\x3Cpath class=\"st0\" d=\"M12.3,28h7.8h7.7h7.6V14.2h4.3L24,0.6l-3.7,3.2v-3h-5.5v7.8l-6.4,5.6h4V28z M21.1,27v-6.7h5.7V27H21.1z\n\t\t M34.4,27h-6.6v-7.7h-7.7V27h-6.8V14.2h21.1V27z M15.7,9V1.8h3.5V6l4.7-4l13,11.3h-26L15.7,9z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez du prêt à taux zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:null,field_text_main:null,vid:$R[237]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[238]={drupal_internal__target_id:"regulation"}},revision_user:$R[239]={data:null,links:$R[240]={related:$R[241]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f37d7e5e-3057-44e8-b10e-979e6adb1932/revision_user/?resourceVersion=id%3A4"},self:$R[242]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f37d7e5e-3057-44e8-b10e-979e6adb1932/relationships/revision_user/?resourceVersion=id%3A4"}}},parent:$R[243]=[$R[244]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[245]={links:$R[246]={help:$R[247]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[248]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[249]={type:"taxonomy_term--regulation",id:"19b5dbf4-49ba-47b5-90ee-d6433b676b0b",links:$R[250]={self:$R[251]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/?resourceVersion=id%3A5"}},drupal_internal__tid:5,drupal_internal__revision_id:5,langcode:"fr",revision_created:null,status:!0,name:"TVA réduite",description:null,weight:1,changed:"2024-06-19T07:52:29+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[252]=[$R[253]={tag:"meta",attributes:$R[254]={name:"title",content:"TVA réduite | Cogedim"}},$R[255]={tag:"link",attributes:$R[256]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/5/"}},$R[257]={tag:"meta",attributes:$R[258]={name:"generator",content:"Cogedim"}},$R[259]={tag:"meta",attributes:$R[260]={property:"og:site_name",content:"Cogedim"}},$R[261]={tag:"meta",attributes:$R[262]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[263]={tag:"meta",attributes:$R[264]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/"}},$R[265]={tag:"meta",attributes:$R[266]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[267]={tag:"meta",attributes:$R[268]={property:"og:image:type",content:"image/png"}},$R[269]={tag:"meta",attributes:$R[270]={property:"og:image:width",content:"628"}},$R[271]={tag:"meta",attributes:$R[272]={property:"og:image:height",content:"316"}},$R[273]={tag:"meta",attributes:$R[274]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[275]={tag:"meta",attributes:$R[276]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[277]={tag:"meta",attributes:$R[278]={name:"twitter:card",content:"summary"}},$R[279]={tag:"meta",attributes:$R[280]={name:"twitter:site",content:"@altareacogedim"}},$R[281]={tag:"meta",attributes:$R[282]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[283]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[284]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1
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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[285]={value:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[286]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[287]={drupal_internal__target_id:"regulation"}},revision_user:$R[288]={data:null,links:$R[289]={related:$R[290]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/revision_user/?resourceVersion=id%3A5"},self:$R[291]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/relationships/revision_user/?resourceVersion=id%3A5"}}},parent:$R[292]=[$R[293]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[294]={links:$R[295]={help:$R[296]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[297]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[298]={type:"taxonomy_term--regulation",id:"16dd3083-89ed-478c-82d3-c61e00e3e669",links:$R[299]={self:$R[300]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/?resourceVersion=id%3A9"}},drupal_internal__tid:9,drupal_internal__revision_id:9,langcode:"fr",revision_created:null,status:!0,name:"Prix maîtrisés",description:null,weight:2,changed:"2025-06-26T14:47:47+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[301]=[$R[302]={tag:"meta",attributes:$R[303]={name:"title",content:"Prix maîtrisés | Cogedim"}},$R[304]={tag:"link",attributes:$R[305]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/9/"}},$R[306]={tag:"meta",attributes:$R[307]={name:"generator",content:"Cogedim"}},$R[308]={tag:"meta",attributes:$R[309]={property:"og:site_name",content:"Cogedim"}},$R[310]={tag:"meta",attributes:$R[311]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[312]={tag:"meta",attributes:$R[313]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/"}},$R[314]={tag:"meta",attributes:$R[315]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[316]={tag:"meta",attributes:$R[317]={property:"og:image:type",content:"image/png"}},$R[318]={tag:"meta",attributes:$R[319]={property:"og:image:width",content:"628"}},$R[320]={tag:"meta",attributes:$R[321]={property:"og:image:height",content:"316"}},$R[322]={tag:"meta",attributes:$R[323]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[324]={tag:"meta",attributes:$R[325]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[326]={tag:"meta",attributes:$R[327]={name:"twitter:card",content:"summary"}},$R[328]={tag:"meta",attributes:$R[329]={name:"twitter:site",content:"@altareacogedim"}},$R[330]={tag:"meta",attributes:$R[331]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[332]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Les prix indiqués peuvent tenir compte d’une TVA réduite sous conditions de ressources.\r\nLes rentabilités indiquées sont estimatives, données à titre indicatif et hors frais de gestion potentiels.",field_legals_grid:null,field_promo_drawer:$R[333]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1
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\t\tC23.8,19.2,23,19.3,22.3,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z
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\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6
\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2
\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1
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\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6
\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z
\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez des prix maîtrisés\x3C/h3>\x3Cp>Tous les avantages du neuf avec des conditions de financement avantageuses pour les primo-accédants.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez des prix maîtrisés\x3C/h3>\x3Cp>Tous les avantages du neuf avec des conditions de financement avantageuses pour les primo-accédants.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[334]={value:"\x3Ch3>Acheter en prix maîtrisés\x3C/h3>\x3Cp>Primo-accédants, et sous conditions de ressources, profitez de la possibilité d’acheter votre logement neuf en dessous du prix du marché dans une résidence éligible aux prix maîtrisés. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en prix maîtrisés\x3C/h3>\x3Cp>Primo-accédants, et sous conditions de ressources, profitez de la possibilité d’acheter votre logement neuf en dessous du prix du marché dans une résidence éligible aux prix maîtrisés. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:$R[335]={value:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix maîtrisés\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincmastered\">\x3Cdiv class=\"expandable\">\x3Cp>Fruit d’un partenariat entre les promoteurs immobiliers et les communes, ce dispositif vous permet d’acquérir, sous certaines conditions, un logement neuf à un prix réduit par rapport au marché immobilier local. En moyenne, vous pourrez profiter d’une économie entre 20 et 30% sur le prix d’acquisition de votre logement neuf.\x3C/p>\x3Cp>Ce sont les \x3Cstrong>collectivités\x3C/strong> qui \x3Cstrong>fixent les règles d’accession à la propriété à prix maîtrisé. Elles varient donc d’une ville à l’autre. \x3C/strong>Vous devez, entre autres, avoir des revenus inférieurs à un plafond de ressources basé sur le barème PSLA, PAS ou PLI, et occuper le logement à titre de résidence principale.\x3C/p>\x3Cp>Vous vous engagez, par ailleurs, à conserver votre logement plusieurs années. En cas d’une revente anticipée, le prix peut être encadré par les clauses anti spéculatives de votre commune.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cp>Grâce à ce dispositif, vous pourrez :\x3C/p>\x3Cul>\x3Cli>Acquérir un logement neuf de qualité, à prix réduit ;\x3C/li>\x3Cli>Accéder à un bien immobilier plus grand ou avec un meilleur emplacement, avec un budget inchangé ;\x3C/li>\x3Cli>Vous constituer un patrimoine, en bénéficiant d’autres dispositifs d’aides au financement immobilier mis en place par le gouvernement et les collectivités locales (Prêt à taux zéro, Prêt Action Logement, Prêt à l’Accession Sociale…) ;\x3C/li>\x3Cli>Profiter d’une réduction des frais de notaire grâce à l’achat dans l’immobilier neuf.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincmastered').classList.toggle('active');\">\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\">\x3C/path>\x3C/svg>\x3C/i>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\" loading=\"lazy\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix maîtrisés\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincmastered\">\x3Cdiv class=\"expandable\">\x3Cp>Fruit d’un partenariat entre les promoteurs immobiliers et les communes, ce dispositif vous permet d’acquérir, sous certaines conditions, un logement neuf à un prix réduit par rapport au marché immobilier local. En moyenne, vous pourrez profiter d’une économie entre 20 et 30% sur le prix d’acquisition de votre logement neuf.\x3C/p>\x3Cp>Ce sont les \x3Cstrong>collectivités\x3C/strong> qui \x3Cstrong>fixent les règles d’accession à la propriété à prix maîtrisé. Elles varient donc d’une ville à l’autre. \x3C/strong>Vous devez, entre autres, avoir des revenus inférieurs à un plafond de ressources basé sur le barème PSLA, PAS ou PLI, et occuper le logement à titre de résidence principale.\x3C/p>\x3Cp>Vous vous engagez, par ailleurs, à conserver votre logement plusieurs années. 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aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincmastered').classList.toggle('active');\">\x3Csvg width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\" />\x3C/svg>\x3C/i>\x3C/div>\x3C/div>"},vid:$R[336]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[337]={drupal_internal__target_id:"regulation"}},revision_user:$R[338]={data:null,links:$R[339]={related:$R[340]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/revision_user/?resourceVersion=id%3A9"},self:$R[341]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/relationships/revision_user/?resourceVersion=id%3A9"}}},parent:$R[342]=[$R[343]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[344]={links:$R[345]={help:$R[346]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[347]={about:"Usage 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immobiliers neufs"}},$R[362]={tag:"meta",attributes:$R[363]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/"}},$R[364]={tag:"meta",attributes:$R[365]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[366]={tag:"meta",attributes:$R[367]={property:"og:image:type",content:"image/png"}},$R[368]={tag:"meta",attributes:$R[369]={property:"og:image:width",content:"628"}},$R[370]={tag:"meta",attributes:$R[371]={property:"og:image:height",content:"316"}},$R[372]={tag:"meta",attributes:$R[373]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[374]={tag:"meta",attributes:$R[375]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[376]={tag:"meta",attributes:$R[377]={name:"twitter:card",content:"summary"}},$R[378]={tag:"meta",attributes:$R[379]={name:"twitter:site",content:"@altareacogedim"}},$R[380]={tag:"meta",attributes:$R[381]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[382]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:null,field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[383]={value:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[384]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[385]={drupal_internal__target_id:"regulation"}},revision_user:$R[386]={data:null,links:$R[387]={related:$R[388]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/revision_user/?resourceVersion=id%3A4043"},self:$R[389]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/relationships/revision_user/?resourceVersion=id%3A4043"}}},parent:$R[390]=[$R[391]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[392]={links:$R[393]={help:$R[394]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[395]={about:"Usage and meaning of the 'virtual' resource 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neufs"}},$R[410]={tag:"meta",attributes:$R[411]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/"}},$R[412]={tag:"meta",attributes:$R[413]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[414]={tag:"meta",attributes:$R[415]={property:"og:image:type",content:"image/png"}},$R[416]={tag:"meta",attributes:$R[417]={property:"og:image:width",content:"628"}},$R[418]={tag:"meta",attributes:$R[419]={property:"og:image:height",content:"316"}},$R[420]={tag:"meta",attributes:$R[421]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[422]={tag:"meta",attributes:$R[423]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[424]={tag:"meta",attributes:$R[425]={name:"twitter:card",content:"summary"}},$R[426]={tag:"meta",attributes:$R[427]={name:"twitter:site",content:"@altareacogedim"}},$R[428]={tag:"meta",attributes:$R[429]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[430]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Prix indicatifs hors taxes.\x3Cbr>\r\nLes rentabilités indiquées sont nettes de frais de gestion et hors mobilier, avant impact fiscal.",field_legals_grid:"Prix indicatifs hors taxes et hors mobilier. Les rentabilités indiquées sont nettes de frais de gestion et hors mobilier, avant impact fiscal.",field_promo_drawer:null,field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[431]={value:"\x3Ch3>Acheter en LMNP géré\x3C/h3>\x3Cp>Investissez dans une résidence services en statut LMNP et cumulez un achat Hors Taxe, grâce à la récupération immédiate de la TVA sur le prix de votre logement, et des revenus locatifs garantis par bail commercial pouvant être défiscalisés sur le long terme. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP géré\x3C/h3>\x3Cp>Investissez dans une résidence services en statut LMNP et cumulez un achat Hors Taxe, grâce à la récupération immédiate de la TVA sur le prix de votre logement, et des revenus locatifs garantis par bail commercial pouvant être défiscalisés sur le long terme. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[432]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[433]={drupal_internal__target_id:"regulation"}},revision_user:$R[434]={data:null,links:$R[435]={related:$R[436]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/revision_user/?resourceVersion=id%3A7"},self:$R[437]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/relationships/revision_user/?resourceVersion=id%3A7"}}},parent:$R[438]=[$R[439]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[440]={links:$R[441]={help:$R[442]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[443]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[444]={type:"taxonomy_term--regulation",id:"9df7bfb4-b767-42a6-a070-ce1436f2a561",links:$R[445]={self:$R[446]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/?resourceVersion=id%3A8"}},drupal_internal__tid:8,drupal_internal__revision_id:8,langcode:"fr",revision_created:null,status:!0,name:"Nue-propriété",description:null,weight:6,changed:"2025-07-01T07:35:28+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[447]=[$R[448]={tag:"meta",attributes:$R[449]={name:"title",content:"Nue-propriété | Cogedim"}},$R[450]={tag:"link",attributes:$R[451]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/8/"}},$R[452]={tag:"meta",attributes:$R[453]={name:"generator",content:"Cogedim"}},$R[454]={tag:"meta",attributes:$R[455]={property:"og:site_name",content:"Cogedim"}},$R[456]={tag:"meta",attributes:$R[457]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[458]={tag:"meta",attributes:$R[459]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/"}},$R[460]={tag:"meta",attributes:$R[461]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[462]={tag:"meta",attributes:$R[463]={property:"og:image:type",content:"image/png"}},$R[464]={tag:"meta",attributes:$R[465]={property:"og:image:width",content:"628"}},$R[466]={tag:"meta",attributes:$R[467]={property:"og:image:height",content:"316"}},$R[468]={tag:"meta",attributes:$R[469]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[470]={tag:"meta",attributes:$R[471]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[472]={tag:"meta",attributes:$R[473]={name:"twitter:card",content:"summary"}},$R[474]={tag:"meta",attributes:$R[475]={name:"twitter:site",content:"@altareacogedim"}},$R[476]={tag:"meta",attributes:$R[477]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[478]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Prix TTC en TVA réduite à 10%\x3Cbr />*La nue-propriété est un montage financier qui permet d’acheter un bien immobilier en profitant d’un prix d’acquisition réduit de 30 à 40% grâce au principe de démembrement de propriété. 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d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Investissez en Nue-Propriété\x3C/h3>\x3Cp>Un bien à prix réduit, défiscalisé, sans contrainte d’entretien et de gestion locative.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[480]={value:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[481]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[482]={drupal_internal__target_id:"regulation"}},revision_user:$R[483]={data:null,links:$R[484]={related:$R[485]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/revision_user/?resourceVersion=id%3A8"},self:$R[486]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/relationships/revision_user/?resourceVersion=id%3A8"}}},parent:$R[487]=[$R[488]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[489]={links:$R[490]={help:$R[491]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[492]={about:"Usage and meaning of the 'virtual' resource 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Profitez de tous nos services.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/cogedim-pour-vous/la-difference-cogedim/\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M46.3,45.2v-0.9h-2.5V20.8c0.7-0.2,1.2-0.7,1.5-1.3h2.5L46,10.8h-5.5l-1.7,8.7h2.5c0.2,0.7,0.8,1.2,1.5,1.3\n\t\tv23.4h-2.5v0.9h-4.4c0.4-0.2,0.7-0.5,1.1-0.9h1.1l0.1-0.3c0.1-0.3,3.2-8.6,2.4-11.6c-0.4-1.3-1.3-2.4-2.7-3C37,29,36,28.8,35.1,29\n\t\tv-0.3c0-1.3-0.4-2.4-1.3-3.2c-2.1-2-5.8-2-6-2c-0.2,0-3.9,0-6,2c-0.9,0.9-1.3,1.9-1.3,3.2V29c-0.8-0.1-1.8,0-2.8,0.4\n\t\tc-1.3,0.6-2.3,1.6-2.7,3c-0.9,3,2.3,11.3,2.4,11.6l0.1,0.3h0.9c0.2,0.3,0.5,0.7,1,0.9H9.9l1.6-7.7h0.8v-2.9H8.7\n\t\tc0.4-1.2,1.3-5.1,1.1-8.7c0.2-0.3,0.5-0.5,0.8-0.8c0.7,0.2,1.2,0.6,1.5,1.1c1,1.8,0,4.9,0,4.9l-0.9,2.8l1.8-2.3\n\t\tc0.1-0.2,2.9-3.8,2.1-6.4c-0.2-0.7-0.6-1.2-1.2-1.5c-1.5-0.6-3.6,0.4-3.6,0.4l-0.7,0.3c-0.3-1.7-1-3.2-2.3-4.2l0,0\n\t\tc-0.1-0.1-0.2-0.1-0.3-0.2c-0.6-0.3-2-1-3.1-0.6c-0.4,0.2-1,0.5-1.2,1.4c-0.8,2.6,0.2,5.4,0.3,5.5l0.6,1.6l0.4-1.6\n\t\tc0.5-2.1,1.6-5.1,2.5-5.4c0.1,0,0.1,0,0.2,0c0.1,0,0.1,0.1,0.1,0.1c1.3,1,1.9,2.6,2,4.4c-1.4,1.7-2,3.7-2.2,5.4\n\t\tc-0.2-0.6-0.4-1.3-0.7-1.9c-0.1-0.4-0.5-1.3-1.3-1.4c-0.9,0-1.5,1.2-1.7,1.6l-1.2,2.7l2-2.2c0.4-0.4,0.7-0.6,0.9-0.6\n\t\tc0.2,0,0.3,0.2,0.3,0.2c1.1,2.1,1.2,4.4,1.2,5.1h-4v2.9h0.8l1.6,7.7H0v1h48v-1H46.3z M41.4,11.8h3.9l1.3,6.7H40L41.4,11.8z\n\t\t M42.5,19.5h1.7c-0.2,0.2-0.5,0.4-0.8,0.4C43,19.9,42.7,19.7,42.5,19.5z M13.5,24.6c0.3,0.1,0.6,0.4,0.7,0.8c0.3,1-0.1,2.3-0.6,3.3\n\t\tc0-1-0.1-2.1-0.6-3c-0.3-0.5-0.6-0.9-1.1-1.2C12.4,24.5,13,24.4,13.5,24.6z M3.4,24.3c-0.1-0.9-0.2-2,0.2-3\n\t\tc0.1-0.4,0.3-0.7,0.6-0.8c0.1-0.1,0.3-0.1,0.5-0.1c0.2,0,0.5,0,0.7,0.1C4.5,21.3,3.9,23,3.4,24.3z M8.8,27.2c0,3.4-1,6.8-1.2,7.4\n\t\tH7.4C7.4,33.8,7.1,30.2,8.8,27.2z M3.1,35.6h8.2v0.9H3.1V35.6z M10.5,37.5L9,44.3H5.3l-1.4-6.8H10.5z M35.2,44.3\n\t\tc-0.1,0-0.2,0-0.2-0.1h0.6C35.5,44.3,35.3,44.3,35.2,44.3z M37.5,30.3c0.8,0.3,1.7,1,2.1,2.3c0.6,2.2-1.3,8.1-2.2,10.7h-4\n\t\tc0-12.4,0.5-12.6,1.4-13.1C35.3,29.8,36.5,29.8,37.5,30.3z M22.6,26.1c1.8-1.7,5.2-1.7,5.3-1.7c0,0,3.5,0,5.3,1.7\n\t\tc0.7,0.7,1,1.5,1,2.5v0.7c-0.9,0.5-1.4,1.1-1.6,6.2h-9.4c-0.2-5-0.7-5.7-1.6-6.2v-0.7C21.6,27.6,21.9,26.8,22.6,26.1z M32.3,36.5v4\n\t\th-9v-4H32.3z M16.1,32.6c0.4-1.3,1.4-2,2.1-2.3c1-0.4,2.2-0.4,2.7-0.1c0.9,0.5,1.4,0.7,1.4,13.1h-4C17.4,40.7,15.5,34.7,16.1,32.6z\n\t\t M20.5,44.2c-0.1,0.1-0.2,0.1-0.3,0.1c-0.1,0-0.2,0-0.2-0.1H20.5z M21.9,44.2h1.3v-0.5c0-0.8,0-1.5,0-2.2h9.2c0,0.7,0,1.4,0,2.2\n\t\tv0.5h1.2c0.2,0.3,0.5,0.7,1,0.9H20.8C21.2,45,21.6,44.7,21.9,44.2z\" />\x3Cpath class=\"st0\" d=\"M32.5,1.8H9.4v15.5h23.1V1.8z M10.4,12.4L15,7.7l6.3,6.3l2.6-2.6l4.9,4.9H10.4V12.4z M31.5,16.3h-1.2L24,10\n\t\tl-2.6,2.6L15,6.3L10.4,11V2.8h21.1V16.3z\" />\x3Cpath class=\"st0\" d=\"M27,9.5c1.4,0,2.6-1.1,2.6-2.6S28.4,4.4,27,4.4S24.5,5.6,24.5,7S25.6,9.5,27,9.5z M27,5.4\n\t\tc0.9,0,1.6,0.7,1.6,1.6S27.9,8.5,27,8.5S25.5,7.8,25.5,7S26.2,5.4,27,5.4z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Nos services pour vous accompagner\x3C/h3>\x3Cp>Financement sur mesure, Parrainage,... Profitez de tous nos services.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/cogedim-pour-vous/la-difference-cogedim/\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[529]={value:"\x3Ch3>Acheter en BRS\x3C/h3>\x3Cp>Avec le BRS – Bail Réel Solidaire, achetez votre résidence principale en-dessous des prix de marché grâce à un nouveau dispositif d’accession à la propriété.\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en BRS\x3C/h3>\x3Cp>Avec le BRS – Bail Réel Solidaire, achetez votre résidence principale en-dessous des prix de marché grâce à un nouveau dispositif d’accession à la propriété.\x3C/p>"},field_text_main:$R[530]={value:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix BRS, accessibles sous conditions de ressources\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincbrs\">\x3Cdiv class=\"expandable\">\x3Cp>Le bail réel solidaire (BRS) est un dispositif d’accès social à la propriété de sa résidence principale, à prix abordable et sous conditions de ressources, correspondant à ceux du prêt social à l’accession (PSLA).\x3C/p>\x3Cp>Le BRS repose sur la dissociation du foncier (le terrain) et du bâti (le logement). Vous pouvez ainsi devenir propriétaire de votre logement à un prix pouvant aller jusqu’à 40% de décote du prix du marché.\x3C/p>\x3Cp>En contrepartie vous signez un bail réel solidaire et vous devrez vous acquitter d’une redevance mensuelle auprès d’un organisme foncier solidaire (OFS) qui achète le terrain.\x3C/p>\x3Cp>Vous êtes ainsi propriétaire de votre logement mais locataire du terrain sur lequel il se trouve.\x3C/p>\x3Cp>Les OFS sont des organismes à but non lucratif, agréés par le préfet de région, ayant pour objet de détenir des terrains sur le très long terme.\x3C/p>\x3Cp>Vous pouvez revendre votre logement à tout moment mais cela reste cependant encadré par l’OFS.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Vous devenez propriétaire à un prix d’acquisition réduit de votre logement ;\x3C/li>\x3Cli>Vous versez une redevance mensuelle correspondant à la location du terrain sur lequel il se trouve ;\x3C/li>\x3Cli>Vous bénéficiez d’une TVA réduite à 5,5% pour un logement neuf ;\x3C/li>\x3Cli>Vous profitez d’un abattement de 30% de la taxe foncière, selon la commune ;\x3C/li>\x3Cli>Vous pouvez financer l’achat de votre logement avec un prêt à taux zéro (PTZ) au titre de votre 1ère acquisition.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincbrs').classList.toggle('active');\">\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\">\x3C/path>\x3C/svg>\x3C/i>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\" loading=\"lazy\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix BRS, accessibles sous conditions de ressources\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincbrs\">\x3Cdiv class=\"expandable\">\x3Cp>Le bail réel solidaire (BRS) est un dispositif d’accès social à la propriété de sa résidence principale, à prix abordable et sous conditions de ressources, correspondant à ceux du prêt social à l’accession (PSLA).\x3C/p>\x3Cp>Le BRS repose sur la dissociation du foncier (le terrain) et du bâti (le logement). Vous pouvez ainsi devenir propriétaire de votre logement à un prix pouvant aller jusqu’à 40% de décote du prix du marché.\x3C/p>\x3Cp>En contrepartie vous signez un bail réel solidaire et vous devrez vous acquitter d’une redevance mensuelle auprès d’un organisme foncier solidaire (OFS) qui achète le terrain.\x3C/p>\x3Cp>Vous êtes ainsi propriétaire de votre logement mais locataire du terrain sur lequel il se trouve.\x3C/p>\x3Cp>Les OFS sont des organismes à but non lucratif, agréés par le préfet de région, ayant pour objet de détenir des terrains sur le très long terme.\x3C/p>\x3Cp>Vous pouvez revendre votre logement à tout moment mais cela reste cependant encadré par l’OFS.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Vous devenez propriétaire à un prix d’acquisition réduit de votre logement ;\x3C/li>\x3Cli>Vous versez une redevance mensuelle correspondant à la location du terrain sur lequel il se trouve ;\x3C/li>\x3Cli>Vous bénéficiez d’une TVA réduite à 5,5% pour un logement neuf ;\x3C/li>\x3Cli>Vous profitez d’un abattement de 30% de la taxe foncière, selon la commune ;\x3C/li>\x3Cli>Vous pouvez financer l’achat de votre logement avec un prêt à taux zéro (PTZ) au titre de votre 1ère acquisition.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincbrs').classList.toggle('active');\">\x3Csvg width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\" />\x3C/svg>\x3C/i>\x3C/div>\x3C/div>"},vid:$R[531]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[532]={drupal_internal__target_id:"regulation"}},revision_user:$R[533]={data:null,links:$R[534]={related:$R[535]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a44645cb-9dbd-4a56-bb1f-5b623e99516e/revision_user/?resourceVersion=id%3A3817"},self:$R[536]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a44645cb-9dbd-4a56-bb1f-5b623e99516e/relationships/revision_user/?resourceVersion=id%3A3817"}}},parent:$R[537]=[$R[538]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[539]={links:$R[540]={help:$R[541]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[542]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[543]={type:"taxonomy_term--regulation",id:"a56c43b0-a930-4321-8b90-16321a8017b3",links:$R[544]={self:$R[545]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a56c43b0-a930-4321-8b90-16321a8017b3/?resourceVersion=id%3A4000"}},drupal_internal__tid:4000,drupal_internal__revision_id:4000,langcode:"fr",revision_created:"2023-07-17T08:05:34+00:00",status:!0,name:"Patrimonial",description:null,weight:7,changed:"2025-07-01T07:35:28+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[546]=[$R[547]={tag:"meta",attributes:$R[548]={name:"title",content:"Patrimonial | Cogedim"}},$R[549]={tag:"link",attributes:$R[550]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/4000/"}},$R[551]={tag:"meta",attributes:$R[552]={name:"generator",content:"Cogedim"}},$R[553]={tag:"meta",attributes:$R[554]={property:"og:site_name",content:"Cogedim"}},$R[555]={tag:"meta",attributes:$R[556]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[557]={tag:"meta",attributes:$R[558]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a56c43b0-a930-4321-8b90-16321a8017b3/"}},$R[559]={tag:"meta",attributes:$R[560]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[561]={tag:"meta",attributes:$R[562]={property:"og:image:type",content:"image/png"}},$R[563]={tag:"meta",attributes:$R[564]={property:"og:image:width",content:"628"}},$R[565]={tag:"meta",attributes:$R[566]={property:"og:image:height",content:"316"}},$R[567]={tag:"meta",attributes:$R[568]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[569]={tag:"meta",attributes:$R[570]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[571]={tag:"meta",attributes:$R[572]={name:"twitter:card",content:"summary"}},$R[573]={tag:"meta",attributes:$R[574]={name:"twitter:site",content:"@altareacogedim"}},$R[575]={tag:"meta",attributes:$R[576]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[577]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[578]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M48,25.2c-0.2-9-0.6-9.2-0.9-9.4c-0.4-0.2-1.1-0.2-1.7,0.2c-0.6,0.3-1.6,1.1-1.8,3c-0.2,2.2-0.3,4.7-0.3,5.5
