\x3Cpath class=\"st0\" d=\"M12.3,28h7.8h7.7h7.6V14.2h4.3L24,0.6l-3.7,3.2v-3h-5.5v7.8l-6.4,5.6h4V28z M21.1,27v-6.7h5.7V27H21.1z\n\t\t M34.4,27h-6.6v-7.7h-7.7V27h-6.8V14.2h21.1V27z M15.7,9V1.8h3.5V6l4.7-4l13,11.3h-26L15.7,9z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez du prêt à taux zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:null,field_text_main:null,vid:$R[237]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[238]={drupal_internal__target_id:"regulation"}},revision_user:$R[239]={data:null,links:$R[240]={related:$R[241]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f37d7e5e-3057-44e8-b10e-979e6adb1932/revision_user/?resourceVersion=id%3A4"},self:$R[242]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f37d7e5e-3057-44e8-b10e-979e6adb1932/relationships/revision_user/?resourceVersion=id%3A4"}}},parent:$R[243]=[$R[244]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[245]={links:$R[246]={help:$R[247]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[248]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[249]={type:"taxonomy_term--regulation",id:"19b5dbf4-49ba-47b5-90ee-d6433b676b0b",links:$R[250]={self:$R[251]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/?resourceVersion=id%3A5"}},drupal_internal__tid:5,drupal_internal__revision_id:5,langcode:"fr",revision_created:null,status:!0,name:"TVA réduite",description:null,weight:1,changed:"2024-06-19T07:52:29+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[252]=[$R[253]={tag:"meta",attributes:$R[254]={name:"title",content:"TVA réduite | Cogedim"}},$R[255]={tag:"link",attributes:$R[256]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/5/"}},$R[257]={tag:"meta",attributes:$R[258]={name:"generator",content:"Cogedim"}},$R[259]={tag:"meta",attributes:$R[260]={property:"og:site_name",content:"Cogedim"}},$R[261]={tag:"meta",attributes:$R[262]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[263]={tag:"meta",attributes:$R[264]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/"}},$R[265]={tag:"meta",attributes:$R[266]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[267]={tag:"meta",attributes:$R[268]={property:"og:image:type",content:"image/png"}},$R[269]={tag:"meta",attributes:$R[270]={property:"og:image:width",content:"628"}},$R[271]={tag:"meta",attributes:$R[272]={property:"og:image:height",content:"316"}},$R[273]={tag:"meta",attributes:$R[274]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[275]={tag:"meta",attributes:$R[276]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[277]={tag:"meta",attributes:$R[278]={name:"twitter:card",content:"summary"}},$R[279]={tag:"meta",attributes:$R[280]={name:"twitter:site",content:"@altareacogedim"}},$R[281]={tag:"meta",attributes:$R[282]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[283]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[284]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1
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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[285]={value:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[286]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[287]={drupal_internal__target_id:"regulation"}},revision_user:$R[288]={data:null,links:$R[289]={related:$R[290]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/revision_user/?resourceVersion=id%3A5"},self:$R[291]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/relationships/revision_user/?resourceVersion=id%3A5"}}},parent:$R[292]=[$R[293]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[294]={links:$R[295]={help:$R[296]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[297]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[298]={type:"taxonomy_term--regulation",id:"16dd3083-89ed-478c-82d3-c61e00e3e669",links:$R[299]={self:$R[300]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/?resourceVersion=id%3A9"}},drupal_internal__tid:9,drupal_internal__revision_id:9,langcode:"fr",revision_created:null,status:!0,name:"Prix maîtrisés",description:null,weight:2,changed:"2025-06-26T14:47:47+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[301]=[$R[302]={tag:"meta",attributes:$R[303]={name:"title",content:"Prix maîtrisés | Cogedim"}},$R[304]={tag:"link",attributes:$R[305]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/9/"}},$R[306]={tag:"meta",attributes:$R[307]={name:"generator",content:"Cogedim"}},$R[308]={tag:"meta",attributes:$R[309]={property:"og:site_name",content:"Cogedim"}},$R[310]={tag:"meta",attributes:$R[311]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[312]={tag:"meta",attributes:$R[313]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/"}},$R[314]={tag:"meta",attributes:$R[315]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[316]={tag:"meta",attributes:$R[317]={property:"og:image:type",content:"image/png"}},$R[318]={tag:"meta",attributes:$R[319]={property:"og:image:width",content:"628"}},$R[320]={tag:"meta",attributes:$R[321]={property:"og:image:height",content:"316"}},$R[322]={tag:"meta",attributes:$R[323]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[324]={tag:"meta",attributes:$R[325]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[326]={tag:"meta",attributes:$R[327]={name:"twitter:card",content:"summary"}},$R[328]={tag:"meta",attributes:$R[329]={name:"twitter:site",content:"@altareacogedim"}},$R[330]={tag:"meta",attributes:$R[331]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[332]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Les prix indiqués peuvent tenir compte d’une TVA réduite sous conditions de ressources.\r\nLes rentabilités indiquées sont estimatives, données à titre indicatif et hors frais de gestion potentiels.",field_legals_grid:null,field_promo_drawer:$R[333]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1
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\t\tC23.8,19.2,23,19.3,22.3,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z
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\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6
\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2
\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1
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\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6
\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z
\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez des prix maîtrisés\x3C/h3>\x3Cp>Tous les avantages du neuf avec des conditions de financement avantageuses pour les primo-accédants.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez des prix maîtrisés\x3C/h3>\x3Cp>Tous les avantages du neuf avec des conditions de financement avantageuses pour les primo-accédants.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[334]={value:"\x3Ch3>Acheter en prix maîtrisés\x3C/h3>\x3Cp>Primo-accédants, et sous conditions de ressources, profitez de la possibilité d’acheter votre logement neuf en dessous du prix du marché dans une résidence éligible aux prix maîtrisés. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en prix maîtrisés\x3C/h3>\x3Cp>Primo-accédants, et sous conditions de ressources, profitez de la possibilité d’acheter votre logement neuf en dessous du prix du marché dans une résidence éligible aux prix maîtrisés. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:$R[335]={value:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix maîtrisés\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincmastered\">\x3Cdiv class=\"expandable\">\x3Cp>Fruit d’un partenariat entre les promoteurs immobiliers et les communes, ce dispositif vous permet d’acquérir, sous certaines conditions, un logement neuf à un prix réduit par rapport au marché immobilier local. En moyenne, vous pourrez profiter d’une économie entre 20 et 30% sur le prix d’acquisition de votre logement neuf.\x3C/p>\x3Cp>Ce sont les \x3Cstrong>collectivités\x3C/strong> qui \x3Cstrong>fixent les règles d’accession à la propriété à prix maîtrisé. Elles varient donc d’une ville à l’autre. \x3C/strong>Vous devez, entre autres, avoir des revenus inférieurs à un plafond de ressources basé sur le barème PSLA, PAS ou PLI, et occuper le logement à titre de résidence principale.\x3C/p>\x3Cp>Vous vous engagez, par ailleurs, à conserver votre logement plusieurs années. En cas d’une revente anticipée, le prix peut être encadré par les clauses anti spéculatives de votre commune.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cp>Grâce à ce dispositif, vous pourrez :\x3C/p>\x3Cul>\x3Cli>Acquérir un logement neuf de qualité, à prix réduit ;\x3C/li>\x3Cli>Accéder à un bien immobilier plus grand ou avec un meilleur emplacement, avec un budget inchangé ;\x3C/li>\x3Cli>Vous constituer un patrimoine, en bénéficiant d’autres dispositifs d’aides au financement immobilier mis en place par le gouvernement et les collectivités locales (Prêt à taux zéro, Prêt Action Logement, Prêt à l’Accession Sociale…) ;\x3C/li>\x3Cli>Profiter d’une réduction des frais de notaire grâce à l’achat dans l’immobilier neuf.