"2023-08-24T09:40:26+00:00",parent_id:"3563",parent_type:"taxonomy_term",parent_field_name:"field_qas",behavior_settings:$R[1018]=[],default_langcode:!0,revision_translation_affected:!0,field_answer:$R[1019]={value:"\x3Cp>Les appartements neufs meublés sont les plus demandés par les étudiants de la région.\x3C/p>\r\n",format:"full_html",processed:"\x3Cp>Les appartements neufs meublés sont les plus demandés par les étudiants de la région.\x3C/p>\n"},field_question:"Dans quel type de bien investir à Saint-Ouen-l’Aumône pour louer à des étudiants ?",meta:$R[1020]={target_revision_id:7496,drupal_internal__target_id:7495},paragraph_type:$R[1021]={type:"paragraphs_type--paragraphs_type",id:"eb7bf1ce-e727-49e9-a1c7-f2baea30e120",meta:$R[1022]={drupal_internal__target_id:"qa"}}},$R[1023]={type:"paragraph--qa",id:"737a90ea-d4c5-484f-848b-b80620afdec8",links:$R[1024]={self:$R[1025]={href:"http://www.cogedim.com/jsonapi/paragraph/qa/737a90ea-d4c5-484f-848b-b80620afdec8/?resourceVersion=id%3A7497"}},drupal_internal__id:7496,drupal_internal__revision_id:7497,langcode:"fr",status:!0,created:"2023-08-24T09:40:32+00:00",parent_id:"3563",parent_type:"taxonomy_term",parent_field_name:"field_qas",behavior_settings:$R[1026]=[],default_langcode:!0,revision_translation_affected:!0,field_answer:$R[1027]={value:"\x3Cp>Saint-Ouen-l’Aumône contient 5 gares ferroviaires et une ligne de bus très développée.\x3C/p>\r\n",format:"full_html",processed:"\x3Cp>Saint-Ouen-l’Aumône contient 5 gares ferroviaires et une ligne de bus très développée.\x3C/p>\n"},field_question:"Les moyens de transport sont-ils à proximité ?",meta:$R[1028]={target_revision_id:7497,drupal_internal__target_id:7496},paragraph_type:$R[1029]={type:"paragraphs_type--paragraphs_type",id:"eb7bf1ce-e727-49e9-a1c7-f2baea30e120",meta:$R[1030]={drupal_internal__target_id:"qa"}}}],geography_level:"city",children:$R[1031]=[],parent_geography:$R[1032]={name:"Val-d’Oise",prefix_1:"dans le ",prefix_2:"du 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Un de nos conseillers reviendra vers vous dans un délai de 24h ouvrées.",field_crm_division:"IF",field_crm_object:"Information programme",field_disclaimer:"Pour être contacté(e) en avant-première par un conseiller immobilier au sujet de ce programme immobilier ou tout autre à proximité par téléphone, ou par mail si vous êtes injoignable, merci de nous préciser les informations suivantes :",field_display:!0,field_legals:"Les données signalées ci-dessus par un astérisque sont nécessaires pour nous permettre de répondre à votre demande d'information. Elles sont collectées et traitées informatiquement par COVALENS (société du groupe ALTAREA développant la marque COGEDIM). 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Les acquéreurs bénéficient aussi d'une exonération de taxe foncière pendant la durée du démembrement.\x3C/p>\x3Cp>Le statut de \x3Cstrong>Loueur en Meublé Non Professionnel\x3C/strong> représente une alternative pertinente pour diversifier son patrimoine. Cette option assure des revenus réguliers tout en profitant d'une fiscalité optimisée par l'amortissement du bien et du mobilier.\x3C/p>\x3Ch2>Pourquoi faire un achat dans le neuf à Goussainville ?\x3C/h2>\x3Cp>Cogedim propose des programmes d'appartements neufs proche de Paris, notamment à Goussainville. Ce nouvel écoquartier offre une qualité de vie exceptionnelle grâce à ses nombreux espaces verts et naturels, ainsi qu'à son accès facilité aux transports en commun, comme des lignes de bus ou le RER reliant Paris. \x3C/p>\x3Cp>Les \x3Cstrong>programmes immobiliers neufs\x3C/strong> à Goussainville répondent aux dernières normes environnementales RE2020, garantissant une consommation énergétique maîtrisée et une bonne qualité de vie. Les logements bénéficient d'une isolation thermique performante et d'équipements modernes, réduisant significativement les charges mensuelles. Les acquéreurs apprécient particulièrement les \x3Cstrong>espaces extérieurs\x3C/strong> généreux, notamment avec les jardins privatifs.\x3C/p>\x3Cp>Les \x3Cstrong>résidences neuves\x3C/strong> intègrent des prestations de standing comme la domotique connectée, les parkings sécurisés et les locaux à vélos. Situées à moins de \x3Cstrong>20 minutes de Roissy\x3C/strong>, elles séduisent les actifs recherchant un cadre résidentiel paisible. Les programmes Cogedim de Goussainville proposent des finitions personnalisables et une garantie décennale, offrant une sécurité optimale pour votre investissement. \x3C/p>\x3Ch3>Des logements adaptés à toutes vos envies \x3C/h3>\x3Cp>Les résidences Cogedim à Goussainville offrent un large éventail d’appartements pour répondre aux besoins de chacun. Allant du studio au 4 pièces, avec des pièces lumineuses, des balcons spacieux, et des jardins privatifs, ces logements allient confort et esthétique. Les futurs acquéreurs peuvent personnaliser leurs intérieurs et profiter d’un environnement conçu pour garantir une harmonie entre modernité et nature. 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Ce nouvel écoquartier se démarque par un réseau de transports performant, avec le \x3Cstrong>RER D\x3C/strong> à seulement 3 minutes à pied de la gare et des lignes de bus desservant les nouveaux quartiers.\x3C/p>\x3Cp>Les \x3Cstrong>programmes immobiliers neufs\x3C/strong> situés dans des zones pavillonnaires ou en cours de réaménagement, offrent des logements spacieux, parfois dotés de jardins privatifs. Investir à Goussainville est une opportunité à saisir pour garantir un placement durable.\x3C/p>\x3Ch3>Nouvel écoquartier et cadre de vie idéal\x3C/h3>\x3Cp>Le nouvel écoquartier de Goussainville se distingue par son architecture moderne et ses espaces verts soigneusement aménagés. Conçu pour offrir une qualité de vie optimale, il propose des logements neufs proche de Paris, alliant confort et durabilité. Les appartements disponibles se caractérisent par des pièces avec balcons et des jardins privatifs, parfaits pour profiter d’un cadre apaisant tout en restant connecté à la capitale. Avec des lignes de bus et le RER D à proximité, ainsi qu’un accès rapide à Roissy en quelques minutes, cet écoquartier devient le choix idéal pour les familles et les jeunes actifs en quête de praticité.\x3C/p>\x3Ch2>Les aides pour acheter un bien immobilier neuf\x3C/h2>\x3Cp>Pour financer l'achat d'un appartement neuf à Goussainville, le \x3Cstrong>Prêt à Taux Zéro\x3C/strong> permet aux primo-accédants de couvrir jusqu'à 40% du montant de l'acquisition sans intérêts. Les salariés du secteur privé peuvent également solliciter le \x3Cstrong>Prêt Action Logement\x3C/strong>, avec un taux fixe de 0,5%, pour un montant maximal de 40 000 €.\x3C/p>\x3Cp>La commune étant située en zone éligible à la \x3Cstrong>TVA réduite\x3C/strong>, les acquéreurs d'une résidence principale peuvent bénéficier d'un taux de 5,5% au lieu de 20%. Cette économie substantielle s'ajoute aux \x3Cstrong>frais de notaire réduits\x3C/strong>, caractéristiques de l'immobilier neuf.\x3C/p>\x3Cp>Grâce à des offres exceptionnelles et des dispositifs comme \x3Cstrong>Cogedim Access\x3C/strong>, l'accès à la propriété devient simple et avantageux pour les primo-accédants. Profitez de Cogedim Access pour devenir propriétaire pour la première fois, à un coût équivalent à celui d'un loyer. Réservez votre bien pour seulement 500€, avec les frais de notaire offerts, et commencez à payer uniquement une fois que vous recevez les clés en main. Pour en savoir plus, contactez l'un de nos conseillers dès maintenant. \x3C/p>\x3Ch2>Les dispositifs fiscaux pour l'investissement locatif\x3C/h2>\x3Cp>Le statut de \x3Cstrong>Loueur en Meublé Non Professionnel\x3C/strong> (LMNP) représente un dispositif intéressant, permettant la récupération de la TVA et un abattement forfaitaire de 50% sur les revenus locatifs.\x3C/p>\x3Cp>La ville affiche des rendements locatifs attractifs pour les appartements. Un atout majeur pour les investisseurs cherchant à optimiser leur placement immobilier. \x3C/p>\x3Cp>La stratégie patrimoniale en \x3Cstrong>nue-propriété\x3C/strong> séduit de plus en plus d'investisseurs à Goussainville. Cette formule permet d'acquérir un \x3Cstrong>bien immobilier neuf\x3C/strong> avec une décote de 30% à 40% sur le prix d'achat, en contrepartie de la cession temporaire de l'usufruit. Les acquéreurs bénéficient aussi d'une exonération de taxe foncière pendant la durée du démembrement.\x3C/p>\x3Cp>Le statut de \x3Cstrong>Loueur en Meublé Non Professionnel\x3C/strong> représente une alternative pertinente pour diversifier son patrimoine. Cette option assure des revenus réguliers tout en profitant d'une fiscalité optimisée par l'amortissement du bien et du mobilier.\x3C/p>\x3Ch2>Pourquoi faire un achat dans le neuf à Goussainville ?\x3C/h2>\x3Cp>Cogedim propose des programmes d'appartements neufs proche de Paris, notamment à Goussainville. Ce nouvel écoquartier offre une qualité de vie exceptionnelle grâce à ses nombreux espaces verts et naturels, ainsi qu'à son accès facilité aux transports en commun, comme des lignes de bus ou le RER reliant Paris. \x3C/p>\x3Cp>Les \x3Cstrong>programmes immobiliers neufs\x3C/strong> à Goussainville répondent aux dernières normes environnementales RE2020, garantissant une consommation énergétique maîtrisée et une bonne qualité de vie. Les logements bénéficient d'une isolation thermique performante et d'équipements modernes, réduisant significativement les charges mensuelles. Les acquéreurs apprécient particulièrement les \x3Cstrong>espaces extérieurs\x3C/strong> généreux, notamment avec les jardins privatifs.\x3C/p>\x3Cp>Les \x3Cstrong>résidences neuves\x3C/strong> intègrent des prestations de standing comme la domotique connectée, les parkings sécurisés et les locaux à vélos. Situées à moins de \x3Cstrong>20 minutes de Roissy\x3C/strong>, elles séduisent les actifs recherchant un cadre résidentiel paisible. Les programmes Cogedim de Goussainville proposent des finitions personnalisables et une garantie décennale, offrant une sécurité optimale pour votre investissement. \x3C/p>\x3Ch3>Des logements adaptés à toutes vos envies \x3C/h3>\x3Cp>Les résidences Cogedim à Goussainville offrent un large éventail d’appartements pour répondre aux besoins de chacun. Allant du studio au 4 pièces, avec des pièces lumineuses, des balcons spacieux, et des jardins privatifs, ces logements allient confort et esthétique. Les futurs acquéreurs peuvent personnaliser leurs intérieurs et profiter d’un environnement conçu pour garantir une harmonie entre modernité et nature. Ces biens représentent le meilleur choix pour ceux qui souhaitent s’installer dans une commune dynamique et verte, à quelques minutes de Roissy.\x3C/p>\x3Ch3>Un ensemble résidentiel à taille humaine\x3C/h3>\x3Cp>Les résidences Cogedim, telles que celles de Goussainville, se distinguent par leur conception architecturale moderne et leur intégration dans un ensemble résidentiel à taille humaine. Chaque programme met en avant des prestations de qualité, comme des parkings sécurisés et des locaux à vélos, tout en offrant des appartements neufs proche de Paris. Les espaces extérieurs, incluant jardins privatifs et balcons, assurent un confort optimal aux résidents. Profitez de ces offres exceptionnelles pour acquérir un logement dans un cadre privilégié.\x3C/p>"},weight:0,changed:"2025-01-16T15:38:38+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[1792]=[$R[1793]={tag:"meta",attributes:$R[1794]={name:"title",content:"Immobilier neuf Goussainville | Cogedim"}},$R[1795]={tag:"meta",attributes:$R[1796]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) àGoussainville ? 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Les infrastructures liées au projet du Grand Paris devraient également renforcer ses \x3Cstrong>nombreux atouts\x3C/strong>. Nous sommes présents dans ce domaine avec une proposition de logements neufs de standing, pour les personnes à la recherche d'investissements immobiliers rentables.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf dans le Val-d’Oise\x3C/h3>\x3Cp>Quelle que soit la taille du logement neuf que vous recherchez dans le Val-d’Oise, plusieurs aides financières sont à disposition pour faciliter votre acquisition immobilière en fonction de votre situation.\x3C/p>\x3Cp>L’achat en location-accession vous est destiné si vous êtes un ménage aux revenus modestes. Le principe est celui de la \x3Cstrong>location-accession\x3C/strong>. Vous occupe un logement pendant une période de 1 à 4 ans, période durant laquelle vous pouvez décider de devenir propriétaire à des conditions avantageuses. C’est une option disponible pour l’achat d’immobilier neuf dans le Val-d’Oise.\x3C/p>\x3Cp>D’autres subventions et aides vous sont réservées en tant que \x3Cstrong>primo-accédants\x3C/strong>. Elles ne sont pas circonscrites à un territoire en particulier. Elles peuvent vous aider à investir dans des programmes immobiliers dans le Val-d’Oise : PTZ, Prêt Action Logement, TVA réduite, etc.\x3C/p>\x3Ch3>Acheter un programme neuf dans le Val-d’Oise pour réaliser un investissement locatif\x3C/h3>\x3Cp>Réaliser un investissement locatif dans le Val-d’Oise vous apporte plusieurs avantages. Vous constituez ainsi votre patrimoine immobilier tout en préparant votre retraite. Vous générez également une nouvelle source de revenus réguliers. Découvrez nos offres pour investir dans l’un de nos programmes neufs dans le Val-d’Oise et les dispositifs pour obtenir des réductions fiscales.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Si vous souhaitez investir dans le Val-d’Oise, vous pouvez profiter des \x3Cstrong>avantages liés au statut de loueur meublé non professionnel (LMNP)\x3C/strong>. Votre logement neuf mis en location en étant meublé est une opportunité pour pouvoir alléger votre fiscalité liée a vos revenus locatifs.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>Le \x3Cstrong>Censi-Bouvard\x3C/strong> est un dispositif qui peut venir en complément du LMNP. Il est exclusivement réservé aux programmes immobiliers neufs dans le Val-d’Oise qui offrent des services à leurs résidents. Ces résidences sont souvent à destination des étudiants et des seniors, deux populations présentes dans le département.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf dans le Val-d’Oise\x3C/h3>\x3Cp>Les raisons pour réaliser un investissement locatif dans le Val-d’Oise sont nombreuses. Tout d’abord, l'\x3Cstrong>accessibilité du département\x3C/strong> avec l’aéroport Roissy–Charles-de-Gaulle, le réseau autoroutier, avec l’A1 (est) et l’A15 (ouest), le réseau ferroviaire, avec entre autres la gare TGV de Roissy Charles-de-Gaulle. Les transports locaux sont aussi développés avec le RER (A, C), le Transilien (ligne H, J), et le réseau de bus.\x3C/p>\x3Cp>De plus, le département dispose d’un \x3Cstrong>bassin économique solide \x3C/strong>avec de grandes entreprises présentes. Le Val-d’Oise est ainsi un des départements français les mieux placés en termes d’\x3Cstrong>accroissement du nombre des emplois salariés\x3C/strong>. Enfin, le département du Val-d’Oise accueille plus de 27 000 étudiants, au sein d’une université, Cergy-Pontoise, d’une grande école et de 6 écoles d’ingénieurs. Et les \x3Cstrong>étudiants\x3C/strong> représentent une cible de choix pour un investissement locatif dans le Val-d’Oise.\x3C/p>",format:"full_html",processed:"\x3Ch2>Investir dans l’immobilier neuf dans le Val-d’Oise\x3C/h2>\x3Cp>Situé au nord-ouest de Paris, le Val-d’Oise, département de la région Île-de-France, associe un cadre de vie champêtre à un tissu économique dense et diversifié. Les infrastructures liées au projet du Grand Paris devraient également renforcer ses \x3Cstrong>nombreux atouts\x3C/strong>. Nous sommes présents dans ce domaine avec une proposition de logements neufs de standing, pour les personnes à la recherche d'investissements immobiliers rentables.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf dans le Val-d’Oise\x3C/h3>\x3Cp>Quelle que soit la taille du logement neuf que vous recherchez dans le Val-d’Oise, plusieurs aides financières sont à disposition pour faciliter votre acquisition immobilière en fonction de votre situation.\x3C/p>\x3Cp>L’achat en location-accession vous est destiné si vous êtes un ménage aux revenus modestes. Le principe est celui de la \x3Cstrong>location-accession\x3C/strong>. Vous occupe un logement pendant une période de 1 à 4 ans, période durant laquelle vous pouvez décider de devenir propriétaire à des conditions avantageuses. C’est une option disponible pour l’achat d’immobilier neuf dans le Val-d’Oise.\x3C/p>\x3Cp>D’autres subventions et aides vous sont réservées en tant que \x3Cstrong>primo-accédants\x3C/strong>. Elles ne sont pas circonscrites à un territoire en particulier. Elles peuvent vous aider à investir dans des programmes immobiliers dans le Val-d’Oise : PTZ, Prêt Action Logement, TVA réduite, etc.\x3C/p>\x3Ch3>Acheter un programme neuf dans le Val-d’Oise pour réaliser un investissement locatif\x3C/h3>\x3Cp>Réaliser un investissement locatif dans le Val-d’Oise vous apporte plusieurs avantages. Vous constituez ainsi votre patrimoine immobilier tout en préparant votre retraite. Vous générez également une nouvelle source de revenus réguliers. Découvrez nos offres pour investir dans l’un de nos programmes neufs dans le Val-d’Oise et les dispositifs pour obtenir des réductions fiscales.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Si vous souhaitez investir dans le Val-d’Oise, vous pouvez profiter des \x3Cstrong>avantages liés au statut de loueur meublé non professionnel (LMNP)\x3C/strong>. Votre logement neuf mis en location en étant meublé est une opportunité pour pouvoir alléger votre fiscalité liée a vos revenus locatifs.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>Le \x3Cstrong>Censi-Bouvard\x3C/strong> est un dispositif qui peut venir en complément du LMNP. Il est exclusivement réservé aux programmes immobiliers neufs dans le Val-d’Oise qui offrent des services à leurs résidents. Ces résidences sont souvent à destination des étudiants et des seniors, deux populations présentes dans le département.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf dans le Val-d’Oise\x3C/h3>\x3Cp>Les raisons pour réaliser un investissement locatif dans le Val-d’Oise sont nombreuses. Tout d’abord, l'\x3Cstrong>accessibilité du département\x3C/strong> avec l’aéroport Roissy–Charles-de-Gaulle, le réseau autoroutier, avec l’A1 (est) et l’A15 (ouest), le réseau ferroviaire, avec entre autres la gare TGV de Roissy Charles-de-Gaulle. Les transports locaux sont aussi développés avec le RER (A, C), le Transilien (ligne H, J), et le réseau de bus.\x3C/p>\x3Cp>De plus, le département dispose d’un \x3Cstrong>bassin économique solide \x3C/strong>avec de grandes entreprises présentes. Le Val-d’Oise est ainsi un des départements français les mieux placés en termes d’\x3Cstrong>accroissement du nombre des emplois salariés\x3C/strong>. Enfin, le département du Val-d’Oise accueille plus de 27 000 étudiants, au sein d’une université, Cergy-Pontoise, d’une grande école et de 6 écoles d’ingénieurs. Et les \x3Cstrong>étudiants\x3C/strong> représentent une cible de choix pour un investissement locatif dans le Val-d’Oise.\x3C/p>"},weight:4,changed:"2025-09-23T13:40:17+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[1856]=[$R[1857]={tag:"meta",attributes:$R[1858]={name:"title",content:"Immobilier neuf Val-d’Oise | Cogedim"}},$R[1859]={tag:"meta",attributes:$R[1860]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) dans le Val-d’Oise ? 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Cette région est une valeur sûre pour investir dans l’\x3Cstrong>immobilier neuf\x3C/strong>, que ce soit pour y établir votre \x3Cstrong>résidence principale\x3C/strong> ou pour y faire un \x3Cstrong>investissement locatif\x3C/strong>. L’Île-de-France offre effectivement une rentabilité locative assurée ainsi que de belles opportunités de plus-values. Veuillez découvrir nos offres de logements neufs en Île-de-France.\x3C/p>\x3Ch3>Achat : les aides pour acheter un appartement neuf en Île-de-France\x3C/h3>\x3Cp>Plusieurs aides financières sont à votre disposition pour faciliter l’acquisition d’un bien immobilier en Île-de-France, quelle que soit la taille du logement que vous recherchez.\x3C/p>\x3Ch4>Le Prêt à Taux Zéro (PTZ)\x3C/h4>\x3Cp>Prêt aidé par l’État, le PTZ peut vous servir à devenir propriétaire de votre \x3Cstrong>résidence principale\x3C/strong> en Île-de-France si vous êtes primo-accédant et que vous répondez aux critères de ressources. Au maximum et selon le bien que vous allez acquérir, il pourra couvrir jusqu’à 40% du coût total de votre opération immobilière. Comme son nom l’indique, vous ne devrez rembourser que la somme empruntée, sans aucun intérêt. En complément de votre PTZ, vous pourrez solliciter un autre dispositif de financement, comme un prêt immobilier bancaire ou encore un prêt Action Logement.\x3C/p>\x3Ch4>Le prêt Action Logement\x3C/h4>\x3Cp>Anciennement nommé 1% Logement, ce prêt complémentaire vous permet de financer l’acquisition de votre logement neuf en Île-de-France, pour en faire votre résidence principale, à un \x3Cstrong>taux plafonné à 0,5%\x3C/strong>. Sous conditions de ressources et si vous êtes salarié, Action Logement vous permet d’emprunter jusqu’à 40 000 euros.