\x3Cpath class=\"st0\" d=\"M12.3,28h7.8h7.7h7.6V14.2h4.3L24,0.6l-3.7,3.2v-3h-5.5v7.8l-6.4,5.6h4V28z M21.1,27v-6.7h5.7V27H21.1z\n\t\t M34.4,27h-6.6v-7.7h-7.7V27h-6.8V14.2h21.1V27z M15.7,9V1.8h3.5V6l4.7-4l13,11.3h-26L15.7,9z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez du prêt à taux zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:null,field_text_main:null,vid:$R[237]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[238]={drupal_internal__target_id:"regulation"}},revision_user:$R[239]={data:null,links:$R[240]={related:$R[241]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f37d7e5e-3057-44e8-b10e-979e6adb1932/revision_user/?resourceVersion=id%3A4"},self:$R[242]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f37d7e5e-3057-44e8-b10e-979e6adb1932/relationships/revision_user/?resourceVersion=id%3A4"}}},parent:$R[243]=[$R[244]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[245]={links:$R[246]={help:$R[247]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[248]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[249]={type:"taxonomy_term--regulation",id:"19b5dbf4-49ba-47b5-90ee-d6433b676b0b",links:$R[250]={self:$R[251]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/?resourceVersion=id%3A5"}},drupal_internal__tid:5,drupal_internal__revision_id:5,langcode:"fr",revision_created:null,status:!0,name:"TVA réduite",description:null,weight:1,changed:"2024-06-19T07:52:29+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[252]=[$R[253]={tag:"meta",attributes:$R[254]={name:"title",content:"TVA réduite | Cogedim"}},$R[255]={tag:"link",attributes:$R[256]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/5/"}},$R[257]={tag:"meta",attributes:$R[258]={name:"generator",content:"Cogedim"}},$R[259]={tag:"meta",attributes:$R[260]={property:"og:site_name",content:"Cogedim"}},$R[261]={tag:"meta",attributes:$R[262]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[263]={tag:"meta",attributes:$R[264]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/"}},$R[265]={tag:"meta",attributes:$R[266]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[267]={tag:"meta",attributes:$R[268]={property:"og:image:type",content:"image/png"}},$R[269]={tag:"meta",attributes:$R[270]={property:"og:image:width",content:"628"}},$R[271]={tag:"meta",attributes:$R[272]={property:"og:image:height",content:"316"}},$R[273]={tag:"meta",attributes:$R[274]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[275]={tag:"meta",attributes:$R[276]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[277]={tag:"meta",attributes:$R[278]={name:"twitter:card",content:"summary"}},$R[279]={tag:"meta",attributes:$R[280]={name:"twitter:site",content:"@altareacogedim"}},$R[281]={tag:"meta",attributes:$R[282]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[283]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[284]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1
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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[285]={value:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[286]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[287]={drupal_internal__target_id:"regulation"}},revision_user:$R[288]={data:null,links:$R[289]={related:$R[290]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/revision_user/?resourceVersion=id%3A5"},self:$R[291]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/relationships/revision_user/?resourceVersion=id%3A5"}}},parent:$R[292]=[$R[293]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[294]={links:$R[295]={help:$R[296]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[297]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[298]={type:"taxonomy_term--regulation",id:"16dd3083-89ed-478c-82d3-c61e00e3e669",links:$R[299]={self:$R[300]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/?resourceVersion=id%3A9"}},drupal_internal__tid:9,drupal_internal__revision_id:9,langcode:"fr",revision_created:null,status:!0,name:"Prix maîtrisés",description:null,weight:2,changed:"2025-06-26T14:47:47+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[301]=[$R[302]={tag:"meta",attributes:$R[303]={name:"title",content:"Prix maîtrisés | Cogedim"}},$R[304]={tag:"link",attributes:$R[305]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/9/"}},$R[306]={tag:"meta",attributes:$R[307]={name:"generator",content:"Cogedim"}},$R[308]={tag:"meta",attributes:$R[309]={property:"og:site_name",content:"Cogedim"}},$R[310]={tag:"meta",attributes:$R[311]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[312]={tag:"meta",attributes:$R[313]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/"}},$R[314]={tag:"meta",attributes:$R[315]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[316]={tag:"meta",attributes:$R[317]={property:"og:image:type",content:"image/png"}},$R[318]={tag:"meta",attributes:$R[319]={property:"og:image:width",content:"628"}},$R[320]={tag:"meta",attributes:$R[321]={property:"og:image:height",content:"316"}},$R[322]={tag:"meta",attributes:$R[323]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[324]={tag:"meta",attributes:$R[325]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[326]={tag:"meta",attributes:$R[327]={name:"twitter:card",content:"summary"}},$R[328]={tag:"meta",attributes:$R[329]={name:"twitter:site",content:"@altareacogedim"}},$R[330]={tag:"meta",attributes:$R[331]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[332]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Les prix indiqués peuvent tenir compte d’une TVA réduite sous conditions de ressources.\r\nLes rentabilités indiquées sont estimatives, données à titre indicatif et hors frais de gestion potentiels.",field_legals_grid:null,field_promo_drawer:$R[333]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1
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\t\tC23.8,19.2,23,19.3,22.3,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z
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\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6
\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2
\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1
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\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6
\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z
\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez des prix maîtrisés\x3C/h3>\x3Cp>Tous les avantages du neuf avec des conditions de financement avantageuses pour les primo-accédants.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez des prix maîtrisés\x3C/h3>\x3Cp>Tous les avantages du neuf avec des conditions de financement avantageuses pour les primo-accédants.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[334]={value:"\x3Ch3>Acheter en prix maîtrisés\x3C/h3>\x3Cp>Primo-accédants, et sous conditions de ressources, profitez de la possibilité d’acheter votre logement neuf en dessous du prix du marché dans une résidence éligible aux prix maîtrisés. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en prix maîtrisés\x3C/h3>\x3Cp>Primo-accédants, et sous conditions de ressources, profitez de la possibilité d’acheter votre logement neuf en dessous du prix du marché dans une résidence éligible aux prix maîtrisés. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:$R[335]={value:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix maîtrisés\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincmastered\">\x3Cdiv class=\"expandable\">\x3Cp>Fruit d’un partenariat entre les promoteurs immobiliers et les communes, ce dispositif vous permet d’acquérir, sous certaines conditions, un logement neuf à un prix réduit par rapport au marché immobilier local. En moyenne, vous pourrez profiter d’une économie entre 20 et 30% sur le prix d’acquisition de votre logement neuf.\x3C/p>\x3Cp>Ce sont les \x3Cstrong>collectivités\x3C/strong> qui \x3Cstrong>fixent les règles d’accession à la propriété à prix maîtrisé. Elles varient donc d’une ville à l’autre. \x3C/strong>Vous devez, entre autres, avoir des revenus inférieurs à un plafond de ressources basé sur le barème PSLA, PAS ou PLI, et occuper le logement à titre de résidence principale.\x3C/p>\x3Cp>Vous vous engagez, par ailleurs, à conserver votre logement plusieurs années. En cas d’une revente anticipée, le prix peut être encadré par les clauses anti spéculatives de votre commune.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cp>Grâce à ce dispositif, vous pourrez :\x3C/p>\x3Cul>\x3Cli>Acquérir un logement neuf de qualité, à prix réduit ;\x3C/li>\x3Cli>Accéder à un bien immobilier plus grand ou avec un meilleur emplacement, avec un budget inchangé ;\x3C/li>\x3Cli>Vous constituer un patrimoine, en bénéficiant d’autres dispositifs d’aides au financement immobilier mis en place par le gouvernement et les collectivités locales (Prêt à taux zéro, Prêt Action Logement, Prêt à l’Accession Sociale…) ;\x3C/li>\x3Cli>Profiter d’une réduction des frais de notaire grâce à l’achat dans l’immobilier neuf.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincmastered').classList.toggle('active');\">\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\">\x3C/path>\x3C/svg>\x3C/i>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\" loading=\"lazy\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix maîtrisés\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincmastered\">\x3Cdiv class=\"expandable\">\x3Cp>Fruit d’un partenariat entre les promoteurs immobiliers et les communes, ce dispositif vous permet d’acquérir, sous certaines conditions, un logement neuf à un prix réduit par rapport au marché immobilier local. En moyenne, vous pourrez profiter d’une économie entre 20 et 30% sur le prix d’acquisition de votre logement neuf.\x3C/p>\x3Cp>Ce sont les \x3Cstrong>collectivités\x3C/strong> qui \x3Cstrong>fixent les règles d’accession à la propriété à prix maîtrisé. Elles varient donc d’une ville à l’autre. \x3C/strong>Vous devez, entre autres, avoir des revenus inférieurs à un plafond de ressources basé sur le barème PSLA, PAS ou PLI, et occuper le logement à titre de résidence principale.\x3C/p>\x3Cp>Vous vous engagez, par ailleurs, à conserver votre logement plusieurs années. 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aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincmastered').classList.toggle('active');\">\x3Csvg width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\" />\x3C/svg>\x3C/i>\x3C/div>\x3C/div>"},vid:$R[336]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[337]={drupal_internal__target_id:"regulation"}},revision_user:$R[338]={data:null,links:$R[339]={related:$R[340]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/revision_user/?resourceVersion=id%3A9"},self:$R[341]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/relationships/revision_user/?resourceVersion=id%3A9"}}},parent:$R[342]=[$R[343]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[344]={links:$R[345]={help:$R[346]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[347]={about:"Usage 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immobiliers neufs"}},$R[362]={tag:"meta",attributes:$R[363]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/"}},$R[364]={tag:"meta",attributes:$R[365]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[366]={tag:"meta",attributes:$R[367]={property:"og:image:type",content:"image/png"}},$R[368]={tag:"meta",attributes:$R[369]={property:"og:image:width",content:"628"}},$R[370]={tag:"meta",attributes:$R[371]={property:"og:image:height",content:"316"}},$R[372]={tag:"meta",attributes:$R[373]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[374]={tag:"meta",attributes:$R[375]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[376]={tag:"meta",attributes:$R[377]={name:"twitter:card",content:"summary"}},$R[378]={tag:"meta",attributes:$R[379]={name:"twitter:site",content:"@altareacogedim"}},$R[380]={tag:"meta",attributes:$R[381]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[382]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:null,field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[383]={value:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[384]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[385]={drupal_internal__target_id:"regulation"}},revision_user:$R[386]={data:null,links:$R[387]={related:$R[388]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/revision_user/?resourceVersion=id%3A4043"},self:$R[389]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/relationships/revision_user/?resourceVersion=id%3A4043"}}},parent:$R[390]=[$R[391]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[392]={links:$R[393]={help:$R[394]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[395]={about:"Usage and meaning of the 'virtual' resource 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neufs"}},$R[410]={tag:"meta",attributes:$R[411]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/"}},$R[412]={tag:"meta",attributes:$R[413]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[414]={tag:"meta",attributes:$R[415]={property:"og:image:type",content:"image/png"}},$R[416]={tag:"meta",attributes:$R[417]={property:"og:image:width",content:"628"}},$R[418]={tag:"meta",attributes:$R[419]={property:"og:image:height",content:"316"}},$R[420]={tag:"meta",attributes:$R[421]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[422]={tag:"meta",attributes:$R[423]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[424]={tag:"meta",attributes:$R[425]={name:"twitter:card",content:"summary"}},$R[426]={tag:"meta",attributes:$R[427]={name:"twitter:site",content:"@altareacogedim"}},$R[428]={tag:"meta",attributes:$R[429]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[430]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Prix indicatifs hors taxes.\x3Cbr>\r\nLes rentabilités indiquées sont nettes de frais de gestion et hors mobilier, avant impact fiscal.",field_legals_grid:"Prix indicatifs hors taxes et hors mobilier. Les rentabilités indiquées sont nettes de frais de gestion et hors mobilier, avant impact fiscal.",field_promo_drawer:null,field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[431]={value:"\x3Ch3>Acheter en LMNP géré\x3C/h3>\x3Cp>Investissez dans une résidence services en statut LMNP et cumulez un achat Hors Taxe, grâce à la récupération immédiate de la TVA sur le prix de votre logement, et des revenus locatifs garantis par bail commercial pouvant être défiscalisés sur le long terme. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP géré\x3C/h3>\x3Cp>Investissez dans une résidence services en statut LMNP et cumulez un achat Hors Taxe, grâce à la récupération immédiate de la TVA sur le prix de votre logement, et des revenus locatifs garantis par bail commercial pouvant être défiscalisés sur le long terme. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[432]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[433]={drupal_internal__target_id:"regulation"}},revision_user:$R[434]={data:null,links:$R[435]={related:$R[436]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/revision_user/?resourceVersion=id%3A7"},self:$R[437]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/relationships/revision_user/?resourceVersion=id%3A7"}}},parent:$R[438]=[$R[439]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[440]={links:$R[441]={help:$R[442]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[443]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[444]={type:"taxonomy_term--regulation",id:"9df7bfb4-b767-42a6-a070-ce1436f2a561",links:$R[445]={self:$R[446]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/?resourceVersion=id%3A8"}},drupal_internal__tid:8,drupal_internal__revision_id:8,langcode:"fr",revision_created:null,status:!0,name:"Nue-propriété",description:null,weight:6,changed:"2025-07-01T07:35:28+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[447]=[$R[448]={tag:"meta",attributes:$R[449]={name:"title",content:"Nue-propriété | Cogedim"}},$R[450]={tag:"link",attributes:$R[451]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/8/"}},$R[452]={tag:"meta",attributes:$R[453]={name:"generator",content:"Cogedim"}},$R[454]={tag:"meta",attributes:$R[455]={property:"og:site_name",content:"Cogedim"}},$R[456]={tag:"meta",attributes:$R[457]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[458]={tag:"meta",attributes:$R[459]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/"}},$R[460]={tag:"meta",attributes:$R[461]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[462]={tag:"meta",attributes:$R[463]={property:"og:image:type",content:"image/png"}},$R[464]={tag:"meta",attributes:$R[465]={property:"og:image:width",content:"628"}},$R[466]={tag:"meta",attributes:$R[467]={property:"og:image:height",content:"316"}},$R[468]={tag:"meta",attributes:$R[469]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[470]={tag:"meta",attributes:$R[471]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[472]={tag:"meta",attributes:$R[473]={name:"twitter:card",content:"summary"}},$R[474]={tag:"meta",attributes:$R[475]={name:"twitter:site",content:"@altareacogedim"}},$R[476]={tag:"meta",attributes:$R[477]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[478]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Prix TTC en TVA réduite à 10%\x3Cbr />*La nue-propriété est un montage financier qui permet d’acheter un bien immobilier en profitant d’un prix d’acquisition réduit de 30 à 40% grâce au principe de démembrement de propriété. 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d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Investissez en Nue-Propriété\x3C/h3>\x3Cp>Un bien à prix réduit, défiscalisé, sans contrainte d’entretien et de gestion locative.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[480]={value:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[481]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[482]={drupal_internal__target_id:"regulation"}},revision_user:$R[483]={data:null,links:$R[484]={related:$R[485]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/revision_user/?resourceVersion=id%3A8"},self:$R[486]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/relationships/revision_user/?resourceVersion=id%3A8"}}},parent:$R[487]=[$R[488]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[489]={links:$R[490]={help:$R[491]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[492]={about:"Usage and meaning of the 'virtual' resource 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Profitez de tous nos services.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/cogedim-pour-vous/la-difference-cogedim/\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M46.3,45.2v-0.9h-2.5V20.8c0.7-0.2,1.2-0.7,1.5-1.3h2.5L46,10.8h-5.5l-1.7,8.7h2.5c0.2,0.7,0.8,1.2,1.5,1.3\n\t\tv23.4h-2.5v0.9h-4.4c0.4-0.2,0.7-0.5,1.1-0.9h1.1l0.1-0.3c0.1-0.3,3.2-8.6,2.4-11.6c-0.4-1.3-1.3-2.4-2.7-3C37,29,36,28.8,35.1,29\n\t\tv-0.3c0-1.3-0.4-2.4-1.3-3.2c-2.1-2-5.8-2-6-2c-0.2,0-3.9,0-6,2c-0.9,0.9-1.3,1.9-1.3,3.2V29c-0.8-0.1-1.8,0-2.8,0.4\n\t\tc-1.3,0.6-2.3,1.6-2.7,3c-0.9,3,2.3,11.3,2.4,11.6l0.1,0.3h0.9c0.2,0.3,0.5,0.7,1,0.9H9.9l1.6-7.7h0.8v-2.9H8.7\n\t\tc0.4-1.2,1.3-5.1,1.1-8.7c0.2-0.3,0.5-0.5,0.8-0.8c0.7,0.2,1.2,0.6,1.5,1.1c1,1.8,0,4.9,0,4.9l-0.9,2.8l1.8-2.3\n\t\tc0.1-0.2,2.9-3.8,2.1-6.4c-0.2-0.7-0.6-1.2-1.2-1.5c-1.5-0.6-3.6,0.4-3.6,0.4l-0.7,0.3c-0.3-1.7-1-3.2-2.3-4.2l0,0\n\t\tc-0.1-0.1-0.2-0.1-0.3-0.2c-0.6-0.3-2-1-3.1-0.6c-0.4,0.2-1,0.5-1.2,1.4c-0.8,2.6,0.2,5.4,0.3,5.5l0.6,1.6l0.4-1.6\n\t\tc0.5-2.1,1.6-5.1,2.5-5.4c0.1,0,0.1,0,0.2,0c0.1,0,0.1,0.1,0.1,0.1c1.3,1,1.9,2.6,2,4.4c-1.4,1.7-2,3.7-2.2,5.4\n\t\tc-0.2-0.6-0.4-1.3-0.7-1.9c-0.1-0.4-0.5-1.3-1.3-1.4c-0.9,0-1.5,1.2-1.7,1.6l-1.2,2.7l2-2.2c0.4-0.4,0.7-0.6,0.9-0.6\n\t\tc0.2,0,0.3,0.2,0.3,0.2c1.1,2.1,1.2,4.4,1.2,5.1h-4v2.9h0.8l1.6,7.7H0v1h48v-1H46.3z M41.4,11.8h3.9l1.3,6.7H40L41.4,11.8z\n\t\t M42.5,19.5h1.7c-0.2,0.2-0.5,0.4-0.8,0.4C43,19.9,42.7,19.7,42.5,19.5z M13.5,24.6c0.3,0.1,0.6,0.4,0.7,0.8c0.3,1-0.1,2.3-0.6,3.3\n\t\tc0-1-0.1-2.1-0.6-3c-0.3-0.5-0.6-0.9-1.1-1.2C12.4,24.5,13,24.4,13.5,24.6z M3.4,24.3c-0.1-0.9-0.2-2,0.2-3\n\t\tc0.1-0.4,0.3-0.7,0.6-0.8c0.1-0.1,0.3-0.1,0.5-0.1c0.2,0,0.5,0,0.7,0.1C4.5,21.3,3.9,23,3.4,24.3z M8.8,27.2c0,3.4-1,6.8-1.2,7.4\n\t\tH7.4C7.4,33.8,7.1,30.2,8.8,27.2z M3.1,35.6h8.2v0.9H3.1V35.6z M10.5,37.5L9,44.3H5.3l-1.4-6.8H10.5z M35.2,44.3\n\t\tc-0.1,0-0.2,0-0.2-0.1h0.6C35.5,44.3,35.3,44.3,35.2,44.3z M37.5,30.3c0.8,0.3,1.7,1,2.1,2.3c0.6,2.2-1.3,8.1-2.2,10.7h-4\n\t\tc0-12.4,0.5-12.6,1.4-13.1C35.3,29.8,36.5,29.8,37.5,30.3z M22.6,26.1c1.8-1.7,5.2-1.7,5.3-1.7c0,0,3.5,0,5.3,1.7\n\t\tc0.7,0.7,1,1.5,1,2.5v0.7c-0.9,0.5-1.4,1.1-1.6,6.2h-9.4c-0.2-5-0.7-5.7-1.6-6.2v-0.7C21.6,27.6,21.9,26.8,22.6,26.1z M32.3,36.5v4\n\t\th-9v-4H32.3z M16.1,32.6c0.4-1.3,1.4-2,2.1-2.3c1-0.4,2.2-0.4,2.7-0.1c0.9,0.5,1.4,0.7,1.4,13.1h-4C17.4,40.7,15.5,34.7,16.1,32.6z\n\t\t M20.5,44.2c-0.1,0.1-0.2,0.1-0.3,0.1c-0.1,0-0.2,0-0.2-0.1H20.5z M21.9,44.2h1.3v-0.5c0-0.8,0-1.5,0-2.2h9.2c0,0.7,0,1.4,0,2.2\n\t\tv0.5h1.2c0.2,0.3,0.5,0.7,1,0.9H20.8C21.2,45,21.6,44.7,21.9,44.2z\" />\x3Cpath class=\"st0\" d=\"M32.5,1.8H9.4v15.5h23.1V1.8z M10.4,12.4L15,7.7l6.3,6.3l2.6-2.6l4.9,4.9H10.4V12.4z M31.5,16.3h-1.2L24,10\n\t\tl-2.6,2.6L15,6.3L10.4,11V2.8h21.1V16.3z\" />\x3Cpath class=\"st0\" d=\"M27,9.5c1.4,0,2.6-1.1,2.6-2.6S28.4,4.4,27,4.4S24.5,5.6,24.5,7S25.6,9.5,27,9.5z M27,5.4\n\t\tc0.9,0,1.6,0.7,1.6,1.6S27.9,8.5,27,8.5S25.5,7.8,25.5,7S26.2,5.4,27,5.4z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Nos services pour vous accompagner\x3C/h3>\x3Cp>Financement sur mesure, Parrainage,... Profitez de tous nos services.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/cogedim-pour-vous/la-difference-cogedim/\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[529]={value:"\x3Ch3>Acheter en BRS\x3C/h3>\x3Cp>Avec le BRS – Bail Réel Solidaire, achetez votre résidence principale en-dessous des prix de marché grâce à un nouveau dispositif d’accession à la propriété.\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en BRS\x3C/h3>\x3Cp>Avec le BRS – Bail Réel Solidaire, achetez votre résidence principale en-dessous des prix de marché grâce à un nouveau dispositif d’accession à la propriété.\x3C/p>"},field_text_main:$R[530]={value:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix BRS, accessibles sous conditions de ressources\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincbrs\">\x3Cdiv class=\"expandable\">\x3Cp>Le bail réel solidaire (BRS) est un dispositif d’accès social à la propriété de sa résidence principale, à prix abordable et sous conditions de ressources, correspondant à ceux du prêt social à l’accession (PSLA).\x3C/p>\x3Cp>Le BRS repose sur la dissociation du foncier (le terrain) et du bâti (le logement). Vous pouvez ainsi devenir propriétaire de votre logement à un prix pouvant aller jusqu’à 40% de décote du prix du marché.\x3C/p>\x3Cp>En contrepartie vous signez un bail réel solidaire et vous devrez vous acquitter d’une redevance mensuelle auprès d’un organisme foncier solidaire (OFS) qui achète le terrain.\x3C/p>\x3Cp>Vous êtes ainsi propriétaire de votre logement mais locataire du terrain sur lequel il se trouve.\x3C/p>\x3Cp>Les OFS sont des organismes à but non lucratif, agréés par le préfet de région, ayant pour objet de détenir des terrains sur le très long terme.\x3C/p>\x3Cp>Vous pouvez revendre votre logement à tout moment mais cela reste cependant encadré par l’OFS.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Vous devenez propriétaire à un prix d’acquisition réduit de votre logement ;\x3C/li>\x3Cli>Vous versez une redevance mensuelle correspondant à la location du terrain sur lequel il se trouve ;\x3C/li>\x3Cli>Vous bénéficiez d’une TVA réduite à 5,5% pour un logement neuf ;\x3C/li>\x3Cli>Vous profitez d’un abattement de 30% de la taxe foncière, selon la commune ;\x3C/li>\x3Cli>Vous pouvez financer l’achat de votre logement avec un prêt à taux zéro (PTZ) au titre de votre 1ère acquisition.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincbrs').classList.toggle('active');\">\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\">\x3C/path>\x3C/svg>\x3C/i>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\" loading=\"lazy\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix BRS, accessibles sous conditions de ressources\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincbrs\">\x3Cdiv class=\"expandable\">\x3Cp>Le bail réel solidaire (BRS) est un dispositif d’accès social à la propriété de sa résidence principale, à prix abordable et sous conditions de ressources, correspondant à ceux du prêt social à l’accession (PSLA).\x3C/p>\x3Cp>Le BRS repose sur la dissociation du foncier (le terrain) et du bâti (le logement). Vous pouvez ainsi devenir propriétaire de votre logement à un prix pouvant aller jusqu’à 40% de décote du prix du marché.\x3C/p>\x3Cp>En contrepartie vous signez un bail réel solidaire et vous devrez vous acquitter d’une redevance mensuelle auprès d’un organisme foncier solidaire (OFS) qui achète le terrain.\x3C/p>\x3Cp>Vous êtes ainsi propriétaire de votre logement mais locataire du terrain sur lequel il se trouve.\x3C/p>\x3Cp>Les OFS sont des organismes à but non lucratif, agréés par le préfet de région, ayant pour objet de détenir des terrains sur le très long terme.\x3C/p>\x3Cp>Vous pouvez revendre votre logement à tout moment mais cela reste cependant encadré par l’OFS.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Vous devenez propriétaire à un prix d’acquisition réduit de votre logement ;\x3C/li>\x3Cli>Vous versez une redevance mensuelle correspondant à la location du terrain sur lequel il se trouve ;\x3C/li>\x3Cli>Vous bénéficiez d’une TVA réduite à 5,5% pour un logement neuf ;\x3C/li>\x3Cli>Vous profitez d’un abattement de 30% de la taxe foncière, selon la commune ;\x3C/li>\x3Cli>Vous pouvez financer l’achat de votre logement avec un prêt à taux zéro (PTZ) au titre de votre 1ère acquisition.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincbrs').classList.toggle('active');\">\x3Csvg width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\" />\x3C/svg>\x3C/i>\x3C/div>\x3C/div>"},vid:$R[531]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[532]={drupal_internal__target_id:"regulation"}},revision_user:$R[533]={data:null,links:$R[534]={related:$R[535]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a44645cb-9dbd-4a56-bb1f-5b623e99516e/revision_user/?resourceVersion=id%3A3817"},self:$R[536]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a44645cb-9dbd-4a56-bb1f-5b623e99516e/relationships/revision_user/?resourceVersion=id%3A3817"}}},parent:$R[537]=[$R[538]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[539]={links:$R[540]={help:$R[541]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[542]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[543]={type:"taxonomy_term--regulation",id:"a56c43b0-a930-4321-8b90-16321a8017b3",links:$R[544]={self:$R[545]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a56c43b0-a930-4321-8b90-16321a8017b3/?resourceVersion=id%3A4000"}},drupal_internal__tid:4000,drupal_internal__revision_id:4000,langcode:"fr",revision_created:"2023-07-17T08:05:34+00:00",status:!0,name:"Patrimonial",description:null,weight:7,changed:"2025-07-01T07:35:28+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[546]=[$R[547]={tag:"meta",attributes:$R[548]={name:"title",content:"Patrimonial | Cogedim"}},$R[549]={tag:"link",attributes:$R[550]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/4000/"}},$R[551]={tag:"meta",attributes:$R[552]={name:"generator",content:"Cogedim"}},$R[553]={tag:"meta",attributes:$R[554]={property:"og:site_name",content:"Cogedim"}},$R[555]={tag:"meta",attributes:$R[556]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[557]={tag:"meta",attributes:$R[558]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a56c43b0-a930-4321-8b90-16321a8017b3/"}},$R[559]={tag:"meta",attributes:$R[560]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[561]={tag:"meta",attributes:$R[562]={property:"og:image:type",content:"image/png"}},$R[563]={tag:"meta",attributes:$R[564]={property:"og:image:width",content:"628"}},$R[565]={tag:"meta",attributes:$R[566]={property:"og:image:height",content:"316"}},$R[567]={tag:"meta",attributes:$R[568]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[569]={tag:"meta",attributes:$R[570]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[571]={tag:"meta",attributes:$R[572]={name:"twitter:card",content:"summary"}},$R[573]={tag:"meta",attributes:$R[574]={name:"twitter:site",content:"@altareacogedim"}},$R[575]={tag:"meta",attributes:$R[576]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[577]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[578]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M48,25.2c-0.2-9-0.6-9.2-0.9-9.4c-0.4-0.2-1.1-0.2-1.7,0.2c-0.6,0.3-1.6,1.1-1.8,3c-0.2,2.2-0.3,4.7-0.3,5.5
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Les secundo-accédants reviennent avec l’envie de changer de cadre de vie ou de gagner en confort, tandis que les primo-accédants saisissent l’opportunité de taux d’intérêt plus favorables pour acheter leur premier logement. 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Plus expérimentés que les \x3Ca href=\"https://www.cogedim.com/habiter/acheter-dans-le-neuf/premier-achat-immobilier/primo-accedant/\">\x3Cu>primo-accédants\x3C/u>\x3C/a>, ils affichent des priorités différentes, souvent liées à leur parcours familial et professionnel. Ce retour transforme la demande et accentue la concurrence sur certains types de biens.\x3C/p>\x3Ch3>\x3Cstrong>Qui sont les secundo-accédants ?\x3C/strong>\x3C/h3>\x3Cp>Il s’agit de propriétaires qui revendent leur logement pour en acheter un autre. Leur expérience du marché leur permet de mieux anticiper les étapes de la transaction.\x3C/p>\x3Ch3>\x3Cstrong>Leur profil type en 2025\x3C/strong>\x3C/h3>\x3Cp>D’après \x3Ca href=\"https://www.meilleurtaux.com/credit-immobilier/actualites/2025-mai/retour-secundo-accedants-marche-immobilier.html\">\x3Cu>Meilleurtaux.com\x3C/u>\x3C/a> (mai 2025), l’âge moyen des secundo-accédants se situe entre 40 et 45 ans. Principalement des familles, ils recherchent des maisons individuelles, des logements avec extérieurs et une performance énergétique optimisée.\x3C/p>\x3Ch3>\x3Cstrong>Les raisons de ce retour\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Cstrong>Taux d’intérêt en baisse\x3C/strong>, qui augmentent le pouvoir d’achat.\x3C/li>\x3Cli>\x3Cstrong>Nouvelles priorités de vie\x3C/strong> : télétravail, confort, proximité des écoles.\x3C/li>\x3Cli>\x3Cstrong>Sécurité d’un placement immobilier\x3C/strong>, toujours considéré comme valeur refuge.\x3C/li>\x3C/ul>\x3Ch2>\x3Cstrong>En quoi le profil des primo-accédants évolue-t-il ?\x3C/strong>\x3C/h2>\x3Cp>Le visage des \x3Cstrong>primo-accédants change sensiblement en 2025\x3C/strong>. Des revenus plus stables, de nouvelles zones de recherche et des conditions de financement assouplies facilitent leur accession. Ce renouvellement de profil traduit une transformation profonde des attentes et des choix de ces acheteurs.\x3C/p>\x3Ch3>\x3Cstrong>Évolution socio-économique\x3C/strong>\x3C/h3>\x3Cp>Les primo-accédants entrent souvent sur le marché autour de 30 ans, avec un emploi plus stable et un apport plus solide. Les aides financières restent un levier essentiel pour déclencher leur premier achat.\x3C/p>\x3Ch3>\x3Cstrong>Préférences géographiques\x3C/strong>\x3C/h3>\x3Cp>Leur intérêt s’oriente vers les \x3Cstrong>villes moyennes et zones rurales\x3C/strong>, jugées plus abordables et attractives en termes de qualité de vie.\x3C/p>\x3Ch3>\x3Cstrong>Capacités d’emprunt renforcées\x3C/strong>\x3C/h3>\x3Cp>La baisse des taux et l’assouplissement des conditions de crédit ouvrent de nouvelles perspectives. Les dispositifs publics et privés, dont ceux de COGEDIM, soutiennent cette dynamique.\x3C/p>\x3Cp>Cette combinaison de facteurs contribue à rendre l’achat immobilier plus accessible pour les primo-accédants, renforçant leur présence sur le marché.\x3C/p>\x3Ch2>\x3Cstrong>Pourquoi les disparités d’accès au crédit avantagent-elles les primo-accédants ?\x3C/strong>\x3C/h2>\x3Cp>L’accès au crédit varie selon le profil des acheteurs. Les primo-accédants profitent d’aides dédiées, comme le \x3Ca href=\"https://www.economie.gouv.fr/particuliers/emprunter-et-sassurer/pret-taux-zero-ptz-tout-ce-quil-faut-savoir#\">\x3Cu>Prêt à Taux Zéro\x3C/u>\x3C/a>, qui facilitent leur projet immobilier. Les secundo-accédants, quant à eux, disposent de moins de dispositifs, ce qui crée une différence dans le parcours d’achat.\x3C/p>\x3Ch3>\x3Cstrong>Dispositifs qui avantagent les primo-accédants\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Cstrong>Le \x3C/strong>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\">\x3Cstrong>\x3Cu>Prêt à Taux Zéro (PTZ)\x3C/u>\x3C/strong>\x3C/a> : incontournable, il permet de financer une partie du projet sans intérêts.\x3C/li>\x3Cli>\x3Cstrong>Les aides spécifiques régionales ou locales\x3C/strong> : certaines collectivités proposent des subventions ou des prêts complémentaires pour encourager l’accession à la propriété.\x3C/li>\x3C/ul>\x3Cp>Ces dispositifs réduisent le coût global de l’achat et fluidifient le parcours des primo-accédants.\x3C/p>\x3Ch3>\x3Cstrong>Comparaison avec les secundo-accédants\x3C/strong>\x3C/h3>\x3Cp>Les secundo-accédants, de leur côté, disposent de moins d’aides publiques ou spécifiques. Leur projet repose donc en grande partie sur la revente de leur logement actuel. La valeur de cette revente détermine directement leur capacité de financement et conditionne la faisabilité de leur futur projet immobilier.\x3C/p>\x3Ch3>\x3Cstrong>Solutions de Cogedim\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cstrong>\x3Cu>Solution Access\x3C/u>\x3C/strong>\x3C/a> : conçue pour les primo-accédants, elle propose des prix adaptés et des conditions favorables, afin de rendre plus simple le premier achat.\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\">\x3Cstrong>\x3Cu>Solution Invest Avantages\x3C/u>\x3C/strong>\x3C/a> : dédiée aux investisseurs, elle offre un accompagnement complet pour se constituer un patrimoine rentable et durable.\x3C/li>\x3C/ul>\x3Ch3>\x3Cstrong>Service proposé par Cogedim pour les secundo-accédants\x3C/strong>\x3C/h3>\x3Cp>La marque \x3Cstrong>\x3Cu>AGI (Altarea Gestion Immobilière)\x3C/u>\x3C/strong>, filiale de COGEDIM, constitue un atout précieux. Elle accompagne les secundo-accédants dans la\x3Cstrong> revente de leur logement\x3C/strong>, en mettant à disposition :\x3C/p>\x3Cul>\x3Cli>une estimation gratuite et sans engagement\x3C/li>\x3Cli>des conseils pour positionner le prix de manière optimale\x3C/li>\x3Cli>des services de conciergerie pour fluidifier l’ensemble du processus de vente.\x3C/li>\x3C/ul>\x3Cp>Grâce à cet accompagnement, les secundo-accédants bénéficient d’une solution clé en main pour sécuriser la transition entre deux projets immobiliers.\x3C/p>\x3Ch2>\x3Cstrong>Quelles perspectives et quels enjeux pour le marché immobilier en 2025 ?\x3C/strong>\x3C/h2>\x3Cp>Comment soutenir l’accession des primo-accédants tout en accompagnant les secundo-accédants dans leurs projets de revente ou d’achat ? Les réponses politiques et économiques à ces questions détermineront les dynamiques des prochaines années.