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Les secundo-accédants reviennent avec l’envie de changer de cadre de vie ou de gagner en confort, tandis que les primo-accédants saisissent l’opportunité de taux d’intérêt plus favorables pour acheter leur premier logement. 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Plus expérimentés que les \x3Ca href=\"https://www.cogedim.com/habiter/acheter-dans-le-neuf/premier-achat-immobilier/primo-accedant/\">\x3Cu>primo-accédants\x3C/u>\x3C/a>, ils affichent des priorités différentes, souvent liées à leur parcours familial et professionnel. Ce retour transforme la demande et accentue la concurrence sur certains types de biens.\x3C/p>\x3Ch3>\x3Cstrong>Qui sont les secundo-accédants ?\x3C/strong>\x3C/h3>\x3Cp>Il s’agit de propriétaires qui revendent leur logement pour en acheter un autre. Leur expérience du marché leur permet de mieux anticiper les étapes de la transaction.\x3C/p>\x3Ch3>\x3Cstrong>Leur profil type en 2025\x3C/strong>\x3C/h3>\x3Cp>D’après \x3Ca href=\"https://www.meilleurtaux.com/credit-immobilier/actualites/2025-mai/retour-secundo-accedants-marche-immobilier.html\">\x3Cu>Meilleurtaux.com\x3C/u>\x3C/a> (mai 2025), l’âge moyen des secundo-accédants se situe entre 40 et 45 ans. Principalement des familles, ils recherchent des maisons individuelles, des logements avec extérieurs et une performance énergétique optimisée.\x3C/p>\x3Ch3>\x3Cstrong>Les raisons de ce retour\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Cstrong>Taux d’intérêt en baisse\x3C/strong>, qui augmentent le pouvoir d’achat.\x3C/li>\x3Cli>\x3Cstrong>Nouvelles priorités de vie\x3C/strong> : télétravail, confort, proximité des écoles.\x3C/li>\x3Cli>\x3Cstrong>Sécurité d’un placement immobilier\x3C/strong>, toujours considéré comme valeur refuge.\x3C/li>\x3C/ul>\x3Ch2>\x3Cstrong>En quoi le profil des primo-accédants évolue-t-il ?\x3C/strong>\x3C/h2>\x3Cp>Le visage des \x3Cstrong>primo-accédants change sensiblement en 2025\x3C/strong>. Des revenus plus stables, de nouvelles zones de recherche et des conditions de financement assouplies facilitent leur accession. Ce renouvellement de profil traduit une transformation profonde des attentes et des choix de ces acheteurs.\x3C/p>\x3Ch3>\x3Cstrong>Évolution socio-économique\x3C/strong>\x3C/h3>\x3Cp>Les primo-accédants entrent souvent sur le marché autour de 30 ans, avec un emploi plus stable et un apport plus solide. Les aides financières restent un levier essentiel pour déclencher leur premier achat.\x3C/p>\x3Ch3>\x3Cstrong>Préférences géographiques\x3C/strong>\x3C/h3>\x3Cp>Leur intérêt s’oriente vers les \x3Cstrong>villes moyennes et zones rurales\x3C/strong>, jugées plus abordables et attractives en termes de qualité de vie.\x3C/p>\x3Ch3>\x3Cstrong>Capacités d’emprunt renforcées\x3C/strong>\x3C/h3>\x3Cp>La baisse des taux et l’assouplissement des conditions de crédit ouvrent de nouvelles perspectives. Les dispositifs publics et privés, dont ceux de COGEDIM, soutiennent cette dynamique.\x3C/p>\x3Cp>Cette combinaison de facteurs contribue à rendre l’achat immobilier plus accessible pour les primo-accédants, renforçant leur présence sur le marché.\x3C/p>\x3Ch2>\x3Cstrong>Pourquoi les disparités d’accès au crédit avantagent-elles les primo-accédants ?\x3C/strong>\x3C/h2>\x3Cp>L’accès au crédit varie selon le profil des acheteurs. Les primo-accédants profitent d’aides dédiées, comme le \x3Ca href=\"https://www.economie.gouv.fr/particuliers/emprunter-et-sassurer/pret-taux-zero-ptz-tout-ce-quil-faut-savoir#\">\x3Cu>Prêt à Taux Zéro\x3C/u>\x3C/a>, qui facilitent leur projet immobilier. Les secundo-accédants, quant à eux, disposent de moins de dispositifs, ce qui crée une différence dans le parcours d’achat.\x3C/p>\x3Ch3>\x3Cstrong>Dispositifs qui avantagent les primo-accédants\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Cstrong>Le \x3C/strong>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\">\x3Cstrong>\x3Cu>Prêt à Taux Zéro (PTZ)\x3C/u>\x3C/strong>\x3C/a> : incontournable, il permet de financer une partie du projet sans intérêts.\x3C/li>\x3Cli>\x3Cstrong>Les aides spécifiques régionales ou locales\x3C/strong> : certaines collectivités proposent des subventions ou des prêts complémentaires pour encourager l’accession à la propriété.\x3C/li>\x3C/ul>\x3Cp>Ces dispositifs réduisent le coût global de l’achat et fluidifient le parcours des primo-accédants.\x3C/p>\x3Ch3>\x3Cstrong>Comparaison avec les secundo-accédants\x3C/strong>\x3C/h3>\x3Cp>Les secundo-accédants, de leur côté, disposent de moins d’aides publiques ou spécifiques. Leur projet repose donc en grande partie sur la revente de leur logement actuel. La valeur de cette revente détermine directement leur capacité de financement et conditionne la faisabilité de leur futur projet immobilier.\x3C/p>\x3Ch3>\x3Cstrong>Solutions de Cogedim\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cstrong>\x3Cu>Solution Access\x3C/u>\x3C/strong>\x3C/a> : conçue pour les primo-accédants, elle propose des prix adaptés et des conditions favorables, afin de rendre plus simple le premier achat.\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\">\x3Cstrong>\x3Cu>Solution Invest Avantages\x3C/u>\x3C/strong>\x3C/a> : dédiée aux investisseurs, elle offre un accompagnement complet pour se constituer un patrimoine rentable et durable.\x3C/li>\x3C/ul>\x3Ch3>\x3Cstrong>Service proposé par Cogedim pour les secundo-accédants\x3C/strong>\x3C/h3>\x3Cp>La marque \x3Cstrong>\x3Cu>AGI (Altarea Gestion Immobilière)\x3C/u>\x3C/strong>, filiale de COGEDIM, constitue un atout précieux. Elle accompagne les secundo-accédants dans la\x3Cstrong> revente de leur logement\x3C/strong>, en mettant à disposition :\x3C/p>\x3Cul>\x3Cli>une estimation gratuite et sans engagement\x3C/li>\x3Cli>des conseils pour positionner le prix de manière optimale\x3C/li>\x3Cli>des services de conciergerie pour fluidifier l’ensemble du processus de vente.\x3C/li>\x3C/ul>\x3Cp>Grâce à cet accompagnement, les secundo-accédants bénéficient d’une solution clé en main pour sécuriser la transition entre deux projets immobiliers.\x3C/p>\x3Ch2>\x3Cstrong>Quelles perspectives et quels enjeux pour le marché immobilier en 2025 ?\x3C/strong>\x3C/h2>\x3Cp>Comment soutenir l’accession des primo-accédants tout en accompagnant les secundo-accédants dans leurs projets de revente ou d’achat ? Les réponses politiques et économiques à ces questions détermineront les dynamiques des prochaines années.\x3C/p>\x3Ch3>\x3Cstrong>Enjeux politiques et sociaux\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>Soutenir les jeunes ménages via notamment le PTZ (primo-accédants)\x3C/li>\x3Cli>Faciliter les parcours résidentiels des familles déjà propriétaires (secundo-accédants)\x3C/li>\x3Cli>Préserver l’accès à un logement abordable\x3C/li>\x3Cli>Réduire les écarts de prix entre zones urbaines et territoires ruraux\x3C/li>\x3C/ul>\x3Ch3>\x3Cstrong>Perspectives\x3C/strong>\x3C/h3>\x3Cp>En 2025, le marché reste porté par ces deux profils complémentaires. L’offre devra évoluer vers davantage de maisons, des logements énergétiquement performants et une répartition géographique plus équilibrée.\x3C/p>\x3Cp>Cette évolution traduit un marché en pleine mutation, porté par des attentes variées et des solutions adaptées.\x3C/p>\x3Ch2>\x3Cstrong>Ce qu’il faut retenir sur l’évolution du marché des primo-accédants et secundo-accédants en 2025\x3C/strong>\x3C/h2>\x3Cp>Voici les grandes idées à garder en tête :\x3C/p>\x3Cul>\x3Cli>Le retour marqué des secundo-accédants modifie les équilibres du marché immobilier.\x3C/li>\x3Cli>Les primo-accédants évoluent vers des profils plus stables, attirés par les villes moyennes et les zones rurales.\x3C/li>\x3Cli>L’accès au crédit reste plus favorable pour les primo-accédants, grâce à des dispositifs avantageux.\x3C/li>\x3Cli>COGEDIM propose des solutions adaptées à chaque profil : \x3Cstrong>Solution Access\x3C/strong> pour les primo-accédants, \x3Cstrong>AGI\x3C/strong> pour accompagner les secundo-accédants dans la revente de leur bien, et \x3Cstrong>Invest Avantages\x3C/strong> pour les investisseurs.\x3C/li>\x3C/ul>",format:"full_html",processed:"\x3Ch2>\x3Cstrong>Le retour des secundo-accédants marque-t-il une nouvelle donne en immobilier ?\x3C/strong>\x3C/h2>\x3Cp>Après plusieurs années de relative discrétion, les\x3Cstrong> secundo-accédants \x3C/strong>(\x3Cem>Lien vers future page “Secundo-accédant”)\x3C/em>\x3Cstrong> font un retour remarqué\x3C/strong> sur le marché immobilier en 2025. Plus expérimentés que les \x3Ca href=\"https://www.cogedim.com/habiter/acheter-dans-le-neuf/premier-achat-immobilier/primo-accedant/\">\x3Cu>primo-accédants\x3C/u>\x3C/a>, ils affichent des priorités différentes, souvent liées à leur parcours familial et professionnel. Ce retour transforme la demande et accentue la concurrence sur certains types de biens.\x3C/p>\x3Ch3>\x3Cstrong>Qui sont les secundo-accédants ?\x3C/strong>\x3C/h3>\x3Cp>Il s’agit de propriétaires qui revendent leur logement pour en acheter un autre. Leur expérience du marché leur permet de mieux anticiper les étapes de la transaction.\x3C/p>\x3Ch3>\x3Cstrong>Leur profil type en 2025\x3C/strong>\x3C/h3>\x3Cp>D’après \x3Ca href=\"https://www.meilleurtaux.com/credit-immobilier/actualites/2025-mai/retour-secundo-accedants-marche-immobilier.html\">\x3Cu>Meilleurtaux.com\x3C/u>\x3C/a> (mai 2025), l’âge moyen des secundo-accédants se situe entre 40 et 45 ans. Principalement des familles, ils recherchent des maisons individuelles, des logements avec extérieurs et une performance énergétique optimisée.\x3C/p>\x3Ch3>\x3Cstrong>Les raisons de ce retour\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Cstrong>Taux d’intérêt en baisse\x3C/strong>, qui augmentent le pouvoir d’achat.\x3C/li>\x3Cli>\x3Cstrong>Nouvelles priorités de vie\x3C/strong> : télétravail, confort, proximité des écoles.\x3C/li>\x3Cli>\x3Cstrong>Sécurité d’un placement immobilier\x3C/strong>, toujours considéré comme valeur refuge.\x3C/li>\x3C/ul>\x3Ch2>\x3Cstrong>En quoi le profil des primo-accédants évolue-t-il ?\x3C/strong>\x3C/h2>\x3Cp>Le visage des \x3Cstrong>primo-accédants change sensiblement en 2025\x3C/strong>. Des revenus plus stables, de nouvelles zones de recherche et des conditions de financement assouplies facilitent leur accession. Ce renouvellement de profil traduit une transformation profonde des attentes et des choix de ces acheteurs.\x3C/p>\x3Ch3>\x3Cstrong>Évolution socio-économique\x3C/strong>\x3C/h3>\x3Cp>Les primo-accédants entrent souvent sur le marché autour de 30 ans, avec un emploi plus stable et un apport plus solide. Les aides financières restent un levier essentiel pour déclencher leur premier achat.\x3C/p>\x3Ch3>\x3Cstrong>Préférences géographiques\x3C/strong>\x3C/h3>\x3Cp>Leur intérêt s’oriente vers les \x3Cstrong>villes moyennes et zones rurales\x3C/strong>, jugées plus abordables et attractives en termes de qualité de vie.\x3C/p>\x3Ch3>\x3Cstrong>Capacités d’emprunt renforcées\x3C/strong>\x3C/h3>\x3Cp>La baisse des taux et l’assouplissement des conditions de crédit ouvrent de nouvelles perspectives. Les dispositifs publics et privés, dont ceux de COGEDIM, soutiennent cette dynamique.\x3C/p>\x3Cp>Cette combinaison de facteurs contribue à rendre l’achat immobilier plus accessible pour les primo-accédants, renforçant leur présence sur le marché.\x3C/p>\x3Ch2>\x3Cstrong>Pourquoi les disparités d’accès au crédit avantagent-elles les primo-accédants ?\x3C/strong>\x3C/h2>\x3Cp>L’accès au crédit varie selon le profil des acheteurs. Les primo-accédants profitent d’aides dédiées, comme le \x3Ca href=\"https://www.economie.gouv.fr/particuliers/emprunter-et-sassurer/pret-taux-zero-ptz-tout-ce-quil-faut-savoir#\">\x3Cu>Prêt à Taux Zéro\x3C/u>\x3C/a>, qui facilitent leur projet immobilier. Les secundo-accédants, quant à eux, disposent de moins de dispositifs, ce qui crée une différence dans le parcours d’achat.\x3C/p>\x3Ch3>\x3Cstrong>Dispositifs qui avantagent les primo-accédants\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Cstrong>Le \x3C/strong>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\">\x3Cstrong>\x3Cu>Prêt à Taux Zéro (PTZ)\x3C/u>\x3C/strong>\x3C/a> : incontournable, il permet de financer une partie du projet sans intérêts.\x3C/li>\x3Cli>\x3Cstrong>Les aides spécifiques régionales ou locales\x3C/strong> : certaines collectivités proposent des subventions ou des prêts complémentaires pour encourager l’accession à la propriété.\x3C/li>\x3C/ul>\x3Cp>Ces dispositifs réduisent le coût global de l’achat et fluidifient le parcours des primo-accédants.\x3C/p>\x3Ch3>\x3Cstrong>Comparaison avec les secundo-accédants\x3C/strong>\x3C/h3>\x3Cp>Les secundo-accédants, de leur côté, disposent de moins d’aides publiques ou spécifiques. Leur projet repose donc en grande partie sur la revente de leur logement actuel. La valeur de cette revente détermine directement leur capacité de financement et conditionne la faisabilité de leur futur projet immobilier.\x3C/p>\x3Ch3>\x3Cstrong>Solutions de Cogedim\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cstrong>\x3Cu>Solution Access\x3C/u>\x3C/strong>\x3C/a> : conçue pour les primo-accédants, elle propose des prix adaptés et des conditions favorables, afin de rendre plus simple le premier achat.\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\">\x3Cstrong>\x3Cu>Solution Invest Avantages\x3C/u>\x3C/strong>\x3C/a> : dédiée aux investisseurs, elle offre un accompagnement complet pour se constituer un patrimoine rentable et durable.\x3C/li>\x3C/ul>\x3Ch3>\x3Cstrong>Service proposé par Cogedim pour les secundo-accédants\x3C/strong>\x3C/h3>\x3Cp>La marque \x3Cstrong>\x3Cu>AGI (Altarea Gestion Immobilière)\x3C/u>\x3C/strong>, filiale de COGEDIM, constitue un atout précieux. Elle accompagne les secundo-accédants dans la\x3Cstrong> revente de leur logement\x3C/strong>, en mettant à disposition :\x3C/p>\x3Cul>\x3Cli>une estimation gratuite et sans engagement\x3C/li>\x3Cli>des conseils pour positionner le prix de manière optimale\x3C/li>\x3Cli>des services de conciergerie pour fluidifier l’ensemble du processus de vente.\x3C/li>\x3C/ul>\x3Cp>Grâce à cet accompagnement, les secundo-accédants bénéficient d’une solution clé en main pour sécuriser la transition entre deux projets immobiliers.\x3C/p>\x3Ch2>\x3Cstrong>Quelles perspectives et quels enjeux pour le marché immobilier en 2025 ?\x3C/strong>\x3C/h2>\x3Cp>Comment soutenir l’accession des primo-accédants tout en accompagnant les secundo-accédants dans leurs projets de revente ou d’achat ? Les réponses politiques et économiques à ces questions détermineront les dynamiques des prochaines années.\x3C/p>\x3Ch3>\x3Cstrong>Enjeux politiques et sociaux\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>Soutenir les jeunes ménages via notamment le PTZ (primo-accédants)\x3C/li>\x3Cli>Faciliter les parcours résidentiels des familles déjà propriétaires (secundo-accédants)\x3C/li>\x3Cli>Préserver l’accès à un logement abordable\x3C/li>\x3Cli>Réduire les écarts de prix entre zones urbaines et territoires ruraux\x3C/li>\x3C/ul>\x3Ch3>\x3Cstrong>Perspectives\x3C/strong>\x3C/h3>\x3Cp>En 2025, le marché reste porté par ces deux profils complémentaires. L’offre devra évoluer vers davantage de maisons, des logements énergétiquement performants et une répartition géographique plus équilibrée.\x3C/p>\x3Cp>Cette évolution traduit un marché en pleine mutation, porté par des attentes variées et des solutions adaptées.\x3C/p>\x3Ch2>\x3Cstrong>Ce qu’il faut retenir sur l’évolution du marché des primo-accédants et secundo-accédants en 2025\x3C/strong>\x3C/h2>\x3Cp>Voici les grandes idées à garder en tête :\x3C/p>\x3Cul>\x3Cli>Le retour marqué des secundo-accédants modifie les équilibres du marché immobilier.\x3C/li>\x3Cli>Les primo-accédants évoluent vers des profils plus stables, attirés par les villes moyennes et les zones rurales.\x3C/li>\x3Cli>L’accès au crédit reste plus favorable pour les primo-accédants, grâce à des dispositifs avantageux.\x3C/li>\x3Cli>COGEDIM propose des solutions adaptées à chaque profil : \x3Cstrong>Solution Access\x3C/strong> pour les primo-accédants, \x3Cstrong>AGI\x3C/strong> pour accompagner les secundo-accédants dans la revente de leur bien, et \x3Cstrong>Invest Avantages\x3C/strong> pour les investisseurs.\x3C/li>\x3C/ul>"},field_title:null,meta:$R[803]={target_revision_id:67413,drupal_internal__target_id:11491},paragraph_type:$R[804]={type:"paragraphs_type--paragraphs_type",id:"e955397a-b7a7-41a6-8210-bd3e5ef17cdc",meta:$R[805]={drupal_internal__target_id:"section"}}}]}]);_$HY.r["0000000020000000300003000000000000000000000000050004171171110500000"]=$R[717];$R[178]($R[706],!0);$R[178]($R[708],$R[806]={type:"node--program",id:"1b684a57-864d-4309-b7af-d252f17f56ec",links:$R[807]={self:$R[808]={href:"http://www.cogedim.com/jsonapi/node/program/1b684a57-864d-4309-b7af-d252f17f56ec/?resourceVersion=id%3A1859552"}},drupal_internal__nid:1173,drupal_internal__vid:1859552,langcode:"fr",revision_timestamp:"2025-09-09T10:44:15+00:00",status:!0,title:"Les Rives 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neufs"}},$R[884]={tag:"meta",attributes:$R[885]={name:"twitter:image",content:"http://www.cogedim.com/sites/default/files/2020-07/75201--PRESENTATION-8--1920x1080-LAGNY_HD-.jpg"}}],path:$R[886]={alias:"/ile-de-france/seine-et-marne-77/lagny-sur-marne/les-rives-dor-75201-1173.html",pid:2254,langcode:"fr"},publish_on:null,unpublish_on:null,published_at:"2018-06-06T23:30:02+00:00",field_additional:null,field_address_hide:!1,field_address_override:null,field_administrator:null,field_archived:!0,field_basements_count:0,field_bbc:!1,field_building_disp:!0,field_building_text:$R[887]={value:"\x3Cp>\x3Cstrong>Entretien avec Olivier Rosiak, architecte\x3C/strong>\x3C/p>\x3Cp>Dans un environnement naturel de grande qualité, à proximité immédiate des bords de la Marne, le projet s'apparente à un cocon végétal, véritable poumon vert né de la collaboration entre notre travail et celui du paysagiste. Les résidents habiteront ainsi au cœur d’un jardin partagé, vivant et apaisant, entouré de liaisons douces et de promenades de détente.\x3C/p>\x3Cp>L’architecture du site, historiquement industriel, est marquée par l’époque de la brique. Nous avons repris cette esthétique à travers plusieurs éléments à base céramique, comme les parements en plaquette qui mettent en valeur les éléments importants des façades de l’immeuble ou le bardage en terre cuite du futur équipement public municipal. Les façades des maisons, avec leurs volumes atypiques, créent une belle dynamique visuelle et invitent le regard à se tourner vers le cœur d’îlot et ses atouts naturels.\x3C/p>\x3Cp> \x3C/p>",format:"full_html",processed:"\x3Cp>\x3Cstrong>Entretien avec Olivier Rosiak, architecte\x3C/strong>\x3C/p>\x3Cp>Dans un environnement naturel de grande qualité, à proximité immédiate des bords de la Marne, le projet s'apparente à un cocon végétal, véritable poumon vert né de la collaboration entre notre travail et celui du paysagiste. Les résidents habiteront ainsi au cœur d’un jardin partagé, vivant et apaisant, entouré de liaisons douces et de promenades de détente.\x3C/p>\x3Cp>L’architecture du site, historiquement industriel, est marquée par l’époque de la brique. Nous avons repris cette esthétique à travers plusieurs éléments à base céramique, comme les parements en plaquette qui mettent en valeur les éléments importants des façades de l’immeuble ou le bardage en terre cuite du futur équipement public municipal. Les façades des maisons, avec leurs volumes atypiques, créent une belle dynamique visuelle et invitent le regard à se tourner vers le cœur d’îlot et ses atouts naturels.\x3C/p>\x3Cp> \x3C/p>"},field_catchline:"À Lagny, vivez dans un écrin de verdure à proximité immédiate des rives de Marne, et offrez-vous un quotidien fait d’espace et d'élégance. Cogedim vous propose 6 terrains à bâtir pour créer votre maison sur-mesure. \r\nÀ 15 min* de Marne-la-Vallée et 10 min* du Transilien P*, la commune profite d’un cadre de vie familial et paisible, riche en équipements et commerces.\r\nEmprise au sol maximale 30%, viabilisation limite parcellaire (électricité et eau), libre de constructeur. Reste à charge : frais de mis en place des divers compteurs et raccordements jusqu’à la construction. ",field_cellars_count:0,field_cities_nearby:$R[888]=["Saint-Thibault-des-Vignes","Vaires-sur-Marne","Pomponne","Thorigny sur marne","Gouvernes"],field_city:"Lagny-sur-Marne",field_classified:"À Lagny, vivez dans un écrin de verdure à proximité immédiate des rives de Marne, et offrez-vous un quotidien fait d’espace et d'élégance. Cogedim vous propose 6 terrains à bâtir pour créer votre maison sur-mesure. \r\nÀ 15 min* de Marne-la-Vallée et 10 min* du Transilien P*, la commune profite d’un cadre de vie familial et paisible, riche en équipements et commerces.\r\nEmprise au sol maximale 30%, viabilisation limite parcellaire (électricité et eau), libre de constructeur. Reste à charge : frais de mis en place des divers compteurs et raccordements jusqu’à la construction.",field_classified_title:null,field_date_delivery_hide:!0,field_date_display_prices:"2018-09-24",field_disp_grid_bare_ownership:!1,field_disp_grid_lli:!1,field_disp_grid_lli_furnished:!1,field_disp_grid_lmnp_vat_ex:!1,field_disp_grid_lmnp_vat_inc:!0,field_disp_grid_manual:!1,field_disp_grid_patrimonial:!0,field_disp_grid_vat_inc:!0,field_disp_grid_vat_inc_brs:!1,field_disp_grid_vat_inc_mastered:!1,field_disp_grid_vat_inc_reduced:!1,field_disp_return_rate:!0,field_district_disp:!0,field_district_text:$R[889]={value:"\x3Cp>\x3Cstrong>Un cadre enchanteur en rives de Marne\x3C/strong>\x3C/p>\x3Cp>Des bateaux amarrés sous les arbres, des chemins piétons et un square bercé par la rivière… À quelques pas de chez vous, la Marne déroule un décor idyllique. Imprégnée par son environnement, Lagny-sur-Marne offre un art de vivre privilégié.\x3C/p>\x3Cp>Le cœur historique de Lagny-sur-Marne, à un quart d’heure à pied de chez vous, abonde en commerces de bouche de qualité, boutiques et cafés. Trois fois par semaine, l’historique marché de plein-vent un des plus courus de la région accueille près de 70 commerçants, dont certains présents depuis plus de 40 ans.\x3C/p>\x3Cp>Commune familiale par excellence, Lagny-sur-Marne dispose de tous les établissements, de la crèche au lycée. Les activités extrascolaires sont variées du conservatoire au mur d’escalade, afin de satisfaire les envies de chacun.\x3Cbr> \x3C/p>",format:"full_html",processed:"\x3Cp>\x3Cstrong>Un cadre enchanteur en rives de Marne\x3C/strong>\x3C/p>\x3Cp>Des bateaux amarrés sous les arbres, des chemins piétons et un square bercé par la rivière… À quelques pas de chez vous, la Marne déroule un décor idyllique. Imprégnée par son environnement, Lagny-sur-Marne offre un art de vivre privilégié.\x3C/p>\x3Cp>Le cœur historique de Lagny-sur-Marne, à un quart d’heure à pied de chez vous, abonde en commerces de bouche de qualité, boutiques et cafés. Trois fois par semaine, l’historique marché de plein-vent un des plus courus de la région accueille près de 70 commerçants, dont certains présents depuis plus de 40 ans.\x3C/p>\x3Cp>Commune familiale par excellence, Lagny-sur-Marne dispose de tous les établissements, de la crèche au lycée. Les activités extrascolaires sont variées du conservatoire au mur d’escalade, afin de satisfaire les envies de chacun.\x3Cbr> \x3C/p>"},field_exported:!0,field_freehold_percentage:null,field_gps:$R[890]={value:"POINT (2.5814407 49.6522199)",geo_type:"Point",lat:49.6522199,lon:2.5814407,left:2.5814407,top:49.6522199,right:2.5814407,bottom:49.6522199,geohash:"u0cf6wztputsw",latlon:"49.6522199,2.5814407"},field_had_lots_previously:!0,field_hqe:!1,field_invest_disp:!0,field_invest_text:$R[891]={value:"\x3Cp>68 milliards d’euros ! C’est ce qu’a rapporté à l’économie française le parc Disney depuis son implantation en 1992. La souris la plus célèbre du monde a marqué le début du fulgurant essor de Marne-la-Vallée. \x3Cbr>Desservi par le RER et le TGV, ce territoire accueille aujourd’hui près de 150 000 emplois*. En plus des emplois directement liés à Disney, le pôle d’affaires de Noisy-Mont-d’Est héberge les sièges sociaux d’IBM, Groupama ou encore une annexe du Ministère des Finances.\x3C/p>\x3Cp>Les différents centres commerciaux Les Arcades, Val d’Europe… entretiennent également la vitalité économique du département.\x3Cbr>À moins de 15 min** de Marne-la-Vallée, Lagny-sur-Marne séduit par la douceur toute bucolique de son cadre de vie.\x3C/p>\x3Cp>Bercée par la Marne, cette commune de plus de 20 000 habitants offre un environnement privilégié, très apprécié des familles.\x3Cbr>*\x3Ca href=\"https://www.insee.fr/fr/statistiques/2011101?geo=ZE2010-1102#chiffre-cle-3\">source INSEE\x3C/a>\x3Cbr>** Source GoogleMaps\x3Cbr> \x3C/p>",format:"full_html",processed:"\x3Cp>68 milliards d’euros ! C’est ce qu’a rapporté à l’économie française le parc Disney depuis son implantation en 1992. La souris la plus célèbre du monde a marqué le début du fulgurant essor de Marne-la-Vallée. \x3Cbr>Desservi par le RER et le TGV, ce territoire accueille aujourd’hui près de 150 000 emplois*. En plus des emplois directement liés à Disney, le pôle d’affaires de Noisy-Mont-d’Est héberge les sièges sociaux d’IBM, Groupama ou encore une annexe du Ministère des Finances.\x3C/p>\x3Cp>Les différents centres commerciaux Les Arcades, Val d’Europe… entretiennent également la vitalité économique du département.\x3Cbr>À moins de 15 min** de Marne-la-Vallée, Lagny-sur-Marne séduit par la douceur toute bucolique de son cadre de vie.\x3C/p>\x3Cp>Bercée par la Marne, cette commune de plus de 20 000 habitants offre un environnement privilégié, très apprécié des familles.