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincmastered').classList.toggle('active');\">\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\">\x3C/path>\x3C/svg>\x3C/i>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\" loading=\"lazy\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix maîtrisés\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincmastered\">\x3Cdiv class=\"expandable\">\x3Cp>Fruit d’un partenariat entre les promoteurs immobiliers et les communes, ce dispositif vous permet d’acquérir, sous certaines conditions, un logement neuf à un prix réduit par rapport au marché immobilier local. En moyenne, vous pourrez profiter d’une économie entre 20 et 30% sur le prix d’acquisition de votre logement neuf.\x3C/p>\x3Cp>Ce sont les \x3Cstrong>collectivités\x3C/strong> qui \x3Cstrong>fixent les règles d’accession à la propriété à prix maîtrisé. Elles varient donc d’une ville à l’autre. \x3C/strong>Vous devez, entre autres, avoir des revenus inférieurs à un plafond de ressources basé sur le barème PSLA, PAS ou PLI, et occuper le logement à titre de résidence principale.\x3C/p>\x3Cp>Vous vous engagez, par ailleurs, à conserver votre logement plusieurs années. 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aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincmastered').classList.toggle('active');\">\x3Csvg width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\" />\x3C/svg>\x3C/i>\x3C/div>\x3C/div>"},vid:$R[336]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[337]={drupal_internal__target_id:"regulation"}},revision_user:$R[338]={data:null,links:$R[339]={related:$R[340]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/revision_user/?resourceVersion=id%3A9"},self:$R[341]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/relationships/revision_user/?resourceVersion=id%3A9"}}},parent:$R[342]=[$R[343]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[344]={links:$R[345]={help:$R[346]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[347]={about:"Usage 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immobiliers neufs"}},$R[362]={tag:"meta",attributes:$R[363]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/"}},$R[364]={tag:"meta",attributes:$R[365]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[366]={tag:"meta",attributes:$R[367]={property:"og:image:type",content:"image/png"}},$R[368]={tag:"meta",attributes:$R[369]={property:"og:image:width",content:"628"}},$R[370]={tag:"meta",attributes:$R[371]={property:"og:image:height",content:"316"}},$R[372]={tag:"meta",attributes:$R[373]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[374]={tag:"meta",attributes:$R[375]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[376]={tag:"meta",attributes:$R[377]={name:"twitter:card",content:"summary"}},$R[378]={tag:"meta",attributes:$R[379]={name:"twitter:site",content:"@altareacogedim"}},$R[380]={tag:"meta",attributes:$R[381]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[382]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:null,field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[383]={value:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[384]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[385]={drupal_internal__target_id:"regulation"}},revision_user:$R[386]={data:null,links:$R[387]={related:$R[388]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/revision_user/?resourceVersion=id%3A4043"},self:$R[389]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/relationships/revision_user/?resourceVersion=id%3A4043"}}},parent:$R[390]=[$R[391]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[392]={links:$R[393]={help:$R[394]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[395]={about:"Usage and meaning of the 'virtual' resource 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neufs"}},$R[410]={tag:"meta",attributes:$R[411]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/"}},$R[412]={tag:"meta",attributes:$R[413]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[414]={tag:"meta",attributes:$R[415]={property:"og:image:type",content:"image/png"}},$R[416]={tag:"meta",attributes:$R[417]={property:"og:image:width",content:"628"}},$R[418]={tag:"meta",attributes:$R[419]={property:"og:image:height",content:"316"}},$R[420]={tag:"meta",attributes:$R[421]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[422]={tag:"meta",attributes:$R[423]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[424]={tag:"meta",attributes:$R[425]={name:"twitter:card",content:"summary"}},$R[426]={tag:"meta",attributes:$R[427]={name:"twitter:site",content:"@altareacogedim"}},$R[428]={tag:"meta",attributes:$R[429]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[430]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Prix indicatifs hors taxes.\x3Cbr>\r\nLes rentabilités indiquées sont nettes de frais de gestion et hors mobilier, avant impact fiscal.",field_legals_grid:"Prix indicatifs hors taxes et hors mobilier. Les rentabilités indiquées sont nettes de frais de gestion et hors mobilier, avant impact fiscal.",field_promo_drawer:null,field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[431]={value:"\x3Ch3>Acheter en LMNP géré\x3C/h3>\x3Cp>Investissez dans une résidence services en statut LMNP et cumulez un achat Hors Taxe, grâce à la récupération immédiate de la TVA sur le prix de votre logement, et des revenus locatifs garantis par bail commercial pouvant être défiscalisés sur le long terme. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP géré\x3C/h3>\x3Cp>Investissez dans une résidence services en statut LMNP et cumulez un achat Hors Taxe, grâce à la récupération immédiate de la TVA sur le prix de votre logement, et des revenus locatifs garantis par bail commercial pouvant être défiscalisés sur le long terme. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[432]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[433]={drupal_internal__target_id:"regulation"}},revision_user:$R[434]={data:null,links:$R[435]={related:$R[436]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/revision_user/?resourceVersion=id%3A7"},self:$R[437]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/relationships/revision_user/?resourceVersion=id%3A7"}}},parent:$R[438]=[$R[439]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[440]={links:$R[441]={help:$R[442]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[443]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[444]={type:"taxonomy_term--regulation",id:"9df7bfb4-b767-42a6-a070-ce1436f2a561",links:$R[445]={self:$R[446]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/?resourceVersion=id%3A8"}},drupal_internal__tid:8,drupal_internal__revision_id:8,langcode:"fr",revision_created:null,status:!0,name:"Nue-propriété",description:null,weight:6,changed:"2025-07-01T07:35:28+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[447]=[$R[448]={tag:"meta",attributes:$R[449]={name:"title",content:"Nue-propriété | Cogedim"}},$R[450]={tag:"link",attributes:$R[451]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/8/"}},$R[452]={tag:"meta",attributes:$R[453]={name:"generator",content:"Cogedim"}},$R[454]={tag:"meta",attributes:$R[455]={property:"og:site_name",content:"Cogedim"}},$R[456]={tag:"meta",attributes:$R[457]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[458]={tag:"meta",attributes:$R[459]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/"}},$R[460]={tag:"meta",attributes:$R[461]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[462]={tag:"meta",attributes:$R[463]={property:"og:image:type",content:"image/png"}},$R[464]={tag:"meta",attributes:$R[465]={property:"og:image:width",content:"628"}},$R[466]={tag:"meta",attributes:$R[467]={property:"og:image:height",content:"316"}},$R[468]={tag:"meta",attributes:$R[469]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[470]={tag:"meta",attributes:$R[471]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[472]={tag:"meta",attributes:$R[473]={name:"twitter:card",content:"summary"}},$R[474]={tag:"meta",attributes:$R[475]={name:"twitter:site",content:"@altareacogedim"}},$R[476]={tag:"meta",attributes:$R[477]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[478]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Prix TTC en TVA réduite à 10%\x3Cbr />*La nue-propriété est un montage financier qui permet d’acheter un bien immobilier en profitant d’un prix d’acquisition réduit de 30 à 40% grâce au principe de démembrement de propriété. 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d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Investissez en Nue-Propriété\x3C/h3>\x3Cp>Un bien à prix réduit, défiscalisé, sans contrainte d’entretien et de gestion locative.