\x3C/p>\x3Ch3>\x3Cstrong>Enjeux politiques et sociaux\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>Soutenir les jeunes ménages via notamment le PTZ (primo-accédants)\x3C/li>\x3Cli>Faciliter les parcours résidentiels des familles déjà propriétaires (secundo-accédants)\x3C/li>\x3Cli>Préserver l’accès à un logement abordable\x3C/li>\x3Cli>Réduire les écarts de prix entre zones urbaines et territoires ruraux\x3C/li>\x3C/ul>\x3Ch3>\x3Cstrong>Perspectives\x3C/strong>\x3C/h3>\x3Cp>En 2025, le marché reste porté par ces deux profils complémentaires. L’offre devra évoluer vers davantage de maisons, des logements énergétiquement performants et une répartition géographique plus équilibrée.\x3C/p>\x3Cp>Cette évolution traduit un marché en pleine mutation, porté par des attentes variées et des solutions adaptées.\x3C/p>\x3Ch2>\x3Cstrong>Ce qu’il faut retenir sur l’évolution du marché des primo-accédants et secundo-accédants en 2025\x3C/strong>\x3C/h2>\x3Cp>Voici les grandes idées à garder en tête :\x3C/p>\x3Cul>\x3Cli>Le retour marqué des secundo-accédants modifie les équilibres du marché immobilier.\x3C/li>\x3Cli>Les primo-accédants évoluent vers des profils plus stables, attirés par les villes moyennes et les zones rurales.\x3C/li>\x3Cli>L’accès au crédit reste plus favorable pour les primo-accédants, grâce à des dispositifs avantageux.\x3C/li>\x3Cli>COGEDIM propose des solutions adaptées à chaque profil : \x3Cstrong>Solution Access\x3C/strong> pour les primo-accédants, \x3Cstrong>AGI\x3C/strong> pour accompagner les secundo-accédants dans la revente de leur bien, et \x3Cstrong>Invest Avantages\x3C/strong> pour les investisseurs.\x3C/li>\x3C/ul>",format:"full_html",processed:"\x3Ch2>\x3Cstrong>Le retour des secundo-accédants marque-t-il une nouvelle donne en immobilier ?\x3C/strong>\x3C/h2>\x3Cp>Après plusieurs années de relative discrétion, les\x3Cstrong> secundo-accédants \x3C/strong>(\x3Cem>Lien vers future page “Secundo-accédant”)\x3C/em>\x3Cstrong> font un retour remarqué\x3C/strong> sur le marché immobilier en 2025. Plus expérimentés que les \x3Ca href=\"https://www.cogedim.com/habiter/acheter-dans-le-neuf/premier-achat-immobilier/primo-accedant/\">\x3Cu>primo-accédants\x3C/u>\x3C/a>, ils affichent des priorités différentes, souvent liées à leur parcours familial et professionnel. Ce retour transforme la demande et accentue la concurrence sur certains types de biens.\x3C/p>\x3Ch3>\x3Cstrong>Qui sont les secundo-accédants ?\x3C/strong>\x3C/h3>\x3Cp>Il s’agit de propriétaires qui revendent leur logement pour en acheter un autre. Leur expérience du marché leur permet de mieux anticiper les étapes de la transaction.\x3C/p>\x3Ch3>\x3Cstrong>Leur profil type en 2025\x3C/strong>\x3C/h3>\x3Cp>D’après \x3Ca href=\"https://www.meilleurtaux.com/credit-immobilier/actualites/2025-mai/retour-secundo-accedants-marche-immobilier.html\">\x3Cu>Meilleurtaux.com\x3C/u>\x3C/a> (mai 2025), l’âge moyen des secundo-accédants se situe entre 40 et 45 ans. Principalement des familles, ils recherchent des maisons individuelles, des logements avec extérieurs et une performance énergétique optimisée.\x3C/p>\x3Ch3>\x3Cstrong>Les raisons de ce retour\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Cstrong>Taux d’intérêt en baisse\x3C/strong>, qui augmentent le pouvoir d’achat.\x3C/li>\x3Cli>\x3Cstrong>Nouvelles priorités de vie\x3C/strong> : télétravail, confort, proximité des écoles.\x3C/li>\x3Cli>\x3Cstrong>Sécurité d’un placement immobilier\x3C/strong>, toujours considéré comme valeur refuge.\x3C/li>\x3C/ul>\x3Ch2>\x3Cstrong>En quoi le profil des primo-accédants évolue-t-il ?\x3C/strong>\x3C/h2>\x3Cp>Le visage des \x3Cstrong>primo-accédants change sensiblement en 2025\x3C/strong>. Des revenus plus stables, de nouvelles zones de recherche et des conditions de financement assouplies facilitent leur accession. Ce renouvellement de profil traduit une transformation profonde des attentes et des choix de ces acheteurs.\x3C/p>\x3Ch3>\x3Cstrong>Évolution socio-économique\x3C/strong>\x3C/h3>\x3Cp>Les primo-accédants entrent souvent sur le marché autour de 30 ans, avec un emploi plus stable et un apport plus solide. Les aides financières restent un levier essentiel pour déclencher leur premier achat.\x3C/p>\x3Ch3>\x3Cstrong>Préférences géographiques\x3C/strong>\x3C/h3>\x3Cp>Leur intérêt s’oriente vers les \x3Cstrong>villes moyennes et zones rurales\x3C/strong>, jugées plus abordables et attractives en termes de qualité de vie.\x3C/p>\x3Ch3>\x3Cstrong>Capacités d’emprunt renforcées\x3C/strong>\x3C/h3>\x3Cp>La baisse des taux et l’assouplissement des conditions de crédit ouvrent de nouvelles perspectives. Les dispositifs publics et privés, dont ceux de COGEDIM, soutiennent cette dynamique.\x3C/p>\x3Cp>Cette combinaison de facteurs contribue à rendre l’achat immobilier plus accessible pour les primo-accédants, renforçant leur présence sur le marché.\x3C/p>\x3Ch2>\x3Cstrong>Pourquoi les disparités d’accès au crédit avantagent-elles les primo-accédants ?\x3C/strong>\x3C/h2>\x3Cp>L’accès au crédit varie selon le profil des acheteurs. Les primo-accédants profitent d’aides dédiées, comme le \x3Ca href=\"https://www.economie.gouv.fr/particuliers/emprunter-et-sassurer/pret-taux-zero-ptz-tout-ce-quil-faut-savoir#\">\x3Cu>Prêt à Taux Zéro\x3C/u>\x3C/a>, qui facilitent leur projet immobilier. Les secundo-accédants, quant à eux, disposent de moins de dispositifs, ce qui crée une différence dans le parcours d’achat.\x3C/p>\x3Ch3>\x3Cstrong>Dispositifs qui avantagent les primo-accédants\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Cstrong>Le \x3C/strong>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\">\x3Cstrong>\x3Cu>Prêt à Taux Zéro (PTZ)\x3C/u>\x3C/strong>\x3C/a> : incontournable, il permet de financer une partie du projet sans intérêts.\x3C/li>\x3Cli>\x3Cstrong>Les aides spécifiques régionales ou locales\x3C/strong> : certaines collectivités proposent des subventions ou des prêts complémentaires pour encourager l’accession à la propriété.\x3C/li>\x3C/ul>\x3Cp>Ces dispositifs réduisent le coût global de l’achat et fluidifient le parcours des primo-accédants.\x3C/p>\x3Ch3>\x3Cstrong>Comparaison avec les secundo-accédants\x3C/strong>\x3C/h3>\x3Cp>Les secundo-accédants, de leur côté, disposent de moins d’aides publiques ou spécifiques. Leur projet repose donc en grande partie sur la revente de leur logement actuel. La valeur de cette revente détermine directement leur capacité de financement et conditionne la faisabilité de leur futur projet immobilier.\x3C/p>\x3Ch3>\x3Cstrong>Solutions de Cogedim\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cstrong>\x3Cu>Solution Access\x3C/u>\x3C/strong>\x3C/a> : conçue pour les primo-accédants, elle propose des prix adaptés et des conditions favorables, afin de rendre plus simple le premier achat.\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\">\x3Cstrong>\x3Cu>Solution Invest Avantages\x3C/u>\x3C/strong>\x3C/a> : dédiée aux investisseurs, elle offre un accompagnement complet pour se constituer un patrimoine rentable et durable.\x3C/li>\x3C/ul>\x3Ch3>\x3Cstrong>Service proposé par Cogedim pour les secundo-accédants\x3C/strong>\x3C/h3>\x3Cp>La marque \x3Cstrong>\x3Cu>AGI (Altarea Gestion Immobilière)\x3C/u>\x3C/strong>, filiale de COGEDIM, constitue un atout précieux. Elle accompagne les secundo-accédants dans la\x3Cstrong> revente de leur logement\x3C/strong>, en mettant à disposition :\x3C/p>\x3Cul>\x3Cli>une estimation gratuite et sans engagement\x3C/li>\x3Cli>des conseils pour positionner le prix de manière optimale\x3C/li>\x3Cli>des services de conciergerie pour fluidifier l’ensemble du processus de vente.\x3C/li>\x3C/ul>\x3Cp>Grâce à cet accompagnement, les secundo-accédants bénéficient d’une solution clé en main pour sécuriser la transition entre deux projets immobiliers.\x3C/p>\x3Ch2>\x3Cstrong>Quelles perspectives et quels enjeux pour le marché immobilier en 2025 ?\x3C/strong>\x3C/h2>\x3Cp>Comment soutenir l’accession des primo-accédants tout en accompagnant les secundo-accédants dans leurs projets de revente ou d’achat ? Les réponses politiques et économiques à ces questions détermineront les dynamiques des prochaines années.\x3C/p>\x3Ch3>\x3Cstrong>Enjeux politiques et sociaux\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>Soutenir les jeunes ménages via notamment le PTZ (primo-accédants)\x3C/li>\x3Cli>Faciliter les parcours résidentiels des familles déjà propriétaires (secundo-accédants)\x3C/li>\x3Cli>Préserver l’accès à un logement abordable\x3C/li>\x3Cli>Réduire les écarts de prix entre zones urbaines et territoires ruraux\x3C/li>\x3C/ul>\x3Ch3>\x3Cstrong>Perspectives\x3C/strong>\x3C/h3>\x3Cp>En 2025, le marché reste porté par ces deux profils complémentaires. L’offre devra évoluer vers davantage de maisons, des logements énergétiquement performants et une répartition géographique plus équilibrée.\x3C/p>\x3Cp>Cette évolution traduit un marché en pleine mutation, porté par des attentes variées et des solutions adaptées.\x3C/p>\x3Ch2>\x3Cstrong>Ce qu’il faut retenir sur l’évolution du marché des primo-accédants et secundo-accédants en 2025\x3C/strong>\x3C/h2>\x3Cp>Voici les grandes idées à garder en tête :\x3C/p>\x3Cul>\x3Cli>Le retour marqué des secundo-accédants modifie les équilibres du marché immobilier.\x3C/li>\x3Cli>Les primo-accédants évoluent vers des profils plus stables, attirés par les villes moyennes et les zones rurales.\x3C/li>\x3Cli>L’accès au crédit reste plus favorable pour les primo-accédants, grâce à des dispositifs avantageux.\x3C/li>\x3Cli>COGEDIM propose des solutions adaptées à chaque profil : \x3Cstrong>Solution Access\x3C/strong> pour les primo-accédants, \x3Cstrong>AGI\x3C/strong> pour accompagner les secundo-accédants dans la revente de leur bien, et \x3Cstrong>Invest Avantages\x3C/strong> pour les investisseurs.\x3C/li>\x3C/ul>"},field_title:null,meta:$R[797]={target_revision_id:67413,drupal_internal__target_id:11491},paragraph_type:$R[798]={type:"paragraphs_type--paragraphs_type",id:"e955397a-b7a7-41a6-8210-bd3e5ef17cdc",meta:$R[799]={drupal_internal__target_id:"section"}}}]}]);_$HY.r["0000000020000000300003000000000000000000000000050004171171110500000"]=$R[711];$R[178]($R[706],!0);$R[178]($R[708],$R[800]={type:"taxonomy_term--geography",id:"f029dd13-1ab4-455f-91cf-fe321587f510",links:$R[801]={self:$R[802]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/geography/f029dd13-1ab4-455f-91cf-fe321587f510/?resourceVersion=id%3A1260"}},drupal_internal__tid:1260,drupal_internal__revision_id:1260,langcode:"fr",revision_created:null,status:!0,name:"L'Haÿ-les-Roses",description:$R[803]={value:"\x3Cp>Au cœur de l’Île-de-France se trouve la commune de L'Haÿ-les-Roses. Chef-lieu d’arrondissement du département du Val-de-Marne, L'Haÿ-les-Roses est l’une des quatre communes françaises dont le nom est composé d’un « Y tréma ». Si \x3Cstrong>l’immobilier neuf à L'Haÿ-les-Roses vous intéresse, découvrez ici les atouts de cette ville.\x3C/strong>\x3C/p>\x3Ch2>\x3Cstrong>Pourquoi s’installer et vivre à L'Haÿ-les-Roses ?\x3C/strong>\x3C/h2>\x3Ch3>\x3Cstrong>Une ville agréable à vivre\x3C/strong>\x3C/h3>\x3Cp>L'Haÿ-les-Roses doit son nom à \x3Cstrong>sa célèbre roseraie\x3C/strong> qui a été construite par Jules Gravereaux entre 1892 et 1894. Aujourd’hui, la roseraie est l’attractivité principale de la ville. Classé dans l’inventaire des monuments historiques, le jardin contribue fortement au cadre de vie naturel et tranquille de L'Haÿ-les-Roses. La roseraie contient des milliers de roses, dont certaines sont les plus anciennes au monde.\x3C/p>\x3Cp>En plus de sa roseraie, L'Haÿ-les-Roses est \x3Cstrong>une ville calme et agréable à vivre\x3C/strong>. Son calme est d’autant plus apprécié que la ville se trouve à seulement une dizaine de kilomètres de Paris. Les habitants de L'Haÿ-les-Roses profitent ainsi d’un bon compromis entre les avantages de la vie dans une commune tranquille et ceux de la capitale.\x3C/p>\x3Ch3>\x3Cstrong>Plusieurs lignes de bus et bientôt l’arrivée du métro\x3C/strong>\x3C/h3>\x3Cp>Actuellement, L'Haÿ-les-Roses est correctement desservie par \x3Cstrong>les transports en commun\x3C/strong>. Plusieurs lignes de bus comme la 172 ou la 192 permettent de se déplacer dans la ville et rejoindre Paris et d’autres communes limitrophes. Les habitants peuvent accéder au métro 7 depuis la station Villejuif – Louis Aragon au nord de la commune.\x3C/p>\x3Cp>Pour la première fois de son histoire, L'Haÿ-les-Roses se prépare à accueillir \x3Cstrong>sa première station de métro\x3C/strong> dans le cadre du projet du Grand Paris Express. Cette station de métro se trouvera à la limite avec la ville de Chevilly-Larue. Les habitants pourront ainsi emprunter la ligne 14 pour atteindre l’aéroport d’Orly ou Paris en une dizaine de minutes seulement.\x3C/p>\x3Ch2>\x3Cstrong>Pourquoi investir dans l’immobilier neuf à L'Haÿ-les-Roses ?\x3C/strong>\x3C/h2>\x3Ch3>\x3Cstrong>La rentabilité d’investissement\x3C/strong>\x3C/h3>\x3Cp>L'Haÿ-les-Roses est une ville prisée du Val-de-Marne avec un marché immobilier varié. \x3Cstrong>Le développement de programmes neufs\x3C/strong> au centre-ville attire de plus en plus de particuliers souhaitant s’installer à proximité de la capitale, que ce soit pour les études ou pour le travail. Le prix moyen de 4 765 €/m² est l’occasion de bien rentabiliser son investissement immobilier.\x3C/p>\x3Cp>De plus, la construction du projet du Grand Paris Express va grandement renforcer \x3Cstrong>l’attractivité de L'Haÿ-les-Roses\x3C/strong> par rapport à d’autres communes du département. Les acquéreurs auront ainsi l’opportunité de réaliser une belle plus-value s’ils décident de revendre leur logement.\x3C/p>\x3Ch3>\x3Cstrong>Les typologies recherchées\x3C/strong>\x3C/h3>\x3Cp>À L'Haÿ-les-Roses, les logements les plus recherchés sont les appartements. Il y a effectivement \x3Cstrong>73 % d’appartements\x3C/strong> sur le marché contre 26 % de maisons. D’ailleurs, la ville compte 50 % de locataires. Cela signifie que le marché de L'Haÿ-les-Roses a une forte tension locative. Les propriétaires minimisent donc le risque de vacance locative lorsqu’ils louent leur logement dans la commune.\x3C/p>\x3Ch3>\x3Cstrong>Bassin d’emploi à proximité\x3C/strong>\x3C/h3>\x3Cp>L'Haÿ-les-Roses se situe à proximité du grand bassin d’emploi appelé \x3Cstrong>Zone d’emploi de Paris\x3C/strong>. Cette zone attire les actifs qui se logent à L'Haÿ-les-Roses pour vivre à une distance plus raisonnable de leur travail. À titre d’information, la zone de Paris est le bassin de la région qui comprend le plus de métiers qualifiés. Les cadres représentent 25 % des emplois alors que la moyenne nationale est de 10,8 %.\x3Cbr> \x3C/p>\x3Ch2>Le prix de l'immobilier à L'Hay les Roses\x3C/h2>\x3Cp>Le 10 novembre 2023, l'immobilier neuf à l'Haÿ-les-Roses, 94240, connaît des dynamiques de prix variées. Le prix minimum au mètre carré dans cette charmante ville est d'environ 5 500 €, tandis que le prix maximum peut atteindre 7 200 €. En moyenne, les acquéreurs peuvent s'attendre à débourser autour de 6 350 € par mètre carré.\x3C/p>\x3Cp>Les programmes neufs proposent des appartements et logements alliant confort moderne et économies d'énergies. Ces biens, souvent situés dans des quartiers réputés comme Les Blondeaux ou La Vallée aux Renards, offrent la garantie décennale, assurant une tranquillité d'esprit pour les nouveaux propriétaires.\x3C/p>\x3Cp>Les appartements neufs à l'Haÿ-les-Roses sont conçus pour répondre aux attentes actuelles en termes de personnalisation et de confort. Ils sont souvent dotés de technologies favorisant les économies d'énergies, ce qui représente un avantage financier non négligeable à long terme. La personnalisation des espaces permet aux acheteurs de créer un lieu de vie qui leur ressemble vraiment, faisant de chaque logement neuf un investissement unique et sur mesure. (Estimation indicative au le 10 novembre 2023)\x3C/p>",format:"full_html",processed:"\x3Cp>Au cœur de l’Île-de-France se trouve la commune de L'Haÿ-les-Roses. Chef-lieu d’arrondissement du département du Val-de-Marne, L'Haÿ-les-Roses est l’une des quatre communes françaises dont le nom est composé d’un « Y tréma ». Si \x3Cstrong>l’immobilier neuf à L'Haÿ-les-Roses vous intéresse, découvrez ici les atouts de cette ville.\x3C/strong>\x3C/p>\x3Ch2>\x3Cstrong>Pourquoi s’installer et vivre à L'Haÿ-les-Roses ?\x3C/strong>\x3C/h2>\x3Ch3>\x3Cstrong>Une ville agréable à vivre\x3C/strong>\x3C/h3>\x3Cp>L'Haÿ-les-Roses doit son nom à \x3Cstrong>sa célèbre roseraie\x3C/strong> qui a été construite par Jules Gravereaux entre 1892 et 1894. Aujourd’hui, la roseraie est l’attractivité principale de la ville. Classé dans l’inventaire des monuments historiques, le jardin contribue fortement au cadre de vie naturel et tranquille de L'Haÿ-les-Roses. La roseraie contient des milliers de roses, dont certaines sont les plus anciennes au monde.\x3C/p>\x3Cp>En plus de sa roseraie, L'Haÿ-les-Roses est \x3Cstrong>une ville calme et agréable à vivre\x3C/strong>. Son calme est d’autant plus apprécié que la ville se trouve à seulement une dizaine de kilomètres de Paris. Les habitants de L'Haÿ-les-Roses profitent ainsi d’un bon compromis entre les avantages de la vie dans une commune tranquille et ceux de la capitale.\x3C/p>\x3Ch3>\x3Cstrong>Plusieurs lignes de bus et bientôt l’arrivée du métro\x3C/strong>\x3C/h3>\x3Cp>Actuellement, L'Haÿ-les-Roses est correctement desservie par \x3Cstrong>les transports en commun\x3C/strong>. Plusieurs lignes de bus comme la 172 ou la 192 permettent de se déplacer dans la ville et rejoindre Paris et d’autres communes limitrophes. Les habitants peuvent accéder au métro 7 depuis la station Villejuif – Louis Aragon au nord de la commune.\x3C/p>\x3Cp>Pour la première fois de son histoire, L'Haÿ-les-Roses se prépare à accueillir \x3Cstrong>sa première station de métro\x3C/strong> dans le cadre du projet du Grand Paris Express. Cette station de métro se trouvera à la limite avec la ville de Chevilly-Larue. Les habitants pourront ainsi emprunter la ligne 14 pour atteindre l’aéroport d’Orly ou Paris en une dizaine de minutes seulement.\x3C/p>\x3Ch2>\x3Cstrong>Pourquoi investir dans l’immobilier neuf à L'Haÿ-les-Roses ?\x3C/strong>\x3C/h2>\x3Ch3>\x3Cstrong>La rentabilité d’investissement\x3C/strong>\x3C/h3>\x3Cp>L'Haÿ-les-Roses est une ville prisée du Val-de-Marne avec un marché immobilier varié. \x3Cstrong>Le développement de programmes neufs\x3C/strong> au centre-ville attire de plus en plus de particuliers souhaitant s’installer à proximité de la capitale, que ce soit pour les études ou pour le travail. Le prix moyen de 4 765 €/m² est l’occasion de bien rentabiliser son investissement immobilier.\x3C/p>\x3Cp>De plus, la construction du projet du Grand Paris Express va grandement renforcer \x3Cstrong>l’attractivité de L'Haÿ-les-Roses\x3C/strong> par rapport à d’autres communes du département. Les acquéreurs auront ainsi l’opportunité de réaliser une belle plus-value s’ils décident de revendre leur logement.\x3C/p>\x3Ch3>\x3Cstrong>Les typologies recherchées\x3C/strong>\x3C/h3>\x3Cp>À L'Haÿ-les-Roses, les logements les plus recherchés sont les appartements. Il y a effectivement \x3Cstrong>73 % d’appartements\x3C/strong> sur le marché contre 26 % de maisons. D’ailleurs, la ville compte 50 % de locataires. Cela signifie que le marché de L'Haÿ-les-Roses a une forte tension locative. Les propriétaires minimisent donc le risque de vacance locative lorsqu’ils louent leur logement dans la commune.\x3C/p>\x3Ch3>\x3Cstrong>Bassin d’emploi à proximité\x3C/strong>\x3C/h3>\x3Cp>L'Haÿ-les-Roses se situe à proximité du grand bassin d’emploi appelé \x3Cstrong>Zone d’emploi de Paris\x3C/strong>. Cette zone attire les actifs qui se logent à L'Haÿ-les-Roses pour vivre à une distance plus raisonnable de leur travail. À titre d’information, la zone de Paris est le bassin de la région qui comprend le plus de métiers qualifiés. Les cadres représentent 25 % des emplois alors que la moyenne nationale est de 10,8 %.\x3Cbr> \x3C/p>\x3Ch2>Le prix de l'immobilier à L'Hay les Roses\x3C/h2>\x3Cp>Le 10 novembre 2023, l'immobilier neuf à l'Haÿ-les-Roses, 94240, connaît des dynamiques de prix variées. Le prix minimum au mètre carré dans cette charmante ville est d'environ 5 500 €, tandis que le prix maximum peut atteindre 7 200 €. En moyenne, les acquéreurs peuvent s'attendre à débourser autour de 6 350 € par mètre carré.\x3C/p>\x3Cp>Les programmes neufs proposent des appartements et logements alliant confort moderne et économies d'énergies. Ces biens, souvent situés dans des quartiers réputés comme Les Blondeaux ou La Vallée aux Renards, offrent la garantie décennale, assurant une tranquillité d'esprit pour les nouveaux propriétaires.\x3C/p>\x3Cp>Les appartements neufs à l'Haÿ-les-Roses sont conçus pour répondre aux attentes actuelles en termes de personnalisation et de confort. Ils sont souvent dotés de technologies favorisant les économies d'énergies, ce qui représente un avantage financier non négligeable à long terme. La personnalisation des espaces permet aux acheteurs de créer un lieu de vie qui leur ressemble vraiment, faisant de chaque logement neuf un investissement unique et sur mesure. (Estimation indicative au le 10 novembre 2023)\x3C/p>"},weight:12,changed:"2024-12-13T10:56:46+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[804]=[$R[805]={tag:"meta",attributes:$R[806]={name:"title",content:"Programme immobilier neuf à L'Haÿ-les-Roses 94 | Cogedim"}},$R[807]={tag:"meta",attributes:$R[808]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) àL'Haÿ-les-Roses ? 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Très bien connecté à la capitale, il abrite un mélange de zones très urbanisées, de pôles économiques et de grands espaces verts comme le Bois de Vincennes. On trouve aussi de nombreux programmes immobiliers neufs dans le Val-de-Marne, du studio à la maison familiale.\x3Cbr> \x3C/p>\x3Ch2>Pourquoi acheter un bien immobilier neuf dans le Val-de-Marne ?\x3C/h2>\x3Cp>Centres-villes dynamiques, quartiers résidentiels, bords de Marne... On trouve des \x3Cstrong>cadres de vie variés\x3C/strong> dans le Val-de-Marne. Ses habitants apprécient la présence de \x3Cstrong>grands espaces verts\x3C/strong>, comme le Bois de Vincennes et la Forêt domaniale de Notre-Dame.\x3Cbr> \x3C/p>\x3Cp>Très recherché pour sa proximité de la capitale, le département jouit d'un \x3Cstrong>réseau de transports performant\x3C/strong> : plusieurs RER, métro et futur Grand Paris Express.\x3Cbr> \x3C/p>\x3Cp>L'économie du département est portée par de \x3Cstrong>grands pôles d’activités\x3C/strong> dans les secteurs de la santé, du numérique, de l’audiovisuel et de la recherche.\x3C/p>\x3Ch2>Investir dans un programme immobilier neuf dans le Val-de-Marne\x3C/h2>\x3Cp>Le Val-de-Marne profite d'une \x3Cstrong>demande locative forte et continue\x3C/strong> liée à la proximité de Paris et des bassins d'emplois, et boostée par l’arrivée du futur Grand Paris Express. Il offre un \x3Cstrong>potentiel de rendement locatif élevé\x3C/strong>, surtout à l’est et au sud du département.\x3Cbr> \x3C/p>\x3Cp>Les dispositifs fiscaux pour acheter un logement neuf sont particulièrement avantageux dans les communes du Val-de-Marne classées en \x3Cstrong>zone tendue Abis et A\x3C/strong>, comme Cachan, Fontenay-sous-Bois et Villejuif.\x3C/p>\x3Cp>Les villes directement impactées par le \x3Cstrong>projet Grand Paris Express\x3C/strong> (Villejuif, Créteil, L'Haÿ-les-Roses, etc.) entrevoient de belles opportunités de valorisation immobilière.\x3C/p>\x3Ch2>Le marché immobilier dans le Val-de-Marne\x3C/h2>\x3Cp>Le marché immobilier dans le Val-de-Marne comprend \x3Cstrong>76 % d’appartements\x3C/strong> et \x3Cstrong>52 % de locataires\x3C/strong>. Les logements actuellement présents sur le marché représentent environ 3,9 % du parc immobilier.\x3C/p>\x3Cp>Voici l'\x3Cstrong>évolution sur 5 ans des prix au m²\x3C/strong> des logements neufs dans les principales villes du Val-de-Marne :\x3C/p>\x3Cul>\x3Cli>Créteil : 4 020 à 4 910 €/m² avec -3 % sur 5 ans \x3Cbr> \x3C/li>\x3Cli>Joinville-le-Pont : 8 050 à 9 840 €/m² avec +40 % sur 5 ans \x3Cbr> \x3C/li>\x3Cli>Villejuif : 4 830 à 5 900 €/m² avec +0 % sur 5 ans \x3Cbr> \x3C/li>\x3Cli>L'Haÿ-les-Roses : 5 020 à 6 130 €/m² avec +13 % sur 5 ans \x3Cbr> \x3C/li>\x3Cli>Fontenay-sous-Bois : 5 220 à 6 370 €/m² avec +8 % sur 5 ans\x3Cbr> \x3C/li>\x3C/ul>\x3Ch2>Les villes où acheter un logement neuf dans le Val-de-Marne\x3C/h2>\x3Cp>\x3Ca href=\"https://www.cogedim.com/ile-de-france/val-de-marne-94/villejuif/\">\x3Cstrong>\x3Cu>Villejuif\x3C/u>\x3C/strong>\x3C/a>\x3C/p>\x3Cul>\x3Cli>Cette ancienne commune populaire entreprend de vastes opérations de renouvellement urbain, notamment autour des gares.\x3Cbr> \x3C/li>\x3Cli>Elle sera desservie par deux lignes du futur Grand Paris Express.\x3C/li>\x3Cli>Cette ville séduit les jeunes actifs, les étudiants et les familles qui recherchent la proximité de Paris à prix encore abordable.\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Ca href=\"https://www.cogedim.com/ile-de-france/val-de-marne-94/fontenay-bois/\">\x3Cstrong>\x3Cu>Fontenay-sous-Bois\x3C/u>\x3C/strong>\x3C/a>\x3C/p>\x3Cul>\x3Cli>Fontenay-sous-Bois dispose d'une très bonne desserte en RER et constitue un futur nœud stratégique du Grand Paris Express.\x3Cbr> \x3C/li>\x3Cli>À proximité du Bois de Vincennes, elle possède un fort tissu économique local.\x3Cbr> \x3C/li>\x3Cli>Cette ville résidentielle attire les cadres et les familles aisées.\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Ca href=\"https://www.cogedim.com/ile-de-france/val-de-marne-94/creteil/\">\x3Cstrong>\x3Cu>Créteil\x3C/u>\x3C/strong>\x3C/a>\x3C/p>\x3Cul>\x3Cli>Préfecture du Val-de-Marne, Créteil est une ville importante en termes d’emplois, de services et d’universités.\x3Cbr> \x3C/li>\x3Cli>Accessible via le RER, elle profitera aussi du futur prolongement de la ligne 15 sud du Grand Paris Express.\x3Cbr> \x3C/li>\x3Cli>C'est la ville idéale pour les familles aux revenus modestes, les primo-accédants et les investisseurs qui visent les étudiants et le personnel hospitalier.\x3C/li>\x3C/ul>\x3Ch2>Les dispositifs et aides disponibles dans le Val-de-Marne\x3C/h2>\x3Cp>Que ce soit pour habiter ou investir dans le Val-de-Marne, des aides financières rendent l’achat immobilier neuf plus accessible. Les \x3Cstrong>primo-accédants\x3C/strong> peuvent compter sur le \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\">\x3Cu>Prêt à Taux Zéro (PTZ)\x3C/u>\x3C/a> ou d’autres prêts aidés, la \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/une-tva-reduite-a-5-5.html\">\x3Cu>TVA réduite\x3C/u>\x3C/a>, le \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">\x3Cu>BRS\x3C/u>\x3C/a>, l’\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">\x3Cu>accession à prix maîtrisé\x3C/u>\x3C/a> ou encore les \x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cu>solutions Access\x3C/u>\x3C/a>.\x3C/p>\x3Cp>Les \x3Cstrong>investisseurs \x3C/strong>ne sont pas en reste, grâce à des dispositifs comme le \x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\">LMNP\x3C/a>, le \x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/logement-locatif-intermediaire/\">LLI\x3C/a>, la \x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/l-achat-en-nue-propriete.html\">nue-propriété\x3C/a> ou des \x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\">avantages COGEDIM\x3C/a> comme la prise en charge de certains frais.\x3C/p>\x3Ch2>Pourquoi choisir COGEDIM pour votre achat dans le Val-de-Marne ?\x3C/h2>\x3Cp>En achetant un logement neuf dans le Val-de-Marne avec COGEDIM, vous profitez d'un accompagnement personnalisé, de conseils juridiques et fiscaux, d'un suivi constant et de programmes de qualité aux emplacements recherchés. Une expertise solide pour \x3Cstrong>acheter en toute sérénité\x3C/strong>, que ce soit pour habiter ou investir.\x3C/p>",format:"full_html",processed:"\x3Ch2>Immobilier et Appartements Neufs dans le Val-de-Marne\x3C/h2>\x3Cp>Le Val-de-Marne est un département de la petite couronne sud-est de Paris. Très bien connecté à la capitale, il abrite un mélange de zones très urbanisées, de pôles économiques et de grands espaces verts comme le Bois de Vincennes. On trouve aussi de nombreux programmes immobiliers neufs dans le Val-de-Marne, du studio à la maison familiale.\x3Cbr> \x3C/p>\x3Ch2>Pourquoi acheter un bien immobilier neuf dans le Val-de-Marne ?\x3C/h2>\x3Cp>Centres-villes dynamiques, quartiers résidentiels, bords de Marne... On trouve des \x3Cstrong>cadres de vie variés\x3C/strong> dans le Val-de-Marne. Ses habitants apprécient la présence de \x3Cstrong>grands espaces verts\x3C/strong>, comme le Bois de Vincennes et la Forêt domaniale de Notre-Dame.\x3Cbr> \x3C/p>\x3Cp>Très recherché pour sa proximité de la capitale, le département jouit d'un \x3Cstrong>réseau de transports performant\x3C/strong> : plusieurs RER, métro et futur Grand Paris Express.\x3Cbr> \x3C/p>\x3Cp>L'économie du département est portée par de \x3Cstrong>grands pôles d’activités\x3C/strong> dans les secteurs de la santé, du numérique, de l’audiovisuel et de la recherche.\x3C/p>\x3Ch2>Investir dans un programme immobilier neuf dans le Val-de-Marne\x3C/h2>\x3Cp>Le Val-de-Marne profite d'une \x3Cstrong>demande locative forte et continue\x3C/strong> liée à la proximité de Paris et des bassins d'emplois, et boostée par l’arrivée du futur Grand Paris Express. Il offre un \x3Cstrong>potentiel de rendement locatif élevé\x3C/strong>, surtout à l’est et au sud du département.\x3Cbr> \x3C/p>\x3Cp>Les dispositifs fiscaux pour acheter un logement neuf sont particulièrement avantageux dans les communes du Val-de-Marne classées en \x3Cstrong>zone tendue Abis et A\x3C/strong>, comme Cachan, Fontenay-sous-Bois et Villejuif.\x3C/p>\x3Cp>Les villes directement impactées par le \x3Cstrong>projet Grand Paris Express\x3C/strong> (Villejuif, Créteil, L'Haÿ-les-Roses, etc.) entrevoient de belles opportunités de valorisation immobilière.\x3C/p>\x3Ch2>Le marché immobilier dans le Val-de-Marne\x3C/h2>\x3Cp>Le marché immobilier dans le Val-de-Marne comprend \x3Cstrong>76 % d’appartements\x3C/strong> et \x3Cstrong>52 % de locataires\x3C/strong>. Les logements actuellement présents sur le marché représentent environ 3,9 % du parc immobilier.\x3C/p>\x3Cp>Voici l'\x3Cstrong>évolution sur 5 ans des prix au m²\x3C/strong> des logements neufs dans les principales villes du Val-de-Marne :\x3C/p>\x3Cul>\x3Cli>Créteil : 4 020 à 4 910 €/m² avec -3 % sur 5 ans \x3Cbr> \x3C/li>\x3Cli>Joinville-le-Pont : 8 050 à 9 840 €/m² avec +40 % sur 5 ans \x3Cbr> \x3C/li>\x3Cli>Villejuif : 4 830 à 5 900 €/m² avec +0 % sur 5 ans \x3Cbr> \x3C/li>\x3Cli>L'Haÿ-les-Roses : 5 020 à 6 130 €/m² avec +13 % sur 5 ans \x3Cbr> \x3C/li>\x3Cli>Fontenay-sous-Bois : 5 220 à 6 370 €/m² avec +8 % sur 5 ans\x3Cbr> \x3C/li>\x3C/ul>\x3Ch2>Les villes où acheter un logement neuf dans le Val-de-Marne\x3C/h2>\x3Cp>\x3Ca href=\"https://www.cogedim.com/ile-de-france/val-de-marne-94/villejuif/\">\x3Cstrong>\x3Cu>Villejuif\x3C/u>\x3C/strong>\x3C/a>\x3C/p>\x3Cul>\x3Cli>Cette ancienne commune populaire entreprend de vastes opérations de renouvellement urbain, notamment autour des gares.\x3Cbr> \x3C/li>\x3Cli>Elle sera desservie par deux lignes du futur Grand Paris Express.\x3C/li>\x3Cli>Cette ville séduit les jeunes actifs, les étudiants et les familles qui recherchent la proximité de Paris à prix encore abordable.\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Ca href=\"https://www.cogedim.com/ile-de-france/val-de-marne-94/fontenay-bois/\">\x3Cstrong>\x3Cu>Fontenay-sous-Bois\x3C/u>\x3C/strong>\x3C/a>\x3C/p>\x3Cul>\x3Cli>Fontenay-sous-Bois dispose d'une très bonne desserte en RER et constitue un futur nœud stratégique du Grand Paris Express.\x3Cbr> \x3C/li>\x3Cli>À proximité du Bois de Vincennes, elle possède un fort tissu économique local.\x3Cbr> \x3C/li>\x3Cli>Cette ville résidentielle attire les cadres et les familles aisées.\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Ca href=\"https://www.cogedim.com/ile-de-france/val-de-marne-94/creteil/\">\x3Cstrong>\x3Cu>Créteil\x3C/u>\x3C/strong>\x3C/a>\x3C/p>\x3Cul>\x3Cli>Préfecture du Val-de-Marne, Créteil est une ville importante en termes d’emplois, de services et d’universités.\x3Cbr> \x3C/li>\x3Cli>Accessible via le RER, elle profitera aussi du futur prolongement de la ligne 15 sud du Grand Paris Express.\x3Cbr> \x3C/li>\x3Cli>C'est la ville idéale pour les familles aux revenus modestes, les primo-accédants et les investisseurs qui visent les étudiants et le personnel hospitalier.\x3C/li>\x3C/ul>\x3Ch2>Les dispositifs et aides disponibles dans le Val-de-Marne\x3C/h2>\x3Cp>Que ce soit pour habiter ou investir dans le Val-de-Marne, des aides financières rendent l’achat immobilier neuf plus accessible. Les \x3Cstrong>primo-accédants\x3C/strong> peuvent compter sur le \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\">\x3Cu>Prêt à Taux Zéro (PTZ)\x3C/u>\x3C/a> ou d’autres prêts aidés, la \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/une-tva-reduite-a-5-5.html\">\x3Cu>TVA réduite\x3C/u>\x3C/a>, le \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">\x3Cu>BRS\x3C/u>\x3C/a>, l’\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">\x3Cu>accession à prix maîtrisé\x3C/u>\x3C/a> ou encore les \x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cu>solutions Access\x3C/u>\x3C/a>.\x3C/p>\x3Cp>Les \x3Cstrong>investisseurs \x3C/strong>ne sont pas en reste, grâce à des dispositifs comme le \x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\">LMNP\x3C/a>, le \x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/logement-locatif-intermediaire/\">LLI\x3C/a>, la \x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/l-achat-en-nue-propriete.html\">nue-propriété\x3C/a> ou des \x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\">avantages COGEDIM\x3C/a> comme la prise en charge de certains frais.\x3C/p>\x3Ch2>Pourquoi choisir COGEDIM pour votre achat dans le Val-de-Marne ?\x3C/h2>\x3Cp>En achetant un logement neuf dans le Val-de-Marne avec COGEDIM, vous profitez d'un accompagnement personnalisé, de conseils juridiques et fiscaux, d'un suivi constant et de programmes de qualité aux emplacements recherchés. Une expertise solide pour \x3Cstrong>acheter en toute sérénité\x3C/strong>, que ce soit pour habiter ou investir.\x3C/p>"},weight:6,changed:"2025-06-18T14:02:38+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[867]=[$R[868]={tag:"meta",attributes:$R[869]={name:"title",content:"Immobilier neuf Val-de-Marne | Cogedim"}},$R[870]={tag:"meta",attributes:$R[871]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) dans le Val-de-Marne ? 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Cette région est une valeur sûre pour investir dans l’\x3Cstrong>immobilier neuf\x3C/strong>, que ce soit pour y établir votre \x3Cstrong>résidence principale\x3C/strong> ou pour y faire un \x3Cstrong>investissement locatif\x3C/strong>. L’Île-de-France offre effectivement une rentabilité locative assurée ainsi que de belles opportunités de plus-values. Veuillez découvrir nos offres de logements neufs en Île-de-France.