\x3Cbr>*\x3Ca href=\"https://www.insee.fr/fr/statistiques/2011101?geo=ZE2010-1102#chiffre-cle-3\">source INSEE\x3C/a>\x3Cbr>** Source GoogleMaps\x3Cbr> \x3C/p>"},field_invest_title:"Le dynamisme de Marne-la-Vallée, la douceur de Lagny",field_is_cogehome3d:!1,field_key_figures_text:$R[892]={value:"\x3Ch3>Le dynamisme de Marne-la-Vallée, la douceur de Lagny \x3C/h3>\r\n\r\n\x3Cp>\x3Cbr />\r\n68 milliards d’euros ! C’est ce qu’a rapporté à l’économie française le parc Disney depuis son implantation en 1992. La souris la plus célèbre du monde a marqué le début du fulgurant essor de Marne-la-Vallée. \x3Cbr />\r\nDesservi par le RER et le TGV, ce territoire accueille aujourd’hui près de 150 000 emplois*. En plus des emplois directement liés à Disney, le pôle d’affaires de Noisy-Mont-d’Est héberge les sièges sociaux d’IBM, Groupama ou encore une annexe du Ministère des Finances.\x3C/p>\r\n\r\n\x3Cp>Les différents centres commerciaux Les Arcades, Val d’Europe… entretiennent également la vitalité économique du département.\x3Cbr />\r\nÀ moins de 15 min** de Marne-la-Vallée, Lagny-sur-Marne séduit par la douceur toute bucolique de son cadre de vie.\x3C/p>\r\n\r\n\x3Cp>Bercée par la Marne, cette commune de plus de 20 000 habitants offre un environnement privilégié, très apprécié des familles. \x3Cbr />\r\n*sourceINSEE https://www.insee.fr/fr/statistiques/2011101?geo=ZE2010-1102#chiffre-cle-3\x3Cbr />\r\n** Source GoogleMaps\x3Cbr />\r\n \x3C/p>\r\n",format:"full_html",processed:"\x3Ch3>Le dynamisme de Marne-la-Vallée, la douceur de Lagny \x3C/h3>\n\n\x3Cp>\x3Cbr>\n68 milliards d’euros ! C’est ce qu’a rapporté à l’économie française le parc Disney depuis son implantation en 1992. La souris la plus célèbre du monde a marqué le début du fulgurant essor de Marne-la-Vallée. \x3Cbr>\nDesservi par le RER et le TGV, ce territoire accueille aujourd’hui près de 150 000 emplois*. 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Pour bénéficier de cette aide, deux conditions sont indispensables :\x3C/p>\x3Cul>\x3Cli>L’habitation doit se situer en Seine-et-Marne ;\x3C/li>\x3Cli>Elle doit être constituer votre résidence principale et personnelle.\x3C/li>\x3C/ul>\x3Cp>Le montant maximal du prêt s’élève à 15 000 € avec un taux d’intérêt bas de 1 % pour la construction et l’acquisition. La durée de remboursement est fixée entre 3 et 15 ans, suivant la nature de votre projet.\x3C/p>\x3Cp>D’autres aides sont également disponibles pour investir en Seine-et-Marne. En général, elles vous sont réservées en tant que \x3Cstrong>primo-accédants\x3C/strong> ou si vos revenus sont plus modestes.\x3C/p>\x3Ch3>Acheter un programme neuf en Seine-et-Marne pour faire un investissement locatif\x3C/h3>\x3Cp>Un investissement locatif dans l’un de nos programmes neufs disponibles en Seine-et-Marne vous apporte plusieurs avantages. C’est l’occasion de constituer votre patrimoine immobilier, de préparer votre retraite et de créer une nouvelle source de revenus réguliers. Vous pouvez bénéficier de réductions fiscales avec les dispositifs suivants qui s’appliquent aux investissements locatifs en Seine-et-Marne.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>La location meublée non professionnelle 9LMNP) est un autre système d’\x3Cstrong>optimisation fiscale\x3C/strong> pour inciter les investissements locatifs, en Seine-et-Marne et plus généralement en France. Pour pouvoir se déclarer en tant que LMNP, vous devez \x3Cstrong>meubler votre bien immobilier\x3C/strong> avec tous les équipements requis pour que le locataire puisse y vivre correctement.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>Le dispositif Censi-Bouvard peut se cumuler avec le dispositif LMNP. Il vous permet d’obtenir une \x3Cstrong>réduction d’impôt de l’ordre de 11 %\x3C/strong> (soumise à condition) en investissant dans un logement neuf en Seine-et-Marne au sein d’une résidence de services pour seniors, étudiants, etc.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Seine-et-Marne\x3C/h3>\x3Cp>Le département est tout d'abord un grand bassin d'activité économique et donc d'emplois. De plus, la Seine-et-Marne attire chaque année plus de 40 millions de personnes avec ses multiples sites touristiques, culturels et de loisirs : la Cathédrale de Meaux, le Château de Fontainebleau, le Château de Vaux-le-Vicomte, Disneyland Paris, etc.\x3C/p>\x3Cp>La \x3Cstrong>qualité de vie de ce département\x3C/strong> se différencie du reste de l’Île-de-France avec de nombreux espaces verts comme la forêt de Fontainebleau, de Crécy et d’autres espaces naturels protégés. Par ailleurs, la Seine-et-Marne dispose d’un réseau de transport moderne et étendu avec 3 RER (A, D et E), une gare TGV. Enfin, le \x3Cstrong>projet Grand Paris Express\x3C/strong> va encore enrichir ce réseau avec des lignes de métro ferré souterraines vers Paris et vers les aéroports parisiens. Toutes ces données sont autant de points forts pour investir dans un appartement ou une maison neuve en Seine-et-Marne.\x3C/p>",format:"full_html",processed:"\x3Ch2>Investir dans l’immobilier neuf en Seine-et-Marne\x3C/h2>\x3Cp>Au cœur de la région Île-de-France se trouve le département de la Seine-et-Marne. Il doit son nom au fleuve Seine et à la rivière Marne qui le traverse. Sa proximité avec Paris rend le département particulièrement attractif pour les particuliers et les investisseurs. De nombreuses opportunités immobilières vous attendent en Seine-et-Marne. Découvrez nos offres de logements neufs en Seine-et-Marne ainsi que les aides financières et les dispositifs dont vous pouvez bénéficier.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Seine-et-Marne\x3C/h3>\x3Cp>Si vous êtes intéressé par l’achat d’un bien neuf en Seine-et-Marne, la Caisse départementale d’aide au logement propose aux Seine-et-Marnais des \x3Cstrong>prêts pour aider à acquérir ou rénover leur logement\x3C/strong>. Pour bénéficier de cette aide, deux conditions sont indispensables :\x3C/p>\x3Cul>\x3Cli>L’habitation doit se situer en Seine-et-Marne ;\x3C/li>\x3Cli>Elle doit être constituer votre résidence principale et personnelle.\x3C/li>\x3C/ul>\x3Cp>Le montant maximal du prêt s’élève à 15 000 € avec un taux d’intérêt bas de 1 % pour la construction et l’acquisition. La durée de remboursement est fixée entre 3 et 15 ans, suivant la nature de votre projet.\x3C/p>\x3Cp>D’autres aides sont également disponibles pour investir en Seine-et-Marne. En général, elles vous sont réservées en tant que \x3Cstrong>primo-accédants\x3C/strong> ou si vos revenus sont plus modestes.\x3C/p>\x3Ch3>Acheter un programme neuf en Seine-et-Marne pour faire un investissement locatif\x3C/h3>\x3Cp>Un investissement locatif dans l’un de nos programmes neufs disponibles en Seine-et-Marne vous apporte plusieurs avantages. C’est l’occasion de constituer votre patrimoine immobilier, de préparer votre retraite et de créer une nouvelle source de revenus réguliers. Vous pouvez bénéficier de réductions fiscales avec les dispositifs suivants qui s’appliquent aux investissements locatifs en Seine-et-Marne.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>La location meublée non professionnelle 9LMNP) est un autre système d’\x3Cstrong>optimisation fiscale\x3C/strong> pour inciter les investissements locatifs, en Seine-et-Marne et plus généralement en France. Pour pouvoir se déclarer en tant que LMNP, vous devez \x3Cstrong>meubler votre bien immobilier\x3C/strong> avec tous les équipements requis pour que le locataire puisse y vivre correctement.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>Le dispositif Censi-Bouvard peut se cumuler avec le dispositif LMNP. Il vous permet d’obtenir une \x3Cstrong>réduction d’impôt de l’ordre de 11 %\x3C/strong> (soumise à condition) en investissant dans un logement neuf en Seine-et-Marne au sein d’une résidence de services pour seniors, étudiants, etc.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Seine-et-Marne\x3C/h3>\x3Cp>Le département est tout d'abord un grand bassin d'activité économique et donc d'emplois. De plus, la Seine-et-Marne attire chaque année plus de 40 millions de personnes avec ses multiples sites touristiques, culturels et de loisirs : la Cathédrale de Meaux, le Château de Fontainebleau, le Château de Vaux-le-Vicomte, Disneyland Paris, etc.\x3C/p>\x3Cp>La \x3Cstrong>qualité de vie de ce département\x3C/strong> se différencie du reste de l’Île-de-France avec de nombreux espaces verts comme la forêt de Fontainebleau, de Crécy et d’autres espaces naturels protégés. Par ailleurs, la Seine-et-Marne dispose d’un réseau de transport moderne et étendu avec 3 RER (A, D et E), une gare TGV. Enfin, le \x3Cstrong>projet Grand Paris Express\x3C/strong> va encore enrichir ce réseau avec des lignes de métro ferré souterraines vers Paris et vers les aéroports parisiens. Toutes ces données sont autant de points forts pour investir dans un appartement ou une maison neuve en Seine-et-Marne.\x3C/p>"},weight:1,changed:"2024-12-13T10:11:34+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[1739]=[$R[1740]={tag:"meta",attributes:$R[1741]={name:"title",content:"Immobilier neuf Seine-et-Marne | Cogedim"}},$R[1742]={tag:"meta",attributes:$R[1743]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) en Seine-et-Marne ? 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Cette région est une valeur sûre pour investir dans l’\x3Cstrong>immobilier neuf\x3C/strong>, que ce soit pour y établir votre \x3Cstrong>résidence principale\x3C/strong> ou pour y faire un \x3Cstrong>investissement locatif\x3C/strong>. L’Île-de-France offre effectivement une rentabilité locative assurée ainsi que de belles opportunités de plus-values. Veuillez découvrir nos offres de logements neufs en Île-de-France.\x3C/p>\x3Ch3>Achat : les aides pour acheter un appartement neuf en Île-de-France\x3C/h3>\x3Cp>Plusieurs aides financières sont à votre disposition pour faciliter l’acquisition d’un bien immobilier en Île-de-France, quelle que soit la taille du logement que vous recherchez.\x3C/p>\x3Ch4>Le Prêt à Taux Zéro (PTZ)\x3C/h4>\x3Cp>Prêt aidé par l’État, le PTZ peut vous servir à devenir propriétaire de votre \x3Cstrong>résidence principale\x3C/strong> en Île-de-France si vous êtes primo-accédant et que vous répondez aux critères de ressources. Au maximum et selon le bien que vous allez acquérir, il pourra couvrir jusqu’à 40% du coût total de votre opération immobilière. Comme son nom l’indique, vous ne devrez rembourser que la somme empruntée, sans aucun intérêt. En complément de votre PTZ, vous pourrez solliciter un autre dispositif de financement, comme un prêt immobilier bancaire ou encore un prêt Action Logement.\x3C/p>\x3Ch4>Le prêt Action Logement\x3C/h4>\x3Cp>Anciennement nommé 1% Logement, ce prêt complémentaire vous permet de financer l’acquisition de votre logement neuf en Île-de-France, pour en faire votre résidence principale, à un \x3Cstrong>taux plafonné à 0,5%\x3C/strong>. Sous conditions de ressources et si vous êtes salarié, Action Logement vous permet d’emprunter jusqu’à 40 000 euros.\x3C/p>\x3Ch4>\x3Ca href=\"https://www.cogedim.com/votre-futur-bien/par-opportunite/nos-programmes-tva-reduite/\">La TVA réduite\x3C/a>\x3C/h4>\x3Cp>La TVA à 20% s’applique généralement aux achats de biens immobiliers neufs. Pour faire diminuer la facture, intéressez-vous aux \x3Cstrong>nouvelles constructions éligibles\x3C/strong> à la \x3Cstrong>TVA à 5,5%\x3C/strong>. Elles sont situées dans les 58 quartiers d’Île-de-France en voie de transformation. Sous conditions de ressources, la TVA réduite pourra vous être appliquée si vous faites l’acquisition d’un bien immobilier neuf en Île-de-France pour en faire votre résidence principale. Ce dispositif peut être cumulé avec le PTZ.\x3C/p>\x3Ch4>Les autres aides\x3C/h4>\x3Cp>Le \x3Cstrong>prêt accession sociale (PAS)\x3C/strong> est cumulable avec le PTZ, le prêt Action Logement et la TVA réduite. Il permet aux emprunteurs à revenus modestes de financer l’achat de leur résidence principale. Comme le PAS se contracte directement auprès des établissements bancaires qui décident du taux, n’hésitez pas à en contacter plusieurs pour éventuellement financer votre projet immobilier en Île-de-France.\x3C/p>\x3Ch3>Acheter un programme neuf en Île-de-France pour entreprendre un investissement locatif\x3C/h3>\x3Cp>Vous envisagez de réaliser un investissement locatif en Île-de-France ? Il s’agit du placement préféré des Français en raison des nombreux avantages qu’il apporte. Investir dans l’un de nos programmes neufs en Île-de-France vous permet de constituer votre patrimoine, de percevoir des revenus réguliers et même de préparer votre retraite. En Île-de-France, l’investissement locatif est l’occasion idéale de réaliser de belles plus-values tout en profitant d’une rentabilité assurée.\x3C/p>\x3Ch4>L’investissement en Location Meublée Non Professionnelle (LMNP)\x3C/h4>\x3Cp>La loi LMNP vous permet de \x3Cstrong>devenir propriétaire d’un bien meublé\x3C/strong> dont vous percevrez les \x3Cstrong>revenus locatifs sans imposition\x3C/strong>. Ouvert à tous les contribuables français, sans condition de ressources, ce dispositif à la gestion simplifiée vous permet d’amortir votre investissement locatif en Île-de-France sur plusieurs dizaines d’années.\x3C/p>\x3Ch4>L’investissement en Location Meublée Professionnelle (LMP)\x3C/h4>\x3Cp>Votre statut LMNP évoluera en LMP si vos revenus ainsi générés dépassent 23 000 euros par an ou qu’ils représentent plus de 50% des revenus totaux de votre foyer fiscal.\x3C/p>\x3Cp>La différence entre LMNP et LMP est qu’un loueur LMP est un professionnel de la location meublée, inscrit au registre du commerce et des sociétés (RCS). À noter que la \x3Cstrong>vente de votre bien LMP\x3C/strong> en Île-de-France sera exonérée totalement ou partiellement d’impôts si vous l’avez loué pendant au moins 5 ans et que vos revenus locatifs se situent entre 90 000 et 126 000 euros.\x3C/p>\x3Ch4>Nue-propriété\x3C/h4>\x3Cp>Pour un investissement à long terme, un confort de gestion et une fiscalité optimisée, vous pouvez envisager d’acquérir un bien immobilier neuf en nue-propriété en Île-de-France, pour environ \x3Cstrong>60% de sa valeur\x3C/strong> en moyenne.\x3C/p>\x3Ch4>Les autres formes d'investissement\x3C/h4>\x3Cp>En Île-de-France, les \x3Cstrong>places de parkings et boxes\x3C/strong> sont des biens immobiliers très prisés, notamment à Paris. Ils pourront vous apporter une rentabilité de l’ordre de 5% pour une facilité de gestion incomparable. Ils constituent un excellent premier investissement en Île-de-France.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Île-de-France ?\x3C/h3>\x3Cp>L’Île-de-France est et restera certainement la région la plus attractive de France, tant pour les étudiants et les travailleurs que les touristes. Les nouveaux programmes immobiliers Cogedim et les constructions neuves ne cessent de se développer en Île-de-France pour maintenir le potentiel intarissable de la région et la rendre toujours plus agréable à vivre.\x3C/p>\x3Cp>Investir en Île-de-France vous permet de devenir propriétaire dans cette région très dynamique qui enregistre une forte croissance démographique. Les prix de l’immobilier sont variables en fonction des départements, mais ils ne sont pas systématiquement aussi élevés qu’à Paris. En plus de sa localisation stratégique, la région bénéficie d'un excellent réseau routier et de transports en commun qui la rende encore plus attractive.\x3C/p>\x3Ch2>Le prix de l'immobilier en Ile de France\x3C/h2>\x3Cp>Le marché immobilier neuf en Île-de-France, au 21 novembre 2023, présente une dynamique complexe et variée. Dans les grandes communes, les programmes neufs attirent de nombreux acquéreurs, cherchant soit un appartement neuf ou un autre type de logement neuf. La loi Carrez, garantissant la précision de la surface des biens vendus, est un élément clé pour les acheteurs.\x3C/p>\x3Cp>En termes de prix au mètre carré, il y a une grande disparité entre les différentes communes. À Paris, le prix moyen peut facilement dépasser 12 000 euros par mètre carré, avec des pics allant jusqu'à 20 000 euros dans certains quartiers prisés. À l'inverse, dans des communes plus éloignées comme Cergy ou Melun, le prix moyen au mètre carré pour un logement neuf est nettement plus abordable, oscillant entre 3 500 et 5 000 euros.\x3C/p>\x3Cp>En banlieue proche, comme à \x3Ca href=\"https://www.cogedim.com/ile-de-france/hauts-de-seine-92/boulogne-billancourt/\">Boulogne-Billancourt\x3C/a> ou Levallois-Perret, les prix des appartements neufs restent élevés, avoisinant en moyenne 8 000 à 10 000 euros par mètre carré. Ces communes bénéficient d'une proximité avec Paris et d'une excellente desserte en transports, justifiant en partie ces prix.\x3C/p>\x3Cp>En conclusion, le prix de l'immobilier neuf en Île-de-France varie considérablement selon la localisation. Le prix minimum pour un mètre carré peut être autour de 3 500 euros dans certaines zones, tandis que le prix moyen se situe souvent entre 5 000 et 10 000 euros, avec des exceptions notables à la hausse dans les quartiers les plus recherchés de Paris.(Estimation donnée à titre indicatif au 26 novembre 2023)\x3C/p>",format:"full_html",processed:"\x3Ch2>Logement VEFA neuf Île-de-France\x3C/h2>\x3Cp>Hébergeant à elle seule près de 20% de la population française, l’Île-de-France, avec ses 8 départements, est non seulement la région la plus peuplée de l’hexagone, mais aussi la plus densément peuplée. Cette région est une valeur sûre pour investir dans l’\x3Cstrong>immobilier neuf\x3C/strong>, que ce soit pour y établir votre \x3Cstrong>résidence principale\x3C/strong> ou pour y faire un \x3Cstrong>investissement locatif\x3C/strong>. L’Île-de-France offre effectivement une rentabilité locative assurée ainsi que de belles opportunités de plus-values. Veuillez découvrir nos offres de logements neufs en Île-de-France.\x3C/p>\x3Ch3>Achat : les aides pour acheter un appartement neuf en Île-de-France\x3C/h3>\x3Cp>Plusieurs aides financières sont à votre disposition pour faciliter l’acquisition d’un bien immobilier en Île-de-France, quelle que soit la taille du logement que vous recherchez.\x3C/p>\x3Ch4>Le Prêt à Taux Zéro (PTZ)\x3C/h4>\x3Cp>Prêt aidé par l’État, le PTZ peut vous servir à devenir propriétaire de votre \x3Cstrong>résidence principale\x3C/strong> en Île-de-France si vous êtes primo-accédant et que vous répondez aux critères de ressources. Au maximum et selon le bien que vous allez acquérir, il pourra couvrir jusqu’à 40% du coût total de votre opération immobilière. Comme son nom l’indique, vous ne devrez rembourser que la somme empruntée, sans aucun intérêt. En complément de votre PTZ, vous pourrez solliciter un autre dispositif de financement, comme un prêt immobilier bancaire ou encore un prêt Action Logement.\x3C/p>\x3Ch4>Le prêt Action Logement\x3C/h4>\x3Cp>Anciennement nommé 1% Logement, ce prêt complémentaire vous permet de financer l’acquisition de votre logement neuf en Île-de-France, pour en faire votre résidence principale, à un \x3Cstrong>taux plafonné à 0,5%\x3C/strong>. Sous conditions de ressources et si vous êtes salarié, Action Logement vous permet d’emprunter jusqu’à 40 000 euros.\x3C/p>\x3Ch4>\x3Ca href=\"https://www.cogedim.com/votre-futur-bien/par-opportunite/nos-programmes-tva-reduite/\">La TVA réduite\x3C/a>\x3C/h4>\x3Cp>La TVA à 20% s’applique généralement aux achats de biens immobiliers neufs. Pour faire diminuer la facture, intéressez-vous aux \x3Cstrong>nouvelles constructions éligibles\x3C/strong> à la \x3Cstrong>TVA à 5,5%\x3C/strong>. Elles sont situées dans les 58 quartiers d’Île-de-France en voie de transformation. Sous conditions de ressources, la TVA réduite pourra vous être appliquée si vous faites l’acquisition d’un bien immobilier neuf en Île-de-France pour en faire votre résidence principale. Ce dispositif peut être cumulé avec le PTZ.\x3C/p>\x3Ch4>Les autres aides\x3C/h4>\x3Cp>Le \x3Cstrong>prêt accession sociale (PAS)\x3C/strong> est cumulable avec le PTZ, le prêt Action Logement et la TVA réduite. Il permet aux emprunteurs à revenus modestes de financer l’achat de leur résidence principale. Comme le PAS se contracte directement auprès des établissements bancaires qui décident du taux, n’hésitez pas à en contacter plusieurs pour éventuellement financer votre projet immobilier en Île-de-France.\x3C/p>\x3Ch3>Acheter un programme neuf en Île-de-France pour entreprendre un investissement locatif\x3C/h3>\x3Cp>Vous envisagez de réaliser un investissement locatif en Île-de-France ? Il s’agit du placement préféré des Français en raison des nombreux avantages qu’il apporte. Investir dans l’un de nos programmes neufs en Île-de-France vous permet de constituer votre patrimoine, de percevoir des revenus réguliers et même de préparer votre retraite. En Île-de-France, l’investissement locatif est l’occasion idéale de réaliser de belles plus-values tout en profitant d’une rentabilité assurée.\x3C/p>\x3Ch4>L’investissement en Location Meublée Non Professionnelle (LMNP)\x3C/h4>\x3Cp>La loi LMNP vous permet de \x3Cstrong>devenir propriétaire d’un bien meublé\x3C/strong> dont vous percevrez les \x3Cstrong>revenus locatifs sans imposition\x3C/strong>. Ouvert à tous les contribuables français, sans condition de ressources, ce dispositif à la gestion simplifiée vous permet d’amortir votre investissement locatif en Île-de-France sur plusieurs dizaines d’années.\x3C/p>\x3Ch4>L’investissement en Location Meublée Professionnelle (LMP)\x3C/h4>\x3Cp>Votre statut LMNP évoluera en LMP si vos revenus ainsi générés dépassent 23 000 euros par an ou qu’ils représentent plus de 50% des revenus totaux de votre foyer fiscal.\x3C/p>\x3Cp>La différence entre LMNP et LMP est qu’un loueur LMP est un professionnel de la location meublée, inscrit au registre du commerce et des sociétés (RCS). À noter que la \x3Cstrong>vente de votre bien LMP\x3C/strong> en Île-de-France sera exonérée totalement ou partiellement d’impôts si vous l’avez loué pendant au moins 5 ans et que vos revenus locatifs se situent entre 90 000 et 126 000 euros.\x3C/p>\x3Ch4>Nue-propriété\x3C/h4>\x3Cp>Pour un investissement à long terme, un confort de gestion et une fiscalité optimisée, vous pouvez envisager d’acquérir un bien immobilier neuf en nue-propriété en Île-de-France, pour environ \x3Cstrong>60% de sa valeur\x3C/strong> en moyenne.\x3C/p>\x3Ch4>Les autres formes d'investissement\x3C/h4>\x3Cp>En Île-de-France, les \x3Cstrong>places de parkings et boxes\x3C/strong> sont des biens immobiliers très prisés, notamment à Paris. Ils pourront vous apporter une rentabilité de l’ordre de 5% pour une facilité de gestion incomparable. Ils constituent un excellent premier investissement en Île-de-France.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Île-de-France ?\x3C/h3>\x3Cp>L’Île-de-France est et restera certainement la région la plus attractive de France, tant pour les étudiants et les travailleurs que les touristes. Les nouveaux programmes immobiliers Cogedim et les constructions neuves ne cessent de se développer en Île-de-France pour maintenir le potentiel intarissable de la région et la rendre toujours plus agréable à vivre.\x3C/p>\x3Cp>Investir en Île-de-France vous permet de devenir propriétaire dans cette région très dynamique qui enregistre une forte croissance démographique. Les prix de l’immobilier sont variables en fonction des départements, mais ils ne sont pas systématiquement aussi élevés qu’à Paris. En plus de sa localisation stratégique, la région bénéficie d'un excellent réseau routier et de transports en commun qui la rende encore plus attractive.\x3C/p>\x3Ch2>Le prix de l'immobilier en Ile de France\x3C/h2>\x3Cp>Le marché immobilier neuf en Île-de-France, au 21 novembre 2023, présente une dynamique complexe et variée. Dans les grandes communes, les programmes neufs attirent de nombreux acquéreurs, cherchant soit un appartement neuf ou un autre type de logement neuf. La loi Carrez, garantissant la précision de la surface des biens vendus, est un élément clé pour les acheteurs.\x3C/p>\x3Cp>En termes de prix au mètre carré, il y a une grande disparité entre les différentes communes. À Paris, le prix moyen peut facilement dépasser 12 000 euros par mètre carré, avec des pics allant jusqu'à 20 000 euros dans certains quartiers prisés. À l'inverse, dans des communes plus éloignées comme Cergy ou Melun, le prix moyen au mètre carré pour un logement neuf est nettement plus abordable, oscillant entre 3 500 et 5 000 euros.\x3C/p>\x3Cp>En banlieue proche, comme à \x3Ca href=\"https://www.cogedim.com/ile-de-france/hauts-de-seine-92/boulogne-billancourt/\">Boulogne-Billancourt\x3C/a> ou Levallois-Perret, les prix des appartements neufs restent élevés, avoisinant en moyenne 8 000 à 10 000 euros par mètre carré. Ces communes bénéficient d'une proximité avec Paris et d'une excellente desserte en transports, justifiant en partie ces prix.\x3C/p>\x3Cp>En conclusion, le prix de l'immobilier neuf en Île-de-France varie considérablement selon la localisation. 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Ce type de bien offre une rentabilité brute de 6%, avec un loyer moyen à 545 euros.\x3C/p>\r\n",format:"full_html",processed:"\x3Cp>Le meilleur rendement locatif est un appartement une pièce. Ce type de bien offre une rentabilité brute de 6%, avec un loyer moyen à 545 euros.\x3C/p>\n"},field_question:"Quel est le meilleur rendement locatif à Lagny-sur-Marne ?",meta:$R[1884]={target_revision_id:7458,drupal_internal__target_id:7457},paragraph_type:$R[1885]={type:"paragraphs_type--paragraphs_type",id:"eb7bf1ce-e727-49e9-a1c7-f2baea30e120",meta:$R[1886]={drupal_internal__target_id:"qa"}}},$R[1887]={type:"paragraph--qa",id:"99af0731-9a8c-4308-ae6c-45683c94e98f",links:$R[1888]={self:$R[1889]={href:"http://www.cogedim.com/jsonapi/paragraph/qa/99af0731-9a8c-4308-ae6c-45683c94e98f/?resourceVersion=id%3A7459"}},drupal_internal__id:7458,drupal_internal__revision_id:7459,langcode:"fr",status:!0,created:"2023-08-24T09:33:04+00:00",parent_id:"3654",parent_type:"taxonomy_term",parent_field_name:"field_qas",behavior_settings:$R[1890]=[],default_langcode:!0,revision_translation_affected:!0,field_answer:$R[1891]={value:"\x3Cp>Le prix moyen de l’immobilier au mètre carré est de 3 512 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À la frontière du Val-d’Oise, La Chapelle-en-Serval est réputée pour son cadre de vie à proximité de Paris. Voyons les raisons de s’installer et \x3Cstrong>d’investir dans cette commune urbaine\x3C/strong>.\x3C/p>\r\n\r\n\x3Ch2>Pourquoi s’installer et vivre à La Chapelle-en-Serval ?\x3C/h2>\r\n\r\n\x3Ch3>Son cadre de vie calme et paisible\x3C/h3>\r\n\r\n\x3Cp>La Chapelle-en-Serval est réputée pour être une commune calme de l’Oise où il fait bon vivre. Cette bourgade est \x3Cstrong>un véritable havre de paix\x3C/strong>, mais elle n’est pas pour autant isolée. Elle se trouve effectivement à une trentaine de kilomètres de Paris. Les habitants de La Chapelle-en-Serval apprécient donc encore plus le cadre reposant de la commune loin de l’agitation de la capitale de France.\x3C/p>\r\n\r\n\x3Cp>Pour les résidents de La Chapelle-en-Serval, la richesse de son patrimoine naturel est l’un de ses plus gros avantages. \x3Cstrong>La forêt de Chantilly\x3C/strong> couvre effectivement une grande partie du territoire de la commune. La Chapelle-en-Serval propose donc un excellent cadre de vie pour les familles, les jeunes actifs et les retraités. Les randonnées, les activités de plein air et les sports extérieurs ne manquent pas à La Chapelle-en-Serval.