\x3C/p>\x3Ch4>\x3Ca href=\"https://www.cogedim.com/votre-futur-bien/par-opportunite/nos-programmes-tva-reduite/\">La TVA réduite\x3C/a>\x3C/h4>\x3Cp>La TVA à 20% s’applique généralement aux achats de biens immobiliers neufs. Pour faire diminuer la facture, intéressez-vous aux \x3Cstrong>nouvelles constructions éligibles\x3C/strong> à la \x3Cstrong>TVA à 5,5%\x3C/strong>. Elles sont situées dans les 58 quartiers d’Île-de-France en voie de transformation. Sous conditions de ressources, la TVA réduite pourra vous être appliquée si vous faites l’acquisition d’un bien immobilier neuf en Île-de-France pour en faire votre résidence principale. Ce dispositif peut être cumulé avec le PTZ.\x3C/p>\x3Ch4>Les autres aides\x3C/h4>\x3Cp>Le \x3Cstrong>prêt accession sociale (PAS)\x3C/strong> est cumulable avec le PTZ, le prêt Action Logement et la TVA réduite. Il permet aux emprunteurs à revenus modestes de financer l’achat de leur résidence principale. Comme le PAS se contracte directement auprès des établissements bancaires qui décident du taux, n’hésitez pas à en contacter plusieurs pour éventuellement financer votre projet immobilier en Île-de-France.\x3C/p>\x3Ch3>Acheter un programme neuf en Île-de-France pour entreprendre un investissement locatif\x3C/h3>\x3Cp>Vous envisagez de réaliser un investissement locatif en Île-de-France ? Il s’agit du placement préféré des Français en raison des nombreux avantages qu’il apporte. Investir dans l’un de nos programmes neufs en Île-de-France vous permet de constituer votre patrimoine, de percevoir des revenus réguliers et même de préparer votre retraite. En Île-de-France, l’investissement locatif est l’occasion idéale de réaliser de belles plus-values tout en profitant d’une rentabilité assurée.\x3C/p>\x3Ch4>L’investissement en Location Meublée Non Professionnelle (LMNP)\x3C/h4>\x3Cp>La loi LMNP vous permet de \x3Cstrong>devenir propriétaire d’un bien meublé\x3C/strong> dont vous percevrez les \x3Cstrong>revenus locatifs sans imposition\x3C/strong>. Ouvert à tous les contribuables français, sans condition de ressources, ce dispositif à la gestion simplifiée vous permet d’amortir votre investissement locatif en Île-de-France sur plusieurs dizaines d’années.\x3C/p>\x3Ch4>L’investissement en Location Meublée Professionnelle (LMP)\x3C/h4>\x3Cp>Votre statut LMNP évoluera en LMP si vos revenus ainsi générés dépassent 23 000 euros par an ou qu’ils représentent plus de 50% des revenus totaux de votre foyer fiscal.\x3C/p>\x3Cp>La différence entre LMNP et LMP est qu’un loueur LMP est un professionnel de la location meublée, inscrit au registre du commerce et des sociétés (RCS). À noter que la \x3Cstrong>vente de votre bien LMP\x3C/strong> en Île-de-France sera exonérée totalement ou partiellement d’impôts si vous l’avez loué pendant au moins 5 ans et que vos revenus locatifs se situent entre 90 000 et 126 000 euros.\x3C/p>\x3Ch4>Nue-propriété\x3C/h4>\x3Cp>Pour un investissement à long terme, un confort de gestion et une fiscalité optimisée, vous pouvez envisager d’acquérir un bien immobilier neuf en nue-propriété en Île-de-France, pour environ \x3Cstrong>60% de sa valeur\x3C/strong> en moyenne.\x3C/p>\x3Ch4>Les autres formes d'investissement\x3C/h4>\x3Cp>En Île-de-France, les \x3Cstrong>places de parkings et boxes\x3C/strong> sont des biens immobiliers très prisés, notamment à Paris. Ils pourront vous apporter une rentabilité de l’ordre de 5% pour une facilité de gestion incomparable. Ils constituent un excellent premier investissement en Île-de-France.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Île-de-France ?\x3C/h3>\x3Cp>L’Île-de-France est et restera certainement la région la plus attractive de France, tant pour les étudiants et les travailleurs que les touristes. Les nouveaux programmes immobiliers Cogedim et les constructions neuves ne cessent de se développer en Île-de-France pour maintenir le potentiel intarissable de la région et la rendre toujours plus agréable à vivre.\x3C/p>\x3Cp>Investir en Île-de-France vous permet de devenir propriétaire dans cette région très dynamique qui enregistre une forte croissance démographique. Les prix de l’immobilier sont variables en fonction des départements, mais ils ne sont pas systématiquement aussi élevés qu’à Paris. En plus de sa localisation stratégique, la région bénéficie d'un excellent réseau routier et de transports en commun qui la rende encore plus attractive.\x3C/p>\x3Ch2>Le prix de l'immobilier en Ile de France\x3C/h2>\x3Cp>Le marché immobilier neuf en Île-de-France, au 21 novembre 2023, présente une dynamique complexe et variée. Dans les grandes communes, les programmes neufs attirent de nombreux acquéreurs, cherchant soit un appartement neuf ou un autre type de logement neuf. La loi Carrez, garantissant la précision de la surface des biens vendus, est un élément clé pour les acheteurs.\x3C/p>\x3Cp>En termes de prix au mètre carré, il y a une grande disparité entre les différentes communes. À Paris, le prix moyen peut facilement dépasser 12 000 euros par mètre carré, avec des pics allant jusqu'à 20 000 euros dans certains quartiers prisés. À l'inverse, dans des communes plus éloignées comme Cergy ou Melun, le prix moyen au mètre carré pour un logement neuf est nettement plus abordable, oscillant entre 3 500 et 5 000 euros.\x3C/p>\x3Cp>En banlieue proche, comme à \x3Ca href=\"https://www.cogedim.com/ile-de-france/hauts-de-seine-92/boulogne-billancourt/\">Boulogne-Billancourt\x3C/a> ou Levallois-Perret, les prix des appartements neufs restent élevés, avoisinant en moyenne 8 000 à 10 000 euros par mètre carré. Ces communes bénéficient d'une proximité avec Paris et d'une excellente desserte en transports, justifiant en partie ces prix.\x3C/p>\x3Cp>En conclusion, le prix de l'immobilier neuf en Île-de-France varie considérablement selon la localisation. Le prix minimum pour un mètre carré peut être autour de 3 500 euros dans certaines zones, tandis que le prix moyen se situe souvent entre 5 000 et 10 000 euros, avec des exceptions notables à la hausse dans les quartiers les plus recherchés de Paris.(Estimation donnée à titre indicatif au 26 novembre 2023)\x3C/p>",format:"full_html",processed:"\x3Ch2>Logement VEFA neuf Île-de-France\x3C/h2>\x3Cp>Hébergeant à elle seule près de 20% de la population française, l’Île-de-France, avec ses 8 départements, est non seulement la région la plus peuplée de l’hexagone, mais aussi la plus densément peuplée. Cette région est une valeur sûre pour investir dans l’\x3Cstrong>immobilier neuf\x3C/strong>, que ce soit pour y établir votre \x3Cstrong>résidence principale\x3C/strong> ou pour y faire un \x3Cstrong>investissement locatif\x3C/strong>. L’Île-de-France offre effectivement une rentabilité locative assurée ainsi que de belles opportunités de plus-values. Veuillez découvrir nos offres de logements neufs en Île-de-France.\x3C/p>\x3Ch3>Achat : les aides pour acheter un appartement neuf en Île-de-France\x3C/h3>\x3Cp>Plusieurs aides financières sont à votre disposition pour faciliter l’acquisition d’un bien immobilier en Île-de-France, quelle que soit la taille du logement que vous recherchez.\x3C/p>\x3Ch4>Le Prêt à Taux Zéro (PTZ)\x3C/h4>\x3Cp>Prêt aidé par l’État, le PTZ peut vous servir à devenir propriétaire de votre \x3Cstrong>résidence principale\x3C/strong> en Île-de-France si vous êtes primo-accédant et que vous répondez aux critères de ressources. Au maximum et selon le bien que vous allez acquérir, il pourra couvrir jusqu’à 40% du coût total de votre opération immobilière. Comme son nom l’indique, vous ne devrez rembourser que la somme empruntée, sans aucun intérêt. En complément de votre PTZ, vous pourrez solliciter un autre dispositif de financement, comme un prêt immobilier bancaire ou encore un prêt Action Logement.\x3C/p>\x3Ch4>Le prêt Action Logement\x3C/h4>\x3Cp>Anciennement nommé 1% Logement, ce prêt complémentaire vous permet de financer l’acquisition de votre logement neuf en Île-de-France, pour en faire votre résidence principale, à un \x3Cstrong>taux plafonné à 0,5%\x3C/strong>. Sous conditions de ressources et si vous êtes salarié, Action Logement vous permet d’emprunter jusqu’à 40 000 euros.\x3C/p>\x3Ch4>\x3Ca href=\"https://www.cogedim.com/votre-futur-bien/par-opportunite/nos-programmes-tva-reduite/\">La TVA réduite\x3C/a>\x3C/h4>\x3Cp>La TVA à 20% s’applique généralement aux achats de biens immobiliers neufs. Pour faire diminuer la facture, intéressez-vous aux \x3Cstrong>nouvelles constructions éligibles\x3C/strong> à la \x3Cstrong>TVA à 5,5%\x3C/strong>. Elles sont situées dans les 58 quartiers d’Île-de-France en voie de transformation. Sous conditions de ressources, la TVA réduite pourra vous être appliquée si vous faites l’acquisition d’un bien immobilier neuf en Île-de-France pour en faire votre résidence principale. Ce dispositif peut être cumulé avec le PTZ.\x3C/p>\x3Ch4>Les autres aides\x3C/h4>\x3Cp>Le \x3Cstrong>prêt accession sociale (PAS)\x3C/strong> est cumulable avec le PTZ, le prêt Action Logement et la TVA réduite. Il permet aux emprunteurs à revenus modestes de financer l’achat de leur résidence principale. Comme le PAS se contracte directement auprès des établissements bancaires qui décident du taux, n’hésitez pas à en contacter plusieurs pour éventuellement financer votre projet immobilier en Île-de-France.\x3C/p>\x3Ch3>Acheter un programme neuf en Île-de-France pour entreprendre un investissement locatif\x3C/h3>\x3Cp>Vous envisagez de réaliser un investissement locatif en Île-de-France ? Il s’agit du placement préféré des Français en raison des nombreux avantages qu’il apporte. Investir dans l’un de nos programmes neufs en Île-de-France vous permet de constituer votre patrimoine, de percevoir des revenus réguliers et même de préparer votre retraite. En Île-de-France, l’investissement locatif est l’occasion idéale de réaliser de belles plus-values tout en profitant d’une rentabilité assurée.\x3C/p>\x3Ch4>L’investissement en Location Meublée Non Professionnelle (LMNP)\x3C/h4>\x3Cp>La loi LMNP vous permet de \x3Cstrong>devenir propriétaire d’un bien meublé\x3C/strong> dont vous percevrez les \x3Cstrong>revenus locatifs sans imposition\x3C/strong>. Ouvert à tous les contribuables français, sans condition de ressources, ce dispositif à la gestion simplifiée vous permet d’amortir votre investissement locatif en Île-de-France sur plusieurs dizaines d’années.\x3C/p>\x3Ch4>L’investissement en Location Meublée Professionnelle (LMP)\x3C/h4>\x3Cp>Votre statut LMNP évoluera en LMP si vos revenus ainsi générés dépassent 23 000 euros par an ou qu’ils représentent plus de 50% des revenus totaux de votre foyer fiscal.\x3C/p>\x3Cp>La différence entre LMNP et LMP est qu’un loueur LMP est un professionnel de la location meublée, inscrit au registre du commerce et des sociétés (RCS). À noter que la \x3Cstrong>vente de votre bien LMP\x3C/strong> en Île-de-France sera exonérée totalement ou partiellement d’impôts si vous l’avez loué pendant au moins 5 ans et que vos revenus locatifs se situent entre 90 000 et 126 000 euros.\x3C/p>\x3Ch4>Nue-propriété\x3C/h4>\x3Cp>Pour un investissement à long terme, un confort de gestion et une fiscalité optimisée, vous pouvez envisager d’acquérir un bien immobilier neuf en nue-propriété en Île-de-France, pour environ \x3Cstrong>60% de sa valeur\x3C/strong> en moyenne.\x3C/p>\x3Ch4>Les autres formes d'investissement\x3C/h4>\x3Cp>En Île-de-France, les \x3Cstrong>places de parkings et boxes\x3C/strong> sont des biens immobiliers très prisés, notamment à Paris. Ils pourront vous apporter une rentabilité de l’ordre de 5% pour une facilité de gestion incomparable. Ils constituent un excellent premier investissement en Île-de-France.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Île-de-France ?\x3C/h3>\x3Cp>L’Île-de-France est et restera certainement la région la plus attractive de France, tant pour les étudiants et les travailleurs que les touristes. Les nouveaux programmes immobiliers Cogedim et les constructions neuves ne cessent de se développer en Île-de-France pour maintenir le potentiel intarissable de la région et la rendre toujours plus agréable à vivre.\x3C/p>\x3Cp>Investir en Île-de-France vous permet de devenir propriétaire dans cette région très dynamique qui enregistre une forte croissance démographique. Les prix de l’immobilier sont variables en fonction des départements, mais ils ne sont pas systématiquement aussi élevés qu’à Paris. En plus de sa localisation stratégique, la région bénéficie d'un excellent réseau routier et de transports en commun qui la rende encore plus attractive.\x3C/p>\x3Ch2>Le prix de l'immobilier en Ile de France\x3C/h2>\x3Cp>Le marché immobilier neuf en Île-de-France, au 21 novembre 2023, présente une dynamique complexe et variée. Dans les grandes communes, les programmes neufs attirent de nombreux acquéreurs, cherchant soit un appartement neuf ou un autre type de logement neuf. La loi Carrez, garantissant la précision de la surface des biens vendus, est un élément clé pour les acheteurs.\x3C/p>\x3Cp>En termes de prix au mètre carré, il y a une grande disparité entre les différentes communes. À Paris, le prix moyen peut facilement dépasser 12 000 euros par mètre carré, avec des pics allant jusqu'à 20 000 euros dans certains quartiers prisés. À l'inverse, dans des communes plus éloignées comme Cergy ou Melun, le prix moyen au mètre carré pour un logement neuf est nettement plus abordable, oscillant entre 3 500 et 5 000 euros.\x3C/p>\x3Cp>En banlieue proche, comme à \x3Ca href=\"https://www.cogedim.com/ile-de-france/hauts-de-seine-92/boulogne-billancourt/\">Boulogne-Billancourt\x3C/a> ou Levallois-Perret, les prix des appartements neufs restent élevés, avoisinant en moyenne 8 000 à 10 000 euros par mètre carré. Ces communes bénéficient d'une proximité avec Paris et d'une excellente desserte en transports, justifiant en partie ces prix.\x3C/p>\x3Cp>En conclusion, le prix de l'immobilier neuf en Île-de-France varie considérablement selon la localisation. 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Lot C325, 3 pièces situé au 2 ème étage, d’une\r\nsurface habitable de 54,34 m² avec un balcon de 3,58 m², 1 place de stationnement bien immobilier dépendant de\r\nla Résidence « Carré Coubertin » à GOUSSAINVILLE (95190). Exemple d’un financement pour une opération\r\nd’acquisition de résidence principale en état futur d’achèvement d’un montant de 231 220,83 €, en TVA réduite à\r\n5,5 %(2)\r\n, frais de dossier et frais de caution du prêt à la charge de COGEDIM, soit un montant à financer de\r\n231 220,83 € sans apport personnel, bénéficiant d’un PTZ\r\n(1) par un couple avec enfant, primo-accédant, dont le\r\nrevenu fiscal de référence de l'année n-2 était de 45 000,00 € et éligible à une acquisition en TVA réduite à 5,5 %(2)\r\n.\r\nFinancement réalisé grâce à des prêts consentis auprès des partenaires bancaires du groupe ALTAREA par\r\nl’intermédiaire d’Altarea Solution Financement :\r\nun prêt bancaire amortissable à taux fixe d’un montant de 75 610,42 €, d’une durée de 24 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 735,25 € pendant 10 ans puis mensualités\r\nde 47,09 € pendant 14 ans, TAEG estimé 4,45 % et coût total 20 530,70 € intérêts et assurances inclus,\r\nun prêt PTZ\r\n(1) d’un montant de 115 610,42 €, d’une durée de 24 ans, prêt amortissable à taux fixe ,\r\nmensualités de 33,72 € pendant 10 ans puis mensualités de 721,88 € pendant 14 ans, TAEG estimé 0,49 %\r\net coût total 9 711,82 € intérêts et assurances inclus,\r\nun prêt Jeune Actif (-35 ans) amortissable à taux fixe d’un montant de 20 000,00 €, d’une durée de 24 ans,\r\nprêt amortissable à taux fixe pendant toute sa durée , mensualités de 93,23 € pendant 24 ans, TAEG estimé\r\n2,62 % et coût total 6 850,24 € intérêts et assurances inclus,\r\nun prêt Acquisition Durable amortissable à taux fixe d’un montant de 20 000,00 €, d’une durée de 24 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 93,23 € pendant 24 ans, TAEG estimé\r\n2,62 % et coût total 6 850,24 € intérêts et assurances inclus,\r\nL’ensemble pour une mensualité globale lissée de 955,43 € pendant 24 ans. La cotisation mensuelle d’assurance\r\ndécès, perte totale et irréversible d’autonomie et incapacité de travail pour le prêt bancaire amortissable est de\r\n22.05 €, le prêt PTZ est de 33.72 €, le prêt Jeune Actif (-35 ans) est de 5.83 €, le prêt Acquisition Durable est de\r\n5.83 €, pour un capital emprunté assuré à 100 %.\r\nCette simulation est communiquée à titre informatif ; elle est établie sur la base de taux moyens du marché\r\nconstatés au 29/06/2025 pour diverses situations comparables. Cette présentation indicative ne constitue en\r\naucune façon une offre commerciale ou publicitaire de financement et n’a aucune valeur contractuelle. TVA réduite à\r\n5,5 % (2) (acquisition pour 10 ans minimum), PTZ\r\n(1) et PAS, réservés aux primo-accédants pour l’achat d’un\r\nlogement en résidence principale sont soumis à conditions de revenus. Altarea Solution Financement est une\r\nsociété de courtage en crédit immobilier et en assurances. Siège social : 87 Rue de Richelieu – 75002 Paris.\r\nAdresse contact : contact-solution-financement@altarea.com. SAS au capital de 10 000 € immatriculée au R.C.S\r\nParis sous le N°504 638 784 et au registre de l’Orias (www.orias.fr) sous le N°10053430. Responsabilité Civile\r\nProfessionnelle conforme aux articles L.512-6 du Code des assurances et L.519-3-4 du Code monétaire et\r\nfinancier. Membre de l’Association professionnelle des intermédiaires en crédits (APIC). Vous bénéficiez d’un délai\r\nlégal de réflexion de 10 jours. Lorsque la vente est subordonnée à l’obtention d’un prêt et si celui-ci n’est pas\r\nobtenu, le vendeur doit rembourser les sommes versées par l’acquéreur. Aucun versement de quelque nature que ce\r\nsoit ne peut être exigé d’un particulier avant l’obtention d’un ou plusieurs prêts d’argent. Un crédit vous engage et\r\ndoit être remboursé. Vérifiez vos capacités de remboursement avant de vous engager. Sous réserve d’acceptation\r\nde votre dossier par nos partenaires bancaires.\r\n500 € d’apport / 500 € à la réservation\r\nCette somme de 500 € correspond au dépôt de garantie qui vous sera demandé à la signature du contrat de\r\nréservation en lieu et place du montant légal de 2 % ou 5 % du montant TTC du prix de vente. Cette somme\r\ns'imputera sur la partie du prix payable à la signature de l'acte authentique. Toutes les conditions du dépôt de\r\ngarantie sont stipulées à l’article 3.5 des conditions générales du contrat de réservation. Cette somme de 500 €\r\npeut être remboursée si la banque finance la totalité.\r\n0 frais avant d’emménager\r\nLe versement des mensualités, hors assurances, débutera à la date de livraison de l’appartement dépendant de la\r\nRésidence « Carré Coubertin » à GOUSSAINVILLE (95190).\r\nCOGEDIM prendra à sa charge les frais suivants :\r\nFrais notariés d’acte de vente (en ce compris la quote-part aux frais d’établissement au règlement de\r\ncopropriété),\r\nFrais notariés d’acte de prêt en cas de financement assorti d’une garantie hypothécaire,\r\nFrais de dossier bancaire,\r\nFrais de caution bancaire,\r\nIntérêts intercalaires.\r\nGrâce à cette prise en charge par COGEDIM, le TAEG (Taux Annuel Effectif Global) y compris assurance obligatoire\r\nest estimé à un taux de 1,53 %.\r\nLa prise en charge de ces frais est soumise aux quatre conditions cumulatives suivantes :\r\nÀ la signature d’un mandat exclusif de recherche de financement avec la société Altarea Solution Financement\r\n(frais de courtage offerts),\r\nÀ l’obtention du financement bancaire grâce à l’action de la société Altarea Solution Financement,\r\nÀ l’utilisation effective du financement ainsi obtenu par l’intermédiaire de ce mandat pour l’acquisition des lots\r\nobjet du contrat de réservation visé en tête des présentes,\r\nEt à la signature de l’acte notarié de vente en l’état futur d’achèvement dans les délais contractuels.\r\nEtant ici précisé que pour instruire la recherche de financement par le biais de la société Altarea Solution\r\nFinancement, vous vous engagez à fournir l’ensemble des pièces nécessaires (pièce d’identité valide, avis\r\nd’imposition, bulletins de salaire, extraits de comptes, tableaux d’amortissement des prêts en cours, etc…).\r\nDans ces conditions, COGEDIM vous remboursera :\r\nLe montant des frais de dossier bancaire et de caution bancaire, dans un délai de 15 jours à compter de la\r\nsignature de l’acte authentique de vente,\r\nPour le montant des intérêts intercalaires :\r\nCOGEDIM vous versera une avance, dont le montant sera déterminé à l'obtention du financement\r\nbancaire car elle dépendra des caractéristiques de l'emprunt contracté, dans un délai de 15 jours à\r\ncompter de l’émission de l’appel de fonds correspondant au stade « achèvement du plancher bas du\r\nrez-de-chaussée ». Dans l’hypothèse où la signature de l’acte authentique de vente intervenait après\r\nl’atteinte du stade « achèvement du plancher bas du rez-de-chaussée » dans la réalisation de la\r\nconstruction, COGEDIM vous versera ladite avance dans un délai de 15 jours à compter de la date de\r\nsignature de l’acte de vente,\r\nEt le solde des intérêts intercalaires (si ces derniers excédaient le montant de l’avance versée) dans un\r\ndélai de 15 jours à compter de la signature de la prise de possession effective des biens (livraison des\r\nbiens).\r\nLes frais notariés (frais d’établissement au règlement de copropriété, frais d’acte de vente, et frais d’acte de prêt en\r\ncas de prêt assorti d’une garantie hypothécaire) seront directement supportés par COGEDIM lors de la signature de\r\nl’acte authentique de vente (et de l’acte de prêt le cas échéant) auprès du Notaire.