\x3C/p>\x3Ch3>Achat : les aides pour acheter un appartement neuf en Île-de-France\x3C/h3>\x3Cp>Plusieurs aides financières sont à votre disposition pour faciliter l’acquisition d’un bien immobilier en Île-de-France, quelle que soit la taille du logement que vous recherchez.\x3C/p>\x3Ch4>Le Prêt à Taux Zéro (PTZ)\x3C/h4>\x3Cp>Prêt aidé par l’État, le PTZ peut vous servir à devenir propriétaire de votre \x3Cstrong>résidence principale\x3C/strong> en Île-de-France si vous êtes primo-accédant et que vous répondez aux critères de ressources. Au maximum et selon le bien que vous allez acquérir, il pourra couvrir jusqu’à 40% du coût total de votre opération immobilière. Comme son nom l’indique, vous ne devrez rembourser que la somme empruntée, sans aucun intérêt. En complément de votre PTZ, vous pourrez solliciter un autre dispositif de financement, comme un prêt immobilier bancaire ou encore un prêt Action Logement.\x3C/p>\x3Ch4>Le prêt Action Logement\x3C/h4>\x3Cp>Anciennement nommé 1% Logement, ce prêt complémentaire vous permet de financer l’acquisition de votre logement neuf en Île-de-France, pour en faire votre résidence principale, à un \x3Cstrong>taux plafonné à 0,5%\x3C/strong>. Sous conditions de ressources et si vous êtes salarié, Action Logement vous permet d’emprunter jusqu’à 40 000 euros.\x3C/p>\x3Ch4>\x3Ca href=\"https://www.cogedim.com/votre-futur-bien/par-opportunite/nos-programmes-tva-reduite/\">La TVA réduite\x3C/a>\x3C/h4>\x3Cp>La TVA à 20% s’applique généralement aux achats de biens immobiliers neufs. Pour faire diminuer la facture, intéressez-vous aux \x3Cstrong>nouvelles constructions éligibles\x3C/strong> à la \x3Cstrong>TVA à 5,5%\x3C/strong>. Elles sont situées dans les 58 quartiers d’Île-de-France en voie de transformation. Sous conditions de ressources, la TVA réduite pourra vous être appliquée si vous faites l’acquisition d’un bien immobilier neuf en Île-de-France pour en faire votre résidence principale. Ce dispositif peut être cumulé avec le PTZ.\x3C/p>\x3Ch4>Les autres aides\x3C/h4>\x3Cp>Le \x3Cstrong>prêt accession sociale (PAS)\x3C/strong> est cumulable avec le PTZ, le prêt Action Logement et la TVA réduite. Il permet aux emprunteurs à revenus modestes de financer l’achat de leur résidence principale. Comme le PAS se contracte directement auprès des établissements bancaires qui décident du taux, n’hésitez pas à en contacter plusieurs pour éventuellement financer votre projet immobilier en Île-de-France.\x3C/p>\x3Ch3>Acheter un programme neuf en Île-de-France pour entreprendre un investissement locatif\x3C/h3>\x3Cp>Vous envisagez de réaliser un investissement locatif en Île-de-France ? Il s’agit du placement préféré des Français en raison des nombreux avantages qu’il apporte. Investir dans l’un de nos programmes neufs en Île-de-France vous permet de constituer votre patrimoine, de percevoir des revenus réguliers et même de préparer votre retraite. En Île-de-France, l’investissement locatif est l’occasion idéale de réaliser de belles plus-values tout en profitant d’une rentabilité assurée.\x3C/p>\x3Ch4>L’investissement en Location Meublée Non Professionnelle (LMNP)\x3C/h4>\x3Cp>La loi LMNP vous permet de \x3Cstrong>devenir propriétaire d’un bien meublé\x3C/strong> dont vous percevrez les \x3Cstrong>revenus locatifs sans imposition\x3C/strong>. Ouvert à tous les contribuables français, sans condition de ressources, ce dispositif à la gestion simplifiée vous permet d’amortir votre investissement locatif en Île-de-France sur plusieurs dizaines d’années.\x3C/p>\x3Ch4>L’investissement en Location Meublée Professionnelle (LMP)\x3C/h4>\x3Cp>Votre statut LMNP évoluera en LMP si vos revenus ainsi générés dépassent 23 000 euros par an ou qu’ils représentent plus de 50% des revenus totaux de votre foyer fiscal.\x3C/p>\x3Cp>La différence entre LMNP et LMP est qu’un loueur LMP est un professionnel de la location meublée, inscrit au registre du commerce et des sociétés (RCS). À noter que la \x3Cstrong>vente de votre bien LMP\x3C/strong> en Île-de-France sera exonérée totalement ou partiellement d’impôts si vous l’avez loué pendant au moins 5 ans et que vos revenus locatifs se situent entre 90 000 et 126 000 euros.\x3C/p>\x3Ch4>Nue-propriété\x3C/h4>\x3Cp>Pour un investissement à long terme, un confort de gestion et une fiscalité optimisée, vous pouvez envisager d’acquérir un bien immobilier neuf en nue-propriété en Île-de-France, pour environ \x3Cstrong>60% de sa valeur\x3C/strong> en moyenne.\x3C/p>\x3Ch4>Les autres formes d'investissement\x3C/h4>\x3Cp>En Île-de-France, les \x3Cstrong>places de parkings et boxes\x3C/strong> sont des biens immobiliers très prisés, notamment à Paris. Ils pourront vous apporter une rentabilité de l’ordre de 5% pour une facilité de gestion incomparable. Ils constituent un excellent premier investissement en Île-de-France.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Île-de-France ?\x3C/h3>\x3Cp>L’Île-de-France est et restera certainement la région la plus attractive de France, tant pour les étudiants et les travailleurs que les touristes. Les nouveaux programmes immobiliers Cogedim et les constructions neuves ne cessent de se développer en Île-de-France pour maintenir le potentiel intarissable de la région et la rendre toujours plus agréable à vivre.\x3C/p>\x3Cp>Investir en Île-de-France vous permet de devenir propriétaire dans cette région très dynamique qui enregistre une forte croissance démographique. Les prix de l’immobilier sont variables en fonction des départements, mais ils ne sont pas systématiquement aussi élevés qu’à Paris. En plus de sa localisation stratégique, la région bénéficie d'un excellent réseau routier et de transports en commun qui la rende encore plus attractive.\x3C/p>\x3Ch2>Le prix de l'immobilier en Ile de France\x3C/h2>\x3Cp>Le marché immobilier neuf en Île-de-France, au 21 novembre 2023, présente une dynamique complexe et variée. Dans les grandes communes, les programmes neufs attirent de nombreux acquéreurs, cherchant soit un appartement neuf ou un autre type de logement neuf. La loi Carrez, garantissant la précision de la surface des biens vendus, est un élément clé pour les acheteurs.\x3C/p>\x3Cp>En termes de prix au mètre carré, il y a une grande disparité entre les différentes communes. À Paris, le prix moyen peut facilement dépasser 12 000 euros par mètre carré, avec des pics allant jusqu'à 20 000 euros dans certains quartiers prisés. À l'inverse, dans des communes plus éloignées comme Cergy ou Melun, le prix moyen au mètre carré pour un logement neuf est nettement plus abordable, oscillant entre 3 500 et 5 000 euros.\x3C/p>\x3Cp>En banlieue proche, comme à \x3Ca href=\"https://www.cogedim.com/ile-de-france/hauts-de-seine-92/boulogne-billancourt/\">Boulogne-Billancourt\x3C/a> ou Levallois-Perret, les prix des appartements neufs restent élevés, avoisinant en moyenne 8 000 à 10 000 euros par mètre carré. Ces communes bénéficient d'une proximité avec Paris et d'une excellente desserte en transports, justifiant en partie ces prix.\x3C/p>\x3Cp>En conclusion, le prix de l'immobilier neuf en Île-de-France varie considérablement selon la localisation. Le prix minimum pour un mètre carré peut être autour de 3 500 euros dans certaines zones, tandis que le prix moyen se situe souvent entre 5 000 et 10 000 euros, avec des exceptions notables à la hausse dans les quartiers les plus recherchés de Paris.(Estimation donnée à titre indicatif au 26 novembre 2023)\x3C/p>",format:"full_html",processed:"\x3Ch2>Logement VEFA neuf Île-de-France\x3C/h2>\x3Cp>Hébergeant à elle seule près de 20% de la population française, l’Île-de-France, avec ses 8 départements, est non seulement la région la plus peuplée de l’hexagone, mais aussi la plus densément peuplée. Cette région est une valeur sûre pour investir dans l’\x3Cstrong>immobilier neuf\x3C/strong>, que ce soit pour y établir votre \x3Cstrong>résidence principale\x3C/strong> ou pour y faire un \x3Cstrong>investissement locatif\x3C/strong>. L’Île-de-France offre effectivement une rentabilité locative assurée ainsi que de belles opportunités de plus-values. Veuillez découvrir nos offres de logements neufs en Île-de-France.\x3C/p>\x3Ch3>Achat : les aides pour acheter un appartement neuf en Île-de-France\x3C/h3>\x3Cp>Plusieurs aides financières sont à votre disposition pour faciliter l’acquisition d’un bien immobilier en Île-de-France, quelle que soit la taille du logement que vous recherchez.\x3C/p>\x3Ch4>Le Prêt à Taux Zéro (PTZ)\x3C/h4>\x3Cp>Prêt aidé par l’État, le PTZ peut vous servir à devenir propriétaire de votre \x3Cstrong>résidence principale\x3C/strong> en Île-de-France si vous êtes primo-accédant et que vous répondez aux critères de ressources. Au maximum et selon le bien que vous allez acquérir, il pourra couvrir jusqu’à 40% du coût total de votre opération immobilière. Comme son nom l’indique, vous ne devrez rembourser que la somme empruntée, sans aucun intérêt. En complément de votre PTZ, vous pourrez solliciter un autre dispositif de financement, comme un prêt immobilier bancaire ou encore un prêt Action Logement.\x3C/p>\x3Ch4>Le prêt Action Logement\x3C/h4>\x3Cp>Anciennement nommé 1% Logement, ce prêt complémentaire vous permet de financer l’acquisition de votre logement neuf en Île-de-France, pour en faire votre résidence principale, à un \x3Cstrong>taux plafonné à 0,5%\x3C/strong>. Sous conditions de ressources et si vous êtes salarié, Action Logement vous permet d’emprunter jusqu’à 40 000 euros.\x3C/p>\x3Ch4>\x3Ca href=\"https://www.cogedim.com/votre-futur-bien/par-opportunite/nos-programmes-tva-reduite/\">La TVA réduite\x3C/a>\x3C/h4>\x3Cp>La TVA à 20% s’applique généralement aux achats de biens immobiliers neufs. Pour faire diminuer la facture, intéressez-vous aux \x3Cstrong>nouvelles constructions éligibles\x3C/strong> à la \x3Cstrong>TVA à 5,5%\x3C/strong>. Elles sont situées dans les 58 quartiers d’Île-de-France en voie de transformation. Sous conditions de ressources, la TVA réduite pourra vous être appliquée si vous faites l’acquisition d’un bien immobilier neuf en Île-de-France pour en faire votre résidence principale. Ce dispositif peut être cumulé avec le PTZ.\x3C/p>\x3Ch4>Les autres aides\x3C/h4>\x3Cp>Le \x3Cstrong>prêt accession sociale (PAS)\x3C/strong> est cumulable avec le PTZ, le prêt Action Logement et la TVA réduite. Il permet aux emprunteurs à revenus modestes de financer l’achat de leur résidence principale. Comme le PAS se contracte directement auprès des établissements bancaires qui décident du taux, n’hésitez pas à en contacter plusieurs pour éventuellement financer votre projet immobilier en Île-de-France.\x3C/p>\x3Ch3>Acheter un programme neuf en Île-de-France pour entreprendre un investissement locatif\x3C/h3>\x3Cp>Vous envisagez de réaliser un investissement locatif en Île-de-France ? Il s’agit du placement préféré des Français en raison des nombreux avantages qu’il apporte. Investir dans l’un de nos programmes neufs en Île-de-France vous permet de constituer votre patrimoine, de percevoir des revenus réguliers et même de préparer votre retraite. En Île-de-France, l’investissement locatif est l’occasion idéale de réaliser de belles plus-values tout en profitant d’une rentabilité assurée.\x3C/p>\x3Ch4>L’investissement en Location Meublée Non Professionnelle (LMNP)\x3C/h4>\x3Cp>La loi LMNP vous permet de \x3Cstrong>devenir propriétaire d’un bien meublé\x3C/strong> dont vous percevrez les \x3Cstrong>revenus locatifs sans imposition\x3C/strong>. Ouvert à tous les contribuables français, sans condition de ressources, ce dispositif à la gestion simplifiée vous permet d’amortir votre investissement locatif en Île-de-France sur plusieurs dizaines d’années.\x3C/p>\x3Ch4>L’investissement en Location Meublée Professionnelle (LMP)\x3C/h4>\x3Cp>Votre statut LMNP évoluera en LMP si vos revenus ainsi générés dépassent 23 000 euros par an ou qu’ils représentent plus de 50% des revenus totaux de votre foyer fiscal.\x3C/p>\x3Cp>La différence entre LMNP et LMP est qu’un loueur LMP est un professionnel de la location meublée, inscrit au registre du commerce et des sociétés (RCS). À noter que la \x3Cstrong>vente de votre bien LMP\x3C/strong> en Île-de-France sera exonérée totalement ou partiellement d’impôts si vous l’avez loué pendant au moins 5 ans et que vos revenus locatifs se situent entre 90 000 et 126 000 euros.\x3C/p>\x3Ch4>Nue-propriété\x3C/h4>\x3Cp>Pour un investissement à long terme, un confort de gestion et une fiscalité optimisée, vous pouvez envisager d’acquérir un bien immobilier neuf en nue-propriété en Île-de-France, pour environ \x3Cstrong>60% de sa valeur\x3C/strong> en moyenne.\x3C/p>\x3Ch4>Les autres formes d'investissement\x3C/h4>\x3Cp>En Île-de-France, les \x3Cstrong>places de parkings et boxes\x3C/strong> sont des biens immobiliers très prisés, notamment à Paris. Ils pourront vous apporter une rentabilité de l’ordre de 5% pour une facilité de gestion incomparable. Ils constituent un excellent premier investissement en Île-de-France.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Île-de-France ?\x3C/h3>\x3Cp>L’Île-de-France est et restera certainement la région la plus attractive de France, tant pour les étudiants et les travailleurs que les touristes. Les nouveaux programmes immobiliers Cogedim et les constructions neuves ne cessent de se développer en Île-de-France pour maintenir le potentiel intarissable de la région et la rendre toujours plus agréable à vivre.\x3C/p>\x3Cp>Investir en Île-de-France vous permet de devenir propriétaire dans cette région très dynamique qui enregistre une forte croissance démographique. Les prix de l’immobilier sont variables en fonction des départements, mais ils ne sont pas systématiquement aussi élevés qu’à Paris. En plus de sa localisation stratégique, la région bénéficie d'un excellent réseau routier et de transports en commun qui la rende encore plus attractive.\x3C/p>\x3Ch2>Le prix de l'immobilier en Ile de France\x3C/h2>\x3Cp>Le marché immobilier neuf en Île-de-France, au 21 novembre 2023, présente une dynamique complexe et variée. Dans les grandes communes, les programmes neufs attirent de nombreux acquéreurs, cherchant soit un appartement neuf ou un autre type de logement neuf. La loi Carrez, garantissant la précision de la surface des biens vendus, est un élément clé pour les acheteurs.\x3C/p>\x3Cp>En termes de prix au mètre carré, il y a une grande disparité entre les différentes communes. À Paris, le prix moyen peut facilement dépasser 12 000 euros par mètre carré, avec des pics allant jusqu'à 20 000 euros dans certains quartiers prisés. À l'inverse, dans des communes plus éloignées comme Cergy ou Melun, le prix moyen au mètre carré pour un logement neuf est nettement plus abordable, oscillant entre 3 500 et 5 000 euros.\x3C/p>\x3Cp>En banlieue proche, comme à \x3Ca href=\"https://www.cogedim.com/ile-de-france/hauts-de-seine-92/boulogne-billancourt/\">Boulogne-Billancourt\x3C/a> ou Levallois-Perret, les prix des appartements neufs restent élevés, avoisinant en moyenne 8 000 à 10 000 euros par mètre carré. Ces communes bénéficient d'une proximité avec Paris et d'une excellente desserte en transports, justifiant en partie ces prix.\x3C/p>\x3Cp>En conclusion, le prix de l'immobilier neuf en Île-de-France varie considérablement selon la localisation. 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pour découvrir en avant-première la résidence et Cogedim Access",field_confirmation:"Nous vous remercions de l’intérêt que vous portez à nos réalisations. Un de nos conseillers reviendra vers vous dans un délai de 24h ouvrées.",field_crm_division:"IF",field_crm_object:"Information",field_disclaimer:"Pour être contacté(e) en avant-première par un conseiller immobilier au sujet de ce programme immobilier ou tout autre à proximité par téléphone, ou par mail si vous êtes injoignable, merci de nous préciser les informations suivantes :",field_display:!1,field_legals:"Les données signalées ci-dessus par un astérisque sont nécessaires pour nous permettre de répondre à votre demande d'information. Elles sont collectées et traitées informatiquement par COVALENS (société du groupe ALTAREA développant la marque COGEDIM). Pour en savoir plus sur le traitement de vos données et vos droits, consultez \x3Ca href=\"/donnees-personnelles.html\">notre politique de protection des données\x3C/a>.",field_message_display:!1,field_title:"LANCEMENT EVENEMENT",meta:$R[1768]={target_revision_id:72016,drupal_internal__target_id:9248},paragraph_type:$R[1769]={type:"paragraphs_type--paragraphs_type",id:"6efffcc8-2b45-4c4f-869e-42fc59cb92ce",meta:$R[1770]={drupal_internal__target_id:"form"}},field_dates:$R[1771]=[]},field_geography:$R[1772]={type:"taxonomy_term--geography",id:"f029dd13-1ab4-455f-91cf-fe321587f510",links:$R[1773]={self:$R[1774]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/geography/f029dd13-1ab4-455f-91cf-fe321587f510/?resourceVersion=id%3A1260"}},drupal_internal__tid:1260,drupal_internal__revision_id:1260,langcode:"fr",revision_created:null,status:!0,name:"L'Haÿ-les-Roses",description:$R[1775]={value:"\x3Cp>Au cœur de l’Île-de-France se trouve la commune de L'Haÿ-les-Roses. Chef-lieu d’arrondissement du département du Val-de-Marne, L'Haÿ-les-Roses est l’une des quatre communes françaises dont le nom est composé d’un « Y tréma ». Si \x3Cstrong>l’immobilier neuf à L'Haÿ-les-Roses vous intéresse, découvrez ici les atouts de cette ville.\x3C/strong>\x3C/p>\x3Ch2>\x3Cstrong>Pourquoi s’installer et vivre à L'Haÿ-les-Roses ?\x3C/strong>\x3C/h2>\x3Ch3>\x3Cstrong>Une ville agréable à vivre\x3C/strong>\x3C/h3>\x3Cp>L'Haÿ-les-Roses doit son nom à \x3Cstrong>sa célèbre roseraie\x3C/strong> qui a été construite par Jules Gravereaux entre 1892 et 1894. Aujourd’hui, la roseraie est l’attractivité principale de la ville. Classé dans l’inventaire des monuments historiques, le jardin contribue fortement au cadre de vie naturel et tranquille de L'Haÿ-les-Roses. La roseraie contient des milliers de roses, dont certaines sont les plus anciennes au monde.\x3C/p>\x3Cp>En plus de sa roseraie, L'Haÿ-les-Roses est \x3Cstrong>une ville calme et agréable à vivre\x3C/strong>. Son calme est d’autant plus apprécié que la ville se trouve à seulement une dizaine de kilomètres de Paris. Les habitants de L'Haÿ-les-Roses profitent ainsi d’un bon compromis entre les avantages de la vie dans une commune tranquille et ceux de la capitale.\x3C/p>\x3Ch3>\x3Cstrong>Plusieurs lignes de bus et bientôt l’arrivée du métro\x3C/strong>\x3C/h3>\x3Cp>Actuellement, L'Haÿ-les-Roses est correctement desservie par \x3Cstrong>les transports en commun\x3C/strong>. Plusieurs lignes de bus comme la 172 ou la 192 permettent de se déplacer dans la ville et rejoindre Paris et d’autres communes limitrophes. Les habitants peuvent accéder au métro 7 depuis la station Villejuif – Louis Aragon au nord de la commune.\x3C/p>\x3Cp>Pour la première fois de son histoire, L'Haÿ-les-Roses se prépare à accueillir \x3Cstrong>sa première station de métro\x3C/strong> dans le cadre du projet du Grand Paris Express. Cette station de métro se trouvera à la limite avec la ville de Chevilly-Larue. Les habitants pourront ainsi emprunter la ligne 14 pour atteindre l’aéroport d’Orly ou Paris en une dizaine de minutes seulement.\x3C/p>\x3Ch2>\x3Cstrong>Pourquoi investir dans l’immobilier neuf à L'Haÿ-les-Roses ?\x3C/strong>\x3C/h2>\x3Ch3>\x3Cstrong>La rentabilité d’investissement\x3C/strong>\x3C/h3>\x3Cp>L'Haÿ-les-Roses est une ville prisée du Val-de-Marne avec un marché immobilier varié. \x3Cstrong>Le développement de programmes neufs\x3C/strong> au centre-ville attire de plus en plus de particuliers souhaitant s’installer à proximité de la capitale, que ce soit pour les études ou pour le travail. Le prix moyen de 4 765 €/m² est l’occasion de bien rentabiliser son investissement immobilier.\x3C/p>\x3Cp>De plus, la construction du projet du Grand Paris Express va grandement renforcer \x3Cstrong>l’attractivité de L'Haÿ-les-Roses\x3C/strong> par rapport à d’autres communes du département. Les acquéreurs auront ainsi l’opportunité de réaliser une belle plus-value s’ils décident de revendre leur logement.\x3C/p>\x3Ch3>\x3Cstrong>Les typologies recherchées\x3C/strong>\x3C/h3>\x3Cp>À L'Haÿ-les-Roses, les logements les plus recherchés sont les appartements. Il y a effectivement \x3Cstrong>73 % d’appartements\x3C/strong> sur le marché contre 26 % de maisons. D’ailleurs, la ville compte 50 % de locataires. Cela signifie que le marché de L'Haÿ-les-Roses a une forte tension locative. Les propriétaires minimisent donc le risque de vacance locative lorsqu’ils louent leur logement dans la commune.\x3C/p>\x3Ch3>\x3Cstrong>Bassin d’emploi à proximité\x3C/strong>\x3C/h3>\x3Cp>L'Haÿ-les-Roses se situe à proximité du grand bassin d’emploi appelé \x3Cstrong>Zone d’emploi de Paris\x3C/strong>. Cette zone attire les actifs qui se logent à L'Haÿ-les-Roses pour vivre à une distance plus raisonnable de leur travail. À titre d’information, la zone de Paris est le bassin de la région qui comprend le plus de métiers qualifiés. Les cadres représentent 25 % des emplois alors que la moyenne nationale est de 10,8 %.\x3Cbr> \x3C/p>\x3Ch2>Le prix de l'immobilier à L'Hay les Roses\x3C/h2>\x3Cp>Le 10 novembre 2023, l'immobilier neuf à l'Haÿ-les-Roses, 94240, connaît des dynamiques de prix variées. Le prix minimum au mètre carré dans cette charmante ville est d'environ 5 500 €, tandis que le prix maximum peut atteindre 7 200 €. En moyenne, les acquéreurs peuvent s'attendre à débourser autour de 6 350 € par mètre carré.\x3C/p>\x3Cp>Les programmes neufs proposent des appartements et logements alliant confort moderne et économies d'énergies. Ces biens, souvent situés dans des quartiers réputés comme Les Blondeaux ou La Vallée aux Renards, offrent la garantie décennale, assurant une tranquillité d'esprit pour les nouveaux propriétaires.\x3C/p>\x3Cp>Les appartements neufs à l'Haÿ-les-Roses sont conçus pour répondre aux attentes actuelles en termes de personnalisation et de confort. Ils sont souvent dotés de technologies favorisant les économies d'énergies, ce qui représente un avantage financier non négligeable à long terme. La personnalisation des espaces permet aux acheteurs de créer un lieu de vie qui leur ressemble vraiment, faisant de chaque logement neuf un investissement unique et sur mesure. (Estimation indicative au le 10 novembre 2023)\x3C/p>",format:"full_html",processed:"\x3Cp>Au cœur de l’Île-de-France se trouve la commune de L'Haÿ-les-Roses. Chef-lieu d’arrondissement du département du Val-de-Marne, L'Haÿ-les-Roses est l’une des quatre communes françaises dont le nom est composé d’un « Y tréma ». Si \x3Cstrong>l’immobilier neuf à L'Haÿ-les-Roses vous intéresse, découvrez ici les atouts de cette ville.\x3C/strong>\x3C/p>\x3Ch2>\x3Cstrong>Pourquoi s’installer et vivre à L'Haÿ-les-Roses ?\x3C/strong>\x3C/h2>\x3Ch3>\x3Cstrong>Une ville agréable à vivre\x3C/strong>\x3C/h3>\x3Cp>L'Haÿ-les-Roses doit son nom à \x3Cstrong>sa célèbre roseraie\x3C/strong> qui a été construite par Jules Gravereaux entre 1892 et 1894. Aujourd’hui, la roseraie est l’attractivité principale de la ville. Classé dans l’inventaire des monuments historiques, le jardin contribue fortement au cadre de vie naturel et tranquille de L'Haÿ-les-Roses. La roseraie contient des milliers de roses, dont certaines sont les plus anciennes au monde.\x3C/p>\x3Cp>En plus de sa roseraie, L'Haÿ-les-Roses est \x3Cstrong>une ville calme et agréable à vivre\x3C/strong>. Son calme est d’autant plus apprécié que la ville se trouve à seulement une dizaine de kilomètres de Paris. Les habitants de L'Haÿ-les-Roses profitent ainsi d’un bon compromis entre les avantages de la vie dans une commune tranquille et ceux de la capitale.\x3C/p>\x3Ch3>\x3Cstrong>Plusieurs lignes de bus et bientôt l’arrivée du métro\x3C/strong>\x3C/h3>\x3Cp>Actuellement, L'Haÿ-les-Roses est correctement desservie par \x3Cstrong>les transports en commun\x3C/strong>. Plusieurs lignes de bus comme la 172 ou la 192 permettent de se déplacer dans la ville et rejoindre Paris et d’autres communes limitrophes. Les habitants peuvent accéder au métro 7 depuis la station Villejuif – Louis Aragon au nord de la commune.\x3C/p>\x3Cp>Pour la première fois de son histoire, L'Haÿ-les-Roses se prépare à accueillir \x3Cstrong>sa première station de métro\x3C/strong> dans le cadre du projet du Grand Paris Express. Cette station de métro se trouvera à la limite avec la ville de Chevilly-Larue. Les habitants pourront ainsi emprunter la ligne 14 pour atteindre l’aéroport d’Orly ou Paris en une dizaine de minutes seulement.\x3C/p>\x3Ch2>\x3Cstrong>Pourquoi investir dans l’immobilier neuf à L'Haÿ-les-Roses ?\x3C/strong>\x3C/h2>\x3Ch3>\x3Cstrong>La rentabilité d’investissement\x3C/strong>\x3C/h3>\x3Cp>L'Haÿ-les-Roses est une ville prisée du Val-de-Marne avec un marché immobilier varié. \x3Cstrong>Le développement de programmes neufs\x3C/strong> au centre-ville attire de plus en plus de particuliers souhaitant s’installer à proximité de la capitale, que ce soit pour les études ou pour le travail. Le prix moyen de 4 765 €/m² est l’occasion de bien rentabiliser son investissement immobilier.\x3C/p>\x3Cp>De plus, la construction du projet du Grand Paris Express va grandement renforcer \x3Cstrong>l’attractivité de L'Haÿ-les-Roses\x3C/strong> par rapport à d’autres communes du département. Les acquéreurs auront ainsi l’opportunité de réaliser une belle plus-value s’ils décident de revendre leur logement.\x3C/p>\x3Ch3>\x3Cstrong>Les typologies recherchées\x3C/strong>\x3C/h3>\x3Cp>À L'Haÿ-les-Roses, les logements les plus recherchés sont les appartements. Il y a effectivement \x3Cstrong>73 % d’appartements\x3C/strong> sur le marché contre 26 % de maisons. D’ailleurs, la ville compte 50 % de locataires. Cela signifie que le marché de L'Haÿ-les-Roses a une forte tension locative. Les propriétaires minimisent donc le risque de vacance locative lorsqu’ils louent leur logement dans la commune.\x3C/p>\x3Ch3>\x3Cstrong>Bassin d’emploi à proximité\x3C/strong>\x3C/h3>\x3Cp>L'Haÿ-les-Roses se situe à proximité du grand bassin d’emploi appelé \x3Cstrong>Zone d’emploi de Paris\x3C/strong>. Cette zone attire les actifs qui se logent à L'Haÿ-les-Roses pour vivre à une distance plus raisonnable de leur travail. À titre d’information, la zone de Paris est le bassin de la région qui comprend le plus de métiers qualifiés. Les cadres représentent 25 % des emplois alors que la moyenne nationale est de 10,8 %.\x3Cbr> \x3C/p>\x3Ch2>Le prix de l'immobilier à L'Hay les Roses\x3C/h2>\x3Cp>Le 10 novembre 2023, l'immobilier neuf à l'Haÿ-les-Roses, 94240, connaît des dynamiques de prix variées. Le prix minimum au mètre carré dans cette charmante ville est d'environ 5 500 €, tandis que le prix maximum peut atteindre 7 200 €. En moyenne, les acquéreurs peuvent s'attendre à débourser autour de 6 350 € par mètre carré.\x3C/p>\x3Cp>Les programmes neufs proposent des appartements et logements alliant confort moderne et économies d'énergies. Ces biens, souvent situés dans des quartiers réputés comme Les Blondeaux ou La Vallée aux Renards, offrent la garantie décennale, assurant une tranquillité d'esprit pour les nouveaux propriétaires.\x3C/p>\x3Cp>Les appartements neufs à l'Haÿ-les-Roses sont conçus pour répondre aux attentes actuelles en termes de personnalisation et de confort. Ils sont souvent dotés de technologies favorisant les économies d'énergies, ce qui représente un avantage financier non négligeable à long terme. La personnalisation des espaces permet aux acheteurs de créer un lieu de vie qui leur ressemble vraiment, faisant de chaque logement neuf un investissement unique et sur mesure. (Estimation indicative au le 10 novembre 2023)\x3C/p>"},weight:12,changed:"2024-12-13T10:56:46+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[1776]=[$R[1777]={tag:"meta",attributes:$R[1778]={name:"title",content:"Programme immobilier neuf à L'Haÿ-les-Roses 94 | Cogedim"}},$R[1779]={tag:"meta",attributes:$R[1780]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) àL'Haÿ-les-Roses ? 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Très bien connecté à la capitale, il abrite un mélange de zones très urbanisées, de pôles économiques et de grands espaces verts comme le Bois de Vincennes. On trouve aussi de nombreux programmes immobiliers neufs dans le Val-de-Marne, du studio à la maison familiale.\x3Cbr> \x3C/p>\x3Ch2>Pourquoi acheter un bien immobilier neuf dans le Val-de-Marne ?\x3C/h2>\x3Cp>Centres-villes dynamiques, quartiers résidentiels, bords de Marne... On trouve des \x3Cstrong>cadres de vie variés\x3C/strong> dans le Val-de-Marne. Ses habitants apprécient la présence de \x3Cstrong>grands espaces verts\x3C/strong>, comme le Bois de Vincennes et la Forêt domaniale de Notre-Dame.\x3Cbr> \x3C/p>\x3Cp>Très recherché pour sa proximité de la capitale, le département jouit d'un \x3Cstrong>réseau de transports performant\x3C/strong> : plusieurs RER, métro et futur Grand Paris Express.\x3Cbr> \x3C/p>\x3Cp>L'économie du département est portée par de \x3Cstrong>grands pôles d’activités\x3C/strong> dans les secteurs de la santé, du numérique, de l’audiovisuel et de la recherche.\x3C/p>\x3Ch2>Investir dans un programme immobilier neuf dans le Val-de-Marne\x3C/h2>\x3Cp>Le Val-de-Marne profite d'une \x3Cstrong>demande locative forte et continue\x3C/strong> liée à la proximité de Paris et des bassins d'emplois, et boostée par l’arrivée du futur Grand Paris Express. Il offre un \x3Cstrong>potentiel de rendement locatif élevé\x3C/strong>, surtout à l’est et au sud du département.\x3Cbr> \x3C/p>\x3Cp>Les dispositifs fiscaux pour acheter un logement neuf sont particulièrement avantageux dans les communes du Val-de-Marne classées en \x3Cstrong>zone tendue Abis et A\x3C/strong>, comme Cachan, Fontenay-sous-Bois et Villejuif.\x3C/p>\x3Cp>Les villes directement impactées par le \x3Cstrong>projet Grand Paris Express\x3C/strong> (Villejuif, Créteil, L'Haÿ-les-Roses, etc.) entrevoient de belles opportunités de valorisation immobilière.\x3C/p>\x3Ch2>Le marché immobilier dans le Val-de-Marne\x3C/h2>\x3Cp>Le marché immobilier dans le Val-de-Marne comprend \x3Cstrong>76 % d’appartements\x3C/strong> et \x3Cstrong>52 % de locataires\x3C/strong>. Les logements actuellement présents sur le marché représentent environ 3,9 % du parc immobilier.\x3C/p>\x3Cp>Voici l'\x3Cstrong>évolution sur 5 ans des prix au m²\x3C/strong> des logements neufs dans les principales villes du Val-de-Marne :\x3C/p>\x3Cul>\x3Cli>Créteil : 4 020 à 4 910 €/m² avec -3 % sur 5 ans \x3Cbr> \x3C/li>\x3Cli>Joinville-le-Pont : 8 050 à 9 840 €/m² avec +40 % sur 5 ans \x3Cbr> \x3C/li>\x3Cli>Villejuif : 4 830 à 5 900 €/m² avec +0 % sur 5 ans \x3Cbr> \x3C/li>\x3Cli>L'Haÿ-les-Roses : 5 020 à 6 130 €/m² avec +13 % sur 5 ans \x3Cbr> \x3C/li>\x3Cli>Fontenay-sous-Bois : 5 220 à 6 370 €/m² avec +8 % sur 5 ans\x3Cbr> \x3C/li>\x3C/ul>\x3Ch2>Les villes où acheter un logement neuf dans le Val-de-Marne\x3C/h2>\x3Cp>\x3Ca href=\"https://www.cogedim.com/ile-de-france/val-de-marne-94/villejuif/\">\x3Cstrong>\x3Cu>Villejuif\x3C/u>\x3C/strong>\x3C/a>\x3C/p>\x3Cul>\x3Cli>Cette ancienne commune populaire entreprend de vastes opérations de renouvellement urbain, notamment autour des gares.\x3Cbr> \x3C/li>\x3Cli>Elle sera desservie par deux lignes du futur Grand Paris Express.\x3C/li>\x3Cli>Cette ville séduit les jeunes actifs, les étudiants et les familles qui recherchent la proximité de Paris à prix encore abordable.\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Ca href=\"https://www.cogedim.com/ile-de-france/val-de-marne-94/fontenay-bois/\">\x3Cstrong>\x3Cu>Fontenay-sous-Bois\x3C/u>\x3C/strong>\x3C/a>\x3C/p>\x3Cul>\x3Cli>Fontenay-sous-Bois dispose d'une très bonne desserte en RER et constitue un futur nœud stratégique du Grand Paris Express.\x3Cbr> \x3C/li>\x3Cli>À proximité du Bois de Vincennes, elle possède un fort tissu économique local.\x3Cbr> \x3C/li>\x3Cli>Cette ville résidentielle attire les cadres et les familles aisées.\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Ca href=\"https://www.cogedim.com/ile-de-france/val-de-marne-94/creteil/\">\x3Cstrong>\x3Cu>Créteil\x3C/u>\x3C/strong>\x3C/a>\x3C/p>\x3Cul>\x3Cli>Préfecture du Val-de-Marne, Créteil est une ville importante en termes d’emplois, de services et d’universités.\x3Cbr> \x3C/li>\x3Cli>Accessible via le RER, elle profitera aussi du futur prolongement de la ligne 15 sud du Grand Paris Express.\x3Cbr> \x3C/li>\x3Cli>C'est la ville idéale pour les familles aux revenus modestes, les primo-accédants et les investisseurs qui visent les étudiants et le personnel hospitalier.\x3C/li>\x3C/ul>\x3Ch2>Les dispositifs et aides disponibles dans le Val-de-Marne\x3C/h2>\x3Cp>Que ce soit pour habiter ou investir dans le Val-de-Marne, des aides financières rendent l’achat immobilier neuf plus accessible. Les \x3Cstrong>primo-accédants\x3C/strong> peuvent compter sur le \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\">\x3Cu>Prêt à Taux Zéro (PTZ)\x3C/u>\x3C/a> ou d’autres prêts aidés, la \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/une-tva-reduite-a-5-5.html\">\x3Cu>TVA réduite\x3C/u>\x3C/a>, le \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">\x3Cu>BRS\x3C/u>\x3C/a>, l’\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">\x3Cu>accession à prix maîtrisé\x3C/u>\x3C/a> ou encore les \x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cu>solutions Access\x3C/u>\x3C/a>.\x3C/p>\x3Cp>Les \x3Cstrong>investisseurs \x3C/strong>ne sont pas en reste, grâce à des dispositifs comme le \x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\">LMNP\x3C/a>, le \x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/logement-locatif-intermediaire/\">LLI\x3C/a>, la \x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/l-achat-en-nue-propriete.html\">nue-propriété\x3C/a> ou des \x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\">avantages COGEDIM\x3C/a> comme la prise en charge de certains frais.\x3C/p>\x3Ch2>Pourquoi choisir COGEDIM pour votre achat dans le Val-de-Marne ?\x3C/h2>\x3Cp>En achetant un logement neuf dans le Val-de-Marne avec COGEDIM, vous profitez d'un accompagnement personnalisé, de conseils juridiques et fiscaux, d'un suivi constant et de programmes de qualité aux emplacements recherchés. Une expertise solide pour \x3Cstrong>acheter en toute sérénité\x3C/strong>, que ce soit pour habiter ou investir.\x3C/p>",format:"full_html",processed:"\x3Ch2>Immobilier et Appartements Neufs dans le Val-de-Marne\x3C/h2>\x3Cp>Le Val-de-Marne est un département de la petite couronne sud-est de Paris. Très bien connecté à la capitale, il abrite un mélange de zones très urbanisées, de pôles économiques et de grands espaces verts comme le Bois de Vincennes. On trouve aussi de nombreux programmes immobiliers neufs dans le Val-de-Marne, du studio à la maison familiale.\x3Cbr> \x3C/p>\x3Ch2>Pourquoi acheter un bien immobilier neuf dans le Val-de-Marne ?\x3C/h2>\x3Cp>Centres-villes dynamiques, quartiers résidentiels, bords de Marne... On trouve des \x3Cstrong>cadres de vie variés\x3C/strong> dans le Val-de-Marne. Ses habitants apprécient la présence de \x3Cstrong>grands espaces verts\x3C/strong>, comme le Bois de Vincennes et la Forêt domaniale de Notre-Dame.