\x3C/p>\r\n\r\n\x3Ch3>Ses infrastructures variées\x3C/h3>\r\n\r\n\x3Cp>La commune des Hauts-de-France propose à ses habitants une variété d’infrastructures et d’activités à faire. De nombreux \x3Cstrong>professionnels de la santé, commerçants et artisans\x3C/strong> se sont établis à La Chapelle-en-Serval. Pour les plus jeunes habitants, une école maternelle, une école primaire et un collège sont accessibles sur le territoire de la commune.\x3C/p>\r\n\r\n\x3Ch3>Son réseau de transports\x3C/h3>\r\n\r\n\x3Cp>La Chapelle-en-Serval a l’avantage d’être très bien desservie par les transports en commun. Plusieurs gares situées à proximité de la commune permettent de rejoindre facilement Paris en train. En voiture, \x3Cstrong>la route départementale 1017\x3C/strong> est son principal axe routier. La RD 1017 est utilisée pour traverser la région parisienne.\x3C/p>\r\n\r\n\x3Ch2>Pourquoi investir dans l’immobilier neuf à La Chapelle-en-Serval ?\x3C/h2>\r\n\r\n\x3Ch3>Le dynamisme de l’aire d’attraction de Paris\x3C/h3>\r\n\r\n\x3Cp>Située à une trentaine de kilomètres de la capitale, La Chapelle-en-Serval fait partie de \x3Cstrong>l’aire d’attraction de Paris\x3C/strong>. Elle profite donc de son dynamisme et de son attrait économique. De nombreux habitants de La Chapelle-en-Serval travaillent donc dans l’aire d’attraction parisienne et vivent au calme dans la petite commune. Investir dans l’immobilier neuf à La Chapelle-en-Serval est un placement fiable qui vous rapportera une plus-value en cas de revente.\x3C/p>\r\n\r\n\x3Ch3>Un bon rendement locatif\x3C/h3>\r\n\r\n\x3Cp>Investir dans un logement neuf pour le mettre en location à La Chapelle-en-Serval permet d’obtenir un bon rendement locatif. Par exemple, pour un appartement de 3 pièces, la rentabilité brute monte jusqu’à 5,92 %. Le marché immobilier de La Chapelle-en-Serval connaît \x3Cstrong>une forte tension locative\x3C/strong> avec une demande de logements qui est supérieure à l’offre.\x3C/p>\r\n\r\n\x3Ch3>Le prix de l’immobilier\x3C/h3>\r\n\r\n\x3Cp>À La Chapelle-en-Serval, le prix moyen de l’immobilier neuf est de \x3Cstrong>3 103 €/m²\x3C/strong>, tous logements confondus. 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De nombreux \x3Cstrong>professionnels de la santé, commerçants et artisans\x3C/strong> se sont établis à La Chapelle-en-Serval. Pour les plus jeunes habitants, une école maternelle, une école primaire et un collège sont accessibles sur le territoire de la commune.\x3C/p>\n\n\x3Ch3>Son réseau de transports\x3C/h3>\n\n\x3Cp>La Chapelle-en-Serval a l’avantage d’être très bien desservie par les transports en commun. Plusieurs gares situées à proximité de la commune permettent de rejoindre facilement Paris en train. En voiture, \x3Cstrong>la route départementale 1017\x3C/strong> est son principal axe routier. La RD 1017 est utilisée pour traverser la région parisienne.\x3C/p>\n\n\x3Ch2>Pourquoi investir dans l’immobilier neuf à La Chapelle-en-Serval ?\x3C/h2>\n\n\x3Ch3>Le dynamisme de l’aire d’attraction de Paris\x3C/h3>\n\n\x3Cp>Située à une trentaine de kilomètres de la capitale, La Chapelle-en-Serval fait partie de \x3Cstrong>l’aire d’attraction de Paris\x3C/strong>. Elle profite donc de son dynamisme et de son attrait économique. De nombreux habitants de La Chapelle-en-Serval travaillent donc dans l’aire d’attraction parisienne et vivent au calme dans la petite commune. Investir dans l’immobilier neuf à La Chapelle-en-Serval est un placement fiable qui vous rapportera une plus-value en cas de revente.\x3C/p>\n\n\x3Ch3>Un bon rendement locatif\x3C/h3>\n\n\x3Cp>Investir dans un logement neuf pour le mettre en location à La Chapelle-en-Serval permet d’obtenir un bon rendement locatif. Par exemple, pour un appartement de 3 pièces, la rentabilité brute monte jusqu’à 5,92 %. Le marché immobilier de La Chapelle-en-Serval connaît \x3Cstrong>une forte tension locative\x3C/strong> avec une demande de logements qui est supérieure à l’offre.\x3C/p>\n\n\x3Ch3>Le prix de l’immobilier\x3C/h3>\n\n\x3Cp>À La Chapelle-en-Serval, le prix moyen de l’immobilier neuf est de \x3Cstrong>3 103 €/m²\x3C/strong>, tous logements confondus. Ce n’est donc pas la commune la plus abordable de l’Oise, mais son marché immobilier reste plus accessible que celui de Paris où le prix moyen de l’immobilier est de 14 385 €/m². Pour les investisseurs, acheter à La Chapelle-en-Serval permet de devenir propriétaire dans l’aire d’attraction parisienne, une zone où les prix ont tendance à grimper.\x3C/p>\n"},weight:0,changed:"2024-12-13T09:17:29+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[4575]=[$R[4576]={tag:"meta",attributes:$R[4577]={name:"title",content:"Immobilier neuf La Chapelle-en-Serval | Cogedim"}},$R[4578]={tag:"meta",attributes:$R[4579]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) à La Chapelle-en-Serval ? 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À l’instar de nombreux départements français, l’Oise doit son nom à la rivière qui le traverse. Vous envisagez d’investir dans l’Oise en achetant un appartement ou une maison ? Découvrez nos offres et tout ce qu’il faut savoir sur \x3Cstrong>l’immobilier neuf dans l’Oise\x3C/strong>.\x3C/p>\x3Ch2>Les aides pour acheter un bien immobilier neuf dans l’Oise\x3C/h2>\x3Cp>Lorsque vous vous lancez dans l’acquisition d’un logement neuf dans l’Oise, l’une des premières étapes est de préparer \x3Cstrong>votre financement\x3C/strong>. En effet, un tel investissement est conséquent et ce n’est pas toujours évident de bénéficier d'une solution de financement adaptée. De plus, plusieurs aides financières sont à votre disposition. Il est important d'en avoir connaissance.\x3C/p>\x3Cp>En premier lieu, \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero.html\">\x3Cstrong>le prêt à taux zéro\x3C/strong>\x3C/a>, communément appelé PTZ, est prévu pour les primo-accédants, c’est-à-dire ceux qui n’étaient pas propriétaires de leur résidence principale pendant les deux dernières années. Avec le PTZ, vous pouvez financer jusqu’à 40 % de votre maison neuve dans l’Oise ou de votre appartement.\x3C/p>\x3Cp>En deuxième lieu,\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-action-logement.html\"> \x3Cstrong>le prêt accession lancé par Action Logement\x3C/strong> \x3C/a>peut vous aider si vous achetez en VEFA (vente en l’état futur d’achèvement) un appartement neuf dans l’Oise. Le prêt accession vous permet d'emprunter jusqu’à 40 000 € avec un taux d’intérêt de 0,5 % (hors assurance obligatoire).\x3C/p>\x3Ch2>Acheter un programme neuf dans l’Oise pour faire un investissement locatif\x3C/h2>\x3Cp>Vous envisagez plutôt de faire un investissement locatif dans l’Oise ? Cela vous permet de générer \x3Cstrong>une nouvelle source de revenus\x3C/strong> et de renforcer ou construire votre patrimoine immobilier. Plusieurs dispositifs existent pour faciliter votre investissement dans des programmes immobiliers dans l’Oise.\x3C/p>\x3Ch3>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/le-statut-lmnp.html\">LMNP\x3C/a>\x3C/h3>\x3Cp>Le statut LMNP (Loueur en Meublé Non Professionnel) vous confère plusieurs avantages fiscaux, dont la récupération de la TVA. Vous pouvez \x3Cstrong>cumuler \x3C/strong>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/dispositif-censi-bouvard.html\">\x3Cstrong>le dispositif Censi-Bouvard \x3C/strong>\x3C/a>\x3Cstrong>et le statut LMNP\x3C/strong> pour avoir une réduction d’impôt de 11 %. Sinon, vous pouvez choisir le dispositif LMNP amortissement pour déduire la valeur du logement de vos revenus locatifs sur une période de 30 ans.\x3C/p>\x3Ch3>Autres dispositifs\x3C/h3>\x3Cp>Si vos revenus locatifs annuels excèdent 23 000 €, vous avez droit au statut LMP (Loueur en Meublé Professionnel). Celui-ci vous permet de déduire les charges liées à la location tout en étant exonéré de \x3Cstrong>l’impôt sur la fortune immobilière\x3C/strong> (IFI).\x3C/p>\x3Ch2>Pourquoi acheter un logement neuf dans l’Oise ?\x3C/h2>\x3Cp>Plusieurs raisons peuvent vous donner envie d’acheter un bien neuf dans l’Oise. Tout d’abord, le département possède des paysages ruraux d’exception. \x3Cstrong>Le village de Gerberoy\x3C/strong> de l’Oise est notamment l’un des plus beaux villages de France. De plus, l’Oise possède un fort patrimoine historique.\x3C/p>\x3Cp>Pour vous citer quelques monuments très populaires de l’Oise, il y a le Château de Chantilly, le Château de Pierrefonds, les cathédrales de Beauvais, Noyon et Senlis ainsi que le Palais impérial de Compiègne.\x3C/p>",format:"full_html",processed:"\x3Cp>L’Oise est un département de la région Hauts-de-France dans le nord du pays. À l’instar de nombreux départements français, l’Oise doit son nom à la rivière qui le traverse. Vous envisagez d’investir dans l’Oise en achetant un appartement ou une maison ? Découvrez nos offres et tout ce qu’il faut savoir sur \x3Cstrong>l’immobilier neuf dans l’Oise\x3C/strong>.\x3C/p>\x3Ch2>Les aides pour acheter un bien immobilier neuf dans l’Oise\x3C/h2>\x3Cp>Lorsque vous vous lancez dans l’acquisition d’un logement neuf dans l’Oise, l’une des premières étapes est de préparer \x3Cstrong>votre financement\x3C/strong>. En effet, un tel investissement est conséquent et ce n’est pas toujours évident de bénéficier d'une solution de financement adaptée. De plus, plusieurs aides financières sont à votre disposition. Il est important d'en avoir connaissance.\x3C/p>\x3Cp>En premier lieu, \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero.html\">\x3Cstrong>le prêt à taux zéro\x3C/strong>\x3C/a>, communément appelé PTZ, est prévu pour les primo-accédants, c’est-à-dire ceux qui n’étaient pas propriétaires de leur résidence principale pendant les deux dernières années. Avec le PTZ, vous pouvez financer jusqu’à 40 % de votre maison neuve dans l’Oise ou de votre appartement.\x3C/p>\x3Cp>En deuxième lieu,\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-action-logement.html\"> \x3Cstrong>le prêt accession lancé par Action Logement\x3C/strong> \x3C/a>peut vous aider si vous achetez en VEFA (vente en l’état futur d’achèvement) un appartement neuf dans l’Oise. Le prêt accession vous permet d'emprunter jusqu’à 40 000 € avec un taux d’intérêt de 0,5 % (hors assurance obligatoire).\x3C/p>\x3Ch2>Acheter un programme neuf dans l’Oise pour faire un investissement locatif\x3C/h2>\x3Cp>Vous envisagez plutôt de faire un investissement locatif dans l’Oise ? Cela vous permet de générer \x3Cstrong>une nouvelle source de revenus\x3C/strong> et de renforcer ou construire votre patrimoine immobilier. Plusieurs dispositifs existent pour faciliter votre investissement dans des programmes immobiliers dans l’Oise.\x3C/p>\x3Ch3>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/le-statut-lmnp.html\">LMNP\x3C/a>\x3C/h3>\x3Cp>Le statut LMNP (Loueur en Meublé Non Professionnel) vous confère plusieurs avantages fiscaux, dont la récupération de la TVA. Vous pouvez \x3Cstrong>cumuler \x3C/strong>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/dispositif-censi-bouvard.html\">\x3Cstrong>le dispositif Censi-Bouvard \x3C/strong>\x3C/a>\x3Cstrong>et le statut LMNP\x3C/strong> pour avoir une réduction d’impôt de 11 %. Sinon, vous pouvez choisir le dispositif LMNP amortissement pour déduire la valeur du logement de vos revenus locatifs sur une période de 30 ans.\x3C/p>\x3Ch3>Autres dispositifs\x3C/h3>\x3Cp>Si vos revenus locatifs annuels excèdent 23 000 €, vous avez droit au statut LMP (Loueur en Meublé Professionnel). Celui-ci vous permet de déduire les charges liées à la location tout en étant exonéré de \x3Cstrong>l’impôt sur la fortune immobilière\x3C/strong> (IFI).\x3C/p>\x3Ch2>Pourquoi acheter un logement neuf dans l’Oise ?\x3C/h2>\x3Cp>Plusieurs raisons peuvent vous donner envie d’acheter un bien neuf dans l’Oise. Tout d’abord, le département possède des paysages ruraux d’exception. \x3Cstrong>Le village de Gerberoy\x3C/strong> de l’Oise est notamment l’un des plus beaux villages de France. 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Proche des grandes capitales européennes, elle dispose de zones industrialisées et d’un patrimoine naturel et historique très riche. Elle est la \x3Cstrong>quatrième région la plus peuplée\x3C/strong> de France, c’est un territoire attractif et dynamique. Les investissements immobiliers en Hauts-de-France sont de plus en plus recherchés et nous avons dans cette région des programmes neufs avec une offre variée.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Hauts-de-France\x3C/h3>\x3Cp>Les \x3Cstrong>grandes villes de la région Hauts-de-France\x3C/strong> sont Lille, Arras, Cambrai, Calais et Dunkerque. Ce sont des villes qui attirent une population variée. Du point de vue du parc immobilier, la région dispose d’une \x3Cstrong>diversité de types de biens immobiliers\x3C/strong>, que ce soit des maisons, des appartements neufs, des résidences étudiantes, seniors, etc. Pour les primo-accédants, des \x3Cstrong>aides nationales\x3C/strong> peuvent faciliter l’achat en Hauts-de-France : PTZ, Prêt Action Logement, TVA réduite, etc.\x3C/p>\x3Cp>Il existe aussi certaines \x3Cstrong>aides intercommunales\x3C/strong> qui peuvent être sollicitées pour aider au financement de son achat en Hauts-de-France. Par exemple, Amiens Métropole accorde des subventions aux opérateurs, qui les répercutent ensuite sur le prix d’achat. La métropole européenne de Lille a lancé il y a peu un bail réel solidaire pour proposer des logements à des prix compétitifs. Dans la métropole de Valenciennes, les ménages qui achètent un logement neuf à l’intérieur des quartiers en politique de ville peuvent bénéficier d’une subvention de 2 000 euros à 5 000 euros. La Communauté urbaine de Dunkerque a mis en place le « Réflex’Acquisition » pour se faire rembourser la taxe foncière à hauteur de 80% pendant 2 ans, dans la limite de 1200 euros par an. D’autres dispositifs similaires sont également mis en place dans d’autres villes pour un achat en Hauts-de-France.\x3C/p>\x3Ch3>Acheter un programme neuf en Hauts-de-France pour faire un investissement locatif\x3C/h3>\x3Cp>Le regain d’intérêt récent que connaît cette région de France pourrait bien dynamiser le marché de l’immobilier. Favorisé par de \x3Cstrong>nouveaux bassins d’emploi\x3C/strong> et sa campagne agréable, non loin des principales capitales européennes, elle attire toujours plus d’acheteurs et de primo-accédants qui se tournent vers les maisons avec jardin ou de \x3Cstrong>locataires\x3C/strong> qui convoitent les appartements en centre-ville.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Le \x3Cstrong>statut de loueur meublé non professionnel\x3C/strong> (LMNP) peut être particulièrement intéressant pour les résidences étudiantes, notamment pour la ville de Lille. De plus, ce statut peut être couplé avec le dispositif Censi-Bouvard qui permet d’obtenir une \x3Cstrong>réduction d'impôts\x3C/strong> pouvant aller jusqu'à 11%. Ce statut de LMNP est parfait si vous voulez \x3Cstrong>consolider votre patrimoine\x3C/strong> en achetant un bien à louer et profiter ainsi de revenus locatifs réguliers et d’un allègement fiscal conséquent.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Hauts de France ?\x3C/h3>\x3Cp>Les raisons pour acheter un bien immobilier en Hauts-de-France sont nombreuses. Parmi celles-là, on peut notamment citer :\x3C/p>\x3Cul>\x3Cli>son \x3Cstrong>cadre de vie privilégie\x3C/strong>, avec ses paysages naturels riches entre plages, marais, dunes et falaises, qui attirent un grand nombre de touristes. Son patrimoine culturel n’est pas en reste avec plus de 200 sites historiques et musées ;\x3C/li>\x3Cli>sa position dans le \x3Cstrong>cœur économique de l’Europe\x3C/strong>, proche de Londres, Bruxelles et Paris avec des axes de communication qui soulignent cette position de carrefour ;\x3C/li>\x3Cli>Le \x3Cstrong>marché immobilier intéressant\x3C/strong>, surtout dans le neuf, avec des prix pour l’instant attractifs.\x3C/li>\x3C/ul>",format:"full_html",processed:"\x3Ch2>Investir dans l’immobilier neuf en Hauts-de-France\x3C/h2>\x3Cp>La région des Hauts-de-France, fusion entre le Nord, le Pas-de-Calais et la Picardie est connue pour sa \x3Cstrong>position géographique stratégique\x3C/strong> entre la Belgique, la Manche et la mer du Nord. Proche des grandes capitales européennes, elle dispose de zones industrialisées et d’un patrimoine naturel et historique très riche. Elle est la \x3Cstrong>quatrième région la plus peuplée\x3C/strong> de France, c’est un territoire attractif et dynamique. Les investissements immobiliers en Hauts-de-France sont de plus en plus recherchés et nous avons dans cette région des programmes neufs avec une offre variée.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Hauts-de-France\x3C/h3>\x3Cp>Les \x3Cstrong>grandes villes de la région Hauts-de-France\x3C/strong> sont Lille, Arras, Cambrai, Calais et Dunkerque. Ce sont des villes qui attirent une population variée. Du point de vue du parc immobilier, la région dispose d’une \x3Cstrong>diversité de types de biens immobiliers\x3C/strong>, que ce soit des maisons, des appartements neufs, des résidences étudiantes, seniors, etc. Pour les primo-accédants, des \x3Cstrong>aides nationales\x3C/strong> peuvent faciliter l’achat en Hauts-de-France : PTZ, Prêt Action Logement, TVA réduite, etc.\x3C/p>\x3Cp>Il existe aussi certaines \x3Cstrong>aides intercommunales\x3C/strong> qui peuvent être sollicitées pour aider au financement de son achat en Hauts-de-France. Par exemple, Amiens Métropole accorde des subventions aux opérateurs, qui les répercutent ensuite sur le prix d’achat. La métropole européenne de Lille a lancé il y a peu un bail réel solidaire pour proposer des logements à des prix compétitifs. Dans la métropole de Valenciennes, les ménages qui achètent un logement neuf à l’intérieur des quartiers en politique de ville peuvent bénéficier d’une subvention de 2 000 euros à 5 000 euros. La Communauté urbaine de Dunkerque a mis en place le « Réflex’Acquisition » pour se faire rembourser la taxe foncière à hauteur de 80% pendant 2 ans, dans la limite de 1200 euros par an. D’autres dispositifs similaires sont également mis en place dans d’autres villes pour un achat en Hauts-de-France.\x3C/p>\x3Ch3>Acheter un programme neuf en Hauts-de-France pour faire un investissement locatif\x3C/h3>\x3Cp>Le regain d’intérêt récent que connaît cette région de France pourrait bien dynamiser le marché de l’immobilier. Favorisé par de \x3Cstrong>nouveaux bassins d’emploi\x3C/strong> et sa campagne agréable, non loin des principales capitales européennes, elle attire toujours plus d’acheteurs et de primo-accédants qui se tournent vers les maisons avec jardin ou de \x3Cstrong>locataires\x3C/strong> qui convoitent les appartements en centre-ville.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Le \x3Cstrong>statut de loueur meublé non professionnel\x3C/strong> (LMNP) peut être particulièrement intéressant pour les résidences étudiantes, notamment pour la ville de Lille. De plus, ce statut peut être couplé avec le dispositif Censi-Bouvard qui permet d’obtenir une \x3Cstrong>réduction d'impôts\x3C/strong> pouvant aller jusqu'à 11%. Ce statut de LMNP est parfait si vous voulez \x3Cstrong>consolider votre patrimoine\x3C/strong> en achetant un bien à louer et profiter ainsi de revenus locatifs réguliers et d’un allègement fiscal conséquent.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Hauts de France ?\x3C/h3>\x3Cp>Les raisons pour acheter un bien immobilier en Hauts-de-France sont nombreuses. Parmi celles-là, on peut notamment citer :\x3C/p>\x3Cul>\x3Cli>son \x3Cstrong>cadre de vie privilégie\x3C/strong>, avec ses paysages naturels riches entre plages, marais, dunes et falaises, qui attirent un grand nombre de touristes. 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les chiffres du dernier recensement de l’INSEE en 2020, La Chapelle-en-Serval accueille environ 3 141 habitants.\x3C/p>",format:"full_html",processed:"\n\x3Cp>Selon les chiffres du dernier recensement de l’INSEE en 2020, La Chapelle-en-Serval accueille environ 3 141 habitants.\x3C/p>"},field_question:"Quel est le nombre d’habitants à La Chapelle-en-Serval 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Notre programme neuf à La Chapelle-en-Serval est composé de maisons avec jardin privatif et d’appartements avec jardin privatif, balcon ou terrasse, le tout dans un joli cadre naturel.\x3C/p>",format:"full_html",processed:"\n\x3Cp>Investir dans un bien neuf à La Chapelle-en-Serval avec Cogedim est une opportunité de devenir propriétaire d’un logement de qualité. 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Le marché de l'\x3Cstrong>immobilier neuf à Plailly\x3C/strong> attire particulièrement les acquéreurs à la recherche d'un équilibre entre vie paisible et facilité d'accès à la capitale. Nos experts immobiliers vous accompagnent pour concrétiser votre projet d'achat dans ce secteur stratégique aux portes de l'Île-de-France.\x3C/p>\x3Cp>La commune de Plailly connaît une croissance démographique soutenue avec plus de 1 700 habitants, attirant notamment les jeunes actifs franciliens. Sa proximité avec le pôle économique de Roissy-Charles de Gaulle et son taux d'emploi de 78% en font une destination prisée pour l'investissement immobilier. Les programmes d'appartements neufs séduisent par leurs espaces verts communs et leurs places de stationnement. 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Il est important d'en avoir connaissance.\x3C/p>\x3Cp>En premier lieu, \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero.html\">\x3Cstrong>le prêt à taux zéro\x3C/strong>\x3C/a>, communément appelé PTZ, est prévu pour les primo-accédants, c’est-à-dire ceux qui n’étaient pas propriétaires de leur résidence principale pendant les deux dernières années. Avec le PTZ, vous pouvez financer jusqu’à 40 % de votre maison neuve dans l’Oise ou de votre appartement.\x3C/p>\x3Cp>En deuxième lieu,\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-action-logement.html\"> \x3Cstrong>le prêt accession lancé par Action Logement\x3C/strong> \x3C/a>peut vous aider si vous achetez en VEFA (vente en l’état futur d’achèvement) un appartement neuf dans l’Oise. Le prêt accession vous permet d'emprunter jusqu’à 40 000 € avec un taux d’intérêt de 0,5 % (hors assurance obligatoire).\x3C/p>\x3Ch2>Acheter un programme neuf dans l’Oise pour faire un investissement locatif\x3C/h2>\x3Cp>Vous envisagez plutôt de faire un investissement locatif dans l’Oise ? Cela vous permet de générer \x3Cstrong>une nouvelle source de revenus\x3C/strong> et de renforcer ou construire votre patrimoine immobilier. Plusieurs dispositifs existent pour faciliter votre investissement dans des programmes immobiliers dans l’Oise.\x3C/p>\x3Ch3>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/le-statut-lmnp.html\">LMNP\x3C/a>\x3C/h3>\x3Cp>Le statut LMNP (Loueur en Meublé Non Professionnel) vous confère plusieurs avantages fiscaux, dont la récupération de la TVA. Vous pouvez \x3Cstrong>cumuler \x3C/strong>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/dispositif-censi-bouvard.html\">\x3Cstrong>le dispositif Censi-Bouvard \x3C/strong>\x3C/a>\x3Cstrong>et le statut LMNP\x3C/strong> pour avoir une réduction d’impôt de 11 %. Sinon, vous pouvez choisir le dispositif LMNP amortissement pour déduire la valeur du logement de vos revenus locatifs sur une période de 30 ans.\x3C/p>\x3Ch3>Autres dispositifs\x3C/h3>\x3Cp>Si vos revenus locatifs annuels excèdent 23 000 €, vous avez droit au statut LMP (Loueur en Meublé Professionnel). Celui-ci vous permet de déduire les charges liées à la location tout en étant exonéré de \x3Cstrong>l’impôt sur la fortune immobilière\x3C/strong> (IFI).\x3C/p>\x3Ch2>Pourquoi acheter un logement neuf dans l’Oise ?\x3C/h2>\x3Cp>Plusieurs raisons peuvent vous donner envie d’acheter un bien neuf dans l’Oise. Tout d’abord, le département possède des paysages ruraux d’exception. \x3Cstrong>Le village de Gerberoy\x3C/strong> de l’Oise est notamment l’un des plus beaux villages de France. De plus, l’Oise possède un fort patrimoine historique.\x3C/p>\x3Cp>Pour vous citer quelques monuments très populaires de l’Oise, il y a le Château de Chantilly, le Château de Pierrefonds, les cathédrales de Beauvais, Noyon et Senlis ainsi que le Palais impérial de Compiègne.\x3C/p>",format:"full_html",processed:"\x3Cp>L’Oise est un département de la région Hauts-de-France dans le nord du pays. À l’instar de nombreux départements français, l’Oise doit son nom à la rivière qui le traverse. Vous envisagez d’investir dans l’Oise en achetant un appartement ou une maison ? Découvrez nos offres et tout ce qu’il faut savoir sur \x3Cstrong>l’immobilier neuf dans l’Oise\x3C/strong>.\x3C/p>\x3Ch2>Les aides pour acheter un bien immobilier neuf dans l’Oise\x3C/h2>\x3Cp>Lorsque vous vous lancez dans l’acquisition d’un logement neuf dans l’Oise, l’une des premières étapes est de préparer \x3Cstrong>votre financement\x3C/strong>. En effet, un tel investissement est conséquent et ce n’est pas toujours évident de bénéficier d'une solution de financement adaptée. De plus, plusieurs aides financières sont à votre disposition. Il est important d'en avoir connaissance.\x3C/p>\x3Cp>En premier lieu, \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero.html\">\x3Cstrong>le prêt à taux zéro\x3C/strong>\x3C/a>, communément appelé PTZ, est prévu pour les primo-accédants, c’est-à-dire ceux qui n’étaient pas propriétaires de leur résidence principale pendant les deux dernières années. Avec le PTZ, vous pouvez financer jusqu’à 40 % de votre maison neuve dans l’Oise ou de votre appartement.\x3C/p>\x3Cp>En deuxième lieu,\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-action-logement.html\"> \x3Cstrong>le prêt accession lancé par Action Logement\x3C/strong> \x3C/a>peut vous aider si vous achetez en VEFA (vente en l’état futur d’achèvement) un appartement neuf dans l’Oise. Le prêt accession vous permet d'emprunter jusqu’à 40 000 € avec un taux d’intérêt de 0,5 % (hors assurance obligatoire).\x3C/p>\x3Ch2>Acheter un programme neuf dans l’Oise pour faire un investissement locatif\x3C/h2>\x3Cp>Vous envisagez plutôt de faire un investissement locatif dans l’Oise ? Cela vous permet de générer \x3Cstrong>une nouvelle source de revenus\x3C/strong> et de renforcer ou construire votre patrimoine immobilier. Plusieurs dispositifs existent pour faciliter votre investissement dans des programmes immobiliers dans l’Oise.\x3C/p>\x3Ch3>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/le-statut-lmnp.html\">LMNP\x3C/a>\x3C/h3>\x3Cp>Le statut LMNP (Loueur en Meublé Non Professionnel) vous confère plusieurs avantages fiscaux, dont la récupération de la TVA. Vous pouvez \x3Cstrong>cumuler \x3C/strong>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/dispositif-censi-bouvard.html\">\x3Cstrong>le dispositif Censi-Bouvard \x3C/strong>\x3C/a>\x3Cstrong>et le statut LMNP\x3C/strong> pour avoir une réduction d’impôt de 11 %. Sinon, vous pouvez choisir le dispositif LMNP amortissement pour déduire la valeur du logement de vos revenus locatifs sur une période de 30 ans.\x3C/p>\x3Ch3>Autres dispositifs\x3C/h3>\x3Cp>Si vos revenus locatifs annuels excèdent 23 000 €, vous avez droit au statut LMP (Loueur en Meublé Professionnel). Celui-ci vous permet de déduire les charges liées à la location tout en étant exonéré de \x3Cstrong>l’impôt sur la fortune immobilière\x3C/strong> (IFI).\x3C/p>\x3Ch2>Pourquoi acheter un logement neuf dans l’Oise ?