\r\n(1) PTZ : Le Prêt à taux zéro est un prêt réglementé qui vous permet de financer l’acquisition d'un appartement neuf\r\n(ou acquis en VEFA) que vous occuperez à titre de votre première résidence principale. Le Prêt à Taux zéro est un\r\nprêt complémentaire à d'autres emprunts. Le Prêt à taux zéro est accessible sous conditions de ressources, aux\r\npersonnes physiques désirant devenir propriétaire de leur première résidence principale (ne pas avoir été\r\npropriétaire de sa résidence principale au cours des 2 années précédant la nouvelle acquisition). Le montant et la\r\ndurée du Prêt à Taux 0 % varient en fonction de la zone géographique du logement et de la composition du foyer.\r\nLes ressources de l’acquéreur sont également prises en compte pour la durée du remboursement.\r\n(2) TVA réduite à 5,5 % au lieu de 20 %. Le Code général des impôts (art.278 sexies 11 et 11 bis, art. art.278\r\nsexies-0 A) permet d’appliquer un taux réduit de TVA à 5,5 % pour les opérations d’accession sociale à la propriété\r\nportant sur des logements acquis par des personnes physiques pour y établir leur résidence principale et situés\r\ndans les zones ciblées par la politique de la ville (quartiers faisant l’objet d’une convention ANRU et dans les\r\nquartiers prioritaires politique de la ville ou situés à une certaine distance de ceux-ci en fonction notamment de la\r\ndate de la demande de permis de construire. Ce taux réduit est susceptible de s’appliquer dès lors que les\r\nressources des personnes destinées à occuper le logement à la date de signature de l’avant contrat préliminaire ou,\r\nà défaut, à la date du contrat de vente ne dépassent pas des plafonds de ressources (cf. article 278 sexies du CGI).\r\nLe bénéfice du taux réduit est susceptible d’être remis en cause dans l’hypothèse où les conditions d’octroi du taux\r\nréduit cessent d’être remplies dans un délai de 10 ans qui suit le fait générateur de l’opération notamment en cas de\r\nrevente ou de changement de destination du logement.\r\nL’article 71 de la loi n°1322-2023 du 29 décembre 2023, dite loi de finances pour 2024, proroge le PTZ (prêt à taux\r\nzéro) jusqu’au 31 décembre 2027 et aménage certaines dispositions réglementaires applicables. Le décret n\r\n°2024-304 du 2 avril 2024 fixe les modalités des offres de prêt émises à compter du 1er avril 2024. 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Lot B212, 4 pièces situé au 1 er étage, d’une\r\nsurface habitable de 83,58 m² avec un balcon de 11,42 m², 1 place de stationnement bien immobilier dépendant de\r\nla Résidence « Carré Coubertin » à GOUSSAINVILLE (95190). Exemple d’un financement pour une opération\r\nd’acquisition de résidence principale en état futur d’achèvement d’un montant de 274 300,00 €, en TVA réduite à\r\n5,5 %(2)\r\n, frais de dossier et frais de caution du prêt à la charge de COGEDIM, soit un montant à financer de\r\n274 300,00 € sans apport personnel, bénéficiant d’un PTZ\r\n(1) par un couple et deux enfants, primo-accédant, dont le\r\nrevenu fiscal de référence de l'année n-2 était de 52 500,00 € et éligible à une acquisition en TVA réduite à 5,5 %(2)\r\n.\r\nFinancement réalisé grâce à des prêts consentis auprès des partenaires bancaires du groupe ALTAREA par\r\nl’intermédiaire d’Altarea Solution Financement :\r\nun prêt bancaire amortissable à taux fixe d’un montant de 97 150,00 €, d’une durée de 24 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 911,53 € pendant 10 ans puis mensualités\r\nde 95,16 € pendant 14 ans, TAEG estimé 4,36 % et coût total 28 220,48 € intérêts et assurances inclus,\r\nun prêt PTZ\r\n(1) d’un montant de 137 150,00 €, d’une durée de 24 ans, prêt amortissable à taux fixe ,\r\nmensualités de 40,00 € pendant 10 ans puis mensualités de 856,37 € pendant 14 ans, TAEG estimé 0,49 %\r\net coût total 11 520,16 € intérêts et assurances inclus,\r\nun prêt Jeune Actif (-35 ans) amortissable à taux fixe d’un montant de 20 000,00 €, d’une durée de 24 ans,\r\nprêt amortissable à taux fixe pendant toute sa durée , mensualités de 93,23 € pendant 24 ans, TAEG estimé\r\n2,62 % et coût total 6 850,24 € intérêts et assurances inclus,\r\nun prêt Acquisition Durable amortissable à taux fixe d’un montant de 20 000,00 €, d’une durée de 24 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 93,23 € pendant 24 ans, TAEG estimé\r\n2,62 % et coût total 6 850,24 € intérêts et assurances inclus,\r\nL’ensemble pour une mensualité globale lissée de 1 137,99 € pendant 24 ans. La cotisation mensuelle d’assurance\r\ndécès, perte totale et irréversible d’autonomie et incapacité de travail pour le prêt bancaire amortissable est de\r\n28.34 €, le prêt PTZ est de 40.00 €, le prêt Jeune Actif (-35 ans) est de 5.83 €, le prêt Acquisition Durable est de\r\n5.83 €, pour un capital emprunté assuré à 100 %.\r\nCette simulation est communiquée à titre informatif ; elle est établie sur la base de taux moyens du marché\r\nconstatés au 29/06/2025 pour diverses situations comparables. Cette présentation indicative ne constitue en\r\naucune façon une offre commerciale ou publicitaire de financement et n’a aucune valeur contractuelle. TVA réduite à\r\n5,5 % (2) (acquisition pour 10 ans minimum), PTZ\r\n(1) et PAS, réservés aux primo-accédants pour l’achat d’un\r\nlogement en résidence principale sont soumis à conditions de revenus. Altarea Solution Financement est une\r\nsociété de courtage en crédit immobilier et en assurances. Siège social : 87 Rue de Richelieu – 75002 Paris.\r\nAdresse contact : contact-solution-financement@altarea.com. SAS au capital de 10 000 € immatriculée au R.C.S\r\nParis sous le N°504 638 784 et au registre de l’Orias (www.orias.fr) sous le N°10053430. Responsabilité Civile\r\nProfessionnelle conforme aux articles L.512-6 du Code des assurances et L.519-3-4 du Code monétaire et\r\nfinancier. Membre de l’Association professionnelle des intermédiaires en crédits (APIC). Vous bénéficiez d’un délai\r\nlégal de réflexion de 10 jours. Lorsque la vente est subordonnée à l’obtention d’un prêt et si celui-ci n’est pas\r\nobtenu, le vendeur doit rembourser les sommes versées par l’acquéreur. Aucun versement de quelque nature que ce\r\nsoit ne peut être exigé d’un particulier avant l’obtention d’un ou plusieurs prêts d’argent. Un crédit vous engage et\r\ndoit être remboursé. Vérifiez vos capacités de remboursement avant de vous engager. Sous réserve d’acceptation\r\nde votre dossier par nos partenaires bancaires.\r\n500 € d’apport / 500 € à la réservation\r\nCette somme de 500 € correspond au dépôt de garantie qui vous sera demandé à la signature du contrat de\r\nréservation en lieu et place du montant légal de 2 % ou 5 % du montant TTC du prix de vente. Cette somme\r\ns'imputera sur la partie du prix payable à la signature de l'acte authentique. Toutes les conditions du dépôt de\r\ngarantie sont stipulées à l’article 3.5 des conditions générales du contrat de réservation. Cette somme de 500 €\r\npeut être remboursée si la banque finance la totalité.\r\n0 frais avant d’emménager\r\nLe versement des mensualités, hors assurances, débutera à la date de livraison de l’appartement dépendant de la\r\nRésidence « Carré Coubertin » à GOUSSAINVILLE (95190).\r\nCOGEDIM prendra à sa charge les frais suivants :\r\nFrais notariés d’acte de vente (en ce compris la quote-part aux frais d’établissement au règlement de\r\ncopropriété),\r\nFrais notariés d’acte de prêt en cas de financement assorti d’une garantie hypothécaire,\r\nFrais de dossier bancaire,\r\nFrais de caution bancaire,\r\nIntérêts intercalaires.\r\nGrâce à cette prise en charge par COGEDIM, le TAEG (Taux Annuel Effectif Global) y compris assurance obligatoire\r\nest estimé à un taux de 1,56 %.\r\nLa prise en charge de ces frais est soumise aux quatre conditions cumulatives suivantes :\r\nÀ la signature d’un mandat exclusif de recherche de financement avec la société Altarea Solution Financement\r\n(frais de courtage offerts),\r\nÀ l’obtention du financement bancaire grâce à l’action de la société Altarea Solution Financement,\r\nÀ l’utilisation effective du financement ainsi obtenu par l’intermédiaire de ce mandat pour l’acquisition des lots\r\nobjet du contrat de réservation visé en tête des présentes,\r\nEt à la signature de l’acte notarié de vente en l’état futur d’achèvement dans les délais contractuels.\r\nEtant ici précisé que pour instruire la recherche de financement par le biais de la société Altarea Solution\r\nFinancement, vous vous engagez à fournir l’ensemble des pièces nécessaires (pièce d’identité valide, avis\r\nd’imposition, bulletins de salaire, extraits de comptes, tableaux d’amortissement des prêts en cours, etc…).\r\nDans ces conditions, COGEDIM vous remboursera :\r\nLe montant des frais de dossier bancaire et de caution bancaire, dans un délai de 15 jours à compter de la\r\nsignature de l’acte authentique de vente,\r\nPour le montant des intérêts intercalaires :\r\nCOGEDIM vous versera une avance, dont le montant sera déterminé à l'obtention du financement\r\nbancaire car elle dépendra des caractéristiques de l'emprunt contracté, dans un délai de 15 jours à\r\ncompter de l’émission de l’appel de fonds correspondant au stade « achèvement du plancher bas du\r\nrez-de-chaussée ». Dans l’hypothèse où la signature de l’acte authentique de vente intervenait après\r\nl’atteinte du stade « achèvement du plancher bas du rez-de-chaussée » dans la réalisation de la\r\nconstruction, COGEDIM vous versera ladite avance dans un délai de 15 jours à compter de la date de\r\nsignature de l’acte de vente,\r\nEt le solde des intérêts intercalaires (si ces derniers excédaient le montant de l’avance versée) dans un\r\ndélai de 15 jours à compter de la signature de la prise de possession effective des biens (livraison des\r\nbiens).\r\nLes frais notariés (frais d’établissement au règlement de copropriété, frais d’acte de vente, et frais d’acte de prêt en\r\ncas de prêt assorti d’une garantie hypothécaire) seront directement supportés par COGEDIM lors de la signature de\r\nl’acte authentique de vente (et de l’acte de prêt le cas échéant) auprès du Notaire.\r\n(1) PTZ : Le Prêt à taux zéro est un prêt réglementé qui vous permet de financer l’acquisition d'un appartement neuf\r\n(ou acquis en VEFA) que vous occuperez à titre de votre première résidence principale. Le Prêt à Taux zéro est un\r\nprêt complémentaire à d'autres emprunts. Le Prêt à taux zéro est accessible sous conditions de ressources, aux\r\npersonnes physiques désirant devenir propriétaire de leur première résidence principale (ne pas avoir été\r\npropriétaire de sa résidence principale au cours des 2 années précédant la nouvelle acquisition). Le montant et la\r\ndurée du Prêt à Taux 0 % varient en fonction de la zone géographique du logement et de la composition du foyer.\r\nLes ressources de l’acquéreur sont également prises en compte pour la durée du remboursement.\r\n(2) TVA réduite à 5,5 % au lieu de 20 %. Le Code général des impôts (art.278 sexies 11 et 11 bis, art. art.278\r\nsexies-0 A) permet d’appliquer un taux réduit de TVA à 5,5 % pour les opérations d’accession sociale à la propriété\r\nportant sur des logements acquis par des personnes physiques pour y établir leur résidence principale et situés\r\ndans les zones ciblées par la politique de la ville (quartiers faisant l’objet d’une convention ANRU et dans les\r\nquartiers prioritaires politique de la ville ou situés à une certaine distance de ceux-ci en fonction notamment de la\r\ndate de la demande de permis de construire. Ce taux réduit est susceptible de s’appliquer dès lors que les\r\nressources des personnes destinées à occuper le logement à la date de signature de l’avant contrat préliminaire ou,\r\nà défaut, à la date du contrat de vente ne dépassent pas des plafonds de ressources (cf. article 278 sexies du CGI).\r\nLe bénéfice du taux réduit est susceptible d’être remis en cause dans l’hypothèse où les conditions d’octroi du taux\r\nréduit cessent d’être remplies dans un délai de 10 ans qui suit le fait générateur de l’opération notamment en cas de\r\nrevente ou de changement de destination du logement.\r\nL’article 71 de la loi n°1322-2023 du 29 décembre 2023, dite loi de finances pour 2024, proroge le PTZ (prêt à taux\r\nzéro) jusqu’au 31 décembre 2027 et aménage certaines dispositions réglementaires applicables. Le décret n\r\n°2024-304 du 2 avril 2024 fixe les modalités des offres de prêt émises à compter du 1er avril 2024. 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zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir 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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. 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zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir 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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. 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en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir 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zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir 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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. 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Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[4017]={value:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,meta:$R[4018]={drupal_internal__target_id:5},vid:$R[4019]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[4020]={drupal_internal__target_id:"regulation"}},revision_user:$R[4021]={data:null,links:$R[4022]={related:$R[4023]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/revision_user/?resourceVersion=id%3A5"},self:$R[4024]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/relationships/revision_user/?resourceVersion=id%3A5"}}},parent:$R[4025]=[$R[4026]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[4027]={links:$R[4028]={help:$R[4029]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[4030]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[4031]={type:"taxonomy_term--regulation",id:"a56c43b0-a930-4321-8b90-16321a8017b3",links:$R[4032]={self:$R[4033]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a56c43b0-a930-4321-8b90-16321a8017b3/?resourceVersion=id%3A4000"}},drupal_internal__tid:4000,drupal_internal__revision_id:4000,langcode:"fr",revision_created:"2023-07-17T08:05:34+00:00",status:!0,name:"Patrimonial",description:null,weight:7,changed:"2025-07-01T07:35:28+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[4034]=[$R[4035]={tag:"meta",attributes:$R[4036]={name:"title",content:"Patrimonial | Cogedim"}},$R[4037]={tag:"link",attributes:$R[4038]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/4000/"}},$R[4039]={tag:"meta",attributes:$R[4040]={name:"generator",content:"Cogedim"}},$R[4041]={tag:"meta",attributes:$R[4042]={property:"og:site_name",content:"Cogedim"}},$R[4043]={tag:"meta",attributes:$R[4044]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[4045]={tag:"meta",attributes:$R[4046]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a56c43b0-a930-4321-8b90-16321a8017b3/"}},$R[4047]={tag:"meta",attributes:$R[4048]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[4049]={tag:"meta",attributes:$R[4050]={property:"og:image:type",content:"image/png"}},$R[4051]={tag:"meta",attributes:$R[4052]={property:"og:image:width",content:"628"}},$R[4053]={tag:"meta",attributes:$R[4054]={property:"og:image:height",content:"316"}},$R[4055]={tag:"meta",attributes:$R[4056]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[4057]={tag:"meta",attributes:$R[4058]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[4059]={tag:"meta",attributes:$R[4060]={name:"twitter:card",content:"summary"}},$R[4061]={tag:"meta",attributes:$R[4062]={name:"twitter:site",content:"@altareacogedim"}},$R[4063]={tag:"meta",attributes:$R[4064]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[4065]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[4066]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M48,25.2c-0.2-9-0.6-9.2-0.9-9.4c-0.4-0.2-1.1-0.2-1.7,0.2c-0.6,0.3-1.6,1.1-1.8,3c-0.2,2.2-0.3,4.7-0.3,5.5
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zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir 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\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6
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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. 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plus\x3C/a>\x3C/p>"},field_text_main:null,meta:$R[4444]={drupal_internal__target_id:4110},vid:$R[4445]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[4446]={drupal_internal__target_id:"regulation"}},revision_user:$R[4447]={data:null,links:$R[4448]={related:$R[4449]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/2738adfc-b2a0-41eb-87a3-201ef2327ff7/revision_user/?resourceVersion=id%3A4110"},self:$R[4450]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/2738adfc-b2a0-41eb-87a3-201ef2327ff7/relationships/revision_user/?resourceVersion=id%3A4110"}}},parent:$R[4451]=[$R[4452]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[4453]={links:$R[4454]={help:$R[4455]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[4456]={about:"Usage and meaning of the 'virtual' resource 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zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir 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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. 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plus\x3C/a>\x3C/p>"},field_text_main:null,meta:$R[4772]={drupal_internal__target_id:4110},vid:$R[4773]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[4774]={drupal_internal__target_id:"regulation"}},revision_user:$R[4775]={data:null,links:$R[4776]={related:$R[4777]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/2738adfc-b2a0-41eb-87a3-201ef2327ff7/revision_user/?resourceVersion=id%3A4110"},self:$R[4778]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/2738adfc-b2a0-41eb-87a3-201ef2327ff7/relationships/revision_user/?resourceVersion=id%3A4110"}}},parent:$R[4779]=[$R[4780]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[4781]={links:$R[4782]={help:$R[4783]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[4784]={about:"Usage and meaning of the 'virtual' resource 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s’engage pour votre pouvoir d’acheter en \x3Cstrong>allégeant vos mensualités !\x3C/strong> Jusqu’à \x3Cstrong>600 € / mois remboursés\x3C/strong> pendant 4 ans\x3Csup>(1)\x3C/sup>.\x3Cbr>",field_confirmation:"Vous êtes bien inscrit(e) pour bénéficier de nos offres et nous vous en remercions. \r\nUn de nos conseillers vous contactera dans les plus brefs délais pour convenir d'un RDV et échanger sur votre projet immobilier.",field_crm_division:"IF",field_crm_object:"Rendez-vous campagne captation",field_disclaimer:"\x3Cstrong>Allégez vos mensualités !\x3C/strong> Jusqu’à \x3Cstrong>600 € / mois remboursés\x3C/strong> pendant 4 ans\x3Csup>(1)\x3C/sup>.\x3Cbr>Pour en savoir plus sur cette offre et sur votre projet d'achat immobilier, complétez ce formulaire et nous vous proposerons par téléphone et/ou email un rendez-vous avec un conseiller Cogedim :",field_display:!0,field_legals:"Les données signalées ci-dessus par un astérisque sont nécessaires pour nous permettre de répondre à votre 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Elle compte actuellement plus de 25 400 habitants et continue depuis plusieurs années sa \x3Cstrong>croissance démographique\x3C/strong>. La particularité de Cormeilles-en-Parisis réside dans sa \x3Cstrong>position géographique\x3C/strong> puisque le territoire communal borde la Seine sur plusieurs kilomètres. Cormeilles-en-Parisis est un bon choix pour un investissement immobilier du fait de ses infrastructures et de sa proximité avec la capitale. Découvrez vite \x3Cstrong>toutes les offres de logements neufs à Cormeilles-en-Parisis\x3C/strong>.\x3C/p>\x3Ch2>Les aides pour acheter un bien immobilier neuf à Cormeilles-en-Parisis\x3C/h2>\x3Cp>Si vous souhaitez investir dans un logement neuf à Cormeilles-en-Parisis, nous vous invitons à vous renseigner auprès de nos conseillers Cogedim sur les \x3Cstrong>aides disponibles pour concrétiser votre investissement\x3C/strong>. Certaines de ces aides sont \x3Cstrog>réservées aux primo-accédants c'est à dire aux personnes qui n'ont pas été propriétaires de leur résidence principale depuis plus de 2 ans. C’est le cas du PTZ, \x3Cstrong>Prêt à Taux Zéro\x3C/strong>, qui permet de financer une partie de l’achat ou de la construction de sa future résidence principale. Il peut servir à financer jusqu’à 40 % de l’opération et son montant dépend des niveaux de revenus de l’acheteur et du territoire sur lequel il achète. Le \x3Cstrong>Prêt Action Logement\x3C/strong> permet aussi de financer l’achat d’une première résidence principale avec un taux attractif. Ce prêt est réservé aux salariés d’entreprise du secteur privé. Par ailleurs, pour les personnes aux revenus modestes, il est possible de recourir au \x3Cstrong>Prêt Accession Social\x3C/strong> qui peut servir à financer l’intégralité du coût d’une opération.\x3C/strog>\x3C/p>\x3Cp>Une autre possibilité est de se renseigner auprès de la région, du département ou bien encore de la commune. Cela afin d’étudier si des \x3Cstrong>solutions d’aides au financement locaux\x3C/strong> existent pour des achats immobiliers dans le neuf notamment à Cormeilles-en-Parisis\x3C/p>\x3Ch2>Acheter un programme neuf à Cormeilles-en-Parisis pour réaliser un investissement locatif\x3C/h2>\x3Cp>Investir dans un appartement neuf à Cormeilles-en-Parisis pour le mettre ensuite en location présente de nombreux avantages. Cela permet de \x3Cstrong>créer ou consolider son patrimoine\x3C/strong> tout en s’assurant une source de revenus régulière. C’est également une façon intéressante de \x3Cstrong>préparer sa retraite\x3C/strong>.