\x3Cbr> \x3C/p>\x3Cp>Très recherché pour sa proximité de la capitale, le département jouit d'un \x3Cstrong>réseau de transports performant\x3C/strong> : plusieurs RER, métro et futur Grand Paris Express.\x3Cbr> \x3C/p>\x3Cp>L'économie du département est portée par de \x3Cstrong>grands pôles d’activités\x3C/strong> dans les secteurs de la santé, du numérique, de l’audiovisuel et de la recherche.\x3C/p>\x3Ch2>Investir dans un programme immobilier neuf dans le Val-de-Marne\x3C/h2>\x3Cp>Le Val-de-Marne profite d'une \x3Cstrong>demande locative forte et continue\x3C/strong> liée à la proximité de Paris et des bassins d'emplois, et boostée par l’arrivée du futur Grand Paris Express. Il offre un \x3Cstrong>potentiel de rendement locatif élevé\x3C/strong>, surtout à l’est et au sud du département.\x3Cbr> \x3C/p>\x3Cp>Les dispositifs fiscaux pour acheter un logement neuf sont particulièrement avantageux dans les communes du Val-de-Marne classées en \x3Cstrong>zone tendue Abis et A\x3C/strong>, comme Cachan, Fontenay-sous-Bois et Villejuif.\x3C/p>\x3Cp>Les villes directement impactées par le \x3Cstrong>projet Grand Paris Express\x3C/strong> (Villejuif, Créteil, L'Haÿ-les-Roses, etc.) entrevoient de belles opportunités de valorisation immobilière.\x3C/p>\x3Ch2>Le marché immobilier dans le Val-de-Marne\x3C/h2>\x3Cp>Le marché immobilier dans le Val-de-Marne comprend \x3Cstrong>76 % d’appartements\x3C/strong> et \x3Cstrong>52 % de locataires\x3C/strong>. Les logements actuellement présents sur le marché représentent environ 3,9 % du parc immobilier.\x3C/p>\x3Cp>Voici l'\x3Cstrong>évolution sur 5 ans des prix au m²\x3C/strong> des logements neufs dans les principales villes du Val-de-Marne :\x3C/p>\x3Cul>\x3Cli>Créteil : 4 020 à 4 910 €/m² avec -3 % sur 5 ans \x3Cbr> \x3C/li>\x3Cli>Joinville-le-Pont : 8 050 à 9 840 €/m² avec +40 % sur 5 ans \x3Cbr> \x3C/li>\x3Cli>Villejuif : 4 830 à 5 900 €/m² avec +0 % sur 5 ans \x3Cbr> \x3C/li>\x3Cli>L'Haÿ-les-Roses : 5 020 à 6 130 €/m² avec +13 % sur 5 ans \x3Cbr> \x3C/li>\x3Cli>Fontenay-sous-Bois : 5 220 à 6 370 €/m² avec +8 % sur 5 ans\x3Cbr> \x3C/li>\x3C/ul>\x3Ch2>Les villes où acheter un logement neuf dans le Val-de-Marne\x3C/h2>\x3Cp>\x3Ca href=\"https://www.cogedim.com/ile-de-france/val-de-marne-94/villejuif/\">\x3Cstrong>\x3Cu>Villejuif\x3C/u>\x3C/strong>\x3C/a>\x3C/p>\x3Cul>\x3Cli>Cette ancienne commune populaire entreprend de vastes opérations de renouvellement urbain, notamment autour des gares.\x3Cbr> \x3C/li>\x3Cli>Elle sera desservie par deux lignes du futur Grand Paris Express.\x3C/li>\x3Cli>Cette ville séduit les jeunes actifs, les étudiants et les familles qui recherchent la proximité de Paris à prix encore abordable.\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Ca href=\"https://www.cogedim.com/ile-de-france/val-de-marne-94/fontenay-bois/\">\x3Cstrong>\x3Cu>Fontenay-sous-Bois\x3C/u>\x3C/strong>\x3C/a>\x3C/p>\x3Cul>\x3Cli>Fontenay-sous-Bois dispose d'une très bonne desserte en RER et constitue un futur nœud stratégique du Grand Paris Express.\x3Cbr> \x3C/li>\x3Cli>À proximité du Bois de Vincennes, elle possède un fort tissu économique local.\x3Cbr> \x3C/li>\x3Cli>Cette ville résidentielle attire les cadres et les familles aisées.\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Ca href=\"https://www.cogedim.com/ile-de-france/val-de-marne-94/creteil/\">\x3Cstrong>\x3Cu>Créteil\x3C/u>\x3C/strong>\x3C/a>\x3C/p>\x3Cul>\x3Cli>Préfecture du Val-de-Marne, Créteil est une ville importante en termes d’emplois, de services et d’universités.\x3Cbr> \x3C/li>\x3Cli>Accessible via le RER, elle profitera aussi du futur prolongement de la ligne 15 sud du Grand Paris Express.\x3Cbr> \x3C/li>\x3Cli>C'est la ville idéale pour les familles aux revenus modestes, les primo-accédants et les investisseurs qui visent les étudiants et le personnel hospitalier.\x3C/li>\x3C/ul>\x3Ch2>Les dispositifs et aides disponibles dans le Val-de-Marne\x3C/h2>\x3Cp>Que ce soit pour habiter ou investir dans le Val-de-Marne, des aides financières rendent l’achat immobilier neuf plus accessible. Les \x3Cstrong>primo-accédants\x3C/strong> peuvent compter sur le \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\">\x3Cu>Prêt à Taux Zéro (PTZ)\x3C/u>\x3C/a> ou d’autres prêts aidés, la \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/une-tva-reduite-a-5-5.html\">\x3Cu>TVA réduite\x3C/u>\x3C/a>, le \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">\x3Cu>BRS\x3C/u>\x3C/a>, l’\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">\x3Cu>accession à prix maîtrisé\x3C/u>\x3C/a> ou encore les \x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cu>solutions Access\x3C/u>\x3C/a>.\x3C/p>\x3Cp>Les \x3Cstrong>investisseurs \x3C/strong>ne sont pas en reste, grâce à des dispositifs comme le \x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\">LMNP\x3C/a>, le \x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/logement-locatif-intermediaire/\">LLI\x3C/a>, la \x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/l-achat-en-nue-propriete.html\">nue-propriété\x3C/a> ou des \x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\">avantages COGEDIM\x3C/a> comme la prise en charge de certains frais.\x3C/p>\x3Ch2>Pourquoi choisir COGEDIM pour votre achat dans le Val-de-Marne ?\x3C/h2>\x3Cp>En achetant un logement neuf dans le Val-de-Marne avec COGEDIM, vous profitez d'un accompagnement personnalisé, de conseils juridiques et fiscaux, d'un suivi constant et de programmes de qualité aux emplacements recherchés. Une expertise solide pour \x3Cstrong>acheter en toute sérénité\x3C/strong>, que ce soit pour habiter ou investir.\x3C/p>"},weight:6,changed:"2025-06-18T14:02:38+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[1840]=[$R[1841]={tag:"meta",attributes:$R[1842]={name:"title",content:"Immobilier neuf Val-de-Marne | Cogedim"}},$R[1843]={tag:"meta",attributes:$R[1844]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) dans le Val-de-Marne ? 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Cette région est une valeur sûre pour investir dans l’\x3Cstrong>immobilier neuf\x3C/strong>, que ce soit pour y établir votre \x3Cstrong>résidence principale\x3C/strong> ou pour y faire un \x3Cstrong>investissement locatif\x3C/strong>. L’Île-de-France offre effectivement une rentabilité locative assurée ainsi que de belles opportunités de plus-values. Veuillez découvrir nos offres de logements neufs en Île-de-France.\x3C/p>\x3Ch3>Achat : les aides pour acheter un appartement neuf en Île-de-France\x3C/h3>\x3Cp>Plusieurs aides financières sont à votre disposition pour faciliter l’acquisition d’un bien immobilier en Île-de-France, quelle que soit la taille du logement que vous recherchez.\x3C/p>\x3Ch4>Le Prêt à Taux Zéro (PTZ)\x3C/h4>\x3Cp>Prêt aidé par l’État, le PTZ peut vous servir à devenir propriétaire de votre \x3Cstrong>résidence principale\x3C/strong> en Île-de-France si vous êtes primo-accédant et que vous répondez aux critères de ressources. Au maximum et selon le bien que vous allez acquérir, il pourra couvrir jusqu’à 40% du coût total de votre opération immobilière. Comme son nom l’indique, vous ne devrez rembourser que la somme empruntée, sans aucun intérêt. En complément de votre PTZ, vous pourrez solliciter un autre dispositif de financement, comme un prêt immobilier bancaire ou encore un prêt Action Logement.\x3C/p>\x3Ch4>Le prêt Action Logement\x3C/h4>\x3Cp>Anciennement nommé 1% Logement, ce prêt complémentaire vous permet de financer l’acquisition de votre logement neuf en Île-de-France, pour en faire votre résidence principale, à un \x3Cstrong>taux plafonné à 0,5%\x3C/strong>. Sous conditions de ressources et si vous êtes salarié, Action Logement vous permet d’emprunter jusqu’à 40 000 euros.\x3C/p>\x3Ch4>\x3Ca href=\"https://www.cogedim.com/votre-futur-bien/par-opportunite/nos-programmes-tva-reduite/\">La TVA réduite\x3C/a>\x3C/h4>\x3Cp>La TVA à 20% s’applique généralement aux achats de biens immobiliers neufs. Pour faire diminuer la facture, intéressez-vous aux \x3Cstrong>nouvelles constructions éligibles\x3C/strong> à la \x3Cstrong>TVA à 5,5%\x3C/strong>. Elles sont situées dans les 58 quartiers d’Île-de-France en voie de transformation. Sous conditions de ressources, la TVA réduite pourra vous être appliquée si vous faites l’acquisition d’un bien immobilier neuf en Île-de-France pour en faire votre résidence principale. Ce dispositif peut être cumulé avec le PTZ.\x3C/p>\x3Ch4>Les autres aides\x3C/h4>\x3Cp>Le \x3Cstrong>prêt accession sociale (PAS)\x3C/strong> est cumulable avec le PTZ, le prêt Action Logement et la TVA réduite. Il permet aux emprunteurs à revenus modestes de financer l’achat de leur résidence principale. Comme le PAS se contracte directement auprès des établissements bancaires qui décident du taux, n’hésitez pas à en contacter plusieurs pour éventuellement financer votre projet immobilier en Île-de-France.\x3C/p>\x3Ch3>Acheter un programme neuf en Île-de-France pour entreprendre un investissement locatif\x3C/h3>\x3Cp>Vous envisagez de réaliser un investissement locatif en Île-de-France ? Il s’agit du placement préféré des Français en raison des nombreux avantages qu’il apporte. Investir dans l’un de nos programmes neufs en Île-de-France vous permet de constituer votre patrimoine, de percevoir des revenus réguliers et même de préparer votre retraite. En Île-de-France, l’investissement locatif est l’occasion idéale de réaliser de belles plus-values tout en profitant d’une rentabilité assurée.\x3C/p>\x3Ch4>L’investissement en Location Meublée Non Professionnelle (LMNP)\x3C/h4>\x3Cp>La loi LMNP vous permet de \x3Cstrong>devenir propriétaire d’un bien meublé\x3C/strong> dont vous percevrez les \x3Cstrong>revenus locatifs sans imposition\x3C/strong>. Ouvert à tous les contribuables français, sans condition de ressources, ce dispositif à la gestion simplifiée vous permet d’amortir votre investissement locatif en Île-de-France sur plusieurs dizaines d’années.\x3C/p>\x3Ch4>L’investissement en Location Meublée Professionnelle (LMP)\x3C/h4>\x3Cp>Votre statut LMNP évoluera en LMP si vos revenus ainsi générés dépassent 23 000 euros par an ou qu’ils représentent plus de 50% des revenus totaux de votre foyer fiscal.\x3C/p>\x3Cp>La différence entre LMNP et LMP est qu’un loueur LMP est un professionnel de la location meublée, inscrit au registre du commerce et des sociétés (RCS). À noter que la \x3Cstrong>vente de votre bien LMP\x3C/strong> en Île-de-France sera exonérée totalement ou partiellement d’impôts si vous l’avez loué pendant au moins 5 ans et que vos revenus locatifs se situent entre 90 000 et 126 000 euros.\x3C/p>\x3Ch4>Nue-propriété\x3C/h4>\x3Cp>Pour un investissement à long terme, un confort de gestion et une fiscalité optimisée, vous pouvez envisager d’acquérir un bien immobilier neuf en nue-propriété en Île-de-France, pour environ \x3Cstrong>60% de sa valeur\x3C/strong> en moyenne.\x3C/p>\x3Ch4>Les autres formes d'investissement\x3C/h4>\x3Cp>En Île-de-France, les \x3Cstrong>places de parkings et boxes\x3C/strong> sont des biens immobiliers très prisés, notamment à Paris. Ils pourront vous apporter une rentabilité de l’ordre de 5% pour une facilité de gestion incomparable. Ils constituent un excellent premier investissement en Île-de-France.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Île-de-France ?\x3C/h3>\x3Cp>L’Île-de-France est et restera certainement la région la plus attractive de France, tant pour les étudiants et les travailleurs que les touristes. Les nouveaux programmes immobiliers Cogedim et les constructions neuves ne cessent de se développer en Île-de-France pour maintenir le potentiel intarissable de la région et la rendre toujours plus agréable à vivre.\x3C/p>\x3Cp>Investir en Île-de-France vous permet de devenir propriétaire dans cette région très dynamique qui enregistre une forte croissance démographique. Les prix de l’immobilier sont variables en fonction des départements, mais ils ne sont pas systématiquement aussi élevés qu’à Paris. En plus de sa localisation stratégique, la région bénéficie d'un excellent réseau routier et de transports en commun qui la rende encore plus attractive.\x3C/p>\x3Ch2>Le prix de l'immobilier en Ile de France\x3C/h2>\x3Cp>Le marché immobilier neuf en Île-de-France, au 21 novembre 2023, présente une dynamique complexe et variée. Dans les grandes communes, les programmes neufs attirent de nombreux acquéreurs, cherchant soit un appartement neuf ou un autre type de logement neuf. La loi Carrez, garantissant la précision de la surface des biens vendus, est un élément clé pour les acheteurs.\x3C/p>\x3Cp>En termes de prix au mètre carré, il y a une grande disparité entre les différentes communes. À Paris, le prix moyen peut facilement dépasser 12 000 euros par mètre carré, avec des pics allant jusqu'à 20 000 euros dans certains quartiers prisés. À l'inverse, dans des communes plus éloignées comme Cergy ou Melun, le prix moyen au mètre carré pour un logement neuf est nettement plus abordable, oscillant entre 3 500 et 5 000 euros.\x3C/p>\x3Cp>En banlieue proche, comme à \x3Ca href=\"https://www.cogedim.com/ile-de-france/hauts-de-seine-92/boulogne-billancourt/\">Boulogne-Billancourt\x3C/a> ou Levallois-Perret, les prix des appartements neufs restent élevés, avoisinant en moyenne 8 000 à 10 000 euros par mètre carré. Ces communes bénéficient d'une proximité avec Paris et d'une excellente desserte en transports, justifiant en partie ces prix.\x3C/p>\x3Cp>En conclusion, le prix de l'immobilier neuf en Île-de-France varie considérablement selon la localisation. Le prix minimum pour un mètre carré peut être autour de 3 500 euros dans certaines zones, tandis que le prix moyen se situe souvent entre 5 000 et 10 000 euros, avec des exceptions notables à la hausse dans les quartiers les plus recherchés de Paris.(Estimation donnée à titre indicatif au 26 novembre 2023)\x3C/p>",format:"full_html",processed:"\x3Ch2>Logement VEFA neuf Île-de-France\x3C/h2>\x3Cp>Hébergeant à elle seule près de 20% de la population française, l’Île-de-France, avec ses 8 départements, est non seulement la région la plus peuplée de l’hexagone, mais aussi la plus densément peuplée. Cette région est une valeur sûre pour investir dans l’\x3Cstrong>immobilier neuf\x3C/strong>, que ce soit pour y établir votre \x3Cstrong>résidence principale\x3C/strong> ou pour y faire un \x3Cstrong>investissement locatif\x3C/strong>. L’Île-de-France offre effectivement une rentabilité locative assurée ainsi que de belles opportunités de plus-values. Veuillez découvrir nos offres de logements neufs en Île-de-France.\x3C/p>\x3Ch3>Achat : les aides pour acheter un appartement neuf en Île-de-France\x3C/h3>\x3Cp>Plusieurs aides financières sont à votre disposition pour faciliter l’acquisition d’un bien immobilier en Île-de-France, quelle que soit la taille du logement que vous recherchez.\x3C/p>\x3Ch4>Le Prêt à Taux Zéro (PTZ)\x3C/h4>\x3Cp>Prêt aidé par l’État, le PTZ peut vous servir à devenir propriétaire de votre \x3Cstrong>résidence principale\x3C/strong> en Île-de-France si vous êtes primo-accédant et que vous répondez aux critères de ressources. Au maximum et selon le bien que vous allez acquérir, il pourra couvrir jusqu’à 40% du coût total de votre opération immobilière. Comme son nom l’indique, vous ne devrez rembourser que la somme empruntée, sans aucun intérêt. En complément de votre PTZ, vous pourrez solliciter un autre dispositif de financement, comme un prêt immobilier bancaire ou encore un prêt Action Logement.\x3C/p>\x3Ch4>Le prêt Action Logement\x3C/h4>\x3Cp>Anciennement nommé 1% Logement, ce prêt complémentaire vous permet de financer l’acquisition de votre logement neuf en Île-de-France, pour en faire votre résidence principale, à un \x3Cstrong>taux plafonné à 0,5%\x3C/strong>. Sous conditions de ressources et si vous êtes salarié, Action Logement vous permet d’emprunter jusqu’à 40 000 euros.\x3C/p>\x3Ch4>\x3Ca href=\"https://www.cogedim.com/votre-futur-bien/par-opportunite/nos-programmes-tva-reduite/\">La TVA réduite\x3C/a>\x3C/h4>\x3Cp>La TVA à 20% s’applique généralement aux achats de biens immobiliers neufs. Pour faire diminuer la facture, intéressez-vous aux \x3Cstrong>nouvelles constructions éligibles\x3C/strong> à la \x3Cstrong>TVA à 5,5%\x3C/strong>. Elles sont situées dans les 58 quartiers d’Île-de-France en voie de transformation. Sous conditions de ressources, la TVA réduite pourra vous être appliquée si vous faites l’acquisition d’un bien immobilier neuf en Île-de-France pour en faire votre résidence principale. Ce dispositif peut être cumulé avec le PTZ.\x3C/p>\x3Ch4>Les autres aides\x3C/h4>\x3Cp>Le \x3Cstrong>prêt accession sociale (PAS)\x3C/strong> est cumulable avec le PTZ, le prêt Action Logement et la TVA réduite. Il permet aux emprunteurs à revenus modestes de financer l’achat de leur résidence principale. Comme le PAS se contracte directement auprès des établissements bancaires qui décident du taux, n’hésitez pas à en contacter plusieurs pour éventuellement financer votre projet immobilier en Île-de-France.\x3C/p>\x3Ch3>Acheter un programme neuf en Île-de-France pour entreprendre un investissement locatif\x3C/h3>\x3Cp>Vous envisagez de réaliser un investissement locatif en Île-de-France ? Il s’agit du placement préféré des Français en raison des nombreux avantages qu’il apporte. Investir dans l’un de nos programmes neufs en Île-de-France vous permet de constituer votre patrimoine, de percevoir des revenus réguliers et même de préparer votre retraite. En Île-de-France, l’investissement locatif est l’occasion idéale de réaliser de belles plus-values tout en profitant d’une rentabilité assurée.\x3C/p>\x3Ch4>L’investissement en Location Meublée Non Professionnelle (LMNP)\x3C/h4>\x3Cp>La loi LMNP vous permet de \x3Cstrong>devenir propriétaire d’un bien meublé\x3C/strong> dont vous percevrez les \x3Cstrong>revenus locatifs sans imposition\x3C/strong>. Ouvert à tous les contribuables français, sans condition de ressources, ce dispositif à la gestion simplifiée vous permet d’amortir votre investissement locatif en Île-de-France sur plusieurs dizaines d’années.\x3C/p>\x3Ch4>L’investissement en Location Meublée Professionnelle (LMP)\x3C/h4>\x3Cp>Votre statut LMNP évoluera en LMP si vos revenus ainsi générés dépassent 23 000 euros par an ou qu’ils représentent plus de 50% des revenus totaux de votre foyer fiscal.\x3C/p>\x3Cp>La différence entre LMNP et LMP est qu’un loueur LMP est un professionnel de la location meublée, inscrit au registre du commerce et des sociétés (RCS). À noter que la \x3Cstrong>vente de votre bien LMP\x3C/strong> en Île-de-France sera exonérée totalement ou partiellement d’impôts si vous l’avez loué pendant au moins 5 ans et que vos revenus locatifs se situent entre 90 000 et 126 000 euros.\x3C/p>\x3Ch4>Nue-propriété\x3C/h4>\x3Cp>Pour un investissement à long terme, un confort de gestion et une fiscalité optimisée, vous pouvez envisager d’acquérir un bien immobilier neuf en nue-propriété en Île-de-France, pour environ \x3Cstrong>60% de sa valeur\x3C/strong> en moyenne.\x3C/p>\x3Ch4>Les autres formes d'investissement\x3C/h4>\x3Cp>En Île-de-France, les \x3Cstrong>places de parkings et boxes\x3C/strong> sont des biens immobiliers très prisés, notamment à Paris. Ils pourront vous apporter une rentabilité de l’ordre de 5% pour une facilité de gestion incomparable. Ils constituent un excellent premier investissement en Île-de-France.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Île-de-France ?\x3C/h3>\x3Cp>L’Île-de-France est et restera certainement la région la plus attractive de France, tant pour les étudiants et les travailleurs que les touristes. Les nouveaux programmes immobiliers Cogedim et les constructions neuves ne cessent de se développer en Île-de-France pour maintenir le potentiel intarissable de la région et la rendre toujours plus agréable à vivre.\x3C/p>\x3Cp>Investir en Île-de-France vous permet de devenir propriétaire dans cette région très dynamique qui enregistre une forte croissance démographique. Les prix de l’immobilier sont variables en fonction des départements, mais ils ne sont pas systématiquement aussi élevés qu’à Paris. En plus de sa localisation stratégique, la région bénéficie d'un excellent réseau routier et de transports en commun qui la rende encore plus attractive.\x3C/p>\x3Ch2>Le prix de l'immobilier en Ile de France\x3C/h2>\x3Cp>Le marché immobilier neuf en Île-de-France, au 21 novembre 2023, présente une dynamique complexe et variée. Dans les grandes communes, les programmes neufs attirent de nombreux acquéreurs, cherchant soit un appartement neuf ou un autre type de logement neuf. La loi Carrez, garantissant la précision de la surface des biens vendus, est un élément clé pour les acheteurs.\x3C/p>\x3Cp>En termes de prix au mètre carré, il y a une grande disparité entre les différentes communes. À Paris, le prix moyen peut facilement dépasser 12 000 euros par mètre carré, avec des pics allant jusqu'à 20 000 euros dans certains quartiers prisés. À l'inverse, dans des communes plus éloignées comme Cergy ou Melun, le prix moyen au mètre carré pour un logement neuf est nettement plus abordable, oscillant entre 3 500 et 5 000 euros.\x3C/p>\x3Cp>En banlieue proche, comme à \x3Ca href=\"https://www.cogedim.com/ile-de-france/hauts-de-seine-92/boulogne-billancourt/\">Boulogne-Billancourt\x3C/a> ou Levallois-Perret, les prix des appartements neufs restent élevés, avoisinant en moyenne 8 000 à 10 000 euros par mètre carré. Ces communes bénéficient d'une proximité avec Paris et d'une excellente desserte en transports, justifiant en partie ces prix.\x3C/p>\x3Cp>En conclusion, le prix de l'immobilier neuf en Île-de-France varie considérablement selon la localisation. 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Nos experts sont là pour vous guider au cours de chaque étape de votre projet d’acquisition immobilière.\x3C/p>\r\n",format:"full_html",processed:"\x3Cp>Avec Cogedim, vous avez la garantie de récupérer les clés d’un logement neuf de qualité. 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complètes au 10/07/2025\r\n992,34 € de mensualités *:\r\nMensualité de 992,34 € dans le cadre de l’offre COGEDIM Access. Lot 401, 2 pièces situé au Rez de chaussée,\r\nd’une surface habitable de 38,29 m² avec une terrasse de 7,77 m², bien immobilier dépendant de la Résidence\r\n« VILLA TRIANON » à L HAY LES ROSES (94240). Exemple d’un financement pour une opération d’acquisition de\r\nrésidence principale en état futur d’achèvement d’un montant de 237 000,00 €, en TVA réduite à 5,5 %(2), frais de\r\ndossier et frais de caution du prêt à la charge de COGEDIM, soit un montant à financer de 237 000,00 € sans\r\napport personnel, bénéficiant d’un PTZ (1) par un couple, primo-accédant, dont le revenu fiscal de référence de\r\nl'année n-2 était de 37 500,00 € et éligible à une acquisition en TVA réduite à 5,5 %(2) .\r\nFinancement réalisé grâce à des prêts consentis auprès des partenaires bancaires du groupe ALTAREA par\r\nl’intermédiaire d’Altarea Solution Financement :\r\nun prêt bancaire amortissable à taux fixe d’un montant de 84 500,00 €, d’une durée de 24 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 773,07 € pendant 10 ans puis mensualités\r\nde 103,42 € pendant 14 ans, TAEG estimé 4,31 % et coût total 25 642,96 € intérêts et assurances inclus,\r\nun prêt PTZ (1) d’un montant de 112 500,00 €, d’une durée de 24 ans, prêt amortissable à taux fixe ,\r\nmensualités de 32,81 € pendant 10 ans puis mensualités de 702,46 € pendant 14 ans, TAEG estimé 0,49 %\r\net coût total 9 450,48 € intérêts et assurances inclus,\r\nun prêt Jeune Actif (-35 ans) amortissable à taux fixe d’un montant de 20 000,00 €, d’une durée de 24 ans,\r\nprêt amortissable à taux fixe pendant toute sa durée , mensualités de 93,23 € pendant 24 ans, TAEG estimé\r\n2,62 % et coût total 6 850,24 € intérêts et assurances inclus,\r\nun prêt Acquisition Durable amortissable à taux fixe d’un montant de 20 000,00 €, d’une durée de 24 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 93,23 € pendant 24 ans, TAEG estimé\r\n2,62 % et coût total 6 850,24 € intérêts et assurances inclus,\r\nL’ensemble pour une mensualité globale lissée de 992,34 € pendant 24 ans. La cotisation mensuelle d’assurance\r\ndécès, perte totale et irréversible d’autonomie et incapacité de travail pour le prêt bancaire amortissable est de\r\n24.65 €, le prêt PTZ est de 32.81 €, le prêt Jeune Actif (-35 ans) est de 5.83 €, le prêt Acquisition Durable est de\r\n5.83 €, pour un capital emprunté assuré à 100 %.\r\nCette simulation est communiquée à titre informatif ; elle est établie sur la base de taux moyens du marché\r\nconstatés au 10/07/2025 pour diverses situations comparables. Cette présentation indicative ne constitue en\r\naucune façon une offre commerciale ou publicitaire de financement et n’a aucune valeur contractuelle. TVA réduite à\r\n5,5 % (2) (acquisition pour 10 ans minimum), PTZ(1) et PAS, réservés aux primo-accédants pour l’achat d’un\r\nlogement en résidence principale sont soumis à conditions de revenus. Altarea Solution Financement est une\r\nsociété de courtage en crédit immobilier et en assurances. Siège social : 87 Rue de Richelieu – 75002 Paris.\r\nAdresse contact : contact-solution-financement@altarea.com. SAS au capital de 10 000 € immatriculée au R.C.S\r\nParis sous le N°504 638 784 et au registre de l’Orias (www.orias.fr) sous le N°10053430. Responsabilité Civile\r\nProfessionnelle conforme aux articles L.512-6 du Code des assurances et L.519-3-4 du Code monétaire et\r\nfinancier. Membre de l’Association professionnelle des intermédiaires en crédits (APIC). Vous bénéficiez d’un délai\r\nlégal de réflexion de 10 jours. Lorsque la vente est subordonnée à l’obtention d’un prêt et si celui-ci n’est pas\r\nobtenu, le vendeur doit rembourser les sommes versées par l’acquéreur. Aucun versement de quelque nature que ce\r\nsoit ne peut être exigé d’un particulier avant l’obtention d’un ou plusieurs prêts d’argent. Un crédit vous engage et\r\ndoit être remboursé. Vérifiez vos capacités de remboursement avant de vous engager. Sous réserve d’acceptation\r\nde votre dossier par nos partenaires bancaires.\r\n500 € d’apport / 500 € à la réservation\r\nCette somme de 500 € correspond au dépôt de garantie qui vous sera demandé à la signature du contrat de\r\nréservation en lieu et place du montant légal de 2 % ou 5 % du montant TTC du prix de vente. Cette somme\r\ns'imputera sur la partie du prix payable à la signature de l'acte authentique. Toutes les conditions du dépôt de\r\ngarantie sont stipulées à l’article 3.5 des conditions générales du contrat de réservation. Cette somme de 500 €\r\npeut être remboursée si la banque finance la totalité.\r\n0 frais avant d’emménager\r\nLe versement des mensualités, hors assurances, débutera à la date de livraison de l’appartement dépendant de la\r\nRésidence « VILLA TRIANON » à L HAY LES ROSES (94240).\r\nCOGEDIM prendra à sa charge les frais suivants :\r\nFrais notariés d’acte de vente (en ce compris la quote-part aux frais d’établissement au règlement de\r\ncopropriété),\r\nFrais notariés d’acte de prêt en cas de financement assorti d’une garantie hypothécaire,\r\nFrais de dossier bancaire,\r\nFrais de caution bancaire,\r\nIntérêts intercalaires.\r\nGrâce à cette prise en charge par COGEDIM, le TAEG (Taux Annuel Effectif Global) y compris assurance obligatoire\r\nest estimé à un taux de 1,64 %.\r\nLa prise en charge de ces frais est soumise aux quatre conditions cumulatives suivantes :\r\nÀ la signature d’un mandat exclusif de recherche de financement avec la société Altarea Solution Financement\r\n(frais de courtage offerts),\r\nÀ l’obtention du financement bancaire grâce à l’action de la société Altarea Solution Financement,\r\nÀ l’utilisation effective du financement ainsi obtenu par l’intermédiaire de ce mandat pour l’acquisition des lots\r\nobjet du contrat de réservation visé en tête des présentes,\r\nEt à la signature de l’acte notarié de vente en l’état futur d’achèvement dans les délais contractuels.\r\nEtant ici précisé que pour instruire la recherche de financement par le biais de la société Altarea Solution\r\nFinancement, vous vous engagez à fournir l’ensemble des pièces nécessaires (pièce d’identité valide, avis\r\nd’imposition, bulletins de salaire, extraits de comptes, tableaux d’amortissement des prêts en cours, etc…).\r\nDans ces conditions, COGEDIM vous remboursera :\r\nLe montant des frais de dossier bancaire et de caution bancaire, dans un délai de 15 jours à compter de la\r\nsignature de l’acte authentique de vente,\r\nPour le montant des intérêts intercalaires :\r\nCOGEDIM vous versera une avance, dont le montant sera déterminé à l'obtention du financement\r\nbancaire car elle dépendra des caractéristiques de l'emprunt contracté, dans un délai de 15 jours à\r\ncompter de l’émission de l’appel de fonds correspondant au stade « achèvement du plancher bas du\r\nrez-de-chaussée ». Dans l’hypothèse où la signature de l’acte authentique de vente intervenait après\r\nl’atteinte du stade « achèvement du plancher bas du rez-de-chaussée » dans la réalisation de la\r\nconstruction, COGEDIM vous versera ladite avance dans un délai de 15 jours à compter de la date de\r\nsignature de l’acte de vente,\r\nEt le solde des intérêts intercalaires (si ces derniers excédaient le montant de l’avance versée) dans un\r\ndélai de 15 jours à compter de la signature de la prise de possession effective des biens (livraison des\r\nbiens).\r\nLes frais notariés (frais d’établissement au règlement de copropriété, frais d’acte de vente, et frais d’acte de prêt en\r\ncas de prêt assorti d’une garantie hypothécaire) seront directement supportés par COGEDIM lors de la signature de\r\nl’acte authentique de vente (et de l’acte de prêt le cas échéant) auprès du Notaire.\r\n(1) PTZ : Le Prêt à taux zéro est un prêt réglementé qui vous permet de financer l’acquisition d'un appartement neuf\r\n(ou acquis en VEFA) que vous occuperez à titre de votre première résidence principale. Le Prêt à Taux zéro est un\r\nprêt complémentaire à d'autres emprunts. Le Prêt à taux zéro est accessible sous conditions de ressources, aux\r\npersonnes physiques désirant devenir propriétaire de leur première résidence principale (ne pas avoir été\r\npropriétaire de sa résidence principale au cours des 2 années précédant la nouvelle acquisition). Le montant et la\r\ndurée du Prêt à Taux 0 % varient en fonction de la zone géographique du logement et de la composition du foyer.\r\nLes ressources de l’acquéreur sont également prises en compte pour la durée du remboursement.\r\n(2) TVA réduite à 5,5 % au lieu de 20 % . Le Code général des impôts (art.278 sexies 11 et 11 bis, art. art.278\r\nsexies-0 A) permet d’appliquer un taux réduit de TVA à 5,5 % pour les opérations d’accession sociale à la propriété\r\nportant sur des logements acquis par des personnes physiques pour y établir leur résidence principale et situés\r\ndans les zones ciblées par la politique de la ville (quartiers faisant l’objet d’une convention ANRU et dans les\r\nquartiers prioritaires politique de la ville ou situés à une certaine distance de ceux-ci en fonction notamment de la\r\ndate de la demande de permis de construire. Ce taux réduit est susceptible de s’appliquer dès lors que les\r\nressources des personnes destinées à occuper le logement à la date de signature de l’avant contrat préliminaire ou,\r\nà défaut, à la date du contrat de vente ne dépassent pas des plafonds de ressources (cf. article 278 sexies du CGI).\r\nLe bénéfice du taux réduit est susceptible d’être remis en cause dans l’hypothèse où les conditions d’octroi du taux\r\nréduit cessent d’être remplies dans un délai de 10 ans qui suit le fait générateur de l’opération notamment en cas de\r\nrevente ou de changement de destination du logement.\r\nL’article 71 de la loi n°1322-2023 du 29 décembre 2023, dite loi de finances pour 2024, proroge le PTZ (prêt à taux\r\nzéro) jusqu’au 31 décembre 2027 et aménage certaines dispositions réglementaires applicables. Le décret n\r\n°2024-304 du 2 avril 2024 fixe les modalités des offres de prêt émises à compter du 1er avril 2024. L’arrêté du 2\r\navril 2024 précise les modalités d’application de ces mesures et notamment les conditions dans lesquelles\r\nl’emprunteur doit justifier de l’éligibilité de son projet au PTZ\r\nCOGEDIM SAS – siège social 87 rue de Richelieu 75002 PARIS\r\nRCS PARIS n°054 500 814 – SIRET 05 450 081 400 063 –\r\nwww.cogedim.com – 09 70 255 255",field_text:$R[2166]={value:"\x3Cp>Votre\x3C/p>\x3Cp>\x3Cstrong>2 pièces\x3C/strong>\x3C/p>\x3Cp>pour\x3C/p>\x3Cp>\x3Cstrong>992€ \x3C/strong>/mois\x3C/p>",format:"full_html",processed:"\x3Cp>Votre\x3C/p>\x3Cp>\x3Cstrong>2 pièces\x3C/strong>\x3C/p>\x3Cp>pour\x3C/p>\x3Cp>\x3Cstrong>992€ 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Lot 516, 3 pièces situé au 1 er étage, d’une\r\nsurface habitable de 63,45 m² avec un balcon de 8,67 m², 1 place de stationnement bien immobilier dépendant de\r\nla Résidence « VILLA TRIANON » à L HAY LES ROSES (94240). Exemple d’un financement pour une opération\r\nd’acquisition de résidence principale en état futur d’achèvement d’un montant de 322 000,00 €, en TVA réduite à\r\n5,5 %(2), frais de dossier et frais de caution du prêt à la charge de COGEDIM, soit un montant à financer de\r\n322 000,00 € sans apport personnel, bénéficiant d’un PTZ (1) par un couple avec enfant, primo-accédant, dont le\r\nrevenu fiscal de référence de l'année n-2 était de 45 000,00 € et éligible à une acquisition en TVA réduite à 5,5 %(2)\r\n.\r\nFinancement réalisé grâce à des prêts consentis auprès des partenaires bancaires du groupe ALTAREA par\r\nl’intermédiaire d’Altarea Solution Financement :\r\nun prêt bancaire amortissable à taux fixe d’un montant de 147 000,00 €, d’une durée de 24 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 1 168,00 € pendant 10 ans puis mensualités\r\nde 364,43 € pendant 14 ans, TAEG estimé 4,09 % et coût total 54 384,24 € intérêts et assurances inclus,\r\nun prêt PTZ (1) d’un montant de 135 000,00 €, d’une durée de 24 ans, prêt amortissable à taux fixe ,\r\nmensualités de 39,38 € pendant 10 ans puis mensualités de 842,95 € pendant 14 ans, TAEG estimé 0,49 %\r\net coût total 11 341,20 € intérêts et assurances inclus,\r\nun prêt Jeune Actif (-35 ans) amortissable à taux fixe d’un montant de 20 000,00 €, d’une durée de 24 ans,\r\nprêt amortissable à taux fixe pendant toute sa durée , mensualités de 93,23 € pendant 24 ans, TAEG estimé\r\n2,62 % et coût total 6 850,24 € intérêts et assurances inclus,\r\nun prêt Acquisition Durable amortissable à taux fixe d’un montant de 20 000,00 €, d’une durée de 24 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 93,23 € pendant 24 ans, TAEG estimé\r\n2,62 % et coût total 6 850,24 € intérêts et assurances inclus,\r\nL’ensemble pour une mensualité globale lissée de 1 393,84 € pendant 24 ans. La cotisation mensuelle d’assurance\r\ndécès, perte totale et irréversible d’autonomie et incapacité de travail pour le prêt bancaire amortissable est de\r\n42.88 €, le prêt PTZ est de 39.38 €, le prêt Jeune Actif (-35 ans) est de 5.83 €, le prêt Acquisition Durable est de\r\n5.83 €, pour un capital emprunté assuré à 100 %.