\x3C/h2>\x3Cp>Plusieurs raisons peuvent vous donner envie d’acheter un bien neuf dans l’Oise. Tout d’abord, le département possède des paysages ruraux d’exception. \x3Cstrong>Le village de Gerberoy\x3C/strong> de l’Oise est notamment l’un des plus beaux villages de France. 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Proche des grandes capitales européennes, elle dispose de zones industrialisées et d’un patrimoine naturel et historique très riche. Elle est la \x3Cstrong>quatrième région la plus peuplée\x3C/strong> de France, c’est un territoire attractif et dynamique. Les investissements immobiliers en Hauts-de-France sont de plus en plus recherchés et nous avons dans cette région des programmes neufs avec une offre variée.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Hauts-de-France\x3C/h3>\x3Cp>Les \x3Cstrong>grandes villes de la région Hauts-de-France\x3C/strong> sont Lille, Arras, Cambrai, Calais et Dunkerque. Ce sont des villes qui attirent une population variée. Du point de vue du parc immobilier, la région dispose d’une \x3Cstrong>diversité de types de biens immobiliers\x3C/strong>, que ce soit des maisons, des appartements neufs, des résidences étudiantes, seniors, etc. Pour les primo-accédants, des \x3Cstrong>aides nationales\x3C/strong> peuvent faciliter l’achat en Hauts-de-France : PTZ, Prêt Action Logement, TVA réduite, etc.\x3C/p>\x3Cp>Il existe aussi certaines \x3Cstrong>aides intercommunales\x3C/strong> qui peuvent être sollicitées pour aider au financement de son achat en Hauts-de-France. Par exemple, Amiens Métropole accorde des subventions aux opérateurs, qui les répercutent ensuite sur le prix d’achat. La métropole européenne de Lille a lancé il y a peu un bail réel solidaire pour proposer des logements à des prix compétitifs. Dans la métropole de Valenciennes, les ménages qui achètent un logement neuf à l’intérieur des quartiers en politique de ville peuvent bénéficier d’une subvention de 2 000 euros à 5 000 euros. La Communauté urbaine de Dunkerque a mis en place le « Réflex’Acquisition » pour se faire rembourser la taxe foncière à hauteur de 80% pendant 2 ans, dans la limite de 1200 euros par an. D’autres dispositifs similaires sont également mis en place dans d’autres villes pour un achat en Hauts-de-France.\x3C/p>\x3Ch3>Acheter un programme neuf en Hauts-de-France pour faire un investissement locatif\x3C/h3>\x3Cp>Le regain d’intérêt récent que connaît cette région de France pourrait bien dynamiser le marché de l’immobilier. Favorisé par de \x3Cstrong>nouveaux bassins d’emploi\x3C/strong> et sa campagne agréable, non loin des principales capitales européennes, elle attire toujours plus d’acheteurs et de primo-accédants qui se tournent vers les maisons avec jardin ou de \x3Cstrong>locataires\x3C/strong> qui convoitent les appartements en centre-ville.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Le \x3Cstrong>statut de loueur meublé non professionnel\x3C/strong> (LMNP) peut être particulièrement intéressant pour les résidences étudiantes, notamment pour la ville de Lille. De plus, ce statut peut être couplé avec le dispositif Censi-Bouvard qui permet d’obtenir une \x3Cstrong>réduction d'impôts\x3C/strong> pouvant aller jusqu'à 11%. Ce statut de LMNP est parfait si vous voulez \x3Cstrong>consolider votre patrimoine\x3C/strong> en achetant un bien à louer et profiter ainsi de revenus locatifs réguliers et d’un allègement fiscal conséquent.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Hauts de France ?\x3C/h3>\x3Cp>Les raisons pour acheter un bien immobilier en Hauts-de-France sont nombreuses. Parmi celles-là, on peut notamment citer :\x3C/p>\x3Cul>\x3Cli>son \x3Cstrong>cadre de vie privilégie\x3C/strong>, avec ses paysages naturels riches entre plages, marais, dunes et falaises, qui attirent un grand nombre de touristes. Son patrimoine culturel n’est pas en reste avec plus de 200 sites historiques et musées ;\x3C/li>\x3Cli>sa position dans le \x3Cstrong>cœur économique de l’Europe\x3C/strong>, proche de Londres, Bruxelles et Paris avec des axes de communication qui soulignent cette position de carrefour ;\x3C/li>\x3Cli>Le \x3Cstrong>marché immobilier intéressant\x3C/strong>, surtout dans le neuf, avec des prix pour l’instant attractifs.\x3C/li>\x3C/ul>",format:"full_html",processed:"\x3Ch2>Investir dans l’immobilier neuf en Hauts-de-France\x3C/h2>\x3Cp>La région des Hauts-de-France, fusion entre le Nord, le Pas-de-Calais et la Picardie est connue pour sa \x3Cstrong>position géographique stratégique\x3C/strong> entre la Belgique, la Manche et la mer du Nord. Proche des grandes capitales européennes, elle dispose de zones industrialisées et d’un patrimoine naturel et historique très riche. Elle est la \x3Cstrong>quatrième région la plus peuplée\x3C/strong> de France, c’est un territoire attractif et dynamique. Les investissements immobiliers en Hauts-de-France sont de plus en plus recherchés et nous avons dans cette région des programmes neufs avec une offre variée.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Hauts-de-France\x3C/h3>\x3Cp>Les \x3Cstrong>grandes villes de la région Hauts-de-France\x3C/strong> sont Lille, Arras, Cambrai, Calais et Dunkerque. Ce sont des villes qui attirent une population variée. Du point de vue du parc immobilier, la région dispose d’une \x3Cstrong>diversité de types de biens immobiliers\x3C/strong>, que ce soit des maisons, des appartements neufs, des résidences étudiantes, seniors, etc. Pour les primo-accédants, des \x3Cstrong>aides nationales\x3C/strong> peuvent faciliter l’achat en Hauts-de-France : PTZ, Prêt Action Logement, TVA réduite, etc.\x3C/p>\x3Cp>Il existe aussi certaines \x3Cstrong>aides intercommunales\x3C/strong> qui peuvent être sollicitées pour aider au financement de son achat en Hauts-de-France. Par exemple, Amiens Métropole accorde des subventions aux opérateurs, qui les répercutent ensuite sur le prix d’achat. La métropole européenne de Lille a lancé il y a peu un bail réel solidaire pour proposer des logements à des prix compétitifs. Dans la métropole de Valenciennes, les ménages qui achètent un logement neuf à l’intérieur des quartiers en politique de ville peuvent bénéficier d’une subvention de 2 000 euros à 5 000 euros. La Communauté urbaine de Dunkerque a mis en place le « Réflex’Acquisition » pour se faire rembourser la taxe foncière à hauteur de 80% pendant 2 ans, dans la limite de 1200 euros par an. D’autres dispositifs similaires sont également mis en place dans d’autres villes pour un achat en Hauts-de-France.\x3C/p>\x3Ch3>Acheter un programme neuf en Hauts-de-France pour faire un investissement locatif\x3C/h3>\x3Cp>Le regain d’intérêt récent que connaît cette région de France pourrait bien dynamiser le marché de l’immobilier. Favorisé par de \x3Cstrong>nouveaux bassins d’emploi\x3C/strong> et sa campagne agréable, non loin des principales capitales européennes, elle attire toujours plus d’acheteurs et de primo-accédants qui se tournent vers les maisons avec jardin ou de \x3Cstrong>locataires\x3C/strong> qui convoitent les appartements en centre-ville.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Le \x3Cstrong>statut de loueur meublé non professionnel\x3C/strong> (LMNP) peut être particulièrement intéressant pour les résidences étudiantes, notamment pour la ville de Lille. De plus, ce statut peut être couplé avec le dispositif Censi-Bouvard qui permet d’obtenir une \x3Cstrong>réduction d'impôts\x3C/strong> pouvant aller jusqu'à 11%. Ce statut de LMNP est parfait si vous voulez \x3Cstrong>consolider votre patrimoine\x3C/strong> en achetant un bien à louer et profiter ainsi de revenus locatifs réguliers et d’un allègement fiscal conséquent.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Hauts de France ?\x3C/h3>\x3Cp>Les raisons pour acheter un bien immobilier en Hauts-de-France sont nombreuses. Parmi celles-là, on peut notamment citer :\x3C/p>\x3Cul>\x3Cli>son \x3Cstrong>cadre de vie privilégie\x3C/strong>, avec ses paysages naturels riches entre plages, marais, dunes et falaises, qui attirent un grand nombre de touristes. Son patrimoine culturel n’est pas en reste avec plus de 200 sites historiques et musées ;\x3C/li>\x3Cli>sa position dans le \x3Cstrong>cœur économique de l’Europe\x3C/strong>, proche de Londres, Bruxelles et Paris avec des axes de communication qui soulignent cette position de carrefour ;\x3C/li>\x3Cli>Le \x3Cstrong>marché immobilier intéressant\x3C/strong>, surtout dans le neuf, avec des prix pour l’instant attractifs.\x3C/li>\x3C/ul>"},weight:171,changed:"2024-12-13T09:09:33+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[6273]=[$R[6274]={tag:"meta",attributes:$R[6275]={name:"title",content:"Immobilier neuf Hauts-de-France | Cogedim"}},$R[6276]={tag:"meta",attributes:$R[6277]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) dans les Hauts-de-France ? 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Lot FRAMB 7, maison 5 pièces situé au Rez\r\nde chaussée, d’une surface habitable de 95,37 m² avec 3 places de stationnement biens immobiliers dépendant de\r\nla Résidence « LE HAMEAU DU VERGER » à PLAILLY (60128). Exemple d’un financement pour une opération\r\nd’acquisition de résidence principale en état futur d’achèvement d’un montant de 388 000,00 €, frais de dossier et\r\nfrais de caution du prêt à la charge de COGEDIM, soit un montant à financer de 388 000,00 € sans apport\r\npersonnel, bénéficiant d’un PTZ\r\n(1) par un couple et trois enfants, primo-accédant, dont le revenu fiscal de référence\r\nde l'année n-2 était de 51 600,00 € .\r\nFinancement réalisé grâce à des prêts consentis auprès des partenaires bancaires du groupe ALTAREA par\r\nl’intermédiaire d’Altarea Solution Financement :\r\nun prêt bancaire amortissable à taux fixe d’un montant de 250 800,00 €, d’une durée de 25 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 1 560,32 € pendant 10 ans puis mensualités\r\nde 1 020,32 € pendant 15 ans, TAEG estimé 3,89 % et coût total 120 096,00 € intérêts et assurances inclus,\r\nun prêt PTZ\r\n(1) d’un montant de 97 200,00 €, d’une durée de 25 ans, prêt amortissable à taux fixe ,\r\nmensualités de 28,35 € pendant 10 ans puis mensualités de 568,35 € pendant 15 ans, TAEG estimé 0,49 %\r\net coût total 8 505,00 € intérêts et assurances inclus,\r\nun prêt Jeune Actif (-35 ans) amortissable à taux fixe d’un montant de 20 000,00 €, d’une durée de 25 ans,\r\nprêt amortissable à taux fixe pendant toute sa durée , mensualités de 90,51 € pendant 25 ans, TAEG estimé\r\n2,62 % et coût total 7 153,00 € intérêts et assurances inclus,\r\nun prêt Acquisition Durable amortissable à taux fixe d’un montant de 20 000,00 €, d’une durée de 25 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 90,51 € pendant 25 ans, TAEG estimé\r\n2,62 % et coût total 7 153,00 € intérêts et assurances inclus,\r\nL’ensemble pour une mensualité globale lissée de 1 769,69 € pendant 25 ans. La cotisation mensuelle d’assurance\r\ndécès, perte totale et irréversible d’autonomie et incapacité de travail pour le prêt bancaire amortissable est de\r\n73.15 €, le prêt PTZ est de 28.35 €, le prêt Jeune Actif (-35 ans) est de 5.83 €, le prêt Acquisition Durable est de\r\n5.83 €, pour un capital emprunté assuré à 100 %.\r\nCette simulation est communiquée à titre informatif ; elle est établie sur la base de taux moyens du marché\r\nconstatés au 08/07/2025 pour diverses situations comparables. Cette présentation indicative ne constitue en\r\naucune façon une offre commerciale ou publicitaire de financement et n’a aucune valeur contractuelle. PTZ\r\n(1) et\r\nPAS, réservés aux primo-accédants pour l’achat d’un logement en résidence principale sont soumis à conditions de\r\nrevenus. Altarea Solution Financement est une société de courtage en crédit immobilier et en assurances. Siège\r\nsocial : 87 Rue de Richelieu – 75002 Paris. Adresse contact : contact-solution-financement@altarea.com. SAS au\r\ncapital de 10 000 € immatriculée au R.C.S Paris sous le N°504 638 784 et au registre de l’Orias (www.orias.fr) sous\r\nle N°10053430. Responsabilité Civile Professionnelle conforme aux articles L.512-6 du Code des assurances et\r\nL.519-3-4 du Code monétaire et financier. Membre de l’Association professionnelle des intermédiaires en crédits\r\n(APIC). Vous bénéficiez d’un délai légal de réflexion de 10 jours. Lorsque la vente est subordonnée à l’obtention\r\nd’un prêt et si celui-ci n’est pas obtenu, le vendeur doit rembourser les sommes versées par l’acquéreur. Aucun\r\nversement de quelque nature que ce soit ne peut être exigé d’un particulier avant l’obtention d’un ou plusieurs prêts\r\nd’argent. Un crédit vous engage et doit être remboursé. Vérifiez vos capacités de remboursement avant de vous\r\nengager. Sous réserve d’acceptation de votre dossier par nos partenaires bancaires.\r\n500 € d’apport / 500 € à la réservation\r\nCette somme de 500 € correspond au dépôt de garantie qui vous sera demandé à la signature du contrat de\r\nréservation en lieu et place du montant légal de 2 % ou 5 % du montant TTC du prix de vente. Cette somme\r\ns'imputera sur la partie du prix payable à la signature de l'acte authentique. Toutes les conditions du dépôt de\r\ngarantie sont stipulées à l’article 3.5 des conditions générales du contrat de réservation. Cette somme de 500 €\r\npeut être remboursée si la banque finance la totalité.\r\n0 frais avant d’emménager\r\nLe versement des mensualités, hors assurances, débutera à la date de livraison de l’appartement dépendant de la\r\nRésidence « LE HAMEAU DU VERGER » à PLAILLY(60128).\r\nCOGEDIM prendra à sa charge les frais suivants :\r\nFrais notariés d’acte de vente (en ce compris la quote-part aux frais d’établissement au règlement de\r\ncopropriété),\r\nFrais notariés d’acte de prêt en cas de financement assorti d’une garantie hypothécaire,\r\nFrais de dossier bancaire,\r\nFrais de caution bancaire,\r\nIntérêts intercalaires.\r\nGrâce à cette prise en charge par COGEDIM, le TAEG (Taux Annuel Effectif Global) y compris assurance obligatoire\r\nest estimé à un taux de 2,69 %.\r\nLa prise en charge de ces frais est soumise aux quatre conditions cumulatives suivantes :\r\nÀ la signature d’un mandat exclusif de recherche de financement avec la société Altarea Solution Financement\r\n(frais de courtage offerts),\r\nÀ l’obtention du financement bancaire grâce à l’action de la société Altarea Solution Financement,\r\nÀ l’utilisation effective du financement ainsi obtenu par l’intermédiaire de ce mandat pour l’acquisition des lots\r\nobjet du contrat de réservation visé en tête des présentes,\r\nEt à la signature de l’acte notarié de vente en l’état futur d’achèvement dans les délais contractuels.\r\nEtant ici précisé que pour instruire la recherche de financement par le biais de la société Altarea Solution\r\nFinancement, vous vous engagez à fournir l’ensemble des pièces nécessaires (pièce d’identité valide, avis\r\nd’imposition, bulletins de salaire, extraits de comptes, tableaux d’amortissement des prêts en cours, etc…).\r\nDans ces conditions, COGEDIM vous remboursera :\r\nLe montant des frais de dossier bancaire et de caution bancaire, dans un délai de 15 jours à compter de la\r\nsignature de l’acte authentique de vente,\r\nPour le montant des intérêts intercalaires :\r\nCOGEDIM vous versera une avance, dont le montant sera déterminé à l'obtention du financement\r\nbancaire car elle dépendra des caractéristiques de l'emprunt contracté, dans un délai de 15 jours à\r\ncompter de l’émission de l’appel de fonds correspondant au stade « achèvement du plancher bas du\r\nrez-de-chaussée ». Dans l’hypothèse où la signature de l’acte authentique de vente intervenait après\r\nl’atteinte du stade « achèvement du plancher bas du rez-de-chaussée » dans la réalisation de la\r\nconstruction, COGEDIM vous versera ladite avance dans un délai de 15 jours à compter de la date de\r\nsignature de l’acte de vente,\r\nEt le solde des intérêts intercalaires (si ces derniers excédaient le montant de l’avance versée) dans un\r\ndélai de 15 jours à compter de la signature de la prise de possession effective des biens (livraison des\r\nbiens).\r\nLes frais notariés (frais d’établissement au règlement de copropriété, frais d’acte de vente, et frais d’acte de prêt en\r\ncas de prêt assorti d’une garantie hypothécaire) seront directement supportés par COGEDIM lors de la signature de\r\nl’acte authentique de vente (et de l’acte de prêt le cas échéant) auprès du Notaire.\r\n(1) PTZ : Le Prêt à taux zéro est un prêt réglementé qui vous permet de financer l’acquisition d'un appartement neuf\r\n(ou acquis en VEFA) que vous occuperez à titre de votre première résidence principale. Le Prêt à Taux zéro est un\r\nprêt complémentaire à d'autres emprunts. Le Prêt à taux zéro est accessible sous conditions de ressources, aux\r\npersonnes physiques désirant devenir propriétaire de leur première résidence principale (ne pas avoir été\r\npropriétaire de sa résidence principale au cours des 2 années précédant la nouvelle acquisition). Le montant et la\r\ndurée du Prêt à Taux 0 % varient en fonction de la zone géographique du logement et de la composition du foyer.\r\nLes ressources de l’acquéreur sont également prises en compte pour la durée du remboursement.\r\nL’article 71 de la loi n°1322-2023 du 29 décembre 2023, dite loi de finances pour 2024, proroge le PTZ (prêt à taux\r\nzéro) jusqu’au 31 décembre 2027 et aménage certaines dispositions réglementaires applicables. Le décret n\r\n°2024-304 du 2 avril 2024 fixe les modalités des offres de prêt émises à compter du 1er avril 2024. 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Les acquéreurs bénéficient aussi d'une exonération de taxe foncière pendant la durée du démembrement.\x3C/p>\x3Cp>Le statut de \x3Cstrong>Loueur en Meublé Non Professionnel\x3C/strong> représente une alternative pertinente pour diversifier son patrimoine. Cette option assure des revenus réguliers tout en profitant d'une fiscalité optimisée par l'amortissement du bien et du mobilier.\x3C/p>\x3Ch2>Pourquoi faire un achat dans le neuf à Goussainville ?\x3C/h2>\x3Cp>Cogedim propose des programmes d'appartements neufs proche de Paris, notamment à Goussainville. Ce nouvel écoquartier offre une qualité de vie exceptionnelle grâce à ses nombreux espaces verts et naturels, ainsi qu'à son accès facilité aux transports en commun, comme des lignes de bus ou le RER reliant Paris. \x3C/p>\x3Cp>Les \x3Cstrong>programmes immobiliers neufs\x3C/strong> à Goussainville répondent aux dernières normes environnementales RE2020, garantissant une consommation énergétique maîtrisée et une bonne qualité de vie. Les logements bénéficient d'une isolation thermique performante et d'équipements modernes, réduisant significativement les charges mensuelles. Les acquéreurs apprécient particulièrement les \x3Cstrong>espaces extérieurs\x3C/strong> généreux, notamment avec les jardins privatifs.\x3C/p>\x3Cp>Les \x3Cstrong>résidences neuves\x3C/strong> intègrent des prestations de standing comme la domotique connectée, les parkings sécurisés et les locaux à vélos. Situées à moins de \x3Cstrong>20 minutes de Roissy\x3C/strong>, elles séduisent les actifs recherchant un cadre résidentiel paisible. Les programmes Cogedim de Goussainville proposent des finitions personnalisables et une garantie décennale, offrant une sécurité optimale pour votre investissement. \x3C/p>\x3Ch3>Des logements adaptés à toutes vos envies \x3C/h3>\x3Cp>Les résidences Cogedim à Goussainville offrent un large éventail d’appartements pour répondre aux besoins de chacun. Allant du studio au 4 pièces, avec des pièces lumineuses, des balcons spacieux, et des jardins privatifs, ces logements allient confort et esthétique. Les futurs acquéreurs peuvent personnaliser leurs intérieurs et profiter d’un environnement conçu pour garantir une harmonie entre modernité et nature. Ces biens représentent le meilleur choix pour ceux qui souhaitent s’installer dans une commune dynamique et verte, à quelques minutes de Roissy.\x3C/p>\x3Ch3>Un ensemble résidentiel à taille humaine\x3C/h3>\x3Cp>Les résidences Cogedim, telles que celles de Goussainville, se distinguent par leur conception architecturale moderne et leur intégration dans un ensemble résidentiel à taille humaine. Chaque programme met en avant des prestations de qualité, comme des parkings sécurisés et des locaux à vélos, tout en offrant des appartements neufs proche de Paris. Les espaces extérieurs, incluant jardins privatifs et balcons, assurent un confort optimal aux résidents. Profitez de ces offres exceptionnelles pour acquérir un logement dans un cadre privilégié.\x3C/p>",format:"full_html",processed:"\x3Cp>Située dans le Val-d'Oise, à proximité de l'aéroport Charles de Gaulle, Goussainville connaît un développement urbain dynamique qui attire de plus en plus d'acquéreurs grâce à sa qualité de vie. Le marché de l'\x3Cstrong>immobilier neuf à Goussainville\x3C/strong> séduit tant par ses prix attractifs que par son potentiel de valorisation. La ville offre un cadre de vie agréable avec ses infrastructures modernes et ses projets d'aménagement en cours. En tant que promoteur immobilier de référence, nos experts vous accompagnent dans votre projet d'achat d'un \x3Cstrong>logement neuf à Goussainville\x3C/strong>, que ce soit pour y vivre ou pour investir.\x3C/p>\x3Ch2>Investir dans l'immobilier neuf à Goussainville\x3C/h2>\x3Cp>Le marché \x3Cstrong>immobilier neuf à Goussainville\x3C/strong> connaît une croissance soutenue grâce à son attractivité tarifaire et à ses infrastructures modernes. Ce nouvel écoquartier se démarque par un réseau de transports performant, avec le \x3Cstrong>RER D\x3C/strong> à seulement 3 minutes à pied de la gare et des lignes de bus desservant les nouveaux quartiers.\x3C/p>\x3Cp>Les \x3Cstrong>programmes immobiliers neufs\x3C/strong> situés dans des zones pavillonnaires ou en cours de réaménagement, offrent des logements spacieux, parfois dotés de jardins privatifs. Investir à Goussainville est une opportunité à saisir pour garantir un placement durable.\x3C/p>\x3Ch3>Nouvel écoquartier et cadre de vie idéal\x3C/h3>\x3Cp>Le nouvel écoquartier de Goussainville se distingue par son architecture moderne et ses espaces verts soigneusement aménagés. Conçu pour offrir une qualité de vie optimale, il propose des logements neufs proche de Paris, alliant confort et durabilité. Les appartements disponibles se caractérisent par des pièces avec balcons et des jardins privatifs, parfaits pour profiter d’un cadre apaisant tout en restant connecté à la capitale. Avec des lignes de bus et le RER D à proximité, ainsi qu’un accès rapide à Roissy en quelques minutes, cet écoquartier devient le choix idéal pour les familles et les jeunes actifs en quête de praticité.\x3C/p>\x3Ch2>Les aides pour acheter un bien immobilier neuf\x3C/h2>\x3Cp>Pour financer l'achat d'un appartement neuf à Goussainville, le \x3Cstrong>Prêt à Taux Zéro\x3C/strong> permet aux primo-accédants de couvrir jusqu'à 40% du montant de l'acquisition sans intérêts. Les salariés du secteur privé peuvent également solliciter le \x3Cstrong>Prêt Action Logement\x3C/strong>, avec un taux fixe de 0,5%, pour un montant maximal de 40 000 €.\x3C/p>\x3Cp>La commune étant située en zone éligible à la \x3Cstrong>TVA réduite\x3C/strong>, les acquéreurs d'une résidence principale peuvent bénéficier d'un taux de 5,5% au lieu de 20%. Cette économie substantielle s'ajoute aux \x3Cstrong>frais de notaire réduits\x3C/strong>, caractéristiques de l'immobilier neuf.\x3C/p>\x3Cp>Grâce à des offres exceptionnelles et des dispositifs comme \x3Cstrong>Cogedim Access\x3C/strong>, l'accès à la propriété devient simple et avantageux pour les primo-accédants. Profitez de Cogedim Access pour devenir propriétaire pour la première fois, à un coût équivalent à celui d'un loyer. Réservez votre bien pour seulement 500€, avec les frais de notaire offerts, et commencez à payer uniquement une fois que vous recevez les clés en main. Pour en savoir plus, contactez l'un de nos conseillers dès maintenant. \x3C/p>\x3Ch2>Les dispositifs fiscaux pour l'investissement locatif\x3C/h2>\x3Cp>Le statut de \x3Cstrong>Loueur en Meublé Non Professionnel\x3C/strong> (LMNP) représente un dispositif intéressant, permettant la récupération de la TVA et un abattement forfaitaire de 50% sur les revenus locatifs.\x3C/p>\x3Cp>La ville affiche des rendements locatifs attractifs pour les appartements. Un atout majeur pour les investisseurs cherchant à optimiser leur placement immobilier. \x3C/p>\x3Cp>La stratégie patrimoniale en \x3Cstrong>nue-propriété\x3C/strong> séduit de plus en plus d'investisseurs à Goussainville. Cette formule permet d'acquérir un \x3Cstrong>bien immobilier neuf\x3C/strong> avec une décote de 30% à 40% sur le prix d'achat, en contrepartie de la cession temporaire de l'usufruit. Les acquéreurs bénéficient aussi d'une exonération de taxe foncière pendant la durée du démembrement.\x3C/p>\x3Cp>Le statut de \x3Cstrong>Loueur en Meublé Non Professionnel\x3C/strong> représente une alternative pertinente pour diversifier son patrimoine. Cette option assure des revenus réguliers tout en profitant d'une fiscalité optimisée par l'amortissement du bien et du mobilier.\x3C/p>\x3Ch2>Pourquoi faire un achat dans le neuf à Goussainville ?\x3C/h2>\x3Cp>Cogedim propose des programmes d'appartements neufs proche de Paris, notamment à Goussainville. Ce nouvel écoquartier offre une qualité de vie exceptionnelle grâce à ses nombreux espaces verts et naturels, ainsi qu'à son accès facilité aux transports en commun, comme des lignes de bus ou le RER reliant Paris. \x3C/p>\x3Cp>Les \x3Cstrong>programmes immobiliers neufs\x3C/strong> à Goussainville répondent aux dernières normes environnementales RE2020, garantissant une consommation énergétique maîtrisée et une bonne qualité de vie. Les logements bénéficient d'une isolation thermique performante et d'équipements modernes, réduisant significativement les charges mensuelles. Les acquéreurs apprécient particulièrement les \x3Cstrong>espaces extérieurs\x3C/strong> généreux, notamment avec les jardins privatifs.\x3C/p>\x3Cp>Les \x3Cstrong>résidences neuves\x3C/strong> intègrent des prestations de standing comme la domotique connectée, les parkings sécurisés et les locaux à vélos. Situées à moins de \x3Cstrong>20 minutes de Roissy\x3C/strong>, elles séduisent les actifs recherchant un cadre résidentiel paisible. Les programmes Cogedim de Goussainville proposent des finitions personnalisables et une garantie décennale, offrant une sécurité optimale pour votre investissement. \x3C/p>\x3Ch3>Des logements adaptés à toutes vos envies \x3C/h3>\x3Cp>Les résidences Cogedim à Goussainville offrent un large éventail d’appartements pour répondre aux besoins de chacun. Allant du studio au 4 pièces, avec des pièces lumineuses, des balcons spacieux, et des jardins privatifs, ces logements allient confort et esthétique. Les futurs acquéreurs peuvent personnaliser leurs intérieurs et profiter d’un environnement conçu pour garantir une harmonie entre modernité et nature. Ces biens représentent le meilleur choix pour ceux qui souhaitent s’installer dans une commune dynamique et verte, à quelques minutes de Roissy.