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[480]={value:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[481]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[482]={drupal_internal__target_id:"regulation"}},revision_user:$R[483]={data:null,links:$R[484]={related:$R[485]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/revision_user/?resourceVersion=id%3A8"},self:$R[486]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/relationships/revision_user/?resourceVersion=id%3A8"}}},parent:$R[487]=[$R[488]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[489]={links:$R[490]={help:$R[491]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[492]={about:"Usage and meaning of the 'virtual' resource 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Profitez de tous nos services.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/cogedim-pour-vous/la-difference-cogedim/\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M46.3,45.2v-0.9h-2.5V20.8c0.7-0.2,1.2-0.7,1.5-1.3h2.5L46,10.8h-5.5l-1.7,8.7h2.5c0.2,0.7,0.8,1.2,1.5,1.3\n\t\tv23.4h-2.5v0.9h-4.4c0.4-0.2,0.7-0.5,1.1-0.9h1.1l0.1-0.3c0.1-0.3,3.2-8.6,2.4-11.6c-0.4-1.3-1.3-2.4-2.7-3C37,29,36,28.8,35.1,29\n\t\tv-0.3c0-1.3-0.4-2.4-1.3-3.2c-2.1-2-5.8-2-6-2c-0.2,0-3.9,0-6,2c-0.9,0.9-1.3,1.9-1.3,3.2V29c-0.8-0.1-1.8,0-2.8,0.4\n\t\tc-1.3,0.6-2.3,1.6-2.7,3c-0.9,3,2.3,11.3,2.4,11.6l0.1,0.3h0.9c0.2,0.3,0.5,0.7,1,0.9H9.9l1.6-7.7h0.8v-2.9H8.7\n\t\tc0.4-1.2,1.3-5.1,1.1-8.7c0.2-0.3,0.5-0.5,0.8-0.8c0.7,0.2,1.2,0.6,1.5,1.1c1,1.8,0,4.9,0,4.9l-0.9,2.8l1.8-2.3\n\t\tc0.1-0.2,2.9-3.8,2.1-6.4c-0.2-0.7-0.6-1.2-1.2-1.5c-1.5-0.6-3.6,0.4-3.6,0.4l-0.7,0.3c-0.3-1.7-1-3.2-2.3-4.2l0,0\n\t\tc-0.1-0.1-0.2-0.1-0.3-0.2c-0.6-0.3-2-1-3.1-0.6c-0.4,0.2-1,0.5-1.2,1.4c-0.8,2.6,0.2,5.4,0.3,5.5l0.6,1.6l0.4-1.6\n\t\tc0.5-2.1,1.6-5.1,2.5-5.4c0.1,0,0.1,0,0.2,0c0.1,0,0.1,0.1,0.1,0.1c1.3,1,1.9,2.6,2,4.4c-1.4,1.7-2,3.7-2.2,5.4\n\t\tc-0.2-0.6-0.4-1.3-0.7-1.9c-0.1-0.4-0.5-1.3-1.3-1.4c-0.9,0-1.5,1.2-1.7,1.6l-1.2,2.7l2-2.2c0.4-0.4,0.7-0.6,0.9-0.6\n\t\tc0.2,0,0.3,0.2,0.3,0.2c1.1,2.1,1.2,4.4,1.2,5.1h-4v2.9h0.8l1.6,7.7H0v1h48v-1H46.3z M41.4,11.8h3.9l1.3,6.7H40L41.4,11.8z\n\t\t M42.5,19.5h1.7c-0.2,0.2-0.5,0.4-0.8,0.4C43,19.9,42.7,19.7,42.5,19.5z M13.5,24.6c0.3,0.1,0.6,0.4,0.7,0.8c0.3,1-0.1,2.3-0.6,3.3\n\t\tc0-1-0.1-2.1-0.6-3c-0.3-0.5-0.6-0.9-1.1-1.2C12.4,24.5,13,24.4,13.5,24.6z M3.4,24.3c-0.1-0.9-0.2-2,0.2-3\n\t\tc0.1-0.4,0.3-0.7,0.6-0.8c0.1-0.1,0.3-0.1,0.5-0.1c0.2,0,0.5,0,0.7,0.1C4.5,21.3,3.9,23,3.4,24.3z M8.8,27.2c0,3.4-1,6.8-1.2,7.4\n\t\tH7.4C7.4,33.8,7.1,30.2,8.8,27.2z M3.1,35.6h8.2v0.9H3.1V35.6z M10.5,37.5L9,44.3H5.3l-1.4-6.8H10.5z M35.2,44.3\n\t\tc-0.1,0-0.2,0-0.2-0.1h0.6C35.5,44.3,35.3,44.3,35.2,44.3z M37.5,30.3c0.8,0.3,1.7,1,2.1,2.3c0.6,2.2-1.3,8.1-2.2,10.7h-4\n\t\tc0-12.4,0.5-12.6,1.4-13.1C35.3,29.8,36.5,29.8,37.5,30.3z M22.6,26.1c1.8-1.7,5.2-1.7,5.3-1.7c0,0,3.5,0,5.3,1.7\n\t\tc0.7,0.7,1,1.5,1,2.5v0.7c-0.9,0.5-1.4,1.1-1.6,6.2h-9.4c-0.2-5-0.7-5.7-1.6-6.2v-0.7C21.6,27.6,21.9,26.8,22.6,26.1z M32.3,36.5v4\n\t\th-9v-4H32.3z M16.1,32.6c0.4-1.3,1.4-2,2.1-2.3c1-0.4,2.2-0.4,2.7-0.1c0.9,0.5,1.4,0.7,1.4,13.1h-4C17.4,40.7,15.5,34.7,16.1,32.6z\n\t\t M20.5,44.2c-0.1,0.1-0.2,0.1-0.3,0.1c-0.1,0-0.2,0-0.2-0.1H20.5z M21.9,44.2h1.3v-0.5c0-0.8,0-1.5,0-2.2h9.2c0,0.7,0,1.4,0,2.2\n\t\tv0.5h1.2c0.2,0.3,0.5,0.7,1,0.9H20.8C21.2,45,21.6,44.7,21.9,44.2z\" />\x3Cpath class=\"st0\" d=\"M32.5,1.8H9.4v15.5h23.1V1.8z M10.4,12.4L15,7.7l6.3,6.3l2.6-2.6l4.9,4.9H10.4V12.4z M31.5,16.3h-1.2L24,10\n\t\tl-2.6,2.6L15,6.3L10.4,11V2.8h21.1V16.3z\" />\x3Cpath class=\"st0\" d=\"M27,9.5c1.4,0,2.6-1.1,2.6-2.6S28.4,4.4,27,4.4S24.5,5.6,24.5,7S25.6,9.5,27,9.5z M27,5.4\n\t\tc0.9,0,1.6,0.7,1.6,1.6S27.9,8.5,27,8.5S25.5,7.8,25.5,7S26.2,5.4,27,5.4z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Nos services pour vous accompagner\x3C/h3>\x3Cp>Financement sur mesure, Parrainage,... Profitez de tous nos services.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/cogedim-pour-vous/la-difference-cogedim/\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[529]={value:"\x3Ch3>Acheter en BRS\x3C/h3>\x3Cp>Avec le BRS – Bail Réel Solidaire, achetez votre résidence principale en-dessous des prix de marché grâce à un nouveau dispositif d’accession à la propriété.\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en BRS\x3C/h3>\x3Cp>Avec le BRS – Bail Réel Solidaire, achetez votre résidence principale en-dessous des prix de marché grâce à un nouveau dispositif d’accession à la propriété.\x3C/p>"},field_text_main:$R[530]={value:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix BRS, accessibles sous conditions de ressources\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincbrs\">\x3Cdiv class=\"expandable\">\x3Cp>Le bail réel solidaire (BRS) est un dispositif d’accès social à la propriété de sa résidence principale, à prix abordable et sous conditions de ressources, correspondant à ceux du prêt social à l’accession (PSLA).\x3C/p>\x3Cp>Le BRS repose sur la dissociation du foncier (le terrain) et du bâti (le logement). Vous pouvez ainsi devenir propriétaire de votre logement à un prix pouvant aller jusqu’à 40% de décote du prix du marché.\x3C/p>\x3Cp>En contrepartie vous signez un bail réel solidaire et vous devrez vous acquitter d’une redevance mensuelle auprès d’un organisme foncier solidaire (OFS) qui achète le terrain.\x3C/p>\x3Cp>Vous êtes ainsi propriétaire de votre logement mais locataire du terrain sur lequel il se trouve.\x3C/p>\x3Cp>Les OFS sont des organismes à but non lucratif, agréés par le préfet de région, ayant pour objet de détenir des terrains sur le très long terme.\x3C/p>\x3Cp>Vous pouvez revendre votre logement à tout moment mais cela reste cependant encadré par l’OFS.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Vous devenez propriétaire à un prix d’acquisition réduit de votre logement ;\x3C/li>\x3Cli>Vous versez une redevance mensuelle correspondant à la location du terrain sur lequel il se trouve ;\x3C/li>\x3Cli>Vous bénéficiez d’une TVA réduite à 5,5% pour un logement neuf ;\x3C/li>\x3Cli>Vous profitez d’un abattement de 30% de la taxe foncière, selon la commune ;\x3C/li>\x3Cli>Vous pouvez financer l’achat de votre logement avec un prêt à taux zéro (PTZ) au titre de votre 1ère acquisition.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincbrs').classList.toggle('active');\">\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\">\x3C/path>\x3C/svg>\x3C/i>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\" loading=\"lazy\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix BRS, accessibles sous conditions de ressources\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincbrs\">\x3Cdiv class=\"expandable\">\x3Cp>Le bail réel solidaire (BRS) est un dispositif d’accès social à la propriété de sa résidence principale, à prix abordable et sous conditions de ressources, correspondant à ceux du prêt social à l’accession (PSLA).\x3C/p>\x3Cp>Le BRS repose sur la dissociation du foncier (le terrain) et du bâti (le logement). Vous pouvez ainsi devenir propriétaire de votre logement à un prix pouvant aller jusqu’à 40% de décote du prix du marché.\x3C/p>\x3Cp>En contrepartie vous signez un bail réel solidaire et vous devrez vous acquitter d’une redevance mensuelle auprès d’un organisme foncier solidaire (OFS) qui achète le terrain.\x3C/p>\x3Cp>Vous êtes ainsi propriétaire de votre logement mais locataire du terrain sur lequel il se trouve.\x3C/p>\x3Cp>Les OFS sont des organismes à but non lucratif, agréés par le préfet de région, ayant pour objet de détenir des terrains sur le très long terme.\x3C/p>\x3Cp>Vous pouvez revendre votre logement à tout moment mais cela reste cependant encadré par l’OFS.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Vous devenez propriétaire à un prix d’acquisition réduit de votre logement ;\x3C/li>\x3Cli>Vous versez une redevance mensuelle correspondant à la location du terrain sur lequel il se trouve ;\x3C/li>\x3Cli>Vous bénéficiez d’une TVA réduite à 5,5% pour un logement neuf ;\x3C/li>\x3Cli>Vous profitez d’un abattement de 30% de la taxe foncière, selon la commune ;\x3C/li>\x3Cli>Vous pouvez financer l’achat de votre logement avec un prêt à taux zéro (PTZ) au titre de votre 1ère acquisition.