\r\nCette simulation est communiquée à titre informatif ; elle est établie sur la base de taux moyens du marché\r\nconstatés au 29/06/2025 pour diverses situations comparables. Cette présentation indicative ne constitue en\r\naucune façon une offre commerciale ou publicitaire de financement et n’a aucune valeur contractuelle. TVA réduite à\r\n5,5 % (2) (acquisition pour 10 ans minimum), PTZ(1) et PAS, réservés aux primo-accédants pour l’achat d’un\r\nlogement en résidence principale sont soumis à conditions de revenus. Altarea Solution Financement est une\r\nsociété de courtage en crédit immobilier et en assurances. Siège social : 87 Rue de Richelieu – 75002 Paris.\r\nAdresse contact : contact-solution-financement@altarea.com. SAS au capital de 10 000 € immatriculée au R.C.S\r\nParis sous le N°504 638 784 et au registre de l’Orias (www.orias.fr) sous le N°10053430. Responsabilité Civile\r\nProfessionnelle conforme aux articles L.512-6 du Code des assurances et L.519-3-4 du Code monétaire et\r\nfinancier. Membre de l’Association professionnelle des intermédiaires en crédits (APIC). Vous bénéficiez d’un délai\r\nlégal de réflexion de 10 jours. Lorsque la vente est subordonnée à l’obtention d’un prêt et si celui-ci n’est pas\r\nobtenu, le vendeur doit rembourser les sommes versées par l’acquéreur. Aucun versement de quelque nature que ce\r\nsoit ne peut être exigé d’un particulier avant l’obtention d’un ou plusieurs prêts d’argent. Un crédit vous engage et\r\ndoit être remboursé. Vérifiez vos capacités de remboursement avant de vous engager. Sous réserve d’acceptation\r\nde votre dossier par nos partenaires bancaires.\r\n500 € d’apport / 500 € à la réservation\r\nCette somme de 500 € correspond au dépôt de garantie qui vous sera demandé à la signature du contrat de\r\nréservation en lieu et place du montant légal de 2 % ou 5 % du montant TTC du prix de vente. Cette somme\r\ns'imputera sur la partie du prix payable à la signature de l'acte authentique. Toutes les conditions du dépôt de\r\ngarantie sont stipulées à l’article 3.5 des conditions générales du contrat de réservation. Cette somme de 500 €\r\npeut être remboursée si la banque finance la totalité.\r\n0 frais avant d’emménager\r\nLe versement des mensualités, hors assurances, débutera à la date de livraison de l’appartement dépendant de la\r\nRésidence « VILLA TRIANON » à L HAY LES ROSES (94240).\r\nCOGEDIM prendra à sa charge les frais suivants :\r\nFrais notariés d’acte de vente (en ce compris la quote-part aux frais d’établissement au règlement de\r\ncopropriété),\r\nFrais notariés d’acte de prêt en cas de financement assorti d’une garantie hypothécaire,\r\nFrais de dossier bancaire,\r\nFrais de caution bancaire,\r\nIntérêts intercalaires.\r\nGrâce à cette prise en charge par COGEDIM, le TAEG (Taux Annuel Effectif Global) y compris assurance obligatoire\r\nest estimé à un taux de 1,94 %.\r\nLa prise en charge de ces frais est soumise aux quatre conditions cumulatives suivantes :\r\nÀ la signature d’un mandat exclusif de recherche de financement avec la société Altarea Solution Financement\r\n(frais de courtage offerts),\r\nÀ l’obtention du financement bancaire grâce à l’action de la société Altarea Solution Financement,\r\nÀ l’utilisation effective du financement ainsi obtenu par l’intermédiaire de ce mandat pour l’acquisition des lots\r\nobjet du contrat de réservation visé en tête des présentes,\r\nEt à la signature de l’acte notarié de vente en l’état futur d’achèvement dans les délais contractuels.\r\nEtant ici précisé que pour instruire la recherche de financement par le biais de la société Altarea Solution\r\nFinancement, vous vous engagez à fournir l’ensemble des pièces nécessaires (pièce d’identité valide, avis\r\nd’imposition, bulletins de salaire, extraits de comptes, tableaux d’amortissement des prêts en cours, etc…).\r\nDans ces conditions, COGEDIM vous remboursera :\r\nLe montant des frais de dossier bancaire et de caution bancaire, dans un délai de 15 jours à compter de la\r\nsignature de l’acte authentique de vente,\r\nPour le montant des intérêts intercalaires :\r\nCOGEDIM vous versera une avance, dont le montant sera déterminé à l'obtention du financement\r\nbancaire car elle dépendra des caractéristiques de l'emprunt contracté, dans un délai de 15 jours à\r\ncompter de l’émission de l’appel de fonds correspondant au stade « achèvement du plancher bas du\r\nrez-de-chaussée ». Dans l’hypothèse où la signature de l’acte authentique de vente intervenait après\r\nl’atteinte du stade « achèvement du plancher bas du rez-de-chaussée » dans la réalisation de la\r\nconstruction, COGEDIM vous versera ladite avance dans un délai de 15 jours à compter de la date de\r\nsignature de l’acte de vente,\r\nEt le solde des intérêts intercalaires (si ces derniers excédaient le montant de l’avance versée) dans un\r\ndélai de 15 jours à compter de la signature de la prise de possession effective des biens (livraison des\r\nbiens).\r\nLes frais notariés (frais d’établissement au règlement de copropriété, frais d’acte de vente, et frais d’acte de prêt en\r\ncas de prêt assorti d’une garantie hypothécaire) seront directement supportés par COGEDIM lors de la signature de\r\nl’acte authentique de vente (et de l’acte de prêt le cas échéant) auprès du Notaire.\r\n(1) PTZ : Le Prêt à taux zéro est un prêt réglementé qui vous permet de financer l’acquisition d'un appartement neuf\r\n(ou acquis en VEFA) que vous occuperez à titre de votre première résidence principale. Le Prêt à Taux zéro est un\r\nprêt complémentaire à d'autres emprunts. Le Prêt à taux zéro est accessible sous conditions de ressources, aux\r\npersonnes physiques désirant devenir propriétaire de leur première résidence principale (ne pas avoir été\r\npropriétaire de sa résidence principale au cours des 2 années précédant la nouvelle acquisition). Le montant et la\r\ndurée du Prêt à Taux 0 % varient en fonction de la zone géographique du logement et de la composition du foyer.\r\nLes ressources de l’acquéreur sont également prises en compte pour la durée du remboursement.\r\n(2) TVA réduite à 5,5 % au lieu de 20 % . Le Code général des impôts (art.278 sexies 11 et 11 bis, art. art.278\r\nsexies-0 A) permet d’appliquer un taux réduit de TVA à 5,5 % pour les opérations d’accession sociale à la propriété\r\nportant sur des logements acquis par des personnes physiques pour y établir leur résidence principale et situés\r\ndans les zones ciblées par la politique de la ville (quartiers faisant l’objet d’une convention ANRU et dans les\r\nquartiers prioritaires politique de la ville ou situés à une certaine distance de ceux-ci en fonction notamment de la\r\ndate de la demande de permis de construire. Ce taux réduit est susceptible de s’appliquer dès lors que les\r\nressources des personnes destinées à occuper le logement à la date de signature de l’avant contrat préliminaire ou,\r\nà défaut, à la date du contrat de vente ne dépassent pas des plafonds de ressources (cf. article 278 sexies du CGI).\r\nLe bénéfice du taux réduit est susceptible d’être remis en cause dans l’hypothèse où les conditions d’octroi du taux\r\nréduit cessent d’être remplies dans un délai de 10 ans qui suit le fait générateur de l’opération notamment en cas de\r\nrevente ou de changement de destination du logement.\r\nL’article 71 de la loi n°1322-2023 du 29 décembre 2023, dite loi de finances pour 2024, proroge le PTZ (prêt à taux\r\nzéro) jusqu’au 31 décembre 2027 et aménage certaines dispositions réglementaires applicables. Le décret n\r\n°2024-304 du 2 avril 2024 fixe les modalités des offres de prêt émises à compter du 1er avril 2024. 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zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir 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neufs"}},$R[3175]={tag:"meta",attributes:$R[3176]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/"}},$R[3177]={tag:"meta",attributes:$R[3178]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[3179]={tag:"meta",attributes:$R[3180]={property:"og:image:type",content:"image/png"}},$R[3181]={tag:"meta",attributes:$R[3182]={property:"og:image:width",content:"628"}},$R[3183]={tag:"meta",attributes:$R[3184]={property:"og:image:height",content:"316"}},$R[3185]={tag:"meta",attributes:$R[3186]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[3187]={tag:"meta",attributes:$R[3188]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[3189]={tag:"meta",attributes:$R[3190]={name:"twitter:card",content:"summary"}},$R[3191]={tag:"meta",attributes:$R[3192]={name:"twitter:site",content:"@altareacogedim"}},$R[3193]={tag:"meta",attributes:$R[3194]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[3195]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[3196]={value:"\x3Csvg 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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. 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en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir 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zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir 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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. 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plus\x3C/a>\x3C/p>"},field_text_main:null,meta:$R[3673]={drupal_internal__target_id:4110},vid:$R[3674]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[3675]={drupal_internal__target_id:"regulation"}},revision_user:$R[3676]={data:null,links:$R[3677]={related:$R[3678]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/2738adfc-b2a0-41eb-87a3-201ef2327ff7/revision_user/?resourceVersion=id%3A4110"},self:$R[3679]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/2738adfc-b2a0-41eb-87a3-201ef2327ff7/relationships/revision_user/?resourceVersion=id%3A4110"}}},parent:$R[3680]=[$R[3681]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[3682]={links:$R[3683]={help:$R[3684]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[3685]={about:"Usage and meaning of the 'virtual' resource 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Pour en savoir plus sur le traitement de vos données et vos droits, consultez \x3Ca href=\"/donnees-personnelles.html\">notre politique de protection des données.\x3C/a>.",field_message_display:!1,field_title:"Cogedim s’engage pour votre pouvoir d’acheter !",meta:$R[11787]={target_revision_id:69766,drupal_internal__target_id:2319},paragraph_type:$R[11788]={type:"paragraphs_type--paragraphs_type",id:"6efffcc8-2b45-4c4f-869e-42fc59cb92ce",meta:$R[11789]={drupal_internal__target_id:"form"}},field_dates:$R[11790]=[]},field_geography:$R[11791]={type:"taxonomy_term--geography",id:"ce0fd761-37c9-4bdc-aa39-6ad07e59fd3d",links:$R[11792]={self:$R[11793]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/geography/ce0fd761-37c9-4bdc-aa39-6ad07e59fd3d/?resourceVersion=id%3A3704"}},drupal_internal__tid:3704,drupal_internal__revision_id:3704,langcode:"fr",revision_created:"2019-07-01T13:26:41+00:00",status:!0,name:"Fontenay-sous-Bois",description:$R[11794]={value:"\x3Cp>Fontenay-Sous-Bois est une commune située dans le département du Val-de-Marne. En raison de sa proximité avec Paris, la ville est devenue un lieu très intéressant pour les investisseurs immobiliers.\x3C/p>\x3Ch2>Les aides pour acheter un bien immobilier neuf à Fontenay-Sous-Bois\x3C/h2>\x3Cp>Acheter un bien immobilier à Fontenay-Sous-Bois est plutôt compliqué surtout lorsqu’on manque de moyens. Toutefois, il existe des aides afin de faciliter l’accès à la propriété.\x3C/p>\x3Cp>L’aide la plus avantageuse est sans doute le PTZ. Il s’agit d’un prêt à taux zéro (sans intérêt donc) accessible sous certaines modalités liées au logement, aux revenus des demandeurs et aux conditions d’habitation.\x3C/p>\x3Cp>La seconde aide intéressante est le Prêt d’accession sociale (PAS). Il s’agit d’un prêt dont le taux est réglementé par l’État. En outre, grâce à cette aide, il est possible de bénéficier de \x3Cstrong>frais de notaire réduits\x3C/strong> et des frais de dossiers réduits.\x3C/p>\x3Cp>Enfin, si l’entreprise dans laquelle vous travaillez est adhérente à Action Logement, vous pouvez bénéficier du prêt accession. Il s’agit d’un prêt dont les conditions peuvent être plus avantageuses que celles des banques classiques.\x3C/p>\x3Ch2>Acheter un programme neuf à Fontenay Sous-bois pour faire un investissement locatif\x3C/h2>\x3Cp>Compte tenu de la proximité avec Paris, Fontenay-Sous-Bois est une ville très intéressante pour tous ceux qui souhaitent réaliser un investissement locatif dans un logement neuf à condition de maîtriser les divers dispositifs en matière fiscale.\x3C/p>\x3Ch3>LMNP\x3C/h3>\x3Cp>Le LMNP est le régime d’imposition pour les loueurs en meublé non professionnel (LMNP). Il permet de récupérer la TVA sur l’achat du bien et de profiter d’une fiscalité intéressante : l’abattement de 50 % sur les recettes (régime micro-BIC) ou la déduction de l’ensemble des charges.\x3C/p>\x3Ch3>Autres dispositifs\x3C/h3>\x3Cp>En outre, en investissant dans le neuf, vous bénéficier également d’autres avantages non négligeables. En premier lieu, les frais de notaires sont moins importants (2 à 3 % contre 7 % dans l’ancien). En second lieu, les propriétaires peuvent être exonérés sous certaines conditions de la taxe foncière pendant deux à cinq ans.\x3C/p>\x3Ch2>Pourquoi acheter un logement neuf à Fontenay-Sous-Bois ?\x3C/h2>\x3Cp>Située à seulement 25 minutes du centre de Paris, Fontenay-Sous-Bois offre un cadre de vie adapté aux étudiants, aux salariés travaillant à Paris ou aux familles qui souhaitent quitter la capitale. De plus, depuis l’annonce de l’arrivée du Grand Paris Express sur le territoire de la commune, les prix ont connu une augmentation de 14,6 % en 5 ans.\x3C/p>\x3Ch2>Le prix de l'immobilier à Fontenay-sous-Bois\x3C/h2>\x3Cp>Le 20 novembre 2023, le marché de l'immobilier neuf à Fontenay-sous-Bois (94120) présente une dynamique intéressante pour les investisseurs et les acheteurs. Les prix au mètre carré varient significativement selon les quartiers. Par exemple, dans des quartiers prisés comme le Village, le prix moyen au mètre carré pour un appartement neuf peut atteindre environ 6 500 €. En revanche, dans des zones plus abordables comme le Plateau, les prix descendent à environ 5 000 € par mètre carré. Globalement, le prix minimum observé pour un logement neuf dans la ville est d'environ 4 800 €/m², tandis que le prix maximum peut grimper jusqu'à 7 000 €/m², portant le prix moyen autour de 5 750 €/m².\x3C/p>\x3Cp>Pour ceux qui envisagent d'acheter un programme neuf à Fontenay-sous-Bois, il est important de considérer les aspects financiers tels que l'apport personnel et les options de crédit immobilier. Le Prêt à Taux Zéro (PTZ) reste une option attractive pour les primo-accédants. Cette dynamique de prix offre des opportunités diverses, que ce soit pour un investissement locatif ou pour une résidence principale. (Prix estimé à titre indicatif)\x3C/p>",format:"full_html",processed:"\x3Cp>Fontenay-Sous-Bois est une commune située dans le département du Val-de-Marne. En raison de sa proximité avec Paris, la ville est devenue un lieu très intéressant pour les investisseurs immobiliers.\x3C/p>\x3Ch2>Les aides pour acheter un bien immobilier neuf à Fontenay-Sous-Bois\x3C/h2>\x3Cp>Acheter un bien immobilier à Fontenay-Sous-Bois est plutôt compliqué surtout lorsqu’on manque de moyens. Toutefois, il existe des aides afin de faciliter l’accès à la propriété.\x3C/p>\x3Cp>L’aide la plus avantageuse est sans doute le PTZ. Il s’agit d’un prêt à taux zéro (sans intérêt donc) accessible sous certaines modalités liées au logement, aux revenus des demandeurs et aux conditions d’habitation.\x3C/p>\x3Cp>La seconde aide intéressante est le Prêt d’accession sociale (PAS). Il s’agit d’un prêt dont le taux est réglementé par l’État. En outre, grâce à cette aide, il est possible de bénéficier de \x3Cstrong>frais de notaire réduits\x3C/strong> et des frais de dossiers réduits.\x3C/p>\x3Cp>Enfin, si l’entreprise dans laquelle vous travaillez est adhérente à Action Logement, vous pouvez bénéficier du prêt accession. Il s’agit d’un prêt dont les conditions peuvent être plus avantageuses que celles des banques classiques.\x3C/p>\x3Ch2>Acheter un programme neuf à Fontenay Sous-bois pour faire un investissement locatif\x3C/h2>\x3Cp>Compte tenu de la proximité avec Paris, Fontenay-Sous-Bois est une ville très intéressante pour tous ceux qui souhaitent réaliser un investissement locatif dans un logement neuf à condition de maîtriser les divers dispositifs en matière fiscale.\x3C/p>\x3Ch3>LMNP\x3C/h3>\x3Cp>Le LMNP est le régime d’imposition pour les loueurs en meublé non professionnel (LMNP). Il permet de récupérer la TVA sur l’achat du bien et de profiter d’une fiscalité intéressante : l’abattement de 50 % sur les recettes (régime micro-BIC) ou la déduction de l’ensemble des charges.\x3C/p>\x3Ch3>Autres dispositifs\x3C/h3>\x3Cp>En outre, en investissant dans le neuf, vous bénéficier également d’autres avantages non négligeables. En premier lieu, les frais de notaires sont moins importants (2 à 3 % contre 7 % dans l’ancien). En second lieu, les propriétaires peuvent être exonérés sous certaines conditions de la taxe foncière pendant deux à cinq ans.\x3C/p>\x3Ch2>Pourquoi acheter un logement neuf à Fontenay-Sous-Bois ?\x3C/h2>\x3Cp>Située à seulement 25 minutes du centre de Paris, Fontenay-Sous-Bois offre un cadre de vie adapté aux étudiants, aux salariés travaillant à Paris ou aux familles qui souhaitent quitter la capitale. De plus, depuis l’annonce de l’arrivée du Grand Paris Express sur le territoire de la commune, les prix ont connu une augmentation de 14,6 % en 5 ans.\x3C/p>\x3Ch2>Le prix de l'immobilier à Fontenay-sous-Bois\x3C/h2>\x3Cp>Le 20 novembre 2023, le marché de l'immobilier neuf à Fontenay-sous-Bois (94120) présente une dynamique intéressante pour les investisseurs et les acheteurs. Les prix au mètre carré varient significativement selon les quartiers. Par exemple, dans des quartiers prisés comme le Village, le prix moyen au mètre carré pour un appartement neuf peut atteindre environ 6 500 €. En revanche, dans des zones plus abordables comme le Plateau, les prix descendent à environ 5 000 € par mètre carré. Globalement, le prix minimum observé pour un logement neuf dans la ville est d'environ 4 800 €/m², tandis que le prix maximum peut grimper jusqu'à 7 000 €/m², portant le prix moyen autour de 5 750 €/m².\x3C/p>\x3Cp>Pour ceux qui envisagent d'acheter un programme neuf à Fontenay-sous-Bois, il est important de considérer les aspects financiers tels que l'apport personnel et les options de crédit immobilier. Le Prêt à Taux Zéro (PTZ) reste une option attractive pour les primo-accédants. Cette dynamique de prix offre des opportunités diverses, que ce soit pour un investissement locatif ou pour une résidence principale. 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Très bien connecté à la capitale, il abrite un mélange de zones très urbanisées, de pôles économiques et de grands espaces verts comme le Bois de Vincennes. On trouve aussi de nombreux programmes immobiliers neufs dans le Val-de-Marne, du studio à la maison familiale.\x3Cbr> \x3C/p>\x3Ch2>Pourquoi acheter un bien immobilier neuf dans le Val-de-Marne ?\x3C/h2>\x3Cp>Centres-villes dynamiques, quartiers résidentiels, bords de Marne... On trouve des \x3Cstrong>cadres de vie variés\x3C/strong> dans le Val-de-Marne. Ses habitants apprécient la présence de \x3Cstrong>grands espaces verts\x3C/strong>, comme le Bois de Vincennes et la Forêt domaniale de Notre-Dame.\x3Cbr> \x3C/p>\x3Cp>Très recherché pour sa proximité de la capitale, le département jouit d'un \x3Cstrong>réseau de transports performant\x3C/strong> : plusieurs RER, métro et futur Grand Paris Express.\x3Cbr> \x3C/p>\x3Cp>L'économie du département est portée par de \x3Cstrong>grands pôles d’activités\x3C/strong> dans les secteurs de la santé, du numérique, de l’audiovisuel et de la recherche.\x3C/p>\x3Ch2>Investir dans un programme immobilier neuf dans le Val-de-Marne\x3C/h2>\x3Cp>Le Val-de-Marne profite d'une \x3Cstrong>demande locative forte et continue\x3C/strong> liée à la proximité de Paris et des bassins d'emplois, et boostée par l’arrivée du futur Grand Paris Express. Il offre un \x3Cstrong>potentiel de rendement locatif élevé\x3C/strong>, surtout à l’est et au sud du département.\x3Cbr> \x3C/p>\x3Cp>Les dispositifs fiscaux pour acheter un logement neuf sont particulièrement avantageux dans les communes du Val-de-Marne classées en \x3Cstrong>zone tendue Abis et A\x3C/strong>, comme Cachan, Fontenay-sous-Bois et Villejuif.\x3C/p>\x3Cp>Les villes directement impactées par le \x3Cstrong>projet Grand Paris Express\x3C/strong> (Villejuif, Créteil, L'Haÿ-les-Roses, etc.) entrevoient de belles opportunités de valorisation immobilière.\x3C/p>\x3Ch2>Le marché immobilier dans le Val-de-Marne\x3C/h2>\x3Cp>Le marché immobilier dans le Val-de-Marne comprend \x3Cstrong>76 % d’appartements\x3C/strong> et \x3Cstrong>52 % de locataires\x3C/strong>. Les logements actuellement présents sur le marché représentent environ 3,9 % du parc immobilier.\x3C/p>\x3Cp>Voici l'\x3Cstrong>évolution sur 5 ans des prix au m²\x3C/strong> des logements neufs dans les principales villes du Val-de-Marne :\x3C/p>\x3Cul>\x3Cli>Créteil : 4 020 à 4 910 €/m² avec -3 % sur 5 ans \x3Cbr> \x3C/li>\x3Cli>Joinville-le-Pont : 8 050 à 9 840 €/m² avec +40 % sur 5 ans \x3Cbr> \x3C/li>\x3Cli>Villejuif : 4 830 à 5 900 €/m² avec +0 % sur 5 ans \x3Cbr> \x3C/li>\x3Cli>L'Haÿ-les-Roses : 5 020 à 6 130 €/m² avec +13 % sur 5 ans \x3Cbr> \x3C/li>\x3Cli>Fontenay-sous-Bois : 5 220 à 6 370 €/m² avec +8 % sur 5 ans\x3Cbr> \x3C/li>\x3C/ul>\x3Ch2>Les villes où acheter un logement neuf dans le Val-de-Marne\x3C/h2>\x3Cp>\x3Ca href=\"https://www.cogedim.com/ile-de-france/val-de-marne-94/villejuif/\">\x3Cstrong>\x3Cu>Villejuif\x3C/u>\x3C/strong>\x3C/a>\x3C/p>\x3Cul>\x3Cli>Cette ancienne commune populaire entreprend de vastes opérations de renouvellement urbain, notamment autour des gares.\x3Cbr> \x3C/li>\x3Cli>Elle sera desservie par deux lignes du futur Grand Paris Express.\x3C/li>\x3Cli>Cette ville séduit les jeunes actifs, les étudiants et les familles qui recherchent la proximité de Paris à prix encore abordable.\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Ca href=\"https://www.cogedim.com/ile-de-france/val-de-marne-94/fontenay-bois/\">\x3Cstrong>\x3Cu>Fontenay-sous-Bois\x3C/u>\x3C/strong>\x3C/a>\x3C/p>\x3Cul>\x3Cli>Fontenay-sous-Bois dispose d'une très bonne desserte en RER et constitue un futur nœud stratégique du Grand Paris Express.\x3Cbr> \x3C/li>\x3Cli>À proximité du Bois de Vincennes, elle possède un fort tissu économique local.\x3Cbr> \x3C/li>\x3Cli>Cette ville résidentielle attire les cadres et les familles aisées.\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Ca href=\"https://www.cogedim.com/ile-de-france/val-de-marne-94/creteil/\">\x3Cstrong>\x3Cu>Créteil\x3C/u>\x3C/strong>\x3C/a>\x3C/p>\x3Cul>\x3Cli>Préfecture du Val-de-Marne, Créteil est une ville importante en termes d’emplois, de services et d’universités.\x3Cbr> \x3C/li>\x3Cli>Accessible via le RER, elle profitera aussi du futur prolongement de la ligne 15 sud du Grand Paris Express.\x3Cbr> \x3C/li>\x3Cli>C'est la ville idéale pour les familles aux revenus modestes, les primo-accédants et les investisseurs qui visent les étudiants et le personnel hospitalier.\x3C/li>\x3C/ul>\x3Ch2>Les dispositifs et aides disponibles dans le Val-de-Marne\x3C/h2>\x3Cp>Que ce soit pour habiter ou investir dans le Val-de-Marne, des aides financières rendent l’achat immobilier neuf plus accessible. Les \x3Cstrong>primo-accédants\x3C/strong> peuvent compter sur le \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\">\x3Cu>Prêt à Taux Zéro (PTZ)\x3C/u>\x3C/a> ou d’autres prêts aidés, la \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/une-tva-reduite-a-5-5.html\">\x3Cu>TVA réduite\x3C/u>\x3C/a>, le \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">\x3Cu>BRS\x3C/u>\x3C/a>, l’\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">\x3Cu>accession à prix maîtrisé\x3C/u>\x3C/a> ou encore les \x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cu>solutions Access\x3C/u>\x3C/a>.\x3C/p>\x3Cp>Les \x3Cstrong>investisseurs \x3C/strong>ne sont pas en reste, grâce à des dispositifs comme le \x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\">LMNP\x3C/a>, le \x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/logement-locatif-intermediaire/\">LLI\x3C/a>, la \x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/l-achat-en-nue-propriete.html\">nue-propriété\x3C/a> ou des \x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\">avantages COGEDIM\x3C/a> comme la prise en charge de certains frais.\x3C/p>\x3Ch2>Pourquoi choisir COGEDIM pour votre achat dans le Val-de-Marne ?\x3C/h2>\x3Cp>En achetant un logement neuf dans le Val-de-Marne avec COGEDIM, vous profitez d'un accompagnement personnalisé, de conseils juridiques et fiscaux, d'un suivi constant et de programmes de qualité aux emplacements recherchés. Une expertise solide pour \x3Cstrong>acheter en toute sérénité\x3C/strong>, que ce soit pour habiter ou investir.\x3C/p>",format:"full_html",processed:"\x3Ch2>Immobilier et Appartements Neufs dans le Val-de-Marne\x3C/h2>\x3Cp>Le Val-de-Marne est un département de la petite couronne sud-est de Paris. Très bien connecté à la capitale, il abrite un mélange de zones très urbanisées, de pôles économiques et de grands espaces verts comme le Bois de Vincennes. On trouve aussi de nombreux programmes immobiliers neufs dans le Val-de-Marne, du studio à la maison familiale.\x3Cbr> \x3C/p>\x3Ch2>Pourquoi acheter un bien immobilier neuf dans le Val-de-Marne ?\x3C/h2>\x3Cp>Centres-villes dynamiques, quartiers résidentiels, bords de Marne... On trouve des \x3Cstrong>cadres de vie variés\x3C/strong> dans le Val-de-Marne. Ses habitants apprécient la présence de \x3Cstrong>grands espaces verts\x3C/strong>, comme le Bois de Vincennes et la Forêt domaniale de Notre-Dame.\x3Cbr> \x3C/p>\x3Cp>Très recherché pour sa proximité de la capitale, le département jouit d'un \x3Cstrong>réseau de transports performant\x3C/strong> : plusieurs RER, métro et futur Grand Paris Express.\x3Cbr> \x3C/p>\x3Cp>L'économie du département est portée par de \x3Cstrong>grands pôles d’activités\x3C/strong> dans les secteurs de la santé, du numérique, de l’audiovisuel et de la recherche.\x3C/p>\x3Ch2>Investir dans un programme immobilier neuf dans le Val-de-Marne\x3C/h2>\x3Cp>Le Val-de-Marne profite d'une \x3Cstrong>demande locative forte et continue\x3C/strong> liée à la proximité de Paris et des bassins d'emplois, et boostée par l’arrivée du futur Grand Paris Express. Il offre un \x3Cstrong>potentiel de rendement locatif élevé\x3C/strong>, surtout à l’est et au sud du département.\x3Cbr> \x3C/p>\x3Cp>Les dispositifs fiscaux pour acheter un logement neuf sont particulièrement avantageux dans les communes du Val-de-Marne classées en \x3Cstrong>zone tendue Abis et A\x3C/strong>, comme Cachan, Fontenay-sous-Bois et Villejuif.\x3C/p>\x3Cp>Les villes directement impactées par le \x3Cstrong>projet Grand Paris Express\x3C/strong> (Villejuif, Créteil, L'Haÿ-les-Roses, etc.) entrevoient de belles opportunités de valorisation immobilière.\x3C/p>\x3Ch2>Le marché immobilier dans le Val-de-Marne\x3C/h2>\x3Cp>Le marché immobilier dans le Val-de-Marne comprend \x3Cstrong>76 % d’appartements\x3C/strong> et \x3Cstrong>52 % de locataires\x3C/strong>. Les logements actuellement présents sur le marché représentent environ 3,9 % du parc immobilier.\x3C/p>\x3Cp>Voici l'\x3Cstrong>évolution sur 5 ans des prix au m²\x3C/strong> des logements neufs dans les principales villes du Val-de-Marne :\x3C/p>\x3Cul>\x3Cli>Créteil : 4 020 à 4 910 €/m² avec -3 % sur 5 ans \x3Cbr> \x3C/li>\x3Cli>Joinville-le-Pont : 8 050 à 9 840 €/m² avec +40 % sur 5 ans \x3Cbr> \x3C/li>\x3Cli>Villejuif : 4 830 à 5 900 €/m² avec +0 % sur 5 ans \x3Cbr> \x3C/li>\x3Cli>L'Haÿ-les-Roses : 5 020 à 6 130 €/m² avec +13 % sur 5 ans \x3Cbr> \x3C/li>\x3Cli>Fontenay-sous-Bois : 5 220 à 6 370 €/m² avec +8 % sur 5 ans\x3Cbr> \x3C/li>\x3C/ul>\x3Ch2>Les villes où acheter un logement neuf dans le Val-de-Marne\x3C/h2>\x3Cp>\x3Ca href=\"https://www.cogedim.com/ile-de-france/val-de-marne-94/villejuif/\">\x3Cstrong>\x3Cu>Villejuif\x3C/u>\x3C/strong>\x3C/a>\x3C/p>\x3Cul>\x3Cli>Cette ancienne commune populaire entreprend de vastes opérations de renouvellement urbain, notamment autour des gares.\x3Cbr> \x3C/li>\x3Cli>Elle sera desservie par deux lignes du futur Grand Paris Express.\x3C/li>\x3Cli>Cette ville séduit les jeunes actifs, les étudiants et les familles qui recherchent la proximité de Paris à prix encore abordable.\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Ca href=\"https://www.cogedim.com/ile-de-france/val-de-marne-94/fontenay-bois/\">\x3Cstrong>\x3Cu>Fontenay-sous-Bois\x3C/u>\x3C/strong>\x3C/a>\x3C/p>\x3Cul>\x3Cli>Fontenay-sous-Bois dispose d'une très bonne desserte en RER et constitue un futur nœud stratégique du Grand Paris Express.\x3Cbr> \x3C/li>\x3Cli>À proximité du Bois de Vincennes, elle possède un fort tissu économique local.\x3Cbr> \x3C/li>\x3Cli>Cette ville résidentielle attire les cadres et les familles aisées.\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Ca href=\"https://www.cogedim.com/ile-de-france/val-de-marne-94/creteil/\">\x3Cstrong>\x3Cu>Créteil\x3C/u>\x3C/strong>\x3C/a>\x3C/p>\x3Cul>\x3Cli>Préfecture du Val-de-Marne, Créteil est une ville importante en termes d’emplois, de services et d’universités.\x3Cbr> \x3C/li>\x3Cli>Accessible via le RER, elle profitera aussi du futur prolongement de la ligne 15 sud du Grand Paris Express.\x3Cbr> \x3C/li>\x3Cli>C'est la ville idéale pour les familles aux revenus modestes, les primo-accédants et les investisseurs qui visent les étudiants et le personnel hospitalier.\x3C/li>\x3C/ul>\x3Ch2>Les dispositifs et aides disponibles dans le Val-de-Marne\x3C/h2>\x3Cp>Que ce soit pour habiter ou investir dans le Val-de-Marne, des aides financières rendent l’achat immobilier neuf plus accessible. Les \x3Cstrong>primo-accédants\x3C/strong> peuvent compter sur le \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\">\x3Cu>Prêt à Taux Zéro (PTZ)\x3C/u>\x3C/a> ou d’autres prêts aidés, la \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/une-tva-reduite-a-5-5.html\">\x3Cu>TVA réduite\x3C/u>\x3C/a>, le \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">\x3Cu>BRS\x3C/u>\x3C/a>, l’\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">\x3Cu>accession à prix maîtrisé\x3C/u>\x3C/a> ou encore les \x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cu>solutions Access\x3C/u>\x3C/a>.\x3C/p>\x3Cp>Les \x3Cstrong>investisseurs \x3C/strong>ne sont pas en reste, grâce à des dispositifs comme le \x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\">LMNP\x3C/a>, le \x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/logement-locatif-intermediaire/\">LLI\x3C/a>, la \x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/l-achat-en-nue-propriete.html\">nue-propriété\x3C/a> ou des \x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\">avantages COGEDIM\x3C/a> comme la prise en charge de certains frais.\x3C/p>\x3Ch2>Pourquoi choisir COGEDIM pour votre achat dans le Val-de-Marne ?\x3C/h2>\x3Cp>En achetant un logement neuf dans le Val-de-Marne avec COGEDIM, vous profitez d'un accompagnement personnalisé, de conseils juridiques et fiscaux, d'un suivi constant et de programmes de qualité aux emplacements recherchés. Une expertise solide pour \x3Cstrong>acheter en toute sérénité\x3C/strong>, que ce soit pour habiter ou investir.\x3C/p>"},weight:6,changed:"2025-06-18T14:02:38+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[11859]=[$R[11860]={tag:"meta",attributes:$R[11861]={name:"title",content:"Immobilier neuf Val-de-Marne | Cogedim"}},$R[11862]={tag:"meta",attributes:$R[11863]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) dans le Val-de-Marne ? 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Cette région est une valeur sûre pour investir dans l’\x3Cstrong>immobilier neuf\x3C/strong>, que ce soit pour y établir votre \x3Cstrong>résidence principale\x3C/strong> ou pour y faire un \x3Cstrong>investissement locatif\x3C/strong>. L’Île-de-France offre effectivement une rentabilité locative assurée ainsi que de belles opportunités de plus-values. Veuillez découvrir nos offres de logements neufs en Île-de-France.\x3C/p>\x3Ch3>Achat : les aides pour acheter un appartement neuf en Île-de-France\x3C/h3>\x3Cp>Plusieurs aides financières sont à votre disposition pour faciliter l’acquisition d’un bien immobilier en Île-de-France, quelle que soit la taille du logement que vous recherchez.\x3C/p>\x3Ch4>Le Prêt à Taux Zéro (PTZ)\x3C/h4>\x3Cp>Prêt aidé par l’État, le PTZ peut vous servir à devenir propriétaire de votre \x3Cstrong>résidence principale\x3C/strong> en Île-de-France si vous êtes primo-accédant et que vous répondez aux critères de ressources. Au maximum et selon le bien que vous allez acquérir, il pourra couvrir jusqu’à 40% du coût total de votre opération immobilière. Comme son nom l’indique, vous ne devrez rembourser que la somme empruntée, sans aucun intérêt. En complément de votre PTZ, vous pourrez solliciter un autre dispositif de financement, comme un prêt immobilier bancaire ou encore un prêt Action Logement.\x3C/p>\x3Ch4>Le prêt Action Logement\x3C/h4>\x3Cp>Anciennement nommé 1% Logement, ce prêt complémentaire vous permet de financer l’acquisition de votre logement neuf en Île-de-France, pour en faire votre résidence principale, à un \x3Cstrong>taux plafonné à 0,5%\x3C/strong>. Sous conditions de ressources et si vous êtes salarié, Action Logement vous permet d’emprunter jusqu’à 40 000 euros.\x3C/p>\x3Ch4>\x3Ca href=\"https://www.cogedim.com/votre-futur-bien/par-opportunite/nos-programmes-tva-reduite/\">La TVA réduite\x3C/a>\x3C/h4>\x3Cp>La TVA à 20% s’applique généralement aux achats de biens immobiliers neufs. Pour faire diminuer la facture, intéressez-vous aux \x3Cstrong>nouvelles constructions éligibles\x3C/strong> à la \x3Cstrong>TVA à 5,5%\x3C/strong>. Elles sont situées dans les 58 quartiers d’Île-de-France en voie de transformation. Sous conditions de ressources, la TVA réduite pourra vous être appliquée si vous faites l’acquisition d’un bien immobilier neuf en Île-de-France pour en faire votre résidence principale. Ce dispositif peut être cumulé avec le PTZ.\x3C/p>\x3Ch4>Les autres aides\x3C/h4>\x3Cp>Le \x3Cstrong>prêt accession sociale (PAS)\x3C/strong> est cumulable avec le PTZ, le prêt Action Logement et la TVA réduite. Il permet aux emprunteurs à revenus modestes de financer l’achat de leur résidence principale. Comme le PAS se contracte directement auprès des établissements bancaires qui décident du taux, n’hésitez pas à en contacter plusieurs pour éventuellement financer votre projet immobilier en Île-de-France.