\x3C/p>\x3Ch3>LMNP\x3C/h3>\x3Cp>La location meublée non professionnelle est une autre façon de mettre en location son logement tout en profitant d’avantages fiscaux. Le logement ne doit pas nécessairement être neuf, mais doit être \x3Cstrong>meublé\x3C/strong> et il n’existe pas de conditions territoriales pour que ce statut s’applique, il est donc possible d'en profiter sur toute l'étendue du territoire.\x3C/p>\x3Ch3>Autres dispositifs\x3C/h3>\x3Cp>Enfin, il existe d’autres dispositifs qui permettent d’investir dans du neuf à Cormeilles-en-Parisis tout en bénéficiant d’avantages fiscaux. C’est par exemple le cas de la \x3Cstrong>loi Censi-Bouvard\x3C/strong>. Elle permet de réaliser un investissement immobilier dans le neuf en résidence meublée et de réduire son impôt d’un pourcentage du prix de revient de l’appartement et de récupérer la TVA sur le montant de l’investissement.\x3C/p>\x3Ch2>Pourquoi acheter un logement neuf à Cormeilles-en-Parisis ?\x3C/h2>\x3Cp>Cormeilles-en-Parisis offre la sérénité d’une vie au bord de l’eau, à proximité de Paris. Cette commune est plébiscitée pour sa \x3Cstrong>qualité de vie et son cadre naturel\x3C/strong>. Sa \x3Cstrong>proximité avec Paris et La Défense\x3C/strong> est un argument pour les actifs. Elle bénéficie d’un \x3Cstrong>réseau routier efficace\x3C/strong> pour rejoindre facilement les pôles économiques parisien.\x3C/p>",format:"full_html",processed:"\x3Cp>Cormeilles-en-Parisis est une \x3Cstrong>commune située dans le Val-d’Oise\x3C/strong>, à proximité de Paris. Elle compte actuellement plus de 25 400 habitants et continue depuis plusieurs années sa \x3Cstrong>croissance démographique\x3C/strong>. La particularité de Cormeilles-en-Parisis réside dans sa \x3Cstrong>position géographique\x3C/strong> puisque le territoire communal borde la Seine sur plusieurs kilomètres. Cormeilles-en-Parisis est un bon choix pour un investissement immobilier du fait de ses infrastructures et de sa proximité avec la capitale. Découvrez vite \x3Cstrong>toutes les offres de logements neufs à Cormeilles-en-Parisis\x3C/strong>.\x3C/p>\x3Ch2>Les aides pour acheter un bien immobilier neuf à Cormeilles-en-Parisis\x3C/h2>\x3Cp>Si vous souhaitez investir dans un logement neuf à Cormeilles-en-Parisis, nous vous invitons à vous renseigner auprès de nos conseillers Cogedim sur les \x3Cstrong>aides disponibles pour concrétiser votre investissement\x3C/strong>. Certaines de ces aides sont \x3Cstrog>réservées aux primo-accédants c'est à dire aux personnes qui n'ont pas été propriétaires de leur résidence principale depuis plus de 2 ans. C’est le cas du PTZ, \x3Cstrong>Prêt à Taux Zéro\x3C/strong>, qui permet de financer une partie de l’achat ou de la construction de sa future résidence principale. Il peut servir à financer jusqu’à 40 % de l’opération et son montant dépend des niveaux de revenus de l’acheteur et du territoire sur lequel il achète. Le \x3Cstrong>Prêt Action Logement\x3C/strong> permet aussi de financer l’achat d’une première résidence principale avec un taux attractif. Ce prêt est réservé aux salariés d’entreprise du secteur privé. Par ailleurs, pour les personnes aux revenus modestes, il est possible de recourir au \x3Cstrong>Prêt Accession Social\x3C/strong> qui peut servir à financer l’intégralité du coût d’une opération.\x3C/strog>\x3C/p>\x3Cp>Une autre possibilité est de se renseigner auprès de la région, du département ou bien encore de la commune. Cela afin d’étudier si des \x3Cstrong>solutions d’aides au financement locaux\x3C/strong> existent pour des achats immobiliers dans le neuf notamment à Cormeilles-en-Parisis\x3C/p>\x3Ch2>Acheter un programme neuf à Cormeilles-en-Parisis pour réaliser un investissement locatif\x3C/h2>\x3Cp>Investir dans un appartement neuf à Cormeilles-en-Parisis pour le mettre ensuite en location présente de nombreux avantages. Cela permet de \x3Cstrong>créer ou consolider son patrimoine\x3C/strong> tout en s’assurant une source de revenus régulière. C’est également une façon intéressante de \x3Cstrong>préparer sa retraite\x3C/strong>.\x3C/p>\x3Ch3>LMNP\x3C/h3>\x3Cp>La location meublée non professionnelle est une autre façon de mettre en location son logement tout en profitant d’avantages fiscaux. Le logement ne doit pas nécessairement être neuf, mais doit être \x3Cstrong>meublé\x3C/strong> et il n’existe pas de conditions territoriales pour que ce statut s’applique, il est donc possible d'en profiter sur toute l'étendue du territoire.\x3C/p>\x3Ch3>Autres dispositifs\x3C/h3>\x3Cp>Enfin, il existe d’autres dispositifs qui permettent d’investir dans du neuf à Cormeilles-en-Parisis tout en bénéficiant d’avantages fiscaux. C’est par exemple le cas de la \x3Cstrong>loi Censi-Bouvard\x3C/strong>. Elle permet de réaliser un investissement immobilier dans le neuf en résidence meublée et de réduire son impôt d’un pourcentage du prix de revient de l’appartement et de récupérer la TVA sur le montant de l’investissement.\x3C/p>\x3Ch2>Pourquoi acheter un logement neuf à Cormeilles-en-Parisis ?\x3C/h2>\x3Cp>Cormeilles-en-Parisis offre la sérénité d’une vie au bord de l’eau, à proximité de Paris. Cette commune est plébiscitée pour sa \x3Cstrong>qualité de vie et son cadre naturel\x3C/strong>. Sa \x3Cstrong>proximité avec Paris et La Défense\x3C/strong> est un argument pour les actifs. 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Les infrastructures liées au projet du Grand Paris devraient également renforcer ses \x3Cstrong>nombreux atouts\x3C/strong>. Nous sommes présents dans ce domaine avec une proposition de logements neufs de standing, pour les personnes à la recherche d'investissements immobiliers rentables.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf dans le Val-d’Oise\x3C/h3>\x3Cp>Quelle que soit la taille du logement neuf que vous recherchez dans le Val-d’Oise, plusieurs aides financières sont à disposition pour faciliter votre acquisition immobilière en fonction de votre situation.\x3C/p>\x3Cp>L’achat en location-accession vous est destiné si vous êtes un ménage aux revenus modestes. Le principe est celui de la \x3Cstrong>location-accession\x3C/strong>. Vous occupe un logement pendant une période de 1 à 4 ans, période durant laquelle vous pouvez décider de devenir propriétaire à des conditions avantageuses. C’est une option disponible pour l’achat d’immobilier neuf dans le Val-d’Oise.\x3C/p>\x3Cp>D’autres subventions et aides vous sont réservées en tant que \x3Cstrong>primo-accédants\x3C/strong>. Elles ne sont pas circonscrites à un territoire en particulier. Elles peuvent vous aider à investir dans des programmes immobiliers dans le Val-d’Oise : PTZ, Prêt Action Logement, TVA réduite, etc.\x3C/p>\x3Ch3>Acheter un programme neuf dans le Val-d’Oise pour réaliser un investissement locatif\x3C/h3>\x3Cp>Réaliser un investissement locatif dans le Val-d’Oise vous apporte plusieurs avantages. Vous constituez ainsi votre patrimoine immobilier tout en préparant votre retraite. Vous générez également une nouvelle source de revenus réguliers. Découvrez nos offres pour investir dans l’un de nos programmes neufs dans le Val-d’Oise et les dispositifs pour obtenir des réductions fiscales.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Si vous souhaitez investir dans le Val-d’Oise, vous pouvez profiter des \x3Cstrong>avantages liés au statut de loueur meublé non professionnel (LMNP)\x3C/strong>. Votre logement neuf mis en location en étant meublé est une opportunité pour pouvoir alléger votre fiscalité liée a vos revenus locatifs.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>Le \x3Cstrong>Censi-Bouvard\x3C/strong> est un dispositif qui peut venir en complément du LMNP. Il est exclusivement réservé aux programmes immobiliers neufs dans le Val-d’Oise qui offrent des services à leurs résidents. Ces résidences sont souvent à destination des étudiants et des seniors, deux populations présentes dans le département.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf dans le Val-d’Oise\x3C/h3>\x3Cp>Les raisons pour réaliser un investissement locatif dans le Val-d’Oise sont nombreuses. Tout d’abord, l'\x3Cstrong>accessibilité du département\x3C/strong> avec l’aéroport Roissy–Charles-de-Gaulle, le réseau autoroutier, avec l’A1 (est) et l’A15 (ouest), le réseau ferroviaire, avec entre autres la gare TGV de Roissy Charles-de-Gaulle. Les transports locaux sont aussi développés avec le RER (A, C), le Transilien (ligne H, J), et le réseau de bus.\x3C/p>\x3Cp>De plus, le département dispose d’un \x3Cstrong>bassin économique solide \x3C/strong>avec de grandes entreprises présentes. Le Val-d’Oise est ainsi un des départements français les mieux placés en termes d’\x3Cstrong>accroissement du nombre des emplois salariés\x3C/strong>. Enfin, le département du Val-d’Oise accueille plus de 27 000 étudiants, au sein d’une université, Cergy-Pontoise, d’une grande école et de 6 écoles d’ingénieurs. Et les \x3Cstrong>étudiants\x3C/strong> représentent une cible de choix pour un investissement locatif dans le Val-d’Oise.\x3C/p>",format:"full_html",processed:"\x3Ch2>Investir dans l’immobilier neuf dans le Val-d’Oise\x3C/h2>\x3Cp>Situé au nord-ouest de Paris, le Val-d’Oise, département de la région Île-de-France, associe un cadre de vie champêtre à un tissu économique dense et diversifié. Les infrastructures liées au projet du Grand Paris devraient également renforcer ses \x3Cstrong>nombreux atouts\x3C/strong>. Nous sommes présents dans ce domaine avec une proposition de logements neufs de standing, pour les personnes à la recherche d'investissements immobiliers rentables.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf dans le Val-d’Oise\x3C/h3>\x3Cp>Quelle que soit la taille du logement neuf que vous recherchez dans le Val-d’Oise, plusieurs aides financières sont à disposition pour faciliter votre acquisition immobilière en fonction de votre situation.\x3C/p>\x3Cp>L’achat en location-accession vous est destiné si vous êtes un ménage aux revenus modestes. Le principe est celui de la \x3Cstrong>location-accession\x3C/strong>. Vous occupe un logement pendant une période de 1 à 4 ans, période durant laquelle vous pouvez décider de devenir propriétaire à des conditions avantageuses. C’est une option disponible pour l’achat d’immobilier neuf dans le Val-d’Oise.\x3C/p>\x3Cp>D’autres subventions et aides vous sont réservées en tant que \x3Cstrong>primo-accédants\x3C/strong>. Elles ne sont pas circonscrites à un territoire en particulier. Elles peuvent vous aider à investir dans des programmes immobiliers dans le Val-d’Oise : PTZ, Prêt Action Logement, TVA réduite, etc.\x3C/p>\x3Ch3>Acheter un programme neuf dans le Val-d’Oise pour réaliser un investissement locatif\x3C/h3>\x3Cp>Réaliser un investissement locatif dans le Val-d’Oise vous apporte plusieurs avantages. Vous constituez ainsi votre patrimoine immobilier tout en préparant votre retraite. Vous générez également une nouvelle source de revenus réguliers. Découvrez nos offres pour investir dans l’un de nos programmes neufs dans le Val-d’Oise et les dispositifs pour obtenir des réductions fiscales.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Si vous souhaitez investir dans le Val-d’Oise, vous pouvez profiter des \x3Cstrong>avantages liés au statut de loueur meublé non professionnel (LMNP)\x3C/strong>. Votre logement neuf mis en location en étant meublé est une opportunité pour pouvoir alléger votre fiscalité liée a vos revenus locatifs.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>Le \x3Cstrong>Censi-Bouvard\x3C/strong> est un dispositif qui peut venir en complément du LMNP. Il est exclusivement réservé aux programmes immobiliers neufs dans le Val-d’Oise qui offrent des services à leurs résidents. Ces résidences sont souvent à destination des étudiants et des seniors, deux populations présentes dans le département.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf dans le Val-d’Oise\x3C/h3>\x3Cp>Les raisons pour réaliser un investissement locatif dans le Val-d’Oise sont nombreuses. Tout d’abord, l'\x3Cstrong>accessibilité du département\x3C/strong> avec l’aéroport Roissy–Charles-de-Gaulle, le réseau autoroutier, avec l’A1 (est) et l’A15 (ouest), le réseau ferroviaire, avec entre autres la gare TGV de Roissy Charles-de-Gaulle. Les transports locaux sont aussi développés avec le RER (A, C), le Transilien (ligne H, J), et le réseau de bus.\x3C/p>\x3Cp>De plus, le département dispose d’un \x3Cstrong>bassin économique solide \x3C/strong>avec de grandes entreprises présentes. Le Val-d’Oise est ainsi un des départements français les mieux placés en termes d’\x3Cstrong>accroissement du nombre des emplois salariés\x3C/strong>. Enfin, le département du Val-d’Oise accueille plus de 27 000 étudiants, au sein d’une université, Cergy-Pontoise, d’une grande école et de 6 écoles d’ingénieurs. Et les \x3Cstrong>étudiants\x3C/strong> représentent une cible de choix pour un investissement locatif dans le Val-d’Oise.\x3C/p>"},weight:4,changed:"2025-09-23T13:40:17+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[10862]=[$R[10863]={tag:"meta",attributes:$R[10864]={name:"title",content:"Immobilier neuf Val-d’Oise | Cogedim"}},$R[10865]={tag:"meta",attributes:$R[10866]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) dans le Val-d’Oise ? 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Cette région est une valeur sûre pour investir dans l’\x3Cstrong>immobilier neuf\x3C/strong>, que ce soit pour y établir votre \x3Cstrong>résidence principale\x3C/strong> ou pour y faire un \x3Cstrong>investissement locatif\x3C/strong>. L’Île-de-France offre effectivement une rentabilité locative assurée ainsi que de belles opportunités de plus-values. Veuillez découvrir nos offres de logements neufs en Île-de-France.\x3C/p>\x3Ch3>Achat : les aides pour acheter un appartement neuf en Île-de-France\x3C/h3>\x3Cp>Plusieurs aides financières sont à votre disposition pour faciliter l’acquisition d’un bien immobilier en Île-de-France, quelle que soit la taille du logement que vous recherchez.\x3C/p>\x3Ch4>Le Prêt à Taux Zéro (PTZ)\x3C/h4>\x3Cp>Prêt aidé par l’État, le PTZ peut vous servir à devenir propriétaire de votre \x3Cstrong>résidence principale\x3C/strong> en Île-de-France si vous êtes primo-accédant et que vous répondez aux critères de ressources. Au maximum et selon le bien que vous allez acquérir, il pourra couvrir jusqu’à 40% du coût total de votre opération immobilière. Comme son nom l’indique, vous ne devrez rembourser que la somme empruntée, sans aucun intérêt. En complément de votre PTZ, vous pourrez solliciter un autre dispositif de financement, comme un prêt immobilier bancaire ou encore un prêt Action Logement.\x3C/p>\x3Ch4>Le prêt Action Logement\x3C/h4>\x3Cp>Anciennement nommé 1% Logement, ce prêt complémentaire vous permet de financer l’acquisition de votre logement neuf en Île-de-France, pour en faire votre résidence principale, à un \x3Cstrong>taux plafonné à 0,5%\x3C/strong>. Sous conditions de ressources et si vous êtes salarié, Action Logement vous permet d’emprunter jusqu’à 40 000 euros.\x3C/p>\x3Ch4>\x3Ca href=\"https://www.cogedim.com/votre-futur-bien/par-opportunite/nos-programmes-tva-reduite/\">La TVA réduite\x3C/a>\x3C/h4>\x3Cp>La TVA à 20% s’applique généralement aux achats de biens immobiliers neufs. Pour faire diminuer la facture, intéressez-vous aux \x3Cstrong>nouvelles constructions éligibles\x3C/strong> à la \x3Cstrong>TVA à 5,5%\x3C/strong>. Elles sont situées dans les 58 quartiers d’Île-de-France en voie de transformation. Sous conditions de ressources, la TVA réduite pourra vous être appliquée si vous faites l’acquisition d’un bien immobilier neuf en Île-de-France pour en faire votre résidence principale. Ce dispositif peut être cumulé avec le PTZ.\x3C/p>\x3Ch4>Les autres aides\x3C/h4>\x3Cp>Le \x3Cstrong>prêt accession sociale (PAS)\x3C/strong> est cumulable avec le PTZ, le prêt Action Logement et la TVA réduite. Il permet aux emprunteurs à revenus modestes de financer l’achat de leur résidence principale. Comme le PAS se contracte directement auprès des établissements bancaires qui décident du taux, n’hésitez pas à en contacter plusieurs pour éventuellement financer votre projet immobilier en Île-de-France.\x3C/p>\x3Ch3>Acheter un programme neuf en Île-de-France pour entreprendre un investissement locatif\x3C/h3>\x3Cp>Vous envisagez de réaliser un investissement locatif en Île-de-France ? Il s’agit du placement préféré des Français en raison des nombreux avantages qu’il apporte. Investir dans l’un de nos programmes neufs en Île-de-France vous permet de constituer votre patrimoine, de percevoir des revenus réguliers et même de préparer votre retraite. En Île-de-France, l’investissement locatif est l’occasion idéale de réaliser de belles plus-values tout en profitant d’une rentabilité assurée.\x3C/p>\x3Ch4>L’investissement en Location Meublée Non Professionnelle (LMNP)\x3C/h4>\x3Cp>La loi LMNP vous permet de \x3Cstrong>devenir propriétaire d’un bien meublé\x3C/strong> dont vous percevrez les \x3Cstrong>revenus locatifs sans imposition\x3C/strong>. Ouvert à tous les contribuables français, sans condition de ressources, ce dispositif à la gestion simplifiée vous permet d’amortir votre investissement locatif en Île-de-France sur plusieurs dizaines d’années.\x3C/p>\x3Ch4>L’investissement en Location Meublée Professionnelle (LMP)\x3C/h4>\x3Cp>Votre statut LMNP évoluera en LMP si vos revenus ainsi générés dépassent 23 000 euros par an ou qu’ils représentent plus de 50% des revenus totaux de votre foyer fiscal.\x3C/p>\x3Cp>La différence entre LMNP et LMP est qu’un loueur LMP est un professionnel de la location meublée, inscrit au registre du commerce et des sociétés (RCS). À noter que la \x3Cstrong>vente de votre bien LMP\x3C/strong> en Île-de-France sera exonérée totalement ou partiellement d’impôts si vous l’avez loué pendant au moins 5 ans et que vos revenus locatifs se situent entre 90 000 et 126 000 euros.\x3C/p>\x3Ch4>Nue-propriété\x3C/h4>\x3Cp>Pour un investissement à long terme, un confort de gestion et une fiscalité optimisée, vous pouvez envisager d’acquérir un bien immobilier neuf en nue-propriété en Île-de-France, pour environ \x3Cstrong>60% de sa valeur\x3C/strong> en moyenne.\x3C/p>\x3Ch4>Les autres formes d'investissement\x3C/h4>\x3Cp>En Île-de-France, les \x3Cstrong>places de parkings et boxes\x3C/strong> sont des biens immobiliers très prisés, notamment à Paris. Ils pourront vous apporter une rentabilité de l’ordre de 5% pour une facilité de gestion incomparable. Ils constituent un excellent premier investissement en Île-de-France.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Île-de-France ?\x3C/h3>\x3Cp>L’Île-de-France est et restera certainement la région la plus attractive de France, tant pour les étudiants et les travailleurs que les touristes. Les nouveaux programmes immobiliers Cogedim et les constructions neuves ne cessent de se développer en Île-de-France pour maintenir le potentiel intarissable de la région et la rendre toujours plus agréable à vivre.\x3C/p>\x3Cp>Investir en Île-de-France vous permet de devenir propriétaire dans cette région très dynamique qui enregistre une forte croissance démographique. Les prix de l’immobilier sont variables en fonction des départements, mais ils ne sont pas systématiquement aussi élevés qu’à Paris. En plus de sa localisation stratégique, la région bénéficie d'un excellent réseau routier et de transports en commun qui la rende encore plus attractive.\x3C/p>\x3Ch2>Le prix de l'immobilier en Ile de France\x3C/h2>\x3Cp>Le marché immobilier neuf en Île-de-France, au 21 novembre 2023, présente une dynamique complexe et variée. Dans les grandes communes, les programmes neufs attirent de nombreux acquéreurs, cherchant soit un appartement neuf ou un autre type de logement neuf. La loi Carrez, garantissant la précision de la surface des biens vendus, est un élément clé pour les acheteurs.\x3C/p>\x3Cp>En termes de prix au mètre carré, il y a une grande disparité entre les différentes communes. À Paris, le prix moyen peut facilement dépasser 12 000 euros par mètre carré, avec des pics allant jusqu'à 20 000 euros dans certains quartiers prisés. À l'inverse, dans des communes plus éloignées comme Cergy ou Melun, le prix moyen au mètre carré pour un logement neuf est nettement plus abordable, oscillant entre 3 500 et 5 000 euros.\x3C/p>\x3Cp>En banlieue proche, comme à \x3Ca href=\"https://www.cogedim.com/ile-de-france/hauts-de-seine-92/boulogne-billancourt/\">Boulogne-Billancourt\x3C/a> ou Levallois-Perret, les prix des appartements neufs restent élevés, avoisinant en moyenne 8 000 à 10 000 euros par mètre carré. Ces communes bénéficient d'une proximité avec Paris et d'une excellente desserte en transports, justifiant en partie ces prix.\x3C/p>\x3Cp>En conclusion, le prix de l'immobilier neuf en Île-de-France varie considérablement selon la localisation. Le prix minimum pour un mètre carré peut être autour de 3 500 euros dans certaines zones, tandis que le prix moyen se situe souvent entre 5 000 et 10 000 euros, avec des exceptions notables à la hausse dans les quartiers les plus recherchés de Paris.