\x3C/p>\x3Ch3>Un ensemble résidentiel à taille humaine\x3C/h3>\x3Cp>Les résidences Cogedim, telles que celles de Goussainville, se distinguent par leur conception architecturale moderne et leur intégration dans un ensemble résidentiel à taille humaine. Chaque programme met en avant des prestations de qualité, comme des parkings sécurisés et des locaux à vélos, tout en offrant des appartements neufs proche de Paris. Les espaces extérieurs, incluant jardins privatifs et balcons, assurent un confort optimal aux résidents. Profitez de ces offres exceptionnelles pour acquérir un logement dans un cadre privilégié.\x3C/p>"},weight:0,changed:"2025-01-16T15:38:38+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[15189]=[$R[15190]={tag:"meta",attributes:$R[15191]={name:"title",content:"Immobilier neuf Goussainville | Cogedim"}},$R[15192]={tag:"meta",attributes:$R[15193]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) àGoussainville ? 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Les infrastructures liées au projet du Grand Paris devraient également renforcer ses \x3Cstrong>nombreux atouts\x3C/strong>. Nous sommes présents dans ce domaine avec une proposition de logements neufs de standing, pour les personnes à la recherche d'investissements immobiliers rentables.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf dans le Val-d’Oise\x3C/h3>\x3Cp>Quelle que soit la taille du logement neuf que vous recherchez dans le Val-d’Oise, plusieurs aides financières sont à disposition pour faciliter votre acquisition immobilière en fonction de votre situation.\x3C/p>\x3Cp>L’achat en location-accession vous est destiné si vous êtes un ménage aux revenus modestes. Le principe est celui de la \x3Cstrong>location-accession\x3C/strong>. Vous occupe un logement pendant une période de 1 à 4 ans, période durant laquelle vous pouvez décider de devenir propriétaire à des conditions avantageuses. C’est une option disponible pour l’achat d’immobilier neuf dans le Val-d’Oise.\x3C/p>\x3Cp>D’autres subventions et aides vous sont réservées en tant que \x3Cstrong>primo-accédants\x3C/strong>. Elles ne sont pas circonscrites à un territoire en particulier. Elles peuvent vous aider à investir dans des programmes immobiliers dans le Val-d’Oise : PTZ, Prêt Action Logement, TVA réduite, etc.\x3C/p>\x3Ch3>Acheter un programme neuf dans le Val-d’Oise pour réaliser un investissement locatif\x3C/h3>\x3Cp>Réaliser un investissement locatif dans le Val-d’Oise vous apporte plusieurs avantages. Vous constituez ainsi votre patrimoine immobilier tout en préparant votre retraite. Vous générez également une nouvelle source de revenus réguliers. Découvrez nos offres pour investir dans l’un de nos programmes neufs dans le Val-d’Oise et les dispositifs pour obtenir des réductions fiscales.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Si vous souhaitez investir dans le Val-d’Oise, vous pouvez profiter des \x3Cstrong>avantages liés au statut de loueur meublé non professionnel (LMNP)\x3C/strong>. Votre logement neuf mis en location en étant meublé est une opportunité pour pouvoir alléger votre fiscalité liée a vos revenus locatifs.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>Le \x3Cstrong>Censi-Bouvard\x3C/strong> est un dispositif qui peut venir en complément du LMNP. Il est exclusivement réservé aux programmes immobiliers neufs dans le Val-d’Oise qui offrent des services à leurs résidents. Ces résidences sont souvent à destination des étudiants et des seniors, deux populations présentes dans le département.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf dans le Val-d’Oise\x3C/h3>\x3Cp>Les raisons pour réaliser un investissement locatif dans le Val-d’Oise sont nombreuses. Tout d’abord, l'\x3Cstrong>accessibilité du département\x3C/strong> avec l’aéroport Roissy–Charles-de-Gaulle, le réseau autoroutier, avec l’A1 (est) et l’A15 (ouest), le réseau ferroviaire, avec entre autres la gare TGV de Roissy Charles-de-Gaulle. Les transports locaux sont aussi développés avec le RER (A, C), le Transilien (ligne H, J), et le réseau de bus.\x3C/p>\x3Cp>De plus, le département dispose d’un \x3Cstrong>bassin économique solide \x3C/strong>avec de grandes entreprises présentes. Le Val-d’Oise est ainsi un des départements français les mieux placés en termes d’\x3Cstrong>accroissement du nombre des emplois salariés\x3C/strong>. Enfin, le département du Val-d’Oise accueille plus de 27 000 étudiants, au sein d’une université, Cergy-Pontoise, d’une grande école et de 6 écoles d’ingénieurs. Et les \x3Cstrong>étudiants\x3C/strong> représentent une cible de choix pour un investissement locatif dans le Val-d’Oise.\x3C/p>",format:"full_html",processed:"\x3Ch2>Investir dans l’immobilier neuf dans le Val-d’Oise\x3C/h2>\x3Cp>Situé au nord-ouest de Paris, le Val-d’Oise, département de la région Île-de-France, associe un cadre de vie champêtre à un tissu économique dense et diversifié. Les infrastructures liées au projet du Grand Paris devraient également renforcer ses \x3Cstrong>nombreux atouts\x3C/strong>. Nous sommes présents dans ce domaine avec une proposition de logements neufs de standing, pour les personnes à la recherche d'investissements immobiliers rentables.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf dans le Val-d’Oise\x3C/h3>\x3Cp>Quelle que soit la taille du logement neuf que vous recherchez dans le Val-d’Oise, plusieurs aides financières sont à disposition pour faciliter votre acquisition immobilière en fonction de votre situation.\x3C/p>\x3Cp>L’achat en location-accession vous est destiné si vous êtes un ménage aux revenus modestes. Le principe est celui de la \x3Cstrong>location-accession\x3C/strong>. Vous occupe un logement pendant une période de 1 à 4 ans, période durant laquelle vous pouvez décider de devenir propriétaire à des conditions avantageuses. C’est une option disponible pour l’achat d’immobilier neuf dans le Val-d’Oise.\x3C/p>\x3Cp>D’autres subventions et aides vous sont réservées en tant que \x3Cstrong>primo-accédants\x3C/strong>. Elles ne sont pas circonscrites à un territoire en particulier. Elles peuvent vous aider à investir dans des programmes immobiliers dans le Val-d’Oise : PTZ, Prêt Action Logement, TVA réduite, etc.\x3C/p>\x3Ch3>Acheter un programme neuf dans le Val-d’Oise pour réaliser un investissement locatif\x3C/h3>\x3Cp>Réaliser un investissement locatif dans le Val-d’Oise vous apporte plusieurs avantages. Vous constituez ainsi votre patrimoine immobilier tout en préparant votre retraite. Vous générez également une nouvelle source de revenus réguliers. Découvrez nos offres pour investir dans l’un de nos programmes neufs dans le Val-d’Oise et les dispositifs pour obtenir des réductions fiscales.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Si vous souhaitez investir dans le Val-d’Oise, vous pouvez profiter des \x3Cstrong>avantages liés au statut de loueur meublé non professionnel (LMNP)\x3C/strong>. Votre logement neuf mis en location en étant meublé est une opportunité pour pouvoir alléger votre fiscalité liée a vos revenus locatifs.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>Le \x3Cstrong>Censi-Bouvard\x3C/strong> est un dispositif qui peut venir en complément du LMNP. Il est exclusivement réservé aux programmes immobiliers neufs dans le Val-d’Oise qui offrent des services à leurs résidents. Ces résidences sont souvent à destination des étudiants et des seniors, deux populations présentes dans le département.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf dans le Val-d’Oise\x3C/h3>\x3Cp>Les raisons pour réaliser un investissement locatif dans le Val-d’Oise sont nombreuses. Tout d’abord, l'\x3Cstrong>accessibilité du département\x3C/strong> avec l’aéroport Roissy–Charles-de-Gaulle, le réseau autoroutier, avec l’A1 (est) et l’A15 (ouest), le réseau ferroviaire, avec entre autres la gare TGV de Roissy Charles-de-Gaulle. Les transports locaux sont aussi développés avec le RER (A, C), le Transilien (ligne H, J), et le réseau de bus.\x3C/p>\x3Cp>De plus, le département dispose d’un \x3Cstrong>bassin économique solide \x3C/strong>avec de grandes entreprises présentes. Le Val-d’Oise est ainsi un des départements français les mieux placés en termes d’\x3Cstrong>accroissement du nombre des emplois salariés\x3C/strong>. Enfin, le département du Val-d’Oise accueille plus de 27 000 étudiants, au sein d’une université, Cergy-Pontoise, d’une grande école et de 6 écoles d’ingénieurs. Et les \x3Cstrong>étudiants\x3C/strong> représentent une cible de choix pour un investissement locatif dans le Val-d’Oise.\x3C/p>"},weight:4,changed:"2025-09-23T13:40:17+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[15253]=[$R[15254]={tag:"meta",attributes:$R[15255]={name:"title",content:"Immobilier neuf Val-d’Oise | Cogedim"}},$R[15256]={tag:"meta",attributes:$R[15257]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) dans le Val-d’Oise ? 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Cette région est une valeur sûre pour investir dans l’\x3Cstrong>immobilier neuf\x3C/strong>, que ce soit pour y établir votre \x3Cstrong>résidence principale\x3C/strong> ou pour y faire un \x3Cstrong>investissement locatif\x3C/strong>. L’Île-de-France offre effectivement une rentabilité locative assurée ainsi que de belles opportunités de plus-values. Veuillez découvrir nos offres de logements neufs en Île-de-France.\x3C/p>\x3Ch3>Achat : les aides pour acheter un appartement neuf en Île-de-France\x3C/h3>\x3Cp>Plusieurs aides financières sont à votre disposition pour faciliter l’acquisition d’un bien immobilier en Île-de-France, quelle que soit la taille du logement que vous recherchez.\x3C/p>\x3Ch4>Le Prêt à Taux Zéro (PTZ)\x3C/h4>\x3Cp>Prêt aidé par l’État, le PTZ peut vous servir à devenir propriétaire de votre \x3Cstrong>résidence principale\x3C/strong> en Île-de-France si vous êtes primo-accédant et que vous répondez aux critères de ressources. Au maximum et selon le bien que vous allez acquérir, il pourra couvrir jusqu’à 40% du coût total de votre opération immobilière. Comme son nom l’indique, vous ne devrez rembourser que la somme empruntée, sans aucun intérêt. En complément de votre PTZ, vous pourrez solliciter un autre dispositif de financement, comme un prêt immobilier bancaire ou encore un prêt Action Logement.\x3C/p>\x3Ch4>Le prêt Action Logement\x3C/h4>\x3Cp>Anciennement nommé 1% Logement, ce prêt complémentaire vous permet de financer l’acquisition de votre logement neuf en Île-de-France, pour en faire votre résidence principale, à un \x3Cstrong>taux plafonné à 0,5%\x3C/strong>. Sous conditions de ressources et si vous êtes salarié, Action Logement vous permet d’emprunter jusqu’à 40 000 euros.\x3C/p>\x3Ch4>\x3Ca href=\"https://www.cogedim.com/votre-futur-bien/par-opportunite/nos-programmes-tva-reduite/\">La TVA réduite\x3C/a>\x3C/h4>\x3Cp>La TVA à 20% s’applique généralement aux achats de biens immobiliers neufs. Pour faire diminuer la facture, intéressez-vous aux \x3Cstrong>nouvelles constructions éligibles\x3C/strong> à la \x3Cstrong>TVA à 5,5%\x3C/strong>. Elles sont situées dans les 58 quartiers d’Île-de-France en voie de transformation. Sous conditions de ressources, la TVA réduite pourra vous être appliquée si vous faites l’acquisition d’un bien immobilier neuf en Île-de-France pour en faire votre résidence principale. Ce dispositif peut être cumulé avec le PTZ.\x3C/p>\x3Ch4>Les autres aides\x3C/h4>\x3Cp>Le \x3Cstrong>prêt accession sociale (PAS)\x3C/strong> est cumulable avec le PTZ, le prêt Action Logement et la TVA réduite. Il permet aux emprunteurs à revenus modestes de financer l’achat de leur résidence principale. Comme le PAS se contracte directement auprès des établissements bancaires qui décident du taux, n’hésitez pas à en contacter plusieurs pour éventuellement financer votre projet immobilier en Île-de-France.\x3C/p>\x3Ch3>Acheter un programme neuf en Île-de-France pour entreprendre un investissement locatif\x3C/h3>\x3Cp>Vous envisagez de réaliser un investissement locatif en Île-de-France ? Il s’agit du placement préféré des Français en raison des nombreux avantages qu’il apporte. Investir dans l’un de nos programmes neufs en Île-de-France vous permet de constituer votre patrimoine, de percevoir des revenus réguliers et même de préparer votre retraite. En Île-de-France, l’investissement locatif est l’occasion idéale de réaliser de belles plus-values tout en profitant d’une rentabilité assurée.\x3C/p>\x3Ch4>L’investissement en Location Meublée Non Professionnelle (LMNP)\x3C/h4>\x3Cp>La loi LMNP vous permet de \x3Cstrong>devenir propriétaire d’un bien meublé\x3C/strong> dont vous percevrez les \x3Cstrong>revenus locatifs sans imposition\x3C/strong>. Ouvert à tous les contribuables français, sans condition de ressources, ce dispositif à la gestion simplifiée vous permet d’amortir votre investissement locatif en Île-de-France sur plusieurs dizaines d’années.\x3C/p>\x3Ch4>L’investissement en Location Meublée Professionnelle (LMP)\x3C/h4>\x3Cp>Votre statut LMNP évoluera en LMP si vos revenus ainsi générés dépassent 23 000 euros par an ou qu’ils représentent plus de 50% des revenus totaux de votre foyer fiscal.\x3C/p>\x3Cp>La différence entre LMNP et LMP est qu’un loueur LMP est un professionnel de la location meublée, inscrit au registre du commerce et des sociétés (RCS). À noter que la \x3Cstrong>vente de votre bien LMP\x3C/strong> en Île-de-France sera exonérée totalement ou partiellement d’impôts si vous l’avez loué pendant au moins 5 ans et que vos revenus locatifs se situent entre 90 000 et 126 000 euros.\x3C/p>\x3Ch4>Nue-propriété\x3C/h4>\x3Cp>Pour un investissement à long terme, un confort de gestion et une fiscalité optimisée, vous pouvez envisager d’acquérir un bien immobilier neuf en nue-propriété en Île-de-France, pour environ \x3Cstrong>60% de sa valeur\x3C/strong> en moyenne.\x3C/p>\x3Ch4>Les autres formes d'investissement\x3C/h4>\x3Cp>En Île-de-France, les \x3Cstrong>places de parkings et boxes\x3C/strong> sont des biens immobiliers très prisés, notamment à Paris. Ils pourront vous apporter une rentabilité de l’ordre de 5% pour une facilité de gestion incomparable. Ils constituent un excellent premier investissement en Île-de-France.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Île-de-France ?\x3C/h3>\x3Cp>L’Île-de-France est et restera certainement la région la plus attractive de France, tant pour les étudiants et les travailleurs que les touristes. Les nouveaux programmes immobiliers Cogedim et les constructions neuves ne cessent de se développer en Île-de-France pour maintenir le potentiel intarissable de la région et la rendre toujours plus agréable à vivre.\x3C/p>\x3Cp>Investir en Île-de-France vous permet de devenir propriétaire dans cette région très dynamique qui enregistre une forte croissance démographique. Les prix de l’immobilier sont variables en fonction des départements, mais ils ne sont pas systématiquement aussi élevés qu’à Paris. En plus de sa localisation stratégique, la région bénéficie d'un excellent réseau routier et de transports en commun qui la rende encore plus attractive.\x3C/p>\x3Ch2>Le prix de l'immobilier en Ile de France\x3C/h2>\x3Cp>Le marché immobilier neuf en Île-de-France, au 21 novembre 2023, présente une dynamique complexe et variée. Dans les grandes communes, les programmes neufs attirent de nombreux acquéreurs, cherchant soit un appartement neuf ou un autre type de logement neuf. La loi Carrez, garantissant la précision de la surface des biens vendus, est un élément clé pour les acheteurs.\x3C/p>\x3Cp>En termes de prix au mètre carré, il y a une grande disparité entre les différentes communes. À Paris, le prix moyen peut facilement dépasser 12 000 euros par mètre carré, avec des pics allant jusqu'à 20 000 euros dans certains quartiers prisés. À l'inverse, dans des communes plus éloignées comme Cergy ou Melun, le prix moyen au mètre carré pour un logement neuf est nettement plus abordable, oscillant entre 3 500 et 5 000 euros.\x3C/p>\x3Cp>En banlieue proche, comme à \x3Ca href=\"https://www.cogedim.com/ile-de-france/hauts-de-seine-92/boulogne-billancourt/\">Boulogne-Billancourt\x3C/a> ou Levallois-Perret, les prix des appartements neufs restent élevés, avoisinant en moyenne 8 000 à 10 000 euros par mètre carré. Ces communes bénéficient d'une proximité avec Paris et d'une excellente desserte en transports, justifiant en partie ces prix.\x3C/p>\x3Cp>En conclusion, le prix de l'immobilier neuf en Île-de-France varie considérablement selon la localisation. Le prix minimum pour un mètre carré peut être autour de 3 500 euros dans certaines zones, tandis que le prix moyen se situe souvent entre 5 000 et 10 000 euros, avec des exceptions notables à la hausse dans les quartiers les plus recherchés de Paris.(Estimation donnée à titre indicatif au 26 novembre 2023)\x3C/p>",format:"full_html",processed:"\x3Ch2>Logement VEFA neuf Île-de-France\x3C/h2>\x3Cp>Hébergeant à elle seule près de 20% de la population française, l’Île-de-France, avec ses 8 départements, est non seulement la région la plus peuplée de l’hexagone, mais aussi la plus densément peuplée. Cette région est une valeur sûre pour investir dans l’\x3Cstrong>immobilier neuf\x3C/strong>, que ce soit pour y établir votre \x3Cstrong>résidence principale\x3C/strong> ou pour y faire un \x3Cstrong>investissement locatif\x3C/strong>. L’Île-de-France offre effectivement une rentabilité locative assurée ainsi que de belles opportunités de plus-values. Veuillez découvrir nos offres de logements neufs en Île-de-France.\x3C/p>\x3Ch3>Achat : les aides pour acheter un appartement neuf en Île-de-France\x3C/h3>\x3Cp>Plusieurs aides financières sont à votre disposition pour faciliter l’acquisition d’un bien immobilier en Île-de-France, quelle que soit la taille du logement que vous recherchez.\x3C/p>\x3Ch4>Le Prêt à Taux Zéro (PTZ)\x3C/h4>\x3Cp>Prêt aidé par l’État, le PTZ peut vous servir à devenir propriétaire de votre \x3Cstrong>résidence principale\x3C/strong> en Île-de-France si vous êtes primo-accédant et que vous répondez aux critères de ressources. Au maximum et selon le bien que vous allez acquérir, il pourra couvrir jusqu’à 40% du coût total de votre opération immobilière. Comme son nom l’indique, vous ne devrez rembourser que la somme empruntée, sans aucun intérêt. En complément de votre PTZ, vous pourrez solliciter un autre dispositif de financement, comme un prêt immobilier bancaire ou encore un prêt Action Logement.\x3C/p>\x3Ch4>Le prêt Action Logement\x3C/h4>\x3Cp>Anciennement nommé 1% Logement, ce prêt complémentaire vous permet de financer l’acquisition de votre logement neuf en Île-de-France, pour en faire votre résidence principale, à un \x3Cstrong>taux plafonné à 0,5%\x3C/strong>. Sous conditions de ressources et si vous êtes salarié, Action Logement vous permet d’emprunter jusqu’à 40 000 euros.\x3C/p>\x3Ch4>\x3Ca href=\"https://www.cogedim.com/votre-futur-bien/par-opportunite/nos-programmes-tva-reduite/\">La TVA réduite\x3C/a>\x3C/h4>\x3Cp>La TVA à 20% s’applique généralement aux achats de biens immobiliers neufs. Pour faire diminuer la facture, intéressez-vous aux \x3Cstrong>nouvelles constructions éligibles\x3C/strong> à la \x3Cstrong>TVA à 5,5%\x3C/strong>. Elles sont situées dans les 58 quartiers d’Île-de-France en voie de transformation. Sous conditions de ressources, la TVA réduite pourra vous être appliquée si vous faites l’acquisition d’un bien immobilier neuf en Île-de-France pour en faire votre résidence principale. Ce dispositif peut être cumulé avec le PTZ.\x3C/p>\x3Ch4>Les autres aides\x3C/h4>\x3Cp>Le \x3Cstrong>prêt accession sociale (PAS)\x3C/strong> est cumulable avec le PTZ, le prêt Action Logement et la TVA réduite. Il permet aux emprunteurs à revenus modestes de financer l’achat de leur résidence principale. Comme le PAS se contracte directement auprès des établissements bancaires qui décident du taux, n’hésitez pas à en contacter plusieurs pour éventuellement financer votre projet immobilier en Île-de-France.\x3C/p>\x3Ch3>Acheter un programme neuf en Île-de-France pour entreprendre un investissement locatif\x3C/h3>\x3Cp>Vous envisagez de réaliser un investissement locatif en Île-de-France ? Il s’agit du placement préféré des Français en raison des nombreux avantages qu’il apporte. Investir dans l’un de nos programmes neufs en Île-de-France vous permet de constituer votre patrimoine, de percevoir des revenus réguliers et même de préparer votre retraite. En Île-de-France, l’investissement locatif est l’occasion idéale de réaliser de belles plus-values tout en profitant d’une rentabilité assurée.\x3C/p>\x3Ch4>L’investissement en Location Meublée Non Professionnelle (LMNP)\x3C/h4>\x3Cp>La loi LMNP vous permet de \x3Cstrong>devenir propriétaire d’un bien meublé\x3C/strong> dont vous percevrez les \x3Cstrong>revenus locatifs sans imposition\x3C/strong>. Ouvert à tous les contribuables français, sans condition de ressources, ce dispositif à la gestion simplifiée vous permet d’amortir votre investissement locatif en Île-de-France sur plusieurs dizaines d’années.\x3C/p>\x3Ch4>L’investissement en Location Meublée Professionnelle (LMP)\x3C/h4>\x3Cp>Votre statut LMNP évoluera en LMP si vos revenus ainsi générés dépassent 23 000 euros par an ou qu’ils représentent plus de 50% des revenus totaux de votre foyer fiscal.\x3C/p>\x3Cp>La différence entre LMNP et LMP est qu’un loueur LMP est un professionnel de la location meublée, inscrit au registre du commerce et des sociétés (RCS). À noter que la \x3Cstrong>vente de votre bien LMP\x3C/strong> en Île-de-France sera exonérée totalement ou partiellement d’impôts si vous l’avez loué pendant au moins 5 ans et que vos revenus locatifs se situent entre 90 000 et 126 000 euros.\x3C/p>\x3Ch4>Nue-propriété\x3C/h4>\x3Cp>Pour un investissement à long terme, un confort de gestion et une fiscalité optimisée, vous pouvez envisager d’acquérir un bien immobilier neuf en nue-propriété en Île-de-France, pour environ \x3Cstrong>60% de sa valeur\x3C/strong> en moyenne.\x3C/p>\x3Ch4>Les autres formes d'investissement\x3C/h4>\x3Cp>En Île-de-France, les \x3Cstrong>places de parkings et boxes\x3C/strong> sont des biens immobiliers très prisés, notamment à Paris. Ils pourront vous apporter une rentabilité de l’ordre de 5% pour une facilité de gestion incomparable. Ils constituent un excellent premier investissement en Île-de-France.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Île-de-France ?\x3C/h3>\x3Cp>L’Île-de-France est et restera certainement la région la plus attractive de France, tant pour les étudiants et les travailleurs que les touristes. Les nouveaux programmes immobiliers Cogedim et les constructions neuves ne cessent de se développer en Île-de-France pour maintenir le potentiel intarissable de la région et la rendre toujours plus agréable à vivre.\x3C/p>\x3Cp>Investir en Île-de-France vous permet de devenir propriétaire dans cette région très dynamique qui enregistre une forte croissance démographique. Les prix de l’immobilier sont variables en fonction des départements, mais ils ne sont pas systématiquement aussi élevés qu’à Paris. En plus de sa localisation stratégique, la région bénéficie d'un excellent réseau routier et de transports en commun qui la rende encore plus attractive.\x3C/p>\x3Ch2>Le prix de l'immobilier en Ile de France\x3C/h2>\x3Cp>Le marché immobilier neuf en Île-de-France, au 21 novembre 2023, présente une dynamique complexe et variée. Dans les grandes communes, les programmes neufs attirent de nombreux acquéreurs, cherchant soit un appartement neuf ou un autre type de logement neuf. La loi Carrez, garantissant la précision de la surface des biens vendus, est un élément clé pour les acheteurs.\x3C/p>\x3Cp>En termes de prix au mètre carré, il y a une grande disparité entre les différentes communes. À Paris, le prix moyen peut facilement dépasser 12 000 euros par mètre carré, avec des pics allant jusqu'à 20 000 euros dans certains quartiers prisés. À l'inverse, dans des communes plus éloignées comme Cergy ou Melun, le prix moyen au mètre carré pour un logement neuf est nettement plus abordable, oscillant entre 3 500 et 5 000 euros.\x3C/p>\x3Cp>En banlieue proche, comme à \x3Ca href=\"https://www.cogedim.com/ile-de-france/hauts-de-seine-92/boulogne-billancourt/\">Boulogne-Billancourt\x3C/a> ou Levallois-Perret, les prix des appartements neufs restent élevés, avoisinant en moyenne 8 000 à 10 000 euros par mètre carré. Ces communes bénéficient d'une proximité avec Paris et d'une excellente desserte en transports, justifiant en partie ces prix.\x3C/p>\x3Cp>En conclusion, le prix de l'immobilier neuf en Île-de-France varie considérablement selon la localisation. 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complètes au 29/06/2025\r\n955,43 € de mensualités *:\r\nMensualité de 955,43 € dans le cadre de l’offre COGEDIM Access. Lot C325, 3 pièces situé au 2 ème étage, d’une\r\nsurface habitable de 54,34 m² avec un balcon de 3,58 m², 1 place de stationnement bien immobilier dépendant de\r\nla Résidence « Carré Coubertin » à GOUSSAINVILLE (95190). Exemple d’un financement pour une opération\r\nd’acquisition de résidence principale en état futur d’achèvement d’un montant de 231 220,83 €, en TVA réduite à\r\n5,5 %(2)\r\n, frais de dossier et frais de caution du prêt à la charge de COGEDIM, soit un montant à financer de\r\n231 220,83 € sans apport personnel, bénéficiant d’un PTZ\r\n(1) par un couple avec enfant, primo-accédant, dont le\r\nrevenu fiscal de référence de l'année n-2 était de 45 000,00 € et éligible à une acquisition en TVA réduite à 5,5 %(2)\r\n.\r\nFinancement réalisé grâce à des prêts consentis auprès des partenaires bancaires du groupe ALTAREA par\r\nl’intermédiaire d’Altarea Solution Financement :\r\nun prêt bancaire amortissable à taux fixe d’un montant de 75 610,42 €, d’une durée de 24 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 735,25 € pendant 10 ans puis mensualités\r\nde 47,09 € pendant 14 ans, TAEG estimé 4,45 % et coût total 20 530,70 € intérêts et assurances inclus,\r\nun prêt PTZ\r\n(1) d’un montant de 115 610,42 €, d’une durée de 24 ans, prêt amortissable à taux fixe ,\r\nmensualités de 33,72 € pendant 10 ans puis mensualités de 721,88 € pendant 14 ans, TAEG estimé 0,49 %\r\net coût total 9 711,82 € intérêts et assurances inclus,\r\nun prêt Jeune Actif (-35 ans) amortissable à taux fixe d’un montant de 20 000,00 €, d’une durée de 24 ans,\r\nprêt amortissable à taux fixe pendant toute sa durée , mensualités de 93,23 € pendant 24 ans, TAEG estimé\r\n2,62 % et coût total 6 850,24 € intérêts et assurances inclus,\r\nun prêt Acquisition Durable amortissable à taux fixe d’un montant de 20 000,00 €, d’une durée de 24 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 93,23 € pendant 24 ans, TAEG estimé\r\n2,62 % et coût total 6 850,24 € intérêts et assurances inclus,\r\nL’ensemble pour une mensualité globale lissée de 955,43 € pendant 24 ans. La cotisation mensuelle d’assurance\r\ndécès, perte totale et irréversible d’autonomie et incapacité de travail pour le prêt bancaire amortissable est de\r\n22.05 €, le prêt PTZ est de 33.72 €, le prêt Jeune Actif (-35 ans) est de 5.83 €, le prêt Acquisition Durable est de\r\n5.83 €, pour un capital emprunté assuré à 100 %.\r\nCette simulation est communiquée à titre informatif ; elle est établie sur la base de taux moyens du marché\r\nconstatés au 29/06/2025 pour diverses situations comparables. Cette présentation indicative ne constitue en\r\naucune façon une offre commerciale ou publicitaire de financement et n’a aucune valeur contractuelle. TVA réduite à\r\n5,5 % (2) (acquisition pour 10 ans minimum), PTZ\r\n(1) et PAS, réservés aux primo-accédants pour l’achat d’un\r\nlogement en résidence principale sont soumis à conditions de revenus. Altarea Solution Financement est une\r\nsociété de courtage en crédit immobilier et en assurances. Siège social : 87 Rue de Richelieu – 75002 Paris.