\x3C/p>\x3Ch3>Acheter un programme neuf en Île-de-France pour entreprendre un investissement locatif\x3C/h3>\x3Cp>Vous envisagez de réaliser un investissement locatif en Île-de-France ? Il s’agit du placement préféré des Français en raison des nombreux avantages qu’il apporte. Investir dans l’un de nos programmes neufs en Île-de-France vous permet de constituer votre patrimoine, de percevoir des revenus réguliers et même de préparer votre retraite. En Île-de-France, l’investissement locatif est l’occasion idéale de réaliser de belles plus-values tout en profitant d’une rentabilité assurée.\x3C/p>\x3Ch4>L’investissement en Location Meublée Non Professionnelle (LMNP)\x3C/h4>\x3Cp>La loi LMNP vous permet de \x3Cstrong>devenir propriétaire d’un bien meublé\x3C/strong> dont vous percevrez les \x3Cstrong>revenus locatifs sans imposition\x3C/strong>. Ouvert à tous les contribuables français, sans condition de ressources, ce dispositif à la gestion simplifiée vous permet d’amortir votre investissement locatif en Île-de-France sur plusieurs dizaines d’années.\x3C/p>\x3Ch4>L’investissement en Location Meublée Professionnelle (LMP)\x3C/h4>\x3Cp>Votre statut LMNP évoluera en LMP si vos revenus ainsi générés dépassent 23 000 euros par an ou qu’ils représentent plus de 50% des revenus totaux de votre foyer fiscal.\x3C/p>\x3Cp>La différence entre LMNP et LMP est qu’un loueur LMP est un professionnel de la location meublée, inscrit au registre du commerce et des sociétés (RCS). À noter que la \x3Cstrong>vente de votre bien LMP\x3C/strong> en Île-de-France sera exonérée totalement ou partiellement d’impôts si vous l’avez loué pendant au moins 5 ans et que vos revenus locatifs se situent entre 90 000 et 126 000 euros.\x3C/p>\x3Ch4>Nue-propriété\x3C/h4>\x3Cp>Pour un investissement à long terme, un confort de gestion et une fiscalité optimisée, vous pouvez envisager d’acquérir un bien immobilier neuf en nue-propriété en Île-de-France, pour environ \x3Cstrong>60% de sa valeur\x3C/strong> en moyenne.\x3C/p>\x3Ch4>Les autres formes d'investissement\x3C/h4>\x3Cp>En Île-de-France, les \x3Cstrong>places de parkings et boxes\x3C/strong> sont des biens immobiliers très prisés, notamment à Paris. Ils pourront vous apporter une rentabilité de l’ordre de 5% pour une facilité de gestion incomparable. Ils constituent un excellent premier investissement en Île-de-France.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Île-de-France ?\x3C/h3>\x3Cp>L’Île-de-France est et restera certainement la région la plus attractive de France, tant pour les étudiants et les travailleurs que les touristes. Les nouveaux programmes immobiliers Cogedim et les constructions neuves ne cessent de se développer en Île-de-France pour maintenir le potentiel intarissable de la région et la rendre toujours plus agréable à vivre.\x3C/p>\x3Cp>Investir en Île-de-France vous permet de devenir propriétaire dans cette région très dynamique qui enregistre une forte croissance démographique. Les prix de l’immobilier sont variables en fonction des départements, mais ils ne sont pas systématiquement aussi élevés qu’à Paris. En plus de sa localisation stratégique, la région bénéficie d'un excellent réseau routier et de transports en commun qui la rende encore plus attractive.\x3C/p>\x3Ch2>Le prix de l'immobilier en Ile de France\x3C/h2>\x3Cp>Le marché immobilier neuf en Île-de-France, au 21 novembre 2023, présente une dynamique complexe et variée. Dans les grandes communes, les programmes neufs attirent de nombreux acquéreurs, cherchant soit un appartement neuf ou un autre type de logement neuf. La loi Carrez, garantissant la précision de la surface des biens vendus, est un élément clé pour les acheteurs.\x3C/p>\x3Cp>En termes de prix au mètre carré, il y a une grande disparité entre les différentes communes. À Paris, le prix moyen peut facilement dépasser 12 000 euros par mètre carré, avec des pics allant jusqu'à 20 000 euros dans certains quartiers prisés. À l'inverse, dans des communes plus éloignées comme Cergy ou Melun, le prix moyen au mètre carré pour un logement neuf est nettement plus abordable, oscillant entre 3 500 et 5 000 euros.\x3C/p>\x3Cp>En banlieue proche, comme à \x3Ca href=\"https://www.cogedim.com/ile-de-france/hauts-de-seine-92/boulogne-billancourt/\">Boulogne-Billancourt\x3C/a> ou Levallois-Perret, les prix des appartements neufs restent élevés, avoisinant en moyenne 8 000 à 10 000 euros par mètre carré. Ces communes bénéficient d'une proximité avec Paris et d'une excellente desserte en transports, justifiant en partie ces prix.\x3C/p>\x3Cp>En conclusion, le prix de l'immobilier neuf en Île-de-France varie considérablement selon la localisation. Le prix minimum pour un mètre carré peut être autour de 3 500 euros dans certaines zones, tandis que le prix moyen se situe souvent entre 5 000 et 10 000 euros, avec des exceptions notables à la hausse dans les quartiers les plus recherchés de Paris.(Estimation donnée à titre indicatif au 26 novembre 2023)\x3C/p>",format:"full_html",processed:"\x3Ch2>Logement VEFA neuf Île-de-France\x3C/h2>\x3Cp>Hébergeant à elle seule près de 20% de la population française, l’Île-de-France, avec ses 8 départements, est non seulement la région la plus peuplée de l’hexagone, mais aussi la plus densément peuplée. Cette région est une valeur sûre pour investir dans l’\x3Cstrong>immobilier neuf\x3C/strong>, que ce soit pour y établir votre \x3Cstrong>résidence principale\x3C/strong> ou pour y faire un \x3Cstrong>investissement locatif\x3C/strong>. L’Île-de-France offre effectivement une rentabilité locative assurée ainsi que de belles opportunités de plus-values. Veuillez découvrir nos offres de logements neufs en Île-de-France.\x3C/p>\x3Ch3>Achat : les aides pour acheter un appartement neuf en Île-de-France\x3C/h3>\x3Cp>Plusieurs aides financières sont à votre disposition pour faciliter l’acquisition d’un bien immobilier en Île-de-France, quelle que soit la taille du logement que vous recherchez.\x3C/p>\x3Ch4>Le Prêt à Taux Zéro (PTZ)\x3C/h4>\x3Cp>Prêt aidé par l’État, le PTZ peut vous servir à devenir propriétaire de votre \x3Cstrong>résidence principale\x3C/strong> en Île-de-France si vous êtes primo-accédant et que vous répondez aux critères de ressources. Au maximum et selon le bien que vous allez acquérir, il pourra couvrir jusqu’à 40% du coût total de votre opération immobilière. Comme son nom l’indique, vous ne devrez rembourser que la somme empruntée, sans aucun intérêt. En complément de votre PTZ, vous pourrez solliciter un autre dispositif de financement, comme un prêt immobilier bancaire ou encore un prêt Action Logement.\x3C/p>\x3Ch4>Le prêt Action Logement\x3C/h4>\x3Cp>Anciennement nommé 1% Logement, ce prêt complémentaire vous permet de financer l’acquisition de votre logement neuf en Île-de-France, pour en faire votre résidence principale, à un \x3Cstrong>taux plafonné à 0,5%\x3C/strong>. Sous conditions de ressources et si vous êtes salarié, Action Logement vous permet d’emprunter jusqu’à 40 000 euros.\x3C/p>\x3Ch4>\x3Ca href=\"https://www.cogedim.com/votre-futur-bien/par-opportunite/nos-programmes-tva-reduite/\">La TVA réduite\x3C/a>\x3C/h4>\x3Cp>La TVA à 20% s’applique généralement aux achats de biens immobiliers neufs. Pour faire diminuer la facture, intéressez-vous aux \x3Cstrong>nouvelles constructions éligibles\x3C/strong> à la \x3Cstrong>TVA à 5,5%\x3C/strong>. Elles sont situées dans les 58 quartiers d’Île-de-France en voie de transformation. Sous conditions de ressources, la TVA réduite pourra vous être appliquée si vous faites l’acquisition d’un bien immobilier neuf en Île-de-France pour en faire votre résidence principale. Ce dispositif peut être cumulé avec le PTZ.\x3C/p>\x3Ch4>Les autres aides\x3C/h4>\x3Cp>Le \x3Cstrong>prêt accession sociale (PAS)\x3C/strong> est cumulable avec le PTZ, le prêt Action Logement et la TVA réduite. Il permet aux emprunteurs à revenus modestes de financer l’achat de leur résidence principale. Comme le PAS se contracte directement auprès des établissements bancaires qui décident du taux, n’hésitez pas à en contacter plusieurs pour éventuellement financer votre projet immobilier en Île-de-France.\x3C/p>\x3Ch3>Acheter un programme neuf en Île-de-France pour entreprendre un investissement locatif\x3C/h3>\x3Cp>Vous envisagez de réaliser un investissement locatif en Île-de-France ? Il s’agit du placement préféré des Français en raison des nombreux avantages qu’il apporte. Investir dans l’un de nos programmes neufs en Île-de-France vous permet de constituer votre patrimoine, de percevoir des revenus réguliers et même de préparer votre retraite. En Île-de-France, l’investissement locatif est l’occasion idéale de réaliser de belles plus-values tout en profitant d’une rentabilité assurée.\x3C/p>\x3Ch4>L’investissement en Location Meublée Non Professionnelle (LMNP)\x3C/h4>\x3Cp>La loi LMNP vous permet de \x3Cstrong>devenir propriétaire d’un bien meublé\x3C/strong> dont vous percevrez les \x3Cstrong>revenus locatifs sans imposition\x3C/strong>. Ouvert à tous les contribuables français, sans condition de ressources, ce dispositif à la gestion simplifiée vous permet d’amortir votre investissement locatif en Île-de-France sur plusieurs dizaines d’années.\x3C/p>\x3Ch4>L’investissement en Location Meublée Professionnelle (LMP)\x3C/h4>\x3Cp>Votre statut LMNP évoluera en LMP si vos revenus ainsi générés dépassent 23 000 euros par an ou qu’ils représentent plus de 50% des revenus totaux de votre foyer fiscal.\x3C/p>\x3Cp>La différence entre LMNP et LMP est qu’un loueur LMP est un professionnel de la location meublée, inscrit au registre du commerce et des sociétés (RCS). À noter que la \x3Cstrong>vente de votre bien LMP\x3C/strong> en Île-de-France sera exonérée totalement ou partiellement d’impôts si vous l’avez loué pendant au moins 5 ans et que vos revenus locatifs se situent entre 90 000 et 126 000 euros.\x3C/p>\x3Ch4>Nue-propriété\x3C/h4>\x3Cp>Pour un investissement à long terme, un confort de gestion et une fiscalité optimisée, vous pouvez envisager d’acquérir un bien immobilier neuf en nue-propriété en Île-de-France, pour environ \x3Cstrong>60% de sa valeur\x3C/strong> en moyenne.\x3C/p>\x3Ch4>Les autres formes d'investissement\x3C/h4>\x3Cp>En Île-de-France, les \x3Cstrong>places de parkings et boxes\x3C/strong> sont des biens immobiliers très prisés, notamment à Paris. Ils pourront vous apporter une rentabilité de l’ordre de 5% pour une facilité de gestion incomparable. Ils constituent un excellent premier investissement en Île-de-France.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Île-de-France ?\x3C/h3>\x3Cp>L’Île-de-France est et restera certainement la région la plus attractive de France, tant pour les étudiants et les travailleurs que les touristes. Les nouveaux programmes immobiliers Cogedim et les constructions neuves ne cessent de se développer en Île-de-France pour maintenir le potentiel intarissable de la région et la rendre toujours plus agréable à vivre.\x3C/p>\x3Cp>Investir en Île-de-France vous permet de devenir propriétaire dans cette région très dynamique qui enregistre une forte croissance démographique. Les prix de l’immobilier sont variables en fonction des départements, mais ils ne sont pas systématiquement aussi élevés qu’à Paris. En plus de sa localisation stratégique, la région bénéficie d'un excellent réseau routier et de transports en commun qui la rende encore plus attractive.\x3C/p>\x3Ch2>Le prix de l'immobilier en Ile de France\x3C/h2>\x3Cp>Le marché immobilier neuf en Île-de-France, au 21 novembre 2023, présente une dynamique complexe et variée. Dans les grandes communes, les programmes neufs attirent de nombreux acquéreurs, cherchant soit un appartement neuf ou un autre type de logement neuf. La loi Carrez, garantissant la précision de la surface des biens vendus, est un élément clé pour les acheteurs.\x3C/p>\x3Cp>En termes de prix au mètre carré, il y a une grande disparité entre les différentes communes. À Paris, le prix moyen peut facilement dépasser 12 000 euros par mètre carré, avec des pics allant jusqu'à 20 000 euros dans certains quartiers prisés. À l'inverse, dans des communes plus éloignées comme Cergy ou Melun, le prix moyen au mètre carré pour un logement neuf est nettement plus abordable, oscillant entre 3 500 et 5 000 euros.\x3C/p>\x3Cp>En banlieue proche, comme à \x3Ca href=\"https://www.cogedim.com/ile-de-france/hauts-de-seine-92/boulogne-billancourt/\">Boulogne-Billancourt\x3C/a> ou Levallois-Perret, les prix des appartements neufs restent élevés, avoisinant en moyenne 8 000 à 10 000 euros par mètre carré. Ces communes bénéficient d'une proximité avec Paris et d'une excellente desserte en transports, justifiant en partie ces prix.\x3C/p>\x3Cp>En conclusion, le prix de l'immobilier neuf en Île-de-France varie considérablement selon la localisation. 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zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir 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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. 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Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[12873]={value:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,meta:$R[12874]={drupal_internal__target_id:5},vid:$R[12875]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[12876]={drupal_internal__target_id:"regulation"}},revision_user:$R[12877]={data:null,links:$R[12878]={related:$R[12879]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/revision_user/?resourceVersion=id%3A5"},self:$R[12880]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/relationships/revision_user/?resourceVersion=id%3A5"}}},parent:$R[12881]=[$R[12882]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[12883]={links:$R[12884]={help:$R[12885]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[12886]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[12887]={type:"taxonomy_term--regulation",id:"a56c43b0-a930-4321-8b90-16321a8017b3",links:$R[12888]={self:$R[12889]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a56c43b0-a930-4321-8b90-16321a8017b3/?resourceVersion=id%3A4000"}},drupal_internal__tid:4000,drupal_internal__revision_id:4000,langcode:"fr",revision_created:"2023-07-17T08:05:34+00:00",status:!0,name:"Patrimonial",description:null,weight:7,changed:"2025-07-01T07:35:28+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[12890]=[$R[12891]={tag:"meta",attributes:$R[12892]={name:"title",content:"Patrimonial | Cogedim"}},$R[12893]={tag:"link",attributes:$R[12894]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/4000/"}},$R[12895]={tag:"meta",attributes:$R[12896]={name:"generator",content:"Cogedim"}},$R[12897]={tag:"meta",attributes:$R[12898]={property:"og:site_name",content:"Cogedim"}},$R[12899]={tag:"meta",attributes:$R[12900]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[12901]={tag:"meta",attributes:$R[12902]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a56c43b0-a930-4321-8b90-16321a8017b3/"}},$R[12903]={tag:"meta",attributes:$R[12904]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[12905]={tag:"meta",attributes:$R[12906]={property:"og:image:type",content:"image/png"}},$R[12907]={tag:"meta",attributes:$R[12908]={property:"og:image:width",content:"628"}},$R[12909]={tag:"meta",attributes:$R[12910]={property:"og:image:height",content:"316"}},$R[12911]={tag:"meta",attributes:$R[12912]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[12913]={tag:"meta",attributes:$R[12914]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[12915]={tag:"meta",attributes:$R[12916]={name:"twitter:card",content:"summary"}},$R[12917]={tag:"meta",attributes:$R[12918]={name:"twitter:site",content:"@altareacogedim"}},$R[12919]={tag:"meta",attributes:$R[12920]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[12921]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[12922]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M48,25.2c-0.2-9-0.6-9.2-0.9-9.4c-0.4-0.2-1.1-0.2-1.7,0.2c-0.6,0.3-1.6,1.1-1.8,3c-0.2,2.2-0.3,4.7-0.3,5.5
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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
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zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir 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\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6
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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. 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vous remercions de l’intérêt que vous portez à nos réalisations. 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Pour en savoir plus sur le traitement de vos données et vos droits, consultez \x3Ca href=\"/donnees-personnelles.html\">notre politique de protection des données\x3C/a>.",field_message_display:!1,field_title:"Découvrez notre nouvelle résidence en avant-première !",meta:$R[15006]={target_revision_id:69773,drupal_internal__target_id:9929},paragraph_type:$R[15007]={type:"paragraphs_type--paragraphs_type",id:"6efffcc8-2b45-4c4f-869e-42fc59cb92ce",meta:$R[15008]={drupal_internal__target_id:"form"}},field_dates:$R[15009]=[$R[15010]={type:"paragraph--dates",id:"e35e3083-d589-44cc-8dff-5fde8a5707e4",links:$R[15011]={self:$R[15012]={href:"http://www.cogedim.com/jsonapi/paragraph/dates/e35e3083-d589-44cc-8dff-5fde8a5707e4/?resourceVersion=id%3A69772"}},drupal_internal__id:9928,drupal_internal__revision_id:69772,langcode:"fr",status:!0,created:"2025-04-14T08:31:35+00:00",parent_id:"9929",parent_type:"paragraph",parent_field_name:"field_dates",behavior_settings:$R[15013]=[],default_langcode:!0,revision_translation_affected:null,field_date:"2025-04-14",field_time_slot:$R[15014]=[],meta:$R[15015]={target_revision_id:69772,drupal_internal__target_id:9928},paragraph_type:$R[15016]={type:"paragraphs_type--paragraphs_type",id:"adb80d3c-f2fd-431d-9d09-32b10eb40f4b",meta:$R[15017]={drupal_internal__target_id:"dates"}}}]},field_geography:$R[15018]={type:"taxonomy_term--geography",id:"029db0b2-3c50-4a87-90f6-3ddc2a2e7666",links:$R[15019]={self:$R[15020]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/geography/029db0b2-3c50-4a87-90f6-3ddc2a2e7666/?resourceVersion=id%3A1771"}},drupal_internal__tid:1771,drupal_internal__revision_id:1771,langcode:"fr",revision_created:null,status:!0,name:"Alfortville",description:$R[15021]={value:"\x3Cp>Située à seulement 4 kilomètres du sud de Paris, Alfortville, commune du Val-de-Marne est au centre de toutes les attentions. En seulement une dizaine d’années, la ville a séduit des entreprises, des promoteurs immobiliers et de plus en plus de nouveaux habitants.\x3C/p>\x3Ch2>Les aides pour acheter un bien immobilier neuf à Alfortville\x3C/h2>\x3Cp>Avec un prix moyen de 5 742 € par m² pour un appartement et 5 075 € par m² pour une maison, à Alfortville n’importe qui ne peut pas devenir propriétaire malheureusement. Toutefois, il existe quelques aides dont tous les futurs propriétaires devraient connaitre.\x3C/p>\x3Cp>En premier lieu, l’État encourage les foyers les plus modestes à accéder à la propriété par l’intermédiaire de deux dispositifs. D’une part, grâce au PTZ, les personnes éligibles peuvent bénéficier d’un crédit sans payer les intérêts. Il s’agit d’un véritable coup de pouce permettant d’économiser plusieurs milliers d’euros.\x3C/p>\x3Cp>En deuxième lieu, si quelqu’un n’est pas éligible au PTZ, il le sera sans doute au second dispositif mis en place par l’État : le prêt accession sociale (PAS).\x3C/p>\x3Cp>En troisième lieu, certaines banques proposent aux primo-accédants, surtout lorsqu’ils sont jeunes, un crédit immobilier sur un montant modéré (de 15 000 à 20 000 €) sans intérêts. Ce montant sert à financer seulement une partie du projet.\x3C/p>\x3Ch2>Acheter un programme neuf à Alfortville pour faire un investissement locatif\x3C/h2>\x3Cp>L’achat d’un bien immobilier pour en faire un investissement locatif ne s’improvise pas. En effet, les revenus générés rentrent en compte dans le calcul de l’impôt sur le revenu. Il est donc nécessaire de connaitre quelques bases en matière fiscale.\x3C/p>\x3Ch3>LMNP\x3C/h3>\x3Cp>Comme son nom le laisse penser, le statut LMNP s’adresse aux loueurs non professionnels qui souhaitent proposer leur bien en meublé. Grâce à ce dispositif, la rentabilité est plus intéressante, car d’une part les loyers sont plus élevés. D’autre part, il est possible d’optimiser son imposition, car les revenus issus de la location à la catégorie des bénéfices industriels et commerciaux (BIC).\x3C/p>\x3Ch3>Autres dispositifs\x3C/h3>\x3Cp>Si vous investissez à Alfortville dans une résidence de service (tourisme, pour étudiants, pour seniors), il est possible d’améliorer son rendement. En effet, grâce à la Loi Censier Bouvard, il est possible de bénéficier de deux avantages de taille : récupérer la TVA à 20 % sur le prix d’achat et réduire les impôts jusqu’à 33 000 euros sur 9 ans, soit jusqu’à 11 % de la valeur du bien hors taxe.\x3C/p>\x3Ch2>Pourquoi acheter un logement neuf à Alfortville ?\x3C/h2>\x3Cp>Alfortville jouit d’une position stratégique. La ville est située à moins de 15 minutes en transport en commun de la Gare de Lyon. En outre, la ville attire non seulement les étudiants, mais également les personnes qui travaillent dans les nombreuses entreprises de services à proximité (Chronopost, TNT Express, Boch Frères, Sanofi, etc.). \x3Cbr> \x3C/p>\x3Ch2>Le prix de l'immobilier à Alfortville\x3C/h2>\x3Cp>Le 18 novembre 2023, le marché immobilier neuf à Alfortville, 94140, continue de susciter un grand intérêt. Les prix des logements neufs varient considérablement selon les quartiers, avec des valeurs au mètre carré reflétant cette diversité. Dans des secteurs prisés comme le quartier des Fleurs ou le Centre-Ville, le prix moyen au mètre carré pour un appartement neuf se situe aux alentours de 5 500 €. Cependant, dans des zones moins centrales mais toujours attractives, le prix minimum peut descendre à environ 4 800 €/m².\x3C/p>\x3Cp>À l'opposé, dans les zones les plus luxueuses et recherchées d'Alfortville, comme le long des berges de la Seine, le prix maximum peut grimper jusqu'à 6 200 €/m². En moyenne, le prix d'un programme neuf à Alfortville se stabilise autour de 5 300 €/m². Ces données prennent en compte la loi Carrez, garantissant une transparence et une fiabilité dans le calcul des surfaces habitables. Ces variations de prix reflètent la richesse et la diversité des offres de logement neuf dans cette commune dynamique du Val-de-Marne. (Estimation donnée à titre indicatif au 18 novembre 2023)\x3C/p>",format:"full_html",processed:"\x3Cp>Située à seulement 4 kilomètres du sud de Paris, Alfortville, commune du Val-de-Marne est au centre de toutes les attentions. En seulement une dizaine d’années, la ville a séduit des entreprises, des promoteurs immobiliers et de plus en plus de nouveaux habitants.\x3C/p>\x3Ch2>Les aides pour acheter un bien immobilier neuf à Alfortville\x3C/h2>\x3Cp>Avec un prix moyen de 5 742 € par m² pour un appartement et 5 075 € par m² pour une maison, à Alfortville n’importe qui ne peut pas devenir propriétaire malheureusement. Toutefois, il existe quelques aides dont tous les futurs propriétaires devraient connaitre.\x3C/p>\x3Cp>En premier lieu, l’État encourage les foyers les plus modestes à accéder à la propriété par l’intermédiaire de deux dispositifs. D’une part, grâce au PTZ, les personnes éligibles peuvent bénéficier d’un crédit sans payer les intérêts. Il s’agit d’un véritable coup de pouce permettant d’économiser plusieurs milliers d’euros.\x3C/p>\x3Cp>En deuxième lieu, si quelqu’un n’est pas éligible au PTZ, il le sera sans doute au second dispositif mis en place par l’État : le prêt accession sociale (PAS).\x3C/p>\x3Cp>En troisième lieu, certaines banques proposent aux primo-accédants, surtout lorsqu’ils sont jeunes, un crédit immobilier sur un montant modéré (de 15 000 à 20 000 €) sans intérêts. Ce montant sert à financer seulement une partie du projet.\x3C/p>\x3Ch2>Acheter un programme neuf à Alfortville pour faire un investissement locatif\x3C/h2>\x3Cp>L’achat d’un bien immobilier pour en faire un investissement locatif ne s’improvise pas. En effet, les revenus générés rentrent en compte dans le calcul de l’impôt sur le revenu. Il est donc nécessaire de connaitre quelques bases en matière fiscale.\x3C/p>\x3Ch3>LMNP\x3C/h3>\x3Cp>Comme son nom le laisse penser, le statut LMNP s’adresse aux loueurs non professionnels qui souhaitent proposer leur bien en meublé. Grâce à ce dispositif, la rentabilité est plus intéressante, car d’une part les loyers sont plus élevés. D’autre part, il est possible d’optimiser son imposition, car les revenus issus de la location à la catégorie des bénéfices industriels et commerciaux (BIC).\x3C/p>\x3Ch3>Autres dispositifs\x3C/h3>\x3Cp>Si vous investissez à Alfortville dans une résidence de service (tourisme, pour étudiants, pour seniors), il est possible d’améliorer son rendement. En effet, grâce à la Loi Censier Bouvard, il est possible de bénéficier de deux avantages de taille : récupérer la TVA à 20 % sur le prix d’achat et réduire les impôts jusqu’à 33 000 euros sur 9 ans, soit jusqu’à 11 % de la valeur du bien hors taxe.\x3C/p>\x3Ch2>Pourquoi acheter un logement neuf à Alfortville ?\x3C/h2>\x3Cp>Alfortville jouit d’une position stratégique. La ville est située à moins de 15 minutes en transport en commun de la Gare de Lyon. En outre, la ville attire non seulement les étudiants, mais également les personnes qui travaillent dans les nombreuses entreprises de services à proximité (Chronopost, TNT Express, Boch Frères, Sanofi, etc.). \x3Cbr> \x3C/p>\x3Ch2>Le prix de l'immobilier à Alfortville\x3C/h2>\x3Cp>Le 18 novembre 2023, le marché immobilier neuf à Alfortville, 94140, continue de susciter un grand intérêt. Les prix des logements neufs varient considérablement selon les quartiers, avec des valeurs au mètre carré reflétant cette diversité. Dans des secteurs prisés comme le quartier des Fleurs ou le Centre-Ville, le prix moyen au mètre carré pour un appartement neuf se situe aux alentours de 5 500 €. Cependant, dans des zones moins centrales mais toujours attractives, le prix minimum peut descendre à environ 4 800 €/m².\x3C/p>\x3Cp>À l'opposé, dans les zones les plus luxueuses et recherchées d'Alfortville, comme le long des berges de la Seine, le prix maximum peut grimper jusqu'à 6 200 €/m². En moyenne, le prix d'un programme neuf à Alfortville se stabilise autour de 5 300 €/m². Ces données prennent en compte la loi Carrez, garantissant une transparence et une fiabilité dans le calcul des surfaces habitables. Ces variations de prix reflètent la richesse et la diversité des offres de logement neuf dans cette commune dynamique du Val-de-Marne. (Estimation donnée à titre indicatif au 18 novembre 2023)\x3C/p>"},weight:4,changed:"2024-12-13T10:52:46+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[15022]=[$R[15023]={tag:"meta",attributes:$R[15024]={name:"title",content:"Immobilier neuf Alfortville | Cogedim"}},$R[15025]={tag:"meta",attributes:$R[15026]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) à Alfortville ? 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Très bien connecté à la capitale, il abrite un mélange de zones très urbanisées, de pôles économiques et de grands espaces verts comme le Bois de Vincennes. On trouve aussi de nombreux programmes immobiliers neufs dans le Val-de-Marne, du studio à la maison familiale.\x3Cbr> \x3C/p>\x3Ch2>Pourquoi acheter un bien immobilier neuf dans le Val-de-Marne ?\x3C/h2>\x3Cp>Centres-villes dynamiques, quartiers résidentiels, bords de Marne... On trouve des \x3Cstrong>cadres de vie variés\x3C/strong> dans le Val-de-Marne. Ses habitants apprécient la présence de \x3Cstrong>grands espaces verts\x3C/strong>, comme le Bois de Vincennes et la Forêt domaniale de Notre-Dame.\x3Cbr> \x3C/p>\x3Cp>Très recherché pour sa proximité de la capitale, le département jouit d'un \x3Cstrong>réseau de transports performant\x3C/strong> : plusieurs RER, métro et futur Grand Paris Express.\x3Cbr> \x3C/p>\x3Cp>L'économie du département est portée par de \x3Cstrong>grands pôles d’activités\x3C/strong> dans les secteurs de la santé, du numérique, de l’audiovisuel et de la recherche.\x3C/p>\x3Ch2>Investir dans un programme immobilier neuf dans le Val-de-Marne\x3C/h2>\x3Cp>Le Val-de-Marne profite d'une \x3Cstrong>demande locative forte et continue\x3C/strong> liée à la proximité de Paris et des bassins d'emplois, et boostée par l’arrivée du futur Grand Paris Express. Il offre un \x3Cstrong>potentiel de rendement locatif élevé\x3C/strong>, surtout à l’est et au sud du département.\x3Cbr> \x3C/p>\x3Cp>Les dispositifs fiscaux pour acheter un logement neuf sont particulièrement avantageux dans les communes du Val-de-Marne classées en \x3Cstrong>zone tendue Abis et A\x3C/strong>, comme Cachan, Fontenay-sous-Bois et Villejuif.\x3C/p>\x3Cp>Les villes directement impactées par le \x3Cstrong>projet Grand Paris Express\x3C/strong> (Villejuif, Créteil, L'Haÿ-les-Roses, etc.) entrevoient de belles opportunités de valorisation immobilière.\x3C/p>\x3Ch2>Le marché immobilier dans le Val-de-Marne\x3C/h2>\x3Cp>Le marché immobilier dans le Val-de-Marne comprend \x3Cstrong>76 % d’appartements\x3C/strong> et \x3Cstrong>52 % de locataires\x3C/strong>. Les logements actuellement présents sur le marché représentent environ 3,9 % du parc immobilier.\x3C/p>\x3Cp>Voici l'\x3Cstrong>évolution sur 5 ans des prix au m²\x3C/strong> des logements neufs dans les principales villes du Val-de-Marne :\x3C/p>\x3Cul>\x3Cli>Créteil : 4 020 à 4 910 €/m² avec -3 % sur 5 ans \x3Cbr> \x3C/li>\x3Cli>Joinville-le-Pont : 8 050 à 9 840 €/m² avec +40 % sur 5 ans \x3Cbr> \x3C/li>\x3Cli>Villejuif : 4 830 à 5 900 €/m² avec +0 % sur 5 ans \x3Cbr> \x3C/li>\x3Cli>L'Haÿ-les-Roses : 5 020 à 6 130 €/m² avec +13 % sur 5 ans \x3Cbr> \x3C/li>\x3Cli>Fontenay-sous-Bois : 5 220 à 6 370 €/m² avec +8 % sur 5 ans\x3Cbr> \x3C/li>\x3C/ul>\x3Ch2>Les villes où acheter un logement neuf dans le Val-de-Marne\x3C/h2>\x3Cp>\x3Ca href=\"https://www.cogedim.com/ile-de-france/val-de-marne-94/villejuif/\">\x3Cstrong>\x3Cu>Villejuif\x3C/u>\x3C/strong>\x3C/a>\x3C/p>\x3Cul>\x3Cli>Cette ancienne commune populaire entreprend de vastes opérations de renouvellement urbain, notamment autour des gares.\x3Cbr> \x3C/li>\x3Cli>Elle sera desservie par deux lignes du futur Grand Paris Express.\x3C/li>\x3Cli>Cette ville séduit les jeunes actifs, les étudiants et les familles qui recherchent la proximité de Paris à prix encore abordable.\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Ca href=\"https://www.cogedim.com/ile-de-france/val-de-marne-94/fontenay-bois/\">\x3Cstrong>\x3Cu>Fontenay-sous-Bois\x3C/u>\x3C/strong>\x3C/a>\x3C/p>\x3Cul>\x3Cli>Fontenay-sous-Bois dispose d'une très bonne desserte en RER et constitue un futur nœud stratégique du Grand Paris Express.\x3Cbr> \x3C/li>\x3Cli>À proximité du Bois de Vincennes, elle possède un fort tissu économique local.\x3Cbr> \x3C/li>\x3Cli>Cette ville résidentielle attire les cadres et les familles aisées.\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Ca href=\"https://www.cogedim.com/ile-de-france/val-de-marne-94/creteil/\">\x3Cstrong>\x3Cu>Créteil\x3C/u>\x3C/strong>\x3C/a>\x3C/p>\x3Cul>\x3Cli>Préfecture du Val-de-Marne, Créteil est une ville importante en termes d’emplois, de services et d’universités.\x3Cbr> \x3C/li>\x3Cli>Accessible via le RER, elle profitera aussi du futur prolongement de la ligne 15 sud du Grand Paris Express.\x3Cbr> \x3C/li>\x3Cli>C'est la ville idéale pour les familles aux revenus modestes, les primo-accédants et les investisseurs qui visent les étudiants et le personnel hospitalier.\x3C/li>\x3C/ul>\x3Ch2>Les dispositifs et aides disponibles dans le Val-de-Marne\x3C/h2>\x3Cp>Que ce soit pour habiter ou investir dans le Val-de-Marne, des aides financières rendent l’achat immobilier neuf plus accessible. Les \x3Cstrong>primo-accédants\x3C/strong> peuvent compter sur le \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\">\x3Cu>Prêt à Taux Zéro (PTZ)\x3C/u>\x3C/a> ou d’autres prêts aidés, la \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/une-tva-reduite-a-5-5.html\">\x3Cu>TVA réduite\x3C/u>\x3C/a>, le \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">\x3Cu>BRS\x3C/u>\x3C/a>, l’\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">\x3Cu>accession à prix maîtrisé\x3C/u>\x3C/a> ou encore les \x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cu>solutions Access\x3C/u>\x3C/a>.\x3C/p>\x3Cp>Les \x3Cstrong>investisseurs \x3C/strong>ne sont pas en reste, grâce à des dispositifs comme le \x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\">LMNP\x3C/a>, le \x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/logement-locatif-intermediaire/\">LLI\x3C/a>, la \x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/l-achat-en-nue-propriete.html\">nue-propriété\x3C/a> ou des \x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\">avantages COGEDIM\x3C/a> comme la prise en charge de certains frais.\x3C/p>\x3Ch2>Pourquoi choisir COGEDIM pour votre achat dans le Val-de-Marne ?\x3C/h2>\x3Cp>En achetant un logement neuf dans le Val-de-Marne avec COGEDIM, vous profitez d'un accompagnement personnalisé, de conseils juridiques et fiscaux, d'un suivi constant et de programmes de qualité aux emplacements recherchés. Une expertise solide pour \x3Cstrong>acheter en toute sérénité\x3C/strong>, que ce soit pour habiter ou investir.\x3C/p>",format:"full_html",processed:"\x3Ch2>Immobilier et Appartements Neufs dans le Val-de-Marne\x3C/h2>\x3Cp>Le Val-de-Marne est un département de la petite couronne sud-est de Paris. Très bien connecté à la capitale, il abrite un mélange de zones très urbanisées, de pôles économiques et de grands espaces verts comme le Bois de Vincennes. On trouve aussi de nombreux programmes immobiliers neufs dans le Val-de-Marne, du studio à la maison familiale.\x3Cbr> \x3C/p>\x3Ch2>Pourquoi acheter un bien immobilier neuf dans le Val-de-Marne ?\x3C/h2>\x3Cp>Centres-villes dynamiques, quartiers résidentiels, bords de Marne... On trouve des \x3Cstrong>cadres de vie variés\x3C/strong> dans le Val-de-Marne. Ses habitants apprécient la présence de \x3Cstrong>grands espaces verts\x3C/strong>, comme le Bois de Vincennes et la Forêt domaniale de Notre-Dame.\x3Cbr> \x3C/p>\x3Cp>Très recherché pour sa proximité de la capitale, le département jouit d'un \x3Cstrong>réseau de transports performant\x3C/strong> : plusieurs RER, métro et futur Grand Paris Express.\x3Cbr> \x3C/p>\x3Cp>L'économie du département est portée par de \x3Cstrong>grands pôles d’activités\x3C/strong> dans les secteurs de la santé, du numérique, de l’audiovisuel et de la recherche.\x3C/p>\x3Ch2>Investir dans un programme immobilier neuf dans le Val-de-Marne\x3C/h2>\x3Cp>Le Val-de-Marne profite d'une \x3Cstrong>demande locative forte et continue\x3C/strong> liée à la proximité de Paris et des bassins d'emplois, et boostée par l’arrivée du futur Grand Paris Express. Il offre un \x3Cstrong>potentiel de rendement locatif élevé\x3C/strong>, surtout à l’est et au sud du département.\x3Cbr> \x3C/p>\x3Cp>Les dispositifs fiscaux pour acheter un logement neuf sont particulièrement avantageux dans les communes du Val-de-Marne classées en \x3Cstrong>zone tendue Abis et A\x3C/strong>, comme Cachan, Fontenay-sous-Bois et Villejuif.