(Estimation donnée à titre indicatif au 26 novembre 2023)\x3C/p>",format:"full_html",processed:"\x3Ch2>Logement VEFA neuf Île-de-France\x3C/h2>\x3Cp>Hébergeant à elle seule près de 20% de la population française, l’Île-de-France, avec ses 8 départements, est non seulement la région la plus peuplée de l’hexagone, mais aussi la plus densément peuplée. Cette région est une valeur sûre pour investir dans l’\x3Cstrong>immobilier neuf\x3C/strong>, que ce soit pour y établir votre \x3Cstrong>résidence principale\x3C/strong> ou pour y faire un \x3Cstrong>investissement locatif\x3C/strong>. L’Île-de-France offre effectivement une rentabilité locative assurée ainsi que de belles opportunités de plus-values. Veuillez découvrir nos offres de logements neufs en Île-de-France.\x3C/p>\x3Ch3>Achat : les aides pour acheter un appartement neuf en Île-de-France\x3C/h3>\x3Cp>Plusieurs aides financières sont à votre disposition pour faciliter l’acquisition d’un bien immobilier en Île-de-France, quelle que soit la taille du logement que vous recherchez.\x3C/p>\x3Ch4>Le Prêt à Taux Zéro (PTZ)\x3C/h4>\x3Cp>Prêt aidé par l’État, le PTZ peut vous servir à devenir propriétaire de votre \x3Cstrong>résidence principale\x3C/strong> en Île-de-France si vous êtes primo-accédant et que vous répondez aux critères de ressources. Au maximum et selon le bien que vous allez acquérir, il pourra couvrir jusqu’à 40% du coût total de votre opération immobilière. Comme son nom l’indique, vous ne devrez rembourser que la somme empruntée, sans aucun intérêt. En complément de votre PTZ, vous pourrez solliciter un autre dispositif de financement, comme un prêt immobilier bancaire ou encore un prêt Action Logement.\x3C/p>\x3Ch4>Le prêt Action Logement\x3C/h4>\x3Cp>Anciennement nommé 1% Logement, ce prêt complémentaire vous permet de financer l’acquisition de votre logement neuf en Île-de-France, pour en faire votre résidence principale, à un \x3Cstrong>taux plafonné à 0,5%\x3C/strong>. Sous conditions de ressources et si vous êtes salarié, Action Logement vous permet d’emprunter jusqu’à 40 000 euros.\x3C/p>\x3Ch4>\x3Ca href=\"https://www.cogedim.com/votre-futur-bien/par-opportunite/nos-programmes-tva-reduite/\">La TVA réduite\x3C/a>\x3C/h4>\x3Cp>La TVA à 20% s’applique généralement aux achats de biens immobiliers neufs. Pour faire diminuer la facture, intéressez-vous aux \x3Cstrong>nouvelles constructions éligibles\x3C/strong> à la \x3Cstrong>TVA à 5,5%\x3C/strong>. Elles sont situées dans les 58 quartiers d’Île-de-France en voie de transformation. Sous conditions de ressources, la TVA réduite pourra vous être appliquée si vous faites l’acquisition d’un bien immobilier neuf en Île-de-France pour en faire votre résidence principale. Ce dispositif peut être cumulé avec le PTZ.\x3C/p>\x3Ch4>Les autres aides\x3C/h4>\x3Cp>Le \x3Cstrong>prêt accession sociale (PAS)\x3C/strong> est cumulable avec le PTZ, le prêt Action Logement et la TVA réduite. Il permet aux emprunteurs à revenus modestes de financer l’achat de leur résidence principale. Comme le PAS se contracte directement auprès des établissements bancaires qui décident du taux, n’hésitez pas à en contacter plusieurs pour éventuellement financer votre projet immobilier en Île-de-France.\x3C/p>\x3Ch3>Acheter un programme neuf en Île-de-France pour entreprendre un investissement locatif\x3C/h3>\x3Cp>Vous envisagez de réaliser un investissement locatif en Île-de-France ? Il s’agit du placement préféré des Français en raison des nombreux avantages qu’il apporte. Investir dans l’un de nos programmes neufs en Île-de-France vous permet de constituer votre patrimoine, de percevoir des revenus réguliers et même de préparer votre retraite. En Île-de-France, l’investissement locatif est l’occasion idéale de réaliser de belles plus-values tout en profitant d’une rentabilité assurée.\x3C/p>\x3Ch4>L’investissement en Location Meublée Non Professionnelle (LMNP)\x3C/h4>\x3Cp>La loi LMNP vous permet de \x3Cstrong>devenir propriétaire d’un bien meublé\x3C/strong> dont vous percevrez les \x3Cstrong>revenus locatifs sans imposition\x3C/strong>. Ouvert à tous les contribuables français, sans condition de ressources, ce dispositif à la gestion simplifiée vous permet d’amortir votre investissement locatif en Île-de-France sur plusieurs dizaines d’années.\x3C/p>\x3Ch4>L’investissement en Location Meublée Professionnelle (LMP)\x3C/h4>\x3Cp>Votre statut LMNP évoluera en LMP si vos revenus ainsi générés dépassent 23 000 euros par an ou qu’ils représentent plus de 50% des revenus totaux de votre foyer fiscal.\x3C/p>\x3Cp>La différence entre LMNP et LMP est qu’un loueur LMP est un professionnel de la location meublée, inscrit au registre du commerce et des sociétés (RCS). À noter que la \x3Cstrong>vente de votre bien LMP\x3C/strong> en Île-de-France sera exonérée totalement ou partiellement d’impôts si vous l’avez loué pendant au moins 5 ans et que vos revenus locatifs se situent entre 90 000 et 126 000 euros.\x3C/p>\x3Ch4>Nue-propriété\x3C/h4>\x3Cp>Pour un investissement à long terme, un confort de gestion et une fiscalité optimisée, vous pouvez envisager d’acquérir un bien immobilier neuf en nue-propriété en Île-de-France, pour environ \x3Cstrong>60% de sa valeur\x3C/strong> en moyenne.\x3C/p>\x3Ch4>Les autres formes d'investissement\x3C/h4>\x3Cp>En Île-de-France, les \x3Cstrong>places de parkings et boxes\x3C/strong> sont des biens immobiliers très prisés, notamment à Paris. Ils pourront vous apporter une rentabilité de l’ordre de 5% pour une facilité de gestion incomparable. Ils constituent un excellent premier investissement en Île-de-France.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Île-de-France ?\x3C/h3>\x3Cp>L’Île-de-France est et restera certainement la région la plus attractive de France, tant pour les étudiants et les travailleurs que les touristes. Les nouveaux programmes immobiliers Cogedim et les constructions neuves ne cessent de se développer en Île-de-France pour maintenir le potentiel intarissable de la région et la rendre toujours plus agréable à vivre.\x3C/p>\x3Cp>Investir en Île-de-France vous permet de devenir propriétaire dans cette région très dynamique qui enregistre une forte croissance démographique. Les prix de l’immobilier sont variables en fonction des départements, mais ils ne sont pas systématiquement aussi élevés qu’à Paris. En plus de sa localisation stratégique, la région bénéficie d'un excellent réseau routier et de transports en commun qui la rende encore plus attractive.\x3C/p>\x3Ch2>Le prix de l'immobilier en Ile de France\x3C/h2>\x3Cp>Le marché immobilier neuf en Île-de-France, au 21 novembre 2023, présente une dynamique complexe et variée. Dans les grandes communes, les programmes neufs attirent de nombreux acquéreurs, cherchant soit un appartement neuf ou un autre type de logement neuf. La loi Carrez, garantissant la précision de la surface des biens vendus, est un élément clé pour les acheteurs.\x3C/p>\x3Cp>En termes de prix au mètre carré, il y a une grande disparité entre les différentes communes. À Paris, le prix moyen peut facilement dépasser 12 000 euros par mètre carré, avec des pics allant jusqu'à 20 000 euros dans certains quartiers prisés. À l'inverse, dans des communes plus éloignées comme Cergy ou Melun, le prix moyen au mètre carré pour un logement neuf est nettement plus abordable, oscillant entre 3 500 et 5 000 euros.\x3C/p>\x3Cp>En banlieue proche, comme à \x3Ca href=\"https://www.cogedim.com/ile-de-france/hauts-de-seine-92/boulogne-billancourt/\">Boulogne-Billancourt\x3C/a> ou Levallois-Perret, les prix des appartements neufs restent élevés, avoisinant en moyenne 8 000 à 10 000 euros par mètre carré. Ces communes bénéficient d'une proximité avec Paris et d'une excellente desserte en transports, justifiant en partie ces prix.\x3C/p>\x3Cp>En conclusion, le prix de l'immobilier neuf en Île-de-France varie considérablement selon la localisation. 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vous remercions de l’intérêt que vous portez à nos réalisations. Un de nos conseillers reviendra vers vous dans un délai de 24h ouvrées.",field_crm_division:"IF",field_crm_object:"Information programme",field_disclaimer:"Pour être contacté(e) en avant-première par un conseiller immobilier au sujet de ce programme immobilier ou tout autre à proximité par téléphone, ou par mail si vous êtes injoignable, merci de nous préciser les informations suivantes :",field_display:!0,field_legals:"Les données signalées ci-dessus par un astérisque sont nécessaires pour nous permettre de répondre à votre demande d'information. Elles sont collectées et traitées informatiquement par COVALENS (société du groupe ALTAREA développant la marque COGEDIM). Pour en savoir plus sur le traitement de vos données et vos droits, consultez \x3Ca href=\"/donnees-personnelles.html\">notre politique de protection des données\x3C/a>.",field_message_display:!1,field_title:"Prenez RDV avec notre équipe commerciale et découvrez Cogedim Access !",meta:$R[14987]={target_revision_id:69241,drupal_internal__target_id:9028},paragraph_type:$R[14988]={type:"paragraphs_type--paragraphs_type",id:"6efffcc8-2b45-4c4f-869e-42fc59cb92ce",meta:$R[14989]={drupal_internal__target_id:"form"}},field_dates:$R[14990]=[]},field_geography:$R[14991]={type:"taxonomy_term--geography",id:"057b0101-61e3-4c28-bda4-85770de22a67",links:$R[14992]={self:$R[14993]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/geography/057b0101-61e3-4c28-bda4-85770de22a67/?resourceVersion=id%3A2099"}},drupal_internal__tid:2099,drupal_internal__revision_id:2099,langcode:"fr",revision_created:null,status:!0,name:"Pontoise",description:$R[14994]={value:"\x3Ch2>Programmes immobiliers neufs à Pontoise : guide complet pour votre achat\x3C/h2>\x3Cp>Située à 30 kilomètres au nord-ouest de Paris, Pontoise séduit par son dynamisme et sa qualité de vie. La ville bénéficie d'une excellente desserte avec ses trois lignes ferroviaires (RER C, Transilien H et J). et accueille un important important bassin d'emploi. Ces atouts, combinés à son riche patrimoine et ses infrastructures modernes, font de Pontoise une destination prisée pour l'acquisition d'un logement neuf.\x3C/p>\x3Ch2>Le marché de l'immobilier neuf à Pontoise\x3C/h2>\x3Ch3>Les secteurs les plus recherchés\x3C/h3>\x3Cp>Le \x3Cstrong>quartier de la gare\x3C/strong> attire particulièrement les jeunes actifs grâce à sa transformation urbaine et ses nouvelles résidences. La zone autour du campus universitaire séduit les investisseurs par sa demande locative soutenue.\x3C/p>\x3Cp>L'écoquartier Bossut, en plein développement, propose des programmes neufs intégrant des jardins partagés et des commerces de proximité. Sa liaison directe avec le centre-ville par les transports en commun renforce son attractivité auprès des primo-accédants.\x3C/p>\x3Ch2>Les quartiers prisés pour l'immobilier neuf\x3C/h2>\x3Ch3>Le centre-ville historique\x3C/h3>\x3Cp>Le \x3Cstrong>charme authentique\x3C/strong> du centre-ville historique de Pontoise séduit par son architecture médiévale préservée. À deux pas de la cathédrale Saint-Maclou, les constructions neuves adoptent des façades en pierre de taille locale. Cette attention aux détails valorise le patrimoine tout en offrant un confort moderne aux habitants.\x3C/p>\x3Cp>Les ruelles pavées mènent vers les jardins suspendus, véritables havres de paix surplombant l'Oise.\x3C/p>\x3Ch3>Le secteur des Cordeliers en pleine mutation\x3C/h3>\x3Cp>Le quartier des Cordeliers connaît une transformation majeure avec le lancement d'un programme de rénovation urbaine ambitieux. À proximité de la gare SNCF, plusieurs résidences neuves signées Cogedim Access voient le jour, proposant des appartements modernes aux prestations haut de gamme.\x3C/p>\x3Cp>La création d'un nouveau centre commercial et d'équipements sportifs renforce l'attractivité du secteur. Les futurs habitants profiteront d'un cadre de vie dynamique, entre espaces verts réaménagés et commerces de proximité.\x3C/p>\x3Cp>Un bureau de vente Cogedim a ouvert ses portes pour présenter les opportunités d'acquisition, avec des frais de notaire offerts pour tout achat avant mars 2025.\x3C/p>\x3Ch3>L'écoquartier Bossut\x3C/h3>\x3Cp>Situé entre le Grand Centre et le vieux Pontoise, ce nouveau pôle urbain exemplaire s'étend sur 25 hectares. L'aménagement du site valorise les espaces verts avec un parc central de plus de 21 000 m² et des jardins partagés.\x3C/p>\x3Cp>Les 2 600 logements programmés d'ici 2025 intègrent les dernières normes environnementales. Une attention particulière est portée aux mobilités douces avec des pistes cyclables sécurisées et des cheminements piétons verdoyants.\x3C/p>\x3Cp>Le quartier innovant accueille déjà une crèche, des commerces de proximité et un groupe scolaire. Les résidences s'articulent autour d'une place centrale animée, créant une atmosphère villageoise moderne où se mêlent harmonieusement habitat, services et nature.\x3C/p>\x3Ch2>Investir dans l'immobilier neuf à Pontoise\x3C/h2>\x3Ch3>Le potentiel d'investissement par secteur\x3C/h3>\x3Cp>Le quartier Saint-Martin plait aux étudiants grâce à sa proximité avec l'université. Les investisseurs apprécient particulièrement les T2 et T3, prisés par les étudiants.\x3C/p>\x3Cp>Le secteur des Louvrais connaît une transformation majeure avec l'arrivée de programmes neufs premium. Les prix au m², inférieurs à la moyenne de Pontoise, laissent présager une belle plus-value à moyen terme.\x3C/p>\x3Cp>La zone Marcouville séduit par ses prix attractifs et son plan de rénovation urbaine ambitieux. Sa desserte renforcée par le RER C attire une clientèle de jeunes actifs, garantissant un excellent taux d'occupation locative.\x3C/p>\x3Ch3>Perspectives de plus-value\x3C/h3>\x3Cp>La valorisation du patrimoine immobilier à Pontoise bénéficie de plusieurs facteurs porteurs. Le développement du Grand Paris Express et la modernisation des infrastructures de transport stimulent l'attractivité du secteur.\x3C/p>\x3Cp>L'arrivée de nouveaux campus universitaires et le dynamisme économique local créent une forte demande, laissant présager une hausse des prix dans les années à venir. Les quartiers en rénovation comme les Cordeliers présentent un potentiel particulièrement intéressant.\x3C/p>\x3Cp>Les programmes neufs signés Cogedim garantissent une qualité architecturale et des prestations haut de gamme, gages d'une valorisation durable de votre investissement. La RE2020 et les normes environnementales renforcent également l'attrait des biens récents sur le marché.\x3C/p>\x3Ch2>Les aides pour acheter un bien immobilier neuf à Pontoise\x3C/h2>\x3Ch3>Le prêt à taux zéro (PTZ)\x3C/h3>\x3Cp>La PTZ est particulièrement avantageux pour les futurs jeunes propriétaires à Pontoise. \x3Cstrong>Les primo-accédants\x3C/strong> peuvent financer jusqu'à 40% de leur acquisition dans le neuf.\x3C/p>\x3Cp>Chez Cogedim, nos conseillers accompagnent chaque acheteur dans le montage de son dossier PTZ. Notre expertise permet d'optimiser le plan de financement en combinant ce prêt sans intérêt avec d'autres solutions adaptées.\x3C/p>\x3Ch3>Les prêts conventionnés disponibles\x3C/h3>\x3Cp>Les \x3Cstrong>prêts conventionnés classiques\x3C/strong> offrent une solution de financement attractive pour votre logement neuf à Pontoise. Leur taux d'intérêt plafonné par l'État garantit une mensualité maîtrisée sur toute la durée du remboursement.\x3C/p>\x3Cp>Un atout majeur réside dans la possibilité de coupler ce prêt avec l'\x3Cstrong>Aide Personnalisée au Logement\x3C/strong>. Cette combinaison réduit significativement le coût mensuel de votre crédit immobilier.\x3C/p>\x3Cp>La durée de remboursement flexible, comprise entre 5 et 30 ans, facilite l'adaptation à votre budget. Les banques partenaires de Cogedim proposent des simulations personnalisées pour optimiser votre plan de financement.\x3C/p>\x3Ch2>Acheter un programme neuf pour faire un investissement locatif\x3C/h2>\x3Ch3>Les zones éligibles aux dispositifs fiscaux\x3C/h3>\x3Cp>À Pontoise, le quartier des Cordeliers et le centre historique bénéficient d'un classement particulièrement favorable.\x3C/p>\x3Cp>La proximité avec Paris positionne naturellement Pontoise parmi les communes les plus attractives pour les dispositifs d'aide à l'investissement.\x3C/p>\x3Cp>Un atout majeur réside dans le statut LMNP, accessible sur l'ensemble du territoire communal sans restriction de zonage. Cette flexibilité permet aux investisseurs de cibler les secteurs émergents comme l'écoquartier Bossut, où la demande locative s'intensifie.\x3C/p>\x3Ch2>Les différentes formules d'investissement\x3C/h2>\x3Ch3>Louer un logement neuf en LMNP à Pontoise\x3C/h3>\x3Cp>Le statut LMNP séduit particulièrement à Pontoise grâce à la présence de \x3Cstrong>résidences services\x3C/strong> prisées. Le quartier Saint-Martin, avec son pôle universitaire dynamique, garantit une occupation optimale des biens meublés tout au long de l'année.\x3C/p>\x3Cp>La ville offre un cadre idéal pour la location meublée non professionnelle, notamment dans les programmes neufs Cogedim du centre-ville. Un accompagnement personnalisé vous aide à choisir le bien le plus adapté à votre stratégie patrimoniale.\x3C/p>\x3Ch3>Acheter en nue-propriété à Pontoise\x3C/h3>\x3Cp>La nue-propriété séduit particulièrement dans les secteurs valorisés de Pontoise, comme le \x3Cstrong>quartier des Larris\x3C/strong>. L'acquisition à prix décoté, environ 40% sous le prix du marché, permet d'accéder à des emplacements premium.\x3C/p>\x3Cp>Le dispositif s'avère particulièrement pertinent dans les nouvelles constructions du Val Notre-Dame, où la qualité architecturale garantit une excellente valorisation patrimoniale. Les biens démembrés bénéficient d'une durée d'usufruit de 15 ans, parfaitement adaptée à un projet retraite.\x3C/p>\x3Cp>Les investisseurs apprécient la proximité avec Paris tout en profitant d'une fiscalité allégée. L'absence de taxe foncière et d'IFI pendant la période de démembrement renforce l'attractivité de ce mode d'acquisition à Pontoise.\x3C/p>\x3Ch2>Pourquoi acheter un logement neuf à Pontoise ?\x3C/h2>\x3Ch3>Les avantages fiscaux spécifiques\x3C/h3>\x3Cp>La \x3Cstrong>TVA à taux réduit\x3C/strong> constitue un atout majeur pour l'achat d'un logement neuf à Pontoise.\x3C/p>\x3Cp>Cette réduction représente une économie substantielle sur le prix d'acquisition dans les quartiers éligibles.\x3C/p>\x3Cp>Les frais de notaire limités entre 2% et 3% du prix d'achat permettent une économie par rapport à l'ancien. Un avantage non négligeable pour votre budget global.\x3C/p>\x3Cp>Les propriétaires d'un bien neuf à Pontoise bénéficient d'une \x3Cstrong>exonération de taxe foncière\x3C/strong> pendant deux années complètes après l'achèvement des travaux. Cette mesure s'applique automatiquement sur simple déclaration auprès du centre des impôts.\x3C/p>\x3Ch3>La garantie constructeur\x3C/h3>\x3Cp>L'acquisition d'un logement neuf Cogedim vous fait bénéficier d'une \x3Cstrong>protection complète\x3C/strong> dès la signature. La garantie de parfait achèvement sécurise votre achat pendant la première année suivant la livraison. Elle couvre l'ensemble des défauts apparents signalés lors de la réception ou découverts ultérieurement.\x3C/p>\x3Cp>Les équipements de votre appartement sont protégés par la garantie biennale durant deux ans : radiateurs, volets roulants ou robinetterie. Cette assurance s'étend aux éléments dissociables du bâti, vous permettant de profiter sereinement de votre logement.\x3C/p>\x3Cp>La \x3Cstrong>garantie décennale\x3C/strong> renforce votre sécurité sur le long terme en prenant en charge les problèmes liés à la structure du bâtiment pendant dix ans. Un expert dédié Cogedim vous accompagne dans toutes vos démarches de mise en œuvre des garanties.\x3C/p>\x3Ch3>Les normes énergétiques\x3C/h3>\x3Cp>L'architecture bioclimatique privilégie la lumière naturelle et optimise l'orientation des bâtiments. Les matériaux biosourcés et les systèmes de ventilation double flux garantissent un confort optimal été comme hiver.\x3C/p>\x3Cp>Les \x3Cstrong>pompes à chaleur dernière génération\x3C/strong> et les panneaux photovoltaïques intégrés produisent une énergie renouvelable, réduisant l'empreinte carbone de votre logement. Cette approche écologique valorise durablement votre investissement immobilier.\x3C/p>\x3Ch3>Les établissements scolaires et universitaires\x3C/h3>\x3Cp>L'agglomération de Cergy-Pontoise rayonne comme \x3Cstrong>deuxième pôle universitaire\x3C/strong> d'Île-de-France. Les résidences Cogedim se situent stratégiquement à proximité d'établissements scolaires.\x3C/p>\x3Cp>Les familles apprécient particulièrement le maillage dense d'écoles primaires, accessibles en moins de 10 minutes à pied depuis nos programmes neufs.\x3C/p>\x3Cp>Le campus universitaire accueille plus de 20 000 étudiants dans des filières d'excellence comme l'ESSEC ou l'ENSEA. Cette présence estudiantine dynamise le marché locatif, rendant l'investissement immobilier particulièrement attractif dans les quartiers proches des facultés.\x3C/p>\x3Ch3>Le développement économique local\x3C/h3>\x3Cp>L'agglomération pontoisienne rayonne par son \x3Cstrong>dynamisme entrepreneurial\x3C/strong>. Le parc d'activités Saint-Martin accueille plus de nombreuses PME innovantes dans les secteurs du numérique et des biotechnologies.\x3C/p>\x3Cp>La zone d'activité des Béthunes s'affirme comme un pôle majeur de la logistique en Île-de-France. Les grandes enseignes internationales y côtoient les start-ups locales.\x3C/p>\x3Cp>Le centre-ville connaît une renaissance commerciale remarquable avec l'implantation de boutiques artisanales et de commerces de proximité. Cette vitalité économique renforce l'attractivité des programmes immobiliers Cogedim dans les quartiers en pleine mutation.