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincbrs').classList.toggle('active');\">\x3Csvg width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\" />\x3C/svg>\x3C/i>\x3C/div>\x3C/div>"},vid:$R[531]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[532]={drupal_internal__target_id:"regulation"}},revision_user:$R[533]={data:null,links:$R[534]={related:$R[535]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a44645cb-9dbd-4a56-bb1f-5b623e99516e/revision_user/?resourceVersion=id%3A3817"},self:$R[536]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a44645cb-9dbd-4a56-bb1f-5b623e99516e/relationships/revision_user/?resourceVersion=id%3A3817"}}},parent:$R[537]=[$R[538]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[539]={links:$R[540]={help:$R[541]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[542]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[543]={type:"taxonomy_term--regulation",id:"a56c43b0-a930-4321-8b90-16321a8017b3",links:$R[544]={self:$R[545]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a56c43b0-a930-4321-8b90-16321a8017b3/?resourceVersion=id%3A4000"}},drupal_internal__tid:4000,drupal_internal__revision_id:4000,langcode:"fr",revision_created:"2023-07-17T08:05:34+00:00",status:!0,name:"Patrimonial",description:null,weight:7,changed:"2025-07-01T07:35:28+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[546]=[$R[547]={tag:"meta",attributes:$R[548]={name:"title",content:"Patrimonial | Cogedim"}},$R[549]={tag:"link",attributes:$R[550]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/4000/"}},$R[551]={tag:"meta",attributes:$R[552]={name:"generator",content:"Cogedim"}},$R[553]={tag:"meta",attributes:$R[554]={property:"og:site_name",content:"Cogedim"}},$R[555]={tag:"meta",attributes:$R[556]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[557]={tag:"meta",attributes:$R[558]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a56c43b0-a930-4321-8b90-16321a8017b3/"}},$R[559]={tag:"meta",attributes:$R[560]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[561]={tag:"meta",attributes:$R[562]={property:"og:image:type",content:"image/png"}},$R[563]={tag:"meta",attributes:$R[564]={property:"og:image:width",content:"628"}},$R[565]={tag:"meta",attributes:$R[566]={property:"og:image:height",content:"316"}},$R[567]={tag:"meta",attributes:$R[568]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[569]={tag:"meta",attributes:$R[570]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[571]={tag:"meta",attributes:$R[572]={name:"twitter:card",content:"summary"}},$R[573]={tag:"meta",attributes:$R[574]={name:"twitter:site",content:"@altareacogedim"}},$R[575]={tag:"meta",attributes:$R[576]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[577]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[578]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M48,25.2c-0.2-9-0.6-9.2-0.9-9.4c-0.4-0.2-1.1-0.2-1.7,0.2c-0.6,0.3-1.6,1.1-1.8,3c-0.2,2.2-0.3,4.7-0.3,5.5
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Les secundo-accédants reviennent avec l’envie de changer de cadre de vie ou de gagner en confort, tandis que les primo-accédants saisissent l’opportunité de taux d’intérêt plus favorables pour acheter leur premier logement. 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Plus expérimentés que les \x3Ca href=\"https://www.cogedim.com/habiter/acheter-dans-le-neuf/premier-achat-immobilier/primo-accedant/\">\x3Cu>primo-accédants\x3C/u>\x3C/a>, ils affichent des priorités différentes, souvent liées à leur parcours familial et professionnel. Ce retour transforme la demande et accentue la concurrence sur certains types de biens.\x3C/p>\x3Ch3>\x3Cstrong>Qui sont les secundo-accédants ?\x3C/strong>\x3C/h3>\x3Cp>Il s’agit de propriétaires qui revendent leur logement pour en acheter un autre. Leur expérience du marché leur permet de mieux anticiper les étapes de la transaction.\x3C/p>\x3Ch3>\x3Cstrong>Leur profil type en 2025\x3C/strong>\x3C/h3>\x3Cp>D’après \x3Ca href=\"https://www.meilleurtaux.com/credit-immobilier/actualites/2025-mai/retour-secundo-accedants-marche-immobilier.html\">\x3Cu>Meilleurtaux.com\x3C/u>\x3C/a> (mai 2025), l’âge moyen des secundo-accédants se situe entre 40 et 45 ans. Principalement des familles, ils recherchent des maisons individuelles, des logements avec extérieurs et une performance énergétique optimisée.\x3C/p>\x3Ch3>\x3Cstrong>Les raisons de ce retour\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Cstrong>Taux d’intérêt en baisse\x3C/strong>, qui augmentent le pouvoir d’achat.\x3C/li>\x3Cli>\x3Cstrong>Nouvelles priorités de vie\x3C/strong> : télétravail, confort, proximité des écoles.\x3C/li>\x3Cli>\x3Cstrong>Sécurité d’un placement immobilier\x3C/strong>, toujours considéré comme valeur refuge.\x3C/li>\x3C/ul>\x3Ch2>\x3Cstrong>En quoi le profil des primo-accédants évolue-t-il ?\x3C/strong>\x3C/h2>\x3Cp>Le visage des \x3Cstrong>primo-accédants change sensiblement en 2025\x3C/strong>. Des revenus plus stables, de nouvelles zones de recherche et des conditions de financement assouplies facilitent leur accession. Ce renouvellement de profil traduit une transformation profonde des attentes et des choix de ces acheteurs.\x3C/p>\x3Ch3>\x3Cstrong>Évolution socio-économique\x3C/strong>\x3C/h3>\x3Cp>Les primo-accédants entrent souvent sur le marché autour de 30 ans, avec un emploi plus stable et un apport plus solide. Les aides financières restent un levier essentiel pour déclencher leur premier achat.\x3C/p>\x3Ch3>\x3Cstrong>Préférences géographiques\x3C/strong>\x3C/h3>\x3Cp>Leur intérêt s’oriente vers les \x3Cstrong>villes moyennes et zones rurales\x3C/strong>, jugées plus abordables et attractives en termes de qualité de vie.\x3C/p>\x3Ch3>\x3Cstrong>Capacités d’emprunt renforcées\x3C/strong>\x3C/h3>\x3Cp>La baisse des taux et l’assouplissement des conditions de crédit ouvrent de nouvelles perspectives. Les dispositifs publics et privés, dont ceux de COGEDIM, soutiennent cette dynamique.\x3C/p>\x3Cp>Cette combinaison de facteurs contribue à rendre l’achat immobilier plus accessible pour les primo-accédants, renforçant leur présence sur le marché.\x3C/p>\x3Ch2>\x3Cstrong>Pourquoi les disparités d’accès au crédit avantagent-elles les primo-accédants ?\x3C/strong>\x3C/h2>\x3Cp>L’accès au crédit varie selon le profil des acheteurs. Les primo-accédants profitent d’aides dédiées, comme le \x3Ca href=\"https://www.economie.gouv.fr/particuliers/emprunter-et-sassurer/pret-taux-zero-ptz-tout-ce-quil-faut-savoir#\">\x3Cu>Prêt à Taux Zéro\x3C/u>\x3C/a>, qui facilitent leur projet immobilier. Les secundo-accédants, quant à eux, disposent de moins de dispositifs, ce qui crée une différence dans le parcours d’achat.\x3C/p>\x3Ch3>\x3Cstrong>Dispositifs qui avantagent les primo-accédants\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Cstrong>Le \x3C/strong>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\">\x3Cstrong>\x3Cu>Prêt à Taux Zéro (PTZ)\x3C/u>\x3C/strong>\x3C/a> : incontournable, il permet de financer une partie du projet sans intérêts.\x3C/li>\x3Cli>\x3Cstrong>Les aides spécifiques régionales ou locales\x3C/strong> : certaines collectivités proposent des subventions ou des prêts complémentaires pour encourager l’accession à la propriété.\x3C/li>\x3C/ul>\x3Cp>Ces dispositifs réduisent le coût global de l’achat et fluidifient le parcours des primo-accédants.\x3C/p>\x3Ch3>\x3Cstrong>Comparaison avec les secundo-accédants\x3C/strong>\x3C/h3>\x3Cp>Les secundo-accédants, de leur côté, disposent de moins d’aides publiques ou spécifiques. Leur projet repose donc en grande partie sur la revente de leur logement actuel. La valeur de cette revente détermine directement leur capacité de financement et conditionne la faisabilité de leur futur projet immobilier.\x3C/p>\x3Ch3>\x3Cstrong>Solutions de Cogedim\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cstrong>\x3Cu>Solution Access\x3C/u>\x3C/strong>\x3C/a> : conçue pour les primo-accédants, elle propose des prix adaptés et des conditions favorables, afin de rendre plus simple le premier achat.\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\">\x3Cstrong>\x3Cu>Solution Invest Avantages\x3C/u>\x3C/strong>\x3C/a> : dédiée aux investisseurs, elle offre un accompagnement complet pour se constituer un patrimoine rentable et durable.\x3C/li>\x3C/ul>\x3Ch3>\x3Cstrong>Service proposé par Cogedim pour les secundo-accédants\x3C/strong>\x3C/h3>\x3Cp>La marque \x3Cstrong>\x3Cu>AGI (Altarea Gestion Immobilière)\x3C/u>\x3C/strong>, filiale de COGEDIM, constitue un atout précieux. Elle accompagne les secundo-accédants dans la\x3Cstrong> revente de leur logement\x3C/strong>, en mettant à disposition :\x3C/p>\x3Cul>\x3Cli>une estimation gratuite et sans engagement\x3C/li>\x3Cli>des conseils pour positionner le prix de manière optimale\x3C/li>\x3Cli>des services de conciergerie pour fluidifier l’ensemble du processus de vente.\x3C/li>\x3C/ul>\x3Cp>Grâce à cet accompagnement, les secundo-accédants bénéficient d’une solution clé en main pour sécuriser la transition entre deux projets immobiliers.\x3C/p>\x3Ch2>\x3Cstrong>Quelles perspectives et quels enjeux pour le marché immobilier en 2025 ?\x3C/strong>\x3C/h2>\x3Cp>Comment soutenir l’accession des primo-accédants tout en accompagnant les secundo-accédants dans leurs projets de revente ou d’achat ? Les réponses politiques et économiques à ces questions détermineront les dynamiques des prochaines années.\x3C/p>\x3Ch3>\x3Cstrong>Enjeux politiques et sociaux\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>Soutenir les jeunes ménages via notamment le PTZ (primo-accédants)\x3C/li>\x3Cli>Faciliter les parcours résidentiels des familles déjà propriétaires (secundo-accédants)\x3C/li>\x3Cli>Préserver l’accès à un logement abordable\x3C/li>\x3Cli>Réduire les écarts de prix entre zones urbaines et territoires ruraux\x3C/li>\x3C/ul>\x3Ch3>\x3Cstrong>Perspectives\x3C/strong>\x3C/h3>\x3Cp>En 2025, le marché reste porté par ces deux profils complémentaires. L’offre devra évoluer vers davantage de maisons, des logements énergétiquement performants et une répartition géographique plus équilibrée.