\x3C/p>\x3Cp>Les villes directement impactées par le \x3Cstrong>projet Grand Paris Express\x3C/strong> (Villejuif, Créteil, L'Haÿ-les-Roses, etc.) entrevoient de belles opportunités de valorisation immobilière.\x3C/p>\x3Ch2>Le marché immobilier dans le Val-de-Marne\x3C/h2>\x3Cp>Le marché immobilier dans le Val-de-Marne comprend \x3Cstrong>76 % d’appartements\x3C/strong> et \x3Cstrong>52 % de locataires\x3C/strong>. Les logements actuellement présents sur le marché représentent environ 3,9 % du parc immobilier.\x3C/p>\x3Cp>Voici l'\x3Cstrong>évolution sur 5 ans des prix au m²\x3C/strong> des logements neufs dans les principales villes du Val-de-Marne :\x3C/p>\x3Cul>\x3Cli>Créteil : 4 020 à 4 910 €/m² avec -3 % sur 5 ans \x3Cbr> \x3C/li>\x3Cli>Joinville-le-Pont : 8 050 à 9 840 €/m² avec +40 % sur 5 ans \x3Cbr> \x3C/li>\x3Cli>Villejuif : 4 830 à 5 900 €/m² avec +0 % sur 5 ans \x3Cbr> \x3C/li>\x3Cli>L'Haÿ-les-Roses : 5 020 à 6 130 €/m² avec +13 % sur 5 ans \x3Cbr> \x3C/li>\x3Cli>Fontenay-sous-Bois : 5 220 à 6 370 €/m² avec +8 % sur 5 ans\x3Cbr> \x3C/li>\x3C/ul>\x3Ch2>Les villes où acheter un logement neuf dans le Val-de-Marne\x3C/h2>\x3Cp>\x3Ca href=\"https://www.cogedim.com/ile-de-france/val-de-marne-94/villejuif/\">\x3Cstrong>\x3Cu>Villejuif\x3C/u>\x3C/strong>\x3C/a>\x3C/p>\x3Cul>\x3Cli>Cette ancienne commune populaire entreprend de vastes opérations de renouvellement urbain, notamment autour des gares.\x3Cbr> \x3C/li>\x3Cli>Elle sera desservie par deux lignes du futur Grand Paris Express.\x3C/li>\x3Cli>Cette ville séduit les jeunes actifs, les étudiants et les familles qui recherchent la proximité de Paris à prix encore abordable.\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Ca href=\"https://www.cogedim.com/ile-de-france/val-de-marne-94/fontenay-bois/\">\x3Cstrong>\x3Cu>Fontenay-sous-Bois\x3C/u>\x3C/strong>\x3C/a>\x3C/p>\x3Cul>\x3Cli>Fontenay-sous-Bois dispose d'une très bonne desserte en RER et constitue un futur nœud stratégique du Grand Paris Express.\x3Cbr> \x3C/li>\x3Cli>À proximité du Bois de Vincennes, elle possède un fort tissu économique local.\x3Cbr> \x3C/li>\x3Cli>Cette ville résidentielle attire les cadres et les familles aisées.\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Ca href=\"https://www.cogedim.com/ile-de-france/val-de-marne-94/creteil/\">\x3Cstrong>\x3Cu>Créteil\x3C/u>\x3C/strong>\x3C/a>\x3C/p>\x3Cul>\x3Cli>Préfecture du Val-de-Marne, Créteil est une ville importante en termes d’emplois, de services et d’universités.\x3Cbr> \x3C/li>\x3Cli>Accessible via le RER, elle profitera aussi du futur prolongement de la ligne 15 sud du Grand Paris Express.\x3Cbr> \x3C/li>\x3Cli>C'est la ville idéale pour les familles aux revenus modestes, les primo-accédants et les investisseurs qui visent les étudiants et le personnel hospitalier.\x3C/li>\x3C/ul>\x3Ch2>Les dispositifs et aides disponibles dans le Val-de-Marne\x3C/h2>\x3Cp>Que ce soit pour habiter ou investir dans le Val-de-Marne, des aides financières rendent l’achat immobilier neuf plus accessible. Les \x3Cstrong>primo-accédants\x3C/strong> peuvent compter sur le \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\">\x3Cu>Prêt à Taux Zéro (PTZ)\x3C/u>\x3C/a> ou d’autres prêts aidés, la \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/une-tva-reduite-a-5-5.html\">\x3Cu>TVA réduite\x3C/u>\x3C/a>, le \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">\x3Cu>BRS\x3C/u>\x3C/a>, l’\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">\x3Cu>accession à prix maîtrisé\x3C/u>\x3C/a> ou encore les \x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cu>solutions Access\x3C/u>\x3C/a>.\x3C/p>\x3Cp>Les \x3Cstrong>investisseurs \x3C/strong>ne sont pas en reste, grâce à des dispositifs comme le \x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\">LMNP\x3C/a>, le \x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/logement-locatif-intermediaire/\">LLI\x3C/a>, la \x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/l-achat-en-nue-propriete.html\">nue-propriété\x3C/a> ou des \x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\">avantages COGEDIM\x3C/a> comme la prise en charge de certains frais.\x3C/p>\x3Ch2>Pourquoi choisir COGEDIM pour votre achat dans le Val-de-Marne ?\x3C/h2>\x3Cp>En achetant un logement neuf dans le Val-de-Marne avec COGEDIM, vous profitez d'un accompagnement personnalisé, de conseils juridiques et fiscaux, d'un suivi constant et de programmes de qualité aux emplacements recherchés. Une expertise solide pour \x3Cstrong>acheter en toute sérénité\x3C/strong>, que ce soit pour habiter ou investir.\x3C/p>"},weight:6,changed:"2025-06-18T14:02:38+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[15086]=[$R[15087]={tag:"meta",attributes:$R[15088]={name:"title",content:"Immobilier neuf Val-de-Marne | Cogedim"}},$R[15089]={tag:"meta",attributes:$R[15090]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) dans le Val-de-Marne ? 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Cette région est une valeur sûre pour investir dans l’\x3Cstrong>immobilier neuf\x3C/strong>, que ce soit pour y établir votre \x3Cstrong>résidence principale\x3C/strong> ou pour y faire un \x3Cstrong>investissement locatif\x3C/strong>. L’Île-de-France offre effectivement une rentabilité locative assurée ainsi que de belles opportunités de plus-values. Veuillez découvrir nos offres de logements neufs en Île-de-France.\x3C/p>\x3Ch3>Achat : les aides pour acheter un appartement neuf en Île-de-France\x3C/h3>\x3Cp>Plusieurs aides financières sont à votre disposition pour faciliter l’acquisition d’un bien immobilier en Île-de-France, quelle que soit la taille du logement que vous recherchez.\x3C/p>\x3Ch4>Le Prêt à Taux Zéro (PTZ)\x3C/h4>\x3Cp>Prêt aidé par l’État, le PTZ peut vous servir à devenir propriétaire de votre \x3Cstrong>résidence principale\x3C/strong> en Île-de-France si vous êtes primo-accédant et que vous répondez aux critères de ressources. Au maximum et selon le bien que vous allez acquérir, il pourra couvrir jusqu’à 40% du coût total de votre opération immobilière. Comme son nom l’indique, vous ne devrez rembourser que la somme empruntée, sans aucun intérêt. En complément de votre PTZ, vous pourrez solliciter un autre dispositif de financement, comme un prêt immobilier bancaire ou encore un prêt Action Logement.\x3C/p>\x3Ch4>Le prêt Action Logement\x3C/h4>\x3Cp>Anciennement nommé 1% Logement, ce prêt complémentaire vous permet de financer l’acquisition de votre logement neuf en Île-de-France, pour en faire votre résidence principale, à un \x3Cstrong>taux plafonné à 0,5%\x3C/strong>. Sous conditions de ressources et si vous êtes salarié, Action Logement vous permet d’emprunter jusqu’à 40 000 euros.\x3C/p>\x3Ch4>\x3Ca href=\"https://www.cogedim.com/votre-futur-bien/par-opportunite/nos-programmes-tva-reduite/\">La TVA réduite\x3C/a>\x3C/h4>\x3Cp>La TVA à 20% s’applique généralement aux achats de biens immobiliers neufs. Pour faire diminuer la facture, intéressez-vous aux \x3Cstrong>nouvelles constructions éligibles\x3C/strong> à la \x3Cstrong>TVA à 5,5%\x3C/strong>. Elles sont situées dans les 58 quartiers d’Île-de-France en voie de transformation. Sous conditions de ressources, la TVA réduite pourra vous être appliquée si vous faites l’acquisition d’un bien immobilier neuf en Île-de-France pour en faire votre résidence principale. Ce dispositif peut être cumulé avec le PTZ.\x3C/p>\x3Ch4>Les autres aides\x3C/h4>\x3Cp>Le \x3Cstrong>prêt accession sociale (PAS)\x3C/strong> est cumulable avec le PTZ, le prêt Action Logement et la TVA réduite. Il permet aux emprunteurs à revenus modestes de financer l’achat de leur résidence principale. Comme le PAS se contracte directement auprès des établissements bancaires qui décident du taux, n’hésitez pas à en contacter plusieurs pour éventuellement financer votre projet immobilier en Île-de-France.\x3C/p>\x3Ch3>Acheter un programme neuf en Île-de-France pour entreprendre un investissement locatif\x3C/h3>\x3Cp>Vous envisagez de réaliser un investissement locatif en Île-de-France ? Il s’agit du placement préféré des Français en raison des nombreux avantages qu’il apporte. Investir dans l’un de nos programmes neufs en Île-de-France vous permet de constituer votre patrimoine, de percevoir des revenus réguliers et même de préparer votre retraite. En Île-de-France, l’investissement locatif est l’occasion idéale de réaliser de belles plus-values tout en profitant d’une rentabilité assurée.\x3C/p>\x3Ch4>L’investissement en Location Meublée Non Professionnelle (LMNP)\x3C/h4>\x3Cp>La loi LMNP vous permet de \x3Cstrong>devenir propriétaire d’un bien meublé\x3C/strong> dont vous percevrez les \x3Cstrong>revenus locatifs sans imposition\x3C/strong>. Ouvert à tous les contribuables français, sans condition de ressources, ce dispositif à la gestion simplifiée vous permet d’amortir votre investissement locatif en Île-de-France sur plusieurs dizaines d’années.\x3C/p>\x3Ch4>L’investissement en Location Meublée Professionnelle (LMP)\x3C/h4>\x3Cp>Votre statut LMNP évoluera en LMP si vos revenus ainsi générés dépassent 23 000 euros par an ou qu’ils représentent plus de 50% des revenus totaux de votre foyer fiscal.\x3C/p>\x3Cp>La différence entre LMNP et LMP est qu’un loueur LMP est un professionnel de la location meublée, inscrit au registre du commerce et des sociétés (RCS). À noter que la \x3Cstrong>vente de votre bien LMP\x3C/strong> en Île-de-France sera exonérée totalement ou partiellement d’impôts si vous l’avez loué pendant au moins 5 ans et que vos revenus locatifs se situent entre 90 000 et 126 000 euros.\x3C/p>\x3Ch4>Nue-propriété\x3C/h4>\x3Cp>Pour un investissement à long terme, un confort de gestion et une fiscalité optimisée, vous pouvez envisager d’acquérir un bien immobilier neuf en nue-propriété en Île-de-France, pour environ \x3Cstrong>60% de sa valeur\x3C/strong> en moyenne.\x3C/p>\x3Ch4>Les autres formes d'investissement\x3C/h4>\x3Cp>En Île-de-France, les \x3Cstrong>places de parkings et boxes\x3C/strong> sont des biens immobiliers très prisés, notamment à Paris. Ils pourront vous apporter une rentabilité de l’ordre de 5% pour une facilité de gestion incomparable. Ils constituent un excellent premier investissement en Île-de-France.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Île-de-France ?\x3C/h3>\x3Cp>L’Île-de-France est et restera certainement la région la plus attractive de France, tant pour les étudiants et les travailleurs que les touristes. Les nouveaux programmes immobiliers Cogedim et les constructions neuves ne cessent de se développer en Île-de-France pour maintenir le potentiel intarissable de la région et la rendre toujours plus agréable à vivre.\x3C/p>\x3Cp>Investir en Île-de-France vous permet de devenir propriétaire dans cette région très dynamique qui enregistre une forte croissance démographique. Les prix de l’immobilier sont variables en fonction des départements, mais ils ne sont pas systématiquement aussi élevés qu’à Paris. En plus de sa localisation stratégique, la région bénéficie d'un excellent réseau routier et de transports en commun qui la rende encore plus attractive.\x3C/p>\x3Ch2>Le prix de l'immobilier en Ile de France\x3C/h2>\x3Cp>Le marché immobilier neuf en Île-de-France, au 21 novembre 2023, présente une dynamique complexe et variée. Dans les grandes communes, les programmes neufs attirent de nombreux acquéreurs, cherchant soit un appartement neuf ou un autre type de logement neuf. La loi Carrez, garantissant la précision de la surface des biens vendus, est un élément clé pour les acheteurs.\x3C/p>\x3Cp>En termes de prix au mètre carré, il y a une grande disparité entre les différentes communes. À Paris, le prix moyen peut facilement dépasser 12 000 euros par mètre carré, avec des pics allant jusqu'à 20 000 euros dans certains quartiers prisés. À l'inverse, dans des communes plus éloignées comme Cergy ou Melun, le prix moyen au mètre carré pour un logement neuf est nettement plus abordable, oscillant entre 3 500 et 5 000 euros.\x3C/p>\x3Cp>En banlieue proche, comme à \x3Ca href=\"https://www.cogedim.com/ile-de-france/hauts-de-seine-92/boulogne-billancourt/\">Boulogne-Billancourt\x3C/a> ou Levallois-Perret, les prix des appartements neufs restent élevés, avoisinant en moyenne 8 000 à 10 000 euros par mètre carré. Ces communes bénéficient d'une proximité avec Paris et d'une excellente desserte en transports, justifiant en partie ces prix.\x3C/p>\x3Cp>En conclusion, le prix de l'immobilier neuf en Île-de-France varie considérablement selon la localisation. Le prix minimum pour un mètre carré peut être autour de 3 500 euros dans certaines zones, tandis que le prix moyen se situe souvent entre 5 000 et 10 000 euros, avec des exceptions notables à la hausse dans les quartiers les plus recherchés de Paris.(Estimation donnée à titre indicatif au 26 novembre 2023)\x3C/p>",format:"full_html",processed:"\x3Ch2>Logement VEFA neuf Île-de-France\x3C/h2>\x3Cp>Hébergeant à elle seule près de 20% de la population française, l’Île-de-France, avec ses 8 départements, est non seulement la région la plus peuplée de l’hexagone, mais aussi la plus densément peuplée. Cette région est une valeur sûre pour investir dans l’\x3Cstrong>immobilier neuf\x3C/strong>, que ce soit pour y établir votre \x3Cstrong>résidence principale\x3C/strong> ou pour y faire un \x3Cstrong>investissement locatif\x3C/strong>. L’Île-de-France offre effectivement une rentabilité locative assurée ainsi que de belles opportunités de plus-values. Veuillez découvrir nos offres de logements neufs en Île-de-France.\x3C/p>\x3Ch3>Achat : les aides pour acheter un appartement neuf en Île-de-France\x3C/h3>\x3Cp>Plusieurs aides financières sont à votre disposition pour faciliter l’acquisition d’un bien immobilier en Île-de-France, quelle que soit la taille du logement que vous recherchez.\x3C/p>\x3Ch4>Le Prêt à Taux Zéro (PTZ)\x3C/h4>\x3Cp>Prêt aidé par l’État, le PTZ peut vous servir à devenir propriétaire de votre \x3Cstrong>résidence principale\x3C/strong> en Île-de-France si vous êtes primo-accédant et que vous répondez aux critères de ressources. Au maximum et selon le bien que vous allez acquérir, il pourra couvrir jusqu’à 40% du coût total de votre opération immobilière. Comme son nom l’indique, vous ne devrez rembourser que la somme empruntée, sans aucun intérêt. En complément de votre PTZ, vous pourrez solliciter un autre dispositif de financement, comme un prêt immobilier bancaire ou encore un prêt Action Logement.\x3C/p>\x3Ch4>Le prêt Action Logement\x3C/h4>\x3Cp>Anciennement nommé 1% Logement, ce prêt complémentaire vous permet de financer l’acquisition de votre logement neuf en Île-de-France, pour en faire votre résidence principale, à un \x3Cstrong>taux plafonné à 0,5%\x3C/strong>. Sous conditions de ressources et si vous êtes salarié, Action Logement vous permet d’emprunter jusqu’à 40 000 euros.\x3C/p>\x3Ch4>\x3Ca href=\"https://www.cogedim.com/votre-futur-bien/par-opportunite/nos-programmes-tva-reduite/\">La TVA réduite\x3C/a>\x3C/h4>\x3Cp>La TVA à 20% s’applique généralement aux achats de biens immobiliers neufs. Pour faire diminuer la facture, intéressez-vous aux \x3Cstrong>nouvelles constructions éligibles\x3C/strong> à la \x3Cstrong>TVA à 5,5%\x3C/strong>. Elles sont situées dans les 58 quartiers d’Île-de-France en voie de transformation. Sous conditions de ressources, la TVA réduite pourra vous être appliquée si vous faites l’acquisition d’un bien immobilier neuf en Île-de-France pour en faire votre résidence principale. Ce dispositif peut être cumulé avec le PTZ.\x3C/p>\x3Ch4>Les autres aides\x3C/h4>\x3Cp>Le \x3Cstrong>prêt accession sociale (PAS)\x3C/strong> est cumulable avec le PTZ, le prêt Action Logement et la TVA réduite. Il permet aux emprunteurs à revenus modestes de financer l’achat de leur résidence principale. Comme le PAS se contracte directement auprès des établissements bancaires qui décident du taux, n’hésitez pas à en contacter plusieurs pour éventuellement financer votre projet immobilier en Île-de-France.\x3C/p>\x3Ch3>Acheter un programme neuf en Île-de-France pour entreprendre un investissement locatif\x3C/h3>\x3Cp>Vous envisagez de réaliser un investissement locatif en Île-de-France ? Il s’agit du placement préféré des Français en raison des nombreux avantages qu’il apporte. Investir dans l’un de nos programmes neufs en Île-de-France vous permet de constituer votre patrimoine, de percevoir des revenus réguliers et même de préparer votre retraite. En Île-de-France, l’investissement locatif est l’occasion idéale de réaliser de belles plus-values tout en profitant d’une rentabilité assurée.\x3C/p>\x3Ch4>L’investissement en Location Meublée Non Professionnelle (LMNP)\x3C/h4>\x3Cp>La loi LMNP vous permet de \x3Cstrong>devenir propriétaire d’un bien meublé\x3C/strong> dont vous percevrez les \x3Cstrong>revenus locatifs sans imposition\x3C/strong>. Ouvert à tous les contribuables français, sans condition de ressources, ce dispositif à la gestion simplifiée vous permet d’amortir votre investissement locatif en Île-de-France sur plusieurs dizaines d’années.\x3C/p>\x3Ch4>L’investissement en Location Meublée Professionnelle (LMP)\x3C/h4>\x3Cp>Votre statut LMNP évoluera en LMP si vos revenus ainsi générés dépassent 23 000 euros par an ou qu’ils représentent plus de 50% des revenus totaux de votre foyer fiscal.\x3C/p>\x3Cp>La différence entre LMNP et LMP est qu’un loueur LMP est un professionnel de la location meublée, inscrit au registre du commerce et des sociétés (RCS). À noter que la \x3Cstrong>vente de votre bien LMP\x3C/strong> en Île-de-France sera exonérée totalement ou partiellement d’impôts si vous l’avez loué pendant au moins 5 ans et que vos revenus locatifs se situent entre 90 000 et 126 000 euros.\x3C/p>\x3Ch4>Nue-propriété\x3C/h4>\x3Cp>Pour un investissement à long terme, un confort de gestion et une fiscalité optimisée, vous pouvez envisager d’acquérir un bien immobilier neuf en nue-propriété en Île-de-France, pour environ \x3Cstrong>60% de sa valeur\x3C/strong> en moyenne.\x3C/p>\x3Ch4>Les autres formes d'investissement\x3C/h4>\x3Cp>En Île-de-France, les \x3Cstrong>places de parkings et boxes\x3C/strong> sont des biens immobiliers très prisés, notamment à Paris. Ils pourront vous apporter une rentabilité de l’ordre de 5% pour une facilité de gestion incomparable. Ils constituent un excellent premier investissement en Île-de-France.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Île-de-France ?\x3C/h3>\x3Cp>L’Île-de-France est et restera certainement la région la plus attractive de France, tant pour les étudiants et les travailleurs que les touristes. Les nouveaux programmes immobiliers Cogedim et les constructions neuves ne cessent de se développer en Île-de-France pour maintenir le potentiel intarissable de la région et la rendre toujours plus agréable à vivre.\x3C/p>\x3Cp>Investir en Île-de-France vous permet de devenir propriétaire dans cette région très dynamique qui enregistre une forte croissance démographique. Les prix de l’immobilier sont variables en fonction des départements, mais ils ne sont pas systématiquement aussi élevés qu’à Paris. En plus de sa localisation stratégique, la région bénéficie d'un excellent réseau routier et de transports en commun qui la rende encore plus attractive.\x3C/p>\x3Ch2>Le prix de l'immobilier en Ile de France\x3C/h2>\x3Cp>Le marché immobilier neuf en Île-de-France, au 21 novembre 2023, présente une dynamique complexe et variée. Dans les grandes communes, les programmes neufs attirent de nombreux acquéreurs, cherchant soit un appartement neuf ou un autre type de logement neuf. La loi Carrez, garantissant la précision de la surface des biens vendus, est un élément clé pour les acheteurs.\x3C/p>\x3Cp>En termes de prix au mètre carré, il y a une grande disparité entre les différentes communes. À Paris, le prix moyen peut facilement dépasser 12 000 euros par mètre carré, avec des pics allant jusqu'à 20 000 euros dans certains quartiers prisés. À l'inverse, dans des communes plus éloignées comme Cergy ou Melun, le prix moyen au mètre carré pour un logement neuf est nettement plus abordable, oscillant entre 3 500 et 5 000 euros.\x3C/p>\x3Cp>En banlieue proche, comme à \x3Ca href=\"https://www.cogedim.com/ile-de-france/hauts-de-seine-92/boulogne-billancourt/\">Boulogne-Billancourt\x3C/a> ou Levallois-Perret, les prix des appartements neufs restent élevés, avoisinant en moyenne 8 000 à 10 000 euros par mètre carré. Ces communes bénéficient d'une proximité avec Paris et d'une excellente desserte en transports, justifiant en partie ces prix.\x3C/p>\x3Cp>En conclusion, le prix de l'immobilier neuf en Île-de-France varie considérablement selon la localisation. 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Le nombre d’acheteurs est supérieur de 15 % au nombre de biens à vendre. Dans les prochains mois, Les prix de vente devraient continuer augmenter.\x3C/p>\r\n",format:"full_html",processed:"\x3Cp>Actuellement, le marché dans le Val-de-Marne est dynamique. Le nombre d’acheteurs est supérieur de 15 % au nombre de biens à vendre. 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Lot 334, 1 pièce situé au 3 ème étage, d’une\r\nsurface habitable de 28,28 m² avec un balcon de 4,75 m², 1 place de stationnement bien immobilier dépendant de\r\nla Résidence « Reflets de Seine » à ALFORTVILLE (94140). Exemple d’un financement pour une opération\r\nd’acquisition de résidence principale en état futur d’achèvement d’un montant de 239 370,00 €, frais de dossier et\r\nfrais de caution du prêt à la charge de COGEDIM, soit un montant à financer de 239 370,00 € sans apport\r\npersonnel, bénéficiant d’un PTZ (1) par un célibataire, primo-accédant, dont le revenu fiscal de référence de l'année\r\nn-2 était de 25 000,00 € .\r\nFinancement réalisé grâce à des prêts consentis auprès des partenaires bancaires du groupe ALTAREA par\r\nl’intermédiaire d’Altarea Solution Financement :\r\nun prêt bancaire amortissable à taux fixe d’un montant de 139 370,00 €, d’une durée de 24 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 924,33 € pendant 8 ans puis mensualités de\r\n507,66 € pendant 12 ans puis mensualités de 941,83 € pendant 4 ans, TAEG estimé 3,87 % et coût total\r\n67 676,56 € intérêts et assurances inclus,\r\nun prêt PTZ (1) d’un montant de 60 000,00 €, d’une durée de 20 ans, prêt amortissable à taux fixe ,\r\nmensualités de 17,50 € pendant 8 ans puis mensualités de 434,17 € pendant 12 ans, TAEG estimé 0,49 % et\r\ncoût total 4 200,48 € intérêts et assurances inclus,\r\nun prêt Jeune Actif (-35 ans) amortissable à taux fixe d’un montant de 20 000,00 €, d’une durée de 24 ans,\r\nprêt amortissable à taux fixe pendant toute sa durée , mensualités de 93,23 € pendant 24 ans, TAEG estimé\r\n2,62 % et coût total 6 850,24 € intérêts et assurances inclus,\r\nun prêt Acquisition Durable amortissable à taux fixe d’un montant de 20 000,00 €, d’une durée de 24 ans, prêt\r\namortissable à taux fixe pendant toute sa durée , mensualités de 93,23 € pendant 24 ans, TAEG estimé\r\n2,62 % et coût total 6 850,24 € intérêts et assurances inclus,\r\nL’ensemble pour une mensualité globale lissée de 1 128,29 € pendant 24 ans. La cotisation mensuelle d’assurance\r\ndécès, perte totale et irréversible d’autonomie et incapacité de travail pour le prêt bancaire amortissable est de\r\n40.65 €, le prêt PTZ est de 17.50 €, le prêt Jeune Actif (-35 ans) est de 5.83 €, le prêt Acquisition Durable est de\r\n5.83 €, pour un capital emprunté assuré à 100 %.\r\nCette simulation est communiquée à titre informatif ; elle est établie sur la base de taux moyens du marché\r\nconstatés au 07/07/2025 pour diverses situations comparables. Cette présentation indicative ne constitue en\r\naucune façon une offre commerciale ou publicitaire de financement et n’a aucune valeur contractuelle. PTZ(1) et\r\nPAS, réservés aux primo-accédants pour l’achat d’un logement en résidence principale sont soumis à conditions de\r\nrevenus. Altarea Solution Financement est une société de courtage en crédit immobilier et en assurances. Siège\r\nsocial : 87 Rue de Richelieu – 75002 Paris. Adresse contact : contact-solution-financement@altarea.com. SAS au\r\ncapital de 10 000 € immatriculée au R.C.S Paris sous le N°504 638 784 et au registre de l’Orias (www.orias.fr) sous\r\nle N°10053430. Responsabilité Civile Professionnelle conforme aux articles L.512-6 du Code des assurances et\r\nL.519-3-4 du Code monétaire et financier. Membre de l’Association professionnelle des intermédiaires en crédits\r\n(APIC). Vous bénéficiez d’un délai légal de réflexion de 10 jours. Lorsque la vente est subordonnée à l’obtention\r\nd’un prêt et si celui-ci n’est pas obtenu, le vendeur doit rembourser les sommes versées par l’acquéreur. Aucun\r\nversement de quelque nature que ce soit ne peut être exigé d’un particulier avant l’obtention d’un ou plusieurs prêts\r\nd’argent. Un crédit vous engage et doit être remboursé. Vérifiez vos capacités de remboursement avant de vous\r\nengager. Sous réserve d’acceptation de votre dossier par nos partenaires bancaires.\r\n500 € d’apport / 500 € à la réservation\r\nCette somme de 500 € correspond au dépôt de garantie qui vous sera demandé à la signature du contrat de\r\nréservation en lieu et place du montant légal de 2 % ou 5 % du montant TTC du prix de vente. Cette somme\r\ns'imputera sur la partie du prix payable à la signature de l'acte authentique. Toutes les conditions du dépôt de\r\ngarantie sont stipulées à l’article 3.5 des conditions générales du contrat de réservation. Cette somme de 500 €\r\npeut être remboursée si la banque finance la totalité.\r\n0 frais avant d’emménager\r\nLe versement des mensualités, hors assurances, débutera à la date de livraison de l’appartement dépendant de la\r\nRésidence « Reflets de Seine » à ALFORTVILLE (94140).\r\nCOGEDIM prendra à sa charge les frais suivants :\r\nFrais notariés d’acte de vente (en ce compris la quote-part aux frais d’établissement au règlement de\r\ncopropriété),\r\nFrais notariés d’acte de prêt en cas de financement assorti d’une garantie hypothécaire,\r\nFrais de dossier bancaire,\r\nFrais de caution bancaire,\r\nIntérêts intercalaires.\r\nGrâce à cette prise en charge par COGEDIM, le TAEG (Taux Annuel Effectif Global) y compris assurance obligatoire\r\nest estimé à un taux de 2,73 %.\r\nLa prise en charge de ces frais est soumise aux quatre conditions cumulatives suivantes :\r\nÀ la signature d’un mandat exclusif de recherche de financement avec la société Altarea Solution Financement\r\n(frais de courtage offerts),\r\nÀ l’obtention du financement bancaire grâce à l’action de la société Altarea Solution Financement,\r\nÀ l’utilisation effective du financement ainsi obtenu par l’intermédiaire de ce mandat pour l’acquisition des lots\r\nobjet du contrat de réservation visé en tête des présentes,\r\nEt à la signature de l’acte notarié de vente en l’état futur d’achèvement dans les délais contractuels.\r\nEtant ici précisé que pour instruire la recherche de financement par le biais de la société Altarea Solution\r\nFinancement, vous vous engagez à fournir l’ensemble des pièces nécessaires (pièce d’identité valide, avis\r\nd’imposition, bulletins de salaire, extraits de comptes, tableaux d’amortissement des prêts en cours, etc…).\r\nDans ces conditions, COGEDIM vous remboursera :\r\nLe montant des frais de dossier bancaire et de caution bancaire, dans un délai de 15 jours à compter de la\r\nsignature de l’acte authentique de vente,\r\nPour le montant des intérêts intercalaires :\r\nCOGEDIM vous versera une avance, dont le montant sera déterminé à l'obtention du financement\r\nbancaire car elle dépendra des caractéristiques de l'emprunt contracté, dans un délai de 15 jours à\r\ncompter de l’émission de l’appel de fonds correspondant au stade « achèvement du plancher bas du\r\nrez-de-chaussée ». Dans l’hypothèse où la signature de l’acte authentique de vente intervenait après\r\nl’atteinte du stade « achèvement du plancher bas du rez-de-chaussée » dans la réalisation de la\r\nconstruction, COGEDIM vous versera ladite avance dans un délai de 15 jours à compter de la date de\r\nsignature de l’acte de vente,\r\nEt le solde des intérêts intercalaires (si ces derniers excédaient le montant de l’avance versée) dans un\r\ndélai de 15 jours à compter de la signature de la prise de possession effective des biens (livraison des\r\nbiens).\r\nLes frais notariés (frais d’établissement au règlement de copropriété, frais d’acte de vente, et frais d’acte de prêt en\r\ncas de prêt assorti d’une garantie hypothécaire) seront directement supportés par COGEDIM lors de la signature de\r\nl’acte authentique de vente (et de l’acte de prêt le cas échéant) auprès du Notaire.\r\n(1) PTZ : Le Prêt à taux zéro est un prêt réglementé qui vous permet de financer l’acquisition d'un appartement neuf\r\n(ou acquis en VEFA) que vous occuperez à titre de votre première résidence principale. Le Prêt à Taux zéro est un\r\nprêt complémentaire à d'autres emprunts. Le Prêt à taux zéro est accessible sous conditions de ressources, aux\r\npersonnes physiques désirant devenir propriétaire de leur première résidence principale (ne pas avoir été\r\npropriétaire de sa résidence principale au cours des 2 années précédant la nouvelle acquisition). Le montant et la\r\ndurée du Prêt à Taux 0 % varient en fonction de la zone géographique du logement et de la composition du foyer.\r\nLes ressources de l’acquéreur sont également prises en compte pour la durée du remboursement.\r\nL’article 71 de la loi n°1322-2023 du 29 décembre 2023, dite loi de finances pour 2024, proroge le PTZ (prêt à taux\r\nzéro) jusqu’au 31 décembre 2027 et aménage certaines dispositions réglementaires applicables. Le décret n\r\n°2024-304 du 2 avril 2024 fixe les modalités des offres de prêt émises à compter du 1er avril 2024. 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d=\"M48,25.2c-0.2-9-0.6-9.2-0.9-9.4c-0.4-0.2-1.1-0.2-1.7,0.2c-0.6,0.3-1.6,1.1-1.8,3c-0.2,2.2-0.3,4.7-0.3,5.5\n\t\tc-0.9,0.2-1.8,0.5-1.8,0.5c-0.5,0.2-1.6,1.3-3.3,3c-1,1.1-2.1,2.2-2.6,2.5c-0.5,0.3-1.2,0.4-2.1,0.6c-0.7,0.1-1.4,0.2-2.3,0.5\n\t\tc-2.2,0.7-5.5,3.8-6.5,5.4c-0.3,0.5-0.6,1-0.8,1.4c-0.2-0.4-0.4-0.9-0.8-1.4c-1-1.5-4.3-4.7-6.5-5.4c-0.9-0.3-1.6-0.4-2.3-0.5\n\t\tc-0.9-0.1-1.5-0.2-2.1-0.6c-0.4-0.3-1.5-1.4-2.6-2.5c-1.7-1.7-2.7-2.8-3.3-3c0,0-0.9-0.3-1.8-0.5c0-0.8-0.1-3.3-0.3-5.5\n\t\tc-0.2-1.9-1.2-2.7-1.8-3c-0.6-0.3-1.3-0.4-1.7-0.2C0.6,16,0.3,16.2,0,25.2l0,0.5c0,1.3,1,3.5,2,5.7c0.5,1.1,1,2.1,1.2,2.8\n\t\tc0.6,1.8,3,3.1,4.5,4c0.3,0.2,0.5,0.3,0.7,0.4l0.3,0.2c4.6,3,5.5,4,5.6,4.3c0.4,0.8,0.3,3.1,0.2,3.9l0,0.5H23l0.1-0.1\n\t\tc0.1-0.1,0.5-0.3,0.9-0.7c0.3,0.4,0.8,0.6,0.9,0.7l0.1,0.1h8h0.5l0-0.5c-0.1-0.8-0.1-3.1,0.2-3.9c0.1-0.3,1.1-1.3,5.6-4.3l0.3-0.2\n\t\tc0.1-0.1,0.4-0.2,0.7-0.4c1.5-0.8,3.9-2.2,4.5-4c0.2-0.7,0.7-1.7,1.2-2.8c1-2.2,2.1-4.4,2-5.7L48,25.2z 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zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir 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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. 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en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,meta:$R[16550]={drupal_internal__target_id:4043},vid:$R[16551]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[16552]={drupal_internal__target_id:"regulation"}},revision_user:$R[16553]={data:null,links:$R[16554]={related:$R[16555]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/revision_user/?resourceVersion=id%3A4043"},self:$R[16556]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/relationships/revision_user/?resourceVersion=id%3A4043"}}},parent:$R[16557]=[$R[16558]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[16559]={links:$R[16560]={help:$R[16561]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[16562]={about:"Usage and meaning of the 'virtual' resource 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zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir 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\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6
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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. 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en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,meta:$R[16976]={drupal_internal__target_id:4043},vid:$R[16977]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[16978]={drupal_internal__target_id:"regulation"}},revision_user:$R[16979]={data:null,links:$R[16980]={related:$R[16981]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/revision_user/?resourceVersion=id%3A4043"},self:$R[16982]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/relationships/revision_user/?resourceVersion=id%3A4043"}}},parent:$R[16983]=[$R[16984]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[16985]={links:$R[16986]={help:$R[16987]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[16988]={about:"Usage and meaning of the 'virtual' resource 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zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir 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\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6
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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. 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Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[17352]={value:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir 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en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,meta:$R[17402]={drupal_internal__target_id:4043},vid:$R[17403]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[17404]={drupal_internal__target_id:"regulation"}},revision_user:$R[17405]={data:null,links:$R[17406]={related:$R[17407]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/revision_user/?resourceVersion=id%3A4043"},self:$R[17408]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/relationships/revision_user/?resourceVersion=id%3A4043"}}},parent:$R[17409]=[$R[17410]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[17411]={links:$R[17412]={help:$R[17413]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[17414]={about:"Usage and meaning of the 'virtual' resource 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zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir 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\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6