\x3C/p>\x3Ch2>Achat d'un appartement neuf à Pontoise : comment bien choisir ?\x3C/h2>\x3Ch3>Les critères essentiels à vérifier\x3C/h3>\x3Cp>L'\x3Cstrong>orientation du bien\x3C/strong> mérite une attention particulière : un appartement traversant nord-sud maximise la luminosité naturelle tout au long de la journée. Vérifiez la présence d'un balcon ou d'une terrasse d'au moins 8m² pour profiter pleinement des espaces extérieurs.\x3C/p>\x3Cp>La qualité acoustique constitue un facteur déterminant : un indice d'isolation phonique supérieur à 55 dB garantit votre tranquillité. Examinez l'agencement des pièces et la circulation entre les espaces de vie.\x3C/p>\x3Cp>Les places de stationnement représentent un atout majeur à Pontoise. : privilégiez les résidences proposant un box fermé ou un emplacement couvert en sous-sol. Consultez également le site géorisques pour évaluer la zone avant tout achat.\x3C/p>\x3Ch3>L'importance de l'exposition\x3C/h3>\x3Cp>Une \x3Cstrong>double exposition est-ouest\x3C/strong> maximise l'ensoleillement dans votre appartement neuf à Pontoise. Les pièces de vie bénéficient du soleil matinal à l'est, tandis que les chambres profitent d'une douce lumière le soir.\x3C/p>\x3Cp>Les loggias abritées créent des zones tampons thermiques naturelles, réduisant les besoins en climatisation.\x3C/p>\x3Cp>Les architectes privilégient les grandes baies vitrées avec triple vitrage sur les façades sud-est. Cette conception bioclimatique garantit une température agréable toute l'année tout en réduisant votre consommation énergétique.\x3C/p>",format:"full_html",processed:"\x3Ch2>Programmes immobiliers neufs à Pontoise : guide complet pour votre achat\x3C/h2>\x3Cp>Située à 30 kilomètres au nord-ouest de Paris, Pontoise séduit par son dynamisme et sa qualité de vie. La ville bénéficie d'une excellente desserte avec ses trois lignes ferroviaires (RER C, Transilien H et J). et accueille un important important bassin d'emploi. Ces atouts, combinés à son riche patrimoine et ses infrastructures modernes, font de Pontoise une destination prisée pour l'acquisition d'un logement neuf.\x3C/p>\x3Ch2>Le marché de l'immobilier neuf à Pontoise\x3C/h2>\x3Ch3>Les secteurs les plus recherchés\x3C/h3>\x3Cp>Le \x3Cstrong>quartier de la gare\x3C/strong> attire particulièrement les jeunes actifs grâce à sa transformation urbaine et ses nouvelles résidences. La zone autour du campus universitaire séduit les investisseurs par sa demande locative soutenue.\x3C/p>\x3Cp>L'écoquartier Bossut, en plein développement, propose des programmes neufs intégrant des jardins partagés et des commerces de proximité. Sa liaison directe avec le centre-ville par les transports en commun renforce son attractivité auprès des primo-accédants.\x3C/p>\x3Ch2>Les quartiers prisés pour l'immobilier neuf\x3C/h2>\x3Ch3>Le centre-ville historique\x3C/h3>\x3Cp>Le \x3Cstrong>charme authentique\x3C/strong> du centre-ville historique de Pontoise séduit par son architecture médiévale préservée. À deux pas de la cathédrale Saint-Maclou, les constructions neuves adoptent des façades en pierre de taille locale. Cette attention aux détails valorise le patrimoine tout en offrant un confort moderne aux habitants.\x3C/p>\x3Cp>Les ruelles pavées mènent vers les jardins suspendus, véritables havres de paix surplombant l'Oise.\x3C/p>\x3Ch3>Le secteur des Cordeliers en pleine mutation\x3C/h3>\x3Cp>Le quartier des Cordeliers connaît une transformation majeure avec le lancement d'un programme de rénovation urbaine ambitieux. À proximité de la gare SNCF, plusieurs résidences neuves signées Cogedim Access voient le jour, proposant des appartements modernes aux prestations haut de gamme.\x3C/p>\x3Cp>La création d'un nouveau centre commercial et d'équipements sportifs renforce l'attractivité du secteur. Les futurs habitants profiteront d'un cadre de vie dynamique, entre espaces verts réaménagés et commerces de proximité.\x3C/p>\x3Cp>Un bureau de vente Cogedim a ouvert ses portes pour présenter les opportunités d'acquisition, avec des frais de notaire offerts pour tout achat avant mars 2025.\x3C/p>\x3Ch3>L'écoquartier Bossut\x3C/h3>\x3Cp>Situé entre le Grand Centre et le vieux Pontoise, ce nouveau pôle urbain exemplaire s'étend sur 25 hectares. L'aménagement du site valorise les espaces verts avec un parc central de plus de 21 000 m² et des jardins partagés.\x3C/p>\x3Cp>Les 2 600 logements programmés d'ici 2025 intègrent les dernières normes environnementales. Une attention particulière est portée aux mobilités douces avec des pistes cyclables sécurisées et des cheminements piétons verdoyants.\x3C/p>\x3Cp>Le quartier innovant accueille déjà une crèche, des commerces de proximité et un groupe scolaire. Les résidences s'articulent autour d'une place centrale animée, créant une atmosphère villageoise moderne où se mêlent harmonieusement habitat, services et nature.\x3C/p>\x3Ch2>Investir dans l'immobilier neuf à Pontoise\x3C/h2>\x3Ch3>Le potentiel d'investissement par secteur\x3C/h3>\x3Cp>Le quartier Saint-Martin plait aux étudiants grâce à sa proximité avec l'université. Les investisseurs apprécient particulièrement les T2 et T3, prisés par les étudiants.\x3C/p>\x3Cp>Le secteur des Louvrais connaît une transformation majeure avec l'arrivée de programmes neufs premium. Les prix au m², inférieurs à la moyenne de Pontoise, laissent présager une belle plus-value à moyen terme.\x3C/p>\x3Cp>La zone Marcouville séduit par ses prix attractifs et son plan de rénovation urbaine ambitieux. Sa desserte renforcée par le RER C attire une clientèle de jeunes actifs, garantissant un excellent taux d'occupation locative.\x3C/p>\x3Ch3>Perspectives de plus-value\x3C/h3>\x3Cp>La valorisation du patrimoine immobilier à Pontoise bénéficie de plusieurs facteurs porteurs. Le développement du Grand Paris Express et la modernisation des infrastructures de transport stimulent l'attractivité du secteur.\x3C/p>\x3Cp>L'arrivée de nouveaux campus universitaires et le dynamisme économique local créent une forte demande, laissant présager une hausse des prix dans les années à venir. Les quartiers en rénovation comme les Cordeliers présentent un potentiel particulièrement intéressant.\x3C/p>\x3Cp>Les programmes neufs signés Cogedim garantissent une qualité architecturale et des prestations haut de gamme, gages d'une valorisation durable de votre investissement. La RE2020 et les normes environnementales renforcent également l'attrait des biens récents sur le marché.\x3C/p>\x3Ch2>Les aides pour acheter un bien immobilier neuf à Pontoise\x3C/h2>\x3Ch3>Le prêt à taux zéro (PTZ)\x3C/h3>\x3Cp>La PTZ est particulièrement avantageux pour les futurs jeunes propriétaires à Pontoise. \x3Cstrong>Les primo-accédants\x3C/strong> peuvent financer jusqu'à 40% de leur acquisition dans le neuf.\x3C/p>\x3Cp>Chez Cogedim, nos conseillers accompagnent chaque acheteur dans le montage de son dossier PTZ. Notre expertise permet d'optimiser le plan de financement en combinant ce prêt sans intérêt avec d'autres solutions adaptées.\x3C/p>\x3Ch3>Les prêts conventionnés disponibles\x3C/h3>\x3Cp>Les \x3Cstrong>prêts conventionnés classiques\x3C/strong> offrent une solution de financement attractive pour votre logement neuf à Pontoise. Leur taux d'intérêt plafonné par l'État garantit une mensualité maîtrisée sur toute la durée du remboursement.\x3C/p>\x3Cp>Un atout majeur réside dans la possibilité de coupler ce prêt avec l'\x3Cstrong>Aide Personnalisée au Logement\x3C/strong>. Cette combinaison réduit significativement le coût mensuel de votre crédit immobilier.\x3C/p>\x3Cp>La durée de remboursement flexible, comprise entre 5 et 30 ans, facilite l'adaptation à votre budget. Les banques partenaires de Cogedim proposent des simulations personnalisées pour optimiser votre plan de financement.\x3C/p>\x3Ch2>Acheter un programme neuf pour faire un investissement locatif\x3C/h2>\x3Ch3>Les zones éligibles aux dispositifs fiscaux\x3C/h3>\x3Cp>À Pontoise, le quartier des Cordeliers et le centre historique bénéficient d'un classement particulièrement favorable.\x3C/p>\x3Cp>La proximité avec Paris positionne naturellement Pontoise parmi les communes les plus attractives pour les dispositifs d'aide à l'investissement.\x3C/p>\x3Cp>Un atout majeur réside dans le statut LMNP, accessible sur l'ensemble du territoire communal sans restriction de zonage. Cette flexibilité permet aux investisseurs de cibler les secteurs émergents comme l'écoquartier Bossut, où la demande locative s'intensifie.\x3C/p>\x3Ch2>Les différentes formules d'investissement\x3C/h2>\x3Ch3>Louer un logement neuf en LMNP à Pontoise\x3C/h3>\x3Cp>Le statut LMNP séduit particulièrement à Pontoise grâce à la présence de \x3Cstrong>résidences services\x3C/strong> prisées. Le quartier Saint-Martin, avec son pôle universitaire dynamique, garantit une occupation optimale des biens meublés tout au long de l'année.\x3C/p>\x3Cp>La ville offre un cadre idéal pour la location meublée non professionnelle, notamment dans les programmes neufs Cogedim du centre-ville. Un accompagnement personnalisé vous aide à choisir le bien le plus adapté à votre stratégie patrimoniale.\x3C/p>\x3Ch3>Acheter en nue-propriété à Pontoise\x3C/h3>\x3Cp>La nue-propriété séduit particulièrement dans les secteurs valorisés de Pontoise, comme le \x3Cstrong>quartier des Larris\x3C/strong>. L'acquisition à prix décoté, environ 40% sous le prix du marché, permet d'accéder à des emplacements premium.\x3C/p>\x3Cp>Le dispositif s'avère particulièrement pertinent dans les nouvelles constructions du Val Notre-Dame, où la qualité architecturale garantit une excellente valorisation patrimoniale. Les biens démembrés bénéficient d'une durée d'usufruit de 15 ans, parfaitement adaptée à un projet retraite.\x3C/p>\x3Cp>Les investisseurs apprécient la proximité avec Paris tout en profitant d'une fiscalité allégée. L'absence de taxe foncière et d'IFI pendant la période de démembrement renforce l'attractivité de ce mode d'acquisition à Pontoise.\x3C/p>\x3Ch2>Pourquoi acheter un logement neuf à Pontoise ?\x3C/h2>\x3Ch3>Les avantages fiscaux spécifiques\x3C/h3>\x3Cp>La \x3Cstrong>TVA à taux réduit\x3C/strong> constitue un atout majeur pour l'achat d'un logement neuf à Pontoise.\x3C/p>\x3Cp>Cette réduction représente une économie substantielle sur le prix d'acquisition dans les quartiers éligibles.\x3C/p>\x3Cp>Les frais de notaire limités entre 2% et 3% du prix d'achat permettent une économie par rapport à l'ancien. Un avantage non négligeable pour votre budget global.\x3C/p>\x3Cp>Les propriétaires d'un bien neuf à Pontoise bénéficient d'une \x3Cstrong>exonération de taxe foncière\x3C/strong> pendant deux années complètes après l'achèvement des travaux. Cette mesure s'applique automatiquement sur simple déclaration auprès du centre des impôts.\x3C/p>\x3Ch3>La garantie constructeur\x3C/h3>\x3Cp>L'acquisition d'un logement neuf Cogedim vous fait bénéficier d'une \x3Cstrong>protection complète\x3C/strong> dès la signature. La garantie de parfait achèvement sécurise votre achat pendant la première année suivant la livraison. Elle couvre l'ensemble des défauts apparents signalés lors de la réception ou découverts ultérieurement.\x3C/p>\x3Cp>Les équipements de votre appartement sont protégés par la garantie biennale durant deux ans : radiateurs, volets roulants ou robinetterie. Cette assurance s'étend aux éléments dissociables du bâti, vous permettant de profiter sereinement de votre logement.\x3C/p>\x3Cp>La \x3Cstrong>garantie décennale\x3C/strong> renforce votre sécurité sur le long terme en prenant en charge les problèmes liés à la structure du bâtiment pendant dix ans. Un expert dédié Cogedim vous accompagne dans toutes vos démarches de mise en œuvre des garanties.\x3C/p>\x3Ch3>Les normes énergétiques\x3C/h3>\x3Cp>L'architecture bioclimatique privilégie la lumière naturelle et optimise l'orientation des bâtiments. Les matériaux biosourcés et les systèmes de ventilation double flux garantissent un confort optimal été comme hiver.\x3C/p>\x3Cp>Les \x3Cstrong>pompes à chaleur dernière génération\x3C/strong> et les panneaux photovoltaïques intégrés produisent une énergie renouvelable, réduisant l'empreinte carbone de votre logement. Cette approche écologique valorise durablement votre investissement immobilier.\x3C/p>\x3Ch3>Les établissements scolaires et universitaires\x3C/h3>\x3Cp>L'agglomération de Cergy-Pontoise rayonne comme \x3Cstrong>deuxième pôle universitaire\x3C/strong> d'Île-de-France. Les résidences Cogedim se situent stratégiquement à proximité d'établissements scolaires.\x3C/p>\x3Cp>Les familles apprécient particulièrement le maillage dense d'écoles primaires, accessibles en moins de 10 minutes à pied depuis nos programmes neufs.\x3C/p>\x3Cp>Le campus universitaire accueille plus de 20 000 étudiants dans des filières d'excellence comme l'ESSEC ou l'ENSEA. Cette présence estudiantine dynamise le marché locatif, rendant l'investissement immobilier particulièrement attractif dans les quartiers proches des facultés.\x3C/p>\x3Ch3>Le développement économique local\x3C/h3>\x3Cp>L'agglomération pontoisienne rayonne par son \x3Cstrong>dynamisme entrepreneurial\x3C/strong>. Le parc d'activités Saint-Martin accueille plus de nombreuses PME innovantes dans les secteurs du numérique et des biotechnologies.\x3C/p>\x3Cp>La zone d'activité des Béthunes s'affirme comme un pôle majeur de la logistique en Île-de-France. Les grandes enseignes internationales y côtoient les start-ups locales.\x3C/p>\x3Cp>Le centre-ville connaît une renaissance commerciale remarquable avec l'implantation de boutiques artisanales et de commerces de proximité. Cette vitalité économique renforce l'attractivité des programmes immobiliers Cogedim dans les quartiers en pleine mutation.\x3C/p>\x3Ch2>Achat d'un appartement neuf à Pontoise : comment bien choisir ?\x3C/h2>\x3Ch3>Les critères essentiels à vérifier\x3C/h3>\x3Cp>L'\x3Cstrong>orientation du bien\x3C/strong> mérite une attention particulière : un appartement traversant nord-sud maximise la luminosité naturelle tout au long de la journée. Vérifiez la présence d'un balcon ou d'une terrasse d'au moins 8m² pour profiter pleinement des espaces extérieurs.\x3C/p>\x3Cp>La qualité acoustique constitue un facteur déterminant : un indice d'isolation phonique supérieur à 55 dB garantit votre tranquillité. Examinez l'agencement des pièces et la circulation entre les espaces de vie.\x3C/p>\x3Cp>Les places de stationnement représentent un atout majeur à Pontoise. : privilégiez les résidences proposant un box fermé ou un emplacement couvert en sous-sol. Consultez également le site géorisques pour évaluer la zone avant tout achat.\x3C/p>\x3Ch3>L'importance de l'exposition\x3C/h3>\x3Cp>Une \x3Cstrong>double exposition est-ouest\x3C/strong> maximise l'ensoleillement dans votre appartement neuf à Pontoise. Les pièces de vie bénéficient du soleil matinal à l'est, tandis que les chambres profitent d'une douce lumière le soir.\x3C/p>\x3Cp>Les loggias abritées créent des zones tampons thermiques naturelles, réduisant les besoins en climatisation.\x3C/p>\x3Cp>Les architectes privilégient les grandes baies vitrées avec triple vitrage sur les façades sud-est. Cette conception bioclimatique garantit une température agréable toute l'année tout en réduisant votre consommation énergétique.\x3C/p>"},weight:1,changed:"2025-02-05T15:48:18+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[14995]=[$R[14996]={tag:"meta",attributes:$R[14997]={name:"title",content:"Immobilier neuf Pontoise | Cogedim"}},$R[14998]={tag:"meta",attributes:$R[14999]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) àPontoise ? 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Les infrastructures liées au projet du Grand Paris devraient également renforcer ses \x3Cstrong>nombreux atouts\x3C/strong>. Nous sommes présents dans ce domaine avec une proposition de logements neufs de standing, pour les personnes à la recherche d'investissements immobiliers rentables.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf dans le Val-d’Oise\x3C/h3>\x3Cp>Quelle que soit la taille du logement neuf que vous recherchez dans le Val-d’Oise, plusieurs aides financières sont à disposition pour faciliter votre acquisition immobilière en fonction de votre situation.\x3C/p>\x3Cp>L’achat en location-accession vous est destiné si vous êtes un ménage aux revenus modestes. Le principe est celui de la \x3Cstrong>location-accession\x3C/strong>. Vous occupe un logement pendant une période de 1 à 4 ans, période durant laquelle vous pouvez décider de devenir propriétaire à des conditions avantageuses. C’est une option disponible pour l’achat d’immobilier neuf dans le Val-d’Oise.\x3C/p>\x3Cp>D’autres subventions et aides vous sont réservées en tant que \x3Cstrong>primo-accédants\x3C/strong>. Elles ne sont pas circonscrites à un territoire en particulier. Elles peuvent vous aider à investir dans des programmes immobiliers dans le Val-d’Oise : PTZ, Prêt Action Logement, TVA réduite, etc.\x3C/p>\x3Ch3>Acheter un programme neuf dans le Val-d’Oise pour réaliser un investissement locatif\x3C/h3>\x3Cp>Réaliser un investissement locatif dans le Val-d’Oise vous apporte plusieurs avantages. Vous constituez ainsi votre patrimoine immobilier tout en préparant votre retraite. Vous générez également une nouvelle source de revenus réguliers. Découvrez nos offres pour investir dans l’un de nos programmes neufs dans le Val-d’Oise et les dispositifs pour obtenir des réductions fiscales.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Si vous souhaitez investir dans le Val-d’Oise, vous pouvez profiter des \x3Cstrong>avantages liés au statut de loueur meublé non professionnel (LMNP)\x3C/strong>. Votre logement neuf mis en location en étant meublé est une opportunité pour pouvoir alléger votre fiscalité liée a vos revenus locatifs.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>Le \x3Cstrong>Censi-Bouvard\x3C/strong> est un dispositif qui peut venir en complément du LMNP. Il est exclusivement réservé aux programmes immobiliers neufs dans le Val-d’Oise qui offrent des services à leurs résidents. Ces résidences sont souvent à destination des étudiants et des seniors, deux populations présentes dans le département.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf dans le Val-d’Oise\x3C/h3>\x3Cp>Les raisons pour réaliser un investissement locatif dans le Val-d’Oise sont nombreuses. Tout d’abord, l'\x3Cstrong>accessibilité du département\x3C/strong> avec l’aéroport Roissy–Charles-de-Gaulle, le réseau autoroutier, avec l’A1 (est) et l’A15 (ouest), le réseau ferroviaire, avec entre autres la gare TGV de Roissy Charles-de-Gaulle. Les transports locaux sont aussi développés avec le RER (A, C), le Transilien (ligne H, J), et le réseau de bus.\x3C/p>\x3Cp>De plus, le département dispose d’un \x3Cstrong>bassin économique solide \x3C/strong>avec de grandes entreprises présentes. Le Val-d’Oise est ainsi un des départements français les mieux placés en termes d’\x3Cstrong>accroissement du nombre des emplois salariés\x3C/strong>. Enfin, le département du Val-d’Oise accueille plus de 27 000 étudiants, au sein d’une université, Cergy-Pontoise, d’une grande école et de 6 écoles d’ingénieurs. Et les \x3Cstrong>étudiants\x3C/strong> représentent une cible de choix pour un investissement locatif dans le Val-d’Oise.\x3C/p>",format:"full_html",processed:"\x3Ch2>Investir dans l’immobilier neuf dans le Val-d’Oise\x3C/h2>\x3Cp>Situé au nord-ouest de Paris, le Val-d’Oise, département de la région Île-de-France, associe un cadre de vie champêtre à un tissu économique dense et diversifié. Les infrastructures liées au projet du Grand Paris devraient également renforcer ses \x3Cstrong>nombreux atouts\x3C/strong>. Nous sommes présents dans ce domaine avec une proposition de logements neufs de standing, pour les personnes à la recherche d'investissements immobiliers rentables.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf dans le Val-d’Oise\x3C/h3>\x3Cp>Quelle que soit la taille du logement neuf que vous recherchez dans le Val-d’Oise, plusieurs aides financières sont à disposition pour faciliter votre acquisition immobilière en fonction de votre situation.\x3C/p>\x3Cp>L’achat en location-accession vous est destiné si vous êtes un ménage aux revenus modestes. Le principe est celui de la \x3Cstrong>location-accession\x3C/strong>. Vous occupe un logement pendant une période de 1 à 4 ans, période durant laquelle vous pouvez décider de devenir propriétaire à des conditions avantageuses. C’est une option disponible pour l’achat d’immobilier neuf dans le Val-d’Oise.\x3C/p>\x3Cp>D’autres subventions et aides vous sont réservées en tant que \x3Cstrong>primo-accédants\x3C/strong>. Elles ne sont pas circonscrites à un territoire en particulier. Elles peuvent vous aider à investir dans des programmes immobiliers dans le Val-d’Oise : PTZ, Prêt Action Logement, TVA réduite, etc.\x3C/p>\x3Ch3>Acheter un programme neuf dans le Val-d’Oise pour réaliser un investissement locatif\x3C/h3>\x3Cp>Réaliser un investissement locatif dans le Val-d’Oise vous apporte plusieurs avantages. Vous constituez ainsi votre patrimoine immobilier tout en préparant votre retraite. Vous générez également une nouvelle source de revenus réguliers. Découvrez nos offres pour investir dans l’un de nos programmes neufs dans le Val-d’Oise et les dispositifs pour obtenir des réductions fiscales.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Si vous souhaitez investir dans le Val-d’Oise, vous pouvez profiter des \x3Cstrong>avantages liés au statut de loueur meublé non professionnel (LMNP)\x3C/strong>. Votre logement neuf mis en location en étant meublé est une opportunité pour pouvoir alléger votre fiscalité liée a vos revenus locatifs.