\x3C/p>\x3Cp>Cette évolution traduit un marché en pleine mutation, porté par des attentes variées et des solutions adaptées.\x3C/p>\x3Ch2>\x3Cstrong>Ce qu’il faut retenir sur l’évolution du marché des primo-accédants et secundo-accédants en 2025\x3C/strong>\x3C/h2>\x3Cp>Voici les grandes idées à garder en tête :\x3C/p>\x3Cul>\x3Cli>Le retour marqué des secundo-accédants modifie les équilibres du marché immobilier.\x3C/li>\x3Cli>Les primo-accédants évoluent vers des profils plus stables, attirés par les villes moyennes et les zones rurales.\x3C/li>\x3Cli>L’accès au crédit reste plus favorable pour les primo-accédants, grâce à des dispositifs avantageux.\x3C/li>\x3Cli>COGEDIM propose des solutions adaptées à chaque profil : \x3Cstrong>Solution Access\x3C/strong> pour les primo-accédants, \x3Cstrong>AGI\x3C/strong> pour accompagner les secundo-accédants dans la revente de leur bien, et \x3Cstrong>Invest Avantages\x3C/strong> pour les investisseurs.\x3C/li>\x3C/ul>",format:"full_html",processed:"\x3Ch2>\x3Cstrong>Le retour des secundo-accédants marque-t-il une nouvelle donne en immobilier ?\x3C/strong>\x3C/h2>\x3Cp>Après plusieurs années de relative discrétion, les\x3Cstrong> secundo-accédants \x3C/strong>(\x3Cem>Lien vers future page “Secundo-accédant”)\x3C/em>\x3Cstrong> font un retour remarqué\x3C/strong> sur le marché immobilier en 2025. Plus expérimentés que les \x3Ca href=\"https://www.cogedim.com/habiter/acheter-dans-le-neuf/premier-achat-immobilier/primo-accedant/\">\x3Cu>primo-accédants\x3C/u>\x3C/a>, ils affichent des priorités différentes, souvent liées à leur parcours familial et professionnel. Ce retour transforme la demande et accentue la concurrence sur certains types de biens.\x3C/p>\x3Ch3>\x3Cstrong>Qui sont les secundo-accédants ?\x3C/strong>\x3C/h3>\x3Cp>Il s’agit de propriétaires qui revendent leur logement pour en acheter un autre. Leur expérience du marché leur permet de mieux anticiper les étapes de la transaction.\x3C/p>\x3Ch3>\x3Cstrong>Leur profil type en 2025\x3C/strong>\x3C/h3>\x3Cp>D’après \x3Ca href=\"https://www.meilleurtaux.com/credit-immobilier/actualites/2025-mai/retour-secundo-accedants-marche-immobilier.html\">\x3Cu>Meilleurtaux.com\x3C/u>\x3C/a> (mai 2025), l’âge moyen des secundo-accédants se situe entre 40 et 45 ans. Principalement des familles, ils recherchent des maisons individuelles, des logements avec extérieurs et une performance énergétique optimisée.\x3C/p>\x3Ch3>\x3Cstrong>Les raisons de ce retour\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Cstrong>Taux d’intérêt en baisse\x3C/strong>, qui augmentent le pouvoir d’achat.\x3C/li>\x3Cli>\x3Cstrong>Nouvelles priorités de vie\x3C/strong> : télétravail, confort, proximité des écoles.\x3C/li>\x3Cli>\x3Cstrong>Sécurité d’un placement immobilier\x3C/strong>, toujours considéré comme valeur refuge.\x3C/li>\x3C/ul>\x3Ch2>\x3Cstrong>En quoi le profil des primo-accédants évolue-t-il ?\x3C/strong>\x3C/h2>\x3Cp>Le visage des \x3Cstrong>primo-accédants change sensiblement en 2025\x3C/strong>. Des revenus plus stables, de nouvelles zones de recherche et des conditions de financement assouplies facilitent leur accession. Ce renouvellement de profil traduit une transformation profonde des attentes et des choix de ces acheteurs.\x3C/p>\x3Ch3>\x3Cstrong>Évolution socio-économique\x3C/strong>\x3C/h3>\x3Cp>Les primo-accédants entrent souvent sur le marché autour de 30 ans, avec un emploi plus stable et un apport plus solide. Les aides financières restent un levier essentiel pour déclencher leur premier achat.\x3C/p>\x3Ch3>\x3Cstrong>Préférences géographiques\x3C/strong>\x3C/h3>\x3Cp>Leur intérêt s’oriente vers les \x3Cstrong>villes moyennes et zones rurales\x3C/strong>, jugées plus abordables et attractives en termes de qualité de vie.\x3C/p>\x3Ch3>\x3Cstrong>Capacités d’emprunt renforcées\x3C/strong>\x3C/h3>\x3Cp>La baisse des taux et l’assouplissement des conditions de crédit ouvrent de nouvelles perspectives. Les dispositifs publics et privés, dont ceux de COGEDIM, soutiennent cette dynamique.\x3C/p>\x3Cp>Cette combinaison de facteurs contribue à rendre l’achat immobilier plus accessible pour les primo-accédants, renforçant leur présence sur le marché.\x3C/p>\x3Ch2>\x3Cstrong>Pourquoi les disparités d’accès au crédit avantagent-elles les primo-accédants ?\x3C/strong>\x3C/h2>\x3Cp>L’accès au crédit varie selon le profil des acheteurs. Les primo-accédants profitent d’aides dédiées, comme le \x3Ca href=\"https://www.economie.gouv.fr/particuliers/emprunter-et-sassurer/pret-taux-zero-ptz-tout-ce-quil-faut-savoir#\">\x3Cu>Prêt à Taux Zéro\x3C/u>\x3C/a>, qui facilitent leur projet immobilier. Les secundo-accédants, quant à eux, disposent de moins de dispositifs, ce qui crée une différence dans le parcours d’achat.\x3C/p>\x3Ch3>\x3Cstrong>Dispositifs qui avantagent les primo-accédants\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Cstrong>Le \x3C/strong>\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\">\x3Cstrong>\x3Cu>Prêt à Taux Zéro (PTZ)\x3C/u>\x3C/strong>\x3C/a> : incontournable, il permet de financer une partie du projet sans intérêts.\x3C/li>\x3Cli>\x3Cstrong>Les aides spécifiques régionales ou locales\x3C/strong> : certaines collectivités proposent des subventions ou des prêts complémentaires pour encourager l’accession à la propriété.\x3C/li>\x3C/ul>\x3Cp>Ces dispositifs réduisent le coût global de l’achat et fluidifient le parcours des primo-accédants.\x3C/p>\x3Ch3>\x3Cstrong>Comparaison avec les secundo-accédants\x3C/strong>\x3C/h3>\x3Cp>Les secundo-accédants, de leur côté, disposent de moins d’aides publiques ou spécifiques. Leur projet repose donc en grande partie sur la revente de leur logement actuel. La valeur de cette revente détermine directement leur capacité de financement et conditionne la faisabilité de leur futur projet immobilier.\x3C/p>\x3Ch3>\x3Cstrong>Solutions de Cogedim\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cstrong>\x3Cu>Solution Access\x3C/u>\x3C/strong>\x3C/a> : conçue pour les primo-accédants, elle propose des prix adaptés et des conditions favorables, afin de rendre plus simple le premier achat.\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\">\x3Cstrong>\x3Cu>Solution Invest Avantages\x3C/u>\x3C/strong>\x3C/a> : dédiée aux investisseurs, elle offre un accompagnement complet pour se constituer un patrimoine rentable et durable.\x3C/li>\x3C/ul>\x3Ch3>\x3Cstrong>Service proposé par Cogedim pour les secundo-accédants\x3C/strong>\x3C/h3>\x3Cp>La marque \x3Cstrong>\x3Cu>AGI (Altarea Gestion Immobilière)\x3C/u>\x3C/strong>, filiale de COGEDIM, constitue un atout précieux. Elle accompagne les secundo-accédants dans la\x3Cstrong> revente de leur logement\x3C/strong>, en mettant à disposition :\x3C/p>\x3Cul>\x3Cli>une estimation gratuite et sans engagement\x3C/li>\x3Cli>des conseils pour positionner le prix de manière optimale\x3C/li>\x3Cli>des services de conciergerie pour fluidifier l’ensemble du processus de vente.\x3C/li>\x3C/ul>\x3Cp>Grâce à cet accompagnement, les secundo-accédants bénéficient d’une solution clé en main pour sécuriser la transition entre deux projets immobiliers.\x3C/p>\x3Ch2>\x3Cstrong>Quelles perspectives et quels enjeux pour le marché immobilier en 2025 ?\x3C/strong>\x3C/h2>\x3Cp>Comment soutenir l’accession des primo-accédants tout en accompagnant les secundo-accédants dans leurs projets de revente ou d’achat ? Les réponses politiques et économiques à ces questions détermineront les dynamiques des prochaines années.\x3C/p>\x3Ch3>\x3Cstrong>Enjeux politiques et sociaux\x3C/strong>\x3C/h3>\x3Cul>\x3Cli>Soutenir les jeunes ménages via notamment le PTZ (primo-accédants)\x3C/li>\x3Cli>Faciliter les parcours résidentiels des familles déjà propriétaires (secundo-accédants)\x3C/li>\x3Cli>Préserver l’accès à un logement abordable\x3C/li>\x3Cli>Réduire les écarts de prix entre zones urbaines et territoires ruraux\x3C/li>\x3C/ul>\x3Ch3>\x3Cstrong>Perspectives\x3C/strong>\x3C/h3>\x3Cp>En 2025, le marché reste porté par ces deux profils complémentaires. L’offre devra évoluer vers davantage de maisons, des logements énergétiquement performants et une répartition géographique plus équilibrée.\x3C/p>\x3Cp>Cette évolution traduit un marché en pleine mutation, porté par des attentes variées et des solutions adaptées.\x3C/p>\x3Ch2>\x3Cstrong>Ce qu’il faut retenir sur l’évolution du marché des primo-accédants et secundo-accédants en 2025\x3C/strong>\x3C/h2>\x3Cp>Voici les grandes idées à garder en tête :\x3C/p>\x3Cul>\x3Cli>Le retour marqué des secundo-accédants modifie les équilibres du marché immobilier.\x3C/li>\x3Cli>Les primo-accédants évoluent vers des profils plus stables, attirés par les villes moyennes et les zones rurales.\x3C/li>\x3Cli>L’accès au crédit reste plus favorable pour les primo-accédants, grâce à des dispositifs avantageux.\x3C/li>\x3Cli>COGEDIM propose des solutions adaptées à chaque profil : \x3Cstrong>Solution Access\x3C/strong> pour les primo-accédants, \x3Cstrong>AGI\x3C/strong> pour accompagner les 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\t\tc-0.2-0.1-0.4-0.2-0.7-0.2c0-0.9,0.1-3.2,0.3-5.3c0.1-1.3,0.7-1.9,1.2-2.2c0.3-0.2,0.6-0.3,0.8-0.3c0,0,0,0,0,0