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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. 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plus\x3C/a>\x3C/p>"},field_text_main:null,meta:$R[17828]={drupal_internal__target_id:4043},vid:$R[17829]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[17830]={drupal_internal__target_id:"regulation"}},revision_user:$R[17831]={data:null,links:$R[17832]={related:$R[17833]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/revision_user/?resourceVersion=id%3A4043"},self:$R[17834]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/relationships/revision_user/?resourceVersion=id%3A4043"}}},parent:$R[17835]=[$R[17836]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[17837]={links:$R[17838]={help:$R[17839]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[17840]={about:"Usage and meaning of the 'virtual' resource 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Ces aides s’appliquent en fonction de votre situation si vous répondez à certains critères d’éligibilité.\x3C/p>\x3Cp>Étiez-vous propriétaire de votre résidence principale au cours des deux dernières années ? Si ce n’est pas le cas, vous êtes considéré comme primo-accédant. Vous pouvez donc bénéficier du \x3Cstrong>prêt à taux zéro\x3C/strong>, aussi appelé PTZ. Ce prêt immobilier finance jusqu’à 40 % d’un appartement ou d’une maison neuve au Perreux-sur-Marne.\x3C/p>\x3Cp>Une autre aide est le \x3Cstrong>prêt accession mis en place par Action Logement\x3C/strong>. Vous y êtes éligible si vous achetez en VEFA (vente en l’état futur d’achèvement) une maison ou un appartement neuf au Perreux-sur-Marne. 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Très bien connecté à la capitale, il abrite un mélange de zones très urbanisées, de pôles économiques et de grands espaces verts comme le Bois de Vincennes. On trouve aussi de nombreux programmes immobiliers neufs dans le Val-de-Marne, du studio à la maison familiale.\x3Cbr> \x3C/p>\x3Ch2>Pourquoi acheter un bien immobilier neuf dans le Val-de-Marne ?\x3C/h2>\x3Cp>Centres-villes dynamiques, quartiers résidentiels, bords de Marne... On trouve des \x3Cstrong>cadres de vie variés\x3C/strong> dans le Val-de-Marne. Ses habitants apprécient la présence de \x3Cstrong>grands espaces verts\x3C/strong>, comme le Bois de Vincennes et la Forêt domaniale de Notre-Dame.\x3Cbr> \x3C/p>\x3Cp>Très recherché pour sa proximité de la capitale, le département jouit d'un \x3Cstrong>réseau de transports performant\x3C/strong> : plusieurs RER, métro et futur Grand Paris Express.\x3Cbr> \x3C/p>\x3Cp>L'économie du département est portée par de \x3Cstrong>grands pôles d’activités\x3C/strong> dans les secteurs de la santé, du numérique, de l’audiovisuel et de la recherche.\x3C/p>\x3Ch2>Investir dans un programme immobilier neuf dans le Val-de-Marne\x3C/h2>\x3Cp>Le Val-de-Marne profite d'une \x3Cstrong>demande locative forte et continue\x3C/strong> liée à la proximité de Paris et des bassins d'emplois, et boostée par l’arrivée du futur Grand Paris Express. Il offre un \x3Cstrong>potentiel de rendement locatif élevé\x3C/strong>, surtout à l’est et au sud du département.\x3Cbr> \x3C/p>\x3Cp>Les dispositifs fiscaux pour acheter un logement neuf sont particulièrement avantageux dans les communes du Val-de-Marne classées en \x3Cstrong>zone tendue Abis et A\x3C/strong>, comme Cachan, Fontenay-sous-Bois et Villejuif.\x3C/p>\x3Cp>Les villes directement impactées par le \x3Cstrong>projet Grand Paris Express\x3C/strong> (Villejuif, Créteil, L'Haÿ-les-Roses, etc.) entrevoient de belles opportunités de valorisation immobilière.\x3C/p>\x3Ch2>Le marché immobilier dans le Val-de-Marne\x3C/h2>\x3Cp>Le marché immobilier dans le Val-de-Marne comprend \x3Cstrong>76 % d’appartements\x3C/strong> et \x3Cstrong>52 % de locataires\x3C/strong>. Les logements actuellement présents sur le marché représentent environ 3,9 % du parc immobilier.\x3C/p>\x3Cp>Voici l'\x3Cstrong>évolution sur 5 ans des prix au m²\x3C/strong> des logements neufs dans les principales villes du Val-de-Marne :\x3C/p>\x3Cul>\x3Cli>Créteil : 4 020 à 4 910 €/m² avec -3 % sur 5 ans \x3Cbr> \x3C/li>\x3Cli>Joinville-le-Pont : 8 050 à 9 840 €/m² avec +40 % sur 5 ans \x3Cbr> \x3C/li>\x3Cli>Villejuif : 4 830 à 5 900 €/m² avec +0 % sur 5 ans \x3Cbr> \x3C/li>\x3Cli>L'Haÿ-les-Roses : 5 020 à 6 130 €/m² avec +13 % sur 5 ans \x3Cbr> \x3C/li>\x3Cli>Fontenay-sous-Bois : 5 220 à 6 370 €/m² avec +8 % sur 5 ans\x3Cbr> \x3C/li>\x3C/ul>\x3Ch2>Les villes où acheter un logement neuf dans le Val-de-Marne\x3C/h2>\x3Cp>\x3Ca href=\"https://www.cogedim.com/ile-de-france/val-de-marne-94/villejuif/\">\x3Cstrong>\x3Cu>Villejuif\x3C/u>\x3C/strong>\x3C/a>\x3C/p>\x3Cul>\x3Cli>Cette ancienne commune populaire entreprend de vastes opérations de renouvellement urbain, notamment autour des gares.\x3Cbr> \x3C/li>\x3Cli>Elle sera desservie par deux lignes du futur Grand Paris Express.\x3C/li>\x3Cli>Cette ville séduit les jeunes actifs, les étudiants et les familles qui recherchent la proximité de Paris à prix encore abordable.\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Ca href=\"https://www.cogedim.com/ile-de-france/val-de-marne-94/fontenay-bois/\">\x3Cstrong>\x3Cu>Fontenay-sous-Bois\x3C/u>\x3C/strong>\x3C/a>\x3C/p>\x3Cul>\x3Cli>Fontenay-sous-Bois dispose d'une très bonne desserte en RER et constitue un futur nœud stratégique du Grand Paris Express.\x3Cbr> \x3C/li>\x3Cli>À proximité du Bois de Vincennes, elle possède un fort tissu économique local.\x3Cbr> \x3C/li>\x3Cli>Cette ville résidentielle attire les cadres et les familles aisées.\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Ca href=\"https://www.cogedim.com/ile-de-france/val-de-marne-94/creteil/\">\x3Cstrong>\x3Cu>Créteil\x3C/u>\x3C/strong>\x3C/a>\x3C/p>\x3Cul>\x3Cli>Préfecture du Val-de-Marne, Créteil est une ville importante en termes d’emplois, de services et d’universités.\x3Cbr> \x3C/li>\x3Cli>Accessible via le RER, elle profitera aussi du futur prolongement de la ligne 15 sud du Grand Paris Express.\x3Cbr> \x3C/li>\x3Cli>C'est la ville idéale pour les familles aux revenus modestes, les primo-accédants et les investisseurs qui visent les étudiants et le personnel hospitalier.\x3C/li>\x3C/ul>\x3Ch2>Les dispositifs et aides disponibles dans le Val-de-Marne\x3C/h2>\x3Cp>Que ce soit pour habiter ou investir dans le Val-de-Marne, des aides financières rendent l’achat immobilier neuf plus accessible. Les \x3Cstrong>primo-accédants\x3C/strong> peuvent compter sur le \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\">\x3Cu>Prêt à Taux Zéro (PTZ)\x3C/u>\x3C/a> ou d’autres prêts aidés, la \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/une-tva-reduite-a-5-5.html\">\x3Cu>TVA réduite\x3C/u>\x3C/a>, le \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">\x3Cu>BRS\x3C/u>\x3C/a>, l’\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">\x3Cu>accession à prix maîtrisé\x3C/u>\x3C/a> ou encore les \x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cu>solutions Access\x3C/u>\x3C/a>.\x3C/p>\x3Cp>Les \x3Cstrong>investisseurs \x3C/strong>ne sont pas en reste, grâce à des dispositifs comme le \x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\">LMNP\x3C/a>, le \x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/logement-locatif-intermediaire/\">LLI\x3C/a>, la \x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/l-achat-en-nue-propriete.html\">nue-propriété\x3C/a> ou des \x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\">avantages COGEDIM\x3C/a> comme la prise en charge de certains frais.\x3C/p>\x3Ch2>Pourquoi choisir COGEDIM pour votre achat dans le Val-de-Marne ?\x3C/h2>\x3Cp>En achetant un logement neuf dans le Val-de-Marne avec COGEDIM, vous profitez d'un accompagnement personnalisé, de conseils juridiques et fiscaux, d'un suivi constant et de programmes de qualité aux emplacements recherchés. Une expertise solide pour \x3Cstrong>acheter en toute sérénité\x3C/strong>, que ce soit pour habiter ou investir.\x3C/p>",format:"full_html",processed:"\x3Ch2>Immobilier et Appartements Neufs dans le Val-de-Marne\x3C/h2>\x3Cp>Le Val-de-Marne est un département de la petite couronne sud-est de Paris. Très bien connecté à la capitale, il abrite un mélange de zones très urbanisées, de pôles économiques et de grands espaces verts comme le Bois de Vincennes. On trouve aussi de nombreux programmes immobiliers neufs dans le Val-de-Marne, du studio à la maison familiale.\x3Cbr> \x3C/p>\x3Ch2>Pourquoi acheter un bien immobilier neuf dans le Val-de-Marne ?\x3C/h2>\x3Cp>Centres-villes dynamiques, quartiers résidentiels, bords de Marne... On trouve des \x3Cstrong>cadres de vie variés\x3C/strong> dans le Val-de-Marne. Ses habitants apprécient la présence de \x3Cstrong>grands espaces verts\x3C/strong>, comme le Bois de Vincennes et la Forêt domaniale de Notre-Dame.\x3Cbr> \x3C/p>\x3Cp>Très recherché pour sa proximité de la capitale, le département jouit d'un \x3Cstrong>réseau de transports performant\x3C/strong> : plusieurs RER, métro et futur Grand Paris Express.\x3Cbr> \x3C/p>\x3Cp>L'économie du département est portée par de \x3Cstrong>grands pôles d’activités\x3C/strong> dans les secteurs de la santé, du numérique, de l’audiovisuel et de la recherche.\x3C/p>\x3Ch2>Investir dans un programme immobilier neuf dans le Val-de-Marne\x3C/h2>\x3Cp>Le Val-de-Marne profite d'une \x3Cstrong>demande locative forte et continue\x3C/strong> liée à la proximité de Paris et des bassins d'emplois, et boostée par l’arrivée du futur Grand Paris Express. Il offre un \x3Cstrong>potentiel de rendement locatif élevé\x3C/strong>, surtout à l’est et au sud du département.\x3Cbr> \x3C/p>\x3Cp>Les dispositifs fiscaux pour acheter un logement neuf sont particulièrement avantageux dans les communes du Val-de-Marne classées en \x3Cstrong>zone tendue Abis et A\x3C/strong>, comme Cachan, Fontenay-sous-Bois et Villejuif.\x3C/p>\x3Cp>Les villes directement impactées par le \x3Cstrong>projet Grand Paris Express\x3C/strong> (Villejuif, Créteil, L'Haÿ-les-Roses, etc.) entrevoient de belles opportunités de valorisation immobilière.\x3C/p>\x3Ch2>Le marché immobilier dans le Val-de-Marne\x3C/h2>\x3Cp>Le marché immobilier dans le Val-de-Marne comprend \x3Cstrong>76 % d’appartements\x3C/strong> et \x3Cstrong>52 % de locataires\x3C/strong>. Les logements actuellement présents sur le marché représentent environ 3,9 % du parc immobilier.\x3C/p>\x3Cp>Voici l'\x3Cstrong>évolution sur 5 ans des prix au m²\x3C/strong> des logements neufs dans les principales villes du Val-de-Marne :\x3C/p>\x3Cul>\x3Cli>Créteil : 4 020 à 4 910 €/m² avec -3 % sur 5 ans \x3Cbr> \x3C/li>\x3Cli>Joinville-le-Pont : 8 050 à 9 840 €/m² avec +40 % sur 5 ans \x3Cbr> \x3C/li>\x3Cli>Villejuif : 4 830 à 5 900 €/m² avec +0 % sur 5 ans \x3Cbr> \x3C/li>\x3Cli>L'Haÿ-les-Roses : 5 020 à 6 130 €/m² avec +13 % sur 5 ans \x3Cbr> \x3C/li>\x3Cli>Fontenay-sous-Bois : 5 220 à 6 370 €/m² avec +8 % sur 5 ans\x3Cbr> \x3C/li>\x3C/ul>\x3Ch2>Les villes où acheter un logement neuf dans le Val-de-Marne\x3C/h2>\x3Cp>\x3Ca href=\"https://www.cogedim.com/ile-de-france/val-de-marne-94/villejuif/\">\x3Cstrong>\x3Cu>Villejuif\x3C/u>\x3C/strong>\x3C/a>\x3C/p>\x3Cul>\x3Cli>Cette ancienne commune populaire entreprend de vastes opérations de renouvellement urbain, notamment autour des gares.\x3Cbr> \x3C/li>\x3Cli>Elle sera desservie par deux lignes du futur Grand Paris Express.\x3C/li>\x3Cli>Cette ville séduit les jeunes actifs, les étudiants et les familles qui recherchent la proximité de Paris à prix encore abordable.\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Ca href=\"https://www.cogedim.com/ile-de-france/val-de-marne-94/fontenay-bois/\">\x3Cstrong>\x3Cu>Fontenay-sous-Bois\x3C/u>\x3C/strong>\x3C/a>\x3C/p>\x3Cul>\x3Cli>Fontenay-sous-Bois dispose d'une très bonne desserte en RER et constitue un futur nœud stratégique du Grand Paris Express.\x3Cbr> \x3C/li>\x3Cli>À proximité du Bois de Vincennes, elle possède un fort tissu économique local.\x3Cbr> \x3C/li>\x3Cli>Cette ville résidentielle attire les cadres et les familles aisées.\x3Cbr> \x3C/li>\x3C/ul>\x3Cp>\x3Ca href=\"https://www.cogedim.com/ile-de-france/val-de-marne-94/creteil/\">\x3Cstrong>\x3Cu>Créteil\x3C/u>\x3C/strong>\x3C/a>\x3C/p>\x3Cul>\x3Cli>Préfecture du Val-de-Marne, Créteil est une ville importante en termes d’emplois, de services et d’universités.\x3Cbr> \x3C/li>\x3Cli>Accessible via le RER, elle profitera aussi du futur prolongement de la ligne 15 sud du Grand Paris Express.\x3Cbr> \x3C/li>\x3Cli>C'est la ville idéale pour les familles aux revenus modestes, les primo-accédants et les investisseurs qui visent les étudiants et le personnel hospitalier.\x3C/li>\x3C/ul>\x3Ch2>Les dispositifs et aides disponibles dans le Val-de-Marne\x3C/h2>\x3Cp>Que ce soit pour habiter ou investir dans le Val-de-Marne, des aides financières rendent l’achat immobilier neuf plus accessible. Les \x3Cstrong>primo-accédants\x3C/strong> peuvent compter sur le \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\">\x3Cu>Prêt à Taux Zéro (PTZ)\x3C/u>\x3C/a> ou d’autres prêts aidés, la \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/une-tva-reduite-a-5-5.html\">\x3Cu>TVA réduite\x3C/u>\x3C/a>, le \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">\x3Cu>BRS\x3C/u>\x3C/a>, l’\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">\x3Cu>accession à prix maîtrisé\x3C/u>\x3C/a> ou encore les \x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cu>solutions Access\x3C/u>\x3C/a>.\x3C/p>\x3Cp>Les \x3Cstrong>investisseurs \x3C/strong>ne sont pas en reste, grâce à des dispositifs comme le \x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\">LMNP\x3C/a>, le \x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/logement-locatif-intermediaire/\">LLI\x3C/a>, la \x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/l-achat-en-nue-propriete.html\">nue-propriété\x3C/a> ou des \x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\">avantages COGEDIM\x3C/a> comme la prise en charge de certains frais.\x3C/p>\x3Ch2>Pourquoi choisir COGEDIM pour votre achat dans le Val-de-Marne ?\x3C/h2>\x3Cp>En achetant un logement neuf dans le Val-de-Marne avec COGEDIM, vous profitez d'un accompagnement personnalisé, de conseils juridiques et fiscaux, d'un suivi constant et de programmes de qualité aux emplacements recherchés. Une expertise solide pour \x3Cstrong>acheter en toute sérénité\x3C/strong>, que ce soit pour habiter ou investir.\x3C/p>"},weight:6,changed:"2025-06-18T14:02:38+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[21185]=[$R[21186]={tag:"meta",attributes:$R[21187]={name:"title",content:"Immobilier neuf Val-de-Marne | Cogedim"}},$R[21188]={tag:"meta",attributes:$R[21189]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) dans le Val-de-Marne ? 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Cette région est une valeur sûre pour investir dans l’\x3Cstrong>immobilier neuf\x3C/strong>, que ce soit pour y établir votre \x3Cstrong>résidence principale\x3C/strong> ou pour y faire un \x3Cstrong>investissement locatif\x3C/strong>. L’Île-de-France offre effectivement une rentabilité locative assurée ainsi que de belles opportunités de plus-values. Veuillez découvrir nos offres de logements neufs en Île-de-France.\x3C/p>\x3Ch3>Achat : les aides pour acheter un appartement neuf en Île-de-France\x3C/h3>\x3Cp>Plusieurs aides financières sont à votre disposition pour faciliter l’acquisition d’un bien immobilier en Île-de-France, quelle que soit la taille du logement que vous recherchez.\x3C/p>\x3Ch4>Le Prêt à Taux Zéro (PTZ)\x3C/h4>\x3Cp>Prêt aidé par l’État, le PTZ peut vous servir à devenir propriétaire de votre \x3Cstrong>résidence principale\x3C/strong> en Île-de-France si vous êtes primo-accédant et que vous répondez aux critères de ressources. Au maximum et selon le bien que vous allez acquérir, il pourra couvrir jusqu’à 40% du coût total de votre opération immobilière. Comme son nom l’indique, vous ne devrez rembourser que la somme empruntée, sans aucun intérêt. En complément de votre PTZ, vous pourrez solliciter un autre dispositif de financement, comme un prêt immobilier bancaire ou encore un prêt Action Logement.\x3C/p>\x3Ch4>Le prêt Action Logement\x3C/h4>\x3Cp>Anciennement nommé 1% Logement, ce prêt complémentaire vous permet de financer l’acquisition de votre logement neuf en Île-de-France, pour en faire votre résidence principale, à un \x3Cstrong>taux plafonné à 0,5%\x3C/strong>. Sous conditions de ressources et si vous êtes salarié, Action Logement vous permet d’emprunter jusqu’à 40 000 euros.\x3C/p>\x3Ch4>\x3Ca href=\"https://www.cogedim.com/votre-futur-bien/par-opportunite/nos-programmes-tva-reduite/\">La TVA réduite\x3C/a>\x3C/h4>\x3Cp>La TVA à 20% s’applique généralement aux achats de biens immobiliers neufs. Pour faire diminuer la facture, intéressez-vous aux \x3Cstrong>nouvelles constructions éligibles\x3C/strong> à la \x3Cstrong>TVA à 5,5%\x3C/strong>. Elles sont situées dans les 58 quartiers d’Île-de-France en voie de transformation. Sous conditions de ressources, la TVA réduite pourra vous être appliquée si vous faites l’acquisition d’un bien immobilier neuf en Île-de-France pour en faire votre résidence principale. Ce dispositif peut être cumulé avec le PTZ.\x3C/p>\x3Ch4>Les autres aides\x3C/h4>\x3Cp>Le \x3Cstrong>prêt accession sociale (PAS)\x3C/strong> est cumulable avec le PTZ, le prêt Action Logement et la TVA réduite. Il permet aux emprunteurs à revenus modestes de financer l’achat de leur résidence principale. Comme le PAS se contracte directement auprès des établissements bancaires qui décident du taux, n’hésitez pas à en contacter plusieurs pour éventuellement financer votre projet immobilier en Île-de-France.\x3C/p>\x3Ch3>Acheter un programme neuf en Île-de-France pour entreprendre un investissement locatif\x3C/h3>\x3Cp>Vous envisagez de réaliser un investissement locatif en Île-de-France ? Il s’agit du placement préféré des Français en raison des nombreux avantages qu’il apporte. Investir dans l’un de nos programmes neufs en Île-de-France vous permet de constituer votre patrimoine, de percevoir des revenus réguliers et même de préparer votre retraite. En Île-de-France, l’investissement locatif est l’occasion idéale de réaliser de belles plus-values tout en profitant d’une rentabilité assurée.\x3C/p>\x3Ch4>L’investissement en Location Meublée Non Professionnelle (LMNP)\x3C/h4>\x3Cp>La loi LMNP vous permet de \x3Cstrong>devenir propriétaire d’un bien meublé\x3C/strong> dont vous percevrez les \x3Cstrong>revenus locatifs sans imposition\x3C/strong>. Ouvert à tous les contribuables français, sans condition de ressources, ce dispositif à la gestion simplifiée vous permet d’amortir votre investissement locatif en Île-de-France sur plusieurs dizaines d’années.\x3C/p>\x3Ch4>L’investissement en Location Meublée Professionnelle (LMP)\x3C/h4>\x3Cp>Votre statut LMNP évoluera en LMP si vos revenus ainsi générés dépassent 23 000 euros par an ou qu’ils représentent plus de 50% des revenus totaux de votre foyer fiscal.\x3C/p>\x3Cp>La différence entre LMNP et LMP est qu’un loueur LMP est un professionnel de la location meublée, inscrit au registre du commerce et des sociétés (RCS). À noter que la \x3Cstrong>vente de votre bien LMP\x3C/strong> en Île-de-France sera exonérée totalement ou partiellement d’impôts si vous l’avez loué pendant au moins 5 ans et que vos revenus locatifs se situent entre 90 000 et 126 000 euros.\x3C/p>\x3Ch4>Nue-propriété\x3C/h4>\x3Cp>Pour un investissement à long terme, un confort de gestion et une fiscalité optimisée, vous pouvez envisager d’acquérir un bien immobilier neuf en nue-propriété en Île-de-France, pour environ \x3Cstrong>60% de sa valeur\x3C/strong> en moyenne.\x3C/p>\x3Ch4>Les autres formes d'investissement\x3C/h4>\x3Cp>En Île-de-France, les \x3Cstrong>places de parkings et boxes\x3C/strong> sont des biens immobiliers très prisés, notamment à Paris. Ils pourront vous apporter une rentabilité de l’ordre de 5% pour une facilité de gestion incomparable. Ils constituent un excellent premier investissement en Île-de-France.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Île-de-France ?\x3C/h3>\x3Cp>L’Île-de-France est et restera certainement la région la plus attractive de France, tant pour les étudiants et les travailleurs que les touristes. Les nouveaux programmes immobiliers Cogedim et les constructions neuves ne cessent de se développer en Île-de-France pour maintenir le potentiel intarissable de la région et la rendre toujours plus agréable à vivre.\x3C/p>\x3Cp>Investir en Île-de-France vous permet de devenir propriétaire dans cette région très dynamique qui enregistre une forte croissance démographique. Les prix de l’immobilier sont variables en fonction des départements, mais ils ne sont pas systématiquement aussi élevés qu’à Paris. En plus de sa localisation stratégique, la région bénéficie d'un excellent réseau routier et de transports en commun qui la rende encore plus attractive.\x3C/p>\x3Ch2>Le prix de l'immobilier en Ile de France\x3C/h2>\x3Cp>Le marché immobilier neuf en Île-de-France, au 21 novembre 2023, présente une dynamique complexe et variée. Dans les grandes communes, les programmes neufs attirent de nombreux acquéreurs, cherchant soit un appartement neuf ou un autre type de logement neuf. La loi Carrez, garantissant la précision de la surface des biens vendus, est un élément clé pour les acheteurs.\x3C/p>\x3Cp>En termes de prix au mètre carré, il y a une grande disparité entre les différentes communes. À Paris, le prix moyen peut facilement dépasser 12 000 euros par mètre carré, avec des pics allant jusqu'à 20 000 euros dans certains quartiers prisés. À l'inverse, dans des communes plus éloignées comme Cergy ou Melun, le prix moyen au mètre carré pour un logement neuf est nettement plus abordable, oscillant entre 3 500 et 5 000 euros.\x3C/p>\x3Cp>En banlieue proche, comme à \x3Ca href=\"https://www.cogedim.com/ile-de-france/hauts-de-seine-92/boulogne-billancourt/\">Boulogne-Billancourt\x3C/a> ou Levallois-Perret, les prix des appartements neufs restent élevés, avoisinant en moyenne 8 000 à 10 000 euros par mètre carré. Ces communes bénéficient d'une proximité avec Paris et d'une excellente desserte en transports, justifiant en partie ces prix.\x3C/p>\x3Cp>En conclusion, le prix de l'immobilier neuf en Île-de-France varie considérablement selon la localisation. Le prix minimum pour un mètre carré peut être autour de 3 500 euros dans certaines zones, tandis que le prix moyen se situe souvent entre 5 000 et 10 000 euros, avec des exceptions notables à la hausse dans les quartiers les plus recherchés de Paris.(Estimation donnée à titre indicatif au 26 novembre 2023)\x3C/p>",format:"full_html",processed:"\x3Ch2>Logement VEFA neuf Île-de-France\x3C/h2>\x3Cp>Hébergeant à elle seule près de 20% de la population française, l’Île-de-France, avec ses 8 départements, est non seulement la région la plus peuplée de l’hexagone, mais aussi la plus densément peuplée. Cette région est une valeur sûre pour investir dans l’\x3Cstrong>immobilier neuf\x3C/strong>, que ce soit pour y établir votre \x3Cstrong>résidence principale\x3C/strong> ou pour y faire un \x3Cstrong>investissement locatif\x3C/strong>. L’Île-de-France offre effectivement une rentabilité locative assurée ainsi que de belles opportunités de plus-values. Veuillez découvrir nos offres de logements neufs en Île-de-France.\x3C/p>\x3Ch3>Achat : les aides pour acheter un appartement neuf en Île-de-France\x3C/h3>\x3Cp>Plusieurs aides financières sont à votre disposition pour faciliter l’acquisition d’un bien immobilier en Île-de-France, quelle que soit la taille du logement que vous recherchez.\x3C/p>\x3Ch4>Le Prêt à Taux Zéro (PTZ)\x3C/h4>\x3Cp>Prêt aidé par l’État, le PTZ peut vous servir à devenir propriétaire de votre \x3Cstrong>résidence principale\x3C/strong> en Île-de-France si vous êtes primo-accédant et que vous répondez aux critères de ressources. Au maximum et selon le bien que vous allez acquérir, il pourra couvrir jusqu’à 40% du coût total de votre opération immobilière. Comme son nom l’indique, vous ne devrez rembourser que la somme empruntée, sans aucun intérêt. En complément de votre PTZ, vous pourrez solliciter un autre dispositif de financement, comme un prêt immobilier bancaire ou encore un prêt Action Logement.\x3C/p>\x3Ch4>Le prêt Action Logement\x3C/h4>\x3Cp>Anciennement nommé 1% Logement, ce prêt complémentaire vous permet de financer l’acquisition de votre logement neuf en Île-de-France, pour en faire votre résidence principale, à un \x3Cstrong>taux plafonné à 0,5%\x3C/strong>. Sous conditions de ressources et si vous êtes salarié, Action Logement vous permet d’emprunter jusqu’à 40 000 euros.\x3C/p>\x3Ch4>\x3Ca href=\"https://www.cogedim.com/votre-futur-bien/par-opportunite/nos-programmes-tva-reduite/\">La TVA réduite\x3C/a>\x3C/h4>\x3Cp>La TVA à 20% s’applique généralement aux achats de biens immobiliers neufs. Pour faire diminuer la facture, intéressez-vous aux \x3Cstrong>nouvelles constructions éligibles\x3C/strong> à la \x3Cstrong>TVA à 5,5%\x3C/strong>. Elles sont situées dans les 58 quartiers d’Île-de-France en voie de transformation. Sous conditions de ressources, la TVA réduite pourra vous être appliquée si vous faites l’acquisition d’un bien immobilier neuf en Île-de-France pour en faire votre résidence principale. Ce dispositif peut être cumulé avec le PTZ.\x3C/p>\x3Ch4>Les autres aides\x3C/h4>\x3Cp>Le \x3Cstrong>prêt accession sociale (PAS)\x3C/strong> est cumulable avec le PTZ, le prêt Action Logement et la TVA réduite. Il permet aux emprunteurs à revenus modestes de financer l’achat de leur résidence principale. Comme le PAS se contracte directement auprès des établissements bancaires qui décident du taux, n’hésitez pas à en contacter plusieurs pour éventuellement financer votre projet immobilier en Île-de-France.\x3C/p>\x3Ch3>Acheter un programme neuf en Île-de-France pour entreprendre un investissement locatif\x3C/h3>\x3Cp>Vous envisagez de réaliser un investissement locatif en Île-de-France ? Il s’agit du placement préféré des Français en raison des nombreux avantages qu’il apporte. Investir dans l’un de nos programmes neufs en Île-de-France vous permet de constituer votre patrimoine, de percevoir des revenus réguliers et même de préparer votre retraite. En Île-de-France, l’investissement locatif est l’occasion idéale de réaliser de belles plus-values tout en profitant d’une rentabilité assurée.\x3C/p>\x3Ch4>L’investissement en Location Meublée Non Professionnelle (LMNP)\x3C/h4>\x3Cp>La loi LMNP vous permet de \x3Cstrong>devenir propriétaire d’un bien meublé\x3C/strong> dont vous percevrez les \x3Cstrong>revenus locatifs sans imposition\x3C/strong>. Ouvert à tous les contribuables français, sans condition de ressources, ce dispositif à la gestion simplifiée vous permet d’amortir votre investissement locatif en Île-de-France sur plusieurs dizaines d’années.\x3C/p>\x3Ch4>L’investissement en Location Meublée Professionnelle (LMP)\x3C/h4>\x3Cp>Votre statut LMNP évoluera en LMP si vos revenus ainsi générés dépassent 23 000 euros par an ou qu’ils représentent plus de 50% des revenus totaux de votre foyer fiscal.\x3C/p>\x3Cp>La différence entre LMNP et LMP est qu’un loueur LMP est un professionnel de la location meublée, inscrit au registre du commerce et des sociétés (RCS). À noter que la \x3Cstrong>vente de votre bien LMP\x3C/strong> en Île-de-France sera exonérée totalement ou partiellement d’impôts si vous l’avez loué pendant au moins 5 ans et que vos revenus locatifs se situent entre 90 000 et 126 000 euros.\x3C/p>\x3Ch4>Nue-propriété\x3C/h4>\x3Cp>Pour un investissement à long terme, un confort de gestion et une fiscalité optimisée, vous pouvez envisager d’acquérir un bien immobilier neuf en nue-propriété en Île-de-France, pour environ \x3Cstrong>60% de sa valeur\x3C/strong> en moyenne.\x3C/p>\x3Ch4>Les autres formes d'investissement\x3C/h4>\x3Cp>En Île-de-France, les \x3Cstrong>places de parkings et boxes\x3C/strong> sont des biens immobiliers très prisés, notamment à Paris. Ils pourront vous apporter une rentabilité de l’ordre de 5% pour une facilité de gestion incomparable. Ils constituent un excellent premier investissement en Île-de-France.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Île-de-France ?\x3C/h3>\x3Cp>L’Île-de-France est et restera certainement la région la plus attractive de France, tant pour les étudiants et les travailleurs que les touristes. Les nouveaux programmes immobiliers Cogedim et les constructions neuves ne cessent de se développer en Île-de-France pour maintenir le potentiel intarissable de la région et la rendre toujours plus agréable à vivre.\x3C/p>\x3Cp>Investir en Île-de-France vous permet de devenir propriétaire dans cette région très dynamique qui enregistre une forte croissance démographique. Les prix de l’immobilier sont variables en fonction des départements, mais ils ne sont pas systématiquement aussi élevés qu’à Paris. En plus de sa localisation stratégique, la région bénéficie d'un excellent réseau routier et de transports en commun qui la rende encore plus attractive.\x3C/p>\x3Ch2>Le prix de l'immobilier en Ile de France\x3C/h2>\x3Cp>Le marché immobilier neuf en Île-de-France, au 21 novembre 2023, présente une dynamique complexe et variée. Dans les grandes communes, les programmes neufs attirent de nombreux acquéreurs, cherchant soit un appartement neuf ou un autre type de logement neuf. La loi Carrez, garantissant la précision de la surface des biens vendus, est un élément clé pour les acheteurs.\x3C/p>\x3Cp>En termes de prix au mètre carré, il y a une grande disparité entre les différentes communes. À Paris, le prix moyen peut facilement dépasser 12 000 euros par mètre carré, avec des pics allant jusqu'à 20 000 euros dans certains quartiers prisés. À l'inverse, dans des communes plus éloignées comme Cergy ou Melun, le prix moyen au mètre carré pour un logement neuf est nettement plus abordable, oscillant entre 3 500 et 5 000 euros.\x3C/p>\x3Cp>En banlieue proche, comme à \x3Ca href=\"https://www.cogedim.com/ile-de-france/hauts-de-seine-92/boulogne-billancourt/\">Boulogne-Billancourt\x3C/a> ou Levallois-Perret, les prix des appartements neufs restent élevés, avoisinant en moyenne 8 000 à 10 000 euros par mètre carré. Ces communes bénéficient d'une proximité avec Paris et d'une excellente desserte en transports, justifiant en partie ces prix.\x3C/p>\x3Cp>En conclusion, le prix de l'immobilier neuf en Île-de-France varie considérablement selon la localisation. 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Au cœur de l’Île-de-France se trouve la commune de L'Haÿ-les-Roses. Chef-lieu d’arrondissement du département du Val-de-Marne, L'Haÿ-les-Roses est l’une des quatre communes françaises dont le nom est composé d’un « Y tréma ». Si l’immobilier neuf à L'Haÿ-les-Roses vous intéresse, découvrez ici les atouts de cette ville.
Pourquoi s’installer et vivre à L'Haÿ-les-Roses ?
Une ville agréable à vivre
L'Haÿ-les-Roses doit son nom à sa célèbre roseraie qui a été construite par Jules Gravereaux entre 1892 et 1894. Aujourd’hui, la roseraie est l’attractivité principale de la ville. Classé dans l’inventaire des monuments historiques, le jardin contribue fortement au cadre de vie naturel et tranquille de L'Haÿ-les-Roses. La roseraie contient des milliers de roses, dont certaines sont les plus anciennes au monde.
En plus de sa roseraie, L'Haÿ-les-Roses est une ville calme et agréable à vivre. Son calme est d’autant plus apprécié que la ville se trouve à seulement une dizaine de kilomètres de Paris. Les habitants de L'Haÿ-les-Roses profitent ainsi d’un bon compromis entre les avantages de la vie dans une commune tranquille et ceux de la capitale.
Plusieurs lignes de bus et bientôt l’arrivée du métro
Actuellement, L'Haÿ-les-Roses est correctement desservie par les transports en commun. Plusieurs lignes de bus comme la 172 ou la 192 permettent de se déplacer dans la ville et rejoindre Paris et d’autres communes limitrophes. Les habitants peuvent accéder au métro 7 depuis la station Villejuif – Louis Aragon au nord de la commune.
Pour la première fois de son histoire, L'Haÿ-les-Roses se prépare à accueillir sa première station de métro dans le cadre du projet du Grand Paris Express. Cette station de métro se trouvera à la limite avec la ville de Chevilly-Larue. Les habitants pourront ainsi emprunter la ligne 14 pour atteindre l’aéroport d’Orly ou Paris en une dizaine de minutes seulement.
Pourquoi investir dans l’immobilier neuf à L'Haÿ-les-Roses ?
La rentabilité d’investissement
L'Haÿ-les-Roses est une ville prisée du Val-de-Marne avec un marché immobilier varié. Le développement de programmes neufs au centre-ville attire de plus en plus de particuliers souhaitant s’installer à proximité de la capitale, que ce soit pour les études ou pour le travail. Le prix moyen de 4 765 €/m² est l’occasion de bien rentabiliser son investissement immobilier.
De plus, la construction du projet du Grand Paris Express va grandement renforcer l’attractivité de L'Haÿ-les-Roses par rapport à d’autres communes du département. Les acquéreurs auront ainsi l’opportunité de réaliser une belle plus-value s’ils décident de revendre leur logement.
Les typologies recherchées
À L'Haÿ-les-Roses, les logements les plus recherchés sont les appartements. Il y a effectivement 73 % d’appartements sur le marché contre 26 % de maisons. D’ailleurs, la ville compte 50 % de locataires. Cela signifie que le marché de L'Haÿ-les-Roses a une forte tension locative. Les propriétaires minimisent donc le risque de vacance locative lorsqu’ils louent leur logement dans la commune.
Bassin d’emploi à proximité
L'Haÿ-les-Roses se situe à proximité du grand bassin d’emploi appelé Zone d’emploi de Paris. Cette zone attire les actifs qui se logent à L'Haÿ-les-Roses pour vivre à une distance plus raisonnable de leur travail. À titre d’information, la zone de Paris est le bassin de la région qui comprend le plus de métiers qualifiés. Les cadres représentent 25 % des emplois alors que la moyenne nationale est de 10,8 %.
Le prix de l'immobilier à L'Hay les Roses
Le 10 novembre 2023, l'immobilier neuf à l'Haÿ-les-Roses, 94240, connaît des dynamiques de prix variées. Le prix minimum au mètre carré dans cette charmante ville est d'environ 5 500 €, tandis que le prix maximum peut atteindre 7 200 €. En moyenne, les acquéreurs peuvent s'attendre à débourser autour de 6 350 € par mètre carré.
Les programmes neufs proposent des appartements et logements alliant confort moderne et économies d'énergies. Ces biens, souvent situés dans des quartiers réputés comme Les Blondeaux ou La Vallée aux Renards, offrent la garantie décennale, assurant une tranquillité d'esprit pour les nouveaux propriétaires.
Les appartements neufs à l'Haÿ-les-Roses sont conçus pour répondre aux attentes actuelles en termes de personnalisation et de confort. Ils sont souvent dotés de technologies favorisant les économies d'énergies, ce qui représente un avantage financier non négligeable à long terme. La personnalisation des espaces permet aux acheteurs de créer un lieu de vie qui leur ressemble vraiment, faisant de chaque logement neuf un investissement unique et sur mesure. (Estimation indicative au le 10 novembre 2023)
Foire aux questions
Combien d’habitants résident à L'Haÿ-les-Roses ?
Quinzième ville la plus peuplée du Val-de-Marne, L'Haÿ-les-Roses accueille plus de 32 000 habitants, selon le dernier recensement de l’Insee.
Pourquoi acheter un programme neuf à L'Haÿ-les-Roses avec Cogedim ?
Avec Cogedim, vous avez la garantie de récupérer les clés d’un logement neuf de qualité. Nos experts sont là pour vous guider au cours de chaque étape de votre projet d’acquisition immobilière.
Retrouvez nos programmes neufs dans d’autres villes du Val-de-Marne