\r\nAdresse contact : contact-solution-financement@altarea.com. SAS au capital de 10 000 € immatriculée au R.C.S\r\nParis sous le N°504 638 784 et au registre de l’Orias (www.orias.fr) sous le N°10053430. Responsabilité Civile\r\nProfessionnelle conforme aux articles L.512-6 du Code des assurances et L.519-3-4 du Code monétaire et\r\nfinancier. Membre de l’Association professionnelle des intermédiaires en crédits (APIC). Vous bénéficiez d’un délai\r\nlégal de réflexion de 10 jours. Lorsque la vente est subordonnée à l’obtention d’un prêt et si celui-ci n’est pas\r\nobtenu, le vendeur doit rembourser les sommes versées par l’acquéreur. Aucun versement de quelque nature que ce\r\nsoit ne peut être exigé d’un particulier avant l’obtention d’un ou plusieurs prêts d’argent. Un crédit vous engage et\r\ndoit être remboursé. Vérifiez vos capacités de remboursement avant de vous engager. Sous réserve d’acceptation\r\nde votre dossier par nos partenaires bancaires.\r\n500 € d’apport / 500 € à la réservation\r\nCette somme de 500 € correspond au dépôt de garantie qui vous sera demandé à la signature du contrat de\r\nréservation en lieu et place du montant légal de 2 % ou 5 % du montant TTC du prix de vente. Cette somme\r\ns'imputera sur la partie du prix payable à la signature de l'acte authentique. Toutes les conditions du dépôt de\r\ngarantie sont stipulées à l’article 3.5 des conditions générales du contrat de réservation. Cette somme de 500 €\r\npeut être remboursée si la banque finance la totalité.\r\n0 frais avant d’emménager\r\nLe versement des mensualités, hors assurances, débutera à la date de livraison de l’appartement dépendant de la\r\nRésidence « Carré Coubertin » à GOUSSAINVILLE (95190).\r\nCOGEDIM prendra à sa charge les frais suivants :\r\nFrais notariés d’acte de vente (en ce compris la quote-part aux frais d’établissement au règlement de\r\ncopropriété),\r\nFrais notariés d’acte de prêt en cas de financement assorti d’une garantie hypothécaire,\r\nFrais de dossier bancaire,\r\nFrais de caution bancaire,\r\nIntérêts intercalaires.\r\nGrâce à cette prise en charge par COGEDIM, le TAEG (Taux Annuel Effectif Global) y compris assurance obligatoire\r\nest estimé à un taux de 1,53 %.\r\nLa prise en charge de ces frais est soumise aux quatre conditions cumulatives suivantes :\r\nÀ la signature d’un mandat exclusif de recherche de financement avec la société Altarea Solution Financement\r\n(frais de courtage offerts),\r\nÀ l’obtention du financement bancaire grâce à l’action de la société Altarea Solution Financement,\r\nÀ l’utilisation effective du financement ainsi obtenu par l’intermédiaire de ce mandat pour l’acquisition des lots\r\nobjet du contrat de réservation visé en tête des présentes,\r\nEt à la signature de l’acte notarié de vente en l’état futur d’achèvement dans les délais contractuels.\r\nEtant ici précisé que pour instruire la recherche de financement par le biais de la société Altarea Solution\r\nFinancement, vous vous engagez à fournir l’ensemble des pièces nécessaires (pièce d’identité valide, avis\r\nd’imposition, bulletins de salaire, extraits de comptes, tableaux d’amortissement des prêts en cours, etc…).\r\nDans ces conditions, COGEDIM vous remboursera :\r\nLe montant des frais de dossier bancaire et de caution bancaire, dans un délai de 15 jours à compter de la\r\nsignature de l’acte authentique de vente,\r\nPour le montant des intérêts intercalaires :\r\nCOGEDIM vous versera une avance, dont le montant sera déterminé à l'obtention du financement\r\nbancaire car elle dépendra des caractéristiques de l'emprunt contracté, dans un délai de 15 jours à\r\ncompter de l’émission de l’appel de fonds correspondant au stade « achèvement du plancher bas du\r\nrez-de-chaussée ». Dans l’hypothèse où la signature de l’acte authentique de vente intervenait après\r\nl’atteinte du stade « achèvement du plancher bas du rez-de-chaussée » dans la réalisation de la\r\nconstruction, COGEDIM vous versera ladite avance dans un délai de 15 jours à compter de la date de\r\nsignature de l’acte de vente,\r\nEt le solde des intérêts intercalaires (si ces derniers excédaient le montant de l’avance versée) dans un\r\ndélai de 15 jours à compter de la signature de la prise de possession effective des biens (livraison des\r\nbiens).\r\nLes frais notariés (frais d’établissement au règlement de copropriété, frais d’acte de vente, et frais d’acte de prêt en\r\ncas de prêt assorti d’une garantie hypothécaire) seront directement supportés par COGEDIM lors de la signature de\r\nl’acte authentique de vente (et de l’acte de prêt le cas échéant) auprès du Notaire.\r\n(1) PTZ : Le Prêt à taux zéro est un prêt réglementé qui vous permet de financer l’acquisition d'un appartement neuf\r\n(ou acquis en VEFA) que vous occuperez à titre de votre première résidence principale. Le Prêt à Taux zéro est un\r\nprêt complémentaire à d'autres emprunts. Le Prêt à taux zéro est accessible sous conditions de ressources, aux\r\npersonnes physiques désirant devenir propriétaire de leur première résidence principale (ne pas avoir été\r\npropriétaire de sa résidence principale au cours des 2 années précédant la nouvelle acquisition). Le montant et la\r\ndurée du Prêt à Taux 0 % varient en fonction de la zone géographique du logement et de la composition du foyer.\r\nLes ressources de l’acquéreur sont également prises en compte pour la durée du remboursement.\r\n(2) TVA réduite à 5,5 % au lieu de 20 %. Le Code général des impôts (art.278 sexies 11 et 11 bis, art. art.278\r\nsexies-0 A) permet d’appliquer un taux réduit de TVA à 5,5 % pour les opérations d’accession sociale à la propriété\r\nportant sur des logements acquis par des personnes physiques pour y établir leur résidence principale et situés\r\ndans les zones ciblées par la politique de la ville (quartiers faisant l’objet d’une convention ANRU et dans les\r\nquartiers prioritaires politique de la ville ou situés à une certaine distance de ceux-ci en fonction notamment de la\r\ndate de la demande de permis de construire. Ce taux réduit est susceptible de s’appliquer dès lors que les\r\nressources des personnes destinées à occuper le logement à la date de signature de l’avant contrat préliminaire ou,\r\nà défaut, à la date du contrat de vente ne dépassent pas des plafonds de ressources (cf. article 278 sexies du CGI).\r\nLe bénéfice du taux réduit est susceptible d’être remis en cause dans l’hypothèse où les conditions d’octroi du taux\r\nréduit cessent d’être remplies dans un délai de 10 ans qui suit le fait générateur de l’opération notamment en cas de\r\nrevente ou de changement de destination du logement.\r\nL’article 71 de la loi n°1322-2023 du 29 décembre 2023, dite loi de finances pour 2024, proroge le PTZ (prêt à taux\r\nzéro) jusqu’au 31 décembre 2027 et aménage certaines dispositions réglementaires applicables. Le décret n\r\n°2024-304 du 2 avril 2024 fixe les modalités des offres de prêt émises à compter du 1er avril 2024. 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Lot B212, 4 pièces situé au 1 er étage, d’une\r\nsurface habitable de 83,58 m² avec un balcon de 11,42 m², 1 place de stationnement bien immobilier dépendant de\r\nla Résidence « Carré Coubertin » à GOUSSAINVILLE (95190). Exemple d’un financement pour une opération\r\nd’acquisition de résidence principale en état futur d’achèvement d’un montant de 274 300,00 €, en TVA réduite à\r\n5,5 %(2)\r\n, frais de dossier et frais de caution du prêt à la charge de COGEDIM, soit un montant à financer de\r\n274 300,00 € sans apport personnel, bénéficiant d’un PTZ\r\n(1) par un couple et deux enfants, primo-accédant, dont le\r\nrevenu fiscal de référence de l'année n-2 était de 52 500,00 € et éligible à une acquisition en TVA réduite à 5,5 %(2)\r\n.\r\nFinancement réalisé grâce à des prêts consentis auprès des partenaires bancaires du groupe ALTAREA par\r\nl’intermédiaire d’Altarea Solution Financement :\r\nun prêt bancaire amortissable à taux fixe d’un montant de 97 150,00 €, d’une durée de 24 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 911,53 € pendant 10 ans puis mensualités\r\nde 95,16 € pendant 14 ans, TAEG estimé 4,36 % et coût total 28 220,48 € intérêts et assurances inclus,\r\nun prêt PTZ\r\n(1) d’un montant de 137 150,00 €, d’une durée de 24 ans, prêt amortissable à taux fixe ,\r\nmensualités de 40,00 € pendant 10 ans puis mensualités de 856,37 € pendant 14 ans, TAEG estimé 0,49 %\r\net coût total 11 520,16 € intérêts et assurances inclus,\r\nun prêt Jeune Actif (-35 ans) amortissable à taux fixe d’un montant de 20 000,00 €, d’une durée de 24 ans,\r\nprêt amortissable à taux fixe pendant toute sa durée , mensualités de 93,23 € pendant 24 ans, TAEG estimé\r\n2,62 % et coût total 6 850,24 € intérêts et assurances inclus,\r\nun prêt Acquisition Durable amortissable à taux fixe d’un montant de 20 000,00 €, d’une durée de 24 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 93,23 € pendant 24 ans, TAEG estimé\r\n2,62 % et coût total 6 850,24 € intérêts et assurances inclus,\r\nL’ensemble pour une mensualité globale lissée de 1 137,99 € pendant 24 ans. La cotisation mensuelle d’assurance\r\ndécès, perte totale et irréversible d’autonomie et incapacité de travail pour le prêt bancaire amortissable est de\r\n28.34 €, le prêt PTZ est de 40.00 €, le prêt Jeune Actif (-35 ans) est de 5.83 €, le prêt Acquisition Durable est de\r\n5.83 €, pour un capital emprunté assuré à 100 %.\r\nCette simulation est communiquée à titre informatif ; elle est établie sur la base de taux moyens du marché\r\nconstatés au 29/06/2025 pour diverses situations comparables. Cette présentation indicative ne constitue en\r\naucune façon une offre commerciale ou publicitaire de financement et n’a aucune valeur contractuelle. TVA réduite à\r\n5,5 % (2) (acquisition pour 10 ans minimum), PTZ\r\n(1) et PAS, réservés aux primo-accédants pour l’achat d’un\r\nlogement en résidence principale sont soumis à conditions de revenus. Altarea Solution Financement est une\r\nsociété de courtage en crédit immobilier et en assurances. Siège social : 87 Rue de Richelieu – 75002 Paris.\r\nAdresse contact : contact-solution-financement@altarea.com. SAS au capital de 10 000 € immatriculée au R.C.S\r\nParis sous le N°504 638 784 et au registre de l’Orias (www.orias.fr) sous le N°10053430. Responsabilité Civile\r\nProfessionnelle conforme aux articles L.512-6 du Code des assurances et L.519-3-4 du Code monétaire et\r\nfinancier. Membre de l’Association professionnelle des intermédiaires en crédits (APIC). Vous bénéficiez d’un délai\r\nlégal de réflexion de 10 jours. Lorsque la vente est subordonnée à l’obtention d’un prêt et si celui-ci n’est pas\r\nobtenu, le vendeur doit rembourser les sommes versées par l’acquéreur. Aucun versement de quelque nature que ce\r\nsoit ne peut être exigé d’un particulier avant l’obtention d’un ou plusieurs prêts d’argent. Un crédit vous engage et\r\ndoit être remboursé. Vérifiez vos capacités de remboursement avant de vous engager. Sous réserve d’acceptation\r\nde votre dossier par nos partenaires bancaires.\r\n500 € d’apport / 500 € à la réservation\r\nCette somme de 500 € correspond au dépôt de garantie qui vous sera demandé à la signature du contrat de\r\nréservation en lieu et place du montant légal de 2 % ou 5 % du montant TTC du prix de vente. Cette somme\r\ns'imputera sur la partie du prix payable à la signature de l'acte authentique. Toutes les conditions du dépôt de\r\ngarantie sont stipulées à l’article 3.5 des conditions générales du contrat de réservation. Cette somme de 500 €\r\npeut être remboursée si la banque finance la totalité.\r\n0 frais avant d’emménager\r\nLe versement des mensualités, hors assurances, débutera à la date de livraison de l’appartement dépendant de la\r\nRésidence « Carré Coubertin » à GOUSSAINVILLE (95190).\r\nCOGEDIM prendra à sa charge les frais suivants :\r\nFrais notariés d’acte de vente (en ce compris la quote-part aux frais d’établissement au règlement de\r\ncopropriété),\r\nFrais notariés d’acte de prêt en cas de financement assorti d’une garantie hypothécaire,\r\nFrais de dossier bancaire,\r\nFrais de caution bancaire,\r\nIntérêts intercalaires.\r\nGrâce à cette prise en charge par COGEDIM, le TAEG (Taux Annuel Effectif Global) y compris assurance obligatoire\r\nest estimé à un taux de 1,56 %.\r\nLa prise en charge de ces frais est soumise aux quatre conditions cumulatives suivantes :\r\nÀ la signature d’un mandat exclusif de recherche de financement avec la société Altarea Solution Financement\r\n(frais de courtage offerts),\r\nÀ l’obtention du financement bancaire grâce à l’action de la société Altarea Solution Financement,\r\nÀ l’utilisation effective du financement ainsi obtenu par l’intermédiaire de ce mandat pour l’acquisition des lots\r\nobjet du contrat de réservation visé en tête des présentes,\r\nEt à la signature de l’acte notarié de vente en l’état futur d’achèvement dans les délais contractuels.\r\nEtant ici précisé que pour instruire la recherche de financement par le biais de la société Altarea Solution\r\nFinancement, vous vous engagez à fournir l’ensemble des pièces nécessaires (pièce d’identité valide, avis\r\nd’imposition, bulletins de salaire, extraits de comptes, tableaux d’amortissement des prêts en cours, etc…).\r\nDans ces conditions, COGEDIM vous remboursera :\r\nLe montant des frais de dossier bancaire et de caution bancaire, dans un délai de 15 jours à compter de la\r\nsignature de l’acte authentique de vente,\r\nPour le montant des intérêts intercalaires :\r\nCOGEDIM vous versera une avance, dont le montant sera déterminé à l'obtention du financement\r\nbancaire car elle dépendra des caractéristiques de l'emprunt contracté, dans un délai de 15 jours à\r\ncompter de l’émission de l’appel de fonds correspondant au stade « achèvement du plancher bas du\r\nrez-de-chaussée ». Dans l’hypothèse où la signature de l’acte authentique de vente intervenait après\r\nl’atteinte du stade « achèvement du plancher bas du rez-de-chaussée » dans la réalisation de la\r\nconstruction, COGEDIM vous versera ladite avance dans un délai de 15 jours à compter de la date de\r\nsignature de l’acte de vente,\r\nEt le solde des intérêts intercalaires (si ces derniers excédaient le montant de l’avance versée) dans un\r\ndélai de 15 jours à compter de la signature de la prise de possession effective des biens (livraison des\r\nbiens).\r\nLes frais notariés (frais d’établissement au règlement de copropriété, frais d’acte de vente, et frais d’acte de prêt en\r\ncas de prêt assorti d’une garantie hypothécaire) seront directement supportés par COGEDIM lors de la signature de\r\nl’acte authentique de vente (et de l’acte de prêt le cas échéant) auprès du Notaire.\r\n(1) PTZ : Le Prêt à taux zéro est un prêt réglementé qui vous permet de financer l’acquisition d'un appartement neuf\r\n(ou acquis en VEFA) que vous occuperez à titre de votre première résidence principale. Le Prêt à Taux zéro est un\r\nprêt complémentaire à d'autres emprunts. Le Prêt à taux zéro est accessible sous conditions de ressources, aux\r\npersonnes physiques désirant devenir propriétaire de leur première résidence principale (ne pas avoir été\r\npropriétaire de sa résidence principale au cours des 2 années précédant la nouvelle acquisition). Le montant et la\r\ndurée du Prêt à Taux 0 % varient en fonction de la zone géographique du logement et de la composition du foyer.\r\nLes ressources de l’acquéreur sont également prises en compte pour la durée du remboursement.\r\n(2) TVA réduite à 5,5 % au lieu de 20 %. Le Code général des impôts (art.278 sexies 11 et 11 bis, art. art.278\r\nsexies-0 A) permet d’appliquer un taux réduit de TVA à 5,5 % pour les opérations d’accession sociale à la propriété\r\nportant sur des logements acquis par des personnes physiques pour y établir leur résidence principale et situés\r\ndans les zones ciblées par la politique de la ville (quartiers faisant l’objet d’une convention ANRU et dans les\r\nquartiers prioritaires politique de la ville ou situés à une certaine distance de ceux-ci en fonction notamment de la\r\ndate de la demande de permis de construire. Ce taux réduit est susceptible de s’appliquer dès lors que les\r\nressources des personnes destinées à occuper le logement à la date de signature de l’avant contrat préliminaire ou,\r\nà défaut, à la date du contrat de vente ne dépassent pas des plafonds de ressources (cf. article 278 sexies du CGI).\r\nLe bénéfice du taux réduit est susceptible d’être remis en cause dans l’hypothèse où les conditions d’octroi du taux\r\nréduit cessent d’être remplies dans un délai de 10 ans qui suit le fait générateur de l’opération notamment en cas de\r\nrevente ou de changement de destination du logement.\r\nL’article 71 de la loi n°1322-2023 du 29 décembre 2023, dite loi de finances pour 2024, proroge le PTZ (prêt à taux\r\nzéro) jusqu’au 31 décembre 2027 et aménage certaines dispositions réglementaires applicables. Le décret n\r\n°2024-304 du 2 avril 2024 fixe les modalités des offres de prêt émises à compter du 1er avril 2024. 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d=\"M48,25.2c-0.2-9-0.6-9.2-0.9-9.4c-0.4-0.2-1.1-0.2-1.7,0.2c-0.6,0.3-1.6,1.1-1.8,3c-0.2,2.2-0.3,4.7-0.3,5.5\n\t\tc-0.9,0.2-1.8,0.5-1.8,0.5c-0.5,0.2-1.6,1.3-3.3,3c-1,1.1-2.1,2.2-2.6,2.5c-0.5,0.3-1.2,0.4-2.1,0.6c-0.7,0.1-1.4,0.2-2.3,0.5\n\t\tc-2.2,0.7-5.5,3.8-6.5,5.4c-0.3,0.5-0.6,1-0.8,1.4c-0.2-0.4-0.4-0.9-0.8-1.4c-1-1.5-4.3-4.7-6.5-5.4c-0.9-0.3-1.6-0.4-2.3-0.5\n\t\tc-0.9-0.1-1.5-0.2-2.1-0.6c-0.4-0.3-1.5-1.4-2.6-2.5c-1.7-1.7-2.7-2.8-3.3-3c0,0-0.9-0.3-1.8-0.5c0-0.8-0.1-3.3-0.3-5.5\n\t\tc-0.2-1.9-1.2-2.7-1.8-3c-0.6-0.3-1.3-0.4-1.7-0.2C0.6,16,0.3,16.2,0,25.2l0,0.5c0,1.3,1,3.5,2,5.7c0.5,1.1,1,2.1,1.2,2.8\n\t\tc0.6,1.8,3,3.1,4.5,4c0.3,0.2,0.5,0.3,0.7,0.4l0.3,0.2c4.6,3,5.5,4,5.6,4.3c0.4,0.8,0.3,3.1,0.2,3.9l0,0.5H23l0.1-0.1\n\t\tc0.1-0.1,0.5-0.3,0.9-0.7c0.3,0.4,0.8,0.6,0.9,0.7l0.1,0.1h8h0.5l0-0.5c-0.1-0.8-0.1-3.1,0.2-3.9c0.1-0.3,1.1-1.3,5.6-4.3l0.3-0.2\n\t\tc0.1-0.1,0.4-0.2,0.7-0.4c1.5-0.8,3.9-2.2,4.5-4c0.2-0.7,0.7-1.7,1.2-2.8c1-2.2,2.1-4.4,2-5.7L48,25.2z 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zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir 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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. 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en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir 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zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir 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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. 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Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[16988]={value:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir 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en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,meta:$R[17038]={drupal_internal__target_id:4043},vid:$R[17039]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[17040]={drupal_internal__target_id:"regulation"}},revision_user:$R[17041]={data:null,links:$R[17042]={related:$R[17043]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/revision_user/?resourceVersion=id%3A4043"},self:$R[17044]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/relationships/revision_user/?resourceVersion=id%3A4043"}}},parent:$R[17045]=[$R[17046]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[17047]={links:$R[17048]={help:$R[17049]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[17050]={about:"Usage and meaning of the 'virtual' resource 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zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir 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\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6
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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. 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Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[17414]={value:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,meta:$R[17415]={drupal_internal__target_id:5},vid:$R[17416]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[17417]={drupal_internal__target_id:"regulation"}},revision_user:$R[17418]={data:null,links:$R[17419]={related:$R[17420]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/revision_user/?resourceVersion=id%3A5"},self:$R[17421]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/relationships/revision_user/?resourceVersion=id%3A5"}}},parent:$R[17422]=[$R[17423]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[17424]={links:$R[17425]={help:$R[17426]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[17427]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[17428]={type:"taxonomy_term--regulation",id:"a56c43b0-a930-4321-8b90-16321a8017b3",links:$R[17429]={self:$R[17430]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a56c43b0-a930-4321-8b90-16321a8017b3/?resourceVersion=id%3A4000"}},drupal_internal__tid:4000,drupal_internal__revision_id:4000,langcode:"fr",revision_created:"2023-07-17T08:05:34+00:00",status:!0,name:"Patrimonial",description:null,weight:7,changed:"2025-07-01T07:35:28+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[17431]=[$R[17432]={tag:"meta",attributes:$R[17433]={name:"title",content:"Patrimonial | Cogedim"}},$R[17434]={tag:"link",attributes:$R[17435]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/4000/"}},$R[17436]={tag:"meta",attributes:$R[17437]={name:"generator",content:"Cogedim"}},$R[17438]={tag:"meta",attributes:$R[17439]={property:"og:site_name",content:"Cogedim"}},$R[17440]={tag:"meta",attributes:$R[17441]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[17442]={tag:"meta",attributes:$R[17443]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a56c43b0-a930-4321-8b90-16321a8017b3/"}},$R[17444]={tag:"meta",attributes:$R[17445]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[17446]={tag:"meta",attributes:$R[17447]={property:"og:image:type",content:"image/png"}},$R[17448]={tag:"meta",attributes:$R[17449]={property:"og:image:width",content:"628"}},$R[17450]={tag:"meta",attributes:$R[17451]={property:"og:image:height",content:"316"}},$R[17452]={tag:"meta",attributes:$R[17453]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[17454]={tag:"meta",attributes:$R[17455]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[17456]={tag:"meta",attributes:$R[17457]={name:"twitter:card",content:"summary"}},$R[17458]={tag:"meta",attributes:$R[17459]={name:"twitter:site",content:"@altareacogedim"}},$R[17460]={tag:"meta",attributes:$R[17461]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[17462]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[17463]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M48,25.2c-0.2-9-0.6-9.2-0.9-9.4c-0.4-0.2-1.1-0.2-1.7,0.2c-0.6,0.3-1.6,1.1-1.8,3c-0.2,2.2-0.3,4.7-0.3,5.5
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zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir 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\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6
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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. 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plus\x3C/a>\x3C/p>"},field_text_main:null,meta:$R[17841]={drupal_internal__target_id:4110},vid:$R[17842]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[17843]={drupal_internal__target_id:"regulation"}},revision_user:$R[17844]={data:null,links:$R[17845]={related:$R[17846]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/2738adfc-b2a0-41eb-87a3-201ef2327ff7/revision_user/?resourceVersion=id%3A4110"},self:$R[17847]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/2738adfc-b2a0-41eb-87a3-201ef2327ff7/relationships/revision_user/?resourceVersion=id%3A4110"}}},parent:$R[17848]=[$R[17849]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[17850]={links:$R[17851]={help:$R[17852]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[17853]={about:"Usage and meaning of the 'virtual' resource 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zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir 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\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6