\t\tc0.2,0.5,0.4,2.5,0.5,8.5l0,0.5C47.1,26.8,46,29.1,45.1,30.9z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M12.3,28h7.8h7.7h7.6V14.2h4.3L24,0.6l-3.7,3.2v-3h-5.5v7.8l-6.4,5.6h4V28z M21.1,27v-6.7h5.7V27H21.1z
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zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir 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immobiliers neufs"}},$R[2243]={tag:"meta",attributes:$R[2244]={property:"og:url",content:"http://www.cogedim.com/jsonapi/program/841112/slices/"}},$R[2245]={tag:"meta",attributes:$R[2246]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[2247]={tag:"meta",attributes:$R[2248]={property:"og:image:type",content:"image/png"}},$R[2249]={tag:"meta",attributes:$R[2250]={property:"og:image:width",content:"628"}},$R[2251]={tag:"meta",attributes:$R[2252]={property:"og:image:height",content:"316"}},$R[2253]={tag:"meta",attributes:$R[2254]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[2255]={tag:"meta",attributes:$R[2256]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[2257]={tag:"meta",attributes:$R[2258]={name:"twitter:card",content:"summary"}},$R[2259]={tag:"meta",attributes:$R[2260]={name:"twitter:site",content:"@altareacogedim"}},$R[2261]={tag:"meta",attributes:$R[2262]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[2263]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Prix 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défiscalisés sur le long terme. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,meta:$R[2265]={drupal_internal__target_id:7},vid:$R[2266]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[2267]={drupal_internal__target_id:"regulation"}},revision_user:$R[2268]={data:null,links:$R[2269]={related:$R[2270]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/revision_user/?resourceVersion=id%3A7"},self:$R[2271]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/relationships/revision_user/?resourceVersion=id%3A7"}}},parent:$R[2272]=[$R[2273]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[2274]={links:$R[2275]={help:$R[2276]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[2277]={about:"Usage and meaning of the 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Entre massifs alpins, dont le célèbre Mont-Blanc, et lacs emblématiques comme le Léman ou celui d’Annecy, elle offre un cadre de vie unique. \x3C/p>\x3Cp>Ce territoire prisé séduit par son équilibre entre nature, dynamisme économique et proximité avec Genève. Portée par une population jeune et active, la Haute-Savoie connaît une croissance démographique continue. \x3C/p>\x3Cp>Résidence principale ou investissement locatif, les \x3Cstrong>opportunités dans l’immobilier neuf\x3C/strong> y sont nombreuses et variées.\x3C/p>\x3Ch2>Pourquoi acheter un bien immobilier neuf en Haute-Savoie ?\x3C/h2>\x3Cp>L’\x3Cstrong>achat d’un bien immobilier neuf en Haute-Savoie \x3C/strong>offre de nombreux avantages :\x3C/p>\x3Cul>\x3Cli>La \x3Cstrong>qualité de vie \x3C/strong>avec un cadre naturel préservé entre montagnes, lacs, stations de ski et activités de plein air toute l’année (randonnées, ski, sport nautique…).\x3C/li>\x3Cli>L’\x3Cstrong>accessibilité\x3C/strong> avec les autoroutes A40 et A41 reliant Annecy, Genève, Lyon, Grenoble…, le réseau ferroviaire avec le TGV et le TER allant vers Paris ou Lyon et la proximité de l’aéroport international de Genève.\x3C/li>\x3Cli>La double facette de ce territoire, à la fois \x3Cstrong>rural et urbain\x3C/strong>, ses pôles économiques variés tels que les technopôles d’Annecy, Chablais et la vallée de l’Arve, ainsi que sa proximité avec la frontière suisse.\x3C/li>\x3C/ul>\x3Ch2>Investissement dans un programme immobilier neuf en Haute-Savoie \x3C/h2>\x3Cp>La Haute-Savoie présente de réels \x3Cstrong>atouts pour investir dans le neuf\x3C/strong>, avec une forte demande de logements due à une tension locative dans les grandes villes comme Annecy, Annemasse et Thonon-les-Bains.\x3C/p>\x3Cp>Les \x3Cstrong>actifs transfrontaliers\x3C/strong> sont en recherche active de logements et les \x3Cstrong>étudiants \x3C/strong>autour d’Annecy ou de Chambéry ont également besoin de se loger. D’autre part, la typologie des \x3Cstrong>investisseurs \x3C/strong>est variée : \x3C/p>\x3Cul>\x3Cli>Investisseurs locaux en quête de rendement\x3C/li>\x3Cli>Franciliens et Suisses attirés par la qualité de vie et la rentabilité\x3C/li>\x3Cli>Acquéreurs de résidence secondaire dans les zones de montagne\x3C/li>\x3C/ul>\x3Cp>Enfin, le marché immobilier neuf en Haute-Savoie se distingue par sa stabilité et une forte demande, offrant une bonne rentabilité et une plus-value potentielle. Sur le long terme, il permet une valorisation du patrimoine appréciable.\x3C/p>\x3Ch2>Le marché immobilier en Haute-Savoie \x3C/h2>\x3Cp>Le prix d’un bien immobilier dans le neuf au mètre carré en Haute-Savoie diffère selon les grandes villes. À \x3Cstrong>Annecy\x3C/strong>, le prix s’élève à environ \x3Cstrong>6 500 € du mètre carré\x3C/strong>, tandis qu’à \x3Cstrong>Annemasse\x3C/strong>, il oscille entre \x3Cstrong>4 500 et 5 000 € du mètre carré\x3C/strong> et à \x3Cstrong>Thonon-les-Bains\x3C/strong>, il est autour de \x3Cstrong>4 400 € du mètre carré\x3C/strong>.\x3C/p>\x3Cp>Les prix évoluent à la hausse de façon régulière depuis 5 ans, dus à la forte influence du marché genevois sur le nord du département.\x3C/p>\x3Cp>L’offre de biens immobiliers dans le neuf reste limitée sur la commune d’Annecy et la bande frontalière, mais les couronnes périurbaines et les villes secondaires proposent davantage de disponibilités.\x3C/p>\x3Ch2>Les villes où acheter un logement neuf en Haute-Savoie\x3C/h2>\x3Cp>Les principales villes de Haute-Savoie où acheter un logement neuf sont :\x3C/p>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/auvergne-rhone-alpes/haute-savoie-74/annecy/\">\x3Cstrong>Annecy\x3C/strong>\x3C/a>, capitale économique et culturelle du département, séduit par son cadre de vie animé et son image de ville verte. Très recherchée malgré des prix élevés, elle offre une forte demande locative et un bon potentiel de revente ou de location.\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/auvergne-rhone-alpes/haute-savoie-74/annemasse/\">\x3Cstrong>Annemasse\x3C/strong>\x3C/a>, située à la porte d’entrée vers Genève, se distingue par un grand projet urbain de densification et la prolongation du tramway. Les prix étant plus accessibles, elle présente une bonne rentabilité locative.\x3C/li>\x3Cli>\x3Cstrong>Thonon-les-Bains\x3C/strong>, nichée sur les rives du Léman, est attractive par ses thermes et son environnement agréable. Le bassin d’emplois est en croissance, ce qui en fait une ville idéale pour les acquéreurs en recherche de résidence principale ou secondaire.\x3C/li>\x3C/ul>\x3Ch2>Les aides financières disponibles pour un achat dans le neuf\x3C/h2>\x3Cp>Découvrez des informations sur les aides financières qui existent pour faciliter un achat immobilier dans le neuf.\x3C/p>\x3Ch3>Les aides pour un premier achat de résidence principale\x3C/h3>\x3Cp>Le \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\">\x3Cstrong>PTZ (Prêt à Taux Zéro)\x3C/strong>\x3C/a>,\x3Cstrong> \x3C/strong>accessible selon les conditions de ressources et la composition du foyer, peut être complété par la \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/une-tva-reduite-a-5-5.html\">\x3Cstrong>TVA réduite à 5,50 %\x3C/strong>\x3C/a>\x3Cstrong> \x3C/strong>dans le cadre d'un logement construit dans un quartier ANRU ou QPV.\x3C/p>\x3Cp>Vous pouvez aussi vous tourner vers le \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">\x3Cstrong>BRS (Bail Réel Solidaire)\x3C/strong>\x3C/a> pour acheter votre résidence principale à prix réduit, le terrain (foncier) étant dissocié du logement (bâti). L'\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">\x3Cstrong>accession à prix maitrisé\x3C/strong>\x3C/a> est également intéressante afin de se porter acquéreur d'un bien neuf en dessous des prix du marché.\x3C/p>\x3Cp>N'oubliez pas la \x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cstrong>solution COGEDIM Access\x3C/strong>\x3C/a> ! Ce dispositif permet d’acheter un bien neuf en payant des mensualités équivalentes à celles d’un loyer.\x3C/p>\x3Ch3>Les dispositifs fiscaux pour l'investissement locatif\x3C/h3>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\">\x3Cstrong>Statut LMNP\x3C/strong>\x3C/a> : le statut de Loueur en Meublé Non Professionnel offre une fiscalité avantageuse, en particulier grâce à l'amortissement du bien, qu'il s'agisse d'une résidence de services ou non.