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>Le \x3Cstrong>Censi-Bouvard\x3C/strong> est un dispositif qui peut venir en complément du LMNP. Il est exclusivement réservé aux programmes immobiliers neufs dans le Val-d’Oise qui offrent des services à leurs résidents. Ces résidences sont souvent à destination des étudiants et des seniors, deux populations présentes dans le département.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf dans le Val-d’Oise\x3C/h3>\x3Cp>Les raisons pour réaliser un investissement locatif dans le Val-d’Oise sont nombreuses. Tout d’abord, l'\x3Cstrong>accessibilité du département\x3C/strong> avec l’aéroport Roissy–Charles-de-Gaulle, le réseau autoroutier, avec l’A1 (est) et l’A15 (ouest), le réseau ferroviaire, avec entre autres la gare TGV de Roissy Charles-de-Gaulle. Les transports locaux sont aussi développés avec le RER (A, C), le Transilien (ligne H, J), et le réseau de bus.\x3C/p>\x3Cp>De plus, le département dispose d’un \x3Cstrong>bassin économique solide \x3C/strong>avec de grandes entreprises présentes. Le Val-d’Oise est ainsi un des départements français les mieux placés en termes d’\x3Cstrong>accroissement du nombre des emplois salariés\x3C/strong>. Enfin, le département du Val-d’Oise accueille plus de 27 000 étudiants, au sein d’une université, Cergy-Pontoise, d’une grande école et de 6 écoles d’ingénieurs. Et les \x3Cstrong>étudiants\x3C/strong> représentent une cible de choix pour un investissement locatif dans le Val-d’Oise.\x3C/p>"},weight:4,changed:"2025-09-23T13:40:17+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[15059]=[$R[15060]={tag:"meta",attributes:$R[15061]={name:"title",content:"Immobilier neuf Val-d’Oise | Cogedim"}},$R[15062]={tag:"meta",attributes:$R[15063]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) dans le Val-d’Oise ? 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Cette région est une valeur sûre pour investir dans l’\x3Cstrong>immobilier neuf\x3C/strong>, que ce soit pour y établir votre \x3Cstrong>résidence principale\x3C/strong> ou pour y faire un \x3Cstrong>investissement locatif\x3C/strong>. L’Île-de-France offre effectivement une rentabilité locative assurée ainsi que de belles opportunités de plus-values. Veuillez découvrir nos offres de logements neufs en Île-de-France.\x3C/p>\x3Ch3>Achat : les aides pour acheter un appartement neuf en Île-de-France\x3C/h3>\x3Cp>Plusieurs aides financières sont à votre disposition pour faciliter l’acquisition d’un bien immobilier en Île-de-France, quelle que soit la taille du logement que vous recherchez.\x3C/p>\x3Ch4>Le Prêt à Taux Zéro (PTZ)\x3C/h4>\x3Cp>Prêt aidé par l’État, le PTZ peut vous servir à devenir propriétaire de votre \x3Cstrong>résidence principale\x3C/strong> en Île-de-France si vous êtes primo-accédant et que vous répondez aux critères de ressources. Au maximum et selon le bien que vous allez acquérir, il pourra couvrir jusqu’à 40% du coût total de votre opération immobilière. Comme son nom l’indique, vous ne devrez rembourser que la somme empruntée, sans aucun intérêt. En complément de votre PTZ, vous pourrez solliciter un autre dispositif de financement, comme un prêt immobilier bancaire ou encore un prêt Action Logement.\x3C/p>\x3Ch4>Le prêt Action Logement\x3C/h4>\x3Cp>Anciennement nommé 1% Logement, ce prêt complémentaire vous permet de financer l’acquisition de votre logement neuf en Île-de-France, pour en faire votre résidence principale, à un \x3Cstrong>taux plafonné à 0,5%\x3C/strong>. Sous conditions de ressources et si vous êtes salarié, Action Logement vous permet d’emprunter jusqu’à 40 000 euros.\x3C/p>\x3Ch4>\x3Ca href=\"https://www.cogedim.com/votre-futur-bien/par-opportunite/nos-programmes-tva-reduite/\">La TVA réduite\x3C/a>\x3C/h4>\x3Cp>La TVA à 20% s’applique généralement aux achats de biens immobiliers neufs. Pour faire diminuer la facture, intéressez-vous aux \x3Cstrong>nouvelles constructions éligibles\x3C/strong> à la \x3Cstrong>TVA à 5,5%\x3C/strong>. Elles sont situées dans les 58 quartiers d’Île-de-France en voie de transformation. Sous conditions de ressources, la TVA réduite pourra vous être appliquée si vous faites l’acquisition d’un bien immobilier neuf en Île-de-France pour en faire votre résidence principale. Ce dispositif peut être cumulé avec le PTZ.\x3C/p>\x3Ch4>Les autres aides\x3C/h4>\x3Cp>Le \x3Cstrong>prêt accession sociale (PAS)\x3C/strong> est cumulable avec le PTZ, le prêt Action Logement et la TVA réduite. Il permet aux emprunteurs à revenus modestes de financer l’achat de leur résidence principale. Comme le PAS se contracte directement auprès des établissements bancaires qui décident du taux, n’hésitez pas à en contacter plusieurs pour éventuellement financer votre projet immobilier en Île-de-France.\x3C/p>\x3Ch3>Acheter un programme neuf en Île-de-France pour entreprendre un investissement locatif\x3C/h3>\x3Cp>Vous envisagez de réaliser un investissement locatif en Île-de-France ? Il s’agit du placement préféré des Français en raison des nombreux avantages qu’il apporte. Investir dans l’un de nos programmes neufs en Île-de-France vous permet de constituer votre patrimoine, de percevoir des revenus réguliers et même de préparer votre retraite. En Île-de-France, l’investissement locatif est l’occasion idéale de réaliser de belles plus-values tout en profitant d’une rentabilité assurée.\x3C/p>\x3Ch4>L’investissement en Location Meublée Non Professionnelle (LMNP)\x3C/h4>\x3Cp>La loi LMNP vous permet de \x3Cstrong>devenir propriétaire d’un bien meublé\x3C/strong> dont vous percevrez les \x3Cstrong>revenus locatifs sans imposition\x3C/strong>. Ouvert à tous les contribuables français, sans condition de ressources, ce dispositif à la gestion simplifiée vous permet d’amortir votre investissement locatif en Île-de-France sur plusieurs dizaines d’années.\x3C/p>\x3Ch4>L’investissement en Location Meublée Professionnelle (LMP)\x3C/h4>\x3Cp>Votre statut LMNP évoluera en LMP si vos revenus ainsi générés dépassent 23 000 euros par an ou qu’ils représentent plus de 50% des revenus totaux de votre foyer fiscal.\x3C/p>\x3Cp>La différence entre LMNP et LMP est qu’un loueur LMP est un professionnel de la location meublée, inscrit au registre du commerce et des sociétés (RCS). À noter que la \x3Cstrong>vente de votre bien LMP\x3C/strong> en Île-de-France sera exonérée totalement ou partiellement d’impôts si vous l’avez loué pendant au moins 5 ans et que vos revenus locatifs se situent entre 90 000 et 126 000 euros.\x3C/p>\x3Ch4>Nue-propriété\x3C/h4>\x3Cp>Pour un investissement à long terme, un confort de gestion et une fiscalité optimisée, vous pouvez envisager d’acquérir un bien immobilier neuf en nue-propriété en Île-de-France, pour environ \x3Cstrong>60% de sa valeur\x3C/strong> en moyenne.\x3C/p>\x3Ch4>Les autres formes d'investissement\x3C/h4>\x3Cp>En Île-de-France, les \x3Cstrong>places de parkings et boxes\x3C/strong> sont des biens immobiliers très prisés, notamment à Paris. Ils pourront vous apporter une rentabilité de l’ordre de 5% pour une facilité de gestion incomparable. Ils constituent un excellent premier investissement en Île-de-France.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Île-de-France ?\x3C/h3>\x3Cp>L’Île-de-France est et restera certainement la région la plus attractive de France, tant pour les étudiants et les travailleurs que les touristes. Les nouveaux programmes immobiliers Cogedim et les constructions neuves ne cessent de se développer en Île-de-France pour maintenir le potentiel intarissable de la région et la rendre toujours plus agréable à vivre.\x3C/p>\x3Cp>Investir en Île-de-France vous permet de devenir propriétaire dans cette région très dynamique qui enregistre une forte croissance démographique. Les prix de l’immobilier sont variables en fonction des départements, mais ils ne sont pas systématiquement aussi élevés qu’à Paris. En plus de sa localisation stratégique, la région bénéficie d'un excellent réseau routier et de transports en commun qui la rende encore plus attractive.\x3C/p>\x3Ch2>Le prix de l'immobilier en Ile de France\x3C/h2>\x3Cp>Le marché immobilier neuf en Île-de-France, au 21 novembre 2023, présente une dynamique complexe et variée. Dans les grandes communes, les programmes neufs attirent de nombreux acquéreurs, cherchant soit un appartement neuf ou un autre type de logement neuf. La loi Carrez, garantissant la précision de la surface des biens vendus, est un élément clé pour les acheteurs.\x3C/p>\x3Cp>En termes de prix au mètre carré, il y a une grande disparité entre les différentes communes. À Paris, le prix moyen peut facilement dépasser 12 000 euros par mètre carré, avec des pics allant jusqu'à 20 000 euros dans certains quartiers prisés. À l'inverse, dans des communes plus éloignées comme Cergy ou Melun, le prix moyen au mètre carré pour un logement neuf est nettement plus abordable, oscillant entre 3 500 et 5 000 euros.\x3C/p>\x3Cp>En banlieue proche, comme à \x3Ca href=\"https://www.cogedim.com/ile-de-france/hauts-de-seine-92/boulogne-billancourt/\">Boulogne-Billancourt\x3C/a> ou Levallois-Perret, les prix des appartements neufs restent élevés, avoisinant en moyenne 8 000 à 10 000 euros par mètre carré. Ces communes bénéficient d'une proximité avec Paris et d'une excellente desserte en transports, justifiant en partie ces prix.\x3C/p>\x3Cp>En conclusion, le prix de l'immobilier neuf en Île-de-France varie considérablement selon la localisation. Le prix minimum pour un mètre carré peut être autour de 3 500 euros dans certaines zones, tandis que le prix moyen se situe souvent entre 5 000 et 10 000 euros, avec des exceptions notables à la hausse dans les quartiers les plus recherchés de Paris.(Estimation donnée à titre indicatif au 26 novembre 2023)\x3C/p>",format:"full_html",processed:"\x3Ch2>Logement VEFA neuf Île-de-France\x3C/h2>\x3Cp>Hébergeant à elle seule près de 20% de la population française, l’Île-de-France, avec ses 8 départements, est non seulement la région la plus peuplée de l’hexagone, mais aussi la plus densément peuplée. Cette région est une valeur sûre pour investir dans l’\x3Cstrong>immobilier neuf\x3C/strong>, que ce soit pour y établir votre \x3Cstrong>résidence principale\x3C/strong> ou pour y faire un \x3Cstrong>investissement locatif\x3C/strong>. L’Île-de-France offre effectivement une rentabilité locative assurée ainsi que de belles opportunités de plus-values. Veuillez découvrir nos offres de logements neufs en Île-de-France.\x3C/p>\x3Ch3>Achat : les aides pour acheter un appartement neuf en Île-de-France\x3C/h3>\x3Cp>Plusieurs aides financières sont à votre disposition pour faciliter l’acquisition d’un bien immobilier en Île-de-France, quelle que soit la taille du logement que vous recherchez.\x3C/p>\x3Ch4>Le Prêt à Taux Zéro (PTZ)\x3C/h4>\x3Cp>Prêt aidé par l’État, le PTZ peut vous servir à devenir propriétaire de votre \x3Cstrong>résidence principale\x3C/strong> en Île-de-France si vous êtes primo-accédant et que vous répondez aux critères de ressources. Au maximum et selon le bien que vous allez acquérir, il pourra couvrir jusqu’à 40% du coût total de votre opération immobilière. Comme son nom l’indique, vous ne devrez rembourser que la somme empruntée, sans aucun intérêt. En complément de votre PTZ, vous pourrez solliciter un autre dispositif de financement, comme un prêt immobilier bancaire ou encore un prêt Action Logement.\x3C/p>\x3Ch4>Le prêt Action Logement\x3C/h4>\x3Cp>Anciennement nommé 1% Logement, ce prêt complémentaire vous permet de financer l’acquisition de votre logement neuf en Île-de-France, pour en faire votre résidence principale, à un \x3Cstrong>taux plafonné à 0,5%\x3C/strong>. Sous conditions de ressources et si vous êtes salarié, Action Logement vous permet d’emprunter jusqu’à 40 000 euros.\x3C/p>\x3Ch4>\x3Ca href=\"https://www.cogedim.com/votre-futur-bien/par-opportunite/nos-programmes-tva-reduite/\">La TVA réduite\x3C/a>\x3C/h4>\x3Cp>La TVA à 20% s’applique généralement aux achats de biens immobiliers neufs. Pour faire diminuer la facture, intéressez-vous aux \x3Cstrong>nouvelles constructions éligibles\x3C/strong> à la \x3Cstrong>TVA à 5,5%\x3C/strong>. Elles sont situées dans les 58 quartiers d’Île-de-France en voie de transformation. Sous conditions de ressources, la TVA réduite pourra vous être appliquée si vous faites l’acquisition d’un bien immobilier neuf en Île-de-France pour en faire votre résidence principale. Ce dispositif peut être cumulé avec le PTZ.\x3C/p>\x3Ch4>Les autres aides\x3C/h4>\x3Cp>Le \x3Cstrong>prêt accession sociale (PAS)\x3C/strong> est cumulable avec le PTZ, le prêt Action Logement et la TVA réduite. Il permet aux emprunteurs à revenus modestes de financer l’achat de leur résidence principale. Comme le PAS se contracte directement auprès des établissements bancaires qui décident du taux, n’hésitez pas à en contacter plusieurs pour éventuellement financer votre projet immobilier en Île-de-France.\x3C/p>\x3Ch3>Acheter un programme neuf en Île-de-France pour entreprendre un investissement locatif\x3C/h3>\x3Cp>Vous envisagez de réaliser un investissement locatif en Île-de-France ? Il s’agit du placement préféré des Français en raison des nombreux avantages qu’il apporte. Investir dans l’un de nos programmes neufs en Île-de-France vous permet de constituer votre patrimoine, de percevoir des revenus réguliers et même de préparer votre retraite. En Île-de-France, l’investissement locatif est l’occasion idéale de réaliser de belles plus-values tout en profitant d’une rentabilité assurée.\x3C/p>\x3Ch4>L’investissement en Location Meublée Non Professionnelle (LMNP)\x3C/h4>\x3Cp>La loi LMNP vous permet de \x3Cstrong>devenir propriétaire d’un bien meublé\x3C/strong> dont vous percevrez les \x3Cstrong>revenus locatifs sans imposition\x3C/strong>. Ouvert à tous les contribuables français, sans condition de ressources, ce dispositif à la gestion simplifiée vous permet d’amortir votre investissement locatif en Île-de-France sur plusieurs dizaines d’années.\x3C/p>\x3Ch4>L’investissement en Location Meublée Professionnelle (LMP)\x3C/h4>\x3Cp>Votre statut LMNP évoluera en LMP si vos revenus ainsi générés dépassent 23 000 euros par an ou qu’ils représentent plus de 50% des revenus totaux de votre foyer fiscal.\x3C/p>\x3Cp>La différence entre LMNP et LMP est qu’un loueur LMP est un professionnel de la location meublée, inscrit au registre du commerce et des sociétés (RCS). À noter que la \x3Cstrong>vente de votre bien LMP\x3C/strong> en Île-de-France sera exonérée totalement ou partiellement d’impôts si vous l’avez loué pendant au moins 5 ans et que vos revenus locatifs se situent entre 90 000 et 126 000 euros.\x3C/p>\x3Ch4>Nue-propriété\x3C/h4>\x3Cp>Pour un investissement à long terme, un confort de gestion et une fiscalité optimisée, vous pouvez envisager d’acquérir un bien immobilier neuf en nue-propriété en Île-de-France, pour environ \x3Cstrong>60% de sa valeur\x3C/strong> en moyenne.\x3C/p>\x3Ch4>Les autres formes d'investissement\x3C/h4>\x3Cp>En Île-de-France, les \x3Cstrong>places de parkings et boxes\x3C/strong> sont des biens immobiliers très prisés, notamment à Paris. Ils pourront vous apporter une rentabilité de l’ordre de 5% pour une facilité de gestion incomparable. Ils constituent un excellent premier investissement en Île-de-France.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Île-de-France ?\x3C/h3>\x3Cp>L’Île-de-France est et restera certainement la région la plus attractive de France, tant pour les étudiants et les travailleurs que les touristes. Les nouveaux programmes immobiliers Cogedim et les constructions neuves ne cessent de se développer en Île-de-France pour maintenir le potentiel intarissable de la région et la rendre toujours plus agréable à vivre.\x3C/p>\x3Cp>Investir en Île-de-France vous permet de devenir propriétaire dans cette région très dynamique qui enregistre une forte croissance démographique. Les prix de l’immobilier sont variables en fonction des départements, mais ils ne sont pas systématiquement aussi élevés qu’à Paris. En plus de sa localisation stratégique, la région bénéficie d'un excellent réseau routier et de transports en commun qui la rende encore plus attractive.\x3C/p>\x3Ch2>Le prix de l'immobilier en Ile de France\x3C/h2>\x3Cp>Le marché immobilier neuf en Île-de-France, au 21 novembre 2023, présente une dynamique complexe et variée. Dans les grandes communes, les programmes neufs attirent de nombreux acquéreurs, cherchant soit un appartement neuf ou un autre type de logement neuf. La loi Carrez, garantissant la précision de la surface des biens vendus, est un élément clé pour les acheteurs.\x3C/p>\x3Cp>En termes de prix au mètre carré, il y a une grande disparité entre les différentes communes. À Paris, le prix moyen peut facilement dépasser 12 000 euros par mètre carré, avec des pics allant jusqu'à 20 000 euros dans certains quartiers prisés. À l'inverse, dans des communes plus éloignées comme Cergy ou Melun, le prix moyen au mètre carré pour un logement neuf est nettement plus abordable, oscillant entre 3 500 et 5 000 euros.\x3C/p>\x3Cp>En banlieue proche, comme à \x3Ca href=\"https://www.cogedim.com/ile-de-france/hauts-de-seine-92/boulogne-billancourt/\">Boulogne-Billancourt\x3C/a> ou Levallois-Perret, les prix des appartements neufs restent élevés, avoisinant en moyenne 8 000 à 10 000 euros par mètre carré. Ces communes bénéficient d'une proximité avec Paris et d'une excellente desserte en transports, justifiant en partie ces prix.\x3C/p>\x3Cp>En conclusion, le prix de l'immobilier neuf en Île-de-France varie considérablement selon la localisation. 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complètes au 12/09/2025\r\n611,52 € de mensualités *:\r\nMensualité de 611,52 € dans le cadre de l’offre COGEDIM Access. Lot 1002, 1 pièce situé au Rez de chaussée,\r\nd’une surface habitable de 29,34 m² avec un jardin de 23,65 m², 2 places de stationnement biens immobiliers\r\ndépendant de la Résidence « Allure » à PONTOISE (95300). Exemple d’un financement pour une opération\r\nd’acquisition de résidence principale en état futur d’achèvement d’un montant de 148 579,17 €, en TVA réduite à\r\n5,5 %(2)\r\n, frais de dossier et frais de caution du prêt à la charge de COGEDIM, soit un montant à financer de\r\n148 579,17 € sans apport personnel, bénéficiant d’un PTZ\r\n(1) par un célibataire, primo-accédant, dont le revenu\r\nfiscal de référence de l'année n-2 était de 25 000,00 € et éligible à une acquisition en TVA réduite à 5,5 %(2)\r\n.\r\nFinancement réalisé grâce à des prêts consentis auprès des partenaires bancaires du groupe ALTAREA par\r\nl’intermédiaire d’Altarea Solution Financement :\r\nun prêt bancaire amortissable à taux fixe d’un montant de 44 573,75 €, d’une durée de 24 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 451,33 € pendant 10 ans puis mensualités\r\nde 9,13 € pendant 14 ans, TAEG estimé 4,57 % et coût total 11 119,69 € intérêts et assurances inclus,\r\nun prêt PTZ\r\n(1) d’un montant de 74 289,58 €, d’une durée de 24 ans, prêt amortissable à taux fixe ,\r\nmensualités de 21,67 € pendant 10 ans puis mensualités de 463,87 € pendant 14 ans, TAEG estimé 0,49 %\r\net coût total 6 240,98 € intérêts et assurances inclus,\r\nun prêt Jeune Actif (-35 ans) amortissable à taux fixe d’un montant de 14 857,92 €, d’une durée de 24 ans,\r\nprêt amortissable à taux fixe pendant toute sa durée , mensualités de 69,26 € pendant 24 ans, TAEG estimé\r\n2,62 % et coût total 5 088,96 € intérêts et assurances inclus,\r\nun prêt Acquisition Durable amortissable à taux fixe d’un montant de 14 857,92 €, d’une durée de 24 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 69,26 € pendant 24 ans, TAEG estimé\r\n2,62 % et coût total 5 088,96 € intérêts et assurances inclus,\r\nL’ensemble pour une mensualité globale lissée de 611,52 € pendant 24 ans. La cotisation mensuelle d’assurance\r\ndécès, perte totale et irréversible d’autonomie et incapacité de travail pour le prêt bancaire amortissable est de\r\n13.00 €, le prêt PTZ est de 21.67 €, le prêt Jeune Actif (-35 ans) est de 4.33 €, le prêt Acquisition Durable est de\r\n4.33 €, pour un capital emprunté assuré à 100 %.\r\nCette simulation est communiquée à titre informatif ; elle est établie sur la base de taux moyens du marché\r\nconstatés au 12/09/2025 pour diverses situations comparables. Cette présentation indicative ne constitue en\r\naucune façon une offre commerciale ou publicitaire de financement et n’a aucune valeur contractuelle. TVA réduite à\r\n5,5 % (2) (acquisition pour 10 ans minimum), PTZ\r\n(1) et PAS, réservés aux primo-accédants pour l’achat d’un\r\nlogement en résidence principale sont soumis à conditions de revenus. Altarea Solution Financement est une\r\nsociété de courtage en crédit immobilier et en assurances. Siège social : 87 Rue de Richelieu – 75002 Paris.\r\nAdresse contact : contact-solution-financement@altarea.com. SAS au capital de 10 000 € immatriculée au R.C.S\r\nParis sous le N°504 638 784 et au registre de l’Orias (www.orias.fr) sous le N°10053430. Responsabilité Civile\r\nProfessionnelle conforme aux articles L.512-6 du Code des assurances et L.519-3-4 du Code monétaire et\r\nfinancier. Membre de l’Association professionnelle des intermédiaires en crédits (APIC). Vous bénéficiez d’un délai\r\nlégal de réflexion de 10 jours. Lorsque la vente est subordonnée à l’obtention d’un prêt et si celui-ci n’est pas\r\nobtenu, le vendeur doit rembourser les sommes versées par l’acquéreur. Aucun versement de quelque nature que ce\r\nsoit ne peut être exigé d’un particulier avant l’obtention d’un ou plusieurs prêts d’argent. Un crédit vous engage et\r\ndoit être remboursé. Vérifiez vos capacités de remboursement avant de vous engager. Sous réserve d’acceptation\r\nde votre dossier par nos partenaires bancaires.