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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. 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Ces pièces de réception, cœur de la maison, s'ouvrent généreusement sur le jardin grâce à une baie vitrée créant une continuité parfaite entre intérieur et extérieur. L’orientation traversante ouest-est assure un ensoleillement généreux en toute saison, et de radieuses soirées sur les terrasses, face aux jardins. Des placards de rangement aménagés et un garage attenant à la maison simplifient l’organisation intérieure. \x3Cbr>Des appartements au confort parfait \x3Cbr>La résidence propose une collection complète d'appartements du studio au 4 pièces. Plusieurs plans modulables intègrent des alcôves astucieuses permettant d'agrandir le séjour ou de créer une chambre supplémentaire selon les besoins de chacun. À partir du 3 pièces, de nombreux appartements bénéficient d’orientations multiples ainsi que, pour certains, d'un second espace extérieur attenant aux chambres, offrant un supplément d'intimité appréciable. Les appartements les plus spacieux disposent d'une suite parentale pour un confort optimal. Tous privilégient une séparation claire entre espace jour et nuit, avec du parquet contrecollé dans les pièces de vie pour une ambiance chaleureuse, du carrelage dans les pièces humides pour optimiser chaque mètre carré et garder un intérieur toujours zen.\x3C/p>",format:"full_html",processed:"\x3Cp>\x3Cstrong>8 maisons individuelles avec jardin et garage \x3C/strong>\x3Cbr>Les maisons de la résidence offrent un cadre de vie privilégié pour les familles, avec leurs 4 chambres généreuses et leurs jardins privatifs. Chaque maison bénéficie d'une conception moderne privilégiant les espaces fluides, avec une cuisine ouverte sur le salon qui favorise la convivialité familiale. Ces pièces de réception, cœur de la maison, s'ouvrent généreusement sur le jardin grâce à une baie vitrée créant une continuité parfaite entre intérieur et extérieur. 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À seulement 350 mètres* de la gare et 40 minutes* de Paris, votre résidence neuve marie avec finesse pierre meulière authentique et prestations contemporaines.\x3C/p>\x3Cp>Son généreux domaine paysager s’articule autour d’un espace boisé classé et de vastes jardins partagés, au cœur de l’espace. Huit maisons familiales avec jardins privatifs et des appartements modulables du studio au 4 pièces offrent des espaces de vie pensés pour votre bien-être. Orientations traversantes, terrasses généreuses, suite parentale ou plan modulable: trouvez l’intérieur qui vous ressemble. L'environnement privilégié conjugue praticité urbaine et sérénité champêtre, avec commerces, école et parc du Château accessibles à pied.\x3C/p>\x3Cp>L’ACCÈS À LA PROPRIÉTÉ N’A JAMAIS ÉTÉ AUSSI ACCESSIBLE !\x3C/p>\x3Cp>Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www.georisques.gouv.fr\x3C/p>"},field_managers:null,field_manager_text:null,field_meta:null,field_monthly_payments_text:null,field_monthly_payments_title:null,field_monthly_payment_amount:null,field_nf:!1,field_nf_habitat:!0,field_nf_habitat_hqe:!1,field_oos:!1,field_parkings_count:0,field_postal_code:"95540",field_program_id:"33823",field_program_ids:null,field_re_2020:!1,field_re_2020_2025:!0,field_rt_2012:!1,field_scale:15,field_sea_desc:"À 350 m du Transilien de Méry-sur-Oise, résidence neuve avec parc intérieur. Maisons et appartements jusqu'au 4 pièces, beaux extérieurs, cœur de village. 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Elles ne sont pas circonscrites à un territoire en particulier. Elles peuvent vous aider à investir dans des programmes immobiliers dans le Val-d’Oise : PTZ, Prêt Action Logement, TVA réduite, etc.\x3C/p>\x3Ch3>Acheter un programme neuf dans le Val-d’Oise pour réaliser un investissement locatif\x3C/h3>\x3Cp>Réaliser un investissement locatif dans le Val-d’Oise vous apporte plusieurs avantages. Vous constituez ainsi votre patrimoine immobilier tout en préparant votre retraite. Vous générez également une nouvelle source de revenus réguliers. Découvrez nos offres pour investir dans l’un de nos programmes neufs dans le Val-d’Oise et les dispositifs pour obtenir des réductions fiscales.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Si vous souhaitez investir dans le Val-d’Oise, vous pouvez profiter des \x3Cstrong>avantages liés au statut de loueur meublé non professionnel (LMNP)\x3C/strong>. Votre logement neuf mis en location en étant meublé est une opportunité pour pouvoir alléger votre fiscalité liée a vos revenus locatifs.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>Le \x3Cstrong>Censi-Bouvard\x3C/strong> est un dispositif qui peut venir en complément du LMNP. Il est exclusivement réservé aux programmes immobiliers neufs dans le Val-d’Oise qui offrent des services à leurs résidents. Ces résidences sont souvent à destination des étudiants et des seniors, deux populations présentes dans le département.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf dans le Val-d’Oise\x3C/h3>\x3Cp>Les raisons pour réaliser un investissement locatif dans le Val-d’Oise sont nombreuses. Tout d’abord, l'\x3Cstrong>accessibilité du département\x3C/strong> avec l’aéroport Roissy–Charles-de-Gaulle, le réseau autoroutier, avec l’A1 (est) et l’A15 (ouest), le réseau ferroviaire, avec entre autres la gare TGV de Roissy Charles-de-Gaulle. Les transports locaux sont aussi développés avec le RER (A, C), le Transilien (ligne H, J), et le réseau de bus.\x3C/p>\x3Cp>De plus, le département dispose d’un \x3Cstrong>bassin économique solide \x3C/strong>avec de grandes entreprises présentes. Le Val-d’Oise est ainsi un des départements français les mieux placés en termes d’\x3Cstrong>accroissement du nombre des emplois salariés\x3C/strong>. Enfin, le département du Val-d’Oise accueille plus de 27 000 étudiants, au sein d’une université, Cergy-Pontoise, d’une grande école et de 6 écoles d’ingénieurs. Et les \x3Cstrong>étudiants\x3C/strong> représentent une cible de choix pour un investissement locatif dans le Val-d’Oise.\x3C/p>"},weight:4,changed:"2025-09-23T13:40:17+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[23574]=[$R[23575]={tag:"meta",attributes:$R[23576]={name:"title",content:"Immobilier neuf Val-d’Oise | Cogedim"}},$R[23577]={tag:"meta",attributes:$R[23578]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) dans le Val-d’Oise ? 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Cette région est une valeur sûre pour investir dans l’\x3Cstrong>immobilier neuf\x3C/strong>, que ce soit pour y établir votre \x3Cstrong>résidence principale\x3C/strong> ou pour y faire un \x3Cstrong>investissement locatif\x3C/strong>. L’Île-de-France offre effectivement une rentabilité locative assurée ainsi que de belles opportunités de plus-values. Veuillez découvrir nos offres de logements neufs en Île-de-France.\x3C/p>\x3Ch3>Achat : les aides pour acheter un appartement neuf en Île-de-France\x3C/h3>\x3Cp>Plusieurs aides financières sont à votre disposition pour faciliter l’acquisition d’un bien immobilier en Île-de-France, quelle que soit la taille du logement que vous recherchez.\x3C/p>\x3Ch4>Le Prêt à Taux Zéro (PTZ)\x3C/h4>\x3Cp>Prêt aidé par l’État, le PTZ peut vous servir à devenir propriétaire de votre \x3Cstrong>résidence principale\x3C/strong> en Île-de-France si vous êtes primo-accédant et que vous répondez aux critères de ressources. Au maximum et selon le bien que vous allez acquérir, il pourra couvrir jusqu’à 40% du coût total de votre opération immobilière. Comme son nom l’indique, vous ne devrez rembourser que la somme empruntée, sans aucun intérêt. En complément de votre PTZ, vous pourrez solliciter un autre dispositif de financement, comme un prêt immobilier bancaire ou encore un prêt Action Logement.\x3C/p>\x3Ch4>Le prêt Action Logement\x3C/h4>\x3Cp>Anciennement nommé 1% Logement, ce prêt complémentaire vous permet de financer l’acquisition de votre logement neuf en Île-de-France, pour en faire votre résidence principale, à un \x3Cstrong>taux plafonné à 0,5%\x3C/strong>. Sous conditions de ressources et si vous êtes salarié, Action Logement vous permet d’emprunter jusqu’à 40 000 euros.\x3C/p>\x3Ch4>\x3Ca href=\"https://www.cogedim.com/votre-futur-bien/par-opportunite/nos-programmes-tva-reduite/\">La TVA réduite\x3C/a>\x3C/h4>\x3Cp>La TVA à 20% s’applique généralement aux achats de biens immobiliers neufs. Pour faire diminuer la facture, intéressez-vous aux \x3Cstrong>nouvelles constructions éligibles\x3C/strong> à la \x3Cstrong>TVA à 5,5%\x3C/strong>. Elles sont situées dans les 58 quartiers d’Île-de-France en voie de transformation. Sous conditions de ressources, la TVA réduite pourra vous être appliquée si vous faites l’acquisition d’un bien immobilier neuf en Île-de-France pour en faire votre résidence principale. Ce dispositif peut être cumulé avec le PTZ.\x3C/p>\x3Ch4>Les autres aides\x3C/h4>\x3Cp>Le \x3Cstrong>prêt accession sociale (PAS)\x3C/strong> est cumulable avec le PTZ, le prêt Action Logement et la TVA réduite. Il permet aux emprunteurs à revenus modestes de financer l’achat de leur résidence principale. Comme le PAS se contracte directement auprès des établissements bancaires qui décident du taux, n’hésitez pas à en contacter plusieurs pour éventuellement financer votre projet immobilier en Île-de-France.\x3C/p>\x3Ch3>Acheter un programme neuf en Île-de-France pour entreprendre un investissement locatif\x3C/h3>\x3Cp>Vous envisagez de réaliser un investissement locatif en Île-de-France ? Il s’agit du placement préféré des Français en raison des nombreux avantages qu’il apporte. Investir dans l’un de nos programmes neufs en Île-de-France vous permet de constituer votre patrimoine, de percevoir des revenus réguliers et même de préparer votre retraite. En Île-de-France, l’investissement locatif est l’occasion idéale de réaliser de belles plus-values tout en profitant d’une rentabilité assurée.\x3C/p>\x3Ch4>L’investissement en Location Meublée Non Professionnelle (LMNP)\x3C/h4>\x3Cp>La loi LMNP vous permet de \x3Cstrong>devenir propriétaire d’un bien meublé\x3C/strong> dont vous percevrez les \x3Cstrong>revenus locatifs sans imposition\x3C/strong>. Ouvert à tous les contribuables français, sans condition de ressources, ce dispositif à la gestion simplifiée vous permet d’amortir votre investissement locatif en Île-de-France sur plusieurs dizaines d’années.\x3C/p>\x3Ch4>L’investissement en Location Meublée Professionnelle (LMP)\x3C/h4>\x3Cp>Votre statut LMNP évoluera en LMP si vos revenus ainsi générés dépassent 23 000 euros par an ou qu’ils représentent plus de 50% des revenus totaux de votre foyer fiscal.\x3C/p>\x3Cp>La différence entre LMNP et LMP est qu’un loueur LMP est un professionnel de la location meublée, inscrit au registre du commerce et des sociétés (RCS). À noter que la \x3Cstrong>vente de votre bien LMP\x3C/strong> en Île-de-France sera exonérée totalement ou partiellement d’impôts si vous l’avez loué pendant au moins 5 ans et que vos revenus locatifs se situent entre 90 000 et 126 000 euros.\x3C/p>\x3Ch4>Nue-propriété\x3C/h4>\x3Cp>Pour un investissement à long terme, un confort de gestion et une fiscalité optimisée, vous pouvez envisager d’acquérir un bien immobilier neuf en nue-propriété en Île-de-France, pour environ \x3Cstrong>60% de sa valeur\x3C/strong> en moyenne.\x3C/p>\x3Ch4>Les autres formes d'investissement\x3C/h4>\x3Cp>En Île-de-France, les \x3Cstrong>places de parkings et boxes\x3C/strong> sont des biens immobiliers très prisés, notamment à Paris. Ils pourront vous apporter une rentabilité de l’ordre de 5% pour une facilité de gestion incomparable. Ils constituent un excellent premier investissement en Île-de-France.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Île-de-France ?\x3C/h3>\x3Cp>L’Île-de-France est et restera certainement la région la plus attractive de France, tant pour les étudiants et les travailleurs que les touristes. Les nouveaux programmes immobiliers Cogedim et les constructions neuves ne cessent de se développer en Île-de-France pour maintenir le potentiel intarissable de la région et la rendre toujours plus agréable à vivre.\x3C/p>\x3Cp>Investir en Île-de-France vous permet de devenir propriétaire dans cette région très dynamique qui enregistre une forte croissance démographique. Les prix de l’immobilier sont variables en fonction des départements, mais ils ne sont pas systématiquement aussi élevés qu’à Paris. En plus de sa localisation stratégique, la région bénéficie d'un excellent réseau routier et de transports en commun qui la rende encore plus attractive.\x3C/p>\x3Ch2>Le prix de l'immobilier en Ile de France\x3C/h2>\x3Cp>Le marché immobilier neuf en Île-de-France, au 21 novembre 2023, présente une dynamique complexe et variée. Dans les grandes communes, les programmes neufs attirent de nombreux acquéreurs, cherchant soit un appartement neuf ou un autre type de logement neuf. La loi Carrez, garantissant la précision de la surface des biens vendus, est un élément clé pour les acheteurs.\x3C/p>\x3Cp>En termes de prix au mètre carré, il y a une grande disparité entre les différentes communes. À Paris, le prix moyen peut facilement dépasser 12 000 euros par mètre carré, avec des pics allant jusqu'à 20 000 euros dans certains quartiers prisés. À l'inverse, dans des communes plus éloignées comme Cergy ou Melun, le prix moyen au mètre carré pour un logement neuf est nettement plus abordable, oscillant entre 3 500 et 5 000 euros.\x3C/p>\x3Cp>En banlieue proche, comme à \x3Ca href=\"https://www.cogedim.com/ile-de-france/hauts-de-seine-92/boulogne-billancourt/\">Boulogne-Billancourt\x3C/a> ou Levallois-Perret, les prix des appartements neufs restent élevés, avoisinant en moyenne 8 000 à 10 000 euros par mètre carré. Ces communes bénéficient d'une proximité avec Paris et d'une excellente desserte en transports, justifiant en partie ces prix.\x3C/p>\x3Cp>En conclusion, le prix de l'immobilier neuf en Île-de-France varie considérablement selon la localisation. Le prix minimum pour un mètre carré peut être autour de 3 500 euros dans certaines zones, tandis que le prix moyen se situe souvent entre 5 000 et 10 000 euros, avec des exceptions notables à la hausse dans les quartiers les plus recherchés de Paris.(Estimation donnée à titre indicatif au 26 novembre 2023)\x3C/p>",format:"full_html",processed:"\x3Ch2>Logement VEFA neuf Île-de-France\x3C/h2>\x3Cp>Hébergeant à elle seule près de 20% de la population française, l’Île-de-France, avec ses 8 départements, est non seulement la région la plus peuplée de l’hexagone, mais aussi la plus densément peuplée. Cette région est une valeur sûre pour investir dans l’\x3Cstrong>immobilier neuf\x3C/strong>, que ce soit pour y établir votre \x3Cstrong>résidence principale\x3C/strong> ou pour y faire un \x3Cstrong>investissement locatif\x3C/strong>. L’Île-de-France offre effectivement une rentabilité locative assurée ainsi que de belles opportunités de plus-values. Veuillez découvrir nos offres de logements neufs en Île-de-France.\x3C/p>\x3Ch3>Achat : les aides pour acheter un appartement neuf en Île-de-France\x3C/h3>\x3Cp>Plusieurs aides financières sont à votre disposition pour faciliter l’acquisition d’un bien immobilier en Île-de-France, quelle que soit la taille du logement que vous recherchez.\x3C/p>\x3Ch4>Le Prêt à Taux Zéro (PTZ)\x3C/h4>\x3Cp>Prêt aidé par l’État, le PTZ peut vous servir à devenir propriétaire de votre \x3Cstrong>résidence principale\x3C/strong> en Île-de-France si vous êtes primo-accédant et que vous répondez aux critères de ressources. Au maximum et selon le bien que vous allez acquérir, il pourra couvrir jusqu’à 40% du coût total de votre opération immobilière. Comme son nom l’indique, vous ne devrez rembourser que la somme empruntée, sans aucun intérêt. En complément de votre PTZ, vous pourrez solliciter un autre dispositif de financement, comme un prêt immobilier bancaire ou encore un prêt Action Logement.\x3C/p>\x3Ch4>Le prêt Action Logement\x3C/h4>\x3Cp>Anciennement nommé 1% Logement, ce prêt complémentaire vous permet de financer l’acquisition de votre logement neuf en Île-de-France, pour en faire votre résidence principale, à un \x3Cstrong>taux plafonné à 0,5%\x3C/strong>. Sous conditions de ressources et si vous êtes salarié, Action Logement vous permet d’emprunter jusqu’à 40 000 euros.\x3C/p>\x3Ch4>\x3Ca href=\"https://www.cogedim.com/votre-futur-bien/par-opportunite/nos-programmes-tva-reduite/\">La TVA réduite\x3C/a>\x3C/h4>\x3Cp>La TVA à 20% s’applique généralement aux achats de biens immobiliers neufs. Pour faire diminuer la facture, intéressez-vous aux \x3Cstrong>nouvelles constructions éligibles\x3C/strong> à la \x3Cstrong>TVA à 5,5%\x3C/strong>. Elles sont situées dans les 58 quartiers d’Île-de-France en voie de transformation. Sous conditions de ressources, la TVA réduite pourra vous être appliquée si vous faites l’acquisition d’un bien immobilier neuf en Île-de-France pour en faire votre résidence principale. Ce dispositif peut être cumulé avec le PTZ.\x3C/p>\x3Ch4>Les autres aides\x3C/h4>\x3Cp>Le \x3Cstrong>prêt accession sociale (PAS)\x3C/strong> est cumulable avec le PTZ, le prêt Action Logement et la TVA réduite. Il permet aux emprunteurs à revenus modestes de financer l’achat de leur résidence principale. Comme le PAS se contracte directement auprès des établissements bancaires qui décident du taux, n’hésitez pas à en contacter plusieurs pour éventuellement financer votre projet immobilier en Île-de-France.\x3C/p>\x3Ch3>Acheter un programme neuf en Île-de-France pour entreprendre un investissement locatif\x3C/h3>\x3Cp>Vous envisagez de réaliser un investissement locatif en Île-de-France ? Il s’agit du placement préféré des Français en raison des nombreux avantages qu’il apporte. Investir dans l’un de nos programmes neufs en Île-de-France vous permet de constituer votre patrimoine, de percevoir des revenus réguliers et même de préparer votre retraite. En Île-de-France, l’investissement locatif est l’occasion idéale de réaliser de belles plus-values tout en profitant d’une rentabilité assurée.\x3C/p>\x3Ch4>L’investissement en Location Meublée Non Professionnelle (LMNP)\x3C/h4>\x3Cp>La loi LMNP vous permet de \x3Cstrong>devenir propriétaire d’un bien meublé\x3C/strong> dont vous percevrez les \x3Cstrong>revenus locatifs sans imposition\x3C/strong>. Ouvert à tous les contribuables français, sans condition de ressources, ce dispositif à la gestion simplifiée vous permet d’amortir votre investissement locatif en Île-de-France sur plusieurs dizaines d’années.\x3C/p>\x3Ch4>L’investissement en Location Meublée Professionnelle (LMP)\x3C/h4>\x3Cp>Votre statut LMNP évoluera en LMP si vos revenus ainsi générés dépassent 23 000 euros par an ou qu’ils représentent plus de 50% des revenus totaux de votre foyer fiscal.\x3C/p>\x3Cp>La différence entre LMNP et LMP est qu’un loueur LMP est un professionnel de la location meublée, inscrit au registre du commerce et des sociétés (RCS). À noter que la \x3Cstrong>vente de votre bien LMP\x3C/strong> en Île-de-France sera exonérée totalement ou partiellement d’impôts si vous l’avez loué pendant au moins 5 ans et que vos revenus locatifs se situent entre 90 000 et 126 000 euros.\x3C/p>\x3Ch4>Nue-propriété\x3C/h4>\x3Cp>Pour un investissement à long terme, un confort de gestion et une fiscalité optimisée, vous pouvez envisager d’acquérir un bien immobilier neuf en nue-propriété en Île-de-France, pour environ \x3Cstrong>60% de sa valeur\x3C/strong> en moyenne.\x3C/p>\x3Ch4>Les autres formes d'investissement\x3C/h4>\x3Cp>En Île-de-France, les \x3Cstrong>places de parkings et boxes\x3C/strong> sont des biens immobiliers très prisés, notamment à Paris. Ils pourront vous apporter une rentabilité de l’ordre de 5% pour une facilité de gestion incomparable. Ils constituent un excellent premier investissement en Île-de-France.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Île-de-France ?\x3C/h3>\x3Cp>L’Île-de-France est et restera certainement la région la plus attractive de France, tant pour les étudiants et les travailleurs que les touristes. Les nouveaux programmes immobiliers Cogedim et les constructions neuves ne cessent de se développer en Île-de-France pour maintenir le potentiel intarissable de la région et la rendre toujours plus agréable à vivre.\x3C/p>\x3Cp>Investir en Île-de-France vous permet de devenir propriétaire dans cette région très dynamique qui enregistre une forte croissance démographique. Les prix de l’immobilier sont variables en fonction des départements, mais ils ne sont pas systématiquement aussi élevés qu’à Paris. En plus de sa localisation stratégique, la région bénéficie d'un excellent réseau routier et de transports en commun qui la rende encore plus attractive.\x3C/p>\x3Ch2>Le prix de l'immobilier en Ile de France\x3C/h2>\x3Cp>Le marché immobilier neuf en Île-de-France, au 21 novembre 2023, présente une dynamique complexe et variée. Dans les grandes communes, les programmes neufs attirent de nombreux acquéreurs, cherchant soit un appartement neuf ou un autre type de logement neuf. La loi Carrez, garantissant la précision de la surface des biens vendus, est un élément clé pour les acheteurs.\x3C/p>\x3Cp>En termes de prix au mètre carré, il y a une grande disparité entre les différentes communes. À Paris, le prix moyen peut facilement dépasser 12 000 euros par mètre carré, avec des pics allant jusqu'à 20 000 euros dans certains quartiers prisés. À l'inverse, dans des communes plus éloignées comme Cergy ou Melun, le prix moyen au mètre carré pour un logement neuf est nettement plus abordable, oscillant entre 3 500 et 5 000 euros.\x3C/p>\x3Cp>En banlieue proche, comme à \x3Ca href=\"https://www.cogedim.com/ile-de-france/hauts-de-seine-92/boulogne-billancourt/\">Boulogne-Billancourt\x3C/a> ou Levallois-Perret, les prix des appartements neufs restent élevés, avoisinant en moyenne 8 000 à 10 000 euros par mètre carré. Ces communes bénéficient d'une proximité avec Paris et d'une excellente desserte en transports, justifiant en partie ces prix.\x3C/p>\x3Cp>En conclusion, le prix de l'immobilier neuf en Île-de-France varie considérablement selon la localisation. 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Les Rives d’Or : programme immobilier neuf à Lagny-sur-Marne
À Lagny, vivez dans un écrin de verdure à proximité immédiate des rives de Marne, et offrez-vous un quotidien fait d’espace et d'élégance. Cogedim vous propose 6 terrains à bâtir pour créer votre maison sur-mesure. À 15 min** de Marne-la-Vallée et 10 min** du Transilien P*, la commune profite d’un cadre de vie familial et paisible, riche en équipements et commerces. Emprise au sol maximale 30%, viabilisation limite parcellaire (électricité et eau), libre de constructeur. Reste à charge : frais de mis en place des divers compteurs et raccordements jusqu’à la construction.
Éligible
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www.georisques.gouv.fr
Le programme en détails
Le quartier
Un cadre enchanteur en rives de Marne
Des bateaux amarrés sous les arbres, des chemins piétons et un square bercé par la rivière… À quelques pas de chez vous, la Marne déroule un décor idyllique. Imprégnée par son environnement, Lagny-sur-Marne offre un art de vivre privilégié.
Le cœur historique de Lagny-sur-Marne, à un quart d’heure à pied de chez vous, abonde en commerces de bouche de qualité, boutiques et cafés. Trois fois par semaine, l’historique marché de plein-vent un des plus courus de la région accueille près de 70 commerçants, dont certains présents depuis plus de 40 ans.
Commune familiale par excellence, Lagny-sur-Marne dispose de tous les établissements, de la crèche au lycée. Les activités extrascolaires sont variées du conservatoire au mur d’escalade, afin de satisfaire les envies de chacun.
La résidence
Entretien avec Olivier Rosiak, architecte
Dans un environnement naturel de grande qualité, à proximité immédiate des bords de la Marne, le projet s'apparente à un cocon végétal, véritable poumon vert né de la collaboration entre notre travail et celui du paysagiste. Les résidents habiteront ainsi au cœur d’un jardin partagé, vivant et apaisant, entouré de liaisons douces et de promenades de détente.
L’architecture du site, historiquement industriel, est marquée par l’époque de la brique. Nous avons repris cette esthétique à travers plusieurs éléments à base céramique, comme les parements en plaquette qui mettent en valeur les éléments importants des façades de l’immeuble ou le bardage en terre cuite du futur équipement public municipal. Les façades des maisons, avec leurs volumes atypiques, créent une belle dynamique visuelle et invitent le regard à se tourner vers le cœur d’îlot et ses atouts naturels.
Les logements
2 parcelles prêtes à construire
Les 2 dernières parcelles parfaitement exposées offrent un choix de grandes surfaces de 794 et 975 m², connectés aux réseaux d'électricité, d'eau potable, de gaz, d'une fibre optique, ... De nombreuses configurations sont possibles : maison de plain-pied ou construction à étage tout en aménageant de beaux jardins privatifs qui s’ouvrent sur les nombreux espaces verts du domaine.
Les prestations disponibles dans cette résidence
Carrelage
Faïence murale toute hauteur
Jardin privatif clôturé
Local à vélos
Parking sécurisé en sous-sol
Parquet
Placards équipés
Porte blindée serrure 5 points A2P
Salle de bain équipée
Vidéophone
Volets roulants
Le dynamisme de Marne-la-Vallée, la douceur de Lagny
68 milliards d’euros ! C’est ce qu’a rapporté à l’économie française le parc Disney depuis son implantation en 1992. La souris la plus célèbre du monde a marqué le début du fulgurant essor de Marne-la-Vallée. Desservi par le RER et le TGV, ce territoire accueille aujourd’hui près de 150 000 emplois*. En plus des emplois directement liés à Disney, le pôle d’affaires de Noisy-Mont-d’Est héberge les sièges sociaux d’IBM, Groupama ou encore une annexe du Ministère des Finances.
Les différents centres commerciaux Les Arcades, Val d’Europe… entretiennent également la vitalité économique du département. À moins de 15 min** de Marne-la-Vallée, Lagny-sur-Marne séduit par la douceur toute bucolique de son cadre de vie.
Bercée par la Marne, cette commune de plus de 20 000 habitants offre un environnement privilégié, très apprécié des familles. *source INSEE ** Source GoogleMaps
Cogedim Avantagesredonnent le pouvoir d'investir
C'est maintenant
qu'il faut
investir !
+ de pérennité
+ de performance
+ de simplicité
AVANTAGES MEUBLÉ
+ Frais de notaire offerts
+ Cuisine offerte
+ 1 an de gestion locative et de garantie loyer impayé offert
+ 1 an d’accompagnement fiscal offert
AVANTAGES PATRIMONIAL
+ Frais de notaire offerts
+ 1 an de gestion locative et de garantie loyer impayé offert
+ Cuisine offerte
Terrains disponibles
Terrains à bâtirJusqu’à 975 m²à partir de 344 600 €Dernier disponibleVoir le détail
Les prix indiqués peuvent tenir compte d’une TVA réduite sous conditions de ressources et de dispositif d'acquisition.
Les rentabilités indiquées sont estimatives, données à titre indicatif et hors frais de gestion potentiels.
Nouveau
Découvrez votre futur quartier
Accédez en un clic à toutes les informations utiles de votre quartier : localisation des transports, des commerces, des écoles, des espaces verts et culturels. Vous pouvez également anticiper vos temps de trajets, mesurer la qualité de l'air, ou le débit internet et bien plus encore !
Cogedim à votre écoute
Nous rencontrer
19 boulevard du Segrais À côté du parking 77185 Lognes
Ouvert du mardi au samedi de 11h à 12h30 et de 14h à 19h.
Nous contacter
Tous nos conseillers sont disponibles pour vous accompagner dans votre projet et répondre à toutes vos questions, lors d’un rendez-vous téléphonique, en visio-conférence ou sur l’un de nos espaces de vente.
Découvrez les services Cogedim !
Choisir un logement Cogedim, c’est opter pour un logement à votre image, adapté à votre mode de vie et à vos envies. Découvrez vite toutes les options disponibles pour votre projet avec nos 3 packs de personnalisation clé en main !
Le Pack Essentiel
Votre cuisine aménagée Essentiel installée avant livraison. Des prestations complémentaires disponibles. 6 mois de gestion locative offerts* pour les investisseurs.
Le Pack Premium
Votre cuisine aménagée Premium installée avant livraison. Des prestations complémentaires disponibles. 6 mois de gestion locative offerts* pour les investisseurs.
Le Pack Sécurité
Faites le choix d’un logement sécurisé avec le système de sécurité intelligent de NexHome et bénéficiez de 12 mois de télésurveillance compris !
* 6 mois d'honoraires de gestion offerts pour la signature d'un Pack Essentiel ou Premium Cogedim, hors honoraires de mise en location. La durée initiale de 6 mois est tacitement reconductible pour une durée de 3 ans ferme, puis à l'issue de cette seconde période, le mandat est renouvelable annuellement par tacite reconduction. Le mandant aura la faculté de résilier le mandat pendant la période initiale d'une durée de 6 mois avec un délai de prévenance de quinze jours.
Nos accords compétitifs auprès des meilleures banques vous permettent de bénéficier de l’offre de financement la plus appropriée pour votre achat. Découvrez les avantages de notre structure interne de courtage Altarea Solution Financement !
Le conseil
Un conseiller unique et dédié vous accompagne pour trouver la meilleure offre de financement.
L'accompagnement
Profitez d’un suivi personnalisé du montage du dossier à la signature notaire.
Nos partenaires
Bénéficiez des solutions de crédits les plus concurrentielles grâce à nos accords avec les meilleures banques.
Spécialiste de la gestion locative depuis plus de 20 ans, notre structure interne Altarea Gestion Immobilière vous assure suivi, conseil et assistance pour vous permettre d’investir en toute sérénité.
Garanties
Loyers impayés
Vacance locative
Assurance propriétaire non occupant
Transparence
Recevez un compte-rendu de gérance détaillé tous les mois (loyers, honoraires, assurances etc.).
Suivi
Votre gestionnaire dédié assure toutes les étapes de la location dans un souci d’optimisation de votre patrimoine.