\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/logement-locatif-intermediaire/\">\x3Cstrong>LLI / LLI meublé\x3C/strong>\x3C/a> : encourageant la construction de logements neufs en zones tendues, le Logement Locatif Intermédiaire facilite l’accès à des biens plus abordables. \x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/l-achat-en-nue-propriete/\">\x3Cstrong>Nue-propriété\x3C/strong>\x3C/a> : en contrepartie d'un renoncement à l'usage du bien pendant une durée définie, l'investisseur acquiert seulement la nue-propriété mais à un prix décoté.\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\">\x3Cstrong>COGEDIM Avantages\x3C/strong>\x3C/a> : profitez de 6 solutions complètes, quels que soient votre profil et vos ressources, pour investir dans l'immobilier (LLI, LLI Meublé, Investissement Patrimonial, LMNP, Meublé Géré, Nue-propriété).\x3C/li>\x3C/ul>\x3Ch2>Pourquoi choisir COGEDIM pour votre achat en Haute-Savoie ?\x3C/h2>\x3Cp>Avec son \x3Cstrong>expertise régionale\x3C/strong>, COGEDIM possède une parfaite connaissance du marché. Ses programmes immobiliers en Haute-Savoie sont conçus avec une architecture contemporaine et s’intègrent parfaitement au paysage local, tout en proposant de belles prestations et des performances énergétiques aux dernières normes (\x3Cu>RE2020\x3C/u>).\x3C/p>\x3Cp>COGEDIM assure un \x3Cstrong>accompagnement sur mesure\x3C/strong> pour votre projet d'achat, d’investissement ou de défiscalisation. Profitez de conseillers spécialisés et d’un suivi personnalisé, avec la possibilité d’aides au financement et d’une offre de gestion locative adaptée.\x3C/p>",format:"full_html",processed:"\x3Ch2>Immobilier et appartements neufs en Haute-Savoie\x3C/h2>\x3Cp>La \x3Cstrong>Haute-Savoie\x3C/strong>, située en région Auvergne-Rhône-Alpes, partage ses frontières avec la Suisse et l’Italie. Entre massifs alpins, dont le célèbre Mont-Blanc, et lacs emblématiques comme le Léman ou celui d’Annecy, elle offre un cadre de vie unique. \x3C/p>\x3Cp>Ce territoire prisé séduit par son équilibre entre nature, dynamisme économique et proximité avec Genève. Portée par une population jeune et active, la Haute-Savoie connaît une croissance démographique continue. \x3C/p>\x3Cp>Résidence principale ou investissement locatif, les \x3Cstrong>opportunités dans l’immobilier neuf\x3C/strong> y sont nombreuses et variées.\x3C/p>\x3Ch2>Pourquoi acheter un bien immobilier neuf en Haute-Savoie ?\x3C/h2>\x3Cp>L’\x3Cstrong>achat d’un bien immobilier neuf en Haute-Savoie \x3C/strong>offre de nombreux avantages :\x3C/p>\x3Cul>\x3Cli>La \x3Cstrong>qualité de vie \x3C/strong>avec un cadre naturel préservé entre montagnes, lacs, stations de ski et activités de plein air toute l’année (randonnées, ski, sport nautique…).\x3C/li>\x3Cli>L’\x3Cstrong>accessibilité\x3C/strong> avec les autoroutes A40 et A41 reliant Annecy, Genève, Lyon, Grenoble…, le réseau ferroviaire avec le TGV et le TER allant vers Paris ou Lyon et la proximité de l’aéroport international de Genève.\x3C/li>\x3Cli>La double facette de ce territoire, à la fois \x3Cstrong>rural et urbain\x3C/strong>, ses pôles économiques variés tels que les technopôles d’Annecy, Chablais et la vallée de l’Arve, ainsi que sa proximité avec la frontière suisse.\x3C/li>\x3C/ul>\x3Ch2>Investissement dans un programme immobilier neuf en Haute-Savoie \x3C/h2>\x3Cp>La Haute-Savoie présente de réels \x3Cstrong>atouts pour investir dans le neuf\x3C/strong>, avec une forte demande de logements due à une tension locative dans les grandes villes comme Annecy, Annemasse et Thonon-les-Bains.\x3C/p>\x3Cp>Les \x3Cstrong>actifs transfrontaliers\x3C/strong> sont en recherche active de logements et les \x3Cstrong>étudiants \x3C/strong>autour d’Annecy ou de Chambéry ont également besoin de se loger. D’autre part, la typologie des \x3Cstrong>investisseurs \x3C/strong>est variée : \x3C/p>\x3Cul>\x3Cli>Investisseurs locaux en quête de rendement\x3C/li>\x3Cli>Franciliens et Suisses attirés par la qualité de vie et la rentabilité\x3C/li>\x3Cli>Acquéreurs de résidence secondaire dans les zones de montagne\x3C/li>\x3C/ul>\x3Cp>Enfin, le marché immobilier neuf en Haute-Savoie se distingue par sa stabilité et une forte demande, offrant une bonne rentabilité et une plus-value potentielle. Sur le long terme, il permet une valorisation du patrimoine appréciable.\x3C/p>\x3Ch2>Le marché immobilier en Haute-Savoie \x3C/h2>\x3Cp>Le prix d’un bien immobilier dans le neuf au mètre carré en Haute-Savoie diffère selon les grandes villes. À \x3Cstrong>Annecy\x3C/strong>, le prix s’élève à environ \x3Cstrong>6 500 € du mètre carré\x3C/strong>, tandis qu’à \x3Cstrong>Annemasse\x3C/strong>, il oscille entre \x3Cstrong>4 500 et 5 000 € du mètre carré\x3C/strong> et à \x3Cstrong>Thonon-les-Bains\x3C/strong>, il est autour de \x3Cstrong>4 400 € du mètre carré\x3C/strong>.\x3C/p>\x3Cp>Les prix évoluent à la hausse de façon régulière depuis 5 ans, dus à la forte influence du marché genevois sur le nord du département.\x3C/p>\x3Cp>L’offre de biens immobiliers dans le neuf reste limitée sur la commune d’Annecy et la bande frontalière, mais les couronnes périurbaines et les villes secondaires proposent davantage de disponibilités.\x3C/p>\x3Ch2>Les villes où acheter un logement neuf en Haute-Savoie\x3C/h2>\x3Cp>Les principales villes de Haute-Savoie où acheter un logement neuf sont :\x3C/p>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/auvergne-rhone-alpes/haute-savoie-74/annecy/\">\x3Cstrong>Annecy\x3C/strong>\x3C/a>, capitale économique et culturelle du département, séduit par son cadre de vie animé et son image de ville verte. Très recherchée malgré des prix élevés, elle offre une forte demande locative et un bon potentiel de revente ou de location.\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/auvergne-rhone-alpes/haute-savoie-74/annemasse/\">\x3Cstrong>Annemasse\x3C/strong>\x3C/a>, située à la porte d’entrée vers Genève, se distingue par un grand projet urbain de densification et la prolongation du tramway. Les prix étant plus accessibles, elle présente une bonne rentabilité locative.\x3C/li>\x3Cli>\x3Cstrong>Thonon-les-Bains\x3C/strong>, nichée sur les rives du Léman, est attractive par ses thermes et son environnement agréable. Le bassin d’emplois est en croissance, ce qui en fait une ville idéale pour les acquéreurs en recherche de résidence principale ou secondaire.\x3C/li>\x3C/ul>\x3Ch2>Les aides financières disponibles pour un achat dans le neuf\x3C/h2>\x3Cp>Découvrez des informations sur les aides financières qui existent pour faciliter un achat immobilier dans le neuf.\x3C/p>\x3Ch3>Les aides pour un premier achat de résidence principale\x3C/h3>\x3Cp>Le \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero/\">\x3Cstrong>PTZ (Prêt à Taux Zéro)\x3C/strong>\x3C/a>,\x3Cstrong> \x3C/strong>accessible selon les conditions de ressources et la composition du foyer, peut être complété par la \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/une-tva-reduite-a-5-5.html\">\x3Cstrong>TVA réduite à 5,50 %\x3C/strong>\x3C/a>\x3Cstrong> \x3C/strong>dans le cadre d'un logement construit dans un quartier ANRU ou QPV.\x3C/p>\x3Cp>Vous pouvez aussi vous tourner vers le \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">\x3Cstrong>BRS (Bail Réel Solidaire)\x3C/strong>\x3C/a> pour acheter votre résidence principale à prix réduit, le terrain (foncier) étant dissocié du logement (bâti). L'\x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">\x3Cstrong>accession à prix maitrisé\x3C/strong>\x3C/a> est également intéressante afin de se porter acquéreur d'un bien neuf en dessous des prix du marché.\x3C/p>\x3Cp>N'oubliez pas la \x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cstrong>solution COGEDIM Access\x3C/strong>\x3C/a> ! Ce dispositif permet d’acheter un bien neuf en payant des mensualités équivalentes à celles d’un loyer.\x3C/p>\x3Ch3>Les dispositifs fiscaux pour l'investissement locatif\x3C/h3>\x3Cul>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\">\x3Cstrong>Statut LMNP\x3C/strong>\x3C/a> : le statut de Loueur en Meublé Non Professionnel offre une fiscalité avantageuse, en particulier grâce à l'amortissement du bien, qu'il s'agisse d'une résidence de services ou non.\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/logement-locatif-intermediaire/\">\x3Cstrong>LLI / LLI meublé\x3C/strong>\x3C/a> : encourageant la construction de logements neufs en zones tendues, le Logement Locatif Intermédiaire facilite l’accès à des biens plus abordables. \x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/l-achat-en-nue-propriete/\">\x3Cstrong>Nue-propriété\x3C/strong>\x3C/a> : en contrepartie d'un renoncement à l'usage du bien pendant une durée définie, l'investisseur acquiert seulement la nue-propriété mais à un prix décoté.\x3C/li>\x3Cli>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-avantages/\">\x3Cstrong>COGEDIM Avantages\x3C/strong>\x3C/a> : profitez de 6 solutions complètes, quels que soient votre profil et vos ressources, pour investir dans l'immobilier (LLI, LLI Meublé, Investissement Patrimonial, LMNP, Meublé Géré, Nue-propriété).