\r\n500 € d’apport / 500 € à la réservation\r\nCette somme de 500 € correspond au dépôt de garantie qui vous sera demandé à la signature du contrat de\r\nréservation en lieu et place du montant légal de 2 % ou 5 % du montant TTC du prix de vente. Cette somme\r\ns'imputera sur la partie du prix payable à la signature de l'acte authentique. Toutes les conditions du dépôt de\r\ngarantie sont stipulées à l’article 3.5 des conditions générales du contrat de réservation. Cette somme de 500 €\r\npeut être remboursée si la banque finance la totalité.\r\n0 frais avant d’emménager\r\nLe versement des mensualités, hors assurances, débutera à la date de livraison de l’appartement dépendant de la\r\nRésidence « Allure » à PONTOISE (95300).\r\nCOGEDIM prendra à sa charge les frais suivants :\r\nFrais notariés d’acte de vente (en ce compris la quote-part aux frais d’établissement au règlement de\r\ncopropriété),\r\nFrais notariés d’acte de prêt en cas de financement assorti d’une garantie hypothécaire,\r\nFrais de dossier bancaire,\r\nFrais de caution bancaire,\r\nIntérêts intercalaires.\r\nGrâce à cette prise en charge par COGEDIM, le TAEG (Taux Annuel Effectif Global) y compris assurance obligatoire\r\nest estimé à un taux de 1,49 %.\r\nLa prise en charge de ces frais est soumise aux quatre conditions cumulatives suivantes :\r\nÀ la signature d’un mandat exclusif de recherche de financement avec la société Altarea Solution Financement\r\n(frais de courtage offerts),\r\nÀ l’obtention du financement bancaire grâce à l’action de la société Altarea Solution Financement,\r\nÀ l’utilisation effective du financement ainsi obtenu par l’intermédiaire de ce mandat pour l’acquisition des lots\r\nobjet du contrat de réservation visé en tête des présentes,\r\nEt à la signature de l’acte notarié de vente en l’état futur d’achèvement dans les délais contractuels.\r\nEtant ici précisé que pour instruire la recherche de financement par le biais de la société Altarea Solution\r\nFinancement, vous vous engagez à fournir l’ensemble des pièces nécessaires (pièce d’identité valide, avis\r\nd’imposition, bulletins de salaire, extraits de comptes, tableaux d’amortissement des prêts en cours, etc…).\r\nDans ces conditions, COGEDIM vous remboursera :\r\nLe montant des frais de dossier bancaire et de caution bancaire, dans un délai de 15 jours à compter de la\r\nsignature de l’acte authentique de vente,\r\nPour le montant des intérêts intercalaires :\r\nCOGEDIM vous versera une avance, dont le montant sera déterminé à l'obtention du financement\r\nbancaire car elle dépendra des caractéristiques de l'emprunt contracté, dans un délai de 15 jours à\r\ncompter de l’émission de l’appel de fonds correspondant au stade « achèvement du plancher bas du\r\nrez-de-chaussée ». Dans l’hypothèse où la signature de l’acte authentique de vente intervenait après\r\nl’atteinte du stade « achèvement du plancher bas du rez-de-chaussée » dans la réalisation de la\r\nconstruction, COGEDIM vous versera ladite avance dans un délai de 15 jours à compter de la date de\r\nsignature de l’acte de vente,\r\nEt le solde des intérêts intercalaires (si ces derniers excédaient le montant de l’avance versée) dans un\r\ndélai de 15 jours à compter de la signature de la prise de possession effective des biens (livraison des\r\nbiens).\r\nLes frais notariés (frais d’établissement au règlement de copropriété, frais d’acte de vente, et frais d’acte de prêt en\r\ncas de prêt assorti d’une garantie hypothécaire) seront directement supportés par COGEDIM lors de la signature de\r\nl’acte authentique de vente (et de l’acte de prêt le cas échéant) auprès du Notaire.\r\n(1) PTZ : Le Prêt à taux zéro est un prêt réglementé qui vous permet de financer l’acquisition d'un appartement neuf\r\n(ou acquis en VEFA) que vous occuperez à titre de votre première résidence principale. Le Prêt à Taux zéro est un\r\nprêt complémentaire à d'autres emprunts. Le Prêt à taux zéro est accessible sous conditions de ressources, aux\r\npersonnes physiques désirant devenir propriétaire de leur première résidence principale (ne pas avoir été\r\npropriétaire de sa résidence principale au cours des 2 années précédant la nouvelle acquisition). Le montant et la\r\ndurée du Prêt à Taux 0 % varient en fonction de la zone géographique du logement et de la composition du foyer.\r\nLes ressources de l’acquéreur sont également prises en compte pour la durée du remboursement.\r\n(2) TVA réduite à 5,5 % au lieu de 20 %. Le Code général des impôts (art.278 sexies 11 et 11 bis, art. art.278\r\nsexies-0 A) permet d’appliquer un taux réduit de TVA à 5,5 % pour les opérations d’accession sociale à la propriété\r\nportant sur des logements acquis par des personnes physiques pour y établir leur résidence principale et situés\r\ndans les zones ciblées par la politique de la ville (quartiers faisant l’objet d’une convention ANRU et dans les\r\nquartiers prioritaires politique de la ville ou situés à une certaine distance de ceux-ci en fonction notamment de la\r\ndate de la demande de permis de construire. Ce taux réduit est susceptible de s’appliquer dès lors que les\r\nressources des personnes destinées à occuper le logement à la date de signature de l’avant contrat préliminaire ou,\r\nà défaut, à la date du contrat de vente ne dépassent pas des plafonds de ressources (cf. article 278 sexies du CGI).\r\nLe bénéfice du taux réduit est susceptible d’être remis en cause dans l’hypothèse où les conditions d’octroi du taux\r\nréduit cessent d’être remplies dans un délai de 10 ans qui suit le fait générateur de l’opération notamment en cas de\r\nrevente ou de changement de destination du logement.\r\nL’article 71 de la loi n°1322-2023 du 29 décembre 2023, dite loi de finances pour 2024, proroge le PTZ (prêt à taux\r\nzéro) jusqu’au 31 décembre 2027 et aménage certaines dispositions réglementaires applicables. Le décret n\r\n°2024-304 du 2 avril 2024 fixe les modalités des offres de prêt émises à compter du 1er avril 2024. 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Lot 3103, 2 pièces situé au 1 er étage, d’une\r\nsurface habitable de 37,84 m² avec une terrasse de 4,29 m², 1 place de stationnement bien immobilier dépendant\r\nde la Résidence « Allure » à PONTOISE (95300). Exemple d’un financement pour une opération d’acquisition de\r\nrésidence principale en état futur d’achèvement d’un montant de 184 625,00 €, en TVA réduite à 5,5 %(2)\r\n, frais de\r\ndossier et frais de caution du prêt à la charge de COGEDIM, soit un montant à financer de 184 625,00 € sans\r\napport personnel, bénéficiant d’un PTZ\r\n(1) par un couple, primo-accédant, dont le revenu fiscal de référence de\r\nl'année n-2 était de 37 500,00 € et éligible à une acquisition en TVA réduite à 5,5 %(2)\r\n.\r\nFinancement réalisé grâce à des prêts consentis auprès des partenaires bancaires du groupe ALTAREA par\r\nl’intermédiaire d’Altarea Solution Financement :\r\nun prêt bancaire amortissable à taux fixe d’un montant de 55 387,50 €, d’une durée de 24 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 560,82 € pendant 10 ans puis mensualités\r\nde 11,34 € pendant 14 ans, TAEG estimé 4,57 % et coût total 13 816,02 € intérêts et assurances inclus,\r\nun prêt PTZ\r\n(1) d’un montant de 92 312,50 €, d’une durée de 24 ans, prêt amortissable à taux fixe ,\r\nmensualités de 26,92 € pendant 10 ans puis mensualités de 576,40 € pendant 14 ans, TAEG estimé 0,49 %\r\net coût total 7 753,10 € intérêts et assurances inclus,\r\nun prêt Jeune Actif (-35 ans) amortissable à taux fixe d’un montant de 18 462,50 €, d’une durée de 24 ans,\r\nprêt amortissable à taux fixe pendant toute sa durée , mensualités de 86,07 € pendant 24 ans, TAEG estimé\r\n2,62 % et coût total 6 325,66 € intérêts et assurances inclus,\r\nun prêt Acquisition Durable amortissable à taux fixe d’un montant de 18 462,50 €, d’une durée de 24 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 86,07 € pendant 24 ans, TAEG estimé\r\n2,62 % et coût total 6 325,66 € intérêts et assurances inclus,\r\nL’ensemble pour une mensualité globale lissée de 759,88 € pendant 24 ans. La cotisation mensuelle d’assurance\r\ndécès, perte totale et irréversible d’autonomie et incapacité de travail pour le prêt bancaire amortissable est de\r\n16.15 €, le prêt PTZ est de 26.92 €, le prêt Jeune Actif (-35 ans) est de 5.38 €, le prêt Acquisition Durable est de\r\n5.38 €, pour un capital emprunté assuré à 100 %.\r\nCette simulation est communiquée à titre informatif ; elle est établie sur la base de taux moyens du marché\r\nconstatés au 04/07/2025 pour diverses situations comparables. Cette présentation indicative ne constitue en\r\naucune façon une offre commerciale ou publicitaire de financement et n’a aucune valeur contractuelle. TVA réduite à\r\n5,5 % (2) (acquisition pour 10 ans minimum), PTZ\r\n(1) et PAS, réservés aux primo-accédants pour l’achat d’un\r\nlogement en résidence principale sont soumis à conditions de revenus. Altarea Solution Financement est une\r\nsociété de courtage en crédit immobilier et en assurances. Siège social : 87 Rue de Richelieu – 75002 Paris.\r\nAdresse contact : contact-solution-financement@altarea.com. SAS au capital de 10 000 € immatriculée au R.C.S\r\nParis sous le N°504 638 784 et au registre de l’Orias (www.orias.fr) sous le N°10053430. Responsabilité Civile\r\nProfessionnelle conforme aux articles L.512-6 du Code des assurances et L.519-3-4 du Code monétaire et\r\nfinancier. Membre de l’Association professionnelle des intermédiaires en crédits (APIC). Vous bénéficiez d’un délai\r\nlégal de réflexion de 10 jours. Lorsque la vente est subordonnée à l’obtention d’un prêt et si celui-ci n’est pas\r\nobtenu, le vendeur doit rembourser les sommes versées par l’acquéreur. Aucun versement de quelque nature que ce\r\nsoit ne peut être exigé d’un particulier avant l’obtention d’un ou plusieurs prêts d’argent. Un crédit vous engage et\r\ndoit être remboursé. Vérifiez vos capacités de remboursement avant de vous engager. Sous réserve d’acceptation\r\nde votre dossier par nos partenaires bancaires.\r\n500 € d’apport / 500 € à la réservation\r\nCette somme de 500 € correspond au dépôt de garantie qui vous sera demandé à la signature du contrat de\r\nréservation en lieu et place du montant légal de 2 % ou 5 % du montant TTC du prix de vente. Cette somme\r\ns'imputera sur la partie du prix payable à la signature de l'acte authentique. Toutes les conditions du dépôt de\r\ngarantie sont stipulées à l’article 3.5 des conditions générales du contrat de réservation. Cette somme de 500 €\r\npeut être remboursée si la banque finance la totalité.\r\n0 frais avant d’emménager\r\nLe versement des mensualités, hors assurances, débutera à la date de livraison de l’appartement dépendant de la\r\nRésidence « Allure » à PONTOISE (95300).\r\nCOGEDIM prendra à sa charge les frais suivants :\r\nFrais notariés d’acte de vente (en ce compris la quote-part aux frais d’établissement au règlement de\r\ncopropriété),\r\nFrais notariés d’acte de prêt en cas de financement assorti d’une garantie hypothécaire,\r\nFrais de dossier bancaire,\r\nFrais de caution bancaire,\r\nIntérêts intercalaires.\r\nGrâce à cette prise en charge par COGEDIM, le TAEG (Taux Annuel Effectif Global) y compris assurance obligatoire\r\nest estimé à un taux de 1,49 %.\r\nLa prise en charge de ces frais est soumise aux quatre conditions cumulatives suivantes :\r\nÀ la signature d’un mandat exclusif de recherche de financement avec la société Altarea Solution Financement\r\n(frais de courtage offerts),\r\nÀ l’obtention du financement bancaire grâce à l’action de la société Altarea Solution Financement,\r\nÀ l’utilisation effective du financement ainsi obtenu par l’intermédiaire de ce mandat pour l’acquisition des lots\r\nobjet du contrat de réservation visé en tête des présentes,\r\nEt à la signature de l’acte notarié de vente en l’état futur d’achèvement dans les délais contractuels.\r\nEtant ici précisé que pour instruire la recherche de financement par le biais de la société Altarea Solution\r\nFinancement, vous vous engagez à fournir l’ensemble des pièces nécessaires (pièce d’identité valide, avis\r\nd’imposition, bulletins de salaire, extraits de comptes, tableaux d’amortissement des prêts en cours, etc…).\r\nDans ces conditions, COGEDIM vous remboursera :\r\nLe montant des frais de dossier bancaire et de caution bancaire, dans un délai de 15 jours à compter de la\r\nsignature de l’acte authentique de vente,\r\nPour le montant des intérêts intercalaires :\r\nCOGEDIM vous versera une avance, dont le montant sera déterminé à l'obtention du financement\r\nbancaire car elle dépendra des caractéristiques de l'emprunt contracté, dans un délai de 15 jours à\r\ncompter de l’émission de l’appel de fonds correspondant au stade « achèvement du plancher bas du\r\nrez-de-chaussée ». Dans l’hypothèse où la signature de l’acte authentique de vente intervenait après\r\nl’atteinte du stade « achèvement du plancher bas du rez-de-chaussée » dans la réalisation de la\r\nconstruction, COGEDIM vous versera ladite avance dans un délai de 15 jours à compter de la date de\r\nsignature de l’acte de vente,\r\nEt le solde des intérêts intercalaires (si ces derniers excédaient le montant de l’avance versée) dans un\r\ndélai de 15 jours à compter de la signature de la prise de possession effective des biens (livraison des\r\nbiens).\r\nLes frais notariés (frais d’établissement au règlement de copropriété, frais d’acte de vente, et frais d’acte de prêt en\r\ncas de prêt assorti d’une garantie hypothécaire) seront directement supportés par COGEDIM lors de la signature de\r\nl’acte authentique de vente (et de l’acte de prêt le cas échéant) auprès du Notaire.\r\n(1) PTZ : Le Prêt à taux zéro est un prêt réglementé qui vous permet de financer l’acquisition d'un appartement neuf\r\n(ou acquis en VEFA) que vous occuperez à titre de votre première résidence principale. Le Prêt à Taux zéro est un\r\nprêt complémentaire à d'autres emprunts. Le Prêt à taux zéro est accessible sous conditions de ressources, aux\r\npersonnes physiques désirant devenir propriétaire de leur première résidence principale (ne pas avoir été\r\npropriétaire de sa résidence principale au cours des 2 années précédant la nouvelle acquisition). Le montant et la\r\ndurée du Prêt à Taux 0 % varient en fonction de la zone géographique du logement et de la composition du foyer.\r\nLes ressources de l’acquéreur sont également prises en compte pour la durée du remboursement.\r\n(2) TVA réduite à 5,5 % au lieu de 20 %. Le Code général des impôts (art.278 sexies 11 et 11 bis, art. art.278\r\nsexies-0 A) permet d’appliquer un taux réduit de TVA à 5,5 % pour les opérations d’accession sociale à la propriété\r\nportant sur des logements acquis par des personnes physiques pour y établir leur résidence principale et situés\r\ndans les zones ciblées par la politique de la ville (quartiers faisant l’objet d’une convention ANRU et dans les\r\nquartiers prioritaires politique de la ville ou situés à une certaine distance de ceux-ci en fonction notamment de la\r\ndate de la demande de permis de construire. Ce taux réduit est susceptible de s’appliquer dès lors que les\r\nressources des personnes destinées à occuper le logement à la date de signature de l’avant contrat préliminaire ou,\r\nà défaut, à la date du contrat de vente ne dépassent pas des plafonds de ressources (cf. article 278 sexies du CGI).\r\nLe bénéfice du taux réduit est susceptible d’être remis en cause dans l’hypothèse où les conditions d’octroi du taux\r\nréduit cessent d’être remplies dans un délai de 10 ans qui suit le fait générateur de l’opération notamment en cas de\r\nrevente ou de changement de destination du logement.\r\nL’article 71 de la loi n°1322-2023 du 29 décembre 2023, dite loi de finances pour 2024, proroge le PTZ (prêt à taux\r\nzéro) jusqu’au 31 décembre 2027 et aménage certaines dispositions réglementaires applicables. Le décret n\r\n°2024-304 du 2 avril 2024 fixe les modalités des offres de prêt émises à compter du 1er avril 2024. 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zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir 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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. 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en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,meta:$R[16405]={drupal_internal__target_id:4043},vid:$R[16406]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[16407]={drupal_internal__target_id:"regulation"}},revision_user:$R[16408]={data:null,links:$R[16409]={related:$R[16410]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/revision_user/?resourceVersion=id%3A4043"},self:$R[16411]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/relationships/revision_user/?resourceVersion=id%3A4043"}}},parent:$R[16412]=[$R[16413]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[16414]={links:$R[16415]={help:$R[16416]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[16417]={about:"Usage and meaning of the 'virtual' resource 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zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir 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\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6
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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. 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Devenir propriétaire d’un bien immobilier neuf à Saint-Ouen-l'Aumône présente bien des avantages. Des aides financières et des dispositifs immobiliers sont à la portée de toute personne répondant à certains critères. Découvrez les coups de pouce que vous pouvez obtenir pour l’achat de votre maison.
Les aides pour acheter un bien immobilier neuf à Saint-Ouen-l'Aumône
Une des régions les plus paisibles à habiter. L’acquisition de logement neuf à Saint-Ouen-l'Aumône est facilitée par les nombreux avantages financiers que les programmes d’aide offrent. Parmi eux, le prêt à taux zéro est l’alternative la plus intéressante. Il permet d'investir à Saint-Ouen-l'Aumône sans pour autant disposer d’un grand capital. Le financement apporté par ce programme peut atteindre 100% du coût du bien convoité. Cependant, la seule condition pour y bénéficier est de ne pas avoir été propriétaire pendant une durée supérieure ou égale à 2 ans de son logement.
Acheter une maison neuve à Saint-Ouen-l'Aumône est aussi un bon investissement pour assurer sa retraite. Cela est possible grâce au prêt de logement réservé aux salariés d’entreprises, aux nouveaux retraités de moins de 5 ans et aux employés en phase de préretraite. Il permet entre autres de bénéficier d’une bourse couvrant une grande partie du coût de son futur bien immobilier.
Dans une mesure de stimulation immobilière, d’autres programmes immobiliers à Saint-Ouen-l'Aumône ont vu le jour. Il s’agit principalement du prêt social immobilier dont bénéficient les employés de sociétés et de prêts d'épargne logement. Ces derniers offrent la possibilité aux investisseurs ainsi qu’aux particuliers de devenir propriétaires d’appartements neufs à Saint-Ouen-l'Aumône tout en faisant des économies.
Acheter un programme neuf à Saint-Ouen-l'Aumône pour faire un investissement locatif
En choisissant un programme neuf à Saint-Ouen-l'Aumône, l'élargissement de son patrimoine immobilier est moins contraignant. Parmi ces dispositifs nous citons :
LMNP
Il existe plusieurs façons de mettre en location un bien immobilier. Certains investisseurs ne fournissent pas de meubles tandis que d’autres veillent à offrir un environnement entièrement aménagé aux futurs locataires. Ces biens appelés LMNP sont les plus recherchés par les étudiants. En optant pour une location meublée non professionnelle, l’investisseur bénéficie d’une réduction de l’imposition sur la plus-value.
Autres dispositifs
En plus des deux programmes cités, d’autres moyens permettent d’acheter un bien neuf à Saint-Ouen-l'Aumône. Contrastant avec la location de bien meublé, la mise en location d’une nue-propriété présente bien des avantages parmi lesquels nous citons :
Réduction du coût de la location.
Une rentabilité supérieure aux autres investissements locatifs.
Une forte demande dans la région de Saint-Ouen-l'Aumône
Pourquoi acheter un logement neuf à Saint-Ouen-l'Aumône ?
Commune faisant partie de l’agglomération de Cergy-Pontoise, elle est située en plein cœur du Val-d’Oise, région réputée pour sa beauté et son calme. Sa proximité des axes d’Aulnay et Saint-Lazare fait de sa localisation un véritable carrefour économique.
Les amoureux de culture et de divertissements trouvent leur bonheur dans les nombreux parcs, cinémas et centre culturels qui y sont installés. En plus de son cadre apaisant, Saint-Ouen-l’Aumône fait partie des régions les plus intéressantes en matière d’investissement immobilier.
Foire aux questions
Est-ce que cette région est sécurisée ?
Les quartiers de Saint-Ouen-l’Aumône sont très accueillants et parfaits pour les familles.
Dans quel type de bien investir à Saint-Ouen-l’Aumône pour louer à des étudiants ?
Les appartements neufs meublés sont les plus demandés par les étudiants de la région.
Les moyens de transport sont-ils à proximité ?
Saint-Ouen-l’Aumône contient 5 gares ferroviaires et une ligne de bus très développée.