\x3C/li>\x3C/ul>\x3Ch2>Pourquoi choisir COGEDIM pour votre achat en Haute-Savoie ?\x3C/h2>\x3Cp>Avec son \x3Cstrong>expertise régionale\x3C/strong>, COGEDIM possède une parfaite connaissance du marché. 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Jouissant d’une croissance démographique et économique constante, le marché de l’immobilier se porte bien. C’est un territoire aux \x3Cstrong>multiples facettes\x3C/strong> avec d’un côté la région Rhône-Alpes, ses cinq métropoles et ses stations de sport d’hiver qui offrent une diversité de paysages riches et d’un autre l’Auvergne avec Lyon qui attire toujours plus d’étudiants ou Grenoble et ses industries de pointe qui dynamise le marché. En tant qu'expert immobilier, nous serons ravis de vous aider et vous conseiller dans votre recherche pour réaliser un \x3Cstrong>investissement judicieux\x3C/strong>, lucratif et adapté à votre situation personnelle.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Auvergne-Rhône-Alpes\x3C/h3>\x3Cp>Les aides nationales accessibles aux primo-accédants pour investir en Auvergne-Rhône-Alpes sont le \x3Cstrong>PTZ\x3C/strong>, le \x3Cstrong>Prêt Action Logement \x3C/strong>et d’autres types de crédits conventionnés. Les \x3Cstrong>taux d’intérêt sont très favorables\x3C/strong> et fixés en fonction de la durée de remboursement. Pour les ménages qui achètent un logement neuf en Auvergne-Rhône-Alpes, il est aussi possible de demander des aides départementales ou locales.\x3C/p>\x3Cp>Par exemple, le conseil général de l’Ain délivre un prêt de 15 000 euros sur 15 ans, à 1 % d’intérêt hors assurance aux primo-accédants, sous certaines conditions. La métropole de Lyon donne une prime à l’achat, dont le montant varie entre 2 000 et 6 000 euros aux logements collectifs et aux logements individuels groupés développés dans les zones d’aménagement concerté. Les communes peuvent aussi donner des subventions ou primes aux primo-accédants pour un logement neuf en Auvergne-Rhône-Alpes.\x3C/p>\x3Ch3>Acheter un programme neuf en Auvergne-Rhône-Alpes pour faire un investissement locatif\x3C/h3>\x3Cp>Les pôles économiques ; les activités touristiques ; les grandes villes étudiantes ou industrielles ; autant de facteurs qui font de la région Auvergne-Rhône-Alpes un lieu idéal pour investir dans un programme neuf. Le tout soutenu par les \x3Cstrong>taux d’intérêts intéressants \x3C/strong>dont il faut absolument profiter pendant qu'il est encore temps.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Pour les investisseurs qui choisissent d’acheter un appartement neuf en Auvergne-Rhône-Alpes pour faire de la location meublée, le statut de LMNP(loueur meublé non professionnel) présente de nombreux avantages. La location meublée donne en effet droit à un \x3Cstrong>allégement fiscal\x3C/strong> important, sous réserve de respecter les conditions d’éligibilité. La déclaration en tant que LMNP est obligatoire pour pouvoir ensuite bénéficier du régime fiscal associé. De même, la location doit comporter tous les éléments obligatoires pour être qualifiée de meublée.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Auvergne-Rhône-Alpes ?\x3C/h3>\x3Cp>Région toujours plus attractive et dynamique, il n’a jamais été aussi intéressant de concrétiser son projet d’achat immobilier en Auvergne-Rhône-Alpes, qui se classe deuxième région la plus peuplée de France. Entre lacs, montagnes, fleuves et station de sport d’hiver, mais aussi villes étudiantes attractives et dynamiques, chacun de ses treize départements dispose de ses propres atouts culturels et naturels, ce qui en fait une \x3Cstrong>région très recherchée\x3C/strong>, aussi bien pour s’implanter que pour effectuer un investissement locatif. D’autant plus que la région est desservie par un large réseau autoroutier, des lignes ferroviaires et plusieurs aéroports. Porté par le secteur industriel, touristique et gastronomique, la région centrale est dynamique et son \x3Cstrong>marché du neuf en pleine expansion. C’est le moment !\x3C/strong>\x3C/p>\x3Cp>\x3Ca href=\"https://www.cogedim.com/auvergne-rhone-alpes/ain-01/\">\x3Cstrong>Découvrir également nos logements dans l'Ain\x3C/strong>\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch2>Investir dans l’immobilier neuf en Auvergne-Rhône-Alpes\x3C/h2>\x3Cp>Située dans le Centre-Est de la France, la région Auvergne-Rhône-Alpes fait partie des plus dynamiques du territoire national. Jouissant d’une croissance démographique et économique constante, le marché de l’immobilier se porte bien. C’est un territoire aux \x3Cstrong>multiples facettes\x3C/strong> avec d’un côté la région Rhône-Alpes, ses cinq métropoles et ses stations de sport d’hiver qui offrent une diversité de paysages riches et d’un autre l’Auvergne avec Lyon qui attire toujours plus d’étudiants ou Grenoble et ses industries de pointe qui dynamise le marché. En tant qu'expert immobilier, nous serons ravis de vous aider et vous conseiller dans votre recherche pour réaliser un \x3Cstrong>investissement judicieux\x3C/strong>, lucratif et adapté à votre situation personnelle.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Auvergne-Rhône-Alpes\x3C/h3>\x3Cp>Les aides nationales accessibles aux primo-accédants pour investir en Auvergne-Rhône-Alpes sont le \x3Cstrong>PTZ\x3C/strong>, le \x3Cstrong>Prêt Action Logement \x3C/strong>et d’autres types de crédits conventionnés. Les \x3Cstrong>taux d’intérêt sont très favorables\x3C/strong> et fixés en fonction de la durée de remboursement. Pour les ménages qui achètent un logement neuf en Auvergne-Rhône-Alpes, il est aussi possible de demander des aides départementales ou locales.\x3C/p>\x3Cp>Par exemple, le conseil général de l’Ain délivre un prêt de 15 000 euros sur 15 ans, à 1 % d’intérêt hors assurance aux primo-accédants, sous certaines conditions. La métropole de Lyon donne une prime à l’achat, dont le montant varie entre 2 000 et 6 000 euros aux logements collectifs et aux logements individuels groupés développés dans les zones d’aménagement concerté. Les communes peuvent aussi donner des subventions ou primes aux primo-accédants pour un logement neuf en Auvergne-Rhône-Alpes.\x3C/p>\x3Ch3>Acheter un programme neuf en Auvergne-Rhône-Alpes pour faire un investissement locatif\x3C/h3>\x3Cp>Les pôles économiques ; les activités touristiques ; les grandes villes étudiantes ou industrielles ; autant de facteurs qui font de la région Auvergne-Rhône-Alpes un lieu idéal pour investir dans un programme neuf. Le tout soutenu par les \x3Cstrong>taux d’intérêts intéressants \x3C/strong>dont il faut absolument profiter pendant qu'il est encore temps.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Pour les investisseurs qui choisissent d’acheter un appartement neuf en Auvergne-Rhône-Alpes pour faire de la location meublée, le statut de LMNP(loueur meublé non professionnel) présente de nombreux avantages. La location meublée donne en effet droit à un \x3Cstrong>allégement fiscal\x3C/strong> important, sous réserve de respecter les conditions d’éligibilité. La déclaration en tant que LMNP est obligatoire pour pouvoir ensuite bénéficier du régime fiscal associé. De même, la location doit comporter tous les éléments obligatoires pour être qualifiée de meublée.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Auvergne-Rhône-Alpes ?\x3C/h3>\x3Cp>Région toujours plus attractive et dynamique, il n’a jamais été aussi intéressant de concrétiser son projet d’achat immobilier en Auvergne-Rhône-Alpes, qui se classe deuxième région la plus peuplée de France. Entre lacs, montagnes, fleuves et station de sport d’hiver, mais aussi villes étudiantes attractives et dynamiques, chacun de ses treize départements dispose de ses propres atouts culturels et naturels, ce qui en fait une \x3Cstrong>région très recherchée\x3C/strong>, aussi bien pour s’implanter que pour effectuer un investissement locatif. D’autant plus que la région est desservie par un large réseau autoroutier, des lignes ferroviaires et plusieurs aéroports. 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À Rumilly, avec COGEDIM ACCESS pour la 1ère fois vous pouvez devenir propriétaire de votre appartement neuf en résidence principale.
Dernière belle opportunité 4 pièces ! À Rumilly, entre lac du Bourget et lac d'Annecy, Cogedim signe une superbe résidence, idéale pour vivre comme pour investir. Au calme d'un quartier paisible, avec les montagnes pour horizon, elle associe l'élégance d'une architecture contemporaine, le confort de performances énergétiques exigeantes et la douceur d'un parc généreusement arboré. Au cœur de l'Albanais, vous profitez d'une ville dynamique et préservée, parfaitement connectée par l'A41 et le train à destination d'Annecy, Aix-les-Bains, Chambéry, Grenoble et Lyon.
Éligible
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www.georisques.gouv.fr